Residential Accredit Loans Inc – ‘8-K’ for 4/8/99

As of:  Tuesday, 4/13/99   ·   For:  4/8/99   ·   Accession #:  949493-99-58   ·   File #:  33-95932

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Current Report   —   Form 8-K
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Document/Exhibit                   Description                      Pages   Size 

 1: 8-K         1999-Qs4 Pooling & Servicing                         825±  2.85M 

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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

 SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) March 1, 1999  

RESIDENTIAL  ACCREDIT  LOANS,  INC. (as company  under a Pooling and Servicing  
Agreement  dated as of March 1, 1999  providing  for, inter alia, the issuance  
of Mortgage Asset-Backed Pass-Through Certificates, Series 1999-QS4)            

Residential Accredit Loans, Inc.    
(Exact name of registrant as specified in its charter)  

DELAWARE               333-72661             51-0368240           
(State or other jurisdiction  (Commission)        (I.R.S. employer              
8of incorporation)            file number)        identification no.)           

8400      Normandale Lake Blvd., Suite 600, Minneapolis,  MN     55437
(Address of principal executive offices)                            (Zip code)  

Registrant's telephone number, including area code (612) 832-7000   

(Former name or former address, if changed since last report) 

 Exhibit Index located on Page 2

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Items 1 through 6 and Item 8 are not included because they are not applicable.  

Item 7.     Financial  Statements,   Pro  Forma  Financial  Information  and    
Exhibits.                                                                       

(a)   Not applicable                                    

(b)   Not applicable                                    

            (c) Exhibits  (executed copies):  The following  execution copies of
Exhibits to the Form S-3  Registration  Statement of the  Registrant  are hereby
filed:                                                                          

                                                                    Sequentially
Exhibit                                                             Numbered    
Number                                                            Exhibit Page  

10.1  Pooling  and  Servicing  Agreement,  dated  as  of  March  1,  1999  among
Residential  Accredit Loans, Inc., as company,  Residential Funding Corporation,
as master servicer, and Bankers Trust Company, as trustee.                      

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   5

SIGNATURES

            Pursuant to the requirements of the Securities Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned thereunto duly authorized.                                          

                                    RESIDENTIAL ACCREDIT LOANS, INC.

                                  By:    /s/Timothy Pillar
                           Name:  Tim Pillar
                               Title: Vice President

Dated:  March 30, 1999                                                          

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SIGNATURES

            Pursuant to the requirements of the Securities Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned thereunto duly authorized.                                          

                                    RESIDENTIAL ACCREDIT LOANS, INC.

                               By:        ________________
                           Name:  Tim Pillar
                               Title: Vice President

Dated:  March 30, 1999                                                          

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Exhibit 10.1        

Pooling and  Servicing  Agreement,  dated as of March 1, 1999 among  Residential
Accredit Loans, Inc., as company,  Residential  Funding  Corporation,  as master
servicer, and Bankers Trust Company, as trustee.                                

EXECUTION COPY

==============================================================================  

RESIDENTIAL ACCREDIT LOANS, INC.,   

Company,  

RESIDENTIAL FUNDING CORPORATION,  

Master Servicer,  

and   

BANKERS TRUST COMPANY,  

Trustee   

POOLING AND SERVICING AGREEMENT   

Dated as of March 1, 1999   

Mortgage Asset-Backed Pass-Through Certificates   

Series 1999-QS4   

==============================================================================  

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TABLE OF CONTENTS     

                                                                            Page

-i-                               

Article I  DEFINITIONS.......................................................3  

Section                                                             
          1.01.Definitions ................................................3

Accrued Certificate Interest.................................................3  

Addendum and Assignment Agreement............................................4  

Additional Collateral........................................................4  

Additional Collateral Loan...................................................4  

Adjusted Mortgage Rate.......................................................4  

Advance......................................................................4  

Affiliate....................................................................4  

Agreement....................................................................4  

Amount Held for Future Distribution..........................................4  

Appraised Value..............................................................4  

Assignment...................................................................5  

Assignment Agreement.........................................................5  

Assignment of Proprietary Lease..............................................5  

Available Distribution Amount................................................5  

Bankruptcy Amount............................................................5  

Bankruptcy Code..............................................................6  

Bankruptcy Loss..............................................................6  

Book-Entry Certificate.......................................................6  

Business Day.................................................................6  

Buydown Funds................................................................7  

Buydown Mortgage Loan........................................................7  

Cash Liquidation.............................................................7  

Certificate..................................................................7  

Certificate Account..........................................................7  

Certificate Account Deposit Date.............................................7  

Certificateholder or Holder..................................................7  

Certificate Owner............................................................7  

Certificate Principal Balance................................................7  

Certificate Register and Certificate Registrar...............................8  

Class........................................................................8  

Class A Certificate..........................................................8  

Class A-P Collection Shortfall...............................................9  

Class A-P Principal Distribution Amount......................................9  

Class A-V Certificates.......................................................9  

Class A-V Notional Amount or Notional Amount.................................9  

Class A-V Subclass Notional Amount...........................................9  

Class B Certificate..........................................................9  

Class B Percentage...........................................................9  

Class B-1 Percentage.........................................................9  

Class B-1 Prepayment Distribution Trigger....................................9  

Class B-2 Percentage.........................................................9  

Class B-2 Prepayment Distribution Trigger...................................10  

Class B-3 Percentage........................................................10  

Class B-3 Prepayment Distribution Trigger...................................10  

Class M Certificate.........................................................10  

Class M Percentage..........................................................10  

Class M-1 Percentage........................................................10  

Class M-2 Percentage........................................................10  

Class M-2 Prepayment Distribution Trigger...................................10  

Class M-3 Percentage........................................................11  

Class M-3 Prepayment Distribution Trigger...................................11  

Class R Certificate.........................................................11  

Closing Date................................................................11  

Code........................................................................11  

Compensating Interest.......................................................11  

Cooperative.................................................................11  

Cooperative Apartment.......................................................12  

Cooperative Lease...........................................................12  

Cooperative Loans...........................................................12  

Cooperative Stock...........................................................12  

Cooperative Stock Certificate...............................................12  

Corporate Trust Office......................................................12  

Credit Support Depletion Date...............................................12  

Curtailment.................................................................12  

Custodial Account...........................................................12  

Custodial Agreement.........................................................12  

Custodian...................................................................12  

Cut-off Date................................................................12  

Cut-off Date Principal Balance..............................................13  

DCR..................................................................... ...13  

Debt Service Reduction......................................................13  

Deficient Valuation.........................................................13  

Definitive Certificate......................................................13  

Deleted Mortgage Loan.......................................................13  

Depository..................................................................13  

Depository Participant......................................................13  

Destroyed Mortgage Note.....................................................13  

Determination Date..........................................................14  

Discount Fraction...........................................................14  

Discount Mortgage Loan......................................................14  

Disqualified Organization...................................................14  

Distribution Date...........................................................14  

Due Date....................................................................14  

Due Period..................................................................14  

Eligible Account............................................................15  

Eligible Funds..............................................................15  

Event of Default............................................................15  

Excess Bankruptcy Loss......................................................15  

Excess Fraud Loss...........................................................15  

Excess Special Hazard Loss..................................................15  

Excess Subordinate Principal Amount.........................................15  

Extraordinary Events........................................................16  

Extraordinary Losses........................................................16  

FASIT.......................................................................16  

FDIC........................................................................16  

FHLMC.......................................................................16  

Final Distribution Date.....................................................17  

Fitch IBCA..................................................................17  

FNMA........................................................................17  

Foreclosure Profits.........................................................17  

Fraud Loss Amount...........................................................17  

Fraud Losses................................................................17  

Independent.................................................................17  

Initial Certificate Principal Balance.......................................18  

Initial Class A-V Notional Amount...........................................18  

Initial Monthly Payment Fund................................................18  

Insurance Proceeds..........................................................18  

Insurer.....................................................................18  

Interest Accrual Period.....................................................18  

International Borrower......................................................18  

Junior Certificateholder....................................................18  

Junior Class of Certificates................................................18  

Late Collections............................................................18  

Liquidation Proceeds........................................................18  

Loan-to-Value Ratio.........................................................19  

Maturity Date...............................................................19  

MLCC........................................................................19  

Modified Mortgage Loan......................................................19  

Modified Net Mortgage Rate..................................................19  

Monthly Payment.............................................................19  

Moody's.....................................................................19  

Mortgage....................................................................19  

Mortgage 100SM Loan.........................................................19  

Mortgage File...............................................................19  

Mortgage Loan Schedule......................................................20  

Mortgage Loans..............................................................20  

Mortgage Note...............................................................21  

Mortgage Rate...............................................................21  

Mortgaged Property..........................................................21  

Mortgagor...................................................................21  

Net Mortgage Rate...........................................................21  

Non-Discount Mortgage Loan..................................................21  

Non-Primary Residence Loans.................................................21  

Non-United States Person....................................................21  

Nonrecoverable Advance......................................................21  

Nonsubserviced Mortgage Loan................................................21  

Officers' Certificate.......................................................21  

Opinion of Counsel..........................................................21  

Outstanding Mortgage Loan...................................................22  

Ownership Interest..........................................................22  

Parent PowerSM Loan.........................................................22  

Pass-Through Rate...........................................................22  

Paying Agent................................................................22  

Percentage Interest.........................................................22  

Permitted Investments.......................................................23  

Permitted Transferee........................................................24  

Person......................................................................24  

Pledged Asset Mortgage Servicing Agreement..................................24  

Pool Stated Principal Balance...............................................24  

Pool Strip Rate.............................................................24  

Prepayment Assumption.......................................................24  

Prepayment Distribution Percentage..........................................24  

Prepayment Distribution Trigger.............................................26  

Prepayment Interest Shortfall...............................................26  

Prepayment Lockout Percentage...............................................26  

Prepayment Period...........................................................26  

Primary Insurance Policy....................................................26  

Principal Prepayment........................................................26  

Principal Prepayment in Full................................................26  

Program Guide...............................................................26  

Purchase Price..............................................................26  

Qualified Substitute Mortgage Loan..........................................27  

Rating Agency...............................................................27  

Realized Loss...............................................................27  

Record Date.................................................................28  

Regular Certificate.........................................................28  

REMIC.......................................................................28  

REMIC Administrator.........................................................28  

REMIC Provisions............................................................28  

REO Acquisition.............................................................29  

REO Disposition.............................................................29  

REO Imputed Interest........................................................29  

REO Proceeds................................................................29  

REO Property................................................................29  

Request for Release.........................................................29  

Required Insurance Policy...................................................29  

Required Surety Payment.....................................................29  

Residential Funding.........................................................29  

Responsible Officer.........................................................29  

Schedule of Discount Fractions..............................................29  

Security Agreement..........................................................30  

Seller......................................................................30  

Seller's Agreement..........................................................30  

Senior Accelerated Distribution Percentage..................................30  

Senior Certificate..........................................................31  

Senior Percentage...........................................................31  

Senior Principal Distribution Amount........................................31  

Servicing Accounts..........................................................31  

Servicing Advances..........................................................31  

Servicing Fee...............................................................31  

Servicing Modification......................................................32  

Servicing Officer...........................................................32  

Special Hazard Amount.......................................................32  

Special Hazard Loss.........................................................33  

Standard & Poor's...........................................................33  

Stated Principal Balance....................................................33  

Subclass....................................................................33  

Subordinate Percentage......................................................33  

Subordinate Principal Distribution Amount...................................33  

Subserviced Mortgage Loan...................................................34  

Subservicer.................................................................34  

Subservicer Advance.........................................................34  

Subservicing Account........................................................34  

Subservicing Agreement......................................................34  

Subservicing Fee............................................................34  

Surety......................................................................34  

Surety Bond.................................................................34  

Tax Returns.................................................................34  

Transfer....................................................................35  

Transferee..................................................................35  

Transferor..................................................................35  

Trust Fund..................................................................35  

Uncertificated REMIC Regular Interests......................................35  

Uniform Single Attestation Program for Mortgage Bankers.....................35  

Uninsured Cause.............................................................35  

United States Person........................................................36  

Voting Rights...............................................................36  

Article II   CONVEYANCE OF MORTGAGE LOANS;                                      
ORIGINAL ISSUANCE OF CERTIFICATES.........................................37

    Section 2.01   Conveyance of Mortgage Loans...........................37

    Section 2.02.  Acceptance by Trustee..................................41

  Section 2.03.  Representations, Warranties and Covenants of the Master
                   Servicer and the Company.................. ............43

    Section 2.04.  Representations and Warranties of Sellers..............47

    Section 2.05.  Execution and Authentication of Certificates...........49

Article III   ADMINISTRATION AND SERVICING OF MORTGAGE LOANS................50  

    Section 3.01.Master Servicer to Act as Servicer ......................50

Section 3.02.Subservicing Agreements Between Master  Servicer and   
                Subservicers; Enforcement Of  Subservicers' and Sellers'
                  Obligations...................... ......................51

    Section 3.03.Successor Subservicers ..................................52

    Section 3.04.Liability of the Master Servicer ........................52

Section 3.05.No Contractual Relationship Between  Subservicer and   
                  Trustee or  Certificateholders .........................53

Section 3.06.Assumption or Termination of Subservicing  Agreements  
                   by Trustee ............................................53

Section 3.07.Collection of Certain Mortgage Loan Payments;  Deposits
                  to Custodial Account ...................................53

    Section 3.08.Subservicing Accounts; Servicing Accounts ...............56

   Section 3.09.Access to Certain Documentation and  Information Regarding
                   the Mortgage Loans ....................................57

    Section 3.10.Permitted Withdrawals from the  Custodial Account .......57

Section 3.11.Maintenance of the Primary Insurance  Policies;        
                  Collections Thereunder .................................59

  Section 3.12.Maintenance of Fire Insurance and  Omissions and Fidelity
                  Coverage ...............................................60

Section 3.13.Enforcement of Due-on-Sale Clauses;  Assumption and    
                  Modification Agreements; Certain Assignments............62

    Section 3.14.Realization Upon Defaulted Mortgage Loans ...............64

    Section 3.15.Trustee to Cooperate;  Release of Mortgage Files ........66

Section 3.16.Servicing and Other Compensation;  Compensating        
                  Interest ...............................................68

    Section 3.17..Reports to the Trustee and the Company .................69

    Section 3.18.Annual Statement as to Compliance .......................69

    Section 3.19.Annual Independent Public Accountants' Servicing Repor ..69

    Section 3.20.Rights of the Company in Respect of the Master Servicer .70

    Section 3.21.Administration of Buydown Funds .........................70

Article IV   PAYMENTS TO CERTIFICATEHOLDERS.................................72  

    Section 4.01.Certificate Account .....................................72

Section                                                             
          4.02.Distributions .............................................72

    Section 4.03.Statements to Certificateholders ........................81

 Section 4.04.Distribution of Reports to the Trustee and  the Company;
                  Advances by the Master Servicer.........................83

    Section 4.05.Allocation of Realized Losses                            84

Section 4.06.Reports of Foreclosures and Abandonment of Mortgaged   
                  Property ...............................................86

    Section 4.07.Optional Purchase of Defaulted Mortgage Loans ...........86

    Section 4.08.Surety Bond .............................................87

Article V   THE CERTIFICATES................................................88  

    Section 5.01.The Certificates ........................................88

    Section 5.02.Registration of Transfer and Exchange of Certificates ...90

    Section 5.03.Mutilated, Destroyed, Lost or Stolen Certificates .......96

    Section 5.04.Persons Deemed Owners ...................................96

    Section 5.05.Appointment of Paying Agent .............................96

    Section 5.06.Optional Purchase of Certificates .......................97

Article VI   THE COMPANY AND THE MASTER SERVICER............................99  

Section 6.01.Respective Liabilities of the Company and the  Master  
             Servicer ....................................................99

      Section  6.02.Merger  or  Consolidation  of  the  Company  or  the  Master
            Servicer;  Assignment  of Rights and  Delegation of Duties by Master
          Servicer.......... .............................................99

     Section 6.03.Limitation on Liability of the Company,  the Master Servicer
              and Others ................................................100

    Section 6.04.Company and Master Servicer Not to Resign. .............101

Article VII   DEFAULT......................................................102  

    Section 7.01.Events of Default ......................................102

    Section 7.02.Trustee or Company to Act; Appointment of Successor ....104

    Section 7.03.Notification to Certificateholders. ....................104

    Section 7.04.Waiver of Events of Default. ...........................105

Article VIII   CONCERNING THE TRUSTEE......................................106  

    Section 8.01.Duties of Trustee. .....................................106

    Section 8.02.Certain Matters Affecting the Trustee ..................107
    Section 8.03.Trustee Not Liable for Certificates or  Mortgage Loans .109

    Section 8.04.Trustee May Own Certificates ...........................109

Section 8.05.Master Servicer to Pay Trustee's Fees  and Expenses;   
                  Indemnification .......................................109

    Section 8.06Eligibility Requirements for Trustee ....................110

    Section 8.07.Resignation and Removal of the Trustee. ................111

    Section 8.08.Successor Trustee ......................................111

    Section 8.09.Merger or Consolidation of Trustee .....................112

    Section 8.10.Appointment of Co-Trustee or Separate Trustee ..........112

    Section 8.11Appointment of Custodians ...............................113

    Section 8.12.Appointment of Office or Agency ........................114

Article IX   TERMINATION...................................................115  

 Section 9.01.Termination Upon Purchase by the Master Servicer  or the
             Company or Liquidation of All  Mortgage Loans...............115

    Section 9.02.Additional Termination Requirements ....................117

Article X   REMIC PROVISIONS...............................................119  

    Section 10.01.REMIC Administration ..................................119

Section 10.02.Master Servicer, REMIC Administrator and  Trustee     
             Indemnification ............................................122

Article XI   MISCELLANEOUS PROVISIONS......................................124  

Section                                                             
          11.01.Amendment ...............................................124

    Section 11.02.Recordation of Agreement; Counterparts ................126

    Section 11.03.Limitation on Rights of Certificateholders ............126

    Section 11.04.Governing Law .........................................127

Section                                                             
          11.05.Notices .................................................127

    Section 11.06.Notices to Rating Agency ..............................128

    Section 11.07.Severability of Provisions ............................129

    Section 11.08.Supplemental Provisions  for Resecuritization .........129

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TABLE OF CONTENTS   
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EXHIBITS  

Exhibit A:        Form of Class A Certificate                                   
Exhibit B:        Form of Class M Certificate                                   
Exhibit C:        Form of Class B Certificate                                   
Exhibit D:        Form of Class R Certificate                                   
Exhibit E:        Form of Custodial Agreement                                   
Exhibit F:        Mortgage Loan Schedule                                        
Exhibit G:        Form of Seller/Servicer Contract                              
Exhibit H:        Forms of Request for Release                                  
Exhibit I-1:      Form of Transfer Affidavit and Agreement                      
Exhibit I-2:      Form of Transferor Certificate                                
Exhibit J-1:      Form of Investor Representation Letter                        
Exhibit J-2:      Form of ERISA Representation Letter                           
Exhibit K:        Form of Transferor Representation Letter                      
Exhibit L:        Form of Rule 144A Investment Representation Letter            
Exhibit M:        Text of Amendment to Pooling and Servicing Agreement          
       Pursuant to Section 11.01(e) for a Limited Guaranty
Exhibit N:        Form of Limited Guaranty                                      
Exhibit O:        Form of Lender Certification for Assignment of Mortgage Loan  
Exhibit P:        Schedule of Discount Fractions                                
Exhibit Q:        Request for Exchange Form                                     

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87                          

      This is a Pooling  and  Servicing  Agreement,  dated as of March 1,  1999,
among  RESIDENTIAL  ACCREDIT  LOANS,  INC.,  as the company  (together  with its
permitted   successors  and  assigns,   the  "Company"),   RESIDENTIAL   FUNDING
CORPORATION,  as master  servicer  (together  with its permitted  successors and
assigns, the "Master Servicer"), and BANKERS TRUST COMPANY, as Trustee (together
with its permitted successors and assigns, the "Trustee").                      

PRELIMINARY STATEMENT:  

      The   Company   intends  to  sell   mortgage   pass-through   certificates
(collectively, the "Certificates"),  to be issued hereunder in multiple classes,
which in the aggregate will evidence the entire beneficial ownership interest in
the  Mortgage  Loans  (as  defined  herein).   As  provided  herein,  the  REMIC
Administrator  will make an  election  to treat the  entire  segregated  pool of
assets  described in the  definition  of Trust Fund herein,  and subject to this
Agreement  (including  the  Mortgage  Loans but  excluding  the Initial  Monthly
Payment  Fund),  as a real estate  mortgage  investment  conduit (a "REMIC") for
federal  income  tax  purposes,  and  such  segregated  pool of  assets  will be
designated as a "REMIC." The Class A-1,  Class A-P,  Class M-1, Class M-2, Class
M-3,  Class B-1,  Class B-2 and Class B-3  Certificates  and the  Uncertificated
REMIC Regular Interests (as defined herein),  the rights in and to which will be
represented by the Class A-V  Certificates,  will be "regular  interests" in the
REMIC,  and the  Class  R  Certificates  will be the  sole  class  of  "residual
interests"  therein for  purposes of the REMIC  Provisions  (as defined  herein)
under federal income tax law.                                                   

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      The following table sets forth the designation,  type,  Pass-Through Rate,
aggregate Initial Certificate Principal Balance,  Maturity Date, initial ratings
and certain features for each Class of Certificates comprising the              
interests in the Trust Fund created hereunder.                                  

                                                                [Download Table]


                           Aggregate                                               
                           Initial                                                 
                         Certificate                                               
             Pass-Throug  Principal                       Maturity    Standard     
Designation     Rate       Balance        Features          Date      & Poor's  DCR

                                                                                   
Class A-1      6.25%     $200,000,000.00   Senior      March 25, 2014   AAA     AAA
Class A-P      0.00%     $   33,549.74    Principal    March 25, 2014   AAAr    AAA
                                         Only/Senior                               
Class A-V    Variable    $        0.00    Variable     March 25, 2014   AAAr    AAA
                Rate                    Strip/Senior                               
Class R        6.25%     $      100.00 Residual/Senior March 25, 2014   AAA     AAA
Class M-1      6.25%     $5,865,400.00    Mezzanine    March 25, 2014   N/A     AA 
Class M-2      6.25%     $  942,600.00    Mezzanine    March 25, 2014   N/A      A 
Class M-3      6.25%     $  942,600.00    Mezzanine    March 25, 2014   N/A     BBB
Class B-1      6.25%     $  628,400.00   Subordinate   March 25, 2014   N/A     BB 
Class B-2      6.25%     $  523,700.00   Subordinate   March 25, 2014   N/A      B 
Class B-3      6.25%     $  523,708.79   Subordinate   March 25, 2014   N/A     N/A


      The Mortgage Loans have an aggregate  Cut-off Date Principal Balance equal
to $209,460,058.53.  The Mortgage Loans are fixed-rate first lien mortgage loans
having  terms to maturity at  origination  or  modification  of not more than 15
years.                                                                          

      In consideration of the mutual agreements  herein contained,  the Company,
the Master Servicer and the Trustee agree as follows:                           

Article I                                                                       

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DEFINITIONS   

Section 1.01  Definitions.                                                      

      Whenever used in this Agreement,  the following words and phrases,  unless
the  context  otherwise  requires,  shall have the  meanings  specified  in this
Article.                                                                        

      Accrued Certificate  Interest:  With respect to each Distribution Date, as
to any Class A Certificate  (other than the Class A-P Certificates and Class A-V
Certificates),  any Class M Certificate,  any Class B Certificate or any Class R
Certificate,  interest accrued during the related Interest Accrual Period at the
related   Pass-Through  Rate  on  the  Certificate   Principal  Balance  thereof
immediately prior to such  Distribution  Date. With respect to each Distribution
Date, as to the Class A-V Certificates in the aggregate, interest accrued during
the related  Interest  Accrual  Period at the related  Pass-Through  Rate on the
Class A-V Notional  Amount.  With respect to each  Distribution  Date, as to any
Subclass of Class A-V Certificates, interest accrued during the related Interest
Accrual  Period at the  related  Pass-Through  Rate on the  Class  A-V  Subclass
Notional Amount thereof.  Accrued Certificate Interest will be calculated on the
basis of a 360-day  year,  consisting  of  twelve  30-day  months.  In each case
Accrued Certificate Interest on any Class of Certificates will be reduced by the
amount of (i)  Prepayment  Interest  Shortfalls (to the extent not offset by the
Master Servicer with a payment of  Compensating  Interest as provided in Section
4.01),  (ii) the interest  portion  (adjusted  to the Net Mortgage  Rate (or the
Modified Net Mortgage Rate in the case of a Modified Mortgage Loan)) of Realized
Losses  (including  Excess Special Hazard  Losses,  Excess Fraud Losses,  Excess
Bankruptcy Losses and Extraordinary  Losses) not allocated solely to one or more
specific  Classes of Certificates  pursuant to Section 4.05,  (iii) the interest
portion of  Advances  previously  made with  respect  to a Mortgage  Loan or REO
Property  which  remained  unreimbursed  following the Cash  Liquidation  or REO
Disposition of such Mortgage Loan or REO Property that were made with respect to
delinquencies  that  were  ultimately  determined  to be Excess  Special  Hazard
Losses,  Excess Fraud Losses,  Excess Bankruptcy Losses or Extraordinary  Losses
and (iv) any other interest shortfalls not covered by the subordination provided
by the Class M Certificates and Class B Certificates, including interest that is
not collectible from the Mortgagor  pursuant to the Soldiers' and Sailors' Civil
Relief Act of 1940, as amended,  or similar  legislation  or  regulations  as in
effect from time to time,  with all such  reductions  allocated among all of the
Certificates in proportion to their  respective  amounts of Accrued  Certificate
Interest payable on such Distribution Date which would have resulted absent such
reductions. Any portion of the reductions described in the immediately preceding
sentence  that are  allocated to the Class A-V  Certificates  shall be allocated
among the Subclasses  thereof, if any, in proportion to their respective amounts
of Accrued  Certificate  Interest payable on such  Distribution Date which would
have  resulted  absent  such  reductions.  In  addition  to that  portion of the
reductions  described in the second preceding sentence that are allocated to any
Class of Class B  Certificates  or any  Class of Class M  Certificates,  Accrued
Certificate  Interest  on such  Class of Class B  Certificates  or such Class of
Class M Certificates  will be reduced by the interest  portion  (adjusted to the
Net Mortgage Rate) of Realized Losses that are allocated solely to such Class of
Class B Certificates  or such Class of Class M Certificates  pursuant to Section
4.05.                                                                           

Addendum and Assignment Agreement:  The Addendum and Assignment     
Agreement, dated as of January 31, 1995, between MLCC and the Master Servicer.  

      Additional  Collateral:  With  respect to any  Mortgage  100 SM Loan,  the
marketable  securities  held from time to time as security for the  repayment of
such Mortgage 100 SM Loan and any related collateral. With respect to any Parent
Power SM Loan, the third-party guarantee for such Parent Power SM Loan, together
with (i) any  marketable  securities  held from time to time as security for the
performance of such  guarantee and any related  collateral or (ii) any mortgaged
property  securing the  performance of such  guarantee,  the related home equity
line of credit loan and any related collateral.                                 

Additional Collateral Loan:  Each Mortgage Loan that is supported by
Additional Collateral.                                                          

      Adjusted  Mortgage Rate: With respect to any Mortgage Loan and any date of
determination,  the Mortgage Rate borne by the related  Mortgage Note,  less the
rate at which the related Subservicing Fee accrues.                             

Advance:  As to any Mortgage Loan, any advance made by the Master   
Servicer, pursuant to Section 4.04.                                             

      Affiliate:  With  respect to any  Person,  any other  Person  controlling,
controlled by or under common  control with such first Person.  For the purposes
of this  definition,  "control"  means the power to direct  the  management  and
policies of such Person,  directly or indirectly,  whether through the ownership
of voting securities,  by contract or otherwise; and the terms "controlling" and
"controlled" have meanings correlative to the foregoing.                        

Agreement:  This Pooling and Servicing Agreement and all amendments 
hereof and supplements hereto.                                                  

      Amount Held for Future  Distribution:  As to any  Distribution  Date,  the
total of the amounts held in the  Custodial  Account at the close of business on
the  preceding  Determination  Date  on  account  of (i)  Liquidation  Proceeds,
Insurance Proceeds, Principal Prepayments, Mortgage Loan purchases made pursuant
to  Section  2.02,  2.03,  2.04 or 4.07 and  Mortgage  Loan  substitutions  made
pursuant  to  Section  2.03  or 2.04  received  or  made  in the  month  of such
Distribution Date (other than such Liquidation Proceeds,  Insurance Proceeds and
purchases  of Mortgage  Loans that the Master  Servicer  has deemed to have been
received in the  preceding  month in accordance  with Section  3.07(b)) and (ii)
payments which  represent  early receipt of scheduled  payments of principal and
interest due on a date or dates subsequent to the related Due Date.             

      Appraised  Value:  As to any  Mortgaged  Property,  the  lesser of (i) the
appraised value of such Mortgaged  Property based upon the appraisal made at the
time of the  origination of the related  Mortgage Loan, and (ii) the sales price
of the Mortgaged  Property at such time of origination,  except in the case of a
Mortgaged  Property  securing a refinanced or modified Mortgage Loan as to which
it is  either  the  appraised  value  determined  above or the  appraised  value
determined in an appraisal at the time of  refinancing or  modification,  as the
case may be.                                                                    

      Assignment:   An  assignment  of  the  Mortgage,  notice  of  transfer  or
equivalent  instrument,  in recordable  form,  sufficient  under the laws of the
jurisdiction  wherein  the related  Mortgaged  Property is located to reflect of
record  the  sale  of the  Mortgage  Loan to the  Trustee  for  the  benefit  of
Certificateholders,   which   assignment,   notice  of  transfer  or  equivalent
instrument  may be in the  form  of one or  more  blanket  assignments  covering
Mortgages  secured  by  Mortgaged  Properties  located  in the same  county,  if
permitted by law and accompanied by an Opinion of Counsel to that effect.       

      Assignment Agreement: The Assignment and Assumption Agreement, dated March
30, 1999, between  Residential  Funding and the Company relating to the transfer
and assignment of the Mortgage Loans.                                           

      Assignment of Proprietary  Lease:  With respect to a Cooperative Loan, the
assignment of the related Cooperative Lease from the Mortgagor to the originator
of the Cooperative Loan.                                                        

      Available  Distribution  Amount:  As to any  Distribution  Date, an amount
equal to (a) the sum of (i) the amount on deposit in the Custodial Account as of
the  close of  business  on the  immediately  preceding  Determination  Date and
amounts  deposited in the Custodial  Account in connection with the substitution
of Qualified  Substitute  Mortgage Loans, (ii) the amount of any Advance made on
the immediately  preceding  Certificate  Account Deposit Date,  (iii) any amount
deposited in the Certificate  Account on the related Certificate Account Deposit
Date  pursuant  to the  second  paragraph  of Section  3.12(a),  (iv) any amount
deposited in the  Certificate  Account  pursuant to Section 4.07, (v) any amount
that the Master Servicer is not permitted to withdraw from the Custodial Account
or the  Certificate  Account  pursuant  to Section  3.16(e)  and (vi) any amount
received  by the  Trustee  pursuant  to the  Surety  Bond  in  respect  of  such
Distribution  Date,  reduced by (b) the sum as of the close of  business  on the
immediately  preceding  Determination Date of (w) aggregate Foreclosure Profits,
(x) the Amount Held for Future  Distribution,  and (y) amounts  permitted  to be
withdrawn by the Master  Servicer from the  Custodial  Account in respect of the
Mortgage Loans pursuant to clauses (ii)-(x), inclusive, of Section 3.10(a).     

      Bankruptcy  Amount:  As of any date of  determination  prior to the  first
anniversary  of the Cut-off Date, an amount equal to the excess,  if any, of (A)
$100,000 over (B) the aggregate amount of Bankruptcy  Losses allocated solely to
one or more specific Classes of Certificates in accordance with Section 4.05. As
of any date of  determination  on or after the first  anniversary of the Cut-off
Date, an amount equal to the excess, if any, of                                 

            (1) the lesser of (a) the  Bankruptcy  Amount  calculated  as of the
      close of business  on the  Business  Day  immediately  preceding  the most
      recent  anniversary of the Cut-off Date  coinciding with or preceding such
      date of determination (or, if such date of determination is an anniversary
      of the Cut-off Date, the Business Day  immediately  preceding such date of
      determination)   (for   purposes  of  this   definition,   the   "Relevant
Anniversary") and (b) the greater of                                

(A)         the greater of (i) 0.0006 times the aggregate  principal  balance of
            all the  Mortgage  Loans  in the  Mortgage  Pool as of the  Relevant
            Anniversary  (other  than  Additional  Collateral  Loans)  having  a
            Loan-to-Value  Ratio  at  origination  which  exceeds  75% and  (ii)
$100,000; and                                           

(B)   the greater of (i) the product of (x) an amount equal to the largest      
     difference in the related Monthly Payment for any Non-Primary
 Residence Loan remaining in the Mortgage Pool (other than
        Additional Collateral Loans) which had an original Loan-to-Value
     Ratio of 80% or greater that would result if the Net Mortgage
    Rate thereof was equal to the weighted average (based on the
  principal balance of the Mortgage Loans as of the Relevant
       Anniversary) of the Net Mortgage Rates of all Mortgage Loans as
      of the Relevant Anniversary less 1.25% per annum, (y) a number
    equal to the weighted average remaining term to maturity, in
   months, of all Non-Primary Residence Loans remaining in the
      Mortgage Pool as of the Relevant Anniversary, and (z) one plus
     the quotient of the number of all Non-Primary Residence Loans
     remaining in the Mortgage Pool divided by the total number of
 Outstanding Mortgage Loans in the Mortgage Pool as of the
Relevant Anniversary, and (ii) $50,000,                 

            over (2) the aggregate amount of Bankruptcy  Losses allocated solely
      to one or more specific Classes of Certificates in accordance with Section
4.05 since the Relevant Anniversary.                                

      The  Bankruptcy  Amount  may be further  reduced  by the  Master  Servicer
(including  accelerating the manner in which such coverage is reduced)  provided
that prior to any such  reduction,  the Master Servicer shall (i) obtain written
confirmation  from each Rating Agency that such  reduction  shall not reduce the
rating  assigned to any Class of  Certificates  by such Rating  Agency below the
lower of the then-current  rating or the rating assigned to such Certificates as
of the  Closing  Date by such  Rating  Agency  and (ii)  provide  a copy of such
written confirmation to the Trustee.                                            

Bankruptcy Code:  The Bankruptcy Code of 1978, as amended.          
Bankruptcy Loss:  With respect to any Mortgage Loan, a Deficient    
Valuation or Debt Service Reduction; provided, however, that neither a Deficient
Valuation  nor a Debt  Service  Reduction  shall  be  deemed a  Bankruptcy  Loss
hereunder  so long as the Master  Servicer  has  notified the Trustee in writing
that the Master  Servicer is diligently  pursuing any remedies that may exist in
connection  with the  representations  and warranties made regarding the related
Mortgage  Loan and either (A) the related  Mortgage  Loan is not in default with
regard to payments due  thereunder or (B)  delinquent  payments of principal and
interest  under the related  Mortgage  Loan and any  premiums on any  applicable
primary hazard  insurance  policy and any related escrow  payments in respect of
such Mortgage Loan are being advanced on a current basis by the Master  Servicer
or a  Subservicer,  in either case  without  giving  effect to any Debt  Service
Reduction.                                                                      

  Book-Entry Certificate:  Any Certificate registered in the name of the
Depository or its nominee.                                                      

      Business  Day: Any day other than (i) a Saturday or a Sunday or (ii) a day
on which banking  institutions  in the State of New York, the State of Michigan,
the State of California or the State of Illinois (and such other state or states
in which  the  Custodial  Account  or the  Certificate  Account  are at the time
located) are required or authorized by law or executive order to be closed.     

      Buydown  Funds:  Any  amount  contributed  by the  seller  of a  Mortgaged
Property, the Company or other source in order to enable the Mortgagor to reduce
the payments  required to be made from the Mortgagor's  funds in the early years
of a  Mortgage  Loan.  Buydown  Funds  are not part of the Trust  Fund  prior to
deposit into the Custodial or Certificate Account.                              

      Buydown Mortgage Loan: Any Mortgage Loan as to which a specified amount of
interest  is paid out of  related  Buydown  Funds in  accordance  with a related
buydown agreement.                                                              

      Cash Liquidation:  As to any defaulted Mortgage Loan other than a Mortgage
Loan as to which an REO  Acquisition  occurred,  a  determination  by the Master
Servicer that it has received all Insurance Proceeds,  Liquidation  Proceeds and
other payments or cash recoveries  which the Master  Servicer  reasonably and in
good faith expects to be finally recoverable with respect to such Mortgage Loan.

Certificate:  Any Class A, Class M, Class B or Class R Certificate. 

      Certificate   Account:  The  separate  account  or  accounts  created  and
maintained  pursuant to Section  4.01,  which shall be entitled  "Bankers  Trust
Company, as trustee, in trust for the registered holders of Residential Accredit
Loans, Inc., Mortgage Asset-Backed Pass-Through  Certificates,  Series 1999-QS4"
and which must be an Eligible Account.                                          

Certificate Account Deposit Date:  As to any Distribution Date, the 
Business Day prior thereto.                                                     

      Certificateholder  or Holder:  The Person in whose name a  Certificate  is
registered  in the  Certificate  Register,  except that  neither a  Disqualified
Organization  nor a  Non-United  States  Person  shall be a holder  of a Class R
Certificate  for  purposes  hereof  and,  solely  for the  purpose of giving any
consent or direction pursuant to this Agreement,  any Certificate,  other than a
Class R Certificate,  registered in the name of the Company, the Master Servicer
or  any  Subservicer  or  any  Affiliate  thereof  shall  be  deemed  not  to be
outstanding and the Percentage Interest or Voting Rights evidenced thereby shall
not be taken  into  account  in  determining  whether  the  requisite  amount of
Percentage  Interests or Voting  Rights  necessary to effect any such consent or
direction   has  been   obtained.   All   references   herein  to  "Holders"  or
"Certificateholders"  shall reflect the rights of Certificate Owners as they may
indirectly exercise such rights through the Depository and participating members
thereof,  except as otherwise  specified  herein;  provided,  however,  that the
Trustee shall be required to recognize as a "Holder" or "Certificateholder" only
the  Person  in  whose  name a  Certificate  is  registered  in the  Certificate
Register.                                                                       

      Certificate  Owner: With respect to a Book-Entry  Certificate,  the Person
who is the beneficial owner of such Certificate, as reflected on the books of an
indirect participating brokerage firm for which a Depository Participant acts as
agent, if any, and otherwise on the books of a Depository  Participant,  if any,
and otherwise on the books of the Depository.                                   

      Certificate  Principal  Balance:  With respect to each Senior  Certificate
(other than any Class A-V Certificate), on any date of determination,  an amount
equal to (i) the Initial  Certificate  Principal  Balance of such Certificate as
specified on the face  thereof,  minus (ii) the sum of (x) the  aggregate of all
amounts  previously  distributed  with  respect  to  such  Certificate  (or  any
predecessor Certificate) and applied to reduce the Certificate Principal Balance
thereof  pursuant to Section  4.02(a) and (y) the aggregate of all reductions in
Certificate  Principal  Balance  deemed  to have  occurred  in  connection  with
Realized  Losses which were  previously  allocated to such  Certificate  (or any
predecessor  Certificate) pursuant to Section 4.05. With respect to each Class M
Certificate,  on any date of  determination,  an amount equal to (i) the Initial
Certificate  Principal  Balance of such Class M Certificate  as specified on the
face thereof,  minus (ii) the sum of (x) the aggregate of all amounts previously
distributed  with respect to such  Certificate (or any predecessor  Certificate)
and applied to reduce the  Certificate  Principal  Balance  thereof  pursuant to
Section 4.02(a) and (y) the aggregate of all reductions in Certificate Principal
Balance  deemed to have occurred in connection  with Realized  Losses which were
previously  allocated  to  such  Certificate  (or any  predecessor  Certificate)
pursuant to Section 4.05; provided,  that if the Certificate  Principal Balances
of the Class B Certificates have been reduced to zero, the Certificate Principal
Balance of each Class M Certificate  of those Class M  Certificates  outstanding
with the highest  numerical  designation  at any given time shall  thereafter be
calculated to equal the Percentage  Interest evidenced by such Certificate times
the excess,  if any, of (A) the then aggregate Stated  Principal  Balance of the
Mortgage Loans over (B) the then aggregate  Certificate Principal Balance of all
other Classes of  Certificates  then  outstanding.  With respect to each Class B
Certificate,  on any date of  determination,  an amount equal to (i) the Initial
Certificate  Principal  Balance of such Class B Certificate  as specified on the
face thereof,  minus (ii) the sum of (x) the aggregate of all amounts previously
distributed  with respect to such  Certificate (or any predecessor  Certificate)
and applied to reduce the  Certificate  Principal  Balance  thereof  pursuant to
Section 4.02(a) and (y) the aggregate of all reductions in Certificate Principal
Balance  deemed to have occurred in connection  with Realized  Losses which were
previously  allocated  to  such  Certificate  (or any  predecessor  Certificate)
pursuant to Section 4.05;  provided,  that the Certificate  Principal Balance of
each Class B  Certificate  of those Class B  Certificates  outstanding  with the
highest numerical designation at any given time shall be calculated to equal the
Percentage  Interest  evidenced by such Certificate times the excess, if any, of
(A) the then aggregate Stated  Principal  Balance of the Mortgage Loans over (B)
the then  aggregate  Certificate  Principal  Balance  of all  other  Classes  of
Certificates  then  outstanding.   The  Class  A-V  Certificates  will  have  no
Certificate Principal Balance.                                                  

Certificate Register and Certificate Registrar:  The register       
maintained and the registrar appointed pursuant to Section 5.02.                

      Class: Collectively, all of the Certificates bearing the same designation.
The initial Class A-V  Certificates  and any Subclass thereof issued pursuant to
Section 5.01(c) shall be a single Class for purposes of this Agreement.         

      Class A  Certificate:  Any one of the  Class  A-1,  Class A-P or Class A-V
Certificates,  executed  by the  Trustee and  authenticated  by the  Certificate
Registrar  substantially  in the form  annexed  hereto as  Exhibit  A, each such
Certificate  (other than the Class A-V  Certificates)  representing  an interest
designated  as a  "regular  interest"  in the  REMIC for  purposes  of the REMIC
Provisions.  The Class A-V  Certificates  will  represent the entire  beneficial
ownership interest in the Uncertificated  REMIC Regular Interests.  On and after
the date of  issuance  of any  Subclass  of Class A-V  Certificates  pursuant to
Section  5.01(c),  any such Subclass will  represent  the  Uncertificated  REMIC
Regular  Interest or Interests  specified by the initial Holder of the Class A-V
Certificates pursuant to said Section.                                          

      Class A-P Collection  Shortfall:  With respect to the Cash  Liquidation or
REO  Disposition  of a Discount  Mortgage Loan and any  Distribution  Date,  the
excess of the  amount  described  in  Section  4.02(b)(i)(C)(1)  over the amount
described in Section 4.02(b)(i)(C)(2).                                          

Class A-P Principal Distribution Amount:  As defined in Section     
4.02(b)(i).                                                                     

Class A-V Certificates:  The Senior Certificates designated as Class
A-V Certificates, including any Subclass thereof.                               

      Class A-V Notional Amount or Notional Amount: As of any Distribution Date,
with  respect to the Class A-V  Certificates,  the  aggregate  Stated  Principal
Balance of the Mortgage Loans immediately prior to such Distribution Date.      

      Class A-V Subclass  Notional  Amount:  As of any  Distribution  Date, with
respect to any  Subclass of Class A-V  Certificates  issued  pursuant to Section
5.01(c),   the  aggregate  Stated  Principal   Balance  of  the  Mortgage  Loans
corresponding to the Uncertificated REMIC Regular Interests  represented by such
Subclass immediately prior to such date.                                        

      Class B  Certificate:  Any one of the  Class B-1  Certificates,  Class B-2
Certificates or Class B-3 Certificates executed by the Trustee and authenticated
by the Certificate Registrar substantially in the form annexed hereto as Exhibit
C and evidencing an interest designated as a "regular interest" in the REMIC for
purposes of the REMIC Provisions.                                               

   Class B Percentage:  The Class B-1 Percentage, Class B-2 Percentage and
Class B-3 Percentage.                                                           

      Class B-1 Percentage:  With respect to any Distribution  Date, a fraction,
expressed as a percentage,  the numerator of which is the aggregate  Certificate
Principal  Balance of the Class B-1 Certificates  immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties)  (other than the related Discount
Fraction of each Discount  Mortgage Loan) immediately prior to such Distribution
Date.                                                                           

      Class  B-1   Prepayment   Distribution   Trigger:   With  respect  to  any
Distribution Date, a test that shall be satisfied if the fraction  (expressed as
a  percentage)  equal to the sum of the  Certificate  Principal  Balances of the
Class B-1  Certificates,  Class  B-2  Certificates  and  Class B-3  Certificates
immediately  prior to such  Distribution  Date divided by the  aggregate  Stated
Principal  Balance of all of the  Mortgage  Loans (or  related  REO  Properties)
immediately prior to such Distribution Date is greater than or equal to 0.80%.  

      Class B-2 Percentage:  With respect to any Distribution  Date, a fraction,
expressed as a percentage,  the numerator of which is the aggregate  Certificate
Principal  Balance of the Class B-2 Certificates  immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties)  (other than the related Discount
Fraction of each Discount  Mortgage Loan) immediately prior to such Distribution
Date.                                                                           

      Class  B-2   Prepayment   Distribution   Trigger:   With  respect  to  any
Distribution Date, a test that shall be satisfied if the fraction  (expressed as
a  percentage)  equal to the sum of the  Certificate  Principal  Balances of the
Class B-2  Certificates  and Class B-3  Certificates  immediately  prior to such
Distribution  Date divided by the aggregate Stated  Principal  Balance of all of
the  Mortgage  Loans  (or  related  REO  Properties)  immediately  prior to such
Distribution Date is greater than or equal to 0.50%.                            

      Class B-3 Percentage:  With respect to any  Distribution  Date, a fraction
expressed as a percentage,  the numerator of which is the aggregate  Certificate
Principal  Balance of the Class B-3 Certificates  immediately prior to such date
and the denominator of which is the aggregate  Stated  Principal  Balance of all
the Mortgage Loans (or related REO Properties)  (other than the related Discount
Fraction of each Discount  Mortgage Loan) immediately prior to such Distribution
Date.                                                                           

      Class  B-3   Prepayment   Distribution   Trigger:   With  respect  to  any
Distribution Date, a test that shall be satisfied if the fraction  (expressed as
a  percentage)  equal to the sum of the  Certificate  Principal  Balances of the
Class B-3 Certificates  immediately  prior to such  Distribution Date divided by
the aggregate Stated Principal  Balance of all of the Mortgage Loans (or related
REO Properties)  immediately  prior to such Distribution Date is greater than or
equal to 0.25%.                                                                 

      Class M  Certificate:  Any one of the  Class M-1  Certificates,  Class M-2
Certificates or Class M-3 Certificates executed by the Trustee and authenticated
by the Certificate Registrar substantially in the form annexed hereto as Exhibit
B and evidencing an interest designated as a "regular interest" in the REMIC for
purposes of the REMIC Provisions.                                               

   Class M Percentage:  The Class M-1 Percentage, Class M-2 Percentage and
Class M-3 Percentage.                                                           

      Class M-1 Percentage:  With respect to any Distribution  Date, a fraction,
expressed as a percentage,  the numerator of which is the aggregate  Certificate
Principal  Balance of the Class M-1 Certificates  immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties)  (other than the related Discount
Fraction of each Discount  Mortgage Loan) immediately prior to such Distribution
Date.                                                                           

      Class M-2 Percentage:  With respect to any Distribution  Date, a fraction,
expressed as a percentage,  the numerator of which is the aggregate  Certificate
Principal  Balance of the Class M-2 Certificates  immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties)  (other than the related Discount
Fraction of each Discount  Mortgage Loan) immediately prior to such Distribution
Date.                                                                           

      Class  M-2   Prepayment   Distribution   Trigger:   With  respect  to  any
Distribution Date, a test that shall be satisfied if the fraction  (expressed as
a  percentage)  equal to the sum of the  Certificate  Principal  Balances of the
Class M-2 Certificates,  Class M-3 Certificates,  Class B-1 Certificates,  Class
B-2  Certificates  and  Class  B-3  Certificates   immediately   prior  to  such
Distribution  Date divided by the aggregate Stated  Principal  Balance of all of
the  Mortgage  Loans  (or  related  REO  Properties)  immediately  prior to such
Distribution Date is greater than or equal to 1.70%.                            

      Class M-3 Percentage:  With respect to any Distribution  Date, a fraction,
expressed as a percentage,  the numerator of which is the aggregate  Certificate
Principal  Balance of the Class M-3 Certificates  immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties)  (other than the related Discount
Fraction of each Discount  Mortgage Loan) immediately prior to such Distribution
Date.                                                                           

      Class  M-3   Prepayment   Distribution   Trigger:   With  respect  to  any
Distribution Date, a test that shall be satisfied if the fraction  (expressed as
a  percentage)  equal to the sum of the  Certificate  Principal  Balances of the
Class M-3 Certificates, Class B-1 Certificates, Class B-2 Certificates and Class
B-3  Certificates  immediately  prior to such  Distribution  Date divided by the
aggregate Stated Principal  Balance of all of the Mortgage Loans (or related REO
Properties) immediately prior to such Distribution Date is greater than or equal
to 1.25%.                                                                       

      Class R Certificate:  Any one of the Class R Certificates  executed by the
Trustee and authenticated by the Certificate Registrar substantially in the form
annexed hereto as Exhibit D and evidencing an interest designated as a "residual
interest" in the REMIC for purposes of the REMIC Provisions.                    

Closing Date:  March 30, 1999.                                      

Code:  The Internal Revenue Code of 1986.                           

      Compensating  Interest:  With respect to any Distribution  Date, an amount
equal to Prepayment Interest Shortfalls resulting from Principal  Prepayments in
Full during the related  Prepayment  Period, but not more than the lesser of (a)
one-twelfth  of 0.125% of the Stated  Principal  Balance of the  Mortgage  Loans
immediately  preceding such  Distribution  Date and (b) the sum of the Servicing
Fee,  all income  and gain on  amounts  held in the  Custodial  Account  and the
Certificate Account and payable to the  Certificateholders  with respect to such
Distribution Date and servicing compensation to which the Master Servicer may be
entitled pursuant to Section 3.10(a)(v) and (vi);  provided that for purposes of
this definition the amount of the Servicing Fee will not be reduced  pursuant to
Section  7.02  except as may be required  pursuant to the last  sentence of such
Section.                                                                        

      Cooperative:  A private,  cooperative housing corporation  organized under
the laws of,  and  headquartered  in, the State of New York which owns or leases
land and all or part of a  building  or  buildings  located  in the State of New
York, including apartments, spaces used for commercial purposes and common areas
therein and whose board of directors authorizes, among other things, the sale of
Cooperative Stock.                                                              

      Cooperative Apartment: A dwelling unit in a multi-dwelling  building owned
or leased by a Cooperative,  which unit the Mortgagor has an exclusive  right to
occupy pursuant to the terms of a proprietary lease or occupancy agreement.     

      Cooperative  Lease:  With respect to a Cooperative  Loan, the  proprietary
lease or occupancy agreement with respect to the Cooperative  Apartment occupied
by the Mortgagor and relating to the related  Cooperative  Stock, which lease or
agreement  confers an exclusive right to the holder of such Cooperative Stock to
occupy such apartment.                                                          

      Cooperative  Loans:  Any  of the  Mortgage  Loans  made  in  respect  of a
Cooperative  Apartment,  evidenced  by a  Mortgage  Note  and  secured  by (i) a
Security  Agreement,  (ii) the related  Cooperative Stock Certificate,  (iii) an
assignment of the Cooperative  Lease, (iv) financing  statements and (v) a stock
power (or other  similar  instrument),  and  ancillary  thereto,  a  recognition
agreement  between the Cooperative  and the originator of the Cooperative  Loan,
each of which was  transferred  and assigned to the Trustee  pursuant to Section
2.01 and are from time to time held as part of the Trust Fund.                  

Cooperative Stock:  With respect to a Cooperative Loan, the single  
outstanding class of stock, partnership interest or other ownership             
instrument in the related Cooperative.                                          

   Cooperative Stock Certificate:  With respect to a Cooperative Loan, the
stock certificate or other instrument evidencing the related Cooperative        
Stock.                                                                          

      Corporate  Trust Office:  The principal  office of the Trustee at which at
any particular  time its corporate trust business with respect to this Agreement
shall  be  administered,  which  office  at the  date of the  execution  of this
instrument  is  located  at Four  Albany  Street,  New  York,  New  York  10006,
Attention: Residential Funding Corporation Series 1999-QS4.                     

      Credit Support  Depletion Date: The first  Distribution  Date on which the
Certificate  Principal  Balances  of  the  Class  M  Certificates  and  Class  B
Certificates have been reduced to zero.                                         

   Curtailment:  Any Principal Prepayment made by a Mortgagor which is not
a Principal Prepayment in Full.                                                 

      Custodial   Account:   The  custodial  account  or  accounts  created  and
maintained pursuant to Section 3.07 in the name of a depository institution,  as
custodian for the holders of the Certificates,  for the holders of certain other
interests in mortgage loans serviced or sold by the Master  Servicer and for the
Master  Servicer,  into which the  amounts  set forth in  Section  3.07 shall be
deposited directly. Any such account or accounts shall be an Eligible Account.  

 Custodial Agreement:  An agreement that may be entered into among the
Company, the Master Servicer, the Trustee and a Custodian in substantially      
the form of Exhibit E hereto.                                                   

Custodian:  A custodian appointed pursuant to a Custodial Agreement.

Cut-off Date: March 1, 1999.                                        

      Cut-off  Date  Principal  Balance:  As to any  Mortgage  Loan,  the unpaid
principal  balance  thereof  at the  Cut-off  Date  after  giving  effect to all
installments of principal due on or prior thereto, whether or not received.     

    DCR:  Duff & Phelps Credit Rating Company, or its successor in interest.

      Debt Service Reduction:  With respect to any Mortgage Loan, a reduction in
the  scheduled  Monthly  Payment for such  Mortgage Loan by a court of competent
jurisdiction in a proceeding under the Bankruptcy Code,  except such a reduction
constituting a Deficient  Valuation or any reduction that results in a permanent
forgiveness of principal.                                                       

      Deficient  Valuation:  With respect to any Mortgage Loan, a valuation by a
court of competent jurisdiction of the Mortgaged Property in an amount less than
the then outstanding  indebtedness  under the Mortgage Loan, or any reduction in
the amount of  principal to be paid in  connection  with any  scheduled  Monthly
Payment that constitutes a permanent  forgiveness of principal,  which valuation
or reduction results from a proceeding under the Bankruptcy Code.               

  Definitive Certificate:  Any definitive, fully registered Certificate.

   Deleted Mortgage Loan:  A Mortgage Loan replaced or to be replaced with
a Qualified Substitute Mortgage Loan.                                           

      Delinquent: As used herein, a Mortgage Loan is considered to be: "30 to 59
days" or "30 or more days"  delinquent  when a payment due on any  scheduled due
date  remains  unpaid  as of the  close of  business  on the last  business  day
immediately  prior to the next following  monthly  scheduled due date; "60 to 89
days" or "60 or more days"  delinquent  when a payment due on any  scheduled due
date  remains  unpaid  as of the  close of  business  on the last  business  day
immediately prior to the second following monthly scheduled due date; and so on.
The  determination  as to whether a Mortgage Loan falls into these categories is
made as of the close of business  on the last  business  day of each month.  For
example, a Mortgage Loan with a payment due on July 1 that remained unpaid as of
the close of  business on July 31 would then be  considered  to be 30 to 59 days
delinquent.  Delinquency  information  as of the Cut-off Date is determined  and
prepared as of the close of business on the last business day immediately  prior
to the Cut-off Date.                                                            

      Depository:  The  Depository  Trust Company,  or any successor  Depository
hereafter  named.  The  nominee  of  the  initial  Depository  for  purposes  of
registering those Certificates that are to be Book-Entry  Certificates is Cede &
Co. The Depository shall at all times be a "clearing  corporation" as defined in
Section  8-102(a)(5) of the Uniform Commercial Code of the State of New York and
a "clearing agency" registered  pursuant to the provisions of Section 17A of the
Securities Exchange Act of 1934, as amended.                                    

      Depository  Participant:   A  broker,  dealer,  bank  or  other  financial
institution  or other  Person  for whom from time to time a  Depository  effects
book-entry transfers and pledges of securities deposited with the Depository.   

Destroyed Mortgage Note:  A Mortgage Note the original of which was 
permanently lost or destroyed and has not been replaced.                        

      Determination  Date: With respect to any  Distribution  Date, the 20th day
(or if such  20th  day is not a  Business  Day,  the  Business  Day  immediately
following such 20th day) of the month of the related Distribution Date.         

      Discount  Fraction:  With  respect to each  Discount  Mortgage  Loan,  the
fraction  expressed as a  percentage,  the numerator of which is 6.25% minus the
Net Mortgage Rate (or the initial Net Mortgage Rate with respect to any Discount
Mortgage  Loans as to which the Mortgage  Rate is modified  pursuant to 3.07(a))
for such  Mortgage  Loan and the  denominator  of which is 6.25%.  The  Discount
Fraction with respect to each  Discount  Mortgage Loan is set forth on Exhibit P
attached hereto.                                                                

      Discount  Mortgage  Loan: Any Mortgage Loan having a Net Mortgage Rate (or
the initial  Net  Mortgage  Rate) of less than 6.25% per annum and any  Mortgage
Loan  deemed to be a  Discount  Mortgage  Loan  pursuant  to the  definition  of
Qualified Substitute Mortgage Loan.                                             

      Disqualified  Organization:  Any  organization  defined as a "disqualified
organization"  under Section  860E(e)(5) of the Code,  which includes any of the
following:  (i) the United States, any State or political  subdivision  thereof,
any possession of the United States, or any agency or  instrumentality of any of
the foregoing  (other than an  instrumentality  which is a corporation if all of
its activities  are subject to tax and,  except for the FHLMC, a majority of its
board of directors is not selected by such  governmental  unit),  (ii) a foreign
government, any international organization,  or any agency or instrumentality of
any of the  foregoing,  (iii) any  organization  (other  than  certain  farmers'
cooperatives  described in Section 521 of the Code) which is exempt from the tax
imposed by Chapter 1 of the Code  (including  the tax  imposed by Section 511 of
the  Code on  unrelated  business  taxable  income),  (iv)  rural  electric  and
telephone  cooperatives  described in Section 1381(a)(2)(C) of the Code, (v) any
"electing large  partnership," as defined in Section 775(a) of the Code and (vi)
any other Person so  designated  by the Trustee based upon an Opinion of Counsel
that the  holding of an  Ownership  Interest  in a Class R  Certificate  by such
Person may cause the Trust Fund or any Person  having an  Ownership  Interest in
any Class of Certificates  (other than such Person) to incur a liability for any
federal tax imposed  under the Code that would not  otherwise be imposed but for
the Transfer of an Ownership  Interest in a Class R Certificate  to such Person.
The terms "United States",  "State" and "international  organization" shall have
the meanings set forth in Section 7701 of the Code or successor provisions.     

      Distribution  Date:  The  25th day of any  month  beginning  in the  month
immediately  following the month of the initial issuance of the Certificates or,
if such 25th day is not a Business Day, the Business Day  immediately  following
such 25th day.                                                                  

  Due Date:  With respect to any Distribution Date, the first day of the
month in which such Distribution Date occurs.                                   

      Due Period:  With respect to any Distribution  Date, the period commencing
on the second day of the month preceding the month of such Distribution Date and
ending on the related Due Date.                                                 

      Eligible Account: An account that is any of the following:  (i) maintained
with a depository  institution the debt  obligations of which have been rated by
each  Rating  Agency in its  highest  rating  available,  or (ii) an  account or
accounts in a depository institution in which such accounts are fully insured to
the limits  established  by the FDIC,  provided that any deposits not so insured
shall, to the extent  acceptable to each Rating Agency, as evidenced in writing,
be maintained such that (as evidenced by an Opinion of Counsel  delivered to the
Trustee and each Rating Agency) the registered  Holders of  Certificates  have a
claim with  respect to the funds in such account or a perfected  first  security
interest   against  any   collateral   (which  shall  be  limited  to  Permitted
Investments)  securing  such  funds  that is  superior  to  claims  of any other
depositors or creditors of the depository institution with which such account is
maintained,  or (iii) in the case of the Custodial  Account,  either (A) a trust
account or accounts  maintained in the corporate  trust  department of The First
National  Bank of  Chicago  or (B) an  account  or  accounts  maintained  in the
corporate  asset services  department of The First National Bank of Chicago,  as
long as its short term debt  obligations  are rated P-1 (or the  equivalent)  or
better by each Rating Agency and its long term debt obligations are rated A2 (or
the  equivalent) or better,  by each Rating  Agency,  or (iv) in the case of the
Certificate  Account,  a trust  account or accounts  maintained in the corporate
trust  division  of Bankers  Trust  Company,  or (v) an account or accounts of a
depository institution acceptable to each Rating Agency (as evidenced in writing
by each Rating Agency that use of any such account as the  Custodial  Account or
the  Certificate  Account  will not reduce the rating  assigned  to any Class of
Certificates by such Rating Agency below the lower of the then-current rating or
the rating  assigned to such  Certificates as of the Closing Date by such Rating
Agency).                                                                        

      Eligible  Funds:  On any  Distribution  Date, the portion,  if any, of the
Available  Distribution  Amount  remaining after reduction by the sum of (i) the
aggregate  amount of Accrued  Certificate  Interest on the Senior  Certificates,
(ii) the Senior  Principal  Distribution  Amount  (determined  without regard to
Section  4.02(a)(ii)(Y)(D)  hereof),  (iii) the Class A-P Principal Distribution
Amount (determined without regard to Section  4.02(b)(i)(E) hereof) and (iv) the
aggregate amount of Accrued  Certificate  Interest on the Class M, Class B-1 and
Class B-2 Certificates.                                                         

Event of Default:  As defined in Section 7.01.                      

   Excess Bankruptcy Loss:  Any Bankruptcy Loss, or portion thereof, which
exceeds the then applicable Bankruptcy Amount.                                  

 Excess Fraud Loss:  Any Fraud Loss, or portion thereof, which exceeds
the then applicable Fraud Loss Amount.                                          

Excess Special Hazard Loss:  Any Special Hazard Loss, or portion    
thereof, that exceeds the then applicable Special Hazard Amount.                

      Excess Subordinate Principal Amount: With respect to any Distribution Date
on which the  Certificate  Principal  Balance of the most  subordinate  class or
classes of Certificates (as established in Section 4.05 hereof) then outstanding
is to be reduced to zero and on which  Realized  Losses are to be  allocated  to
such  class or  classes,  the  excess,  if any,  of (i) the  amount  that  would
otherwise be  distributable  in respect of principal on such class or classes of
Certificates  on such  Distribution  Date over (ii) the  excess,  if any, of the
Certificate   Principal  Balance  of  such  class  or  classes  of  Certificates
immediately  prior to such  Distribution  Date  over  the  aggregate  amount  of
Realized  Losses  to be  allocated  to  such  classes  of  Certificates  on such
Distribution  Date as  reduced  by any  amount  calculated  pursuant  to Section
4.02(b)(i)(E).                                                                  

      Extraordinary  Events:  Any of the following  conditions with respect to a
Mortgaged  Property  (or, with respect to a Cooperative  Loan,  the  Cooperative
Apartment)  or Mortgage  Loan  causing or  resulting  in a loss which causes the
liquidation of such Mortgage Loan:                                              

(a)   losses that are of the type that would be covered by the fidelity bond and
      the  errors and  omissions  insurance  policy  required  to be  maintained
      pursuant to Section  3.12(b) but are in excess of the coverage  maintained
thereunder;                                                         

(b)   nuclear reaction or nuclear  radiation or radioactive  contamination,  all
      whether  controlled  or  uncontrolled,  and whether such loss be direct or
      indirect,  proximate  or  remote  or be in  whole  or in part  caused  by,
      contributed  to or aggravated by a peril covered by the  definition of the
term "Special Hazard Loss";                                         

(c)   hostile or  warlike  action in time of peace or war,  including  action in
      hindering, combating or defending against an actual, impending or expected
attack:                                                             

1.          by any government or sovereign power, de jure or de facto, or by    
         any authority maintaining or using military, naval or air forces;
or                                                      

2.          by military, naval or air forces; or                                

3.          by an agent of any such government, power, authority or forces;     

(d)   any weapon of war employing atomic fission or radioactive force whether in
time of peace or war; or                                            

(e)   insurrection,  rebellion,  revolution,  civil war, usurped power or action
      taken by  governmental  authority  in  hindering,  combating  or defending
      against such an  occurrence,  seizure or destruction  under  quarantine or
      customs  regulations,  confiscation  by order of any  government or public
 authority; or risks of contraband or illegal transportation or trade.

 Extraordinary Losses:  Any loss incurred on a Mortgage Loan caused by
or resulting from an Extraordinary Event.                                       

  FASIT:  A "financial asset securitization investment trust" within the
meaning of Section 860L of the Code.                                            

  FDIC:  Federal Deposit Insurance Corporation or any successor thereto.

      FHLMC: Federal Home Loan Mortgage Corporation, a corporate instrumentality
of the United States  created and existing under Title III of the Emergency Home
Finance Act of 1970, as amended, or any successor thereto.                      

      Final  Distribution  Date:  The  Distribution  Date  on  which  the  final
distribution  in respect of the  Certificates  will be made  pursuant to Section
9.01, which Final  Distribution  Date shall in no event be later than the end of
the 90-day liquidation period described in Section 9.02.                        

Fitch IBCA:  Fitch IBCA, Inc. or its successor in interest.         

      FNMA:  Federal National Mortgage  Association,  a federally  chartered and
privately owned  corporation  organized and existing under the Federal  National
Mortgage Association Charter Act, or any successor thereto.                     

      Foreclosure Profits: As to any Distribution Date or related  Determination
Date and any  Mortgage  Loan,  the  excess,  if any,  of  Liquidation  Proceeds,
Insurance Proceeds and REO Proceeds (net of all amounts  reimbursable  therefrom
pursuant  to  Section  3.10(a)(ii))  in  respect  of each  Mortgage  Loan or REO
Property for which a Cash Liquidation or REO Disposition occurred in the related
Prepayment  Period over the sum of the unpaid principal balance of such Mortgage
Loan  or REO  Property  (determined,  in the  case  of an  REO  Disposition,  in
accordance  with Section 3.14) plus accrued and unpaid  interest at the Mortgage
Rate on such unpaid  principal  balance from the Due Date to which  interest was
last paid by the Mortgagor to the first day of the month  following the month in
which such Cash Liquidation or REO Disposition occurred.                        

      Fraud Loss Amount: As of any date of determination after the Cut-off Date,
an amount  equal to: (X) prior to the first  anniversary  of the Cut-off Date an
amount equal to 2.00% of the aggregate  outstanding  principal balance of all of
the Mortgage  Loans as of the Cut-off Date minus the  aggregate  amount of Fraud
Losses  allocated  solely to one or more  specific  Classes of  Certificates  in
accordance  with  Section  4.05  since  the  Cut-off  Date  up to  such  date of
determination  and (Y) from the first to the fifth  anniversary  of the  Cut-off
Date,  an amount  equal to (1) the lesser of (a) the Fraud Loss Amount as of the
most  recent  anniversary  of the  Cut-off  Date and (b) 1.00% of the  aggregate
outstanding principal balance of all of the Mortgage Loans as of the most recent
anniversary  of the Cut-off Date minus (2) the aggregate  amount of Fraud Losses
allocated  solely to one or more specific  Classes of Certificates in accordance
with  Section 4.05 since the most recent  anniversary  of the Cut-off Date up to
such date of  determination.  On and after the fifth  anniversary of the Cut-off
Date, the Fraud Loss Amount shall be zero.                                      

      The Fraud  Loss  Amount may be  further  reduced  by the  Master  Servicer
(including  accelerating the manner in which such coverage is reduced)  provided
that prior to any such  reduction,  the Master Servicer shall (i) obtain written
confirmation  from each Rating Agency that such  reduction  shall not reduce the
rating  assigned to any Class of  Certificates  by such Rating  Agency below the
lower of the then-current  rating or the rating assigned to such Certificates as
of the  Closing  Date by such  Rating  Agency  and (ii)  provide  a copy of such
written confirmation to the Trustee.                                            

  Fraud Losses:  Losses on Mortgage Loans as to which there was fraud in
the origination of such Mortgage Loan.                                          

      Independent:  When used with respect to any specified Person, means such a
Person who (i) is in fact  independent of the Company,  the Master  Servicer and
the Trustee,  or any Affiliate thereof,  (ii) does not have any direct financial
interest or any material indirect financial interest in the Company,  the Master
Servicer or the Trustee or in an Affiliate  thereof,  and (iii) is not connected
with the Company,  the Master  Servicer or the Trustee as an officer,  employee,
promoter,  underwriter,  trustee, partner, director or person performing similar
functions.                                                                      

      Initial  Certificate  Principal  Balance:  With  respect  to each Class of
Certificates, the Certificate Principal Balance of such Class of Certificates as
of the Cut-off Date as set forth in the Preliminary Statement hereto.           

      Initial  Class  A-V  Notional  Amount:  With  respect  to  any  Class  A-V
Certificate,   the  Cut-off  Date  Principal   Balance  of  the  Mortgage  Loans
corresponding to the Uncertificated REMIC Regular Interests  represented by such
Class A-V Certificate.                                                          

Initial Monthly Payment Fund:  As defined in Section 2.01(g).       

      Insurance  Proceeds:  Proceeds  paid  in  respect  of the  Mortgage  Loans
pursuant to any Primary  Insurance Policy or any other related  insurance policy
covering a  Mortgage  Loan,  to the  extent  such  proceeds  are  payable to the
mortgagee  under the  Mortgage,  any  Subservicer,  the Master  Servicer  or the
Trustee and are not applied to the restoration of the related Mortgaged Property
(or, with respect to a Cooperative Loan, the related  Cooperative  Apartment) or
released to the  Mortgagor in  accordance  with the  procedures  that the Master
Servicer would follow in servicing mortgage loans held for its own account.     

 Insurer:  Any named insurer under any Primary Insurance Policy or any
successor thereto or the named insurer in any replacement policy.               

Interest Accrual Period:  With respect to any Certificate and any   
Distribution Date, the calendar month preceding the month in which such         
Distribution Date occurs.                                                       

      International  Borrower:  In connection with any Mortgage Loan, a borrower
who  is (a) a  United  States  citizen  employed  in a  foreign  country,  (b) a
non-permanent resident alien employed in the United States or (c) a citizen of a
country  other than the United States with income  derived from sources  outside
the United States.                                                              

Junior Certificateholder: The Holder of not less than 95% of the    
Percentage Interests of the Junior Class of Certificates.                       

      Junior Class of Certificates:  The Class of Certificates outstanding as of
the date of the  repurchase  of a Mortgage  Loan pursuant to Section 4.07 herein
that has the latest priority for payments pursuant to Section 4.02.             

      Late Collections:  With respect to any Mortgage Loan, all amounts received
during any Due  Period,  whether as late  payments  of  Monthly  Payments  or as
Insurance  Proceeds,  Liquidation  Proceeds or otherwise,  which  represent late
payments or  collections  of Monthly  Payments due but delinquent for a previous
Due Period and not previously recovered.                                        

      Liquidation Proceeds:  Amounts (other than Insurance Proceeds) received by
the  Master  Servicer  in  connection  with the  taking of an  entire  Mortgaged
Property  by  exercise  of the power of  eminent  domain or  condemnation  or in
connection with the liquidation of a defaulted  Mortgage Loan through  trustee's
sale, foreclosure sale or otherwise, other than REO Proceeds.                   

      Loan-to-Value  Ratio:  As  of  any  date,  the  fraction,  expressed  as a
percentage,  the  numerator  of which is the  current  principal  balance of the
related Mortgage Loan at the date of determination  and the denominator of which
is the Appraised Value of the related Mortgaged Property.                       

      Maturity Date: The latest possible  maturity date,  solely for purposes of
Section   1.860G-1(a)(4)(iii)   of  the  Treasury  regulations,   by  which  the
Certificate  Principal  Balance of each Class of  Certificates  (other  than the
Class A-V  Certificates  which have no Certificate  Principal  Balance) would be
reduced to zero,  which is March 25, 2014,  the  Distribution  Date  immediately
following the latest  scheduled  maturity date of any Mortgage  Loan. The latest
possible Maturity Date for each  Uncertificated  REMIC Regular Interest is March
25,  2014,  which is the  Distribution  Date  immediately  following  the latest
scheduled maturity date of any Mortgage Loan.                                   

  MLCC:  Merrill Lynch Credit Corporation, or its successor in interest.

   Modified Mortgage Loan:  Any Mortgage Loan that has been the subject of
a Servicing Modification.                                                       

      Modified Net Mortgage Rate: As to any Mortgage Loan that is the subject of
a  Servicing  Modification,  the Net  Mortgage  Rate minus the rate per annum by
which the Mortgage Rate on such Mortgage Loan was reduced.                      

      Monthly  Payment:  With respect to any Mortgage  Loan  (including  any REO
Property) and any Due Date, the payment of principal and interest due thereon in
accordance with the amortization  schedule at the time applicable thereto (after
adjustment,  if any, for  Curtailments  and for Deficient  Valuations  occurring
prior to such Due Date but before any adjustment to such  amortization  schedule
by reason of any  bankruptcy,  other  than a  Deficient  Valuation,  or  similar
proceeding or any  moratorium  or similar  waiver or grace period and before any
Servicing Modification that constitutes a reduction of the interest rate on such
Mortgage Loan).                                                                 

    Moody's:  Moody's Investors Service, Inc., or its successor in interest.

      Mortgage:  With respect to each  Mortgage  Note related to a Mortgage Loan
which is not a Cooperative Loan, the mortgage, deed of trust or other comparable
instrument  creating  a first  lien on an  estate  in fee  simple  or  leasehold
interest in real property securing a Mortgage Note.                             

      Mortgage  100SM Loan: A Mortgage  Loan that has a  Loan-to-Value  Ratio at
origination in excess of 80.00% and that is secured by Additional Collateral and
does not have a Primary Insurance Policy.                                       

      Mortgage File: The mortgage documents listed in Section 2.01 pertaining to
a particular Mortgage Loan and any additional  documents required to be added to
the Mortgage File pursuant to this Agreement.                                   

      Mortgage Loan Schedule:  The list of the Mortgage Loans attached hereto as
Exhibit F (as  amended  from time to time to reflect the  addition of  Qualified
Substitute  Mortgage  Loans),  which  list  shall  set  forth at a  minimum  the
following information as to each Mortgage Loan:                                 

(i)   the Mortgage Loan identifying number ("RFC LOAN #");                      

(ii)           the street address of the Mortgaged Property (or, with respect to
               a Cooperative Loan, the related Cooperative  Apartment) including
state and zip code ("ADDRESS");                   

(iii) the maturity of the Mortgage Note ("MATURITY DATE");                      

(iv)  the Mortgage Rate ("ORIG RATE");                                          

(v)   the Subservicer pass-through rate ("CURR NET");                           

(vi) the Net Mortgage Rate ("NET MTG RT");                                      

(vii) the Pool Strip Rate ("STRIP");                                            

(viii)         the initial scheduled  monthly payment of principal,  if any, and
interest ("ORIGINAL P & I");                      

(ix) the Cut-off Date Principal Balance ("PRINCIPAL BAL");                      

(x)   the Loan-to-Value Ratio at origination ("LTV");                           

(xi)           the rate at which the  Subservicing  Fee accrues  ("SUBSERV FEE")
       and at which the Servicing Fee accrues ("MSTR SERV FEE");

(xii)          a  code  "T,"  "BT"  or  "CT"  under  the  column  "LN  FEATURE,"
               indicating  that the  Mortgage  Loan is  secured  by a second  or
vacation residence; and                           

(xiii)         a code "N" under the  column  "OCCP  CODE,"  indicating  that the
         Mortgage Loan is secured by a non-owner occupied residence.

Such schedule may consist of multiple reports that collectively set forth all of
the information required.                                                       

      Mortgage Loans: Such of the mortgage loans transferred and assigned to the
Trustee  pursuant to Section  2.01 as from time to time are held or deemed to be
held as a part of the Trust Fund,  the Mortgage  Loans  originally so held being
identified in the initial  Mortgage  Loan  Schedule,  and  Qualified  Substitute
Mortgage Loans held or deemed held as part of the Trust Fund including,  without
limitation,  (i) with respect to each  Cooperative  Loan,  the related  Mortgage
Note,  Security  Agreement,  Assignment of Proprietary Lease,  Cooperative Stock
Certificate,  Cooperative  Lease and Mortgage  File and all rights  appertaining
thereto,  and (ii) with respect to each  Mortgage  Loan other than a Cooperative
Loan,  each related  Mortgage  Note,  Mortgage and Mortgage  File and all rights
appertaining thereto.                                                           

Mortgage Note:  The originally executed note or other evidence of   
indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage        
Loan, together with any modification thereto.                                   

   Mortgage Rate:  As to any Mortgage Loan, the interest rate borne by the
related Mortgage Note, or any modification thereto other than a Servicing       
Modification.                                                                   

      Mortgaged Property:  The underlying real property securing a Mortgage Loan
or,  with  respect to a  Cooperative  Loan,  the related  Cooperative  Lease and
Cooperative Stock.                                                              

Mortgagor:  The obligor on a Mortgage Note.                         

      Net Mortgage  Rate: As to each Mortgage Loan, a per annum rate of interest
equal to the  Adjusted  Mortgage  Rate  less  the per  annum  rate at which  the
Servicing Fee is calculated.                                                    

Non-Discount Mortgage Loan:  A Mortgage Loan that is not a Discount 
Mortgage Loan.                                                                  

  Non-Primary Residence Loans:  The Mortgage Loans designated as secured
by second or vacation residences, or by non-owner occupied residences, on the   
Mortgage Loan Schedule.                                                         

    Non-United States Person:  Any Person other than a United States Person.

      Nonrecoverable Advance: Any Advance previously made or proposed to be made
by the Master  Servicer  in respect of a  Mortgage  Loan  (other  than a Deleted
Mortgage Loan) which,  in the good faith judgment of the Master  Servicer,  will
not, or, in the case of a proposed Advance, would not, be ultimately recoverable
by the Master  Servicer  from  related  Late  Collections,  Insurance  Proceeds,
Liquidation  Proceeds,  REO  Proceeds  or  amounts  reimbursable  to the  Master
Servicer  pursuant to Section 4.02(a) hereof.  The  determination  by the Master
Servicer that it has made a Nonrecoverable  Advance or that any proposed Advance
would  constitute a Nonrecoverable  Advance,  shall be evidenced by an Officers'
Certificate delivered to the Company and the Trustee.                           

 Nonsubserviced Mortgage Loan:  Any Mortgage Loan that, at the time of
reference thereto, is not subject to a Subservicing Agreement.                  

      Officers' Certificate:  A certificate signed by the Chairman of the Board,
the President or a Vice President or Assistant Vice President,  or a Director or
Managing Director, and by the Treasurer,  the Secretary, or one of the Assistant
Treasurers or Assistant  Secretaries of the Company or the Master  Servicer,  as
the case may be, and delivered to the Trustee, as required by this Agreement.   

      Opinion of Counsel: A written opinion of counsel acceptable to the Trustee
and the  Master  Servicer,  who may be  counsel  for the  Company  or the Master
Servicer, provided that any opinion of counsel (i) referred to in the definition
of  "Disqualified  Organization"  or (ii) relating to the  qualification  of the
Trust  Fund as a REMIC or  compliance  with the REMIC  Provisions  must,  unless
otherwise specified, be an opinion of Independent counsel.                      

      Outstanding  Mortgage Loan: As to any Due Date, a Mortgage Loan (including
an REO  Property)  which was not the subject of a Principal  Prepayment in Full,
Cash  Liquidation or REO  Disposition  and which was not  purchased,  deleted or
substituted  for prior to such Due Date pursuant to Section 2.02,  2.03, 2.04 or
4.07.                                                                           

      Ownership  Interest:  As to any  Certificate,  any  ownership  or security
interest in such Certificate,  including any interest in such Certificate as the
Holder thereof and any other interest therein, whether direct or indirect, legal
or beneficial, as owner or as pledgee.                                          

      Parent  PowerSM  Loan: A Mortgage Loan that has a  Loan-to-Value  Ratio at
origination in excess of 80.00%, that is supported by Additional  Collateral and
does not have a Primary Insurance Policy.                                       

      Pass-Through Rate: With respect to the Senior Certificates (other than the
Class A-P  Certificates  and Class A-V  Certificates),  Class M Certificates and
Class B Certificates and any Distribution Date, the per annum rates set forth in
the Preliminary  Statement  hereto.  With respect to the Class A-V  Certificates
(other than any Subclass thereof) and any Distribution Date, a rate equal to the
weighted  average,  expressed  as a  percentage,  of the Pool Strip Rates of all
Mortgage Loans as of the Due Date in the month next preceding the month in which
such  Distribution  Date occurs,  weighted on the basis of the respective Stated
Principal Balances of such Mortgage Loans, which Stated Principal Balances shall
be the Stated Principal Balances of such Mortgage Loans at the close of business
on  the  immediately   preceding   Distribution  Date  after  giving  effect  to
distributions  thereon allocable to principal to the Holders of the Certificates
(or, with respect to the initial  Distribution Date, at the close of business on
the Cut-off Date).  With respect to the Class A-V  Certificates  and the initial
Distribution  Date, the  Pass-Through  Rate is equal to 0.9018% per annum.  With
respect to any Subclass of Class A-V Certificates  and any Distribution  Date, a
rate equal to the weighted average, expressed as a percentage, of the Pool Strip
Rates of all Mortgage Loans  corresponding to the  Uncertificated  REMIC Regular
Interests  represented  by such  Subclass  as of the Due Date in the month  next
preceding  the month in which such  Distribution  Date  occurs,  weighted on the
basis of the respective Stated Principal  Balances of such Mortgage Loans, which
Stated  Principal  Balances  shall  be the  Stated  Principal  Balances  of such
Mortgage  Loans  at  the  close  of  business  on  the   immediately   preceding
Distribution  Date after giving  effect to  distributions  thereon  allocable to
principal  to the Holders of the  Certificates  (or with  respect to the initial
Distribution  Date, at the close of business on the Cut-off Date). The Class A-P
Certificates  have  no  Pass-Through  Rate  and  are  not  entitled  to  Accrued
Certificate Interest.                                                           

Paying Agent:  Bankers Trust Company or any successor Paying Agent  
appointed by the Trustee.                                                       

      Percentage Interest: With respect to any Certificate (other than a Class R
Certificate),  the undivided  percentage ownership interest in the related Class
evidenced by such  Certificate,  which  percentage  ownership  interest shall be
equal to the Initial Certificate  Principal Balance thereof or Initial Class A-V
Notional  Amount thereof (in the case of any Class A-V  Certificate)  divided by
the  aggregate  Initial  Certificate  Principal  Balance or the aggregate of the
Initial Class A-V Notional  Amounts,  as applicable,  of all the Certificates of
the  same  Class.  With  respect  to a  Class R  Certificate,  the  interest  in
distributions to be made with respect to such Class evidenced thereby, expressed
as a percentage, as stated on the face of each such Certificate.                

Permitted Investments:  One or more of the following:               

(i)   obligations  of or  guaranteed  as to principal and interest by the United
      States or any agency or instrumentality  thereof when such obligations are
backed by the full faith and credit of the United States;           

(ii)  repurchase  agreements on obligations specified in clause (i) maturing not
      more than one month from the date of  acquisition  thereof,  provided that
      the  unsecured  obligations  of the  party  agreeing  to  repurchase  such
      obligations  are at the time rated by each  Rating  Agency in its  highest
short-term rating available;                                        

(iii) federal funds, certificates of deposit, demand deposits, time deposits and
      bankers'  acceptances  (which shall each have an original  maturity of not
      more than 90 days and,  in the case of bankers'  acceptances,  shall in no
      event  have an  original  maturity  of more  than 365 days or a  remaining
      maturity of more than 30 days) denominated in United States dollars of any
      U.S. depository  institution or trust company  incorporated under the laws
      of the United States or any state  thereof or of any domestic  branch of a
      foreign  depository  institution or trust company;  provided that the debt
      obligations  of such  depository  institution or trust company (or, if the
      only  Rating  Agency is  Standard & Poor's,  in the case of the  principal
      depository  institution in a depository  institution holding company, debt
      obligations of the depository  institution holding company) at the date of
      acquisition  thereof have been rated by each Rating  Agency in its highest
      short-term rating available; and provided further that, if the only Rating
      Agency is Standard & Poor's and if the  depository  or trust  company is a
      principal subsidiary of a bank holding company and the debt obligations of
      such subsidiary are not separately  rated, the applicable  rating shall be
      that of the bank holding  company;  and,  provided  further  that,  if the
      original maturity of such short-term obligations of a domestic branch of a
      foreign depository  institution or trust company shall exceed 30 days, the
      short-term  rating  of such  institution  shall  be  A-1+  in the  case of
Standard & Poor's if Standard & Poor's is the Rating Agency;        

(iv)  commercial paper and demand notes (having original  maturities of not more
      than  365  days) of any  corporation  incorporated  under  the laws of the
      United States or any state thereof  which on the date of  acquisition  has
      been  rated  by  each  Rating  Agency  in its  highest  short-term  rating
      available; provided that such commercial paper and demand notes shall have
a remaining maturity of not more than 30 days;                      

(v)   a money  market fund or a qualified  investment  fund rated by each Rating
Agency in its highest long-term rating available; and               

(vi)  other  obligations or securities that are acceptable to each Rating Agency
      as a  Permitted  Investment  hereunder  and will  not  reduce  the  rating
      assigned  to any Class of  Certificates  by such Rating  Agency  below the
      lower  of  the  then-current   rating  or  the  rating  assigned  to  such
      Certificates as of the Closing Date by such Rating Agency, as evidenced in
writing;                                                            

provided,  however,  no  instrument  shall  be  a  Permitted  Investment  if  it
represents,  either (1) the right to receive only interest payments with respect
to the underlying debt instrument or (2) the right to receive both principal and
interest  payments derived from  obligations  underlying such instrument and the
principal and interest payments with respect to such instrument  provide a yield
to maturity greater than 120% of the yield to maturity at par of such underlying
obligations.  References  herein to the highest  rating  available  on unsecured
long-term  debt shall mean AAA in the case of Standard & Poor's,  Fitch IBCA and
DCR and Aaa in the case of Moody's,  and references herein to the highest rating
available on unsecured  commercial paper and short-term debt  obligations  shall
mean A-1 in the case of Standard & Poor's,  P-1 in the case of  Moody's,  either
A-1 by Standard & Poor's, P-1 by Moody's, D-1 in the case of DCR or F-1 by Fitch
IBCA in the case of Fitch IBCA.                                                 

 Permitted Transferee:  Any Transferee of a Class R Certificate, other
than a Disqualified Organization or Non-United States Person.                   

      Person:   Any  individual,   corporation,   limited   liability   company,
partnership,   joint   venture,   association,   joint-stock   company,   trust,
unincorporated organization or government or any agency or political subdivision
thereof.                                                                        

      Pledged Asset  Mortgage  Servicing  Agreement:  The Pledged Asset Mortgage
Servicing  Agreement,  dated as of February 28, 1996 between MLCC and the Master
Servicer.                                                                       

      Pool  Stated  Principal  Balance:  As to any  date of  determination,  the
aggregate of the Stated  Principal  Balances of each  Mortgage  Loan that was an
Outstanding  Mortgage  Loan on the Due Date in the month  preceding the month of
such date of determination.                                                     

      Pool Strip Rate:  With  respect to each  Mortgage  Loan,  a per annum rate
equal to the excess of (a) the Net Mortgage  Rate of such Mortgage Loan over (b)
6.25% (but not less than 0.00%) per annum.                                      

      Prepayment   Assumption:   The  prepayment   assumption  to  be  used  for
determining  the accrual of original  issue  discount  and market  discount  and
premium on the  Certificates  for federal  income tax purposes,  which assumes a
constant  prepayment  rate of 4.0% per annum of the then  outstanding  principal
balance of the  Mortgage  Loans in the first  month of the life of the  Mortgage
Loans and an additional  1.090909% per annum in each month  thereafter until the
twelfth month,  and beginning in the twelfth month and in each month  thereafter
during the life of the Mortgage  Loans, a constant  prepayment rate of 16.0% per
annum.                                                                          

      Prepayment Distribution Percentage:  With respect to any Distribution Date
and each  Class of Class M  Certificates  and  Class B  Certificates,  under the
applicable  circumstances set forth below, the respective  percentages set forth
below:                                                                          

(i)         For any Distribution  Date prior to the  Distribution  Date in April
            2004  (unless  the  Certificate  Principal  Balances  of the  Senior
            Certificates  (other  than the  Class  A-P  Certificates)  have been
reduced to zero), 0%.                                   

(ii)        For any  Distribution  Date on which any Class of Class M or Class B
       Certificates are outstanding not discussed in clause (i) above:

(a)   in the case of the Class of Class M Certificates then outstanding with    
     the lowest numerical designation, or in the event the Class M
    Certificates are no longer outstanding, the Class of Class B
Certificates then outstanding with the lowest numerical 
    designation and each other Class of Class M Certificates and
Class B Certificates for which the related Prepayment   
         Distribution Trigger has been satisfied, a fraction, expressed as
         a percentage, the numerator of which is the Certificate Principal
    Balance of such Class immediately prior to such date and the
    denominator of which is the sum of the Certificate Principal
         Balances immediately prior to such date of (1) the Class of Class
 M Certificates then outstanding with the lowest numerical
    designation, or in the event the Class M Certificates are no
  longer outstanding, the Class of Class B Certificates then
     outstanding with the lowest numerical designation and (2) all
      other Classes of Class M Certificates and Class B Certificates
      for which the respective Prepayment Distribution Triggers have
been satisfied; and                                     

(b)         in the case of each other Class of Class M Certificates  and Class B
            Certificates for which the Prepayment Distribution Triggers have not
been satisfied, 0%; and                                 

(iii)       Notwithstanding  the foregoing,  if the application of the foregoing
            percentages  on any  Distribution  Date as provided in Section  4.02
            (determined  without  regard to the  proviso  to the  definition  of
            "Subordinate  Principal  Distribution  Amount")  would  result  in a
            distribution  in  respect  of  principal  of any Class or Classes of
            Class M Certificates  and Class B Certificates  in an amount greater
            than the remaining  Certificate  Principal Balance thereof (any such
            class, a "Maturing  Class"),  then: (a) the Prepayment  Distribution
            Percentage of each Maturing  Class shall be reduced to a level that,
            when  applied  as  described   above,   would  exactly   reduce  the
            Certificate  Principal  Balance  of  such  Class  to  zero;  (b) the
            Prepayment  Distribution  Percentage  of each other Class of Class M
            Certificates   and  Class  B   Certificates   (any  such  Class,   a
            "Non-Maturing  Class") shall be  recalculated in accordance with the
            provisions in paragraph (ii) above, as if the Certificate  Principal
            Balance  of each  Maturing  Class  had been  reduced  to zero  (such
            percentage as recalculated,  the "Recalculated Percentage"); (c) the
            total  amount  of  the  reductions  in the  Prepayment  Distribution
            Percentages of the Maturing Class or Classes  pursuant to clause (a)
            of this  sentence,  expressed as an aggregate  percentage,  shall be
            allocated  among the  Non-Maturing  Classes in  proportion  to their
            respective  Recalculated  Percentages (the portion of such aggregate
            reduction so allocated to any  Non-Maturing  Class,  the "Adjustment
            Percentage");  and (d) for purposes of such  Distribution  Date, the
            Prepayment  Distribution Percentage of each Non-Maturing Class shall
            be equal to the sum of (1) the  Prepayment  Distribution  Percentage
            thereof,  calculated in accordance  with the provisions in paragraph
            (ii) above as if the Certificate  Principal Balance of each Maturing
            Class had not been reduced to zero, plus (2) the related  Adjustment
Percentage.                                             

   Prepayment Distribution Trigger:  The Class M-2 Prepayment Distribution
Trigger, Class M-3 Prepayment Distribution Trigger, Class B-1 Prepayment        
Distribution Trigger, Class B-2 Prepayment Distribution Trigger or Class B-3    
Prepayment Distribution Trigger.                                                

      Prepayment  Interest  Shortfall:  As to  any  Distribution  Date  and  any
Mortgage Loan (other than a Mortgage Loan relating to an REO Property)  that was
the subject of (a) a Principal  Prepayment in Full during the related Prepayment
Period,  an  amount  equal to the  excess  of one  month's  interest  at the Net
Mortgage Rate (or Modified Net Mortgage Rate in the case of a Modified  Mortgage
Loan) on the Stated  Principal  Balance of such Mortgage Loan over the amount of
interest  (adjusted to the Net Mortgage  Rate (or Modified Net Mortgage  Rate in
the case of a Modified Mortgage Loan)) paid by the Mortgagor for such Prepayment
Period to the date of such  Principal  Prepayment  in Full or (b) a  Curtailment
during the prior calendar month, an amount equal to one month's  interest at the
Net  Mortgage  Rate (or  Modified  Net  Mortgage  Rate in the case of a Modified
Mortgage Loan) on the amount of such Curtailment.                               

Prepayment Period:  As to any Distribution Date, the calendar month 
preceding the month of distribution.                                            

Primary Insurance Policy:  Each primary policy of mortgage guaranty 
insurance or any replacement policy therefor referred to in Section             
2.03(b)(iv) and (v).                                                            

      Principal  Prepayment:  Any payment of  principal  or other  recovery on a
Mortgage Loan,  including a recovery that takes the form of Liquidation Proceeds
or Insurance  Proceeds,  which is received in advance of its  scheduled Due Date
and is not  accompanied  by an  amount  as to  interest  representing  scheduled
interest  on such  payment  due on any  date or dates  in any  month  or  months
subsequent to the month of prepayment.                                          

Principal Prepayment in Full:  Any Principal Prepayment made by a   
Mortgagor of the entire principal balance of a Mortgage Loan.                   

 Program Guide:  Collectively, the Seller Guide and the Servicer Guide
for Residential Funding's Expanded Criteria Mortgage Program.                   

      Purchase  Price:  With  respect  to any  Mortgage  Loan (or REO  Property)
required to be or  otherwise  purchased  on any date  pursuant to Section  2.02,
2.03,  2.04 or  4.07,  an  amount  equal  to the sum of (i)  100% of the  Stated
Principal Balance thereof plus the principal portion of any related unreimbursed
Advances  and (ii) unpaid  accrued  interest at the Adjusted  Mortgage  Rate (or
Modified Net Mortgage Rate plus the rate per annum at which the Servicing Fee is
calculated in the case of a Modified Mortgage Loan) (or at the Net Mortgage Rate
(or Modified Net Mortgage Rate in the case of a Modified  Mortgage  Loan) in the
case of a purchase made by the Master Servicer) on the Stated Principal  Balance
thereof to the first day of the month  following  the month of purchase from the
Due Date to which interest was last paid by the Mortgagor.                      

      Qualified  Substitute  Mortgage  Loan:  A  Mortgage  Loan  substituted  by
Residential  Funding or the Company for a Deleted  Mortgage  Loan which must, on
the  date  of  such  substitution,  as  confirmed  in an  Officers'  Certificate
delivered to the  Trustee,  (i) have an  outstanding  principal  balance,  after
deduction of the  principal  portion of the monthly  payment due in the month of
substitution  (or in the case of a  substitution  of more than one Mortgage Loan
for a Deleted Mortgage Loan, an aggregate outstanding  principal balance,  after
such deduction),  not in excess of the Stated  Principal  Balance of the Deleted
Mortgage  Loan (the  amount of any  shortfall  to be  deposited  by  Residential
Funding  in the  Custodial  Account in the month of  substitution);  (ii) have a
Mortgage  Rate and a Net  Mortgage  Rate no lower  than and not more than 1% per
annum higher than the Mortgage Rate and Net Mortgage Rate, respectively,  of the
Deleted Mortgage Loan as of the date of substitution; (iii) have a Loan-to-Value
Ratio at the time of  substitution  no higher than that of the Deleted  Mortgage
Loan at the time of substitution;  (iv) have a remaining term to stated maturity
not  greater  than (and not more than one year less  than)  that of the  Deleted
Mortgage  Loan;  (v) comply with each  representation  and warranty set forth in
Sections  2.03 and 2.04 hereof and Section 4 of the  Assignment  Agreement;  and
(vi)  have a Pool  Strip  Rate  equal to or  greater  than  that of the  Deleted
Mortgage Loan.  Notwithstanding any other provisions herein, (x) with respect to
any Qualified  Substitute  Mortgage Loan substituted for a Deleted Mortgage Loan
which was a Discount  Mortgage  Loan,  such Qualified  Substitute  Mortgage Loan
shall be deemed to be a Discount  Mortgage Loan and to have a Discount  Fraction
equal to the Discount Fraction of the Deleted Mortgage Loan and (y) in the event
that  the  "Pool  Strip  Rate"  of any  Qualified  Substitute  Mortgage  Loan as
calculated  pursuant to the  definition of "Pool Strip Rate" is greater than the
Pool Strip Rate of the related Deleted  Mortgage Loan (i) the Pool Strip Rate of
such Qualified Substitute Mortgage Loan shall be equal to the Pool Strip Rate of
the related Deleted  Mortgage Loan for purposes of calculating the  Pass-Through
Rate on the Class A-V Certificates and (ii) the excess of the Pool Strip Rate on
such Qualified Substitute Mortgage Loan as calculated pursuant to the definition
of "Pool Strip Rate" over the Pool Strip Rate on the  related  Deleted  Mortgage
Loan shall be  payable  to the Class R  Certificates  pursuant  to Section  4.02
hereof.                                                                         

      Rating  Agency:  DCR and  Standard  & Poor's  with  respect  to the Senior
Certificates  and DCR with respect to the Class M-1, Class M-2, Class M-3, Class
B-1 and Class B-2 Certificates.  If either agency or a successor is no longer in
existence,  "Rating Agency" shall be such statistical  credit rating agency,  or
other comparable Person,  designated by the Company, notice of which designation
shall be given to the Trustee and the Master Servicer.                          

      Realized Loss:  With respect to each Mortgage Loan (or REO Property) as to
which a Cash  Liquidation or REO Disposition  has occurred,  an amount (not less
than zero) equal to (i) the Stated  Principal  Balance of the Mortgage  Loan (or
REO Property) as of the date of Cash Liquidation or REO  Disposition,  plus (ii)
interest  (and REO Imputed  Interest,  if any) at the Net Mortgage Rate from the
Due Date as to which interest was last paid or advanced to Certificateholders up
to the last day of the month in which the Cash  Liquidation (or REO Disposition)
occurred on the Stated Principal Balance of such Mortgage Loan (or REO Property)
outstanding  during each Due Period that such interest was not paid or advanced,
minus (iii) the proceeds,  if any,  received during the month in which such Cash
Liquidation (or REO Disposition)  occurred,  to the extent applied as recoveries
of interest at the Net Mortgage Rate and to principal of the Mortgage  Loan, net
of the portion  thereof  reimbursable  to the Master Servicer or any Subservicer
with respect to related  Advances or expenses as to which the Master Servicer or
Subservicer  is entitled  to  reimbursement  thereunder  but which have not been
previously  reimbursed.  With respect to each Mortgage Loan which is the subject
of a Servicing  Modification,  (a) the amount by which the interest portion of a
Monthly Payment or the principal balance of such Mortgage Loan was reduced,  and
(b) any such amount  with  respect to a Monthly  Payment  that was or would have
been due in the  month  immediately  following  the  month in which a  Principal
Prepayment or the Purchase  Price of such Mortgage Loan is received or is deemed
to have been  received.  With respect to each Mortgage Loan which has become the
subject of a Deficient  Valuation,  the difference between the principal balance
of the Mortgage Loan outstanding  immediately prior to such Deficient  Valuation
and the  principal  balance of the  Mortgage  Loan as  reduced by the  Deficient
Valuation.  With respect to each  Mortgage Loan which has become the object of a
Debt   Service   Reduction,   the  amount  of  such  Debt   Service   Reduction.
Notwithstanding  the above,  neither a Deficient  Valuation  nor a Debt  Service
Reduction  shall be  deemed a  Realized  Loss  hereunder  so long as the  Master
Servicer  has  notified  the  Trustee in writing  that the  Master  Servicer  is
diligently  pursuing  any  remedies  that  may  exist  in  connection  with  the
representations  and  warranties  made  regarding the related  Mortgage Loan and
either (A) the related  Mortgage  Loan is not in default with regard to payments
due  thereunder or (B)  delinquent  payments of principal and interest under the
related  Mortgage  Loan  and  any  premiums  on any  applicable  primary  hazard
insurance  policy and any related  escrow  payments in respect of such  Mortgage
Loan  are  being  advanced  on a  current  basis  by the  Master  Servicer  or a
Subservicer, in either case without giving effect to any Debt Service Reduction.

      Record Date: With respect to each Distribution Date, the close of business
on the last  Business  Day of the month  next  preceding  the month in which the
related Distribution Date occurs.                                               

Regular Certificate:  Any of the Certificates other than a Class R  
Certificate.                                                                    

  REMIC:  A "real estate mortgage investment conduit" within the meaning
of Section 860D of the Code.                                                    

      REMIC  Administrator:  Residential  Funding  Corporation.  If  Residential
Funding  Corporation is found by a court of competent  jurisdiction to no longer
be able to fulfill its obligations as REMIC  Administrator  under this Agreement
the  Master  Servicer  or  Trustee  acting as Master  Servicer  shall  appoint a
successor REMIC Administrator,  subject to assumption of the REMIC Administrator
obligations under this Agreement.                                               

      REMIC  Provisions:  Provisions  of the federal  income tax law relating to
real estate mortgage investment conduits,  which appear at Sections 860A through
860G of  Subchapter  M of Chapter 1 of the Code,  and  related  provisions,  and
temporary and final  regulations (or, to the extent not  inconsistent  with such
temporary or final  regulations,  proposed  regulations) and published  rulings,
notices and  announcements  promulgated  thereunder,  as the foregoing may be in
effect from time to time.                                                       

      REO  Acquisition:  The acquisition by the Master Servicer on behalf of the
Trustee for the benefit of the  Certificateholders  of any REO Property pursuant
to Section 3.14.                                                                

      REO  Disposition:  As to any REO Property,  a determination  by the Master
Servicer that it has received all Insurance Proceeds,  Liquidation Proceeds, REO
Proceeds and other payments and recoveries  (including proceeds of a final sale)
which the Master  Servicer  expects to be finally  recoverable  from the sale or
other disposition of the REO Property.                                          

      REO Imputed  Interest:  As to any REO Property,  for any period, an amount
equivalent to interest (at the Net Mortgage Rate that would have been applicable
to the related  Mortgage Loan had it been  outstanding) on the unpaid  principal
balance of the  Mortgage  Loan as of the date of  acquisition  thereof  for such
period.                                                                         

      REO Proceeds:  Proceeds,  net of expenses,  received in respect of any REO
Property (including, without limitation, proceeds from the rental of the related
Mortgaged  Property  or,  with  respect  to  a  Cooperative  Loan,  the  related
Cooperative  Apartment)  which  proceeds are  required to be deposited  into the
Custodial Account only upon the related REO Disposition.                        

      REO Property: A Mortgaged Property acquired by the Master Servicer through
foreclosure  or deed  in lieu of  foreclosure  in  connection  with a  defaulted
Mortgage Loan.                                                                  

      Request  for  Release:  A  request  for  release,  the  forms of which are
attached as Exhibit H hereto,  or an electronic  request in a form acceptable to
the Custodian.                                                                  

      Required  Insurance  Policy:  With  respect  to  any  Mortgage  Loan,  any
insurance policy which is required to be maintained from time to time under this
Agreement, the Program Guide or the related Subservicing Agreement in respect of
such Mortgage Loan.                                                             

      Required  Surety  Payment:  With  respect  to  any  Additional  Collateral
Mortgage  Loan that becomes a Liquidated  Mortgage  Loan,  the lesser of (i) the
principal  portion of the Realized  Loss with respect to such  Mortgage Loan and
(ii) the excess, if any, of (a) the amount of Additional  Collateral required at
origination  with  respect  to such  Mortgage  Loan  over  (b) the net  proceeds
realized by MLCC from the related Additional Collateral.                        

Residential Funding:  Residential Funding Corporation, a Delaware   
corporation, in its capacity as seller of the Mortgage Loans to the Company     
and any successor thereto.                                                      

      Responsible Officer: When used with respect to the Trustee, any officer of
the  Corporate  Trust  Department  of the  Trustee,  including  any Senior  Vice
President,  any Vice  President,  any Assistant  Vice  President,  any Assistant
Secretary, any Trust Officer or Assistant Trust Officer, or any other officer of
the Trustee customarily  performing  functions similar to those performed by any
of the above designated  officers to whom, with respect to a particular  matter,
such matter is referred.                                                        

      Schedule of Discount  Fractions:  The schedule  setting forth the Discount
Fractions  with  respect to the  Discount  Mortgage  Loans,  attached  hereto as
Exhibit P.                                                                      

  Security Agreement:  With respect to a Cooperative Loan, the agreement
creating a security interest in favor of the originator in the related          
Cooperative Stock.                                                              

  Seller:  As to any Mortgage Loan, a Person, including any Subservicer,
that executed a Seller's Agreement applicable to such Mortgage Loan.            

      Seller's Agreement:  An agreement for the origination and sale of Mortgage
Loans generally in the form of the Seller  Contract  referred to or contained in
the  Program  Guide,  or in such other form as has been  approved  by the Master
Servicer and the Company,  each  containing  representations  and  warranties in
respect of one or more Mortgage Loans  consistent in all material  respects with
those set forth in the Program Guide.                                           

Senior Accelerated Distribution Percentage:  With respect to any    
Distribution Date, the percentage indicated below:                              

                                        Senior Accelerated
   Distribution Date                     Distribution Percentage

April 1999 through                                                              
March 2004.............................  100%                                   
-----------------------------------------                                       
April 2004 through                                                              
March 2005.............................  Senior Percentage, plus 70% of the     
Subordinate Percentage
April 2005 through                                                              
March 2006.............................  Senior Percentage, plus 60% of the     
Subordinate Percentage
April 2006 through                                                              
March 2007.............................  Senior Percentage, plus 40% of the     
Subordinate Percentage
April 2007 through                                                              
March 2008.............................  Senior Percentage, plus 20% of the     
Subordinate Percentage
April 2008 and                                                                  
thereafter.............................  Senior Percentage                      
provided, however, (i) that any scheduled reduction to the Senior Accelerated   
Distribution Percentage described above shall not occur as of any               
Distribution Date unless either (a)(1)(X) the outstanding principal balance     
of the Mortgage Loans delinquent 60 days or more averaged over the last six     
months, as a percentage of the aggregate outstanding Certificate Principal      
Balance of the Class M and Class B Certificates, is less than 50% or (Y) the    
outstanding principal balance of Mortgage Loans delinquent 60 days or more      
averaged over the last six months, as a percentage of the aggregate             
outstanding principal balance of all Mortgage Loans averaged over the last      
six months, does not exceed 2% and (2) Realized Losses on the Mortgage Loans    
to date for such Distribution Date if occurring during the sixth, seventh,      
eighth, ninth or tenth year (or any year thereafter) after the Closing Date     
are less than 30%, 35%, 40%, 45% or 50%, respectively, of the sum of the        
Initial Certificate Principal Balances of the Class M Certificates and Class    
B Certificates or (b)(1) the outstanding principal balance of Mortgage Loans    
delinquent 60 days or more averaged over the last six months, as a percentage   
of the aggregate outstanding principal balance of all Mortgage Loans averaged   
over the last six months, does not exceed 4% and (2) Realized Losses on the     
Mortgage Loans to date for such Distribution Date, if occurring during the      
sixth, seventh, eighth, ninth or tenth year (or any year thereafter) are less   
than 10%, 15%, 20%, 25% or 30%, respectively, of the sum of the Initial         
Certificate Principal Balances of the Class M Certificates and Class B          
Certificates and (ii) that for any Distribution Date on which the Senior        
Percentage is greater than the Senior Percentage as of the Closing Date, the    
Senior Accelerated Distribution Percentage for such Distribution Date shall     
be 100%.  Notwithstanding the foregoing, upon the reduction of the              
Certificate Principal Balances of the Senior Certificates (other than the       
Class A-P Certificates) to zero, the Senior Accelerated Distribution            
Percentage shall thereafter be 0%.                                              

Senior Certificate:  Any one of the Class A Certificates or Class R 
Certificates.                                                                   

      Senior  Percentage:  As of any Distribution Date, the lesser of 100% and a
fraction,  expressed as a  percentage,  the  numerator of which is the aggregate
Certificate  Principal Balance of the Senior  Certificates (other than the Class
A-P   Certificates)   immediately  prior  to  such  Distribution  Date  and  the
denominator  of which is the aggregate  Stated  Principal  Balance of all of the
Mortgage  Loans (or related  REO  Properties)  (other than the related  Discount
Fraction of each Discount  Mortgage Loan) immediately prior to such Distribution
Date.                                                                           

      Senior Principal  Distribution  Amount:  As to any Distribution  Date, the
lesser of (a) the balance of the Available  Distribution  Amount remaining after
the distribution of all amounts  required to be distributed  pursuant to Section
4.02(a)(i) and Section  4.02(a)(ii)(X)  or, after the Credit  Support  Depletion
Date, the amount required to be distributed to the Class A-P  Certificateholders
pursuant  to  Section  4.02(c)  and (b) the sum of the  amounts  required  to be
distributed to the Senior  Certificateholders on such Distribution Date pursuant
to Section 4.02(a)(ii)(Y), (xvi) and (xvii).                                    

Servicing Accounts:  The account or accounts created and maintained 
pursuant to Section 3.08.                                                       

      Servicing  Advances:  All  customary,  reasonable  and  necessary  "out of
pocket" costs and expenses incurred in connection with a default, delinquency or
other  unanticipated  event by the Master  Servicer  in the  performance  of its
servicing  obligations,  including,  but not  limited  to,  the  cost of (i) the
preservation,  restoration  and  protection  of a  Mortgaged  Property  or, with
respect to a  Cooperative  Loan,  the related  Cooperative  Apartment,  (ii) any
enforcement  or  judicial  proceedings,   including   foreclosures,   (iii)  the
management  and  liquidation  of any REO Property and (iv)  compliance  with the
obligations  under  Sections 3.01,  3.08,  3.12(a) and 3.14,  including,  if the
Master Servicer or any Affiliate of the Master Servicer  provides  services such
as appraisals and brokerage  services that are  customarily  provided by Persons
other  than  servicers  of  mortgage  loans,  reasonable  compensation  for such
services.                                                                       

      Servicing  Fee: With respect to any Mortgage Loan and  Distribution  Date,
the fee payable  monthly to the Master  Servicer in respect of master  servicing
compensation  that accrues at an annual rate  designated  on the  Mortgage  Loan
Schedule as the "MSTR SERV FEE" for such Mortgage  Loan, as may be adjusted with
respect to successor Master Servicers as provided in Section 7.02.              

      Servicing  Modification:  Any  reduction  of the  interest  rate on or the
outstanding  principal  balance of a Mortgage  Loan that is in  default,  or for
which,  in  the  judgment  of  the  Master   Servicer,   default  is  reasonably
foreseeable, pursuant to a modification of such Mortgage Loan in accordance with
Section 3.07(a).                                                                

      Servicing  Officer:  Any officer of the Master  Servicer  involved  in, or
responsible  for, the  administration  and servicing of the Mortgage Loans whose
name and specimen  signature appear on a list of servicing officers furnished to
the  Trustee  by the  Master  Servicer,  as such  list may from  time to time be
amended.                                                                        

      Special Hazard  Amount:  As of any  Distribution  Date, an amount equal to
$2,094,601  minus the sum of (i) the aggregate  amount of Special  Hazard Losses
allocated  solely to one or more specific  Classes of Certificates in accordance
with  Section  4.05 and (ii) the  Adjustment  Amount (as defined  below) as most
recently  calculated.  For each  anniversary of the Cut-off Date, the Adjustment
Amount shall be equal to the amount,  if any, by which the amount  calculated in
accordance with the preceding  sentence  (without giving effect to the deduction
of the Adjustment  Amount for such  anniversary)  exceeds the greater of (A) the
greatest of (i) twice the outstanding  principal balance of the Mortgage Loan in
the Trust  Fund  which has the  largest  outstanding  principal  balance  on the
Distribution Date immediately  preceding such  anniversary,  (ii) the product of
1.00% multiplied by the outstanding  principal  balance of all Mortgage Loans on
the  Distribution  Date  immediately  preceding such  anniversary  and (iii) the
aggregate  outstanding  principal  balance  (as  of  the  immediately  preceding
Distribution Date) of the Mortgage Loans in any single five-digit California zip
code area with the  largest  amount of  Mortgage  Loans by  aggregate  principal
balance as of such  anniversary  and (B) the greater of (i) the product of 0.50%
multiplied by the  outstanding  principal  balance of all Mortgage  Loans on the
Distribution  Date  immediately  preceding  such  anniversary  multiplied  by  a
fraction, the numerator of which is equal to the aggregate outstanding principal
balance  (as of  the  immediately  preceding  Distribution  Date)  of all of the
Mortgage  Loans  secured  by  Mortgaged  Properties  located  in  the  State  of
California  divided by the aggregate  outstanding  principal  balance (as of the
immediately preceding Distribution Date) of all of the Mortgage Loans, expressed
as a  percentage,  and the  denominator  of  which is  equal  to  17.15%  (which
percentage is equal to the  percentage of Mortgage  Loans  initially  secured by
Mortgaged  Properties located in the State of California) and (ii) the aggregate
outstanding  principal  balance (as of the  immediately  preceding  Distribution
Date) of the largest  Mortgage  Loan secured by a Mortgaged  Property  (or, with
respect to a Cooperative Loan, the related Cooperative Apartment) located in the
State of California.                                                            

      The Special  Hazard Amount may be further  reduced by the Master  Servicer
(including  accelerating the manner in which coverage is reduced)  provided that
prior to any such  reduction,  the  Master  Servicer  shall (i)  obtain  written
confirmation  from each Rating Agency that such  reduction  shall not reduce the
rating  assigned to any Class of  Certificates  by such Rating  Agency below the
lower of the then-current  rating or the rating assigned to such Certificates as
of the  Closing  Date by such  Rating  Agency  and (ii)  provide  a copy of such
written confirmation to the Trustee.                                            

      Special  Hazard Loss:  Any Realized  Loss not in excess of the cost of the
lesser of repair or replacement  of a Mortgaged  Property (or, with respect to a
Cooperative Loan, the related Cooperative  Apartment) suffered by such Mortgaged
Property  (or  Cooperative  Apartment)  on  account  of  direct  physical  loss,
exclusive  of (i) any  loss of a type  covered  by a  hazard  policy  or a flood
insurance policy required to be maintained in respect of such Mortgaged Property
pursuant  to Section  3.12(a),  except to the extent of the portion of such loss
not covered as a result of any coinsurance  provision and (ii) any Extraordinary
Loss.                                                                           

      Standard  & Poor's:  Standard  & Poor's,  a  division  of The  McGraw-Hill
Companies, Inc., or its successor in interest.                                  

      Stated Principal Balance: With respect to any Mortgage Loan or related REO
Property,  at any given time,  (i) the  Cut-off  Date  Principal  Balance of the
Mortgage  Loan,  minus (ii) the sum of (a) the principal  portion of the Monthly
Payments due with respect to such Mortgage Loan or REO Property  during each Due
Period ending prior to the most recent  Distribution Date which were received or
with  respect to which an Advance was made,  and (b) all  Principal  Prepayments
with respect to such Mortgage Loan or REO Property,  and all Insurance Proceeds,
Liquidation  Proceeds  and REO  Proceeds,  to the  extent  applied by the Master
Servicer as recoveries of principal in accordance with Section 3.14 with respect
to such  Mortgage  Loan or REO  Property,  in each case which  were  distributed
pursuant to Section 4.02 on any previous Distribution Date, and (c) any Realized
Loss  allocated  to  Certificateholders  with  respect  thereto for any previous
Distribution Date.                                                              

      Subclass: With respect to the Class A-V Certificates, any Subclass thereof
issued  pursuant  to Section  5.01(c).  Any such  Subclass  will  represent  the
Uncertificated  REMIC  Regular  Interest or  Interests  specified by the initial
Holder of the Class A-V Certificates pursuant to Section 5.01(c).               

Subordinate Percentage: As of any Distribution Date, 100% minus the 
Senior Percentage as of such Distribution Date.                                 

      Subordinate   Principal   Distribution   Amount:   With   respect  to  any
Distribution   Date  and  each  Class  of  Class  M  Certificates  and  Class  B
Certificates,  (a)  the  sum of (i)  the  product  of (x)  the  related  Class M
Percentage  or Class B  Percentage  for such Class and (y) the  aggregate of the
amounts  calculated for such Distribution Date under clauses (1), (2) and (3) of
Section  4.02(a)(ii)(Y)(A) to the extent not payable to the Senior Certificates;
(ii) such Class's pro rata share, based on the Certificate  Principal Balance of
each Class of Class M Certificates and Class B Certificates then outstanding, of
the  principal  collections  described  in Section  4.02(a)(ii)(Y)(B)(b)  to the
extent  such   collections   are  not  otherwise   distributed   to  the  Senior
Certificates;  (iii) the  product  of (x) the  related  Prepayment  Distribution
Percentage  and (y) the  aggregate  of all  Principal  Prepayments  in Full  and
Curtailments  received in the related  Prepayment Period (other than the related
Discount  Fraction of such Principal  Prepayments in Full and Curtailments  with
respect to a  Discount  Mortgage  Loan) to the extent not  payable to the Senior
Certificates;  (iv) if such Class is the most senior Class of Certificates  then
outstanding  (as  established  in Section 4.05 hereof),  any Excess  Subordinate
Principal Amount for such  Distribution  Date; and (v) any amounts  described in
clauses (i), (ii) and (iii) as determined  for any previous  Distribution  Date,
that remain  undistributed  to the extent that such amounts are not attributable
to Realized  Losses which have been allocated to a subordinate  Class of Class M
or Class B Certificates  minus (b) any Excess  Subordinate  Principal Amount not
payable to such  Class on such  Distribution  Date  pursuant  to the  definition
thereof;  provided,  however,  that such  amount  shall in no event  exceed  the
outstanding   Certificate  Principal  Balance  of  such  Class  of  Certificates
immediately prior to such date.                                                 

Subserviced Mortgage Loan:  Any Mortgage Loan that, at the time of  
reference thereto, is subject to a Subservicing Agreement.                      

      Subservicer:  Any Person with whom the Master  Servicer has entered into a
Subservicing Agreement and who generally satisfied the requirements set forth in
the Program Guide in respect of the  qualification  of a  Subservicer  as of the
date of its approval as a Subservicer by the Master Servicer.                   

      Subservicer Advance: Any delinquent  installment of principal and interest
on a Mortgage  Loan which is  advanced by the  related  Subservicer  (net of its
Subservicing Fee) pursuant to the Subservicing Agreement.                       

Subservicing Account:  An account established by a Subservicer in   
accordance with Section 3.08.                                                   

      Subservicing  Agreement:  The written contract between the Master Servicer
and any Subservicer relating to servicing and administration of certain Mortgage
Loans as  provided  in  Section  3.02,  generally  in the  form of the  servicer
contract  referred to or contained in the Program Guide or in such other form as
has been  approved  by the Master  Servicer  and the  Company.  With  respect to
Mortgage  Loans  subserviced  by MLCC,  the  Subservicing  Agreement  shall also
include the Addendum and  Assignment  Agreement and the Pledged  Asset  Mortgage
Servicing Agreement.                                                            

      Subservicing  Fee: As to any Mortgage Loan, the fee payable monthly to the
related  Subservicer (or, in the case of a Nonsubserviced  Mortgage Loan, to the
Master Servicer) in respect of subservicing and other  compensation that accrues
at an annual rate equal to the excess of the Mortgage  Rate borne by the related
Mortgage  Note over the rate per annum  designated on the Mortgage Loan Schedule
as the "CURR NET" for such Mortgage Loan.                                       

Surety:  Ambac Assurance Corporation, or its successors in interest.

      Surety Bond: The Limited Purpose Surety Bond (Policy No. AB0039BE),  dated
February 28, 1996,  issued by Ambac  Assurance  Corporation  (formerly  known as
AMBAC Indemnity Corporation) for the benefit of certain beneficiaries, including
the Trustee for the benefit of the Holders of the Certificates,  but only to the
extent that such Limited  Purpose Surety Bond covers any  Additional  Collateral
Mortgage Loans.                                                                 

      Tax Returns:  The federal  income tax return on Internal  Revenue  Service
Form 1066,  U.S.  Real Estate  Mortgage  Investment  Conduit  Income Tax Return,
including  Schedule Q thereto,  Quarterly Notice to Residual Interest Holders of
REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed
on behalf of the Trust Fund due to its classification as a REMIC under the REMIC
Provisions, together with any and all other information, reports or returns that
may be  required to be  furnished  to the  Certificateholders  or filed with the
Internal  Revenue Service or any other  governmental  taxing authority under any
applicable provisions of federal, state or local tax laws.                      

   Transfer:  Any direct or indirect transfer, sale, pledge, hypothecation
or other form of assignment of any Ownership Interest in a Certificate.         

Transferee:  Any Person who is acquiring by Transfer any Ownership  
Interest in a Certificate.                                                      

 Transferor:  Any Person who is disposing by Transfer of any Ownership
Interest in a Certificate.                                                      

Trust Fund:  The segregated pool of assets, with respect to which a 
REMIC election is to be made, consisting of:                                    

(i)         the Mortgage Loans and the related Mortgage Files,                  

(ii)        all payments on and collections in respect of the Mortgage Loans due
            after  the  Cut-off  Date as shall be on  deposit  in the  Custodial
            Account or in the Certificate Account and identified as belonging to
            the Trust Fund,  including  the  proceeds  from the  liquidation  of
            Additional  Collateral for any Additional  Collateral  Loan, but not
         including amounts on deposit in the Initial Monthly Payment Fund;

(iii)       property  which  secured a Mortgage Loan and which has been acquired
            for the benefit of the  Certificateholders by foreclosure or deed in
lieu of foreclosure,                                    

(iv)        the hazard insurance  policies and Primary  Insurance  Policies,  if
            any, and the interest in the Surety Bond  transferred to the Trustee
pursuant to Section 2.01, and                           

(v) all proceeds of clauses (i) through (iv) above.                             

      Uncertificated REMIC Regular Interests:  The 2,050 uncertificated  partial
undivided   beneficial   ownership   interests  in  the  Trust  Fund,   numbered
sequentially  from 1 to 2,050,  each  relating to the  particular  Mortgage Loan
identified by such sequential number on the Mortgage Loan Schedule,  each having
no principal  balance,  and each bearing  interest at the respective  Pool Strip
Rate on the Stated Principal Balance of the related Mortgage Loan.              

      Uniform  Single  Attestation  Program for  Mortgage  Bankers:  The Uniform
Single  Attestation  Program for Mortgage Bankers,  as published by the Mortgage
Bankers  Association  of America and  effective  with respect to fiscal  periods
ending on or after December 15, 1995.                                           

      Uninsured  Cause:  Any cause of damage to  property  subject to a Mortgage
such that the complete restoration of such property is not fully reimbursable by
the hazard insurance policies.                                                  

      United  States  Person:  A citizen or  resident  of the United  States,  a
corporation,  partnership  or other entity created or organized in, or under the
laws of, the United  States,  any state  thereof,  or the  District  of Columbia
(except  in the  case of a  partnership,  to the  extent  provided  in  Treasury
regulations)  or  any  political  subdivision  thereof,  or an  estate  that  is
described in Section 7701(a)(30)(D) of the Code, or a trust that is described in
Section 7701(a)(30)(E) of the Code.                                             

      Voting Rights: The portion of the voting rights of all of the Certificates
which is allocated to any  Certificate.  98.0% of all of the Voting Rights shall
be  allocated  among  Holders  of   Certificates,   other  than  the  Class  A-V
Certificates  and  Class  R  Certificates,  in  proportion  to  the  outstanding
Certificate  Principal  Balances  of their  respective  Certificates;  1% of all
Voting Rights shall be allocated among the Holders of the Class A-V Certificates
in accordance with their respective Percentage  Interests,  and 1% of all Voting
Rights  shall be  allocated  among the  Holders of the Class R  Certificates  in
accordance with their respective Percentage Interests.                          

Article II                                                                      

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CONVEYANCE OF MORTGAGE LOANS;   

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ORIGINAL ISSUANCE OF CERTIFICATES   

Section 2.01......Conveyance of Mortgage Loans.                                 

(a) The Company,  concurrently  with the  execution  and delivery  hereof,  does
hereby assign to the Trustee without recourse all the right,  title and interest
of the  Company  in and  to the  Mortgage  Loans,  including  all  interest  and
principal  received on or with respect to the  Mortgage  Loans after the Cut-off
Date (other than payments of principal and interest due on the Mortgage Loans on
or before the Cut-off Date).                                                    

(b) In connection with such  assignment,  except as set forth in Section 2.01(c)
below, the Company does hereby deliver to, and deposit with, the Trustee,  or to
and with one or more  Custodians,  as the duly appointed  agent or agents of the
Trustee for such purpose,  the  following  documents or  instruments  (or copies
thereof as permitted by this  Section) (I) with respect to each Mortgage Loan so
assigned (other than a Cooperative Loan):                                       

(i)   The original Mortgage Note,  endorsed without recourse to the order of the
      Trustee and showing an unbroken chain of endorsements  from the originator
      thereof to the Person endorsing it to the Trustee,  or with respect to any
      Destroyed  Mortgage Note, an original lost note affidavit from the related
      Seller or Residential  Funding stating that the original Mortgage Note was
      lost, misplaced or destroyed, together with a copy of the related Mortgage
Note;                                                               

(ii)  The original  Mortgage with evidence of recording  indicated  thereon or a
      copy of the  Mortgage  certified by the public  recording  office in which
such Mortgage has been recorded;                                    

(iii) An original  Assignment  of the Mortgage to the Trustee  with  evidence of
      recording indicated thereon or a copy of such assignment  certified by the
public recording office in which such assignment has been recorded; 

(iv)  The original recorded assignment or assignments of the Mortgage showing an
      unbroken  chain  of  title  from  the  originator  thereof  to the  Person
      assigning it to the Trustee or a copy of such assignment or assignments of
      the  Mortgage  certified  by the  public  recording  office in which  such
assignment or assignments have been recorded; and                   

(v)   The original of each modification,  assumption agreement or preferred loan
      agreement,  if  any,  relating  to  such  Mortgage  Loan or a copy of each
      modification,  assumption  agreement or preferred loan agreement certified
    by the public recording office in which such document has been recorded.

and (II) with respect to each Cooperative Loan so assigned:         

(i)   The original Mortgage Note,  endorsed without recourse to the order of the
      Trustee and showing an unbroken chain of endorsements  from the originator
      thereof to the Person endorsing it to the Trustee,  or with respect to any
      Destroyed  Mortgage Note, an original lost note affidavit from the related
      Seller or Residential  Funding stating that the original Mortgage Note was
      lost, misplaced or destroyed, together with a copy of the related Mortgage
Note;                                                               

(ii)  A counterpart of the  Cooperative  Lease and the Assignment of Proprietary
      Lease  to  the  originator  of  the  Cooperative   Loan  with  intervening
      assignments showing an unbroken chain of title from such originator to the
Trustee;                                                            

(iii) The  related  Cooperative  Stock  Certificate,  representing  the  related
      Cooperative Stock pledged with respect to such Cooperative Loan,  together
      with an undated  stock  power (or other  similar  instrument)  executed in
blank;                                                              

(iv)  The original recognition  agreement by the Cooperative of the interests of
the mortgagee with respect to the related Cooperative Loan;         

(v)   The Security Agreement;                                                   

(vi)  Copies of the original UCC-1  financing  statement,  and any  continuation
      statements,  filed by the originator of such  Cooperative  Loan as secured
      party, each with evidence of recording thereof, evidencing the interest of
      the  originator  under  the  Security  Agreement  and  the  Assignment  of
Proprietary Lease;                                                  

(vii) Copies of the filed UCC-3 assignments of the security interest  referenced
      in  clause  (vi)  above  showing  an  unbroken  chain  of  title  from the
      originator  to the  Trustee,  each with  evidence  of  recording  thereof,
      evidencing the interest of the originator under the Security Agreement and
the Assignment of Proprietary Lease;                                

(viii)An executed  assignment of the interest of the  originator in the Security
      Agreement,  Assignment of Proprietary Lease and the recognition  agreement
      referenced in clause (iv) above,  showing an unbroken  chain of title from
the originator to the Trustee;                                      

(ix)  The original of each modification,  assumption agreement or preferred loan
agreement, if any, relating to such Cooperative Loan; and           

(x)   An executed  UCC-1  financing  statement  showing  the Master  Servicer as
      debtor,  the Company as secured  party and the Trustee as assignee  and an
      executed UCC-1 financing  statement  showing the Company as debtor and the
      Trustee as secured party, each in a form sufficient for filing, evidencing
the interest of such debtors in the Cooperative Loans.              

(c) The Company may, in lieu of  delivering  the  documents set forth in Section
2.01(b)(I)(iv) and (v) and Section (b)(II)(ii), (iv), (vii), (ix) and (x) to the
Trustee or the  Custodian or  Custodians,  deliver such  documents to the Master
Servicer, and the Master Servicer shall hold such documents in trust for the use
and benefit of all present and future  Certificateholders  until such time as is
set forth  below.  Within ten  Business  Days  following  the earlier of (i) the
receipt of the  original of each of the  documents or  instruments  set forth in
Section  2.01(b)(I)(iv) and (v) and Section  (b)(II)(ii),  (iv), (vii), (ix) and
(x) (or copies  thereof as permitted by such  Section) for any Mortgage Loan and
(ii) a written request by the Trustee to deliver those documents with respect to
any or all of the  Mortgage  Loans then being held by the Master  Servicer,  the
Master Servicer shall deliver a complete set of such documents to the Trustee or
the Custodian or Custodians  that are the duly appointed  agent or agents of the
Trustee.                                                                        

      On the Closing Date, the Master  Servicer shall certify that it has in its
possession an original or copy of each of the  documents  referred to in Section
2.01(b)(I)(iv) and (v) and Section (b)(II)(ii),  (iv), (vii), (ix) and (x) which
has been  delivered  to it by the  Company.  Every six months  after the Closing
Date, for so long as the Master Servicer is holding  documents  pursuant to this
Section  2.01(c),  the Master Servicer shall deliver to (i) Moody's if it is one
of the Rating  Agencies,  (ii) the  Trustee  and (iii) each  Custodian  a report
setting forth the status of the documents  which it is holding  pursuant to this
Section 2.01(c).                                                                

(d) In the event that in connection  with any Mortgage  Loan the Company  cannot
deliver the Mortgage,  any  assignment,  modification,  assumption  agreement or
preferred  loan  agreement  (or copy thereof  certified by the public  recording
office) with evidence of recording  thereon  concurrently with the execution and
delivery  of this  Agreement  solely  because  of a delay  caused by the  public
recording  office  where such  Mortgage,  assignment,  modification,  assumption
agreement or preferred loan agreement as the case may be, has been delivered for
recordation,  the Company  shall deliver or cause to be delivered to the Trustee
or the  respective  Custodian a true and  correct  photocopy  of such  Mortgage,
assignment, modification, assumption agreement or preferred loan agreement.     

      The Company shall promptly cause to be recorded in the appropriate  public
office for real property  records the Assignment  referred to in clause (I)(iii)
of Section 2.01(b), except in states where, in the opinion of counsel acceptable
to the  Trustee  and the Master  Servicer,  such  recording  is not  required to
protect the  Trustee's  interests in the Mortgage  Loan against the claim of any
subsequent  transferee  or any  successor  to or  creditor of the Company or the
originator of such Mortgage Loan and shall  promptly  cause to be filed the Form
UCC-3 assignment and UCC-1 financing  statement  referred to in clause (II)(vii)
and (x), respectively, of Section 2.01(b). If any Assignment, Form UCC-3 or Form
UCC-1, as applicable,  is lost or returned  unrecorded to the Company because of
any defect  therein,  the Company  shall prepare a substitute  Assignment,  Form
UCC-3 or Form UCC-1, as applicable, or cure such defect, as the case may be, and
cause such  Assignment to be recorded in  accordance  with this  paragraph.  The
Company  shall  promptly  deliver or cause to be delivered to the Trustee or the
respective Custodian such Mortgage or Assignment or Form UCC-3 or Form UCC-1, as
applicable,  (or copy  thereof  certified by the public  recording  office) with
evidence of recording  indicated  thereon  upon receipt  thereof from the public
recording  office  or from  the  related  Subservicer.  In  connection  with its
servicing of Cooperative Loans, the Master Servicer will use its best efforts to
file timely continuation  statements with regard to each financing statement and
assignment  relating to  Cooperative  Loans as to which the related  Cooperative
Apartment is located outside of the State of New York.                          

      In the event that the Company  delivers to the  Trustee or  Custodian  any
Mortgage Note or Assignment of Mortgage in blank,  the Company  shall,  or shall
cause the Custodian to,  complete the  endorsement  of the Mortgage Note and the
Assignment  of  Mortgage  in the name of the  Trustee  within 45 days  after the
Closing Date, as contemplated by Section 2.02.                                  

      Any of the items set forth in Sections 2.01(b)(I)(iv) and (v) and (II)(vi)
and (vii) and that may be  delivered  as a copy rather than the  original may be
delivered in microfiche form.                                                   

(e) Residential  Funding hereby assigns to the Trustee its security  interest in
and to any Additional  Collateral,  its right to receive  payments in respect of
any Additional  Collateral Loans pursuant the Addendum and Assignment  Agreement
and  the  Pledged  Asset  Mortgage  Servicing  Agreement,   and  its  rights  as
beneficiary under the Surety Bond in respect of any Additional Collateral Loans.
With respect to any Additional  Collateral  Mortgage Loan,  Residential  Funding
shall cause to be filed in the  appropriate  recording  office a UCC-3 statement
giving notice of the  assignment of the related  security  interest to the Trust
Fund and shall thereafter cause the timely filing of all necessary  continuation
statements with regard to such financing statements.                            

(f) It is  intended  that the  conveyance  by the  Company to the Trustee of the
Mortgage  Loans as provided for in this Section 2.01 be, and be construed  as, a
sale by the Company to the Trustee of the Mortgage  Loans for the benefit of the
Certificateholders.  Further,  it is not intended that such conveyance be deemed
to be a pledge of the  Mortgage  Loans by the Company to the Trustee to secure a
debt or other obligation of the Company. However, in the event that the Mortgage
Loans are held to be property of the Company or of  Residential  Funding,  or if
for any reason this Agreement is held or deemed to create a security interest in
the Mortgage  Loans,  then it is intended that (a) this Agreement  shall also be
deemed to be a security  agreement within the meaning of Articles 8 and 9 of the
New York Uniform  Commercial  Code and the Uniform  Commercial Code of any other
applicable  jurisdiction;  (b) the conveyance provided for in Section 2.01 shall
be deemed to be (1) a grant by the Company to the Trustee of a security interest
in all of the Company's  right  (including  the power to convey title  thereto),
title and interest,  whether now owned or hereafter acquired,  in and to (A) the
Mortgage Loans, including (i) with respect to each Cooperative Loan, the related
Mortgage Note, Security Agreement,  Assignment of Proprietary Lease, Cooperative
Stock  Certificate and Cooperative  Lease and (ii) with respect to each Mortgage
Loan other than a Cooperative Loan, the related Mortgage Note and Mortgage,  (B)
all amounts payable  pursuant to the Mortgage Loans in accordance with the terms
thereof,  (C) any insurance  policies  related to any Mortgage Loan, and (D) any
and all general intangibles,  accounts,  chattel paper, instruments,  documents,
money,  deposit  accounts,  certificates of deposit,  goods,  letters of credit,
advices  of credit  and  investment  property  consisting  of,  arising  from or
relating to any of the foregoing, and all proceeds of the conversion,  voluntary
or  involuntary,  of the foregoing into cash,  instruments,  securities or other
property,  including  without  limitation  all amounts from time to time held or
invested in the  Certificate  Account or the Custodial  Account,  whether in the
form of cash, instruments, securities or other property and (2) an assignment by
the  Company  to the  Trustee  of  any  security  interest  in  any  and  all of
Residential Funding's right (including the power to convey title thereto), title
and interest,  whether now owned or hereafter  acquired,  in and to the property
described  in the  foregoing  clauses  (1)(A),  (B),  (C)  and  (D)  granted  by
Residential Funding to the Company pursuant to the Assignment Agreement; (c) the
possession  by the Trustee,  the  Custodian or any other agent of the Trustee of
Mortgage Notes or such other items of property as constitute instruments, money,
negotiable documents,  goods, letters of credit,  advices of credit,  investment
property,  certificated  securities  or  chattel  paper  shall be  deemed  to be
"possession  by the secured  party," or  possession  by a purchaser  or a person
designated  by such  secured  party,  for  purposes of  perfecting  the security
interest  pursuant  to the  Minnesota  Uniform  Commercial  Code and the Uniform
Commercial  Code  of  any  other  applicable  jurisdiction  (including,  without
limitation,  Sections 8-106, 9-305 and 9-115 thereof);  and (d) notifications to
persons holding such property,  and  acknowledgments,  receipts or confirmations
from  persons  holding  such  property,  shall be  deemed  notifications  to, or
acknowledgments,  receipts or  confirmations  from,  securities  intermediaries,
bailees or agents of, or persons holding for (as applicable) the Trustee for the
purpose of perfecting such security interest under applicable law.              

      The Company and, at the Company's  direction,  Residential Funding and the
Trustee  shall,  to  the  extent  consistent  with  this  Agreement,  take  such
reasonable  actions as may be necessary to ensure that, if this  Agreement  were
deemed  to  create a  security  interest  in the  Mortgage  Loans  and the other
property  described  above,  such  security  interest  would be  deemed  to be a
perfected  security  interest of first priority under applicable law and will be
maintained as such throughout the term of this Agreement.  Without  limiting the
generality  of the  foregoing,  the  Company  shall  prepare  and deliver to the
Trustee  not less than 15 days prior to any filing date and,  the Trustee  shall
forward for filing, or shall cause to be forwarded for filing, at the expense of
the Company, all filings necessary to maintain the effectiveness of any original
filings  necessary  under  the  Uniform  Commercial  Code  as in  effect  in any
jurisdiction  to  perfect  the  Trustee's  security  interest  in or lien on the
Mortgage  Loans,  as  evidenced  by an  Officer's  Certificate  of the  Company,
including  without  limitation (x) continuation  statements,  and (y) such other
statements  as may be  occasioned  by (1) any  change  of  name  of  Residential
Funding, the Company or the Trustee (such preparation and filing shall be at the
expense of the Trustee,  if occasioned by a change in the Trustee's  name),  (2)
any change of location of the place of business or the chief executive office of
Residential  Funding  or the  Company or (3) any  transfer  of any  interest  of
Residential Funding or the Company in any Mortgage Loan.                        

(g) The Master  Servicer  hereby  acknowledges  the  receipt by it of cash in an
amount  equal to $7,342  (the  "Initial  Monthly  Payment  Fund"),  representing
scheduled  principal  amortization and interest at the Net Mortgage Rate for the
Due Date in April 1999,  for those Mortgage Loans for which the Trustee will not
be entitled to receive such payment. The Master Servicer shall hold such Initial
Monthly  Payment Fund in the  Custodial  Account and shall  include such Initial
Monthly Payment Fund in the Available  Distribution  Amount for the Distribution
Date in April 1999. Notwithstanding anything herein to the contrary, the Initial
Monthly  Payment Fund shall not be an asset of the REMIC. To the extent that the
Initial Monthly  Payment Fund  constitutes a reserve fund for federal income tax
purposes, (1) it shall be an outside reserve fund and not an asset of the REMIC,
(2) it shall be owned by the Seller and (3) amounts  transferred by the REMIC to
the Initial  Monthly  Payment Fund shall be treated as transferred to the Seller
or any successor,  all within the meaning of Section 1.860G-2(h) of the Treasury
Regulations.                                                                    

Section 2.02 Acceptance by Trustee.                                   

      The Trustee  acknowledges  receipt  (or,  with  respect to Mortgage  Loans
subject  to  a  Custodial  Agreement,   and  based  solely  upon  a  receipt  or
certification executed by the Custodian,  receipt by the respective Custodian as
the duly appointed agent of the Trustee) of the documents referred to in Section
2.01(b)(i) through (iii) above (except that for purposes of such acknowledgement
only, a Mortgage Note may be endorsed in blank and an Assignment of Mortgage may
be in blank) and declares  that it, or a Custodian as its agent,  holds and will
hold such documents and the other documents  constituting a part of the Mortgage
Files  delivered  to it,  or a  Custodian  as  its  agent,  and  the  rights  of
Residential  Funding with respect to any  Additional  Collateral  and the Surety
Bond assigned to the Trustee  pursuant to Section 2.01, in trust for the use and
benefit of all present and future  Certificateholders.  The Trustee or Custodian
(such Custodian being so obligated under a Custodial  Agreement) agrees, for the
benefit of  Certificateholders,  to review each  Mortgage  File  delivered to it
pursuant to Section  2.01(b)  within 45 days after the Closing Date to ascertain
that all required documents (specifically as set forth in Section 2.01(b)), have
been executed and received, and that such documents relate to the Mortgage Loans
identified  on the  Mortgage  Loan  Schedule,  as  supplemented,  that have been
conveyed to it. Upon delivery of the Mortgage Files by the Company or the Master
Servicer,  the Trustee shall  acknowledge  receipt (or, with respect to Mortgage
Loans  subject to a  Custodial  Agreement,  and based  solely  upon a receipt or
certification executed by the Custodian,  receipt by the respective Custodian as
the duly appointed agent of the Trustee) of the documents referred to in Section
2.01(c) above. The Trustee or Custodian (such Custodian being so obligated under
a Custodial  Agreement)  agrees to review each  Mortgage  File  delivered  to it
pursuant to Section  2.01(c)  within 45 days after receipt  thereof to ascertain
that all documents  required to be delivered  pursuant to such Section have been
received, and that such documents relate to the Mortgage Loans identified on the
Mortgage Loan Schedule, as supplemented, that have been conveyed to it.         

      If the Custodian,  as the Trustee's agent, finds any document or documents
constituting  a part  of a  Mortgage  File to be  missing  or  defective  in any
material  respect,  the Trustee shall promptly so notify the Master Servicer and
the Company.  Pursuant to Section 2.3 of the Custodial Agreement,  the Custodian
will  notify  the  Master  Servicer,  the  Company  and the  Trustee of any such
omission or defect found by it in respect of any  Mortgage  File held by it. The
Master Servicer shall promptly notify the related  Subservicer or Seller of such
omission or defect and request that such  Subservicer  or Seller correct or cure
such  omission or defect  within 60 days from the date the Master  Servicer  was
notified of such omission or defect and, if such  Subservicer or Seller does not
correct  or  cure  such  omission  or  defect  within  such  period,  that  such
Subservicer  or Seller  purchase  such  Mortgage Loan from the Trust Fund at its
Purchase  Price, in either case within 90 days from the date the Master Servicer
was notified of such omission or defect; provided that if the omission or defect
would cause the Mortgage Loan to be other than a "qualified mortgage" as defined
in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within
90 days from the date such breach was  discovered.  The  Purchase  Price for any
such Mortgage Loan, whether purchased by the Seller or the Subservicer, shall be
deposited  or caused to be  deposited  by the Master  Servicer in the  Custodial
Account  maintained  by it pursuant  to Section  3.07 and,  upon  receipt by the
Trustee of written  notification of such deposit signed by a Servicing  Officer,
the Trustee or any  Custodian,  as the case may be, shall  release to the Master
Servicer the related  Mortgage  File and the Trustee  shall  execute and deliver
such instruments of transfer or assignment  prepared by the Master Servicer,  in
each case without  recourse,  as shall be necessary to vest in the Seller or its
designee or the  Subservicer  or its designee,  as the case may be, any Mortgage
Loan released  pursuant  hereto and  thereafter  such Mortgage Loan shall not be
part of the Trust Fund. It is understood  and agreed that the  obligation of the
Seller  or the  Subservicer,  as the case  may be,  to so cure or  purchase  any
Mortgage  Loan as to which a material  defect in or  omission  of a  constituent
document  exists  shall  constitute  the sole remedy  respecting  such defect or
omission  available  to  Certificateholders  or the  Trustee  on  behalf  of the
Certificateholders.  Notwithstanding the foregoing,  it is understood and agreed
that the Master  Servicer  shall use its best efforts to  substitute,  within 60
days of the Closing Date,  Qualified Substitute Mortgage Loans to replace any of
the  Mortgage  Loans  identified  on Schedule I hereto with respect to which any
document or documents  constituting  a part of the Mortgage  File are missing or
defective  in any  material  respect if the  Master  Servicer  cannot  cure such
omission or defect within such 60 day period.                                   

     Section  2.03  Representations,  Warranties  and  Covenants  of the  Master
Servicer and the Company.                                                       

(a) The Master  Servicer  hereby  represents and warrants to the Trustee for the
benefit of the Certificateholders that:                                         

(i)   The Master Servicer is a corporation duly organized,  validly existing and
      in good standing  under the laws  governing its creation and existence and
      is or will be in  compliance  with  the laws of each  state  in which  any
      Mortgaged  Property  is  located  to the  extent  necessary  to ensure the
      enforceability  of each Mortgage Loan in accordance with the terms of this
Agreement;                                                          

(ii)  The execution and delivery of this Agreement by the Master Servicer and   
its performance and compliance with the terms of this Agreement will
not violate the Master Servicer's Certificate of Incorporation or   
   Bylaws or constitute a material default (or an event which, with notice
  or lapse of time, or both, would constitute a material default) under,
 or result in the material breach of, any material contract, agreement
or other instrument to which the Master Servicer is a party or which
may be applicable to the Master Servicer or any of its assets;      

(iii) This Agreement, assuming due authorization,  execution and delivery by the
      Trustee and the Company, constitutes a valid, legal and binding obligation
      of the Master  Servicer,  enforceable  against it in  accordance  with the
      terms hereof subject to applicable bankruptcy, insolvency, reorganization,
      moratorium and other laws affecting the  enforcement of creditors'  rights
      generally and to general principles of equity,  regardless of whether such
enforcement is considered in a proceeding in equity or at law;      

(iv)  The Master  Servicer is not in default with respect to any order or decree
      of any court or any order,  regulation  or demand of any  federal,  state,
      municipal or governmental  agency,  which default might have  consequences
      that would  materially  and adversely  affect the condition  (financial or
      other) or  operations  of the Master  Servicer or its  properties or might
      have consequences  that would materially  adversely affect its performance
hereunder;                                                          

(v)   No  litigation  is  pending  or,  to the  best  of the  Master  Servicer's
      knowledge, threatened against the Master Servicer which would prohibit its
      entering into this  Agreement or  performing  its  obligations  under this
Agreement;                                                          

(vi)  The  Master  Servicer  will  comply  in  all  material   respects  in  the
      performance of this Agreement with all reasonable  rules and  requirements
of each insurer under each Required Insurance Policy;               

(vii) No information,  certificate of an officer, statement furnished in writing
      or report  delivered to the Company,  any  Affiliate of the Company or the
      Trustee  by the  Master  Servicer  will,  to the  knowledge  of the Master
      Servicer,  contain  any  untrue  statement  of a  material  fact or omit a
      material fact necessary to make the information, certificate, statement or
report not misleading; and                                          
(viii)The Master  Servicer has  examined  each  existing,  and will examine each
      new,  Subservicing  Agreement  and is or will be  familiar  with the terms
      thereof.  The  terms  of each  existing  Subservicing  Agreement  and each
      designated  Subservicer  are acceptable to the Master Servicer and any new
    Subservicing Agreements will comply with the provisions of Section 3.02.

It is understood and agreed that the representations and warranties set forth in
this Section 2.03(a) shall survive delivery of the respective  Mortgage Files to
the Trustee or any Custodian.                                                   

      Upon discovery by either the Company, the Master Servicer,  the Trustee or
any  Custodian of a breach of any  representation  or warranty set forth in this
Section  2.03(a) which  materially  and  adversely  affects the interests of the
Certificateholders in any Mortgage Loan, the party discovering such breach shall
give  prompt  written  notice  to the  other  parties  (any  Custodian  being so
obligated under a Custodial  Agreement).  Within 90 days of its discovery or its
receipt of notice of such breach, the Master Servicer shall either (i) cure such
breach in all  material  respects or (ii) to the extent that such breach is with
respect to a Mortgage  Loan or a related  document,  purchase such Mortgage Loan
from the Trust Fund at the Purchase Price and in the manner set forth in Section
2.02;  provided  that if the omission or defect would cause the Mortgage Loan to
be other than a  "qualified  mortgage" as defined in Section  860G(a)(3)  of the
Code,  any such cure or repurchase  must occur within 90 days from the date such
breach was discovered. The obligation of the Master Servicer to cure such breach
or to so purchase such Mortgage Loan shall constitute the sole remedy in respect
of a breach of a  representation  and warranty set forth in this Section 2.03(a)
available   to  the   Certificateholders   or  the  Trustee  on  behalf  of  the
Certificateholders.                                                             

(b) The Company hereby represents and warrants to the Trustee for the benefit of
Certificateholders  that as of the  Closing  Date (or,  if  otherwise  specified
below, as of the date so specified):                                            

(i)   No Mortgage Loan is 30 or more days Delinquent in payment of principal and
      interest  as of the  Cut-off  Date  and  no  Mortgage  Loan  has  been  so
      Delinquent  more than once in the  12-month  period  prior to the  Cut-off
Date;                                                               

(ii)  The  information  set  forth in  Exhibit  F hereto  with  respect  to each
      Mortgage  Loan or the  Mortgage  Loans,  as the case  may be,  is true and
      correct in all  material  respects at the date or dates  respecting  which
such information is furnished;                                      

(iii) The Mortgage Loans are  fully-amortizing,  fixed-rate  mortgage loans with
      level  Monthly  Payments  due on the first day of each  month and terms to
maturity at origination or modification of not more than 15 years;  

(iv)  To the best of the Company's knowledge, except with respect to 3          
   Mortgage Loans representing approximately 0.2% of the Mortgage Loans by
  aggregate Stated Principal Balance, if a Mortgage Loan is secured by a
  Mortgaged Property with a Loan-to-Value Ratio at origination in excess
   of 80%, such Mortgage Loan is the subject of a Primary Insurance Policy
   that insures that portion of the principal balance thereof that exceeds
   the amount equal to 75% of the Appraised Value of the related Mortgaged
Property.  To the best of the Company's knowledge, each such Primary
Insurance Policy is in full force and effect and the Trustee is     
entitled to the benefits thereunder;                                

(v)   The issuers of the Primary  Insurance  Policies  are  insurance  companies
      whose  claims-paying  abilities  are  currently  acceptable to each Rating
Agency;                                                             

(vi)  No more than 0.6% of the  Mortgage  Loans by  aggregate  Stated  Principal
      Balance as of the Cut-off Date are secured by Mortgaged Properties located
      in any one  zip  code  area in  California  and no more  than  0.7% of the
      Mortgage  Loans by aggregate  Stated  Principal  Balance as of the Cut-off
      Date are secured by Mortgaged  Properties located in any one zip code area
outside California;                                                 

(vii) If the improvements securing a Mortgage Loan are in a federally designated
      special flood hazard area,  flood  insurance in the amount  required under
      the  Program  Guide  covers  the  related  Mortgaged  Property  (either by
      coverage  under the  federal  flood  insurance  program or by  coverage by
private insurers);                                                  

(viii)Immediately  prior to the assignment of the Mortgage Loans to the Trustee,
      the Company  had good title to, and was the sole owner of,  each  Mortgage
      Loan free and clear of any pledge, lien,  encumbrance or security interest
      (other  than  rights  to  servicing  and  related  compensation)  and such
      assignment  validly  transfers  ownership  of the  Mortgage  Loans  to the
      Trustee  free and  clear of any  pledge,  lien,  encumbrance  or  security
interest;                                                           

(ix)  Approximately  30.6% of the Mortgage Loans by aggregate  Stated  Principal
      Balance as of the  Cut-off  Date were  underwritten  under a reduced  loan
      documentation  program,  approximately  21.7%  of the  Mortgage  Loans  by
      aggregate   Stated   Principal   Balance  as  of  the  Cut-off  Date  were
      underwritten  under a no-stated income program,  and approximately 2.6% of
      the Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off
Date were underwritten under a no income/no asset program;          

(x)   Except  with  respect  to  approximately  28.4% of the  Mortgage  Loans by
      aggregate Stated  Principal  Balance as of the Cut-off Date, the Mortgagor
      represented in its loan  application  with respect to the related Mortgage
Loan that the Mortgaged Property would be owner-occupied;           

(xi)  None of the Mortgage Loans are Buydown Mortgage Loans;                    

(xii) Each  Mortgage  Loan  constitutes  a  qualified   mortgage  under  Section
860G(a)(3)(A) of the Code and Treasury Regulations Section          
1.860G-2(a)(1);                                                     

(xiii)A policy  of title  insurance  was  effective  as of the  closing  of each
      Mortgage  Loan and is valid and  binding  and  remains  in full  force and
effect;                                                             

(xiv) With  respect  to  a  Mortgage  Loan  that  is  a  Cooperative  Loan,  the
      Cooperative  Stock that is pledged as security  for the  Mortgage  Loan is
      held by a person as a tenant-stockholder (as defined in Section 216 of the
      Code) in a cooperative  housing  corporation (as defined in Section 216 of
the Code);                                                          

(xv)  Interest on each  Mortgage  Loan is  calculated  on the basis of a 360-day
year consisting of twelve 30-day months;                            

(xvi) None  of the  Mortgage  Loans  contain  in  the  related  Mortgage  File a
Destroyed Mortgage Note;                                            

(xvii)Not more than 2.1% of the  Mortgage  Loans by aggregate  Stated  Principal
      Balance  as of the  Cut-off  Date will  have  been  made to  International
      Borrowers,  and no such  Mortgagor  is a member  of a  foreign  diplomatic
mission with diplomatic rank;                                       

(xviii) No Mortgage  Loan provides for payments that are subject to reduction by
      withholding  taxes  levied by any foreign  (non-United  States)  sovereign
government;                                                         

(xix) One Mortgage Loan,  representing  0.02% of the aggregate  Stated Principal
Balance as of the Cut-off Date, is a Cooperative Loan; and          

(xx)  None of the Mortgage Loans are Additional Collateral Loans.               

It is understood and agreed that the representations and warranties set forth in
this Section 2.03(b) shall survive delivery of the respective  Mortgage Files to
the Trustee or any Custodian.                                                   

      Upon discovery by any of the Company, the Master Servicer,  the Trustee or
any Custodian of a breach of any of the representations and warranties set forth
in this Section 2.03(b) which materially and adversely  affects the interests of
the  Certificateholders  in any Mortgage Loan, the party discovering such breach
shall give prompt written  notice to the other parties (any  Custodian  being so
obligated under a Custodial Agreement);  provided, however, that in the event of
a breach of the representation  and warranty set forth in Section  2.03(b)(xii),
the party  discovering  such breach  shall give such notice  within five days of
discovery.  Within 90 days of its  discovery or its receipt of notice of breach,
the Company  shall either (i) cure such breach in all material  respects or (ii)
purchase such Mortgage Loan from the Trust Fund at the Purchase Price and in the
manner set forth in  Section  2.02;  provided  that the  Company  shall have the
option to  substitute  a Qualified  Substitute  Mortgage  Loan or Loans for such
Mortgage Loan if such substitution occurs within two years following the Closing
Date;  provided  that if the omission or defect would cause the Mortgage Loan to
be other than a  "qualified  mortgage" as defined in Section  860G(a)(3)  of the
Code,  any such cure or repurchase  must occur within 90 days from the date such
breach was discovered.  Any such  substitution  shall be effected by the Company
under  the  same  terms  and   conditions   as  provided  in  Section  2.04  for
substitutions  by  Residential  Funding.  It is  understood  and agreed that the
obligation  of the Company to cure such  breach or to so purchase or  substitute
for any Mortgage  Loan as to which such a breach has occurred and is  continuing
shall  constitute  the sole  remedy  respecting  such  breach  available  to the
Certificateholders   or  the  Trustee  on  behalf  of  the   Certificateholders.
Notwithstanding  the  foregoing,  the  Company  shall  not be  required  to cure
breaches  or  purchase  or  substitute  for  Mortgage  Loans as provided in this
Section  2.03(b) if the  substance of the breach of a  representation  set forth
above also constitutes fraud in the origination of the Mortgage Loan.           

Section 2.04 Representations and Warranties of Sellers.               

      The  Company,  as assignee of  Residential  Funding  under the  Assignment
Agreement,  hereby assigns to the Trustee for the benefit of  Certificateholders
all of its right, title and interest in respect of the Assignment  Agreement and
each Seller's Agreement applicable to a Mortgage Loan. Insofar as the Assignment
Agreement  or  such  Seller's  Agreement  relates  to  the  representations  and
warranties made by Residential  Funding or the related Seller in respect of such
Mortgage  Loan and any  remedies  provided  thereunder  for any  breach  of such
representations  and warranties,  such right, title and interest may be enforced
by the Master Servicer on behalf of the Trustee and the Certificateholders. Upon
the discovery by the Company, the Master Servicer,  the Trustee or any Custodian
of a breach of any of the  representations  and  warranties  made in a  Seller's
Agreement or the  Assignment  Agreement  (which,  for purposes  hereof,  will be
deemed to include any other cause giving rise to a repurchase  obligation  under
the Assignment  Agreement) in respect of any Mortgage Loan which  materially and
adversely affects the interests of the Certificateholders in such Mortgage Loan,
the party  discovering such breach shall give prompt written notice to the other
parties (any  Custodian  being so obligated  under a Custodial  Agreement).  The
Master Servicer shall promptly notify the related Seller or Residential Funding,
as the case may be, of such breach and request  that such Seller or  Residential
Funding,  as the case  may be,  either  (i) cure  such  breach  in all  material
respects  within 90 days from the date the Master  Servicer was notified of such
breach or (ii)  purchase  such Mortgage Loan from the Trust Fund at the Purchase
Price and in the manner set forth in Section 2.02;  provided that in the case of
a breach  under the  Assignment  Agreement  Residential  Funding  shall have the
option to  substitute  a Qualified  Substitute  Mortgage  Loan or Loans for such
Mortgage Loan if such substitution occurs within two years following the Closing
Date; provided that if the breach would cause the Mortgage Loan to be other than
a "qualified  mortgage" as defined in Section  860G(a)(3) of the Code,  any such
cure or  substitution  must  occur  within 90 days from the date the  breach was
discovered.  In the  event  that  Residential  Funding  elects to  substitute  a
Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage Loan pursuant
to this Section 2.04,  Residential  Funding shall deliver to the Trustee for the
benefit of the  Certificateholders  with  respect to such  Qualified  Substitute
Mortgage Loan or Loans, the original Mortgage Note, the Mortgage,  an Assignment
of the Mortgage in recordable  form, and such other  documents and agreements as
are required by Section  2.01,  with the Mortgage  Note  endorsed as required by
Section  2.01.  No  substitution  will be made in any  calendar  month after the
Determination  Date  for such  month.  Monthly  Payments  due  with  respect  to
Qualified  Substitute  Mortgage Loans in the month of substitution  shall not be
part of the Trust Fund and will be retained by the Master  Servicer and remitted
by  the  Master   Servicer  to  Residential   Funding  on  the  next  succeeding
Distribution  Date.  For  the  month  of  substitution,   distributions  to  the
Certificateholders  will include the Monthly  Payment due on a Deleted  Mortgage
Loan for such month and  thereafter  Residential  Funding  shall be  entitled to
retain all amounts received in respect of such Deleted Mortgage Loan. The Master
Servicer shall amend or cause to be amended the Mortgage Loan Schedule,  and, if
the Deleted Mortgage Loan was a Discount Mortgage Loan, the Schedule of Discount
Fractions,  for the benefit of the  Certificateholders to reflect the removal of
such Deleted  Mortgage Loan and the  substitution  of the  Qualified  Substitute
Mortgage  Loan or Loans  and the  Master  Servicer  shall  deliver  the  amended
Mortgage  Loan  Schedule,  and,  if the  Deleted  Mortgage  Loan was a  Discount
Mortgage Loan, the amended Schedule of Discount Fractions,  to the Trustee. Upon
such  substitution,  the  Qualified  Substitute  Mortgage Loan or Loans shall be
subject to the terms of this Agreement and the related Subservicing Agreement in
all   respects,   the  related   Seller   shall  be  deemed  to  have  made  the
representations and warranties with respect to the Qualified Substitute Mortgage
Loan contained in the related Seller's Agreement as of the date of substitution,
and the  Company  and the  Master  Servicer  shall be  deemed  to have made with
respect to any Qualified  Substitute  Mortgage Loan or Loans,  as of the date of
substitution,  the covenants,  representations  and warranties set forth in this
Section  2.04,  in  Section  2.03  hereof  and in  Section  4 of the  Assignment
Agreement,  and  the  Master  Servicer  shall  be  obligated  to  repurchase  or
substitute for any Qualified  Substitute  Mortgage Loan as to which a Repurchase
Event (as defined in the Assignment  Agreement) has occurred pursuant to Section
4 of the Assignment Agreement.                                                  

      In connection with the  substitution  of one or more Qualified  Substitute
Mortgage Loans for one or more Deleted  Mortgage Loans, the Master Servicer will
determine  the amount (if any) by which the aggregate  principal  balance of all
such Qualified  Substitute Mortgage Loans as of the date of substitution is less
than the aggregate Stated  Principal  Balance of all such Deleted Mortgage Loans
(in each case after application of the principal portion of the Monthly Payments
due  in  the  month  of   substitution   that  are  to  be  distributed  to  the
Certificateholders  in the month of  substitution).  Residential  Funding  shall
deposit the amount of such  shortfall  into the Custodial  Account on the day of
substitution, without any reimbursement therefor. Residential Funding shall give
notice  in  writing  to the  Trustee  of  such  event,  which  notice  shall  be
accompanied by an Officers'  Certificate as to the calculation of such shortfall
and  (subject to Section  10.01(f))  by an Opinion of Counsel to the effect that
such  substitution will not cause (a) any federal tax to be imposed on the Trust
Fund,  including  without  limitation,  any federal  tax imposed on  "prohibited
transactions"  under Section  860F(a)(1) of the Code or on "contributions  after
the startup date" under Section 860G(d)(1) of the Code or (b) any portion of the
Trust  Fund to fail to qualify  as a REMIC at any time that any  Certificate  is
outstanding.                                                                    

      It is  understood  and  agreed  that  the  obligation  of  the  Seller  or
Residential  Funding, as the case may be, to cure such breach or purchase (or in
the case of  Residential  Funding to  substitute  for) such  Mortgage Loan as to
which such a breach has occurred and is  continuing  shall  constitute  the sole
remedy respecting such breach available to the Certificateholders or the Trustee
on behalf of Certificateholders.  If the Master Servicer is Residential Funding,
then the Trustee shall also have the right to give the  notification and require
the purchase or substitution  provided for in the second preceding  paragraph in
the event of such a breach of a  representation  or warranty made by Residential
Funding in the  Assignment  Agreement.  In  connection  with the  purchase of or
substitution  for any such Mortgage  Loan by  Residential  Funding,  the Trustee
shall  assign to  Residential  Funding all of the right,  title and  interest in
respect of the Seller's  Agreement and the  Assignment  Agreement  applicable to
such Mortgage Loan.                                                             

Section 2.05  Execution and Authentication of Certificates.                     

      The Trustee  acknowledges  the  assignment to it of the Mortgage Loans and
the  delivery  of the  Mortgage  Files to it, or any  Custodian  on its  behalf,
subject to any exceptions noted, together with the assignment to it of all other
assets  included  in the Trust  Fund,  receipt of which is hereby  acknowledged.
Concurrently with such delivery and in exchange therefor, the Trustee,  pursuant
to the written request of the Company  executed by an officer of the Company has
executed and caused to be  authenticated  and  delivered to or upon the order of
the  Company  the  Certificates  in  authorized   denominations  which  evidence
ownership of the entire Trust Fund.                                             

Article III                                                                     

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ADMINISTRATION AND SERVICING  

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OF MORTGAGE LOANS   

Section 3.01 Master Servicer to Act as Servicer.                      

(a) The Master  Servicer  shall  service and  administer  the Mortgage  Loans in
accordance  with the terms of this Agreement and the  respective  Mortgage Loans
and shall have full power and authority, acting alone or through Subservicers as
provided in Section 3.02,  to do any and all things which it may deem  necessary
or desirable in  connection  with such  servicing  and  administration.  Without
limiting the generality of the foregoing, the Master Servicer in its own name or
in the name of a Subservicer  is hereby  authorized and empowered by the Trustee
when the Master  Servicer or the  Subservicer,  as the case may be,  believes it
appropriate  in its best  judgment,  to execute  and  deliver,  on behalf of the
Certificateholders  and the Trustee or any of them,  any and all  instruments of
satisfaction or cancellation,  or of partial or full release or discharge, or of
consent to assumption or modification in connection with a proposed  conveyance,
or of  assignment  of any  Mortgage  and Mortgage  Note in  connection  with the
repurchase  of a Mortgage  Loan and all other  comparable  instruments,  or with
respect to the  modification  or  re-recording  of a Mortgage for the purpose of
correcting the Mortgage,  the subordination of the lien of the Mortgage in favor
of a public utility company or government  agency or unit with powers of eminent
domain, the taking of a deed in lieu of foreclosure,  the completion of judicial
or  non-judicial  foreclosure,  the  conveyance  of a Mortgaged  Property to the
related Insurer, the acquisition of any property acquired by foreclosure or deed
in lieu of  foreclosure,  or the  management,  marketing  and  conveyance of any
property  acquired by foreclosure or deed in lieu of foreclosure with respect to
the Mortgage Loans and with respect to the Mortgaged Properties. Notwithstanding
the foregoing,  subject to Section 3.07(a), the Master Servicer shall not permit
any modification  with respect to any Mortgage Loan that would both constitute a
sale or exchange of such Mortgage Loan within the meaning of Section 1001 of the
Code and any proposed,  temporary or final  regulations  promulgated  thereunder
(other than in  connection  with a proposed  conveyance  or  assumption  of such
Mortgage  Loan that is treated as a  Principal  Prepayment  in Full  pursuant to
Section  3.13(d)  hereof) and cause the Trust Fund to fail to qualify as a REMIC
under the Code. The Trustee shall furnish the Master Servicer with any powers of
attorney  and other  documents  necessary  or  appropriate  to enable the Master
Servicer to service and administer the Mortgage Loans.  The Trustee shall not be
liable for any action taken by the Master Servicer or any  Subservicer  pursuant
to such powers of attorney.  In servicing and administering  any  Nonsubserviced
Mortgage Loan, the Master Servicer shall,  to the extent not  inconsistent  with
this  Agreement,  comply with the Program Guide as if it were the  originator of
such  Mortgage  Loan and had retained the servicing  rights and  obligations  in
respect  thereof.  In connection with servicing and  administering  the Mortgage
Loans,  the Master  Servicer and any  Affiliate  of the Master  Servicer (i) may
perform  services  such  as  appraisals  and  brokerage  services  that  are not
customarily  provided by servicers of mortgage  loans,  and shall be entitled to
reasonable  compensation  therefor in accordance with Section 3.10 and (ii) may,
at its own discretion and on behalf of the Trustee, obtain credit information in
the form of a "credit score" from a credit repository.                          

(b) All costs incurred by the Master  Servicer or by  Subservicers  in effecting
the timely payment of taxes and  assessments  on the  properties  subject to the
Mortgage Loans shall not, for the purpose of calculating  monthly  distributions
to the  Certificateholders,  be added to the  amount  owing  under  the  related
Mortgage Loans,  notwithstanding that the terms of such Mortgage Loan so permit,
and  such  costs  shall  be  recoverable  to the  extent  permitted  by  Section
3.10(a)(ii).                                                                    

(c) The Master Servicer may enter into one or more agreements in connection with
the offering of pass-through certificates evidencing interests in one or more of
the  Certificates  providing  for the payment by the Master  Servicer of amounts
received by the Master Servicer as servicing compensation hereunder and required
to cover certain  Prepayment  Interest  Shortfalls on the Mortgage Loans,  which
payment  obligation  will  thereafter be an  obligation  of the Master  Servicer
hereunder.                                                                      

     Section  3.02   Subservicing   Agreements   Between  Master   Servicer  and
Subservicers; Enforcement of Subservicers' and Sellers' Obligations.            

(a) The Master Servicer may continue in effect  Subservicing  Agreements entered
into by Residential Funding and Subservicers prior to the execution and delivery
of  this  Agreement,  and  may  enter  into  new  Subservicing  Agreements  with
Subservicers,  for  the  servicing  and  administration  of all or  some  of the
Mortgage Loans. Each Subservicer of a Mortgage Loan shall be entitled to receive
and retain,  as provided in the related  Subservicing  Agreement  and in Section
3.07, the related  Subservicing  Fee from payments of interest  received on such
Mortgage Loan after payment of all amounts required to be remitted to the Master
Servicer  in respect of such  Mortgage  Loan.  For any  Mortgage  Loan that is a
Nonsubserviced  Mortgage Loan, the Master  Servicer shall be entitled to receive
and retain an amount equal to the  Subservicing  Fee from  payments of interest.
Unless the context otherwise  requires,  references in this Agreement to actions
taken or to be taken by the Master  Servicer in  servicing  the  Mortgage  Loans
include  actions taken or to be taken by a  Subservicer  on behalf of the Master
Servicer.  Each Subservicing Agreement will be upon such terms and conditions as
are  generally   required  or  permitted  by  the  Program  Guide  and  are  not
inconsistent  with this Agreement and as the Master Servicer and the Subservicer
have agreed. A representative form of Subservicing Agreement is attached to this
Agreement as Exhibit G. With the approval of the Master Servicer,  a Subservicer
may  delegate its  servicing  obligations  to  third-party  servicers,  but such
Subservicer will remain obligated under the related Subservicing Agreement.  The
Master  Servicer  and a  Subservicer  may enter  into  amendments  thereto  or a
different form of Subservicing  Agreement,  and the form referred to or included
in the Program Guide is merely  provided for information and shall not be deemed
to limit in any respect the discretion of the Master Servicer to modify or enter
into  different  Subservicing  Agreements;  provided,  however,  that  any  such
amendments  or  different  forms  shall be  consistent  with and not violate the
provisions of either this Agreement or the Program Guide in a manner which would
materially and adversely affect the interests of the Certificateholders.        

(b) As part of its servicing activities hereunder,  the Master Servicer, for the
benefit of the Trustee and the Certificateholders, shall use its best reasonable
efforts  to  enforce  the  obligations  of each  Subservicer  under the  related
Subservicing  Agreement and of each Seller under the related Seller's Agreement,
to the  extent  that the  non-performance  of any such  obligation  would have a
material and adverse effect on a Mortgage Loan,  including,  without limitation,
the   obligation   to  purchase  a  Mortgage   Loan  on  account  of   defective
documentation,  as  described  in Section  2.02,  or on account of a breach of a
representation  or warranty,  as described in Section  2.04.  Such  enforcement,
including,  without limitation,  the legal prosecution of claims, termination of
Subservicing Agreements or Seller's Agreements, as appropriate,  and the pursuit
of other appropriate remedies,  shall be in such form and carried out to such an
extent and at such time as the Master  Servicer  would  employ in its good faith
business  judgment  and  which are  normal  and  usual in its  general  mortgage
servicing  activities.   The  Master  Servicer  shall  pay  the  costs  of  such
enforcement at its own expense, and shall be reimbursed therefor only (i) from a
general  recovery  resulting from such  enforcement to the extent,  if any, that
such recovery exceeds all amounts due in respect of the related Mortgage Loan or
(ii) from a specific  recovery of costs,  expenses or attorneys fees against the
party against whom such enforcement is directed.                                

Section 3.03 Successor Subservicers.                                  

      The Master  Servicer  shall be  entitled  to  terminate  any  Subservicing
Agreement  that may exist in  accordance  with the terms and  conditions of such
Subservicing  Agreement and without any limitation by virtue of this  Agreement;
provided,  however,  that  in the  event  of  termination  of  any  Subservicing
Agreement by the Master Servicer or the  Subservicer,  the Master Servicer shall
either act as servicer of the related Mortgage Loan or enter into a Subservicing
Agreement with a successor  Subservicer  which will be bound by the terms of the
related  Subservicing  Agreement.  If the Master  Servicer or any  Affiliate  of
Residential  Funding  acts as  servicer,  it will not assume  liability  for the
representations  and  warranties of the  Subservicer  which it replaces.  If the
Master  Servicer   enters  into  a  Subservicing   Agreement  with  a  successor
Subservicer,  the  Master  Servicer  shall use  reasonable  efforts  to have the
successor  Subservicer assume liability for the  representations  and warranties
made by the terminated Subservicer in respect of the related Mortgage Loans and,
in the event of any such  assumption  by the successor  Subservicer,  the Master
Servicer may, in the exercise of its business  judgment,  release the terminated
Subservicer from liability for such representations and warranties.             

Section 3.04 Liability of the Master Servicer.                        

      Notwithstanding any Subservicing Agreement,  any of the provisions of this
Agreement relating to agreements or arrangements  between the Master Servicer or
a Subservicer  or reference to actions taken through a Subservicer or otherwise,
the Master  Servicer  shall remain  obligated  and liable to the Trustee and the
Certificateholders  for the servicing and administering of the Mortgage Loans in
accordance  with the  provisions  of Section  3.01  without  diminution  of such
obligation   or  liability  by  virtue  of  such   Subservicing   Agreements  or
arrangements or by virtue of indemnification from the Subservicer or the Company
and to the same extent and under the same terms and  conditions as if the Master
Servicer alone were servicing and  administering  the Mortgage Loans. The Master
Servicer  shall be entitled to enter into any agreement  with a  Subservicer  or
Seller for  indemnification of the Master Servicer and nothing contained in this
Agreement shall be deemed to limit or modify such indemnification.              

     Section 3.05 No Contractual Relationship Between Subservicer and Trustee or
Certificateholders.                                                             

      Any  Subservicing  Agreement  that  may be  entered  into  and  any  other
transactions or services  relating to the Mortgage Loans involving a Subservicer
in its capacity as such and not as an  originator  shall be deemed to be between
the  Subservicer  and  the  Master  Servicer  alone  and  the  Trustee  and  the
Certificateholders shall not be deemed parties thereto and shall have no claims,
rights,  obligations,  duties or liabilities  with respect to the Subservicer in
its  capacity  as such  except  as set  forth in  Section  3.06.  The  foregoing
provision  shall  not in any way  limit a  Subservicer's  obligation  to cure an
omission or defect or to  repurchase  a Mortgage  Loan as referred to in Section
2.02 hereof.                                                                    

     Section 3.06  Assumption  or  Termination  of  Subservicing  Agreements  by
Trustee.                                                                        

(a) In the  event the  Master  Servicer  shall  for any  reason no longer be the
master servicer (including by reason of an Event of Default),  the Trustee,  its
designee  or  its  successor  shall  thereupon  assume  all of  the  rights  and
obligations of the Master  Servicer under each  Subservicing  Agreement that may
have been entered into. The Trustee,  its designee or the successor servicer for
the  Trustee  shall be  deemed  to have  assumed  all of the  Master  Servicer's
interest  therein  and to have  replaced  the Master  Servicer as a party to the
Subservicing  Agreement to the same extent as if the Subservicing  Agreement had
been assigned to the assuming  party except that the Master  Servicer  shall not
thereby be relieved  of any  liability  or  obligations  under the  Subservicing
Agreement.                                                                      

(b) The Master Servicer shall, upon request of the Trustee but at the expense of
the Master  Servicer,  deliver to the assuming  party all  documents and records
relating  to each  Subservicing  Agreement  and the  Mortgage  Loans  then being
serviced and an accounting of amounts collected and held by it and otherwise use
its  best  efforts  to  effect  the  orderly  and  efficient  transfer  of  each
Subservicing  Agreement to the assuming party. Section  3.07......Collection  of
Certain Mortgage Loan Payments;                                                 
Deposits to Custodial Account.              

(a) The Master  Servicer shall make  reasonable  efforts to collect all payments
called for under the terms and provisions of the Mortgage  Loans,  and shall, to
the extent such procedures shall be consistent with this Agreement and the terms
and provisions of any related Primary Insurance  Policy,  follow such collection
procedures as it would employ in its good faith business  judgment and which are
normal and usual in its general mortgage servicing  activities.  Consistent with
the  foregoing,  the Master  Servicer may in its  discretion  (i) waive any late
payment charge or any prepayment  charge or penalty  interest in connection with
the  prepayment of a Mortgage Loan and (ii) extend the Due Date for payments due
on a Mortgage Loan in accordance with the Program Guide; provided, however, that
the Master Servicer shall first determine that any such waiver or extension will
not impair the coverage of any related  Primary  Insurance  Policy or materially
adversely  affect  the lien of the  related  Mortgage.  In the event of any such
arrangement,  the Master  Servicer  shall make  timely  advances  on the related
Mortgage Loan during the scheduled  period in accordance  with the  amortization
schedule of such  Mortgage Loan without  modification  thereof by reason of such
arrangements  unless  otherwise  agreed  to by the  Holders  of the  Classes  of
Certificates affected thereby;  provided,  however, that no such extension shall
be made if any such advance would be a Nonrecoverable  Advance.  Consistent with
the terms of this Agreement,  the Master Servicer may also waive, modify or vary
any  term  of any  Mortgage  Loan  or  consent  to the  postponement  of  strict
compliance with any such term or in any manner grant indulgence to any Mortgagor
if  in  the  Master   Servicer's   determination   such  waiver,   modification,
postponement  or  indulgence is not  materially  adverse to the interests of the
Certificateholders  (taking into account any estimated  Realized Loss that might
result absent such action); provided,  however, that the Master Servicer may not
modify  materially  or permit  any  Subservicer  to modify  any  Mortgage  Loan,
including  without  limitation any  modification  that would change the Mortgage
Rate,  forgive the payment of any  principal or interest  (unless in  connection
with the  liquidation of the related  Mortgage Loan or except in connection with
prepayments to the extent that such  reamortization is not inconsistent with the
terms of the Mortgage  Loan), or extend the final maturity date of such Mortgage
Loan,  unless such Mortgage Loan is in default or, in the judgment of the Master
Servicer, such default is reasonably foreseeable; and provided, further, that no
such  modification  shall reduce the interest  rate on a Mortgage Loan below the
sum of the Pool Strip Rate and the sum of the rates at which the  Servicing  Fee
and the  Subservicing  Fee  with  respect  to such  Mortgage  Loan  accrues.  In
connection with any Curtailment of a Mortgage Loan, the Master Servicer,  to the
extent not  inconsistent  with the terms of the Mortgage  Note and local law and
practice,  may permit the Mortgage Loan to be reamortized  such that the Monthly
Payment is  recalculated  as an amount that will fully  amortize  the  remaining
Stated  Principal  Balance  thereof by the original  Maturity  Date based on the
original  Mortgage  Rate;  provided,  that  such  re-amortization  shall  not be
permitted if it would  constitute a reissuance  of the Mortgage Loan for federal
income tax purposes.                                                            

(b) The Master  Servicer  shall  establish  and maintain a Custodial  Account in
which the Master  Servicer  shall  deposit or cause to be  deposited  on a daily
basis, except as otherwise  specifically provided herein, the following payments
and  collections  remitted by  Subservicers  or received by it in respect of the
Mortgage  Loans  subsequent  to the  Cut-off  Date  (other  than in  respect  of
principal and interest on the Mortgage Loans due on or before the Cut-off Date):

(i)   All payments on account of principal, including Principal Prepayments made
      by  Mortgagors on the Mortgage  Loans and the  principal  component of any
      Subservicer  Advance or of any REO Proceeds received in connection with an
REO Property for which an REO Disposition has occurred;             

(ii)  All payments on account of interest at the Adjusted  Mortgage  Rate on the
      Mortgage  Loans,  including  Buydown  Funds,  if  any,  and  the  interest
      component of any  Subservicer  Advance or of any REO Proceeds  received in
      connection with an REO Property for which an REO Disposition has occurred;

(iii) Insurance  Proceeds and Liquidation  Proceeds (net of any related expenses
of the Subservicer);                                                

(iv)  All proceeds of any Mortgage  Loans  purchased  pursuant to Section  2.02,
      2.03, 2.04 or 4.07 and all amounts  required to be deposited in connection
      with the substitution of a Qualified  Substitute Mortgage Loan pursuant to
Section 2.03 or 2.04;                                               

(v)   Any amounts required to be deposited pursuant to Section 3.07(c) or 3.21; 

(vi)  All amounts  transferred  from the  Certificate  Account to the  Custodial
Account in accordance with Section 4.02(a); and                     

(vii) Any  amounts  realized  by MLCC and  received  by the Master  Servicer  in
respect of any Additional Collateral.                               

The  foregoing  requirements  for  deposit  in the  Custodial  Account  shall be
exclusive,  it being understood and agreed that, without limiting the generality
of the foregoing, payments on the Mortgage Loans which are not part of the Trust
Fund  (consisting  of  payments  in respect of  principal  and  interest  on the
Mortgage Loans due on or before the Cut-off Date) and payments or collections in
the nature of prepayment  charges or late payment charges or assumption fees may
but need not be deposited by the Master  Servicer in the Custodial  Account.  In
the event any amount not required to be deposited in the Custodial Account is so
deposited,  the Master  Servicer may at any time  withdraw  such amount from the
Custodial  Account,  any provision herein to the contrary  notwithstanding.  The
Custodial  Account  may  contain  funds that  belong to one or more trust  funds
created for mortgage  pass-through  certificates of other series and may contain
other  funds  respecting  payments  on mortgage  loans  belonging  to the Master
Servicer  or   serviced   or  master   serviced  by  it  on  behalf  of  others.
Notwithstanding  such  commingling  of funds,  the  Master  Servicer  shall keep
records that  accurately  reflect the funds on deposit in the Custodial  Account
that have been identified by it as being attributable to the Mortgage Loans.    

      With respect to Insurance Proceeds, Liquidation Proceeds, REO Proceeds and
the  proceeds of the purchase of any Mortgage  Loan  pursuant to Sections  2.02,
2.03,  2.04 and 4.07  received in any calendar  month,  the Master  Servicer may
elect to treat such amounts as included in the Available Distribution Amount for
the Distribution Date in the month of receipt, but is not obligated to do so. If
the Master Servicer so elects, such amounts will be deemed to have been received
(and any related Realized Loss shall be deemed to have occurred) on the last day
of the month prior to the receipt thereof.                                      

(c) The Master  Servicer  shall use its best  efforts  to cause the  institution
maintaining the Custodial  Account to invest the funds in the Custodial  Account
attributable to the Mortgage Loans in Permitted  Investments  which shall mature
not later than the  Certificate  Account Deposit Date next following the date of
such investment (with the exception of the Amount Held for Future  Distribution)
and which shall not be sold or disposed of prior to their maturities. All income
and gain  realized  from any such  investment  shall be for the  benefit  of the
Master Servicer as additional servicing compensation and shall be subject to its
withdrawal  or order from time to time.  The amount of any  losses  incurred  in
respect of any such  investments  attributable  to the  investment of amounts in
respect of the Mortgage Loans shall be deposited in the Custodial Account by the
Master Servicer out of its own funds  immediately as realized  without any right
of reimbursement.                                                               

(d) The Master  Servicer shall give notice to the Trustee and the Company of any
change  in the  location  of the  Custodial  Account  and  the  location  of the
Certificate Account prior to the use thereof.                                   

Section 3.08 Subservicing Accounts; Servicing Accounts.               

(a) In those cases where a Subservicer  is servicing a Mortgage Loan pursuant to
a  Subservicing  Agreement,  the Master  Servicer  shall cause the  Subservicer,
pursuant to the  Subservicing  Agreement,  to establish and maintain one or more
Subservicing  Accounts which shall be an Eligible Account or, if such account is
not an Eligible Account, shall generally satisfy the requirements of the Program
Guide and be otherwise acceptable to the Master Servicer and each Rating Agency.
The  Subservicer  will be  required  thereby  to deposit  into the  Subservicing
Account  on a daily  basis  all  proceeds  of  Mortgage  Loans  received  by the
Subservicer,  less its Subservicing Fees and unreimbursed advances and expenses,
to the extent  permitted  by the  Subservicing  Agreement.  If the  Subservicing
Account is not an Eligible Account,  the Master Servicer shall be deemed to have
received such monies upon receipt  thereof by the  Subservicer.  The Subservicer
shall not be  required  to  deposit  in the  Subservicing  Account  payments  or
collections  in the nature of  prepayment  charges or late charges or assumption
fees.  On or before the date  specified  in the Program  Guide,  but in no event
later  than  the  Determination  Date,  the  Master  Servicer  shall  cause  the
Subservicer,  pursuant  to the  Subservicing  Agreement,  to remit to the Master
Servicer for deposit in the Custodial Account all funds held in the Subservicing
Account with respect to each Mortgage Loan serviced by such Subservicer that are
required to be remitted to the Master  Servicer.  The  Subservicer  will also be
required,  pursuant to the Subservicing  Agreement, to advance on such scheduled
date of  remittance  amounts  equal to any  scheduled  monthly  installments  of
principal  and interest  less its  Subservicing  Fees on any Mortgage  Loans for
which payment was not received by the  Subservicer.  This  obligation to advance
with respect to each  Mortgage  Loan will continue up to and including the first
of the month following the date on which the related Mortgaged  Property is sold
at a  foreclosure  sale  or is  acquired  by the  Trust  Fund by deed in lieu of
foreclosure  or  otherwise.  All such advances  received by the Master  Servicer
shall be deposited promptly by it in the Custodial Account.                     

(b)  The  Subservicer  may  also  be  required,  pursuant  to  the  Subservicing
Agreement,  to remit to the Master Servicer for deposit in the Custodial Account
interest at the Adjusted  Mortgage  Rate (or Modified Net Mortgage Rate plus the
rate per annum at which the  Servicing  Fee  accrues  in the case of a  Modified
Mortgage Loan) on any Curtailment  received by such  Subservicer in respect of a
Mortgage Loan from the related  Mortgagor during any month that is to be applied
by the  Subservicer  to reduce  the  unpaid  principal  balance  of the  related
Mortgage Loan as of the first day of such month, from the date of application of
such  Curtailment to the first day of the following month. Any amounts paid by a
Subservicer  pursuant to the preceding  sentence shall be for the benefit of the
Master Servicer as additional servicing compensation and shall be subject to its
withdrawal or order from time to time pursuant to Sections 3.10(a)(iv) and (v). 

(c) In addition to the Custodial Account and the Certificate Account, the Master
Servicer  shall  for any  Nonsubserviced  Mortgage  Loan,  and  shall  cause the
Subservicers  for Subserviced  Mortgage Loans to,  establish and maintain one or
more Servicing  Accounts and deposit and retain therein all collections from the
Mortgagors   (or  advances  from   Subservicers)   for  the  payment  of  taxes,
assessments,  hazard insurance premiums,  Primary Insurance Policy premiums,  if
applicable,  or  comparable  items  for  the  account  of the  Mortgagors.  Each
Servicing Account shall satisfy the requirements for a Subservicing Account and,
to the extent  permitted by the Program  Guide or as is otherwise  acceptable to
the Master Servicer, may also function as a Subservicing Account. Withdrawals of
amounts  related to the Mortgage  Loans from the Servicing  Accounts may be made
only to effect timely payment of taxes, assessments,  hazard insurance premiums,
Primary  Insurance  Policy  premiums,  if applicable,  or comparable  items,  to
reimburse the Master Servicer or Subservicer out of related  collections for any
payments made  pursuant to Sections 3.11 (with respect to the Primary  Insurance
Policy)  and  3.12(a)  (with  respect  to  hazard  insurance),  to refund to any
Mortgagors  any sums as may be  determined to be overages,  to pay interest,  if
required,  to Mortgagors  on balances in the  Servicing  Account or to clear and
terminate  the  Servicing  Account  at the  termination  of  this  Agreement  in
accordance with Section 9.01 or in accordance with the Program Guide. As part of
its servicing  duties,  the Master Servicer shall,  and the  Subservicers  will,
pursuant to the  Subservicing  Agreements,  be required to pay to the Mortgagors
interest on funds in this account to the extent required by law.                

(d) The Master Servicer shall advance the payments  referred to in the preceding
subsection  that  are not  timely  paid by the  Mortgagors  or  advanced  by the
Subservicers  on the date when the tax,  premium  or other  cost for which  such
payment is  intended  is due,  but the Master  Servicer  shall be required so to
advance only to the extent that such advances, in the good faith judgment of the
Master  Servicer,  will be recoverable  by the Master  Servicer out of Insurance
Proceeds, Liquidation Proceeds or otherwise.                                    

     Section 3.09 Access to Certain  Documentation and Information Regarding the
Mortgage Loans.                                                                 

      In the event that  compliance  with this Section 3.09 shall make any Class
of  Certificates  legal for  investment  by federally  insured  savings and loan
associations,  the Master Servicer shall provide,  or cause the  Subservicers to
provide,  to the Trustee,  the Office of Thrift  Supervision or the FDIC and the
supervisory  agents and examiners thereof access to the documentation  regarding
the Mortgage  Loans  required by applicable  regulations of the Office of Thrift
Supervision,  such access being afforded without charge but only upon reasonable
request and during normal business hours at the offices designated by the Master
Servicer. The Master Servicer shall permit such representatives to photocopy any
such  documentation  and shall  provide  equipment  for that purpose at a charge
reasonably approximating the cost of such photocopying to the Master Servicer.  

Section 3.10 Permitted Withdrawals from the Custodial Account.        

(a) The  Master  Servicer  may,  from  time to time  as  provided  herein,  make
withdrawals from the Custodial Account of amounts on deposit therein pursuant to
Section  3.07 that are  attributable  to the  Mortgage  Loans for the  following
purposes:                                                                       

(i)   to make  deposits into the  Certificate  Account in the amounts and in the
manner provided for in Section 4.01;                                

(ii)  to reimburse itself or the related Subservicer for previously             
unreimbursed advances or expenses made pursuant to Sections 3.01,   
 3.07(a), 3.08, 3.11, 3.12(a), 3.14 and 4.04 or otherwise reimbursable
pursuant to the terms of this Agreement, such withdrawal right being
limited to amounts received on particular Mortgage Loans (including,
for this purpose, REO Proceeds, Insurance Proceeds, Liquidation     
  Proceeds and proceeds from the purchase of a Mortgage Loan pursuant to
  Section 2.02, 2.03, 2.04 or 4.07) which represent (A) Late Collections
  of Monthly Payments for which any such advance was made in the case of
Subservicer Advances or Advances pursuant to Section 4.04 and (B)   
recoveries of amounts in respect of which such advances were made in
the case of Servicing Advances;                                     

(iii) to pay to itself or the related Subservicer (if not previously retained by
      such  Subservicer)  out of each payment received by the Master Servicer on
      account of interest on a Mortgage  Loan as  contemplated  by Sections 3.14
      and 3.16, an amount equal to that remaining portion of any such payment as
      to interest (but not in excess of the  Servicing Fee and the  Subservicing
      Fee, if not previously retained) which, when deducted,  will result in the
      remaining  amount of such interest being interest at the Net Mortgage Rate
      (or Modified Net Mortgage Rate in the case of a Modified Mortgage Loan) on
      the amount specified in the amortization  schedule of the related Mortgage
      Loan as the  principal  balance  thereof  at the  beginning  of the period
      respecting  which  such  interest  was paid  after  giving  effect  to any
previous Curtailments;                                              

(iv)  to pay to itself as  additional  servicing  compensation  any  interest or
      investment  income earned on funds deposited in the Custodial Account that
it is entitled to withdraw pursuant to Section 3.07(c);             

(v)   to pay to itself as  additional  servicing  compensation  any  Foreclosure
      Profits,  and any amounts  remitted by Subservicers as interest in respect
of Curtailments pursuant to Section 3.08(b);                        

(vi)  to pay to itself, a Subservicer, a Seller, Residential Funding, the       
Company or any other appropriate Person, as the case may be, with   
 respect to each Mortgage Loan or property acquired in respect thereof
that has been purchased or otherwise transferred pursuant to Section
2.02, 2.03, 2.04, 4.07 or 9.01, all amounts received thereon and not
  required to be distributed to the Certificateholders as of the date on
which the related Stated Principal Balance or Purchase Price is     
determined;                                                         

(vii) to  reimburse  itself or the related  Subservicer  for any  Nonrecoverable
      Advance or Advances in the manner and to the extent provided in subsection
      (c)  below,  any  Advance  made in  connection  with a  modification  of a
      Mortgage  Loan  that is in  default  or,  in the  judgment  of the  Master
      Servicer,  default is reasonably  foreseeable pursuant to Section 3.07(a),
      to the extent the amount of the Advance has been added to the  outstanding
      principal balance of the Mortgage Loan, or any Advance reimbursable to the
Master Servicer pursuant to Section 4.02(a)(iii);                   

(viii)to  reimburse  itself  or  the  Company  for  expenses   incurred  by  and
      reimbursable  to it or the Company  pursuant to  Sections  3.13,  3.14(c),
      6.03, 10.01 or otherwise,  or in connection with enforcing any repurchase,
      substitution  or  indemnification  obligation of any Seller (other than an
 Affiliate of the Company) pursuant to the related Seller's Agreement;

(ix)  to  reimburse  itself for amounts  expended by it (a)  pursuant to Section
      3.14 in good faith in connection with the restoration of property  damaged
      by an Uninsured  Cause,  and (b) in connection  with the  liquidation of a
      Mortgage  Loan  or  disposition  of an  REO  Property  to the  extent  not
otherwise reimbursed pursuant to clause (ii) or (viii) above; and   

(x)   to withdraw  any amount  deposited in the  Custodial  Account that was not
required to be deposited therein pursuant to Section 3.07.          

(b) Since, in connection with withdrawals  pursuant to clauses (ii),  (iii), (v)
and (vi), the Master Servicer's entitlement thereto is limited to collections or
other  recoveries on the related  Mortgage Loan, the Master  Servicer shall keep
and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for
the purpose of justifying any withdrawal from the Custodial  Account pursuant to
such clauses.                                                                   

(c) The Master  Servicer  shall be entitled to  reimburse  itself or the related
Subservicer  for any advance made in respect of a Mortgage  Loan that the Master
Servicer  determines  to be a  Nonrecoverable  Advance  by  withdrawal  from the
Custodial  Account of amounts on deposit  therein  attributable  to the Mortgage
Loans  on any  Certificate  Account  Deposit  Date  succeeding  the date of such
determination.  Such  right of  reimbursement  in  respect  of a  Nonrecoverable
Advance  on any such  Certificate  Account  Deposit  Date shall be limited to an
amount  not   exceeding  the  portion  of  such  advance   previously   paid  to
Certificateholders (and not theretofore reimbursed to the Master Servicer or the
related Subservicer).                                                           

     Section 3.11  Maintenance of the Primary  Insurance  Policies;  Collections
Thereunder.                                                                     

(a) The Master  Servicer shall not take, or permit any  Subservicer to take, any
action which would result in non-coverage under any applicable Primary Insurance
Policy  of any  loss  which,  but for the  actions  of the  Master  Servicer  or
Subservicer,  would have been  covered  thereunder.  To the extent  coverage  is
available,  the Master Servicer shall keep or cause to be kept in full force and
effect each such Primary  Insurance  Policy until the  principal  balance of the
related Mortgage Loan secured by a Mortgaged  Property is reduced to 80% or less
of  the  Appraised  Value  in  the  case  of  such  a  Mortgage  Loan  having  a
Loan-to-Value  Ratio at origination in excess of 80%, provided that such Primary
Insurance  Policy  was in  place as of the  Cut-off  Date  and the  Company  had
knowledge  of such  Primary  Insurance  Policy.  The  Master  Servicer  shall be
entitled to cancel or permit the discontinuation of any Primary Insurance Policy
as to any Mortgage Loan, if the Stated Principal Balance of the Mortgage Loan is
reduced  below an  amount  equal to 80% of the  appraised  value of the  related
Mortgaged  Property as  determined  in any  appraisal  thereof after the Closing
Date,  or if the  Loan-to-Value  Ratio  is  reduced  below  80% as a  result  of
principal  payments on the Mortgage  Loan after the Closing  Date.  In the event
that the Company  gains  knowledge  that as of the Closing Date, a Mortgage Loan
had a Loan-to-Value Ratio at origination in excess of 80% and is not the subject
of a Primary  Insurance  Policy (and was not  included in any  exception  to the
representation in Section 2.03(b)(iv)) and that such Mortgage Loan has a current
Loan-to-Value  Ratio in excess  of 80% then the  Master  Servicer  shall use its
reasonable  efforts to obtain and  maintain  a Primary  Insurance  Policy to the
extent  that such a policy is  obtainable  at a  reasonable  price.  The  Master
Servicer shall not cancel or refuse to renew any such Primary  Insurance  Policy
applicable to a  Nonsubserviced  Mortgage  Loan,  or consent to any  Subservicer
canceling or refusing to renew any such Primary Insurance Policy applicable to a
Mortgage  Loan  subserviced  by it, that is in effect at the date of the initial
issuance  of the  Certificates  and is  required  to be kept in force  hereunder
unless the replacement Primary Insurance Policy for such canceled or non-renewed
policy is maintained with an insurer whose  claims-paying  ability is acceptable
to each Rating  Agency for mortgage  pass-through  certificates  having a rating
equal to or better  than the  lower of the  then-current  rating  or the  rating
assigned to the Certificates as of the Closing Date by such Rating Agency.      

(b) In  connection  with its  activities  as  administrator  and servicer of the
Mortgage  Loans,  the Master  Servicer agrees to present or to cause the related
Subservicer to present,  on behalf of the Master Servicer,  the Subservicer,  if
any, the Trustee and Certificateholders, claims to the related Insurer under any
Primary Insurance Policies, in a timely manner in accordance with such policies,
and,  in this  regard,  to take or cause to be taken such  reasonable  action as
shall be  necessary  to permit  recovery  under any Primary  Insurance  Policies
respecting  defaulted  Mortgage  Loans.  Pursuant to Section 3.07, any Insurance
Proceeds  collected  by or  remitted  to the Master  Servicer  under any Primary
Insurance  Policies  shall be deposited  in the  Custodial  Account,  subject to
withdrawal pursuant to Section 3.10.                                            

     Section 3.12  Maintenance  of Fire  Insurance  and  Omissions  and Fidelity
Coverage.                                                                       

(a) The Master  Servicer  shall cause to be  maintained  for each  Mortgage Loan
(other than a Cooperative  Loan) fire  insurance  with  extended  coverage in an
amount  which is equal to the  lesser  of the  principal  balance  owing on such
Mortgage  Loan  or 100  percent  of the  insurable  value  of the  improvements;
provided,  however,  that such coverage may not be less than the minimum  amount
required to fully compensate for any loss or damage on a replacement cost basis.
To the extent it may do so without breaching the related Subservicing Agreement,
the Master  Servicer  shall  replace  any  Subservicer  that does not cause such
insurance, to the extent it is available, to be maintained.  The Master Servicer
shall also cause to be maintained on property acquired upon foreclosure, or deed
in lieu of  foreclosure,  of any Mortgage Loan (other than a Cooperative  Loan),
fire  insurance  with extended  coverage in an amount which is at least equal to
the  amount  necessary  to avoid  the  application  of any  co-insurance  clause
contained in the related hazard insurance policy.  Pursuant to Section 3.07, any
amounts  collected by the Master  Servicer  under any such policies  (other than
amounts to be  applied to the  restoration  or repair of the  related  Mortgaged
Property  or property  thus  acquired or amounts  released to the  Mortgagor  in
accordance with the Master  Servicer's  normal  servicing  procedures)  shall be
deposited in the Custodial  Account,  subject to withdrawal  pursuant to Section
3.10. Any cost incurred by the Master Servicer in maintaining any such insurance
shall  not,  for  the  purpose  of  calculating  monthly  distributions  to  the
Certificateholders,  be added to the  amount  owing  under  the  Mortgage  Loan,
notwithstanding  that the terms of the Mortgage Loan so permit. Such costs shall
be  recoverable  by the Master  Servicer  out of related  late  payments  by the
Mortgagor or out of Insurance  Proceeds and  Liquidation  Proceeds to the extent
permitted by Section  3.10.  It is  understood  and agreed that no earthquake or
other  additional  insurance is to be required of any Mortgagor or maintained on
property  acquired  in respect of a Mortgage  Loan other than  pursuant  to such
applicable  laws and  regulations  as shall at any time be in force and as shall
require such additional insurance. Whenever the improvements securing a Mortgage
Loan (other than a Cooperative  Loan) are located at the time of  origination of
such Mortgage  Loan in a federally  designated  special  flood hazard area,  the
Master  Servicer  shall cause flood  insurance  (to the extent  available) to be
maintained in respect thereof.  Such flood insurance shall be in an amount equal
to the lesser of (i) the amount required to compensate for any loss or damage to
the Mortgaged  Property on a replacement  cost basis and (ii) the maximum amount
of such  insurance  available  for the  related  Mortgaged  Property  under  the
national flood insurance program (assuming that the area in which such Mortgaged
Property is located is participating in such program).                          

      In the event that the Master  Servicer shall obtain and maintain a blanket
fire insurance policy with extended  coverage  insuring against hazard losses on
all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its
obligations as set forth in the first sentence of this Section 3.12(a), it being
understood and agreed that such policy may contain a deductible clause, in which
case the Master  Servicer  shall,  in the event  that there  shall not have been
maintained on the related  Mortgaged  Property a policy complying with the first
sentence  of this  Section  3.12(a) and there shall have been a loss which would
have been covered by such policy,  deposit in the Certificate Account the amount
not  otherwise  payable  under the  blanket  policy  because of such  deductible
clause. Any such deposit by the Master Servicer shall be made on the Certificate
Account  Deposit Date next preceding the  Distribution  Date which occurs in the
month  following  the month in which  payments  under any such policy would have
been deposited in the Custodial  Account.  In connection  with its activities as
administrator  and servicer of the Mortgage Loans, the Master Servicer agrees to
present,  on behalf of itself,  the Trustee and the  Certificateholders,  claims
under any such blanket policy.                                                  

(b) The Master Servicer shall obtain and maintain at its own expense and keep in
full force and effect  throughout the term of this Agreement a blanket  fidelity
bond and an errors and omissions insurance policy covering the Master Servicer's
officers and employees and other persons acting on behalf of the Master Servicer
in connection with its activities  under this Agreement.  The amount of coverage
shall be at least equal to the coverage that would be required by FNMA or FHLMC,
whichever is greater, with respect to the Master Servicer if the Master Servicer
were servicing and  administering  the Mortgage Loans for FNMA or FHLMC.  In the
event that any such bond or policy ceases to be in effect,  the Master  Servicer
shall obtain a comparable  replacement bond or policy from an issuer or insurer,
as the case may be, meeting the  requirements,  if any, of the Program Guide and
acceptable  to the Company.  Coverage of the Master  Servicer  under a policy or
bond obtained by an Affiliate of the Master  Servicer and providing the coverage
required by this Section 3.12(b) shall satisfy the  requirements of this Section
3.12(b).                                                                        

     Section  3.13   Enforcement   of   Due-on-Sale   Clauses;   Assumption  and
Modification Agreements; Certain Assignments.                                   

(a) When any  Mortgaged  Property  is  conveyed  by the  Mortgagor,  the  Master
Servicer or  Subservicer,  to the extent it has  knowledge  of such  conveyance,
shall enforce any due-on-sale clause contained in any Mortgage Note or Mortgage,
to the extent permitted under applicable law and governmental  regulations,  but
only to the extent that such enforcement will not adversely affect or jeopardize
coverage under any Required Insurance Policy.                                   
Notwithstanding the foregoing:                                                  

(i)   the  Master  Servicer  shall  not be deemed to be in  default  under  this
      Section  3.13(a) by reason of any transfer or assumption  which the Master
Servicer is restricted by law from preventing; and                  

(ii)  if the Master Servicer  determines  that it is reasonably  likely that any
      Mortgagor  will bring,  or if any  Mortgagor  does bring,  legal action to
      declare  invalid or otherwise  avoid  enforcement of a due-on-sale  clause
      contained in any Mortgage Note or Mortgage,  the Master Servicer shall not
    be required to enforce the due-on-sale clause or to contest such action.

(b) Subject to the Master  Servicer's duty to enforce any due-on-sale  clause to
the  extent  set  forth in  Section  3.13(a),  in any case in which a  Mortgaged
Property  is to be conveyed  to a Person by a  Mortgagor,  and such Person is to
enter into an assumption or modification agreement or supplement to the Mortgage
Note  or  Mortgage  which  requires  the  signature  of  the  Trustee,  or if an
instrument of release signed by the Trustee is required  releasing the Mortgagor
from liability on the Mortgage Loan, the Master Servicer is authorized,  subject
to the requirements of the sentence next following,  to execute and deliver,  on
behalf of the  Trustee,  the  assumption  agreement  with the Person to whom the
Mortgaged  Property  is  to be  conveyed  and  such  modification  agreement  or
supplement  to the  Mortgage  Note  or  Mortgage  or  other  instruments  as are
reasonable  or necessary to carry out the terms of the Mortgage Note or Mortgage
or otherwise to comply with any  applicable  laws  regarding  assumptions or the
transfer of the Mortgaged Property to such Person;  provided,  however,  none of
such terms and requirements  shall either (i) both (A) constitute a "significant
modification"  effecting an exchange or  reissuance  of such Mortgage Loan under
the REMIC  Provisions and (B) cause the Trust Fund to fail to qualify as a REMIC
under the Code or (subject to Section 10.01(f)), result in the imposition of any
tax on "prohibited  transactions" or (ii) constitute  "contributions"  after the
start-up date under the REMIC Provisions.  The Master Servicer shall execute and
deliver such documents only if it reasonably  determines  that (i) its execution
and  delivery  thereof  will not  conflict  with or  violate  any  terms of this
Agreement or cause the unpaid  balance and  interest on the Mortgage  Loan to be
uncollectible in whole or in part, (ii) any required  consents of insurers under
any Required  Insurance  Policies have been obtained and (iii) subsequent to the
closing of the transaction involving the assumption or transfer (A) the Mortgage
Loan will continue to be secured by a first  mortgage lien pursuant to the terms
of the Mortgage,  (B) such  transaction  will not adversely  affect the coverage
under any Required Insurance Policies, (C) the Mortgage Loan will fully amortize
over the  remaining  term  thereof,  (D) no material  term of the Mortgage  Loan
(including  the interest rate on the Mortgage Loan) will be altered nor will the
term of the  Mortgage  Loan be changed and (E) if the  seller/transferor  of the
Mortgaged  Property is to be released from liability on the Mortgage Loan,  such
release will not (based on the Master  Servicer's  or  Subservicer's  good faith
determination)  adversely affect the  collectability  of the Mortgage Loan. Upon
receipt of appropriate  instructions from the Master Servicer in accordance with
the  foregoing,  the Trustee shall execute any  necessary  instruments  for such
assumption  or  substitution  of  liability as directed in writing by the Master
Servicer.  Upon the closing of the transactions  contemplated by such documents,
the Master  Servicer shall cause the originals or true and correct copies of the
assumption agreement, the release (if any), or the modification or supplement to
the Mortgage  Note or Mortgage to be  delivered to the Trustee or the  Custodian
and deposited  with the Mortgage File for such Mortgage  Loan. Any fee collected
by the  Master  Servicer  or  such  related  Subservicer  for  entering  into an
assumption or substitution of liability agreement will be retained by the Master
Servicer or such Subservicer as additional servicing compensation.              

(c) The Master Servicer or the related Subservicer, as the case may be, shall be
entitled  to approve a request  from a  Mortgagor  for a partial  release of the
related  Mortgaged  Property,  the  granting of an easement  thereon in favor of
another Person,  any alteration or demolition of the related Mortgaged  Property
(or,  with respect to a Cooperative  Loan,  the related  Cooperative  Apartment)
without  any  right  of  reimbursement  or  other  similar  matters  if  it  has
determined, exercising its good faith business judgment in the same manner as it
would if it were the owner of the related  Mortgage Loan, that the security for,
and the timely  and full  collectability  of,  such  Mortgage  Loan would not be
adversely affected thereby and that the Trust Fund would not fail to continue to
qualify as a REMIC under the Code as a result  thereof  and  (subject to Section
10.01(f)) that no tax on "prohibited  transactions" or "contributions" after the
startup day would be imposed on the REMIC as a result thereof. Any fee collected
by the Master Servicer or the related  Subservicer for processing such a request
will be  retained  by the Master  Servicer  or such  Subservicer  as  additional
servicing compensation.                                                         

(d) Subject to any other applicable terms and conditions of this Agreement,  the
Trustee and Master  Servicer  shall be entitled to approve an assignment in lieu
of  satisfaction  with respect to any Mortgage  Loan,  provided the obligee with
respect to such Mortgage Loan  following such proposed  assignment  provides the
Trustee and Master  Servicer  with a "Lender  Certification  for  Assignment  of
Mortgage  Loan" in the form attached  hereto as Exhibit O, in form and substance
satisfactory to the Trustee and Master  Servicer,  providing the following:  (i)
that  the  Mortgage  Loan  is  secured  by  Mortgaged   Property  located  in  a
jurisdiction  in which an  assignment  in lieu of  satisfaction  is  required to
preserve lien priority,  minimize or avoid mortgage recording taxes or otherwise
comply with, or facilitate a refinancing  under, the laws of such  jurisdiction;
(ii)  that  the  substance  of the  assignment  is,  and is  intended  to be,  a
refinancing of such Mortgage Loan and that the form of the transaction is solely
to comply with, or facilitate the transaction under, such local laws; (iii) that
the Mortgage Loan following the proposed assignment will have a rate of interest
at least 0.25 percent  below or above the rate of interest on such Mortgage Loan
prior to such  proposed  assignment;  and (iv)  that such  assignment  is at the
request of the borrower  under the related  Mortgage  Loan.  Upon approval of an
assignment in lieu of satisfaction with respect to any Mortgage Loan, the Master
Servicer shall receive cash in an amount equal to the unpaid  principal  balance
of and accrued  interest on such  Mortgage  Loan and the Master  Servicer  shall
treat  such  amount  as a  Principal  Prepayment  in Full with  respect  to such
Mortgage Loan for all purposes hereof.                                          

Section 3.14 Realization Upon Defaulted Mortgage Loans.               

(a) The Master  Servicer shall  foreclose upon or otherwise  comparably  convert
(which may include an REO Acquisition) the ownership of properties securing such
of the  Mortgage  Loans as come into and  continue in default and as to which no
satisfactory  arrangements  can be made for  collection of  delinquent  payments
pursuant  to  Section  3.07.  In  connection  with  such  foreclosure  or  other
conversion, the Master Servicer shall, consistent with Section 3.11, follow such
practices and  procedures as it shall deem  necessary or advisable,  as shall be
normal and usual in its general  mortgage  servicing  activities and as shall be
required or permitted by the Program  Guide;  provided that the Master  Servicer
shall not be liable in any respect hereunder if the Master Servicer is acting in
connection  with any such  foreclosure  or other  conversion in a manner that is
consistent with the provisions of this Agreement. The Master Servicer,  however,
shall not be  required  to  expend  its own  funds or incur  other  reimbursable
charges in connection with any foreclosure,  or attempted  foreclosure  which is
not  completed,  or towards  the  restoration  of any  property  unless it shall
determine  (i) that  such  restoration  and/or  foreclosure  will  increase  the
proceeds of liquidation of the Mortgage Loan to Holders of  Certificates  of one
or more Classes after  reimbursement  to itself for such expenses or charges and
(ii) that such expenses or charges will be recoverable to it through Liquidation
Proceeds,  Insurance Proceeds,  or REO Proceeds  (respecting which it shall have
priority for purposes of  withdrawals  from the  Custodial  Account  pursuant to
Section 3.10, whether or not such expenses and charges are actually  recoverable
from related Liquidation Proceeds,  Insurance Proceeds or REO Proceeds).  In the
event of such a determination  by the Master  Servicer  pursuant to this Section
3.14(a),  the Master Servicer shall be entitled to reimbursement of such amounts
pursuant to Section  3.10.  In addition to the  foregoing,  the Master  Servicer
shall use its best reasonable efforts to realize upon any Additional  Collateral
for such of the Additional Collateral Loans as come into and continue in default
and as to which no  satisfactory  arrangements  can be made  for  collection  of
delinquent  payments pursuant to Section 3.07; provided that the Master Servicer
shall  not,  on  behalf  of the  Trustee,  obtain  title to any such  Additional
Collateral  as a result of or in lieu of the  disposition  thereof or otherwise;
and provided further that (i) the Master Servicer shall not proceed with respect
to such  Additional  Collateral  in any manner that would  impair the ability to
recover  against the related  Mortgaged  Property,  and (ii) the Master Servicer
shall proceed with any REO Acquisition in a manner that preserves the ability to
apply the proceeds of such Additional  Collateral against amounts owed under the
defaulted  Mortgage Loan. Any proceeds realized from such Additional  Collateral
(other than amounts to be released to the Mortgagor or the related  guarantor in
accordance  with  procedures  that the Master Servicer would follow in servicing
loans  held for its own  account,  subject  to the terms and  conditions  of the
related  Mortgage  and  Mortgage  Note and to the  terms and  conditions  of any
security agreement,  guarantee agreement,  mortgage or other agreement governing
the  disposition  of the  proceeds  of  such  Additional  Collateral)  shall  be
deposited in the Custodial  Account,  subject to withdrawal  pursuant to Section
3.10.  Any other  payment  received  by the Master  Servicer  in respect of such
Additional  Collateral  shall be deposited in the Custodial  Account  subject to
withdrawal pursuant to Section 3.10. Concurrently with the foregoing, the Master
Servicer may pursue any remedies  that may be  available  in  connection  with a
breach of a  representation  and warranty with respect to any such Mortgage Loan
in accordance with Sections 2.03 and 2.04.  However,  the Master Servicer is not
required  to  continue to pursue both  foreclosure  (or similar  remedies)  with
respect to the  Mortgage  Loans and  remedies in  connection  with a breach of a
representation and warranty if the Master Servicer  determines in its reasonable
discretion  that one such remedy is more likely to result in a greater  recovery
as to the  Mortgage  Loan.  Upon the  occurrence  of a Cash  Liquidation  or REO
Disposition,  following  the deposit in the  Custodial  Account of all Insurance
Proceeds,  Liquidation Proceeds and other payments and recoveries referred to in
the definition of "Cash Liquidation" or "REO  Disposition," as applicable,  upon
receipt by the  Trustee  of written  notification  of such  deposit  signed by a
Servicing  Officer,  the  Trustee or any  Custodian,  as the case may be,  shall
release to the Master  Servicer the related  Mortgage File and the Trustee shall
execute and deliver such  instruments of transfer or assignment  prepared by the
Master Servicer, in each case without recourse, as shall be necessary to vest in
the Master  Servicer or its designee,  as the case may be, the related  Mortgage
Loan,  and  thereafter  such  Mortgage Loan shall not be part of the Trust Fund.
Notwithstanding  the foregoing or any other provision of this Agreement,  in the
Master Servicer's sole discretion with respect to any defaulted Mortgage Loan or
REO Property as to either of the following provisions, (i) a Cash Liquidation or
REO  Disposition  may be deemed to have  occurred if  substantially  all amounts
expected by the Master  Servicer to be received in  connection  with the related
defaulted  Mortgage  Loan or REO  Property  have  been  received,  and  (ii) for
purposes  of  determining  the  amount of any  Liquidation  Proceeds,  Insurance
Proceeds, REO Proceeds or any other unscheduled collections or the amount of any
Realized  Loss,  the Master  Servicer may take into account  minimal  amounts of
additional  receipts  expected  to  be  received  or  any  estimated  additional
liquidation  expenses  expected to be incurred  in  connection  with the related
defaulted Mortgage Loan or REO Property.                                        

(b) In the event that title to any  Mortgaged  Property is acquired by the Trust
Fund as an REO Property by  foreclosure or by deed in lieu of  foreclosure,  the
deed or  certificate of sale shall be issued to the Trustee or to its nominee on
behalf of Certificateholders.  Notwithstanding any such acquisition of title and
cancellation  of the related  Mortgage Loan,  such REO Property shall (except as
otherwise expressly provided herein) be considered to be an Outstanding Mortgage
Loan held in the Trust Fund until such time as the REO  Property  shall be sold.
Consistent with the foregoing for purposes of all calculations hereunder so long
as such REO Property shall be considered to be an  Outstanding  Mortgage Loan it
shall be assumed that,  notwithstanding  that the indebtedness  evidenced by the
related  Mortgage  Note shall have been  discharged,  such Mortgage Note and the
related  amortization  schedule in effect at the time of any such acquisition of
title  (after  giving  effect  to  any  previous  Curtailments  and  before  any
adjustment  thereto by reason of any  bankruptcy  or similar  proceeding  or any
moratorium or similar waiver or grace period) remain in effect.                 

(c) In the event that the Trust Fund  acquires  any REO Property as aforesaid or
otherwise in connection  with a default or imminent  default on a Mortgage Loan,
the  Master  Servicer  on behalf of the Trust  Fund  shall  dispose  of such REO
Property  within three full years after the taxable year of its  acquisition  by
the Trust Fund for purposes of Section  860G(a)(8)  of the Code (or such shorter
period as may be necessary under  applicable state (including any state in which
such  property  is located)  law to  maintain  the status of the Trust Fund as a
REMIC under  applicable  state law and avoid taxes  resulting from such property
failing  to be  foreclosure  property  under  applicable  state  law) or, at the
expense of the Trust  Fund,  request,  more than 60 days before the day on which
such grace  period  would  otherwise  expire,  an extension of such grace period
unless the Master Servicer (subject to Section 10.01(f)) obtains for the Trustee
an Opinion of Counsel,  addressed to the Trustee and the Master Servicer, to the
effect that the  holding by the Trust Fund of such REO  Property  subsequent  to
such  period  will  not  result  in  the  imposition  of  taxes  on  "prohibited
transactions"  as defined in Section 860F of the Code or cause the Trust Fund to
fail to qualify  as a REMIC  (for  federal  (or any  applicable  State or local)
income tax purposes) at any time that any Certificates are outstanding, in which
case the Trust  Fund may  continue  to hold such REO  Property  (subject  to any
conditions  contained in such Opinion of Counsel).  The Master Servicer shall be
entitled to be reimbursed  from the Custodial  Account for any costs incurred in
obtaining such Opinion of Counsel, as provided in Section 3.10.  Notwithstanding
any other  provision of this  Agreement,  no REO Property  acquired by the Trust
Fund shall be rented (or allowed to continue to be rented) or otherwise  used by
or on behalf of the Trust  Fund in such a manner or  pursuant  to any terms that
would (i) cause such REO Property to fail to qualify as  "foreclosure  property"
within the meaning of Section  860G(a)(8)  of the Code or (ii) subject the Trust
Fund to the  imposition  of any federal  income taxes on the income  earned from
such REO Property,  including any taxes imposed by reason of Section  860G(c) of
the Code,  unless the Master  Servicer has agreed to indemnify and hold harmless
the Trust Fund with respect to the imposition of any such taxes.                

(d) The  proceeds  of any Cash  Liquidation,  REO  Disposition  or  purchase  or
repurchase of any Mortgage Loan pursuant to the terms of this Agreement, as well
as any recovery resulting from a collection of Liquidation  Proceeds,  Insurance
Proceeds or REO Proceeds,  will be applied in the  following  order of priority:
first, to reimburse the Master Servicer or the related Subservicer in accordance
with Section  3.10(a)(ii);  second, to the  Certificateholders  to the extent of
accrued and unpaid  interest on the Mortgage  Loan,  and any related REO Imputed
Interest,  at the Net Mortgage  Rate (or the  Modified Net Mortgage  Rate in the
case of a Modified Mortgage Loan) to the Due Date prior to the Distribution Date
on which such amounts are to be distributed; third, to the Certificateholders as
a recovery of principal on the Mortgage Loan (or REO Property)(provided  that if
any such Class of  Certificates  to which such Realized Loss was allocated is no
longer outstanding, such subsequent recovery shall be distributed to the persons
who were the Holders of such Class of Certificates when it was retired); fourth,
to all Servicing Fees and  Subservicing  Fees payable  therefrom (and the Master
Servicer  and the  Subservicer  shall have no claims for any  deficiencies  with
respect to such fees which result from the foregoing allocation);  and fifth, to
Foreclosure Profits.                                                            

(e) In the event of a default on a Mortgage  Loan one or more of whose  obligors
is not a United States Person, in connection with any foreclosure or acquisition
of a deed in lieu of foreclosure  (together,  "foreclosure")  in respect of such
Mortgage Loan, the Master Servicer will cause  compliance with the provisions of
Treasury Regulation Section  1.1445-2(d)(3) (or any successor thereto) necessary
to assure that no withholding tax obligation arises with respect to the proceeds
of such  foreclosure  except  to the  extent,  if  any,  that  proceeds  of such
foreclosure are required to be remitted to the obligors on such Mortgage Loan.  

Section 3.15 Trustee to Cooperate; Release of Mortgage Files.         

(a) Upon becoming aware of the payment in full of any Mortgage Loan, or upon the
receipt by the Master  Servicer of a  notification  that payment in full will be
escrowed in a manner  customary  for such  purposes,  the Master  Servicer  will
immediately  notify the Trustee (if it holds the related  Mortgage  File) or the
Custodian by a certification of a Servicing Officer (which  certification  shall
include a statement to the effect that all amounts received or to be received in
connection with such payment which are required to be deposited in the Custodial
Account   pursuant  to  Section  3.07  have  been  or  will  be  so  deposited),
substantially  in one of the forms attached hereto as Exhibit H, or, in the case
of the Custodian,  an electronic  request in a form acceptable to the Custodian,
requesting   delivery  to  it  of  the  Mortgage  File.  Upon  receipt  of  such
certification  and request,  the Trustee shall  promptly  release,  or cause the
Custodian to release,  the related  Mortgage  File to the Master  Servicer.  The
Master  Servicer  is  authorized  to execute and  deliver to the  Mortgagor  the
request for  reconveyance,  deed of  reconveyance  or release or satisfaction of
mortgage or such  instrument  releasing the lien of the Mortgage,  together with
the  Mortgage  Note with,  as  appropriate,  written  evidence  of  cancellation
thereon.  No expenses incurred in connection with any instrument of satisfaction
or deed of  reconveyance  shall be chargeable  to the  Custodial  Account or the
Certificate Account.                                                            

(b) From time to time as is appropriate  for the servicing or foreclosure of any
Mortgage Loan, the Master  Servicer shall deliver to the Custodian,  with a copy
to the Trustee, a certificate of a Servicing Officer substantially in one of the
forms  attached  as  Exhibit H  hereto,  or,  in the case of the  Custodian,  an
electronic  request  in a form  acceptable  to the  Custodian,  requesting  that
possession  of all, or any document  constituting  part of, the Mortgage File be
released to the Master Servicer and certifying as to the reason for such release
and that such release will not  invalidate  any insurance  coverage  provided in
respect of the Mortgage Loan under any Required  Insurance Policy.  Upon receipt
of the foregoing,  the Trustee shall deliver, or cause the Custodian to deliver,
the Mortgage  File or any document  therein to the Master  Servicer.  The Master
Servicer  shall cause each Mortgage File or any document  therein so released to
be returned to the Trustee,  or the  Custodian as agent for the Trustee when the
need therefor by the Master  Servicer no longer exists,  unless (i) the Mortgage
Loan has been liquidated and the Liquidation  Proceeds  relating to the Mortgage
Loan have been  deposited in the Custodial  Account or (ii) the Mortgage File or
such  document  has been  delivered  directly  or  through a  Subservicer  to an
attorney,  or to a public  trustee or other public  official as required by law,
for purposes of initiating or pursuing legal action or other proceedings for the
foreclosure of the Mortgaged Property either judicially or  non-judicially,  and
the Master  Servicer  has  delivered  directly or through a  Subservicer  to the
Trustee a  certificate  of a  Servicing  Officer  certifying  as to the name and
address of the Person to which such Mortgage File or such document was delivered
and the purpose or purposes of such delivery. In the event of the liquidation of
a Mortgage  Loan, the Trustee shall deliver the Request for Release with respect
thereto to the Master Servicer upon deposit of the related Liquidation  Proceeds
in the Custodial Account.                                                       

(c) The Trustee or the Master Servicer on the Trustee's behalf shall execute and
deliver to the Master Servicer, if necessary, any court pleadings,  requests for
trustee's sale or other documents necessary to the foreclosure or trustee's sale
in respect of a  Mortgaged  Property  or to any legal  action  brought to obtain
judgment  against any  Mortgagor on the Mortgage Note or Mortgage or to obtain a
deficiency judgment,  or to enforce any other remedies or rights provided by the
Mortgage Note or Mortgage or otherwise  available at law or in equity.  Together
with such documents or pleadings (if signed by the Trustee), the Master Servicer
shall deliver to the Trustee a  certificate  of a Servicing  Officer  requesting
that such pleadings or documents be executed by the Trustee and certifying as to
the reason such  documents or pleadings  are required and that the execution and
delivery thereof by the Trustee will not invalidate any insurance coverage under
any Required  Insurance Policy or invalidate or otherwise affect the lien of the
Mortgage,  except  for the  termination  of such a lien upon  completion  of the
foreclosure or trustee's sale.                                                  

Section 3.16 Servicing and Other Compensation; Compensating Interest. 

(a) The Master Servicer, as compensation for its activities hereunder,  shall be
entitled  to receive  on each  Distribution  Date the  amounts  provided  for by
clauses  (iii),  (iv),  (v) and (vi) of Section  3.10(a),  subject to clause (e)
below. The amount of servicing  compensation  provided for in such clauses shall
be accounted for on a Mortgage  Loan-by-Mortgage  Loan basis.  In the event that
Liquidation  Proceeds,  Insurance  Proceeds  and REO  Proceeds  (net of  amounts
reimbursable  therefrom  pursuant to Section  3.10(a)(ii))  in respect of a Cash
Liquidation  or REO  Disposition  exceed  the unpaid  principal  balance of such
Mortgage  Loan plus  unpaid  interest  accrued  thereon  (including  REO Imputed
Interest)  at a per annum rate equal to the  related Net  Mortgage  Rate (or the
Modified Net Mortgage Rate in the case of a Modified  Mortgage Loan), the Master
Servicer  shall be entitled to retain  therefrom and to pay to itself and/or the
related   Subservicer,   any  Foreclosure  Profits  and  any  Servicing  Fee  or
Subservicing Fee considered to be accrued but unpaid.                           

(b)  Additional  servicing  compensation  in the  form  of  prepayment  charges,
assumption  fees,  late  payment  charges,  investment  income on amounts in the
Custodial  Account or the Certificate  Account or otherwise shall be retained by
the Master Servicer or the Subservicer to the extent provided herein, subject to
clause (e) below.                                                               

(c) The Master  Servicer  shall be  required  to pay,  or cause to be paid,  all
expenses  incurred by it in connection with its servicing  activities  hereunder
(including  payment of premiums for the Primary Insurance  Policies,  if any, to
the extent such premiums are not required to be paid by the related  Mortgagors,
and the fees and  expenses of the Trustee  and any  Custodian)  and shall not be
entitled to reimbursement  therefor except as specifically  provided in Sections
3.10 and 3.14.                                                                  

(d) The Master  Servicer's  right to receive  servicing  compensation may not be
transferred in whole or in part except in connection with the transfer of all of
its   responsibilities  and  obligations  of  the  Master  Servicer  under  this
Agreement.                                                                      

(e)  Notwithstanding  any  other  provision  herein,  the  amount  of  servicing
compensation  that the Master  Servicer  shall be  entitled  to receive  for its
activities  hereunder for the period ending on each  Distribution  Date shall be
reduced  (but not below zero) by an amount  equal to  Compensating  Interest (if
any) for such  Distribution  Date.  Such reduction  shall be applied during such
period as follows:  first, to any Servicing Fee or Subservicing Fee to which the
Master Servicer is entitled  pursuant to Section  3.10(a)(iii);  second,  to any
income or gain  realized  from any  investment  of funds  held in the  Custodial
Account or the  Certificate  Account to which the Master  Servicer  is  entitled
pursuant to Sections 3.07(c) or 4.01(b), respectively; and third, to any amounts
of servicing  compensation to which the Master Servicer is entitled  pursuant to
Section  3.10(a)(v) or (vi). In making such  reduction,  the Master Servicer (i)
will not withdraw from the Custodial Account any such amount representing all or
a portion  of the  Servicing  Fee to which it is  entitled  pursuant  to Section
3.10(a)(iii);  (ii) will not withdraw from the Custodial  Account or Certificate
Account any such amount to which it is entitled  pursuant to Section  3.07(c) or
4.01(b) and (iii) will not withdraw from the  Custodial  Account any such amount
of servicing compensation to which it is entitled pursuant to Section 3.10(a)(v)
or (vi).                                                                        

Section 3.17 Reports to the Trustee and the Company.                  

      Not later  than  fifteen  days after each  Distribution  Date,  the Master
Servicer shall forward to the Trustee and the Company a statement,  certified by
a Servicing Officer, setting forth the status of the Custodial Account as of the
close of business on such  Distribution Date as it relates to the Mortgage Loans
and showing, for the period covered by such statement, the aggregate of deposits
in or  withdrawals  from the Custodial  Account in respect of the Mortgage Loans
for each  category of deposit  specified  in Section  3.07 and each  category of
withdrawal specified in Section 3.10.                                           

Section 3.18  Annual Statement as to Compliance.                                

      The Master  Servicer  will  deliver to the  Company  and the Trustee on or
before March 31 of each year,  beginning  with the first March 31 that occurs at
least six months after the Cut-off Date, an Officers' Certificate stating, as to
each signer thereof,  that (i) a review of the activities of the Master Servicer
during the preceding  calendar  year related to its servicing of mortgage  loans
and its  performance  under pooling and  servicing  agreements,  including  this
Agreement,  has been made under such officers' supervision,  (ii) to the best of
such officers' knowledge, based on such review, the Master Servicer has complied
in all material respects with the minimum  servicing  standards set forth in the
Uniform Single Attestation Program for Mortgage Bankers and has fulfilled all of
its material  obligations  relating to this  Agreement in all material  respects
throughout  such year,  or, if there has been material  noncompliance  with such
servicing  standards or a default in the fulfillment in all material respects of
any such obligation  relating to this Agreement,  such statement shall include a
description of such noncompliance or specify each such default,  as the case may
be,  known to such  officer  and the nature and status  thereof and (iii) to the
best of such officers' knowledge,  each Subservicer has complied in all material
respects with the minimum  servicing  standards set forth in the Uniform  Single
Attestation  Program for Mortgage  Bankers and has fulfilled all of its material
obligations under its Subservicing Agreement in all material respects throughout
such year,  or, if there has been  material  noncompliance  with such  servicing
standards or a material default in the fulfillment of such obligations  relating
to  this  Agreement,   such  statement  shall  include  a  description  of  such
noncompliance  or specify each such  default,  as the case may be, known to such
officer and the nature and status thereof.                                      

Section 3.19  Annual Independent Public Accountants' Servicing Report.          

      On or before March 31 of each year, beginning with the first March 31 that
occurs at least six months after the Cut-off  Date,  the Master  Servicer at its
expense shall cause a firm of  independent  public  accountants,  which shall be
members of the American Institute of Certified Public Accountants,  to furnish a
report to the Company and the Trustee  stating its opinion that, on the basis of
an examination conducted by such firm substantially in accordance with standards
established  by the  American  Institute of Certified  Public  Accountants,  the
assertions  made pursuant to Section 3.18 regarding  compliance with the minimum
servicing  standards  set forth in the Uniform  Single  Attestation  Program for
Mortgage  Bankers  during the  preceding  calendar year are fairly stated in all
material respects,  subject to such exceptions and other qualifications that, in
the opinion of such firm, such  accounting  standards  require it to report.  In
rendering  such  statement,  such firm may rely,  as to matters  relating to the
direct servicing of mortgage loans by Subservicers,  upon comparable  statements
for examinations  conducted by independent public  accountants  substantially in
accordance  with standards  established  by the American  Institute of Certified
Public Accountants  (rendered within one year of such statement) with respect to
such Subservicers.                                                              

Section 3.20  Rights of the Company in Respect of the Master Servicer.          

      The Master  Servicer  shall afford the Company,  upon  reasonable  notice,
during  normal  business  hours access to all records  maintained  by the Master
Servicer  in  respect  of its rights  and  obligations  hereunder  and access to
officers of the Master Servicer responsible for such obligations.  Upon request,
the Master  Servicer  shall  furnish the Company with its most recent  financial
statements and such other information as the Master Servicer possesses regarding
its business,  affairs,  property and  condition,  financial or  otherwise.  The
Master   Servicer  shall  also  cooperate  with  all  reasonable   requests  for
information  including,  but not limited to, notices, tapes and copies of files,
regarding  itself,  the Mortgage  Loans or the  Certificates  from any Person or
Persons identified by the Company or Residential  Funding.  The Company may, but
is not obligated to, enforce the  obligations of the Master  Servicer  hereunder
and may, but is not obligated to, perform,  or cause a designee to perform,  any
defaulted  obligation of the Master Servicer hereunder or exercise the rights of
the Master  Servicer  hereunder;  provided that the Master Servicer shall not be
relieved of any of its  obligations  hereunder by virtue of such  performance by
the Company or its designee.  The Company shall not have any  responsibility  or
liability  for any action or failure  to act by the Master  Servicer  and is not
obligated  to  supervise  the  performance  of the  Master  Servicer  under this
Agreement or otherwise.                                                         

Section 3.21  Administration of Buydown Funds                                   

(a) With respect to any Buydown  Mortgage  Loan, the  Subservicer  has deposited
Buydown Funds in an account that satisfies the  requirements  for a Subservicing
Account  (the  "Buydown   Account").   The  Master   Servicer  shall  cause  the
Subservicing  Agreement to require  that upon receipt from the  Mortgagor of the
amount due on a Due Date for each Buydown  Mortgage Loan, the  Subservicer  will
withdraw from the Buydown Account the  predetermined  amount that, when added to
the amount due on such date from the Mortgagor,  equals the full Monthly Payment
and  transmit  that  amount in  accordance  with the  terms of the  Subservicing
Agreement to the Master  Servicer  together with the related payment made by the
Mortgagor or advanced by the Subservicer.                                       

(b) If the  Mortgagor  on a  Buydown  Mortgage  Loan  prepays  such  loan in its
entirety  during  the period  (the  "Buydown  Period")  when  Buydown  Funds are
required to be applied to such Buydown  Mortgage Loan, the Subservicer  shall be
required to  withdraw  from the  Buydown  Account  and remit any  Buydown  Funds
remaining  in the  Buydown  Account  in  accordance  with  the  related  buydown
agreement.  The amount of Buydown Funds which may be remitted in accordance with
the related  buydown  agreement may reduce the amount required to be paid by the
Mortgagor  to fully  prepay the related  Mortgage  Loan.  If the  Mortgagor on a
Buydown  Mortgage Loan defaults on such Mortgage Loan during the Buydown  Period
and the property  securing such Buydown Mortgage Loan is sold in the liquidation
thereof  (either by the Master Servicer or the insurer under any related Primary
Insurance  Policy),  the  Subservicer  shall be required  to  withdraw  from the
Buydown  Account the Buydown Funds for such Buydown  Mortgage Loan still held in
the Buydown Account and remit the same to the Master Servicer in accordance with
the terms of the Subservicing Agreement for deposit in the Custodial Account or,
if  instructed  by the Master  Servicer,  pay to the  insurer  under any related
Primary  Insurance  Policy if the  Mortgaged  Property  is  transferred  to such
insurer  and such  insurer  pays all of the loss  incurred  in  respect  of such
default.  Any amount so remitted  pursuant  to the  preceding  sentence  will be
deemed to reduce the amount owed on the Mortgage Loan.                          

Article IV                                                                      

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PAYMENTS TO CERTIFICATEHOLDERS  

Section 4.01  Certificate Account.                                              

(a) The Master  Servicer on behalf of the Trustee shall establish and maintain a
Certificate  Account in which the Master Servicer shall cause to be deposited on
behalf of the Trustee on or before 2:00 P.M.  New York time on each  Certificate
Account  Deposit Date by wire transfer of immediately  available funds an amount
equal to the sum of (i) any Advance for the immediately succeeding  Distribution
Date,  (ii) any amount  required  to be  deposited  in the  Certificate  Account
pursuant to Section  3.12(a),  (iii) any amount  required to be deposited in the
Certificate Account pursuant to Section 3.16(e) or Section 4.07, (iv) any amount
required  to be  paid  pursuant  to  Section  9.01  and (v)  all  other  amounts
constituting the Available  Distribution  Amount for the immediately  succeeding
Distribution Date.                                                              

(b) The Trustee shall, upon written request from the Master Servicer,  invest or
cause the institution maintaining the Certificate Account to invest the funds in
the Certificate Account in Permitted  Investments  designated in the name of the
Trustee for the benefit of the Certificateholders,  which shall mature not later
than the Business Day next  preceding the  Distribution  Date next following the
date of such investment  (except that (i) any investment in the institution with
which the Certificate Account is maintained may mature on such Distribution Date
and (ii) any  other  investment  may  mature  on such  Distribution  Date if the
Trustee shall advance funds on such Distribution Date to the Certificate Account
in the amount  payable on such  investment on such  Distribution  Date,  pending
receipt  thereof  to  the  extent   necessary  to  make   distributions  on  the
Certificates) and shall not be sold or disposed of prior to maturity. Subject to
Section 3.16(e),  all income and gain realized from any such investment shall be
for the benefit of the Master Servicer and shall be subject to its withdrawal or
order from time to time.  The amount of any  losses  incurred  in respect of any
such  investments  shall be deposited in the  Certificate  Account by the Master
Servicer  out of its own funds  immediately  as  realized  without  any right of
reimbursement.                                                                  

Section 4.02 Distributions.                                           

(a) On each  Distribution  Date (x) the Master Servicer on behalf of the Trustee
or (y) the Paying Agent appointed by the Trustee, shall distribute to the Master
Servicer, in the case of a distribution  pursuant to Section  4.02(a)(iii),  the
amount  required  to be  distributed  to the Master  Servicer  or a  Subservicer
pursuant to Section 4.02(a)(iii), and to each Certificateholder of record on the
next  preceding  Record Date (other than as provided in Section 9.01  respecting
the final distribution) either in immediately  available funds (by wire transfer
or otherwise) to the account of such Certificateholder at a bank or other entity
having  appropriate  facilities  therefor,  if  such  Certificateholder  has  so
notified  the Master  Servicer or the Paying  Agent,  as the case may be, or, if
such  Certificateholder  has not so notified  the Master  Servicer or the Paying
Agent by the  Record  Date,  by check  mailed to such  Certificateholder  at the
address  of  such   Holder   appearing   in  the   Certificate   Register   such
Certificateholder's  share  (which  share  (A)  with  respect  to each  Class of
Certificates  (other than any Subclass of the Class A-V Certificates),  shall be
based on the aggregate of the Percentage  Interests  represented by Certificates
of the applicable  Class held by such Holder or (B) with respect to any Subclass
of the Class A-V Certificates, shall be equal to the amount (if any) distributed
pursuant to Section  4.02(a)(i)  below to each Holder of a Subclass  thereof) of
the  following  amounts,  in the  following  order of  priority  (subject to the
provisions  of Section  4.02(b)),  in each case to the  extent of the  Available
Distribution Amount:                                                            

(i)   to the Senior Certificates (other than the Class A-P Certificates) on a   
pro rata basis based on Accrued Certificate Interest payable on such
Certificates with respect to such Distribution Date, Accrued        
   Certificate Interest on such Classes of Certificates (or Subclasses, if
  any, with respect to the Class A-V Certificates) for such Distribution
Date, plus any Accrued Certificate Interest thereon remaining unpaid
from any previous Distribution Date except as provided in the last  
paragraph of this Section 4.02(a); and                              

(ii)  (X) to the Class A-P  Certificates,  the Class A-P Principal  Distribution
Amount; and                                                         

                  (Y) to the  Senior  Certificates  (other  than the  Class  A-P
      Certificates),  in the priorities and amounts set forth in Section 4.02(b)
      through (e), the sum of the following  (applied to reduce the  Certificate
Principal Balances of such Senior Certificates, as                  
applicable):                                                        

(A)         the Senior  Percentage for such  Distribution  Date times the sum of
the following:                                          

(1)   the principal portion of each Monthly Payment due during the related      
            Due Period on each Outstanding Mortgage Loan (other than
             the related Discount Fraction of the principal portion of
           such payment with respect to a Discount Mortgage Loan),
      whether or not received on or prior to the related
               Determination Date, minus the principal portion of any Debt
               Service Reduction (other than the related Discount Fraction
            of the principal portion of such Debt Service Reductions
               with respect to each Discount Mortgage Loan) which together
               with other Bankruptcy Losses exceeds the Bankruptcy Amount;

(2)   the Stated Principal Balance of any Mortgage Loan repurchased during      
            the related Prepayment Period (or deemed to have been so
               repurchased in accordance with Section 3.07(b)) pursuant to
          Section 2.02, 2.03, 2.04 or 4.07 and the amount of any
              shortfall deposited in the Custodial Account in connection
             with the substitution of a Deleted Mortgage Loan pursuant
         to Section 2.03 or 2.04 during the related Prepayment
            Period (other than the related Discount Fraction of such
              Stated Principal Balance or shortfall with respect to each
Discount Mortgage Loan); and                

(3)   the principal portion of all other unscheduled collections (other than    
              Principal Prepayments in Full and Curtailments and amounts
         received in connection with a Cash Liquidation or REO
       Disposition of a Mortgage Loan described in Section
             4.02(a)(ii)(Y)(B), including without limitation Insurance
             Proceeds, Liquidation Proceeds and REO Proceeds) received
           during the related Prepayment Period (or deemed to have
               been so received in accordance with Section 3.07(b)) to the
          extent applied by the Master Servicer as recoveries of
              principal of the related Mortgage Loan pursuant to Section
         3.14 (other than the related Discount Fraction of the
           principal portion of such unscheduled collections, with
respect to each Discount Mortgage Loan);    

(B)   with respect to each Mortgage Loan for which a Cash Liquidation or a      
         REO Disposition occurred during the related Prepayment Period (or
         was deemed to have occurred during such period in accordance with
        Section 3.07(b)) and did not result in any Excess Special Hazard
Losses, Excess Fraud Losses, Excess Bankruptcy Losses or
      Extraordinary Losses, an amount equal to the lesser of (a) the
     Senior Percentage for such Distribution Date times the Stated
       Principal Balance of such Mortgage Loan (other than the related
        Discount Fraction of such Stated Principal Balance, with respect
      to each Discount Mortgage Loan) and (b) the Senior Accelerated
    Distribution Percentage for such Distribution Date times the
     related unscheduled collections (including without limitation
         Insurance Proceeds, Liquidation Proceeds and REO Proceeds) to the
        extent applied by the Master Servicer as recoveries of principal
      of the related Mortgage Loan pursuant to Section 3.14 (in each
         case other than the portion of such unscheduled collections, with
respect to a Discount Mortgage Loan, included in Section
4.02(b)(i)(C));                                         

(C)         the Senior Accelerated Distribution Percentage for such Distribution
            Date times the  aggregate of all Principal  Prepayments  in Full and
            Curtailments  received in the related  Prepayment Period (other than
            the related Discount Fraction of such Principal  Prepayments in Full
       and Curtailments, with respect to each Discount Mortgage Loan);

(D)   any Excess Subordinate Principal Amount for such Distribution Date; and   

(E)         any amounts  described in subsection  (ii)(Y),  clauses (A), (B) and
            (C)  of  this  Section  4.02(a),  as  determined  for  any  previous
            Distribution  Date, which remain unpaid after application of amounts
            previously  distributed  pursuant  to this  clause (E) to the extent
            that such amounts are not attributable to Realized Losses which have
           been allocated to the Class M Certificates or Class B Certificates;

(iii) if the  Certificate  Principal  Balances of the Class M  Certificates  and
      Class B Certificates have not been reduced to zero, to the Master Servicer
      or a Subservicer,  by remitting for deposit to the Custodial  Account,  to
      the  extent  of and in  reimbursement  for  any  Advances  or  Subservicer
      Advances previously made with respect to any Mortgage Loan or REO Property
      which  remain  unreimbursed  in  whole  or  in  part  following  the  Cash
      Liquidation  or REO  Disposition  of such  Mortgage  Loan or REO Property,
      minus any such Advances that were made with respect to delinquencies  that
      ultimately  constituted Excess Special Hazard Losses, Excess Fraud Losses,
Excess Bankruptcy Losses or Extraordinary Losses;                   

(iv)  to the  Holders of the Class M-1  Certificates,  the  Accrued  Certificate
      Interest thereon for such Distribution Date, plus any Accrued  Certificate
      Interest  thereon  remaining unpaid from any previous  Distribution  Date,
except as provided below;                                           

(v)   to the Holders of the Class M-1 Certificates, an amount equal to (x)      
the Subordinate Principal Distribution Amount for such Class of     
Certificates for such Distribution Date, minus (y) the amount of any
   Class A-P Collection Shortfalls for such Distribution Date or remaining
 unpaid for all previous Distribution Dates, to the extent the amounts
  available pursuant to clause (x) of Sections 4.02(a)(vii), (ix), (xi),
   (xiii), (xiv) and (xv) are insufficient therefor,  applied in reduction
of the Certificate Principal Balance of the Class M-1 Certificates; 

(vi)  to the  Holders of the Class M-2  Certificates,  the  Accrued  Certificate
      Interest thereon for such Distribution Date, plus any Accrued  Certificate
      Interest  thereon  remaining unpaid from any previous  Distribution  Date,
except as provided below;                                           

(vii) to the Holders of the Class M-2  Certificates,  an amount equal to (x) the
      Subordinate  Principal  Distribution Amount for such Class of Certificates
      for  such  Distribution  Date,  minus  (y) the  amount  of any  Class  A-P
      Collection  Shortfalls for such  Distribution Date or remaining unpaid for
      all  previous  Distribution  Dates,  to the extent the  amounts  available
      pursuant to clause (x) of Sections  4.02(a)(ix),  (xi), (xiii),  (xiv) and
      (xv) are  insufficient  therefor,  applied in reduction of the Certificate
Principal Balance of the Class M-2 Certificates;                    

(viii)to the  Holders of the Class M-3  Certificates,  the  Accrued  Certificate
      Interest thereon for such Distribution Date, plus any Accrued  Certificate
      Interest  thereon  remaining unpaid from any previous  Distribution  Date,
except as provided below;                                           

(ix)  to the Holders of the Class M-3 Certificates, an amount equal to (x)      
the Subordinate Principal Distribution Amount for such Class of     
Certificates for such Distribution Date minus (y) the amount of any 
   Class A-P Collection Shortfalls for such Distribution Date or remaining
 unpaid for all previous Distribution Dates, to the extent the amounts
   available pursuant to clause (x) of Sections 4.02(a)(xi), (xiii), (xiv)
and (xv) are insufficient therefor, applied in reduction of the     
Certificate Principal Balance of the Class M-3 Certificates;        

(x)   to the  Holders of the Class B-1  Certificates,  the  Accrued  Certificate
      Interest thereon for such Distribution Date, plus any Accrued  Certificate
      Interest  thereon  remaining unpaid from any previous  Distribution  Date,
except as provided below;                                           

(xi)  to the Holders of the Class B-1 Certificates, an amount equal to (x)      
the Subordinate Principal Distribution Amount for such Class of     
Certificates for such Distribution Date minus (y) the amount of any 
   Class A-P Collection Shortfalls for such Distribution Date or remaining
 unpaid for all previous Distribution Dates, to the extent the amounts
 available pursuant to clause (x) of Sections 4.02(a)(xiii), (xiv) and
   (xv) are insufficient therefor, applied in reduction of the Certificate
Principal Balance of the Class B-1 Certificates;                    

(xii) to the  Holders of the Class B-2  Certificates,  the  Accrued  Certificate
      Interest thereon for such Distribution Date, plus any Accrued  Certificate
      Interest  thereon  remaining unpaid from any previous  Distribution  Date,
except as provided below;                                           

(xiii)to the Holders of the Class B-2  Certificates,  an amount equal to (x) the
      Subordinate  Principal  Distribution Amount for such Class of Certificates
      for  such  Distribution  Date  minus  (y)  the  amount  of any  Class  A-P
      Collection  Shortfalls for such  Distribution Date or remaining unpaid for
      all  previous  Distribution  Dates,  to the extent the  amounts  available
      pursuant to clause (x) of Sections  4.02(a)(xiv) and (xv) are insufficient
      therefor, applied in reduction of the Certificate Principal Balance of the
Class B-2 Certificates;                                             

(xiv) to the Holders of the Class B-3  Certificates,  an amount equal to (x) the
      Accrued Certificate  Interest thereon for such Distribution Date, plus any
      Accrued  Certificate  Interest thereon  remaining unpaid from any previous
      Distribution  Date, except as provided below,  minus (y) the amount of any
      Class A-P Collection  Shortfalls for such  Distribution  Date or remaining
      unpaid for all  previous  Distribution  Dates,  to the extent the  amounts
      available  pursuant to clause (x) of Section 4.02(a) (xv) are insufficient
therefor;                                                           

(xv)  to the Holders of the Class B-3  Certificates,  an amount equal to (x) the
      Subordinate  Principal  Distribution Amount for such Class of Certificates
      for  such  Distribution  Date  minus  (y)  the  amount  of any  Class  A-P
      Collection  Shortfalls for such  Distribution Date or remaining unpaid for
      all previous  Distribution  Dates applied in reduction of the  Certificate
Principal Balance of the Class B-3 Certificates;                    

(xvi) to the Senior Certificates,  in the priority set forth in Section 4.02(b),
      the portion, if any, of the Available  Distribution Amount remaining after
      the foregoing  distributions,  applied to reduce the Certificate Principal
      Balances  of such  Senior  Certificates,  but in no  event  more  than the
      aggregate of the outstanding  Certificate  Principal Balances of each such
      Class of Senior  Certificates,  and  thereafter,  to each Class of Class M
      Certificates  then  outstanding  beginning with such Class with the lowest
      numerical  designation,  any portion of the Available  Distribution Amount
      remaining  after the Senior  Certificates  have been  retired,  applied to
      reduce  the  Certificate  Principal  Balance of each such Class of Class M
      Certificates,  but in no  event  more  than  the  outstanding  Certificate
      Principal  Balance  of  each  such  Class  of  Class M  Certificates;  and
      thereafter  to each such Class of Class B  Certificates  then  outstanding
      beginning  with such  Class  with the lowest  numerical  designation,  any
      portion of the Available  Distribution  Amount remaining after the Class M
      Certificates  have  been  retired,   applied  to  reduce  the  Certificate
      Principal  Balance of each such Class of Class B  Certificates,  but in no
      event more than the outstanding Certificate Principal Balance of each such
Class of Class B Certificates; and                                  

(xvii)to the  Class  R  Certificates,  the  balance,  if any,  of the  Available
Distribution Amount.                                                

      Notwithstanding  the foregoing,  on any Distribution Date, with respect to
the Class of Class B Certificates outstanding on such Distribution Date with the
highest numerical  designation,  or in the event the Class B Certificates are no
longer outstanding,  the Class of Class M Certificates then outstanding with the
highest  numerical  designation,  or in the event the Class B  Certificates  and
Class M Certificates are no longer outstanding, the Senior Certificates, Accrued
Certificate  Interest thereon  remaining  unpaid from any previous  Distribution
Date  will  be  distributable  only  to the  extent  that  such  unpaid  Accrued
Certificate  Interest was  attributable to interest  shortfalls  relating to the
failure  of  the  Master  Servicer  to  make  any  required   Advance,   or  the
determination  by the  Master  Servicer  that any  proposed  Advance  would be a
Nonrecoverable  Advance  with  respect to the related  Mortgage  Loan where such
Mortgage  Loan  has  not yet  been  the  subject  of a Cash  Liquidation  or REO
Disposition.                                                                    

(b)  Distributions of principal on the Senior  Certificates on each Distribution
Date  occurring  prior to the  Credit  Support  Depletion  Date  will be made as
follows:                                                                        

(i)   first,  to the Class A-P  Certificates,  until the  Certificate  Principal
      Balance  thereof is reduced to zero,  an amount (the "Class A-P  Principal
Distribution Amount") equal to the aggregate of:                    

(A)         the  related  Discount  Fraction  of the  principal  portion of each
            Monthly  Payment  on each  Discount  Mortgage  Loan due  during  the
            related  Due  Period,  whether  or not  received  on or prior to the
            related  Determination  Date,  minus the  Discount  Fraction  of the
            principal  portion  of any  related  Debt  Service  Reduction  which
            together with other Bankruptcy Losses exceeds the Bankruptcy Amount;

(B)   the related Discount Fraction of the principal portion of all             
       unscheduled collections on each Discount Mortgage Loan received
        during the preceding calendar month (other than amounts received
     in connection with a Cash Liquidation or REO Disposition of a
        Discount Mortgage Loan described in clause (C) below), including
   Principal Prepayments in Full, Curtailments and repurchases
        (including deemed repurchases under Section 3.07(b)) of Discount
      Mortgage Loans (or, in the case of a substitution of a Deleted
 Mortgage Loan, the Discount Fraction of the amount of any
       shortfall deposited in the Custodial Account in connection with
such substitution);                                     

(C)   in connection with the Cash Liquidation or REO Disposition of a           
        Discount Mortgage Loan that did not result in any Excess Special
       Hazard Losses, Excess Fraud Losses, Excess Bankruptcy Losses or
      Extraordinary Losses, an amount equal to the lesser of (1) the
       applicable Discount Fraction of the Stated Principal Balance of
such Discount Mortgage Loan immediately prior to such   
         Distribution Date and (2) the aggregate amount of the collections
    on such Mortgage Loan to the extent applied as recoveries of
principal;                                              

(D)         any amounts  allocable  to principal  for any previous  Distribution
            Date  (calculated  pursuant  to clauses  (A) through (C) above) that
remain undistributed; and                               

(E)         the  amount  of  any  Class  A-P  Collection   Shortfalls  for  such
            Distribution  Date  and  the  amount  of any  Class  A-P  Collection
            Shortfalls remaining unpaid for all previous Distribution Dates, but
            only to the extent of the Eligible Funds for such Distribution Date;

(ii)  the Senior Principal Distribution Amount shall be distributed to the Class
      R Certificates  until the Certificate  Principal  Balance thereof has been
reduced to zero;                                                    

            (iii)  the  balance  of the  Senior  Principal  Distribution  Amount
            remaining after the distribution,  if any,  described in clause (ii)
            above shall be distributed to the Class A-1  Certificates  until the
       Certificate Principal Balance thereof has been reduced to zero.

(c) On or after the Credit Support  Depletion  Date, all priorities  relating to
distributions  as  described  in Section  4.02(b)  above in respect of principal
among the  various  classes  of Senior  Certificates  (other  than the Class A-P
Certificates)  will be  disregarded,  and (i) an  amount  equal to the  Discount
Fraction  of  the  principal  portion  of  scheduled  payments  and  unscheduled
collections  received or advanced in respect of the Discount Mortgage Loans will
be  distributed  to the  Class  A-P  Certificates,  (ii)  the  Senior  Principal
Distribution  Amount will be  distributed to the remaining  Senior  Certificates
(other  than the Class  A-P  Certificates)  pro rata in  accordance  with  their
respective outstanding  Certificate Principal Balances, and (iii) the amount set
forth in Section 4.02(a)(i) will be distributed as set forth therein.           

(d) After the  reduction  of the  Certificate  Principal  Balances of the Senior
Certificates  (other than the Class A-P  Certificates)  to zero but prior to the
Credit Support Depletion Date, the Senior Certificates (other than the Class A-P
Certificates) will be entitled to no further  distributions of principal thereon
and the Available  Distribution Amount will be paid solely to the holders of the
Class  A-P,  Class  A-V,  Class M and  Class  B  Certificates,  in each  case as
described herein.                                                               

(e) In addition to the  foregoing  distributions,  with  respect to any Mortgage
Loan that was previously the subject of a Cash Liquidation or an REO Disposition
that resulted in a Realized Loss, in the event that within two years of the date
on which such Realized Loss was determined to have occurred the Master  Servicer
receives  amounts,  which the Master Servicer  reasonably  believes to represent
subsequent recoveries (net of any related liquidation  expenses),  or determines
that it holds surplus amounts previously  reserved to cover estimated  expenses,
specifically  related to such  Mortgage  Loan  (including,  but not  limited to,
recoveries in respect of the  representations and warranties made by the related
Seller pursuant to the applicable Seller's Agreement), the Master Servicer shall
distribute  such amounts to the  applicable  Certificateholders  of the Class or
Classes  to which  such  Realized  Loss was  allocated  (with the  amounts to be
distributed  allocated  among  such  Classes  in the  same  proportions  as such
Realized   Loss  was   allocated),   and   within   each   such   Class  to  the
Certificateholders  of record as of the Record Date  immediately  preceding  the
date of such  distribution  (or if  such  Class  of  Certificates  is no  longer
outstanding,  to the Certificateholders of record at the time that such Realized
Loss  was  allocated);  provided  that  no such  distribution  to any  Class  of
Certificates of subsequent  recoveries  related to a Mortgage Loan shall exceed,
either individually or in the aggregate and together with any other amounts paid
in  reimbursement  therefor,  the amount of the related  Realized  Loss that was
allocated to such Class of Certificates.  Notwithstanding the foregoing, no such
distribution  shall be made with respect to the Certificates of any Class to the
extent that  either (i) such Class was  protected  against the related  Realized
Loss pursuant to any instrument or fund  established  under Section  11.01(e) or
(ii) such Class of Certificates has been deposited into a separate trust fund or
other  structuring  vehicle  and  separate  certificates  or  other  instruments
representing  interests therein have been issued in one or more classes, and any
of such separate  certificates or other  instruments  was protected  against the
related  Realized Loss  pursuant to any limited  guaranty,  payment  obligation,
irrevocable  letter  of  credit,   surety  bond,  insurance  policy  or  similar
instrument  or a reserve fund,  or a  combination  thereof.  Any amount to be so
distributed  with respect to the  Certificates of any Class shall be distributed
by the Master Servicer to the Certificateholders of record as of the Record Date
immediately  preceding  the date of such  distribution  (i) with  respect to the
Certificates of any Class (other than the Class A-V Certificates), on a pro rata
basis based on the Percentage  Interest  represented by each Certificate of such
Class  as  of  such  Record  Date  and  (ii)  with  respect  to  the  Class  A-V
Certificates,  to the Class A-V Certificates or any Subclass thereof in the same
proportion  as the related  Realized  Loss was  allocated.  Any amounts to be so
distributed  shall not be remitted to or  distributed  from the Trust Fund,  and
shall constitute  subsequent  recoveries with respect to Mortgage Loans that are
no longer assets of the Trust Fund.                                             

(f) Each distribution with respect to a Book-Entry  Certificate shall be paid to
the Depository,  as Holder thereof,  and the Depository shall be responsible for
crediting  the amount of such  distribution  to the  accounts of its  Depository
Participants  in  accordance  with  its  normal   procedures.   Each  Depository
Participant  shall  be  responsible  for  disbursing  such  distribution  to the
Certificate  Owners  that  it  represents  and to  each  indirect  participating
brokerage firm (a "brokerage firm" or "indirect  participating  firm") for which
it acts as agent.  Each brokerage firm shall be responsible for disbursing funds
to  the  Certificate  Owners  that  it  represents.  None  of the  Trustee,  the
Certificate  Registrar,  the  Company  or the  Master  Servicer  shall  have any
responsibility  therefor  except as  otherwise  provided  by this  Agreement  or
applicable law.                                                                 

(g) Except as  otherwise  provided  in  Section  9.01,  if the  Master  Servicer
anticipates that a final  distribution with respect to any Class of Certificates
will be made on the next Distribution  Date, the Master Servicer shall, no later
than the Determination Date in the month of such final distribution,  notify the
Trustee and the Trustee  shall,  no later than two (2) Business  Days after such
Determination  Date,  mail  on  such  date  to each  Holder  of  such  Class  of
Certificates a notice to the effect that: (i) the Trustee  anticipates  that the
final  distribution  with respect to such Class of Certificates  will be made on
such  Distribution  Date  but  only  upon  presentation  and  surrender  of such
Certificates at the office of the Trustee or as otherwise specified therein, and
(ii) no interest shall accrue on such Certificates from and after the end of the
prior calendar month. In the event that Certificateholders required to surrender
their   Certificates   pursuant  to  Section  9.01(c)  do  not  surrender  their
Certificates for final cancellation, the Trustee shall cause funds distributable
with respect to such  Certificates to be withdrawn from the Certificate  Account
and   credited   to  a  separate   escrow   account  for  the  benefit  of  such
Certificateholders as provided in Section 9.01(d).                              

Section 4.03  Statements to Certificateholders.                                 

(a) Concurrently with each distribution  charged to the Certificate  Account and
with respect to each  Distribution Date the Master Servicer shall forward to the
Trustee and the Trustee  shall  forward by mail to each Holder and the Company a
statement  setting  forth  the  following   information  as  to  each  Class  of
Certificates to the extent applicable:                                          

(i)   (a) the  amount of such  distribution  to the  Certificateholders  of such
      Class applied to reduce the Certificate Principal Balance thereof, and (b)
     the aggregate amount included therein representing Principal Prepayments;

(ii)  the amount of such  distribution  to Holders of such Class of Certificates
allocable to interest;                                              

(iii) if the  distribution  to the Holders of such Class of Certificates is less
      than the full amount that would be  distributable to such Holders if there
  were sufficient funds available therefor, the amount of the shortfall;

(iv)  the amount of any Advance by the Master Servicer pursuant to Section 4.04;

(v)   the number and Pool Stated  Principal  Balance of the Mortgage Loans after
     giving effect to the distribution of principal on such Distribution Date;

(vi)  the aggregate  Certificate Principal Balance of each Class of Certificates
      and the Senior Percentage,  after giving effect to the amounts distributed
      on such Distribution  Date,  separately  identifying any reduction thereof
      due to Realized  Losses other than pursuant to an actual  distribution  of
principal;                                                          

(vii) the related Subordinate Principal Distribution Amount and Prepayment      
Distribution Percentage, if applicable;                             

(viii)on the basis of the most recent reports  furnished to it by  Subservicers,
      the number and  aggregate  principal  balances of Mortgage  Loans that are
      Delinquent  (A) 30-59 days, (B) 60-89 days and (C) 90 or more days and the
      number  and  aggregate  principal  balance of  Mortgage  Loans that are in
foreclosure;                                                        

(ix)  the  number,  aggregate  principal  balance  and  book  value  of any  REO
Properties;                                                         

(x)   the aggregate Accrued  Certificate  Interest remaining unpaid, if any, for
      each Class of Certificates,  after giving effect to the distribution  made
on such Distribution Date;                                          

(xi)  the Special Hazard Amount,  Fraud Loss Amount and Bankruptcy  Amount as of
      the close of business on such  Distribution  Date and a description of any
change in the calculation of such amounts;                          

(xii) the weighted  average Pool Strip Rate for such  Distribution  Date and the
      Pass-Through  Rate with  respect  to the Class A-V  Certificates  and each
Subclass, if any, thereof;                                          

(xiii)      the Class A-V Notional Amount and each Subclass Notional Amount;    

(xiv) the occurrence of the Credit Support Depletion Date;                      

(xv)  the  Senior  Accelerated   Distribution   Percentage  applicable  to  such
distribution;                                                       

(xvi) the Senior Percentage for such Distribution Date;                         

(xvii)      the aggregate amount of Realized Losses for such Distribution       
Date;                                                               

(xviii) the aggregate  amount of any recoveries on previously  foreclosed  loans
from Sellers due to a breach of representation or warranty;         

(xix) the weighted  average  remaining  term to maturity of the  Mortgage  Loans
     after giving effect to the amounts distributed on such Distribution Date;

(xx)  the weighted  average  Mortgage  Rates of the Mortgage  Loans after giving
effect to the amounts distributed on such Distribution Date; and    

(xxi) if any of the  Class M  Certificates  are held by a  Depository,  a legend
      substantially  in  the  form  of  Exhibit  J-3  hereto,  referencing  such
Certificates.                                                       

In the case of information furnished pursuant to clauses (i) and (ii) above, the
amounts  shall be expressed  as a dollar  amount per  Certificate  with a $1,000
denomination.  In addition to the statement provided to the Trustee as set forth
in this Section  4.03(a),  the Master Servicer shall provide to any manager of a
trust  fund  consisting  of some  or all of the  Certificates,  upon  reasonable
request,  such additional  information as is reasonably obtainable by the Master
Servicer at no additional expense to the Master Servicer.                       

(b) Within a reasonable  period of time after the end of each calendar year, the
Master Servicer shall prepare,  or cause to be prepared,  and shall forward,  or
cause to be  forwarded,  to each Person who at any time during the calendar year
was the Holder of a Certificate,  other than a Class R Certificate,  a statement
containing the  information  set forth in clauses (i) and (ii) of subsection (a)
above  aggregated  for such calendar year or applicable  portion  thereof during
which  such  Person  was a  Certificateholder.  Such  obligation  of the  Master
Servicer shall be deemed to have been satisfied to the extent that substantially
comparable  information shall be provided by the Master Servicer pursuant to any
requirements of the Code.                                                       

(c) Within a reasonable  period of time after the end of each calendar year, the
Master Servicer shall prepare,  or cause to be prepared,  and shall forward,  or
cause to be  forwarded,  to each Person who at any time during the calendar year
was the Holder of a Class R Certificate,  a statement  containing the applicable
distribution  information  provided pursuant to this Section 4.03 aggregated for
such calendar year or applicable  portion  thereof  during which such Person was
the Holder of a Class R  Certificate.  Such  obligation  of the Master  Servicer
shall  be  deemed  to have  been  satisfied  to the  extent  that  substantially
comparable  information shall be provided by the Master Servicer pursuant to any
requirements of the Code.                                                       

(d) Upon the written request of any  Certificateholder,  the Master Servicer, as
soon as reasonably practicable,  shall provide the requesting  Certificateholder
with such information as is necessary and appropriate,  in the Master Servicer's
sole discretion,  for purposes of satisfying  applicable reporting  requirements
under Rule 144A.                                                                

Section           4.04  Distribution  of  Reports  to the  Trustee  and  the    
Company; Advances by the Master Servicer.   

(a) Prior to the close of  business on the  Business  Day next  succeeding  each
Determination Date, the Master Servicer shall furnish a written statement to the
Trustee,  any Paying Agent and the Company (the information in such statement to
be made  available  to  Certificateholders  by the Master  Servicer  on request)
setting  forth  (i) the  Available  Distribution  Amount;  and (ii) the  amounts
required to be  withdrawn  from the  Custodial  Account and  deposited  into the
Certificate  Account on the immediately  succeeding  Certificate Account Deposit
Date  pursuant to clause  (iii) of Section  4.01(a).  The  determination  by the
Master  Servicer of such  amounts  shall,  in the absence of obvious  error,  be
presumptively  deemed to be correct for all purposes  hereunder  and the Trustee
shall be protected in relying  upon the same  without any  independent  check or
verification.                                                                   

(b) On or before 2:00 P.M.  New York time on each  Certificate  Account  Deposit
Date, the Master  Servicer shall either (i) deposit in the  Certificate  Account
from its own funds, or funds received therefor from the Subservicers,  an amount
equal to the  Advances  to be made by the  Master  Servicer  in  respect  of the
related  Distribution  Date,  which shall be in an aggregate amount equal to the
aggregate  amount of  Monthly  Payments  (with  each  interest  portion  thereof
adjusted to the Net  Mortgage  Rate),  less the amount of any related  Servicing
Modifications,  Debt Service  Reductions or reductions in the amount of interest
collectable  from the Mortgagor  pursuant to the  Soldiers'  and Sailors'  Civil
Relief Act of 1940, as amended,  or similar  legislation or regulations  then in
effect,  on the  Outstanding  Mortgage  Loans as of the related Due Date,  which
Monthly  Payments were  delinquent as of the close of business as of the related
Determination  Date;  provided  that no  Advance  shall be made if it would be a
Nonrecoverable  Advance,  (ii) withdraw from amounts on deposit in the Custodial
Account  and deposit in the  Certificate  Account all or a portion of the Amount
Held for Future  Distribution  in discharge of any such  Advance,  or (iii) make
advances in the form of any  combination of (i) and (ii)  aggregating the amount
of such Advance.  Any portion of the Amount Held for Future Distribution so used
shall be replaced by the Master Servicer by deposit in the  Certificate  Account
on or before 11:00 A.M. New York time on any future Certificate  Account Deposit
Date to the  extent  that  funds  attributable  to the  Mortgage  Loans that are
available in the  Custodial  Account for deposit in the  Certificate  Account on
such   Certificate   Account  Deposit  Date  shall  be  less  than  payments  to
Certificateholders  required to be made on the following  Distribution Date. The
Master  Servicer  shall be entitled to use any Advance made by a Subservicer  as
described in Section 3.07(b) that has been deposited in the Custodial Account on
or before  such  Distribution  Date as part of the  Advance  made by the  Master
Servicer pursuant to this Section 4.04. The amount of any reimbursement pursuant
to Section  4.02(a)(iii) in respect of outstanding  Advances on any Distribution
Date shall be allocated to specific  Monthly  Payments  due but  delinquent  for
previous Due Periods, which allocation shall be made, to the extent practicable,
to Monthly  Payments which have been  delinquent for the longest period of time.
Such allocations shall be conclusive for purposes of reimbursement to the Master
Servicer from recoveries on related Mortgage Loans pursuant to Section 3.10.    

      The determination by the Master Servicer that it has made a Nonrecoverable
Advance or that any proposed Advance, if made, would constitute a Nonrecoverable
Advance, shall be evidenced by a certificate of a Servicing Officer delivered to
the Seller and the Trustee.                                                     

      In the event that the Master  Servicer  determines  as of the Business Day
preceding any Certificate Account Deposit Date that it will be unable to deposit
in the  Certificate  Account an amount equal to the Advance  required to be made
for the immediately  succeeding  Distribution  Date, it shall give notice to the
Trustee of its inability to advance (such notice may be given by telecopy),  not
later than 3:00 P.M.,  New York  time,  on such  Business  Day,  specifying  the
portion of such amount  that it will be unable to  deposit.  Not later than 3:00
P.M., New York time, on the Certificate  Account Deposit Date the Trustee shall,
unless by 12:00 Noon,  New York time,  on such day the  Trustee  shall have been
notified in writing (by telecopy)  that the Master  Servicer shall have directly
or indirectly deposited in the Certificate Account such portion of the amount of
the Advance as to which the Master  Servicer shall have given notice pursuant to
the  preceding  sentence,  pursuant to Section  7.01,  (a)  terminate all of the
rights and obligations of the Master Servicer under this Agreement in accordance
with  Section  7.01 and (b)  assume the  rights  and  obligations  of the Master
Servicer  hereunder,  including  the  obligation  to deposit in the  Certificate
Account  an  amount  equal  to  the  Advance  for  the  immediately   succeeding
Distribution Date.                                                              

      The Trustee shall  deposit all funds it receives  pursuant to this Section
4.04 into the Certificate Account.                                              

Section 4.05  Allocation of Realized Losses.                                    

      Prior to each  Distribution  Date, the Master Servicer shall determine the
total  amount  of  Realized  Losses,   if  any,  that  resulted  from  any  Cash
Liquidation, Servicing Modification, Debt Service Reduction, Deficient Valuation
or REO Disposition that occurred during the related Prepayment Period or, in the
case of a Servicing  Modification  that  constitutes a reduction of the interest
rate on a Mortgage Loan, the amount of the reduction in the interest  portion of
the Monthly Payment due in the month in which such Distribution Date occurs. The
amount of each Realized Loss shall be evidenced by an Officers' Certificate. All
Realized Losses, other than Excess Special Hazard Losses,  Extraordinary Losses,
Excess Bankruptcy Losses or Excess Fraud Losses,  shall be allocated as follows:
first, to the Class B-3  Certificates  until the Certificate  Principal  Balance
thereof has been reduced to zero;  second,  to the Class B-2 Certificates  until
the Certificate  Principal  Balance thereof has been reduced to zero;  third, to
the Class B-1 Certificates  until the Certificate  Principal Balance thereof has
been  reduced  to  zero;  fourth,  to  the  Class  M-3  Certificates  until  the
Certificate  Principal  Balance thereof has been reduced to zero;  fifth, to the
Class M-2 Certificates until the Certificate  Principal Balance thereof has been
reduced to zero;  sixth,  to the Class M-1  Certificates  until the  Certificate
Principal Balance thereof has been reduced to zero; and, thereafter, if any such
Realized Losses are on a Discount  Mortgage Loan, to the Class A-P  Certificates
in an amount equal to the Discount  Fraction of the principal  portion  thereof,
and the remainder of such Realized Losses on the Discount Mortgage Loans and the
entire amount of such Realized  Losses on  Non-Discount  Mortgage  Loans will be
allocated  among  all  the  Senior   Certificates  (other  than  the  Class  A-P
Certificates) on a pro rata basis, as described below. The principal  portion of
any Excess Special Hazard Losses,  Excess Bankruptcy Losses, Excess Fraud Losses
and  Extraordinary  Losses on Discount  Mortgage  Loans will be allocated to the
Class A-P  Certificates in an amount equal to the Discount  Fraction thereof and
the remainder of such  Realized  Losses on the Discount  Mortgage  Loans and the
entire amount of such Realized  Losses on  Non-Discount  Mortgage  Loans will be
allocated among the Senior Certificates (other than the Class A-P Certificates),
Class M and Class B Certificates, on a pro rata basis, as described below.      

      As used herein,  an  allocation  of a Realized  Loss on a "pro rata basis"
among two or more specified Classes of Certificates means an allocation on a pro
rata  basis,  among the  various  Classes  so  specified,  to each such Class of
Certificates  on the  basis  of their  then  outstanding  Certificate  Principal
Balances prior to giving effect to distributions to be made on such Distribution
Date in the case of the  principal  portion of a  Realized  Loss or based on the
Accrued Certificate  Interest thereon for such Distribution Date (without regard
to any  Compensating  Interest  for  such  Distribution  Date) in the case of an
interest  portion  of a  Realized  Loss.  Except as  provided  in the  following
sentence, any allocation of the principal portion of Realized Losses (other than
Debt Service  Reductions) to a Class of  Certificates  shall be made by reducing
the  Certificate  Principal  Balance  thereof by the amount so allocated,  which
allocation  shall be deemed to have  occurred  on such  Distribution  Date.  Any
allocation of the principal  portion of Realized Losses (other than Debt Service
Reductions)  to the Class B  Certificates  or, after the  Certificate  Principal
Balances of the Class B Certificates  have been reduced to zero, to the Class of
Class M Certificates  then  outstanding with the highest  numerical  designation
shall be made by operation of the definition of "Certificate  Principal Balance"
and by  operation  of the  provisions  of Section  4.02(a).  Allocations  of the
interest  portions of Realized  Losses shall be made in proportion to the amount
of Accrued  Certificate  Interest and by operation of the definition of "Accrued
Certificate  Interest" and by operation of the  provisions  of Section  4.02(a).
Allocations of the principal portion of Debt Service Reductions shall be made by
operation of the  provisions  of Section  4.02(a).  All Realized  Losses and all
other losses  allocated to a Class of  Certificates  hereunder will be allocated
among the  Certificates of such Class in proportion to the Percentage  Interests
evidenced thereby; provided that if any Subclasses of the Class A-V Certificates
have been issued  pursuant to Section  5.01(c),  such Realized  Losses and other
losses  allocated to the Class A-V  Certificates  shall be allocated  among such
Subclasses  in  proportion  to the  respective  amounts of  Accrued  Certificate
Interest payable on such  Distribution Date that would have resulted absent such
reductions.                                                                     

Section 4.06  Reports of Foreclosures and Abandonment                           
of Mortgaged Property.                      

      The Master Servicer or the  Subservicers  shall file  information  returns
with  respect  to the  receipt  of  mortgage  interests  received  in a trade or
business, the reports of foreclosures and abandonments of any Mortgaged Property
and the information returns relating to cancellation of indebtedness income with
respect to any Mortgaged  Property required by Sections 6050H,  6050J and 6050P,
respectively,  of the Code, and deliver to the Trustee an Officers'  Certificate
on or before  March 31 of each year  stating  that such reports have been filed.
Such reports  shall be in form and  substance  sufficient  to meet the reporting
requirements imposed by Sections 6050H, 6050J and 6050P of the Code.            

Section 4.07 Optional Purchase of Defaulted Mortgage Loans.           

      As to any Mortgage Loan which is delinquent in payment by 90 days or more,
the Master  Servicer  may, at its option,  purchase  such Mortgage Loan from the
Trustee at the Purchase Price therefor. If at any time the Master Servicer makes
a payment to the Certificate  Account  covering the amount of the Purchase Price
for such a Mortgage  Loan,  and the Master  Servicer  provides  to the Trustee a
certification  signed by a  Servicing  Officer  stating  that the amount of such
payment has been deposited in the  Certificate  Account,  then the Trustee shall
execute  the  assignment  of such  Mortgage  Loan at the  request  of the Master
Servicer  without recourse to the Master Servicer which shall succeed to all the
Trustee's  right,  title and  interest  in and to such  Mortgage  Loan,  and all
security and documents relative thereto.  Such assignment shall be an assignment
outright and not for  security.  The Master  Servicer  will  thereupon  own such
Mortgage, and all such security and documents, free of any further obligation to
the Trustee or the Certificateholders with respect thereto.                     

      Notwithstanding  anything to the contrary in this Section 4.07, unless the
Master  Servicer  shall have  exercised  its right to repurchase a Mortgage Loan
pursuant  to this  Section  4.07  upon the  written  request  of and with  funds
provided by the Junior Certificateholder and thereupon transferred such Mortgage
Loan to the Junior Certificateholder,                                           

(i)   the Master Servicer shall continue to service such Mortgage Loan after the
      date of its purchase in accordance  with the terms of this  Agreement and,
      if any Realized Loss with respect to such  Mortgage Loan occurs,  allocate
      such Realized Loss to the Class or Classes of Certificates that would have
      borne such Realized  Loss in  accordance  with the terms hereof as if such
Mortgage Loan had not been so purchased; and                        

(ii)  For purposes of this  Agreement,  a payment of the  Purchase  Price by the
      Master  Servicer  pursuant  to this  Section  4.07  will be  viewed  as an
      advance, and the amount of any Realized Loss shall be recoverable pursuant
      to the provisions for the recovery of unreimbursed  Advances under Section
      4.02(a)  or, to the extent not  recoverable  under such  provisions,  as a
Nonrecoverable Advance as set forth herein.                         

      If,  however,  the  Master  Servicer  shall  have  exercised  its right to
repurchase  a Mortgage  Loan  pursuant  to this  Section  4.07 upon the  written
request of and with funds provided by the Junior Certificateholder and thereupon
transferred such Mortgage Loan to the Junior Certificateholder, Sections 4.07(a)
and (b) above shall no longer  apply and no Realized  Loss with  respect to such
Mortgage  Loan  shall be  allocated  to any Class of  Certificates.  The  Master
Servicer shall notify the Trustee in writing of any such repurchase.            

Section 4.08 Surety Bond.                                             

(a) If a Required  Surety  Payment is payable  pursuant  to the Surety Bond with
respect to any Additional  Collateral  Loan, the Master Servicer shall so notify
the Trustee as soon as reasonably  practicable  and the Trustee  shall  promptly
complete  the notice in the form of  Attachment  1 to the Surety  Bond and shall
promptly submit such notice to the Surety as a claim for a Required Surety.  The
Master  Servicer shall upon request assist the Trustee in completing such notice
and shall  provide  any  information  requested  by the  Trustee  in  connection
therewith.                                                                      

(b) Upon receipt of a Required  Surety  Payment from the Surety on behalf of the
Holders of Certificates,  the Trustee shall deposit such Required Surety Payment
in the Certificate Account and shall distribute such Required Surety Payment, or
the proceeds thereof, in accordance with the provisions of Section 4.02.        

(c) The  Trustee  shall (i)  receive  as  attorney-in-fact  of each  Holder of a
Certificate  any Required  Surety  Payment from the Surety and (ii) disburse the
same to the Holders of such Certificates as set forth in Section 4.02.          

Article V                                                                       

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THE CERTIFICATES  

Section 5.01 The Certificates.                                        

(a) The Class A, Class M, Class B and Class R Certificates,  respectively, shall
be  substantially in the forms set forth in Exhibits A, B, C and D and shall, on
original  issue,  be executed and  delivered  by the Trustee to the  Certificate
Registrar  for  authentication  and delivery to or upon the order of the Company
upon receipt by the Trustee or one or more Custodians of the documents specified
in  Section  2.01.  The  Certificates,  other  than the  Class R and  Class  A-V
Certificates,  shall be issuable in minimum dollar  denominations of $25,000 (or
$250,000 in the case of the Class M-2, Class M-3, Class B-1, Class B-2 and Class
B-3  Certificates)  and  integral  multiples of $1 (or $1,000 in the case of the
Class A-P Certificates and Class B Certificates) in excess thereof,  except that
one  Certificate  of each of the Class A-P,  Class B-1,  Class B-2 and Class B-3
Certificates may be issued in a denomination equal to the denomination set forth
as  follows  for such  Class  or the sum of such  denomination  and an  integral
multiple of $1,000:                                                             

Class A-P         $ 33,549.74                                                   
Class B-1         $250,400.00                                                   
Class B-2         $250,700.00                                                   
Class B-3         $250,708.79                                                   
The Class R Certificates and Class A-V Certificates shall be issuable in minimum
denominations  of not less than a 20% Percentage  Interest;  provided,  however,
that one Class R  Certificate  will be issuable to  Residential  Funding as "tax
matters person" pursuant to Section  10.01(c) and (e) in a minimum  denomination
representing  a  Percentage  Interest of not less than 0.01%.  Each  Subclass of
Class A-V Certificates  shall be issuable as a single certificate as provided in
Section 5.01(c).                                                                

      The  Certificates  shall be executed by manual or  facsimile  signature on
behalf of an authorized officer of the Trustee.  Certificates bearing the manual
or facsimile  signatures of individuals who were at any time the proper officers
of the Trustee shall bind the Trustee,  notwithstanding that such individuals or
any of them have ceased to hold such  offices  prior to the  authentication  and
delivery of such  Certificate  or did not hold such  offices at the date of such
Certificates.  No  Certificate  shall be  entitled  to any  benefit  under  this
Agreement, or be valid for any purpose, unless there appears on such Certificate
a certificate of  authentication  substantially  in the form provided for herein
executed by the Certificate Registrar by manual signature,  and such certificate
upon any Certificate shall be conclusive evidence,  and the only evidence,  that
such  Certificate  has been duly  authenticated  and  delivered  hereunder.  All
Certificates shall be dated the date of their authentication.                   

(b) The Class A Certificates  (other than the Class A-P  Certificates  and Class
A-V Certificates) and the Class M Certificates  shall initially be issued as one
or more  Certificates  registered  in the name of the  Depository or its nominee
and, except as provided  below,  registration  of such  Certificates  may not be
transferred by the Trustee except to another Depository that agrees to hold such
Certificates  for the respective  Certificate  Owners with  Ownership  Interests
therein. The Class A Certificateholders and the Class M Certificateholders shall
hold  their  respective  Ownership  Interests  in and to  each  of the  Class  A
Certificates  (other than the Class A-P Certificates and Class A-V Certificates)
and the Class M Certificates through the book-entry facilities of the Depository
and, except as provided below, shall not be entitled to Definitive  Certificates
in respect of such Ownership  Interests.  All transfers by Certificate Owners of
their respective  Ownership  Interests in the Book-Entry  Certificates  shall be
made in accordance with the procedures established by the Depository Participant
or  brokerage  firm  representing   such  Certificate   Owner.  Each  Depository
Participant  shall  transfer  the  Ownership  Interests  only in the  Book-Entry
Certificates of Certificate Owners it represents or of brokerage firms for which
it acts as agent in accordance with the Depository's normal procedures.         

      The  Trustee,  the Master  Servicer  and the Company may for all  purposes
(including  the making of payments due on the  respective  Classes of Book-Entry
Certificates)  deal with the Depository as the authorized  representative of the
Certificate  Owners  with  respect  to  the  respective  Classes  of  Book-Entry
Certificates  for the purposes of  exercising  the rights of  Certificateholders
hereunder.  The rights of  Certificate  Owners  with  respect to the  respective
Classes of Book-Entry  Certificates shall be limited to those established by law
and agreements between such Certificate  Owners and the Depository  Participants
and brokerage firms representing such Certificate Owners.  Multiple requests and
directions  from,  and  votes  of,  the  Depository  as  Holder  of any Class of
Book-Entry  Certificates  with  respect to any  particular  matter  shall not be
deemed  inconsistent  if they are made with  respect  to  different  Certificate
Owners.  The Trustee may establish a reasonable  record date in connection  with
solicitations  of consents from or voting by  Certificateholders  and shall give
notice to the Depository of such record date.                                   

      If (i)(A) the Company  advises the Trustee in writing that the  Depository
is no longer  willing or able to  properly  discharge  its  responsibilities  as
Depository and (B) the Company is unable to locate a qualified successor or (ii)
the  Company  at its option  advises  the  Trustee in writing  that it elects to
terminate the book-entry system through the Depository, the Trustee shall notify
all Certificate  Owners,  through the Depository,  of the occurrence of any such
event and of the availability of Definitive  Certificates to Certificate  Owners
requesting   the  same.   Upon  surrender  to  the  Trustee  of  the  Book-Entry
Certificates by the Depository,  accompanied by registration  instructions  from
the  Depository  for  registration  of  transfer,  the  Trustee  shall issue the
Definitive  Certificates.  Neither  the  Company,  the Master  Servicer  nor the
Trustee shall be liable for any actions taken by the  Depository or its nominee,
including,  without  limitation,  any delay in delivery of such instructions and
may  conclusively   rely  on,  and  shall  be  protected  in  relying  on,  such
instructions. Upon the issuance of Definitive Certificates all references herein
to obligations imposed upon or to be performed by the Company in connection with
the issuance of the Definitive  Certificates pursuant to this Section 5.01 shall
be deemed to be imposed upon and  performed by the Trustee,  and the Trustee and
the Master Servicer shall  recognize the Holders of the Definitive  Certificates
as Certificateholders hereunder.                                                

(c) From time to time  Residential  Funding,  as the initial Holder of the Class
A-V  Certificates,  may  exchange  such  Holder's  Class  A-V  Certificates  for
Subclasses  of Class A-V  Certificates  to be issued  under  this  Agreement  by
delivering a "Request for Exchange" substantially in the form attached hereto as
Exhibit Q executed by an authorized officer, which Subclasses, in the aggregate,
will represent the Uncertificated  REMIC Regular Interests  corresponding to the
Class A-V Certificates so surrendered for exchange. Any Subclass so issued shall
bear  a  numerical  designation  commencing  with  Class  A-V-1  and  continuing
sequentially thereafter, and will evidence ownership of the Uncertificated REMIC
Regular Interest or Interests specified in writing by such initial Holder to the
Trustee.  The Trustee may  conclusively,  without any independent  verification,
rely  on,  and  shall  be  protected  in  relying  on,   Residential   Funding's
determinations of the  Uncertificated  REMIC Regular Interests  corresponding to
any  Subclass,  the initial Class A-V Subclass  Notional  Amount and the initial
Pass-Through  Rate on a Subclass as set forth in such  Request for  Exchange and
the Trustee shall have no duty to determine if any Uncertificated  REMIC Regular
Interest  designated on a Request for Exchange  corresponds  to a Subclass which
has previously been issued.  Each Subclass so issued shall be  substantially  in
the form set forth in Exhibit A and shall,  on original  issue,  be executed and
delivered by the Trustee to the  Certificate  Registrar for  authentication  and
delivery in accordance  with Section  5.01(a).  Every  Certificate  presented or
surrendered  for  exchange  by the initial  Holder  shall (if so required by the
Trustee or the Certificate  Registrar) be duly endorsed by, or be accompanied by
a written  instrument  of  transfer  attached to such  Certificate  and shall be
completed to the satisfaction of the Trustee and the Certificate  Registrar duly
executed by, the initial  Holder  thereof or his  attorney  duly  authorized  in
writing.  The  Certificates  of any  Subclass of Class A-V  Certificates  may be
transferred  in whole,  but not in part,  in accordance  with the  provisions of
Section 5.02.                                                                   

Section 5.02 Registration of Transfer and Exchange of Certificates.   

(a) The  Trustee  shall cause to be kept at one of the offices or agencies to be
appointed by the Trustee in  accordance  with the  provisions  of Section 8.12 a
Certificate Register in which, subject to such reasonable  regulations as it may
prescribe, the Trustee shall provide for the registration of Certificates and of
transfers  and  exchanges of  Certificates  as herein  provided.  The Trustee is
initially  appointed  Certificate  Registrar  for  the  purpose  of  registering
Certificates and transfers and exchanges of Certificates as herein provided. The
Certificate Registrar,  or the Trustee, shall provide the Master Servicer with a
certified list of Certificateholders as of each Record Date prior to the related
Determination Date.                                                             

(b) Upon surrender for registration of transfer of any Certificate at any office
or agency of the Trustee  maintained  for such purpose  pursuant to Section 8.12
and,  in the  case  of any  Class  M,  Class  B or  Class  R  Certificate,  upon
satisfaction  of the conditions  set forth below,  the Trustee shall execute and
the Certificate  Registrar shall  authenticate  and deliver,  in the name of the
designated  transferee or  transferees,  one or more new  Certificates of a like
Class (or Subclass) and aggregate Percentage Interest.                          

(c) At the option of the  Certificateholders,  Certificates may be exchanged for
other Certificates of authorized denominations of a like Class (or Subclass) and
aggregate  Percentage  Interest,  upon  surrender  of  the  Certificates  to  be
exchanged  at any such  office  or  agency.  Whenever  any  Certificates  are so
surrendered for exchange the Trustee shall execute and the Certificate Registrar
shall  authenticate  and  deliver  the  Certificates  of such  Class  which  the
Certificateholder  making the exchange is entitled to receive. Every Certificate
presented or  surrendered  for transfer or exchange shall (if so required by the
Trustee or the Certificate  Registrar) be duly endorsed by, or be accompanied by
a written  instrument  of transfer in form  satisfactory  to the Trustee and the
Certificate  Registrar duly executed by, the Holder thereof or his attorney duly
authorized in writing.                                                          

(d) No transfer,  sale,  pledge or other  disposition  of a Class B  Certificate
shall be made unless such transfer,  sale, pledge or other disposition is exempt
from the  registration  requirements  of the Securities Act of 1933, as amended,
and any applicable  state securities laws or is made in accordance with said Act
and laws.  In the event that a transfer of a Class B  Certificate  is to be made
either (i)(A) the Trustee shall require a written Opinion of Counsel  acceptable
to and in form and  substance  satisfactory  to the Trustee and the Company that
such transfer may be made pursuant to an exemption,  describing  the  applicable
exemption  and the  basis  therefor,  from  said Act and  laws or is being  made
pursuant to said Act and laws,  which Opinion of Counsel shall not be an expense
of the  Trustee,  the  Company  or the Master  Servicer  (except  that,  if such
transfer is made by the Company or the Master Servicer or any Affiliate thereof,
the Company or the Master  Servicer  shall  provide  such  Opinion of Counsel at
their own  expense);  provided that such Opinion of Counsel will not be required
in connection with the initial  transfer of any such  Certificate by the Company
or any  Affiliate  thereof to the Company or an Affiliate of the Company and (B)
the Trustee shall require the  transferee  to execute a  representation  letter,
substantially  in the form of Exhibit J-1 hereto,  and the Trustee shall require
the transferor to execute a representation letter,  substantially in the form of
Exhibit K hereto,  each acceptable to and in form and substance  satisfactory to
the Company and the Trustee  certifying to the Company and the Trustee the facts
surrounding such transfer,  which representation letters shall not be an expense
of the Trustee, the Company or the Master Servicer; provided, however, that such
representation  letters will not be required in connection  with any transfer of
any such  Certificate by the Company or any Affiliate  thereof to the Company or
an Affiliate of the Company,  and the Trustee shall be entitled to  conclusively
rely upon a representation  (which, upon the request of the Trustee,  shall be a
written representation) from the Company, of the status of such transferee as an
Affiliate  of  the  Company  or  (ii)  the  prospective  transferee  of  such  a
Certificate shall be required to provide the Trustee, the Company and the Master
Servicer  with an  investment  letter  substantially  in the form of  Exhibit  L
attached hereto (or such other form as the Company in its sole discretion  deems
acceptable), which investment letter shall not be an expense of the Trustee, the
Company or the Master Servicer,  and which investment  letter states that, among
other  things,  such  transferee  (A) is a  "qualified  institutional  buyer" as
defined  under Rule 144A,  acting for its own  account or the  accounts of other
"qualified  institutional  buyers" as defined under Rule 144A,  and (B) is aware
that the proposed  transferor intends to rely on the exemption from registration
requirements  under the  Securities  Act of 1933,  as amended,  provided by Rule
144A. The Holder of any such  Certificate  desiring to effect any such transfer,
sale, pledge or other disposition shall, and does hereby agree to, indemnify the
Trustee, the Company, the Master Servicer and the Certificate  Registrar against
any liability that may result if the transfer, sale, pledge or other disposition
is not so exempt or is not made in accordance with such federal and state laws. 

(e)   (i)   In the case of any Class M, Class B or Class R Certificate          
        presented for registration in the name of any Person, either (A)
         the Trustee shall require an Opinion of Counsel acceptable to and
      in form and substance satisfactory to the Trustee, the Company
  and the Master Servicer to the effect that the purchase or
  holding of such Class M, Class B or Class R Certificate is
       permissible under applicable law, will not constitute or result
         in any non-exempt prohibited transaction under Section 406 of the
   Employee Retirement Income Security Act of 1974, as amended
        ("ERISA"), or Section 4975 of the Code (or comparable provisions
        of any subsequent enactments), and will not subject the Trustee,
         the Company or the Master Servicer to any obligation or liability
         (including obligations or liabilities under ERISA or Section 4975
       of the Code) in addition to those undertaken in this Agreement,
        which Opinion of Counsel shall not be an expense of the Trustee,
 the Company or the Master Servicer or (B) the prospective
        Transferee shall be required to provide the Trustee, the Company
      and the Master Servicer with a certification to the effect set
        forth in paragraph six of Exhibit J-1 (with respect to any Class
B Certificate), Exhibit J-2 (with respect to any Class M
       Certificate) or paragraph fourteen of Exhibit I-1 (with respect
    to any Class R Certificate), which the Trustee may rely upon
without further inquiry or investigation, or such other 
        certifications as the Trustee may deem desirable or necessary in
      order to establish that such Transferee or the Person in whose
         name such registration is requested either (a) is not an employee
        benefit plan or other plan subject to the prohibited transaction
      provisions of ERISA or Section 4975 of the Code, or any Person
        (including an investment manager, a named fiduciary or a trustee
        of any such plan) who is using "plan assets" of any such plan to
       effect such acquisition (each, a "Plan Investor") or (b) in the
   case of any Class M Certificate or Class B Certificate, the
      following conditions are satisfied:  (i) such Transferee is an
       insurance company, (ii) the source of funds used to purchase or
    hold such Certificate (or interest therein) is an "insurance
        company general account" (as defined in U.S. Department of Labor
        Prohibited Transaction Class Exemption ("PTCE") 95-60, and (iii)
         the conditions set forth in Sections I and III of PTCE 95-60 have
     been satisfied (each entity that satisfies this clause (b), a
"Complying Insurance Company").                         

            (ii)  Notwithstanding  the  foregoing,  an  Opinion  of  Counsel  or
            certification  will not be required  with respect to the transfer of
            any  Class M  Certificate  to a  Depository,  or for any  subsequent
            transfer  of any  interest in a Class M  Certificate  for so long as
            such  Certificate  is a  Book-Entry  Certificate  (each such Class M
            Certificate, a "Book-Entry Class M Certificate").  Any Transferee of
            a Book-Entry  Class M Certificate will be deemed to have represented
            by  virtue  of its  purchase  or  holding  of such  Certificate  (or
            interest  therein)  that  either (a) such  Transferee  is not a Plan
         Investor or (b) such Transferee is a Complying Insurance Company.

            (iii) (A) If any Class M  Certificate  (or any interest  therein) is
            acquired or held in  violation  of the  provisions  of Section  (ii)
            above,  then the last preceding  Transferee that either (i) is not a
            Plan  Investor or (ii) is a  Complying  Insurance  Company  shall be
            restored,  to  the  extent  permitted  by  law,  to all  rights  and
            obligations as Certificate Owner thereof  retroactive to the date of
            such  Transfer of such Class M  Certificate.  The  Trustee  shall be
            under no liability to any Person for making any payments due on such
Certificate to such preceding Transferee.               

                  (B) Any  purported  Certificate  Owner  whose  acquisition  or
            holding of any Book-Entry Class M Certificate (or interest  therein)
            was  effected  in  violation  of the  restrictions  in this  Section
            5.02(e) shall indemnify and hold harmless the Company,  the Trustee,
            the Master Servicer,  any  Subservicer,  and the Trust Fund from and
            against any and all liabilities,  claims, costs or expenses incurred
   by such parties as a result of such acquisition or holding.

(f) (i) Each Person who has or who acquires any Ownership  Interest in a Class R
Certificate  shall be deemed by the  acceptance or acquisition of such Ownership
Interest  to have  agreed to be bound by the  following  provisions  and to have
irrevocably  authorized the Trustee or its designee under clause  (iii)(A) below
to deliver  payments  to a Person  other than such Person and to  negotiate  the
terms of any  mandatory  sale under  clause  (iii)(B)  below and to execute  all
instruments of transfer and to do all other things  necessary in connection with
any such sale. The rights of each Person  acquiring any Ownership  Interest in a
Class R Certificate are expressly subject to the following provisions:          

(A)         Each Person holding or acquiring any Ownership Interest in a Class R
            Certificate  shall be a  Permitted  Transferee  and  shall  promptly
            notify the Trustee of any change or  impending  change in its status
as a Permitted Transferee.                              

(B)   In connection with any proposed Transfer of any Ownership Interest in a   
      Class R Certificate, the Trustee shall require delivery to it,
      and shall not register the Transfer of any Class R Certificate
         until its receipt of, (I) an affidavit and agreement (a "Transfer
        Affidavit and Agreement," in the form attached hereto as Exhibit
I-1) from the proposed Transferee, in form and substance
         satisfactory to the Master Servicer, representing and warranting,
         among other things, that it is a Permitted Transferee, that it is
       not acquiring its Ownership Interest in the Class R Certificate
  that is the subject of the proposed Transfer as a nominee,
trustee or agent for any Person who is not a Permitted  
         Transferee, that for so long as it retains its Ownership Interest
        in a Class R Certificate, it will endeavor to remain a Permitted
   Transferee, and that it has reviewed the provisions of this
  Section 5.02(f) and agrees to be bound by them, and (II) a
         certificate, in the form attached hereto as Exhibit I-2, from the
       Holder wishing to transfer the Class R Certificate, in form and
       substance satisfactory to the Master Servicer, representing and
       warranting, among other things, that no purpose of the proposed
  Transfer is to impede the assessment or collection of tax.

(C)         Notwithstanding  the delivery of a Transfer  Affidavit and Agreement
            by a proposed  Transferee  under clause (B) above,  if a Responsible
            Officer of the Trustee who is assigned to this  Agreement has actual
            knowledge   that  the  proposed   Transferee   is  not  a  Permitted
            Transferee,  no  Transfer  of an  Ownership  Interest  in a  Class R
  Certificate to such proposed Transferee shall be effected.

(D)         Each Person holding or acquiring any Ownership Interest in a Class R
            Certificate  shall  agree (x) to  require a Transfer  Affidavit  and
            Agreement  from any other  Person to whom such  Person  attempts  to
            transfer its Ownership Interest in a Class R Certificate and (y) not
            to transfer its Ownership  Interest unless it provides a certificate
  to the Trustee in the form attached hereto as Exhibit I-2.

(E)   Each Person holding or acquiring an Ownership Interest in a Class R       
Certificate, by purchasing an Ownership Interest in such
         Certificate, agrees to give the Trustee written notice that it is
        a "pass-through interest holder" within the meaning of Temporary
         Treasury Regulations Section 1.67-3T(a)(2)(i)(A) immediately upon
       acquiring an Ownership Interest in a Class R Certificate, if it
        is, or is holding an Ownership Interest in a Class R Certificate
on behalf of, a "pass-through interest holder."         

(ii)  The Trustee will register the Transfer of any Class R Certificate only    
if it shall have received the Transfer Affidavit and Agreement, a   
   certificate of the Holder requesting such transfer in the form attached
hereto as Exhibit I-2 and all of such other documents as shall have 
been reasonably required by the Trustee as a condition to such      
registration.  Transfers of the Class R Certificates to Non-United  
States Persons and Disqualified Organizations (as defined in Section
860E(e)(5) of the Code) are prohibited.                             

(iii) (A) If any  Disqualified  Organization  shall become a holder of a Class R
      Certificate,  then  the  last  preceding  Permitted  Transferee  shall  be
      restored, to the extent permitted by law, to all rights and obligations as
      Holder thereof retroactive to the date of registration of such Transfer of
      such Class R  Certificate.  If a Non-United  States  Person shall become a
      holder of a Class R  Certificate,  then the last  preceding  United States
      Person  shall be restored,  to the extent  permitted by law, to all rights
      and obligations as Holder thereof  retroactive to the date of registration
      of such Transfer of such Class R  Certificate.  If a transfer of a Class R
      Certificate  is  disregarded   pursuant  to  the  provisions  of  Treasury
      Regulations Section 1.860E-1 or Section 1.860G-3,  then the last preceding
      Permitted Transferee shall be restored, to the extent permitted by law, to
      all rights and  obligations as Holder  thereof  retroactive to the date of
      registration  of such  Transfer of such Class R  Certificate.  The Trustee
      shall be under no liability to any Person for any registration of Transfer
      of a Class R  Certificate  that is in fact not  permitted  by this Section
      5.02(f) or for making any payments due on such  Certificate  to the holder
      thereof or for taking any other  action with  respect to such holder under
the provisions of this Agreement.                                   

(B)   If any purported Transferee shall become a Holder of a Class R            
    Certificate in violation of the restrictions in this Section
         5.02(f) and to the extent that the retroactive restoration of the
        rights of the Holder of such Class R Certificate as described in
         clause (iii)(A) above shall be invalid, illegal or unenforceable,
        then the Master Servicer shall have the right, without notice to
      the holder or any prior holder of such Class R Certificate, to
    sell such Class R Certificate to a purchaser selected by the
        Master Servicer on such terms as the Master Servicer may choose.
         Such purported Transferee shall promptly endorse and deliver each
      Class R Certificate in accordance with the instructions of the
   Master Servicer.  Such purchaser may be the Master Servicer
        itself or any Affiliate of the Master Servicer.  The proceeds of
        such sale, net of the commissions (which may include commissions
       payable to the Master Servicer or its Affiliates), expenses and
     taxes due, if any, will be remitted by the Master Servicer to
        such purported Transferee.  The terms and conditions of any sale
  under this clause (iii)(B) shall be determined in the sole
        discretion of the Master Servicer, and the Master Servicer shall
     not be liable to any Person having an Ownership Interest in a
Class R Certificate as a result of its exercise of such 
discretion.                                             

(iv)  The Master Servicer, on behalf of the Trustee, shall make available,      
upon written request from the Trustee, all information necessary to 
   compute any tax imposed (A) as a result of the Transfer of an Ownership
 Interest in a Class R Certificate to any Person who is a Disqualified
 Organization, including the information regarding "excess inclusions"
of such Class R Certificates required to be provided to the Internal
Revenue Service and certain Persons as described in Treasury        
Regulations Sections 1.860D-1(b)(5) and 1.860E-2(a)(5), and (B) as a
result of any regulated investment company, real estate investment  
trust, common trust fund, partnership, trust, estate or organization
  described in Section 1381 of the Code that holds an Ownership Interest
   in a Class R Certificate having as among its record holders at any time
   any Person who is a Disqualified Organization.  Reasonable compensation
 for providing such information may be required by the Master Servicer
from such Person.                                                   

(v)   The provisions of this Section  5.02(f) set forth prior to this clause (v)
      may be modified,  added to or  eliminated,  provided that there shall have
been delivered to the Trustee the following:                        
(A)         written  notification from each Rating Agency to the effect that the
            modification, addition to or elimination of such provisions will not
            cause such Rating Agency to downgrade its then-current  ratings,  if
            any,  of any Class of the  Senior,  Class M or Class B  Certificates
            below the lower of the then-current rating or the rating assigned to
           such Certificates as of the Closing Date by such Rating Agency; and

(B)   subject to Section 10.01(f), a certificate of the Master Servicer         
   stating that the Master Servicer has received an Opinion of
 Counsel, in form and substance satisfactory to the Master
      Servicer, to the effect that such modification, addition to or
         absence of such provisions will not cause the Trust Fund to cease
         to qualify as a REMIC and will not cause (x) the Trust Fund to be
    subject to an entity-level tax caused by the Transfer of any
Class R Certificate to a Person that is a Disqualified  
       Organization or (y) a Certificateholder or another Person to be
        subject to a REMIC-related tax caused by the Transfer of a Class
     R Certificate to a Person that is not a Permitted Transferee.

(g) No service charge shall be made for any transfer or exchange of Certificates
of any Class,  but the Trustee may require  payment of a sum sufficient to cover
any tax or  governmental  charge  that may be  imposed  in  connection  with any
transfer or exchange of Certificates.                                           

(h) All Certificates surrendered for transfer and exchange shall be destroyed by
the Certificate Registrar.                                                      

Section 5.03......Mutilated, Destroyed, Lost or Stolen Certificates.            

      If (i)  any  mutilated  Certificate  is  surrendered  to  the  Certificate
Registrar,  or the Trustee and the  Certificate  Registrar  receive  evidence to
their  satisfaction of the destruction,  loss or theft of any  Certificate,  and
(ii) there is  delivered  to the  Trustee  and the  Certificate  Registrar  such
security or indemnity as may be required by them to save each of them  harmless,
then, in the absence of notice to the Trustee or the Certificate  Registrar that
such  Certificate has been acquired by a bona fide purchaser,  the Trustee shall
execute  and the  Certificate  Registrar  shall  authenticate  and  deliver,  in
exchange  for or in lieu  of any  such  mutilated,  destroyed,  lost  or  stolen
Certificate,  a new Certificate of like tenor, Class and Percentage Interest but
bearing a number not contemporaneously outstanding. Upon the issuance of any new
Certificate  under this  Section,  the  Trustee may require the payment of a sum
sufficient to cover any tax or other governmental  charge that may be imposed in
relation thereto and any other expenses  (including the fees and expenses of the
Trustee  and the  Certificate  Registrar)  connected  therewith.  Any  duplicate
Certificate  issued  pursuant to this  Section  shall  constitute  complete  and
indefeasible  evidence of ownership in the Trust Fund, as if originally  issued,
whether or not the lost,  stolen or destroyed  Certificate shall be found at any
time.                                                                           

Section 5.04 Persons Deemed Owners.                                   

      Prior to due  presentation of a Certificate for  registration of transfer,
the Company, the Master Servicer, the Trustee, the Certificate Registrar and any
agent of the  Company,  the Master  Servicer,  the  Trustee  or the  Certificate
Registrar  may treat the Person in whose name any  Certificate  is registered as
the  owner  of such  Certificate  for the  purpose  of  receiving  distributions
pursuant to Section 4.02 and for all other purposes whatsoever, except as and to
the extent  provided in the definition of  "Certificateholder,"  and neither the
Company,  the Master Servicer,  the Trustee,  the Certificate  Registrar nor any
agent of the  Company,  the Master  Servicer,  the  Trustee  or the  Certificate
Registrar  shall be  affected  by notice to the  contrary  except as provided in
Section 5.02(f).                                                                

Section 5.05 Appointment of Paying Agent.                             

      The  Trustee  may  appoint  a  Paying  Agent  for the  purpose  of  making
distributions to the  Certificateholders  pursuant to Section 4.02. In the event
of any  such  appointment,  on or  prior to each  Distribution  Date the  Master
Servicer on behalf of the Trustee  shall  deposit or cause to be deposited  with
the Paying Agent a sum sufficient to make the payments to the Certificateholders
in the amounts and in the manner  provided for in Section  4.02,  such sum to be
held in trust for the benefit of the Certificateholders.                        

      The Trustee  shall  cause each Paying  Agent to execute and deliver to the
Trustee an  instrument  in which such Paying  Agent shall agree with the Trustee
that such  Paying  Agent  will hold all sums held by it for the  payment  to the
Certificateholders in trust for the benefit of the  Certificateholders  entitled
thereto  until such sums shall be paid to such  Certificateholders.  Any sums so
held by such Paying Agent shall be held only in Eligible  Accounts to the extent
such sums are not distributed to the  Certificateholders  on the date of receipt
by such Paying Agent.                                                           

Section 5.06 Optional Purchase of Certificates.                       

(a) On any Distribution  Date on which the Pool Stated Principal Balance is less
than ten percent of the Cut-off Date  Principal  Balance of the Mortgage  Loans,
either the Master  Servicer or the Company shall have the right,  at its option,
to purchase the  Certificates in whole, but not in part, at a price equal to the
outstanding  Certificate  Principal Balance of such Certificates plus the sum of
Accrued Certificate Interest thereon for the related Interest Accrual Period and
any previously unpaid Accrued Certificate Interest.                             

(b) The Master  Servicer or the Company,  as applicable,  shall give the Trustee
not less than 60 days' prior notice of the Distribution Date on which the Master
Servicer or the Company,  as applicable,  anticipates  that it will purchase the
Certificates  pursuant  to  Section  5.06(a).   Notice  of  any  such  purchase,
specifying  the  Distribution  Date upon which the Holders may  surrender  their
Certificates  to the Trustee for payment in  accordance  with this Section 5.06,
shall be given promptly by the Master Servicer or the Company, as applicable, by
letter to Certificateholders  (with a copy to the Certificate Registrar and each
Rating  Agency) mailed not earlier than the 15th day and not later than the 25th
day  of  the  month  next  preceding  the  month  of  such  final  distribution,
specifying:                                                                     

(i)   the  Distribution   Date  upon  which  purchase  of  the  Certificates  is
      anticipated   to  be  made  upon   presentation   and  surrender  of  such
   Certificates at the office or agency of the Trustee therein designated,

(ii)  the purchase price therefor, if known, and                                

(iii) that the Record Date otherwise applicable to such Distribution Date is not
      applicable,  payments being made only upon  presentation  and surrender of
      the Certificates at the office or agency of the Trustee therein specified.

If either the Master Servicer or the Company gives the notice  specified  above,
the  Master  Servicer  or the  Company,  as  applicable,  shall  deposit  in the
Certificate  Account before the Distribution Date on which the purchase pursuant
to Section  5.06(a) is to be made, in  immediately  available  funds,  an amount
equal to the purchase price for the Certificates computed as provided above.    

(c) Upon presentation and surrender of the Certificates to be purchased pursuant
to Section 5.06(a) by the Holders thereof,  the Trustee shall distribute to such
Holders an amount equal to the outstanding Certificate Principal Balance thereof
plus the sum of Accrued  Certificate  Interest  thereon for the related Interest
Accrual  Period and any  previously  unpaid  Accrued  Certificate  Interest with
respect thereto.                                                                

(d) In the event that any Certificateholders do not surrender their Certificates
on or before the Distribution  Date on which a purchase pursuant to this Section
5.06 is to be made,  the  Trustee  shall on such  date  cause  all  funds in the
Certificate  Account deposited therein by the Master Servicer or the Company, as
applicable,  pursuant to Section 5.06(b) to be withdrawn therefrom and deposited
in a separate escrow account for the benefit of such Certificateholders, and the
Master  Servicer or the  Company,  as  applicable,  shall give a second  written
notice to such Certificateholders to surrender their Certificates for payment of
the purchase  price  therefor.  If within six months after the second notice any
Certificate shall not have been surrendered for cancellation,  the Trustee shall
take  appropriate  steps as directed by the Master  Servicer or the Company,  as
applicable,  to contact the Holders of such Certificates concerning surrender of
their Certificates. The costs and expenses of maintaining the escrow account and
of contacting Certificateholders shall be paid out of the assets which remain in
the  escrow  account.  If  within  nine  months  after  the  second  notice  any
Certificates shall not have been surrendered for cancellation in accordance with
this Section 5.06, the Trustee shall pay to the Master  Servicer or the Company,
as applicable,  all amounts  distributable to the Holders thereof and the Master
Servicer or the Company, as applicable, shall thereafter hold such amounts until
distributed  to such  Holders.  No  interest  shall  accrue or be payable to any
Certificateholder  on any  amount  held in the  escrow  account or by the Master
Servicer or the Company, as applicable,  as a result of such Certificateholder's
failure to surrender  its  Certificate(s)  for payment in  accordance  with this
Section 5.06. Any Certificate that is not surrendered on the  Distribution  Date
on which a purchase  pursuant to this Section 5.06 occurs as provided above will
be  deemed to have been  purchased  and the  Holder as of such date will have no
rights with respect  thereto except to receive the purchase price therefor minus
any costs and expenses associated with such escrow account and notices allocated
thereto.  Any Certificates so purchased or deemed to have been purchased on such
Distribution Date shall remain outstanding hereunder. The Master Servicer or the
Company, as applicable,  shall be for all purposes the Holder thereof as of such
date.                                                                           

Article VI                                                                      

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THE COMPANY AND THE MASTER SERVICER   

     Section 6.01 Respective Liabilities of the Company and the Master Servicer.

      The Company  and the Master  Servicer  shall each be liable in  accordance
herewith only to the extent of the  obligations  specifically  and  respectively
imposed upon and undertaken by the Company and the Master  Servicer  herein.  By
way of  illustration  and not  limitation,  the  Company  is not  liable for the
servicing  and  administration  of the  Mortgage  Loans,  nor is it obligated by
Section 7.01 or Section 10.01 to assume any  obligations of the Master  Servicer
or to appoint a designee  to assume such  obligations,  nor is it liable for any
other  obligation  hereunder that it may, but is not obligated to, assume unless
it elects to assume such obligation in accordance herewith.                     

     Section 6.02 Merger or Consolidation of the Company or the Master Servicer;
Assignment of Rights and Delegation of Duties by Master Servicer.               

(a) The  Company  and the  Master  Servicer  will each keep in full  effect  its
existence, rights and franchises as a corporation under the laws of the state of
its  incorporation,  and will each obtain and preserve its  qualification  to do
business  as  a  foreign   corporation  in  each   jurisdiction  in  which  such
qualification   is  or  shall  be   necessary   to  protect  the   validity  and
enforceability of this Agreement,  the Certificates or any of the Mortgage Loans
and to perform its respective duties under this Agreement.                      

(b) Any Person  into which the Company or the Master  Servicer  may be merged or
consolidated,  or any corporation  resulting from any merger or consolidation to
which  the  Company  or the  Master  Servicer  shall be a party,  or any  Person
succeeding to the business of the Company or the Master  Servicer,  shall be the
successor of the Company or the Master Servicer,  as the case may be, hereunder,
without the  execution  or filing of any paper or any further act on the part of
any of the parties  hereto,  anything  herein to the  contrary  notwithstanding;
provided, however, that the successor or surviving Person to the Master Servicer
shall be qualified  to service  mortgage  loans on behalf of FNMA or FHLMC;  and
provided further that each Rating Agency's ratings, if any, of the Senior, Class
M or  Class B  Certificates  in  effect  immediately  prior  to such  merger  or
consolidation  will not be qualified,  reduced or withdrawn as a result  thereof
(as evidenced by a letter to such effect from each Rating Agency).              

(c)  Notwithstanding  anything else in this Section 6.02 and Section 6.04 to the
contrary,  the Master Servicer may assign its rights and delegate its duties and
obligations  under  this  Agreement;  provided  that the Person  accepting  such
assignment  or  delegation  shall be a  Person  which is  qualified  to  service
mortgage  loans on behalf of FNMA or FHLMC,  is reasonably  satisfactory  to the
Trustee and the Company,  is willing to service the Mortgage  Loans and executes
and delivers to the Company and the Trustee an agreement,  in form and substance
reasonably  satisfactory  to the  Company  and the  Trustee,  which  contains an
assumption by such Person of the due and punctual  performance and observance of
each covenant and  condition to be performed or observed by the Master  Servicer
under this Agreement;  provided  further that each Rating Agency's rating of the
Classes of Certificates that have been rated in effect immediately prior to such
assignment  and  delegation  will not be  qualified,  reduced or  withdrawn as a
result of such  assignment  and  delegation  (as  evidenced  by a letter to such
effect  from  each  Rating  Agency).  In the  case of any  such  assignment  and
delegation,  the Master  Servicer shall be released from its  obligations  under
this  Agreement,  except that the Master  Servicer  shall remain  liable for all
liabilities and obligations incurred by it as Master Servicer hereunder prior to
the  satisfaction  of the conditions to such assignment and delegation set forth
in the next preceding sentence.                                                 

     Section 6.03  Limitation on Liability of the Company,  the Master  Servicer
and Others.                                                                     

      Neither  the  Company,  the  Master  Servicer  nor  any of the  directors,
officers,  employees  or agents of the Company or the Master  Servicer  shall be
under any liability to the Trust Fund or the  Certificateholders  for any action
taken or for refraining  from the taking of any action in good faith pursuant to
this  Agreement,  or for  errors  in  judgment;  provided,  however,  that  this
provision shall not protect the Company,  the Master Servicer or any such Person
against any breach of warranties or representations made herein or any liability
which would otherwise be imposed by reason of willful misfeasance,  bad faith or
gross negligence in the performance of duties or by reason of reckless disregard
of obligations and duties  hereunder.  The Company,  the Master Servicer and any
director,  officer,  employee or agent of the Company or the Master Servicer may
rely in good faith on any document of any kind prima facie properly executed and
submitted by any Person respecting any matters arising  hereunder.  The Company,
the Master Servicer and any director,  officer, employee or agent of the Company
or the Master  Servicer shall be indemnified by the Trust Fund and held harmless
against any loss,  liability or expense  incurred in  connection  with any legal
action  relating to this  Agreement  or the  Certificates,  other than any loss,
liability or expense  related to any specific  Mortgage  Loan or Mortgage  Loans
(except as any such loss,  liability or expense shall be otherwise  reimbursable
pursuant  to this  Agreement)  and any loss,  liability  or expense  incurred by
reason of willful misfeasance,  bad faith or gross negligence in the performance
of duties hereunder or by reason of reckless disregard of obligations and duties
hereunder.                                                                      

      Neither the Company nor the Master  Servicer shall be under any obligation
to  appear  in,  prosecute  or  defend  any  legal  or  administrative   action,
proceeding,  hearing or  examination  that is not  incidental to its  respective
duties  under this  Agreement  and which in its  opinion  may  involve it in any
expense or liability; provided, however, that the Company or the Master Servicer
may  in its  discretion  undertake  any  such  action,  proceeding,  hearing  or
examination that it may deem necessary or desirable in respect to this Agreement
and the  rights  and  duties of the  parties  hereto  and the  interests  of the
Certificateholders  hereunder.  In such event,  the legal  expenses and costs of
such action,  proceeding,  hearing or  examination  and any liability  resulting
therefrom  shall be expenses,  costs and  liabilities of the Trust Fund, and the
Company and the Master Servicer shall be entitled to be reimbursed  therefor out
of amounts  attributable  to the  Mortgage  Loans on  deposit  in the  Custodial
Account as provided by Section 3.10 and, on the Distribution  Date(s)  following
such reimbursement,  the aggregate of such expenses and costs shall be allocated
in reduction of the Accrued Certificate  Interest on each Class entitled thereto
in the same  manner as if such  expenses  and  costs  constituted  a  Prepayment
Interest Shortfall.                                                             

Section 6.04 Company and Master Servicer Not to Resign.               

      Subject to the  provisions  of Section  6.02,  neither the Company nor the
Master  Servicer shall resign from its respective  obligations and duties hereby
imposed on it except upon  determination that its duties hereunder are no longer
permissible  under  applicable  law.  Any  such  determination   permitting  the
resignation  of the  Company or the Master  Servicer  shall be  evidenced  by an
Opinion of Counsel to such effect delivered to the Trustee.  No such resignation
by the Master  Servicer shall become  effective until the Trustee or a successor
servicer  shall  have  assumed  the  Master  Servicer's   responsibilities   and
obligations in accordance with Section 7.02.                                    

Article VII                                                                     

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DEFAULT   

Section 7.01 Events of Default.                                       

      Event of Default,  wherever  used herein,  means any one of the  following
events  (whatever  reason  for such  Event of  Default  and  whether it shall be
voluntary or  involuntary  or be effected by operation of law or pursuant to any
judgment,  decree or order of any court or any order,  rule or regulation of any
administrative or governmental body):                                           

(i)   the Master Servicer shall fail to distribute or cause to be distributed   
 to the Holders of Certificates of any Class any distribution required
 to be made under the terms of the Certificates of such Class and this
 Agreement and, in either case, such failure shall continue unremedied
   for a period of 5 days after the date upon which written notice of such
 failure, requiring such failure to be remedied, shall have been given
 to the Master Servicer by the Trustee or the Company or to the Master
   Servicer, the Company and the Trustee by the Holders of Certificates of
such Class evidencing Percentage Interests aggregating not less than
25%; or                                                             

(ii)  the Master Servicer shall fail to observe or perform in any material      
respect any other of the covenants or agreements on the part of the 
 Master Servicer contained in the Certificates of any Class or in this
   Agreement and such failure shall continue unremedied for a period of 30
days (except that such number of days shall be 15 in the case of a  
   failure to pay the premium for any Required Insurance Policy) after the
  date on which written notice of such failure, requiring the same to be
 remedied, shall have been given to the Master Servicer by the Trustee
  or the Company, or to the Master Servicer, the Company and the Trustee
  by the Holders of Certificates of any Class evidencing, in the case of
  any such Class, Percentage Interests aggregating not less than 25%; or

(iii) a decree  or order of a court or agency or  supervisory  authority  having
      jurisdiction  in the premises in an involuntary  case under any present or
      future  federal  or  state  bankruptcy,   insolvency  or  similar  law  or
      appointing a  conservator  or receiver or  liquidator  in any  insolvency,
      readjustment  of debt,  marshalling  of assets and  liabilities or similar
      proceedings,  or for the winding-up or  liquidation of its affairs,  shall
      have been  entered  against the Master  Servicer  and such decree or order
      shall have remained in force  undischarged  or unstayed for a period of 60
days; or                                                            

(iv)  the Master  Servicer shall consent to the  appointment of a conservator or
      receiver  or  liquidator  in  any   insolvency,   readjustment   of  debt,
      marshalling  of assets  and  liabilities,  or similar  proceedings  of, or
      relating  to,  the  Master   Servicer  or  of,  or  relating  to,  all  or
substantially all of the property of the Master Servicer; or        

(v)   the Master  Servicer shall admit in writing its inability to pay its debts
      generally  as they become due,  file a petition to take  advantage  of, or
      commence  a  voluntary   case  under,   any   applicable   insolvency   or
      reorganization  statute,  make  an  assignment  for  the  benefit  of  its
creditors, or voluntarily suspend payment of its obligations; or    

(vi)  the Master  Servicer shall notify the Trustee  pursuant to Section 4.04(b)
      that it is unable to deposit in the Certificate Account an amount equal to
the Advance.                                                        

      If an Event of Default  described in clauses (i)-(v) of this Section shall
occur,  then,  and in each and every such case, so long as such Event of Default
shall not have been remedied,  either the Company or the Trustee may, and at the
direction  of Holders  of  Certificates  entitled  to at least 51% of the Voting
Rights,  the Trustee shall,  by notice in writing to the Master Servicer (and to
the Company if given by the Trustee or to the Trustee if given by the  Company),
terminate all of the rights and  obligations  of the Master  Servicer under this
Agreement and in and to the Mortgage Loans and the proceeds thereof,  other than
its rights as a Certificateholder hereunder. If an Event of Default described in
clause (vi) hereof  shall  occur,  the  Trustee  shall,  by notice to the Master
Servicer  and  the  Company,   immediately  terminate  all  of  the  rights  and
obligations  of the  Master  Servicer  under  this  Agreement  and in and to the
Mortgage  Loans  and  the  proceeds   thereof,   other  than  its  rights  as  a
Certificateholder  hereunder  as  provided in Section  4.04(b).  On or after the
receipt by the Master Servicer of such written  notice,  all authority and power
of the  Master  Servicer  under  this  Agreement,  whether  with  respect to the
Certificates  (other  than  as a  Holder  thereof)  or  the  Mortgage  Loans  or
otherwise, shall subject to Section 7.02 pass to and be vested in the Trustee or
the  Trustee's  designee  appointed  pursuant  to  Section  7.02;  and,  without
limitation,  the  Trustee is hereby  authorized  and  empowered  to execute  and
deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise, any
and all documents and other instruments,  and to do or accomplish all other acts
or things  necessary  or  appropriate  to effect the  purposes of such notice of
termination,  whether to complete the transfer and  endorsement or assignment of
the Mortgage  Loans and related  documents,  or otherwise.  The Master  Servicer
agrees to cooperate with the Trustee in effecting the  termination of the Master
Servicer's responsibilities and rights hereunder, including, without limitation,
the transfer to the Trustee or its designee for administration by it of all cash
amounts  which  shall at the time be credited  to the  Custodial  Account or the
Certificate  Account or  thereafter  be received  with  respect to the  Mortgage
Loans. No such  termination  shall release the Master Servicer for any liability
that it would  otherwise  have  hereunder  for any act or omission  prior to the
effective time of such termination.                                             

      Notwithstanding  any termination of the activities of Residential  Funding
in its  capacity as Master  Servicer  hereunder,  Residential  Funding  shall be
entitled  to  receive,  out of any late  collection  of a Monthly  Payment  on a
Mortgage  Loan  which  was  due  prior  to the  notice  terminating  Residential
Funding's rights and obligations as Master Servicer hereunder and received after
such notice,  that portion to which Residential Funding would have been entitled
pursuant to Sections 3.10(a)(ii), (vi) and (vii) as well as its Servicing Fee in
respect thereof,  and any other amounts payable to Residential Funding hereunder
the  entitlement  to which  arose  prior to the  termination  of its  activities
hereunder.  Upon the  termination  of  Residential  Funding  as Master  Servicer
hereunder the Company shall deliver to the Trustee a copy of the Program Guide. 

Section 7.02 Trustee or Company to Act; Appointment of Successor.     

      On and after the time the Master Servicer receives a notice of termination
pursuant to Section 7.01 or resigns in accordance with Section 6.04, the Trustee
or, upon notice to the Company and with the Company's  consent  (which shall not
be unreasonably withheld) a designee (which meets the standards set forth below)
of the Trustee, shall be the successor in all respects to the Master Servicer in
its capacity as servicer under this Agreement and the  transactions set forth or
provided for herein and shall be subject to all the responsibilities, duties and
liabilities  relating  thereto  placed on the Master  Servicer  (except  for the
responsibilities, duties and liabilities contained in Sections 2.02 and 2.03(a),
excluding  the duty to notify  related  Subservicers  or Sellers as set forth in
such  Sections,  and its  obligations  to  deposit  amounts in respect of losses
incurred  prior to such notice or  termination on the investment of funds in the
Custodial  Account or the Certificate  Account  pursuant to Sections 3.07(c) and
4.01(b) by the terms and provisions hereof); provided, however, that any failure
to  perform  such  duties or  responsibilities  caused by the  preceding  Master
Servicer's failure to provide information  required by Section 4.04 shall not be
considered a default by the Trustee  hereunder.  As compensation  therefor,  the
Trustee shall be entitled to all funds  relating to the Mortgage Loans which the
Master  Servicer would have been entitled to charge to the Custodial  Account or
the  Certificate  Account if the Master  Servicer had continued to act hereunder
and, in addition, shall be entitled to the income from any Permitted Investments
made with  amounts  attributable  to the  Mortgage  Loans held in the  Custodial
Account or the Certificate  Account.  If the Trustee has become the successor to
the Master  Servicer in  accordance  with  Section  6.04 or Section  7.01,  then
notwithstanding  the above, the Trustee may, if it shall be unwilling to so act,
or shall, if it is unable to so act,  appoint,  or petition a court of competent
jurisdiction to appoint,  any established housing and home finance  institution,
which is also a FNMA- or FHLMC-approved mortgage servicing institution, having a
net worth of not less than  $10,000,000 as the successor to the Master  Servicer
hereunder in the assumption of all or any part of the  responsibilities,  duties
or  liabilities  of the Master  Servicer  hereunder.  Pending  appointment  of a
successor to the Master Servicer  hereunder,  the Trustee shall become successor
to the Master  Servicer and shall act in such capacity as hereinabove  provided.
In connection with such  appointment  and assumption,  the Trustee may make such
arrangements  for the compensation of such successor out of payments on Mortgage
Loans as it and such  successor  shall agree;  provided,  however,  that no such
compensation  shall be in excess of that permitted the initial  Master  Servicer
hereunder. The Company, the Trustee, the Custodian and such successor shall take
such action, consistent with this Agreement, as shall be necessary to effectuate
any  such  succession.  The  Servicing  Fee for any  successor  Master  Servicer
appointed  pursuant to this  Section  7.02 will be lowered with respect to those
Mortgage  Loans,  if any, where the  Subservicing  Fee accrues at a rate of less
than  0.20% per annum in the event that the  successor  Master  Servicer  is not
servicing  such Mortgage Loans directly and it is necessary to raise the related
Subservicing  Fee to a rate of 0.20%  per  annum in order to hire a  Subservicer
with respect to such Mortgage Loans.                                            

Section 7.03 Notification to Certificateholders.                      

(a) Upon any such  termination  or  appointment  of a  successor  to the  Master
Servicer,   the  Trustee  shall  give  prompt  written  notice  thereof  to  the
Certificateholders  at their respective  addresses  appearing in the Certificate
Register.                                                                       

(b) Within 60 days after the  occurrence  of any Event of  Default,  the Trustee
shall transmit by mail to all Holders of Certificates  notice of each such Event
of Default  hereunder  known to the Trustee,  unless such Event of Default shall
have been cured or waived.                                                      

Section 7.04 Waiver of Events of Default.                             

      The Holders  representing  at least 66% of the Voting Rights affected by a
default  or Event of  Default  hereunder  may  waive  such  default  or Event of
Default; provided,  however, that (a) a default or Event of Default under clause
(i) of Section  7.01 may be waived  only by all of the  Holders of  Certificates
affected by such default or Event of Default and (b) no waiver  pursuant to this
Section 7.04 shall affect the Holders of Certificates in the manner set forth in
Section  11.01(b)(i)  or (ii).  Upon any such  waiver of a  default  or Event of
Default by the Holders  representing  the requisite  percentage of Voting Rights
affected by such  default or Event of Default,  such default or Event of Default
shall cease to exist and shall be deemed to have been remedied for every purpose
hereunder.  No such waiver shall extend to any  subsequent  or other  default or
Event of  Default or impair any right  consequent  thereon  except to the extent
expressly so waived.                                                            

Article VIII                                                                    

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CONCERNING THE TRUSTEE  

Section 8.01 Duties of Trustee.                                       

(a) The Trustee,  prior to the  occurrence  of an Event of Default and after the
curing of all Events of Default which may have  occurred,  undertakes to perform
such  duties  and  only  such  duties  as are  specifically  set  forth  in this
Agreement. In case an Event of Default has occurred (which has not been cured or
waived),  the Trustee shall  exercise such of the rights and powers vested in it
by this  Agreement,  and use the same degree of care and skill in their exercise
as a prudent  investor  would  exercise  or use under the  circumstances  in the
conduct of such investor's own affairs.                                         

(b) The Trustee,  upon  receipt of all  resolutions,  certificates,  statements,
opinions,  reports,  documents,  orders or other  instruments  furnished  to the
Trustee  which  are  specifically  required  to be  furnished  pursuant  to  any
provision  of this  Agreement,  shall  examine  them to  determine  whether they
conform to the  requirements  of this  Agreement.  The Trustee  shall notify the
Certificateholders  of any such documents which do not materially conform to the
requirements  of  this  Agreement  in the  event  that  the  Trustee,  after  so
requesting, does not receive satisfactorily corrected documents.                

      The Trustee shall forward or cause to be forwarded in a timely fashion the
notices, reports and statements required to be forwarded by the Trustee pursuant
to Sections 4.03,  4.06,  7.03 and 10.01.  The Trustee shall furnish in a timely
fashion to the Master  Servicer  such  information  as the Master  Servicer  may
reasonably  request  from time to time for the Master  Servicer  to fulfill  its
duties as set forth in this Agreement.  The Trustee covenants and agrees that it
shall perform its obligations hereunder in a manner so as to maintain the status
of the Trust Fund as a REMIC under the REMIC  Provisions and (subject to Section
10.01(f))  to prevent the  imposition  of any  federal,  state or local  income,
prohibited  transaction,  contribution  or other  tax on the  Trust  Fund to the
extent that  maintaining  such  status and  avoiding  such taxes are  reasonably
within the  control of the Trustee  and are  reasonably  within the scope of its
duties under this Agreement.                                                    

(c) No  provision  of this  Agreement  shall be construed to relieve the Trustee
from liability for its own negligent action, its own negligent failure to act or
its own willful misconduct; provided, however, that:                            

(i)   Prior to the occurrence of an Event of Default, and after the curing or   
waiver of all such Events of Default which may have occurred, the   
   duties and obligations of the Trustee shall be determined solely by the
 express provisions of this Agreement, the Trustee shall not be liable
except for the performance of such duties and obligations as are    
specifically set forth in this Agreement, no implied covenants or   
  obligations shall be read into this Agreement against the Trustee and,
   in the absence of bad faith on the part of the Trustee, the Trustee may
conclusively rely, as to the truth of the statements and the        
   correctness of the opinions expressed therein, upon any certificates or
   opinions furnished to the Trustee by the Company or the Master Servicer
and which on their face, do not contradict the requirements of this 
Agreement;                                                          

(ii)  The Trustee shall not be  personally  liable for an error of judgment made
      in good faith by a  Responsible  Officer or  Responsible  Officers  of the
      Trustee,  unless it shall be proved  that the  Trustee  was  negligent  in
ascertaining the pertinent facts;                                   

(iii) The Trustee  shall not be  personally  liable  with  respect to any action
      taken,  suffered or omitted to be taken by it in good faith in  accordance
      with the direction of Certificateholders of any Class holding Certificates
      which evidence,  as to such Class,  Percentage  Interests  aggregating not
      less  than  25% as to  the  time,  method  and  place  of  conducting  any
      proceeding  for any remedy  available to the Trustee,  or  exercising  any
trust or power conferred upon the Trustee, under this Agreement;    

(iv)  The Trustee shall not be charged with knowledge of any default (other     
  than a default in payment to the Trustee) specified in clauses (i) and
 (ii) of Section 7.01 or an Event of Default under clauses (iii), (iv)
and (v) of Section 7.01 unless a Responsible Officer of the Trustee 
assigned to and working in the Corporate Trust Office obtains actual
knowledge of such failure or event or the Trustee receives written  
  notice of such failure or event at its Corporate Trust Office from the
Master Servicer, the Company or any Certificateholder; and          

(v)   Except to the extent provided in Section 7.02, no provision in this       
Agreement shall require the Trustee to expend or risk its own funds 
   (including, without limitation, the making of any Advance) or otherwise
   incur any personal financial liability in the performance of any of its
   duties as Trustee hereunder, or in the exercise of any of its rights or
   powers, if the Trustee shall have reasonable grounds for believing that
   repayment of funds or adequate indemnity against such risk or liability
is not reasonably assured to it.                                    

(d) The Trustee shall timely pay, from its own funds,  the amount of any and all
federal,  state and local  taxes  imposed  on the  Trust  Fund or its  assets or
transactions including, without limitation, (A) "prohibited transaction" penalty
taxes as defined in Section 860F of the Code,  if, when and as the same shall be
due and payable,  (B) any tax on contributions to a REMIC after the Closing Date
imposed  by  Section  860G(d)  of the Code and (C) any tax on "net  income  from
foreclosure  property"  as defined in Section  860G(c) of the Code,  but only if
such taxes  arise out of a breach by the Trustee of its  obligations  hereunder,
which breach constitutes negligence or willful misconduct of the Trustee.       

Section 8.02 Certain Matters Affecting the Trustee.                   

(a)   Except as otherwise provided in Section 8.01:                             

(i)   The Trustee may rely and shall be protected in acting or  refraining  from
      acting upon any resolution, Officers' Certificate, certificate of auditors
      or any other certificate,  statement, instrument, opinion, report, notice,
      request,  consent,  order,  appraisal,  bond or other  paper  or  document
      believed by it to be genuine and to have been signed or  presented  by the
proper party or parties;                                            

(ii)  The Trustee may consult with  counsel and any Opinion of Counsel  shall be
      full and complete  authorization  and  protection in respect of any action
      taken  or  suffered  or  omitted  by it  hereunder  in good  faith  and in
accordance with such Opinion of Counsel;                            

(iii) The Trustee  shall be under no obligation to exercise any of the trusts or
      powers vested in it by this  Agreement or to institute,  conduct or defend
      any litigation  hereunder or in relation  hereto at the request,  order or
      direction of any of the Certificateholders,  pursuant to the provisions of
      this Agreement,  unless such Certificateholders  shall have offered to the
      Trustee reasonable  security or indemnity against the costs,  expenses and
      liabilities  which may be incurred therein or thereby;  nothing  contained
      herein shall,  however,  relieve the Trustee of the  obligation,  upon the
      occurrence of an Event of Default (which has not been cured),  to exercise
      such of the rights and powers vested in it by this  Agreement,  and to use
      the same degree of care and skill in their exercise as a prudent  investor
      would  exercise  or use under the  circumstances  in the  conduct  of such
investor's own affairs;                                             

(iv)  The Trustee shall not be personally liable for any action taken,  suffered
      or omitted  by it in good faith and  believed  by it to be  authorized  or
      within  the  discretion  or  rights or  powers  conferred  upon it by this
Agreement;                                                          

(v)   Prior to the occurrence of an Event of Default hereunder and after the    
curing of all Events of Default which may have occurred, the Trustee
  shall not be bound to make any investigation into the facts or matters
  stated in any resolution, certificate, statement, instrument, opinion,
  report, notice, request, consent, order, approval, bond or other paper
or document, unless requested in writing so to do by Holders of     
Certificates of any Class evidencing, as to such Class, Percentage  
Interests, aggregating not less than 50%; provided, however, that if
                                 --------  -------
the payment within a reasonable time to the Trustee of the costs,   
expenses or liabilities likely to be incurred by it in the making of
such investigation is, in the opinion of the Trustee, not reasonably
 assured to the Trustee by the security afforded to it by the terms of
this Agreement, the Trustee may require reasonable indemnity against
such expense or liability as a condition to so proceeding.  The     
reasonable expense of every such examination shall be paid by the   
Master Servicer, if an Event of Default shall have occurred and is  
continuing, and otherwise by the Certificateholder requesting the   
investigation;                                                      

(vi)  The Trustee may execute any of the trusts or powers  hereunder  or perform
      any duties hereunder either directly or by or through agents or attorneys;
and                                                                 

(vii) To the extent  authorized  under the Code and the regulations  promulgated
      thereunder,  each  Holder  of a Class  R  Certificate  hereby  irrevocably
      appoints  and  authorizes  the  Trustee  to be  its  attorney-in-fact  for
      purposes of signing any Tax Returns  required to be filed on behalf of the
      Trust Fund. The Trustee shall sign on behalf of the Trust Fund and deliver
      to the Master  Servicer in a timely manner any Tax Returns  prepared by or
      on behalf of the Master  Servicer  that the Trustee is required to sign as
      determined by the Master Servicer pursuant to applicable federal, state or
      local tax laws,  provided  that the Master  Servicer  shall  indemnify the
      Trustee for signing any such Tax Returns that contain errors or omissions.

(b) Following the issuance of the Certificates, the Trustee shall not accept any
contribution of assets to the Trust Fund unless (subject to Section 10.01(f)) it
shall have obtained or been  furnished  with an Opinion of Counsel to the effect
that such contribution will not (i) cause the Trust Fund to fail to qualify as a
REMIC at any time that any  Certificates are outstanding or (ii) cause the Trust
Fund  to be  subject  to  any  federal  tax as a  result  of  such  contribution
(including  the  imposition  of any  federal  tax on  "prohibited  transactions"
imposed under Section 860F(a) of the Code).                                     

Section 8.03 Trustee Not Liable for Certificates or Mortgage Loans.   

      The  recitals  contained  herein and in the  Certificates  (other than the
execution of the  Certificates and relating to the acceptance and receipt of the
Mortgage  Loans) shall be taken as the  statements  of the Company or the Master
Servicer as the case may be, and the Trustee assumes no responsibility for their
correctness.  The  Trustee  makes  no  representations  as to  the  validity  or
sufficiency  of  this  Agreement  or  of  the  Certificates   (except  that  the
Certificates  shall be duly and  validly  executed  and  authenticated  by it as
Certificate  Registrar) or of any Mortgage Loan or related  document.  Except as
otherwise  provided herein,  the Trustee shall not be accountable for the use or
application by the Company or the Master Servicer of any of the  Certificates or
of the proceeds of such Certificates, or for the use or application of any funds
paid to the Company or the Master  Servicer in respect of the Mortgage  Loans or
deposited in or withdrawn from the Custodial Account or the Certificate  Account
by the Company or the Master Servicer.                                          

Section 8.04 Trustee May Own Certificates.                            

The Trustee in its individual or any other capacity may become the  
owner or pledgee of Certificates with the same rights it would have if it       
were not Trustee.                                                               

     Section  8.05  Master   Servicer  to  Pay  Trustee's   Fees  and  Expenses;
Indemnification.                                                                

(a) The  Master  Servicer  covenants  and agrees to pay to the  Trustee  and any
co-trustee  from  time to time,  and the  Trustee  and any  co-trustee  shall be
entitled  to,  reasonable  compensation  (which  shall  not  be  limited  by any
provision of law in regard to the compensation of a trustee of an express trust)
for all services  rendered by each of them in the execution of the trusts hereby
created  and in the  exercise  and  performance  of any of the powers and duties
hereunder of the Trustee and any co-trustee, and the Master Servicer will pay or
reimburse  the  Trustee  and any  co-trustee  upon  request  for all  reasonable
expenses,  disbursements  and  advances  incurred  or made by the Trustee or any
co-trustee in accordance with any of the provisions of this Agreement (including
the reasonable  compensation  and the expenses and  disbursements of its counsel
and of all persons not regularly in its employ, and the expenses incurred by the
Trustee or any  co-trustee in connection  with the  appointment  of an office or
agency  pursuant  to Section  8.12)  except any such  expense,  disbursement  or
advance as may arise from its negligence or bad faith.                          

(b) The Master  Servicer  agrees to  indemnify  the Trustee for, and to hold the
Trustee  harmless  against,  any loss,  liability  or expense  incurred  without
negligence or willful  misconduct on the Trustee's  part,  arising out of, or in
connection with, the acceptance and administration of the Trust Fund,  including
the costs  and  expenses  (including  reasonable  legal  fees and  expenses)  of
defending   itself  against  any  claim  in  connection  with  the  exercise  or
performance  of any of its  powers  or  duties  under  this  Agreement  and  the
Custodial Agreement, provided that:                                             

(i)   with  respect to any such claim,  the Trustee  shall have given the Master
      Servicer  written  notice  thereof  promptly  after the Trustee shall have
actual knowledge thereof;                                           

(ii)  while  maintaining  control  over  its  own  defense,  the  Trustee  shall
      cooperate  and consult  fully with the Master  Servicer in preparing  such
defense; and                                                        

(iii) notwithstanding  anything in this  Agreement to the  contrary,  the Master
      Servicer  shall not be liable for  settlement  of any claim by the Trustee
      entered  into  without  the prior  consent  of the Master  Servicer  which
consent shall not be unreasonably withheld.                         

No termination of this Agreement  shall affect the  obligations  created by this
Section  8.05(b) of the Master  Servicer  to  indemnify  the  Trustee  under the
conditions and to the extent set forth herein.                                  

      Notwithstanding the foregoing,  the indemnification provided by the Master
Servicer in this  Section  8.05(b)  shall not pertain to any loss,  liability or
expense of the Trustee,  including  the costs and  expenses of defending  itself
against any claim,  incurred in connection with any actions taken by the Trustee
at the  direction  of the  Certificateholders  pursuant  to the  terms  of  this
Agreement.                                                                      

Section 8.06 Eligibility Requirements for Trustee.                    

      The Trustee  hereunder  shall at all times be a corporation  or a national
banking  association  having its principal office in a state and city acceptable
to the Company and organized and doing  business under the laws of such state or
the United States of America,  authorized under such laws to exercise  corporate
trust powers,  having a combined capital and surplus of at least $50,000,000 and
subject to supervision or  examination  by federal or state  authority.  If such
corporation or national banking  association  publishes  reports of condition at
least  annually,  pursuant  to  law  or to the  requirements  of  the  aforesaid
supervising  or examining  authority,  then for the purposes of this Section the
combined  capital  and  surplus  of such  corporation  shall be deemed to be its
combined capital and surplus as set forth in its most recent report of condition
so  published.  In case at any time the  Trustee  shall  cease to be eligible in
accordance  with the  provisions  of this  Section,  the  Trustee  shall  resign
immediately in the manner and with the effect specified in Section 8.07.        

Section 8.07 Resignation and Removal of the Trustee.                  

(a) The Trustee may at any time resign and be discharged  from the trusts hereby
created by giving  written  notice  thereof to the Company.  Upon receiving such
notice of resignation, the Company shall promptly appoint a successor trustee by
written  instrument,  in  duplicate,  one  copy of  which  instrument  shall  be
delivered to the resigning Trustee and one copy to the successor trustee.  If no
successor  trustee shall have been so appointed  and have  accepted  appointment
within 30 days after the giving of such  notice of  resignation,  the  resigning
Trustee may petition any court of competent  jurisdiction for the appointment of
a successor trustee.                                                            

(b) If at any time the Trustee shall cease to be eligible in accordance with the
provisions  of  Section  8.06 and shall  fail to resign  after  written  request
therefor by the Company, or if at any time the Trustee shall become incapable of
acting, or shall be adjudged bankrupt or insolvent, or a receiver of the Trustee
or of its property  shall be appointed,  or any public officer shall take charge
or  control of the  Trustee or of its  property  or affairs  for the  purpose of
rehabilitation,  conservation  or  liquidation,  then the Company may remove the
Trustee and appoint a successor trustee by written instrument, in duplicate, one
copy of which  instrument  shall be  delivered to the Trustee so removed and one
copy to the  successor  trustee.  In  addition,  in the event  that the  Company
determines  that  the  Trustee  has  failed  (i) to  distribute  or  cause to be
distributed  to the  Certificateholders  any amount  required to be  distributed
hereunder, if such amount is held by the Trustee or its Paying Agent (other than
the Master  Servicer  or the  Company)  for  distribution  or (ii) to  otherwise
observe or perform in any material  respect any of its covenants,  agreements or
obligations  hereunder,  and such failure shall continue unremedied for a period
of 5 days (in respect of clause (i) above) or 30 days (in respect of clause (ii)
above) after the date on which written  notice of such failure,  requiring  that
the same be remedied,  shall have been given to the Trustee by the Company, then
the Company  may remove the  Trustee and appoint a successor  trustee by written
instrument  delivered as provided in the preceding sentence.  In connection with
the appointment of a successor trustee pursuant to the preceding  sentence,  the
Company  shall,  on or  before  the date on which any such  appointment  becomes
effective,  obtain  from  each  Rating  Agency  written  confirmation  that  the
appointment  of any such  successor  trustee will not result in the reduction of
the  ratings  on any  class of the  Certificates  below  the  lesser of the then
current or original ratings on such Certificates.                               

(c) The Holders of  Certificates  entitled to at least 51% of the Voting  Rights
may at any time remove the  Trustee  and appoint a successor  trustee by written
instrument  or  instruments,  in  triplicate,  signed by such  Holders  or their
attorneys-in-fact  duly authorized,  one complete set of which instruments shall
be delivered to the Company,  one complete set to the Trustee so removed and one
complete set to the successor so appointed.                                     

(d) Any  resignation  or removal of the Trustee and  appointment  of a successor
trustee pursuant to any of the provisions of this Section shall become effective
upon  acceptance of appointment by the successor  trustee as provided in Section
8.08.                                                                           

Section 8.08 Successor Trustee.                                       

(a) Any successor  trustee  appointed as provided in Section 8.07 shall execute,
acknowledge  and  deliver  to the  Company  and to its  predecessor  trustee  an
instrument accepting such appointment  hereunder,  and thereupon the resignation
or removal of the predecessor  trustee shall become effective and such successor
trustee shall become effective and such successor  trustee,  without any further
act, deed or conveyance,  shall become fully vested with all the rights, powers,
duties and obligations of its predecessor hereunder,  with the like effect as if
originally named as trustee herein. The predecessor trustee shall deliver to the
successor  trustee all Mortgage Files and related  documents and statements held
by it hereunder  (other than any Mortgage Files at the time held by a Custodian,
which  shall  become  the agent of any  successor  trustee  hereunder),  and the
Company,  the Master  Servicer and the  predecessor  trustee  shall  execute and
deliver such  instruments and do such other things as may reasonably be required
for more fully and certainly vesting and confirming in the successor trustee all
such rights, powers, duties and obligations.                                    

(b) No successor  trustee shall accept  appointment  as provided in this Section
unless at the time of such acceptance  such successor  trustee shall be eligible
under the provisions of Section 8.06.                                           

(c) Upon  acceptance of appointment  by a successor  trustee as provided in this
Section,  the  Company  shall  mail  notice of the  succession  of such  trustee
hereunder  to all Holders of  Certificates  at their  addresses  as shown in the
Certificate  Register.  If the Company  fails to mail such notice within 10 days
after acceptance of appointment by the successor trustee,  the successor trustee
shall cause such notice to be mailed at the expense of the Company.             

Section 8.09  Merger or Consolidation of Trustee.                               

      Any corporation or national banking association into which the Trustee may
be merged or converted or with which it may be  consolidated  or any corporation
or  national  banking  association  resulting  from any  merger,  conversion  or
consolidation  to which the  Trustee  shall be a party,  or any  corporation  or
national banking association succeeding to the business of the Trustee, shall be
the successor of the Trustee  hereunder,  provided such  corporation or national
banking  association  shall be eligible  under the  provisions  of Section 8.06,
without the  execution  or filing of any paper or any further act on the part of
any of the parties hereto, anything herein to the contrary notwithstanding.  The
Trustee  shall  mail  notice  of  any  such  merger  or   consolidation  to  the
Certificateholders at their address as shown in the Certificate Register.       

Section 8.10 Appointment of Co-Trustee or Separate Trustee.           

(a) Notwithstanding any other provisions hereof, at any time, for the purpose of
meeting  any legal  requirements  of any  jurisdiction  in which any part of the
Trust Fund or property securing the same may at the time be located,  the Master
Servicer and the Trustee  acting  jointly shall have the power and shall execute
and  deliver all  instruments  to appoint  one or more  Persons  approved by the
Trustee to act as  co-trustee  or  co-trustees,  jointly  with the  Trustee,  or
separate trustee or separate trustees, of all or any part of the Trust Fund, and
to vest in such Person or  Persons,  in such  capacity,  such title to the Trust
Fund, or any part thereof,  and, subject to the other provisions of this Section
8.10, such powers, duties, obligations, rights and trusts as the Master Servicer
and the Trustee may consider  necessary  or  desirable.  If the Master  Servicer
shall not have joined in such appointment within 15 days after the receipt by it
of a request so to do, or in case an Event of Default shall have occurred and be
continuing, the Trustee alone shall have the power to make such appointment.  No
co-trustee or separate trustee  hereunder shall be required to meet the terms of
eligibility as a successor trustee under Section 8.06 hereunder and no notice to
Holders  of  Certificates  of  the  appointment  of  co-trustee(s)  or  separate
trustee(s) shall be required under Section 8.08 hereof.                         

(b) In the case of any appointment of a co-trustee or separate  trustee pursuant
to this Section 8.10 all rights,  powers,  duties and  obligations  conferred or
imposed upon the Trustee  shall be  conferred  or imposed upon and  exercised or
performed by the  Trustee,  and such  separate  trustee or  co-trustee  jointly,
except  to the  extent  that  under  any law of any  jurisdiction  in which  any
particular act or acts are to be performed  (whether as Trustee  hereunder or as
successor to the Master Servicer hereunder), the Trustee shall be incompetent or
unqualified  to perform such act or acts,  in which event such  rights,  powers,
duties and obligations  (including the holding of title to the Trust Fund or any
portion  thereof in any such  jurisdiction)  shall be exercised and performed by
such separate trustee or co-trustee at the direction of the Trustee.            

(c) Any notice, request or other writing given to the Trustee shall be deemed to
have  been  given to each of the then  separate  trustees  and  co-trustees,  as
effectively  as if  given  to each of  them.  Every  instrument  appointing  any
separate  trustee or co-trustee shall refer to this Agreement and the conditions
of this Article VIII. Each separate trustee and co-trustee,  upon its acceptance
of the trusts conferred,  shall be vested with the estates or property specified
in its instrument of appointment, either jointly with the Trustee or separately,
as may be provided  therein,  subject to all the  provisions of this  Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording  protection to, the Trustee.  Every
such instrument shall be filed with the Trustee.                                

(d) Any separate trustee or co-trustee may, at any time, constitute the Trustee,
its agent or attorney-in-fact,  with full power and authority, to the extent not
prohibited by law, to do any lawful act under or in respect of this Agreement on
its behalf and in its name.  If any separate  trustee or  co-trustee  shall die,
become  incapable  of  acting,  resign  or  be  removed,  all  of  its  estates,
properties,  rights,  remedies  and trusts shall vest in and be exercised by the
Trustee,  to the extent  permitted by law,  without the  appointment of a new or
successor trustee.                                                              

Section 8.11 Appointment of Custodians.                               

      The Trustee may, with the consent of the Master  Servicer and the Company,
appoint one or more Custodians who are not Affiliates of the Company, the Master
Servicer or any Seller to hold all or a portion of the  Mortgage  Files as agent
for the  Trustee,  by entering  into a Custodial  Agreement.  Subject to Article
VIII, the Trustee  agrees to comply with the terms of each  Custodial  Agreement
and to enforce the terms and  provisions  thereof  against the Custodian for the
benefit  of  the  Certificateholders.  Each  Custodian  shall  be  a  depository
institution  subject to supervision by federal or state authority,  shall have a
combined  capital and surplus of at least  $15,000,000 and shall be qualified to
do  business  in the  jurisdiction  in which it holds any  Mortgage  File.  Each
Custodial  Agreement  may be amended  only as  provided  in Section  11.01.  The
Trustee shall notify the  Certificateholders of the appointment of any Custodian
(other than the  Custodian  appointed as of the Closing  Date)  pursuant to this
Section 8.11.                                                                   

Section 8.12 Appointment of Office or Agency.                         

      The  Trustee  will  maintain  an  office or agency in the City of New York
where  Certificates may be surrendered for registration of transfer or exchange.
The Trustee initially  designates its offices located at Four Albany Street, New
York, New York, 10006, for the purpose of keeping the Certificate Register.  The
Trustee will maintain an office at the address stated in Section 11.05(c) hereof
where  notices and  demands to or upon the Trustee in respect of this  Agreement
may be served.                                                                  

Article IX                                                                      

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TERMINATION   

     Section  9.01  Termination  Upon  Purchase  by the Master  Servicer  or the
Company or Liquidation of All Mortgage Loans.                                   

(a) Subject to Section 9.02, the respective  obligations and responsibilities of
the Company,  the Master  Servicer and the Trustee  created hereby in respect of
the  Certificates  (other than the  obligation  of the  Trustee to make  certain
payments  after  the  Final  Distribution  Date  to  Certificateholders  and the
obligation  of the Company to send  certain  notices as  hereinafter  set forth)
shall  terminate upon the last action required to be taken by the Trustee on the
Final Distribution Date pursuant to this Article IX following the earlier of:   

(i)   the later of the final payment or other  liquidation  (or any Advance with
      respect  thereto) of the last Mortgage Loan remaining in the Trust Fund or
      the disposition of all property  acquired upon foreclosure or deed in lieu
of foreclosure of any Mortgage Loan, or                             

(ii)  the purchase by the Master Servicer or the Company of all Mortgage        
Loans and all property acquired in respect of any Mortgage Loan     
remaining in the Trust Fund at a price equal to 100% of the unpaid  
principal balance of each Mortgage Loan or, if less than such unpaid
principal balance, the fair market value of the related underlying  
property of such Mortgage Loan with respect to Mortgage Loans as to 
which title has been acquired if such fair market value is less than
such unpaid principal balance (net of any unreimbursed Advances     
attributable to principal) on the day of repurchase plus accrued    
interest thereon at the Net Mortgage Rate (or Modified Net Mortgage 
  Rate in the case of any Modified Mortgage Loan) to, but not including,
the first day of the month in which such repurchase price is        
distributed, provided, however, that in no event shall the trust    
--------  -------                         
created hereby continue beyond the expiration of 21 years from the  
   death of the last survivor of the descendants of Joseph P. Kennedy, the
  late ambassador of the United States to the Court of St. James, living
on the date hereof and provided further that the purchase price set 
forth above shall be increased as is necessary, as determined by the
    Master Servicer, to avoid disqualification of the Trust Fund as a REMIC.

      The right of the Master Servicer or the Company to purchase all the assets
of the Trust Fund  pursuant  to clause (ii) above is  conditioned  upon the Pool
Stated Principal  Balance as of the Final  Distribution Date being less than ten
percent of the Cut-off Date  Principal  Balance of the Mortgage  Loans.  If such
right is exercised by the Master  Servicer,  the Master Servicer shall be deemed
to have  been  reimbursed  for the  full  amount  of any  unreimbursed  Advances
theretofore  made by it with respect to the  Mortgage  Loans.  In addition,  the
Master Servicer or the Company, as applicable,  shall provide to the Trustee the
certification  required by Section 3.15 and the Trustee and any Custodian shall,
promptly following payment of the purchase price, release to the Master Servicer
or the Company,  as applicable,  the Mortgage  Files  pertaining to the Mortgage
Loans being purchased.                                                          

(b) The Master  Servicer or, in the case of a final  distribution as a result of
the  exercise by the  Company of its right to  purchase  the assets of the Trust
Fund,  the Company shall give the Trustee not less than 60 days' prior notice of
the  Distribution  Date  on  which  the  Master  Servicer  or  the  Company,  as
applicable,   anticipates   that  the  final   distribution   will  be  made  to
Certificateholders  (whether as a result of the exercise by the Master  Servicer
or the  Company  of its  right to  purchase  the  assets  of the  Trust  Fund or
otherwise).  Notice  of  any  termination,   specifying  the  anticipated  Final
Distribution  Date (which shall be a date that would otherwise be a Distribution
Date) upon which the  Certificateholders may surrender their Certificates to the
Trustee  (if  so  required  by the  terms  hereof)  for  payment  of  the  final
distribution and cancellation, shall be given promptly by the Master Servicer or
the Company, as applicable (if it is exercising its right to purchase the assets
of the Trust  Fund),  or by the  Trustee  (in any  other  case) by letter to the
Certificateholders  mailed not earlier  than the 15th day and not later than the
25th day of the  month  next  preceding  the  month of such  final  distribution
specifying:                                                                     

(i)   the anticipated  Final  Distribution  Date upon which final payment of the
      Certificates is anticipated to be made upon  presentation and surrender of
   Certificates at the office or agency of the Trustee therein designated,

(ii) the amount of any such final payment, if known, and                        

(iii) that the Record Date otherwise applicable to such Distribution Date is not
      applicable,  and in the  case  of the  Senior  Certificates  and  Class  M
      Certificates,  that  payment  will  be made  only  upon  presentation  and
      surrender  of the  Certificates  at the  office or  agency of the  Trustee
therein specified.                                                  

If the Master  Servicer or the  Company,  as  applicable,  is  obligated to give
notice to  Certificateholders  as  aforesaid,  it shall give such  notice to the
Certificate Registrar at the time such notice is given to Certificateholders. In
the event such notice is given by the Master Servicer or the Company, the Master
Servicer or the Company, as applicable, shall deposit in the Certificate Account
before the Final  Distribution  Date in  immediately  available  funds an amount
equal to the purchase  price for the assets of the Trust Fund  computed as above
provided.                                                                       

(c)  In  the  case  of  the  Senior,  Class  M or  Class  B  Certificates,  upon
presentation  and  surrender  of  the  Certificates  by  the  Certificateholders
thereof, the Trustee shall distribute to the  Certificateholders  (i) the amount
otherwise distributable on such Distribution Date, if not in connection with the
Master Servicer's or the Company's election to repurchase, or (ii) if the Master
Servicer  or the  Company  elected to so  repurchase,  an amount  determined  as
follows:  (A) with  respect  to each  Certificate  the  outstanding  Certificate
Principal  Balance thereof,  plus Accrued  Certificate  Interest for the related
Interest  Accrual Period thereon and any previously  unpaid Accrued  Certificate
Interest,  subject to the  priority set forth in Section  4.02(a),  and (B) with
respect to the Class R  Certificates,  any excess of the amounts  available  for
distribution  (including  the  repurchase  price  specified  in  clause  (ii) of
subsection  (a) of this  Section)  over the total amount  distributed  under the
immediately preceding clause (A).                                               

(d)  In  the  event  that  any  Certificateholders  shall  not  surrender  their
Certificates  for  final  payment  and  cancellation  on  or  before  the  Final
Distribution  Date (if so required by the terms  hereof),  the Trustee  shall on
such date cause all funds in the  Certificate  Account not  distributed in final
distribution to Certificateholders to be withdrawn therefrom and credited to the
remaining  Certificateholders  by  depositing  such funds in a  separate  escrow
account for the benefit of such  Certificateholders,  and the Master Servicer or
the Company,  as applicable (if it exercised its right to purchase the assets of
the Trust Fund),  or the Trustee (in any other case) shall give a second written
notice to the remaining  Certificateholders  to surrender their Certificates for
cancellation and receive the final distribution with respect thereto.  If within
six  months  after  the  second  notice  any  Certificate  shall  not have  been
surrendered  for  cancellation,  the  Trustee  shall take  appropriate  steps as
directed by the Master  Servicer or the Company,  as applicable,  to contact the
remaining  Certificateholders  concerning  surrender of their Certificates.  The
costs  and  expenses  of  maintaining  the  escrow  account  and  of  contacting
Certificateholders  shall be paid out of the assets  which  remain in the escrow
account.  If within nine months after the second notice any  Certificates  shall
not have been surrendered for cancellation,  the Trustee shall pay to the Master
Servicer or the Company, as applicable, all amounts distributable to the holders
thereof and the Master Servicer or the Company, as applicable,  shall thereafter
hold such amounts until distributed to such holders. No interest shall accrue or
be payable to any  Certificateholder on any amount held in the escrow account or
by the  Master  Servicer  or the  Company,  as  applicable,  as a result of such
Certificateholder's  failure to surrender its  Certificate(s)  for final payment
thereof in accordance with this Section 9.01.                                   

Section 9.02 Additional Termination Requirements.                     

(a) The  Trust  Fund  shall be  terminated  in  accordance  with  the  following
additional  requirements,  unless (subject to Section  10.01(f)) the Trustee and
the Master  Servicer  have  received  an Opinion  of Counsel  (which  Opinion of
Counsel  shall not be an expense of the  Trustee) to the effect that the failure
of the Trust Fund to comply with the  requirements of this Section 9.02 will not
(i) result in the imposition on the Trust of taxes on "prohibited transactions,"
as described  in Section 860F of the Code,  or (ii) cause the Trust Fund to fail
to qualify as a REMIC at any time that any Certificate is outstanding:          

(i)   The Master  Servicer shall establish a 90-day  liquidation  period for the
      Trust  Fund and  specify  the  first  day of such  period  in a  statement
      attached  to the  Trust  Fund's  final Tax  Return  pursuant  to  Treasury
      regulations  Section 1.860F-1.  The Master Servicer also shall satisfy all
      of the  requirements  of a qualified  liquidation for the Trust Fund under
Section 860F of the Code and regulations thereunder;                

(ii)  The Master  Servicer shall notify the Trustee at the  commencement of such
      90-day  liquidation  period  and, at or prior to the time of making of the
      final  payment on the  Certificates,  the Trustee  shall sell or otherwise
      dispose of all of the  remaining  assets of the Trust  Fund in  accordance
with the terms hereof; and                                          

(iii) If the Master  Servicer or the Company is exercising its right to purchase
      the assets of the Trust Fund, the Master Servicer shall, during the 90-day
      liquidation  period  and at or  prior  to  the  Final  Distribution  Date,
      purchase all of the assets of the Trust Fund for cash; provided,  however,
      that in the event that a calendar  quarter ends after the  commencement of
      the 90-day  liquidation  period but prior to the Final  Distribution Date,
      the Master Servicer or the Company shall not purchase any of the assets of
the Trust Fund prior to the close of that calendar quarter.         

(b) Each Holder of a Certificate and the Trustee hereby irrevocably approves and
appoints the Master Servicer as its attorney-in-fact to adopt a plan of complete
liquidation  for the Trust Fund at the  expense of the Trust Fund in  accordance
with the terms and conditions of this Agreement.                                

Article X                                                                       

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REMIC PROVISIONS  

Section 10.01 REMIC Administration.                                   

(a) The REMIC  Administrator shall make an election to treat the Trust Fund as a
REMIC  under the Code and,  if  necessary,  under  applicable  state  law.  Such
election  will be  made  on  Form  1066  or  other  appropriate  federal  tax or
information return (including Form 8811) or any appropriate state return for the
taxable  year  ending  on the  last  day of  the  calendar  year  in  which  the
Certificates  are issued.  For the purposes of the REMIC  election in respect of
the Trust  Fund,  each of the Class A (other  than the Class A-V  Certificates),
Class M and Class B Certificates and the Uncertificated  REMIC Regular Interests
shall be  designated  as the "regular  interests"  and the Class R  Certificates
shall be designated as the sole class of "residual  interests" in the REMIC. The
REMIC  Administrator  and the  Trustee  shall not  permit  the  creation  of any
"interests"  (within the meaning of Section 860G of the Code) in the REMIC other
than the Certificates and the Uncertificated REMIC Regular Interests.           

(b) The Closing Date is hereby designated as the "startup day" of the Trust Fund
within the meaning of Section 860G(a)(9) of the Code.                           

(c) The REMIC  Administrator  shall hold a Class R  Certificate  representing  a
0.01% Percentage Interest of the Class R Certificates and shall be designated as
"the tax matters  person" with respect to the REMIC in the manner provided under
Treasury  regulations  section  1.860F-4(d)  and  Treasury  regulations  section
301.6231(a)(7)-1.  Residential  Funding, as tax matters person, shall (i) act on
behalf of the REMIC in relation to any tax matter or  controversy  involving the
Trust Fund and (ii) represent the Trust Fund in any  administrative  or judicial
proceeding  relating  to an  examination  or  audit by any  governmental  taxing
authority with respect thereto. The legal expenses, including without limitation
attorneys'  or  accountants'  fees,  and  costs of any such  proceeding  and any
liability  resulting therefrom shall be expenses of the Trust Fund and the REMIC
Administrator  shall  be  entitled  to  reimbursement  therefor  out of  amounts
attributable  to the  Mortgage  Loans on  deposit  in the  Custodial  Account as
provided by Section  3.10 unless such legal  expenses  and costs are incurred by
reason  of the REMIC  Administrator's  willful  misfeasance,  bad faith or gross
negligence.  If  the  REMIC  Administrator  is no  longer  the  Master  Servicer
hereunder,  at its option the REMIC  Administrator  may  continue  its duties as
REMIC  Administrator  and shall be paid  reasonable  compensation  not to exceed
$3,000 per year by any successor Master Servicer  hereunder for so acting as the
REMIC Administrator.                                                            

(d) The REMIC Administrator shall prepare or cause to be prepared all of the Tax
Returns  that it  determines  are  required  with  respect to the REMIC  created
hereunder and deliver such Tax Returns in a timely manner to the Trustee and the
Trustee shall sign and file such Tax Returns in a timely manner. The expenses of
preparing  such returns  shall be borne by the REMIC  Administrator  without any
right of reimbursement therefor. The REMIC Administrator agrees to indemnify and
hold harmless the Trustee with respect to any tax or liability  arising from the
Trustee's  signing of Tax Returns that contain errors or omissions.  The Trustee
and Master  Servicer shall promptly  provide the REMIC  Administrator  with such
information  as the REMIC  Administrator  may from time to time  request for the
purpose of enabling the REMIC Administrator to prepare Tax Returns.             

(e) The REMIC  Administrator  shall  provide (i) to any  Transferor of a Class R
Certificate  such  information  as is necessary for the  application  of any tax
relating  to the  transfer of a Class R  Certificate  to any Person who is not a
Permitted  Transferee,  (ii) to the Trustee and the Trustee shall forward to the
Certificateholders  such  information  or reports as are required by the Code or
the REMIC  Provisions  including  reports  relating to interest,  original issue
discount and market  discount or premium (using the Prepayment  Assumption)  and
(iii) to the Internal  Revenue  Service the name,  title,  address and telephone
number of the person who will serve as the representative of the REMIC.         

(f) The Master Servicer and the REMIC  Administrator shall take such actions and
shall cause the REMIC created  hereunder to take such actions as are  reasonably
within the Master Servicer's or the REMIC Administrator's  control and the scope
of its  duties  more  specifically  set forth  herein as shall be  necessary  or
desirable to maintain the status  thereof as a REMIC under the REMIC  Provisions
(and the Trustee shall assist the Master  Servicer and the REMIC  Administrator,
to the  extent  reasonably  requested  by the  Master  Servicer  and  the  REMIC
Administrator to do so). The Master Servicer and the REMIC  Administrator  shall
not knowingly or intentionally take any action, cause the Trust Fund to take any
action  or fail to take (or fail to cause the  Trust  Fund to take)  any  action
reasonably within their respective control that, under the REMIC Provisions,  if
taken or not taken,  as the case may be,  could (i)  endanger  the status of the
REMIC as a REMIC  or (ii)  result  in the  imposition  of a tax  upon the  REMIC
(including but not limited to the tax on prohibited  transactions  as defined in
Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth
in Section 860G(d) of the Code) (either such event, in the absence of an Opinion
of Counsel or the  indemnification  referred  to in this  sentence,  an "Adverse
REMIC  Event")  unless  the  Master  Servicer  or the  REMIC  Administrator,  as
applicable,  has  received  an Opinion of Counsel  (at the  expense of the party
seeking to take such action or, if such party fails to pay such expense, and the
Master  Servicer or the REMIC  Administrator,  as  applicable,  determines  that
taking  such  action  is in  the  best  interest  of  the  Trust  Fund  and  the
Certificateholders,  at the  expense of the Trust  Fund,  but in no event at the
expense of the Master Servicer,  the REMIC  Administrator or the Trustee) to the
effect that the contemplated  action will not, with respect to the REMIC created
hereunder,  endanger  such  status or,  unless the  Master  Servicer,  the REMIC
Administrator or both, as applicable,  determine in its or their sole discretion
to indemnify the Trust Fund against the imposition of such a tax,  result in the
imposition of such a tax.  Wherever in this Agreement a contemplated  action may
not be taken because the timing of such action might result in the imposition of
a tax on the Trust Fund, or may only be taken  pursuant to an Opinion of Counsel
that such  action  would not  impose a tax on the Trust  Fund,  such  action may
nonetheless be taken provided that the indemnity given in the preceding sentence
with respect to any taxes that might be imposed on the Trust Fund has been given
and  that all  other  preconditions  to the  taking  of such  action  have  been
satisfied. The Trustee shall not take or fail to take any action (whether or not
authorized   hereunder)   as  to  which  the  Master   Servicer   or  the  REMIC
Administrator,  as applicable, has advised it in writing that it has received an
Opinion of Counsel to the effect  that an Adverse  REMIC  Event could occur with
respect to such action. In addition,  prior to taking any action with respect to
the REMIC or its assets,  or causing the REMIC to take any action,  which is not
expressly permitted under the terms of this Agreement,  the Trustee will consult
with the Master  Servicer  or the REMIC  Administrator,  as  applicable,  or its
designee, in writing, with respect to whether such action could cause an Adverse
REMIC Event to occur with respect to the REMIC,  and the Trustee  shall not take
any such  action  or cause  the  REMIC to take any such  action  as to which the
Master  Servicer or the REMIC  Administrator,  as applicable,  has advised it in
writing  that an Adverse  REMIC Event could  occur.  The Master  Servicer or the
REMIC  Administrator,  as  applicable,  may  consult  with  counsel to make such
written advice, and the cost of same shall be borne by the party seeking to take
the action not  expressly  permitted by this  Agreement,  but in no event at the
expense of the Master Servicer or the REMIC  Administrator.  At all times as may
be  required  by the Code,  the Master  Servicer  will to the extent  within its
control and the scope of its duties more specifically set forth herein, maintain
substantially all of the assets of the REMIC as "qualified mortgages" as defined
in Section  860G(a)(3)  of the Code and  "permitted  investments"  as defined in
Section 860G(a)(5) of the Code.                                                 

(g) In the event  that any tax is imposed on  "prohibited  transactions"  of the
REMIC  created  hereunder as defined in Section  860F(a)(2) of the Code, on "net
income from foreclosure  property" of the REMIC as defined in Section 860G(c) of
the Code,  on any  contributions  to the REMIC after the  Startup  Day  therefor
pursuant to Section 860G(d) of the Code, or any other tax is imposed by the Code
or any  applicable  provisions  of state or local  tax  laws,  such tax shall be
charged (i) to the Master Servicer,  if such tax arises out of or results from a
breach by the Master Servicer of any of its obligations  under this Agreement or
the Master Servicer has in its sole discretion determined to indemnify the Trust
Fund against such tax, (ii) to the Trustee, if such tax arises out of or results
from a breach by the Trustee of any of its obligations  under this Article X, or
(iii) otherwise  against amounts on deposit in the Custodial Account as provided
by Section 3.10 and on the Distribution Date(s) following such reimbursement the
aggregate  of  such  taxes  shall  be  allocated  in  reduction  of the  Accrued
Certificate  Interest  on each Class  entitled  thereto in the same manner as if
such taxes constituted a Prepayment Interest Shortfall.                         

(h) The Trustee and the Master Servicer shall,  for federal income tax purposes,
maintain  books and records with respect to the REMIC on a calendar  year and on
an accrual basis or as otherwise may be required by the REMIC Provisions.       

(i) Following the Startup Day, neither the Master Servicer nor the Trustee shall
accept  any  contributions  of assets to the REMIC  unless  (subject  to Section
10.01(f)) the Master  Servicer and the Trustee shall have received an Opinion of
Counsel (at the expense of the party seeking to make such  contribution)  to the
effect that the  inclusion  of such assets in the REMIC will not cause the REMIC
to fail to qualify as a REMIC at any time that any  Certificates are outstanding
or subject the REMIC to any tax under the REMIC  Provisions or other  applicable
provisions of federal, state and local law or ordinances.                       

(j)  Neither  the Master  Servicer  nor the  Trustee  shall  (subject to Section
10.01(f))  enter into any  arrangement  by which the REMIC will receive a fee or
other  compensation for services nor permit the REMIC to receive any income from
assets other than "qualified  mortgages" as defined in Section 860G(a)(3) of the
Code or "permitted investments" as defined in Section 860G(a)(5) of the Code.   

(k)  Solely for the  purposes  of Section  1.860G-1(a)(4)(iii)  of the  Treasury
Regulations,  the  "latest  possible  maturity  date" by which  the  Certificate
Principal  Balance  of each  Class of  Certificates  (other  than the  Class A-V
Certificates)  representing a regular  interest in the REMIC would be reduced to
zero is March 25, 2014, which is the Distribution Date immediately following the
latest  scheduled  maturity of any Mortgage Loan. The latest  possible  Maturity
Date for each Uncertificated  REMIC Regular Interest is March 25, 2014, which is
the Distribution Date immediately  following the latest scheduled  maturity date
of any Mortgage Loan.                                                           

(l) Within 30 days after the Closing Date, the REMIC Administrator shall prepare
and file with the Internal  Revenue Service Form 8811,  "Information  Return for
Real Estate Mortgage  Investment  Conduits (REMIC) and Issuers of Collateralized
Debt Obligations" for the REMIC.                                                

(m)  Neither  the Trustee  nor the Master  Servicer  shall  sell,  dispose of or
substitute  for any of the Mortgage  Loans  (except in  connection  with (i) the
default,  imminent default or foreclosure of a Mortgage Loan,  including but not
limited to, the acquisition or sale of a Mortgaged  Property acquired by deed in
lieu of foreclosure,  (ii) the bankruptcy of the REMIC, (iii) the termination of
the REMIC  pursuant  to  Article  IX of this  Agreement  or (iv) a  purchase  of
Mortgage Loans pursuant to Article II or III of this  Agreement) nor acquire any
assets for the REMIC,  nor sell or dispose of any  investments  in the Custodial
Account or the Certificate  Account for gain nor accept any contributions to the
REMIC after the Closing  Date unless it has  received an Opinion of Counsel that
such  sale,  disposition,  substitution  or  acquisition  will  not  (a)  affect
adversely  the status of the REMIC as a REMIC or (b) unless the Master  Servicer
has  determined in its sole  discretion to indemnify the Trust Fund against such
tax,  cause the REMIC to be subject  to a tax on  "prohibited  transactions"  or
"contributions" pursuant to the REMIC Provisions.                               

     Section   10.02   Master   Servicer,   REMIC   Administrator   and  Trustee
Indemnification.                                                                

(a) The Trustee  agrees to  indemnify  the Trust Fund,  the  Company,  the REMIC
Administrator and the Master Servicer for any taxes and costs including, without
limitation,  any  reasonable  attorneys fees imposed on or incurred by the Trust
Fund,  the  Company  or the  Master  Servicer,  as a result  of a breach  of the
Trustee's covenants set forth in Article VIII or this Article X.                

(b) The REMIC Administrator agrees to indemnify the Trust Fund, the Company, the
Master  Servicer  and the  Trustee for any taxes and costs  (including,  without
limitation,  any reasonable attorneys' fees) imposed on or incurred by the Trust
Fund, the Company,  the Master Servicer or the Trustee,  as a result of a breach
of the REMIC Administrator's  covenants set forth in this Article X with respect
to compliance  with the REMIC  Provisions,  including  without  limitation,  any
penalties  arising from the Trustee's  execution of Tax Returns  prepared by the
REMIC Administrator that contain errors or omissions;  provided,  however,  that
such  liability  will not be imposed to the extent such breach is a result of an
error or omission in  information  provided  to the REMIC  Administrator  by the
Master Servicer in which case Section 10.02(c) will apply.                      

(c) The Master  Servicer  agrees to indemnify the Trust Fund,  the Company,  the
REMIC Administrator and the Trustee for any taxes and costs (including,  without
limitation,  any reasonable attorneys' fees) imposed on or incurred by the Trust
Fund,  the Company,  the REMIC  Administrator  or the Trustee,  as a result of a
breach of the  Master  Servicer's  covenants  set forth in this  Article X or in
Article III with  respect to  compliance  with the REMIC  Provisions,  including
without  limitation,  any penalties arising from the Trustee's  execution of Tax
Returns prepared by the Master Servicer that contain errors or omissions.       

Article XI                                                                      

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MISCELLANEOUS PROVISIONS  

Section 11.01  Amendment.                                                       

(a) This  Agreement or any Custodial  Agreement may be amended from time to time
by the Company, the Master Servicer and the Trustee,  without the consent of any
of the Certificateholders:                                                      

(i)   to cure any ambiguity,                                                    

(ii)  to correct or supplement  any provisions  herein or therein,  which may be
      inconsistent with any other provisions herein or therein or to correct any
error,                                                              

(iii) to modify,  eliminate  or add to any of its  provisions  to such extent as
      shall be necessary or desirable to maintain the qualification of the Trust
      Fund as a REMIC at all times that any  Certificate  is  outstanding  or to
      avoid or minimize the risk of the  imposition of any tax on the Trust Fund
      pursuant  to the  Code  that  would be a claim  against  the  Trust  Fund,
      provided that the Trustee has received an Opinion of Counsel to the effect
      that  (A)  such  action  is  necessary  or  desirable  to  maintain   such
      qualification  or to avoid or minimize the risk of the  imposition  of any
      such tax and (B) such action  will not  adversely  affect in any  material
respect the interests of any Certificateholder,                     

(iv)  to change the timing and/or nature of deposits into the Custodial         
 Account or the Certificate Account or to change the name in which the
Custodial Account is maintained, provided that (A) the Certificate  
Account Deposit Date shall in no event be later than the related    
Distribution Date, (B) such change shall not, as evidenced by an    
Opinion of Counsel, adversely affect in any material respect the    
   interests of any Certificateholder and (C) such change shall not result
in a reduction of the rating assigned to any Class of Certificates  
below the lower of the then-current rating or the rating assigned to
   such Certificates as of the Closing Date, as evidenced by a letter from
each Rating Agency to such effect,                                  

(v)   to modify, eliminate or add to the provisions of Section 5.02(f) or any   
other provision hereof restricting transfer of the Class R          
  Certificates, by virtue of their being the "residual interests" in the
 REMIC, provided that (A) such change shall not result in reduction of
 the rating assigned to any such Class of Certificates below the lower
  of the then-current rating or the rating assigned to such Certificates
as of the Closing Date, as evidenced by a letter from each Rating   
Agency to such effect, and (B) such change shall not (subject to    
Section 10.01(f)), as evidenced by an Opinion of Counsel (at the    
expense of the party seeking so to modify, eliminate or add such    
provisions), cause the REMIC or any of the Certificateholders (other
than the transferor) to be subject to a federal tax caused by a     
transfer to a Person that is not a Permitted Transferee,            

(vi)  to make any other provisions with respect to matters or questions  arising
      under  this  Agreement  or such  Custodial  Agreement  which  shall not be
      materially  inconsistent  with the provisions of this Agreement,  provided
      that such  action  shall not,  as  evidenced  by an  Opinion  of  Counsel,
      adversely   affect  in  any   material   respect  the   interests  of  any
Certificateholder, or                                               

            (vii) to amend any provision  that is not material to holders of any
Class of Certificates.                                              

(b) This  Agreement or any Custodial  Agreement may also be amended from time to
time by the Company, the Master Servicer and the Trustee with the consent of the
Holders of  Certificates  evidencing  in the  aggregate not less than 66% of the
Percentage  Interests  of each Class of  Certificates  affected  thereby for the
purpose of adding any provisions to or changing in any manner or eliminating any
of the provisions of this Agreement or such Custodial  Agreement or of modifying
in any manner the rights of the Holders of Certificates of such Class; provided,
however, that no such amendment shall:                                          

(i)   reduce in any manner the amount of, or delay the timing of, payments which
      are required to be distributed on any  Certificate  without the consent of
the Holder of such Certificate,                                     

(ii)  reduce the aforesaid  percentage of  Certificates of any Class the Holders
      of which are required to consent to any such  amendment,  in any such case
      without the consent of the Holders of all  Certificates of such Class then
outstanding.                                                        

(c) Notwithstanding any contrary provision of this Agreement,  the Trustee shall
not  consent  to any  amendment  to this  Agreement  unless it shall  have first
received an Opinion of Counsel  (subject to Section  10.01(f) and at the expense
of the party seeking such  amendment)  to the effect that such  amendment or the
exercise of any power granted to the Master Servicer, the Company or the Trustee
in accordance with such amendment will not result in the imposition of a federal
tax on the Trust  Fund or cause the Trust  Fund to fail to qualify as a REMIC at
any time that any Certificate is outstanding.                                   

(d) Promptly after the execution of any such amendment the Trustee shall furnish
written   notification   of  the   substance   of   such   amendment   to   each
Certificateholder.   It   shall   not  be   necessary   for   the   consent   of
Certificateholders  under this Section 11.01 to approve the  particular  form of
any proposed amendment, but it shall be sufficient if such consent shall approve
the substance  thereof.  The manner of obtaining such consents and of evidencing
the  authorization  of the  execution  thereof  by  Certificateholders  shall be
subject to such reasonable regulations as the Trustee may prescribe.            

(e) The Company  shall have the option,  in its sole  discretion,  to obtain and
deliver to the Trustee any corporate guaranty,  payment obligation,  irrevocable
letter of credit,  surety  bond,  insurance  policy or similar  instrument  or a
reserve fund, or any combination of the foregoing, for the purpose of protecting
the Holders of the Class B  Certificates  against any or all Realized  Losses or
other  shortfalls.  Any such instrument or fund shall be held by the Trustee for
the benefit of the Class B Certificateholders, but shall not be and shall not be
deemed to be under any  circumstances  included in the Trust Fund. To the extent
that any such  instrument or fund  constitutes a reserve fund for federal income
tax purposes,  (i) any reserve fund so established  shall be an outside  reserve
fund and not an asset of the Trust  Fund,  (ii) any such  reserve  fund shall be
owned by the Company,  and (iii)  amounts  transferred  by the Trust Fund to any
such reserve fund shall be treated as amounts  distributed  by the Trust Fund to
the Company or any  successor,  all within the  meaning of Treasury  Regulations
Section  1.860G-2(h) as it reads as of the Cut-off Date. In connection  with the
provision of any such  instrument  or fund,  this  Agreement  and any  provision
hereof may be modified,  added to,  deleted or  otherwise  amended in any manner
that is related or incidental to such instrument or fund or the establishment or
administration thereof, such amendment to be made by written instrument executed
or consented to by the Company but without the consent of any  Certificateholder
and  without the consent of the Master  Servicer or the Trustee  being  required
unless  any such  amendment  would  impose  any  additional  obligation  on,  or
otherwise adversely affect the interests of the Senior  Certificateholders,  the
Class M  Certificateholders,  the Master Servicer or the Trustee, as applicable;
provided that the Company  obtains  (subject to Section  10.01(f)) an Opinion of
Counsel (which need not be an opinion of Independent counsel) to the effect that
any such amendment will not cause (a) any federal tax to be imposed on the Trust
Fund,  including  without  limitation,  any federal  tax imposed on  "prohibited
transactions"  under Section  860F(a)(1) of the Code or on "contributions  after
the startup date" under Section 860G(d)(1) of the Code and (b) the Trust Fund to
fail to qualify as a REMIC at any time that any Certificate is  outstanding.  In
the event that the  Company  elects to provide  such  coverage  in the form of a
limited guaranty provided by General Motors Acceptance Corporation,  the Company
may  elect  that  the  text  of  such  amendment  to  this  Agreement  shall  be
substantially  in  the  form  attached  hereto  as  Exhibit  M  (in  which  case
Residential  Funding's  Subordinate  Certificate Loss Obligation as described in
such exhibit  shall be  established  by  Residential  Funding's  consent to such
amendment) and that the limited  guaranty shall be executed in the form attached
hereto  as  Exhibit  N,  with  such  changes  as the  Company  shall  deem to be
appropriate;  it being understood that the Trustee has reviewed and approved the
content of such forms and that the  Trustee's  consent  or  approval  to the use
thereof is not required.                                                        

Section 11.02 Recordation of Agreement; Counterparts.                 

(a) To the extent  permitted by  applicable  law,  this  Agreement is subject to
recordation in all appropriate  public offices for real property  records in all
the  counties  or other  comparable  jurisdictions  in  which  any or all of the
properties  subject to the Mortgages are situated,  and in any other appropriate
public  recording  office or elsewhere,  such  recordation to be effected by the
Master Servicer and at its expense on direction by the Trustee  (pursuant to the
request  of  Holders  of  Certificates  entitled  to at least 25% of the  Voting
Rights),  but only upon  direction  accompanied  by an Opinion of Counsel to the
effect that such recordation  materially and beneficially  affects the interests
of the Certificateholders.                                                      

(b) For the purpose of facilitating  the recordation of this Agreement as herein
provided and for other purposes,  this Agreement may be executed  simultaneously
in any number of counterparts,  each of which counterparts shall be deemed to be
an  original,  and  such  counterparts  shall  constitute  but one and the  same
instrument.                                                                     

Section 11.03 Limitation on Rights of Certificateholders.             

(a) The  death or  incapacity  of any  Certificateholder  shall not  operate  to
terminate this Agreement or the Trust Fund, nor entitle such Certificateholder's
legal  representatives  or heirs to claim an accounting or to take any action or
proceeding  in any court for a partition  or winding up of the Trust  Fund,  nor
otherwise  affect the rights,  obligations and liabilities of any of the parties
hereto.                                                                         

(b) No  Certificateholder  shall  have any right to vote  (except  as  expressly
provided herein) or in any manner otherwise control the operation and management
of the Trust Fund, or the obligations of the parties hereto,  nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association; nor shall any Certificateholder be under any liability to any
third  person by reason of any action  taken by the  parties  to this  Agreement
pursuant to any provision hereof.                                               

(c) No Certificateholder shall have any right by virtue of any provision of this
Agreement to institute  any suit,  action or proceeding in equity or at law upon
or under or with respect to this Agreement,  unless such Holder previously shall
have given to the  Trustee a written  notice of default  and of the  continuance
thereof, as hereinbefore  provided,  and unless also the Holders of Certificates
of any  Class  evidencing  in the  aggregate  not less  than 25% of the  related
Percentage  Interests of such Class,  shall have made  written  request upon the
Trustee to institute such action,  suit or proceeding in its own name as Trustee
hereunder and shall have offered to the Trustee such reasonable  indemnity as it
may require against the costs,  expenses and liabilities to be incurred  therein
or  thereby,  and the  Trustee,  for 60 days after its  receipt of such  notice,
request and offer of indemnity, shall have neglected or refused to institute any
such action,  suit or proceeding  it being  understood  and intended,  and being
expressly    covenanted   by   each    Certificateholder    with   every   other
Certificateholder  and the Trustee,  that no one or more Holders of Certificates
of any  Class  shall  have any  right in any  manner  whatever  by virtue of any
provision of this  Agreement to affect,  disturb or prejudice  the rights of the
Holders of any other of such  Certificates  of such Class or any other Class, or
to  obtain or seek to  obtain  priority  over or  preference  to any other  such
Holder,  or to  enforce  any right  under this  Agreement,  except in the manner
herein provided and for the common benefit of  Certificateholders  of such Class
or all Classes,  as the case may be. For the protection  and  enforcement of the
provisions  of this  Section  11.03,  each and every  Certificateholder  and the
Trustee  shall be entitled  to such  relief as can be given  either at law or in
equity.                                                                         

Section 11.04 Governing Law.                                          

      This agreement and the Certificates  shall be governed by and construed in
accordance  with the laws of the State of New York and the  obligations,  rights
and remedies of the parties  hereunder  shall be determined  in accordance  with
such laws.                                                                      

Section 11.05 Notices.                                                

      All demands and notices  hereunder shall be in writing and shall be deemed
to have been duly given if personally delivered at or mailed by registered mail,
postage prepaid (except for notices to the Trustee which shall be deemed to have
been duly given only when  received),  to (a) in the case of the  Company,  8400
Normandale Lake Boulevard,  Suite 600, Minneapolis,  Minnesota 55437, Attention:
President,  or such other  address as may  hereafter  be furnished to the Master
Servicer  and the  Trustee  in writing  by the  Company,  (b) in the case of the
Master Servicer, 10 Universal City Plaza, Suite 2100, Universal City, California
91608,  Attention:  Master  Servicer or such other  address as may be  hereafter
furnished to the Company and the Trustee by the Master Servicer in writing,  (c)
in the case of the Trustee,  Corporate  Trust Services  Division,  3 Park Plaza,
Irvine,  California 92614,  Attention:  Residential  Accredit Loans, Inc. Series
1999-QS4 or such other  address as may hereafter be furnished to the Company and
the Master  Servicer in writing by the  Trustee,  (d) in the case of Fitch IBCA,
One State Street Plaza,  New York, New York 10004,  or such other address as may
hereafter be furnished  to the Company,  the Trustee and the Master  Servicer in
writing by Fitch IBCA and (e) in the case of Standard & Poor's, 25 Broadway, New
York, New York 10004 or such other address as may be hereafter  furnished to the
Company,  the Trustee and the Master  Servicer by Standard & Poor's.  Any notice
required  or  permitted  to be mailed to a  Certificateholder  shall be given by
first class mail, postage prepaid, at the address of such holder as shown in the
Certificate Register.                                                           

Section 11.06 Notices to Rating Agency.                               

      The Company,  the Master  Servicer or the Trustee,  as  applicable,  shall
notify each Rating  Agency and the  Subservicer  at such time as it is otherwise
required  pursuant to this Agreement to give notice of the occurrence of, any of
the events described in clause (a), (b), (c), (d), (g), (h), (i) or (j) below or
provide a copy to each Rating  Agency at such time as  otherwise  required to be
delivered  pursuant to this  Agreement  of any of the  statements  described  in
clauses (e) and (f) below:                                                      

(a)   a material change or amendment to this Agreement,                         

(b)   the occurrence of an Event of Default,                                    

(c)   the  termination or appointment of a successor  Master Servicer or Trustee
or a change in the majority ownership of the Trustee,               

(d)   the filing of any claim under the Master Servicer's  blanket fidelity bond
      and the errors and omissions  insurance policy required by Section 3.12 or
   the cancellation or modification of coverage under any such instrument,

(e)   the  statement  required to be  delivered  to the Holders of each Class of
Certificates pursuant to Section 4.03,                              

(f)   the  statements  required to be  delivered  pursuant to Sections  3.18 and
3.19,                                                               

(g)   a change in the  location  of the  Custodial  Account  or the  Certificate
Account,                                                            

(h)   the  occurrence  of any monthly cash flow  shortfall to the Holders of any
      Class of Certificates resulting from the failure by the Master Servicer to
make an Advance pursuant to Section 4.04,                           

(i)   the occurrence of the Final Distribution Date, and                        

(j)   the repurchase of or substitution for any Mortgage Loan,                  

provided,  however,  that with respect to notice of the occurrence of the events
described in clauses (d), (g) or (h) above,  the Master  Servicer  shall provide
prompt  written  notice to each Rating  Agency and the  Subservicer  of any such
event known to the Master Servicer.                                             

Section 11.07 Severability of Provisions.                             

      If any one or more of the  covenants,  agreements,  provisions or terms of
this  Agreement  shall be for any  reason  whatsoever  held  invalid,  then such
covenants,  agreements,  provisions or terms shall be deemed  severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or  enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.          

Section 11.08 Supplemental Provisions for Resecuritization.           

      This Agreement may be  supplemented by means of the addition of a separate
Article hereto (a "Supplemental  Article") for the purpose of resecuritizing any
of the Certificates issued hereunder,  under the following  circumstances.  With
respect to any Class or Classes of Certificates issued hereunder, or any portion
of any such  Class,  as to which the  Company or any of its  Affiliates  (or any
designee thereof) is the registered Holder (the  "Resecuritized  Certificates"),
the  Company  may  deposit  such  Resecuritized  Certificates  into a new REMIC,
grantor trust, FASIT or custodial arrangement (a "Restructuring  Vehicle") to be
held by the Trustee pursuant to a Supplemental  Article. The instrument adopting
such Supplemental  Article shall be executed by the Company, the Master Servicer
and the  Trustee;  provided,  that  neither the Master  Servicer nor the Trustee
shall withhold their consent thereto if their respective  interests would not be
materially  adversely  affected  thereby.  To the  extent  that the terms of the
Supplemental  Article do not in any way affect any  provisions of this Agreement
as to any of the Certificates  initially issued  hereunder,  the adoption of the
Supplemental Article shall not constitute an "amendment" of this Agreement.     

      Each  Supplemental  Article  shall  set  forth  all  necessary  provisions
relating to the holding of the  Resecuritized  Certificates by the Trustee,  the
establishment of the  Restructuring  Vehicle,  the issuing of various classes of
new certificates by the  Restructuring  Vehicle and the distributions to be made
thereon,  and any  other  provisions  necessary  for the  purposes  thereof.  In
connection  with each  Supplemental  Article,  the Company  shall deliver to the
Trustee an Opinion of Counsel to the effect that (i) the  Restructuring  Vehicle
will  qualify as a REMIC,  grantor  trust,  FASIT or other entity not subject to
taxation  for  federal  income  tax  purposes  and  (ii)  the  adoption  of  the
Supplemental  Article  will not endanger the status of the Trust Fund as a REMIC
or  (subject to Section  10.01(f))  result in the  imposition  of a tax upon the
Trust Fund  (including but not limited to the tax on prohibited  transactions as
defined  in Section  860F(a)(2)  of the Code and the tax on  contributions  to a
REMIC as set forth in Section 860G(d) of the Code).                             

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      IN WITNESS WHEREOF,  the Company, the Master Servicer and the Trustee have
caused their names to be signed hereto by their  respective  officers  thereunto
duly  authorized  and their  respective  seals,  duly  attested,  to be hereunto
affixed, all as of the day and year first above written.                        

RESIDENTIAL ACCREDIT LOANS, INC.
[Seal]                                                                          

By:     
       Name:
        Title:

Attest:                                                                         
Name:                                                                 
Title:                                                                

 RESIDENTIAL FUNDING CORPORATION
[Seal]                                                                          

By:     
       Name:
        Title:

Attest:                                                                         
Name:                                                                 
Title:                                                                

              BANKERS TRUST COMPANY,
            as Trustee
[Seal]                                                                          

By:     
       Name:
        Title:

Attest:                                                                         
Name:                                                                 
Title:                                                                

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STATE OF MINNESOTA                                                              
)                       
) ss.:                  
COUNTY OF HENNEPIN          )                                                   
            On the 30th day of March, 1999 before me, a notary public in and for
said  State,  personally  appeared  Timothy  Pillar,  known  to me to be a  Vice
President of Residential  Accredit  Loans,  Inc., one of the  corporations  that
executed  the  within  instrument,  and also  known to me to be the  person  who
executed  it on behalf of said  corporation,  and  acknowledged  to me that such
corporation executed the within instrument.                                     

            IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and  affixed my
official seal the day and year in this certificate first above written.         

------------------------------------------------------------------------------  
               Notary Public
[Notarial Seal]                                                                 

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STATE OF MINNESOTA                                                              
)                       
) ss.:                  
COUNTY OF HENNEPIN          )                                                   
            On the 30th day of March, 1999 before me, a notary public in and for
said State,  personally  appeared Randy Van Zee, known to me to be a Director of
Residential  Funding  Corporation,  one of the  corporations  that  executed the
within  instrument,  and also known to me to be the person  who  executed  it on
behalf  of  said  corporation,  and  acknowledged  to me that  such  corporation
executed the within instrument.                                                 

            IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and  affixed my
official seal the day and year in this certificate first above written.         

------------------------------------------------------------------------------  
               Notary Public
[Notarial Seal]                                                                 

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STATE OF CALIFORNIA                                                             
)                       
) ss.:                  
COUNTY OF ORANGE            )                                                   
            On the 30th day of March, 1999 before me, a notary public in and for
said State,  personally appeared , known to me to be a Vice President of Bankers
Trust  Company,  the New York  banking  corporation  that  executed  the  within
instrument,  and also known to me to be the person who  executed it on behalf of
said banking  corporation and  acknowledged to me that such banking  corporation
executed the within instrument.                                                 

            IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and  affixed my
official seal the day and year in this certificate first above written.         

------------------------------------------------------------------------------  
               Notary Public
[Notarial Seal]                                                                 

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A-6                         

EXHIBIT A   

FORM OF CLASS A CERTIFICATE, CLASS A-P CERTIFICATE AND CLASS A-V CERTIFICATE  

      SOLELY  FOR U.S.  FEDERAL  INCOME  TAX  PURPOSES,  THIS  CERTIFICATE  IS A
"REGULAR  INTEREST" IN A "REAL  ESTATE  MORTGAGE  INVESTMENT  CONDUIT," AS THOSE
TERMS ARE  DEFINED,  RESPECTIVELY,  IN  SECTIONS  860G AND 860D OF THE  INTERNAL
REVENUE CODE OF 1986.                                                           

      UNLESS THIS  CERTIFICATE IS PRESENTED BY AN AUTHORIZED  REPRESENTATIVE  OF
THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION  ("DTC"),  TO ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER,  EXCHANGE,  OR PAYMENT,  AND ANY CERTIFICATE
ISSUED  IS  REGISTERED  IN THE NAME OF CEDE & CO.  OR IN SUCH  OTHER  NAME AS IS
REQUESTED  BY AN  AUTHORIZED  REPRESENTATIVE  OF DTC (AND ANY PAYMENT IS MADE TO
CEDE  &  CO.  OR  TO  SUCH  OTHER  ENTITY  AS  IS  REQUESTED  BY  AN  AUTHORIZED
REPRESENTATIVE  OF DTC), ANY TRANSFER,  PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE  BY OR TO ANY PERSON IS  WRONGFUL  INASMUCH  AS THE  REGISTERED  OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]                                    

      [THE FOLLOWING INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING
THE U.S.  FEDERAL  INCOME TAX  ORIGINAL  ISSUE  DISCOUNT  ("OID")  RULES TO THIS
CERTIFICATE. THE ISSUE DATE OF THIS CERTIFICATE IS MARCH 30, 1999. ASSUMING THAT
THE MORTGAGE LOANS PREPAY AT [100]% OF THE  PREPAYMENT  ASSUMPTION (AS DESCRIBED
IN THE PROSPECTUS SUPPLEMENT),  [AND ASSUMING A CONSTANT PASS-THROUGH RATE EQUAL
TO THE INITIAL PASS-THROUGH RATE,] THIS CERTIFICATE HAS BEEN ISSUED WITH NO MORE
THAN $ OF OID PER [$1,000] [$100,000] OF [INITIAL CERTIFICATE PRINCIPAL BALANCE]
[NOTIONAL AMOUNT], THE YIELD TO MATURITY IS % AND THE AMOUNT OF OID ATTRIBUTABLE
TO THE  INITIAL  ACCRUAL  PERIOD IS NO MORE THAN $ PER  [$1,000]  [$100,000]  OF
[INITIAL  CERTIFICATE  PRINCIPAL BALANCE] [NOTIONAL AMOUNT],  COMPUTED USING THE
APPROXIMATE  METHOD.  NO  REPRESENTATION  IS MADE THAT THE  MORTGAGE  LOANS WILL
PREPAY AT A RATE BASED ON THE  PREPAYMENT  ASSUMPTION OR AT ANY OTHER RATE OR AS
TO THE CONSTANCY OF THE PASS-THROUGH RATE.]                                     

Certificate No.                          [        %][Variable] Pass-Through     
                                   Rate [based on a Notional Amount]
Class A-     Senior                                                             
Date of Pooling and Servicing            [Percentage Interest:       %]         
Agreement and Cut-off Date:                                                     
March 1, 1999                            Aggregate Initial [Certificate         
                                        Principal Balance] [Class A-V Notional
First Distribution Date:                 Amount] [Subclass Notional Amount] of  
April 25, 1999                           the Class A-     Certificates:         

Master Servicer:                         [Initial] [Certificate Principal       
Residential Funding                      Balance] [[Class A-V] [Subclass]       
Corporation                              Notional Amount] of this Certificate:  
                              $                          ]
Assumed Final                                                                   
Distribution Date:                       CUSIP 76110F-                          
March 25, 2014                                                                  
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATE  
SERIES 1999-QS4   

            evidencing a percentage  interest in the distributions  allocable to
            the Class A-  Certificates  with respect to a Trust Fund  consisting
            primarily  of a pool  of  conventional  one-  to  four-family  fixed
            interest rate first  mortgage  loans formed and sold by  RESIDENTIAL
ACCREDIT LOANS, INC.                                    

            This  Certificate  is  payable  solely  from the assets of the Trust
Fund,  and does not  represent  an  obligation  of or  interest  in  Residential
Accredit Loans, Inc., the Master Servicer, the Trustee referred to below or GMAC
Mortgage Group,  Inc. or any of their  affiliates.  Neither this Certificate nor
the  underlying  Mortgage  Loans are  guaranteed or insured by any  governmental
agency or  instrumentality  or by Residential  Accredit Loans,  Inc., the Master
Servicer,  the Trustee or GMAC Mortgage Group,  Inc. or any of their affiliates.
None of the Company,  the Master Servicer,  GMAC Mortgage Group,  Inc. or any of
their  affiliates  will have any obligation  with respect to any  certificate or
other obligation secured by or payable from payments on the Certificates.       

This certifies that                                     
                                                       is the registered
owner of the Percentage  Interest  evidenced by this  Certificate  [(obtained by
dividing the [Initial Certificate Principal Balance] [Initial Class A-V Notional
Amount] of this  Certificate  by the aggregate  [Initial  Certificate  Principal
Balance of all Class A- Certificates] [Initial Class A-V Notional Amounts of all
Class A-V Certificates], both as specified above)] in certain distributions with
respect to the Trust  Fund  consisting  primarily  of an  interest  in a pool of
conventional  one- to four-family  fixed interest rate first mortgage loans (the
"Mortgage  Loans"),   formed  and  sold  by  Residential  Accredit  Loans,  Inc.
(hereinafter  called the  "Company,"  which term includes any  successor  entity
under the Agreement referred to below). The Trust Fund was created pursuant to a
Pooling and Servicing Agreement dated as specified above (the "Agreement") among
the Company,  the Master  Servicer and Bankers  Trust  Company,  as trustee (the
"Trustee"),  a summary of certain of the  pertinent  provisions  of which is set
forth hereafter.  To the extent not defined herein,  the capitalized  terms used
herein have the meanings  assigned in the Agreement.  This Certificate is issued
under and is subject to the terms,  provisions  and conditions of the Agreement,
to which  Agreement the Holder of this  Certificate  by virtue of the acceptance
hereof assents and by which such Holder is bound.                               

            Pursuant to the terms of the Agreement,  a distribution will be made
on the 25th day of each  month or, if such 25th day is not a Business  Day,  the
Business Day  immediately  following (the  "Distribution  Date"),  commencing as
described  in the  Agreement,  to the Person in whose name this  Certificate  is
registered  at the close of business on the last day (or if such last day is not
a Business  Day, the Business Day  immediately  preceding  such last day) of the
month immediately  preceding the month of such distribution (the "Record Date"),
from the Available  Distribution Amount in an amount equal to the product of the
Percentage  Interest  evidenced by this Certificate and the amount [(of interest
and  principal,  if any)]  required  to be  distributed  to  Holders of Class A-
Certificates  on such  Distribution  Date. [The Class A-V Notional Amount of the
Class A-V Certificates as of any date of determination is equal to the aggregate
Stated   Principal   Balance  of  the  Mortgage  Loans   corresponding   to  the
Uncertificated   REMIC  Regular   Interests   represented   by  such  Class  A-V
Certificates.]  [The Subclass  Notional Amount of the Class A-V- Certificates as
of any date of determination is equal to the aggregate Stated Principal  Balance
of  the  Mortgage  Loans  corresponding  to  the  Uncertificated  REMIC  Regular
Interests represented by such Class A-V- Certificates  immediately prior to such
date.] [The Class A-V[- ] Certificates have no Certificate Principal Balance.]  

            Distributions  on this Certificate will be made either by the Master
Servicer  acting on behalf of the Trustee or by a Paying Agent  appointed by the
Trustee in immediately  available  funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master  Servicer or such Paying Agent,  or by check mailed to the address of the
Person  entitled  thereto,  as  such  name  and  address  shall  appear  on  the
Certificate Register.                                                           

            Notwithstanding   the  above,   the  final   distribution   on  this
Certificate  will be made after due notice of the pendency of such  distribution
and only upon  presentation  and surrender of this  Certificate at the office or
agency  appointed  by the Trustee for that  purpose in the City and State of New
York. The [Initial  Certificate  Principal  Balance] [Initial Class A-V Notional
Amount]  [initial  Subclass  Notional  Amount] of this  Certificate is set forth
above.] [The Certificate  Principal Balance hereof will be reduced to the extent
of  distributions  allocable to  principal  and any  Realized  Losses  allocable
hereto.]                                                                        

            This  Certificate is one of a duly authorized  issue of Certificates
issued in several  Classes  designated  as  Mortgage  Asset-Backed  Pass-Through
Certificates  of the Series  specified  hereon (herein  collectively  called the
"Certificates").                                                                

            The  Certificates  are  limited  in  right  of  payment  to  certain
collections  and  recoveries   respecting  the  Mortgage  Loans,   all  as  more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds  are  advanced  with  respect  to  any  Mortgage  Loan,  such  advance  is
reimbursable  to the Master  Servicer,  to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.                                       

            As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the  Master  Servicer  from  time to time  for  purposes  other  than
distributions to Certificateholders,  such purposes including without limitation
reimbursement  to the Company  and the Master  Servicer  of  advances  made,  or
certain expenses incurred, by either of them.                                   

            The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the  Company,  the  Master  Servicer  and  the  Trustee  and the  rights  of the
Certificateholders  under the  Agreement at any time by the Company,  the Master
Servicer  and the  Trustee  with the  consent  of the  Holders  of  Certificates
evidencing  in the aggregate  not less than 66% of the  Percentage  Interests of
each Class of Certificates  affected thereby.  Any such consent by the Holder of
this  Certificate  shall be  conclusive  and binding on such Holder and upon all
future  holders  of this  Certificate  and of any  Certificate  issued  upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the  Certificate.  The  Agreement  also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain  additional  circumstances,  without the
consent of the Holders of certain Classes of Certificates.                      

            As provided  in the  Agreement  and  subject to certain  limitations
therein  set forth,  the  transfer of this  Certificate  is  registrable  in the
Certificate  Register upon surrender of this  Certificate  for  registration  of
transfer  at the offices or  agencies  appointed  by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other  written  instrument  of  transfer  in form  satisfactory  to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's  attorney  duly  authorized  in writing,  and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees. 

            The  Certificates  are  issuable  only  as  registered  Certificates
without coupons in Classes and in denominations  specified in the Agreement.  As
provided in the Agreement and subject to certain  limitations therein set forth,
Certificates are  exchangeable for new Certificates of authorized  denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.                                                   

            No service charge will be made for any such registration of transfer
or exchange,  but the Trustee may require  payment of a sum  sufficient to cover
any tax or other governmental charge payable in connection therewith.           

            The Company,  the Master  Servicer,  the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer,  the Trustee or the
Certificate  Registrar  may treat the Person in whose name this  Certificate  is
registered  as the owner hereof for all purposes,  and neither the Company,  the
Master  Servicer,  the Trustee nor any such agent shall be affected by notice to
the contrary.                                                                   

            This  Certificate  shall be governed by and  construed in accordance
with the laws of the State of New York.                                         

            The  obligations   created  by  the  Agreement  in  respect  of  the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to  Certificateholders  of all  amounts  held by or on behalf of the Trustee and
required to be paid to them pursuant to the  Agreement  following the earlier of
(i) the maturity or other  liquidation of the last Mortgage Loan subject thereto
or the disposition of all property  acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all remaining Mortgage Loans and all property
acquired in respect of such Mortgage Loans,  thereby  effecting early retirement
of the Certificates.  The Agreement  permits,  but does not require,  the Master
Servicer or the Company to (i) purchase at a price determined as provided in the
Agreement all remaining  Mortgage Loans and all property  acquired in respect of
any  Mortgage  Loan or (ii)  purchase  in  whole,  but not in  part,  all of the
Certificates from the Holders thereof;  provided,  that any such option may only
be exercised if the Pool Stated  Principal  Balance of the Mortgage  Loans as of
the  Distribution  Date  upon  which  the  proceeds  of any  such  purchase  are
distributed  is less than ten percent of the Cut-off Date  Principal  Balance of
the Mortgage Loans.                                                             

            Reference  is  hereby  made  to  the  further   provisions  of  this
Certificate set forth on the reverse hereof,  which further provisions shall for
all purposes have the same effect as if set forth at this place.                

            Unless the certificate of authentication hereon has been executed by
the Certificate  Registrar,  by manual signature,  this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.        

            IN WITNESS  WHEREOF,  the Trustee has caused this  Certificate to be
duly executed.                                                                  

Dated:                              BANKERS TRUST COMPANY,                      
      as Trustee

By:     
Authorized Signatory

CERTIFICATE OF AUTHENTICATION   

            This  is  one  of  the  Class  A-  Certificates  referred  to in the
within-mentioned Agreement.                                                     

              BANKERS TRUST COMPANY,
as Certificate Registrar

By:     
Authorized Signatory

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A-5                         

ASSIGNMENT  

          FOR VALUE RECEIVED, the undersigned hereby sell(s),  assign(s) and
transfer(s)                                                               unto  

(Please  print  or  typewrite  name and  address  including  postal  zip code of
assignee) a Percentage  Interest  evidenced by the within Mortgage  Asset-Backed
Pass-Through  Certificate and hereby  authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.        

            I (We)  further  direct  the  Certificate  Registrar  to issue a new
Certificate of a like  denomination  and Class,  to the above named assignee and
deliver such Certificate to the following address:                              

Dated:                              Signature by or on behalf of assignor       

Signature Guaranteed

DISTRIBUTION INSTRUCTIONS   

            The  assignee   should   include  the   following  for  purposes  of
distribution:                                                                   

          Distributions  shall be made, by wire  transfer or  otherwise,  in
immediately                 available                 funds                 to  

for  the  account  of                                                  account  
number                     ,     or,    if     mailed     by     check,     to  
                                                                  Applicable
statements             should             be             mailed             to  
                                                                           .

            This  information is provided by , the assignee named above, or , as
its agent.                                                                      

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B-7                         

EXHIBIT B   

FORM OF CLASS M CERTIFICATE   

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR  
CERTIFICATES [CLASS M-1 CERTIFICATES] [AND CLASS M-2 CERTIFICATES] AS           
DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).                                  

      SOLELY  FOR U.S.  FEDERAL  INCOME  TAX  PURPOSES,  THIS  CERTIFICATE  IS A
"REGULAR  INTEREST" IN A "REAL  ESTATE  MORTGAGE  INVESTMENT  CONDUIT," AS THOSE
TERMS ARE  DEFINED,  RESPECTIVELY,  IN  SECTIONS  860G AND 860D OF THE  INTERNAL
REVENUE CODE OF 1986 (THE "CODE").                                              

      UNLESS THIS  CERTIFICATE IS PRESENTED BY AN AUTHORIZED  REPRESENTATIVE  OF
THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION  ("DTC"),  TO ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER,  EXCHANGE,  OR PAYMENT,  AND ANY CERTIFICATE
ISSUED  IS  REGISTERED  IN THE NAME OF CEDE & CO.  OR IN SUCH  OTHER  NAME AS IS
REQUESTED  BY AN  AUTHORIZED  REPRESENTATIVE  OF DTC (AND ANY PAYMENT IS MADE TO
CEDE  &  CO.  OR  TO  SUCH  OTHER  ENTITY  AS  IS  REQUESTED  BY  AN  AUTHORIZED
REPRESENTATIVE  OF DTC), ANY TRANSFER,  PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE  BY OR TO ANY PERSON IS  WRONGFUL  INASMUCH  AS THE  REGISTERED  OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.                                     

      [THE FOLLOWING INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING
THE U.S.  FEDERAL  INCOME TAX  ORIGINAL  ISSUE  DISCOUNT  ("OID")  RULES TO THIS
CERTIFICATE. THE ISSUE DATE OF THIS CERTIFICATE IS MARCH 30, 1999. ASSUMING THAT
THE MORTGAGE LOANS PREPAY AT [___]% OF THE  PREPAYMENT  ASSUMPTION (AS DESCRIBED
IN THE PROSPECTUS  SUPPLEMENT),  THIS  CERTIFICATE  HAS BEEN ISSUED WITH NO MORE
THAN $ OF OID PER $1,000 OF INITIAL CERTIFICATE  PRINCIPAL BALANCE, THE YIELD TO
MATURITY IS % AND THE AMOUNT OF OID  ATTRIBUTABLE  TO THE INITIAL ACCRUAL PERIOD
IS NO MORE THAN $ PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL BALANCE,  COMPUTED
UNDER THE APPROXIMATE  METHOD. NO REPRESENTATION IS MADE THAT THE MORTGAGE LOANS
WILL PREPAY AT A RATE BASED ON THE PREPAYMENT ASSUMPTION OR AT ANY OTHER RATE.] 

      No  transfer of this Class M  Certificate  will be made unless the Trustee
has  received  either (A) an opinion  of counsel  acceptable  to and in form and
substance  satisfactory to the Trustee, the Company and the Master Servicer with
respect to the  permissibility  of such transfer  under the Employee  Retirement
Income  Security Act of 1974, as amended  ("ERISA") and Section 4975 of the Code
and stating,  among other  things,  that the  transferee's  acquisition  of THIS
Certificate will not constitute or result in a non-exempt prohibited transaction
under  Section 406 of ERISA or Section 4975 of the Code or (B) a  representation
letter,  in the  form  described  IN the  Agreement,  either  stating  that  the
transferee  is not an employee  benefit or other plan subject to the  prohibited
transaction  provisions of ERISA or Section 4975 of the Code (a "Plan"),  or any
other person (including an investment manager, a named fiduciary or a trustee of
any Plan)  acting,  directly  or  indirectly,  on behalf  of or  purchasing  any
Certificate with "plan assets" of any Plan (a "plan investor"),  or stating that
(I) the transferee is an insurance company,  (II) the source of funds to be used
by it to purchase the  Certificate  is an "insurance  company  general  account"
(within  the  meaning  of  Department  of  Labor  Prohibited  Transaction  Class
Exemption  ("PTCE") 95-60), and (iii) the CONDITIONS SET FORTH IN SECTIONS I AND
III OF PTCE 95-60 HAVE BEEN  SATISFIED  (EACH ENTITY THAT  SATISFIES THIS CLAUSE
(B), A "cOMPLYING INSURANCE COMPANY").                                          

      NOTWITHSTANDING   THE  ABOVE,   WITH  RESPECT  TO  THE  TRANSFER  OF  THIS
CERTIFICATE TO A DEPOSITORY OR ANY  SUBSEQUENT  TRANSFER OF ANY INTEREST IN THIS
CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS HELD BY A DEPOSITORY, (I) NEITHER
AN OPINION OF COUNSEL NOR A  CERTIFICATION,  EACH AS DESCRIBED IN THE  FOREGOING
PARAGRAPH, SHALL BE REQUIRED, AND (II) THE FOLLOWING CONDITIONS SHALL APPLY:    

            1.  Any  Transferee  of  this  Certificate  will be  deemed  to have
      represented by virtue of its purchase or holding of this  Certificate  (or
      interest herein) that either (a) such Transferee is not a Plan Investor or
(b) SUCH TRANSFEREE IS a Complying Insurance Company; and           

            2. If this  Certificate (OR ANY INTEREST HEREIN) IS ACQUIRED OR HELD
      IN VIOLATION OF THE PROVISIONS OF THE PRECEDING  PARAGRAPH,  then the last
      preceding  Transferee  that either (i) is not a Plan Investor or (ii) is a
      Complying Insurance Company shall be restored,  to the extent permitted by
      law,  to  all  rights  and   obligations  as  Certificate   Owner  thereof
      retroactive to the date of such Transfer of this Certificate.  The Trustee
      shall be under no  liability  to any Person for making any payments due on
this Certificate to such preceding Transferee.                      

      Any  purported  Certificate  Owner  whose  acquisition  or holding of this
Certificate (or interest  herein) was effected in violation of the  restrictions
in Section  5.02(e) of the Pooling and Servicing  Agreement  shall indemnify and
hold harmless the Company,  the Trustee,  the Master Servicer,  any Subservicer,
and the Trust Fund from and against any and all  liabilities,  claims,  costs or
expenses incurred by such parties as a result of such acquisition or holding.   

Certificate No.                          [      ]% Pass-Through Rate            

Class M-    Subordinate                  Aggregate Certificate                  
 Principal Balance
Date of Pooling and Servicing            of the Class M Certificates:           
Agreement and Cut-off Date:              $                                      
March 1, 1999                                                                   
                               Initial Certificate Principal
First Distribution Date:                 Balance of this Certificate:           
April 25, 1999                           $                                      

Master Servicer:                         CUSIP: 76110F-                         
Residential Funding Corporation                                                 

Assumed Final Distribution Date:                                                
March 25, 2014                                                                  

MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATE,   
SERIES 1999-QS4   

      evidencing a  percentage  interest in any  distributions  allocable to the
      Class M- Certificates with respect to the Trust Fund consisting  primarily
      of a pool of  conventional  one- to four-family  fixed interest rate first
mortgage loans formed and sold by RESIDENTIAL ACCREDIT LOANS, INC.  

            This  Certificate  is  payable  solely  from the assets of the Trust
Fund,  and does not  represent  an  obligation  of or  interest  in  Residential
Accredit Loans, Inc., the Master Servicer, the Trustee referred to below or GMAC
Mortgage Group,  Inc. or any of their  affiliates.  Neither this Certificate nor
the  underlying  Mortgage  Loans are  guaranteed or insured by any  governmental
agency or  instrumentality  or by Residential  Accredit Loans,  Inc., the Master
Servicer,  the Trustee or GMAC Mortgage Group,  Inc. or any of their affiliates.
None of the Company,  the Master Servicer,  GMAC Mortgage Group,  Inc. or any of
their  affiliates  will have any obligation  with respect to any  certificate or
other obligation secured by or payable from payments on the Certificates.       

     This  certifies that is the  registered  owner of the  Percentage  Interest
evidenced by this  Certificate  (obtained by dividing the Certificate  Principal
Balance of this Certificate by the aggregate  Certificate  Principal  Balance of
all Class M-  Certificates,  both as specified  above) in certain  distributions
with respect to a Trust Fund consisting primarily of a pool of conventional one-
to four-family fixed interest rate first mortgage loans (the "Mortgage  Loans"),
formed and sold by Residential  Accredit  Loans,  Inc.  (hereinafter  called the
"Company," which term includes any successor entity under the Agreement referred
to below).  The Trust  Fund was  created  pursuant  to a Pooling  and  Servicing
Agreement  dated as specified  above (the  "Agreement")  among the Company,  the
Master Servicer and Bankers Trust Company, as trustee (the "Trustee"), a summary
of certain of the pertinent  provisions of which is set forth hereafter.  To the
extent not defined herein,  the capitalized  terms used herein have the meanings
assigned in the  Agreement.  This  Certificate is issued under and is subject to
the terms,  provisions and conditions of the Agreement,  to which  Agreement the
Holder of this  Certificate  by virtue of the  acceptance  hereof assents and by
which such Holder is bound.                                                     

            Pursuant to the terms of the Agreement,  a distribution will be made
on the 25th day of each  month or, if such 25th day is not a Business  Day,  the
Business Day  immediately  following (the  "Distribution  Date"),  commencing as
described  in the  Agreement,  to the Person in whose name this  Certificate  is
registered  at the close of business on the last day (or if such last day is not
a Business  Day, the Business Day  immediately  preceding  such last day) of the
month immediately  preceding the month of such distribution (the "Record Date"),
from the Available  Distribution Amount in an amount equal to the product of the
Percentage  Interest  evidenced by this  Certificate and the amount (of interest
and  principal,  if any)  required  to be  distributed  to  Holders  of Class M-
Certificates on such Distribution Date.                                         

            Distributions  on this Certificate will be made either by the Master
Servicer  acting on behalf of the Trustee or by a Paying Agent  appointed by the
Trustee in immediately  available  funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master  Servicer or such Paying Agent,  or by check mailed to the address of the
Person  entitled  thereto,  as  such  name  and  address  shall  appear  on  the
Certificate Register.                                                           

            Notwithstanding   the  above,   the  final   distribution   on  this
Certificate  will be made after due notice of the pendency of such  distribution
and only upon  presentation  and surrender of this  Certificate at the office or
agency  appointed  by the Trustee for that  purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the  distributions  allocable to principal  and any  Realized  Losses  allocable
hereto.                                                                         

            As described  above, no transfer of this Class M Certificate will be
made  unless  (i) the  Trustee  has  received  either an opinion of counsel or a
representation  letter,  each as  described  in the  Agreement,  relating to the
permissibility  of such  transfer  under ERISA and Section 4975 of the Code,  or
(ii) this Certificate is held by a Depository, in which case the Transferee will
be deemed to have made  representations  relating to the  permissibility of such
transfer  under  ERISA and Section  4975 of the Code,  as  described  in Section
5.02(e) of the Agreement.  In addition,  any purported  Certificate  Owner whose
acquisition or holding of this  Certificate (or interest herein) was effected in
violation  of  the  restrictions  in  Section  5.02(e)  of the  Agreement  shall
indemnify and hold harmless the Company, the Trustee,  the Master Servicer,  any
Subservicer,  and the  Trust  Fund  from and  against  any and all  liabilities,
claims,  costs  or  expenses  incurred  by  such  parties  as a  result  of such
acquisition or holding.                                                         

            This  Certificate is one of a duly authorized  issue of Certificates
issued in several  Classes  designated  as  Mortgage  Asset-Backed  Pass-Through
Certificates  of the Series  specified  hereon (herein  collectively  called the
"Certificates").                                                                

            The  Certificates  are  limited  in  right  of  payment  to  certain
collections  and  recoveries   respecting  the  Mortgage  Loans,   all  as  more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds  are  advanced  with  respect  to  any  Mortgage  Loan,  such  advance  is
reimbursable  to the Master  Servicer,  to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.                                       

            As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the  Master  Servicer  from  time to time  for  purposes  other  than
distributions to Certificateholders,  such purposes including without limitation
reimbursement  to the Company  and the Master  Servicer  of  advances  made,  or
certain expenses incurred, by either of them.                                   

            The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the  Company,  the  Master  Servicer  and  the  Trustee  and the  rights  of the
Certificateholders  under the  Agreement at any time by the Company,  the Master
Servicer  and the  Trustee  with the  consent  of the  Holders  of  Certificates
evidencing  in the aggregate  not less than 66% of the  Percentage  Interests of
each Class of Certificates  affected thereby.  Any such consent by the Holder of
this  Certificate  shall be  conclusive  and binding on such Holder and upon all
future  holders  of this  Certificate  and of any  Certificate  issued  upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the  Certificate.  The  Agreement  also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain  additional  circumstances,  without the
consent of the Holders of certain Classes of Certificates.                      

            As provided  in the  Agreement  and  subject to certain  limitations
therein  set forth,  the  transfer of this  Certificate  is  registrable  in the
Certificate  Register upon surrender of this  Certificate  for  registration  of
transfer  at the offices or  agencies  appointed  by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other  written  instrument  of  transfer  in form  satisfactory  to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's  attorney  duly  authorized  in writing,  and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees. 

            The  Certificates  are  issuable  only  as  registered  Certificates
without coupons in Classes and in denominations  specified in the Agreement.  As
provided in the Agreement and subject to certain  limitations therein set forth,
Certificates are  exchangeable for new Certificates of authorized  denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.                                                   

            No service charge will be made for any such registration of transfer
or exchange,  but the Trustee may require  payment of a sum  sufficient to cover
any tax or other governmental charge payable in connection therewith.           

            The Company,  the Master  Servicer,  the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer,  the Trustee or the
Certificate  Registrar  may treat the Person in whose name this  Certificate  is
registered  as the owner hereof for all purposes,  and neither the Company,  the
Master  Servicer,  the Trustee nor any such agent shall be affected by notice to
the contrary.                                                                   

            This  Certificate  shall be governed by and  construed in accordance
with the laws of the State of New York.                                         

            The  obligations   created  by  the  Agreement  in  respect  of  the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to  Certificateholders  of all  amounts  held by or on behalf of the Trustee and
required to be paid to them pursuant to the  Agreement  following the earlier of
(i) the maturity or other  liquidation of the last Mortgage Loan subject thereto
or the disposition of all property  acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all remaining Mortgage Loans and all property
acquired in respect of such Mortgage Loans,  thereby  effecting early retirement
of the Certificates.  The Agreement  permits,  but does not require,  the Master
Servicer or the Company to (i) purchase at a price determined as provided in the
Agreement all remaining  Mortgage Loans and all property  acquired in respect of
any  Mortgage  Loan or (ii)  purchase  in  whole,  but not in  part,  all of the
Certificates from the Holders thereof;  provided,  that any such option may only
be exercised if the Pool Stated  Principal  Balance of the Mortgage  Loans as of
the  Distribution  Date  upon  which  the  proceeds  of any  such  purchase  are
distributed  is less than ten percent of the Cut-off Date  Principal  Balance of
the Mortgage Loans.                                                             

            Unless the certificate of authentication hereon has been executed by
the Certificate  Registrar,  by manual signature,  this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.        

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            IN WITNESS  WHEREOF,  the Trustee has caused this  Certificate to be
duly executed.                                                                  

Dated:                              BANKERS TRUST COMPANY,                      
  as Trustee

By:     
Authorized Signatory

CERTIFICATE OF AUTHENTICATION   

            This  is  one  of  the  Class  M-  Certificates  referred  to in the
within-mentioned Agreement.                                                     

              BANKERS TRUST COMPANY,
                            as Certificate Registrar

By:     
Authorized Signatory

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B-6                         

ASSIGNMENT  

          FOR VALUE RECEIVED, the undersigned hereby sell(s),  assign(s) and
transfer(s)                                                               unto  

(Please  print  or  typewrite  name and  address  including  postal  zip code of
assignee) a Percentage  Interest  evidenced by the within Mortgage  Asset-Backed
Pass-Through  Certificate and hereby  authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.        

            I (We)  further  direct  the  Certificate  Registrar  to issue a new
Certificate of a like  denomination  and Class,  to the above named assignee and
deliver such Certificate to the following address:                              

Dated:                                                                          
                             Signature by or on behalf of assignor

Signature Guaranteed

DISTRIBUTION INSTRUCTIONS   

            The  assignee   should   include  the   following  for  purposes  of
distribution:                                                                   

          Distributions  shall be made, by wire  transfer or  otherwise,  in
immediately                 available                 funds                 to  

for  the  account  of                                                  account  
number                     ,     or,    if     mailed     by     check,     to  
                                                                  Applicable
statements             should             be             mailed             to  
                                                                         .

            This  information is provided by , the assignee named above, or , as
its agent.                                                                      

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C-6                         

EXHIBIT C   

FORM OF CLASS B CERTIFICATE   

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR  CERTIFICATES
AND CLASS M CERTIFICATES [AND CLASS B-1] [CLASS B-2  CERTIFICATES]  DESCRIBED IN
THE AGREEMENT (AS DEFINED HEREIN).                                              

THIS  CERTIFICATE  HAS NOT BEEN AND WILL NOT BE REGISTERED  UNDER THE SECURITIES
ACT OF 1933,  AS  AMENDED,  OR THE  SECURITIES  LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED  UNLESS IT IS REGISTERED  PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS  WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER  APPLICABLE  STATE LAW AND IS TRANSFERRED IN ACCORDANCE  WITH
THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.                                

NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION  PURSUANT TO SECTION 5.02(e) OF THE AGREEMENT OR
AN OPINION OF COUNSEL  SATISFACTORY TO THE MASTER SERVICER,  THE COMPANY AND THE
TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT  PROHIBITED  TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED  ("ERISA"),  OR SECTION 4975 OF THE CODE
AND WILL NOT  SUBJECT  THE MASTER  SERVICER,  THE  COMPANY OR THE TRUSTEE TO ANY
OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.       

SOLELY FOR U.S.  FEDERAL  INCOME TAX PURPOSES,  THIS  CERTIFICATE  IS A "REGULAR
INTEREST" IN A "REAL  ESTATE  MORTGAGE  INVESTMENT  CONDUIT," AS THOSE TERMS ARE
DEFINED,  RESPECTIVELY,  IN SECTIONS  860G AND 860D OF THE CODE.  THE  FOLLOWING
INFORMATION  IS PROVIDED  SOLELY FOR THE PURPOSES OF APPLYING  THE U.S.  FEDERAL
INCOME TAX ORIGINAL ISSUE DISCOUNT ("OID") RULES TO THIS CERTIFICATE.  THE ISSUE
DATE OF THIS  CERTIFICATE  IS MARCH 30, 1999.  ASSUMING THAT THE MORTGAGE  LOANS
PREPAY AT 100% OF THE  PREPAYMENT  ASSUMPTION  (AS  DESCRIBED IN THE  PROSPECTUS
SUPPLEMENT),  THIS  CERTIFICATE  HAS BEEN  ISSUED WITH NO MORE THAN $ OF OID PER
$1,000 OF INITIAL CERTIFICATE  PRINCIPAL BALANCE, THE YIELD TO MATURITY IS % AND
THE AMOUNT OF OID  ATTRIBUTABLE  TO THE INITIAL ACCRUAL PERIOD IS NO MORE THAN $
PER  $1,000  OF  INITIAL  CERTIFICATE  PRINCIPAL  BALANCE,  COMPUTED  UNDER  THE
APPROXIMATE  METHOD.  NO  REPRESENTATION  IS MADE THAT THE  MORTGAGE  LOANS WILL
PREPAY AT A RATE BASED ON THE PREPAYMENT ASSUMPTION OR AT ANY OTHER RATE.       

Certificate No.                          [      ]% Pass-Through Rate            

Class B-     Subordinate                 Aggregate Certificate                  
 Principal Balance
Date of Pooling and Servicing            of the Class B-                        
Agreement and Cut-off Date:              Certificates as of                     
March 1, 1999                            the Cut-off Date:                      
   $
First Distribution Date:                                                        
April 25, 1999                           Initial Certificate Principal          
                              Balance of this Certificate:
Master Servicer:                         $                                      
Residential Funding Corporation                                                 

Assumed Final Distribution Date:                                                
March 25, 2014                                                                  

MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATE,   
SERIES 1999-QS4   

      evidencing a  percentage  interest in any  distributions  allocable to the
      Class B- Certificates with respect to the Trust Fund consisting  primarily
      of a pool of  conventional  one- to four-family  fixed interest rate first
mortgage loans formed and sold by RESIDENTIAL ACCREDIT LOANS, INC.  

            This  Certificate  is  payable  solely  from the assets of the Trust
Fund,  and does not  represent  an  obligation  of or  interest  in  Residential
Accredit Loans, Inc., the Master Servicer, the Trustee referred to below or GMAC
Mortgage Group,  Inc. or any of their  affiliates.  Neither this Certificate nor
the  underlying  Mortgage  Loans are  guaranteed or insured by any  governmental
agency or  instrumentality  or by Residential  Accredit Loans,  Inc., the Master
Servicer,  the Trustee or GMAC Mortgage Group,  Inc. or any of their affiliates.
None of the Company,  the Master Servicer,  GMAC Mortgage Group,  Inc. or any of
their  affiliates  will have any obligation  with respect to any  certificate or
other obligation secured by or payable from payments on the Certificates.       

            This  certifies  that  Residential   Accredit  Loans,  Inc.  is  the
registered  owner  of the  Percentage  Interest  evidenced  by this  Certificate
(obtained by dividing the Certificate  Principal  Balance of this Certificate by
the aggregate Certificate  Principal Balance of all Class B- Certificates,  both
as  specified  above) in  certain  distributions  with  respect  to a Trust Fund
consisting  primarily  of a pool  of  conventional  one-  to  four-family  fixed
interest rate first mortgage loans (the  "Mortgage  Loans"),  formed and sold by
Residential  Accredit Loans, Inc.  (hereinafter called the "Company," which term
includes any successor entity under the Agreement  referred to below). The Trust
Fund  was  created  pursuant  to a  Pooling  and  Servicing  Agreement  dated as
specified  above (the  "Agreement")  among the Company,  the Master Servicer and
Bankers Trust Company,  as trustee (the "Trustee"),  a summary of certain of the
pertinent provisions of which is set forth hereafter.  To the extent not defined
herein,  the  capitalized  terms used herein have the  meanings  assigned in the
Agreement.  This  Certificate  is issued  under  and is  subject  to the  terms,
provisions  and conditions of the  Agreement,  to which  Agreement the Holder of
this  Certificate by virtue of the  acceptance  hereof assents and by which such
Holder is bound.                                                                

            Pursuant to the terms of the Agreement,  a distribution will be made
on the 25th day of each  month or, if such 25th day is not a Business  Day,  the
Business Day immediately following (the "Distribution Date"),  commencing on the
first  Distribution  Date  specified  above,  to the  Person in whose  name this
Certificate  is  registered at the close of business on the last day (or if such
last day is not a Business Day, the Business Day immediately preceding such last
day) of the month next  preceding  the month of such  distribution  (the "Record
Date"), from the Available Distribution Amount in an amount equal to the product
of the  Percentage  Interest  evidenced by this  Certificate  and the amount (of
interest and principal, if any) required to be distributed to Holders of Class B
Certificates on such Distribution Date.                                         

            Distributions  on this Certificate will be made either by the Master
Servicer  acting on behalf of the Trustee or by a Paying Agent  appointed by the
Trustee in immediately  available  funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master  Servicer or such Paying Agent,  or by check mailed to the address of the
Person  entitled  thereto,  as  such  name  and  address  shall  appear  on  the
Certificate Register.                                                           

            Notwithstanding   the  above,   the  final   distribution   on  this
Certificate  will be made after due notice of the pendency of such  distribution
and only upon  presentation  and surrender of this  Certificate at the office or
agency  appointed  by the Trustee for that  purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the  distributions  allocable to principal  and any  Realized  Losses  allocable
hereto.                                                                         

            No  transfer  of this Class B  Certificate  will be made unless such
transfer is exempt from the  registration  requirements of the Securities Act of
1933,  as  amended,  and  any  applicable  state  securities  laws or is made in
accordance  with said Act and laws.  In the event that such a transfer  is to be
made,  (i) the  Trustee  or the  Company  may  require  an  opinion  of  counsel
acceptable  to and in form and  substance  satisfactory  to the  Trustee and the
Company that such transfer is exempt  (describing  the applicable  exemption and
the  basis  therefor)  from  or is  being  made  pursuant  to  the  registration
requirements  of the Securities  Act of 1933, as amended,  and of any applicable
statute of any state and (ii) the transferee shall execute an investment  letter
in the form  described by the  Agreement.  The Holder hereof  desiring to effect
such  transfer  shall,  and does hereby agree to,  indemnify  the  Trustee,  the
Company,  the Master Servicer and the Certificate  Registrar acting on behalf of
the Trustee  against  any  liability  that may result if the  transfer is not so
exempt  or is not made in  accordance  with such  Federal  and  state  laws.  In
connection  with any such transfer,  the Trustee will also require either (i) an
opinion of counsel  acceptable to and in form and substance  satisfactory to the
Trustee,  the Company and the Master Servicer with respect to the permissibility
of such transfer under the Employee  Retirement  Income Security Act of 1974, as
amended  ("ERISA"),  and Section 4975 of the Internal  Revenue Code (the "Code")
and stating, among other things, that the transferee's  acquisition of a Class B
Certificate will not constitute or result in a non-exempt prohibited transaction
under Section 406 of ERISA or Section 4975 of the Code or (ii) a  representation
letter,  in the form as  described  by the  Agreement,  either  stating that the
transferee  is not an employee  benefit or other plan subject to the  prohibited
transaction  provisions of ERISA or Section 4975 of the Code (a "Plan"),  or any
other person (including an investment manager, a named fiduciary or a trustee of
any Plan)  acting,  directly  or  indirectly,  on behalf  of or  purchasing  any
Certificate with "plan assets" of any Plan, or stating that the transferee is an
insurance  company,  the  source  of  funds  to be  used by it to  purchase  the
Certificate is an "insurance  company  general  account"  (within the meaning of
Department of Labor Prohibited  Transaction Class Exemption ("PTCE") 95-60), and
the purchase is being made in reliance  upon the  availability  of the exemptive
relief afforded under Sections I and III of PTCE 95-60.                         

            This  Certificate is one of a duly authorized  issue of Certificates
issued in several  Classes  designated  as  Mortgage  Asset-Backed  Pass-Through
Certificates  of the Series  specified  hereon (herein  collectively  called the
"Certificates").                                                                

            The  Certificates  are  limited  in  right  of  payment  to  certain
collections  and  recoveries   respecting  the  Mortgage  Loans,   all  as  more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds  are  advanced  with  respect  to  any  Mortgage  Loan,  such  advance  is
reimbursable  to the Master  Servicer,  to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.                                       

            As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the  Master  Servicer  from  time to time  for  purposes  other  than
distributions to Certificateholders,  such purposes including without limitation
reimbursement  to the Company  and the Master  Servicer  of  advances  made,  or
certain expenses incurred, by either of them.                                   

            The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the  Company,  the  Master  Servicer  and  the  Trustee  and the  rights  of the
Certificateholders  under the  Agreement at any time by the Company,  the Master
Servicer  and the  Trustee  with the  consent  of the  Holders  of  Certificates
evidencing  in the aggregate  not less than 66% of the  Percentage  Interests of
each Class of Certificates  affected thereby.  Any such consent by the Holder of
this  Certificate  shall be  conclusive  and binding on such Holder and upon all
future  holders  of this  Certificate  and of any  Certificate  issued  upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the  Certificate.  The  Agreement  also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain  additional  circumstances,  without the
consent of the Holders of certain Classes of Certificates.                      

            As provided  in the  Agreement  and  subject to certain  limitations
therein  set forth,  the  transfer of this  Certificate  is  registrable  in the
Certificate  Register upon surrender of this  Certificate  for  registration  of
transfer  at the offices or  agencies  appointed  by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other  written  instrument  of  transfer  in form  satisfactory  to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's  attorney  duly  authorized  in writing,  and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees. 

            The  Certificates  are  issuable  only  as  registered  Certificates
without coupons in Classes and in denominations  specified in the Agreement.  As
provided in the Agreement and subject to certain  limitations therein set forth,
Certificates are  exchangeable for new Certificates of authorized  denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.                                                   

            No service charge will be made for any such registration of transfer
or exchange,  but the Trustee may require  payment of a sum  sufficient to cover
any tax or other governmental charge payable in connection therewith.           

            The Company,  the Master  Servicer,  the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer,  the Trustee or the
Certificate  Registrar  may treat the Person in whose name this  Certificate  is
registered  as the owner hereof for all purposes,  and neither the Company,  the
Master  Servicer,  the Trustee nor any such agent shall be affected by notice to
the contrary.                                                                   

            This  Certificate  shall be governed by and  construed in accordance
with the laws of the State of New York.                                         

            The  obligations   created  by  the  Agreement  in  respect  of  the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to  Certificateholders  of all  amounts  held by or on behalf of the Trustee and
required to be paid to them pursuant to the  Agreement  following the earlier of
(i) the maturity or other  liquidation of the last Mortgage Loan subject thereto
or the disposition of all property  acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all remaining Mortgage Loans and all property
acquired in respect of such Mortgage Loans,  thereby  effecting early retirement
of the Certificates.  The Agreement  permits,  but does not require,  the Master
Servicer or the Company to (i) purchase at a price determined as provided in the
Agreement all remaining  Mortgage Loans and all property  acquired in respect of
any  Mortgage  Loan or (ii)  purchase  in  whole,  but not in  part,  all of the
Certificates from the Holders thereof;  provided,  that any such option may only
be exercised if the Pool Stated  Principal  Balance of the Mortgage  Loans as of
the  Distribution  Date  upon  which  the  proceeds  of any  such  purchase  are
distributed  is less than ten percent of the Cut-off Date  Principal  Balance of
the Mortgage Loans.                                                             

            Unless the certificate of authentication hereon has been executed by
the Certificate  Registrar,  by manual signature,  this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.        

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            IN WITNESS  WHEREOF,  the Trustee has caused this  Certificate to be
duly executed.                                                                  

Dated:                              BANKERS TRUST COMPANY,                      
          as Trustee

By:     
Authorized Signatory

CERTIFICATE OF AUTHENTICATION   

            This  is  one  of  the  Class  M-  Certificates  referred  to in the
within-mentioned Agreement.                                                     

              BANKERS TRUST COMPANY,
as Certificate Registrar

By:     
Authorized Signatory

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ASSIGNMENT  

          FOR VALUE RECEIVED, the undersigned hereby sell(s),  assign(s) and
transfer(s)                                                               unto  

(Please  print  or  typewrite  name and  address  including  postal  zip code of
assignee) a Percentage  Interest  evidenced by the within Mortgage  Asset-Backed
Pass-Through  Certificate and hereby  authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.        

            I (We)  further  direct  the  Certificate  Registrar  to issue a new
Certificate of a like  denomination  and Class,  to the above named assignee and
deliver such Certificate to the following address:                              

Dated:                                                                          
                             Signature by or on behalf of assignor

Signature Guaranteed

DISTRIBUTION INSTRUCTIONS   

            The  assignee   should   include  the   following  for  purposes  of
distribution:                                                                   

          Distributions  shall be made, by wire  transfer or  otherwise,  in
immediately                 available                 funds                 to  

for  the  account  of                                                  account  
number                     ,     or,    if     mailed     by     check,     to  
                                                                  Applicable
statements             should             be             mailed             to  
                                                                           .

            This  information is provided by , the assignee named above, or , as
its agent.                                                                      

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EXHIBIT D   

FORM OF CLASS R CERTIFICATE   

THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).                              

SOLELY FOR U.S.  FEDERAL  INCOME TAX PURPOSES,  THIS  CERTIFICATE IS A "RESIDUAL
INTEREST"  IN A "REAL  ESTATE  MORTGAGE  INVESTMENT  CONDUIT" AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986 (THE "CODE").                                                              

NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION  PURSUANT TO SECTION 5.02(e) OF THE AGREEMENT OR
AN OPINION OF COUNSEL  SATISFACTORY TO THE MASTER SERVICER,  THE COMPANY AND THE
TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT  PROHIBITED  TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED  ("ERISA"),  OR SECTION 4975 OF THE CODE
AND WILL NOT  SUBJECT  THE MASTER  SERVICER,  THE  COMPANY OR THE TRUSTEE TO ANY
OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.       

ANY RESALE,  TRANSFER OR OTHER  DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
IF THE PROPOSED  TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER
AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE
OR POLITICAL  SUBDIVISION  THEREOF,  ANY POSSESSION OF THE UNITED STATES, OR ANY
AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY
WHICH IS A CORPORATION  IF ALL OF ITS  ACTIVITIES  ARE SUBJECT TO TAX AND EXCEPT
FOR THE FHLMC,  A MAJORITY  OF ITS BOARD OF  DIRECTORS  IS NOT  SELECTED BY SUCH
GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR
ANY AGENCY OR INSTRUMENTALITY  OF EITHER OF THE FOREGOING,  (C) ANY ORGANIZATION
(OTHER THAN CERTAIN FARMERS' COOPERATIVES  DESCRIBED IN SECTION 521 OF THE CODE)
WHICH IS  EXEMPT  FROM THE TAX  IMPOSED  BY  CHAPTER 1 OF THE CODE  UNLESS  SUCH
ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING
THE TAX  IMPOSED  BY  SECTION  511 OF THE  CODE ON  UNRELATED  BUSINESS  TAXABLE
INCOME),  (D) RURAL  ELECTRIC AND  TELEPHONE  COOPERATIVES  DESCRIBED IN SECTION
1381(a)(2)(C)  OF THE CODE,  (E) AN ELECTING  LARGE  PARTNERSHIP  UNDER  SECTION
775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B),
(C), (D) OR (E) BEING HEREIN REFERRED TO AS A "DISQUALIFIED  ORGANIZATION"),  OR
(F) AN AGENT OF A DISQUALIFIED ORGANIZATION,  (2) NO PURPOSE OF SUCH TRANSFER IS
TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH TRANSFEREE  SATISFIES
CERTAIN  ADDITIONAL  CONDITIONS  RELATING  TO  THE  FINANCIAL  CONDITION  OF THE
PROPOSED  TRANSFEREE.   NOTWITHSTANDING  THE  REGISTRATION  IN  THE  CERTIFICATE
REGISTER OR ANY TRANSFER,  SALE OR OTHER  DISPOSITION  OF THIS  CERTIFICATE TO A
DISQUALIFIED  ORGANIZATION  OR AN AGENT  OF A  DISQUALIFIED  ORGANIZATION,  SUCH
REGISTRATION  SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT  WHATSOEVER  AND
SUCH  PERSON  SHALL  NOT BE  DEEMED TO BE A  CERTIFICATEHOLDER  FOR ANY  PURPOSE
HEREUNDER,  INCLUDING,  BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS
CERTIFICATE.  EACH HOLDER OF THIS  CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE
SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.          

Certificate No.                          [      ]% Pass-Through Rate            

Class R Senior                           Aggregate Initial Certificate          
Principal Balance of the
Date of Pooling and Servicing            Class R Certificates:                  
Agreement and Cut-off Date:              $100.00                                
March 1, 1999                                                                   
                               Initial Certificate Principal
First Distribution Date:                 Balance of this Certificate:           
April 25, 1999                           $                                      

Master Servicer:                         Percentage Interest:                   
Residential Funding Corporation                        %                        

Assumed Final Distribution Date:         CUSIP 76110F-                          
March 25, 2014                                                                  

MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATE,   
SERIES 1999-QS4   

      evidencing a  percentage  interest in any  distributions  allocable to the
      Class R Certificates  with respect to the Trust Fund consisting  primarily
      of a pool of  conventional  one- to four-family  fixed interest rate first
mortgage loans formed and sold by RESIDENTIAL ACCREDIT LOANS, INC.  

            This  Certificate  is  payable  solely  from the assets of the Trust
Fund,  and does not  represent  an  obligation  of or  interest  in  Residential
Accredit Loans, Inc., the Master Servicer, the Trustee referred to below or GMAC
Mortgage Group,  Inc. or any of their  affiliates.  Neither this Certificate nor
the  underlying  Mortgage  Loans are  guaranteed or insured by any  governmental
agency or  instrumentality  or by Residential  Accredit Loans,  Inc., the Master
Servicer,  the Trustee or GMAC Mortgage Group,  Inc. or any of their affiliates.
None of the Company,  the Master Servicer,  GMAC Mortgage Group,  Inc. or any of
their  affiliates  will have any obligation  with respect to any  certificate or
other obligation secured by or payable from payments on the Certificates.       

This certifies that                                     
                                                is the registered owner of
the Percentage Interest evidenced by this Certificate  (obtained by dividing the
Initial  Certificate  Principal  Balance of this  Certificate  by the  aggregate
Initial  Certificate  Principal  Balance  of all Class R  Certificates,  both as
specified  above) in  certain  distributions  with  respect  to the  Trust  Fund
consisting  primarily  of a pool  of  conventional  one-  to  four-family  fixed
interest rate first mortgage loans (the  "Mortgage  Loans"),  formed and sold by
Residential  Accredit Loans, Inc.  (hereinafter called the "Company," which term
includes any successor entity under the Agreement  referred to below). The Trust
Fund  was  created  pursuant  to a  Pooling  and  Servicing  Agreement  dated as
specified  above (the  "Agreement")  among the Company,  the Master Servicer and
Bankers Trust Company,  as trustee (the "Trustee"),  a summary of certain of the
pertinent provisions of which is set forth hereafter.  To the extent not defined
herein,  the  capitalized  terms used herein have the  meanings  assigned in the
Agreement.  This  Certificate  is issued  under  and is  subject  to the  terms,
provisions  and conditions of the  Agreement,  to which  Agreement the Holder of
this  Certificate by virtue of the  acceptance  hereof assents and by which such
Holder is bound.                                                                

            Pursuant to the terms of the Agreement,  a distribution will be made
on the 25th day of each  month or, if such 25th day is not a Business  Day,  the
Business Day  immediately  following (the  "Distribution  Date"),  commencing as
described  in the  Agreement,  to the Person in whose name this  Certificate  is
registered  at the close of business on the last day (or if such last day is not
a Business  Day, the Business Day  immediately  preceding  such last day) of the
month immediately  preceding the month of such distribution (the "Record Date"),
from the Available  Distribution Amount in an amount equal to the product of the
Percentage  Interest  evidenced by this  Certificate and the amount (of interest
and  principal,  if any)  required  to be  distributed  to  Holders  of  Class R
Certificates on such Distribution Date.                                         

            Each Holder of this  Certificate will be deemed to have agreed to be
bound by the restrictions set forth in the Agreement to the effect that (i) each
person holding or acquiring any Ownership Interest in this Certificate must be a
United  States  Person and a  Permitted  Transferee,  (ii) the  transfer  of any
Ownership  Interest in this Certificate will be conditioned upon the delivery to
the Trustee of,  among other  things,  an  affidavit  to the effect that it is a
United States Person and Permitted Transferee,  (iii) any attempted or purported
transfer of any  Ownership  Interest in this  Certificate  in  violation of such
restrictions  will be  absolutely  null and void and will  vest no rights in the
purported  transferee,  and (iv) if any person other than a United States Person
and a Permitted  Transferee  acquires any Ownership Interest in this Certificate
in violation of such restrictions,  then the Company will have the right, in its
sole  discretion and without notice to the Holder of this  Certificate,  to sell
this Certificate to a purchaser selected by the Company,  which purchaser may be
the Company,  or any affiliate of the Company,  on such terms and  conditions as
the Company may choose.                                                         

            Notwithstanding   the  above,   the  final   distribution   on  this
Certificate  will be made after due notice of the pendency of such  distribution
and only upon  presentation  and surrender of this  Certificate at the office or
agency  appointed  by the Trustee for that  purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
distributions  allocable to principal and any Realized Losses allocable  hereto.
Notwithstanding  the reduction of the  Certificate  Principal  Balance hereof to
zero,  this  Certificate  will remain  outstanding  under the  Agreement and the
Holder hereof may have additional  obligations with respect to this Certificate,
including  tax   liabilities,   and  may  be  entitled  to  certain   additional
distributions  hereon,  in  accordance  with the  terms  and  provisions  of the
Agreement.                                                                      

            No  transfer  of this Class R  Certificate  will be made  unless the
Trustee has received either (i) an opinion of counsel  acceptable to and in form
and substance  satisfactory to the Trustee,  the Company and the Master Servicer
with  respect  to  the  permissibility  of  such  transfer  under  the  Employee
Retirement Income Security Act of 1974, as amended  ("ERISA"),  and Section 4975
of the Internal Revenue Code (the "Code") and stating,  among other things, that
the  transferee's  acquisition  of a Class R Certificate  will not constitute or
result in a  non-exempt  prohibited  transaction  under  Section 406 of ERISA or
Section  4975 of the  Code  or  (ii) a  representation  letter,  in the  form as
described  by the  Agreement,  stating  that the  transferee  is not an employee
benefit or other plan subject to the prohibited  transaction provisions of ERISA
or  Section  4975 of the Code (a  "Plan"),  or any other  person  (including  an
investment manager, a named fiduciary or a trustee of any Plan) acting, directly
or indirectly,  on behalf of or purchasing any Certificate with "plan assets" of
any Plan.                                                                       

            This  Certificate is one of a duly authorized  issue of Certificates
issued in several  Classes  designated  as  Mortgage  Asset-Backed  Pass-Through
Certificates  of the Series  specified  hereon (herein  collectively  called the
"Certificates").                                                                

            The  Certificates  are  limited  in  right  of  payment  to  certain
collections  and  recoveries   respecting  the  Mortgage  Loans,   all  as  more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds  are  advanced  with  respect  to  any  Mortgage  Loan,  such  advance  is
reimbursable  to the Master  Servicer,  to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.                                       

            As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the  Master  Servicer  from  time to time  for  purposes  other  than
distributions to Certificateholders,  such purposes including without limitation
reimbursement  to the Company  and the Master  Servicer  of  advances  made,  or
certain expenses incurred, by either of them.                                   

            The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the  Company,  the  Master  Servicer  and  the  Trustee  and the  rights  of the
Certificateholders  under the  Agreement at any time by the Company,  the Master
Servicer  and the  Trustee  with the  consent  of the  Holders  of  Certificates
evidencing  in the aggregate  not less than 66% of the  Percentage  Interests of
each Class of Certificates  affected thereby.  Any such consent by the Holder of
this  Certificate  shall be  conclusive  and binding on such Holder and upon all
future  holders  of this  Certificate  and of any  Certificate  issued  upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the  Certificate.  The  Agreement  also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain  additional  circumstances,  without the
consent of the Holders of certain Classes of Certificates.                      

            As provided  in the  Agreement  and  subject to certain  limitations
therein  set forth,  the  transfer of this  Certificate  is  registrable  in the
Certificate  Register upon surrender of this  Certificate  for  registration  of
transfer  at the offices or  agencies  appointed  by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other  written  instrument  of  transfer  in form  satisfactory  to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's  attorney  duly  authorized  in writing,  and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees. 

            The  Certificates  are  issuable  only  as  registered  Certificates
without coupons in Classes and in denominations  specified in the Agreement.  As
provided in the Agreement and subject to certain  limitations therein set forth,
Certificates are  exchangeable for new Certificates of authorized  denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.                                                   

            No service charge will be made for any such registration of transfer
or exchange,  but the Trustee may require  payment of a sum  sufficient to cover
any tax or other governmental charge payable in connection therewith.           

            The Company,  the Master  Servicer,  the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer,  the Trustee or the
Certificate  Registrar  may treat the Person in whose name this  Certificate  is
registered  as the owner hereof for all purposes,  and neither the Company,  the
Master  Servicer,  the Trustee nor any such agent shall be affected by notice to
the contrary.                                                                   

            This  Certificate  shall be governed by and  construed in accordance
with the laws of the State of New York.                                         

            The  obligations   created  by  the  Agreement  in  respect  of  the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to  Certificateholders  of all  amounts  held by or on behalf of the Trustee and
required to be paid to them pursuant to the  Agreement  following the earlier of
(i) the maturity or other  liquidation of the last Mortgage Loan subject thereto
or the disposition of all property  acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all remaining Mortgage Loans and all property
acquired in respect of such Mortgage Loans,  thereby  effecting early retirement
of the Certificates.  The Agreement  permits,  but does not require,  the Master
Servicer or the Company to (i) purchase at a price determined as provided in the
Agreement all remaining  Mortgage Loans and all property  acquired in respect of
any  Mortgage  Loan or (ii)  purchase  in  whole,  but not in  part,  all of the
Certificates from the Holders thereof;  provided,  that any such option may only
be exercised if the Pool Stated  Principal  Balance of the Mortgage  Loans as of
the  Distribution  Date  upon  which  the  proceeds  of any  such  purchase  are
distributed  is less than ten percent of the Cut-off Date  Principal  Balance of
the Mortgage Loans.                                                             

            Reference  is  hereby  made  to  the  further   provisions  of  this
Certificate set forth on the reverse hereof,  which further provisions shall for
all purpose have the same effect as if set forth at this place.                 

            Unless the certificate of authentication hereon has been executed by
the Certificate  Registrar,  by manual signature,  this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.        

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            IN WITNESS  WHEREOF,  the Trustee has caused this  Certificate to be
duly executed.                                                                  

Dated:                              BANKERS TRUST COMPANY                       
  as Trustee

By:     
Authorized Signatory

CERTIFICATE OF AUTHENTICATION   

            This  is  one  of  the  Class  R  Certificates  referred  to in  the
within-mentioned Agreement.                                                     

              BANKERS TRUST COMPANY,
as Certificate Registrar

By:     
Authorized Signatory

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ASSIGNMENT  

          FOR VALUE RECEIVED, the undersigned hereby sell(s),  assign(s) and
transfer(s)                                                               unto  

(Please  print  or  typewrite  name and  address  including  postal  zip code of
assignee) a Percentage  Interest  evidenced by the within Mortgage  Asset-Backed
Pass-Through  Certificate and hereby  authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.        

            I (We)  further  direct  the  Certificate  Registrar  to issue a new
Certificate of a like  denomination  and Class,  to the above named assignee and
deliver such Certificate to the following address:                              

Dated:                                                                          
                             Signature by or on behalf of assignor

Signature Guaranteed

DISTRIBUTION INSTRUCTIONS   

            The  assignee   should   include  the   following  for  purposes  of
distribution:                                                                   

          Distributions  shall be made, by wire  transfer or  otherwise,  in
immediately                 available                 funds                 to  

for  the  account  of                                                  account  
number                     ,     or,    if     mailed     by     check,     to  
                                                                  Applicable
statements             should             be             mailed             to  
                                                                         .

            This  information is provided by , the assignee named above, or , as
its agent.                                                                      

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EXHIBIT E   

CUSTODIAL AGREEMENT   

            THIS CUSTODIAL  AGREEMENT (as amended and supplemented  from time to
time,  the  "Agreement"),  dated as of March 1, 1999, by and among BANKERS TRUST
COMPANY,  as Trustee  (including  its  successors  under the  Pooling  Agreement
defined below, the "Trustee"),  RESIDENTIAL  ACCREDIT LOANS, INC. (together with
any successor in interest, the "Company"),  RESIDENTIAL FUNDING CORPORATION,  as
master servicer  (together with any successor in interest or successor under the
Pooling Agreement  referred to below, the "Master  Servicer"),  and NORWEST BANK
MINNESOTA,  NATIONAL ASSOCIATION (together with any successor in interest or any
successor appointed hereunder, the "Custodian").                                

W I T N E S S E T H T H A T :   

            WHEREAS,  the  Company,  the Master  Servicer,  and the Trustee have
entered  into a  Pooling  and  Servicing  Agreement  dated as of March 1,  1999,
relating  to  the  issuance  of  Residential   Accredit  Loans,  Inc.,  Mortgage
Asset-Backed  Pass-Through  Certificates,  Series  1999-QS4 (as in effect on the
date of this  agreement,  the "Original  Pooling  Agreement," and as amended and
supplemented from time to time, the "Pooling Agreement"); and                   

            WHEREAS,  the  Custodian  has agreed to act as agent for the Trustee
for  the  purposes  of  receiving  and  holding  certain   documents  and  other
instruments  delivered by the Company and the Master  Servicer under the Pooling
Agreement,  all upon the terms and  conditions  and  subject to the  limitations
hereinafter set forth;                                                          

            NOW,  THEREFORE,  in  consideration  of the  premises and the mutual
covenants and agreements  hereinafter set forth, the Trustee,  the Company,  the
Master Servicer and the Custodian hereby agree as follows:                      

ARTICLE I                                                                       

Definitions   

            Capitalized  terms used in this  Agreement  and not  defined  herein
shall have the  meanings  assigned in the  Original  Pooling  Agreement,  unless
otherwise required by the context herein.                                       

ARTICLE II                                                                      

Custody of Mortgage Documents   

Section 2.01  ...Custodian to Act as Agent;  Acceptance of Mortgage  Files.  The
Custodian,  as the duly  appointed  agent of the  Trustee  for  these  purposes,
acknowledges  receipt of the  Mortgage  Files  relating  to the  Mortgage  Loans
identified on the schedule  attached hereto (the "Mortgage  Files") and declares
that it holds and will hold the  Mortgage  Files as agent  for the  Trustee,  in
trust, for the use and benefit of all present and future Certificateholders.    

Section 2.02 ...Recordation of Assignments. If any Mortgage File includes one or
more  assignments  to the Trustee of Mortgage  Notes and related  Mortgages that
have not been recorded, each such assignment shall be delivered by the Custodian
to the Company for the purpose of recording it in the appropriate  public office
for real  property  records,  and the Company,  at no expense to the  Custodian,
shall  promptly cause to be recorded in the  appropriate  public office for real
property records each such assignment and, upon receipt thereof from such public
office, shall return each such assignment to the Custodian.                     

Section  2.03  ...Review of Mortgage Files.                                     

(a) On or prior to the Closing Date, the Custodian  shall deliver to the Trustee
an Initial  Certification  in the form annexed  hereto as Exhibit One evidencing
receipt  of a  Mortgage  File for each  Mortgage  Loan  listed  on the  Schedule
attached hereto (the "Mortgage Loan Schedule").                                 

(b) Within 45 days of the initial  issuance of the  Certificates,  the Custodian
agrees, for the benefit of Certificateholders, to review, in accordance with the
provisions of Section 2.02 of the Pooling  Agreement,  each Mortgage  File,  and
shall deliver to the Trustee an Interim Certification in the form annexed hereto
as  Exhibit  Two to the  effect  that all  documents  required  to be  delivered
pursuant to Section  2.01(b) of the Pooling  Agreement  have been  executed  and
received and that such documents  relate to the Mortgage Loans identified on the
Mortgage Loan Schedule,  except for any exceptions listed on Schedule A attached
to such Interim Certification. In the event that any Mortgage Note or Assignment
of Mortgage  has been  delivered to the  Custodian by the Company in blank,  the
Custodian,  upon the  direction of the Company,  shall cause each such  Mortgage
Note to be endorsed to the  Trustee and each such  Assignment  of Mortgage to be
completed  in the name of the  Trustee  prior to the date on which such  Interim
Certification  is  delivered  to the  Trustee.  Within 45 days of receipt of the
documents  required to be delivered  pursuant to Section  2.01(c) of the Pooling
Agreement,  the  Custodian  agrees,  for the benefit of  Certificateholders,  to
review,  in  accordance  with the  provisions  of  Section  2.02 of the  Pooling
Agreement,  each such  document,  and shall deliver to the Trustee either (i) an
Interim  Certification  in the form attached hereto as Exhibit Two to the effect
that all such documents  relate to the Mortgage Loans identified on the Mortgage
Loan Schedule,  except for any exceptions  listed on Schedule A attached to such
Interim  Certification or (ii) a Final  Certification as set forth in subsection
(c) below. The Custodian shall be under no duty or obligation to inspect, review
or  examine  said  documents,  instruments,  certificates  or  other  papers  to
determine  that  the same  are  genuine,  enforceable,  or  appropriate  for the
represented  purpose or that they have  actually  been recorded or that they are
other than what they purport to be on their face.  If in  performing  the review
required by this  Section  2.03 the  Custodian  finds any  document or documents
constituting a part of a Mortgage File to be defective in any material  respect,
the Custodian shall promptly so notify the Company,  the Master Servicer and the
Trustee.  Upon receipt of written notification from the Master Servicer,  signed
by a Servicing Officer,  that the Master Servicer or a Subservicer,  as the case
may be, has made a deposit  into the  Certificate  Account  in  payment  for the
purchase of the related  Mortgage Loan in an amount equal to the Purchase  Price
for such Mortgage Loan, the Custodian  shall release to the Master  Servicer the
related Mortgage File.                                                          

(c) Upon  receipt of all  documents  required  to be in the  Mortgage  Files the
Custodian shall deliver to the Trustee a Final Certification in the form annexed
hereto as Exhibit Three evidencing the completeness of the Mortgage Files.      

            Upon  receipt of written  request from the  Trustee,  the  Custodian
shall  as soon  as  practicable  supply  the  Trustee  with a list of all of the
documents relating to the Mortgage Loans then contained in the Mortgage Files.  

Section 2.04 ...Notification of Breaches of Representations and Warranties. Upon
discovery by the Custodian of a breach of any representation or warranty made by
the Master Servicer or the Company as set forth in the Pooling Agreement or by a
Seller in a Seller's  Agreement or by Residential  Funding or the Company in the
Assignment  Agreement  with  respect to a Mortgage  Loan  relating to a Mortgage
File, the Custodian shall give prompt written notice to the Company,  the Master
Servicer and the Trustee.                                                       

Section 2.05  ...Custodian  to Cooperate;  Release of Mortgage  Files.  Upon the
repurchase  or  substitution  of any Mortgage Loan pursuant to Article II of the
Pooling Agreement or payment in full of any Mortgage Loan, or the receipt by the
Master  Servicer of a  notification  that  payment in full will be escrowed in a
manner customary for such purposes, the Master Servicer shall immediately notify
the Custodian by a certification  (which certification shall include a statement
to the effect that all amounts  received  or to be received in  connection  with
such  payment  which are  required  to be  deposited  in the  Custodial  Account
pursuant  to  Section  3.07 of the  Pooling  Agreement  have  been or will be so
deposited)  of a  Servicing  Officer  and shall  request  delivery  to it of the
Mortgage  File. The Custodian  agrees,  upon receipt of such  certification  and
request,  promptly to release to the Master Servicer the related  Mortgage File.
The Master  Servicer shall deliver to the Custodian and the Custodian  agrees to
accept the Mortgage Note and other documents constituting the Mortgage File with
respect to any Qualified Substitute Mortgage Loan.                              

            From  time  to  time  as  is   appropriate   for  the  servicing  or
foreclosures of any Mortgage Loan, including, for this purpose, collection under
any Primary Insurance Policy or any Mortgage Pool Insurance  Policy,  the Master
Servicer  shall deliver to the Custodian a  certificate  of a Servicing  Officer
requesting  that  possession  of the  Mortgage  File be  released  to the Master
Servicer and  certifying as to the reason for such release and that such release
will not invalidate any insurance  coverage  provided in respect of the Mortgage
Loan under any of the Required Insurance  Policies.  With such certificate,  the
Master  Servicer  shall  deliver to the  Custodian a trust  receipt  signed by a
Servicing  Officer on behalf of the  Master  Servicer,  and upon  receipt of the
foregoing, the Custodian shall deliver the Mortgage File to the Master Servicer.
The Master Servicer shall cause each Mortgage File so released to be returned to
the Custodian  when the need therefor by the Master  Servicer no longer  exists,
unless (i) the Mortgage Loan has been  liquidated and the  Liquidation  Proceeds
relating to the Mortgage Loan have been  deposited in the  Custodial  Account or
(ii)  the  Mortgage  File or any  document  therein  has  been  delivered  to an
attorney,  or to a public  trustee or other public  official as required by law,
for purposes of initiating or pursuing legal action or other proceedings for the
foreclosure of the Mortgaged Property either judicially or  non-judicially,  and
the Master  Servicer has delivered to the Custodian a certificate of a Servicing
Officer  certifying  as to the name and  address  of the  Person  to which  such
Mortgage File or such document was delivered and the purpose or purposes of such
delivery.  In the event of the  liquidation  of a Mortgage  Loan,  the Custodian
shall deliver the Trust Receipt with respect thereto to the Master Servicer upon
deposit of the related Liquidation Proceeds in the Custodial Account as provided
in the Pooling Agreement.  In addition, upon the request of the Master Servicer,
the Custodian will send to the Master Servicer copies of any documents contained
in the Mortgage File so requested.                                              

Section  2.06  ...Assumption  Agreements.  In  the  event  that  any  assumption
agreement or substitution of liability agreement is entered into with respect to
any Mortgage  Loan subject to this  Agreement in  accordance  with the terms and
provisions  of the  Pooling  Agreement,  the Master  Servicer  shall  notify the
Custodian that such assumption or  substitution  agreement has been completed by
forwarding  to the Custodian  the original of such  assumption  or  substitution
agreement,  which  shall be added to the  related  Mortgage  File  and,  for all
purposes, shall be considered a part of such Mortgage File to the same extent as
all other documents and instruments constituting parts thereof.                 

ARTICLE III                                                                     

Concerning the Custodian  

Section 3.01  ...Custodian  a Bailee and Agent of the  Trustee.  With respect to
each Mortgage Note, Mortgage and other documents constituting each Mortgage File
which are delivered to the Custodian,  the Custodian is  exclusively  the bailee
and agent of the Trustee and has no  instructions  to hold any Mortgage  Note or
Mortgage  for the  benefit of any  person  other  than the  Trustee,  holds such
documents for the benefit of  Certificateholders  and undertakes to perform such
duties and only such  duties as are  specifically  set forth in this  Agreement.
Except upon compliance with the provisions of Section 2.05 of this Agreement, no
Mortgage Note, Mortgage or other document constituting a part of a Mortgage File
shall be  delivered by the  Custodian  to the Company or the Master  Servicer or
otherwise released from the possession of the Custodian.                        

Section 3.02 ...Indemnification. The Company hereby agrees to indemnify and hold
the  Custodian  harmless  from and  against  all  claims,  liabilities,  losses,
actions,  suits or proceedings at law or in equity, or any other expenses,  fees
or charges of any  character or nature,  which the  Custodian  may incur or with
which the Custodian may be threatened by reason of its acting as custodian under
this Agreement,  including  indemnification of the Custodian against any and all
expenses,  including  attorney's  fees if  counsel  for the  Custodian  has been
approved  by the  Company,  and  the  cost  of  defending  any  action,  suit or
proceedings  or  resisting  any  claim.  Notwithstanding  the  foregoing,  it is
specifically  understood and agreed that in the event any such claim, liability,
loss, action, suit or proceeding or other expense, fee or charge shall have been
caused by reason of any  negligent  act,  negligent  failure  to act or  willful
misconduct  on the part of the  Custodian,  or which shall  constitute a willful
breach of its duties hereunder, the indemnification provisions of this Agreement
shall not apply.                                                                

Section 3.03 ...Custodian May Own Certificates.  The Custodian in its individual
or any other capacity may become the owner or pledgee of  Certificates  with the
same rights it would have if it were not Custodian.                             

Section 3.04 ...Master Servicer to Pay Custodian's Fees and Expenses. The Master
Servicer covenants and agrees to pay to the Custodian from time to time, and the
Custodian  shall  be  entitled  to,  reasonable  compensation  for all  services
rendered by it in the exercise and  performance  of any of the powers and duties
hereunder of the  Custodian,  and the Master  Servicer will pay or reimburse the
Custodian  upon its  request  for all  reasonable  expenses,  disbursements  and
advances  incurred  or made  by the  Custodian  in  accordance  with  any of the
provisions of this  Agreement  (including the  reasonable  compensation  and the
expenses and  disbursements  of its counsel and of all persons not  regularly in
its employ), except any such expense,  disbursement or advance as may arise from
its negligence or bad faith.                                                    

Section  3.05  ...Custodian  May  Resign;  Trustee  May  Remove  Custodian.  The
Custodian may resign from the  obligations  and duties hereby imposed upon it as
such  obligations  and duties  relate to its acting as Custodian of the Mortgage
Loans. Upon receiving such notice of resignation,  the Trustee shall either take
custody of the  Mortgage  Files  itself and give  prompt  notice  thereof to the
Company, the Master Servicer and the Custodian,  or promptly appoint a successor
Custodian by written  instrument,  in  duplicate,  one copy of which  instrument
shall be  delivered to the  resigning  Custodian  and one copy to the  successor
Custodian. If the Trustee shall not have taken custody of the Mortgage Files and
no  successor   Custodian  shall  have  been  so  appointed  and  have  accepted
appointment  within 30 days after the giving of such notice of resignation,  the
resigning  Custodian  may petition any court of competent  jurisdiction  for the
appointment of a successor Custodian.                                           

            The Trustee may remove the Custodian at any time. In such event, the
Trustee shall appoint, or petition a court of competent jurisdiction to appoint,
a successor Custodian  hereunder.  Any successor Custodian shall be a depository
institution  subject to supervision or examination by federal or state authority
and shall be able to satisfy the other  requirements  contained  in Section 3.07
and shall be unaffiliated with the Master Servicer or the Company.              

            Any  resignation  or removal of the Custodian and  appointment  of a
successor Custodian pursuant to any of the provisions of this Section 3.05 shall
become effective upon acceptance of appointment by the successor Custodian.  The
Trustee shall give prompt  notice to the Company and the Master  Servicer of the
appointment  of  any  successor  Custodian.  No  successor  Custodian  shall  be
appointed  by the  Trustee  without  the prior  approval  of the Company and the
Master Servicer.                                                                

Section 3.06 ...Merger or Consolidation of Custodian.  Any Person into which the
Custodian  may be merged or converted or with which it may be  consolidated,  or
any Person  resulting from any merger,  conversion or consolidation to which the
Custodian  shall be a party,  or any Person  succeeding  to the  business of the
Custodian,  shall be the  successor  of the  Custodian  hereunder,  without  the
execution  or filing of any paper or any  further  act on the part of any of the
parties hereto, anything herein to the contrary notwithstanding.                

Section  3.07  Representations  of  the  Custodian.   The  Custodian  hereby    
represents  that  it is a  depository  institution  subject  to  supervision  or
examination by a federal or state authority,  has a combined capital and surplus
of at least  $10,000,000 and is qualified to do business in the jurisdictions in
which it will hold any Mortgage File.                                           

ARTICLE IV                                                                      

Miscellaneous Provisions  

Section 4.01 ...Notices. All notices,  requests,  consents and demands and other
communications required under this Agreement or pursuant to any other instrument
or  document  delivered  hereunder  shall be in writing  and,  unless  otherwise
specifically provided, may be delivered personally,  by telegram or telex, or by
registered or certified mail, postage prepaid,  return receipt requested, at the
addresses  specified  on  the  signature  page  hereof  (unless  changed  by the
particular  party whose address is stated herein by similar  notice in writing),
in which case the notice will be deemed delivered when received.                

Section 4.02  ...Amendments.  No  modification  or amendment of or supplement to
this  Agreement  shall be valid or  effective  unless the same is in writing and
signed by all parties hereto,  and neither the Company,  the Master Servicer nor
the Trustee  shall enter into any  amendment  hereof  except as permitted by the
Pooling Agreement.  The Trustee shall give prompt notice to the Custodian of any
amendment or supplement to the Pooling  Agreement and furnish the Custodian with
written copies thereof.                                                         

Section 4.03  ...Governing  Law. This Agreement  shall be deemed a contract made
under the laws of the State of New York and shall be  construed  and enforced in
accordance with and governed by the laws of the State of New York.              

Section 4.04 ...Recordation of Agreement.  To the extent permitted by applicable
law, this Agreement is subject to recordation in all appropriate  public offices
for real property records in all the counties or other comparable  jurisdictions
in which any or all of the properties subject to the Mortgages are situated, and
in any other appropriate public recording office or elsewhere,  such recordation
to be effected by the Master  Servicer  and at its expense on  direction  by the
Trustee (pursuant to the request of holders of Certificates evidencing undivided
interests in the  aggregate  of not less than 25% of the Trust  Fund),  but only
upon direction  accompanied by an Opinion of Counsel reasonably  satisfactory to
the Master Servicer to the effect that the failure to effect such recordation is
likely   to   materially   and   adversely   affect   the   interests   of   the
Certificateholders.                                                             

            For the purpose of facilitating the recordation of this Agreement as
herein  provided  and  for  other  purposes,  this  Agreement  may  be  executed
simultaneously in any number of counterparts,  each of which  counterparts shall
be deemed to be an original,  and such counterparts shall constitute but one and
the same instrument.                                                            

Section 4.05 ...Severability of Provisions. If any one or more of the covenants,
agreements,  provisions  or terms  of this  Agreement  shall  be for any  reason
whatsoever held invalid,  then such covenants,  agreements,  provisions or terms
shall be deemed severable from the remaining covenants,  agreements,  provisions
or  terms  of  this  Agreement  and  shall  in no way  affect  the  validity  or
enforceability  of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.                                           

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            IN WITNESS WHEREOF,  this Agreement is executed as of the date first
above written.                                                                  

Address:                                 BANKERS TRUST COMPANY,                 
            as Trustee

3 Park Plaza                                                                    
Irvine, California  92614                                                       
Attention:  Residential Accredit Loans,  By:                                    
Inc.                            Name:                         
Series 1999-QS4                 Title:                        

Address:                                 RESIDENTIAL ACCREDIT LOANS, INC.       

8400 Normandale Lake Boulevard                                                  
Minneapolis, Minnesota  55437                                                   
     By:
       Name:
 Title: Vice President

Address:                                 RESIDENTIAL FUNDING                    
                                 CORPORATION, as Master Servicer
8400 Normandale Lake Boulevard                                                  
Suite 700                                                                       
Minneapolis, Minnesota 55437                                                    
     By:
       Name:
 Title: Director

Address:                                 NORWEST BANK MINNESOTA,                
                      NATIONAL ASSOCIATION
401 Second Avenue South                                                         
Minneapolis, Minnesota  55479            By:                                    
       Name:
        Title:

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STATE OF                   )                                                    
)   ss.:                  
COUNTY OF                  )                                                    
          On the 30th day of March,  1999, before me, a notary public in and
for           said            State,            personally            appeared  
                                            ,   known   to   me   to   be  a
                            of Bankers Trust  Company,  the New York banking
corporation that executed the within instrument,  and also known to me to be the
person who executed it on behalf of said banking corporation and acknowledged to
me that such banking corporation executed the within instrument.                

            IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and  affixed my
official seal the day and year in this certificate first above written.         

               Notary Public
[SEAL]                                                                          

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STATE OF MINNESOTA                                                              
)   ss.:                  
COUNTY OF HENNEPIN         )                                                    
            On the 30th day of March,  1999,  before me, a notary  public in and
for said  State,  personally  appeared  , known to me to be a Trust  Officer  of
Norwest Bank Minnesota,  National  Association,  a national banking  association
that executed the within  instrument,  and also known to me to be the person who
executed it on behalf of said national banking association,  and acknowledged to
me that such national banking association executed the within instrument.       

            IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and  affixed my
official seal the day and year in this certificate first above written.         

               Notary Public
[SEAL]                                                                          

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STATE OF MINNESOTA                                                              
)   ss.:                  
COUNTY OF HENNEPIN         )                                                    
            On the 30th day of March,  1999,  before me, a notary  public in and
for said  State,  personally  appeared , known to me to be a Vice  President  of
Residential  Accredit  Loans,  Inc., one of the  corporations  that executed the
within  instrument,  and also known to me to be the person  who  executed  it on
behalf  of  said  corporation,  and  acknowledged  to me that  such  corporation
executed the within instrument.                                                 

            IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and  affixed my
official seal the day and year in this certificate first above written.         

               Notary Public
[Notarial Seal]                                                                 

STATE OF MINNESOTA         )                                                    
)   ss.:                  
COUNTY OF HENNEPIN         )                                                    
            On the 30th day of March,  1999,  before me, a notary  public in and
for  said  State,  personally  appeared  ,  known  to  me to  be a  Director  of
Residential  Funding  Corporation,  one of the  corporations  that  executed the
within  instrument,  and also known to me to be the person  who  executed  it on
behalf  of  said  corporation,  and  acknowledged  to me that  such  corporation
executed the within instrument.                                                 

            IN  WITNESS  WHEREOF,  I have  hereunto  set my hand and  affixed my
official seal the day and year in this certificate first above written.         

               Notary Public
[Notarial Seal]                                                                 

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EXHIBIT ONE         

FORM OF CUSTODIAN   
INITIAL CERTIFICATION   

            March 30, 1999

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Attention:  Residential Accredit Loans, Inc., Series 1999-QS4                   

Re:   Custodial Agreement dated as of March 1, 1999, by and among   
Bankers Trust Company, Residential Accredit Loans, Inc.,
   Residential Funding Corporation and Norwest Bank Minnesota,
     National Association, relating to Residential Accredit Loans,
     Inc., Mortgage Asset-Backed Pass-Through Certificates, Series
1999-QS4                                                

Ladies and Gentlemen:                                                           

            In  accordance  with  Section 2.3 of the  above-captioned  Custodial
Agreement,   and  subject  to  Section  2.02  of  the  Pooling  Agreement,   the
undersigned, as Custodian, hereby certifies that it has received a Mortgage File
(which  contains an original  Mortgage Note or an original  Lost Note  Affidavit
with a copy of the  related  Mortgage  Note) to the extent  required  in Section
2.01(b) of the Pooling  Agreement  with respect to each  Mortgage Loan listed in
the Mortgage  Loan Schedule  with any  exceptions  listed on Schedule A attached
hereto.                                                                         

            Capitalized  words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.           

NORWEST BANK MINNESOTA, NATIONAL
   ASSOCIATION

By:     
Name:   
Title:  

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EXHIBIT TWO   

FORM OF CUSTODIAN INTERIM CERTIFICATION   

                    , 1999

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Attention:  Residential Accredit Loans, Inc., Series 1999-QS4                   

Re:   Custodial Agreement dated as of March 1, 1999, by and among   
Bankers Trust Company, Residential Accredit Loans, Inc.,
   Residential Funding Corporation and Norwest Bank Minnesota,
     National Association, relating to Residential Accredit Loans,
     Inc., Mortgage Asset-Backed Pass-Through Certificates, Series
1999-QS4                                                

Ladies and Gentlemen:                                                           

            In  accordance  with  Section 2.3 of the  above-captioned  Custodial
Agreement, the undersigned,  as Custodian, hereby certifies that it has received
a  Mortgage  File to the extent  required  pursuant  to  Section  2.01(b) of the
Pooling Agreement with respect to each Mortgage Loan listed in the Mortgage Loan
Schedule,  and it has reviewed the Mortgage  File and the Mortgage Loan Schedule
and has determined that: all required  documents have been executed and received
and that such documents related to the Mortgage Loans identified on the Mortgage
Loan Schedule, with any exceptions listed on Schedule A attached hereto.        

            Capitalized  words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.           

               NORWEST BANK MINNESOTA,
             NATIONAL  ASSOCIATION

By:     
Name:   
Title:  

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EXHIBIT THREE   

FORM OF CUSTODIAN FINAL CERTIFICATION   

                                                                      , 1999

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Attention:  Residential Accredit Loans, Inc., Series 1999-QS4                   

Re:   Custodial Agreement dated as of March 1, 1999, by and among   
Bankers Trust Company, Residential Accredit Loans, Inc.,
   Residential Funding Corporation and Norwest Bank Minnesota,
     National Association, relating to Residential Accredit Loans,
     Inc., Mortgage Asset-Backed Pass-Through Certificates, Series
1999-QS4                                                

Ladies and Gentlemen:                                                           

            In  accordance  with  Section 2.3 of the  above-captioned  Custodial
Agreement, the undersigned,  as Custodian, hereby certifies that it has received
a Mortgage  File with respect to each  Mortgage Loan listed in the Mortgage Loan
Schedule  containing  (I) with respect to each such  Mortgage Loan (other than a
Cooperative Loan):                                                              

(i)   The original Mortgage Note,  endorsed without recourse to the order of the
      Trustee and showing an unbroken chain of endorsements  from the originator
      thereof to the Person endorsing it to the Trustee or an original lost note
      affidavit from the related Seller or Residential  Funding stating that the
      original Mortgage Note was lost,  misplaced or destroyed,  together with a
copy of the related Mortgage Note;                                  

(ii)  The original  Mortgage with evidence of recording  indicated  thereon or a
      copy of the  Mortgage  certified by the public  recording  office in which
such mortgage has been recorded;                                    

(iii) An original  Assignment  of the Mortgage to the Trustee  with  evidence of
      recording indicated thereon or a copy of such assignment  certified by the
public recording office in which such assignment has been recorded; 

(iv)  With respect to each  Mortgage  Loan other than a  Cooperative  Loan,  the
      original  recorded  assignment or assignments  of the Mortgage  showing an
      unbroken  chain  of  title  from  the  originator  thereof  to the  Person
      assigning it to the Trustee or a copy of such assignment or assignments of
      the  Mortgage  certified  by the  public  recording  office in which  such
assignment or assignments have been recorded; and                   

(v)   The original of each modification,  assumption agreement or preferred loan
      agreement,  if  any,  relating  to  such  Mortgage  Loan or a copy of each
      modification,  assumption  agreement or preferred loan agreement certified
    by the public recording office in which such document has been recorded;

and (II) with respect to each Cooperative Loan so assigned:                     

(vi)  The original Mortgage Note,  endorsed without recourse to the order of the
      Trustee and showing an unbroken chain of endorsements  from the originator
      thereof to the Person endorsing it to the Trustee,  or with respect to any
      Destroyed  Mortgage Note, an original lost note affidavit from the related
      Seller or Residential  Funding stating that the original Mortgage Note was
      lost, misplaced or destroyed, together with a copy of the related Mortgage
Note;                                                               

(vii) A counterpart of the  Cooperative  Lease and the Assignment of Proprietary
      Lease  to  the  originator  of  the  Cooperative   Loan  with  intervening
      assignments showing an unbroken chain of title from such originator to the
Trustee;                                                            

(viii)The  related  Cooperative  Stock  Certificate,  representing  the  related
      Cooperative Stock pledged with respect to such Cooperative Loan,  together
      with an undated  stock  power (or other  similar  instrument)  executed in
blank;                                                              

(ix)  The original recognition  agreement by the Cooperative of the interests of
the mortgagee with respect to the related Cooperative Loan;         

(x)   The Security Agreement;                                                   

(xi)  Copies of the original UCC-1  financing  statement,  and any  continuation
      statements,  filed by the originator of such  Cooperative  Loan as secured
      party, each with evidence of recording thereof, evidencing the interest of
      the  originator  under  the  Security  Agreement  and  the  Assignment  of
Proprietary Lease;                                                  

(xii) Copies of the filed UCC-3 assignments of the security interest  referenced
      in  clause  (vi)  above  showing  an  unbroken  chain  of  title  from the
      originator  to the  Trustee,  each with  evidence  of  recording  thereof,
      evidencing the interest of the originator under the Security Agreement and
the Assignment of Proprietary Lease;                                

(xiii)An executed  assignment of the interest of the  originator in the Security
      Agreement,  Assignment of Proprietary Lease and the recognition  agreement
      referenced in clause (iv) above,  showing an unbroken  chain of title from
the originator to the Trustee;                                      

(xiv) The original of each modification,  assumption agreement or preferred loan
agreement, if any, relating to such Cooperative Loan; and           

(xv)  An executed  UCC-1  financing  statement  showing  the Master  Servicer as
      debtor,  the Company as secured  party and the Trustee as assignee  and an
      executed UCC-1 financing  statement  showing the Company as debtor and the
      Trustee as secured party, each in a form sufficient for filing, evidencing
the interest of such debtors in the Cooperative Loans.              

            Capitalized  words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.           

               NORWEST BANK MINNESOTA,
             NATIONAL  ASSOCIATION

By:     
Name:   
Title:  

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EXHIBIT F   

MORTGAGE LOAN SCHEDULE  

1                                                                               

RUN ON     : 03/25/99           RFC DISCLOSURE SYSTEM       RFFSD177-01     
 AT         : 10.11.12          FIXED RATE LOAN LISTING      AMORTIZED BALANCE
 SERIES     : RALI 1999-QS4                                  CUTOFF : 03/01/99
POOL       : 0004364                                                        
:                                                     
:                                                     
POOL STATUS: F                                                              

RFC LOAN #     S/S CODE          PMT TYPE      ORIGINAL BAL     LOAN FEATURE
                               ORIG TERM     PRINCIPAL BAL    # OF UNITS
ADDRESS                          ORIG RATE     ORIGINAL P+I     LTV         
ADDRESS LINE 2                   CURR NET      CURRENT P+I      VALUE       
CITY           STATE  ZIP        LOAN PURP     NOTE DATE        MI CO CODE  
SERVICER LOAN #                  PROP TYPE     1ST PMT DATE     MI CVG      
SELLER LOAN #                    OCCP CODE     MATURITY DATE                
INVESTOR LOAN #                                                             
  ______________________________________________________________________________

1587465          375/K05             F           89,750.00         ZZ   
                                  180         82,994.56          1
39 GURLEY RD                       8.500            883.81         60   
                                     8.250            883.81      150,000.00
EDISON           NJ   08817          5            03/31/97         00   
0430256354                           05           05/01/97          0   
649493                               O            04/01/12              
0                                                                       

1594243          E22/K05             F           74,750.00         ZZ   
                                  180         66,686.71          1
4920 SW 64TH AVENUE                8.875            752.62         45   
                                     8.625            752.62      167,000.00
MIAMI            FL   33155          5            06/06/97         00   
0410403737                           05           07/01/97          0   
410403737                            O            06/01/12              
0                                                                       

1608652          A38/K05             F          150,050.00         ZZ   
                                  180        141,208.70          1
15514 MAUNA LOA                    7.875          1,423.15         80   
                                     7.625          1,423.15      187,600.00
HOUSTON          TX   77040          1            07/30/97         00   
0430330068                           05           09/01/97          0   
2410250                              O            08/01/12              
0                                                                       

1628877          E13/K05             F          111,300.00         ZZ   
                                  180         96,790.30          2
4301-4303 CLAIREMONT MESA BLVD     8.875          1,120.62         70   
                                     8.625          1,120.62      159,000.00
SAN DIEGO        CA   92117          1            10/17/97         00   
0430489666                           05           12/01/97          0   
1                                                                               

231460                               O            11/01/12              
0                                                                       

1629089          B75/K05             F          234,000.00         ZZ   
                                  180        218,233.10          1
144 VILLAGE BLVD                   8.500          2,304.29         80   
  #78                                8.250          2,304.29      292,500.00
INCLINE VILLAGE  NV   89451          1            08/14/97         00   
0430441766                           01           10/01/97          0   
2959137                              N            09/01/12              
0                                                                       

1631696          375/K05             F           63,500.00         ZZ   
                                  180         59,818.91          1
12535 S CONSTANCE                  8.750            634.65         73   
                                     8.500            634.65       88,000.00
OLATHE           KS   66062          2            06/18/97         00   
0430381780                           09           08/01/97          0   
663526                               N            07/01/12              
0                                                                       

1635305          A52/K05             F           42,400.00         ZZ   
                                  180         39,745.00          1
610 WATSON STREET                  7.875            402.14         80   
                                     7.625            402.14       53,000.00
BREMEN           GA   30110          1            10/07/97         00   
0430426825                           05           12/01/97          0   
228907                               O            11/01/12              
0                                                                       

1636326          369/K05             F           55,000.00         ZZ   
                                  180         52,093.15          1
2161 KALIA ROAD UNIT #704          8.500            541.61         27   
                                     8.250            541.61      207,000.00
HONOLULU         HI   96815          2            08/19/97         00   
0430436295                           22           10/01/97          0   
60102985                             N            09/01/12              
0                                                                       

1641245          001/K05             F          115,200.00         ZZ   
                                  180        109,600.15          1
62 GREAT WESTERN ROAD              8.000          1,100.82         80   
                                     7.750          1,100.82      144,000.00
HARWICH          MA   02645          2            10/23/97         00   
0430494500                           05           12/01/97          0   
1519727                              O            11/01/12              
0                                                                       

1                                                                               

1641303          H44/K05             F           90,100.00         ZZ   
                                  180         84,309.53          1
437 SANTA ANNA DR                  7.875            854.56         85   
                                     7.625            854.56      106,000.00
PALM SPRINGS     FL   33461          5            10/24/97         10   
0430489559                           05           12/01/97         12   
00697090461                          O            11/01/12              
0                                                                       

1641374          F32/K05             F           79,900.00         ZZ   
                                  180         75,842.37          1
105 SOUTH FAIRFIELD DRIVE          8.250            775.14         80   
                                     8.000            775.14       99,900.00
PEACHTREE CITY   GA   30269          1            09/17/97         00   
0430438242                           05           11/01/97          0   
5000001386                           N            10/01/12              
0                                                                       

1643346          375/K05             F           32,000.00         ZZ   
                                  180         30,226.08          1
1014 CHESTNUT STREET               8.625            317.47         80   
                                     8.375            317.47       40,000.00
BRISTOL          PA   19007          1            08/01/97         00   
0430440289                           07           09/01/97          0   
666971                               N            08/01/12              
0                                                                       

1643378          375/K05             F          101,000.00         ZZ   
                                  180         35,152.32          1
12007 VICTORIAN OAKS               7.750            950.69         70   
                                     7.500            950.69      144,464.00
SAN ANTONIO      TX   78253          1            08/13/97         00   
0430433763                           03           10/01/97          0   
655559                               O            09/01/12              
0                                                                       

1646734          G10/K05             F           84,300.00         ZZ   
                                  180         80,325.90          1
3104 GLEN CANYON DRIVE             8.375            823.98         70   
                                     8.125            823.98      120,442.00
PLANO            TX   75025          1            10/01/97         00   
0430440784                           03           12/01/97          0   
971022                               N            11/01/12              
0                                                                       

1648050          891/G02             F          150,000.00         ZZ   
                                  175        144,124.23          1
969 LUTHER ROAD SR1743             7.375          1,401.55         75   
                                     7.125          1,401.55      200,000.00
1                                                                               

APEX             NC   27502          4            04/06/98         00   
0431011188                           05           06/01/98          0   
970926198                            O            12/01/12              
0                                                                       

1649204          E22/K05             F          108,350.00         ZZ   
                                  180        103,135.69          1
7821 PARK RUN ROAD                 8.125          1,043.28         78   
                                     7.875          1,043.28      139,208.00
FORT WORTH       TX   76137          1            10/06/97         00   
0410554067                           05           12/01/97          0   
410554067                            O            11/01/12              
0                                                                       

1649258          375/K05             F           66,500.00         ZZ   
                                  180         62,771.22          3
316-320 SOUTH MAIN STREET          8.500            654.86         68   
                                     8.250            654.86       99,000.00
CHAMBERSBURG     PA   17201          5            08/01/97         00   
0430472050                           05           09/01/97          0   
665811                               N            08/01/12              
0                                                                       

1649737          375/K05             F           54,000.00         ZZ   
                                  180         50,971.62          1
115 N PENN ST                      8.500            531.76         76   
                                     8.250            531.76       71,500.00
SHIPPENSBURG     PA   17257          5            08/01/97         00   
0430448811                           05           09/01/97          0   
661670                               N            08/01/12              
0                                                                       

1651845          E22/K05             F          214,600.00         ZZ   
                                  180        204,057.84          1
10241 S.W. 128TH STREET            7.875          2,035.37         74   
                                     7.625          2,035.37      290,000.00
MIAMI            FL   33176          1            10/23/97         00   
0410555478                           05           12/01/97          0   
410555478                            O            11/01/12              
0                                                                       

1653538          E13/K05             F           30,100.00         ZZ   
                                  180         28,724.56          1
5802 NW 12 STREET                  8.750            300.84         70   
                                     8.500            300.84       43,000.00
SUNRISE          FL   33313          1            10/27/97         00   
0430490722                           07           12/01/97          0   
232693                               N            11/01/12              
0                                                                       
1                                                                               

1654127          F03/K05             F          103,125.00         T    
                                  180         98,439.92          1
720 BEACH ACCESS ROAD 1A #602      8.000            985.52         75   
  #A                                 7.750            985.52      137,500.00
PORT ARANSAS     TX   78373          1            11/10/97         00   
0430504043                           06           01/01/98          0   
SAT10398                             O            12/01/12              
0                                                                       

1656572          591/K05             F           63,000.00         ZZ   
                                  180         60,311.90          1
3818 VAN NESS STREET NW            8.875            634.32         23   
                                     8.625            634.32      280,000.00
WASHINGTON       DC   20016          5            11/21/97         00   
0430505206                           05           01/01/98          0   
102804136                            N            12/01/12              
0                                                                       

1672889          664/K05             F          133,000.00         ZZ   
                                  180        127,142.21          2
2418 NORTH KIMBALL AVENUE          7.500          1,232.93         56   
                                     7.250          1,232.93      241,000.00
CHICAGO          IL   60647          2            12/17/97         00   
0430557520                           05           02/01/98          0   
2453017                              O            01/01/13              
0                                                                       

1676549          131/K05             F           53,900.00         ZZ   
                                  180         51,659.46          1
105 E 11TH ST                      8.375            526.83         90   
                                     8.125            526.83       59,900.00
FREMONT          NE   68025          1            12/24/97         10   
0430586271                           05           02/01/98         20   
1119672                              N            01/01/13              
0                                                                       

1683686          562/562             F          182,500.00         ZZ   
                                  180        174,462.10          1
16 ANDOVER DRIVE                   7.500          1,691.80         85   
                                     7.250          1,691.80      215,000.00
BOHEMIA          NY   11716          5            12/31/97         05   
549311                               05           02/01/98         12   
549311                               O            01/01/13              
0                                                                       

1695359          A26/G02             F          156,000.00         ZZ   
                                  120        153,459.95          4
1                                                                               

731 40TH STREET                    8.250          1,913.39         65   
                                     8.000          1,913.39      240,000.00
BROOKLYN         NY   11232          5            11/17/98         00   
0431148311                           05           01/01/99          0   
9892                                 N            12/01/08              
0                                                                       

1696354          375/K05             F           71,000.00         ZZ   
                                  180         67,224.94          1
9233 LOIRET                        8.750            709.61         66   
                                     8.500            709.61      109,000.00
LENEXA           KS   66215          5            09/15/97         00   
0430714683                           09           11/01/97          0   
676818                               N            10/01/12              
0                                                                       

1696779          686/686             F           41,000.00         T    
                                  180         39,366.97          1
720 GREEN CANYON DRIVE             7.000            368.52         57   
                                     6.750            368.52       72,000.00
MESQUITE         TX   75150          2            02/10/98         00   
818564551                            05           04/01/98          0   
818564551                            O            03/01/13              
0                                                                       

1701379          B75/K05             F           30,000.00         ZZ   
                                  180         28,877.53          1
4022 EAST 600 NORTH                8.375            293.23         33   
                                     8.125            293.23       91,700.00
RIGBY            ID   83442          5            02/09/98         00   
0430664755                           05           04/01/98          0   
7224546                              O            03/01/13              
0                                                                       

1707840          591/K05             F           55,100.00         ZZ   
                                  180         53,219.51          1
9901 WINANDS ROAD                  8.625            546.64         59   
                                     8.375            546.64       94,000.00
RANDALLSTOWN     MD   21133          2            02/13/98         00   
0430682237                           07           04/01/98          0   
101406177                            N            03/01/13              
0                                                                       

1713291          514/K05             F           40,000.00         ZZ   
                                  180         37,293.51          1
6510 FABLE STREET                  8.000            382.26         44   
                                     7.750            382.26       93,000.00
INDIANAPOLLIS    IN   46227          1            05/05/98         00   
0430825331                           05           06/01/98          0   
1                                                                               

366476                               O            05/01/13              
0                                                                       

1713793          575/K05             F           90,800.00         ZZ   
                                  180         87,719.83          3
1264 W FOURTH STREET               7.625            848.19         80   
                                     7.375            848.19      113,500.00
WINSTON SALEM    NC   27101          1            03/16/98         00   
0430691972                           05           05/01/98          0   
0006839179                           N            04/01/13              
0                                                                       

1714215          H11/K05             F          106,200.00         ZZ   
                                  180        100,343.71          1
4201 LEE HIGHWAY #310              7.125            961.99         90   
                                     6.875            961.99      118,000.00
ARLINGTON        VA   22207          2            04/24/98         12   
0430799874                           08           06/01/98         25   
9800137                              O            05/01/13              
0                                                                       

1714479          G08/K05             F           62,550.00         ZZ   
                                  180         59,823.90          2
8330-8332 WARREN DRIVE             8.500            615.96         78   
                                     8.250            615.96       81,000.00
DOUGLASVILLE     GA   30134          2            11/21/97         00   
0430691642                           05           01/01/98          0   
4951810                              N            12/01/12              
0                                                                       

1714486          G08/K05             F           46,800.00         ZZ   
                                  180         44,471.74          2
6640 A&B MATHIS CT                 8.500            460.86         90   
                                     8.250            460.86       52,000.00
PENSACOLA        FL   32504          1            09/30/97         01   
0430722090                           05           11/01/97         25   
0004948014                           N            10/01/12              
0                                                                       

1714509          G08/K05             F           27,000.00         ZZ   
                                  180         25,683.48          1
36371 SALMEN                       8.750            269.86         90   
                                     8.500            269.86       30,000.00
SLIDELL          LA   70460          1            11/17/97         01   
0430723841                           05           01/01/98         25   
0004982625                           N            12/01/12              
0                                                                       

1                                                                               

1714591          387/600             F          142,500.00         ZZ   
                                  180        136,415.32          1
755 THOREAU DRIVE                  7.875          1,351.54         95   
                                     7.625          1,351.54      150,000.00
ELGIN            IL   60120          2            12/10/97         04   
306119809                            05           02/01/98         25   
1291525                              O            01/01/13              
0                                                                       

1719352          G10/K05             F           47,950.00         ZZ   
                                  180         46,136.10          1
306 NORTH FEDERAL                  8.375            468.68         70   
                                     8.125            468.68       68,500.00
ALLEN            TX   75013          5            03/13/98         00   
0430722892                           05           05/01/98          0   
XB8029015                            N            04/01/13              
0                                                                       

1729899          A38/K05             F           16,900.00         ZZ   
                                  180         15,188.69          1
308 SIXPENCE LANE                  8.000            161.51         20   
                                     7.750            161.51       86,900.00
EULESS           TX   76039          1            04/27/98         00   
0430802678                           05           06/01/98          0   
1620228                              O            05/01/13              
0                                                                       

1738441          076/076             F           59,500.00         ZZ   
                                  180         57,806.35          1
1429 ROCKGLEN COURT                7.250            543.16         70   
                                     7.000            543.16       85,000.00
NORCROSS         GA   30093          1            05/19/98         00   
7157235                              05           07/01/98          0   
7157235                              O            06/01/13              
0                                                                       

1739186          105/G02             F           57,000.00         T    
                                  180         55,338.19          1
2801 CHARLOTTE DRIVE               8.250            552.98         70   
                                     8.000            552.98       81,445.00
PHARR            TX   78577          1            04/01/98         00   
0431136373                           03           06/01/98          0   
825844                               O            05/01/13              
0                                                                       

1740380          943/943             F           33,300.00         ZZ   
                                  180         31,848.91          1
40 EAST 43RD STREET APT 5G         7.500            308.70         90   
                                     7.250            308.70       37,000.00
1                                                                               

BROOKLYN         NY   11203          1            03/30/98         11   
7511000811                           12           05/01/98         25   
7511000811                           O            04/01/13              
0                                                                       

1741895          491/491             F           25,000.00         ZZ   
                                  180         23,991.18          1
2637 EAST HAMPTON WAY              7.625            233.54         33   
                                     7.375            233.54       77,000.00
FRESNO           CA   93726          5            01/22/98         00   
63366053                             05           03/01/98          0   
63366053                             O            02/01/13              
0                                                                       

1747854          E22/K05             F          155,000.00         ZZ   
                                  180        150,716.81          1
1272 N 1135 RD                     8.875          1,560.61         46   
                                     8.625          1,560.61      343,000.00
LAWRENCE         KS   66047          5            04/27/98         00   
0410540470                           03           06/01/98          0   
410540470                            N            05/01/13              
0                                                                       

1748492          637/K05             F          227,000.00         ZZ   
                                  180        221,511.87          1
RT 2 BOX 136D                      7.750          2,136.70         59   
                                     7.500          2,136.70      390,000.00
BUCHANAN         VA   24066          5            06/12/98         00   
0430913715                           05           08/01/98          0   
0011224334                           O            07/01/13              
0                                                                       

1750933          962/K05             F           87,300.00         ZZ   
                                  180         85,436.62          1
506 1ST AVE NE                     8.125            840.60         90   
                                     7.875            840.60       97,000.00
MANDAN           ND   58554          2            07/31/98         95   
0430974261                           05           09/01/98          0   
1750933                              O            08/01/13              
0                                                                       

1751375          K88/K05             F          400,000.00         ZZ   
                                  180        390,134.86          1
10 WOLFORD COURT                   7.750          3,765.11         55   
                                     7.500          3,765.11      730,000.00
WATCHUNG         NJ   07060          1            06/02/98         00   
0430835173                           05           08/01/98          0   
7884                                 N            07/01/13              
0                                                                       
1                                                                               

1751613          830/830             F           23,000.00         ZZ   
                                  120         16,444.74          1
458 EAST FLOYD DRIVE               7.250            270.02         15   
                                     7.000            270.02      158,000.00
SANDY            UT   84070          2            05/29/98         00   
537651                               05           07/01/98          0   
537651                               O            06/01/08              
0                                                                       

1752631          H81/K05             F           38,000.00         ZZ   
                                  180         37,147.80          1
1414 MENOMONEE AVENUE              8.625            377.00         45   
                                     8.375            377.00       85,000.00
SOUTH MILWAUKEE  WI   53172          2            06/16/98         00   
0430897181                           05           08/01/98          0   
4185                                 O            07/01/13              
0                                                                       

1756264          F88/K05             F          270,000.00         ZZ   
                                  180        261,986.80          1
1329 MURCHISON DRIVE               6.750          2,389.26         41   
                                     6.500          2,389.26      669,000.00
MILLBRAE         CA   94030          2            05/26/98         00   
0430860361                           05           07/01/98          0   
98050247                             O            06/01/13              
0                                                                       

1756471          134/K05             F           40,000.00         T    
                                  180         38,920.02          1
568 STATE RTE 97 WEST              7.875            379.38         33   
                                     7.625            379.38      123,000.00
BELLVILLE        OH   44813          5            05/29/98         00   
0430853606                           05           07/01/98          0   
59312294                             O            06/01/13              
0                                                                       

1757847          687/G02             F           40,800.00         ZZ   
                                  180         40,558.14          3
36 MADISON AVENUE                  7.750            384.04         80   
                                     7.500            384.04       51,000.00
GENEVA           NY   14456          1            12/31/98         00   
0431186576                           05           02/01/99          0   
1762851                              O            01/01/14              
0                                                                       

1758158          822/K05             F           28,800.00         ZZ   
                                  180         27,905.33          1
1                                                                               

7240 RUTLAND STREET                7.500            266.98         80   
                                     7.250            266.98       36,000.00
PHILADELPHIA     PA   19149          1            04/07/98         00   
0430849828                           05           06/01/98          0   
3636000320                           N            05/01/13              
0                                                                       

1759416          H17/G02             F           92,500.00         ZZ   
                                  180         91,945.62          1
1 RANBER PLACE                     7.625            864.07         80   
                                     7.375            864.07      116,000.00
PALM COAST       FL   32164          1            12/15/98         00   
0431152438                           05           02/01/99          0   
326350                               O            01/01/14              
0                                                                       

1760260          H13/K05             F           26,000.00         ZZ   
                                  180         25,463.41          1
2719 MERRIWAY LANE                 8.000            248.47         35   
                                     7.750            248.47       74,500.00
CINCINNATI       OH   45231          5            07/20/98         00   
0430989863                           05           09/01/98          0   
15360                                O            08/01/13              
0                                                                       

1760420          E22/K05             F           25,000.00         ZZ   
                                  180         24,395.57          1
1193 SOUTHFORK COURT               7.750            235.32         35   
                                     7.500            235.32       73,500.00
PORT ORANGE      FL   32119          1            06/16/98         00   
0410890412                           03           08/01/98          0   
410890412                            O            07/01/13              
0                                                                       

1762222          E82/K05             F           25,000.00         ZZ   
                                  180         24,420.89          1
1322 HILBORN LANE                  8.250            242.54         37   
                                     8.000            242.54       68,500.00
ERIE             PA   16505          5            06/19/98         00   
0400110375                           05           08/01/98          0   
400110375                            O            07/01/13              
0                                                                       

1762427          M39/K05             F           67,000.00         ZZ   
                                  120         64,349.56          1
1126 COULSON AVENUE                7.750            804.07         86   
                                     7.500            804.07       78,000.00
KEMMERER         WY   83101          5            07/27/98         01   
0430955153                           04           09/01/98         12   
1                                                                               

0000                                 O            08/01/08              
0                                                                       

1764029          001/K05             F           36,000.00         ZZ   
                                  180         35,232.79          1
77 BENNINGTON STREET UNIT #101     7.625            336.28         45   
                                     7.375            336.28       80,000.00
REVERE           MA   02151          5            07/17/98         00   
0430926980                           08           09/01/98          0   
1526304                              O            08/01/13              
0                                                                       

1765281          180/G02             F           29,900.00         ZZ   
                                  180         29,222.19          1
2929 SOUTH 52ND STREET             8.500            294.44         90   
                                     8.250            294.44       33,250.00
KANSAS CITY      KS   66106          1            06/09/98         04   
0431219153                           05           08/01/98         25   
12900734                             N            07/01/13              
0                                                                       

1765736          883/G02             F           84,600.00         ZZ   
                                  180         84,103.98          1
81 FLEMMINGWOOD LANE               7.875            802.39         73   
                                     7.625            802.39      116,000.00
PALM COAST       FL   32107          4            12/02/98         00   
0431142348                           05           02/01/99          0   
5004139                              O            01/01/14              
0                                                                       

1765835          144/144             F           65,000.00         ZZ   
                                  180         63,711.25          1
754 MAMARONECK AVE                 6.625            570.70         23   
                                     6.375            570.70      285,000.00
WHITE PLAINS     NY   10605          2            08/07/98         00   
16062443                             05           10/01/98          0   
16062443                             O            09/01/13              
0                                                                       

1765991          354/354             F           36,700.00         ZZ   
                                  180         35,634.00          1
44 COVEY COURT                     7.750            345.45         35   
                                     7.500            345.45      106,000.00
TIJERAS          NM   87059          2            05/12/98         00   
26287052                             27           07/01/98          0   
26287052                             O            06/01/13              
0                                                                       

1                                                                               

1770109          624/K05             F           37,000.00         ZZ   
                                  180         35,911.33          1
2534 8TH STREET                    7.750            348.27         21   
                                     7.500            348.27      177,000.00
LA VERNE         CA   91750          5            07/16/98         00   
0430954644                           05           09/01/98          0   
42100380376                          O            08/01/13              
0                                                                       

1773960          G52/K05             F           40,000.00         ZZ   
                                  180         39,012.20          1
753 E ZUNI                         7.500            370.80         37   
                                     7.250            370.80      110,000.00
FLAGSTAFF        AZ   86001          5            06/18/98         00   
0430900654                           05           08/01/98          0   
98500849                             O            07/01/13              
0                                                                       

1775356          E22/G02             F           58,000.00         ZZ   
                                  180         56,665.00          1
213 CASE ROAD                      8.000            554.28         65   
                                     7.750            554.28       90,000.00
BELOIT           OH   44609          2            07/08/98         00   
0410865505                           05           09/01/98          0   
410865505                            O            08/01/13              
0                                                                       

1775982          637/G02             F           63,000.00         ZZ   
                                  180         61,210.24          1
2122 VISTA DALE COURT              7.125            570.68         52   
                                     6.875            570.68      122,500.00
TUCKER           GA   30084          5            07/28/98         00   
0431015940                           05           09/01/98          0   
0011998218                           O            08/01/13              
0                                                                       

1776409          229/G02             F          129,000.00         ZZ   
                                  180        126,394.44          1
13160 ARGON AVENUE NE              8.250          1,251.49         93   
                                     8.000          1,251.49      139,000.00
ALBUQUERQUE      NM   87112          2            07/30/98         10   
0431018886                           05           09/01/98         30   
0016095036                           O            08/01/13              
0                                                                       

1776767          480/K05             F           35,600.00         ZZ   
                                  180         34,757.53          1
228 KESWICK AVENUE                 8.000            340.21         89   
                                     7.750            340.21       40,000.00
1                                                                               

CHARLOTTE        NC   28206          2            06/12/98         12   
0430924779                           05           08/01/98         25   
2065571                              N            07/01/13              
0                                                                       

1779475          E10/G02             F          123,250.00         ZZ   
                                  180        121,075.14          1
21609 ALTAMIRA AVENUE              7.990          1,177.13         85   
                                     7.740          1,177.13      145,000.00
BOCA RATON       FL   33433          5            08/11/98         10   
0431014240                           07           10/01/98         12   
B9807005                             O            09/01/13              
0                                                                       

1779679          E22/K05             F           29,000.00         ZZ   
                                  180         17,998.82          1
330 EMBER                          7.750            272.97         37   
                                     7.500            272.97       79,000.00
OREGON           OH   43616          1            07/17/98         00   
0410937072                           05           09/01/98          0   
410937072                            O            08/01/13              
0                                                                       

1780154          134/K05             F           37,800.00         ZZ   
                                  180         37,052.84          2
50 E FOURTH STREET                 8.500            372.24         90   
                                     8.250            372.24       42,000.00
LONDON           OH   43140          1            07/17/98         11   
0430923391                           05           09/01/98         25   
7339865                              N            08/01/13              
0                                                                       

1780812          E45/K05             F           88,000.00         ZZ   
                                  180         86,084.08          1
1300 SABRINA LANE                  7.375            809.53         60   
                                     7.125            809.53      147,000.00
MADISON          GA   30650          5            07/11/98         00   
0430969154                           05           09/01/98          0   
37293                                O            08/01/13              
0                                                                       

1781170          G97/G02             F           27,250.00         ZZ   
                                  180         26,779.87          1
6484 FONDA LAKE DRIVE              8.250            264.36         30   
                                     8.000            264.36       93,000.00
GREEN OAK TOWNS  MI   48116          5            08/20/98         00   
0431045244                           05           10/01/98          0   
15055                                O            09/01/13              
0                                                                       
1                                                                               

1783904          E22/K05             F           40,000.00         ZZ   
                                  180         39,192.07          1
5050-C ELMHURST ROAD               8.250            388.06         80   
                                     8.000            388.06       50,000.00
WEST PALM BEACH  FL   33417          2            07/28/98         00   
0410959951                           09           09/01/98          0   
410959951                            N            08/01/13              
0                                                                       

1783986          638/K05             F           27,200.00         ZZ   
                                  180         26,662.40          1
1247 EAST SOUTH STREET             8.500            267.85         85   
                                     8.250            267.85       32,000.00
SPRING GARDEN T  PA   17403          1            07/24/98         10   
0430955260                           05           09/01/98         25   
8775451                              N            08/01/13              
0                                                                       

1790386          E22/G02             F           34,100.00         ZZ   
                                  180         31,823.13          1
106 S. DIVISION STREET             8.625            338.30         55   
                                     7.375            338.30       62,000.00
WHITEHALL        MT   59759          5            07/31/98         00   
0410978191                           05           09/01/98          0   
410978191                            O            08/01/13              
0                                                                       

1790551          L33/L33             F           98,000.00         ZZ   
                                  180         97,125.78          1
410 W 7TH ST                       7.750            922.45         79   
  1925 & 1926                        7.500            922.45      125,000.00
TULSA            OK   74119          1            11/30/98         00   
42989                                06           01/01/99          0   
42989                                O            12/01/13              
0                                                                       

1791877          G08/G02             F           36,000.00         ZZ   
                                  180         35,034.78          1
9101 GREG GRAFTON                  8.250            349.26         90   
                                     8.000            349.26       40,000.00
TOCCOA           GA   30577          1            06/17/98         14   
0430979005                           05           08/01/98         30   
6521355                              O            07/01/13              
0                                                                       

1792099          H37/G02             F           44,500.00         ZZ   
                                  180         43,199.89          1
1                                                                               

2201 MARINER CIRCLE                7.250            406.22         40   
                                     7.000            406.22      112,000.00
RALEIGH          NC   27603          2            08/26/98         00   
0431014653                           05           10/01/98          0   
21131                                O            09/01/13              
0                                                                       

1793247          E22/G02             F           25,000.00         ZZ   
                                  120         24,125.05          1
1315 LAWTON LANE                   7.875            301.67         34   
                                     7.625            301.67       74,000.00
KANSAS CITY      KS   66103          5            08/07/98         00   
0410984868                           05           10/01/98          0   
410984868                            O            09/01/08              
0                                                                       

1794082          L32/G02             F          183,000.00         ZZ   
                                  180        180,016.61          1
14515 COUNTY ROUTE 123             6.750          1,619.38         75   
                                     6.500          1,619.38      245,000.00
HENDERSON HARBO  NY   13651          2            09/21/98         00   
0431111798                           05           11/01/98          0   
20604                                O            10/01/13              
0                                                                       

1794122          B75/G02             F           38,000.00         ZZ   
                                  180         37,443.54          1
5416 SW 134TH PLACE                8.000            363.15         36   
                                     7.750            363.15      107,000.00
MIAMI            FL   33175          2            09/09/98         00   
0431077528                           05           11/01/98          0   
6006027                              O            10/01/13              
0                                                                       

1794223          229/G02             F           78,000.00         ZZ   
                                  180         76,870.19          3
30-32 BUZZELL STREET               8.125            751.05         65   
                                     7.875            751.05      120,000.00
MANCHESTER       NH   03104          5            09/25/98         00   
0431147784                           05           11/01/98          0   
0016140436                           N            10/01/13              
0                                                                       

1794577          J33/G02             F           46,800.00         ZZ   
                                  180         45,864.90          1
951 SIGMAN ROAD                    8.375            457.44         90   
                                     8.125            457.44       52,000.00
CONYERS          GA   30012          1            07/31/98         10   
0430999284                           05           09/01/98         12   
1                                                                               

9846010010                           N            08/01/13              
0                                                                       

1794734          976/976             F           40,000.00         ZZ   
                                  180         39,147.43          1
104 AMETHYST WAY                   7.625            373.66         47   
                                     7.375            373.66       86,500.00
FRANKLIN TWP     NJ   08823          1            07/20/98         00   
5214274                              01           09/01/98          0   
5214274                              O            08/01/13              
0                                                                       

1794767          976/976             F           40,000.00         ZZ   
                                  180         31,622.57          1
250 DOUGLES ROAD                   6.875            356.75         26   
                                     6.625            356.75      155,000.00
ONTARIO          OR   97914          5            06/24/98         00   
5319287                              05           08/01/98          0   
5319287                              O            07/01/13              
0                                                                       

1794784          976/976             F           47,900.00         ZZ   
                                  120         44,566.99          1
N8777 HIGHVIEW ROAD                7.500            568.58         32   
                                     7.250            568.58      150,000.00
IXONIA           WI   53036          5            06/15/98         00   
5330895                              05           08/01/98          0   
5330895                              O            07/01/08              
0                                                                       

1794825          976/976             F           63,000.00         ZZ   
                                  180         60,624.98          1
3927 N. HALSTEAD ST.               7.500            584.02         53   
                                     7.250            584.02      119,500.00
HUTCHINSON       KS   67502          5            07/21/98         00   
5357261                              05           09/01/98          0   
5357261                              O            08/01/13              
0                                                                       

1794871          976/976             F           60,000.00         T    
                                  180         58,693.63          1
475 WEST 950 NORTH                 7.375            551.96         32   
                                     7.125            551.96      190,000.00
TORREY           UT   84775          5            07/16/98         00   
5494092                              05           09/01/98          0   
5494092                              O            08/01/13              
0                                                                       

1                                                                               

1794892          976/976             F           44,000.00         ZZ   
                                  120         41,951.18          1
1103 MAPLE ST.                     7.250            516.57         74   
                                     7.000            516.57       60,000.00
FRANKLIN         IN   46044          2            06/29/98         00   
5509770                              05           08/01/98          0   
5509770                              N            07/01/08              
0                                                                       

1794987          702/702             F           68,000.00         T    
                                  180         67,197.34          1
233 POWDERHORN ROAD                7.875            644.95         33   
                                     7.625            644.95      210,000.00
MANCHESTER       VT   05254          5            10/20/98         00   
2061364                              05           12/01/98          0   
2061364                              O            11/01/13              
0                                                                       

1795540          225/225             F           65,000.00         ZZ   
                                  180         61,765.64          1
247 WATER FARM ROAD                7.750            611.83         39   
                                     7.500            611.83      170,000.00
SHEFFIELD        MA   01257          2            06/03/98         00   
7021522                              05           08/01/98          0   
7021522                              O            07/01/13              
0                                                                       

1795565          637/G02             F           58,050.00         ZZ   
                                  180         56,716.62          1
71 JACKSON STREET EXT              8.500            571.65         90   
                                     8.250            571.65       64,500.00
HAVERHILL        MA   01830          3            06/30/98         01   
0431010552                           05           08/01/98         25   
0011435690                           O            07/01/13              
0                                                                       

1795871          369/G02             F           44,200.00         T    
                                  180         43,538.60          1
2427 KUHIO AVENUE #1903            7.750            416.04         26   
                                     7.500            416.04      172,000.00
HONOLULU         HI   96815          5            09/03/98         00   
0431033422                           20           11/01/98          0   
061856795                            O            10/01/13              
0                                                                       

1796197          G15/G02             F          100,000.00         ZZ   
                                  180         98,948.29          2
2301 KERRIGAN AVENUE               7.625            934.13         74   
                                     7.375            934.13      136,500.00
1                                                                               

UNION CITY       NJ   07087          1            11/30/98         00   
0431237502                           07           01/01/99          0   
207184                               O            12/01/13              
0                                                                       

1797314          H17/G02             F           66,000.00         ZZ   
                                  180         65,186.44          1
1008 SOUTH CENTRAL AVENUE          7.375            607.15         80   
                                     7.125            607.15       82,500.00
FLAGLER BEACH    FL   32136          1            10/20/98         00   
0431086495                           05           12/01/98          0   
803088C                              O            11/01/13              
0                                                                       

1798386          B75/G02             F           50,000.00         ZZ   
                                  180         49,108.93          1
5098 NW 2 STREET                   7.875            474.22         44   
                                     7.625            474.22      115,000.00
MIAMI            FL   33126          5            08/06/98         00   
0431013010                           05           10/01/98          0   
7431661                              O            09/01/13              
0                                                                       

1799079          180/G02             F           49,300.00         ZZ   
                                  180         48,855.37          1
3704 BEE TREE                      7.625            460.53         84   
                                     7.375            460.53       59,000.00
FORT WORTH       TX   76133          2            11/18/98         04   
0431178623                           05           01/01/99          6   
0013739925                           N            12/01/13              
0                                                                       

1799121          L32/G02             F           33,000.00         ZZ   
                                  180         32,489.97          1
3544 NEALE ROAD                    7.375            303.57         30   
                                     7.125            303.57      110,000.00
CALEDONIA        NY   14423          5            09/23/98         00   
0431099134                           05           11/01/98          0   
20193                                O            10/01/13              
0                                                                       

1799140          L32/G02             F          200,000.00         ZZ   
                                  180        196,723.67          1
790 EAST 3RD STREET                6.750          1,769.82         77   
                                     6.500          1,769.82      260,000.00
BROOKLYN         NY   11218          5            09/23/98         00   
0431098896                           05           11/01/98          0   
19940                                O            10/01/13              
0                                                                       
1                                                                               

1799352          B75/G02             F          136,800.00         ZZ   
                                  180        135,185.28          1
943 W BEACH BLVD                   7.875          1,297.48         90   
  UNIT # 403                         7.625          1,297.48      152,000.00
GULF SHORES      AL   36542          3            10/30/98         04   
0431098557                           08           12/01/98         20   
6010821                              N            11/01/13              
0                                                                       

1800410          129/G02             F           56,100.00         ZZ   
                                  180         55,588.55          1
1820 STARK ST                      7.500            520.05         85   
                                     7.250            520.05       66,000.00
SAGINAW          MI   48602          5            11/05/98         10   
0431106574                           05           01/01/99          6   
3500215987                           O            12/01/13              
0                                                                       

1800435          907/G02             F           55,000.00         ZZ   
                                  180         53,783.19          1
555 AUBURN STREET                  7.875            521.65         35   
                                     7.625            521.65      160,000.00
BRIDGEWATER      MA   02324          5            09/02/98         00   
0431013861                           05           11/01/98          0   
00000                                O            10/01/13              
0                                                                       

1801162          964/G02             F          307,500.00         ZZ   
                                  180        303,668.46          1
3064 FAIRWAY AVENUE                7.250          2,807.06         75   
                                     7.000          2,807.06      410,000.00
KINGSBURG        CA   93631          5            10/29/98         00   
0431118066                           05           12/01/98          0   
000                                  O            11/01/13              
0                                                                       

1801367          229/G02             F           69,750.00         ZZ   
                                  180         68,739.65          1
8905 W 77TH STREET                 8.125            671.62         90   
                                     7.875            671.62       77,500.00
OVERLAND PARK    KS   66204          1            09/28/98         12   
0431103084                           05           11/01/98         25   
0016213639                           N            10/01/13              
0                                                                       

1803335          B75/G02             F           63,200.00         ZZ   
                                  180         62,462.12          1
1                                                                               

209 NORTH FRONT STREET             8.000            603.97         71   
                                     7.750            603.97       90,000.00
HOPE             AR   71801          5            10/20/98         00   
0431120328                           05           12/01/98          0   
6015333                              O            11/01/13              
0                                                                       

1804483          A38/G02             F           31,500.00         ZZ   
                                  180         31,048.69          1
227 GLENVIEW STREET                8.250            305.59         90   
                                     8.000            305.59       35,000.00
DALLAS           TX   75217          1            09/24/98         10   
0431082999                           05           11/01/98         20   
1821174                              N            10/01/13              
0                                                                       

1804847          B75/G02             F           66,600.00         ZZ   
                                  180         65,400.18          1
122 VILLA DRIVE                    7.750            626.89         89   
  #122                               7.500            626.89       75,000.00
JASPER           GA   30143          1            08/19/98         01   
0431029685                           09           10/01/98         25   
7466238                              N            09/01/13              
0                                                                       

1805042          225/225             F           50,000.00         ZZ   
                                  180         49,079.67          1
7788 NIAGRA LANE                   7.500            463.51         37   
                                     7.250            463.51      138,000.00
MAPLE GROVE      MN   55311          1            08/31/98         00   
00000                                05           10/01/98          0   
00000                                O            09/01/13              
0                                                                       

1805205          907/G02             F           81,000.00         ZZ   
                                  180         79,787.92          3
259 HANCOCK STREET                 7.750            762.43         90   
                                     7.500            762.43       90,000.00
DORCHESTER       MA   02125          1            09/10/98         10   
0431023456                           05           11/01/98         25   
10003524                             N            10/01/13              
0                                                                       

1805531          E22/G02             F           39,300.00         ZZ   
                                  180         38,718.24          1
75 MEGA RD                         7.875            372.74         17   
                                     7.625            372.74      240,000.00
RUSHLAND         PA   18956          5            09/03/98         00   
0411017098                           05           11/01/98          0   
1                                                                               

411017098                            O            10/01/13              
0                                                                       

1806540          134/G02             F           98,150.00         ZZ   
                                  180         96,705.71          2
3308 ROBIN ROAD                    8.000            937.98         65   
                                     7.750            937.98      151,000.00
LOUISVILLE       KY   40213          5            09/24/98         00   
0431152248                           05           11/01/98          0   
7308672                              N            10/01/13              
0                                                                       

1806653          N19/G02             F          350,000.00         ZZ   
                                  180        345,685.68          1
9 RIPPLETON ROAD                   7.375          3,219.73         78   
                                     7.125          3,219.73      450,000.00
CAZENOVIA        NY   13035          5            10/23/98         00   
0431107994                           05           12/01/98          0   
0000                                 O            11/01/13              
0                                                                       

1807836          E22/G02             F           57,000.00         ZZ   
                                  180         55,809.98          1
430 BORDEAUX PLACE                 8.000            544.72         26   
                                     7.750            544.72      225,000.00
HOLLISTER        CA   95023          5            09/02/98         00   
0411039076                           05           11/01/98          0   
411039076                            O            10/01/13              
0                                                                       

1808156          E22/G02             F           24,000.00         ZZ   
                                  180         23,663.57          1
6468 MEADE STREET                  8.500            236.34         26   
                                     8.250            236.34       95,000.00
HOLLYWOOD        FL   33024          5            09/03/98         00   
0411037880                           05           11/01/98          0   
411037880                            O            10/01/13              
0                                                                       

1808180          G15/G02             F          102,800.00         ZZ   
                                  180        102,486.10          1
51 NEW JERSEY AVE                  7.375            945.69         76   
                                     7.125            945.69      137,000.00
BERGENFIELD BOR  NJ   07621          2            01/25/99         00   
0431214501                           05           03/01/99          0   
207286                               O            02/01/14              
0                                                                       

1                                                                               

1808630          G44/G02             F           60,000.00         ZZ   
                                  180         59,299.47          1
23770 SW 214TH PLACE               8.000            573.39         26   
                                     7.750            573.39      235,000.00
MIAMI            FL   33031          5            10/09/98         00   
0431071398                           05           12/01/98          0   
0998026                              O            11/01/13              
0                                                                       

1809417          526/526             F           95,200.00         ZZ   
                                  180         91,867.84          1
8830 N DRUMMOND AVENUE             7.250            869.05         85   
                                     7.000            869.05      112,000.00
PORTLAND         OR   97203          2            03/13/98         11   
307289                               05           05/01/98         12   
307289                               O            04/01/13              
0                                                                       

1809439          526/526             F           50,400.00         ZZ   
                                  180         48,586.68          1
213 BEAUREGARD STREET              8.000            481.65         90   
                                     7.750            481.65       56,000.00
ALVIN            TX   77511          1            02/13/98         12   
313822                               05           04/01/98         25   
313822                               N            03/01/13              
0                                                                       

1809450          526/526             F           22,500.00         ZZ   
                                  180         21,911.67          1
1321 NORTH GARFIELD STREET         8.250            218.28         90   
                                     8.000            218.28       25,000.00
SAN ANGELO       TX   76901          1            05/20/98         10   
317791                               05           07/01/98         25   
317791                               N            06/01/13              
0                                                                       

1809484          526/526             F           20,000.00         ZZ   
                                  180         19,149.67          1
2800 JEANETTA                      8.125            192.58         80   
                                     7.875            192.58       25,000.00
HOUSTON          TX   77063          1            04/08/98         00   
322532                               01           06/01/98          0   
322532                               O            05/01/13              
0                                                                       

1809507          526/526             F           75,000.00         ZZ   
                                  180         72,953.41          1
6441 S.E. LAURA AVENUE             7.750            705.96         58   
                                     7.500            705.96      130,000.00
1                                                                               

MILWAUKIE        OR   97222          5            05/21/98         00   
324927                               05           07/01/98          0   
324927                               O            06/01/13              
0                                                                       

1809510          526/526             F           45,900.00         T    
                                  180         44,551.89          1
183 APRIL POINT NORTH              6.875            409.36         90   
                                     6.625            409.36       51,000.00
MONTGOMERY       TX   77356          1            05/22/98         10   
325585                               01           07/01/98         35   
325585                               O            06/01/13              
0                                                                       

1809517          526/526             F           44,650.00         ZZ   
                                  180         43,558.95          1
11140 PIPECREEK COURT              7.625            417.09         57   
                                     7.375            417.09       79,250.00
EL PASO          TX   79936          5            06/19/98         00   
326089                               05           08/01/98          0   
326089                               N            07/01/13              
0                                                                       

1809519          526/526             F           47,000.00         ZZ   
                                  180         45,690.04          1
2730 MAVERICK LANE                 7.500            435.70         68   
                                     7.250            435.70       70,000.00
LAWRENCE         KS   66046          2            05/20/98         00   
326347                               05           07/01/98          0   
326347                               N            06/01/13              
0                                                                       

1809520          526/526             F           25,000.00         ZZ   
                                  180         24,382.61          1
3470 GARDEN GROVE DRIVE            7.500            231.75         46   
                                     7.250            231.75       55,500.00
HOUSTON          TX   77066          1            06/02/98         00   
327314                               03           08/01/98          0   
327314                               O            07/01/13              
0                                                                       

1809532          526/526             F          115,000.00         ZZ   
                                  180        112,159.99          1
2465 LYNCREST DRIVE                7.500          1,066.06         65   
                                     7.250          1,066.06      177,500.00
COLORADO SPRING  CO   80918          2            06/11/98         00   
329114                               05           08/01/98          0   
329114                               N            07/01/13              
0                                                                       
1                                                                               

1809533          526/526             F           77,900.00         ZZ   
                                  180         76,016.68          1
9820 WEST SHORE DRIVE              7.750            733.25         90   
                                     7.500            733.25       86,600.00
WILLIS           TX   77378          1            06/23/98         10   
329262                               03           08/01/98         25   
329262                               N            07/01/13              
0                                                                       

1809544          526/526             F           34,200.00         ZZ   
                                  180         33,478.83          1
2025 AUGUSTA DRIVE UNIT #1007      7.750            321.92         90   
                                     7.500            321.92       38,000.00
HOUSTON          TX   77057          1            07/17/98         12   
331657                               01           09/01/98         25   
331657                               O            08/01/13              
0                                                                       

1809551          526/526             F           36,000.00         ZZ   
                                  180         35,240.90          1
1860 WHITE OAK DRIVE #248          7.750            338.86         90   
                                     7.500            338.86       40,000.00
HOUSTON          TX   77009          1            07/28/98         10   
333323                               01           09/01/98         25   
333323                               O            08/01/13              
0                                                                       

1809555          526/526             F           40,500.00         ZZ   
                                  180         38,997.05          1
1516 BAY AREA BLVD N-1             8.000            387.04         90   
                                     7.750            387.04       45,000.00
HOUSTON          TX   77058          1            08/12/98         12   
333829                               01           10/01/98         12   
333829                               O            09/01/13              
0                                                                       

1809561          526/526             F           43,155.00         ZZ   
                                  180         42,197.26          1
510 14TH STREET NORTH              7.625            403.12         90   
                                     7.375            403.12       47,950.00
TEXAS CITY       TX   77590          1            08/13/98         10   
335309                               05           10/01/98         25   
335309                               N            09/01/13              
0                                                                       

1809563          526/526             F           53,900.00         ZZ   
                                  180         52,897.23          1
1                                                                               

9211 NEWKAY LANE                   7.375            495.84         90   
                                     7.125            495.84       59,900.00
SPRING           TX   77379          1            08/14/98         12   
335978                               03           10/01/98         25   
335978                               N            09/01/13              
0                                                                       

1809606          526/526             F           58,000.00         ZZ   
                                  180         55,305.21          1
6980 BIG BEND DRIVE                7.875            550.11         37   
                                     7.625            550.11      157,000.00
ST. CLOUD        FL   34771          5            12/05/97         00   
9189559                              05           02/01/98          0   
9189559                              O            01/01/13              
0                                                                       

1810527          927/G02             F          215,000.00         ZZ   
                                  180        206,805.63          1
3888 SARGENT ROAD                  7.375          1,977.84         48   
                                     7.125          1,977.84      448,000.00
STURGEON BAY     WI   54235          5            02/20/98         00   
0431064476                           05           04/01/98          0   
336032                               O            03/01/13              
0                                                                       

1811579          168/168             F           67,000.00         ZZ   
                                  180         65,909.76          1
2010 HALL ROAD                     7.250            611.62         42   
                                     7.000            611.62      160,000.00
ELMA             NY   14224          5            09/18/98         00   
0189379090                           05           11/01/98          0   
0189379090                           O            10/01/13              
0                                                                       

1811849          A91/G02             F           50,000.00         ZZ   
                                  180         49,184.82          1
2 DAKOTA STREET                    6.750            442.46         28   
                                     6.500            442.46      184,000.00
DEER PARK        NY   11729          1            09/29/98         00   
0431053529                           05           11/01/98          0   
Q981487                              O            10/01/13              
0                                                                       

1811858          A46/G02             F           52,200.00         ZZ   
                                  180         51,603.75          1
904 OAKWOOD DRIVE                  8.250            506.41         90   
                                     8.000            506.41       58,000.00
YUKON            OK   73099          1            10/20/98         01   
0431101914                           05           12/01/98         25   
1                                                                               

0926417                              N            11/01/13              
0                                                                       

1813427          129/G02             F          258,000.00         ZZ   
                                  180        254,750.55          1
4028 HOLSTON COLLEGE RD            7.125          2,337.04         37   
                                     6.875          2,337.04      700,000.00
LOUISVILLE       TN   37777          1            10/29/98         00   
0431112820                           05           12/01/98          0   
3500248541                           O            11/01/13              
0                                                                       

1814357          L61/G02             F          100,100.00         ZZ   
                                  180         99,207.04          2
826 W. KIOWA STREET                7.750            942.22         70   
                                     7.500            942.22      145,000.00
COLORADO SPRING  CO   80905          2            11/05/98         00   
0431097088                           05           01/01/99          0   
0000                                 N            12/01/13              
0                                                                       

1814602          168/168             F           49,500.00         ZZ   
                                  180         47,738.66          1
120 AYERS DRIVE                    7.250            451.87         28   
                                     7.000            451.87      180,000.00
RISING SUN       MD   21911          2            09/18/98         00   
169442110                            05           11/01/98          0   
169442110                            O            10/01/13              
0                                                                       

1815479          M81/G02             F          122,000.00         ZZ   
                                  180        120,591.05          2
121-123 DALTON CODY DRIVE          8.125          1,174.72         79   
                                     7.875          1,174.72      155,000.00
BRUNSWICK        GA   31520          2            10/27/98         00   
0431101138                           05           12/01/98          0   
308750                               N            11/01/13              
0                                                                       

1815576          003/G02             F           40,000.00         T    
                                  180         39,543.07          1
7140 NW 11TH STREET                8.250            388.06         29   
                                     8.000            388.06      140,500.00
PLANTATION       FL   33313          1            10/02/98         00   
0431057231                           05           12/01/98          0   
10549178                             O            11/01/13              
0                                                                       

1                                                                               

1815851          168/168             F           51,200.00         ZZ   
                                  180         50,417.12          1
24 BRIAN STREET                    7.500            474.63         37   
                                     7.250            474.63      140,000.00
HOLBROOK         NY   11741          5            09/24/98         00   
239925157                            05           11/01/98          0   
239925157                            O            10/01/13              
0                                                                       

1816746          M94/G02             F          100,700.00         ZZ   
                                  180         99,801.67          1
5599 RIVER                         7.750            947.87         65   
                                     7.500            947.87      155,000.00
NEWAYGO          MI   49337          5            11/04/98         00   
0431117753                           05           01/01/99          0   
1136001136                           O            12/01/13              
0                                                                       

1817379          B75/G02             F           91,500.00         ZZ   
                                  180         90,145.53          1
1804 N W 176TH STREET              7.875            867.83         78   
                                     7.625            867.83      118,000.00
EDMOND           OK   73003          2            09/23/98         00   
0431125939                           03           11/01/98          0   
6058150                              O            10/01/13              
0                                                                       

1817462          025/025             F          546,226.34         ZZ   
                                  158        524,708.03          1
3955 EXECUTIVE DRIVE               7.125          5,338.18         79   
                                     6.875          5,338.18      700,000.00
PALM HARBOR      FL   34685          2            04/13/98         00   
983985                               03           06/01/98          0   
983985                               O            07/01/11              
0                                                                       

1817978          H84/G02             F           96,000.00         ZZ   
                                  180         95,372.51          1
15 LLOYD DRIVE                     6.625            842.88         72   
                                     6.375            842.88      135,000.00
BRENTWOOD        NY   11717          2            12/07/98         00   
0431166438                           05           02/01/99          0   
29802113                             O            01/01/14              
0                                                                       

1818996          313/G02             F          100,000.00         ZZ   
                                  180         99,068.29          1
2025 FOURTH STREET N               7.250            912.87         80   
                                     7.000            912.87      125,000.00
1                                                                               

COLUMBUS         OH   43202          2            11/05/98         00   
0431185909                           05           01/01/99          0   
6724140                              N            12/01/13              
0                                                                       

1819354          L32/G02             F          135,000.00         ZZ   
                                  180        133,423.81          2
22 CHARLOTTE STREET                8.000          1,290.13         73   
                                     7.750          1,290.13      185,000.00
RIDGEWOOD        NY   11385          5            10/20/98         00   
0431101856                           07           12/01/98          0   
22720                                O            11/01/13              
0                                                                       

1822004          771/G02             F           31,600.00         ZZ   
                                  180         31,315.00          1
30 UNDERWOOD ROAD                  7.625            295.19         80   
                                     7.375            295.19       39,500.00
TUPPER LAKE      NY   12986          5            11/18/98         00   
0431130129                           05           01/01/99          0   
981881                               O            12/01/13              
0                                                                       

1822325          001/G02             F           86,400.00         ZZ   
                                  180         85,629.26          1
178 ST ALPHONSUS STREET            7.750            813.26         41   
                                     7.500            813.26      215,000.00
BOSTON           MA   02119          5            11/02/98         00   
0431095371                           05           01/01/99          0   
1528470                              N            12/01/13              
0                                                                       

1824722          439/439             F          643,000.00         ZZ   
                                  180        632,605.91          1
1914 GREEN VALLEY ROAD             6.850          5,725.68         80   
                                     6.600          5,725.68      810,000.00
ALAMO            CA   94507          5            09/11/98         00   
1983844                              05           11/01/98          0   
1983844                              O            10/01/13              
0                                                                       

1825258          E46/G02             F           50,000.00         ZZ   
                                  120         49,185.93          1
512-6 HARDING ROAD                 8.250            613.25         67   
                                     8.000            613.25       75,000.00
FREEHOLD         NJ   07728          5            11/18/98         00   
0431131085                           01           01/01/99          0   
32197                                N            12/01/08              
0                                                                       
1                                                                               

1825285          M16/G02             F           45,000.00         ZZ   
                                  180         44,521.64          1
27321 MAN O WAR                    7.750            423.58         28   
                                     7.500            423.58      166,000.00
TEHACHAPI        CA   93561          5            11/05/98         00   
0431108786                           05           01/01/99          0   
0000                                 O            12/01/13              
0                                                                       

1825457          623/623             F          284,700.00         ZZ   
                                  180        278,567.12          1
15400 BRADDOCK ROAD                7.500          2,639.21         74   
                                     7.250          2,639.21      387,000.00
CENTERVILLE      VA   20120          5            07/10/98         00   
1064960                              05           09/01/98          0   
1064960                              O            08/01/13              
0                                                                       

1825482          623/623             F           53,000.00         ZZ   
                                  180         52,180.81          1
903 WESTMOUNT AVENUE               7.375            487.56         46   
                                     7.125            487.56      117,000.00
DALLAS           TX   75211          4            09/10/98         00   
1133890                              05           11/01/98          0   
1133890                              O            10/01/13              
0                                                                       

1825805          A26/G02             F           50,000.00         T    
                                  180         49,700.33          1
TWIN OAKS B 19 BRICKSMEN RD        7.625            467.07         59   
                                     7.375            467.07       84,900.00
S FALLSBURG      NY   12733          5            12/16/98         00   
0431152891                           01           02/01/99          0   
11970                                O            01/01/14              
0                                                                       

1826067          637/G02             F           62,000.00         ZZ   
                                  180         60,989.19          1
21 WRIGHT ROAD                     6.750            548.65         22   
                                     6.500            548.65      288,000.00
AYER             MA   01432          2            09/15/98         00   
0431073196                           05           11/01/98          0   
0011442845                           O            10/01/13              
0                                                                       

1826075          637/G02             F          100,000.00         ZZ   
                                  180         98,726.92          1
1                                                                               

5506 EAST PEACOCK ROAD             7.000            898.83         67   
                                     6.750            898.83      150,000.00
KINGMAN          AZ   86401          5            10/05/98         00   
0431100452                           05           12/01/98          0   
0013865126                           O            11/01/13              
0                                                                       

1826090          637/G02             F           45,000.00         ZZ   
                                  180         44,274.08          1
1329 NE AINSWORTH STREET           6.875            401.34         35   
                                     6.625            401.34      130,000.00
PORTLAND         OR   97211          5            09/23/98         00   
0431078393                           05           11/01/98          0   
0010223097                           O            10/01/13              
0                                                                       

1826206          163/G02             F          120,000.00         ZZ   
                                  180        118,568.09          1
207 SCOTT DRIVE                    7.750          1,129.53         64   
                                     7.500          1,129.53      190,000.00
MANCHESTER       CT   06040          5            10/06/98         00   
0431107127                           05           12/01/98          0   
0373405343                           O            11/01/13              
0                                                                       

1826222          A33/G02             F           44,600.00         ZZ   
                                  180         44,197.79          1
15605 DORIS                        7.625            416.62         42   
                                     7.375            416.62      108,000.00
LIVONIA          MI   48154          5            11/17/98         00   
0431125400                           05           01/01/99          0   
015058856                            O            12/01/13              
0                                                                       

1826862          450/G02             F          485,600.00         ZZ   
                                  170        475,484.05          1
5345 TATE AVENUE                   7.125          4,544.39         80   
                                     6.875          4,544.39      607,000.00
PLANO            TX   75093          4            09/01/98         00   
0431072818                           03           10/01/98          0   
4305850                              O            11/01/12              
0                                                                       

1827071          313/G02             F           85,000.00         ZZ   
                                  180         84,199.45          1
6351 NORTH 83RD LANE               7.125            769.96         59   
                                     6.875            769.96      144,950.00
GLENDALE         AZ   85305          1            11/02/98         00   
0431098672                           03           01/01/99          0   
1                                                                               

6532378                              O            12/01/13              
0                                                                       

1827073          F46/G02             F           81,900.00         ZZ   
                                  180         81,177.35          1
1603 CHARLESTON DR                 7.875            776.78         70   
                                     7.625            776.78      117,000.00
PAPILLION        NE   68133          2            05/26/98         00   
0431103654                           07           01/01/99          0   
129815                               N            12/01/13              
0                                                                       

1827077          F46/G02             F           81,900.00         ZZ   
                                  180         81,177.35          1
1609 CHARLESTON DRIVE              7.875            776.78         70   
                                     7.625            776.78      117,000.00
PAPILLION        NE   68133          2            11/06/98         00   
0431103522                           07           01/01/99          0   
131691                               N            12/01/13              
0                                                                       

1827081          F46/G02             F           81,900.00         ZZ   
                                  180         81,177.35          1
1611 CHARLESTON DR                 7.875            776.78         70   
                                     7.625            776.78      117,000.00
PAPILLION        NE   68133          2            11/06/98         00   
0431103431                           07           01/01/99          0   
129816                               N            12/01/13              
0                                                                       

1827084          F46/G02             F           81,900.00         ZZ   
                                  180         81,177.35          1
1601 CHARLESTON DRIVE              7.875            776.78         70   
                                     7.625            776.78      117,000.00
PAPILLION        NE   68133          2            11/06/98         00   
0431103571                           07           01/01/99          0   
128684                               N            12/01/13              
0                                                                       

1827918          F03/G02             F           92,800.00         ZZ   
                                  180         92,096.85          1
6118 ENCANTO POINT                 7.000            834.11         79   
                                     6.750            834.11      118,000.00
SAN ANTONIO      TX   78244          2            12/16/98         00   
0431167485                           03           02/01/99          0   
SAT10548                             O            01/01/14              
0                                                                       

1                                                                               

1828143          K16/G02             F          303,000.00         ZZ   
                                  180        299,833.46          1
3117 NORTH LAMER STREET            7.125          2,744.67         60   
                                     6.875          2,744.67      505,000.00
BURBANK          CA   91504          5            11/04/98         00   
0431106095                           05           01/01/99          0   
1828143                              O            12/01/13              
0                                                                       

1828266          229/G02             F           60,000.00         ZZ   
                                  180         59,820.77          1
1787 EMERALD LANE                  7.625            560.48         42   
                                     7.375            560.48      145,000.00
MIDDLEBURH       FL   32030          2            01/07/99         00   
0431200112                           05           03/01/99          0   
0016388670                           O            02/01/14              
0                                                                       

1828385          A93/G02             F          157,300.00         ZZ   
                                  120        154,685.43          1
177 HILL AVENUE                    7.875          1,898.11         65   
                                     7.625          1,898.11      242,000.00
ELMONT           NY   11003          5            11/02/98         00   
0431097104                           05           01/01/99          0   
10982306                             N            12/01/08              
0                                                                       

1828446          E98/G02             F           67,600.00         ZZ   
                                  180         66,748.59          1
320 8TH AVE SW                     7.125            612.34         80   
                                     6.875            612.34       84,500.00
RUGBY            ND   58368          2            10/19/98         00   
0431107366                           05           12/01/98          0   
407733                               O            11/01/13              
0                                                                       

1828487          A36/A36             F          102,000.00         ZZ   
                                  180        101,685.13          1
16631 SUPERIOR ST                  7.250            931.12         51   
                                     7.000            931.12      200,000.00
NORTHRIDGE       CA   91343          2            12/23/98         00   
990025823                            05           03/01/99          0   
990025823                            O            02/01/14              
0                                                                       

1828588          A26/G02             F           98,000.00         ZZ   
                                  180         97,437.93          2
43 HARTS AVENUE                    8.125            943.63         70   
                                     7.875            943.63      140,000.00
1                                                                               

ROOSEVELT        NY   11575          5            12/17/98         00   
0431153436                           05           02/01/99          0   
12322                                N            01/01/14              
0                                                                       

1828743          700/G02             F          617,500.00         ZZ   
                                  180        609,888.26          1
2070 SUNNY ACRES DRIVE             7.375          5,680.53         65   
                                     7.125          5,680.53      950,000.00
SANTA CRUZ       CA   95060          2            10/19/98         00   
0431098128                           05           12/01/98          0   
563608847                            O            11/01/13              
0                                                                       

1828951          937/G02             F           80,000.00         ZZ   
                                  180         79,024.46          1
2895 WARREN ROAD                   7.500            741.61         64   
                                     7.250            741.61      125,000.00
OAKLAND          TN   38060          5            10/21/98         00   
0431098904                           05           12/01/98          0   
85019007                             O            11/01/13              
0                                                                       

1829149          163/G02             F           64,200.00         ZZ   
                                  180         62,979.21          1
213 EAST CARSON CIRCLE             7.500            595.14         59   
                                     7.250            595.14      110,000.00
TEMPE            AZ   85282          5            08/17/98         00   
0431111335                           05           10/01/98          0   
1816281281                           O            09/01/13              
0                                                                       

1829245          638/G02             F          161,500.00         ZZ   
                                  180        159,614.40          1
3646 HIGHWAY 40 W                  8.000          1,543.38         85   
                                     7.750          1,543.38      190,000.00
COLUMBIA FALLS   MT   59912          5            10/13/98         23   
0431092832                           05           12/01/98          0   
08806444                             O            11/01/13              
0                                                                       

1829390          209/G02             F           32,850.00         ZZ   
                                  180         32,024.86          1
2325 WATERBURY STREET              8.250            318.70         90   
                                     8.000            318.70       36,500.00
WINSTON-SALEM    NC   27107          1            09/29/98         10   
0431108026                           05           11/01/98         25   
987137565                            N            10/01/13              
0                                                                       
1                                                                               

1829483          A93/G02             F          149,500.00         ZZ   
                                  120        147,065.79          2
237 HILL AVENUE                    8.250          1,833.66         65   
                                     8.000          1,833.66      230,000.00
ELMONT           NY   11003          5            11/09/98         00   
0431098573                           05           01/01/99          0   
10982338                             N            12/01/08              
0                                                                       

1829530          L13/G02             F          328,000.00         ZZ   
                                  180        325,952.84          1
1262 EAST 620 NORTH                7.500          3,040.60         80   
                                     7.250          3,040.60      410,000.00
OREM             UT   84097          5            12/16/98         00   
0431152982                           05           02/01/99          0   
0000                                 O            01/01/14              
0                                                                       

1829620          A33/G02             F          243,200.00         ZZ   
                                  180        241,006.72          1
433 BRACKEN DRIVE                  7.625          2,271.80         80   
                                     7.375          2,271.80      304,000.00
TROY             MI   48084          1            11/23/98         00   
0431125624                           05           01/01/99          0   
007061523                            O            12/01/13              
0                                                                       

1829646          637/G02             F           66,000.00         ZZ   
                                  180         64,637.29          1
22 TOPAM COURT                     7.500            611.83         59   
                                     7.250            611.83      112,500.00
SACRAMENTO       CA   95833          2            10/15/98         00   
0431097351                           05           12/01/98          0   
0013427893                           O            11/01/13              
0                                                                       

1829842          K08/G02             F           71,900.00         ZZ   
                                  180         70,974.83          1
201 EAST 4TH                       6.875            641.24         80   
  UNIT #242                          6.625            641.24       89,900.00
AUSTIN           TX   78731          1            10/26/98         00   
0411098387                           01           12/01/98          0   
041098387                            O            11/01/13              
0                                                                       

1829861          K08/G02             F          120,000.00         ZZ   
                                  180        111,243.80          1
1                                                                               

4304 MILL RUN ROAD                 7.375          1,103.91         80   
                                     7.125          1,103.91      150,000.00
DALLAS           TX   75244          1            10/15/98         00   
0411041338                           09           12/01/98          0   
411041338                            O            11/01/13              
0                                                                       

1830201          976/976             F          246,200.00         ZZ   
                                  180        242,186.22          1
11259 CARMEL CREEK ROAD            6.750          2,178.65         79   
                                     6.500          2,178.65      313,900.00
SAN DIEGO        CA   92130          1            09/23/98         00   
5274889                              01           11/01/98          0   
5274889                              N            10/01/13              
0                                                                       

1830202          976/976             F           40,000.00         ZZ   
                                  180         39,401.38          1
329 ELM                            7.750            376.52         80   
                                     7.500            376.52       50,000.00
LAWRENCE         KS   66044          5            09/29/98         00   
5131498                              05           11/01/98          0   
5131498                              N            10/01/13              
0                                                                       

1830204          976/976             F           45,000.00         ZZ   
                                  180         44,304.29          1
HC 2, BOX 549, RED BARN ROA        7.375            413.97         75   
                                     7.125            413.97       60,000.00
POLLOCK          ID   83547          5            09/16/98         00   
5215573                              05           11/01/98          0   
5215573                              N            10/01/13              
0                                                                       

1830205          976/976             F           57,200.00         ZZ   
                                  180         56,325.16          1
39 1/2 OLD POLLOCK ROAD            7.500            530.26         80   
                                     7.250            530.26       71,500.00
POLLOCK          ID   83547          2            09/23/98         00   
5215575                              05           11/01/98          0   
5215575                              N            10/01/13              
0                                                                       

1830206          976/976             F          735,000.00         ZZ   
                                  180        723,394.00          1
7 CRAIG DRIVE                      7.125          6,657.86         70   
                                     6.875          6,657.86    1,050,000.00
MARLBORO         NJ   07746          5            09/25/98         00   
5266138                              05           11/01/98          0   
1                                                                               

5266138                              O            10/01/13              
0                                                                       

1830207          976/976             F          103,500.00         ZZ   
                                  180        102,264.92          2
1504 LATAH AVE & 3765 CUSTER       7.750            974.23         77   
                                     7.500            974.23      135,000.00
BOISE            ID   83705          5            10/08/98         00   
5319586                              05           12/01/98          0   
5319586                              N            11/01/13              
0                                                                       

1830208          976/976             F          199,200.00         ZZ   
                                  180        196,186.74          4
133 BASHFORD ROAD                  7.625          1,860.79         80   
                                     7.375          1,860.79      250,000.00
RALEIGH          NC   27606          5            09/28/98         00   
5322544                              05           11/01/98          0   
5322544                              N            10/01/13              
0                                                                       

1830209          976/976             F          120,000.00         ZZ   
                                  180        118,184.77          3
5137/5139/5141 LUNDY DRIVE         7.625          1,120.96         80   
                                     7.375          1,120.96      150,000.00
RALEIGH          NC   27606          1            09/29/98         00   
5322553                              05           11/01/98          0   
5322553                              N            10/01/13              
0                                                                       

1830210          976/976             F           93,600.00         ZZ   
                                  180         92,414.95          2
9 GILLIS STREET                    7.500            867.69         79   
                                     7.250            867.69      119,000.00
NASHUA           NH   03060          5            10/05/98         00   
5338611                              05           12/01/98          0   
5338611                              N            11/01/13              
0                                                                       

1830211          976/976             F           57,100.00         ZZ   
                                  180         56,236.26          3
22 DURHAM ROAD                     7.625            533.39         45   
                                     7.375            533.39      128,000.00
DOVER            NH   03820          5            09/23/98         00   
5338637                              05           11/01/98          0   
5338637                              N            10/01/13              
0                                                                       

1                                                                               

1830212          976/976             F          100,000.00         ZZ   
                                  180         98,470.90          1
25 NOBLE STREET                    7.500            927.02         59   
                                     7.250            927.02      170,000.00
REVERE           MA   02151          1            09/30/98         00   
5339671                              05           11/01/98          0   
5339671                              O            10/01/13              
0                                                                       

1830213          976/976             F          489,000.00         ZZ   
                                  180        479,423.61          1
6301 NORTHEAST 125TH STREET        7.375          4,498.43         79   
                                     7.125          4,498.43      625,000.00
KIRKLAND         WA   98034          5            09/16/98         00   
5345200                              05           11/01/98          0   
5345200                              O            10/01/13              
0                                                                       

1830214          976/976             F          166,300.00         ZZ   
                                  180        164,100.72          1
82 SOUTH LEWIS PLACE               7.375          1,529.84         47   
                                     7.125          1,529.84      355,000.00
ROCKVILLE CENTR  NY   11570          2            10/02/98         00   
5345362                              05           12/01/98          0   
5345362                              O            11/01/13              
0                                                                       

1830216          976/976             F          137,000.00         ZZ   
                                  180        135,311.23          1
114 REVEILLE ROAD                  7.375          1,260.30         73   
                                     7.125          1,260.30      188,000.00
TREDYFFRIN TOWN  PA   19087          2            10/07/98         00   
5345603                              01           12/01/98          0   
5345603                              N            11/01/13              
0                                                                       

1830217          976/976             F           73,500.00         ZZ   
                                  180         72,326.95          1
804 EASTVIEW DRIVE                 7.000            660.64         75   
                                     6.750            660.64       98,000.00
LAS VEGAS        NV   89107          5            09/16/98         00   
5348752                              03           11/01/98          0   
5348752                              O            10/01/13              
0                                                                       

1830218          976/976             F          135,000.00         ZZ   
                                  180        132,868.24          1
7907 NEWCASTLE AVENUE              7.125          1,222.88         75   
                                     6.875          1,222.88      180,000.00
1                                                                               

LOS ANGELES, RE  CA   91335          5            09/25/98         00   
5350553                              05           11/01/98          0   
5350553                              O            10/01/13              
0                                                                       

1830220          976/976             F           71,200.00         ZZ   
                                  180         70,331.74          1
13649 GARNER ROAD                  7.500            660.04         75   
                                     7.250            660.04       95,000.00
BEAUMONT         TX   77705          5            10/13/98         00   
5353369                              05           12/01/98          0   
5353369                              N            11/01/13              
0                                                                       

1830221          976/976             F           75,000.00         ZZ   
                                  180         73,790.16          1
445 CARDINAL ROAD                  6.875            668.90         60   
                                     6.625            668.90      125,500.00
RUSSELL          KY   41169          2            09/18/98         00   
5354520                              05           11/01/98          0   
5354520                              O            10/01/13              
0                                                                       

1830222          976/976             F          110,000.00         ZZ   
                                  120        106,870.03          1
888 MALOON AVENUE                  7.500          1,305.72         44   
                                     7.250          1,305.72      255,000.00
TOWN OF HEMPSTE  NY   11010          2            09/14/98         00   
5358172                              05           11/01/98          0   
5358172                              O            10/01/08              
0                                                                       

1830224          976/976             F           50,900.00         ZZ   
                                  180         50,130.07          1
11104 SKIPPER DRIVE                7.625            475.47         79   
                                     7.375            475.47       65,000.00
EL PASO          TX   79936          5            09/08/98         00   
5363935                              05           11/01/98          0   
5363935                              N            10/01/13              
0                                                                       

1830225          976/976             F          135,650.00         ZZ   
                                  180        133,685.15          1
79 WILDFLOWER TRAIL                8.125          1,306.15         90   
                                     7.875          1,306.15      150,759.00
PAWLEYS ISLAND   SC   29585          1            09/17/98         04   
5363975                              03           11/01/98         25   
5363975                              N            10/01/13              
0                                                                       
1                                                                               

1830226          976/976             F          140,000.00         ZZ   
                                  180        138,400.80          3
87 STETSON STREET                  8.250          1,358.20         80   
                                     8.000          1,358.20      175,000.00
WHITMAN          MA   02382          1            10/13/98         00   
5368477                              05           12/01/98          0   
5368477                              N            11/01/13              
0                                                                       

1830227          976/976             F           99,750.00         ZZ   
                                  120         96,968.43          1
6417 MARLBERRY DRIVE               7.875          1,203.67         75   
                                     7.625          1,203.67      133,000.00
ORLANDO          FL   32819          5            10/05/98         00   
5370761                              05           11/01/98          0   
5370761                              N            10/01/08              
0                                                                       

1830229          976/976             F           93,200.00         ZZ   
                                  180         91,712.54          1
6225 MOUNTAINVIEW TRAIL            7.000            837.71         80   
                                     6.750            837.71      116,500.00
CUMMING          GA   30041          1            09/18/98         00   
5371872                              05           11/01/98          0   
5371872                              O            10/01/13              
0                                                                       

1830231          976/976             F           58,640.00         ZZ   
                                  120         56,982.42          1
2660 CRANBROOK DRIVE               7.625            699.90         80   
                                     7.375            699.90       73,300.00
HEPHZIBAH        GA   30815          2            09/29/98         00   
5371956                              05           11/01/98          0   
5371956                              N            10/01/08              
0                                                                       

1830232          976/976             F           80,000.00         ZZ   
                                  120         77,331.37          1
3211 N. VIRGINIA DARE TRAIL        8.000            970.63         80   
                                     7.750            970.63      100,000.00
KILL DEVIL HILL  NC   27948          1            09/28/98         00   
5372252                              05           11/01/98          0   
5372252                              N            10/01/08              
0                                                                       

1830233          976/976             F           78,400.00         ZZ   
                                  180         77,239.42          1
1                                                                               

1073 PLEASANT CIRCLE               7.875            743.59         77   
                                     7.625            743.59      102,000.00
VIRGINIA BEACH   VA   23464          5            09/29/98         00   
5377725                              03           11/01/98          0   
5377725                              N            10/01/13              
0                                                                       

1830234          976/976             F           67,300.00         ZZ   
                                  180         66,248.60          1
15918 TIMBERWAY                    7.250            614.36         79   
                                     7.000            614.36       86,000.00
SAN ANTONIO      TX   78247          2            09/15/98         00   
5386216                              03           11/01/98          0   
5386216                              N            10/01/13              
0                                                                       

1830235          976/976             F           58,800.00         ZZ   
                                  180         57,360.65          1
UNIT 2, 51 PORTLAND AVENUE         7.250            536.77         79   
                                     7.000            536.77       75,000.00
OLD ORCHARD BEA  ME   04064          1            10/13/98         00   
5387148                              01           12/01/98          0   
5387148                              O            11/01/13              
0                                                                       

1830236          976/976             F           51,000.00         ZZ   
                                  180         50,186.01          1
2209 CHICAGO AVENUE                7.000            458.41         78   
                                     6.750            458.41       66,000.00
MINNEAPOLIS      MN   55404          2            09/18/98         00   
5388985                              05           11/01/98          0   
5388985                              N            10/01/13              
0                                                                       

1830237          976/976             F          126,000.00         ZZ   
                                  180        124,031.56          1
8129 NORTH HAMLIN AVENUE           7.250          1,150.21         71   
                                     7.000          1,150.21      178,000.00
SKOKIE           IL   60076          5            09/22/98         00   
5389546                              05           11/01/98          0   
5389546                              O            10/01/13              
0                                                                       

1830238          976/976             F          525,000.00         ZZ   
                                  180        516,798.16          1
8114 SOUTHEAST 74TH PLACE          7.250          4,792.54         75   
                                     7.000          4,792.54      700,000.00
MERCER ISLAND    WA   98040          5            09/25/98         00   
5390553                              03           11/01/98          0   
1                                                                               

5390553                              O            10/01/13              
0                                                                       

1830239          976/976             F           46,800.00         ZZ   
                                  180         46,235.43          2
422 AND 422 1/2 LINCOLN AVENUE     7.625            437.18         90   
                                     7.375            437.18       52,000.00
BAKERSFIELD      CA   93308          1            10/06/98         11   
5390837                              05           12/01/98         25   
5390837                              N            11/01/13              
0                                                                       

1830240          976/976             F           55,000.00         ZZ   
                                  180         53,911.06          2
338 FAIRBANKS STREET               7.250            502.07         50   
                                     7.000            502.07      110,000.00
MARINE CITY      MI   48039          5            10/09/98         00   
5399178                              05           12/01/98          0   
5399178                              N            11/01/13              
0                                                                       

1830242          976/976             F          128,800.00         ZZ   
                                  180        126,893.33          4
151 SOUTH TRAIL VIEW DRIVE         7.875          1,221.61         80   
                                     7.625          1,221.61      161,000.00
RAPID CITY       SD   57701          5            09/30/98         00   
5404718                              05           11/01/98          0   
5404718                              N            10/01/13              
0                                                                       

1830244          976/976             F          350,000.00         ZZ   
                                  180        345,685.64          4
73-75 BERKELEY STREET              7.375          3,219.74         40   
                                     7.125          3,219.74      875,000.00
BOSTON           MA   02116          5            10/13/98         00   
5407732                              05           12/01/98          0   
5407732                              N            11/01/13              
0                                                                       

1830246          976/976             F           44,250.00         ZZ   
                                  180         43,727.69          1
708 SOUTH 21ST AVENUE              7.875            419.69         75   
                                     7.625            419.69       59,000.00
HATTIESBURG      MS   39401          5            10/06/98         00   
5408640                              05           12/01/98          0   
5408640                              N            11/01/13              
0                                                                       

1                                                                               

1830247          976/976             F           53,900.00         ZZ   
                                  180         53,263.77          1
12519 RED FOX DRIVE                7.875            511.22         90   
                                     7.625            511.22       59,900.00
GULFPORT         MS   39501          1            10/07/98         11   
5408911                              05           12/01/98         25   
5408911                              N            11/01/13              
0                                                                       

1830249          976/976             F           60,700.00         T    
                                  180         59,720.85          1
3199 CHATEAU ROAD #6               6.875            541.36         72   
                                     6.625            541.36       85,000.00
MAMMOTH LAKES    CA   93546          1            09/09/98         00   
5410150                              01           11/01/98          0   
5410150                              O            10/01/13              
0                                                                       

1830250          976/976             F           41,000.00         ZZ   
                                  180         39,795.34          1
1710 UNIVERSITY DRIVE              7.375            377.17         50   
                                     7.125            377.17       82,000.00
LAWRENCE         KS   66044          1            10/09/98         00   
5413432                              05           12/01/98          0   
5413432                              N            11/01/13              
0                                                                       

1830251          976/976             F          290,000.00         ZZ   
                                  180        286,425.25          1
1540 CRESTWOOD DRIVE               7.375          2,667.78         41   
                                     7.125          2,667.78      715,000.00
SAN MATEO        CA   94403          1            10/02/98         00   
5416190                              05           12/01/98          0   
5416190                              N            11/01/13              
0                                                                       

1830252          976/976             F          115,000.00         ZZ   
                                  180        113,039.60          1
33070 LAKE WAWASEE STREET          7.250          1,049.80         53   
                                     7.000          1,049.80      220,000.00
FREMONT          CA   94555          2            09/25/98         00   
5416625                              05           11/01/98          0   
5416625                              O            10/01/13              
0                                                                       

1830253          976/976             F           41,900.00         ZZ   
                                  180         41,286.44          1
2838 DAKOTA DRIVE                  8.000            400.42         90   
                                     7.750            400.42       46,600.00
1                                                                               

ANDERSON         IN   46017          1            09/18/98         21   
5419236                              05           11/01/98         25   
5419236                              N            10/01/13              
0                                                                       

1830254          976/976             F          152,000.00         ZZ   
                                  120        147,469.24          1
2531 PEPPERMILL RIDGE              6.750          1,745.33         71   
                                     6.500          1,745.33      215,000.00
CHESTERFIELD     MO   63005          2            09/28/98         00   
5421757                              05           11/01/98          0   
5421757                              O            10/01/08              
0                                                                       

1830255          976/976             F           43,750.00         ZZ   
                                  180         43,059.12          1
106 S. FIR                         7.125            396.31         70   
                                     6.875            396.31       62,500.00
BRYANT           AR   72002          5            09/25/98         00   
5421877                              05           11/01/98          0   
5421877                              N            10/01/13              
0                                                                       

1830256          976/976             F           40,000.00         ZZ   
                                  180         39,368.34          1
11115 VINE DRIVE                   7.125            362.34         73   
                                     6.875            362.34       55,000.00
MABLEVALE        AR   72103          5            09/25/98         00   
5421878                              05           11/01/98          0   
5421878                              N            10/01/13              
0                                                                       

1830257          976/976             F          202,500.00         ZZ   
                                  180        199,210.70          1
721 NORTH 62ND AVENUE WEST         7.125          1,834.31         75   
                                     6.875          1,834.31      270,000.00
DULUTH           MN   55807          5            09/17/98         00   
5426030                              05           11/01/98          0   
5426030                              O            10/01/13              
0                                                                       

1830260          976/976             F          310,000.00         ZZ   
                                  180        306,053.49          1
253 FLOWER STREET                  7.000          2,786.37         68   
                                     6.750          2,786.37      460,000.00
COSTA MESA       CA   92627          5            10/06/98         00   
5428540                              05           12/01/98          0   
5428540                              O            11/01/13              
0                                                                       
1                                                                               

1830261          976/976             F          108,500.00         ZZ   
                                  180        107,205.29          1
405 KLEIN ROAD                     7.750          1,021.29         75   
                                     7.500          1,021.29      146,000.00
SANGER           TX   76266          5            10/07/98         00   
5429301                              05           12/01/98          0   
5429301                              N            11/01/13              
0                                                                       

1830262          976/976             F           52,500.00         ZZ   
                                  180         51,866.19          2
2503-2505 LOUISVILLE STREET        7.625            490.42         75   
                                     7.375            490.42       70,000.00
EL PASO          TX   79930          5            10/05/98         00   
5429397                              05           12/01/98          0   
5429397                              N            11/01/13              
0                                                                       

1830264          976/976             F          137,000.00         ZZ   
                                  180        134,882.53          1
19561 LANARK STREET                7.375          1,260.30         73   
                                     7.125          1,260.30      190,000.00
RESEDA AREA, LO  CA   91335          2            09/22/98         00   
5430299                              05           11/01/98          0   
5430299                              N            10/01/13              
0                                                                       

1830265          976/976             F           64,800.00         ZZ   
                                  180         63,809.15          2
4797-99 VILMA LANE                 7.500            600.71         90   
                                     7.250            600.71       72,500.00
WEST PALM BEACH  FL   33417          1            09/18/98         21   
5431077                              05           11/01/98         25   
5431077                              N            10/01/13              
0                                                                       

1830266          976/976             F           73,000.00         ZZ   
                                  180         72,090.40          1
570 SHORT PINE CIRCLE              7.250            666.39         75   
                                     7.000            666.39       98,000.00
ORLANDO          FL   32807          5            10/13/98         00   
5431304                              03           12/01/98          0   
5431304                              O            11/01/13              
0                                                                       

1830267          976/976             F           76,850.00         ZZ   
                                  120         74,707.00          1
1                                                                               

7516 REDWOOD COUNTRY ROAD          7.875            927.34         75   
                                     7.625            927.34      102,500.00
ORLANDO          FL   32819          5            10/05/98         00   
5431305                              03           11/01/98          0   
5431305                              N            10/01/08              
0                                                                       

1830268          976/976             F          264,000.00         ZZ   
                                  180        260,815.37          4
311, 313, 315, 317 J STREET        7.625          2,466.11         80   
                                     7.375          2,466.11      330,000.00
DAVIS            CA   95616          2            10/06/98         00   
5433769                              05           12/01/98          0   
5433769                              N            11/01/13              
0                                                                       

1830269          976/976             F           68,850.00         ZZ   
                                  180         68,046.12          1
12046 BENADIR ROAD                 8.000            657.97         90   
                                     7.750            657.97       76,500.00
CINCINNATI       OH   45246          1            10/09/98         21   
5439223                              05           12/01/98         25   
5439223                              N            11/01/13              
0                                                                       

1830270          976/976             F          185,000.00         ZZ   
                                  180        180,621.40          1
3906 TIMBER WALK LANE              7.000          1,662.84         61   
                                     6.750          1,662.84      307,000.00
OKEANA           OH   45053          2            10/13/98         00   
5439551                              05           12/01/98          0   
5439551                              O            11/01/13              
0                                                                       

1830271          976/976             F           96,000.00         ZZ   
                                  180         94,532.06          2
4 MELVIN DRIVE                     7.500            889.94         80   
                                     7.250            889.94      121,000.00
CLAYMONT         DE   19703          2            10/01/98         00   
5440501                              05           11/01/98          0   
5440501                              N            10/01/13              
0                                                                       

1830272          976/976             F           56,000.00         ZZ   
                                  180         55,134.46          1
956 SELBY AVENUE                   7.375            515.16         50   
                                     7.125            515.16      112,000.00
ST. PAUL         MN   55107          5            09/30/98         00   
5444256                              05           11/01/98          0   
1                                                                               

5444256                              N            10/01/13              
0                                                                       

1830273          976/976             F          128,000.00         ZZ   
                                  180        125,957.09          1
1160 HIGHLAND DRIVE                7.000          1,150.51         80   
                                     6.750          1,150.51      160,000.00
STAYTON          OR   97383          2            09/25/98         00   
5445733                              05           11/01/98          0   
5445733                              O            10/01/13              
0                                                                       

1830274          976/976             F           40,000.00         ZZ   
                                  180         39,368.34          1
910 TULANE                         7.125            362.34         69   
                                     6.875            362.34       58,000.00
BENTON           AR   72015          5            09/25/98         00   
5452020                              05           11/01/98          0   
5452020                              N            10/01/13              
0                                                                       

1830275          976/976             F           49,500.00         ZZ   
                                  180         48,922.06          1
16 OVERLAND AVENUE                 8.000            473.05         75   
                                     7.750            473.05       66,000.00
AMITYVILLE       NY   11701          1            10/06/98         00   
5497528                              05           12/01/98          0   
5497528                              N            11/01/13              
0                                                                       

1830276          976/976             F          126,000.00         ZZ   
                                  180        124,134.81          2
2802 FARRAGUT ROAD                 7.875          1,195.05         70   
                                     7.625          1,195.05      180,000.00
BROOKLYN         NY   11210          1            09/18/98         00   
5497937                              05           11/01/98          0   
5497937                              N            10/01/13              
0                                                                       

1830277          976/976             F           47,200.00         ZZ   
                                  180         46,501.28          1
1009 AVALON                        7.875            447.67         80   
                                     7.625            447.67       59,000.00
CHESTERFIELD     IN   46017          5            09/18/98         00   
5503895                              05           11/01/98          0   
5503895                              N            10/01/13              
0                                                                       

1                                                                               

1830278          976/976             F          110,000.00         ZZ   
                                  180        107,339.83          3
254 E STREET                       8.125          1,059.18         79   
                                     7.875          1,059.18      140,000.00
SOUTH BOSTON     MA   02127          2            09/22/98         00   
5511577                              05           11/01/98          0   
5511577                              N            10/01/13              
0                                                                       

1830502          765/G02             F          118,200.00         ZZ   
                                  180        116,431.32          1
28701 37TH PLACE SOUTH             7.875          1,121.07         85   
                                     7.625          1,121.07      140,000.00
AUBURN           WA   98001          5            09/28/98         12   
0431113430                           05           11/01/98          6   
121738                               O            10/01/13              
0                                                                       

1830508          H86/G02             F          132,050.00         ZZ   
                                  180        130,115.76          1
5000 ATLANTIC DRIVE                8.000          1,261.94         95   
                                     7.750          1,261.94      139,000.00
CHEYENNE         WY   82001          2            09/25/98         01   
0431098888                           05           11/01/98         30   
168431                               O            10/01/13              
0                                                                       

1830721          637/G02             F           37,800.00         ZZ   
                                  180         37,346.77          1
23 NAYLOR STREET                   8.000            361.24         90   
                                     7.750            361.24       42,000.00
BANGOR           ME   04401          1            10/09/98         11   
0431102151                           05           12/01/98         25   
8662595                              N            11/01/13              
0                                                                       

1830774          A52/G02             F           62,000.00         ZZ   
                                  180         61,446.92          1
8504 SHERIDAN DRIVE                7.750            583.59         70   
                                     7.500            583.59       89,000.00
JONESBORO        GA   30236          5            10/29/98         00   
0431083518                           05           01/01/99          0   
000                                  O            12/01/13              
0                                                                       

1830819          A33/G02             F           50,000.00         ZZ   
                                  180         49,533.84          1
27875 BERRYWOOD                    7.750            470.64         55   
                                     7.500            470.64       92,000.00
1                                                                               

FARMINGTON HILL  MI   48334          2            11/16/98         00   
0431157056                           01           01/01/99          0   
015062988                            O            12/01/13              
0                                                                       

1830938          H93/G02             F           66,500.00         ZZ   
                                  180         65,723.56          1
4501 THREE BRIDGES ROAD            8.000            635.51         70   
                                     7.750            635.51       95,000.00
GAINESVILLE      GA   30507          5            10/21/98         00   
0431196153                           05           12/01/98          0   
9864183                              N            11/01/13              
0                                                                       

1831034          B28/G02             F           39,000.00         ZZ   
                                  180         38,539.66          1
4646 GRINNELL                      7.875            369.90         74   
                                     7.625            369.90       53,000.00
LUBBOCK          TX   79416          2            10/27/98         00   
0431195973                           05           12/01/98          0   
60980000                             N            11/01/13              
0                                                                       

1831117          134/G02             F           24,300.00         ZZ   
                                  180         23,941.37          1
2917 WISCONSIN AVENUE              8.125            233.99         90   
                                     7.875            233.99       27,000.00
PEORIA           IL   61603          1            10/01/98         11   
0431103316                           05           11/01/98         25   
7299119                              N            10/01/13              
0                                                                       

1831304          M98/G02             F           55,000.00         ZZ   
                                  180         54,514.69          1
2506 FRONTIER DRIVE                7.875            521.65         65   
                                     7.625            521.65       85,000.00
COLORADO SPRING  CO   80911          5            11/10/98         00   
0431106764                           05           01/01/99          0   
KB1020A                              N            12/01/13              
0                                                                       

1831347          K08/G02             F           51,750.00         ZZ   
                                  180         51,152.37          2
310 A & B E. 4TH STREET            8.125            498.29         90   
                                     7.875            498.29       57,500.00
ARLINGTON        TX   76010          1            10/28/98         10   
0411076615                           05           12/01/98         25   
411076615                            N            11/01/13              
0                                                                       
1                                                                               

1831367          K08/G02             F           54,900.00         ZZ   
                                  180         53,940.59          1
970 POLING DRIVE                   7.500            508.93         41   
                                     7.250            508.93      135,000.00
COLUMBUS         OH   43224          5            10/12/98         00   
0411075807                           05           12/01/98          0   
411075807                            O            11/01/13              
0                                                                       

1831405          455/G02             F           43,500.00         ZZ   
                                  180         42,986.52          1
152 BECKY STREET                   7.875            412.58         78   
                                     7.625            412.58       55,900.00
HINESVILLE       GA   31313          5            10/23/98         00   
0431088269                           05           12/01/98          0   
81495                                N            11/01/13              
0                                                                       

1831432          B28/G02             F           39,000.00         ZZ   
                                  180         38,539.66          1
4602 #1 FORDHAM                    7.875            369.90         74   
                                     7.625            369.90       53,000.00
LUBBOCK          TX   79416          2            10/27/98         00   
0431244524                           05           12/01/98          0   
60980003                             N            11/01/13              
0                                                                       

1831457          B28/G02             F           39,000.00         ZZ   
                                  180         38,539.66          1
4644 GRINNELL                      7.875            369.90         74   
                                     7.625            369.90       53,000.00
LUBBOCK          TX   79416          1            10/27/98         00   
0431181866                           05           12/01/98          0   
60980001                             N            11/01/13              
0                                                                       

1831481          B28/G02             F           39,000.00         ZZ   
                                  180         38,539.66          1
4602 #2 FORDHAM                    7.875            369.90         74   
                                     7.625            369.90       53,000.00
LUBBOCK          TX   79416          2            10/27/98         00   
0431196013                           05           12/01/98          0   
60980002                             N            11/01/13              
0                                                                       

1831641          J95/J95             F          430,000.00         ZZ   
                                  180        421,581.00          1
1                                                                               

159 GOLDEN RIDGE ROAD              7.625          4,016.76         74   
                                     7.375          4,016.76      585,000.00
ALAMO            CA   94507          5            08/19/98         00   
0013124359                           03           10/01/98          0   
0013124359                           O            09/01/13              
0                                                                       

1831653          M94/G02             F           84,500.00         ZZ   
                                  180         83,737.94          1
101 ASHLOCK DRIVE                  7.625            789.34         65   
                                     7.375            789.34      130,000.00
LANCASTER        KY   40444          5            11/13/98         00   
0431122746                           05           01/01/99          0   
1125001931                           O            12/01/13              
0                                                                       

1831673          A50/A50             F           50,000.00         ZZ   
                                  180         49,390.28          1
804 HABERSHAM ROAD                 7.500            463.51         70   
                                     7.250            463.51       71,500.00
VALDOSTA         GA   31602          5            10/15/98         00   
115533                               05           12/01/98          0   
115533                               N            11/01/13              
0                                                                       

1831812          129/G02             F          100,000.00         ZZ   
                                  180         99,073.98          1
19714 OLD YORK RD                  7.500            927.01         15   
                                     7.250            927.01      675,000.00
WHITE HALL       MD   21161          5            11/18/98         00   
0431130806                           05           01/01/99          0   
3500273119                           O            12/01/13              
0                                                                       

1831968          K08/G02             F           53,100.00         ZZ   
                                  180         52,452.50          1
409 EAST 6TH AVENUE                7.500            492.24         85   
                                     7.250            492.24       62,500.00
HUTCHINSON       KS   67501          5            10/26/98         11   
0411072788                           05           12/01/98         12   
411072788                            O            11/01/13              
0                                                                       

1831997          K08/G02             F          101,250.00         ZZ   
                                  180        100,015.33          1
6919 BERWYN                        7.500            938.60         75   
                                     7.250            938.60      135,000.00
DEARBORN HEIGHT  MI   48127          5            10/26/98         00   
0411111172                           05           12/01/98          0   
1                                                                               

411111172                            O            11/01/13              
0                                                                       

1832023          K08/G02             F           88,200.00         ZZ   
                                  180         87,077.14          1
1801 LONGWOOD DRIVE                7.000            792.77         90   
                                     6.750            792.77       98,000.00
FLORENCE         SC   29505          5            10/22/98         14   
0411100761                           05           12/01/98         12   
411100761                            O            11/01/13              
0                                                                       

1832261          830/G02             F           75,650.00         ZZ   
                                  180         74,707.38          1
14216 GREENFIELD ROAD              7.250            690.58         85   
                                     7.000            690.58       89,000.00
OMAHA            NE   68138          5            10/26/98         10   
0431097815                           05           12/01/98         12   
540270                               O            11/01/13              
0                                                                       

1832346          B75/G02             F           79,000.00         ZZ   
                                  180         78,036.66          1
7399 LECHALET BLVD                 7.500            732.34         80   
                                     7.250            732.34       98,940.00
BOYNTON BEACH    FL   33437          1            10/23/98         00   
0431113711                           03           12/01/98          0   
610553                               O            11/01/13              
0                                                                       

1832463          A02/G02             F           30,100.00         ZZ   
                                  180         29,927.36          1
505 WEST 8TH                       8.125            289.83         70   
                                     7.875            289.83       43,000.00
HUGOTON          KS   67951          5            12/11/98         00   
0431148774                           05           02/01/99          0   
982773                               N            01/01/14              
0                                                                       

1832567          168/168             F           28,350.00         ZZ   
                                  180         28,018.98          3
133 135 137 WHITE STREET           8.000            270.93         90   
                                     7.750            270.93       31,500.00
WATERVILLE       NY   13480          1            10/22/98         11   
239914538                            05           12/01/98         20   
239914538                            N            11/01/13              
0                                                                       

1                                                                               

1832668          K56/G02             F           35,000.00         ZZ   
                                  180         34,568.58          1
1019 QUEEN ANNE AVENUE             7.375            321.97         40   
                                     7.125            321.97       88,000.00
MEDFORD          OR   97504          5            10/27/98         00   
0431089879                           05           12/01/98          0   
5000103                              N            11/01/13              
0                                                                       

1832677          K56/G02             F           35,000.00         ZZ   
                                  180         34,582.34          2
304/306 HAMILTON STREET            7.750            329.45         42   
                                     7.500            329.45       85,000.00
MEDFORD          OR   97501          2            10/27/98         00   
0431089721                           05           12/01/98          0   
5000105                              N            11/01/13              
0                                                                       

1832683          K56/G02             F           35,000.00         ZZ   
                                  180         34,568.58          1
2435 THORN OAK DRIVE               7.375            321.97         35   
                                     7.125            321.97      100,000.00
MEDFORD          OR   97504          5            10/27/98         00   
0431089796                           05           12/01/98          0   
5000104                              N            11/01/13              
0                                                                       

1832833          168/168             F           33,200.00         ZZ   
                                  180         32,504.15          1
2110 NY RT 79                      7.875            314.89         40   
                                     7.625            314.89       84,000.00
WINDSOR          NY   13865          5            10/21/98         00   
0239959019                           05           12/01/98          0   
0239959019                           O            11/01/13              
0                                                                       

1832835          134/G02             F           65,000.00         ZZ   
                                  180         64,078.00          1
3077 S. SUPERIOR ST                8.000            621.18         45   
                                     7.750            621.18      145,000.00
MILWAUKEE        WI   53207          2            10/23/98         00   
0431117720                           05           12/01/98          0   
59307943                             O            11/01/13              
0                                                                       

1832842          E82/G02             F           61,000.00         ZZ   
                                  180         60,120.16          1
2047 DEVON LANE                    7.750            574.18         46   
                                     7.500            574.18      135,500.00
1                                                                               

ERIE             PA   16509          5            10/28/98         00   
0400159356                           05           12/01/98          0   
0400159356                           O            11/01/13              
0                                                                       

1832868          K08/G02             F           34,800.00         T    
                                  180         34,389.25          1
10511 SW 108 AVENUE UNIT #196      7.875            330.06         80   
                                     7.625            330.06       43,500.00
MIAMI            FL   33176          1            10/20/98         95   
0411093396                           01           12/01/98          0   
411093396                            O            11/01/13              
0                                                                       

1832917          K08/G02             F          340,000.00         ZZ   
                                  180        335,898.62          1
1333 VALLEY HEART DRIVE            7.625          3,176.04         80   
                                     7.375          3,176.04      425,000.00
BURBANK          CA   91506          1            10/27/98         00   
0411099393                           05           12/01/98          0   
411099393                            O            11/01/13              
0                                                                       

1832962          G10/G02             F          109,600.00         ZZ   
                                  180        108,306.29          1
2009 BENTBROOK DRIVE               7.875          1,039.51         80   
                                     7.625          1,039.51      137,000.00
MESQUITE         TX   75181          5            10/29/98         00   
0431097146                           05           12/01/98          0   
XB8109026                            O            11/01/13              
0                                                                       

1833044          828/G02             F          112,500.00         ZZ   
                                  180        109,468.07          1
7646 ELKHORN MOUNTAIN TRAIL        7.500          1,042.89         66   
                                     7.250          1,042.89      172,000.00
AUSTIN           TX   78729          2            11/13/98         00   
0431121300                           05           01/01/99          0   
86480213                             O            12/01/13              
0                                                                       

1833280          L02/G02             F           51,000.00         ZZ   
                                  180         50,255.20          1
5808 RICHARDSON MEMS SQUARE        7.500            472.78         50   
                                     7.250            472.78      103,000.00
BALTIMORE        MD   21227          2            10/30/98         00   
0431094515                           09           12/01/98          0   
981927                               N            11/01/13              
0                                                                       
1                                                                               

1833315          L02/G02             F           55,000.00         ZZ   
                                  180         54,204.44          1
5735 RICHARDSON MEWS SQUARE        7.500            509.86         55   
                                     7.250            509.86      100,000.00
BALTIMORE        MD   21227          2            10/30/98         00   
0431094523                           09           12/01/98          0   
981930                               N            11/01/13              
0                                                                       

1833319          L02/G02             F           53,000.00         ZZ   
                                  180         52,353.69          1
5739 RICHARDSON MEWS SQUARE        7.500            491.32         53   
                                     7.250            491.32      100,000.00
BALTIMORE        MD   21227          2            10/30/98         00   
0431094549                           09           12/01/98          0   
981928                               N            11/01/13              
0                                                                       

1833321          G10/G02             F           57,000.00         ZZ   
                                  180         56,341.70          1
8719 LAKESIDE FOREST DRIVE         8.125            548.85         79   
                                     7.875            548.85       73,000.00
HOUSTON          TX   77088          5            10/21/98         00   
0431097138                           03           12/01/98          0   
XB8099065                            O            11/01/13              
0                                                                       

1833415          A53/G02             F           58,500.00         ZZ   
                                  180         57,739.13          1
606 CHAPPARAL DRIVE                6.750            517.68         75   
                                     6.500            517.68       78,500.00
O'FALLON         MO   63366          1            10/23/98         00   
0431123520                           05           12/01/98          0   
0290034194                           N            11/01/13              
0                                                                       

1833487          G41/G02             F           82,500.00         ZZ   
                                  180         81,504.80          1
12206 MCKENNA COURT                7.625            770.66         75   
                                     7.375            770.66      110,000.00
MIDLOTHIAN       VA   23112          5            10/26/98         00   
0431105030                           05           12/01/98          0   
62001477                             O            11/01/13              
0                                                                       

1833565          E84/G02             F           70,000.00         T    
                                  180         69,138.12          1
1                                                                               

51 WILDWOOD ACRES                  7.375            643.95         80   
                                     7.125            643.95       88,000.00
NAPLES           ME   04055          1            10/23/98         23   
0431184597                           05           12/01/98          0   
77180137                             O            11/01/13              
0                                                                       

1833658          992/G02             F           50,000.00         ZZ   
                                  180         49,549.06          1
PRICE ROAD                         7.625            467.07         39   
                                     7.375            467.07      130,500.00
MONTICELLO       NY   12701          1            11/19/98         00   
0431132950                           05           01/01/99          0   
358440                               O            12/01/13              
0                                                                       

1834003          313/G02             F           40,000.00         ZZ   
                                  180         39,635.30          1
1014 GALLITON COURT B              7.500            370.81         67   
                                     7.250            370.81       60,000.00
COLUMBUS         OH   43220          1            11/20/98         00   
0431129907                           01           01/01/99          0   
6733034                              N            12/01/13              
0                                                                       

1834079          683/G02             F           57,000.00         ZZ   
                                  180         56,513.36          3
193 WEST MITCHELL STREET           8.250            552.98         49   
                                     8.000            552.98      117,000.00
MANCHESTER       NH   03103          5            11/18/98         00   
0431142561                           05           01/01/99          0   
000                                  N            12/01/13              
0                                                                       

1834101          K63/G02             F           36,000.00         ZZ   
                                  180         35,446.09          1
750 GROVE AVE                      7.250            328.64         77   
                                     7.000            328.64       47,000.00
NEW BRIGHTON     PA   15066          5            10/30/98         00   
0431097419                           05           12/01/98          0   
UNKNOWN                              N            11/01/13              
0                                                                       

1834108          455/G02             F          167,450.00         ZZ   
                                  180        165,732.21          1
2839 GAVIN PLACE                   8.000          1,600.24         75   
                                     7.750          1,600.24      223,315.00
DULUTH           GA   30096          1            11/04/98         00   
0431095702                           05           01/01/99          0   
1                                                                               

81770                                O            12/01/13              
0                                                                       

1834122          225/225             F           54,600.00         ZZ   
                                  180         53,955.50          1
1390 SHEPARD AVENUE                7.875            517.86         65   
                                     7.625            517.86       84,000.00
HAMDEN           CT   06518          2            10/16/98         00   
7071688                              05           12/01/98          0   
7071688                              N            11/01/13              
0                                                                       

1835377          K08/G02             F          162,500.00         ZZ   
                                  180        160,496.90          1
4845 CEDAR LAKE RD                 7.375          1,494.88         67   
                                     7.125          1,494.88      245,000.00
HOWELL           MI   48843          5            10/23/98         00   
0411088073                           05           12/01/98          0   
411088073                            O            11/01/13              
0                                                                       

1835754          E82/G02             F           37,800.00         ZZ   
                                  180         37,459.11          1
1022 SALE AVENUE                   7.625            353.10         90   
                                     7.375            353.10       42,000.00
LOUISVILLE       KY   40215          1            11/06/98         04   
0400161543                           05           01/01/99         12   
0400161543                           N            12/01/13              
0                                                                       

1835759          E76/G02             F          151,700.00         ZZ   
                                  180        149,809.76          1
6523 SOUTH KEARNEY CIRCLE          7.250          1,384.82         70   
                                     7.000          1,384.82      219,000.00
ENGLEWOOD        CO   80111          2            10/26/98         00   
0431101906                           05           12/01/98          0   
S9809057                             O            11/01/13              
0                                                                       

1836300          K08/G02             F          100,000.00         ZZ   
                                  180         98,832.46          1
920 MOUNTAIN VIEW DRIVE            8.000            955.65         67   
                                     7.750            955.65      150,000.00
LEADVILLE        CO   80461          5            10/27/98         00   
0411108921                           05           12/01/98          0   
411108921                            O            11/01/13              
0                                                                       

1                                                                               

1836387          K08/G02             F          145,600.00         ZZ   
                                  180        142,597.62          1
5906 LINCOLN AVENUE                7.250          1,329.13         80   
                                     7.000          1,329.13      182,000.00
ROCKLIN          CA   95677          2            10/26/98         00   
0411091184                           05           12/01/98          0   
411091184                            O            11/01/13              
0                                                                       

1836421          830/G02             F          125,000.00         ZZ   
                                  180        123,835.38          1
2244 EAST 10260 SOUTH              7.250          1,141.08         72   
                                     7.000          1,141.08      175,000.00
SANDY            UT   84092          5            11/05/98         00   
0431098490                           05           01/01/99          0   
540763                               O            12/01/13              
0                                                                       

1836484          K08/G02             F           49,500.00         ZZ   
                                  180         48,917.74          1
4713 CRESTVIEW                     8.375            483.83         90   
                                     8.125            483.83       55,000.00
INDIANAPOLIS     IN   46205          1            11/03/98         04   
0411119274                           05           12/01/98         25   
411119274                            N            11/01/13              
0                                                                       

1836513          664/G02             F          154,000.00         ZZ   
                                  180        152,201.95          1
403 NORTH VISTA DEL NORTE          8.000          1,471.71         77   
                                     7.750          1,471.71      202,000.00
WALNUT           CA   91789          5            10/16/98         00   
0431111178                           05           12/01/98          0   
2780765                              O            11/01/13              
0                                                                       

1836536          G43/G02             F           48,000.00         ZZ   
                                  180         47,581.09          1
431 NE 12 STREET                   8.000            458.71         80   
                                     7.750            458.71       60,000.00
HOMESTEAD        FL   33030          1            11/03/98         00   
0431100304                           05           01/01/99          0   
9809038                              O            12/01/13              
0                                                                       

1836541          B75/G02             F           60,000.00         ZZ   
                                  180         59,233.38          1
2403 HURON LANE                    7.750            564.77         69   
                                     7.500            564.77       88,000.00
1                                                                               

SARASOTA         FL   34237          5            10/29/98         00   
0431104686                           05           12/01/98          0   
6106629                              O            11/01/13              
0                                                                       

1836558          H37/G02             F          143,500.00         ZZ   
                                  180        141,876.65          1
212 LAVIDA VIA                     6.875          1,279.81         43   
                                     6.625          1,279.81      335,000.00
DOWNINGTON       PA   19335          5            11/23/98         00   
0431140292                           05           01/01/99          0   
500489                               O            12/01/13              
0                                                                       

1836670          E82/G02             F          123,750.00         ZZ   
                                  180        122,633.96          1
98 BROADWAY                        7.625          1,155.99         75   
                                     7.375          1,155.99      165,000.00
MASSAPEQUA       NY   11758          1            11/10/98         00   
0400160867                           05           01/01/99          0   
0400160867                           O            12/01/13              
0                                                                       

1837100          K08/G02             F          116,000.00         ZZ   
                                  180        114,883.72          2
7408 SAINT PHILOMENA WAY           6.875          1,034.55         80   
                                     6.625          1,034.55      145,000.00
CITRUS HEIGHTS   CA   95610          2            10/29/98         00   
0411099252                           05           01/01/99          0   
411099252                            O            12/01/13              
0                                                                       

1837106          K08/G02             F          114,000.00         ZZ   
                                  180        112,579.54          1
8453 21 1/2 AVENUE                 7.250          1,040.66         78   
                                     7.000          1,040.66      147,000.00
LEMOORE          CA   93245          5            10/23/98         00   
0411015845                           05           12/01/98          0   
411015845                            O            11/01/13              
0                                                                       

1837342          134/G02             F           40,000.00         ZZ   
                                  180         39,507.45          2
201 3RD AVENUE                     7.625            373.66         62   
                                     7.375            373.66       65,000.00
SOUTH CHARLESTO  WV   25303          2            10/30/98         00   
0431121003                           05           12/01/98          0   
7341676                              N            11/01/13              
0                                                                       
1                                                                               

1837760          163/G02             F          109,400.00         ZZ   
                                  180        107,780.57          1
15078 SEGURIDAD DRIVE              7.875          1,037.60         75   
                                     7.625          1,037.60      145,990.00
MURIETA          CA   95683          1            09/23/98         00   
0431104603                           03           11/01/98          0   
716430268                            O            10/01/13              
0                                                                       

1837766          K08/G02             F          133,500.00         T    
                                  180        131,924.22          1
10989 NORTHWEST 62ND TERRACE       7.875          1,266.18         80   
                                     7.625          1,266.18      166,990.00
MIAMI            FL   33178          1            10/30/98         95   
0411124472                           09           12/01/98          0   
411124472                            O            11/01/13              
0                                                                       

1837857          168/168             F           71,500.00         ZZ   
                                  180         70,683.27          3
9 PARK SQUARE                      8.250            693.65         65   
                                     8.000            693.65      110,000.00
ELLICOTTVILLE    NY   14731          5            10/28/98         00   
189373318                            05           12/01/98          0   
189373318                            N            11/01/13              
0                                                                       

1837875          K08/G02             F           45,000.00         ZZ   
                                  180         44,468.85          1
6673 BEDFORD OAK DRIVE             7.875            426.80         80   
                                     7.625            426.80       56,500.00
KEYSTONE HEIGHT  FL   32656          5            10/26/98         00   
0411095391                           27           12/01/98          0   
411095391                            O            11/01/13              
0                                                                       

1837910          H19/G02             F           20,250.00         ZZ   
                                  180         20,128.64          1
740 SW 48TH                        7.625            189.16         54   
                                     7.375            189.16       37,500.00
OKLAHOMA CITY    OK   73129          2            12/04/98         00   
0431147297                           05           02/01/99          0   
0001895317                           N            01/01/14              
0                                                                       

1838438          E82/G02             F           32,400.00         ZZ   
                                  180         32,107.80          3
1                                                                               

1926 SOUTH HEIGHTS AVENUE          7.625            302.66         90   
                                     7.375            302.66       36,000.00
YOUNGSTOWN       OH   44502          1            11/09/98         04   
0400157095                           05           01/01/99         25   
0400157095                           N            12/01/13              
0                                                                       

1838524          369/G02             F          159,900.00         ZZ   
                                  180        157,907.60          1
7735 W BETTY ELYSE LANE            7.250          1,459.67         80   
                                     7.000          1,459.67      199,900.00
PEORIA           AZ   85382          1            10/13/98         00   
0431109420                           05           12/01/98          0   
70719554                             O            11/01/13              
0                                                                       

1838550          J51/G02             F           99,000.00         ZZ   
                                  180         98,135.96          2
3035 SOUTH FLETCHER AVENUE         8.000            946.10         75   
                                     7.750            946.10      132,000.00
FERNANDINA BEAC  FL   32034          5            11/06/98         00   
0431187087                           05           01/01/99          0   
98122988                             O            12/01/13              
0                                                                       

1838576          H19/G02             F           32,100.00         ZZ   
                                  180         31,810.50          1
1532 SW 79TH TERRACE               7.625            299.86         56   
                                     7.375            299.86       57,500.00
OKLAHOMA CITY    OK   73129          2            11/24/98         00   
0431128123                           05           01/01/99          0   
0001885490                           N            12/01/13              
0                                                                       

1838618          105/G02             F           28,000.00         ZZ   
                                  180         27,654.85          1
28732 SW 147TH COURT               7.375            257.58         40   
                                     7.125            257.58       70,000.00
HOMESTEAD        FL   33033          5            10/30/98         00   
0431114248                           05           12/01/98          0   
1047240                              N            11/01/13              
0                                                                       

1838633          E26/G02             F          581,250.00         ZZ   
                                  180        573,690.48          1
14507 MANOR PARK DRIVE             6.750          5,143.54         75   
                                     6.500          5,143.54      775,000.00
ROCKVILLE        MD   20853          5            10/26/98         00   
0431099621                           05           12/01/98          0   
1                                                                               

45801074                             O            11/01/13              
0                                                                       

1838661          253/253             F          100,450.00         ZZ   
                                  180         99,157.44          1
HCR4 BOX 20A                       6.875            895.87         60   
                                     6.625            895.87      170,000.00
BURNET           TX   78611          2            10/28/98         00   
923008                               05           12/01/98          0   
923008                               O            11/01/13              
0                                                                       

1838681          B75/G02             F          132,000.00         ZZ   
                                  180        130,390.35          1
6327 EAST ACOMA DRIVE              7.500          1,223.66         73   
                                     7.250          1,223.66      181,000.00
SCOTTSDALE       AZ   85254          2            10/22/98         00   
0431104397                           05           12/01/98          0   
6161236                              O            11/01/13              
0                                                                       

1838724          A02/G02             F           50,000.00         ZZ   
                                  180         49,563.61          1
1175 PLEASANT RUN DRIVE #406       8.000            477.83         65   
                                     7.750            477.83       78,000.00
WHEELING         IL   60090          5            12/01/98         00   
0431142702                           01           01/01/99          0   
NA                                   N            12/01/13              
0                                                                       

1838758          K08/G02             F           64,000.00         ZZ   
                                  180         63,211.28          1
11604 COLETA CREEK DRIVE           7.625            597.84         80   
                                     7.375            597.84       80,000.00
CORPUS CHRISTI   TX   78410          2            11/04/98         00   
0411126527                           05           12/01/98          0   
411126527                            N            11/01/13              
0                                                                       

1838822          K08/G02             F           48,000.00         ZZ   
                                  180         47,451.70          1
44 WEST RACOON RIDGE UNIT #4A      8.250            465.67         70   
                                     8.000            465.67       69,000.00
SYLVA            NC   28779          5            11/02/98         00   
0411101975                           01           12/01/98          0   
411101975                            N            11/01/13              
0                                                                       

1                                                                               

1838862          375/G02             F          112,000.00         ZZ   
                                  180        109,108.26          1
1309 HIGHWOODS DRIVE               7.000          1,006.69         56   
                                     6.750          1,006.69      200,000.00
JAMISON          PA   18929          5            07/21/98         00   
0431104066                           05           09/01/98          0   
5810001072                           O            08/01/13              
0                                                                       

1838908          830/G02             F           85,000.00         ZZ   
                                  180         83,963.50          1
524 NORTH SUNSET STREET            7.500            787.96         43   
                                     7.250            787.96      200,000.00
FORT COLLINS     CO   80521          5            11/05/98         00   
0431104785                           05           12/01/98          0   
CONNELLY540262                       O            11/01/13              
0                                                                       

1839294          225/225             F           37,800.00         ZZ   
                                  180         37,357.84          2
621 NORTH CRAWFORD AVENUE          8.000            361.24         90   
                                     7.750            361.24       42,000.00
HARDIN           MT   59034          1            10/09/98         10   
7074938                              05           12/01/98         25   
7074938                              N            11/01/13              
0                                                                       

1839367          K08/G02             F           80,000.00         ZZ   
                                  180         78,385.03          1
9780 NW 17TH STREET                6.875            713.48         48   
                                     6.625            713.48      170,000.00
PLANTATION       FL   33322          5            10/28/98         00   
0411090053                           03           12/01/98          0   
411090053                            O            11/01/13              
0                                                                       

1839415          H06/G02             F          317,000.00         ZZ   
                                  180        314,871.32          1
1101 RING ROCK ROAD                6.875          2,827.18         80   
                                     6.625          2,827.18      400,000.00
ELY              MN   55731          3            12/23/98         00   
0431159573                           05           02/01/99          0   
1839415                              O            01/01/14              
0                                                                       

1839449          B75/G02             F           85,000.00         ZZ   
                                  180         84,241.76          1
32911 SOUTHEAST DARROW ROAD        7.750            800.08         38   
                                     7.500            800.08      225,000.00
1                                                                               

ESTACADA         OR   97023          1            11/04/98         00   
0431110626                           05           01/01/99          0   
0000                                 O            12/01/13              
0                                                                       

1839453          G34/G02             F           40,000.00         ZZ   
                                  180         39,884.41          1
315 BARROW STREET                  8.000            382.26         61   
                                     7.750            382.26       66,000.00
PEARL            MS   39208          5            01/15/99         00   
0431188135                           05           03/01/99          0   
8106209                              N            02/01/14              
0                                                                       

1839457          K08/G02             F           75,000.00         ZZ   
                                  180         74,124.34          1
6367 SANDPIPER TRAIL               8.000            716.74         75   
                                     7.750            716.74      100,000.00
RIO RANCHO       NM   87124          2            10/30/98         00   
0411099971                           05           12/01/98          0   
411099971                            N            11/01/13              
0                                                                       

1839500          375/G02             F          148,000.00         ZZ   
                                  180        145,126.99          1
1465 46TH AVENUE                   6.875          1,319.94         50   
                                     6.625          1,319.94      300,000.00
SAN FRANCISCO    CA   94122          5            08/13/98         00   
0431111947                           05           10/01/98          0   
5810097047                           O            09/01/13              
0                                                                       

1839531          F03/G02             F          220,800.00         ZZ   
                                  180        218,786.95          1
7160 WEST STETSON PLACE UNIT29     7.500          2,046.84         80   
                                     7.250          2,046.84      276,000.00
LILLETON         CO   80123          1            11/23/98         00   
0431140557                           03           01/01/99          0   
DEN12991                             O            12/01/13              
0                                                                       

1839741          758/G02             F           65,600.00         ZZ   
                                  180         64,759.80          1
3303 KEMPWOOD DRIVE                7.250            598.84         80   
                                     7.000            598.84       82,000.00
SUGAR LAND       TX   77479          1            10/21/98         00   
0431180439                           03           12/01/98          0   
0000                                 N            11/01/13              
0                                                                       
1                                                                               

1839744          758/G02             F           34,200.00         ZZ   
                                  180         33,891.57          1
3308 MORROW                        7.625            319.47         90   
                                     7.375            319.47       38,000.00
WACO             TX   76708          1            11/19/98         11   
0431129154                           05           01/01/99         25   
00000                                N            12/01/13              
0                                                                       

1839754          225/225             F          105,000.00         ZZ   
                                  180        103,705.69          1
208 NORTH BERNICE COURT            7.375            965.92         80   
                                     7.125            965.92      132,000.00
ROUND LAKE       IL   60073          2            10/21/98         00   
7075009                              05           12/01/98          0   
7075009                              O            11/01/13              
0                                                                       

1839763          830/G02             F           28,950.00         ZZ   
                                  180         28,596.98          1
84 VANNOY STREET SOUTH EAST        7.500            268.37         66   
                                     7.250            268.37       44,000.00
ATLANTA          GA   30319          5            10/30/98         00   
0431106376                           05           12/01/98          0   
0540288                              N            11/01/13              
0                                                                       

1839770          K56/G02             F           68,000.00         ZZ   
                                  180         67,152.70          1
3461 WEST EVANS CREEK ROAD         7.250            620.75         51   
                                     7.000            620.75      134,000.00
ROGUE RIVER      OR   97537          5            10/27/98         00   
0431109610                           05           12/01/98          0   
5000086                              N            11/01/13              
0                                                                       

1839786          637/G02             F           87,200.00         ZZ   
                                  180         86,127.35          1
2410 SHADOW LANE DRIVE             7.500            808.36         80   
                                     7.250            808.36      109,000.00
MCKINNEY         TX   75070          1            10/29/98         00   
0431113356                           05           12/01/98          0   
0011777166                           O            11/01/13              
0                                                                       

1839825          H89/G02             F           40,000.00         ZZ   
                                  180         39,639.27          1
1                                                                               

1764 WHEELER RD                    7.625            373.65         45   
                                     7.375            373.65       90,000.00
JUNO BEACH       FL   33408          5            11/01/98         00   
0431106442                           05           01/01/99          0   
T9808055                             O            12/01/13              
0                                                                       

1839862          E76/G02             F          106,650.00         ZZ   
                                  180        105,708.97          2
1012-1014 SUMMERTON PLACE          7.875          1,011.52         90   
                                     7.625          1,011.52      118,500.00
YUKON            OK   73099          1            12/07/98         10   
0431187483                           05           01/01/99         25   
0                                    N            12/01/13              
0                                                                       

1839965          387/G02             F           48,500.00         ZZ   
                                  180         48,199.66          1
2701 RASPBERRY                     7.250            442.74         68   
                                     7.000            442.74       71,500.00
PASADENA         TX   77502          2            12/31/98         00   
0431202092                           05           02/01/99          0   
0001600436                           N            01/01/14              
0                                                                       

1839969          K08/G02             F           67,900.00         ZZ   
                                  180         67,080.95          1
8576 BOCA RIO DR                   7.625            634.27         70   
                                     7.375            634.27       97,000.00
BOCA RATON       FL   33433          1            11/04/98         00   
0411117682                           09           12/01/98          0   
411117682                            N            11/01/13              
0                                                                       

1839971          387/G02             F           51,900.00         ZZ   
                                  180         51,578.59          1
2715 BLUEBERRY                     7.250            473.78         68   
                                     7.000            473.78       77,000.00
PASADENA         TX   77502          2            12/31/98         00   
0431199785                           05           02/01/99          0   
1600279                              N            01/01/14              
0                                                                       

1839974          K08/G02             F           78,000.00         ZZ   
                                  180         77,079.33          2
5190-5192 NW 4TH TERRACE           7.875            739.79         43   
                                     7.625            739.79      184,000.00
MIAMI            FL   33126          5            10/27/98         00   
0411027675                           05           12/01/98          0   
1                                                                               

411027675                            O            11/01/13              
0                                                                       

1839978          387/G02             F           50,150.00         ZZ   
                                  180         49,839.44          1
2916 MULBERRY LANE                 7.250            457.80         70   
                                     7.000            457.80       72,000.00
PASADENA         TX   77502          2            12/31/98         00   
0431198282                           05           02/01/99          0   
0001600147                           N            01/01/14              
0                                                                       

1840065          074/074             F           46,500.00         ZZ   
                                  180         45,850.21          1
41-21 42ND STREET UNIT #3-H        6.875            414.72         75   
                                     6.625            414.72       62,000.00
SUNNYSIDE        NY   11104          1            11/05/98         00   
1106170347                           08           01/01/99          0   
1106170347                           O            12/01/13              
0                                                                       

1840298          E84/G02             F           98,000.00         ZZ   
                                  180         96,778.89          1
3513 ROCKY LANE ROAD               7.250            894.61         80   
                                     7.000            894.61      122,500.00
ODESSA           TX   79762          1            10/23/98         00   
0431125350                           05           12/01/98          0   
26980602                             O            11/01/13              
0                                                                       

1840491          830/G02             F           39,650.00         ZZ   
                                  180         39,171.71          1
1542 SOUTH GORDON STREET S W       7.625            370.38         52   
                                     7.375            370.38       77,000.00
ATLANTA          GA   30310          2            11/04/98         00   
0431142389                           05           12/01/98          0   
0540287                              N            11/01/13              
0                                                                       

1840572          811/G02             F           40,600.00         ZZ   
                                  180         40,241.77          1
706 NW 8TH AVENUE                  7.875            385.07         90   
                                     7.625            385.07       45,118.00
FLORIDA CITY     FL   33034          1            11/10/98         04   
0431108349                           05           01/01/99         12   
FM00110609                           N            12/01/13              
0                                                                       

1                                                                               

1840639          225/225             F           97,000.00         ZZ   
                                  180         95,516.78          1
8729 NORTH ORIOLE                  7.500            899.21         48   
                                     7.250            899.21      205,000.00
NILE             IL   60714          2            09/21/98         00   
7057204                              05           11/01/98          0   
7057204                              O            10/01/13              
0                                                                       

1840654          387/G02             F          103,400.00         ZZ   
                                  180        102,090.10          1
7495 MANGO AVENUE                  7.500            958.53         84   
                                     7.250            958.53      124,000.00
FONTANA          CA   92336          5            10/27/98         19   
0431110279                           05           12/01/98          6   
0001552322                           O            11/01/13              
0                                                                       

1840698          K08/G02             F           18,500.00         ZZ   
                                  180         18,358.73          1
1432 N TOLEDO AVENUE               9.500            193.18         90   
                                     9.250            193.18       20,600.00
TULSA            OK   74115          1            11/06/98         10   
0411116304                           05           01/01/99         25   
411116304                            N            12/01/13              
0                                                                       

1840704          K08/G02             F           89,250.00         ZZ   
                                  180         88,067.06          1
1192 DAYTON AVENUE                 8.000            852.92         75   
                                     7.750            852.92      119,000.00
ST. PAUL         MN   55104          5            11/05/98         00   
0411090525                           05           01/01/99          0   
411090525                            O            12/01/13              
0                                                                       

1840723          K08/G02             F           25,600.00         ZZ   
                                  180         25,074.08          1
2507 ST. PHILIP ST.                7.875            242.80         80   
                                     7.625            242.80       32,000.00
NEW ORLEANS      LA   70119          1            11/12/98         00   
0411118383                           05           01/01/99          0   
411118383                            O            12/01/13              
0                                                                       

1840937          926/G02             F           73,125.00         ZZ   
                                  180         71,338.11          1
1705 CRANE ROAD                    7.625            683.09         75   
                                     7.375            683.09       97,500.00
1                                                                               

WAXHAW           NC   28173          5            06/18/98         00   
0431109990                           05           08/01/98          0   
161510726                            O            07/01/13              
0                                                                       

1841144          B65/G02             F          101,500.00         ZZ   
                                  180        100,143.20          2
2195-2187 SUMMIT ROW BOULEVARD     8.250            984.70         70   
                                     8.000            984.70      145,000.00
POWELL           OH   43065          5            10/16/98         00   
0431119130                           05           12/01/98          0   
0000                                 N            11/01/13              
0                                                                       

1841170          575/G02             F           58,450.00         ZZ   
                                  180         57,752.51          1
8110 HALLDALE DRIVE                7.750            550.18         77   
                                     7.500            550.18       76,495.00
HOUSTON          TX   77083          1            10/29/98         00   
0431111459                           03           12/01/98          0   
6822530                              O            11/01/13              
0                                                                       

1841237          G52/G02             F           82,000.00         ZZ   
                                  180         80,967.24          1
1633 EAST MANHATTAN DRIVE          7.125            742.78         72   
                                     6.875            742.78      114,000.00
TEMPE            AZ   85282          2            10/06/98         00   
0431108158                           05           12/01/98          0   
98502395                             N            11/01/13              
0                                                                       

1841267          K08/G02             F           84,000.00         ZZ   
                                  180         82,953.36          1
724 SOUTHWEST 1ST AVENUE           7.250            766.80         75   
                                     7.000            766.80      112,000.00
BOYNTON BEACH    FL   33426          5            10/30/98         00   
0411103534                           05           12/01/98          0   
411103534                            O            11/01/13              
0                                                                       

1841272          K08/G02             F           28,700.00         ZZ   
                                  180         28,432.61          1
1120 SOUTH HOFF AVENUE             7.250            261.99         67   
                                     7.000            261.99       43,000.00
EL RENO          OK   73036          1            11/06/98         00   
0411130859                           05           01/01/99          0   
411130859                            O            12/01/13              
0                                                                       
1                                                                               

1841290          K08/G02             F          104,900.00         ZZ   
                                  180        103,499.68          1
0031 JUNIPER DRIVE                 8.250          1,017.68         60   
                                     8.000          1,017.68      175,000.00
FRISCO           CO   80443          5            10/23/98         00   
0411059793                           05           12/01/98          0   
411059793                            N            11/01/13              
0                                                                       

1841301          J40/G02             F           69,300.00         ZZ   
                                  180         68,427.17          1
3442 CAROLYN STREET                7.125            627.74         70   
                                     6.875            627.74       99,000.00
GAINESVILLE      GA   30504          1            10/16/98         00   
0431105311                           05           12/01/98          0   
7609474                              N            11/01/13              
0                                                                       

1841320          766/G02             F           95,120.00         ZZ   
                                  180         94,280.69          1
2301 COLLINS AVENUE #721           7.875            902.17         80   
                                     7.625            902.17      118,900.00
MIAMI BEACH      FL   33139          1            11/13/98         00   
0431111608                           06           01/01/99          0   
98JL0075                             O            12/01/13              
0                                                                       

1841395          J86/G02             F          192,800.00         ZZ   
                                  180        192,800.00          1
39B EAST EDSALL BLVD               7.875          1,828.61         80   
                                     7.625          1,828.61      241,000.00
PALISADES PARK   NJ   07650          1            02/23/99         00   
0431240720                           01           04/01/99          0   
11285                                O            03/01/14              
0                                                                       

1841670          134/G02             F          187,500.00         ZZ   
                                  180        185,286.80          1
4818 KRENMORE CT                   7.875          1,778.35         75   
                                     7.625          1,778.35      250,000.00
CHESTER          VA   23831          1            10/30/98         00   
0431105790                           05           12/01/98          0   
7340655                              O            11/01/13              
0                                                                       

1841853          G08/G02             F           58,650.00         ZZ   
                                  180         57,615.95          1
1                                                                               

5 WALLACE DRIVE                    8.000            560.49         85   
                                     7.750            560.49       69,000.00
GREENBRIER       AR   72058          5            08/24/98         14   
0431123595                           05           10/01/98         12   
5293907                              O            09/01/13              
0                                                                       

1841859          G08/G02             F           40,000.00         ZZ   
                                  180         39,021.86          1
3596 ADKINS DRIVE SW               8.625            396.84         73   
                                     8.375            396.84       55,000.00
ATLANTA          GA   30331          1            09/04/98         00   
0431123769                           05           11/01/98          0   
6522411                              N            10/01/13              
0                                                                       

1841866          G08/G02             F           47,000.00         ZZ   
                                  180         46,245.32          1
2020 25TH AVENUE NORTH             7.625            439.05         84   
                                     7.375            439.05       56,500.00
HUEYTOWN         AL   35023          2            10/16/98         14   
0431123728                           05           12/01/98          6   
6522668                              O            11/01/13              
0                                                                       

1841960          M93/G02             F          120,000.00         ZZ   
                                  180        119,272.91          1
3889 206TH ST E                    7.500          1,112.41         59   
                                     7.250          1,112.41      205,000.00
PRIOR LAKE       MN   55372          5            12/03/98         00   
0431134212                           05           02/01/99          0   
0000                                 O            01/01/14              
0                                                                       

1842008          B23/G02             F          142,400.00         ZZ   
                                  180        140,669.62          1
7210 SEVILLE AVENUE                7.250          1,299.92         80   
                                     7.000          1,299.92      178,000.00
HIGHLAND         CA   92346          5            11/04/98         00   
0431115682                           05           01/01/99          0   
88003122                             O            12/01/13              
0                                                                       

1842239          134/G02             F           28,800.00         ZZ   
                                  180         28,452.58          1
4711 B HARVARD STREET              7.625            269.03         90   
                                     7.375            269.03       32,000.00
MIDLAND          TX   79703          1            10/30/98         11   
0431114230                           05           12/01/98         20   
1                                                                               

7340470                              N            11/01/13              
0                                                                       

1842281          637/G02             F          350,000.00         T    
                                  180        345,544.28          1
14906 SOUTH SHORE DRIVE            7.000          3,145.90         43   
                                     6.750          3,145.90      821,000.00
TRUCKEE          CA   96161          5            10/23/98         00   
0431117092                           05           12/01/98          0   
0011049285                           O            11/01/13              
0                                                                       

1842294          638/G02             F          393,750.00         T    
                                  180        389,000.22          1
#1991 SHOSHONE CONDOMINIUMS        7.625          3,678.14         75   
                                     7.375          3,678.14      525,000.00
BIG SKY          MT   59716          1            10/28/98         00   
0431108232                           08           12/01/98          0   
8809562                              O            11/01/13              
0                                                                       

1842298          638/G02             F           54,000.00         ZZ   
                                  180         52,809.60          1
2888 HARRISBURG PIKE               7.625            504.43         60   
                                     7.375            504.43       90,000.00
EAST HEMPFIELD   PA   17603          5            11/05/98         00   
0431108125                           05           12/01/98          0   
8796011                              N            11/01/13              
0                                                                       

1842301          638/G02             F           78,400.00         ZZ   
                                  180         77,615.69          1
33 BERKELEY WAY                    7.125            710.47         80   
                                     6.875            710.47       98,000.00
NEW CASTLE       DE   19720          2            11/05/98         00   
0431108067                           05           01/01/99          0   
8807732                              N            12/01/13              
0                                                                       

1842303          638/G02             F          320,000.00         ZZ   
                                  180        317,114.08          1
1731 24TH AVENUE                   7.625          2,989.22         80   
                                     7.375          2,989.22      400,000.00
SAN FRANCISCO    CA   94122          5            11/06/98         00   
0431107929                           05           01/01/99          0   
8815812                              O            12/01/13              
0                                                                       

1                                                                               

1842306          638/G02             F           26,250.00         ZZ   
                                  180         25,940.16          1
2025 AUGUSTA #705                  7.875            248.97         75   
                                     7.625            248.97       35,000.00
HOUSTON          TX   77057          1            10/19/98         00   
0431107887                           01           12/01/98          0   
8813581                              N            11/01/13              
0                                                                       

1842336          K08/G02             F          398,650.00         ZZ   
                                  180        394,713.81          1
3 FAWN RIDGE COURT                 7.125          3,611.10         80   
                                     6.875          3,611.10      498,320.00
REISTERSTOWN     MD   21136          1            11/09/98         00   
0411087182                           05           01/01/99          0   
411087182                            O            12/01/13              
0                                                                       

1842362          K08/G02             F           88,800.00         ZZ   
                                  180         86,979.97          2
2009 & 2011 CHICON STREET          7.625            829.51         80   
                                     7.375            829.51      111,000.00
AUSTIN           TX   78722          1            11/10/98         00   
0411112477                           05           01/01/99          0   
411112477                            N            12/01/13              
0                                                                       

1842402          L59/G02             F           89,300.00         ZZ   
                                  180         88,234.41          4
105 CORITA COURT                   7.750            840.56         69   
                                     7.500            840.56      130,000.00
LAFAYETTE        LA   70506          5            10/29/98         00   
0431107861                           05           12/01/98          0   
5000075816                           N            11/01/13              
0                                                                       

1842497          907/G02             F          128,910.00         ZZ   
                                  180        128,524.93          3
11431 LINDA LOMA DRIVE             7.625          1,204.19         95   
                                     7.375          1,204.19      135,700.00
FORT MYERS       FL   33908          2            01/21/99         04   
0431232594                           05           03/01/99         30   
1842497                              O            02/01/14              
0                                                                       

1842552          286/286             F           39,600.00         ZZ   
                                  180         39,137.65          1
39-41 SYLVAN STREET                8.000            378.44         85   
                                     7.750            378.44       47,000.00
1                                                                               

SPRINGFIELD      MA   01108          1            11/03/98         11   
8772216                              05           12/01/98         25   
8772216                              O            11/01/13              
0                                                                       

1842565          286/286             F          106,200.00         ZZ   
                                  180        104,771.94          1
1028 NEW DURHAM RD                 7.500            984.49         90   
                                     7.250            984.49      118,000.00
EDISON           NJ   08817          1            10/20/98         10   
9338980                              05           12/01/98         25   
9338980                              O            11/01/13              
0                                                                       

1842570          286/286             F           25,200.00         ZZ   
                                  180         24,915.26          1
809 OLIVER ST                      8.375            246.32         90   
                                     8.125            246.32       28,000.00
NORTH TONAWANDA  NY   14120          1            10/16/98         11   
9033601                              05           12/01/98         25   
9033601                              O            11/01/13              
0                                                                       

1842578          168/168             F          130,000.00         ZZ   
                                  180        128,414.74          1
109 BRYANT AVENUE                  7.500          1,205.12         77   
                                     7.250          1,205.12      170,000.00
BLOOMFIELD       NJ   07003          2            10/28/98         00   
169446999                            05           12/01/98          0   
169446999                            O            11/01/13              
0                                                                       

1842581          286/286             F           21,040.00         ZZ   
                                  180         20,794.34          1
209 HOBART ST                      8.000            201.07         80   
                                     7.750            201.07       26,300.00
MERIDEN          CT   06450          1            10/23/98         00   
9014619                              05           12/01/98          0   
9014619                              O            11/01/13              
0                                                                       

1842583          286/286             F          230,000.00         ZZ   
                                  180        227,008.68          1
367 BENEVENTE DR                   6.750          2,035.30         69   
                                     6.500          2,035.30      337,000.00
OCEANSIDE        CA   92057          5            10/26/98         00   
9003959                              05           12/01/98          0   
9003959                              O            11/01/13              
0                                                                       
1                                                                               

1842588          168/168             F           48,400.00         ZZ   
                                  180         47,958.75          1
3 CHAMPLIN DR.                     7.500            448.67         80   
                                     7.250            448.67       60,500.00
TONAWANDA        NY   14223          1            11/10/98         00   
189388129                            05           01/01/99          0   
189388129                            O            12/01/13              
0                                                                       

1842647          253/253             F          122,400.00         ZZ   
                                  180        121,666.44          1
3319 REGENT DR                     7.625          1,143.37         80   
                                     7.375          1,143.37      153,000.00
DALLAS           TX   75229          5            12/04/98         00   
000                                  05           02/01/99          0   
000                                  O            01/01/14              
0                                                                       

1842685          623/G02             F           26,100.00         ZZ   
                                  180         25,439.19          1
321 SOUTH WANDA                    8.625            258.93         90   
                                     8.375            258.93       29,000.00
KINGSVILLE       TX   78363          1            05/22/98         10   
0431115229                           05           07/01/98         25   
1018242                              N            06/01/13              
0                                                                       

1842686          623/G02             F           90,000.00         ZZ   
                                  180         88,377.36          1
8522 RESERVOIR ROAD                7.375            827.93         54   
                                     7.125            827.93      167,000.00
GERMANSVILLE     PA   18053          2            09/24/98         00   
0431115252                           05           11/01/98          0   
1093825                              O            10/01/13              
0                                                                       

1842687          623/G02             F           70,000.00         ZZ   
                                  180         68,752.48          1
3441 WESTPOINT DRIVE               7.875            663.91         70   
                                     7.625            663.91      100,000.00
COLUMBUS         OH   43232          5            08/28/98         00   
0431117225                           05           10/01/98          0   
1095224                              N            09/01/13              
0                                                                       

1842690          623/G02             F           56,700.00         ZZ   
                                  180         55,491.58          1
1                                                                               

510 SNOWFALL TERRACE               7.625            529.65         90   
                                     7.375            529.65       63,000.00
PALMETTO         GA   30268          1            07/14/98         14   
0431115104                           05           09/01/98         25   
1095991                              N            08/01/13              
0                                                                       

1842691          623/G02             F          161,200.00         ZZ   
                                  180        156,053.40          1
320 W WALNUT STREET                7.625          1,505.82         75   
                                     7.375          1,505.82      215,000.00
ZIONSVILLE       IN   46077          5            08/21/98         00   
0431115336                           05           10/01/98          0   
1096816                              O            09/01/13              
0                                                                       

1842692          623/G02             F           73,200.00         ZZ   
                                  180         71,291.80          1
203 HILLTOP STREET                 7.750            689.01         74   
                                     7.500            689.01      100,000.00
COLONA           IL   61241          5            08/05/98         00   
0431115179                           05           10/01/98          0   
1097982                              O            09/01/13              
0                                                                       

1842693          623/G02             F           74,300.00         ZZ   
                                  180         73,200.12          1
10 MEADOWHAVEN                     7.875            704.70         71   
                                     7.625            704.70      105,500.00
ZANESVILLE       OH   43701          2            08/31/98         00   
0431114644                           05           11/01/98          0   
1104132                              N            10/01/13              
0                                                                       

1842695          623/G02             F           63,200.00         ZZ   
                                  180         62,303.02          2
225-227 WATT STREET                8.375            617.73         80   
                                     8.125            617.73       79,000.00
CIRCLEVILLE      OH   43113          5            09/08/98         00   
0431115062                           05           11/01/98          0   
1104392                              N            10/01/13              
0                                                                       

1842697          623/G02             F           98,550.00         ZZ   
                                  180         97,026.85          1
525 EAST 58TH STREET               7.375            906.58         90   
                                     7.125            906.58      109,500.00
SAVANNAH         GA   31405          1            09/30/98         10   
0431114586                           05           11/01/98         25   
1                                                                               

1105704                              N            10/01/13              
0                                                                       

1842699          623/G02             F          104,200.00         ZZ   
                                  180        102,915.56          1
275 LAKE FOREST DRIVE              7.375            958.56         74   
                                     7.125            958.56      141,000.00
NEW LONDON       NC   27203          2            10/01/98         00   
0431115500                           05           12/01/98          0   
1132038                              O            11/01/13              
0                                                                       

1842700          623/G02             F          111,350.00         ZZ   
                                  180        107,736.98          1
133 MONTANA DRIVE                  7.500          1,032.23         75   
                                     7.250          1,032.23      148,500.00
ST CHARLES       MO   63304          5            09/24/98         00   
0431115450                           03           11/01/98          0   
1132142                              O            10/01/13              
0                                                                       

1842703          623/G02             F           91,000.00         ZZ   
                                  180         89,562.47          1
33 CHRISTOPHER WAY                 7.250            830.71         53   
                                     7.000            830.71      174,000.00
ANNISTON         AL   36207          2            10/07/98         00   
0431115591                           05           12/01/98          0   
1133047                              O            11/01/13              
0                                                                       

1842705          623/G02             F           84,000.00         ZZ   
                                  180         82,645.02          1
6269 PLUMB ROAD                    6.875            749.16         72   
                                     6.625            749.16      117,000.00
GALENA           OH   43021          5            09/14/98         00   
0431115625                           05           11/01/98          0   
1133119                              O            10/01/13              
0                                                                       

1842706          623/G02             F           48,650.00         ZZ   
                                  180         47,945.33          1
661 MILLCREST DRIVE                8.125            468.44         95   
  BLDG A                             7.875            468.44       51,230.00
MARYSVILLE       OH   43040          1            09/25/98         11   
0431115658                           01           11/01/98         30   
1133198                              O            10/01/13              
0                                                                       

1                                                                               

1842707          623/G02             F          134,000.00         ZZ   
                                  180        131,928.91          1
7016 W HENDERSON STREET            7.375          1,232.70         76   
                                     7.125          1,232.70      177,000.00
CHICAGO          IL   60634          2            09/30/98         00   
0431115666                           05           11/01/98          0   
1138894                              O            10/01/13              
0                                                                       

1842708          623/G02             F           44,000.00         ZZ   
                                  180         43,432.14          1
316 CLAIRBORNE AVENUE              7.125            398.57         78   
                                     6.875            398.57       57,000.00
STATESBORO       GA   30458          2            10/07/98         00   
0431126721                           05           12/01/98          0   
1139283                              O            11/01/13              
0                                                                       

1842709          623/G02             F          100,000.00         ZZ   
                                  180         98,330.35          1
3 EDGEMONT AVENUE                  6.875            891.85         71   
                                     6.625            891.85      142,000.00
BILLERICA        MA   01821          5            09/23/98         00   
0431115716                           05           11/01/98          0   
1144829                              O            10/01/13              
0                                                                       

1842710          623/G02             F          138,750.00         T    
                                  180        135,233.18          1
9290 TORCH BRIDGE COURT            8.000          1,325.97         75   
                                     7.750          1,325.97      185,000.00
RAPID CITY       MI   49676          5            09/25/98         00   
0431117167                           05           11/01/98          0   
1145093                              O            10/01/13              
0                                                                       

1842711          623/G02             F           99,950.00         ZZ   
                                  180         98,677.56          1
16 DEER CREEK DRIVE                7.000            898.38         59   
                                     6.750            898.38      171,500.00
O FALLON         MO   63366          2            10/14/98         00   
0431117191                           05           12/01/98          0   
1145453                              O            11/01/13              
0                                                                       

1842714          623/G02             F           78,750.00         ZZ   
                                  120         76,463.71          1
926 CATHEDRAL DRIVE                7.125            919.44         75   
                                     6.875            919.44      105,700.00
1                                                                               

BELMONT          NC   28012          5            09/24/98         00   
0431115765                           05           11/01/98          0   
1146668                              O            10/01/08              
0                                                                       

1842715          623/G02             F          110,000.00         ZZ   
                                  180        101,881.99          1
1612 RUSTIC OAK COURT              7.000            988.71         69   
                                     6.750            988.71      160,000.00
DACULA           GA   30019          2            09/24/98         00   
0431116110                           05           11/01/98          0   
1147157                              O            10/01/13              
0                                                                       

1842716          623/G02             F          114,000.00         ZZ   
                                  180        112,199.88          1
418 RED MOUNTAIN ROAD              7.125          1,032.65         71   
                                     6.875          1,032.65      162,000.00
DALLAS           GA   30132          2            09/25/98         00   
0431116078                           05           11/01/98          0   
1147774                              O            10/01/13              
0                                                                       

1842717          623/G02             F           56,000.00         ZZ   
                                  180         54,923.95          1
1953 OLD HIGHBANKS                 7.250            511.20         80   
                                     7.000            511.20       70,000.00
REYNOLDSBURG     OH   43068          2            09/28/98         00   
0431117613                           05           11/01/98          0   
1148051                              O            10/01/13              
0                                                                       

1842720          623/G02             F           44,000.00         ZZ   
                                  180         43,362.68          1
5102 ROSETTE BLVD                  8.125            423.67         80   
                                     7.875            423.67       55,000.00
LOUISVILLE       KY   40218          5            09/08/98         00   
0431117126                           05           11/01/98          0   
1171001                              N            10/01/13              
0                                                                       

1842722          623/G02             F          390,550.00         ZZ   
                                  180        384,182.94          1
4804 91ST STREET                   6.750          3,456.01         70   
                                     6.500          3,456.01      560,000.00
LUBBOCK          TX   79424          2            09/04/98         00   
0431125111                           05           11/01/98          0   
1171552                              O            10/01/13              
0                                                                       
1                                                                               

1842723          623/G02             F           83,250.00         ZZ   
                                  180         81,782.25          1
413 GEORGE AVENUE                  8.000            795.58         90   
                                     7.750            795.58       92,500.00
KIRKWOOD         MO   63122          1            08/25/98         10   
0431116011                           05           10/01/98         25   
1172791                              N            09/01/13              
0                                                                       

1842724          623/G02             F           57,600.00         ZZ   
                                  180         56,728.70          1
7 SYLVESTER STREET                 7.625            538.06         90   
                                     7.375            538.06       64,000.00
WILLIMANTIC      CT   06226          1            09/09/98         04   
0431115898                           05           11/01/98         25   
1173466                              N            10/01/13              
0                                                                       

1842725          623/G02             F           39,150.00         ZZ   
                                  180         38,531.55          1
379 HOUSTON STREET                 8.125            376.97         90   
                                     7.875            376.97       43,500.00
CONCORD          NC   28025          1            09/11/98         10   
0431115948                           05           11/01/98         25   
1173831                              N            10/01/13              
0                                                                       

1842726          623/G02             F          168,700.00         ZZ   
                                  180        165,019.02          1
22655 CLEAR LAKE                   7.625          1,575.88         70   
                                     7.375          1,575.88      244,000.00
FARMINGTON       MI   48335          2            08/26/98         00   
0431115799                           05           10/01/98          0   
1175157                              O            09/01/13              
0                                                                       

1842729          623/G02             F          152,000.00         ZZ   
                                  180        149,647.41          1
46 FERRY STREET                    7.625          1,419.88         80   
                                     7.375          1,419.88      190,000.00
EVERETT          MA   02149          5            09/22/98         00   
0431115849                           05           11/01/98          0   
1179445                              N            10/01/13              
0                                                                       

1842730          623/G02             F          122,400.00         ZZ   
                                  180        120,446.49          1
1                                                                               

96 NORTH VIRGINIA STREE            7.000          1,100.17         28   
                                     6.750          1,100.17      450,000.00
SALT LAKE CITY   UT   84103          2            09/25/98         00   
0431117100                           05           11/01/98          0   
1270033                              O            10/01/13              
0                                                                       

1842731          623/G02             F           68,000.00         ZZ   
                                  180         66,264.87          1
6331 CHEERY LYNN ROAD              7.125            615.97         80   
                                     6.875            615.97       85,000.00
PHOENIX          AZ   85033          2            06/19/98         00   
0431117894                           05           08/01/98          0   
6229395                              O            07/01/13              
0                                                                       

1842732          623/G02             F          157,000.00         ZZ   
                                  180        152,912.91          1
73 - 4169 ELUNA PLACE              6.875          1,400.21         67   
                                     6.625          1,400.21      235,000.00
KAILUA KONA      HI   96740          2            06/26/98         00   
0431117910                           05           08/01/98          0   
6244004                              O            07/01/13              
0                                                                       

1842733          623/G02             F          120,000.00         ZZ   
                                  180        117,743.52          1
2459 MANZANA WAY                   7.250          1,095.44         75   
                                     7.000          1,095.44      160,000.00
SAN DIEGO        CA   92139          5            08/07/98         00   
0431118181                           03           10/01/98          0   
6250440                              O            09/01/13              
0                                                                       

1842734          623/G02             F           50,000.00         ZZ   
                                  180         49,235.46          1
1222 FAILING STREET                7.500            463.51         50   
                                     7.250            463.51      100,000.00
PORTLAND         OR   97212          5            09/24/98         00   
0431117969                           05           11/01/98          0   
6254557                              O            10/01/13              
0                                                                       

1842735          623/G02             F          148,500.00         ZZ   
                                  180        146,325.50          1
119 BOOKOUT ROAD                   8.000          1,419.14         90   
                                     7.750          1,419.14      165,000.00
TULAROSA         NM   88352          2            09/18/98         10   
0431118140                           05           11/01/98         25   
1                                                                               

6257544                              N            10/01/13              
0                                                                       

1842736          623/G02             F           36,750.00         T    
                                  180         35,973.57          1
153 LAKE MARY ROAD                 8.000            351.21         75   
  #133                               7.750            351.21       49,000.00
MAMMOTH LAKES    CA   93546          1            07/07/98         00   
0431118207                           01           09/01/98          0   
6259996                              O            08/01/13              
0                                                                       

1842737          623/G02             F           32,250.00         ZZ   
                                  180         31,856.73          1
1301 WEST SAHUARO DRIVE            7.500            298.96         41   
                                     7.250            298.96       80,000.00
PHOENIX          AZ   85029          5            10/01/98         00   
0431117860                           05           12/01/98          0   
6263858                              O            11/01/13              
0                                                                       

1842738          623/G02             F          171,500.00         ZZ   
                                  180        168,733.60          1
371 INDIAN ROCK ROAD               6.875          1,529.53         72   
                                     6.625          1,529.53      240,000.00
VISTA            CA   92084          2            09/18/98         00   
0431117837                           05           11/01/98          0   
6266107                              O            10/01/13              
0                                                                       

1842739          623/G02             F           63,000.00         ZZ   
                                  180         61,619.44          1
11625 HAYNES STREET                7.375            579.56         51   
                                     7.125            579.56      125,000.00
LOS ANGELES      CA   91606          2            09/14/98         00   
0431117811                           05           11/01/98          0   
6266468                              O            10/01/13              
0                                                                       

1842740          623/G02             F           59,250.00         ZZ   
                                  180         58,137.66          1
8596 SPOHN DRIVE                   7.500            549.26         75   
                                     7.250            549.26       79,000.00
FONTANA          CA   92335          5            09/04/98         00   
0431118272                           05           11/01/98          0   
6320418                              N            10/01/13              
0                                                                       

1                                                                               

1842741          623/G02             F          149,500.00         ZZ   
                                  180        147,113.98          1
706 RIDGECREST DRIVE SE            7.000          1,343.75         75   
                                     6.750          1,343.75      200,000.00
ALBUQUERQUE      NM   87108          5            09/10/98         00   
0431117985                           05           11/01/98          0   
6363270                              O            10/01/13              
0                                                                       

1842742          623/G02             F          180,000.00         ZZ   
                                  180        177,683.83          1
442 TRYALL CIRCLE                  6.875          1,605.34         80   
                                     6.625          1,605.34      225,000.00
IDAHO FALLS      ID   83401          1            10/08/98         00   
0431117076                           05           12/01/98          0   
7061134                              O            11/01/13              
0                                                                       

1842754          N24/G02             F          256,000.00         ZZ   
                                  180        252,585.93          1
9612 NORTH RAMPART RANGE ROAD      7.875          2,428.03         77   
                                     7.625          2,428.03      335,000.00
LITTLETON        CO   80125          2            11/30/98         00   
0431130095                           05           01/01/99          0   
0000                                 O            12/01/13              
0                                                                       

1842792          387/G02             F           63,600.00         ZZ   
                                  180         62,780.11          1
4468 NORTH VAN DYKE AVENUE         6.875            567.22         85   
                                     6.625            567.22       75,000.00
FRESNO           CA   93705          5            10/22/98         04   
0431117274                           05           12/01/98         12   
0001534999                           O            11/01/13              
0                                                                       

1842794          387/G02             F           26,900.00         ZZ   
                                  180         26,451.81          1
6917 AVENUE O                      7.625            251.28         90   
                                     7.375            251.28       29,900.00
GALVESTON        TX   77551          1            10/28/98         04   
0431117290                           05           12/01/98         20   
0001574805                           O            11/01/13              
0                                                                       

1842809          387/G02             F           83,000.00         ZZ   
                                  180         81,965.79          1
371 CARDINAL DRIVE                 7.250            757.68         27   
                                     7.000            757.68      315,000.00
1                                                                               

BLOOMINGDALE     IL   60108          2            10/22/98         00   
0431117332                           05           12/01/98          0   
0001559970                           O            11/01/13              
0                                                                       

1843035          830/830             F          118,000.00         ZZ   
                                  180        116,947.35          1
2472 NORTH 575 EAST                7.750          1,110.71         85   
                                     7.500          1,110.71      140,000.00
NORTH OGDEN      UT   84414          5            11/13/98         23   
540639                               05           01/01/99          0   
540639                               O            12/01/13              
0                                                                       

1843089          168/168             F           49,050.00         ZZ   
                                  180         48,607.64          2
110-114 BOWMAN ST                  7.625            458.19         90   
                                     7.375            458.19       54,500.00
ROCHESTER        NY   14609          2            11/03/98         04   
0189382341                           05           01/01/99         20   
0189382341                           N            12/01/13              
0                                                                       

1843093          E84/G02             F           75,200.00         ZZ   
                                  180         74,451.28          4
7327 OLIVE BLVD                    7.875            713.23         80   
                                     7.625            713.23       94,000.00
ST LOUIS         MO   63130          1            11/10/98         00   
0431121847                           05           01/01/99          0   
0312495                              N            12/01/13              
0                                                                       

1843111          E84/G02             F           75,200.00         ZZ   
                                  180         74,536.48          4
7321 OLIVE BLVD                    7.875            713.23         80   
                                     7.625            713.23       94,000.00
ST LOUIS         MO   63130          1            11/10/98         00   
0431160654                           05           01/01/99          0   
0312496                              N            12/01/13              
0                                                                       

1843130          K56/G02             F           56,000.00         ZZ   
                                  180         55,483.87          1
1309 16TH ST                       7.375            515.16         59   
                                     7.125            515.16       95,000.00
HOOD RIVER       OR   97031          5            11/09/98         00   
0431109958                           05           01/01/99          0   
01080008                             N            12/01/13              
0                                                                       
1                                                                               

1843153          E84/G02             F           75,200.00         ZZ   
                                  180         74,536.48          4
7331 OLIVE BLVD                    7.875            713.23         80   
                                     7.625            713.23       94,000.00
ST LOUIS         MO   63130          1            11/10/98         00   
0431160639                           05           01/01/99          0   
0312498                              N            12/01/13              
0                                                                       

1843183          A52/G02             F           48,000.00         ZZ   
                                  180         47,576.45          1
1825 PENNINGTON PLACE S.W.         7.875            455.26         69   
                                     7.625            455.26       70,000.00
ATLANTA          GA   30316          5            11/19/98         00   
0431109883                           05           01/01/99          0   
7047                                 O            12/01/13              
0                                                                       

1843206          B75/G02             F          121,350.00         ZZ   
                                  180        119,687.07          1
2610 NORTHWEST 36TH AVENUE         7.875          1,150.94         64   
                                     7.625          1,150.94      191,000.00
CAMAS            WA   98607          2            10/30/98         00   
0431112200                           03           12/01/98          0   
6177505                              N            11/01/13              
0                                                                       

1843209          225/225             F           82,000.00         ZZ   
                                  180         81,083.64          1
1402 NORTH YOST DRIVE              7.250            748.55         52   
                                     7.000            748.55      160,000.00
SANTA ANA        CA   92703          2            10/28/98         00   
7084721                              05           01/01/99          0   
7084721                              N            12/01/13              
0                                                                       

1843210          E82/G02             F           65,000.00         T    
                                  180         64,426.47          1
BOX 119 A COOLEY CREEK ROAD        7.875            616.49         70   
                                     7.625            616.49       94,000.00
DAMASCUS         PA   18415          1            11/20/98         00   
0400160008                           05           01/01/99          0   
0400160008                           O            12/01/13              
0                                                                       

1843220          637/G02             F           53,900.00         T    
                                  180         53,249.80          1
1                                                                               

544 WEST GLEN AVE #101             7.625            503.50         75   
                                     7.375            503.50       71,900.00
AUBURN           AL   36830          3            11/03/98         00   
0431115393                           01           12/01/98          0   
0012133187                           O            11/01/13              
0                                                                       

1843263          637/G02             F          251,000.00         ZZ   
                                  180        247,770.21          1
2187 30TH AVENUE                   6.875          2,238.56         60   
                                     6.625          2,238.56      420,000.00
SAN FRANCISCO    CA   94116          2            10/29/98         00   
0431129162                           05           12/01/98          0   
0010942027                           O            11/01/13              
0                                                                       

1843368          H22/G02             F          200,000.00         ZZ   
                                  180        200,000.00          2
22-16 28TH STREET                  6.875          1,783.71         71   
                                     6.625          1,783.71      282,000.00
ASTORIA          NY   11105          5            02/18/99         00   
0431231745                           05           04/01/99          0   
9811004                              O            03/01/14              
0                                                                       

1843494          E82/G02             F          328,000.00         ZZ   
                                  180        322,982.23          1
225 23RD STREET                    7.375          3,017.35         69   
                                     7.125          3,017.35      480,000.00
MANHATTAN BEACH  CA   90266          2            11/20/98         00   
0400164547                           05           01/01/99          0   
1542508                              O            12/01/13              
0                                                                       

1843534          966/G02             F          110,400.00         T    
                                  180        109,082.62          1
#1 SKIER PLACE HWY 550 N #612      7.750          1,039.17         80   
                                     7.500          1,039.17      138,000.00
DURANGO          CO   81301          1            11/03/98         96   
0431113026                           08           12/01/98          0   
30007590                             O            11/01/13              
0                                                                       

1843611          168/168             F           40,000.00         ZZ   
                                  180         39,549.86          2
311 SOUTHSIDE PARKWAY              7.375            367.97         80   
                                     7.125            367.97       50,000.00
BUFFALO          NY   14220          1            11/10/98         00   
0239934474                           05           01/01/99          0   
1                                                                               

0239934474                           O            12/01/13              
0                                                                       

1843620          168/168             F           87,500.00         ZZ   
                                  180         86,693.56          1
1340 HILLSIDE AVENUE               7.375            804.93         68   
                                     7.125            804.93      130,000.00
SCHENECTADY      NY   12309          2            11/05/98         00   
0239961145                           05           01/01/99          0   
0239961145                           O            12/01/13              
0                                                                       

1843665          K08/G02             F          240,000.00         ZZ   
                                  180        237,811.89          1
4920 ALGOMA AVENUE                 7.500          2,224.83         80   
                                     7.250          2,224.83      300,000.00
LOS ANGELES      CA   90041          2            11/09/98         00   
0411108996                           05           01/01/99          0   
411108996                            O            12/01/13              
0                                                                       

1843667          K08/G02             F           25,000.00         ZZ   
                                  180         24,726.64          1
226 LAFAYETTE STREET               7.500            231.75         34   
                                     7.250            231.75       75,000.00
COLUSA           CA   95932          5            11/10/98         00   
0411001894                           05           01/01/99          0   
411001894                            N            12/01/13              
0                                                                       

1843693          286/286             F           67,200.00         ZZ   
                                  180         66,326.02          1
7672 WINDCREST DR                  6.750            594.66         80   
                                     6.500            594.66       84,000.00
EL PASO          TX   79912          1            10/24/98         00   
8640625                              05           12/01/98          0   
8640625                              O            11/01/13              
0                                                                       

1843700          286/286             F           90,000.00         T    
                                  180         88,815.17          1
2213 ROLAND DR                     6.875            802.67         54   
                                     6.625            802.67      169,000.00
BAILEY           CO   80421          5            10/22/98         00   
8652515                              05           12/01/98          0   
8652515                              O            11/01/13              
0                                                                       

1                                                                               

1843708          K08/G02             F           45,000.00         ZZ   
                                  180         44,468.85          1
17835 SW 175TH ST                  7.875            426.80         35   
                                     7.625            426.80      130,000.00
MIAMI            FL   33187          5            10/30/98         00   
0411084643                           05           12/01/98          0   
411084643                            O            11/01/13              
0                                                                       

1843732          K08/G02             F           63,900.00         ZZ   
                                  180         63,354.44          2
422 & 424 ARINLINGTON AVENUE       8.250            619.92         90   
                                     8.000            619.92       71,000.00
NORTH VERSAILLE  PA   15137          1            11/06/98         10   
0411072747                           05           01/01/99         25   
411072747                            N            12/01/13              
0                                                                       

1843742          K08/G02             F           70,000.00         ZZ   
                                  180         69,395.74          1
20692 WOODSIDE DR.                 8.125            674.02         70   
                                     7.875            674.02      100,000.00
HARPER WOODS     MI   48225          1            11/12/98         00   
0411089097                           05           01/01/99          0   
411089097                            N            12/01/13              
0                                                                       

1843767          K08/G02             F          196,000.00         ZZ   
                                  180        193,711.59          1
1524 ROSE STREET                   8.000          1,873.08         80   
                                     7.750          1,873.08      245,000.00
KEY WEST         FL   33040          1            11/04/98         00   
0411085111                           05           12/01/98          0   
411085111                            O            11/01/13              
0                                                                       

1843810          K08/G02             F           31,000.00         ZZ   
                                  180         30,649.76          1
2715 BOARDWALK UNIT M-2            8.375            303.01         75   
                                     8.125            303.01       41,500.00
ATLANTIC CITY    NJ   08401          2            10/22/98         00   
0411057490                           06           12/01/98          0   
411057490                            N            11/01/13              
0                                                                       

1843858          E57/G02             F           76,500.00         ZZ   
                                  180         75,755.89          1
552 OAKMONT AVENUE                 6.750            676.96         79   
                                     6.500            676.96       97,500.00
1                                                                               

PORTERVILLE      CA   93257          2            11/03/98         00   
0431119783                           05           01/01/99          0   
232562006778                         O            12/01/13              
0                                                                       

1843961          G97/G02             F          130,000.00         ZZ   
                                  180        127,962.47          1
4389 WESTOVER DR                   7.875          1,232.98         54   
                                     7.625          1,232.98      245,000.00
WEST BLOOMFIELD  MI   48323          2            12/07/98         00   
0431147420                           05           02/01/99          0   
17527                                O            01/01/14              
0                                                                       

1843967          593/593             F           52,900.00         ZZ   
                                  180         51,198.60          1
592 WEST 2ND NORTH                 7.750            497.94         69   
                                     7.500            497.94       77,000.00
GREEN RIVER      WY   82935          2            05/12/98         00   
0006961106                           05           07/01/98          0   
0006961106                           N            06/01/13              
0                                                                       

1843970          593/593             F          116,000.00         ZZ   
                                  180        114,207.09          2
855 AND 857 100 EAST               7.375          1,067.12         90   
                                     7.125          1,067.12      129,000.00
BEAVER           UT   84713          2            09/23/98         12   
0005660428                           05           11/01/98         12   
0005660428                           N            10/01/13              
0                                                                       

1843972          593/593             F          161,500.00         ZZ   
                                  180        157,046.19          1
1801 BANNIE AVENUE                 7.625          1,508.62         85   
                                     7.375          1,508.62      190,000.00
LAS VEGAS        NV   89102          1            05/26/98         12   
0006243257                           05           07/01/98          6   
0006243257                           N            06/01/13              
0                                                                       

1843979          593/593             F           22,500.00         ZZ   
                                  180         22,152.21          1
3167 PLUMWOOD LANE                 7.375            206.99         90   
                                     7.125            206.99       25,000.00
N LAS VEGAS      NV   89030          1            09/17/98         12   
0006247266                           01           11/01/98         12   
0006247266                           N            10/01/13              
0                                                                       
1                                                                               

1843985          593/593             F           46,000.00         ZZ   
                                  180         44,292.25          1
91 CALIFORNIA PINE ROAD SE         7.625            429.70         48   
                                     7.375            429.70       97,000.00
RIO RANCHO       NM   87124          5            02/11/98         00   
6859581                              05           04/01/98          0   
6859581                              N            03/01/13              
0                                                                       

1843997          950/G02             F          103,600.00         ZZ   
                                  180        102,645.16          1
261 - 263 WILLOW STREET            7.375            953.04         70   
                                     7.125            953.04      148,000.00
BREMERTON        WA   98310          5            11/13/98         00   
0431114099                           05           01/01/99          0   
103981003043                         O            12/01/13              
0                                                                       

1843998          896/G02             F           69,000.00         ZZ   
                                  180         68,377.73          1
746 ROCKY POINT RD                 7.625            644.55         75   
                                     7.375            644.55       92,000.00
COVINGTON        GA   30014          5            11/10/98         00   
0431119023                           05           01/01/99          0   
15219                                O            12/01/13              
0                                                                       

1844037          K08/G02             F           81,000.00         T    
                                  180         80,220.53          1
MOUNTAINSIDE CONDO #4              6.875            722.40         90   
                                     6.625            722.40       90,000.00
LONDONDERRY      VT   05148          2            11/11/98         04   
0411122716                           01           01/01/99         25   
411122716                            O            12/01/13              
0                                                                       

1844053          A50/A50             F           54,900.00         ZZ   
                                  180         54,244.89          1
2092 S SHERWOOD DRIVE APT 55G      7.750            516.76         79   
                                     7.500            516.76       69,900.00
VALDOSTA         GA   31602          1            10/29/98         00   
116561                               01           12/01/98          0   
116561                               O            11/01/13              
0                                                                       

1844084          168/168             F           55,500.00         ZZ   
                                  180         54,954.35          1
1                                                                               

5607 BETHESDA COURT                6.625            487.29         43   
                                     6.375            487.29      132,000.00
CHARLOTTE        NC   28226          5            11/06/98         00   
0239975448                           05           01/01/99          0   
0239975448                           O            12/01/13              
0                                                                       

1844096          828/G02             F           55,700.00         ZZ   
                                  180         55,362.50          1
817 S OLD TEMPLE RD                7.500            516.35         70   
                                     7.250            516.35       80,000.00
LORENA           TX   76655          2            12/04/98         00   
0431133347                           05           02/01/99          0   
80010441                             O            01/01/14              
0                                                                       

1844363          593/593             F           36,000.00         ZZ   
                                  180         34,663.45          1
2620 MARICOPA DR                   7.625            336.29         49   
                                     7.375            336.29       74,000.00
RIO RANCHO       NM   87124          5            02/11/98         00   
6859573                              05           04/01/98          0   
6859573                              N            03/01/13              
0                                                                       

1844366          G88/G02             F           59,500.00         ZZ   
                                  180         59,154.95          2
305 PINE STREET                    8.000            568.62         70   
                                     7.750            568.62       85,000.00
LEWISTON         ME   04240          5            12/15/98         00   
0431147024                           05           02/01/99          0   
1844366                              N            01/01/14              
0                                                                       

1844368          593/593             F           36,000.00         ZZ   
                                  180         34,663.45          1
4717 PLATINUM DRIVE                7.625            336.29         52   
                                     7.375            336.29       70,000.00
RIO RANCHO       NM   87124          5            02/11/98         00   
6859565                              05           04/01/98          0   
6859565                              N            03/01/13              
0                                                                       

1844404          A37/G02             F           64,000.00         ZZ   
                                  180         63,422.83          1
216 SOUTH ALFRED                   7.625            597.84         80   
                                     7.375            597.84       80,126.00
ELGIN            IL   60123          1            11/23/98         00   
0431115831                           05           01/01/99          0   
1                                                                               

0000                                 O            12/01/13              
0                                                                       

1844433          025/025             F           52,500.00         ZZ   
                                  180         51,671.01          1
1605 PALMER DRIVE                  7.125            475.56         75   
                                     6.875            475.56       70,500.00
ORMOND BEACH     FL   32174          2            09/24/98         00   
178985                               05           11/01/98          0   
178985                               O            10/01/13              
0                                                                       

1844438          K08/G02             F           50,000.00         ZZ   
                                  180         49,544.14          1
1315 NW 120TH STREET               7.500            463.51         74   
                                     7.250            463.51       68,000.00
NORTH MIAMI      FL   33167          5            11/06/98         00   
0411105653                           05           01/01/99          0   
411105653                            O            12/01/13              
0                                                                       

1844447          K08/G02             F           70,000.00         ZZ   
                                  180         69,283.65          3
60 DEERING ROAD                    7.500            648.91         43   
                                     7.250            648.91      165,000.00
MATTAPAN         MA   02126          5            11/10/98         00   
0411130701                           05           01/01/99          0   
411130701                            N            12/01/13              
0                                                                       

1844455          163/G02             F          105,000.00         ZZ   
                                  180        102,194.25          1
275 DOUBLE CREEK PARKWAY           7.750            988.34         56   
                                     7.500            988.34      188,000.00
FREEHOLD         NJ   07728          2            08/11/98         00   
0431142736                           03           10/01/98          0   
0373173303                           O            09/01/13              
0                                                                       

1844461          K08/G02             F           99,000.00         ZZ   
                                  180         97,582.95          1
6932 FOX WAY                       7.375            910.72         80   
                                     7.125            910.72      124,000.00
DENVER           CO   80221          5            11/12/98         00   
0411105299                           05           01/01/99          0   
411105299                            O            12/01/13              
0                                                                       

1                                                                               

1844550          140/G02             F           35,800.00         ZZ   
                                  180         35,693.06          1
202 CONNELLY STREET                7.625            334.42         75   
                                     7.375            334.42       48,000.00
DOTHAN           AL   36301          2            01/19/99         00   
0431197805                           05           03/01/99          0   
448285                               N            02/01/14              
0                                                                       

1844559          140/G02             F           34,300.00         ZZ   
                                  180         34,197.54          1
206 WEST ADAMS STREET              7.625            320.41         77   
                                     7.375            320.41       45,000.00
DOTHAN           AL   36303          2            01/19/99         00   
0431198084                           05           03/01/99          0   
448287                               N            02/01/14              
0                                                                       

1844563          140/G02             F           35,000.00         ZZ   
                                  180         34,895.45          1
1109 WEST POWELL STREET            7.625            326.95         75   
                                     7.375            326.95       47,000.00
DOTHAN           AL   36301          2            01/19/99         00   
0431212679                           05           03/01/99          0   
448286                               N            02/01/14              
0                                                                       

1844679          025/025             F           50,480.00         ZZ   
                                  180         49,392.56          2
176 CHALFONT LANE                  7.500            467.96         80   
  UNIT 1 AND 2                       7.250            467.96       63,100.00
ATHENS           GA   30605          1            07/22/98         00   
468021                               05           09/01/98          0   
468021                               N            08/01/13              
0                                                                       

1844687          025/025             F           58,400.00         ZZ   
                                  180         57,507.01          1
2654 WALNUT ROAD                   7.500            541.38         80   
                                     7.250            541.38       73,900.00
GAINESVILLE      GA   30506          2            09/08/98         00   
464854                               05           11/01/98          0   
464854                               N            10/01/13              
0                                                                       

1844688          025/025             F           70,500.00         ZZ   
                                  180         68,965.05          2
150 MEADOW BROOK COURT             7.375            648.55         75   
                                     7.125            648.55       94,000.00
1                                                                               

FAYETTEVILLE     GA   30214          5            07/13/98         00   
187034                               05           09/01/98          0   
187034                               N            08/01/13              
0                                                                       

1844691          025/025             F          113,000.00         ZZ   
                                  180        110,179.66          1
16 LITTLE POND                     7.375          1,039.51         53   
                                     7.125          1,039.51      215,000.00
MANALAPAN        FL   33462          2            06/30/98         00   
493655                               01           08/01/98          0   
493655                               O            07/01/13              
0                                                                       

1844692          025/025             F           75,000.00         ZZ   
                                  180         73,088.15          1
2747 CARNATION COURT               7.125            679.37         73   
                                     6.875            679.37      104,000.00
DELRAY BEACH     FL   33445          1            06/29/98         00   
562487                               03           08/01/98          0   
562487                               O            07/01/13              
0                                                                       

1844693          025/025             F           35,200.00         ZZ   
                                  180         34,366.98          1
8615 22ND ST                       8.000            336.39         80   
                                     7.750            336.39       44,000.00
VERO BEACH       FL   32966          1            07/07/98         00   
181021                               05           08/01/98          0   
181021                               O            07/01/13              
0                                                                       

1844695          025/025             F           48,300.00         ZZ   
                                  180         47,585.02          1
9403 SW 132ND STREET               7.875            458.10         38   
                                     7.625            458.10      129,000.00
ARCHER           FL   32618          2            09/09/98         00   
490255                               05           11/01/98          0   
490255                               O            10/01/13              
0                                                                       

1844696          025/025             F           46,450.00         ZZ   
                                  180         45,427.94          1
1447 ETOWAH DRIVE                  7.250            424.02         31   
                                     7.000            424.02      150,000.00
ATLANTA          GA   30319          2            07/31/98         00   
187121                               05           09/01/98          0   
187121                               O            08/01/13              
0                                                                       
1                                                                               

1844699          025/025             F           79,800.00         ZZ   
                                  180         77,540.48          1
1268 WILD ROSE DRIVE NE            7.250            728.46         70   
                                     7.000            728.46      115,000.00
PALM BAY         FL   32905          5            08/05/98         00   
183510                               05           09/01/98          0   
183510                               O            08/01/13              
0                                                                       

1844700          025/025             F           42,700.00         ZZ   
                                  180         41,818.78          1
2204 NW 8TH COURT                  8.000            408.06         70   
                                     7.750            408.06       61,000.00
GAINESVILLE      FL   32609          5            07/27/98         00   
490231                               05           09/01/98          0   
490231                               N            08/01/13              
0                                                                       

1844701          025/025             F           50,000.00         ZZ   
                                  120         47,955.61          1
1574 MOBILE AVENUE                 7.125            583.77         59   
                                     6.875            583.77       85,000.00
HOLLY HILL       FL   32117          5            07/16/98         00   
178902                               05           09/01/98          0   
178902                               O            08/01/08              
0                                                                       

1844702          025/025             F           84,700.00         ZZ   
                                  180         83,106.65          2
301 WASHINGTON STREET              7.625            791.21         75   
                                     7.375            791.21      113,000.00
SMYRNA BEACH     FL   32168          5            08/28/98         00   
385912                               05           10/01/98          0   
385912                               N            09/01/13              
0                                                                       

1844704          025/025             F          391,413.68         ZZ   
                                  180        379,917.43          1
1576 ASHEFORDE DRIVE               6.875          3,490.84         79   
                                     6.625          3,490.84      499,900.00
MARIETTA         GA   30065          1            05/21/98         00   
816169                               03           07/01/98          0   
816169                               O            06/01/13              
0                                                                       

1844705          025/025             F           80,000.00         ZZ   
                                  120         76,771.82          1
1                                                                               

1777 BAYVIEW DRIVE                 7.375            944.40         35   
                                     7.125            944.40      235,000.00
NEW SMYRNA BEAC  FL   32168          2            07/01/98         00   
868406                               05           09/01/98          0   
868406                               O            08/01/08              
0                                                                       

1844706          025/025             F           81,250.00         ZZ   
                                  180         80,007.63          1
757 HIGH HOUSE ROAD                7.500            753.20         65   
                                     7.250            753.20      125,000.00
CARY             NC   27513          5            09/16/98         00   
572156                               05           11/01/98          0   
572156                               O            10/01/13              
0                                                                       

1844708          025/025             F           33,550.00         ZZ   
                                  180         32,835.85          1
1593 KAY AVENUE                    7.625            313.40         64   
                                     7.375            313.40       53,000.00
TALLAHASSEE      FL   32301          2            08/27/98         00   
341751                               05           10/01/98          0   
341751                               N            09/01/13              
0                                                                       

1844709          025/025             F           53,250.00         ZZ   
                                  180         52,103.97          1
1809 DAISY COURT                   7.750            501.23         75   
                                     7.500            501.23       71,000.00
MURFREESBORO     TN   37130          5            08/03/98         00   
260035                               05           09/01/98          0   
260035                               N            08/01/13              
0                                                                       

1844713          025/025             F          100,500.00         ZZ   
                                  180         97,668.33          1
368 DAVIS ROAD                     7.250            917.43         75   
                                     7.000            917.43      134,000.00
RICHMOND HILL    GA   31324          5            07/27/98         00   
356576                               03           09/01/98          0   
356576                               O            08/01/13              
0                                                                       

1844714          025/025             F           33,550.00         ZZ   
                                  180         32,835.85          1
1599 KAY AVENUE                    7.625            313.40         64   
                                     7.375            313.40       53,000.00
TALLAHASSEE      FL   32301          2            08/27/98         00   
341754                               05           10/01/98          0   
1                                                                               

341754                               N            09/01/13              
0                                                                       

1844715          025/025             F           63,750.00         T    
                                  180         62,347.23          1
136 LEISURE LANE                   7.250            581.95         75   
                                     7.000            581.95       85,000.00
MILLEDGEVILLE    GA   31061          1            07/31/98         00   
187582                               05           09/01/98          0   
187582                               O            08/01/13              
0                                                                       

1844716          025/025             F          152,000.00         ZZ   
                                  180        149,291.06          1
1000 N US HIGHWAY 1 #651           7.875          1,441.64         80   
                                     7.625          1,441.64      190,000.00
JUPITER          FL   33477          1            08/07/98         00   
215139                               03           10/01/98          0   
215139                               O            09/01/13              
0                                                                       

1844717          025/025             F           50,000.00         ZZ   
                                  120         47,258.36          1
1618 CRABAPPLE COVE CT N           7.250            587.01         52   
                                     7.000            587.01       97,000.00
JACKSONVILLE     FL   32225          5            08/27/98         00   
631279                               05           10/01/98          0   
631279                               N            09/01/08              
0                                                                       

1844718          025/025             F          146,250.00         ZZ   
                                  180        142,997.58          1
6009 EAGLE NEST DR                 7.125          1,324.78         75   
                                     6.875          1,324.78      195,000.00
JUPITER          FL   33458          5            07/08/98         00   
493688                               03           09/01/98          0   
493688                               O            08/01/13              
0                                                                       

1844719          025/025             F           33,550.00         ZZ   
                                  180         32,835.85          1
1595 KAY AVENUE                    7.625            313.40         64   
                                     7.375            313.40       53,000.00
TALLAHASSEE      FL   32301          2            08/27/98         00   
341752                               05           10/01/98          0   
341752                               N            09/01/13              
0                                                                       

1                                                                               

1844720          025/025             F          336,000.00         ZZ   
                                  180        329,748.94          1
201 S OCEAN BLVD                   7.375          3,090.95         80   
  #1703                              7.125          3,090.95      420,000.00
NORTH MYRTLE BE  SC   29582          1            08/13/98         00   
571616                               06           10/01/98          0   
571616                               O            09/01/13              
0                                                                       

1844721          025/025             F          112,500.00         ZZ   
                                  180        110,127.79          2
1914 STEEPLECHASE CT               7.750          1,058.94         75   
                                     7.500          1,058.94      150,000.00
BOWLING GREEN    KY   42101          5            07/20/98         00   
000                                  05           09/01/98          0   
000                                  N            08/01/13              
0                                                                       

1844722          025/025             F          195,000.00         ZZ   
                                  180        190,663.46          1
3607 NE 24 AVENUE                  7.125          1,766.37         75   
                                     6.875          1,766.37      260,000.00
FORT LAUDERDALE  FL   33308          1            07/01/98         00   
786166                               05           09/01/98          0   
786166                               O            08/01/13              
0                                                                       

1844723          025/025             F           33,550.00         ZZ   
                                  180         32,835.85          1
1597 KAY AVENUE                    7.625            313.40         64   
                                     7.375            313.40       53,000.00
TALLAHASSEE      FL   32301          2            08/27/98         00   
341753                               05           10/01/98          0   
341753                               N            09/01/13              
0                                                                       

1844724          025/025             F           99,000.00         ZZ   
                                  180         93,144.71          4
1212 15TH AVENUE NORTH             7.625            924.79         75   
                                     7.375            924.79      132,000.00
LAKE WORTH       FL   33460          5            08/13/98         00   
493707                               05           10/01/98          0   
493707                               N            09/01/13              
0                                                                       

1844725          025/025             F           73,500.00         ZZ   
                                  180         71,315.26          1
275 NW 193RD TERRACE               7.375            676.14         75   
                                     7.125            676.14       98,000.00
1                                                                               

MIAMI            FL   33169          5            08/13/98         00   
177503                               05           10/01/98          0   
177503                               O            09/01/13              
0                                                                       

1844726          025/025             F           80,430.00         ZZ   
                                  180         76,749.00          1
6744 SW 113TH PLACE                7.625            751.32         70   
                                     7.375            751.32      114,900.00
OCALA            FL   34476          1            05/29/98         00   
165134                               03           07/01/98          0   
165134                               O            06/01/13              
0                                                                       

1844728          025/025             F          104,000.00         ZZ   
                                  180        100,452.33          1
730 WILLOW RUN LANE                7.500            964.09         57   
                                     7.250            964.09      185,000.00
WINTER SPRINGS   FL   32708          5            08/25/98         00   
149783                               03           10/01/98          0   
149783                               O            09/01/13              
0                                                                       

1844729          025/025             F           59,040.00         ZZ   
                                  180         57,754.61          1
22 THELMA DRIVE                    7.375            543.12         80   
                                     7.125            543.12       73,800.00
MT JULIET        TN   37122          1            07/31/98         00   
194761                               05           09/01/98          0   
194761                               N            08/01/13              
0                                                                       

1844894          025/025             F          325,000.00         ZZ   
                                  180        310,063.89          1
1625 QUEENSLAND COURT              6.500          2,831.10         55   
                                     6.250          2,831.10      593,000.00
ALPHARETTA       GA   30005          2            02/05/98         00   
387020                               03           03/01/98          0   
387020                               O            02/01/13              
0                                                                       

1844904          025/025             F           31,500.00         ZZ   
                                  180         30,808.76          1
20 SPRING RADIAL                   8.875            317.16         90   
                                     8.625            317.16       35,000.00
OCALA            FL   34472          1            06/25/98         11   
245883                               05           08/01/98         25   
245883                               N            07/01/13              
0                                                                       
1                                                                               

1844907          025/025             F           69,300.00         ZZ   
                                  180         66,718.80          1
118 SUMMERFIELD CIRCLE             7.750            652.30         79   
                                     7.500            652.30       88,000.00
GROVETOWN        GA   30813          2            08/21/98         00   
187799                               05           10/01/98          0   
187799                               N            09/01/13              
0                                                                       

1844925          025/025             F          601,361.77         ZZ   
                                  180        582,875.84          1
523 SPRING CLUB DRIVE              7.625          5,617.50         74   
                                     7.375          5,617.50      815,000.00
ALTAMONTE SPRIN  FL   32714          2            05/05/98         00   
538947                               03           06/01/98          0   
538947                               O            05/01/13              
0                                                                       

1845062          K88/G02             F          181,800.00         ZZ   
                                  180        180,734.06          3
147 SOMERSET STREET                7.875          1,724.29         90   
                                     7.625          1,724.29      202,000.00
NEW BRUNSWICK    NJ   08901          1            12/16/98         10   
0431152255                           05           02/01/99         25   
9555                                 N            01/01/14              
0                                                                       

1845064          K56/G02             F           70,000.00         ZZ   
                                  180         69,382.36          1
22677 IVORY PINE ROAD              7.875            663.91         60   
                                     7.625            663.91      118,000.00
BLY              OR   97622          5            11/17/98         00   
0431117233                           05           01/01/99          0   
5000075                              O            12/01/13              
0                                                                       

1845074          K88/G02             F          158,850.00         ZZ   
                                  180        157,918.62          2
145 SOMERSET STREET                7.875          1,506.62         90   
                                     7.625          1,506.62      176,500.00
NEW BRUNSWICK    NJ   08901          1            12/16/98         04   
0431157577                           05           02/01/99         25   
9556                                 N            01/01/14              
0                                                                       

1845091          168/168             F          112,000.00         ZZ   
                                  180        109,100.80          1
1                                                                               

75 EAST FIFTH STREET               7.000          1,006.69         80   
                                     6.750          1,006.69      140,000.00
CORNING          NY   14830          1            11/18/98         00   
0189399210                           05           01/01/99          0   
0189399210                           O            12/01/13              
0                                                                       

1845092          209/G02             F           81,200.00         ZZ   
                                  180         80,957.44          2
1869-1871 PATTERSON COURT          7.625            758.52         71   
                                     7.375            758.52      115,000.00
LAWRENCEVILLE    GA   30096          2            01/08/99         00   
0431193044                           05           03/01/99          0   
986292122                            N            02/01/14              
0                                                                       

1845097          209/G02             F           82,800.00         ZZ   
                                  180         82,552.67          2
1979-1981 PATTERSON CIRCLE         7.625            773.46         72   
                                     7.375            773.46      115,000.00
LAWRENCEVILLE    GA   30244          2            01/08/99         00   
0431195239                           05           03/01/99          0   
986292114                            N            02/01/14              
0                                                                       

1845158          K08/G02             F           25,000.00         ZZ   
                                  180         24,756.83          2
988-990 SW 9TH STREET              6.750            221.23         16   
                                     6.500            221.23      158,000.00
MIAMI            FL   33130          5            11/06/98         00   
0411136757                           05           01/01/99          0   
411136757                            O            12/01/13              
0                                                                       

1845162          K08/G02             F           52,500.00         ZZ   
                                  180         52,021.36          1
531 SOUTH GLENWOOD AVENUE          7.500            486.68         75   
                                     7.250            486.68       70,000.00
CLEARWATER       FL   33756          1            11/13/98         00   
0411150550                           05           01/01/99          0   
411150550                            N            12/01/13              
0                                                                       

1845163          K08/G02             F           61,700.00         ZZ   
                                  180         61,149.59          1
971 RIVER BEND DRIVE               7.750            580.77         80   
                                     7.500            580.77       78,000.00
DOUGLAS          WY   82633          2            11/13/98         00   
0411081599                           05           01/01/99          0   
1                                                                               

411081599                            O            12/01/13              
0                                                                       

1845171          907/G02             F          125,000.00         ZZ   
                                  180        123,488.91          1
2 PENNY LANE                       6.875          1,114.82         42   
                                     6.625          1,114.82      302,000.00
PEABODY          MA   01960          5            11/09/98         00   
0431116417                           05           01/01/99          0   
10004062                             O            12/01/13              
0                                                                       

1845181          907/G02             F          127,000.00         ZZ   
                                  180        125,903.72          1
15 DELACEY AVENUE                  8.125          1,222.86         79   
                                     7.875          1,222.86      162,000.00
EAST QUOGUE      NY   11942          5            11/18/98         00   
0431115757                           05           01/01/99          0   
10004133                             O            12/01/13              
0                                                                       

1845834          K08/G02             F           36,000.00         ZZ   
                                  180         35,699.36          1
507 RICHMOND STREET                8.500            354.51         90   
                                     8.250            354.51       40,000.00
KENDALLVILLE     IN   46755          1            11/23/98         04   
0411118540                           05           01/01/99         25   
411118540                            N            12/01/13              
0                                                                       

1845840          573/G02             F           48,000.00         ZZ   
                                  180         47,401.88          1
169 S 19TH                         7.250            438.18         77   
                                     7.000            438.18       63,000.00
PAYETTE          ID   83661          1            11/03/98         00   
0431131945                           05           12/01/98          0   
139509                               O            11/01/13              
0                                                                       

1845841          A68/G02             F           26,250.00         ZZ   
                                  180         26,023.39          1
1315 FULLER DRIVE                  8.125            252.76         70   
                                     7.875            252.76       37,500.00
DALLAS           TX   75218          1            11/16/98         00   
0431148717                           05           01/01/99          0   
0320373                              O            12/01/13              
0                                                                       

1                                                                               

1845843          K08/G02             F           50,000.00         ZZ   
                                  180         49,553.96          1
6924 68TH AVENUE N.                7.750            470.64         56   
                                     7.500            470.64       90,000.00
PINELLAS PARK    FL   33781          5            11/19/98         00   
0411064207                           05           01/01/99          0   
411064207                            N            12/01/13              
0                                                                       

1845865          K08/G02             F           85,000.00         ZZ   
                                  180         81,214.33          1
1225 OAKMONT AVENUE                7.625            794.01         54   
                                     7.375            794.01      158,500.00
FLOSSMOOR        IL   60422          1            11/16/98         00   
0411127228                           05           01/01/99          0   
411127228                            O            12/01/13              
0                                                                       

1845885          G09/G02             F           75,000.00         ZZ   
                                  180         74,515.03          1
337 BURKE DRIVE                    6.750            663.68         72   
                                     6.500            663.68      105,000.00
RIPLEY           TN   38063          2            12/18/98         00   
0431150804                           05           02/01/99          0   
B2962                                O            01/01/14              
0                                                                       

1845897          K08/G02             F           39,750.00         ZZ   
                                  180         39,395.40          1
44 GREGORY DRIVE                   7.750            374.16         29   
                                     7.500            374.16      140,000.00
ROXBURY          NJ   07847          2            11/12/98         00   
0411005499                           05           01/01/99          0   
411005499                            O            12/01/13              
0                                                                       

1846423          E98/G02             F          100,000.00         ZZ   
                                  180         98,900.55          1
1265 125TH ST NE                   7.625            934.13         38   
                                     7.375            934.13      265,000.00
RICE             MN   56367          5            11/20/98         00   
0431121664                           05           01/01/99          0   
887408536                            O            12/01/13              
0                                                                       

1846528          A93/G02             F          178,000.00         ZZ   
                                  120        176,034.03          1
571 ROY STREET                     7.875          2,147.90         65   
                                     7.625          2,147.90      275,000.00
1                                                                               

WEST HEMPSTEAD   NY   11552          5            12/09/98         00   
0431135177                           05           02/01/99          0   
11982382                             N            01/01/09              
0                                                                       

1846531          A93/G02             F          156,000.00         ZZ   
                                  120        154,288.88          2
1310 Q STREET                      8.000          1,892.72         65   
                                     7.750          1,892.72      240,000.00
ELMONT           NY   11003          5            12/09/98         00   
0431134600                           05           02/01/99          0   
11982381                             N            01/01/09              
0                                                                       

1846536          B75/G02             F          100,000.00         ZZ   
                                  180         99,068.32          1
1824 ORTEGA STREET                 7.250            912.86         28   
                                     7.000            912.86      370,000.00
SANFRANCISCO     CA   94122          5            11/04/98         00   
0431120260                           07           01/01/99          0   
6195044                              O            12/01/13              
0                                                                       

1846572          H93/G02             F          118,000.00         ZZ   
                                  180        117,308.15          1
11201 E 85TH STREET                7.875          1,119.17         63   
                                     7.625          1,119.17      190,000.00
RAYTOWN          MO   64138          5            12/23/98         00   
0431198365                           05           02/01/99          0   
1505574971                           O            01/01/14              
0                                                                       

1846656          208/G02             F          100,000.00         ZZ   
                                  180         99,068.32          1
7 CAMINO AMANSADOR                 7.250            912.86         23   
                                     7.000            912.86      440,000.00
SANTE FE         NM   87505          5            11/06/98         00   
0431117670                           05           01/01/99          0   
34555                                O            12/01/13              
0                                                                       

1846755          168/168             F           76,000.00         ZZ   
                                  180         73,876.54          2
1399 HARLEM ROAD                   8.000            726.30         76   
                                     7.750            726.30      100,000.00
CHEEKTOWAGA      NY   14206          2            11/24/98         00   
0189401087                           05           01/01/99          0   
0189401087                           N            12/01/13              
0                                                                       
1                                                                               

1846838          638/G02             F           21,850.00         ZZ   
                                  180         21,589.27          1
5636 BIRCHMONT DRIVE               7.750            205.67         95   
  UNIT B                             7.500            205.67       23,000.00
HOUSTON          TX   77091          1            10/30/98         10   
0431118173                           01           12/01/98         25   
08807865                             O            11/01/13              
0                                                                       

1846868          K08/G02             F           85,500.00         ZZ   
                                  180         84,778.04          4
6146-48 S GRAND                    8.375            835.70         90   
                                     8.125            835.70       95,991.00
SAINT LOUIS      MO   63116          1            11/19/98         04   
0411157415                           05           01/01/99         25   
411157415                            N            12/01/13              
0                                                                       

1846874          K08/G02             F           55,800.00         ZZ   
                                  180         55,251.41          1
395 KLING ST                       6.625            489.92         90   
                                     6.375            489.92       62,000.00
AKRON            OH   44223          1            11/17/98         04   
0411139694                           05           01/01/99         25   
411139694                            N            12/01/13              
0                                                                       

1846892          K08/G02             F          183,000.00         ZZ   
                                  180        181,385.29          4
10151 NW 35TH STREET               7.875          1,735.66         67   
                                     7.625          1,735.66      275,000.00
CORAL SPRINGS    FL   33065          5            11/19/98         00   
0411144843                           05           01/01/99          0   
411144843                            N            12/01/13              
0                                                                       

1846928          K08/G02             F           24,500.00         ZZ   
                                  180         24,256.51          1
10217 JASPER ROAD                  7.500            227.12         38   
                                     7.250            227.12       65,000.00
CLEVELAND        OH   44111          2            11/13/98         00   
0411114820                           05           01/01/99          0   
411114820                            O            12/01/13              
0                                                                       

1846940          K08/G02             F          110,000.00         ZZ   
                                  180        109,018.75          1
1                                                                               

5124 ELPINE WAY                    7.750          1,035.40         66   
                                     7.500          1,035.40      168,260.00
PALM BEACH GARD  FL   33418          1            11/18/98         00   
0410988505                           03           01/01/99          0   
410988505                            O            12/01/13              
0                                                                       

1847002          E53/G02             F           58,500.00         ZZ   
                                  180         57,935.54          2
634 NE 5 AVE                       8.250            567.53         90   
                                     8.000            567.53       65,000.00
FT LAUDERDALE    FL   33304          1            11/20/98         10   
0431134626                           05           01/01/99         25   
11109058                             N            12/01/13              
0                                                                       

1847039          560/560             F          262,300.00         T    
                                  180        258,113.71          1
100 DERCUM SQUARE 8368             7.000          2,357.63         80   
                                     6.750          2,357.63      327,900.00
KEYSTONE         CO   80435          1            09/23/98         00   
498362706                            01           11/01/98          0   
498362706                            O            10/01/13              
0                                                                       

1847238          638/G02             F           41,750.00         ZZ   
                                  180         41,376.21          3
1717 EAST WASHINGTON STREET        7.875            395.98         90   
                                     7.625            395.98       46,400.00
NEW CASTLE       PA   16101          1            11/18/98         04   
0431121623                           05           01/01/99         25   
08795396                             N            12/01/13              
0                                                                       

1847391          830/G02             F           27,000.00         ZZ   
                                  180         26,750.91          1
2220 E MURRAY HOLLADAY RD 418      7.625            252.22         44   
                                     7.375            252.22       62,100.00
SALT LAKE CITY   UT   84117          2            11/18/98         00   
0431126507                           01           01/01/99          0   
541023                               N            12/01/13              
0                                                                       

1847422          E45/G02             F           32,200.00         ZZ   
                                  180         31,528.28          1
9064-6 LEE RD 240                  7.875            305.40         70   
                                     7.625            305.40       46,000.00
PHENIX CITY      AL   36870          2            07/10/98         00   
0431135268                           05           09/01/98          0   
1                                                                               

39876                                N            08/01/13              
0                                                                       

1847426          E45/G02             F           32,200.00         ZZ   
                                  180         31,528.28          1
9064-3 LEE RD 240                  7.875            305.40         70   
                                     7.625            305.40       46,000.00
PHENIX CITY      AL   36870          2            07/10/98         00   
0431135219                           05           09/01/98          0   
39874                                N            08/01/13              
0                                                                       

1847604          K08/G02             F          205,350.00         ZZ   
                                  180        203,518.15          1
78 CARDINAL WAY                    7.750          1,932.91         80   
                                     7.500          1,932.91      256,725.00
SOUTH WINDSOR    CT   06074          1            11/25/98         00   
0411037526                           05           01/01/99          0   
411037526                            O            12/01/13              
0                                                                       

1847637          K08/G02             F           70,400.00         ZZ   
                                  180         69,837.68          2
318 OLEANDER AVENUE                9.000            714.04         80   
                                     8.750            714.04       88,000.00
CORPUS CHRISTI   TX   78404          5            11/17/98         00   
0411095201                           05           01/01/99          0   
411095201                            N            12/01/13              
0                                                                       

1847638          K08/G02             F           42,000.00         ZZ   
                                  180         41,595.84          1
106 SAGEMONT AVENUE                6.875            374.58         70   
                                     6.625            374.58       60,000.00
VICTORIA         TX   77901          5            11/20/98         00   
0410974372                           05           01/01/99          0   
410974372                            N            12/01/13              
0                                                                       

1847639          K08/G02             F           56,000.00         ZZ   
                                  180         55,461.10          1
204 LANCASTER                      6.875            499.44         70   
                                     6.625            499.44       80,000.00
VICTORIA         TX   77904          5            11/20/98         00   
0410974307                           05           01/01/99          0   
410974307                            N            12/01/13              
0                                                                       

1                                                                               

1847641          K08/G02             F           58,450.00         ZZ   
                                  180         57,887.53          1
107 GUINEVERE                      6.875            521.29         70   
                                     6.625            521.29       83,500.00
VICTORIA         TX   77904          5            11/20/98         00   
0410974802                           05           01/01/99          0   
410974802                            N            12/01/13              
0                                                                       

1847643          K08/G02             F           53,200.00         ZZ   
                                  180         52,688.04          1
301 PECOS DRIVE                    6.875            474.47         70   
                                     6.625            474.47       76,000.00
VICTORIA         TX   77904          5            11/20/98         00   
0410974448                           05           01/01/99          0   
410974448                            N            12/01/13              
0                                                                       

1847659          K08/G02             F          136,750.00         T    
                                  180        135,569.56          1
1329 LAKE BISCAYNE WAY             8.125          1,316.74         80   
                                     7.875          1,316.74      170,949.00
ORLANDO          FL   32824          1            11/16/98         95   
0411098148                           03           01/01/99          0   
411098148                            O            12/01/13              
0                                                                       

1847670          K08/G02             F           39,600.00         ZZ   
                                  180         39,250.58          2
1809 BRITTAIN STREET               7.875            375.59         90   
                                     7.625            375.59       44,000.00
FORT WORTH       TX   76111          1            11/18/98         10   
0411128937                           05           01/01/99         25   
411128937                            N            12/01/13              
0                                                                       

1847859          B65/G02             F           45,500.00         ZZ   
                                  180         45,107.21          1
14027 TUCKAHOE AVENUE              8.125            438.12         70   
                                     7.875            438.12       65,000.00
CLEVELAND        OH   44111          5            11/30/98         00   
0431130665                           05           01/01/99          0   
0000                                 O            12/01/13              
0                                                                       

1848170          F96/G02             F           90,000.00         ZZ   
                                  180         89,205.89          1
98 LASALLE AVENUE                  7.875            853.60         50   
                                     7.625            853.60      180,000.00
1                                                                               

CLIFTON          NJ   07015          5            11/23/98         00   
0431123033                           05           01/01/99          0   
093895                               O            12/01/13              
0                                                                       

1848218          074/074             F          328,000.00         ZZ   
                                  180        323,779.45          1
824 MONTEITH DRIVE                 6.875          2,925.28         80   
                                     6.625          2,925.28      410,000.00
WAYNE            PA   19087          5            10/26/98         00   
1175065771                           05           12/01/98          0   
1175065771                           O            11/01/13              
0                                                                       

1848237          074/074             F          256,000.00         ZZ   
                                  180        250,306.88          1
13151 SOUTH 1185 EAST              7.125          2,318.93         80   
                                     6.875          2,318.93      320,000.00
DRAPER           UT   84020          5            07/24/98         00   
1507631395                           05           09/01/98          0   
1507631395                           O            08/01/13              
0                                                                       

1848256          074/074             F          127,500.00         ZZ   
                                  180        125,894.13          1
1740 MCMILLEN ROAD                 7.125          1,154.94         75   
                                     6.875          1,154.94      170,000.00
WYLIE            TX   75098          2            10/20/98         00   
1563159729                           05           12/01/98          0   
1563159729                           O            11/01/13              
0                                                                       

1848264          074/074             F           72,800.00         ZZ   
                                  180         71,718.73          1
3705 COZY COURT                    7.125            659.45         80   
                                     6.875            659.45       91,000.00
MARION           SC   29571          5            11/04/98         00   
1577184087                           05           01/01/99          0   
1577184087                           O            12/01/13              
0                                                                       

1848265          074/074             F          102,000.00         ZZ   
                                  180        101,018.43          1
1012 INTERSTATE DRIVE              6.875            909.70         80   
                                     6.625            909.70      128,000.00
CEDAR HILL       TN   37032          5            11/06/98         00   
1577185501                           05           01/01/99          0   
1577185501                           O            12/01/13              
0                                                                       
1                                                                               

1848269          074/074             F           61,600.00         ZZ   
                                  180         60,697.94          1
100 IVEY LANE                      8.000            588.69         80   
                                     7.750            588.69       77,000.00
BANNER ELK       NC   28604          5            09/16/98         00   
1581228380                           05           11/01/98          0   
1581228380                           O            10/01/13              
0                                                                       

1848273          074/074             F          180,000.00         ZZ   
                                  180        178,208.10          1
44575 GOVERNOR BRADFORD            6.875          1,605.34         80   
                                     6.625          1,605.34      225,000.00
PLYMOUTH TWP     MI   48170          5            11/02/98         00   
1581242926                           05           01/01/99          0   
1581242926                           O            12/01/13              
0                                                                       

1848274          074/074             F           98,800.00         ZZ   
                                  180         95,902.41          1
7531 HORGER                        7.000            888.05         80   
                                     6.750            888.05      123,500.00
DEARBORN         MI   48126          5            10/30/98         00   
1581246155                           05           12/01/98          0   
1581246155                           O            11/01/13              
0                                                                       

1848275          074/074             F          128,000.00         ZZ   
                                  180        126,732.37          1
5743 W 89TH PL                     7.500          1,186.58         80   
                                     7.250          1,186.58      160,000.00
OAK LAWN         IL   60453          5            11/06/98         00   
1583163150                           05           01/01/99          0   
1583163150                           O            12/01/13              
0                                                                       

1848303          074/074             F           72,000.00         ZZ   
                                  180         70,980.25          1
2454 S 67 STREET                   6.625            632.16         80   
                                     6.375            632.16       90,000.00
WEST ALLIS       WI   53219          5            10/13/98         00   
1671091815                           05           12/01/98          0   
1671091815                           O            11/01/13              
0                                                                       

1848315          K08/G02             F           35,700.00         ZZ   
                                  180         35,378.04          1
1                                                                               

3717 SUSAN DRIVE                   7.625            333.49         75   
                                     7.375            333.49       48,000.00
MESQUITE         TX   75150          2            11/10/98         00   
0411120330                           05           01/01/99          0   
411120330                            N            12/01/13              
0                                                                       

1848371          K08/G02             F          187,000.00         ZZ   
                                  180        185,331.83          1
7338 WHEATFIELD PLACE              7.750          1,760.19         85   
                                     7.500          1,760.19      220,000.00
KNOXVILLE        TN   37919          2            11/17/98         04   
0410963599                           05           01/01/99         12   
410963599                            O            12/01/13              
0                                                                       

1848386          K08/G02             F           44,300.00         ZZ   
                                  180         43,896.11          1
1818 TIMBERCREEK DRIVE             7.500            410.67         43   
                                     7.250            410.67      104,000.00
GARLAND          TX   75240          2            11/18/98         00   
0411082456                           05           01/01/99          0   
411082456                            O            12/01/13              
0                                                                       

1848489          074/074             F          144,800.00         ZZ   
                                  180        142,916.78          1
4802 MELLWOOD ROAD                 6.750          1,281.35         80   
                                     6.500          1,281.35      181,000.00
UPPER MARLBORO   MD   20772          5            10/14/98         00   
1507690532                           05           12/01/98          0   
1507690532                           O            11/01/13              
0                                                                       

1848494          638/G02             F          129,500.00         ZZ   
                                  180        127,782.34          1
701 VISTA LAGO CIRCLE              7.750          1,218.95         70   
                                     7.500          1,218.95      185,000.00
PALM DESERT      CA   92211          1            11/11/98         00   
0431125277                           01           01/01/99          0   
08817159                             O            12/01/13              
0                                                                       

1848506          757/G02             F           60,200.00         ZZ   
                                  180         59,657.08          1
1008 RHETTS DRIVE                  7.625            562.35         73   
                                     7.375            562.35       83,000.00
KENNESAW         GA   30144          5            11/25/98         00   
0431149392                           05           01/01/99          0   
1                                                                               

3705712                              N            12/01/13              
0                                                                       

1848525          638/G02             F           74,700.00         ZZ   
                                  180         73,629.76          1
611 BURLINGTON AVENUE              7.750            703.13         90   
                                     7.500            703.13       83,000.00
BILLINGS         MT   59101          5            11/13/98         10   
0431125483                           05           01/01/99         12   
08817652                             O            12/01/13              
0                                                                       

1848568          638/G02             F           54,000.00         ZZ   
                                  180         53,489.17          1
329 WEST DIVISION HIGHWAY          7.750            508.29         67   
                                     7.500            508.29       81,000.00
ELIZABETH TOWNS  PA   17543          5            11/20/98         00   
0431126499                           05           01/01/99          0   
08825978                             N            12/01/13              
0                                                                       

1848593          E26/G02             F           35,000.00         ZZ   
                                  180         34,691.17          1
1857 OLD 96 INDIAN TRAIL           7.875            331.96         38   
                                     7.625            331.96       93,000.00
BATESBURG        SC   29006          5            11/20/98         00   
0431123124                           05           01/01/99          0   
33801425                             O            12/01/13              
0                                                                       

1848629          003/G02             F           28,500.00         T    
                                  180         28,256.65          1
3244 RIO GRANDE TRAIL              8.250            276.50         50   
                                     8.000            276.50       57,000.00
KISSIMMEE        FL   34741          1            11/30/98         00   
0431131101                           01           01/01/99          0   
10581700                             O            12/01/13              
0                                                                       

1848670          455/G02             F          160,000.00         ZZ   
                                  180        159,061.89          1
4492 HEARN ROAD                    7.875          1,517.52         80   
                                     7.625          1,517.52      200,000.00
ELLENWOOD        GA   30294          2            12/31/98         00   
0431188226                           05           02/01/99          0   
82805                                O            01/01/14              
0                                                                       

1                                                                               

1848809          K91/G02             F           61,000.00         ZZ   
                                  180         60,634.41          1
2904 VAN BUREN                     7.625            569.82         71   
                                     7.375            569.82       86,000.00
BELLEVUE         NE   68005          2            12/30/98         00   
0431178375                           01           02/01/99          0   
1848809                              N            01/01/14              
0                                                                       

1848936          J83/G02             F          118,700.00         ZZ   
                                  180        117,582.04          1
217 BEAVER CREEK PARKWAY           7.125          1,075.23         70   
                                     6.875          1,075.23      169,580.00
OELHAM           AL   35124          1            11/13/98         00   
0431132265                           05           01/01/99          0   
259850                               O            12/01/13              
0                                                                       

1849032          134/G02             F           38,700.00         ZZ   
                                  180         38,473.08          1
4209 SONDRA                        7.875            367.06         90   
                                     7.625            367.06       43,000.00
WICHITA FALLS    TX   76308          1            12/18/98         11   
0431197755                           05           02/01/99         20   
7343337                              N            01/01/14              
0                                                                       

1849140          B75/G02             F          110,500.00         ZZ   
                                  180        109,830.47          1
9681 RINCON AVE                    7.500          1,024.35         79   
                                     7.250          1,024.35      140,000.00
PACOIMA          CA   91331          2            12/21/98         00   
0431200039                           05           02/01/99          0   
6332365                              O            01/01/14              
0                                                                       

1849230          G41/G02             F          113,600.00         ZZ   
                                  180        112,575.51          1
10 GRAVIN STREET                   7.625          1,061.17         80   
                                     7.375          1,061.17      142,000.00
CORAM            NY   11727          5            11/24/98         00   
0431176247                           05           01/01/99          0   
0000                                 O            12/01/13              
0                                                                       

1849292          253/253             F           86,000.00         ZZ   
                                  180         85,198.72          1
7165 E ILIF AVE                    7.250            785.07         42   
                                     7.000            785.07      207,500.00
1                                                                               

DENVER           CO   80224          2            11/20/98         00   
928105                               05           01/01/99          0   
928105                               O            12/01/13              
0                                                                       

1849322          K08/G02             F           65,000.00         T    
                                  180         64,413.82          1
17630 LAREDO COURT                 7.625            607.18         31   
                                     7.375            607.18      210,000.00
TWAIN HARTE      CA   95383          1            11/20/98         00   
0411164247                           05           01/01/99          0   
411164247                            O            12/01/13              
0                                                                       

1849333          K08/G02             F           57,675.00         T    
                                  180         57,171.65          1
3175 CHESTNUT AVENUE, #1           8.000            551.17         75   
                                     7.750            551.17       76,900.00
BOZEMAN          MT   59715          1            11/20/98         00   
0411162894                           01           01/01/99          0   
411162894                            O            12/01/13              
0                                                                       

1849380          K08/G02             F           76,000.00         ZZ   
                                  180         75,276.46          1
7825 SW 28 STREET                  7.000            683.11         40   
                                     6.750            683.11      192,000.00
MIAMI            FL   33155          2            11/20/98         00   
0411117591                           05           01/01/99          0   
411117591                            O            12/01/13              
0                                                                       

1849391          K08/G02             F          108,000.00         ZZ   
                                  180        107,088.05          4
1833 WOOTEN PARK DRIVE             8.375          1,055.62         80   
                                     8.125          1,055.62      135,000.00
AUSTIN           TX   78757          1            11/24/98         00   
0411163686                           05           01/01/99          0   
411163686                            N            12/01/13              
0                                                                       

1849405          K08/G02             F           42,000.00         ZZ   
                                  180         41,633.46          1
2820 MAPLE DRIVE                   8.000            401.37         65   
                                     7.750            401.37       65,000.00
MESQUITE         TX   75150          5            11/25/98         00   
0411148133                           05           01/01/99          0   
411148133                            N            12/01/13              
0                                                                       
1                                                                               

1849410          K08/G02             F          104,800.00         ZZ   
                                  180        103,844.52          1
7339 THRUSH GARDEN                 7.500            971.51         80   
                                     7.250            971.51      131,000.00
SAN ANTONIO      TX   78209          2            11/20/98         00   
0411122773                           03           01/01/99          0   
411122773                            O            12/01/13              
0                                                                       

1849567          A38/G02             F           24,300.00         ZZ   
                                  180         24,229.78          1
3704 EDGEWOOD AVENUE               8.000            232.22         90   
                                     7.750            232.22       27,000.00
RICHMOND         VA   23222          1            01/15/99         10   
0431194612                           05           03/01/99         25   
3220555                              N            02/01/14              
0                                                                       

1849656          G81/G02             F           51,350.00         ZZ   
                                  180         51,042.24          1
1145 NORMANDY DRIVE UNIT 205       7.625            479.68         79   
                                     7.375            479.68       65,000.00
MIAMI BEACH      FL   33141          2            11/30/98         00   
0431129816                           01           02/01/99          0   
021811121                            O            01/01/14              
0                                                                       

1849731          K08/G02             F          260,600.00         ZZ   
                                  180        257,644.07          1
6309 WOLFE RIDGE DRIVE             7.625          2,434.34         80   
                                     7.375          2,434.34      325,750.00
PLANO            TX   75024          1            11/25/98         00   
0411165152                           03           01/01/99          0   
411165152                            O            12/01/13              
0                                                                       

1849758          976/976             F           80,000.00         ZZ   
                                  180         78,899.75          1
23812 GREEN HAVEN LANE             7.125            724.67         80   
                                     6.875            724.67      100,000.00
RAMONA           CA   92065          1            10/14/98         00   
5386658                              01           12/01/98          0   
5386658                              N            11/01/13              
0                                                                       

1849768          976/976             F           80,000.00         ZZ   
                                  180         79,013.87          1
1                                                                               

10350 CAMINITO CUERVO #113         7.375            735.94         80   
                                     7.000            735.94      100,000.00
SAN DIEGO        CA   92108          2            10/05/98         00   
5422314                              01           12/01/98          0   
5422314                              N            11/01/13              
0                                                                       

1849798          K08/G02             F           98,950.00         ZZ   
                                  180         98,047.86          1
21727 LONGWOOD                     7.500            917.28         65   
                                     7.250            917.28      153,733.00
SAN ANTONIO      TX   78259          1            11/30/98         00   
0411148273                           03           01/01/99          0   
411148273                            O            12/01/13              
0                                                                       

1849807          K08/G02             F           45,000.00         ZZ   
                                  180         44,594.16          1
1014 VILLAGE CIRCLE                7.625            420.36         82   
                                     7.375            420.36       55,000.00
PAMPLICO         SC   29583          2            11/24/98         10   
0411137854                           05           01/01/99         12   
411137854                            O            12/01/13              
0                                                                       

1849821          K08/G02             F           35,000.00         ZZ   
                                  180         34,590.51          1
818 S. 12TH STREET                 7.875            331.96         50   
                                     7.625            331.96       70,000.00
GOSHEN           IN   46526          5            11/24/98         00   
0411152358                           05           01/01/99          0   
411152358                            N            12/01/13              
0                                                                       

1849833          K08/G02             F           99,000.00         ZZ   
                                  180         97,568.17          2
478 ROUTE 57                       8.000            946.10         90   
                                     7.750            946.10      110,000.00
WASHINGTON       NJ   07882          1            11/25/98         04   
0411060031                           05           01/01/99         25   
411060031                            N            12/01/13              
0                                                                       

1849900          638/G02             F           27,300.00         ZZ   
                                  180         27,056.46          2
210-212 PARK AVENUE                7.750            256.97         90   
                                     7.500            256.97       30,385.00
NEW CASTLE       PA   16101          1            11/24/98         10   
0431126325                           05           01/01/99         25   
1                                                                               

08803017                             N            12/01/13              
0                                                                       

1849904          638/G02             F           90,500.00         ZZ   
                                  180         88,878.25          1
1209 MADING DRIVE                  7.250            826.14         85   
                                     7.000            826.14      106,500.00
BILLING          MT   59105          5            11/02/98         04   
0431126705                           05           12/01/98         12   
08805199                             O            11/01/13              
0                                                                       

1849906          225/225             F          112,000.00         ZZ   
                                  180        110,989.92          1
64 WASHINGTON BOULEVARD            7.625          1,046.23         64   
                                     7.375          1,046.23      175,000.00
COMMACK          NY   11725          2            11/20/98         00   
707220300                            05           01/01/99          0   
707220300                            O            12/01/13              
0                                                                       

1849912          638/G02             F           65,250.00         ZZ   
                                  180         64,622.12          1
1905 ROCKY SPRINGS ROAD            6.875            581.93         90   
                                     6.625            581.93       72,500.00
SPRING CITY      TN   37381          1            11/12/98         10   
0431127059                           05           01/01/99         25   
08805807                             N            12/01/13              
0                                                                       

1849941          638/G02             F           34,250.00         ZZ   
                                  180         33,944.46          2
802 BLAINE STREET                  7.750            322.39         90   
                                     7.500            322.39       38,110.00
NEW CASTLE       PA   16101          1            11/24/98         10   
0431126648                           05           01/01/99         25   
08803008                             N            12/01/13              
0                                                                       

1849994          G97/G02             F          322,500.00         ZZ   
                                  180        321,526.02          1
6453 OTIS ROAD                     7.500          2,989.61         80   
                                     7.250          2,989.61      405,000.00
SAUGATUCK        MI   49453          2            01/29/99         00   
0431208115                           05           03/01/99          0   
0000                                 O            02/01/14              
0                                                                       

1                                                                               

1850287          637/G02             F           52,500.00         ZZ   
                                  180         51,809.60          1
1602 LAKEVIEW COURT                7.500            486.69         75   
                                     7.250            486.69       70,000.00
EUSTIS           FL   32726          2            10/30/98         00   
0431128560                           05           12/01/98          0   
0010328102                           O            11/01/13              
0                                                                       

1850292          K15/G02             F          105,450.00         ZZ   
                                  180        104,499.01          1
2203 LAFAYETTE BOULEVARD           7.625            985.04         85   
                                     7.375            985.04      125,000.00
NORFOLK          VA   23509          2            11/24/98         10   
0431132570                           05           01/01/99          6   
633970                               O            12/01/13              
0                                                                       

1850294          F44/G02             F           49,500.00         ZZ   
                                  180         49,058.43          1
6144 ORANGEVILLE KINSMAN RD        7.750            465.93         75   
                                     7.500            465.93       66,000.00
VERNON TWP       OH   44428          2            11/27/98         00   
0431127802                           05           01/01/99          0   
204894                               O            12/01/13              
0                                                                       

1850303          P21/G02             F          300,000.00         ZZ   
                                  180        298,101.52          1
360 WEST NORMAN AVENUE             7.000          2,696.48         55   
                                     6.750          2,696.48      550,000.00
ARCADIA          CA   91007          1            12/16/98         00   
0431165968                           05           02/01/99          0   
981160                               O            01/01/14              
0                                                                       

1850339          134/G02             F           32,200.00         ZZ   
                                  180         32,017.35          1
955 MONROE AVE.                    8.250            312.39         70   
                                     8.000            312.39       46,000.00
HUNTINGTON       WV   25704          5            12/31/98         00   
0431193523                           05           02/01/99          0   
7304775                              N            01/01/14              
0                                                                       

1850343          F27/F27             F           93,500.00         ZZ   
                                  180         92,609.41          1
12814 GARRISON LANE                7.000            840.41         90   
                                     6.750            840.41      103,900.00
1                                                                               

SPOTSYLVANIA     VA   22553          1            11/20/98         10   
6060056089                           03           01/01/99         25   
6060056089                           N            12/01/13              
0                                                                       

1850365          134/G02             F           26,600.00         ZZ   
                                  180         26,449.12          1
957 MONROE AVE                     8.250            258.06         70   
                                     8.000            258.06       38,000.00
HUNTINGTON       WV   25704          5            12/31/98         00   
0431232263                           05           02/01/99          0   
7304789                              N            01/01/14              
0                                                                       

1850379          134/G02             F           23,100.00         ZZ   
                                  180         22,968.95          1
825 W TENTH STREET                 8.250            224.11         70   
                                     8.000            224.11       33,000.00
HUNTINGTON       WV   25704          5            12/31/98         00   
0431193598                           05           02/01/99          0   
7304788                              N            01/01/14              
0                                                                       

1850394          K08/G02             F           25,000.00         ZZ   
                                  180         24,781.83          1
4408 GLOMAR AVENUE                 8.000            238.91         64   
                                     7.750            238.91       39,500.00
AUSTIN           TX   78721          2            11/20/98         00   
0411145774                           05           01/01/99          0   
411145774                            N            12/01/13              
0                                                                       

1850441          K08/G02             F           44,000.00         ZZ   
                                  180         43,611.76          1
5905 HARRISON                      7.875            417.32         65   
                                     7.625            417.32       68,000.00
KANSAS CITY      MO   64113          5            11/04/98         00   
0411097207                           05           01/01/99          0   
411097207                            N            12/01/13              
0                                                                       

1850448          K08/G02             F           28,250.00         ZZ   
                                  180         28,000.72          2
1524-26 E 51ST STREET              7.875            267.94         52   
                                     7.625            267.94       55,000.00
KANSAS CITY      MO   64110          5            11/04/98         00   
0411097132                           05           01/01/99          0   
411097132                            N            12/01/13              
0                                                                       
1                                                                               

1850455          K08/G02             F           31,500.00         ZZ   
                                  180         31,222.06          1
678 RUTHERFORD AVE                 7.875            298.76         90   
                                     7.625            298.76       35,000.00
TRENTON          NJ   08618          1            11/30/98         04   
0411005085                           05           01/01/99         25   
411005085                            N            12/01/13              
0                                                                       

1850458          E45/G02             F           25,000.00         ZZ   
                                  180         24,549.61          1
952 VIRGINIA STREET #202           7.750            235.32         61   
                                     7.500            235.32       41,500.00
DUNEDIN          FL   34698          1            08/27/98         00   
0431135151                           01           10/01/98          0   
42116                                O            09/01/13              
0                                                                       

1850459          K08/G02             F           61,500.00         ZZ   
                                  180         61,019.65          1
602 VALLEY HILL                    9.250            632.95         79   
                                     9.000            632.95       78,000.00
DUNCANVILLE      TX   75137          5            11/30/98         00   
0411169345                           05           01/01/99          0   
411169345                            N            12/01/13              
0                                                                       

1850461          907/G02             F          140,000.00         ZZ   
                                  180        138,764.69          1
817 NORTH BROAD STREET             7.875          1,327.83         80   
                                     7.625          1,327.83      175,000.00
ELIZABETH        NJ   07208          1            11/30/98         00   
0431131176                           05           01/01/99          0   
10004058                             O            12/01/13              
0                                                                       

1850470          K08/G02             F          137,500.00         ZZ   
                                  180        136,128.47          1
2601 CATHEDRAL OAKES PLACE         7.250          1,255.19         74   
                                     7.000          1,255.19      187,500.00
PLANT CITY       FL   33624          1            11/30/98         00   
0411134422                           05           01/01/99          0   
411134422                            O            12/01/13              
0                                                                       

1850487          B75/G02             F          181,800.00         ZZ   
                                  180        179,630.63          1
1                                                                               

5525 CHARITY ANN PLACE             7.750          1,711.24         90   
                                     7.500          1,711.24      202,000.00
POMFRET          MD   20675          5            10/30/98         01   
0431141092                           05           12/01/98         25   
6161947                              O            11/01/13              
0                                                                       

1850533          163/G02             F          125,000.00         T    
                                  180        122,303.60          1
10 STAGE ROAD #1                   8.375          1,221.78         29   
  AGAMENTICUS HOUSE                  8.125          1,221.78      440,000.00
YORK HARBOR      ME   03911          5            10/09/98         00   
0431133230                           01           12/01/98          0   
373364015                            O            11/01/13              
0                                                                       

1850587          K08/G02             F          153,600.00         ZZ   
                                  180        152,214.77          1
1746 MARGARET STREET               7.625          1,434.82         80   
                                     7.375          1,434.82      192,500.00
SAN JOSE         CA   95116          5            11/20/98         00   
0411158033                           05           01/01/99          0   
411158033                            O            12/01/13              
0                                                                       

1850668          828/G02             F          117,600.00         ZZ   
                                  180        115,892.01          1
10426 KOKO HEAD CIRCLE             7.625          1,098.54         80   
                                     7.375          1,098.54      147,000.00
DALLAS           TX   75218          1            12/30/98         00   
0431175892                           03           02/01/99          0   
85070095                             O            01/01/14              
0                                                                       

1850670          163/G02             F          500,000.00         ZZ   
                                  180        490,009.93          1
3 GROVE ISLE DRIVE PH 5            8.375          4,887.13         67   
                                     8.125          4,887.13      750,000.00
COCONUT GROVE    FL   33133          2            07/27/98         00   
0431135532                           06           09/01/98          0   
216202758                            O            08/01/13              
0                                                                       

1851468          L32/G02             F          124,000.00         ZZ   
                                  180        122,793.87          1
104 BEVY COURT                     6.750          1,097.29         80   
                                     6.500          1,097.29      155,000.00
BROOKLYN         NY   11229          5            11/20/98         00   
0431135433                           05           01/20/99          0   
1                                                                               

23073                                O            12/20/13              
0                                                                       

1851491          E22/G02             F           29,750.00         ZZ   
                                  180         29,431.99          1
1305 NORTH JEFFERSON STREET        9.000            301.75         70   
                                     8.750            301.74       42,500.00
MUNCIE           IN   47303          2            10/12/98         00   
0411038581                           05           12/01/98          0   
411038581                            N            11/01/13              
0                                                                       

1851501          K08/G02             F           73,400.00         ZZ   
                                  180         73,019.26          4
188 COLUMBINE STREET               9.250            755.43         90   
                                     9.000            755.43       81,600.00
CASPER           WY   82604          1            12/01/98         04   
0411124084                           05           02/01/99         25   
411124084                            N            01/01/14              
0                                                                       

1851504          K08/G02             F           46,000.00         ZZ   
                                  180         45,594.11          1
25 IRONWOOD COURT                  7.875            436.29         51   
                                     7.625            436.29       90,500.00
CANDLER          NC   28715          1            12/03/98         00   
0411087653                           27           01/01/99          0   
411087653                            O            12/01/13              
0                                                                       

1851564          K09/G02             F          107,200.00         ZZ   
                                  180        106,243.70          1
105 NORTH 1250 EAST                7.750          1,009.05         59   
                                     7.500          1,009.05      182,000.00
LOGAN            UT   84321          5            12/04/98         00   
0431132729                           05           01/01/99          0   
0000                                 O            12/01/13              
0                                                                       

1851590          168/168             F          130,000.00         ZZ   
                                  180        128,827.59          1
7070 STRICKLER ROAD                7.625          1,214.37         75   
                                     7.375          1,214.37      175,185.00
CLARENCE         NY   14031          1            11/25/98         00   
0189373806                           05           01/01/99          0   
0189373806                           O            12/01/13              
0                                                                       

1                                                                               

1851630          A50/G02             F          155,000.00         ZZ   
                                  180        153,602.14          1
764 CARLETON CEMETARY ROAD         7.625          1,447.90         69   
                                     7.375          1,447.90      226,000.00
KINGSLAND        GA   31548          5            11/06/98         00   
0431131317                           05           01/01/99          0   
117425                               O            12/01/13              
0                                                                       

1851719          J74/G02             F          136,000.00         T    
                                  180        135,606.98          1
9101 NW 145 LANE                   8.000          1,299.69         80   
                                     7.750          1,299.69      170,000.00
MIAMI            FL   33018          1            01/07/99         00   
0431188432                           05           03/01/99          0   
9812038W                             O            02/01/14              
0                                                                       

1851731          168/168             F          117,200.00         ZZ   
                                  180        115,581.52          1
6317 LOUIS XIV STREET              7.375          1,078.15         51   
                                     7.125          1,078.15      230,500.00
NEW ORLEANS      LA   70124          2            11/30/98         00   
0169450724                           05           01/01/99          0   
0169450724                           O            12/01/13              
0                                                                       

1851743          163/G02             F           34,000.00         ZZ   
                                  180         33,562.51          1
623 SOUTH ROSE STREET              6.875            303.23         80   
                                     6.625            303.23       42,500.00
BALTIMORE        MD   21224          1            10/16/98         00   
0431189547                           07           12/01/98          0   
916468730                            O            11/01/13              
0                                                                       

1851757          K30/G02             F           57,015.00         ZZ   
                                  120         56,380.92          1
503 WILLIAMSBURG DRIVE             7.750            684.24         80   
                                     7.500            684.24       71,269.00
NASHVILLE        TN   37214          1            12/02/98         00   
0431146554                           01           02/01/99          0   
0061280                              O            01/01/09              
0                                                                       

1851776          F84/G02             F          158,000.00         ZZ   
                                  180        157,538.33          3
37 OAK STREET                      7.875          1,498.55         84   
                                     7.625          1,498.55      190,000.00
1                                                                               

YONKERS          NY   10701          2            01/27/99         10   
0431203298                           05           03/01/99         12   
000                                  N            02/01/14              
0                                                                       

1851811          562/562             F           90,000.00         ZZ   
                                  180         89,472.31          1
500 CENTRAL PARK AVENUE #E412      7.875            853.61         52   
                                     7.625            853.61      175,000.00
SCARSDALE        NY   10583          2            12/04/98         00   
578070                               01           02/01/99          0   
578070                               N            01/01/14              
0                                                                       

1851852          559/G02             F          157,600.00         ZZ   
                                  180        155,098.38          1
2821 SENECA LANE                   7.500          1,460.98         80   
                                     7.250          1,460.98      197,000.00
SANTA ROSA       CA   95403          5            09/18/98         00   
0431133313                           05           11/01/98          0   
5491550                              O            10/01/13              
0                                                                       

1851857          387/G02             F          120,000.00         ZZ   
                                  180        118,917.77          1
1035  EAST MARKET STREET           7.625          1,120.96         78   
                                     7.375          1,120.96      155,000.00
SALINAS          CA   93905          1            11/11/98         00   
0431131440                           05           01/01/99          0   
0001578095                           N            12/01/13              
0                                                                       

1851968          883/G02             F          102,800.00         T    
                                  180        102,163.41          1
2140 MALLARD CREEK CIRCLE          7.250            938.43         80   
                                     7.000            938.43      128,590.00
KISSIMMEE        FL   34743          1            12/29/98         00   
0431165216                           03           02/01/99          0   
05005732                             O            01/01/14              
0                                                                       

1852037          K08/G02             F           48,000.00         ZZ   
                                  180         47,562.36          1
2811 23RD AVE                      7.500            444.97         69   
                                     7.250            444.97       70,000.00
KENOSHA          WI   53140          5            12/02/98         00   
0411137094                           05           01/01/99          0   
411137094                            N            12/01/13              
0                                                                       
1                                                                               

1852050          K08/G02             F           42,750.00         ZZ   
                                  180         42,372.80          1
629 N.W. 21ST STREET               7.875            405.46         90   
                                     7.625            405.46       47,500.00
OKLAHOMA CITY    OK   73103          1            12/04/98         10   
0411137631                           05           01/01/99         25   
411137631                            N            12/01/13              
0                                                                       

1852053          K08/G02             F           93,750.00         ZZ   
                                  180         92,913.68          3
212 S.W. 13TH STREET               7.750            882.45         75   
                                     7.500            882.45      125,000.00
DANIA            FL   33004          5            11/25/98         00   
0411152184                           05           01/01/99          0   
411152184                            O            12/01/13              
0                                                                       

1852062          K08/G02             F           55,200.00         ZZ   
                                  180         54,712.95          1
3824 HIMES AVENUE SOUTH            7.875            523.54         79   
                                     7.625            523.54       70,000.00
TAMPA            FL   33611          5            11/25/98         00   
0411088941                           05           01/01/99          0   
411088941                            N            12/01/13              
0                                                                       

1852196          G56/G02             F           35,000.00         ZZ   
                                  180         34,684.34          1
32 ST CLAIR STREET                 7.625            326.95         47   
                                     7.375            326.95       75,000.00
NEWNAN           GA   30263          5            11/19/98         00   
0431167774                           05           01/01/99          0   
160155689                            N            12/01/13              
0                                                                       

1852263          129/G02             F           48,750.00         ZZ   
                                  180         48,464.17          1
105 KIRK STREET                    7.875            462.37         62   
                                     7.625            462.37       79,000.00
MOUNT VERNON     OH   43050          5            12/23/98         00   
0431180678                           05           02/01/99          0   
3500295211                           O            01/01/14              
0                                                                       

1852328          E62/G02             F          145,000.00         ZZ   
                                  180        143,582.06          1
1                                                                               

5140 WHISPERING PINES LANE         7.250          1,323.65         31   
                                     7.000          1,323.65      483,000.00
CONYERS          GA   30012          2            11/20/98         00   
0431129915                           03           01/01/99          0   
00000                                O            12/01/13              
0                                                                       

1852344          638/G02             F           82,500.00         ZZ   
                                  180         81,397.03          1
109 COLUMBIA AVENUE                7.375            758.94         42   
                                     7.125            758.94      200,000.00
NEWTOWN TOWNSHI  PA   19073          2            11/25/98         00   
0431131481                           05           01/01/99          0   
08818894                             O            12/01/13              
0                                                                       

1852350          638/G02             F           60,000.00         ZZ   
                                  180         59,440.98          1
RR #2 BOX 68                       7.250            547.72         45   
                                     7.000            547.72      134,000.00
BUSHKILL         PA   18324          5            11/27/98         00   
0431131432                           05           01/01/99          0   
08820965                             O            12/01/13              
0                                                                       

1852436          573/G02             F          127,200.00         ZZ   
                                  180        125,383.77          1
2716 LA SOLANA WAY                 7.000          1,143.31         80   
                                     6.750          1,143.31      159,000.00
LAS VEGAS        NV   89102          2            11/24/98         00   
0431133289                           05           01/01/99          0   
143602                               O            12/01/13              
0                                                                       

1852450          961/G02             F           77,000.00         ZZ   
                                  180         76,342.60          1
8939 GALLATIN RD # 109             8.250            747.01         70   
                                     8.000            747.01      110,000.00
PICO RIVERA      CA   90660          2            11/12/98         00   
0431132521                           09           01/01/99          0   
09111637                             O            12/01/13              
0                                                                       

1852512          168/168             F          118,500.00         ZZ   
                                  180        117,420.60          1
4 ADDISON BOYCE ROAD               7.750          1,115.41         75   
                                     7.500          1,115.41      158,000.00
NEW CITY         NY   10956          1            11/24/98         00   
239960769                            05           01/01/99          0   
1                                                                               

239960769                            O            12/01/13              
0                                                                       

1852571          E45/G02             F           90,000.00         ZZ   
                                  180         88,361.10          1
165 TAKEDA WAY                     7.625            840.72         75   
                                     7.375            840.72      120,000.00
ATHENS           GA   30605          5            08/18/98         00   
0431138155                           05           10/01/98          0   
42213                                O            09/01/13              
0                                                                       

1852844          180/G02             F           22,500.00         ZZ   
                                  180         22,366.61          1
119 NORTH OLIVE STREET             7.750            211.79         90   
                                     7.500            211.79       25,000.00
WELLINGTON       KS   67152          1            12/22/98         04   
0431200187                           05           02/01/99         20   
0013977103                           N            01/01/14              
0                                                                       

1852921          K08/G02             F          104,000.00         ZZ   
                                  180        103,021.92          1
1521 MINK DRIVE                    7.750            978.93         80   
                                     7.500            978.93      130,000.00
APOPKA           FL   32703          5            12/01/98         00   
0411168883                           05           01/01/99          0   
411168883                            O            12/01/13              
0                                                                       

1852935          K08/G02             F           52,500.00         ZZ   
                                  180         52,198.90          2
16 DOUGLAS AVENUE                  8.125            505.51         70   
                                     7.875            505.51       75,000.00
CONCORD          NC   28025          5            12/04/98         00   
0411161862                           05           02/01/99          0   
411161862                            N            01/01/14              
0                                                                       

1852953          K08/G02             F           23,900.00         ZZ   
                                  180         23,679.74          1
127 MILFORD STREET EXTENSION       7.375            219.86         80   
                                     7.125            219.86       29,900.00
PLAINVILLE       CT   06062          1            12/02/98         00   
0411138589                           01           01/01/99          0   
411138589                            O            12/01/13              
0                                                                       

1                                                                               

1853004          168/168             F          296,000.00         ZZ   
                                  180        292,770.26          1
1 FAIRGROVE DRIVE                  7.250          2,702.07         80   
                                     7.000          2,702.07      370,000.00
PITTSBURGH       PA   15238          5            11/20/98         00   
0209392282                           05           01/01/99          0   
0209392282                           O            12/01/13              
0                                                                       

1853023          168/168             F           49,500.00         ZZ   
                                  180         49,053.60          2
193-195 LEIGHTON STREET            7.625            462.39         90   
                                     7.375            462.39       55,000.00
ROCHESTER        NY   14609          2            11/03/98         04   
0189372869                           05           01/01/99         20   
0189372869                           N            12/01/13              
0                                                                       

1853083          K08/G02             F          179,000.00         T    
                                  180        177,950.49          1
213 1/2 RIDGE STREET               7.875          1,697.73         59   
                                     7.625          1,697.73      305,000.00
BRECKENRIDGE     CO   80424          5            12/04/98         00   
0411157191                           05           02/01/99          0   
411157191                            O            01/01/14              
0                                                                       

1853146          M18/G02             F          124,000.00         ZZ   
                                  180        123,625.50          2
2107-2109 WEST 103RD PLACE         7.500          1,149.50         80   
                                     7.250          1,149.50      155,000.00
LOS ANGELES      CA   90061          2            01/11/99         00   
0431214675                           05           03/01/99          0   
980100357                            N            02/01/14              
0                                                                       

1853336          K08/G02             F          109,600.00         ZZ   
                                  180        108,632.93          1
3319 LOUISE COURT                  7.875          1,039.50         80   
                                     7.625          1,039.50      137,000.00
LANSING          IL   60438          1            12/03/98         00   
0411134547                           05           01/01/99          0   
411134547                            O            12/01/13              
0                                                                       

1853363          K08/G02             F           96,000.00         ZZ   
                                  180         95,443.29          1
5214 87TH STREET                   8.000            917.43         80   
                                     7.750            917.43      120,000.00
1                                                                               

LUBBBOCK         TX   79424          5            12/01/98         00   
0411159791                           05           02/01/99          0   
411159791                            O            01/01/14              
0                                                                       

1853407          K08/G02             F           57,500.00         ZZ   
                                  180         56,981.44          1
512 E CR 461                       7.625            537.13         66   
                                     7.375            537.12       87,500.00
PRINCETON        TX   75407          1            11/24/98         00   
0411154966                           05           01/01/99          0   
411154966                            O            12/01/13              
0                                                                       

1853469          B75/G02             F           29,400.00         ZZ   
                                  180         29,151.76          1
4052 POINT CHURCH ROAD             8.375            287.36         70   
                                     8.125            287.36       42,000.00
MEMPHIS          TN   38127          5            11/25/98         00   
0431136530                           05           01/01/99          0   
6260806                              N            12/01/13              
0                                                                       

1853525          J95/J95             F          272,000.00         ZZ   
                                  180        268,424.63          1
3719 TYNEMOORE TRACE               6.625          2,388.14         78   
                                     6.375          2,388.14      353,000.00
SMYRNA           GA   30080          5            10/30/98         00   
0013496195                           03           12/01/98          0   
0013496195                           O            11/01/13              
0                                                                       

1853768          N12/G02             F           20,700.00         ZZ   
                                  180         20,513.33          1
356 E. HUDSON STREET               7.625            193.36         90   
                                     7.375            193.36       23,000.00
TOLEDO           OH   43608          1            11/06/98         10   
0431147925                           05           01/01/99         25   
0001142                              O            12/01/13              
0                                                                       

1853881          G26/G02             F          225,000.00         ZZ   
                                  180        225,000.00          3
211 67TH STREET                    7.625          2,101.80         75   
                                     7.375          2,101.80      300,000.00
BROOKLYN         NY   11204          2            02/10/99         00   
0431237692                           05           04/01/99          0   
0000                                 O            03/01/14              
0                                                                       
1                                                                               

1853929          A46/G02             F           50,400.00         ZZ   
                                  180         50,097.94          1
29603 N RAESTONE CIRCLE DRIVE      7.625            470.80         70   
                                     7.375            470.80       72,000.00
SPRING           TX   77386          1            12/18/98         00   
0431159045                           03           02/01/99          0   
0554213                              N            01/01/14              
0                                                                       

1853935          A46/G02             F           51,450.00         ZZ   
                                  180         51,141.65          1
116 NORTH WOODSTOCK CIRCLE DR      7.625            480.61         70   
                                     7.375            480.61       73,500.00
THE WOODLANDS    TX   77381          1            12/21/98         00   
0431172501                           03           02/01/99          0   
0554214                              N            01/01/14              
0                                                                       

1854063          N12/G02             F          133,500.00         ZZ   
                                  180        131,836.57          1
3514 SADDLEBROOK DRIVE             7.250          1,218.67         75   
                                     7.000          1,218.67      178,000.00
TAYLOR MILL      KY   41015          5            10/21/98         00   
0431148972                           05           12/01/98          0   
0000824                              O            11/01/13              
0                                                                       

1854086          K08/G02             F           98,000.00         T    
                                  180         97,444.12          1
5601 COLLINS AVE #1615             8.250            950.74         80   
                                     8.000            950.74      122,500.00
MIAMI BEACH      FL   33140          1            12/10/98         00   
0411165822                           06           02/01/99          0   
411165822                            O            01/01/14              
0                                                                       

1854206          830/830             F          115,000.00         ZZ   
                                  180        113,940.09          1
1183 EAST REDDING COURT            7.375          1,057.91         50   
                                     7.125          1,057.91      234,000.00
SANDY            UT   84094          5            12/02/98         00   
540182                               05           01/01/99          0   
540182                               O            12/01/13              
0                                                                       

1854208          830/G02             F           69,400.00         ZZ   
                                  180         68,780.89          1
1                                                                               

3909 TATTERSHALL LANE              7.750            653.25         67   
                                     7.500            653.25      105,000.00
AUSTIN           TX   78727          2            12/02/98         00   
0431141977                           05           01/01/99          0   
540697                               N            12/01/13              
0                                                                       

1854237          E45/G02             F          100,500.00         ZZ   
                                  180         87,081.94          1
5728 CLEARBROOK DRIVE              7.500            931.65         75   
                                     7.250            931.65      134,000.00
DOUGLASVILLE     GA   30134          1            10/27/98         00   
0431136506                           05           12/01/98          0   
43833                                O            11/01/13              
0                                                                       

1854252          K08/G02             F           42,000.00         ZZ   
                                  120         41,539.31          1
1704 MACK SMITH RD.                8.000            509.58         70   
                                     7.750            509.58       60,000.00
EASTRIDGE        TN   37421          5            12/10/98         00   
0411167299                           05           02/01/99          0   
411167299                            N            01/01/09              
0                                                                       

1854254          K08/G02             F           50,000.00         ZZ   
                                  180         49,706.86          3
40 LINDEN AVENUE                   7.875            474.22         63   
                                     7.625            474.22       80,000.00
MIDDLETOWN       NY   10940          5            12/10/98         00   
0411120678                           05           02/01/99          0   
411120678                            N            01/01/14              
0                                                                       

1854257          K08/G02             F          140,000.00         ZZ   
                                  180        139,151.72          1
9756 LEMONA AVENUE (NORTH          7.500          1,297.82         74   
                                     7.250          1,297.82      190,000.00
LOS ANGELES      CA   91343          5            12/06/98         00   
0411155625                           05           02/01/99          0   
411155625                            O            01/01/14              
0                                                                       

1854287          K08/G02             F          168,000.00         ZZ   
                                  180        166,159.73          1
105 NIGHTINGALE ROAD               7.625          1,569.34         68   
                                     7.375          1,569.34      250,000.00
BLAIRSTOWN       NJ   07825          2            12/04/98         00   
0411127715                           05           02/01/99          0   
1                                                                               

411127715                            O            01/01/14              
0                                                                       

1854345          A50/A50             F           27,000.00         ZZ   
                                  180         26,774.52          1
114 SMITH PLACE                    8.500            265.88         90   
                                     8.250            265.88       30,000.00
WARNER ROBINS    GA   31093          1            11/13/98         04   
117414                               05           01/01/99         20   
117414                               N            12/01/13              
0                                                                       

1854360          A19/G02             F           79,000.00         ZZ   
                                  120         78,559.07          3
9 CURTIS STREET                    7.625            942.91         44   
                                     7.375            942.91      180,000.00
SALEM            MA   01970          5            01/15/99         00   
0431184886                           05           03/01/99          0   
423421996                            N            02/01/09              
0                                                                       

1854364          A19/G02             F          102,900.00         ZZ   
                                  120        102,325.68          3
27 TURNER STREET                   7.625          1,228.16         70   
                                     7.375          1,228.16      147,000.00
SALEM            MA   01970          2            01/15/99         00   
0431189182                           05           03/01/99          0   
432421996                            N            02/01/09              
0                                                                       

1854518          937/G02             F           39,000.00         ZZ   
                                  180         38,747.83          1
3326 SHOWBOAT DRIVE                6.750            345.11         80   
                                     6.500            345.11       49,000.00
SAN ANTONIO      TX   78223          2            12/04/98         00   
0431171339                           05           02/01/99          0   
87244050                             O            01/01/14              
0                                                                       

1854547          B37/G02             F          100,400.00         ZZ   
                                  180         99,804.84          1
4212 SOUTH CAPISTRANO DRIVE        7.750            945.04         80   
                                     7.500            945.04      125,500.00
DALLAS           TX   75287          2            12/04/98         00   
0431161124                           03           02/01/99          0   
0000                                 N            01/01/14              
0                                                                       

1                                                                               

1854569          K08/G02             F           68,600.00         ZZ   
                                  180         68,110.88          2
255 & 257 WEST MAGNOLIA AVENUE     6.875            611.81         70   
                                     6.625            611.81       98,000.00
SAN BERNARDINO   CA   92405          5            12/01/98         00   
0411155633                           05           02/01/99          0   
411155633                            N            01/01/14              
0                                                                       

1854583          J86/G02             F          162,500.00         ZZ   
                                  180        161,526.10          3
1235 MADISON STREET                7.625          1,517.96         65   
                                     7.375          1,517.96      250,000.00
BROOKLYN         NY   11221          5            12/29/98         00   
0431165976                           05           02/01/99          0   
0081037                              O            01/01/14              
0                                                                       

1854728          H93/G02             F           70,500.00         ZZ   
                                  180         69,857.26          1
2212 N MAIN                        7.500            653.54         75   
                                     7.250            653.54       94,000.00
TULSA            OK   74106          5            11/25/98         00   
0431148147                           05           01/01/99          0   
9882643                              O            12/01/13              
0                                                                       

1854757          K08/G02             F           34,200.00         ZZ   
                                  180         33,976.47          1
567 KLING STREET                   6.625            300.27         90   
                                     6.375            300.27       38,000.00
AKRON            OH   44311          1            12/09/98         04   
0411139686                           05           02/01/99         25   
411139686                            N            01/01/14              
0                                                                       

1854764          F44/G02             F          125,000.00         ZZ   
                                  180        124,274.49          1
101 WEST COURT STREET              7.990          1,193.84         60   
                                     7.740          1,193.84      210,000.00
ELKO             NV   89801          5            12/10/98         00   
0431135300                           05           02/01/99          0   
205437                               O            01/01/14              
0                                                                       

1854768          K08/G02             F           86,250.00         T    
                                  180         85,738.72          1
270 HELLS GATE DRIVE               7.750            811.85         75   
                                     7.500            811.85      115,000.00
1                                                                               

LAKE POSSUM KIN  TX   76449          1            12/11/98         00   
0411195472                           05           02/01/99          0   
411195472                            O            01/01/14              
0                                                                       

1854830          K08/G02             F           83,300.00         ZZ   
                                  180         82,784.17          1
136 MANGANO CIRCLE                 7.250            760.41         70   
                                     7.000            760.41      119,000.00
ENCINITAS        CA   92024          1            12/08/98         00   
0411145121                           01           02/01/99          0   
411145121                            N            01/01/14              
0                                                                       

1854841          K08/G02             F          176,500.00         ZZ   
                                  180        175,418.85          1
612 WEST 1700 NORTH                7.375          1,623.66         80   
                                     7.125          1,623.66      221,000.00
OREM             UT   84057          2            12/02/98         00   
0411100845                           05           02/01/99          0   
411100845                            O            01/01/14              
0                                                                       

1854859          K30/G02             F           56,700.00         ZZ   
                                  180         56,367.56          1
555 28.5 ROAD                      7.875            537.77         90   
  UNIT #4                            7.625            537.77       63,000.00
GRAND JUNCTION   CO   81504          1            12/04/98         01   
0431142215                           07           02/01/99         25   
0059881                              N            01/01/14              
0                                                                       

1854884          462/462             F          130,000.00         ZZ   
                                  180        128,309.24          1
411 RIDGEWAY                       6.750          1,150.39         62   
                                     6.500          1,150.39      210,000.00
IRVINE           CA   92620          1            10/19/98         00   
5654405                              01           12/01/98          0   
5654405                              O            11/01/13              
0                                                                       

1854931          F16/G02             F           31,950.00         ZZ   
                                  180         31,632.65          1
523 SOUTH CHEROKEE CIRCLE          7.875            303.03         90   
                                     7.625            303.03       35,500.00
BANNING          CA   92220          1            11/19/98         10   
0431138239                           05           01/01/99         20   
98A22482                             O            12/01/13              
0                                                                       
1                                                                               

1854960          A50/A50             F          162,500.00         ZZ   
                                  180        161,568.02          1
17 AMELIA ROAD                     8.125          1,564.68         65   
                                     7.875          1,564.68      250,000.00
GRIFFIN          GA   30223          5            12/02/98         00   
117413                               05           02/01/99          0   
117413                               O            01/01/14              
0                                                                       

1854993          H17/G02             F           64,200.00         ZZ   
                                  180         64,008.23          1
120 SW 109TH AVENUE #23C           7.625            599.71         60   
                                     7.375            599.71      107,800.00
MIAMI            FL   33174          1            01/06/99         00   
0431180603                           01           03/01/99          0   
322073                               O            02/01/14              
0                                                                       

1855098          A35/G02             F           49,500.00         ZZ   
                                  180         49,043.79          1
11 ORCHARD LANE                    7.375            455.36         53   
                                     7.125            455.36       95,000.00
HIGHLAND         NY   12528          5            11/04/98         00   
0431138650                           05           01/01/99          0   
4072                                 O            12/01/13              
0                                                                       

1855101          196/G02             F          100,000.00         ZZ   
                                  180         98,740.52          1
1103 SOUTH PONCA AVENUE            7.125            905.83         56   
                                     6.875            905.83      180,000.00
NORMAN           OK   73071          5            10/08/98         00   
0431139559                           05           12/01/98          0   
1191990                              O            11/01/13              
0                                                                       

1855116          N17/G02             F          130,000.00         ZZ   
                                  180        129,203.68          1
3825 LOMBARDY STREET               7.375          1,195.90         75   
                                     7.125          1,195.90      175,000.00
HOLLYWOOD        FL   33021          1            12/31/98         00   
0431160209                           05           02/01/99          0   
1855116                              O            01/01/14              
0                                                                       

1855119          196/G02             F           99,750.00         ZZ   
                                  180         98,203.42          1
1                                                                               

8015 GARDEN OAKS DRIVE             7.250            910.59         35   
                                     7.000            910.59      285,000.00
GARDEN RIDGE     TX   78266          2            10/23/98         00   
0431153899                           05           12/01/98          0   
1134855                              O            11/01/13              
0                                                                       

1855122          196/G02             F           34,650.00         ZZ   
                                  180         34,241.00          1
604 W 1ST STREET                   7.875            328.64         90   
                                     7.625            328.64       38,500.00
EDMOND           OK   73003          1            10/28/98         01   
0431154327                           05           12/01/98         25   
1191854                              N            11/01/13              
0                                                                       

1855140          K08/G02             F           91,000.00         ZZ   
                                  180         90,179.31          1
30751 LONGFELLOW AVE               7.625            850.06         70   
                                     7.375            850.06      130,000.00
MADISON HEIGHTS  MI   48071          5            11/09/98         00   
0411092976                           05           01/01/99          0   
411092976                            N            12/01/13              
0                                                                       

1855149          K08/G02             F           98,150.00         T    
                                  180         97,593.27          1
1149 SANDESTIN WAY                 8.250            952.19         80   
                                     8.000            952.19      122,730.00
ORLANDO          FL   32824          1            12/01/98         95   
0410951446                           09           02/01/99          0   
410951446                            O            01/01/14              
0                                                                       

1855153          K08/G02             F           48,800.00         T    
                                  180         48,529.28          1
2851 NE 183 STREET                 8.500            480.55         80   
                                     8.250            480.55       61,000.00
NORTH MIAMI BEA  FL   33160          1            12/11/98         95   
0411177496                           06           02/01/99          0   
411177496                            O            01/01/14              
0                                                                       

1855154          K08/G02             F           48,000.00         ZZ   
                                  180         47,718.56          1
352 NORTHWEST 41ST STREET          7.875            455.26         67   
                                     7.625            455.26       72,000.00
MIAMI            FL   33127          5            12/07/98         00   
0411178064                           05           02/01/99          0   
1                                                                               

411178064                            O            01/01/14              
0                                                                       

1855162          E22/G02             F          278,000.00         ZZ   
                                  180        275,324.78          1
250 MELBOURNE RD                   6.875          2,479.36         49   
                                     6.625          2,479.36      570,000.00
GREAT NECK       NY   11021          2            11/30/98         00   
0410960827                           05           01/01/99          0   
410960827                            O            12/01/13              
0                                                                       

1855164          K08/G02             F           68,800.00         ZZ   
                                  180         68,383.14          1
904 JAMESTOWN ROAD                 7.500            637.78         80   
                                     7.250            637.78       86,000.00
EAST WINDSOR     NJ   08520          2            12/07/98         00   
0411081706                           09           02/01/99          0   
411081706                            O            01/01/14              
0                                                                       

1855170          A02/G02             F          108,000.00         ZZ   
                                  180        107,662.95          1
404 EAST AVENUE                    7.125            978.30         76   
                                     6.875            978.30      143,000.00
STREAMWOOD       IL   60107          2            02/05/99         00   
0431239136                           05           03/01/99          0   
03980984                             N            02/01/14              
0                                                                       

1855171          A33/G02             F           83,000.00         ZZ   
                                  180         82,469.04          1
21044 ANN ARBOR TRAIL              6.875            740.24         61   
                                     6.625            740.24      137,500.00
DEARBORN HEIGHT  MI   48127          5            12/31/98         00   
0431194836                           05           02/01/99          0   
007065092                            N            01/01/14              
0                                                                       

1855179          196/G02             F          124,000.00         ZZ   
                                  180        122,240.73          1
3809 EAST 109TH AVE                7.500          1,149.50         80   
                                     7.250          1,149.50      155,000.00
CROWN POINT      IN   46307          5            10/16/98         00   
0431157015                           05           12/01/98          0   
1188509                              O            11/01/13              
0                                                                       

1                                                                               

1855202          168/168             F           85,000.00         ZZ   
                                  180         84,484.98          1
215 DANTE AVENUE                   7.500            787.96         31   
                                     7.250            787.96      280,000.00
TUCKAHOE         NY   10709          5            12/02/98         00   
0239926811                           05           02/01/99          0   
0239926811                           O            01/01/14              
0                                                                       

1855237          K08/G02             F           26,850.00         ZZ   
                                  180         26,702.70          1
504 SOUTH HARDY                    8.625            266.37         79   
                                     8.375            266.37       34,000.00
INDEPENDENCE     MO   64053          5            12/14/98         00   
0411187008                           05           02/01/99          0   
411187008                            N            01/01/14              
0                                                                       

1855249          134/G02             F           33,750.00         ZZ   
                                  180         33,549.91          1
1503 GRANDVIEW EAST                7.750            317.69         90   
                                     7.500            317.69       37,500.00
WICHITA FALLS    TX   76305          1            12/30/98         11   
0431182526                           05           02/01/99         20   
7343343                              N            01/01/14              
0                                                                       

1855262          K08/G02             F           63,000.00         ZZ   
                                  180         62,618.27          1
538 LANCASTER COURT                7.500            584.02         90   
                                     7.250            584.02       70,000.00
CALN TOWNSHIP    PA   19335          1            12/08/98         10   
0411183353                           09           02/01/99         25   
411183353                            N            01/01/14              
0                                                                       

1855271          K08/G02             F           52,500.00         ZZ   
                                  180         52,178.41          1
705 GRANVILLE ROAD                 7.375            482.96         79   
                                     7.125            482.96       67,000.00
FRANKLIN         TN   37064          5            12/03/98         00   
0411118615                           01           02/01/99          0   
411118615                            O            01/01/14              
0                                                                       

1855288          H76/G02             F          238,000.00         ZZ   
                                  180        236,573.60          1
120 KITCHELL LAKE DRIVE            7.625          2,223.23         85   
                                     7.375          2,223.23      280,000.00
1                                                                               

WEST MILFORD     NJ   07480          2            12/24/98         01   
0431169655                           05           02/01/99          6   
ZIELINSKI                            O            01/01/14              
0                                                                       

1855382          168/168             F          110,000.00         ZZ   
                                  180        109,285.97          1
49 JOHN PLACE                      7.375          1,011.92         67   
                                     7.125          1,011.92      165,000.00
BERGENFIELD      NJ   07621          2            12/07/98         00   
0369580630                           05           02/01/99          0   
0369580630                           O            01/01/14              
0                                                                       

1855467          687/G02             F           52,200.00         ZZ   
                                  180         52,200.00          1
23 WEST DANIELS STREET             7.625            487.62         90   
                                     7.375            487.62       58,000.00
CINCINNATI       OH   45219          1            02/02/99         01   
0431212455                           05           04/01/99         25   
0000                                 N            03/01/14              
0                                                                       

1855526          196/G02             F           65,700.00         ZZ   
                                  180         65,107.47          2
638-642 23RD AVENUE                7.625            613.73         90   
                                     7.375            613.73       73,000.00
EAST MOLINE      IL   61244          1            11/11/98         21   
0431155100                           05           01/01/99         20   
1217979                              N            12/01/13              
0                                                                       

1855530          196/G02             F           70,500.00         ZZ   
                                  180         69,735.37          1
504 ZENNIA STREET                  8.000            673.74         75   
                                     7.750            673.74       94,000.00
AUSTIN           TX   78751          5            11/19/98         00   
0431156298                           05           01/01/99          0   
1219504                              N            12/01/13              
0                                                                       

1855588          G34/G02             F           44,000.00         ZZ   
                                  180         43,624.31          3
4995 VIRGINIA STREET               8.250            426.87         80   
                                     8.000            426.87       55,000.00
GARY             IN   46409          5            11/13/98         00   
0431137967                           05           01/01/99          0   
81085397                             N            12/01/13              
0                                                                       
1                                                                               

1855640          K08/G02             F          132,000.00         ZZ   
                                  180        131,208.89          1
823 SCHUYLER AVE                   7.625          1,233.05         80   
                                     7.375          1,233.05      166,000.00
KEARNY           NJ   07032          5            12/09/98         00   
0411116718                           05           02/01/99          0   
411116718                            O            01/01/14              
0                                                                       

1855715          196/G02             F          250,000.00         ZZ   
                                  180        245,739.62          3
306 7TH STREET                     7.875          2,371.13         56   
                                     7.625          2,371.13      450,000.00
BROOKLYN         NY   11215          5            10/23/98         00   
0431137843                           05           12/01/98          0   
09980193                             N            11/01/13              
0                                                                       

1855725          L31/G02             F           64,700.00         ZZ   
                                  180         64,129.09          1
8600-85 OLDE COLONY TRAIL          7.875            613.65         69   
                                     7.625            613.65       95,000.00
KNOXVILLE        TN   37923          2            11/23/98         00   
0431150309                           03           01/01/99          0   
0322159                              O            12/01/13              
0                                                                       

1855742          K08/G02             F           75,600.00         ZZ   
                                  180         75,156.75          2
1004 SW 4TH STREET                 7.875            717.03         90   
                                     7.625            717.03       84,000.00
BOYNTON BEACH    FL   33435          5            12/09/98         10   
0411181845                           05           02/01/99         25   
411181845                            O            01/01/14              
0                                                                       

1855814          A50/A50             F           50,000.00         ZZ   
                                  180         49,390.28          1
518 BROOKDALE DRIVE                7.500            463.51         67   
                                     7.250            463.51       75,500.00
VALDOSTA         GA   31602          5            10/15/98         00   
115534                               05           12/01/98          0   
115534                               N            11/01/13              
0                                                                       

1855838          593/593             F          145,600.00         ZZ   
                                  180        141,029.24          1
1                                                                               

1250 RALSTON STREET                7.375          1,339.41         80   
                                     7.125          1,339.41      182,000.00
RENO             NV   89503          2            04/22/98         00   
6313068                              05           06/01/98          0   
6313068                              O            05/01/13              
0                                                                       

1855840          593/593             F           58,500.00         ZZ   
                                  180         57,423.19          2
1235 & 1237 E CENTER STREET        7.500            542.31         75   
                                     7.250            542.31       78,000.00
POCATELLO        ID   83201          2            08/13/98         00   
6171631                              05           10/01/98          0   
6171631                              N            09/01/13              
0                                                                       

1855848          637/G02             F           88,000.00         ZZ   
                                  180         85,533.02          1
5552 EAST WATER STREET             7.500            815.77         80   
                                     7.250            815.77      111,000.00
TUCSON           AZ   85712          5            11/18/98         00   
0431198738                           05           01/01/99          0   
15101645                             O            12/01/13              
0                                                                       

1855850          E45/G02             F          354,500.00         ZZ   
                                  180        347,545.21          1
405 OAK HOLLOW COURT               6.750          3,137.00         80   
                                     6.500          3,137.00      443,500.00
ALPHARETTA       GA   30004          1            09/03/98         00   
0431202738                           05           10/01/98          0   
37021                                O            09/01/13              
0                                                                       

1855934          201/G02             F          299,250.00         ZZ   
                                  180        297,416.90          1
36 LONDENBERRY WAY                 7.375          2,752.88         66   
                                     7.125          2,752.88      455,000.00
SUMMIT           NJ   07901          5            12/02/98         00   
0431150689                           05           02/01/99          0   
2509119307                           O            01/01/14              
0                                                                       

1855982          K08/G02             F          104,000.00         ZZ   
                                  180        103,369.86          2
2482 KIPLING                       7.500            964.09         80   
                                     7.250            964.09      130,000.00
BERKLEY          MI   48072          2            12/08/98         00   
0411120546                           05           02/01/99          0   
1                                                                               

411120546                            O            01/01/14              
0                                                                       

1856016          A01/G02             F           50,000.00         ZZ   
                                  180         49,697.04          1
4875 B STREET                      7.500            463.51         55   
                                     7.250            463.51       91,000.00
SPRINGFIELD      OR   97478          5            12/04/98         00   
0431142645                           05           02/01/99          0   
981144891                            N            01/01/14              
0                                                                       

1856020          593/593             F           80,900.00         ZZ   
                                  180         79,157.26          2
1974 & 1976 DECKER DRIVE           7.500            749.96         90   
                                     7.250            749.96       89,900.00
PAYETTE          ID   83661          1            07/16/98         12   
0006030076                           05           09/01/98         12   
0006030076                           N            08/01/13              
0                                                                       

1856022          A01/G02             F           50,000.00         ZZ   
                                  180         49,697.04          1
2884 MANOR DRIVE                   7.500            463.51         46   
                                     7.250            463.51      109,000.00
SPRINGFIELD      OR   97477          5            12/04/98         00   
0431209733                           05           02/01/99          0   
981144891                            N            01/01/14              
0                                                                       

1856023          196/G02             F           54,000.00         ZZ   
                                  180         53,523.51          2
6217-6219 WESTERN AVENUE           7.875            512.17         90   
                                     7.625            512.17       60,000.00
DAVENPORT        IA   52806          1            11/30/98         11   
0431157908                           05           01/01/99         25   
1217975                              N            12/01/13              
0                                                                       

1856025          637/G02             F           65,700.00         ZZ   
                                  180         64,654.60          1
1169 WINDY WAY                     7.625            613.73         90   
                                     7.375            613.73       73,000.00
APOPKA           FL   32703          3            11/06/98         12   
0431140185                           03           01/01/99         20   
0010330272                           O            12/01/13              
0                                                                       

1                                                                               

1856027          168/168             F           64,000.00         ZZ   
                                  180         63,590.59          1
35 MARKET STREET                   6.875            570.79         82   
                                     6.625            570.79       79,000.00
LEICESTER        NY   14481          5            12/04/98         11   
189406399                            05           02/01/99          6   
189406399                            O            01/01/14              
0                                                                       

1856139          387/G02             F          130,000.00         ZZ   
                                  180        127,147.48          1
13514 AUBURN COURT                 7.250          1,186.72         80   
                                     7.000          1,186.72      162,500.00
FONTANA          CA   92336          5            11/20/98         00   
0431139484                           05           01/01/99          0   
1556463                              O            12/01/13              
0                                                                       

1856174          201/G02             F          289,000.00         ZZ   
                                  180        285,281.28          1
1359 HARBOR DRIVE                  6.875          2,577.46         78   
                                     6.625          2,577.46      375,000.00
SARASOTA         FL   34239          2            10/30/98         00   
0431147370                           05           12/01/98          0   
5490943106                           O            11/01/13              
0                                                                       

1856199          K08/G02             F          168,750.00         ZZ   
                                  180        167,704.99          1
44105 SE 142ND STREET              7.250          1,540.46         73   
                                     7.000          1,540.46      233,000.00
NORTH BEND       WA   98045          5            12/07/98         00   
0411160070                           05           02/01/99          0   
411160070                            O            01/01/14              
0                                                                       

1856312          K08/G02             F           46,400.00         ZZ   
                                  180         46,038.52          1
4900 SUNSET LAKE ROAD              7.625            433.44         80   
                                     7.375            433.44       58,000.00
APEX             NC   27502          5            12/11/98         00   
0411145139                           27           02/01/99          0   
411145139                            O            01/01/14              
0                                                                       

1856315          K08/G02             F          164,000.00         ZZ   
                                  180        162,939.53          1
14 KATIE COURT                     6.750          1,451.25         88   
                                     6.500          1,451.25      187,000.00
1                                                                               

BROOKHAVEN       NY   11755          2            12/11/98         10   
0411163991                           05           02/01/99         25   
411163991                            O            01/01/14              
0                                                                       

1856317          K08/G02             F          140,000.00         ZZ   
                                  180        139,114.04          1
202 LYDIA LANE                     7.000          1,258.36         59   
                                     6.750          1,258.36      237,250.00
THORNBURY        PA   19382          1            12/16/98         00   
0411158231                           09           02/01/99          0   
411158231                            O            01/01/14              
0                                                                       

1856403          225/225             F           27,000.00         ZZ   
                                  180         26,724.38          1
2114 S SCOTT                       7.625            252.22         65   
                                     7.375            252.22       42,000.00
INDEPENDENCE     MO   64052          1            11/19/98         00   
7079440                              05           01/01/99          0   
7079440                              N            12/01/13              
0                                                                       

1856583          K09/G02             F           95,000.00         ZZ   
                                  180         94,404.93          1
3172 MOJAVE LANE                   7.500            880.66         40   
                                     7.250            880.66      243,000.00
PROVO            UT   84604          2            12/14/98         00   
0431187442                           05           02/01/99          0   
218730                               O            01/01/14              
0                                                                       

1856589          K08/G02             F           53,600.00         ZZ   
                                  180         53,278.77          1
205 TAYLOR STREET                  7.625            500.69         80   
                                     7.375            500.69       67,000.00
HUTTO            TX   78634          5            12/11/98         00   
0411166390                           05           02/01/99          0   
411166390                            O            01/01/14              
0                                                                       

1856601          K08/G02             F           91,200.00         ZZ   
                                  180         90,359.45          1
104 MALLARD DRIVE                  7.375            838.97         80   
                                     7.125            838.97      114,000.00
PINEVILLE        NC   28314          2            11/16/98         00   
0411102866                           05           01/01/99          0   
411102866                            O            12/01/13              
0                                                                       
1                                                                               

1856603          K08/G02             F           89,600.00         ZZ   
                                  180         89,036.88          1
3606 4OTH STREET                   7.625            836.98         80   
                                     7.375            836.98      112,000.00
LUBBOCK          TX   79413          5            12/11/98         00   
0411135627                           05           02/01/99          0   
411135627                            O            01/01/14              
0                                                                       

1856611          664/G02             F           51,300.00         ZZ   
                                  180         50,847.36          1
1326 FLORIDA AVENUE                7.875            486.55         90   
                                     7.625            486.55       57,000.00
CORPUS CHRISTI   TX   78415          1            11/24/98         11   
0431150713                           05           01/01/99         25   
2885457                              N            12/01/13              
0                                                                       

1856720          624/G02             F           49,000.00         ZZ   
                                  180         48,712.70          1
2021 EAST ORMAN AVENUE             7.875            464.74         70   
                                     7.625            464.74       70,000.00
PUEBLO           CO   81004          5            12/10/98         00   
0431142777                           05           02/01/99          0   
73011581933                          O            01/01/14              
0                                                                       

1856827          K08/G02             F           50,000.00         ZZ   
                                  180         49,706.86          1
105 BURL STREET                    7.875            474.22         80   
                                     7.625            474.22       62,500.00
LAKE DALLAS      TX   75065          5            12/11/98         00   
0411165483                           05           02/01/99          0   
411165483                            O            01/01/14              
0                                                                       

1856918          737/G02             F           37,500.00         ZZ   
                                  180         37,150.59          1
1413 FETTERMAN DRIVE               7.250            342.33         56   
                                     7.000            342.33       67,500.00
LARAMIE          WY   82070          5            12/08/98         00   
0431164870                           05           01/01/99          0   
589623                               N            12/01/13              
0                                                                       

1857012          196/G02             F           45,000.00         ZZ   
                                  180         44,420.93          1
1                                                                               

1153 E 23RD STREET                 6.875            401.34         63   
                                     6.625            401.34       72,000.00
MERCED           CA   95340          5            10/14/98         00   
0431145879                           05           12/01/98          0   
1195267                              O            11/01/13              
0                                                                       

1857047          196/G02             F          120,750.00         ZZ   
                                  180        119,355.47          1
733 MYRTLE AVENUE                  8.125          1,162.69         75   
                                     7.875          1,162.69      161,000.00
WEST ISLIP       NY   11795          5            10/02/98         00   
0431148196                           05           12/01/98          0   
8309                                 N            11/01/13              
0                                                                       

1857069          H22/G02             F          214,000.00         ZZ   
                                  180        212,601.25          2
45-21 AUBURNDALE LANE              6.625          1,878.91         78   
                                     6.375          1,878.91      275,000.00
FLUSHING         NY   11358          2            12/14/98         00   
0431154863                           05           02/01/99          0   
9810011                              O            01/01/14              
0                                                                       

1857145          201/G02             F          363,750.00         ZZ   
                                  180        359,243.27          1
1763 NORTH DR                      6.875          3,244.13         75   
                                     6.625          3,244.13      485,000.00
SARASOTA         FL   34239          2            11/19/98         00   
0431155936                           05           01/01/99          0   
5491269501                           O            12/01/13              
0                                                                       

1857173          K08/G02             F           68,750.00         ZZ   
                                  180         68,324.26          1
2108 RICK WHINERY DRIVE            7.250            627.59         75   
                                     7.000            627.59       92,000.00
AUSTIN           TX   78728          5            12/15/98         00   
0411191034                           05           02/01/99          0   
411191034                            N            01/01/14              
0                                                                       

1857219          196/G02             F           58,000.00         ZZ   
                                  180         57,459.59          1
1375 SAN GABRIEL WAY               7.250            529.47         35   
                                     7.000            529.47      168,000.00
MERCED           CA   95340          5            11/13/98         00   
0431144070                           05           01/01/99          0   
1                                                                               

1218923                              O            12/01/13              
0                                                                       

1857241          196/G02             F           77,600.00         ZZ   
                                  180         76,892.49          1
7208 GENEVA DRIVE                  7.500            719.37         80   
                                     7.250            719.37       97,000.00
AUSTIN           TX   78723          1            11/25/98         00   
0431143882                           05           01/01/99          0   
1221191                              N            12/01/13              
0                                                                       

1857284          J83/G02             F          117,600.00         ZZ   
                                  180        116,456.11          1
1903 CHANDAGREEN LANE              6.750          1,040.66         80   
                                     6.500          1,040.66      147,000.00
PELHAM           AL   35124          1            11/25/98         00   
0431168574                           05           01/01/99          0   
263975                               O            12/01/13              
0                                                                       

1857292          196/G02             F          110,600.00         ZZ   
                                  180        109,602.55          1
3656 HIGHVIEW AVENUE SW            7.625          1,033.15         95   
                                     7.375          1,033.15      116,500.00
CANTON           OH   44706          2            11/04/98         04   
0431143130                           05           01/01/99         30   
1211640                              O            12/01/13              
0                                                                       

1857332          E22/G02             F          171,500.00         ZZ   
                                  180        168,877.65          1
7956 S NEW ENGLAND AVE             7.500          1,589.83         80   
                                     7.250          1,589.83      215,000.00
BURBANK          IL   60459          2            09/11/98         00   
0411017965                           05           11/01/98          0   
411017965                            O            10/01/13              
0                                                                       

1857441          K08/G02             F           32,400.00         ZZ   
                                  180         32,205.82          2
2805-07 STACIE DR                  7.625            302.66         90   
                                     7.375            302.66       36,000.00
VIOLET           LA   70092          1            12/16/98         10   
0411163140                           05           02/01/99         25   
411163140                            N            01/01/14              
0                                                                       

1                                                                               

1857443          K08/G02             F           28,350.00         ZZ   
                                  180         28,194.48          1
1615 EAST ELMORE AVENUE            8.625            281.25         70   
                                     8.375            281.25       40,500.00
DALLAS           TX   75216          2            12/17/98         00   
0411199532                           05           02/01/99          0   
411199532                            N            01/01/14              
0                                                                       

1857535          G41/G02             F          132,000.00         ZZ   
                                  180        131,208.89          1
10300 FAMILY LANE                  7.625          1,233.05         66   
                                     7.375          1,233.05      200,000.00
CHESTERFIELD     VA   23832          2            12/07/98         00   
0431176239                           05           02/01/99          0   
62001491                             O            01/01/14              
0                                                                       

1857564          M76/G02             F           94,500.00         ZZ   
                                  180         93,921.13          1
7561 E. FAIRMOUNT PLACE            7.375            869.33         75   
                                     7.125            869.33      126,000.00
TUCSON           AZ   85715          5            12/15/98         00   
0431157288                           05           02/01/99          0   
982395                               O            01/01/14              
0                                                                       

1857798          196/G02             F           60,000.00         ZZ   
                                  180         59,476.32          1
9776  BIG BEND ROAD                8.000            573.40         28   
                                     7.750            573.40      215,000.00
ST LOUIS         MO   63122          5            12/02/98         00   
0431145432                           05           01/01/99          0   
1223231                              O            12/01/13              
0                                                                       

1857838          K08/G02             F           31,000.00         ZZ   
                                  120         30,657.62          1
504 4TH PLACE SW                   7.875            374.07         57   
                                     7.625            374.07       55,000.00
VERO BEACH       FL   32962          2            12/18/98         00   
0411141740                           05           02/01/99          0   
411141740                            N            01/01/09              
0                                                                       

1857840          K08/G02             F          153,400.00         ZZ   
                                  180        152,474.37          1
2651 MUSKGEON WAY                  7.875          1,454.92         75   
                                     7.625          1,454.92      204,600.00
1                                                                               

WEST PALM BEACH  FL   33411          1            12/18/98         00   
0411171242                           03           02/01/99          0   
411171242                            O            01/01/14              
0                                                                       

1857856          K08/G02             F           37,200.00         ZZ   
                                  180         36,977.05          1
1100 COLUMBIA AVENUE               7.625            347.50         75   
                                     7.375            347.50       49,900.00
SHEFFIELD        AL   35660          2            12/14/98         00   
0411179088                           05           02/01/99          0   
411179088                            O            01/01/14              
0                                                                       

1857857          K08/G02             F           44,000.00         ZZ   
                                  180         43,739.18          1
306 CARTERHILL LANE                7.750            414.16         64   
                                     7.500            414.16       69,000.00
WEST COLUMBIA    SC   29172          2            12/18/98         00   
0411192776                           05           02/01/99          0   
411192776                            N            01/01/14              
0                                                                       

1857893          K08/G02             F           29,600.00         ZZ   
                                  180         29,430.24          1
405 MAGNOLIA STREET                8.125            285.01         80   
                                     7.875            285.01       37,000.00
NEWTON           TX   75966          5            12/15/98         00   
0411155534                           05           02/01/99          0   
411155534                            O            01/01/14              
0                                                                       

1857904          K08/G02             F           87,200.00         ZZ   
                                  180         86,688.73          1
674 CEDARBROOK ROAD                7.875            827.05         50   
                                     7.625            827.05      175,000.00
SOUTHHAMPTON     PA   18966          5            12/15/98         00   
0411131444                           05           02/01/99          0   
411131444                            O            01/01/14              
0                                                                       

1857933          K08/G02             F          279,700.00         ZZ   
                                  180        277,967.93          1
9 MERRIMAC ROAD                    7.250          2,553.28         76   
                                     7.000          2,553.28      370,000.00
RANDOLPH         NJ   07869          5            12/16/98         00   
0411140387                           05           02/01/99          0   
411140387                            O            01/01/14              
0                                                                       
1                                                                               

1857944          K08/G02             F           52,500.00         ZZ   
                                  180         52,181.90          1
5100 VERDE VALLEY LANE             7.500            486.68         70   
  UNIT # 248                         7.250            486.68       75,000.00
DALLAS           TX   75240          5            12/18/98         00   
0411173842                           01           02/01/99          0   
411173842                            N            01/01/14              
0                                                                       

1857958          K08/G02             F           49,800.00         ZZ   
                                  180         49,508.01          1
505 FAIRBANKS                      7.875            472.33         90   
                                     7.625            472.33       55,333.00
JOLIET           IL   60433          1            12/21/98         04   
0411156441                           05           02/01/99         25   
411156441                            N            01/01/14              
0                                                                       

1857974          K08/G02             F          105,000.00         ZZ   
                                  180        104,370.70          1
3160 FIRESTONE STREET              7.625            980.84         75   
                                     7.375            980.84      140,000.00
STERLING HEIGHT  MI   48310          2            12/15/98         00   
0411095243                           05           02/01/99          0   
411095243                            O            01/01/14              
0                                                                       

1858027          N56/G02             F          298,000.00         ZZ   
                                  180        297,109.83          1
9955 SOUTH WEST TORCH LAKE DR.     7.625          2,783.71         64   
                                     7.375          2,783.71      470,000.00
RAPID CITY       MI   49676          5            01/12/99         00   
0431184159                           05           03/01/99          0   
0333083                              O            02/01/14              
0                                                                       

1858065          830/G02             F           46,750.00         ZZ   
                                  180         46,466.74          1
306 PARK DRIVE                     7.500            433.38         80   
                                     7.250            433.38       58,500.00
BELMONT          NC   28012          5            12/10/98         14   
0431145788                           05           02/01/99         17   
540996                               O            01/01/14              
0                                                                       

1858068          830/G02             F           22,500.00         ZZ   
                                  180         22,359.15          1
1                                                                               

11033 APRICOT STREET               7.125            203.81         21   
                                     6.875            203.81      112,000.00
OAKLAND          CA   94603          5            12/14/98         00   
0431145796                           05           02/01/99          0   
0313                                 O            01/01/14              
0                                                                       

1858102          B75/G02             F           67,500.00         ZZ   
                                  180         67,117.13          1
1116 SOUTH CLINTON STREET          8.250            654.84         90   
                                     8.000            654.84       75,000.00
BALTIMORE        MD   21230          1            12/11/98         01   
0431153584                           05           02/01/99         25   
6272389                              N            01/01/14              
0                                                                       

1858123          G81/G02             F          100,000.00         ZZ   
                                  180         99,439.03          1
793 95TH AVENUE NORTH              8.375            977.43         77   
                                     8.125            977.43      130,000.00
NAPLES           FL   34108          1            12/11/98         00   
0431159938                           05           02/01/99          0   
21810040                             N            01/01/14              
0                                                                       

1858173          K08/G02             F           47,250.00         ZZ   
                                  180         46,963.71          1
6019 16TH AVENUE NORTH             7.500            438.01         75   
                                     7.250            438.01       63,000.00
ST. PETERSBURG   FL   33710          5            12/15/98         00   
0411151814                           05           02/01/99          0   
411151814                            O            01/01/14              
0                                                                       

1858216          G97/G02             F           58,000.00         ZZ   
                                  180         57,819.00          1
1983 KATIE COURT                   7.125            525.38         39   
                                     6.875            525.38      152,000.00
PORTAGE          MI   49024          2            01/11/99         00   
0431186030                           05           03/01/99          0   
17542                                O            02/01/14              
0                                                                       

1858226          A38/G02             F           89,000.00         ZZ   
                                  180         88,472.40          1
14531 SUN HARBOR                   7.750            837.74         80   
                                     7.500            837.74      112,500.00
HOUSTON          TX   77062          1            01/08/99         00   
0431196880                           05           02/01/99          0   
1                                                                               

2420490                              N            01/01/14              
0                                                                       

1858234          M58/G02             F           21,000.00         ZZ   
                                  120         20,889.16          1
2601 CARLYLE STREET                8.625            261.78         70   
                                     8.375            261.78       30,000.00
WINSTON-SALEM    NC   27107          5            01/19/99         00   
0431193739                           05           03/01/99          0   
NC000134FC                           N            02/01/09              
0                                                                       

1858328          637/G02             F           43,425.00         ZZ   
                                  180         43,037.61          1
3567 ARVILLE STREET                7.750            408.75         75   
  701C                               7.500            408.75       57,900.00
LAS VEGAS        NV   89103          1            11/25/98         00   
0431148345                           01           01/01/99          0   
0012890497                           O            12/01/13              
0                                                                       

1858443          E98/G02             F           40,000.00         ZZ   
                                  180         39,757.65          1
707 MAPLE ST                       7.500            370.80         39   
                                     7.250            370.80      104,000.00
LISBON           ND   58054          5            12/17/98         00   
0431160514                           05           02/01/99          0   
408409                               O            01/01/14              
0                                                                       

1858460          N24/G02             F          227,150.00         ZZ   
                                  180        226,463.98          1
3794 WOODS ROAD                    7.500          2,105.71         67   
                                     7.250          2,105.71      340,000.00
SEDALIA          CO   80135          5            01/07/99         00   
0431187434                           05           03/01/99          0   
0000                                 O            02/01/14              
0                                                                       

1858712          F96/G02             F           60,000.00         ZZ   
                                  180         59,640.40          1
821 LINCOLN AVENUE                 7.625            560.48         80   
                                     7.375            560.48       75,000.00
BOROUGH OF PITM  NJ   08071          2            12/16/98         00   
0431158864                           05           02/01/99          0   
067334                               O            01/01/14              
0                                                                       

1                                                                               

1858756          M46/G02             F          148,000.00         ZZ   
                                  180        147,151.16          4
5606 JOE SAYERS AVENUE             8.125          1,425.07         80   
                                     7.875          1,425.07      185,000.00
AUSTIN           TX   78703          1            12/10/98         00   
0431189901                           05           02/01/99          0   
46133                                N            01/01/14              
0                                                                       

1858775          K08/G02             F           91,800.00         ZZ   
                                  180         91,279.29          2
9708-9710 EAST 75TH ST.            8.250            890.59         90   
                                     8.000            890.59      102,000.00
RAYTOWN          MO   64138          1            12/21/98         10   
0411204530                           05           02/01/99         25   
411204530                            N            01/01/14              
0                                                                       

1858793          K08/G02             F          115,000.00         ZZ   
                                  180        113,975.15          1
6025 CHIPPEWA TRAIL                7.875          1,090.72         70   
                                     7.625          1,090.72      165,000.00
NORTH BRANCH     MN   55056          1            11/27/98         00   
0411152523                           05           01/01/99          0   
411152523                            O            12/01/13              
0                                                                       

1858810          965/G02             F           74,850.00         ZZ   
                                  180         74,406.31          1
904 NORTH PERRY AVENUE             7.750            704.54         75   
                                     7.500            704.54       99,850.00
TUCSON           AZ   85705          1            12/18/98         00   
0431164623                           05           02/01/99          0   
0                                    O            01/01/14              
0                                                                       

1858857          664/G02             F           99,000.00         ZZ   
                                  180         98,704.27          1
225 BAZEMORE LANE                  7.625            924.79         49   
                                     7.375            924.79      203,000.00
TRINIDAD         CA   95570          5            01/08/99         00   
0431215334                           05           03/01/99          0   
2920163                              O            02/01/14              
0                                                                       

1858913          J95/J95             F          506,250.00         ZZ   
                                  180        493,480.19          1
118 LA QUINTA                      7.250          4,621.37         75   
                                     7.000          4,621.37      675,000.00
1                                                                               

MORAGA           CA   94556          5            06/25/98         00   
0016006918                           03           08/01/98          0   
0016006918                           O            07/01/13              
0                                                                       

1858954          G41/G02             F          104,900.00         ZZ   
                                  180        103,922.66          1
1267 MILLBURY AVE                  7.250            957.59         73   
                                     7.000            957.59      145,000.00
LA PUENTE        CA   91746          2            11/23/98         00   
0431157346                           05           01/01/99          0   
61104951                             O            12/01/13              
0                                                                       

1858976          M96/G02             F           58,500.00         ZZ   
                                  180         58,149.39          1
4805 MUSSON ROAD                   7.625            546.47         34   
                                     7.375            546.47      175,000.00
HOWELL           MI   48843          2            12/15/98         00   
0431158716                           05           02/01/99          0   
106052103                            O            01/01/14              
0                                                                       

1859037          K08/G02             F          112,500.00         ZZ   
                                  180        111,825.75          1
216 N 117TH STREET                 7.625          1,050.90         75   
                                     7.375          1,050.90      150,000.00
OMAHA            NE   68154          2            12/10/98         00   
0411142151                           05           02/01/99          0   
411142151                            O            01/01/14              
0                                                                       

1859056          134/G02             F           42,000.00         ZZ   
                                  180         41,873.15          1
915 DRIFTWOOD                      7.500            389.35         65   
                                     7.250            389.35       65,000.00
LITTLE ELM       TX   75068          5            02/05/99         00   
0431215946                           05           03/01/99          0   
7302038                              N            02/01/14              
0                                                                       

1859098          575/G02             F           44,750.00         ZZ   
                                  180         44,484.71          1
8402 WOODLAND WILLOWS DRIVE        7.750            421.23         60   
                                     7.500            421.23       74,770.00
HOUSTON          TX   77083          1            12/18/98         00   
0431182203                           03           02/01/99          0   
0006870190                           O            01/01/14              
0                                                                       
1                                                                               

1859131          A60/G02             F          140,000.00         ZZ   
                                  180        139,586.38          1
1136 NIELL AVENUE                  7.750          1,317.79         80   
                                     7.500          1,317.79      175,000.00
BRONX            NY   10461          1            01/22/99         00   
0431205293                           05           03/01/99          0   
00                                   N            02/01/14              
0                                                                       

1859146          K08/G02             F           56,400.00         ZZ   
                                  180         55,904.71          1
111 N. STERLING ROAD               7.750            530.88         80   
                                     7.500            530.88       70,500.00
SUGAR CREEK      MO   64054          1            12/18/98         00   
0411113913                           05           02/01/99          0   
411113913                            O            01/01/14              
0                                                                       

1859245          K08/G02             F           69,000.00         ZZ   
                                  180         68,629.82          2
2313 & 2315 SOUTH 6TH STR          8.875            694.72         66   
                                     8.625            694.72      106,009.00
BLUE SPRINGS     MO   64014          2            12/23/98         00   
0411202914                           05           02/01/99          0   
411202914                            N            01/01/14              
0                                                                       

1859252          K08/G02             F           71,500.00         ZZ   
                                  180         71,116.41          2
2401 & 2403 SOUTH 6TH STR          8.875            719.89         68   
                                     8.625            719.89      106,000.00
BLUE SPRINGS     MO   64014          2            12/23/98         00   
0411203003                           05           02/01/99          0   
411203003                            N            01/01/14              
0                                                                       

1859267          664/G02             F           90,800.00         ZZ   
                                  180         90,249.83          3
216 S UNION STREET                 7.500            841.73         80   
                                     7.250            841.73      113,500.00
TECUMESH         MI   49286          5            12/15/98         00   
0431166586                           05           02/01/99          0   
2858462                              N            01/01/14              
0                                                                       

1859297          E84/G02             F           39,000.00         T    
                                  180         38,771.33          1
1                                                                               

201 NORTH SYMCOX DRIVE             7.875            369.90         75   
                                     7.625            369.90       52,000.00
CORDELL          OK   73632          1            12/04/98         00   
0431202290                           05           02/01/99          0   
37981349                             O            01/01/14              
0                                                                       

1859389          E01/G02             F           68,900.00         ZZ   
                                  180         68,900.00          1
58 EAST PINE STREET                7.625            643.62         49   
                                     7.375            643.62      142,000.00
LONG BEACH       NY   11561          5            02/12/99         00   
0431235811                           05           04/01/99          0   
98C3361                              O            03/01/14              
0                                                                       

1859425          A59/G02             F           70,000.00         ZZ   
                                  180         69,793.18          1
ROUTE 5 BOX 366G                   7.750            658.90         72   
                                     7.500            658.90       97,500.00
DETROIT LAKES    MN   56501          2            01/11/99         00   
0431186584                           05           03/01/99          0   
1859425                              O            02/01/14              
0                                                                       

1859469          480/G02             F           45,000.00         ZZ   
                                  180         44,607.27          1
6461 NORTH LENA PLACE              8.000            430.04         45   
                                     7.750            430.04      102,000.00
TUCSON           AZ   85741          1            11/02/98         00   
0431156702                           05           01/01/99          0   
2578193                              O            12/01/13              
0                                                                       

1859471          480/G02             F           85,000.00         ZZ   
                                  180         83,614.27          1
314 WEST FOURTH STREET             6.750            752.17         47   
                                     6.500            752.17      183,000.00
WASHINGTON       MO   63090          2            09/15/98         00   
0431165885                           05           11/01/98          0   
2571339                              O            10/01/13              
0                                                                       

1859598          E82/G02             F           22,500.00         ZZ   
                                  180         22,365.15          1
825 N BATTIN                       7.625            210.18         90   
                                     7.375            210.18       25,000.00
WICHITA          KS   67208          1            12/30/98         04   
0400171112                           05           02/01/99         12   
1                                                                               

17111                                N            01/01/14              
0                                                                       

1859599          737/G02             F           72,000.00         ZZ   
                                  180         71,587.05          1
1816 JASMINE DRIVE                 8.125            693.28         90   
                                     7.875            693.28       80,000.00
TALLAHASSEE      FL   32308          1            12/17/98         10   
0431167261                           05           02/01/99         25   
954291                               N            01/01/14              
0                                                                       

1859816          664/G02             F           99,200.00         ZZ   
                                  180         98,598.93          4
111 N PEARL STREET                 7.500            919.60         80   
                                     7.250            919.60      124,000.00
TECUMSEH         MI   49286          5            12/15/98         00   
0431165653                           05           02/01/99          0   
2850766                              N            01/01/14              
0                                                                       

1859873          E45/G02             F          100,000.00         ZZ   
                                  180         97,530.40          1
415 W PARRISH ST                   7.500            927.01         67   
                                     7.250            927.01      150,000.00
STATESBORO       GA   30458          2            06/10/98         00   
0431153535                           05           08/01/98          0   
40133                                O            07/01/13              
0                                                                       

1859879          196/G02             F          145,000.00         ZZ   
                                  180        142,138.30          1
215 IROQUOIS AVENUE                7.750          1,364.85         50   
                                     7.500          1,364.85      290,000.00
BEACH HAVEN      NJ   08008          2            11/05/98         00   
0431152388                           05           12/01/98          0   
1210030                              O            11/01/13              
0                                                                       

1860007          638/G02             F           37,500.00         ZZ   
                                  180         37,277.70          1
141 BOYLES AVENUE                  7.750            352.98         90   
                                     7.500            352.98       41,715.00
NEW CASTLE       PA   16101          1            12/08/98         04   
0431158260                           05           02/01/99         25   
08795392                             N            01/01/14              
0                                                                       

1                                                                               

1860061          561/561             F          105,000.00         ZZ   
                                  180        103,967.69          1
6611 MAGNOLIA TERRACE              6.625            921.90         67   
                                     6.375            921.90      158,000.00
LANHAM           MD   20706          5            11/24/98         00   
9592304                              05           01/01/99          0   
9592304                              O            12/01/13              
0                                                                       

1860068          883/G02             F           52,700.00         ZZ   
                                  180         52,390.99          1
213 COCHRAN AVENUE                 7.875            499.84         85   
                                     7.625            499.84       62,000.00
FAYETTEVILLE     NC   28301          2            12/14/98         14   
0431164524                           05           02/01/99         12   
05005406                             O            01/01/14              
0                                                                       

1860128          654/G02             F          167,000.00         ZZ   
                                  180        165,954.55          1
1921 IVANHOE AVENUE                7.125          1,512.74         57   
                                     6.875          1,512.74      293,000.00
OXNARD           CA   93030          5            12/14/98         00   
0431158427                           05           02/01/99          0   
71001708                             O            01/01/14              
0                                                                       

1860137          225/225             F           51,300.00         ZZ   
                                  180         50,827.16          4
5 EXCHANGE STREET                  7.375            471.93         90   
                                     7.125            471.93       57,000.00
ALBANY           NY   12205          1            12/04/98         11   
7089079                              05           01/01/99         25   
7089079                              N            12/01/13              
0                                                                       

1860183          003/G02             F           86,350.00         ZZ   
                                  180         85,849.25          1
2993 SUTTON DRIVE                  8.000            825.21         90   
                                     7.750            825.21       95,951.00
MARIETTA         GA   30064          1            12/21/98         12   
0431165521                           05           02/01/99         25   
10581346                             N            01/01/14              
0                                                                       

1860226          K08/G02             F           23,350.00         ZZ   
                                  180         23,206.98          1
4921 DARTMOUTH ROAD #9             7.375            214.80         75   
                                     7.125            214.80       31,150.00
1                                                                               

FAIRBANKS        AK   99709          1            12/11/98         00   
0411170855                           01           02/01/99          0   
411170855                            N            01/01/14              
0                                                                       

1860347          196/G02             F           27,700.00         ZZ   
                                  180         27,376.57          2
1114 E 13TH STREET                 8.000            264.72         90   
                                     7.750            264.72       30,800.00
DAVENPORT        IA   52803          1            10/27/98         11   
0431157098                           05           12/01/98         25   
1181477                              N            11/01/13              
0                                                                       

1860430          601/G02             F          167,000.00         ZZ   
                                  180        165,444.04          1
610 ASHLEY FOREST DRIVE            7.250          1,524.49         68   
                                     7.000          1,524.49      246,000.00
ACWORTH          GA   30102          2            11/17/98         00   
0431167238                           03           01/01/99          0   
5008140                              O            12/01/13              
0                                                                       

1860448          J49/G02             F          199,900.00         ZZ   
                                  180        199,900.00          1
237 CHACO CANYON DRIVE             7.500          1,853.10         80   
                                     7.250          1,853.10      250,000.00
HENDERSON        NV   89014          2            01/29/99         00   
0431209220                           03           04/01/99          0   
99012901                             O            03/01/14              
0                                                                       

1860517          975/G02             F          204,000.00         ZZ   
                                  180        202,763.93          1
9055 ARCADIA AVENUE #5             7.500          1,891.11         79   
                                     7.250          1,891.11      260,000.00
SAN GABRIEL ARE  CA   91775          2            12/07/98         00   
0431175785                           01           02/01/99          0   
982876                               O            01/01/14              
0                                                                       

1860529          975/G02             F          292,000.00         ZZ   
                                  180        290,230.73          1
1820 BROOKE LANE                   7.500          2,706.88         80   
                                     7.250          2,706.88      365,000.00
FULLERTON        CA   92833          5            12/11/98         00   
0431174218                           03           02/01/99          0   
983715                               O            01/01/14              
0                                                                       
1                                                                               

1860646          A59/G02             F           84,000.00         ZZ   
                                  180         83,751.82          1
RT 1 BOX 399 W. SILENT LAKE        7.750            790.68         70   
                                     7.500            790.68      120,000.00
DENT             MN   56528          5            01/28/99         00   
0431210053                           05           03/01/99          0   
A59                                  O            02/01/14              
0                                                                       

1860658          405/405             F           46,200.00         ZZ   
                                  180         44,854.72          4
3735-37 BAMBERGER                  8.500            454.95         70   
                                     8.250            454.95       66,000.00
SAINT LOUIS      MO   63116          5            08/31/98         00   
0015429939                           05           10/01/98          0   
0015429939                           N            09/01/13              
0                                                                       

1860670          K08/G02             F          126,400.00         ZZ   
                                  180        125,088.56          1
2200 SERRANO WAY                   6.875          1,127.30         80   
                                     6.625          1,127.30      158,000.00
PITTSBURG        CA   94565          5            12/21/98         00   
0411175441                           05           02/01/99          0   
411175441                            O            01/01/14              
0                                                                       

1860677          405/405             F           46,200.00         ZZ   
                                  180         44,911.17          4
3731-33 BAMBERGER                  8.500            454.95         70   
                                     8.250            454.95       66,000.00
SAINT LOUIS      MO   63116          5            08/31/98         00   
0015445984                           05           10/01/98          0   
0015445984                           N            09/01/13              
0                                                                       

1860699          405/405             F          200,950.00         T    
                                  180        197,171.37          1
48110 PASO TIEMPO LANE             7.250          1,834.40         33   
                                     7.000          1,834.40      620,000.00
LA QUINTA        CA   92253          2            08/20/98         00   
0015381551                           05           10/01/98          0   
0015381551                           O            09/01/13              
0                                                                       

1860708          405/405             F           46,800.00         ZZ   
                                  180         44,901.27          1
1                                                                               

3616 SARAMENT COURT                7.875            443.88         56   
                                     7.625            443.88       85,000.00
SACRAMENTO       CA   95827          2            01/08/98         00   
8488728                              05           03/01/98          0   
8488728                              N            02/01/13              
0                                                                       

1860714          405/405             F          866,800.00         ZZ   
                                  180        832,941.78          1
240 PINEHILL ROAD                  7.500          8,035.34         30   
                                     7.250          8,035.34    2,900,000.00
HILLSBOROUGH     CA   94010          2            03/11/98         00   
0015094675                           05           05/01/98          0   
0015094675                           O            04/01/13              
0                                                                       

1860751          P63/G02             F           65,700.00         ZZ   
                                  180         65,505.89          1
1420 JEFFREY STREET                7.750            618.42         90   
                                     7.500            618.42       73,000.00
LAKEWOOD         NJ   08701          2            01/18/99         14   
0431205426                           05           03/01/99         30   
00                                   N            02/01/14              
0                                                                       

1860868          F66/G02             F          165,400.00         ZZ   
                                  180        164,900.47          1
13755 CABELLS MILL DRIVE           7.500          1,533.28         59   
                                     7.250          1,533.28      282,000.00
CENTREVILLE      VA   20120          2            01/21/99         00   
0431209261                           05           03/01/99          0   
GABRO                                O            02/01/14              
0                                                                       

1860909          B28/G02             F          149,900.00         ZZ   
                                  180        148,961.58          1
290 WEST 12TH AVENUE #206          7.125          1,357.85         74   
                                     6.875          1,357.85      205,000.00
DENVER           CO   80204          5            12/21/98         00   
0431186782                           08           02/01/99          0   
02981495                             O            01/01/14              
0                                                                       

1861156          E45/G02             F           36,000.00         ZZ   
                                  180         34,771.52          1
197 LITTLE STREET                  7.625            336.29         80   
                                     7.375            336.29       45,000.00
ATHENS           GA   30605          1            11/10/98         00   
0431163468                           05           01/01/99          0   
1                                                                               

45562                                O            12/01/13              
0                                                                       

1861180          B75/G02             F          556,000.00         ZZ   
                                  180        550,649.59          1
3418 AMHERST ST                    6.875          4,958.71         80   
                                     6.625          4,958.71      695,000.00
HOUSTON          TX   77005          1            11/17/98         00   
0431246586                           05           01/01/99          0   
1525070                              O            12/01/13              
0                                                                       

1861181          E45/G02             F           62,000.00         ZZ   
                                  180         61,636.49          1
1230 CASTEEL ROAD                  7.875            588.04         62   
                                     7.625            588.04      100,000.00
POWDER SPRINGS   GA   30127          2            11/24/98         00   
0431162700                           05           02/01/99          0   
44959                                O            01/01/14              
0                                                                       

1861188          H76/G02             F          150,000.00         ZZ   
                                  180        149,566.52          1
34 HIGHFIELD ROAD                  8.000          1,433.48         75   
                                     7.750          1,433.48      200,000.00
BLOOMFIELD       NJ   07003          5            01/14/99         00   
0431186220                           05           03/01/99          0   
980000179544                         O            02/01/14              
0                                                                       

1861198          H76/G02             F           68,900.00         ZZ   
                                  180         68,696.44          2
153 HIGHVIEW PLACE                 7.750            648.54         39   
                                     7.500            648.54      178,000.00
BOGOTA           NJ   07603          2            01/14/99         00   
0431186097                           05           03/01/99          0   
980000180589                         O            02/01/14              
0                                                                       

1861317          K08/G02             F           63,800.00         ZZ   
                                  180         63,417.64          1
5931 N.W. 3RD STREET               7.625            595.97         55   
                                     7.375            595.97      116,000.00
MIAMI            FL   33126          5            12/24/98         00   
0411193352                           05           02/01/99          0   
411193352                            N            01/01/14              
0                                                                       

1                                                                               

1861350          L38/G02             F          179,900.00         ZZ   
                                  180        178,833.55          2
403 CENTER AVENUE                  7.750          1,693.36         70   
                                     7.500          1,693.36      257,000.00
WESTWOOD         NJ   07675          1            12/11/98         00   
0431165000                           05           02/01/99          0   
634000000000496                      O            01/01/14              
0                                                                       

1861419          168/168             F           65,800.00         ZZ   
                                  180         65,405.64          1
85 ISLAND COTTAGE ROAD             7.625            614.66         70   
                                     7.375            614.66       94,000.00
GREECE           NY   14612          2            12/15/98         00   
0189414227                           05           02/01/99          0   
0189414227                           N            01/01/14              
0                                                                       

1861442          E82/G02             F          112,500.00         ZZ   
                                  180        111,840.38          1
31 EASTERN AVENUE                  7.875          1,067.01         54   
                                     7.625          1,067.01      210,000.00
ESSEX            MA   01929          5            12/30/98         00   
0400169082                           05           02/01/99          0   
0400169082                           N            01/01/14              
0                                                                       

1861456          K09/G02             F           50,000.00         ZZ   
                                  180         49,694.55          1
2216 NORTH 200 EAST                8.125            481.44         45   
                                     7.875            481.44      112,000.00
PROVO            UT   84604          5            12/23/98         00   
0431169010                           01           02/01/99          0   
329337                               N            01/01/14              
0                                                                       

1861482          A21/A21             F          123,500.00         ZZ   
                                  180        123,500.00          1
67 NAMAUU PLACE                    6.750          1,092.87         33   
                                     6.500          1,092.87      376,000.00
KIHEI            HI   96753          2            02/05/99         00   
0810108340                           05           04/01/99          0   
0810108340                           O            03/01/14              
0                                                                       

1861494          637/G02             F           68,000.00         ZZ   
                                  180         67,399.98          1
623 SE 24TH AVENUE                 7.875            644.95         70   
                                     7.625            644.95       98,000.00
1                                                                               

CAPE CORAL       FL   33904          2            12/03/98         00   
0431190198                           05           01/01/99          0   
0011360492                           N            12/01/13              
0                                                                       

1861513          144/144             F          515,000.00         ZZ   
                                  180        511,810.83          1
66 OLD MILL ROAD                   7.250          4,701.24         78   
                                     7.000          4,701.24      664,000.00
GHENT            NY   12402          5            12/31/98         00   
160634006                            05           02/01/99          0   
160634006                            O            01/01/14              
0                                                                       

1861678          624/G02             F           51,900.00         ZZ   
                                  180         50,256.29          1
7601 URAY DRIVE                    8.125            499.74         69   
                                     7.875            499.74       75,500.00
AUSTIN           TX   78724          2            12/23/98         00   
0431179530                           05           02/01/99          0   
82000180193                          O            01/01/14              
0                                                                       

1861708          562/562             F          178,000.00         ZZ   
                                  180        176,944.81          1
61 LORDS WAY                       7.750          1,675.48         47   
                                     7.500          1,675.48      380,000.00
MANHASSET HILLS  NY   11040          2            12/29/98         00   
580308                               05           02/01/99          0   
580308                               O            01/01/14              
0                                                                       

1861796          E84/G02             F           83,200.00         ZZ   
                                  180         82,695.89          1
9419 WINSOME LANE                  7.500            771.27         80   
                                     7.250            771.27      104,000.00
HOUSTON          TX   77063          1            12/15/98         00   
0431166016                           05           02/01/99          0   
26980798                             O            01/01/14              
0                                                                       

1861802          E84/G02             F          165,000.00         T    
                                  180        164,032.58          1
26307 REYGLEN DRIVE                7.875          1,564.94         74   
                                     7.625          1,564.94      225,000.00
SAN ANTONIO      TX   78255          1            12/17/98         00   
0431239078                           05           02/01/99          0   
26980826                             O            01/01/14              
0                                                                       
1                                                                               

1861803          K08/G02             F          138,000.00         ZZ   
                                  180        137,181.95          1
1502 SOUTH HIGHLAND STREE          7.750          1,298.96         90   
                                     7.500          1,298.96      155,000.00
TACOMA           WA   98465          1            12/29/98         04   
0411225519                           05           02/01/99         25   
411225519                            N            01/01/14              
0                                                                       

1861807          K08/G02             F           99,000.00         ZZ   
                                  180         98,373.50          1
3933 WEST MCLELLAN BOULEVARD       7.000            889.84         90   
                                     6.750            889.84      110,000.00
PHOENIX          AZ   85019          5            12/22/98         11   
0411177785                           05           02/01/99         25   
411177785                            O            01/01/14              
0                                                                       

1861835          K08/G02             F          245,000.00         ZZ   
                                  180        243,563.52          1
1112 HONEYHILL                     7.875          2,323.70         70   
                                     7.625          2,323.70      350,000.00
ADDISON          IL   60101          5            12/22/98         00   
0411136294                           05           02/01/99          0   
411136294                            O            01/01/14              
0                                                                       

1861837          K08/G02             F           48,750.00         ZZ   
                                  180         48,118.53          2
7694/8 EVERGREEN ROAD              7.875            462.37         65   
                                     7.625            462.37       75,000.00
DETROIT          MI   48228          5            11/11/98         00   
0411056237                           05           01/01/99          0   
411056237                            N            12/01/13              
0                                                                       

1861843          K08/G02             F           59,500.00         ZZ   
                                  180         59,147.29          1
2768 NW 47 LANE UNIT #2803         7.750            560.06         85   
                                     7.500            560.06       70,000.00
LAUDERDALE LAKE  FL   33313          5            12/22/98         10   
0411197486                           01           02/01/99         12   
411197486                            O            01/01/14              
0                                                                       

1861852          K08/G02             F           56,400.00         ZZ   
                                  180         56,050.75          1
1                                                                               

207 E. 2ND ST.                     7.250            514.85         80   
                                     7.000            514.85       70,500.00
MECHANICSVILLE   IA   52306          2            12/18/98         00   
0411141518                           05           02/01/99          0   
411141518                            O            01/01/14              
0                                                                       

1861868          K08/G02             F          126,750.00         ZZ   
                                  180        125,688.17          1
11603 LADERA VISTA DRIVE           7.500          1,174.99         75   
                                     7.250          1,174.99      169,000.00
AUSTIN           TX   78759          1            12/21/98         00   
0411212327                           01           02/01/99          0   
411212327                            O            01/01/14              
0                                                                       

1862121          H17/G02             F           76,500.00         ZZ   
                                  180         75,014.93          4
21 NW 6TH AVENUE                   6.875            682.27         59   
                                     6.625            682.27      130,000.00
MIAMI            FL   33128          2            08/20/98         00   
0431170414                           05           10/01/98          0   
800979C                              O            09/01/13              
0                                                                       

1862153          E45/E45             F           40,050.00         ZZ   
                                  180         39,476.18          1
25 CEDAR TRACE                     8.250            388.54         90   
                                     8.000            388.54       44,550.00
OCALA            FL   34472          1            09/25/98         11   
43056                                05           11/01/98         25   
43056                                N            10/01/13              
0                                                                       

1862158          E45/E45             F          124,000.00         ZZ   
                                  180        122,184.23          1
1094 ROPER ROAD                    8.000          1,185.01         80   
                                     7.750          1,185.01      155,000.00
CANON            GA   30520          1            09/23/98         00   
43412                                05           11/01/98          0   
43412                                O            10/01/13              
0                                                                       

1862169          455/G02             F           47,000.00         ZZ   
                                  180         44,723.66          1
5011 TANK ROAD                     8.125            452.56         57   
                                     7.875            452.56       82,500.00
ODUM             GA   31555          5            12/18/98         00   
0431164284                           05           02/01/99          0   
1                                                                               

82557                                O            01/01/14              
0                                                                       

1862194          387/G02             F          340,000.00         ZZ   
                                  180        337,939.90          1
7344 SHEPARD MESA DRIVE            7.500          3,151.84         43   
                                     7.250          3,151.84      809,000.00
CARPINTERIA      CA   93013          5            12/01/98         00   
0431171834                           05           02/01/99          0   
0001583228                           O            01/01/14              
0                                                                       

1862203          387/G02             F          164,900.00         ZZ   
                                  180        163,867.69          1
1851 VIA CINCO DE MAYO             7.125          1,493.72         60   
                                     6.875          1,493.72      275,000.00
SAN JOSE         CA   95132          2            12/14/98         00   
0431171867                           05           02/01/99          0   
0001615848                           O            01/01/14              
0                                                                       

1862218          134/G02             F           25,200.00         ZZ   
                                  180         25,200.00          1
6180 S.E. 46TH                     7.750            237.21         90   
                                     7.500            237.21       28,000.00
OKLAHOMA CITY    OK   73131          1            02/23/99         14   
0431233642                           05           04/01/99         20   
7340232                              N            03/01/14              
0                                                                       

1862246          K56/G02             F          100,000.00         ZZ   
                                  180         99,413.68          1
6250 GARDEN VALLEY ROAD            7.875            948.45         63   
                                     7.625            948.45      160,000.00
ROSEBERG         OR   97470          5            12/03/98         00   
0431163989                           05           02/01/99          0   
6000001                              O            01/01/14              
0                                                                       

1862287          E76/G02             F           30,000.00         ZZ   
                                  180         29,820.21          1
14934 EAST HAMPDEN AVENUE #D-1     7.625            280.24         63   
                                     7.375            280.24       48,000.00
AURORA           CO   80014          2            12/22/98         00   
0431168061                           05           02/01/99          0   
59810081                             O            01/01/14              
0                                                                       

1                                                                               

1862296          E26/G02             F           81,000.00         ZZ   
                                  180         80,514.54          3
219 SOUTH MAIN STREET              7.625            756.65         90   
                                     7.375            756.65       90,000.00
ELMER            NJ   08318          1            12/28/98         10   
0431176957                           05           02/01/99         25   
62800612                             N            01/01/14              
0                                                                       

1862301          K08/G02             F           74,000.00         ZZ   
                                  180         73,460.70          1
6422 BLUEBIRD LANE                 7.750            696.54         65   
                                     7.500            696.54      114,000.00
LEON VALLEY      TX   78240          1            12/23/98         00   
0411170848                           05           02/01/99          0   
411170848                            O            01/01/14              
0                                                                       

1862324          E84/G02             F          107,900.00         ZZ   
                                  180        106,905.52          1
2024 SOUTHWEST HOWARDS WAY         7.375            992.60         80   
  UNIT 503                           7.125            992.60      134,900.00
PORTLAND         OR   97201          1            11/11/98         00   
0431214253                           08           01/01/99          0   
41981692                             O            12/01/13              
0                                                                       

1862325          721/G02             F           42,300.00         ZZ   
                                  180         42,054.69          1
521 19TH ST NW #38                 8.000            404.25         90   
                                     7.750            404.25       47,000.00
ROCHESTER        MN   55901          1            12/31/98         01   
0431173350                           01           02/01/99         25   
7850005519                           N            01/01/14              
0                                                                       

1862344          H22/G02             F          187,500.00         T    
                                  180        186,933.73          1
55455 COUNTY ROAD                  7.500          1,738.15         75   
                                     7.250          1,738.15      250,000.00
GREENPORT        NY   11944          2            12/31/98         00   
0431177849                           05           03/01/99          0   
9809028                              O            02/01/14              
0                                                                       

1862353          737/G02             F           25,000.00         ZZ   
                                  180         24,855.04          1
3853 W ACAPULCO LANE               8.000            238.91         28   
                                     7.750            238.91       91,000.00
1                                                                               

PHOENIX          AZ   85023          5            12/28/98         00   
0431173921                           05           02/01/99          0   
516889                               O            01/01/14              
0                                                                       

1862424          A19/G02             F           35,000.00         ZZ   
                                  180         34,902.17          1
35 BAYVIEW TERRACE UNIT #6         8.375            342.10         42   
                                     8.125            342.10       85,000.00
DANVERS          MA   01923          1            01/29/99         00   
0431200468                           01           03/01/99          0   
8201                                 O            02/01/14              
0                                                                       

1862466          811/G02             F           98,150.00         T    
                                  180         97,856.81          1
3730 SAN SIMEON CIRCLE             7.625            916.85         80   
                                     7.375            916.85      122,700.00
WESTON           FL   33331          1            01/15/99         00   
0431203371                           03           03/01/99          0   
FM00109793                           O            02/01/14              
0                                                                       

1862549          731/G02             F          132,000.00         ZZ   
                                  180        131,200.19          1
22813 EAST PARK BEACH ROAD         7.500          1,223.66         74   
                                     7.250          1,223.66      180,000.00
NEWMAN LAKE      WA   99025          5            12/29/98         00   
0431182815                           05           02/01/99          0   
230136915                            O            01/01/14              
0                                                                       

1862565          H76/G02             F           95,000.00         ZZ   
                                  180         94,693.71          3
88-90 LINCOLN STREET               6.750            840.67         90   
                                     6.500            840.67      106,000.00
BRISTOL          CT   06010          2            01/18/99         01   
0431202555                           05           03/01/99         12   
980000179275                         O            02/01/14              
0                                                                       

1862636          E45/G02             F           87,750.00         ZZ   
                                  180         86,887.29          1
RT 1 BOX 22                        6.625            770.44         75   
                                     6.375            770.44      117,000.00
LENOX            GA   31637          2            11/18/98         00   
0431170281                           05           01/01/99          0   
43440                                O            12/01/13              
0                                                                       
1                                                                               

1862677          E45/G02             F           40,000.00         ZZ   
                                  180         39,631.33          1
600 NORTH HAIRSTON ROAD            7.375            367.97         43   
                                     7.125            367.97       95,000.00
STONE MOUNTAIN   GA   30083          5            11/20/98         00   
0431170844                           05           01/01/99          0   
46081                                N            12/01/13              
0                                                                       

1862703          E45/G02             F          127,500.00         ZZ   
                                  180        125,945.25          1
2201 TAMPA ROAD                    7.500          1,181.94         75   
                                     7.250          1,181.94      170,000.00
PALM HARBOR      FL   34683          1            10/15/98         00   
0431180223                           05           12/01/98          0   
43858                                O            11/01/13              
0                                                                       

1862727          896/G02             F           40,000.00         ZZ   
                                  180         39,760.26          1
117 JEB STUART DRIVE               7.625            373.66         43   
                                     7.375            373.66       94,000.00
NEWNAN           GA   30263          1            12/23/98         00   
0431169465                           03           02/01/99          0   
15201                                O            01/01/14              
0                                                                       

1862730          201/G02             F           55,000.00         ZZ   
                                  180         54,677.52          1
1240 GRACEWOOD AVENUE SE           7.875            521.65         63   
                                     7.625            521.65       88,000.00
ATLANTA          GA   30316          5            12/30/98         00   
0431171073                           05           02/01/99          0   
602276                               N            01/01/14              
0                                                                       

1862737          163/G02             F           96,000.00         ZZ   
                                  180         95,119.41          1
27 HIGH PINE AVENUE                8.125            924.37         75   
                                     7.875            924.37      128,000.00
NASHUA           NH   03063          2            11/05/98         00   
0431170182                           05           01/01/99          0   
0373432455                           O            12/01/13              
0                                                                       

1862770          H22/G02             F          100,000.00         ZZ   
                                  180         99,681.07          2
1                                                                               

31-12 31ST STREET                  6.875            891.85         29   
                                     6.625            891.85      345,000.00
ASTORIA          NY   11106          5            12/31/98         00   
0431180967                           05           03/01/99          0   
9812015                              O            02/01/14              
0                                                                       

1862773          K08/G02             F          213,150.00         ZZ   
                                  180        211,896.77          1
569 STRONG STREET                  7.875          2,021.62         88   
                                     7.625          2,021.62      243,000.00
BOLINGBROOK      IL   60440          5            12/29/98         10   
0411193220                           05           02/01/99         25   
411193220                            O            01/01/14              
0                                                                       

1862774          K08/G02             F           86,000.00         ZZ   
                                  180         85,495.77          1
2507 VILLAGE CIRCLE                7.875            815.67         79   
                                     7.625            815.67      109,000.00
KATY             TX   77493          5            12/16/98         00   
0411155443                           05           02/01/99          0   
411155443                            O            01/01/14              
0                                                                       

1862795          K08/G02             F           85,900.00         ZZ   
                                  180         85,396.35          1
6021 EAGLE PASS                    7.875            814.72         80   
                                     7.625            814.72      107,400.00
PLANO            TX   75023          1            12/28/98         00   
0411206071                           05           02/01/99          0   
411206071                            O            01/01/14              
0                                                                       

1862797          K08/G02             F           56,550.00         ZZ   
                                  180         56,214.78          1
2094 FONTENELLE STREET             7.750            532.29         65   
                                     7.500            532.29       87,000.00
CASPER           WY   82604          5            12/22/98         00   
0411205362                           05           02/01/99          0   
411205362                            O            01/01/14              
0                                                                       

1862828          134/G02             F           77,000.00         ZZ   
                                  180         76,769.98          1
908 WEST MISSION DRIVE             7.625            719.29         70   
                                     7.375            719.29      110,000.00
CHANDLER         AZ   85224          5            12/21/98         00   
0431227222                           05           02/01/99          0   
1                                                                               

7339840                              N            01/01/14              
0                                                                       

1862863          937/G02             F           45,000.00         ZZ   
                                  120         44,741.80          1
ROUTE 3 BOX 255                    7.125            525.39         34   
                                     6.875            525.39      135,000.00
GLENWOOD         MN   56334          5            12/28/98         00   
0431184290                           05           03/01/99          0   
85435011                             O            02/01/09              
0                                                                       

1862891          A21/A21             F          189,000.00         ZZ   
                                  180        186,078.83          1
209 STILLHOUSE RD                  7.375          1,738.66         70   
                                     7.125          1,738.66      270,000.00
FREEHOLD         NJ   07728          5            09/17/98         00   
0100105709                           05           11/01/98          0   
0100105709                           O            10/01/13              
0                                                                       

1862993          K08/G02             F          140,000.00         ZZ   
                                  180        139,123.59          1
3535 WEST 199TH STREET             7.125          1,268.16         28   
                                     6.875          1,268.16      501,500.00
STILWELL         KS   66085          5            12/16/98         00   
0411131907                           05           02/01/99          0   
411131907                            O            01/01/14              
0                                                                       

1863052          B75/G02             F          215,000.00         ZZ   
                                  180        213,548.10          1
503 SOUTH GROVE AVENUE             7.750          2,023.74         78   
                                     7.500          2,023.74      276,000.00
BARRINGTON       IL   60010          5            12/16/98         00   
0431181114                           05           02/01/99          0   
6283162                              O            01/01/14              
0                                                                       

1863064          F96/G02             F           75,000.00         ZZ   
                                  180         74,755.56          1
5900 SOUTH MAGNOLIA AVENUE         6.625            658.50         77   
                                     6.375            658.50       98,000.00
OCALA            FL   34474          2            01/04/99         00   
0431200500                           05           03/01/99          0   
984183                               O            02/01/14              
0                                                                       

1                                                                               

1863104          387/G02             F          100,000.00         ZZ   
                                  180         99,394.09          1
3002 OAKPARK DRIVE                 7.500            927.01         60   
                                     7.250            927.01      168,000.00
AUSTIN           TX   78704          5            12/11/98         00   
0431182005                           05           02/01/99          0   
0001575950                           O            01/01/14              
0                                                                       

1863114          387/G02             F          332,500.00         ZZ   
                                  180        330,507.25          1
1221 & 1221 1/2 EAST MASON ST.     7.625          3,105.98         70   
                                     7.375          3,105.98      475,000.00
SANTA BARBARA    CA   93103          3            12/14/98         00   
0431181759                           07           02/01/99          0   
1584408                              N            01/01/14              
0                                                                       

1863364          201/G02             F          304,000.00         ZZ   
                                  180        302,034.23          1
250 ROBIN DRIVE                    6.750          2,690.13         80   
                                     6.500          2,690.13      380,000.00
SARASOTA         FL   34236          1            12/15/98         00   
0431173376                           03           02/01/99          0   
5491141809                           O            01/01/14              
0                                                                       

1863368          757/G02             F           43,400.00         ZZ   
                                  180         43,131.23          1
312 JEFFERSON STREET               7.250            396.19         70   
                                     7.000            396.19       62,000.00
WILSON           NC   27893          5            12/31/98         00   
0431191147                           05           02/01/99          0   
3706132                              N            01/01/14              
0                                                                       

1863402          225/225             F          113,000.00         ZZ   
                                  180        111,947.17          3
1846 N KILDARE                     7.250          1,031.54         66   
                                     7.000          1,031.54      172,000.00
CHICAGO          IL   60639          5            12/07/98         00   
7094685                              05           01/01/99          0   
7094685                              N            12/01/13              
0                                                                       

1863417          P42/G02             F           33,500.00         ZZ   
                                  120         33,316.88          3
16 DAVIDS STREET                   8.000            406.45         45   
                                     7.750            406.45       76,000.00
1                                                                               

BROCKTON         MA   02401          5            01/25/99         00   
0431207711                           05           03/01/99          0   
8819                                 N            02/01/09              
0                                                                       

1863499          001/G02             F           65,625.00         ZZ   
                                  180         65,422.42          1
60 QUEENSBERRY STREET #14          7.250            599.06         75   
                                     7.000            599.06       87,500.00
BOSTON           MA   02215          1            01/21/99         00   
0431206663                           01           03/01/99          0   
1531372                              N            02/01/14              
0                                                                       

1863507          K08/G02             F          500,000.00         T    
                                  180        497,256.88          1
3 DAVENTRY LANE                    8.625          4,960.40         49   
                                     8.375          4,960.40    1,039,087.00
SAN ANTONIO      TX   78257          4            12/28/98         00   
0410969760                           03           02/01/99          0   
410969760                            O            01/01/14              
0                                                                       

1863666          A35/G02             F           98,400.00         ZZ   
                                  180         97,810.27          1
812 PACIFIC STREET                 7.625            919.18         80   
                                     7.375            919.18      123,000.00
LINDENHURST      NY   11757          5            12/23/98         00   
0431171024                           05           02/01/99          0   
8752                                 O            01/01/14              
0                                                                       

1863671          N94/G02             F          138,000.00         ZZ   
                                  180        137,589.24          1
298 LONG POND ROAD                 7.750          1,298.96         77   
                                     7.500          1,298.96      180,000.00
PLYMOUTH         MA   02360          5            01/29/99         00   
0431211689                           05           03/01/99          0   
1863671                              O            02/01/14              
0                                                                       

1863752          K30/G02             F           41,600.00         ZZ   
                                  180         41,333.88          1
14020 DESERT LILLY PLACE           6.875            371.01         56   
                                     6.625            371.01       75,000.00
HORIZON CITY     TX   79927          2            12/11/98         00   
0431174689                           05           02/01/99          0   
0059136                              O            01/01/14              
0                                                                       
1                                                                               

1863777          H76/G02             F          140,000.00         ZZ   
                                  180        140,000.00          4
24-26 CEDAR STREET                 7.750          1,317.79         70   
                                     7.500          1,317.79      200,000.00
MILFORD          MA   01757          5            02/18/99         00   
0431243351                           05           04/01/99          0   
DIOTALEVI                            O            03/01/14              
0                                                                       

1863820          K56/G02             F           63,000.00         ZZ   
                                  180         62,622.43          1
911 DAVIS STREET                   7.625            588.50         90   
                                     7.375            588.50       70,000.00
WASCO            OR   97065          5            12/24/98         21   
0431171222                           05           02/01/99         25   
01050011                             O            01/01/14              
0                                                                       

1864026          709/G02             F          114,750.00         ZZ   
                                  180        114,047.07          1
7337 VISTA GRANDE DRIVE            7.375          1,055.62         85   
                                     7.125          1,055.62      135,000.00
LAS VEGAS        NV   89129          2            12/31/98         10   
0431175017                           09           02/01/99          6   
425710                               O            01/01/14              
0                                                                       

1864090          637/G02             F           50,000.00         ZZ   
                                  180         49,673.18          1
114 JACK LITTLE DRIVE              6.625            439.00         32   
                                     6.375            439.00      159,000.00
RUIDOSO          NM   88345          1            12/14/98         00   
0431175082                           05           02/01/99          0   
13484753                             O            01/01/14              
0                                                                       

1864130          637/G02             F          111,500.00         ZZ   
                                  180        110,824.41          1
109 LELAND STREET                  7.500          1,033.62         59   
                                     7.250          1,033.62      190,000.00
SANTA ROSA       CA   95404          5            12/16/98         00   
0431180207                           05           02/01/99          0   
0013819586                           N            01/01/14              
0                                                                       

1864159          637/G02             F          138,000.00         ZZ   
                                  180        137,137.17          1
1                                                                               

942 BOULEVARD SE                   7.625          1,289.10         75   
                                     7.375          1,289.10      184,000.00
ATLANTA          GA   30312          5            12/14/98         00   
0431181247                           05           02/01/99          0   
0012014437                           O            01/01/14              
0                                                                       

1864197          225/225             F          215,700.00         ZZ   
                                  180        214,407.25          1
2545 S ATLANTIC AVENUE             7.625          2,014.92         54   
                                     7.375          2,014.92      400,000.00
DAYTONA BEACH    FL   32118          2            12/01/98         00   
7086339                              06           02/01/99          0   
7086339                              O            01/01/14              
0                                                                       

1864216          E26/G02             F           72,800.00         ZZ   
                                  180         72,363.68          1
1023 BY BLVD                       7.625            680.05         80   
                                     7.375            680.05       91,000.00
BON AQUA         TN   37025          5            12/15/98         00   
0431180504                           05           02/01/99          0   
33801482                             O            01/01/14              
0                                                                       

1864331          K08/G02             F           72,100.00         ZZ   
                                  180         71,658.35          1
38 NORTH KITLEY AVENUE             7.375            663.26         78   
                                     7.125            663.26       93,500.00
INDIANAPOLIS     IN   46219          2            12/31/98         00   
0411214596                           05           02/01/99          0   
411214596                            O            01/01/14              
0                                                                       

1864444          637/G02             F           50,450.00         ZZ   
                                  180         49,995.02          1
229 GROVE STREET                   7.625            471.27         90   
                                     7.375            471.27       56,100.00
ORLANDO          FL   32835          1            11/23/98         01   
0431191352                           05           01/01/99         25   
0010332534                           N            12/01/13              
0                                                                       

1864450          637/G02             F           32,700.00         ZZ   
                                  180         32,508.26          1
611 ORIOLE BOULEVARD UNIT          7.875            310.15         76   
  #1601                              7.625            310.15       43,500.00
DUNCANVILLE      TX   75116          2            12/08/98         00   
0431191030                           01           02/01/99          0   
1                                                                               

0011783198                           O            01/01/14              
0                                                                       

1864586          134/G02             F           46,600.00         ZZ   
                                  180         46,326.77          1
417 W MCCLURE AVE                  7.875            441.98         78   
                                     7.625            441.98       60,000.00
PEORIA           IL   61604          2            12/16/98         00   
0431194059                           05           02/01/99          0   
7820851                              O            01/01/14              
0                                                                       

1864587          134/G02             F           23,400.00         ZZ   
                                  180         23,261.28          2
342-344 N CHARLES STREET           7.750            220.26         90   
                                     7.500            220.26       26,000.00
LIMA             OH   45805          1            12/14/98         11   
0431175991                           05           02/01/99         20   
7295344                              N            01/01/14              
0                                                                       

1864678          K08/G02             F          160,000.00         ZZ   
                                  180        159,051.53          2
1 GOLDWIN STREET                   7.750          1,506.04         44   
                                     7.500          1,506.04      365,000.00
RYE              NY   10580          2            12/23/98         00   
0411176787                           05           02/01/99          0   
411176787                            N            01/01/14              
0                                                                       

1864690          K08/G02             F           48,000.00         ZZ   
                                  180         47,712.33          2
1528-1530 WEST ELM STREET          7.625            448.38         80   
                                     7.375            448.38       60,000.00
DENISON          TX   75020          1            12/31/98         00   
0411214067                           05           02/01/99          0   
411214067                            N            01/01/14              
0                                                                       

1864696          H93/G02             F           48,000.00         ZZ   
                                  180         47,689.61          1
5900 BLUE HILLS                    6.750            424.76         80   
  ROAD                               6.500            424.76       60,000.00
KANSAS CITY      MO   64130          1            12/18/98         00   
0431189299                           05           02/01/99          0   
9888145                              O            01/01/14              
0                                                                       

1                                                                               

1864762          K08/G02             F          277,250.00         ZZ   
                                  180        275,476.42          1
3529 ROSEDALE AVENUE               6.875          2,472.67         55   
                                     6.625          2,472.67      511,000.00
UNIVERSITY PARK  TX   75205          2            12/23/98         00   
0411198971                           05           02/01/99          0   
411198971                            O            01/01/14              
0                                                                       

1864786          A52/G02             F           64,025.00         ZZ   
                                  180         63,653.71          1
19 WILTON STREET                   8.000            611.86         65   
                                     7.750            611.86       98,500.00
GREENVILLE       SC   29601          2            01/11/99         00   
0431175322                           05           02/01/99          0   
7537                                 N            01/01/14              
0                                                                       

1864793          A52/G02             F           74,425.00         ZZ   
                                  180         73,993.42          1
15 NEAL STREET                     8.000            711.24         76   
                                     7.750            711.24       98,500.00
GREENVILLE       SC   29601          2            01/11/99         00   
0431175587                           05           02/01/99          0   
7535                                 N            01/01/14              
0                                                                       

1864795          A52/G02             F           45,825.00         ZZ   
                                  180         45,559.26          1
10-H MCPHERSON PARK                8.000            437.93         65   
                                     7.750            437.93       70,500.00
GREENVILLE       SC   29601          2            01/11/99         00   
0431175546                           01           02/01/99          0   
7538                                 N            01/01/14              
0                                                                       

1864826          765/G02             F          360,000.00         ZZ   
                                  180        357,770.67          1
23882 INNISBROOK LANE              7.250          3,286.31         75   
                                     7.000          3,286.31      485,000.00
LAGUNA NIGUEL    CA   92677          5            12/18/98         00   
0431172980                           03           02/01/99          0   
341022                               O            01/01/14              
0                                                                       

1864966          F03/G02             F          101,000.00         ZZ   
                                  180        100,388.03          1
25 CHAPARRAL LOOP                  7.500            936.28         49   
                                     7.250            936.28      210,000.00
1                                                                               

GLOBE            AZ   85501          5            12/22/98         00   
0431183094                           05           02/01/99          0   
MES11082                             O            01/01/14              
0                                                                       

1864977          E45/E45             F          100,000.00         ZZ   
                                  180         97,519.42          1
140 WEST HUNTINGTON ROAD           7.325            917.10         63   
                                     7.075            917.10      160,000.00
BOGART           GA   30622          5            09/24/98         00   
43002                                05           11/01/98          0   
43002                                O            10/01/13              
0                                                                       

1864990          K15/G02             F           80,000.00         ZZ   
                                  180         79,755.73          1
19079 FORT DADE AVENUE             7.375            735.94         68   
                                     7.125            735.94      118,000.00
BROOKSVILLE      FL   34601          5            01/06/99         00   
0431186683                           05           03/01/99          0   
638523                               O            02/01/14              
0                                                                       

1864993          N84/G02             F           94,400.00         ZZ   
                                  180         94,124.16          2
11904 DOUBLOON COVE                7.875            895.34         66   
                                     7.625            895.34      145,000.00
AUSTIN           TX   78759          2            01/05/99         00   
0431189513                           05           03/01/99          0   
0000                                 N            02/01/14              
0                                                                       

1865028          387/G02             F          116,250.00         ZZ   
                                  180        115,553.28          2
3761-3763 ARNOLD AVENUE            7.625          1,085.93         75   
                                     7.375          1,085.93      155,000.00
SAN DIEGO        CA   92104          1            12/03/98         00   
0431183342                           05           02/01/99          0   
0001611730                           O            01/01/14              
0                                                                       

1865119          163/G02             F           88,500.00         ZZ   
                                  180         87,432.44          1
959 MAIN STREET                    7.625            826.70         75   
                                     7.375            826.70      118,000.00
AGAWAM           MA   01001          5            10/29/98         00   
0431181700                           05           12/01/98          0   
3216506018                           O            11/01/13              
0                                                                       
1                                                                               

1865138          H19/G02             F           26,750.00         ZZ   
                                  180         26,750.00          1
12912 KIM COURT                    7.625            249.88         40   
                                     7.375            249.88       68,500.00
OKLAHOMA CITY    OK   73120          5            02/05/99         00   
0431221951                           05           04/01/99          0   
0001922640                           N            03/01/14              
0                                                                       

1865164          638/G02             F          337,600.00         ZZ   
                                  180        335,554.45          3
905 BUCHANAN STREET                7.500          3,129.59         80   
  949 POLK STREET                    7.250          3,129.59      422,000.00
ALBANY           CA   94706          1            12/17/98         00   
0431179720                           05           02/01/99          0   
08831827                             O            01/01/14              
0                                                                       

1865509          526/526             F           21,100.00         ZZ   
                                  180         20,226.11          1
12363 ABRAMS ROAD                  8.125            203.17         65   
                                     7.875            203.17       32,500.00
DALLAS           TX   75243          1            12/11/97         00   
302616                               01           02/01/98          0   
302616                               N            01/01/13              
0                                                                       

1865510          526/526             F           84,000.00         ZZ   
                                  180         80,450.22          1
731 STONECREST ROAD                8.000            802.75         80   
                                     7.750            802.75      105,000.00
ARGYLE           TX   76226          2            12/16/97         00   
302658                               05           02/01/98          0   
302658                               N            01/01/13              
0                                                                       

1865511          526/526             F           40,550.00         T    
                                  180         38,827.34          1
1600 BEACH LANE                    7.000            364.48         80   
                                     6.750            364.48       50,700.00
ARLINGTON        TX   76014          1            01/16/98         00   
303290                               03           03/01/98          0   
303290                               O            02/01/13              
0                                                                       

1865512          526/526             F           88,100.00         ZZ   
                                  120         81,057.99          1
1                                                                               

2512 WHITE OAKS DRIVE              8.000          1,068.90         90   
                                     7.750          1,068.90       97,930.00
HOUSTON          TX   77009          1            12/15/97         10   
303502                               05           02/01/98         25   
303502                               N            01/01/08              
0                                                                       

1865513          526/526             F           22,500.00         ZZ   
                                  180         21,164.47          1
4859 CEDAR SPRINGS ROAD            8.250            218.29         90   
                                     8.000            218.29       25,000.00
DALLAS           TX   75219          1            12/24/97         12   
304286                               01           02/01/98         25   
304286                               N            01/01/13              
0                                                                       

1865514          526/526             F           48,500.00         ZZ   
                                  180         46,481.51          1
14 CRESTFIELD COURT                7.250            442.74         68   
                                     7.000            442.74       72,000.00
LAKE OSWEGO      OR   97035          2            01/09/98         00   
304882                               01           03/01/98          0   
304882                               O            02/01/13              
0                                                                       

1865516          526/526             F          114,903.00         ZZ   
                                  180        110,993.30          1
1032 LECLERC PL                    6.500          1,000.93         95   
                                     6.250          1,000.93      121,000.00
GALLOWAY         OH   43119          2            04/13/98         12   
306389                               05           06/01/98         25   
306389                               O            05/01/13              
0                                                                       

1865517          526/526             F           46,000.00         ZZ   
                                  180         44,150.11          1
2407 HEATHER RIDGE COURT           6.875            410.26         69   
                                     6.625            410.26       67,000.00
WEBSTER          TX   77598          5            03/23/98         00   
307242                               03           05/01/98          0   
307242                               N            04/01/13              
0                                                                       

1865518          526/526             F           41,700.00         ZZ   
                                  180         40,404.65          1
4410  WHITE PINE AVE               7.500            386.56         79   
                                     7.250            386.56       53,000.00
ORLANDO          FL   32811          2            04/10/98         00   
308179                               01           06/01/98          0   
1                                                                               

308179                               N            05/01/13              
0                                                                       

1865520          526/526             F          120,250.00         ZZ   
                                  180        115,950.10          1
210 BOREL LANE                     7.500          1,114.73         65   
                                     7.250          1,114.73      185,000.00
DANVILLE         CA   94526          1            03/27/98         00   
321502                               01           05/01/98          0   
321502                               N            04/01/13              
0                                                                       

1865522          526/526             F           29,600.00         ZZ   
                                  120         28,239.63          1
7400 BELLERIVE DRIVE #1104         7.500            351.36         88   
                                     7.250            351.36       34,000.00
HOUSTON          TX   77036          2            06/19/98         12   
329331                               01           08/01/98         25   
329331                               O            07/01/08              
0                                                                       

1865525          526/526             F           55,850.00         ZZ   
                                  180         54,206.26          1
2801 CEDAR LANE                    7.375            513.78         75   
                                     7.125            513.78       75,000.00
SCHERTZ          TX   78154          2            09/03/98         00   
332357                               05           10/01/98          0   
332357                               N            09/01/13              
0                                                                       

1865526          526/526             F           86,000.00         ZZ   
                                  180         84,417.07          3
23 CUSTER STREET                   7.500            797.23         69   
                                     7.250            797.23      126,000.00
BROCKTON         MA   02401          2            08/26/98         00   
332788                               05           10/01/98          0   
332788                               N            09/01/13              
0                                                                       

1865527          526/526             F          206,250.00         ZZ   
                                  180        203,096.33          2
68 ETNA STREET                     7.500          1,911.96         75   
                                     7.250          1,911.96      275,000.00
BRIGHTON         MA   02135          2            09/09/98         00   
333604                               05           11/01/98          0   
333604                               O            10/01/13              
0                                                                       

1                                                                               

1865528          526/526             F           66,885.00         ZZ   
                                  180         65,679.19          1
6102-2 HABITAT DRIVE               8.125            644.02         65   
                                     7.875            644.02      102,900.00
BOULDER          CO   80301          1            08/31/98         00   
334982                               01           10/01/98          0   
334982                               N            09/01/13              
0                                                                       

1865529          526/526             F           60,000.00         ZZ   
                                  180         58,895.62          1
2451 PARADISE VILLAGE WAY          7.500            556.21         75   
                                     7.250            556.21       80,000.00
LAS VEGAS        NV   89120          1            08/28/98         00   
335285                               09           10/01/98          0   
335285                               N            09/01/13              
0                                                                       

1865530          526/526             F           20,340.00         ZZ   
                                  180         19,653.49          1
1089 SAWMILL ROAD                  7.750            191.46         90   
                                     7.500            191.46       22,600.00
VILLE PLATTE     LA   70586          1            08/28/98         12   
335499                               05           10/01/98         25   
335499                               N            09/01/13              
0                                                                       

1865531          526/526             F          109,000.00         ZZ   
                                  180        106,758.46          1
5065 EAST MISSOURI AVENUE          7.875          1,033.81         80   
                                     7.625          1,033.81      137,500.00
DENVER           CO   80246          5            08/28/98         00   
335740                               05           10/01/98          0   
335740                               O            09/01/13              
0                                                                       

1865532          526/526             F          247,500.00         T    
                                  180        242,895.45          1
316 VILLA WAY #29                  7.375          2,276.81         90   
                                     7.125          2,276.81      275,000.00
LAKE ARROWHEAD   CA   92352          1            08/26/98         12   
335925                               01           10/01/98         25   
335925                               O            09/01/13              
0                                                                       

1865533          526/526             F           23,500.00         ZZ   
                                  180         23,216.53          1
2333 BERING DRIVE #109             7.625            219.52         75   
                                     7.375            219.52       31,350.00
1                                                                               

HOUSTON          TX   77057          1            10/09/98         00   
336128                               01           12/01/98          0   
336128                               N            11/01/13              
0                                                                       

1865534          526/526             F           65,000.00         ZZ   
                                  180         63,790.66          1
11722 SOLANO COURT                 7.375            597.96         75   
                                     7.125            597.96       87,000.00
STRATFORD        TX   77477          1            08/17/98         00   
336431                               03           10/01/98          0   
336431                               O            09/01/13              
0                                                                       

1865535          526/526             F          140,000.00         ZZ   
                                  180        138,183.68          1
6230 CORBETT STREET                6.875          1,248.60         80   
                                     6.625          1,248.60      175,000.00
LAS VEGAS        NV   89130          2            10/02/98         00   
336666                               05           12/01/98          0   
336666                               O            11/01/13              
0                                                                       

1865536          526/526             F           63,900.00         ZZ   
                                  180         62,880.16          2
337-339 SPRING BRANCH LANE         7.000            574.35         90   
                                     6.750            574.35       71,000.00
KENNADALE        TX   76060          1            09/30/98         04   
336959                               05           11/01/98         25   
336959                               N            10/01/13              
0                                                                       

1865537          526/526             F           28,000.00         ZZ   
                                  180         27,484.64          1
2800 JEANETTA #2406                7.500            259.56         80   
                                     7.250            259.56       35,000.00
HOUSTON          TX   77063          1            08/31/98         12   
337028                               01           10/01/98         12   
337028                               O            09/01/13              
0                                                                       

1865538          526/526             F           84,000.00         ZZ   
                                  180         82,486.73          1
721 WEST 13TH STREET               7.750            790.67         70   
                                     7.500            790.67      120,000.00
HOUSTON          TX   77008          2            08/28/98         00   
337478                               05           10/01/98          0   
337478                               N            09/01/13              
0                                                                       
1                                                                               

1865540          526/526             F           43,200.00         ZZ   
                                  180         42,539.44          1
5321 NW CHERRY AVENUE              7.500            400.47         90   
                                     7.250            400.47       48,000.00
LAWTON           OK   73505          1            09/28/98         10   
337636                               05           11/01/98         25   
337636                               N            10/01/13              
0                                                                       

1865541          526/526             F          105,000.00         ZZ   
                                  180        103,705.69          1
1551 WEST GAIL DRIVE               7.375            965.92         73   
                                     7.125            965.92      144,000.00
CHANDLER         AZ   85224          5            10/06/98         00   
338333                               03           12/01/98          0   
338333                               O            11/01/13              
0                                                                       

1865543          526/526             F          112,500.00         ZZ   
                                  180        110,704.53          1
3463 E. TERRA ALTA BOULEVARD       7.000          1,011.18         75   
                                     6.750          1,011.18      150,000.00
TUCSON           AZ   85716          5            09/14/98         00   
339096                               05           11/01/98          0   
339096                               O            10/01/13              
0                                                                       

1865544          526/526             F           52,200.00         ZZ   
                                  180         51,401.83          1
2111 WOODVINE DRIVE                7.500            483.90         90   
                                     7.250            483.90       58,000.00
HOUSTON          TX   77055          1            09/10/98         12   
339210                               05           11/01/98         25   
339210                               N            10/01/13              
0                                                                       

1865545          526/526             F           24,750.00         ZZ   
                                  180         23,739.67          1
8299 CAMBRIDGE STREET              7.625            231.20         90   
  UNIT 2004                          7.375            231.20       27,500.00
HOUSTON          TX   77054          1            09/25/98         12   
339216                               01           11/01/98         25   
339216                               O            10/01/13              
0                                                                       

1865546          526/526             F          328,000.00         ZZ   
                                  180        324,843.65          1
1                                                                               

13 EAST 19TH STREET                6.875          2,925.28         79   
                                     6.625          2,925.28      420,000.00
BARNEGAT LIGHT   NJ   08006          5            11/03/98         00   
339399                               05           01/01/99          0   
339399                               O            12/01/13              
0                                                                       

1865547          526/526             F          445,000.00         T    
                                  180        440,808.93          1
0127 TORREY LANE UNIT #A-2         7.125          4,030.95         74   
                                     6.875          4,030.95      606,500.00
DILLON           CO   80435          5            11/03/98         00   
339454                               01           01/01/99          0   
339454                               O            12/01/13              
0                                                                       

1865550          526/526             F           51,000.00         ZZ   
                                  180         50,094.53          1
2903 NORTHEAST 59TH PLACE          7.625            476.41         60   
                                     7.375            476.41       85,000.00
GLADSTONE        MO   64119          2            09/17/98         00   
339643                               09           11/01/98          0   
339643                               N            10/01/13              
0                                                                       

1865552          526/526             F           82,400.00         ZZ   
                                  180         81,261.80          1
2531 OLD CLARKSVILLE PIKE          6.625            723.47         80   
                                     6.375            723.47      103,000.00
ASHLAND CITY     TN   37015          5            10/26/98         00   
340740                               05           12/01/98          0   
340740                               O            11/01/13              
0                                                                       

1865553          526/526             F           44,500.00         ZZ   
                                  180         43,957.37          1
18019 WEDGEWOOD DRIVE              7.500            412.52         55   
                                     7.250            412.52       81,000.00
HAMMOND          LA   70401          2            10/26/98         00   
341267                               05           12/01/98          0   
341267                               N            11/01/13              
0                                                                       

1865554          526/526             F          102,000.00         ZZ   
                                  180        100,435.25          1
4139 SHADOW GABLES DRIVE           7.500            945.55         90   
                                     7.250            945.55      114,000.00
DALLAS           TX   75287          2            10/09/98         12   
341513                               09           12/01/98         25   
1                                                                               

341513                               N            11/01/13              
0                                                                       

1865556          526/526             F           83,700.00         ZZ   
                                  180         82,936.91          1
3039 EAST TURNEY AVENUE            7.500            775.91         90   
                                     7.250            775.91       93,000.00
PHOENIX          AZ   85016          1            11/09/98         12   
343800                               03           01/01/99         25   
343800                               N            12/01/13              
0                                                                       

1865557          526/526             F           76,000.00         ZZ   
                                  180         75,307.10          1
6555 NE DAVIS STREET               7.500            704.53         57   
                                     7.250            704.53      134,000.00
PORTLAND         OR   97213          2            11/18/98         00   
344004                               05           01/01/99          0   
344004                               N            12/01/13              
0                                                                       

1865558          526/526             F           35,550.00         ZZ   
                                  180         35,026.89          1
2024 DARROW AVENUE                 7.250            324.52         90   
                                     7.000            324.52       39,500.00
KLAMATH FALLS    OR   97601          1            10/23/98         11   
345276                               05           12/01/98         25   
345276                               N            11/01/13              
0                                                                       

1865559          526/526             F           41,850.00         ZZ   
                                  180         41,460.09          1
7900 N. STADIUM LANE DRIVE #74     7.250            382.03         90   
                                     7.000            382.03       46,500.00
HOUSTON          TX   77030          1            11/10/98         12   
346713                               01           01/01/99         25   
346713                               O            12/01/13              
0                                                                       

1865562          526/526             F           36,400.00         T    
                                  180         35,951.33          1
3100 JEANETTA 407                  7.375            334.85         89   
                                     7.125            334.85       41,000.00
HOUSTON          TX   77063          1            10/27/98         12   
347715                               01           12/01/98         25   
347715                               O            11/01/13              
0                                                                       

1                                                                               

1865563          526/526             F          145,500.00         ZZ   
                                  180        144,627.98          1
2519 EAST FOXHUNT DRIVE            7.625          1,359.16         74   
                                     7.375          1,359.16      198,000.00
SANDY            UT   84092          5            12/03/98         00   
348444                               05           02/01/99          0   
348444                               O            01/01/14              
0                                                                       

1865565          526/526             F           34,200.00         ZZ   
                                  180         33,221.46          1
4851 CEDAR SPRINGS ROAD            7.375            314.61         90   
  UNIT #277                          7.125            314.61       38,000.00
DALLAS           TX   75219          1            11/02/98         10   
349973                               01           12/01/98         25   
349973                               O            11/01/13              
0                                                                       

1865566          526/526             F          122,430.00         ZZ   
                                  180        120,622.88          1
33214 BLANCHE DRIVE                7.500          1,134.94         93   
                                     7.250          1,134.94      132,000.00
LAKE ELSINORE    CA   92530          2            12/04/98         12   
350050                               05           02/01/99         30   
350050                               O            01/01/14              
0                                                                       

1865567          526/526             F           56,800.00         ZZ   
                                  180         56,282.16          1
304 EISENHOWER ST                  7.500            526.54         80   
                                     7.250            526.54       71,000.00
BALDWIN CITY     KS   66006          1            11/19/98         10   
351397                               05           01/01/99         12   
351397                               N            12/01/13              
0                                                                       

1865568          526/526             F           91,200.00         ZZ   
                                  180         89,864.55          4
3945 DELAWARE ST.                  8.000            871.55         80   
                                     7.750            871.55      114,000.00
BEAUMONT         TX   77706          1            11/18/98         00   
352630                               05           01/01/99          0   
352630                               N            12/01/13              
0                                                                       

1865569          526/526             F          173,000.00         ZZ   
                                  180        171,963.18          2
1248-1250 REDONDO BOULEVARD        7.625          1,616.04         79   
                                     7.375          1,616.04      220,000.00
1                                                                               

LOS ANGELES      CA   90019          2            12/08/98         00   
353176                               05           02/01/99          0   
353176                               O            01/01/14              
0                                                                       

1865570          526/526             F           39,400.00         ZZ   
                                  180         39,056.13          1
4281 SOUTH SALIDA WAY UNIT #5      8.000            376.53         61   
                                     7.750            376.53       65,000.00
AURORA           CO   80014          5            12/03/98         00   
354899                               01           01/01/99          0   
354899                               N            12/01/13              
0                                                                       

1865572          526/526             F           59,250.00         ZZ   
                                  180         58,894.90          1
1760 WAYNE ROAD                    7.625            553.47         75   
                                     7.375            553.47       79,000.00
WILMINGTON       OH   45177          1            12/14/98         00   
356325                               05           02/01/99          0   
356325                               N            01/01/14              
0                                                                       

1865707          L50/G02             F           96,000.00         ZZ   
                                  180         95,703.65          1
9446 NORTH 30TH STREET             7.250            876.35         80   
                                     7.000            876.35      120,000.00
OMAHA            NE   68112          5            01/27/99         00   
0431216233                           05           03/01/99          0   
25110589                             O            02/01/14              
0                                                                       

1865722          N88/G02             F           90,000.00         ZZ   
                                  180         90,000.00          1
4014 BERRY AVENUE                  8.125            866.59         75   
                                     7.875            866.59      120,000.00
DREXELL HILL     PA   19026          5            01/28/99         00   
0431235639                           05           04/01/99          0   
00                                   O            03/01/14              
0                                                                       

1865736          B49/G02             F           87,250.00         ZZ   
                                  180         87,250.00          1
3 WOLVERINE DRIVE                  7.500            808.82         68   
                                     7.250            808.82      130,000.00
FLORISSANT       CO   80816          1            02/10/99         00   
0431225283                           05           04/01/99          0   
334251                               O            03/01/14              
0                                                                       
1                                                                               

1865775          208/G02             F           83,000.00         ZZ   
                                  180         82,738.14          1
7355 OLD SANTA FE TRAIL            7.000            746.03         32   
                                     6.750            746.03      260,000.00
SANTA FE         NM   87505          5            01/07/99         00   
0431183417                           05           03/01/99          0   
34645                                O            02/01/14              
0                                                                       

1865784          K08/G02             F           48,000.00         ZZ   
                                  180         47,712.33          2
1524-1526 W. ELM STREET            7.625            448.38         80   
                                     7.375            448.38       60,000.00
DENISON          TX   75020          1            12/31/98         00   
0411214109                           05           02/01/99          0   
411214109                            N            01/01/14              
0                                                                       

1865791          K08/G02             F           44,800.00         ZZ   
                                  180         44,537.32          1
9520 S HOLLYBROOK LAKE DR          7.875            424.91         80   
  #17-310                            7.625            424.91       56,000.00
HOLLYWOOD        FL   33025          1            12/31/98         00   
0411225634                           01           02/01/99          0   
411225634                            O            01/01/14              
0                                                                       

1865798          K08/G02             F          115,500.00         ZZ   
                                  180        114,822.80          1
2803 OAK PARK DRIVE                7.875          1,095.46         70   
                                     7.625          1,095.46      165,000.00
AUSTIN           TX   78704          5            12/31/98         00   
0411210115                           05           02/01/99          0   
411210115                            N            01/01/14              
0                                                                       

1865821          134/G02             F           26,600.00         ZZ   
                                  180         26,438.82          1
302 SHELBY STREET                  7.500            246.59         70   
                                     7.250            246.59       38,000.00
EDINBURGH        IN   46124          1            12/24/98         00   
0431176577                           05           02/01/99          0   
7822275                              N            01/01/14              
0                                                                       

1865867          K08/G02             F          115,120.00         T    
                                  120        114,481.92          1
1                                                                               

8716 RED RIO DRIVE  UNIT # 203     7.750          1,381.56         80   
                                     7.500          1,381.56      143,900.00
LAS VEGAS        NV   89128          1            12/30/98         00   
0411128291                           01           03/01/99          0   
411128291                            O            02/01/09              
0                                                                       

1865971          E82/G02             F           62,700.00         ZZ   
                                  180         62,516.79          1
21 BEACON STREET                   7.875            594.68         75   
                                     7.625            594.68       84,000.00
BOSTON           MA   02180          2            01/11/99         00   
0400171609                           06           03/01/99          0   
1573177                              N            02/01/14              
0                                                                       

1866073          637/G02             F           65,350.00         ZZ   
                                  180         64,845.00          1
360 LITTLETON RD UNIT 9D           7.250            596.56         63   
                                     7.000            596.56      105,000.00
CHELMSFORD       MA   01824          2            12/23/98         00   
0431184837                           05           02/01/99          0   
4251252                              O            01/01/14              
0                                                                       

1866156          975/G02             F           91,000.00         ZZ   
                                  180         90,549.79          1
11367 EAST END AVE                 7.250            830.71         59   
                                     7.000            830.71      155,000.00
ONTARIO AREA     CA   91762          2            01/01/99         00   
0431186931                           05           03/01/99          0   
984319                               O            02/01/14              
0                                                                       

1866967          H76/G02             F          410,400.00         ZZ   
                                  180        409,174.08          1
185 KILLARNEY DRIVE                7.625          3,833.67         80   
                                     7.375          3,833.67      513,000.00
BERKELEY HEIGHT  NJ   07922          5            01/27/99         00   
0431212943                           05           03/01/99          0   
980000176352                         O            02/01/14              
0                                                                       

1867092          976/976             F          144,000.00         ZZ   
                                  180        142,701.34          4
552-558 MAGNOLIA AVENUE            7.625          1,345.15         80   
                                     7.375          1,345.15      180,000.00
EL CAJON         CA   92020          5            11/03/98         00   
5269718                              05           01/01/99          0   
1                                                                               

5269718                              N            12/01/13              
0                                                                       

1867094          976/976             F           60,000.00         ZZ   
                                  180         59,826.60          4
15 MEADOWBROOK DRIVE               8.000            573.40         75   
                                     7.750            573.40       80,000.00
CHATTANOOGA      TN   37415          5            01/12/99         00   
5317207                              05           03/01/99          0   
5317207                              N            02/01/14              
0                                                                       

1867095          976/976             F           60,000.00         ZZ   
                                  180         59,826.60          4
9 MEADOWBROOK DRIVE                8.000            573.40         75   
                                     7.750            573.40       80,000.00
CHATTANOOGA      TN   37415          5            01/12/99         00   
5317208                              05           03/01/99          0   
5317208                              N            02/01/14              
0                                                                       

1867096          976/976             F           30,000.00         ZZ   
                                  180         29,735.28          1
215 FRANKWOOD DRIVE                7.875            284.54         24   
                                     7.625            284.54      130,000.00
FOLSOM           CA   95630          5            11/10/98         00   
5327680                              05           01/01/99          0   
5327680                              O            12/01/13              
0                                                                       

1867098          976/976             F          140,000.00         ZZ   
                                  180        134,013.21          2
16 GOLDIE STREET                   7.500          1,297.82         72   
                                     7.250          1,297.82      195,000.00
REVERE           MA   02151          5            11/24/98         00   
5339482                              05           01/01/99          0   
5339482                              O            12/01/13              
0                                                                       

1867099          976/976             F          102,800.00         ZZ   
                                  180        101,752.13          3
308 SARATOGA STREET                7.625            960.29         75   
                                     7.375            960.29      138,000.00
EAST BOSTON      MA   02128          5            11/20/98         00   
5339598                              05           01/01/99          0   
5339598                              O            12/01/13              
0                                                                       

1                                                                               

1867101          976/976             F           94,000.00         ZZ   
                                  180         92,737.31          1
105 DOGES PROMENADE                7.750            884.80         68   
                                     7.500            884.80      140,000.00
LINDENHURST      NY   11757          2            11/30/98         00   
5347159                              05           01/01/99          0   
5347159                              O            12/01/13              
0                                                                       

1867102          976/976             F          120,400.00         ZZ   
                                  180        119,694.07          2
3341 - 43 COLFAX AVENUE SOUTH      7.875          1,141.94         70   
                                     7.625          1,141.94      172,000.00
MINNEAPOLIS      MN   55408          2            12/30/98         00   
5356866                              05           02/01/99          0   
5356866                              N            01/01/14              
0                                                                       

1867103          976/976             F           71,000.00         ZZ   
                                  180         70,373.53          1
31550 MACKENZIE                    7.875            673.40         55   
                                     7.625            673.40      131,000.00
WESTLAND         MI   48185          5            11/23/98         00   
5361718                              05           01/01/99          0   
5361718                              O            12/01/13              
0                                                                       

1867105          976/976             F           79,000.00         ZZ   
                                  180         78,036.66          1
108 SOUTH CRESTWOOD DRIVE          7.500            732.34         67   
                                     7.250            732.34      119,400.00
WILMINGTON       NC   28405          2            11/05/98         00   
5372569                              05           12/01/98          0   
5372569                              N            11/01/13              
0                                                                       

1867106          976/976             F           80,000.00         ZZ   
                                  180         79,294.08          1
149 LYMAN STREET                   7.875            758.77         50   
                                     7.625            758.77      160,000.00
WESTBORO         MA   01581          5            11/19/98         00   
5376584                              05           01/01/99          0   
5376584                              N            12/01/13              
0                                                                       

1867107          976/976             F           83,000.00         ZZ   
                                  180         82,120.18          1
13012 MARQUETTE LANE               7.500            769.43         75   
                                     7.250            769.43      112,000.00
1                                                                               

BOWIE            MD   20715          2            11/09/98         00   
5377814                              09           01/01/99          0   
5377814                              N            12/01/13              
0                                                                       

1867108          976/976             F          161,000.00         ZZ   
                                  180        160,013.78          1
663 NEW MEXICO TRAIL               7.375          1,481.08         75   
                                     7.125          1,481.08      215,000.00
ELK GROVE VILLA  IL   60007          2            12/21/98         00   
5389791                              05           02/01/99          0   
5389791                              N            01/01/14              
0                                                                       

1867109          976/976             F           68,000.00         ZZ   
                                  180         67,425.78          1
671 CRESCENTVILLE ROAD             8.375            664.66         80   
                                     8.125            664.66       85,000.00
CINCINNATI       OH   45246          5            11/23/98         00   
5394943                              05           01/01/99          0   
5394943                              N            12/01/13              
0                                                                       

1867110          976/976             F          727,800.00         ZZ   
                                  180        723,194.25          1
3950 STONEBRIDGE COURT             7.000          6,541.68         46   
                                     6.750          6,541.68    1,600,000.00
RANCHO SANTE FE  CA   92067          2            12/24/98         00   
5405248                              05           02/01/99          0   
5405248                              O            01/01/14              
0                                                                       

1867111          976/976             F           95,200.00         ZZ   
                                  180         94,496.95          1
223 BELMONT CIRCLE                 7.000            855.69         80   
                                     6.750            855.69      119,040.00
YORKTOWN         VA   23693          1            12/30/98         00   
5406071                              03           02/01/99          0   
5406071                              O            01/01/14              
0                                                                       

1867112          976/976             F          117,000.00         ZZ   
                                  180        114,823.25          3
1431 EAST 76TH STREET              7.375          1,076.32         52   
                                     7.125          1,076.32      225,000.00
LOS ANGELES      CA   90001          5            08/26/98         00   
5406403                              05           10/01/98          0   
5406403                              O            09/01/13              
0                                                                       
1                                                                               

1867113          976/976             F           40,000.00         ZZ   
                                  180         39,647.05          1
1831 ALABAMA                       7.875            379.38         62   
                                     7.625            379.38       65,000.00
LAWRENCE         KS   66044          5            11/18/98         00   
5413494                              05           01/01/99          0   
5413494                              N            12/01/13              
0                                                                       

1867114          976/976             F           55,600.00         ZZ   
                                  180         55,125.30          1
7127 NW WINTER                     8.250            539.40         80   
                                     8.000            539.40       69,500.00
KANSAS CITY      MO   64152          1            11/18/98         00   
5421164                              03           01/01/99          0   
5421164                              N            12/01/13              
0                                                                       

1867115          976/976             F          220,000.00         ZZ   
                                  180        219,313.42          4
1902-1908 ADAMS AVENUE             7.125          1,992.83         69   
                                     6.875          1,992.83      320,000.00
SAN DIEGO        CA   92116          2            01/04/99         00   
5422039                              05           03/01/99          0   
5422039                              N            02/01/14              
0                                                                       

1867117          976/976             F          280,000.00         ZZ   
                                  180        276,298.18          1
3430 NORTH GREEN BRIER ROAD        7.250          2,556.02         80   
                                     7.000          2,556.02      350,000.00
LONG BEACH       CA   90808          2            11/13/98         00   
5425902                              05           01/01/99          0   
5425902                              O            12/01/13              
0                                                                       

1867118          976/976             F           84,500.00         ZZ   
                                  180         83,721.18          1
3473 NORTH BOND STREET             7.375            777.34         70   
                                     7.125            777.34      122,000.00
SAN BERNARDINO   CA   92405          5            11/06/98         00   
5428331                              05           01/01/99          0   
5428331                              N            12/01/13              
0                                                                       

1867120          976/976             F           40,050.00         ZZ   
                                  180         39,700.46          3
1                                                                               

703 & 705 NORTH COMMERCE ST        8.000            382.74         90   
                                     7.750            382.74       44,500.00
GAINSVILLE       TX   76240          1            11/11/98         04   
5429400                              05           01/01/99         25   
5429400                              N            12/01/13              
0                                                                       

1867121          976/976             F           96,000.00         ZZ   
                                  180         95,207.12          1
1344 HEIDI DRIVE                   8.625            952.40         80   
                                     8.375            952.40      120,000.00
PLANO            TX   75023          1            11/12/98         00   
5429944                              05           01/01/99          0   
5429944                              N            12/01/13              
0                                                                       

1867122          976/976             F           73,500.00         T    
                                  180         72,844.33          1
42595 FALLS AVENUE                 7.750            691.84         75   
                                     7.500            691.84       98,000.00
BIG BEAR LAKE    CA   92315          5            11/24/98         00   
5436674                              05           01/01/99          0   
5436674                              O            12/01/13              
0                                                                       

1867124          976/976             F          110,000.00         ZZ   
                                  180        109,029.39          4
19 & 21 N. NANSEMOND STREET        7.875          1,043.30         74   
                                     7.625          1,043.30      150,000.00
RICHMOND         VA   23221          5            11/13/98         00   
5440900                              05           01/01/99          0   
5440900                              N            12/01/13              
0                                                                       

1867126          976/976             F          110,000.00         ZZ   
                                  180        109,333.48          1
3036 HICHORY STREET                7.500          1,019.72         74   
                                     7.250          1,019.72      150,000.00
YORKTOWN HEIGHT  NY   10517          1            12/30/98         00   
5441666                              05           02/01/99          0   
5441666                              O            01/01/14              
0                                                                       

1867127          976/976             F           83,200.00         ZZ   
                                  180         82,481.79          2
4484 - 4486 LEXINGTON DRIVE        8.125            801.12         80   
                                     7.875            801.12      104,000.00
PLEASANT HILL    IA   50317          5            11/13/98         00   
5444561                              05           01/01/99          0   
1                                                                               

5444561                              N            12/01/13              
0                                                                       

1867128          976/976             F          174,000.00         ZZ   
                                  180        172,307.51          1
93370 HIGHWAY 99 S                 6.750          1,539.75         39   
                                     6.500          1,539.75      448,000.00
JUNCTION CITY    OR   97448          5            11/05/98         00   
5445928                              05           01/01/99          0   
5445928                              O            12/01/13              
0                                                                       

1867129          976/976             F          520,000.00         ZZ   
                                  180        514,569.14          1
600 PORTLEDGE DRIVE                7.500          4,820.47         74   
                                     7.250          4,820.47      710,000.00
BRYN MAWR        PA   19010          5            11/19/98         00   
5448216                              03           01/01/99          0   
5448216                              O            12/01/13              
0                                                                       

1867130          976/976             F          168,750.00         ZZ   
                                  180        166,186.77          1
1524 JAMES DRIVE                   7.500          1,564.34         75   
                                     7.250          1,564.34      225,000.00
MONTGOMERY       PA   19096          2            11/19/98         00   
5448225                              05           01/01/99          0   
5448225                              N            12/01/13              
0                                                                       

1867131          976/976             F           74,250.00         ZZ   
                                  180         73,541.91          1
1704 LYNX CIRCLE                   7.000            667.37         79   
                                     6.750            667.37       94,000.00
HARKER HEIGHTS   TX   76548          2            11/20/98         00   
5449176                              05           01/01/99          0   
5449176                              O            12/01/13              
0                                                                       

1867132          976/976             F           80,100.00         ZZ   
                                  180         79,291.35          4
418 VIEUX ORLEANS CIRCLE           7.875            759.71         90   
                                     7.625            759.71       89,000.00
LAFAYETTE        LA   70508          1            11/13/98         11   
5450380                              05           01/01/99         25   
5450380                              N            12/01/13              
0                                                                       

1                                                                               

1867133          976/976             F          200,000.00         ZZ   
                                  180        197,781.91          3
129-133 NOE STREET                 7.500          1,854.03         28   
                                     7.250          1,854.03      725,000.00
SAN FRANCISCO    CA   94114          5            12/21/98         00   
5450553                              05           02/01/99          0   
5450553                              N            01/01/14              
0                                                                       

1867134          976/976             F           45,000.00         ZZ   
                                  180         44,739.03          1
1010 NORTH PATE STREET             8.000            430.05         85   
                                     7.750            430.05       53,000.00
CARLSBAD         NM   88220          2            12/07/98         11   
5455674                              05           02/01/99         25   
5455674                              N            01/01/14              
0                                                                       

1867135          976/976             F           48,800.00         ZZ   
                                  180         48,321.12          1
222 HORSETAIL AVENUE               7.750            459.35         80   
                                     7.500            459.35       61,000.00
MIDDLEBURG       FL   32068          2            11/23/98         00   
5457893                              05           01/01/99          0   
5457893                              O            12/01/13              
0                                                                       

1867136          976/976             F           66,500.00         T    
                                  180         65,913.23          1
855 COUNTRY CROSSING COURT         7.875            630.72         70   
                                     7.625            630.72       95,000.00
KISSIMMEE        FL   34744          1            11/10/98         00   
5458358                              05           01/01/99          0   
5458358                              O            12/01/13              
0                                                                       

1867137          976/976             F           72,000.00         ZZ   
                                  180         71,357.71          2
5882 5884 CASTLEGATE NORTH         7.750            677.72         58   
                                     7.500            677.72      126,000.00
COLLEGE PARK     GA   30349          5            11/13/98         00   
5461034                              05           01/01/99          0   
5461034                              N            12/01/13              
0                                                                       

1867138          976/976             F          112,000.00         ZZ   
                                  180        111,011.73          3
1990 FILBERT LANE                  7.875          1,062.27         80   
                                     7.625          1,062.27      140,000.00
1                                                                               

COLLEGE PARK     GA   30349          1            11/13/98         00   
5461036                              05           01/01/99          0   
5461036                              N            12/01/13              
0                                                                       

1867139          976/976             F           45,000.00         ZZ   
                                  180         44,602.91          1
5084 LENNON RD.                    7.875            426.81         48   
                                     7.625            426.81       95,000.00
FLINT            MI   48507          5            11/02/98         00   
5463359                              05           01/01/99          0   
5463359                              N            12/01/13              
0                                                                       

1867140          976/976             F           48,750.00         ZZ   
                                  180         48,310.35          1
221 MAIN STREET                    7.625            455.39         75   
                                     7.375            455.39       65,000.00
HAMERSVILLE      OH   45130          5            11/17/98         00   
5464339                              05           01/01/99          0   
5464339                              N            12/01/13              
0                                                                       

1867141          976/976             F           51,000.00         ZZ   
                                  180         50,540.04          1
289 MAIN STREET                    7.625            476.41         75   
                                     7.375            476.41       68,000.00
HAMERSVILLE      OH   45130          5            11/17/98         00   
5464340                              05           01/01/99          0   
5464340                              N            12/01/13              
0                                                                       

1867142          976/976             F           48,750.00         ZZ   
                                  180         48,315.09          1
255 MAIN STREET                    7.750            458.88         75   
                                     7.500            458.88       65,000.00
HAMERSVILLE      OH   45130          5            11/17/98         00   
5464341                              05           01/01/99          0   
5464341                              N            12/01/13              
0                                                                       

1867143          976/976             F          180,000.00         ZZ   
                                  180        178,304.72          1
85 PONDEROSA HOMES DR.             7.125          1,630.50         80   
                                     6.875          1,630.50      225,000.00
BAYFIELD         CO   81122          2            11/13/98         00   
5465480                              05           01/01/99          0   
5465480                              O            12/01/13              
0                                                                       
1                                                                               

1867144          976/976             F           85,000.00         ZZ   
                                  180         83,952.60          1
3464 197TH AVENUE NORTHWEST        7.250            775.94         75   
                                     7.000            775.94      114,000.00
ANOKA            MN   55303          5            11/06/98         00   
5466489                              05           01/01/99          0   
5466489                              O            12/01/13              
0                                                                       

1867145          976/976             F          120,000.00         ZZ   
                                  180        118,452.68          3
2110 EAST SUPERIOR STREET          8.000          1,146.79         78   
                                     7.750          1,146.79      155,000.00
DULUTH           MN   55812          2            11/10/98         00   
5467127                              05           01/01/99          0   
5467127                              N            12/01/13              
0                                                                       

1867146          976/976             F          168,000.00         ZZ   
                                  180        165,261.11          1
9450 253RD AVE NORTHWEST           6.750          1,486.65         80   
                                     6.500          1,486.65      210,000.00
ZIMMERMAN        MN   55398          5            10/16/98         00   
5467156                              05           12/01/98          0   
5467156                              O            11/01/13              
0                                                                       

1867147          976/976             F           98,000.00         ZZ   
                                  180         96,698.28          1
5 WOODCREST DRIVE                  7.500            908.48         70   
                                     7.250            908.48      142,000.00
BURNSVILLE       MN   55337          5            11/13/98         00   
5467303                              05           01/01/99          0   
5467303                              O            12/01/13              
0                                                                       

1867148          976/976             F           85,100.00         ZZ   
                                  180         84,263.32          1
4683 MIDWAY ROAD                   6.625            747.18         45   
                                     6.375            747.18      190,000.00
DULUTH           MN   55811          5            11/16/98         00   
5467864                              05           01/01/99          0   
5467864                              O            12/01/13              
0                                                                       

1867150          976/976             F          168,000.00         ZZ   
                                  180        166,982.07          1
1                                                                               

509 CENTER RD                      7.500          1,557.38         64   
                                     7.250          1,557.38      265,000.00
OREGON           WI   53575          2            12/14/98         00   
5476411                              05           02/01/99          0   
5476411                              O            01/01/14              
0                                                                       

1867151          976/976             F          158,500.00         ZZ   
                                  180        157,468.47          1
7 KESTREL LANE                     7.250          1,446.89         69   
                                     7.000          1,446.89      230,000.00
HUDSON           NH   03051          2            12/03/98         00   
5478508                              05           02/01/99          0   
5478508                              O            01/01/14              
0                                                                       

1867152          976/976             F          180,000.00         ZZ   
                                  180        178,848.53          1
805 NORMA LANE                     6.875          1,605.34         50   
                                     6.625          1,605.34      360,000.00
FOSTER CITY      CA   94404          2            12/21/98         00   
5481449                              09           02/01/99          0   
5481449                              O            01/01/14              
0                                                                       

1867153          976/976             F          119,000.00         ZZ   
                                  180        117,760.06          1
430 NATIVIDAD ROAD                 7.250          1,086.31         28   
                                     7.000          1,086.31      425,000.00
SALINAS          CA   93906          5            12/01/98         00   
5482427                              05           02/01/99          0   
5482427                              O            01/01/14              
0                                                                       

1867154          976/976             F           63,750.00         ZZ   
                                  180         63,067.82          1
427 E. HAWTHORNE STREET            7.500            590.98         75   
                                     7.250            590.98       85,000.00
STOCKTON         CA   95205          2            11/13/98         00   
5485030                              05           01/01/99          0   
5485030                              O            12/01/13              
0                                                                       

1867155          976/976             F          250,000.00         ZZ   
                                  180        249,228.26          1
3707 W. KENNER ROAD                7.250          2,282.16         60   
                                     7.000          2,282.16      420,000.00
TRACY            CA   95376          5            01/04/99         00   
5485134                              05           03/01/99          0   
1                                                                               

5485134                              O            02/01/14              
0                                                                       

1867156          976/976             F           63,500.00         ZZ   
                                  180         63,295.27          1
1510 ASHWOOD DRIVE                 6.750            561.92         62   
                                     6.500            561.92      104,000.00
MODESTO          CA   95350          5            01/05/99         00   
5485492                              05           03/01/99          0   
5485492                              O            02/01/14              
0                                                                       

1867158          976/976             F          148,500.00         ZZ   
                                  180        147,529.35          1
2458 FAWN CREEK LANE               6.625          1,303.83         79   
                                     6.375          1,303.83      190,000.00
ESCONDIDO        CA   92026          2            12/02/98         00   
5486468                              05           02/01/99          0   
5486468                              O            01/01/14              
0                                                                       

1867159          976/976             F          152,500.00         ZZ   
                                  180        151,565.84          1
874 DORCHESTER STREET              7.375          1,402.89         77   
                                     7.125          1,402.89      200,000.00
THOUSAND OAKS    CA   91360          2            12/03/98         00   
5489557                              05           02/01/99          0   
5489557                              O            01/01/14              
0                                                                       

1867160          976/976             F          243,750.00         ZZ   
                                  180        242,240.55          1
3470 LILLY AVENUE                  7.250          2,225.11         75   
                                     7.000          2,225.11      325,000.00
LONG BEACH       CA   90808          5            12/02/98         00   
5489887                              05           02/01/99          0   
5489887                              O            01/01/14              
0                                                                       

1867162          976/976             F          165,000.00         ZZ   
                                  180        163,955.82          1
7801 AMPERE AVENUE                 7.000          1,483.07         79   
                                     6.750          1,483.07      211,000.00
NORTH HOLLYWOOD  CA   91605          2            12/18/98         00   
5489960                              05           02/01/99          0   
5489960                              O            01/01/14              
0                                                                       

1                                                                               

1867163          976/976             F          272,000.00         ZZ   
                                  180        270,439.99          4
141,143.145,147 STURGESS ST.       8.125          2,619.04         80   
                                     7.875          2,619.04      340,000.00
STATEN ISLAND    NY   10314          1            12/08/98         00   
5497404                              05           02/01/99          0   
5497404                              N            01/01/14              
0                                                                       

1867164          976/976             F           75,000.00         ZZ   
                                  180         74,085.43          2
35 RAILROAD STREET                 7.500            695.26         43   
                                     7.250            695.26      175,000.00
GREENLAWN        NY   11740          5            10/20/98         00   
5497428                              05           12/01/98          0   
5497428                              N            11/01/13              
0                                                                       

1867165          976/976             F          132,000.00         ZZ   
                                  180        131,259.50          3
2386 VALENTINE AVE                 8.375          1,290.21         80   
                                     8.125          1,290.21      165,000.00
BRONX            NY   10458          1            12/21/98         00   
5504191                              05           02/01/99          0   
5504191                              N            01/01/14              
0                                                                       

1867166          976/976             F          156,000.00         T    
                                  180        154,498.78          1
397 ATLANTIC AVENUE                6.875          1,391.30         44   
                                     6.625          1,391.30      356,000.00
WESTERLY         RI   02891          2            11/25/98         00   
5511565                              05           01/01/99          0   
5511565                              O            12/01/13              
0                                                                       

1867167          976/976             F           55,500.00         ZZ   
                                  180         55,148.78          1
34417 BORDMAN STREET               7.000            498.85         51   
                                     6.750            498.85      110,000.00
MEMPHIS          MI   48041          5            12/02/98         00   
5516387                              05           02/01/99          0   
5516387                              O            01/01/14              
0                                                                       

1867169          976/976             F           50,500.00         ZZ   
                                  180         50,200.63          1
2209 FERNWOOD DRIVE                7.750            475.35         64   
                                     7.500            475.35       79,000.00
1                                                                               

NASHVILLE        TN   37216          2            12/01/98         00   
5522285                              05           02/01/99          0   
5522285                              N            01/01/14              
0                                                                       

1867170          976/976             F           42,300.00         ZZ   
                                  180         41,934.86          1
2409 11TH AVENUE SOUTH             8.125            407.30         90   
                                     7.875            407.30       47,000.00
MINNEAPOLIS      MN   55404          1            12/02/98         11   
5525297                              05           01/01/99         25   
5525297                              N            12/01/13              
0                                                                       

1867173          976/976             F          105,000.00         ZZ   
                                  180        104,349.78          1
5316 ELLIOTT AVENUE SOUTH          7.250            958.51         72   
                                     7.000            958.51      146,000.00
MINNEAPOLIS      MN   55417          5            12/17/98         00   
5525770                              05           02/01/99          0   
5525770                              O            01/01/14              
0                                                                       

1867174          976/976             F          125,000.00         ZZ   
                                  180        124,234.29          1
105 WOODDALE DRIVE                 7.375          1,149.91         58   
                                     7.125          1,149.91      216,300.00
GLENCOE          MN   55336          5            12/16/98         00   
5525849                              05           02/01/99          0   
5525849                              O            01/01/14              
0                                                                       

1867175          976/976             F          414,000.00         T    
                                  180        408,785.69          1
HC 87 BOX 7059                     7.125          3,750.15         80   
                                     6.875          3,750.15      517,500.00
MERRIFIELD       MN   56465          1            11/05/98         00   
5526512                              05           12/01/98          0   
5526512                              O            11/01/13              
0                                                                       

1867177          976/976             F          113,000.00         ZZ   
                                  180        111,816.66          4
3846 GRAND AVENUE SOUTH            7.625          1,055.57         50   
                                     7.375          1,055.57      227,000.00
MINNEAPOLIS      MN   55409          2            12/30/98         00   
5526660                              05           02/01/99          0   
5526660                              N            01/01/14              
0                                                                       
1                                                                               

1867178          976/976             F          120,000.00         ZZ   
                                  180        119,084.01          1
2651 ATLANTIC AVENUE               7.750          1,129.54         80   
                                     7.500          1,129.54      150,000.00
CINCINNATI       OH   45209          5            12/23/98         00   
5527791                              05           02/01/99          0   
5527791                              O            01/01/14              
0                                                                       

1867179          976/976             F          326,000.00         ZZ   
                                  180        322,995.35          1
280 DAISY LANE                     7.375          2,998.96         75   
                                     7.125          2,998.96      435,000.00
CARMEL           NY   10512          1            11/18/98         00   
5528710                              05           01/01/99          0   
5528710                              O            12/01/13              
0                                                                       

1867180          976/976             F          390,000.00         ZZ   
                                  180        386,405.49          1
2020 WINTER WIND STREET            7.375          3,587.71         75   
                                     7.125          3,587.71      520,000.00
LAS VEGAS        NV   89134          5            11/06/98         00   
5529653                              03           01/01/99          0   
5529653                              O            12/01/13              
0                                                                       

1867181          976/976             F          172,500.00         ZZ   
                                  180        171,477.41          1
15 DAVIE CIRCLE                    7.750          1,623.71         75   
                                     7.500          1,623.71      230,000.00
CHAPEL HILL      NC   27514          5            12/23/98         00   
5531063                              05           02/01/99          0   
5531063                              N            01/01/14              
0                                                                       

1867182          976/976             F          135,000.00         ZZ   
                                  180        134,199.71          1
715 MERRITT MILL ROAD              7.750          1,270.73         75   
                                     7.500          1,270.73      180,000.00
CHAPEL HILL      NC   27514          5            12/23/98         00   
5531064                              05           02/01/99          0   
5531064                              N            01/01/14              
0                                                                       

1867183          976/976             F          140,000.00         ZZ   
                                  180        139,595.41          2
1                                                                               

11 DAVIE CIRCLE                    8.000          1,337.92         80   
                                     7.750          1,337.92      175,000.00
CHAPEL HILL      NC   27514          1            01/13/99         00   
5531072                              05           03/01/99          0   
5531072                              N            02/01/14              
0                                                                       

1867184          976/976             F          121,500.00         ZZ   
                                  180        120,779.74          1
4818 NORTH HILLS DRIVE             7.750          1,143.66         90   
                                     7.500          1,143.66      135,000.00
RALEIGH          NC   27612          1            12/31/98         11   
5531073                              05           02/01/99         25   
5531073                              N            01/01/14              
0                                                                       

1867185          976/976             F          119,200.00         ZZ   
                                  180        118,840.00          1
3102 CHESTERFIELD COURT            7.500          1,105.00         75   
                                     7.250          1,105.00      160,000.00
SNELLVILLE       GA   30039          5            01/08/99         00   
5533071                              03           03/01/99          0   
5533071                              O            02/01/14              
0                                                                       

1867186          976/976             F           80,000.00         ZZ   
                                  180         79,243.58          1
128 REN PASS AVENUE                7.875            758.77         72   
                                     7.625            758.77      112,000.00
HARAHAN          LA   70123          5            11/20/98         00   
5534633                              05           01/01/99          0   
5534633                              O            12/01/13              
0                                                                       

1867187          976/976             F          112,500.00         ZZ   
                                  180        111,840.38          1
2129 SUN SWEPT WAY                 7.875          1,067.01         90   
                                     7.625          1,067.01      125,000.00
HENDERSON        NV   89014          2            12/31/98         04   
5535550                              03           02/01/99         25   
5535550                              N            01/01/14              
0                                                                       

1867188          976/976             F           82,000.00         ZZ   
                                  180         81,268.49          1
2822 TREE TOP LANE                 7.750            771.85         79   
                                     7.500            771.85      105,000.00
WEST LINN        OR   97068          2            11/17/98         00   
5538250                              01           01/01/99          0   
1                                                                               

5538250                              N            12/01/13              
0                                                                       

1867189          976/976             F          215,000.00         ZZ   
                                  120        211,485.63          1
2508 CANYON VIEW LANE              6.875          2,482.51         40   
                                     6.625          2,482.51      540,000.00
PASADENA         CA   91107          2            12/14/98         00   
5539085                              05           02/01/99          0   
5539085                              O            01/01/09              
0                                                                       

1867190          976/976             F           92,700.00         ZZ   
                                  180         91,899.78          1
5202 QUAIL CREEK DRIVE             8.125            892.60         90   
                                     7.875            892.60      103,000.00
MCKINNEY         TX   75070          1            11/20/98         04   
5542295                              03           01/01/99         25   
5542295                              N            12/01/13              
0                                                                       

1867191          976/976             F          150,000.00         ZZ   
                                  180        149,120.52          1
69 HOYT STREET                     7.875          1,422.68         45   
                                     7.625          1,422.68      340,000.00
NEW CANAAN       CT   06840          5            12/04/98         00   
5543669                              05           02/01/99          0   
5543669                              O            01/01/14              
0                                                                       

1867192          976/976             F          138,000.00         ZZ   
                                  180        137,042.45          1
RT. 4, BOX 4142                    7.375          1,269.50         75   
                                     7.125          1,269.50      184,000.00
SEYMOUR          MO   65746          5            12/30/98         00   
5543989                              05           02/01/99          0   
5543989                              O            01/01/14              
0                                                                       

1867193          976/976             F           43,000.00         ZZ   
                                  180         42,872.96          1
5467 WEST 77TH STREET              7.750            404.75         18   
                                     7.500            404.75      245,000.00
LOS ANGELES      CA   90045          2            01/05/99         00   
5544621                              05           03/01/99          0   
5544621                              O            02/01/14              
0                                                                       

1                                                                               

1867194          976/976             F          375,000.00         ZZ   
                                  180        372,727.82          1
2605 INDIAN CREEK ROAD             7.500          3,476.30         75   
                                     7.250          3,476.30      500,000.00
DIAMOND BAR      CA   91765          5            12/16/98         00   
5544747                              03           02/01/99          0   
5544747                              O            01/01/14              
0                                                                       

1867195          976/976             F          200,000.00         ZZ   
                                  180        198,720.59          1
2742 SHALIMAR STREET               6.875          1,783.71         68   
                                     6.625          1,783.71      295,000.00
CAMARILLO        CA   93010          2            12/24/98         00   
5544830                              05           02/01/99          0   
5544830                              O            01/01/14              
0                                                                       

1867196          976/976             F           45,000.00         ZZ   
                                  180         44,859.56          2
1200 WILBUR AVENUE                 7.125            407.63         64   
                                     6.875            407.63       71,000.00
AKRON            OH   44301          5            01/11/99         00   
5547556                              05           03/01/99          0   
5547556                              N            02/01/14              
0                                                                       

1867197          976/976             F          189,000.00         ZZ   
                                  180        187,803.94          1
611 EAST CIRCLE DRIVE              7.000          1,698.79         75   
                                     6.750          1,698.79      252,000.00
FINDLAY          OH   45840          5            12/22/98         00   
5547612                              05           02/01/99          0   
5547612                              O            01/01/14              
0                                                                       

1867198          976/976             F           72,000.00         ZZ   
                                  180         71,577.84          1
3924 RIVEROAKS LANE                7.875            682.89         80   
                                     7.625            682.89       90,000.00
LOUISVILLE       KY   40241          1            12/03/98         00   
5547979                              05           02/01/99          0   
5547979                              N            01/01/14              
0                                                                       

1867199          976/976             F          316,000.00         ZZ   
                                  180        314,043.14          1
1008 RED SAILS                     7.250          2,884.65         70   
                                     7.000          2,884.65      455,000.00
1                                                                               

HORSESHOE BAY    TX   78657          2            12/07/98         00   
5548053                              03           02/01/99          0   
5548053                              O            01/01/14              
0                                                                       

1867200          976/976             F          118,000.00         ZZ   
                                  180        117,269.28          1
5426 BLUE HAVEN DRIVE              7.250          1,077.18         77   
                                     7.000          1,077.18      155,000.00
WILLIS           TX   77378          2            12/21/98         00   
5548525                              03           02/01/99          0   
5548525                              O            01/01/14              
0                                                                       

1867201          976/976             F          104,750.00         ZZ   
                                  180        103,729.08          1
R.D. 1 BOX 368                     7.250            956.23         75   
                                     7.000            956.23      141,000.00
WORTHINGTON      PA   16262          5            12/01/98         00   
5550204                              05           02/01/99          0   
5550204                              O            01/01/14              
0                                                                       

1867202          976/976             F          131,250.00         ZZ   
                                  180        130,463.37          1
2743 LAURELWOOD ROAD               7.625          1,226.05         72   
                                     7.375          1,226.05      183,500.00
ATLANTA          GA   30360          5            12/23/98         00   
5551626                              05           02/01/99          0   
5551626                              O            01/01/14              
0                                                                       

1867204          976/976             F           44,000.00         ZZ   
                                  180         43,640.61          1
7701 WEST BAYMEADOWS CIR W         8.750            439.76         80   
  #1073                              8.500            439.76       55,000.00
JACKSONVILLE     FL   32256          1            12/01/98         00   
5552321                              01           01/01/99          0   
5552321                              N            12/01/13              
0                                                                       

1867205          976/976             F           85,000.00         ZZ   
                                  180         84,258.15          1
5825 WILSON STREET                 8.000            812.31         76   
                                     7.750            812.31      112,000.00
HOLLYWOOD        FL   33021          1            11/25/98         00   
5552353                              05           01/01/99          0   
5552353                              O            12/01/13              
0                                                                       
1                                                                               

1867206          976/976             F           92,250.00         ZZ   
                                  180         91,715.04          1
3365 BRUNSWICK AVENUE SOUTH        8.000            881.59         79   
                                     7.750            881.59      117,900.00
ST. LOUIS PARK   MN   55416          2            12/17/98         00   
5555303                              05           02/01/99          0   
5555303                              O            01/01/14              
0                                                                       

1867207          976/976             F          103,000.00         ZZ   
                                  180        102,323.38          1
921 NORTH 1ST AVENUE EAST          7.750            969.52         72   
                                     7.500            969.52      145,000.00
DULUTH           MN   55805          2            12/29/98         00   
5555530                              05           02/01/99          0   
5555530                              O            01/01/14              
0                                                                       

1867208          976/976             F           51,100.00         ZZ   
                                  180         50,819.64          3
2113 PIERCE STREET                 8.625            506.96         90   
                                     8.375            506.96       56,800.00
SIOUX CITY       IA   51104          1            01/05/99         04   
5556295                              05           02/01/99         25   
5556295                              N            01/01/14              
0                                                                       

1867209          976/976             F          235,500.00         ZZ   
                                  180        233,422.03          1
1140 DICKENS AVENUE                7.875          2,233.60         75   
                                     7.625          2,233.60      314,000.00
NAPERVILLE       IL   60563          5            11/20/98         00   
5564023                              05           01/01/99          0   
5564023                              O            12/01/13              
0                                                                       

1867210          976/976             F          150,000.00         ZZ   
                                  120        148,249.80          1
755 SOUTH BENNETT AVENUE           6.875          1,731.98         65   
                                     6.625          1,731.98      234,000.00
PALATINE         IL   60067          2            12/03/98         00   
5564049                              05           02/01/99          0   
5564049                              O            01/01/09              
0                                                                       

1867211          976/976             F          480,000.00         ZZ   
                                  180        474,800.87          1
1                                                                               

2461 GLEN EAGLES DRIVE             6.875          4,280.91         80   
                                     6.625          4,280.91      600,000.00
OLYMPIA FIELDS   IL   60461          5            12/22/98         00   
5564310                              05           02/01/99          0   
5564310                              O            01/01/14              
0                                                                       

1867212          976/976             F          270,900.00         ZZ   
                                  180        269,240.57          1
1861 PFINGSTEN ROAD                7.375          2,492.08         70   
                                     7.125          2,492.08      388,000.00
NORTHBROOK       IL   60062          2            12/21/98         00   
5564636                              05           02/01/99          0   
5564636                              O            01/01/14              
0                                                                       

1867213          976/976             F           93,750.00         ZZ   
                                  180         93,123.59          4
1253 SOUTH TRIPP                   8.000            895.93         75   
                                     7.750            895.93      125,000.00
CHICAGO          IL   60623          5            12/29/98         00   
5564686                              05           02/01/99          0   
5564686                              N            01/01/14              
0                                                                       

1867214          976/976             F          171,500.00         ZZ   
                                  180        170,391.03          4
956 REDTAIL HAWK DRIVE             6.750          1,517.62         70   
                                     6.500          1,517.62      245,000.00
CLARK DALE       AZ   86324          5            12/03/98         00   
5573056                              05           02/01/99          0   
5573056                              N            01/01/14              
0                                                                       

1867215          976/976             F          106,650.00         ZZ   
                                  180        106,051.72          1
7639 SOUTH KENWOOD LANE            8.375          1,042.43         90   
                                     8.125          1,042.43      118,500.00
TEMPE            AZ   85284          1            12/30/98         21   
5573595                              05           02/01/99         25   
5573595                              N            01/01/14              
0                                                                       

1867216          976/976             F          222,600.00         ZZ   
                                  180        221,874.52          1
943 LA PLATA PLAZA                 6.625          1,954.42         60   
                                     6.375          1,954.42      371,000.00
CAMPBELL         CA   95008          5            01/08/99         00   
5576268                              05           03/01/99          0   
1                                                                               

5576268                              N            02/01/14              
0                                                                       

1867217          976/976             F          140,000.00         ZZ   
                                  180        139,572.52          1
2410 PACIFIC AVENUE, #2            7.375          1,287.90         49   
                                     7.125          1,287.90      290,000.00
SAN FRANCISCO    CA   94115          5            01/07/99         00   
5576393                              01           03/01/99          0   
5576393                              N            02/01/14              
0                                                                       

1867218          976/976             F           98,400.00         ZZ   
                                  180         98,112.47          1
2776 FIELD AVENUE                  7.875            933.28         80   
                                     7.625            933.28      123,000.00
LOUISVILLE       KY   40299          5            01/13/99         00   
5578643                              05           03/01/99          0   
5578643                              N            02/01/14              
0                                                                       

1867219          976/976             F          213,750.00         ZZ   
                                  180        212,397.31          1
726 CORNWALL DRIVE                 7.000          1,921.25         75   
                                     6.750          1,921.25      285,000.00
OXNARD           CA   93035          5            12/28/98         00   
5580234                              05           02/01/99          0   
5580234                              O            01/01/14              
0                                                                       

1867220          976/976             F          155,500.00         ZZ   
                                  180        154,844.28          1
2230 SOUTHERN HILL DRIVE           7.125          1,408.57         44   
                                     6.875          1,408.57      355,000.00
OXNARD           CA   93030          2            01/01/99         00   
5580339                              03           03/01/99          0   
5580339                              O            02/01/14              
0                                                                       

1867221          976/976             F          113,000.00         T    
                                  180        112,654.96          1
42531 LA CERENA AVENUE             7.375          1,039.52         90   
                                     7.125          1,039.52      126,000.00
BIG BEAR LAKE    CA   92315          2            01/05/99         04   
5580370                              05           03/01/99         25   
5580370                              O            02/01/14              
0                                                                       

1                                                                               

1867223          976/976             F           64,100.00         ZZ   
                                  180         63,902.12          1
1431 E BENGE ROAD                  7.250            585.15         70   
                                     7.000            585.15       91,600.00
FORT GIBSON      OK   74434          2            01/07/99         00   
5582584                              05           03/01/99          0   
5582584                              N            02/01/14              
0                                                                       

1867224          976/976             F           99,000.00         ZZ   
                                  180         98,432.19          3
109 SUNNYVALE LANE                 8.125            953.26         90   
                                     7.875            953.26      110,000.00
MINNETONKA       MN   55305          1            12/21/98         11   
5588192                              05           02/01/99         25   
5588192                              N            01/01/14              
0                                                                       

1867225          976/976             F           72,100.00         T    
                                  180         71,658.35          1
2115 5TH STREET SOUTH              7.375            663.26         70   
                                     7.125            663.26      103,000.00
MOORHEAD         MN   56560          5            12/28/98         00   
5588802                              05           02/01/99          0   
5588802                              O            01/01/14              
0                                                                       

1867226          976/976             F           78,000.00         ZZ   
                                  180         77,761.82          1
616 25TH AVENUE NW                 7.375            717.55         75   
                                     7.125            717.55      104,000.00
MINOT            ND   58703          2            01/05/99         00   
5589564                              05           03/01/99          0   
5589564                              O            02/01/14              
0                                                                       

1867365          H93/G02             F          105,000.00         ZZ   
                                  180        104,384.37          1
91 RIDGE SIDE COURT                7.875            995.87         60   
                                     7.625            995.87      175,000.00
MUNROE FALLS     OH   44262          2            12/07/98         00   
0431201664                           01           02/01/99          0   
9894253                              O            01/01/14              
0                                                                       

1867630          B98/G02             F          286,000.00         ZZ   
                                  180        282,319.86          1
34116 SUMMERWIND TERRACE           6.875          2,550.71         75   
                                     6.625          2,550.71      381,765.00
1                                                                               

FREMONT          CA   94555          1            10/06/98         00   
0431190149                           03           12/01/98          0   
0000                                 O            11/01/13              
0                                                                       

1867676          369/G02             F          133,000.00         ZZ   
                                  180        131,813.55          1
9725 LOU EDD ROAD                  7.750          1,251.90         70   
                                     7.500          1,251.90      190,000.00
HOUSTON          TX   77070          1            11/18/98         00   
0431185818                           05           01/01/99          0   
0070982798                           N            12/01/13              
0                                                                       

1867705          K08/G02             F           60,500.00         ZZ   
                                  180         60,319.28          2
4825-27 CAMELIA STREET             7.625            565.15         80   
                                     7.375            565.15       76,000.00
NEW ORLEANS      LA   70126          2            01/04/99         00   
0411097470                           05           03/01/99          0   
411097470                            N            02/01/14              
0                                                                       

1867735          K08/G02             F          141,700.00         ZZ   
                                  180        140,832.01          1
2310 ROSE GARDEN DRIVE             7.375          1,303.53         78   
                                     7.125          1,303.53      182,800.00
GASTONIA         NC   28054          2            12/28/98         00   
0411216484                           05           02/01/99          0   
411216484                            O            01/01/14              
0                                                                       

1867766          K08/G02             F           76,500.00         ZZ   
                                  180         76,036.49          1
2212 TAFT ST                       7.500            709.16         75   
                                     7.250            709.16      102,000.00
HOLLYWOOD        FL   33020          5            12/31/98         00   
0411124324                           05           02/01/99          0   
411124324                            O            01/01/14              
0                                                                       

1867768          K08/G02             F           48,850.00         ZZ   
                                  180         48,412.11          1
24118 AZURE SKY DRIVE              7.000            439.08         77   
                                     6.750            439.08       63,500.00
SPRING           TX   77353          2            01/04/99         00   
0411174816                           03           02/01/99          0   
411174816                            N            01/01/14              
0                                                                       
1                                                                               

1867823          168/168             F          121,600.00         ZZ   
                                  180        120,863.20          1
348 COLLINS LANE                   7.500          1,127.25         68   
                                     7.250          1,127.25      181,000.00
WEST HEMPSTEAD   NY   11552          2            12/18/98         00   
0239986938                           05           02/01/99          0   
0239986938                           O            01/01/14              
0                                                                       

1867853          168/168             F           68,000.00         ZZ   
                                  180         67,592.45          2
242 BOGHT ROAD                     7.625            635.21         80   
                                     7.375            635.21       85,000.00
ALBANY           NY   12205          1            12/16/98         00   
0249303361                           05           02/01/99          0   
0249303361                           O            01/01/14              
0                                                                       

1867942          926/G02             F           85,000.00         ZZ   
                                  180         84,241.47          1
995 PRINCE CIRCLE                  7.750            800.09         55   
                                     7.500            800.09      155,000.00
CONCORD          NC   28025          5            11/20/98         00   
0431185297                           05           01/01/99          0   
109831                               O            12/01/13              
0                                                                       

1868037          B75/G02             F          224,900.00         ZZ   
                                  180        223,566.81          1
17760 NW 129 AVENUE                7.750          2,116.93         57   
                                     7.500          2,116.93      400,000.00
MIAMI            FL   33018          5            12/23/98         00   
0431190321                           05           02/01/99          0   
6283006                              O            01/01/14              
0                                                                       

1868226          757/G02             F           53,900.00         ZZ   
                                  180         53,740.75          1
3783 BROOKCREST CIRCLE             7.750            507.35         70   
                                     7.500            507.35       77,000.00
DECATUR          GA   30032          5            01/07/99         00   
0431185339                           05           03/01/99          0   
3706074                              N            02/01/14              
0                                                                       

1868240          757/G02             F           60,200.00         ZZ   
                                  180         60,022.14          1
1                                                                               

3466 ESTES PARK DRIVE              7.750            566.65         70   
                                     7.500            566.65       86,000.00
LITHONIA         GA   30058          5            01/07/99         00   
0431184696                           05           03/01/99          0   
3706090                              N            02/01/14              
0                                                                       

1868248          757/G02             F           56,000.00         ZZ   
                                  180         55,834.55          1
2238 CHEROKEE VALLEY CIRCLE        7.750            527.12         70   
                                     7.500            527.12       80,000.00
LITHONIA         GA   30058          5            01/07/99         00   
0431184712                           05           03/01/99          0   
3706082                              N            02/01/14              
0                                                                       

1868342          588/G02             F          153,000.00         ZZ   
                                  180        151,574.48          1
834 WALTON AVENUE                  7.250          1,396.69         27   
                                     7.000          1,396.69      585,000.00
MAMARONECK VILL  NY   10543          5            11/09/98         00   
0431190628                           05           01/01/99          0   
981005064                            O            12/01/13              
0                                                                       

1868420          976/976             F          187,500.00         ZZ   
                                  180        185,576.52          1
6767 COLLINS AVE, UNIT 1509        6.125          1,594.93         75   
                                     5.875          1,594.93      250,000.00
MIAMI            FL   33141          5            12/09/98         00   
5360529                              01           02/01/99          0   
5360529                              N            01/01/14              
0                                                                       

1868424          757/G02             F           49,000.00         ZZ   
                                  180         48,856.81          1
2389 UNION GROVE COURT             7.875            464.75         70   
                                     7.625            464.75       70,000.00
LITHONIA         GA   30058          5            01/07/99         00   
0431184704                           05           03/01/99          0   
3706017                              N            02/01/14              
0                                                                       

1868441          976/976             F          271,700.00         ZZ   
                                  180        267,726.35          1
5213 VALERIE ST.                   6.625          2,385.51         80   
                                     6.375          2,385.51      340,000.00
BELLAIRE         TX   77401          5            10/23/98         00   
7997768                              05           12/01/98          0   
1                                                                               

7997768                              O            11/01/13              
0                                                                       

1868484          K08/G02             F           63,000.00         ZZ   
                                  180         61,876.92          1
2904 DALTON                        7.875            597.52         47   
                                     7.625            597.52      134,903.00
PITTSFIELD TWP   MI   48108          5            01/08/99         00   
0411192644                           05           03/01/99          0   
411192644                            O            02/01/14              
0                                                                       

1868485          K08/G02             F           42,300.00         ZZ   
                                  180         42,185.67          2
2305 HUNTER DRIVE                  8.750            422.77         90   
                                     8.500            422.77       47,000.00
HARLINGEN        TX   78550          1            01/05/99         04   
0411187560                           05           03/01/99         25   
411187560                            N            02/01/14              
0                                                                       

1868565          E46/G02             F          122,000.00         ZZ   
                                  180        122,000.00          1
2660 COLONIAL DRIVE                7.375          1,122.31         72   
                                     7.125          1,122.31      170,000.00
UPPER CHICHESTE  PA   19061          2            02/04/99         00   
0431239524                           05           04/01/99          0   
33060                                O            03/01/14              
0                                                                       

1869025          K08/G02             F          103,300.00         T    
                                  180        102,720.52          1
14239 SUN BAY DRIVE                8.375          1,009.68         80   
                                     8.125          1,009.68      129,132.00
ORLANDO          FL   32824          1            12/30/98         95   
0411175227                           09           02/01/99          0   
411175227                            O            01/01/14              
0                                                                       

1869121          E84/G02             F           65,000.00         ZZ   
                                  180         64,606.15          1
1006 WEST BENJAMIN HOLT DRIVE      7.500            602.56         52   
                                     7.250            602.56      125,000.00
STOCKTON         CA   95207          1            12/14/98         00   
0431196765                           03           02/01/99          0   
77180161                             O            01/01/14              
0                                                                       

1                                                                               

1869129          P27/G02             F           50,000.00         ZZ   
                                  180         49,855.50          1
233 ARGUELLO AVENUE                8.000            477.83         42   
                                     7.750            477.83      120,000.00
VALLEJO          CA   94591          5            01/19/99         00   
0431207992                           05           03/01/99          0   
P269714                              O            02/01/14              
0                                                                       

1869164          549/549             F          487,500.00         ZZ   
                                  180        481,490.74          1
5940 TRAJAN DR                     7.375          4,484.63         75   
                                     7.125          4,484.63      650,000.00
FAIR OAKS        CA   95628          5            10/05/98         00   
65525612                             05           12/01/98          0   
65525612                             O            11/01/13              
0                                                                       

1869212          549/549             F          300,000.00         ZZ   
                                  180        297,146.50          1
800 VALENCIA DR                    7.750          2,823.83         60   
                                     7.500          2,823.83      508,000.00
MILPITAS         CA   95035          2            11/17/98         00   
66069181                             05           01/01/99          0   
66069181                             N            12/01/13              
0                                                                       

1869595          822/G02             F           29,250.00         ZZ   
                                  180         29,076.60          1
6035 MONTAGUE ST.                  7.750            275.33         90   
                                     7.500            275.33       32,500.00
PHILA            PA   19135          1            12/29/98         10   
0431197078                           05           02/01/99         20   
3636006382                           N            01/01/14              
0                                                                       

1869618          G81/G02             F          146,250.00         ZZ   
                                  180        145,788.58          1
13210 S W 50 STREET                7.000          1,314.54         75   
                                     6.750          1,314.54      195,000.00
MIAMI            FL   33175          2            01/11/99         00   
0431185917                           05           03/01/99          0   
021812165                            O            02/01/14              
0                                                                       

1869722          E58/E58             F          202,500.00         ZZ   
                                  180        201,246.00          1
2229 NEES LANE                     7.250          1,848.55         90   
                                     7.000          1,848.55      225,000.00
1                                                                               

SILVER SPRING    MD   20905          2            12/23/98         12   
0009644691                           05           02/01/99         25   
0009644691                           O            01/01/14              
0                                                                       

1869976          225/225             F           20,070.00         ZZ   
                                  180         19,947.06          1
143 MARTIN DRIVE                   7.375            184.63         90   
                                     7.125            184.63       22,500.00
PORT CHARLOTTE   FL   33952          1            12/24/98         14   
710196400                            05           02/01/99         25   
710196400                            N            01/01/14              
0                                                                       

1870000          J83/G02             F           63,200.00         ZZ   
                                  180         62,821.20          1
3999 SULLIVAN STREET               7.625            590.38         77   
                                     7.375            590.38       83,000.00
MADISON          AL   35758          2            12/29/98         00   
0431187269                           05           02/01/99          0   
266722                               N            01/01/14              
0                                                                       

1870059          168/168             F           46,000.00         ZZ   
                                  180         45,594.11          1
10028 ECKLES                       7.875            436.29         31   
                                     7.625            436.29      150,000.00
LIVONIA          MI   48150          2            11/24/98         00   
01849410019                          05           01/01/99          0   
01849410019                          O            12/01/13              
0                                                                       

1870089          K08/G02             F           43,000.00         ZZ   
                                  180         42,864.33          1
6025 CLAYTON STREET                7.000            386.50         75   
                                     6.750            386.50       58,000.00
BATON ROUGE      LA   70805          2            12/31/98         00   
0411182389                           05           03/01/99          0   
411182389                            O            02/01/14              
0                                                                       

1870093          K08/G02             F           88,000.00         ZZ   
                                  180         87,722.36          1
412 N. ADDISON RD                  7.000            790.97         59   
                                     6.750            790.97      150,000.00
VILLA PARK       IL   60181          2            01/11/99         00   
0411188766                           05           03/01/99          0   
411188766                            O            02/01/14              
0                                                                       
1                                                                               

1870095          K08/G02             F           55,000.00         ZZ   
                                  180         54,673.97          1
334 EAST PETROS ROAD               7.750            517.70         78   
                                     7.500            517.70       71,000.00
PEARL            MS   39208          5            12/31/98         00   
0411221732                           05           02/01/99          0   
411221732                            O            01/01/14              
0                                                                       

1870100          K08/G02             F           33,300.00         ZZ   
                                  180         33,205.88          1
701 NORTH BIRMINGHAM PLACE         8.250            323.06         90   
                                     8.000            323.06       37,000.00
TULSA            OK   74110          1            01/07/99         04   
0411234727                           05           03/01/99         25   
411234727                            N            02/01/14              
0                                                                       

1870102          K08/G02             F           46,500.00         T    
                                  180         46,361.10          1
7310 SEAWALL BLVD. #301            7.625            434.37         75   
                                     7.375            434.37       62,000.00
GALVESTON        TX   77551          1            01/07/99         00   
0411227127                           22           03/01/99          0   
411227127                            O            02/01/14              
0                                                                       

1870125          K08/G02             F          105,250.00         T    
                                  180        104,659.58          1
14309 SUN BAY DRIVE                8.375          1,028.74         80   
                                     8.125          1,028.74      131,595.00
ORLANDO          FL   32824          1            12/30/98         00   
0411195399                           09           02/01/99          0   
411195399                            O            01/01/14              
0                                                                       

1870174          K08/G02             F          167,200.00         ZZ   
                                  180        166,357.92          1
4903 SOUTHWEST DAKOTA STREET       6.875          1,491.18         58   
                                     6.625          1,491.18      290,000.00
SEATTLE          WA   98116          5            01/11/99         00   
0411209992                           05           03/01/99          0   
411209992                            O            02/01/14              
0                                                                       

1870203          168/168             F          148,000.00         ZZ   
                                  180        147,062.69          2
1                                                                               

301 SICKLES AVENUE                 7.625          1,382.51         80   
                                     7.375          1,382.51      186,000.00
NEW ROCHELLE     NY   10801          1            12/22/98         00   
0239991419                           05           02/01/99          0   
0239991419                           O            01/01/14              
0                                                                       

1870237          J95/J95             F          291,200.00         ZZ   
                                  180        289,396.71          1
1821 EAST MOORE CREST COURT        7.250          2,658.26         80   
                                     7.000          2,658.26      364,000.00
SALT LAKE CITY   UT   84121          5            12/09/98         00   
0013860556                           05           02/01/99          0   
0013860556                           O            01/01/14              
0                                                                       

1870299          A50/A50             F          328,000.00         ZZ   
                                  180        326,118.82          1
445 EMMETT YOUNG ROAD              8.125          3,158.25         80   
                                     7.875          3,158.25      410,000.00
NEWNAN           GA   30263          2            11/30/98         00   
118763                               05           02/01/99          0   
118763                               O            01/01/14              
0                                                                       

1870359          664/G02             F          545,000.00         ZZ   
                                  180        541,475.85          1
2641 VIA VALDES                    6.750          4,822.76         59   
                                     6.500          4,822.76      925,000.00
PALOS VERDES ES  CA   90274          2            12/23/98         00   
0431207976                           05           02/01/99          0   
2904340                              O            01/01/14              
0                                                                       

1870440          637/G02             F          272,000.00         ZZ   
                                  180        270,297.24          1
3825 NASH COURT                    7.125          2,463.86         85   
                                     6.875          2,463.86      320,000.00
SAN JOSE         CA   95111          5            12/29/98         01   
0431198803                           05           02/01/99          6   
0010940815                           O            01/01/14              
0                                                                       

1870481          168/168             F           50,000.00         ZZ   
                                  180         49,777.28          2
2225 MAYNARD AVENUE                7.750            470.64         77   
                                     7.500            470.64       65,000.00
YORKVILLE        NY   13495          1            01/12/99         00   
249327856                            05           03/01/99          0   
1                                                                               

249327856                            N            02/01/14              
0                                                                       

1870490          168/168             F           49,000.00         ZZ   
                                  180         48,712.70          2
175 AURORA ST                      7.875            464.74         70   
                                     7.625            464.74       70,000.00
LANCASTER        NY   14086          5            12/30/98         00   
369573170                            05           02/01/99          0   
369573170                            N            01/01/14              
0                                                                       

1870501          M93/G02             F           63,000.00         ZZ   
                                  180         63,000.00          1
383 E COOK AVENUE                  7.250            575.10         80   
                                     7.000            575.10       79,000.00
SAINT PAUL       MN   55101          5            02/04/99         00   
0431218999                           05           04/01/99          0   
0000                                 O            03/01/14              
0                                                                       

1870515          A75/G02             F           79,000.00         ZZ   
                                  180         78,761.41          2
18A-18B MERCURY LANE               7.500            732.34         50   
                                     7.250            732.34      160,000.00
PELHAM           NH   03076          2            01/15/99         00   
0431203488                           07           03/01/99          0   
9606007566                           N            02/01/14              
0                                                                       

1870518          H76/G02             F           42,700.00         ZZ   
                                  180         42,700.00          1
RR#2 BOX 100 TRUE ROAD             7.500            395.84         70   
                                     7.250            395.84       61,000.00
CLINTON          ME   04927          5            02/05/99         00   
0431222215                           05           04/01/99          0   
980000179197                         O            03/01/14              
0                                                                       

1870544          253/253             F           48,650.00         ZZ   
                                  180         48,484.22          1
1117 LLANO TRAIL                   7.625            454.46         70   
                                     7.375            454.46       69,500.00
GRAND PRAIRIE    TX   75052          5            01/08/99         00   
929274                               05           03/01/99          0   
929274                               N            02/01/14              
0                                                                       

1                                                                               

1870574          A53/G02             F          209,000.00         ZZ   
                                  180        205,393.81          1
1019 STIRRUP                       7.500          1,937.46         71   
                                     7.250          1,937.46      298,000.00
LEMONT           IL   60439          2            11/19/98         00   
0431201557                           05           01/01/99          0   
0290033704                           O            12/01/13              
0                                                                       

1870742          K08/G02             F          130,800.00         ZZ   
                                  180        130,024.62          1
7093 CLAYMONT DRIVE                7.750          1,231.19         80   
                                     7.500          1,231.19      163,500.00
PINSON           AL   35126          5            12/30/98         00   
0411159346                           05           02/01/99          0   
411159346                            O            01/01/14              
0                                                                       

1870756          K08/G02             F          203,950.00         ZZ   
                                  180        202,687.03          1
11574 HIGHWAY 1078                 7.250          1,861.78         85   
                                     7.000          1,861.78      240,000.00
FOLSOM           LA   70437          5            01/04/99         14   
0411145196                           05           02/01/99         12   
411145196                            O            01/01/14              
0                                                                       

1870784          168/168             F           45,500.00         ZZ   
                                  180         45,233.23          2
385 PENORA STREET                  7.875            431.54         70   
                                     7.625            431.54       65,000.00
DEPEW            NY   14043          5            12/30/98         00   
0369575300                           05           02/01/99          0   
0369575300                           N            01/01/14              
0                                                                       

1870789          K08/G02             F           98,500.00         ZZ   
                                  180         98,199.24          1
53 EAST KANAWHA AVENUE             7.375            906.12         79   
                                     7.125            906.12      125,000.00
COLUMBUS         OH   43214          2            01/07/99         00   
0411205784                           05           03/01/99          0   
411205784                            O            02/01/14              
0                                                                       

1871068          M46/G02             F           69,600.00         ZZ   
                                  180         69,600.00          4
1103 WEST WATER STREET             7.750            655.13         59   
                                     7.500            655.13      118,000.00
1                                                                               

WEATHERFORD      TX   76086          2            02/09/99         00   
0431220086                           05           04/01/99          0   
7740158                              N            03/01/14              
0                                                                       

1871145          638/G02             F           59,000.00         ZZ   
                                  180         58,604.01          1
3923 RIVIERA DRIVE                 7.625            551.14         29   
                                     7.375            551.14      207,000.00
SAN DIEGO        CA   92109          2            12/21/98         00   
0431190396                           05           02/01/99          0   
08819606                             N            01/01/14              
0                                                                       

1871162          638/G02             F           50,000.00         ZZ   
                                  180         49,300.37          1
6906 MOCKINGBIRD LANE              7.000            449.41         50   
                                     6.750            449.41      100,000.00
DALLAS           TX   75214          5            12/30/98         00   
0431190081                           05           02/01/99          0   
08827716                             O            01/01/14              
0                                                                       

1871325          134/G02             F           27,300.00         ZZ   
                                  180         27,134.58          1
716 WALNUT                         7.500            253.08         70   
                                     7.250            253.08       39,000.00
EDINBURGH        IN   46124          1            12/24/98         00   
0431230978                           05           02/01/99          0   
7822274                              N            01/01/14              
0                                                                       

1871331          K08/G02             F          417,000.00         ZZ   
                                  180        414,332.44          1
3732 RED STONE DRIVE               6.875          3,719.03         79   
                                     6.625          3,719.03      530,000.00
ARLINGTON        TX   76017          2            12/31/98         00   
0411214620                           05           02/01/99          0   
411214620                            O            01/01/14              
0                                                                       

1871335          K08/G02             F          125,600.00         ZZ   
                                  180        125,224.81          1
36 PIONEER                         7.625          1,173.27         80   
                                     7.375          1,173.27      157,000.00
AUBURN           MA   01501          1            12/31/98         00   
0411211840                           05           03/01/99          0   
411211840                            O            02/01/14              
0                                                                       
1                                                                               

1871350          K08/G02             F          144,800.00         ZZ   
                                  180        144,357.87          1
16819 HUNTERS POINT DRIVE          7.375          1,332.05         80   
                                     7.125          1,332.05      181,000.00
DALLAS           TX   75248          5            01/05/99         00   
0411193097                           05           03/01/99          0   
411193097                            O            02/01/14              
0                                                                       

1871367          K08/G02             F           81,200.00         ZZ   
                                  180         80,744.49          2
615 MILLS AVENUE SOUTH             8.375            793.67         70   
                                     8.125            793.67      116,000.00
ORLANDO          FL   32806          1            01/04/99         00   
0411229768                           05           02/01/99          0   
411229768                            O            01/01/14              
0                                                                       

1871369          K08/G02             F          152,000.00         ZZ   
                                  180        151,540.94          1
31 OAKWOOD AVENUE                  7.500          1,409.06         80   
                                     7.250          1,409.06      190,000.00
LIVINGSTON       NJ   07039          2            01/06/99         00   
0411204928                           05           03/01/99          0   
411204928                            O            02/01/14              
0                                                                       

1871387          134/G02             F           24,500.00         ZZ   
                                  180         24,351.55          1
306 SHELBY STREET                  7.500            227.12         70   
                                     7.250            227.12       35,000.00
EDINBURGH        IN   46124          1            12/24/98         00   
0431230994                           05           02/01/99          0   
7822278                              N            01/01/14              
0                                                                       

1871410          K08/G02             F          135,900.00         ZZ   
                                  180        135,030.64          1
1546 MIJA LANE                     6.875          1,212.03         80   
                                     6.625          1,212.03      170,000.00
SEABROOK         TX   77586          2            12/29/98         00   
0411202070                           03           02/01/99          0   
411202070                            O            01/01/14              
0                                                                       

1871454          E23/G02             F           43,200.00         ZZ   
                                  180         43,068.09          1
1                                                                               

7504 PARKWAY DR #103               7.375            397.41         79   
                                     7.125            397.41       55,000.00
LA MESA          CA   91942          2            01/07/99         00   
0431201839                           01           03/01/99          0   
10506961                             O            02/01/14              
0                                                                       

1871477          387/G02             F          104,000.00         ZZ   
                                  180        103,376.69          1
3100 PINECREST DRIVE               7.625            971.50         76   
                                     7.375            971.50      138,000.00
BETHANY          OK   73008          2            12/22/98         00   
0431191790                           05           02/01/99          0   
0001618065                           O            01/01/14              
0                                                                       

1871501          B35/G02             F          126,000.00         ZZ   
                                  180        125,211.22          1
339 8TH STREET NE                  7.125          1,141.35         75   
                                     6.875          1,141.35      168,000.00
WASHINGTON       DC   20002          5            12/28/98         00   
0431189141                           09           02/01/99          0   
98003388                             O            01/01/14              
0                                                                       

1871560          965/G02             F           39,000.00         ZZ   
                                  180         38,876.96          1
4400 SOUTH QUEBEC STREET V-206     7.000            350.54         75   
                                     6.750            350.54       52,000.00
DENVER           CO   80237          2            01/11/99         00   
0431186691                           01           03/01/99          0   
0000000                              N            02/01/14              
0                                                                       

1871561          A21/A21             F           60,000.00         ZZ   
                                  180         60,000.00          1
63 RAYMOND STREET                  7.250            547.72         34   
                                     7.000            547.72      181,000.00
HASBROUCK HEIGH  NJ   07604          5            02/05/99         00   
0210105813                           05           04/01/99          0   
0210105813                           O            03/01/14              
0                                                                       

1871573          G92/G02             F          140,250.00         ZZ   
                                  180        139,835.64          1
2409 RIDGEGLEN WAY                 7.750          1,320.14         55   
                                     7.500          1,320.14      255,000.00
SAN JOSE         CA   95133          5            01/18/99         00   
0431205186                           05           03/01/99          0   
1                                                                               

334761                               N            02/01/14              
0                                                                       

1871585          638/G02             F           39,600.00         ZZ   
                                  180         39,481.71          1
544 GRIDLEY STREET                 7.625            369.92         90   
                                     7.375            369.92       44,000.00
AKRON            OH   44306          1            01/11/99         10   
0431193135                           05           03/01/99         25   
08838163                             N            02/01/14              
0                                                                       

1871776          144/144             F           88,650.00         ZZ   
                                  180         88,101.03          3
51 1/2 SMITH STREET                7.250            809.25         90   
                                     7.000            809.25       98,500.00
POUGHKEEPSIE     NY   12601          2            12/03/98         14   
160632505                            05           02/01/99         25   
160632505                            N            01/01/14              
0                                                                       

1871884          961/G02             F          211,250.00         ZZ   
                                  180        210,625.87          1
751 W WALNUT AVENUE                7.750          1,988.45         65   
                                     7.500          1,988.45      325,000.00
MONROVIA         CA   91006          5            01/14/99         00   
0431192152                           05           03/01/99          0   
09112058                             O            02/01/14              
0                                                                       

1871939          P78/G02             F           89,218.00         ZZ   
                                  180         89,218.00          1
ROUTE 1 BOX 118A                   7.625            833.41         56   
                                     7.375            833.41      160,000.00
BENNET           NE   68317          5            02/03/99         00   
0431225838                           05           04/01/99          0   
0120880120114                        O            03/01/14              
0                                                                       

1871953          N79/G02             F           48,000.00         ZZ   
                                  180         47,686.26          1
15889 PRESTON RD                   6.625            421.44         80   
  BLDG I UNIT 1032                   6.375            421.44       60,000.00
DALLAS           TX   75248          1            12/28/98         00   
0431239342                           01           02/01/99          0   
902724                               O            01/01/14              
0                                                                       

1                                                                               

1872004          K08/G02             F          100,000.00         ZZ   
                                  180         99,707.80          1
215 BRIARWOOD DRIVE                7.875            948.45         40   
                                     7.625            948.45      250,000.00
BELLVILLE        TX   77418          5            01/06/99         00   
0411218746                           05           03/01/99          0   
411218746                            O            02/01/14              
0                                                                       

1872013          K08/G02             F           84,600.00         ZZ   
                                  180         84,135.86          1
6930 CONGRESS AVENUE               8.625            839.30         90   
                                     8.375            839.30       94,000.00
LANTANA          FL   33462          1            01/07/99         04   
0411226632                           05           02/01/99         25   
411226632                            N            01/01/14              
0                                                                       

1872025          K08/G02             F           93,000.00         ZZ   
                                  180         92,703.39          1
6454 WOODSTOCK ROAD                6.875            829.42         75   
                                     6.625            829.42      124,000.00
FT WORTH         TX   76116          1            01/13/99         00   
0411222623                           05           03/01/99          0   
411222623                            O            02/01/14              
0                                                                       

1872031          K08/G02             F          137,600.00         ZZ   
                                  180        137,184.43          4
3111 NE 7TH AVENUE                 7.500          1,275.57         80   
                                     7.250          1,275.57      172,000.00
POMPANO BEACH    FL   33064          2            01/07/99         00   
0411233315                           05           03/01/99          0   
411233315                            N            02/01/14              
0                                                                       

1872038          K08/G02             F          114,650.00         ZZ   
                                  180        114,299.93          1
2626 CHESTNUT MILLS ROAD           7.375          1,054.69         80   
                                     7.125          1,054.69      143,340.00
HOUSTON          TX   77067          1            01/08/99         00   
0411207384                           03           03/01/99          0   
411207384                            O            02/01/14              
0                                                                       

1872043          K08/G02             F           60,000.00         ZZ   
                                  180         59,822.73          1
4820 GRAVIN DRIVE                  7.750            564.77         80   
                                     7.500            564.77       75,000.00
1                                                                               

THE COLONY       TX   75056          5            01/06/99         00   
0411211717                           05           03/01/99          0   
411211717                            O            02/01/14              
0                                                                       

1872044          K08/G02             F           20,000.00         ZZ   
                                  180         19,939.60          1
16195 ARAILA DRIVE                 7.500            185.40         28   
                                     7.250            185.40       74,000.00
PUNTA GORDA      FL   33955          5            01/06/99         00   
0411222128                           05           03/01/99          0   
411222128                            O            02/01/14              
0                                                                       

1872060          K08/G02             F           35,100.00         ZZ   
                                  180         34,909.57          1
2402 ILLINOIS ST.                  8.750            350.81         90   
                                     8.500            350.81       39,000.00
FLINT            MI   48506          1            12/18/98         04   
0411102783                           05           02/01/99         25   
411102783                            N            01/01/14              
0                                                                       

1872108          B75/G02             F          104,500.00         ZZ   
                                  180        103,887.30          1
195 SPRING DRIVE                   7.875            991.13         60   
                                     7.625            991.13      175,000.00
ROSWELL          GA   30075          5            01/04/99         00   
0431199553                           05           02/01/99          0   
7960008                              O            01/01/14              
0                                                                       

1872148          387/G02             F           76,500.00         ZZ   
                                  180         76,036.49          1
2006 CREEKSHIRE DRIVE              7.500            709.16         75   
                                     7.250            709.16      102,000.00
SUGARLAND        TX   77478          2            12/29/98         00   
0431192855                           03           02/01/99          0   
0001614585                           O            01/01/14              
0                                                                       

1872237          950/G02             F           64,500.00         ZZ   
                                  180         64,296.51          1
1310 RIPON AVENUE                  7.000            579.74         65   
                                     6.750            579.74      100,000.00
LEWISTON         ID   83501          5            01/13/99         00   
0431191642                           05           03/01/99          0   
401981116176                         O            02/01/14              
0                                                                       
1                                                                               

1872288          375/G02             F          150,000.00         T    
                                  180        147,803.50          1
463 JOSHUATOWN ROAD                8.000          1,433.48         36   
                                     7.750          1,433.48      420,000.00
LYME             CT   06371          5            10/02/98         00   
0431195064                           05           11/01/98          0   
5810375484                           O            10/01/13              
0                                                                       

1872290          375/G02             F          240,000.00         ZZ   
                                  180        237,835.54          1
80-76 TRYON PLACE                  7.625          2,241.92         61   
                                     7.375          2,241.92      395,000.00
JAMAICA ESTATES  NY   11432          5            11/18/98         00   
0431195122                           05           01/01/99          0   
5810512953                           O            12/01/13              
0                                                                       

1872297          375/G02             F           55,200.00         ZZ   
                                  120         53,980.96          1
1825 GAYLORD DRIVE                 8.000            669.73         85   
                                     7.750            669.73       65,000.00
AKRON            OH   44320          5            10/19/98         11   
0431195213                           05           12/01/98         12   
5810469030                           O            11/01/08              
0                                                                       

1872303          375/G02             F           90,240.00         ZZ   
                                  180         89,417.26          1
40 BRANDYWINE COURT                7.500            836.54         80   
                                     7.250            836.54      112,800.00
EGG HARBOR       NJ   08234          1            11/19/98         00   
0431195098                           09           01/01/99          0   
5810471945                           O            12/01/13              
0                                                                       

1872306          L13/G02             F          190,000.00         ZZ   
                                  180        190,000.00          1
1961 NORTH 360 EAST                7.125          1,721.08         68   
                                     6.875          1,721.08      283,000.00
PROVO            UT   84604          5            02/02/99         00   
0431213552                           05           04/01/99          0   
1872306                              O            03/01/14              
0                                                                       

1872362          K08/G02             F           45,000.00         ZZ   
                                  180         44,864.09          1
1                                                                               

11002 TIMBERGROVE LANE             7.500            417.16         51   
                                     7.250            417.16       89,000.00
CORPUS CHRISTI   TX   78410          5            01/07/99         00   
0411214091                           05           03/01/99          0   
411214091                            O            02/01/14              
0                                                                       

1872388          K08/G02             F           63,000.00         ZZ   
                                  180         62,815.92          2
1910 NORTHEAST 2ND TERRAC          7.875            597.52         90   
                                     7.625            597.52       70,000.00
POMPANO BEACH    FL   33306          1            01/11/99         10   
0411233323                           05           03/01/99         25   
411233323                            N            02/01/14              
0                                                                       

1872392          K08/G02             F           64,900.00         ZZ   
                                  180         64,718.60          1
1924 CASA LOMA COURT               8.375            634.35         55   
                                     8.125            634.35      118,000.00
GRAPEVINE        TX   76051          5            01/12/99         00   
0411208721                           05           03/01/99          0   
411208721                            N            02/01/14              
0                                                                       

1872432          637/G02             F           68,750.00         ZZ   
                                  180         68,537.76          1
21275 DONNER DRIVE                 7.250            627.60         55   
                                     7.000            627.60      125,000.00
TRUCKEE          CA   96161          5            01/08/99         00   
0431203058                           05           03/01/99          0   
0010703809                           O            02/01/14              
0                                                                       

1872434          685/G02             F          156,000.00         ZZ   
                                  180        155,507.82          1
1930 PARKLAND WAY                  7.000          1,402.18         80   
                                     6.750          1,402.18      195,000.00
SAN DIEGO        CA   92114          5            01/12/99         00   
0431192475                           05           03/01/99          0   
116834                               O            02/01/14              
0                                                                       

1872448          731/G02             F          277,500.00         ZZ   
                                  180        277,500.00          1
1110 NO. CABRILLO HWY              7.750          2,612.04         80   
                                     7.500          2,612.04      350,000.00
HALF MOON BAY    CA   94019          2            02/10/99         00   
0431234301                           05           04/01/99          0   
1                                                                               

114257581                            O            03/01/14              
0                                                                       

1872464          807/G02             F           60,350.00         ZZ   
                                  180         60,169.72          1
574 PACKER STREET                  7.625            563.75         85   
                                     7.375            563.75       71,000.00
WEATHERLY        PA   18255          2            01/22/99         01   
0431192533                           05           03/01/99          6   
PA116B0179                           O            02/01/14              
0                                                                       

1872479          E86/G02             F           62,000.00         ZZ   
                                  180         61,812.75          1
181 FOXWOOD ROAD                   7.500            574.75         27   
                                     7.250            574.75      232,000.00
WEST NYACK       NY   10994          2            01/18/99         00   
0431198969                           05           03/01/99          0   
33624                                O            02/01/14              
0                                                                       

1872496          A78/G02             F          134,400.00         ZZ   
                                  180        134,015.89          1
7971 ESTES COURT                   8.125          1,294.11         80   
                                     7.875          1,294.11      168,000.00
ARVADO           CO   80005          5            01/11/99         00   
0431222413                           05           03/01/99          0   
010059387                            O            02/01/14              
0                                                                       

1872564          K08/G02             F          256,000.00         ZZ   
                                  180        255,235.30          1
2115 KALLIN AVENUE                 7.625          2,391.37         80   
                                     7.375          2,391.37      320,000.00
LONG BEACH       CA   90815          2            01/08/99         00   
0411211329                           05           03/01/99          0   
411211329                            O            02/01/14              
0                                                                       

1872584          375/G02             F           96,800.00         ZZ   
                                  180         91,028.32          1
736 SANDRA AVENUE                  8.250            939.10         80   
                                     8.000            939.10      121,000.00
WEST ISLIP       NY   11795          2            02/18/98         00   
0431197433                           05           04/01/98          0   
696840                               O            03/01/13              
0                                                                       

1                                                                               

1872586          375/G02             F          100,000.00         ZZ   
                                  180         98,079.19          1
4631 SE RIVERSIDE LOOP             7.000            898.83         63   
                                     6.750            898.83      160,000.00
MCMINNVILLE      OR   97128          5            08/07/98         00   
0431197409                           05           10/01/98          0   
5810001296                           O            09/01/13              
0                                                                       

1872600          375/G02             F           70,000.00         ZZ   
                                  180         68,870.84          1
226 W RITTENHOUSE SQUARE           6.875            624.30         52   
  #511                               6.625            624.30      137,000.00
PHILADELPHIA     PA   19103          1            09/16/98         00   
0431197441                           06           11/01/98          0   
5810142140                           O            10/01/13              
0                                                                       

1872606          375/G02             F          300,000.00         ZZ   
                                  180        297,113.07          1
12433 HIGHWAY 82                   6.875          2,675.57         64   
                                     6.625          2,675.57      470,000.00
CARBONDALE       CO   81623          2            11/05/98         00   
0431197425                           05           01/01/99          0   
5810338086                           O            12/01/13              
0                                                                       

1872609          375/G02             F           95,000.00         ZZ   
                                  180         94,133.85          1
7429 DURHAM AVENUE                 7.500            880.67         78   
                                     7.250            880.67      123,000.00
NORTH BERGEN     NJ   07047          2            11/30/98         00   
0431197391                           05           01/01/99          0   
5810327097                           O            12/01/13              
0                                                                       

1872683          K08/G02             F           50,000.00         ZZ   
                                  180         49,852.28          1
701 MONMOUTH AVENUE                7.750            470.64         44   
                                     7.500            470.64      115,000.00
OCEAN GATE       NJ   08740          5            01/15/99         00   
0411196645                           05           03/01/99          0   
411196645                            N            02/01/14              
0                                                                       

1872706          K08/G02             F           54,000.00         ZZ   
                                  180         53,534.19          1
501 FREMONT                        8.125            519.96         70   
                                     7.875            519.96       77,142.00
1                                                                               

MANHATTAN        KS   66502          5            11/09/98         00   
0411092620                           05           01/01/99          0   
411092620                            N            12/01/13              
0                                                                       

1872708          K08/G02             F          276,000.00         ZZ   
                                  180        275,119.73          1
11 SAWMILL ROAD                    6.875          2,461.52         80   
                                     6.625          2,461.52      345,000.00
STRATTON         VT   05155          1            01/08/99         00   
0411169709                           05           03/01/99          0   
411169709                            N            02/01/14              
0                                                                       

1872712          K08/G02             F           31,950.00         ZZ   
                                  180         31,755.30          1
4617 PITT STREET                   8.500            314.63         45   
                                     8.250            314.63       71,000.00
DULUTH           MN   55804          5            12/22/98         00   
0411010366                           05           02/01/99          0   
411010366                            N            01/01/14              
0                                                                       

1872724          K08/G02             F           64,000.00         ZZ   
                                  180         63,459.60          2
1125-27 CONNECTICUT                8.375            625.56         79   
                                     8.125            625.56       81,250.00
LAWRENCE         KS   66044          2            11/09/98         00   
0431205970                           05           01/01/99          0   
411092661                            N            12/01/13              
0                                                                       

1872751          K08/G02             F          125,000.00         ZZ   
                                  180        124,605.63          1
3701 GULF BLVD #C                  7.000          1,123.54         42   
                                     6.750          1,123.54      299,000.00
SOUTH PADRE ISL  TX   78597          1            01/15/99         00   
0411239940                           01           03/01/99          0   
411239940                            O            02/01/14              
0                                                                       

1872800          M07/G02             F           73,000.00         ZZ   
                                  180         72,779.53          1
115 CUMBERLAND DRIVE               7.500            676.72         41   
                                     7.250            676.72      182,000.00
LAKE ARROWHEAD   CA   92352          2            01/14/99         00   
0431202225                           05           03/01/99          0   
13189                                O            02/01/14              
0                                                                       
1                                                                               

1872863          765/G02             F          135,100.00         ZZ   
                                  180        134,678.38          1
819 SOUTH SERENADE AVENUE          7.125          1,223.78         70   
                                     6.875          1,223.78      193,000.00
WEST COVINA      CA   91790          2            01/06/99         00   
0431193101                           05           03/01/99          0   
340857                               N            02/01/14              
0                                                                       

1873032          K08/G02             F           27,000.00         ZZ   
                                  180         26,917.56          1
1500 EVA STREET                    7.375            248.38         90   
                                     7.125            248.38       30,000.00
AUSTIN           TX   78704          1            01/14/99         04   
0411232218                           05           03/01/99         25   
411232218                            N            02/01/14              
0                                                                       

1873055          E23/G02             F          139,000.00         ZZ   
                                  180        138,566.20          1
9195 E BULLARD AVENUE              7.125          1,259.11         68   
                                     6.875          1,259.11      205,000.00
CLOVIS           CA   93611          1            01/11/99         00   
0431196690                           05           03/01/99          0   
50505583                             O            02/01/14              
0                                                                       

1873098          M58/G02             F           83,300.00         ZZ   
                                  180         83,300.00          1
524 W. LEE AV.                     7.625            778.13         85   
                                     7.375            778.13       98,000.00
YADKINVILLE      NC   27055          5            02/11/99         10   
0431221639                           05           04/01/99         25   
NC000146FC                           O            03/01/14              
0                                                                       

1873103          B75/G02             F           99,000.00         ZZ   
                                  180         98,710.72          1
7131 NW 45 COURT                   7.875            938.97         80   
                                     7.625            938.97      125,000.00
LAUDERHILL       FL   33319          5            01/05/99         00   
0431204387                           05           03/01/99          0   
6347066                              O            02/01/14              
0                                                                       

1873111          B75/G02             F           54,000.00         ZZ   
                                  180         53,843.95          2
1                                                                               

8008 WOODALL ROAD                  8.000            516.05         90   
                                     7.750            516.05       60,000.00
NORFOLK          VA   23510          1            01/06/99         04   
0431197474                           05           03/01/99         25   
5520980                              N            02/01/14              
0                                                                       

1873148          976/976             F           79,000.00         ZZ   
                                  180         78,521.33          1
2058 135TH STREET WEST             7.500            732.34         42   
                                     7.250            732.34      191,000.00
ROSEMOUNT        MN   55068          5            12/11/98         00   
5556413                              05           02/01/99          0   
5556413                              O            01/01/14              
0                                                                       

1873149          976/976             F           72,000.00         ZZ   
                                  180         71,596.49          1
14625 N 35TH DR                    8.250            698.51         80   
                                     8.000            698.51       90,000.00
PHOENIX          AZ   85023          5            01/04/99         00   
5573300                              05           03/01/99          0   
5573300                              N            02/01/14              
0                                                                       

1873151          976/976             F           52,900.00         ZZ   
                                  180         52,582.95          1
2440 FOREST PARK ROAD              7.625            494.16         64   
                                     7.375            494.16       83,000.00
AUGUSTA          GA   30904          5            01/05/99         00   
5306288                              05           02/01/99          0   
5306288                              N            01/01/14              
0                                                                       

1873152          976/976             F           79,650.00         ZZ   
                                  180         79,198.20          1
1414 W 21ST TERR                   8.250            772.72         90   
                                     8.000            772.72       88,500.00
LAWRENCE         KS   66049          1            12/10/98         11   
5413534                              05           02/01/99         25   
5413534                              N            01/01/14              
0                                                                       

1873154          976/976             F          120,400.00         ZZ   
                                  180        120,015.99          1
5805 NE 21 AVENUE                  6.875          1,073.80         70   
                                     6.625          1,073.80      172,000.00
FT LAUDERDALE    FL   33308          1            01/20/99         00   
5552786                              05           03/01/99          0   
1                                                                               

5552786                              N            02/01/14              
0                                                                       

1873155          976/976             F           52,400.00         ZZ   
                                  180         52,102.76          1
8514 NORTH 59TH AVENUE             8.250            508.36         80   
                                     8.000            508.36       65,500.00
GLENDALE         AZ   85304          1            12/03/98         00   
5571389                              05           02/01/99          0   
5571389                              N            01/01/14              
0                                                                       

1873156          976/976             F           89,100.00         ZZ   
                                  180         88,856.46          1
4426 KOLIN DRIVE                   8.625            883.95         90   
                                     8.375            883.95       99,000.00
BATON ROUGE      LA   70816          1            01/07/99         11   
5585088                              05           03/01/99         25   
5585088                              N            02/01/14              
0                                                                       

1873247          K08/G02             F           82,000.00         ZZ   
                                  180         81,741.29          2
740-742 NW 135TH STREET            7.000            737.04         79   
                                     6.750            737.04      105,000.00
MIAMI            FL   33168          5            01/08/99         00   
0411217417                           05           03/01/99          0   
411217417                            O            02/01/14              
0                                                                       

1873317          E82/G02             F           70,000.00         ZZ   
                                  180         69,786.26          1
3046 ANN STREET                    7.375            643.95         29   
                                     7.125            643.95      245,000.00
BALDWIN          NY   11510          2            01/21/99         00   
0400172169                           05           03/01/99          0   
1780244                              O            02/01/14              
0                                                                       

1873342          975/G02             F          189,000.00         ZZ   
                                  180        188,435.43          3
1466 PETERSON AVENUE               7.625          1,765.51         79   
  `                                  7.375          1,765.51      240,000.00
LONG BEACH       CA   90813          2            01/13/99         00   
0431204973                           05           03/01/99          0   
983792                               N            02/01/14              
0                                                                       

1                                                                               

1873495          A75/G02             F           81,000.00         ZZ   
                                  180         80,749.96          2
14A-14B MERCURY LANE               7.250            739.42         48   
                                     7.000            739.42      170,000.00
PELHAM           NH   03076          2            01/15/99         00   
0431203470                           07           03/01/99          0   
9606007567                           N            02/01/14              
0                                                                       

1873540          163/G02             F          217,600.00         ZZ   
                                  180        216,950.00          1
7265 DARBY AVENUE                  7.625          2,032.67         80   
                                     7.375          2,032.67      272,000.00
LAS VEGAS        NV   89117          1            01/13/99         00   
0431201631                           05           03/01/99          0   
1816711436                           O            02/01/14              
0                                                                       

1873642          J40/G02             F           91,500.00         ZZ   
                                  180         91,208.17          1
855 OCEANSHORE BLVD. #232          6.875            816.05         74   
                                     6.625            816.05      124,000.00
ORMOND BEACH     FL   32176          2            01/14/99         00   
0431197888                           01           03/01/99          0   
7614485                              N            02/01/14              
0                                                                       

1873753          K08/G02             F           38,700.00         ZZ   
                                  180         38,589.39          1
#5 RIVER BIRCH LANE                8.125            372.64         90   
                                     7.875            372.64       43,000.00
SAINT ROSE       LA   70087          1            01/20/99         04   
0411225295                           09           03/01/99         25   
411225295                            N            02/01/14              
0                                                                       

1873758          K08/G02             F           33,550.00         ZZ   
                                  180         33,445.29          1
6 VILLA VERDE DR, UNIT # 114       7.125            303.91         46   
                                     6.875            303.91       73,000.00
BUFFALO GROVE    IL   60089          2            01/22/99         00   
0411225808                           01           03/01/99          0   
411225808                            N            02/01/14              
0                                                                       

1873759          K08/G02             F           96,000.00         ZZ   
                                  180         95,716.38          1
27105 FARMBROOK VILLA DRIVE        7.750            903.62         80   
  UNIT # 109                         7.500            903.62      120,275.00
1                                                                               

SOUTHFIELD       MI   48034          1            01/21/99         00   
0411185630                           01           03/01/99          0   
411185630                            O            02/01/14              
0                                                                       

1873764          K08/G02             F           94,850.00         ZZ   
                                  180         94,572.85          1
6971 COUNTY ROAD 121               7.875            899.60         70   
                                     7.625            899.60      135,500.00
MOUNT GILEAD     OH   43338          2            01/21/99         00   
0411221682                           05           03/01/99          0   
411221682                            N            02/01/14              
0                                                                       

1873773          K08/G02             F           60,000.00         ZZ   
                                  180         59,826.61          1
5418 JASON DRIVE                   8.000            573.39         80   
                                     7.750            573.39       75,000.00
ARLINGTON        TX   76016          5            01/14/99         00   
0411210065                           05           03/01/99          0   
411210065                            O            02/01/14              
0                                                                       

1873944          B75/G02             F          148,500.00         ZZ   
                                  180        145,468.09          1
17-19 S EVERGREEN STREET           8.125          1,429.88         90   
                                     7.875          1,429.88      165,000.00
MEMPHIS          TN   38104          1            07/10/98         01   
0431207174                           07           09/01/98         25   
7386337                              N            08/01/13              
0                                                                       

1873979          H93/G02             F           72,250.00         ZZ   
                                  180         71,592.64          1
1500 JONES CHAPEL                  7.500            669.77         85   
  ROAD                               7.250            669.77       85,000.00
WILLISTON        TN   38076          2            12/30/98         14   
0431198589                           03           02/01/99         12   
9885602                              O            01/01/14              
0                                                                       

1873985          225/225             F          199,500.00         ZZ   
                                  180        197,641.24          1
6936 NORTH LEOTI AVENUE            7.250          1,821.17         62   
                                     7.000          1,821.17      325,000.00
CHICAGO          IL   60646          2            11/06/98         00   
7082944                              05           01/01/99          0   
7082944                              O            12/01/13              
0                                                                       
1                                                                               

1874074          896/G02             F           50,000.00         ZZ   
                                  180         49,858.67          1
463 FOREST HILLS DRIVE             8.250            485.08         71   
                                     8.000            485.08       71,000.00
AUGUSTA          GA   30909          2            01/08/99         00   
0431202712                           07           03/01/99          0   
15296                                N            02/01/14              
0                                                                       

1874118          K08/G02             F          135,000.00         ZZ   
                                  180        134,587.79          1
521 COULSTON COURT                 7.375          1,241.90         75   
                                     7.125          1,241.90      180,000.00
ROSEVILLE        CA   95747          1            01/22/99         00   
0411237407                           05           03/01/99          0   
411237407                            N            02/01/14              
0                                                                       

1874134          926/926             F           52,000.00         ZZ   
                                  180         51,691.73          1
224 WOODLAKE VILLAS                7.750            489.47         78   
                                     7.500            489.47       67,000.00
HILTON HEAD ISL  SC   29926          1            12/31/98         00   
161511815/270                        01           02/01/99          0   
161511815/270                        N            01/01/14              
0                                                                       

1874200          E82/G02             F           56,000.00         ZZ   
                                  180         55,836.37          4
635 EAST MONROE STREET             7.875            531.13         70   
                                     7.625            531.13       80,000.00
LITTLE FALLS     NY   13365          5            01/27/99         00   
0400169447                           05           03/01/99          0   
0400169447                           N            02/01/14              
0                                                                       

1874209          387/G02             F          195,000.00         ZZ   
                                  180        193,765.97          1
3416 EL DORADO ROAD                7.000          1,752.72         75   
                                     6.750          1,752.72      260,000.00
PLACERVILLE      CA   95667          5            12/21/98         00   
0431198357                           05           02/01/99          0   
0001620764                           O            01/01/14              
0                                                                       

1874213          K08/G02             F           57,750.00         ZZ   
                                  180         57,583.11          1
1                                                                               

22127 FINCASTLE DRIVE              8.000            551.89         75   
                                     7.750            551.89       77,000.00
KATY             TX   77450          5            01/20/99         00   
0411232812                           03           03/01/99          0   
411232812                            N            02/01/14              
0                                                                       

1874229          M31/G02             F           50,000.00         ZZ   
                                  180         50,000.00          1
5201 WEDGEFIELD                    7.500            463.51         44   
                                     7.250            463.51      115,000.00
GRANBURY         TX   76049          2            02/09/99         00   
0431226117                           05           04/01/99          0   
0000                                 N            03/01/14              
0                                                                       

1874268          B49/G02             F           56,600.00         ZZ   
                                  180         56,600.00          1
3570 BROADWAY #8                   8.000            540.90         50   
                                     7.750            540.90      115,000.00
BOULDER          CO   80304          2            02/12/99         00   
0431224161                           07           04/01/99          0   
0332560                              N            03/01/14              
0                                                                       

1874367          225/225             F           50,000.00         ZZ   
                                  180         49,353.15          1
7625 19TH AVENUE                   7.750            470.64         41   
                                     7.500            470.64      123,000.00
KENOSHA          WI   53143          1            12/03/98         00   
7072492                              05           02/01/99          0   
7072492                              O            01/01/14              
0                                                                       

1874438          F96/G02             F          433,500.00         ZZ   
                                  180        432,176.35          2
56 DEMOTT STREET                   7.375          3,987.87         75   
                                     7.125          3,987.87      578,000.00
TENAFLY BOROUGH  NJ   07670          5            01/26/99         00   
0431204890                           05           03/01/99          0   
983886                               O            02/01/14              
0                                                                       

1874449          369/G02             F           46,000.00         ZZ   
                                  120         45,488.42          1
3244 HUNTER COURT                  7.750            552.05         33   
                                     7.500            552.05      140,000.00
APOPKA           FL   32703          5            12/21/98         00   
0431204866                           03           02/01/99          0   
1                                                                               

71012009                             O            01/01/09              
0                                                                       

1874454          A75/G02             F           49,000.00         ZZ   
                                  180         48,447.42          1
28 CHANDLER AVENUE                 6.375            423.48         80   
  UNIT 1                             6.125            423.48       62,000.00
PLAISTOW         NH   03865          2            10/06/98         00   
0431215284                           01           12/01/98          0   
9606007295                           O            11/01/13              
0                                                                       

1874628          387/G02             F          243,700.00         ZZ   
                                  180        242,972.04          1
672 GRAND AVENUE                   7.625          2,276.47         75   
                                     7.375          2,276.47      325,000.00
LONG BEACH       CA   90814          1            01/05/99         00   
0431200559                           05           03/01/99          0   
1625433                              N            02/01/14              
0                                                                       

1874630          387/G02             F           43,200.00         ZZ   
                                  180         42,941.10          1
3210 SOWAY STREET                  7.625            403.54         90   
                                     7.375            403.54       48,000.00
HOUSTON          TX   77080          1            12/28/98         04   
0431201367                           05           02/01/99         25   
1599190                              N            01/01/14              
0                                                                       

1874644          K08/G02             F           87,000.00         ZZ   
                                  180         86,742.96          2
1401 B STREET                      7.750            818.91         60   
                                     7.500            818.91      145,000.00
BELMAR           NJ   07719          1            01/21/99         00   
0411195019                           05           03/01/99          0   
411195019                            O            02/01/14              
0                                                                       

1874789          E82/G02             F          286,500.00         ZZ   
                                  180        285,596.11          1
6381 SOUTHWEST 87TH TERRACE        7.000          2,575.14         48   
                                     6.750          2,575.14      608,000.00
MIAMI            FL   33143          2            01/26/99         00   
0400171062                           03           03/01/99          0   
1526865                              O            02/01/14              
0                                                                       

1                                                                               

1874795          N12/G02             F          102,300.00         ZZ   
                                  120        101,736.91          1
503 N BRAINTREE                    7.875          1,234.43         57   
                                     7.625          1,234.43      180,000.00
SCHAUMBURG       IL   60194          5            01/15/99         00   
0431243278                           05           03/01/99          0   
0000                                 O            02/01/09              
0                                                                       

1874874          L32/G02             F           51,750.00         ZZ   
                                  180         51,750.00          1
470 RIVER FOREST ROAD              7.000            465.14         75   
                                     6.750            465.14       69,000.00
EVANSDALE        IA   50707          5            01/13/99         00   
0431234111                           05           03/13/99          0   
23900                                O            02/13/14              
0                                                                       

1874882          K08/G02             F           43,200.00         ZZ   
                                  180         43,060.72          1
115 SW MOODY STREET                6.750            382.28         80   
                                     6.500            382.28       54,000.00
BURLESON         TX   76028          5            01/15/99         00   
0411191042                           05           03/01/99          0   
411191042                            O            02/01/14              
0                                                                       

1874891          K08/G02             F           64,800.00         ZZ   
                                  180         64,618.87          2
943 YORK STREET                    8.375            633.38         80   
                                     8.125            633.38       81,000.00
COVINGTON        KY   41011          5            01/11/99         00   
0411216393                           05           03/01/99          0   
411216393                            N            02/01/14              
0                                                                       

1874904          K08/G02             F          132,000.00         ZZ   
                                  180        131,614.29          1
3569 S.W. 108 AVENUE               7.875          1,251.96         80   
                                     7.625          1,251.96      165,000.00
MIAMI            FL   33165          1            01/08/99         00   
0411208218                           05           03/01/99          0   
411208218                            N            02/01/14              
0                                                                       

1874928          168/168             F           41,300.00         ZZ   
                                  180         41,177.98          2
67 ENGLEWOOD AVE                   7.750            388.75         70   
                                     7.500            388.75       59,000.00
1                                                                               

BUFFALO          NY   14214          1            01/25/99         00   
0369598407                           05           03/01/99          0   
0369598407                           N            02/01/14              
0                                                                       

1875016          965/G02             F          110,000.00         ZZ   
                                  180        109,671.42          1
1333 NORTH VIA RONDA ORIENTE       7.625          1,027.54         55   
                                     7.375          1,027.54      200,000.00
TUCSON           AZ   85715          2            01/22/99         00   
0431236256                           09           03/01/99          0   
000                                  O            02/01/14              
0                                                                       

1875024          961/G02             F          100,000.00         ZZ   
                                  180         99,691.31          1
2010 SOUTH CALIFORNIA STREET       7.250            912.86         59   
                                     7.000            912.86      170,000.00
SAN GABRIEL      CA   91776          2            01/19/99         00   
0431204106                           05           03/01/99          0   
09112104                             O            02/01/14              
0                                                                       

1875072          H17/G02             F          130,000.00         ZZ   
                                  180        130,000.00          1
963 HIGHPOINT DRIVE                7.500          1,205.12         73   
                                     7.250          1,205.12      180,000.00
ANNAPOLIS        MD   21401          5            02/17/99         00   
0431232685                           05           04/01/99          0   
337428                               O            03/01/14              
0                                                                       

1875106          E58/E58             F           69,500.00         ZZ   
                                  180         69,278.34          1
1377 ROCK CREEK ROAD               6.875            619.84         55   
                                     6.625            619.84      128,000.00
WILLIAMSBURG     KS   66095          2            01/13/99         00   
9590530                              05           03/01/99          0   
9590530                              O            02/01/14              
0                                                                       

1875124          L38/G02             F           59,500.00         ZZ   
                                  180         59,316.32          1
236 GIBBET ROAD                    7.250            543.16         85   
                                     7.000            543.16       70,000.00
BLUFFTON         SC   29910          2            12/31/98         04   
0431210269                           27           03/01/99         12   
634000653                            O            02/01/14              
0                                                                       
1                                                                               

1875181          E82/G02             F          422,400.00         ZZ   
                                  180        421,096.07          1
449 IOWA DRIVE                     7.250          3,855.93         56   
                                     7.000          3,855.93      765,000.00
SAN MATEO        CA   94402          2            01/29/99         00   
0400168795                           05           03/01/99          0   
1500027                              O            02/01/14              
0                                                                       

1875221          K08/G02             F          104,000.00         ZZ   
                                  180        103,696.11          1
3625 ERIN DRIVE                    7.875            986.39         77   
                                     7.625            986.39      136,000.00
SPARKS           NV   89436          5            01/22/99         00   
0411216906                           03           03/01/99          0   
411216906                            O            02/01/14              
0                                                                       

1875249          G81/G02             F          100,000.00         T    
                                  180        100,000.00          1
1405 BARCELONA WAY                 7.125            905.83         80   
                                     6.875            905.83      126,000.00
WESTON           FL   33327          2            02/10/99         00   
0431227594                           07           04/01/99          0   
021902001                            O            03/01/14              
0                                                                       

1875272          687/G02             F           24,100.00         ZZ   
                                  180         24,100.00          2
804 HILLSBORO STREET               7.625            225.13         90   
                                     7.375            225.13       26,800.00
PITTSBURGH       PA   15204          1            02/19/99         10   
0431233410                           05           04/01/99         20   
1875272                              N            03/01/14              
0                                                                       

1875296          638/G02             F           60,750.00         ZZ   
                                  180         60,570.52          1
102-A WAFCO LANE                   7.750            571.82         80   
                                     7.500            571.82       76,000.00
GREENSBORO       NC   27401          2            01/13/99         00   
0431205996                           01           03/01/99          0   
08842291                             O            02/01/14              
0                                                                       

1875427          K08/G02             F           29,700.00         ZZ   
                                  180         29,540.67          3
1                                                                               

1505-1505 1/2 & 1507 NW 18TH S     8.875            299.03         90   
                                     8.625            299.03       33,000.00
OKLAHOMA CITY    OK   73106          1            12/31/98         04   
0411196298                           05           02/01/99         30   
411196298                            N            01/01/14              
0                                                                       

1875439          K08/G02             F           22,800.00         ZZ   
                                  180         22,733.38          1
6300 SEAWALL BLVD. UNIT # 3302     7.875            216.25         60   
                                     7.625            216.25       38,000.00
GALVESTON        TX   77551          2            01/19/99         00   
0411232309                           21           03/01/99          0   
411232309                            N            02/01/14              
0                                                                       

1875442          N01/G02             F           84,000.00         ZZ   
                                  180         84,000.00          1
7666 SOUTH QUINCE CT               7.500            778.69         47   
                                     7.250            778.69      180,000.00
ENGLEWOOD        CO   80112          5            02/19/99         00   
0431227701                           05           04/01/99          0   
0000                                 O            03/01/14              
0                                                                       

1875493          822/G02             F           79,500.00         ZZ   
                                  180         79,257.25          4
914 MAHANTONGO STREET              7.375            731.34         58   
                                     7.125            731.34      138,000.00
POTTSVILLE       PA   17901          5            01/08/99         00   
0431206101                           05           03/01/99          0   
0126069324                           N            02/01/14              
0                                                                       

1875554          637/G02             F          176,000.00         ZZ   
                                  180        175,468.45          1
2602 S KING ROAD                   7.500          1,631.55         55   
                                     7.250          1,631.55      320,000.00
SAN JOSE         CA   95122          5            01/21/99         00   
0431228717                           05           03/01/99          0   
0010958841                           N            02/01/14              
0                                                                       

1875683          003/G02             F           44,800.00         ZZ   
                                  180         44,671.95          1
1054 LOTUS COVE COURT              8.125            431.38         80   
                                     7.875            431.38       56,000.00
ALTAMONTE SPRIN  FL   32714          1            01/29/99         00   
0431219328                           01           03/01/99          0   
1                                                                               

0010555159                           O            02/01/14              
0                                                                       

1875834          K08/G02             F          160,000.00         ZZ   
                                  180        159,522.06          2
723-725 34TH AVENUE                7.625          1,494.61         27   
                                     7.375          1,494.61      605,000.00
SAN FRANCISCO    CA   94121          2            01/22/99         00   
0411243934                           05           03/01/99          0   
411243934                            O            02/01/14              
0                                                                       

1875863          K08/G02             F           35,500.00         ZZ   
                                  180         35,388.00          1
10542 BOUNTY DRIVE                 7.000            319.08         66   
                                     6.750            319.08       54,000.00
SAN ANTONIO      TX   78245          2            01/22/99         00   
0411215106                           05           03/01/99          0   
411215106                            N            02/01/14              
0                                                                       

1875864          K08/G02             F           41,400.00         ZZ   
                                  180         41,269.39          1
10623 CHERRY LAUREL DRIVE          7.000            372.11         79   
                                     6.750            372.11       52,500.00
SAN ANTONIO      TX   78245          2            01/22/99         00   
0411214992                           05           03/01/99          0   
411214992                            N            02/01/14              
0                                                                       

1875865          K08/G02             F           47,650.00         ZZ   
                                  180         47,499.67          1
1030 ECHO BLUFF DRIVE              7.000            428.29         77   
                                     6.750            428.29       62,000.00
SAN ANTONIO      TX   78245          2            01/22/99         00   
0411215130                           05           03/01/99          0   
411215130                            N            02/01/14              
0                                                                       

1875881          K08/G02             F          133,000.00         ZZ   
                                  180        132,607.06          1
1118 HILL LINE TRAIL               7.750          1,251.90         35   
                                     7.500          1,251.90      381,000.00
BLOOMFIELD HILL  MI   48301          2            01/19/99         00   
0411108962                           05           03/01/99          0   
411108962                            O            02/01/14              
0                                                                       

1                                                                               

1875889          K08/G02             F           46,000.00         ZZ   
                                  180         45,853.29          1
5 OAK CREEK DRIVE                  6.875            410.25         54   
  UNIT #2108                         6.625            410.25       86,000.00
BUFFALO GROVE    IL   60089          2            01/25/99         00   
0411255938                           01           03/01/99          0   
411255938                            N            02/01/14              
0                                                                       

1875899          K08/G02             F           57,600.00         ZZ   
                                  180         57,422.19          1
1831 MUSTANG STREET                7.250            525.81         80   
                                     7.000            525.81       72,000.00
AMARILLO         TX   79102          5            01/21/99         00   
0411239619                           05           03/01/99          0   
411239619                            O            02/01/14              
0                                                                       

1875910          950/G02             F          160,000.00         ZZ   
                                  180        159,527.29          1
636 SE 128TH AVENUE                7.750          1,506.04         80   
                                     7.500          1,506.04      200,000.00
PORTLAND         OR   97233          1            01/21/99         00   
0431204122                           05           03/01/99          0   
311981217035                         N            02/01/14              
0                                                                       

1875923          H47/G02             F          106,600.00         ZZ   
                                  180        106,281.56          1
145 NOTTINGHAM DRIVE EAST          7.625            995.79         90   
                                     7.375            995.79      118,540.00
JACKSONVILLE     FL   32259          1            01/29/99         04   
0431203306                           03           03/01/99         20   
200000174                            N            02/01/14              
0                                                                       

1876171          E98/G02             F           51,100.00         T    
                                  180         50,940.53          1
FIRE #R2463                        7.125            462.88         73   
                                     6.875            462.88       70,000.00
LAKE PARK        MN   56554          2            01/11/99         00   
0431213446                           05           03/01/99          0   
871408880                            O            02/01/14              
0                                                                       

1876246          387/G02             F          120,900.00         ZZ   
                                  180        120,526.79          1
2649 WEST 80TH PLACE               7.250          1,103.65         80   
                                     7.000          1,103.65      153,000.00
1                                                                               

WESTMINSTER      CO   80030          2            01/04/99         00   
0431204304                           03           03/01/99          0   
0001600352                           O            02/01/14              
0                                                                       

1876350          637/G02             F          286,000.00         ZZ   
                                  180        285,136.24          4
2532 MUELLER AVENUE                7.500          2,651.26         80   
                                     7.250          2,651.26      357,800.00
SAN JOSE         CA   95116          1            01/21/99         00   
0431210590                           05           03/01/99          0   
0010958833                           N            02/01/14              
0                                                                       

1876468          K08/G02             F          146,000.00         ZZ   
                                  180        145,563.88          1
1622 BEVERLY DRIVE                 7.625          1,363.83         79   
                                     7.375          1,363.83      185,000.00
CHESTERTON       IN   46304          5            01/22/99         00   
0411242571                           05           03/01/99          0   
411242571                            O            02/01/14              
0                                                                       

1876475          K08/G02             F           49,000.00         ZZ   
                                  180         48,863.04          1
2702 ARMENIA CT.                   8.375            478.94         90   
                                     8.125            478.94       54,500.00
TAMPA            FL   33614          1            01/27/99         04   
0411198872                           05           03/01/99         25   
411198872                            N            02/01/14              
0                                                                       

1876522          K08/G02             F          300,000.00         ZZ   
                                  180        299,123.40          1
HWY 7 SOUTH                        7.875          2,845.35         72   
                                     7.625          2,845.35      419,210.00
CAMDENTON        MO   65020          5            01/19/99         00   
0411224587                           05           03/01/99          0   
411224587                            O            02/01/14              
0                                                                       

1876533          637/G02             F           90,000.00         ZZ   
                                  180         89,460.61          2
135 A & B FRUITWOOD TRACE          7.625            840.72         90   
                                     7.375            840.72      100,000.00
RIVERDALE        GA   30296          1            01/07/99         12   
0431207232                           05           02/01/99         25   
0012016002                           N            01/01/14              
0                                                                       
1                                                                               

1876576          M46/G02             F           62,550.00         ZZ   
                                  180         62,365.20          1
726 SOUTH NEBRASKA STREET          7.750            588.77         90   
  117                                7.500            588.77       69,500.00
CHANDLER         AZ   85224          1            01/27/99         10   
0431215615                           09           03/01/99         20   
8751272                              N            02/01/14              
0                                                                       

1876784          E26/G02             F          136,000.00         ZZ   
                                  180        135,606.98          1
3858 BEECH DOWN DRIVE              8.000          1,299.69         80   
                                     7.750          1,299.69      172,000.00
CHANTILLY        VA   20151          2            01/26/99         00   
0431211655                           03           03/01/99          0   
44800610                             O            02/01/14              
0                                                                       

1876799          163/G02             F           58,850.00         ZZ   
                                  180         58,504.95          1
217 MASSACHUSETTS AVENUE           7.875            558.16         66   
                                     7.625            558.16       90,000.00
PROVIDENCE       RI   02905          2            12/08/98         00   
0431214634                           05           02/01/99          0   
0373573835                           O            01/01/14              
0                                                                       

1876810          163/G02             F           33,000.00         ZZ   
                                  180         32,438.03          1
706 WEST 1440                      7.875            312.99         28   
                                     7.625            312.99      121,000.00
SOUTH PROVO      UT   84601          5            09/02/98         00   
0431210004                           05           11/01/98          0   
6516346886                           O            10/01/13              
0                                                                       

1876814          G41/G02             F           75,000.00         ZZ   
                                  180         74,771.00          1
871 CHAPPELL ROAD                  7.375            689.94         35   
                                     7.125            689.94      215,000.00
HOLLISTER        CA   95023          5            01/14/99         00   
0431213537                           05           03/01/99          0   
62101247                             O            02/01/14              
0                                                                       

1876937          K08/G02             F          108,750.00         ZZ   
                                  180        108,421.56          1
1                                                                               

151 SOUTH CHESTERFIELD ROAD        7.500          1,008.13         75   
                                     7.250          1,008.13      145,000.00
COLUMBUS         OH   43209          5            01/25/99         00   
0411247505                           05           03/01/99          0   
411247505                            O            02/01/14              
0                                                                       

1876943          K08/G02             F           64,250.00         ZZ   
                                  180         64,062.26          2
3114-16 CAMBRIDGE                  7.875            609.38         68   
                                     7.625            609.38       95,000.00
ST. JOSEPH       MO   64506          2            01/26/99         00   
0411108145                           05           03/01/99          0   
411108145                            N            02/01/14              
0                                                                       

1877005          K08/G02             F          130,000.00         ZZ   
                                  180        129,636.64          2
26180-26182 KINGSBURY ROAD         8.375          1,270.65         65   
                                     8.125          1,270.65      200,000.00
KITTREDGE        CO   80457          5            01/29/99         00   
0411268469                           05           03/01/99          0   
411268469                            N            02/01/14              
0                                                                       

1877010          K08/G02             F           32,000.00         ZZ   
                                  180         31,903.36          1
214 EAST AVENUE G.                 7.500            296.64         80   
                                     7.250            296.64       40,000.00
CONROE           TX   77301          5            01/28/99         00   
0411237795                           05           03/01/99          0   
411237795                            N            02/01/14              
0                                                                       

1877018          K08/G02             F           49,950.00         ZZ   
                                  180         49,808.82          1
1318 ARNOLD AVE                    8.250            484.59         90   
                                     8.000            484.59       55,500.00
AKRON            OH   44305          1            01/27/99         04   
0411258700                           05           03/01/99         12   
411258700                            N            02/01/14              
0                                                                       

1877025          K08/G02             F           44,000.00         ZZ   
                                  180         43,867.11          1
927 NORTH FIRST STREET             7.500            407.89         80   
                                     7.250            407.89       55,000.00
CONROE           TX   77301          2            01/28/99         00   
0411236912                           05           03/01/99          0   
1                                                                               

411236912                            N            02/01/14              
0                                                                       

1877034          K08/G02             F           42,400.00         ZZ   
                                  180         42,274.73          1
3619 DELLWOOD AVENUE               7.750            399.10         80   
                                     7.500            399.10       53,000.00
JACKSONVILLE     FL   32221          5            01/28/99         00   
0411264286                           05           03/01/99          0   
411264286                            N            02/01/14              
0                                                                       

1877176          369/G02             F          144,000.00         ZZ   
                                  180        143,560.31          1
1955 MURIFIELD AVENUE              7.375          1,324.69         75   
                                     7.125          1,324.69      192,000.00
ROCKWALL         TX   75087          1            01/07/99         00   
0431212786                           05           03/01/99          0   
0071146757                           N            02/01/14              
0                                                                       

1877216          685/G02             F          355,000.00         ZZ   
                                  180        355,000.00          1
2844 SAN RAMON DRIVE               6.750          3,141.43         71   
                                     6.500          3,141.43      500,000.00
RANCHO PALOS VE  CA   90275          2            02/01/99         00   
0431211572                           05           04/01/99          0   
117254                               O            03/01/14              
0                                                                       

1877242          163/G02             F           57,000.00         ZZ   
                                  180         56,833.44          1
3 ELM LANE                         7.875            540.62         24   
                                     7.625            540.62      241,000.00
TURNERSVILLE     NJ   08012          2            01/08/99         00   
0431213099                           05           03/01/99          0   
0373568264                           O            02/01/14              
0                                                                       

1877246          168/168             F          120,000.00         ZZ   
                                  180        119,645.47          1
4132 CHATHAM LANE                  7.750          1,129.53         68   
                                     7.500          1,129.53      176,853.00
HAMBURG          NY   14075          1            01/19/99         00   
0189374721                           03           03/01/99          0   
0189374721                           O            02/01/14              
0                                                                       

1                                                                               

1877342          K08/G02             F           25,650.00         ZZ   
                                  180         25,576.69          1
618 S. 27TH STREET                 8.125            246.98         90   
                                     7.875            246.98       28,500.00
SOUTH BEND       IN   46615          1            01/29/99         04   
0411233372                           05           03/01/99         12   
411233372                            N            02/01/14              
0                                                                       

1877349          K08/G02             F          360,000.00         ZZ   
                                  180        358,839.33          1
110 NORTH PALLISADES DRIVE         6.750          3,185.67         77   
                                     6.500          3,185.67      468,000.00
SIGNAL MOUNTAIN  TN   37377          5            01/25/99         00   
0411245913                           05           03/01/99          0   
411245913                            O            02/01/14              
0                                                                       

1877372          K08/G02             F          390,000.00         ZZ   
                                  180        388,835.02          1
WARD ROAD                          7.625          3,643.11         75   
                                     7.375          3,643.11      520,000.00
PLEASANT VALLEY  NY   12578          1            01/26/99         00   
0411243157                           05           03/01/99          0   
411243157                            O            02/01/14              
0                                                                       

1877378          K08/G02             F          100,000.00         ZZ   
                                  180         99,677.59          1
221 INMAN AVENUE                   6.750            884.91         50   
                                     6.500            884.91      200,000.00
COLONIA          NJ   07067          1            01/25/99         00   
0411215759                           05           03/01/99          0   
411215759                            O            02/01/14              
0                                                                       

1877380          K08/G02             F           27,000.00         ZZ   
                                  180         26,720.23          1
2564 IDA WAY UNIT #4B              7.750            254.14         72   
                                     7.500            254.14       38,000.00
WEST PALM BEACH  FL   33405          2            01/27/99         00   
0411137870                           01           03/01/99          0   
411137870                            N            02/01/14              
0                                                                       

1877386          K08/G02             F           70,000.00         ZZ   
                                  180         69,788.59          1
1408 S.E. BAYSHORE DRIVE           7.500            648.91         73   
  UNIT #705                          7.250            648.91       96,000.00
1                                                                               

MIAMI            FL   33131          5            01/25/99         00   
0411260334                           06           03/01/99          0   
411260334                            O            02/01/14              
0                                                                       

1877387          K08/G02             F           31,500.00         ZZ   
                                  180         31,417.69          2
1416 MATTISON AVE                  9.125            321.84         90   
                                     8.875            321.84       35,000.00
ASBURY PARK      NJ   07712          1            01/29/99         04   
0411200223                           05           03/01/99         25   
411200223                            N            02/01/14              
0                                                                       

1877424          E82/G02             F           86,500.00         ZZ   
                                  180         86,500.00          1
6904 BEDFORD LANE                  7.625            808.02         53   
                                     7.375            808.02      165,000.00
LOUISVILLE       KY   40222          5            02/04/99         00   
0400182143                           05           04/01/99          0   
0400182143                           O            03/01/14              
0                                                                       

1877474          168/168             F           58,000.00         ZZ   
                                  180         57,828.64          1
116 NORTH GREECE ROAD              7.750            545.94         80   
                                     7.500            545.94       72,500.00
GREECE           NY   14468          1            01/26/99         00   
0189442620                           05           03/01/99          0   
0189442620                           O            02/01/14              
0                                                                       

1877595          B75/G02             F           85,000.00         ZZ   
                                  180         84,746.09          1
11572 LINNET COURT                 7.625            794.01         48   
                                     7.375            794.01      178,500.00
PENN VALLEY      CA   95946          5            01/12/99         00   
0431212752                           03           03/01/99          0   
6324248                              O            02/01/14              
0                                                                       

1877618          375/G02             F           63,000.00         ZZ   
                                  180         60,664.82          1
30 JACKSON AVENUE                  8.000            602.07         70   
                                     7.750            602.07       90,000.00
PEMBERTON TOWNS  NJ   08015          1            07/28/98         00   
0431209840                           05           09/01/98          0   
0047261656                           N            08/01/13              
0                                                                       
1                                                                               

1877620          638/G02             F           70,000.00         ZZ   
                                  180         69,790.90          1
2309 RIVER ROAD                    7.625            653.89         52   
                                     7.375            653.89      135,000.00
READING          PA   19605          5            01/26/99         00   
0431212190                           05           03/01/99          0   
08842796                             O            02/01/14              
0                                                                       

1877646          638/G02             F           58,400.00         ZZ   
                                  180         58,219.72          1
6207 LEITH WALK                    7.250            533.11         80   
                                     7.000            533.11       73,000.00
BALTIMORE        MD   21239          5            01/27/99         00   
0431211887                           07           03/01/99          0   
08843660                             N            02/01/14              
0                                                                       

1877715          J40/G02             F          129,000.00         ZZ   
                                  180        128,610.40          1
142 ARMOUR COURT                   7.500          1,195.85         80   
                                     7.250          1,195.85      161,250.00
ELLIJAY          GA   30540          2            01/25/99         00   
0431211143                           03           03/01/99          0   
7622147                              O            02/01/14              
0                                                                       

1877730          J40/G02             F          194,000.00         ZZ   
                                  180        193,401.13          1
121 WOODLAND HILLS BLVD            7.250          1,770.95         80   
                                     7.000          1,770.95      242,500.00
MADISON          MS   39110          1            01/29/99         00   
0431211135                           03           03/01/99          0   
7630715                              O            02/01/14              
0                                                                       

1877746          498/G02             F           42,000.00         ZZ   
                                  180         41,739.90          1
4158 CENTENNIAL TRAIL              7.250            383.41         37   
                                     7.000            383.41      114,000.00
DULUTH           GA   30096          5            12/23/98         00   
0431210806                           05           02/01/99          0   
24006405                             O            01/01/14              
0                                                                       

1877767          K08/G02             F           40,000.00         ZZ   
                                  180         39,879.20          1
1                                                                               

216 EAST AVENUE G                  7.500            370.80         80   
                                     7.250            370.80       50,000.00
CONROE           TX   77301          5            02/01/99         00   
0411237811                           05           03/01/99          0   
411237811                            N            02/01/14              
0                                                                       

1877772          K08/G02             F           53,000.00         ZZ   
                                  180         52,839.93          1
302 HARRIS BOULEVARD               7.500            491.32         76   
                                     7.250            491.32       70,000.00
CONROE           TX   77301          2            02/01/99         00   
0411236896                           05           03/01/99          0   
411236896                            N            02/01/14              
0                                                                       

1877943          K08/G02             F           57,000.00         ZZ   
                                  180         56,827.85          2
509-511 N. RILEY AVENUE            7.500            528.40         72   
                                     7.250            528.40       80,000.00
INDIANAPOLIS     IN   46201          2            02/01/99         00   
0411269996                           05           03/01/99          0   
411269996                            N            02/01/14              
0                                                                       

1878007          A52/G02             F          102,400.00         ZZ   
                                  180        102,400.00          1
554 RAYS ROAD                      7.875            971.21         80   
                                     7.625            971.21      128,000.00
STONE MOUNTAIN   GA   30083          5            02/04/99         00   
0431211150                           05           04/01/99          0   
000                                  O            03/01/14              
0                                                                       

1878077          225/225             F           39,500.00         ZZ   
                                  180         39,375.38          1
11 SAXON HEIGHTS                   7.000            355.04         66   
                                     6.750            355.04       60,000.00
SPARTANBURG      SC   29303          2            01/12/99         00   
7096070                              05           03/01/99          0   
7096070                              O            02/01/14              
0                                                                       

1878081          225/225             F          115,000.00         ZZ   
                                  120        113,677.26          1
459 ENTERPRISE ROAD                7.500          1,365.08         57   
                                     7.250          1,365.08      202,000.00
RHINEBECK        NY   12572          5            12/29/98         00   
7089100                              05           02/01/99          0   
1                                                                               

7089100                              O            01/01/09              
0                                                                       

1878116          964/G02             F          173,500.00         ZZ   
                                  180        172,958.54          1
9506 WINDROSE LANE                 7.125          1,571.62         78   
                                     6.875          1,571.62      222,889.00
GRANITE BAY      CA   95746          1            01/27/99         00   
0431211846                           03           03/01/99          0   
49858                                O            02/01/14              
0                                                                       

1878129          E45/E45             F           65,000.00         ZZ   
                                  180         64,593.09          1
1029 WHITESIDE DRIVE               7.125            588.79         55   
                                     6.875            588.79      119,500.00
ELBERTON         GA   30635          2            12/02/98         00   
45194                                05           02/01/99          0   
45194                                O            01/01/14              
0                                                                       

1878157          134/G02             F          190,000.00         ZZ   
                                  180        189,426.17          1
340 CLAIRE DRIVE                   7.500          1,761.33         45   
                                     7.250          1,761.33      430,000.00
BLOOMINGDALE     IL   60108          1            01/29/99         00   
0431212448                           03           03/01/99          0   
7311497                              O            02/01/14              
0                                                                       

1878326          K08/G02             F          158,000.00         ZZ   
                                  180        157,522.82          1
953 LONGWOOD AVENUE                7.500          1,464.68         72   
                                     7.250          1,464.68      220,000.00
HAYWARD          CA   94541          5            01/25/99         00   
0411228190                           05           03/01/99          0   
411228190                            O            02/01/14              
0                                                                       

1878610          685/G02             F          107,500.00         ZZ   
                                  180        107,500.00          1
10419 TUDOR AVENUE                 7.500            996.54         75   
                                     7.250            996.54      145,000.00
MONTCLAIR        CA   91763          2            02/01/99         00   
0431217520                           05           04/01/99          0   
117178                               N            03/01/14              
0                                                                       

1                                                                               

1878665          E45/E45             F           65,500.00         ZZ   
                                  180         64,902.84          1
341 LAKE TANISHA DRIVE             7.500            607.19         33   
                                     7.250            607.19      200,000.00
DALLAS           GA   30132          5            11/17/98         00   
45132                                05           01/01/99          0   
45132                                O            12/01/13              
0                                                                       

1878839          E45/E45             F          135,900.00         ZZ   
                                  180        134,278.36          1
2661 SE 41ST STREET                7.750          1,279.19         80   
                                     7.500          1,279.19      169,900.00
OCALA            FL   34471          1            10/23/98         00   
41685                                05           12/01/98          0   
41685                                O            11/01/13              
0                                                                       

1878926          163/G02             F          235,000.00         ZZ   
                                  180        232,746.57          1
422 CECELIA AVENUE                 7.750          2,212.00         68   
                                     7.500          2,212.00      350,000.00
CLIFFSIDE PARK   NJ   07010          2            11/25/98         00   
0431218189                           05           01/01/99          0   
0373458426                           O            12/01/13              
0                                                                       

1878951          120/G02             F           91,000.00         ZZ   
                                  180         89,477.60          1
101 CHANTICLEER DRIVE              7.250            830.71         70   
                                     7.000            830.71      130,000.00
CHERRY HILL      NJ   08003          5            11/16/98         00   
0431213222                           01           01/01/99          0   
7028392                              N            12/01/13              
0                                                                       

1878968          462/G02             F           52,800.00         ZZ   
                                  180         52,642.27          1
9730 HAMMOCKS BLVD #202-28         7.625            493.23         80   
                                     7.375            493.23       66,000.00
MIAMI            FL   33196          1            01/15/99         00   
0431220615                           01           03/01/99          0   
0006299606                           N            02/01/14              
0                                                                       

1878981          168/168             F           40,500.00         ZZ   
                                  180         40,379.02          2
239-241 WEAVER STREET              7.625            378.32         90   
                                     7.375            378.32       45,000.00
1                                                                               

ROCHESTER        NY   14621          1            01/27/99         04   
0249326361                           05           03/01/99         20   
0249326361                           N            02/01/14              
0                                                                       

1879085          405/405             F           48,000.00         ZZ   
                                  180         46,122.72          1
317 NORTH MIAMI STREET             8.000            458.72         80   
                                     7.750            458.72       60,000.00
GARY             IN   46403          5            01/08/98         00   
0015009426                           05           03/01/98          0   
0015009426                           O            02/01/13              
0                                                                       

1879101          K08/G02             F           67,000.00         ZZ   
                                  180         66,802.06          2
2419-21 COLGATE CIRCLE             7.750            630.65         80   
                                     7.500            630.65       83,750.00
COLLEGE STATION  TX   77840          1            02/01/99         00   
0411254519                           05           03/01/99          0   
411254519                            N            02/01/14              
0                                                                       

1879111          K08/G02             F          102,700.00         ZZ   
                                  180        102,396.58          1
10926 WHISPER RIDGE                7.750            966.69         74   
                                     7.500            966.69      140,000.00
SAN ANTONIO      TX   78230          5            01/29/99         00   
0411261225                           03           03/01/99          0   
411261225                            O            02/01/14              
0                                                                       

1879231          561/561             F           55,400.00         ZZ   
                                  180         55,234.51          1
435 WARNER STREET NW               7.625            517.51         66   
                                     7.375            517.51       85,000.00
WASHINGTON       DC   20001          5            01/29/99         00   
9685462                              07           03/01/99          0   
9685462                              N            02/01/14              
0                                                                       

1879240          A33/G02             F          110,000.00         ZZ   
                                  180        109,667.79          4
12813 N 113TH AVE                  7.500          1,019.71         80   
                                     7.250          1,019.71      139,000.00
YOUNGSTOWN       AZ   85363          2            01/14/99         00   
0431221712                           05           03/01/99          0   
501065989                            N            02/01/14              
0                                                                       
1                                                                               

1879283          H93/G02             F           52,500.00         ZZ   
                                  180         52,500.00          1
6330 OAK GROVE ROAD                7.625            490.92         70   
                                     7.375            490.92       75,000.00
KANSAS CITY      KS   66106          5            02/04/99         00   
0431232180                           05           04/01/99          0   
9908641                              O            03/01/14              
0                                                                       

1879291          H93/G02             F           45,800.00         ZZ   
                                  180         45,667.64          2
706-708 BOSART AVENUE              8.000            437.69         65   
                                     7.750            437.69       70,500.00
INDIANAPOLIS     IN   46201          5            01/22/99         00   
0431232123                           05           03/01/99          0   
9899487                              N            02/01/14              
0                                                                       

1879311          638/G02             F           76,000.00         ZZ   
                                  180         76,000.00          4
1730 HERITAGE DRIVE                7.375            699.14         80   
                                     7.125            699.14       95,000.00
HAVRE            MT   59501          1            01/27/99         00   
0431217322                           05           04/01/99          0   
08849532                             N            03/01/14              
0                                                                       

1879317          638/G02             F          199,500.00         ZZ   
                                  180        198,904.07          1
21081 PASEO VERDURA                7.625          1,863.59         70   
                                     7.375          1,863.59      285,000.00
LAKE FOREST      CA   92630          2            01/15/99         00   
0431217504                           03           03/01/99          0   
08840654                             O            02/01/14              
0                                                                       

1879323          H93/G02             F           25,600.00         ZZ   
                                  180         25,526.02          2
956-958 W 34TH STREET              8.000            244.65         65   
                                     7.750            244.65       39,500.00
INDIANAPOLIS     IN   46201          5            01/22/99         00   
0431223445                           05           03/01/99          0   
9899461                              N            02/01/14              
0                                                                       

1879516          A33/G02             F          110,000.00         ZZ   
                                  180        109,667.79          4
1                                                                               

12815 N 113TH AVE                  7.500          1,019.71         80   
                                     7.250          1,019.71      139,000.00
YOUNGSTOWN       AZ   85363          2            01/14/99         00   
0431221878                           05           03/01/99          0   
501065975                            N            02/01/14              
0                                                                       

1879537          K08/G02             F           66,600.00         ZZ   
                                  180         66,398.86          1
1705 MARSH LANE                    7.500            617.39         56   
                                     7.250            617.39      120,000.00
CARROLLTON       TX   75006          5            01/26/99         00   
0411254691                           09           03/01/99          0   
411254691                            O            02/01/14              
0                                                                       

1879539          K08/G02             F           88,000.00         ZZ   
                                  180         87,728.35          1
2221 SW 21ST STREET                7.250            803.32         80   
                                     7.000            803.32      110,000.00
OKEECHOBEE       FL   34974          1            02/03/99         00   
0411254915                           05           03/01/99          0   
411254915                            O            02/01/14              
0                                                                       

1879552          K08/G02             F           92,500.00         ZZ   
                                  180         92,500.00          1
1912 BRADFORD AVENUE               7.750            870.68         74   
                                     7.500            870.68      125,000.00
NEPTUNE          NJ   07753          2            02/01/99         00   
0411253560                           05           04/01/99          0   
411253560                            O            03/01/14              
0                                                                       

1879757          K08/G02             F           80,000.00         ZZ   
                                  180         79,744.85          1
2816 FOXWORTH DRIVE                6.875            713.48         80   
                                     6.625            713.48      100,000.00
MONROE           NC   28110          2            01/27/99         00   
0411235773                           05           03/01/99          0   
411235773                            O            02/01/14              
0                                                                       

1880225          F44/G02             F          102,600.00         ZZ   
                                  180        102,600.00          1
331 YORK ROAD                      6.625            900.82         90   
                                     6.375            900.82      114,000.00
CARLISLE         PA   17013          5            02/05/99         10   
0431217496                           05           04/01/99         12   
1                                                                               

207321                               O            03/01/14              
0                                                                       

1880299          F44/G02             F           40,375.00         ZZ   
                                  180         40,375.00          1
202 SOUTH 7TH STREET               6.875            360.09         85   
                                     6.625            360.09       47,500.00
WOOD RIVER       IL   62095          5            02/06/99         10   
0431217785                           05           04/01/99          6   
206779                               O            03/01/14              
0                                                                       

1880313          F27/F27             F          217,500.00         ZZ   
                                  180        216,783.47          1
13469 NATICK DRIVE                 6.500          1,894.66         75   
                                     6.250          1,894.66      290,000.00
MANASSAS         VA   20112          1            01/26/99         00   
6060063182                           05           03/01/99          0   
6060063182                           O            02/01/14              
0                                                                       

1880372          201/G02             F           68,800.00         ZZ   
                                  180         68,800.00          1
303 MILL POND COURT                7.625            642.69         90   
                                     7.375            642.69       76,500.00
SMYRNA           GA   30082          1            02/03/99         11   
0431222207                           01           04/01/99         20   
602303                               N            03/01/14              
0                                                                       

1880381          201/G02             F           79,200.00         ZZ   
                                  180         78,966.00          1
533 ROXBURY DRIVE                  7.750            745.50         90   
                                     7.500            745.50       88,000.00
RIVERDALE        GA   30274          1            01/27/99         04   
0431220185                           05           03/01/99         25   
304499                               N            02/01/14              
0                                                                       

1880398          E87/G02             F           56,500.00         ZZ   
                                  180         56,500.00          1
1277 BELRIDGE STREET #13A          7.750            531.82         56   
                                     7.500            531.82      102,000.00
OCEANO           CA   93445          2            02/01/99         00   
0431217793                           01           04/01/99          0   
70002086                             N            03/01/14              
0                                                                       

1                                                                               

1880417          E82/G02             F           95,000.00         ZZ   
                                  180         95,000.00          1
6 MAIN STREET                      7.625            887.42         75   
                                     7.375            887.42      127,000.00
WEST HICKORY     PA   16370          5            02/10/99         00   
0400173068                           05           04/01/99          0   
0400173068                           O            03/01/14              
0                                                                       

1880440          560/560             F           35,000.00         ZZ   
                                  180         34,554.42          1
1365 SETTER RUN                    7.000            314.59         26   
                                     6.750            314.59      137,521.00
YORK             PA   17404          1            10/14/98         00   
160828505                            05           12/01/98          0   
160828505                            O            11/01/13              
0                                                                       

1880441          560/560             F           64,000.00         ZZ   
                                  180         63,429.06          2
4539 CANDLESTICK LANE              7.750            602.42         80   
                                     7.500            602.42       80,000.00
GAINESVILLE      GA   30566          1            11/18/98         00   
160845608                            05           01/01/99          0   
160845608                            N            12/01/13              
0                                                                       

1880442          560/560             F          141,100.00         ZZ   
                                  180        138,818.81          1
17871 PAVER BARNES ROAD            6.875          1,258.41         85   
                                     6.625          1,258.41      166,000.00
MARYSVILLE       OH   43040          5            09/23/98         21   
161080304                            05           11/01/98         12   
161080304                            O            10/01/13              
0                                                                       

1880443          560/560             F           98,500.00         ZZ   
                                  180         96,967.93          1
3843 S OAKHAVEN STREET             7.000            885.35         79   
                                     6.750            885.35      125,000.00
VISALIA          CA   93277          2            10/09/98         00   
161374509                            05           12/01/98          0   
161374509                            O            11/01/13              
0                                                                       

1880444          560/560             F           48,850.00         ZZ   
                                  180         48,423.66          1
8131 LOUISIANA HIGHWAY 5           8.000            466.84         85   
                                     7.750            466.84       57,500.00
1                                                                               

KEATCHIE         LA   71046          5            11/30/98         21   
161535000                            05           01/01/99         12   
161535000                            O            12/01/13              
0                                                                       

1880445          560/560             F          102,000.00         ZZ   
                                  180        101,099.99          4
131 CATHARINE STREET               7.875            967.42         80   
                                     7.625            967.42      127,500.00
PHILADELPHIA     PA   19147          1            11/20/98         00   
162074306                            05           01/01/99          0   
162074306                            N            12/01/13              
0                                                                       

1880446          560/560             F          109,200.00         ZZ   
                                  180        107,882.74          2
516 EAST BLANCKE STREET            7.625          1,020.07         70   
                                     7.375          1,020.07      156,000.00
LINDEN           NJ   07036          5            10/21/98         00   
162114607                            05           12/01/98          0   
162114607                            N            11/01/13              
0                                                                       

1880447          560/560             F           85,000.00         ZZ   
                                  180         84,746.08          1
311 CHACE STREET                   7.625            794.02         34   
                                     7.375            794.02      252,000.00
SANTA CRUZ       CA   95060          2            01/11/99         00   
162129100                            05           03/01/99          0   
162129100                            O            02/01/14              
0                                                                       

1880449          560/560             F           47,250.00         ZZ   
                                  180         46,809.77          1
809 S MILDRED STREET               7.250            431.33         90   
                                     7.000            431.33       52,500.00
PHILADELPHIA     PA   19147          1            11/06/98         21   
162249908                            05           01/01/99         25   
162249908                            N            12/01/13              
0                                                                       

1880450          560/560             F           22,500.00         ZZ   
                                  180         22,301.44          1
1969 REAR WASHINGTON AVENUE        7.875            213.41         90   
                                     7.625            213.41       25,000.00
HUNTINGTON       WV   25704          1            11/23/98         21   
162699300                            05           01/01/99         25   
162699300                            N            12/01/13              
0                                                                       
1                                                                               

1880451          560/560             F           82,640.00         ZZ   
                                  180         81,632.24          1
2485 TRAPP AVENUE                  7.500            766.09         33   
                                     7.250            766.09      255,000.00
COCONUT GROVE    FL   33133          2            10/30/98         00   
162754501                            05           12/01/98          0   
162754501                            O            11/01/13              
0                                                                       

1880452          560/560             F          121,000.00         ZZ   
                                  180        119,932.32          1
4654 SE HORSESHOE PT. RD.          7.875          1,147.63         64   
                                     7.625          1,147.63      190,000.00
STUART           FL   34997          2            11/30/98         00   
163054406                            05           01/01/99          0   
163054406                            O            12/01/13              
0                                                                       

1880453          560/560             F           95,000.00         ZZ   
                                  180         94,152.51          1
15 RED ROSE DRIVE                  7.750            894.22         68   
                                     7.500            894.22      140,000.00
LEVITTOWN        PA   19056          5            11/18/98         00   
163143001                            05           01/01/99          0   
163143001                            O            12/01/13              
0                                                                       

1880454          560/560             F           35,900.00         ZZ   
                                  180         35,583.21          1
220 N 20TH AVE                     7.875            340.50         90   
                                     7.625            340.50       39,900.00
HATTIESBURG      MS   39401          1            11/03/98         21   
163431208                            05           01/01/99         25   
163431208                            N            12/01/13              
0                                                                       

1880455          560/560             F           30,750.00         ZZ   
                                  180         30,281.66          1
98 HENRY LAW AVENUE G-15           7.625            287.25         75   
                                     7.375            287.25       41,000.00
DOVER            NH   03820          1            10/30/98         00   
163441207                            01           12/01/98          0   
163441207                            N            11/01/13              
0                                                                       

1880456          560/560             F           29,625.00         ZZ   
                                  180         29,271.88          1
1                                                                               

98 HENRY LAW AVENUE G-14           7.625            276.74         75   
                                     7.375            276.74       39,500.00
DOVER            NH   03820          1            11/06/98         00   
163442403                            01           01/01/99          0   
163442403                            N            12/01/13              
0                                                                       

1880458          560/560             F           25,200.00         ZZ   
                                  180         24,977.65          1
10650 EAST STEPPINGTON DRIVE 1     7.875            239.01         90   
                                     7.625            239.01       28,000.00
DALLAS           TX   75230          1            11/12/98         04   
163679202                            01           01/01/99         25   
163679202                            O            12/01/13              
0                                                                       

1880459          560/560             F           71,150.00         ZZ   
                                  180         70,937.46          2
192 WEST MAIN STREET               7.625            664.64         75   
                                     7.375            664.64       95,000.00
ORANGE           MA   01364          5            01/19/99         00   
163724206                            05           03/01/99          0   
163724206                            O            02/01/14              
0                                                                       

1880460          560/560             F           34,200.00         ZZ   
                                  180         33,997.25          1
5810 ARBOR AVENUE                  7.750            321.92         90   
                                     7.500            321.92       38,000.00
FORT WAYNE       IN   46809          1            12/14/98         21   
163840309                            05           02/01/99         25   
163840309                            N            01/01/14              
0                                                                       

1880461          560/560             F           30,600.00         ZZ   
                                  180         30,329.99          1
7353 S YALE                        7.875            290.23         90   
                                     7.625            290.23       34,000.00
TULSA            OK   74136          1            11/30/98         21   
163976707                            01           01/01/99         25   
163976707                            N            12/01/13              
0                                                                       

1880462          560/560             F           37,500.00         ZZ   
                                  180         22,076.68          1
1 CEDARBROOK VILLAGE B             8.250            363.81         75   
                                     8.000            363.81       50,000.00
ROCHESTER        NH   03867          1            11/13/98         00   
164081804                            01           01/01/99          0   
1                                                                               

164081804                            O            12/01/13              
0                                                                       

1880463          560/560             F          306,925.00         ZZ   
                                  180        304,187.00          1
905 COLUMBINE ROAD C               7.750          2,889.02         75   
                                     7.500          2,889.02      409,250.00
BRECKENRIDGE     CO   80424          1            11/23/98         00   
164230401                            03           01/01/99          0   
164230401                            N            12/01/13              
0                                                                       

1880464          560/560             F           53,200.00         ZZ   
                                  180         52,730.57          1
102 IRON ROAD                      7.875            504.58         70   
                                     7.625            504.58       76,000.00
SUMMERVILLE      SC   29483          5            11/25/98         00   
164506701                            05           01/01/99          0   
164506701                            N            12/01/13              
0                                                                       

1880465          560/560             F           31,500.00         ZZ   
                                  180         31,188.10          1
7479 S YALE                        7.875            298.77         90   
                                     7.625            298.77       35,000.00
TULSA            OK   74136          1            11/30/98         21   
164536401                            01           01/01/99         25   
164536401                            N            12/01/13              
0                                                                       

1880466          560/560             F           59,500.00         ZZ   
                                  180         58,991.99          2
3155 & 3153 S 130TH E PLACE        8.250            577.24         85   
                                     8.000            577.24       70,000.00
TULSA            OK   74134          1            11/24/98         21   
164576506                            05           01/01/99         12   
164576506                            N            12/01/13              
0                                                                       

1880467          560/560             F           48,750.00         ZZ   
                                  180         48,363.37          1
RR 1 BOX 440                       6.875            434.78         75   
                                     6.625            434.78       65,000.00
CUTTINGSVILLE    VT   05753          2            12/31/98         00   
164648008                            05           02/01/99          0   
164648008                            O            01/01/14              
0                                                                       

1                                                                               

1880468          560/560             F           42,000.00         ZZ   
                                  180         41,573.95          1
2108 3 AND 20 ROAD                 7.375            386.37         50   
                                     7.125            386.37       84,000.00
EASLEY           SC   29640          5            12/28/98         00   
164740607                            05           02/01/99          0   
164740607                            O            01/01/14              
0                                                                       

1880469          560/560             F           39,200.00         ZZ   
                                  180         38,967.61          1
908 LINDSEY COURT                  7.750            368.99         80   
                                     7.500            368.99       49,000.00
MARLTON          NJ   08053          1            12/23/98         00   
164851107                            01           02/01/99          0   
164851107                            O            01/01/14              
0                                                                       

1880470          560/560             F           27,200.00         ZZ   
                                  180         27,033.39          1
410 W 7TH #1028                    7.375            250.22         31   
                                     7.125            250.22       90,000.00
TULSA            OK   74119          5            12/23/98         00   
165017807                            01           02/01/99          0   
165017807                            O            01/01/14              
0                                                                       

1880471          560/560             F           83,000.00         ZZ   
                                  180         82,762.78          1
39 RUST HILL ROAD                  8.125            799.20         59   
                                     7.875            799.20      141,000.00
LEVITTOWN        PA   19056          5            01/08/99         00   
165139502                            05           03/01/99          0   
165139502                            O            02/01/14              
0                                                                       

1880472          560/560             F           87,300.00         ZZ   
                                  180         86,793.74          1
9627 SERPENTINE COVE               8.000            834.29         90   
                                     7.750            834.29       97,000.00
FORT WAYNE       IN   46804          1            12/21/98         21   
165201807                            05           02/01/99         25   
165201807                            N            01/01/14              
0                                                                       

1880473          560/560             F           74,800.00         ZZ   
                                  180         74,366.24          1
18 BURGESS AVENUE                  8.000            714.83         80   
                                     7.750            714.83       93,500.00
1                                                                               

SPOTSWOOD        NJ   08884          1            12/30/98         00   
165420308                            05           02/01/99          0   
165420308                            O            01/01/14              
0                                                                       

1880474          560/560             F           33,250.00         ZZ   
                                  180         33,150.67          1
CANDLELIGHT TERRACE 12             8.000            317.76         95   
                                     7.750            317.76       35,000.00
HARTFORD         VT   05001          1            01/21/99         04   
165542903                            01           03/01/99         30   
165542903                            O            02/01/14              
0                                                                       

1880475          560/560             F           45,000.00         ZZ   
                                  180         44,868.50          1
5 VILLAGGIO BIANCO                 7.875            426.81         45   
                                     7.625            426.81      101,000.00
BARTLETT         NH   03812          1            01/15/99         00   
166571000                            03           03/01/99          0   
166571000                            O            02/01/14              
0                                                                       

1880476          560/560             F          108,400.00         ZZ   
                                  180        105,442.00          3
78-82 SOUTH HALL ROAD              7.750          1,020.35         89   
                                     7.500          1,020.35      122,000.00
MANCHESTER       NH   03103          2            05/29/98         04   
487572000                            05           07/01/98         25   
487572000                            N            06/01/13              
0                                                                       

1880477          560/560             F          311,500.00         T    
                                  180        306,736.97          1
1890 LIONSRIDGE LOOP A-1           7.500          2,887.65         70   
                                     7.250          2,887.65      445,000.00
VAIL             CO   81657          1            09/24/98         00   
490135605                            03           11/01/98          0   
490135605                            O            10/01/13              
0                                                                       

1880478          560/560             F          197,950.00         T    
                                  180        193,164.21          1
1464 GULF BEACH DR                 7.750          1,863.26         60   
                                     7.500          1,863.26      330,000.00
ST GEORGE ISLAN  FL   32328          2            06/09/98         00   
492731302                            05           08/01/98          0   
492731302                            O            07/01/13              
0                                                                       
1                                                                               

1880479          560/560             F          178,582.00         ZZ   
                                  180        174,218.28          1
37 E BELLVIEW AVE                  7.625          1,668.19         77   
                                     7.375          1,668.19      234,000.00
OSSINING         NY   10562          2            06/19/98         00   
492885306                            05           08/01/98          0   
492885306                            O            07/01/13              
0                                                                       

1880480          560/560             F           35,000.00         ZZ   
                                  180         34,254.02          1
1751 S 47TH ST                     7.625            326.95         39   
                                     7.375            326.95       90,000.00
TACOMA           WA   98408          2            07/10/98         00   
492966007                            05           09/01/98          0   
492966007                            N            08/01/13              
0                                                                       

1880481          560/560             F           34,000.00         ZZ   
                                  180         33,063.01          1
2635 THORNTON AVE                  7.750            320.04         49   
                                     7.500            320.04       70,000.00
FLINT            MI   48504          2            06/23/98         00   
493125207                            05           08/01/98          0   
493125207                            N            07/01/13              
0                                                                       

1880482          560/560             F          108,000.00         ZZ   
                                  180        104,950.62          1
1130 W 6TH AVENUE 3                7.625          1,008.87         90   
                                     7.375          1,008.87      120,000.00
ANCHORAGE        AK   99501          1            06/17/98         04   
493128300                            01           08/01/98         25   
493128300                            N            07/01/13              
0                                                                       

1880484          560/560             F           64,400.00         ZZ   
                                  180         62,751.15          1
4660 ALCOTT ST                     7.625            601.58         70   
                                     7.375            601.58       92,000.00
DENVER           CO   80211          5            06/02/98         00   
493276703                            05           08/01/98          0   
493276703                            N            07/01/13              
0                                                                       

1880485          560/560             F           28,350.00         ZZ   
                                  180         27,550.41          2
1                                                                               

39 ALLEN STREET                    7.750            266.86         90   
                                     7.500            266.86       31,500.00
JOHNSON CITY     NY   13790          1            05/22/98         04   
493372809                            05           07/01/98         25   
493372809                            N            06/01/13              
0                                                                       

1880487          560/560             F           46,150.00         ZZ   
                                  180         44,703.82          2
247 MAIN STREET                    7.625            431.11         65   
                                     7.375            431.11       71,000.00
WEST RUTLAND     VT   05701          5            06/15/98         00   
493898506                            05           08/01/98          0   
493898506                            N            07/01/13              
0                                                                       

1880488          560/560             F           80,000.00         ZZ   
                                  180         78,045.12          1
41911 AMBERLY                      7.625            747.31         60   
                                     7.375            747.31      134,000.00
CLINTON TWP      MI   48030          2            06/16/98         00   
494009707                            05           08/01/98          0   
494009707                            O            07/01/13              
0                                                                       

1880489          560/560             F           38,250.00         ZZ   
                                  180         37,315.30          1
305 W PEARL STREET                 7.625            357.31         70   
                                     7.375            357.31       54,700.00
WIGGINS          MS   39577          2            06/05/98         00   
494422801                            05           08/01/98          0   
494422801                            N            07/01/13              
0                                                                       

1880490          560/560             F           52,120.00         ZZ   
                                  180         50,819.08          1
3400 KINGSWOOD DR 7                7.375            479.47         75   
                                     7.125            479.47       69,500.00
MODESTO          CA   95355          2            06/04/98         00   
494454002                            01           08/01/98          0   
494454002                            N            07/01/13              
0                                                                       

1880492          560/560             F           75,000.00         ZZ   
                                  180         73,367.05          3
1436 ALCATRAZ AVE.                 7.375            689.95         54   
                                     7.125            689.95      140,000.00
BERKELEY         CA   92553          5            07/13/98         00   
494621105                            05           09/01/98          0   
1                                                                               

494621105                            N            08/01/13              
0                                                                       

1880493          560/560             F           22,500.00         ZZ   
                                  180         21,956.00          2
4439-4441 MEDLEY LANE              7.750            211.79         90   
                                     7.500            211.79       25,000.00
MEMPHIS          TN   38118          1            06/19/98         04   
494698509                            05           08/01/98         25   
494698509                            N            07/01/13              
0                                                                       

1880494          560/560             F           22,500.00         ZZ   
                                  180         21,956.00          2
4442-4444 MEDLEY LANE              7.750            211.79         90   
                                     7.500            211.79       25,000.00
MEMPHIS          TN   38118          1            06/19/98         04   
494699101                            05           08/01/98         25   
494699101                            N            07/01/13              
0                                                                       

1880495          560/560             F          122,000.00         ZZ   
                                  180        119,050.43          2
4055 N MAPLEWOOD AVE               7.750          1,148.36         74   
                                     7.500          1,148.36      166,000.00
CHICAGO          IL   60618          2            06/29/98         00   
494699606                            05           08/01/98          0   
494699606                            O            07/01/13              
0                                                                       

1880496          560/560             F           78,750.00         ZZ   
                                  180         76,825.70          4
730 OLIVER STREET                  7.625            735.63         90   
                                     7.375            735.63       87,500.00
NORTH TONAWANDA  NY   14120          1            06/18/98         04   
494700701                            05           08/01/98         25   
494700701                            N            07/01/13              
0                                                                       

1880497          560/560             F           58,000.00         ZZ   
                                  180         56,417.34          2
20-22 ANDREW STREET                7.750            545.94         80   
                                     7.500            545.94       72,500.00
SPRINGFIELD      MA   01109          2            05/29/98         00   
494853203                            05           07/01/98          0   
494853203                            N            06/01/13              
0                                                                       

1                                                                               

1880498          560/560             F           59,500.00         ZZ   
                                  180         57,876.41          2
11-13 JAMES STREET                 7.750            560.06         80   
                                     7.500            560.06       74,500.00
SPRINGFIELD      MA   01109          2            05/29/98         00   
494853906                            05           07/01/98          0   
494853906                            N            06/01/13              
0                                                                       

1880499          560/560             F           58,000.00         ZZ   
                                  180         56,417.34          2
26-28 LEBANON STREET               7.750            545.94         80   
                                     7.500            545.94       72,500.00
SPRINGFIELD      MA   01109          2            05/29/98         00   
494854003                            05           07/01/98          0   
494854003                            N            06/01/13              
0                                                                       

1880500          560/560             F           59,200.00         ZZ   
                                  180         57,584.55          2
184-186  TYLER STREET              7.750            557.24         80   
                                     7.500            557.24       74,000.00
SPRINGFIELD      MA   01109          2            05/29/98         00   
494854409                            05           07/01/98          0   
494854409                            N            06/01/13              
0                                                                       

1880501          560/560             F           82,000.00         ZZ   
                                  180         79,712.03          1
11201 OLD CREEDMOOR RD             7.000            737.04         52   
                                     6.750            737.04      160,000.00
RALEIGH          NC   27613          5            06/29/98         00   
494856404                            05           08/01/98          0   
494856404                            O            07/01/13              
0                                                                       

1880502          560/560             F           66,500.00         ZZ   
                                  180         65,689.07          1
21 SPRINGBROOK HILLS 1             7.500            616.47         70   
                                     7.250            616.47       95,000.00
WALLOON LAKE     MI   49796          2            10/09/98         00   
494958507                            05           12/01/98          0   
494958507                            N            11/01/13              
0                                                                       

1880503          560/560             F           45,000.00         ZZ   
                                  180         42,905.55          1
926 STRAND FLEET DRIVE             7.750            423.58         70   
                                     7.500            423.58       65,000.00
1                                                                               

ANTIOCH          TN   37013          1            06/08/98         00   
494966500                            05           08/01/98          0   
494966500                            O            07/01/13              
0                                                                       

1880504          560/560             F          105,600.00         ZZ   
                                  180        103,019.57          1
223 STEVENAGE DRIVE                7.625            986.45         80   
                                     7.375            986.45      132,000.00
LONGWOOD         FL   32779          1            06/15/98         00   
494976202                            03           08/01/98          0   
494976202                            O            07/01/13              
0                                                                       

1880505          560/560             F          144,000.00         ZZ   
                                  180        140,930.94          2
4831 BAYVIEW DRIVE                 7.625          1,345.15         58   
                                     7.375          1,345.15      250,000.00
FORT LAUDERDALE  FL   33334          2            07/31/98         00   
495079402                            05           09/01/98          0   
495079402                            N            08/01/13              
0                                                                       

1880506          560/560             F           60,000.00         ZZ   
                                  180         58,362.73          1
200 COVE WAY 919                   7.750            564.77         75   
                                     7.500            564.77       80,000.00
QUINCY           MA   02169          1            05/29/98         00   
495103400                            01           07/01/98          0   
495103400                            N            06/01/13              
0                                                                       

1880507          560/560             F           41,422.00         ZZ   
                                  180         40,388.60          1
7208 ROMFORD WAY                   7.375            381.06         90   
                                     7.125            381.06       46,025.00
N. RICHLAND HIL  TX   76180          1            06/04/98         04   
495195406                            05           08/01/98         25   
495195406                            N            07/01/13              
0                                                                       

1880508          560/560             F           27,000.00         ZZ   
                                  180         25,621.93          1
20 BARKER ST                       7.500            250.30         19   
                                     7.250            250.30      149,000.00
S WELLFLEET      MA   02663          5            06/29/98         00   
495201907                            05           08/01/98          0   
495201907                            O            07/01/13              
0                                                                       
1                                                                               

1880509          560/560             F           38,500.00         ZZ   
                                  180         37,499.86          1
5561 DUNK DR                       7.000            346.05         70   
                                     6.750            346.05       55,000.00
INDIANAPOLIS     IN   46224          5            06/02/98         00   
495206807                            05           08/01/98          0   
495206807                            N            07/01/13              
0                                                                       

1880510          560/560             F          156,000.00         ZZ   
                                  180        152,559.10          1
80 BELLEVIEW AVENUE                7.250          1,424.07         77   
                                     7.000          1,424.07      205,000.00
BUTLER           NJ   07405          2            07/08/98         00   
495251803                            05           09/01/98          0   
495251803                            O            08/01/13              
0                                                                       

1880511          560/560             F           82,000.00         ZZ   
                                  180         80,017.48          3
83 GILLOOLY ROAD                   7.750            771.85         49   
                                     7.500            771.85      170,000.00
CHELSEA          MA   02150          2            06/30/98         00   
495411704                            05           08/01/98          0   
495411704                            N            07/01/13              
0                                                                       

1880512          560/560             F           82,700.00         ZZ   
                                  180         80,915.91          2
10811 HUBBARD COURT                7.500            766.64         56   
                                     7.250            766.64      150,000.00
EL PASO          TX   79925          2            07/17/98         00   
495462103                            05           09/01/98          0   
495462103                            N            08/01/13              
0                                                                       

1880513          560/560             F           57,600.00         ZZ   
                                  180         56,011.53          1
625 W CLAY RIDGE ROAD              7.625            538.06         90   
                                     7.375            538.06       64,000.00
ALEXANDRIA       KY   41001          1            05/29/98         04   
495490609                            05           07/01/98         25   
495490609                            N            06/01/13              
0                                                                       

1880514          560/560             F           63,780.00         ZZ   
                                  180         62,420.66          3
1                                                                               

45-47 WARRINGTON STREET            7.625            595.79         77   
                                     7.375            595.79       83,000.00
PROVIDENCE       RI   02907          2            07/27/98         00   
495506503                            05           09/01/98          0   
495506503                            N            08/01/13              
0                                                                       

1880515          560/560             F           54,950.00         ZZ   
                                  180         54,294.27          1
2300 PARTRIDGE DRIVE NORTH         7.750            517.24         70   
                                     7.500            517.24       78,500.00
HOPKINS          SC   29061          5            10/27/98         00   
495536005                            05           12/01/98          0   
495536005                            N            11/01/13              
0                                                                       

1880516          560/560             F           46,900.00         ZZ   
                                  180         46,340.35          1
2300 CARVING TRAIL                 7.750            441.46         70   
                                     7.500            441.46       67,000.00
HOPKINS          SC   29061          5            10/27/98         00   
495553109                            05           12/01/98          0   
495553109                            N            11/01/13              
0                                                                       

1880517          560/560             F           87,500.00         ZZ   
                                  180         86,455.86          1
3525 GREENWAY DRIVE                7.750            823.62         70   
                                     7.500            823.62      125,000.00
COLUMBIA         SC   29206          5            10/27/98         00   
495556409                            05           12/01/98          0   
495556409                            N            11/01/13              
0                                                                       

1880518          560/560             F           54,600.00         ZZ   
                                  180         53,948.45          1
2312 LOWER RICHLAND BOULEVARD      7.750            513.94         70   
                                     7.500            513.94       78,000.00
HOPKINS          SC   29061          5            10/27/98         00   
495558306                            05           12/01/98          0   
495558306                            N            11/01/13              
0                                                                       

1880519          560/560             F           72,000.00         ZZ   
                                  180         70,688.84          1
11 REVERE STREET 2                 7.625            672.58         90   
                                     7.375            672.58       80,000.00
STAMFORD         CT   06902          1            08/04/98         21   
495661308                            01           10/01/98         25   
1                                                                               

495661308                            N            09/01/13              
0                                                                       

1880520          560/560             F           47,125.00         ZZ   
                                  180         46,083.30          1
919 N AVE E                        7.250            430.19         65   
                                     7.000            430.19       72,500.00
COWETA           OK   74429          5            09/11/98         00   
495780702                            05           11/01/98          0   
495780702                            N            10/01/13              
0                                                                       

1880521          560/560             F           48,350.00         ZZ   
                                  180         47,181.03          2
1416 ARDEE AVENUE                  7.750            455.11         61   
                                     7.500            455.11       80,000.00
MADISON          TN   37216          2            06/29/98         00   
495843500                            05           08/01/98          0   
495843500                            N            07/01/13              
0                                                                       

1880522          560/560             F          126,900.00         ZZ   
                                  180        122,261.63          3
5716 W PARK AVE                    7.375          1,167.39         90   
                                     7.125          1,167.39      141,000.00
CICERO           IL   60804          1            07/17/98         21   
496037102                            05           09/01/98         25   
496037102                            N            08/01/13              
0                                                                       

1880523          560/560             F           19,350.00         ZZ   
                                  180         18,877.12          1
732 BATH AVENUE                    7.625            180.76         90   
                                     7.375            180.76       21,500.00
ASHLAND          KY   41101          1            06/23/98         04   
496300401                            05           08/01/98         25   
496300401                            N            07/01/13              
0                                                                       

1880524          560/560             F           24,000.00         ZZ   
                                  180         23,625.04          1
302 MAIN STREET                    7.250            219.09         33   
                                     7.000            219.09       74,000.00
OVANDO           MT   59854          5            09/21/98         00   
496389701                            05           11/01/98          0   
496389701                            O            10/01/13              
0                                                                       

1                                                                               

1880525          560/560             F           52,150.00         ZZ   
                                  180         51,002.46          1
926 WHISPERING HOLLOW ST           7.250            476.06         80   
                                     7.000            476.06       65,200.00
WIGGINS          MS   39577          5            07/07/98         00   
496454604                            05           09/01/98          0   
496454604                            O            08/01/13              
0                                                                       

1880526          560/560             F           24,300.00         ZZ   
                                  180         23,706.17          1
2014 BLAKLEY AVE                   7.625            227.00         90   
                                     7.375            227.00       27,000.00
PENSACOLA        FL   32507          1            06/24/98         04   
496516204                            05           08/01/98         25   
496516204                            N            07/01/13              
0                                                                       

1880527          560/560             F          129,550.00         ZZ   
                                  180        127,460.26          1
1154 HEARN DRIVE                   6.875          1,155.40         62   
                                     6.625          1,155.40      210,000.00
MADISON          OH   44057          2            09/29/98         00   
496775602                            05           11/01/98          0   
496775602                            N            10/01/13              
0                                                                       

1880528          560/560             F          103,950.00         ZZ   
                                  180        102,273.19          1
6793 LAKE ROAD WEST                6.875            927.09         52   
                                     6.625            927.09      200,000.00
GENEVA           OH   44041          2            09/29/98         00   
496776006                            05           11/01/98          0   
496776006                            N            10/01/13              
0                                                                       

1880529          560/560             F           36,900.00         ZZ   
                                  180         36,121.87          1
2220 MCEWEN CT.                    7.750            347.34         90   
                                     7.500            347.34       41,000.00
FORT WORTH       TX   76112          1            07/01/98         21   
496925603                            05           09/01/98         25   
496925603                            N            08/01/13              
0                                                                       

1880530          560/560             F          157,200.00         ZZ   
                                  180        153,813.65          1
6707 EAST 86 STREET                7.500          1,457.27         58   
                                     7.250          1,457.27      272,500.00
1                                                                               

TULSA            OK   74133          5            07/24/98         00   
497053801                            05           09/01/98          0   
497053801                            O            08/01/13              
0                                                                       

1880531          560/560             F           52,500.00         ZZ   
                                  180         51,356.97          1
817 HEATHER COURT                  7.375            482.96         70   
                                     7.125            482.96       75,000.00
NASHVILLE        TN   37211          5            07/08/98         00   
497120303                            05           09/01/98          0   
497120303                            N            08/01/13              
0                                                                       

1880533          560/560             F           51,100.00         ZZ   
                                  180         49,987.39          1
3005 SUNNYVIEW COURT               7.375            470.09         70   
                                     7.125            470.09       73,000.00
NASHVILLE        TN   37218          5            07/08/98         00   
497167601                            05           09/01/98          0   
497167601                            N            08/01/13              
0                                                                       

1880535          560/560             F           48,400.00         ZZ   
                                  180         47,470.30          1
3309 LUCERNE PARK DRIVE            7.000            435.04         80   
                                     6.750            435.04       60,500.00
LAKE WORTH       FL   33467          1            08/04/98         00   
497268904                            01           10/01/98          0   
497268904                            O            09/01/13              
0                                                                       

1880536          560/560             F          149,600.00         ZZ   
                                  180        146,846.37          1
6132 KETCHWOOD COURT               7.500          1,386.82         80   
                                     7.250          1,386.82      187,000.00
BATON ROUGE      LA   70817          2            08/12/98         00   
497479402                            03           10/01/98          0   
497479402                            O            09/01/13              
0                                                                       

1880537          560/560             F          137,000.00         ZZ   
                                  180        134,505.22          1
49 PUTNAM STREET                   7.625          1,279.76         63   
                                     7.375          1,279.76      220,000.00
BEVERLY          MA   01915          5            08/31/98         00   
497487009                            05           10/01/98          0   
497487009                            O            09/01/13              
0                                                                       
1                                                                               

1880538          560/560             F          202,500.00         ZZ   
                                  180        198,692.21          1
13 NOTCH PARK ROAD                 7.250          1,848.55         70   
                                     7.000          1,848.55      290,000.00
LITTLE FALLS     NJ   07424          5            08/19/98         00   
497525006                            05           10/01/98          0   
497525006                            O            09/01/13              
0                                                                       

1880539          560/560             F           32,400.00         ZZ   
                                  180         31,709.46          1
407 COOPER STREET                  7.625            302.66         90   
                                     7.375            302.66       36,000.00
READING          OH   45215          1            07/29/98         21   
497589200                            05           09/01/98         25   
497589200                            N            08/01/13              
0                                                                       

1880540          560/560             F           22,000.00         ZZ   
                                  180         21,595.02          1
5225 SW 139TH PLACE                7.500            203.95         26   
                                     7.250            203.95       85,000.00
MIAMI            FL   33175          5            08/11/98         00   
497606509                            03           10/01/98          0   
497606509                            O            09/01/13              
0                                                                       

1880542          560/560             F           37,000.00         ZZ   
                                  180         36,231.38          1
27 ERNEST AVENUE 1                 7.625            345.63         68   
                                     7.375            345.63       55,000.00
EXETER           NH   03833          2            09/29/98         00   
497748103                            01           11/01/98          0   
497748103                            N            10/01/13              
0                                                                       

1880543          560/560             F          134,900.00         ZZ   
                                  180        132,443.44          1
71 HUNTINGTON STREET               7.625          1,260.15         90   
                                     7.375          1,260.15      149,900.00
NEW BRUNSWICK    NJ   08901          1            08/21/98         04   
497752600                            05           10/01/98         25   
497752600                            N            09/01/13              
0                                                                       

1880544          560/560             F          480,000.00         ZZ   
                                  180        469,097.68          1
1                                                                               

8 PIER 7                           6.875          4,280.91         58   
                                     6.625          4,280.91      838,000.00
BOSTON           MA   02129          5            07/31/98         00   
497808402                            01           09/01/98          0   
497808402                            O            08/01/13              
0                                                                       

1880545          560/560             F           71,900.00         ZZ   
                                  180         70,576.55          1
20 HOLDEN STREET                   7.500            666.53         60   
                                     7.250            666.53      120,000.00
SOUTH PORTLAND   ME   04106          1            08/12/98         00   
498119106                            05           10/01/98          0   
498119106                            O            09/01/13              
0                                                                       

1880546          560/560             F           13,875.00         T    
                                  180          6,872.26          1
631 BRITTANY N                     7.750            130.61         75   
                                     7.500            130.61       18,500.00
DELRAY BEACH     FL   33445          1            08/05/98         00   
498133404                            01           10/01/98          0   
498133404                            O            09/01/13              
0                                                                       

1880547          560/560             F          157,500.00         ZZ   
                                  180        154,631.90          1
3396 HAMILTON MILL ROAD            7.625          1,471.26         70   
                                     7.375          1,471.26      225,000.00
BUFORD           GA   30519          1            08/17/98         00   
498383207                            05           10/01/98          0   
498383207                            N            09/01/13              
0                                                                       

1880548          560/560             F           60,300.00         ZZ   
                                  180         59,213.68          1
6516 E 26TH COURT                  7.750            567.59         90   
                                     7.500            567.59       67,000.00
TULSA            OK   74129          1            08/31/98         21   
498470103                            05           10/01/98         25   
498470103                            N            09/01/13              
0                                                                       

1880550          560/560             F          100,000.00         ZZ   
                                  180         98,159.32          1
11530 NW 6TH PLACE                 7.500            927.02         62   
                                     7.250            927.02      162,900.00
CORAL SPRINGS    FL   33071          1            08/18/98         00   
498504505                            03           10/01/98          0   
1                                                                               

498504505                            O            09/01/13              
0                                                                       

1880551          560/560             F          598,200.00         ZZ   
                                  180        590,502.60          1
25 STERLING RD SOUTH               6.875          5,335.08         60   
                                     6.625          5,335.08      997,000.00
ARMONK           NY   10504          1            10/06/98         00   
498525302                            05           12/01/98          0   
498525302                            O            11/01/13              
0                                                                       

1880553          560/560             F           68,000.00         ZZ   
                                  180         67,796.87          1
2725 EMIG MILL ROAD                7.625            635.21         61   
                                     7.375            635.21      112,000.00
DOVER            PA   17315          5            01/21/99         00   
498547702                            05           03/01/99          0   
498547702                            O            02/01/14              
0                                                                       

1880555          560/560             F           80,000.00         ZZ   
                                  180         78,763.54          3
403 W THIRD AVENUE                 7.375            735.94         80   
                                     7.125            735.94      100,000.00
TOPPENISH        WA   98948          1            09/23/98         00   
498675701                            05           11/01/98          0   
498675701                            N            10/01/13              
0                                                                       

1880556          560/560             F           67,000.00         ZZ   
                                  180         64,900.67          1
9039 KAHL AVENUE                   7.625            625.87         54   
                                     7.375            625.87      125,000.00
PERRY HALL       MD   21128          2            08/24/98         00   
498776509                            05           10/01/98          0   
498776509                            O            09/01/13              
0                                                                       

1880557          560/560             F           52,500.00         ZZ   
                                  180         51,491.54          2
440 YELLOWSTONE AVENUE             7.000            471.89         62   
                                     6.750            471.89       85,250.00
BILLINGS         MT   59101          5            08/28/98         00   
498808005                            05           10/01/98          0   
498808005                            N            09/01/13              
0                                                                       

1                                                                               

1880558          560/560             F          108,800.00         ZZ   
                                  180        105,681.06          1
1596 S REED AVENUE                 7.500          1,008.59         80   
                                     7.250          1,008.59      136,000.00
REEDLEY          CA   93654          1            08/31/98         00   
498829605                            05           10/01/98          0   
498829605                            N            09/01/13              
0                                                                       

1880560          560/560             F           25,200.00         ZZ   
                                  180         23,509.65          1
7362 BOMER DR                      7.500            233.61         90   
                                     7.250            233.61       28,000.00
BATON ROUGE      LA   70812          1            08/26/98         04   
498916204                            05           10/01/98         25   
498916204                            N            09/01/13              
0                                                                       

1880561          560/560             F          176,350.00         ZZ   
                                  180        173,138.67          4
211-217 S JEFFERSON AVENUE         7.625          1,647.34         85   
                                     7.375          1,647.34      207,500.00
LOVELAND         CO   81537          1            08/31/98         04   
498966704                            05           10/01/98         12   
498966704                            N            09/01/13              
0                                                                       

1880562          560/560             F          102,600.00         ZZ   
                                  180        100,670.72          1
493 BEAR CREEK ROAD                7.250            936.60         90   
                                     7.000            936.60      114,000.00
SAVER            PA   16055          5            08/26/98         04   
499185403                            05           10/01/98         25   
499185403                            O            09/01/13              
0                                                                       

1880563          560/560             F          381,430.00         ZZ   
                                  180        376,878.51          1
100 DERCUM SQUARE 8370             7.750          3,590.31         70   
                                     7.500          3,590.31      544,900.00
KEYSTONE         CO   80435          1            10/30/98         00   
499337806                            01           12/01/98          0   
499337806                            N            11/01/13              
0                                                                       

1880564          560/560             F          277,425.00         ZZ   
                                  180        274,114.55          1
150 DERCUM SQUARE 8453             7.750          2,611.34         75   
                                     7.500          2,611.34      369,900.00
1                                                                               

KEYSTONE         CO   80435          1            10/30/98         00   
499340800                            01           12/01/98          0   
499340800                            N            11/01/13              
0                                                                       

1880565          560/560             F          360,000.00         ZZ   
                                  180        352,787.00          1
1966 1968 GREEN STREET             6.500          3,135.99         38   
                                     6.250          3,135.99      970,000.00
SAN FRANCISCO    CA   94965          2            08/31/98         00   
499353100                            05           10/01/98          0   
499353100                            N            09/01/13              
0                                                                       

1880566          560/560             F           22,500.00         ZZ   
                                  180         22,231.50          1
828 MONTGOMERY AVENUE              7.750            211.79         90   
                                     7.500            211.79       25,000.00
ASHLAND          KY   41101          1            10/14/98         21   
499389203                            05           12/01/98         25   
499389203                            N            11/01/13              
0                                                                       

1880567          560/560             F           28,000.00         ZZ   
                                  180         27,571.83          1
520 2ND AVE E                      7.500            259.57         80   
                                     7.250            259.57       35,000.00
TWIN FALLS       ID   83301          1            09/24/98         00   
499511509                            05           11/01/98          0   
499511509                            N            10/01/13              
0                                                                       

1880568          560/560             F          134,500.00         ZZ   
                                  180        132,400.56          2
2140 CALAIS DRIVE                  7.625          1,256.41         70   
                                     7.375          1,256.41      194,000.00
MIAMI BEACH      FL   33141          5            09/23/98         00   
499531804                            05           11/01/98          0   
499531804                            O            10/01/13              
0                                                                       

1880569          560/560             F          103,500.00         ZZ   
                                  180        101,186.76          1
1130 W 6TH AVENUE                  7.500            959.46         90   
                                     7.250            959.46      115,000.00
ANCHORAGE        AK   99501          1            09/02/98         21   
499545408                            01           10/01/98         25   
499545408                            N            09/01/13              
0                                                                       
1                                                                               

1880570          560/560             F           37,800.00         ZZ   
                                  180         37,228.17          1
1421 POMPTON CIRCLE                7.625            353.11         90   
                                     7.375            353.11       42,000.00
LANSING          MI   48910          1            09/29/98         21   
499656007                            05           11/01/98         25   
499656007                            N            10/01/13              
0                                                                       

1880571          560/560             F           34,200.00         ZZ   
                                  180         33,671.39          1
923 WEST STREET                    7.375            314.62         90   
                                     7.125            314.62       38,000.00
LANSING          MI   48915          1            09/29/98         04   
499659605                            05           11/01/98         25   
499659605                            N            10/01/13              
0                                                                       

1880572          560/560             F          180,000.00         ZZ   
                                  180        175,225.60          1
1051 NE 90TH STREET                7.500          1,668.63         80   
                                     7.250          1,668.63      225,000.00
MIAMI            FL   33138          1            09/18/98         00   
499678001                            05           11/01/98          0   
499678001                            O            10/01/13              
0                                                                       

1880573          560/560             F           54,000.00         ZZ   
                                  180         52,521.26          1
878 COUNTY ROUTE 33                7.750            508.29         73   
                                     7.500            508.29       74,500.00
MADRID           NY   13660          5            12/09/98         00   
499755205                            05           01/01/99          0   
499755205                            O            12/01/13              
0                                                                       

1880574          560/560             F           95,000.00         ZZ   
                                  180         93,562.93          1
1038 SOUTH HOLLY PLACE             7.625            887.43         56   
                                     7.375            887.43      170,000.00
WEST COVINA      CA   91790          5            09/23/98         00   
499851905                            05           11/01/98          0   
499851905                            N            10/01/13              
0                                                                       

1880649          K08/G02             F           48,000.00         ZZ   
                                  180         48,000.00          1
1                                                                               

4620 SOUTHWEST 182ND AVEN          6.750            424.76         34   
                                     6.500            424.76      143,000.00
BEAVERTON        OR   97007          5            02/05/99         00   
0411250798                           05           04/01/99          0   
411250798                            N            03/01/14              
0                                                                       

1880685          074/074             F           90,000.00         ZZ   
                                  180         89,500.70          4
3217 BLOOMINGDALE VILLAS CT.       8.500            886.27         55   
                                     8.250            886.27      165,000.00
BRANDON          FL   33511          1            12/28/98         00   
1361105135                           05           02/01/99          0   
1361105135                           N            01/01/14              
0                                                                       

1880687          074/074             F           35,000.00         T    
                                  180         34,612.79          1
531 SEAPORT BLVD UNIT T203         7.500            324.45         47   
                                     7.250            324.45       76,000.00
CAPE CANAVERAL   FL   32920          5            12/11/98         00   
1391068322                           01           02/01/99          0   
1391068322                           O            01/01/14              
0                                                                       

1880698          A68/G02             F           82,000.00         ZZ   
                                  180         82,000.00          1
452 HILLVIEW DR                    7.500            760.15         70   
                                     7.250            760.15      118,000.00
HURST            TX   76054          5            02/24/99         00   
0431243534                           05           04/01/99          0   
0000                                 N            03/01/14              
0                                                                       

1880700          074/074             F           63,000.00         ZZ   
                                  180         62,618.27          4
400 EAST 5TH STREET                7.500            584.02         90   
                                     7.250            584.02       70,000.00
DALLAS           TX   75203          1            12/21/98         21   
1524038327                           05           02/01/99         25   
1524038327                           N            01/01/14              
0                                                                       

1880701          074/074             F          280,800.00         ZZ   
                                  180        279,904.42          1
4123 CLIFF OAKS                    6.875          2,504.33         80   
                                     6.625          2,504.33      351,000.00
SAN ANTONIO      TX   78229          1            01/15/99         00   
1526031420                           03           03/01/99          0   
1                                                                               

1526031420                           O            02/01/14              
0                                                                       

1880706          074/074             F          123,750.00         ZZ   
                                  180        122,991.95          1
274 ALBION ROAD                    7.375          1,138.41         75   
                                     7.125          1,138.41      165,000.00
LINCOLN          RI   02865          5            12/30/98         00   
1580127955                           05           02/01/99          0   
1580127955                           O            01/01/14              
0                                                                       

1880805          K08/G02             F           50,000.00         ZZ   
                                  180         50,000.00          1
11747 SW 18TH STREET, UNIT # 5     7.125            452.92         71   
                                     6.875            452.92       71,000.00
MIAMI            FL   33175          2            02/03/99         00   
0411243744                           01           04/01/99          0   
411243744                            O            03/01/14              
0                                                                       

1880827          K08/G02             F          101,000.00         ZZ   
                                  180        101,000.00          1
491 W. POWELL DRIVE                7.125            914.89         79   
                                     6.875            914.89      128,000.00
LAPORTE          IN   46350          2            02/05/99         00   
0411254113                           05           04/01/99          0   
411254113                            O            03/01/14              
0                                                                       

1880850          822/G02             F           90,000.00         ZZ   
                                  180         89,734.10          2
1035 HUGHES DRIVE                  7.750            847.15         60   
                                     7.500            847.15      151,000.00
HAMILTON         NJ   08619          5            01/19/99         00   
0431218221                           05           03/01/99          0   
5716000099                           N            02/01/14              
0                                                                       

1880856          637/G02             F          300,000.00         ZZ   
                                  180        300,000.00          1
25211 EXMOOR                       7.375          2,759.77         77   
                                     7.125          2,759.77      390,000.00
MISSION VIEJO    CA   92692          5            02/03/99         00   
0431220797                           03           04/01/99          0   
0015165004                           O            03/01/14              
0                                                                       

1                                                                               

1880870          E87/G02             F           56,500.00         ZZ   
                                  180         56,500.00          1
1277 BELRIDGE STREET #7C           7.750            531.82         55   
                                     7.500            531.82      104,000.00
OCEANO           CA   93445          2            02/01/99         00   
0431220425                           01           04/01/99          0   
184852                               N            03/01/14              
0                                                                       

1880873          E87/G02             F           56,500.00         ZZ   
                                  180         56,500.00          1
1277 BELRIDGE STREET #13B          7.750            531.82         56   
                                     7.500            531.82      102,000.00
OCEANO           CA   93445          2            02/01/99         00   
0431220433                           01           04/01/99          0   
184852                               N            03/01/14              
0                                                                       

1880884          E87/G02             F           56,500.00         ZZ   
                                  180         56,500.00          1
1277 BELRIDGE STREET #8A           7.750            531.82         56   
                                     7.500            531.82      102,000.00
OCEANO           CA   93445          2            02/01/99         00   
0431220458                           01           04/01/99          0   
70002084                             N            03/01/14              
0                                                                       

1880893          637/G02             F           55,000.00         ZZ   
                                  180         54,837.50          1
2021 INITIAL AVENUE                7.750            517.71         59   
                                     7.500            517.71       94,000.00
ENUMCLAW         WA   98022          5            02/01/99         00   
0431222140                           05           03/01/99          0   
0010508711                           N            02/01/14              
0                                                                       

1881169          976/976             F           55,000.00         ZZ   
                                  180         54,837.50          1
52 WEST LAWN AVENUE                7.750            517.71         65   
                                     7.500            517.71       85,000.00
PAWTUCKET        RI   02860          5            01/19/99         00   
5449796                              05           03/01/99          0   
5449796                              O            02/01/14              
0                                                                       

1881170          976/976             F           35,800.00         ZZ   
                                  180         35,696.54          1
4640 FORDHAM STREET                8.000            342.13         68   
                                     7.750            342.13       53,000.00
1                                                                               

LUBBOCK          TX   79416          2            01/22/99         00   
5542306                              05           03/01/99          0   
5542306                              N            02/01/14              
0                                                                       

1881171          976/976             F           35,800.00         ZZ   
                                  180         35,696.54          1
4648 FORDHAM STREET                8.000            342.13         68   
                                     7.750            342.13       53,000.00
LUBBOCK          TX   79416          2            01/22/99         00   
5542310                              05           03/01/99          0   
5542310                              N            02/01/14              
0                                                                       

1881172          976/976             F           35,800.00         ZZ   
                                  180         35,696.54          1
4650 FORDHAM STREET                8.000            342.13         69   
                                     7.750            342.13       52,000.00
LUBBOCK          TX   79415          2            01/22/99         00   
5542311                              05           03/01/99          0   
5542311                              N            02/01/14              
0                                                                       

1881173          976/976             F          104,300.00         ZZ   
                                  180        103,995.23          4
3890 8TH AVENUE NORTH              7.875            989.24         60   
                                     7.625            989.24      174,000.00
ST. PETERSBURG   FL   33713          5            01/22/99         00   
5572594                              05           03/01/99          0   
5572594                              N            02/01/14              
0                                                                       

1881174          976/976             F           77,350.00         ZZ   
                                  180         77,116.39          2
1403-1405 DEBORAH AVENUE           7.500            717.05         85   
                                     7.250            717.05       91,000.00
DE SOTO          TX   75115          2            01/22/99         04   
5610115                              05           03/01/99         25   
5610115                              N            02/01/14              
0                                                                       

1881176          976/976             F          200,000.00         ZZ   
                                  180        199,395.97          1
667 EAST KELLY AVENUE              7.500          1,854.03         67   
                                     7.250          1,854.03      300,000.00
JACKSON          WY   83001          5            01/25/99         00   
5291531                              05           03/01/99          0   
5291531                              N            02/01/14              
0                                                                       
1                                                                               

1881177          976/976             F           47,800.00         ZZ   
                                  180         47,513.51          1
1802 VERDERY ST                    7.625            446.52         63   
                                     7.375            446.52       76,000.00
AUGUSTA          GA   30904          5            01/05/99         00   
5306287                              05           02/01/99          0   
5306287                              N            01/01/14              
0                                                                       

1881178          976/976             F           90,000.00         ZZ   
                                  180         90,000.00          2
1108 NAMEOKE STREET                7.250            821.58         51   
                                     7.000            821.58      177,000.00
FAR ROCKAWAY     NY   11690          2            02/08/99         00   
5318729                              05           04/01/99          0   
5318729                              N            03/01/14              
0                                                                       

1881179          976/976             F           40,000.00         ZZ   
                                  180         39,762.86          1
3618 LAKE BAYSHORE DRIVE           7.750            376.52         80   
                                     7.500            376.52       50,000.00
BRADENTON        FL   34205          1            12/22/98         00   
5345934                              01           02/01/99          0   
5345934                              N            01/01/14              
0                                                                       

1881180          976/976             F          183,900.00         ZZ   
                                  180        183,338.48          1
24667 CABRILLO STREET              7.375          1,691.74         40   
                                     7.125          1,691.74      465,000.00
CARMEL           CA   93923          2            01/22/99         00   
5360757                              05           03/01/99          0   
5360757                              N            02/01/14              
0                                                                       

1881181          976/976             F          153,700.00         ZZ   
                                  180        151,629.40          1
2988 ACWORTH DUE WEST ROAD         7.250          1,403.08         75   
                                     7.000          1,403.08      205,000.00
KENNESAW         GA   30152          5            10/01/98         00   
5372390                              05           12/01/98          0   
5372390                              O            11/01/13              
0                                                                       

1881182          976/976             F           78,750.00         ZZ   
                                  180         78,303.31          1
1                                                                               

1926 CLIFTON CT                    8.250            763.99         90   
                                     8.000            763.99       87,500.00
LAWRENCE         KS   66049          1            12/10/98         11   
5413525                              05           02/01/99         25   
5413525                              N            01/01/14              
0                                                                       

1881184          976/976             F           67,120.00         ZZ   
                                  180         66,730.76          2
600 OHIO STREET                    8.000            641.44         80   
                                     7.750            641.44       83,900.00
LAWRENCE         KS   66044          1            12/30/98         00   
5413559                              05           02/01/99          0   
5413559                              N            01/01/14              
0                                                                       

1881186          976/976             F           72,000.00         ZZ   
                                  180         71,307.12          1
405 PINE STREET                    6.875            642.14         80   
                                     6.625            642.14       90,000.00
HILL CITY        SD   57745          2            12/04/98         00   
5426536                              05           01/01/99          0   
5426536                              N            12/01/13              
0                                                                       

1881187          976/976             F           60,000.00         ZZ   
                                  180         59,648.19          1
9307 W. MESCAL STREET              7.875            569.08         80   
                                     7.625            569.08       75,000.00
PEORIA           AZ   85345          1            12/30/98         00   
5428765                              05           02/01/99          0   
5428765                              N            01/01/14              
0                                                                       

1881188          976/976             F           66,750.00         ZZ   
                                  180         66,539.40          1
2311 PIMMIT DRIVE, #1419           7.000            599.97         75   
                                     6.750            599.97       89,000.00
FALLS CHURCH     VA   22043          5            01/27/99         00   
5432761                              01           03/01/99          0   
5432761                              N            02/01/14              
0                                                                       

1881189          976/976             F          103,100.00         ZZ   
                                  180        103,100.00          1
5243 DEER CREEK DRIVE              7.000            926.70         72   
                                     6.750            926.70      145,000.00
ORLANDO          FL   32821          2            02/05/99         00   
5436952                              03           04/01/99          0   
1                                                                               

5436952                              O            03/01/14              
0                                                                       

1881190          976/976             F          118,500.00         ZZ   
                                  180        118,157.55          3
373 PARK STREET                    8.000          1,132.45         75   
                                     7.750          1,132.45      158,000.00
DORCHESTER       MA   02124          5            01/22/99         00   
5451431                              05           03/01/99          0   
5451431                              N            02/01/14              
0                                                                       

1881191          976/976             F           63,750.00         ZZ   
                                  180         63,167.29          1
STROUD COURT, WILD ACRES           7.625            595.51         75   
                                     7.375            595.51       85,000.00
DINGMANS FERRY   PA   18337          2            12/23/98         00   
5453458                              03           02/01/99          0   
5453458                              O            01/01/14              
0                                                                       

1881192          976/976             F           82,400.00         ZZ   
                                  180         81,884.15          3
500 JACKSON AVENUE                 7.125            746.41         80   
                                     6.875            746.41      103,000.00
GREENACRES       FL   33463          1            12/15/98         00   
5457642                              05           02/01/99          0   
5457642                              N            01/01/14              
0                                                                       

1881193          976/976             F           82,400.00         ZZ   
                                  180         81,884.15          3
501 JACKSON AVENUE                 7.125            746.41         80   
                                     6.875            746.41      103,000.00
GREENACRES       FL   33463          1            12/15/98         00   
5457644                              05           02/01/99          0   
5457644                              N            01/01/14              
0                                                                       

1881194          976/976             F          110,400.00         ZZ   
                                  180        110,087.96          3
1402-1404 EAST 58TH DRIVE          8.250          1,071.04         80   
                                     8.000          1,071.04      138,000.00
LOS ANGELES ARE  CA   90001          2            01/05/99         00   
5459763                              05           03/01/99          0   
5459763                              N            02/01/14              
0                                                                       

1                                                                               

1881195          976/976             F           84,000.00         ZZ   
                                  180         83,754.55          2
5946 THOMAS COURT                  7.875            796.70         80   
                                     7.625            796.70      105,000.00
COLLEGE PARK     GA   30349          1            01/22/99         00   
5461035                              05           03/01/99          0   
5461035                              N            02/01/14              
0                                                                       

1881196          976/976             F          135,200.00         ZZ   
                                  180        133,267.90          1
41778 PRIMROSE                     7.375          1,243.74         80   
                                     7.125          1,243.74      169,000.00
NOVI             MI   48377          2            01/13/99         00   
5463390                              01           03/01/99          0   
5463390                              O            02/01/14              
0                                                                       

1881197          976/976             F           55,000.00         ZZ   
                                  180         54,688.03          1
284 EAST 317TH STREET              8.250            533.58         70   
                                     8.000            533.58       79,000.00
WILLOWICK        OH   44095          5            12/07/98         00   
5464429                              05           02/01/99          0   
5464429                              N            01/01/14              
0                                                                       

1881198          976/976             F          150,000.00         ZZ   
                                  180        149,516.38          1
17681 HEVER CIRCLE                 6.750          1,327.37         43   
                                     6.500          1,327.37      350,000.00
FOUNTAIN VALLEY  CA   92708          2            01/20/99         00   
5468458                              05           03/01/99          0   
5468458                              O            02/01/14              
0                                                                       

1881199          976/976             F           63,900.00         ZZ   
                                  180         63,715.33          1
16114 SPRINGBANK DRIVE             8.000            610.67         90   
                                     7.750            610.67       71,000.00
HOUSTON          TX   77095          1            01/14/99         11   
5475276                              03           03/01/99         25   
5475276                              N            02/01/14              
0                                                                       

1881200          976/976             F           63,900.00         ZZ   
                                  180         63,622.39          1
8614 SPARKLING SPRINGS DRIVE       7.625            596.91         90   
                                     7.375            596.91       71,000.00
1                                                                               

HOUSTON          TX   77095          1            01/14/99         10   
5475340                              03           03/01/99         25   
5475340                              N            02/01/14              
0                                                                       

1881202          976/976             F           85,500.00         ZZ   
                                  180         85,025.65          3
178 BROOKS STREET                  8.500            841.96         90   
                                     8.250            841.96       95,000.00
EAST BOSTON      MA   02128          1            12/09/98         22   
5475657                              05           02/01/99         25   
5475657                              N            01/01/14              
0                                                                       

1881203          976/976             F          132,000.00         ZZ   
                                  180        131,601.34          2
12-14 BATEMAN COURT                7.500          1,223.66         70   
                                     7.250          1,223.66      189,000.00
WAKEFIELD        MA   01880          2            01/26/99         00   
5478400                              05           03/01/99          0   
5478400                              N            02/01/14              
0                                                                       

1881204          976/976             F          236,000.00         ZZ   
                                  180        235,247.30          1
946 TAYLOR STREET                  6.875          2,104.78         63   
                                     6.625          2,104.78      375,000.00
ALBANY           CA   94706          2            01/15/99         00   
5482079                              05           03/01/99          0   
5482079                              O            02/01/14              
0                                                                       

1881206          976/976             F          412,500.00         ZZ   
                                  180        411,184.38          1
2108 TERRA VISTA AVENUE            6.875          3,678.90         75   
                                     6.625          3,678.90      550,000.00
MCKINLEYVILLE    CA   95519          2            01/27/99         00   
5482647                              05           03/01/99          0   
5482647                              O            02/01/14              
0                                                                       

1881207          976/976             F           65,250.00         ZZ   
                                  180         64,863.19          1
12943 BAYVIEW ROAD                 7.750            614.19         75   
                                     7.500            614.19       87,000.00
SOUTH HAVEN      MN   55302          5            12/16/98         00   
5483333                              05           02/01/99          0   
5483333                              O            01/01/14              
0                                                                       
1                                                                               

1881208          976/976             F          227,625.00         ZZ   
                                  180        226,891.11          1
2335 JERSEY COURT                  6.750          2,014.28         75   
                                     6.500          2,014.28      303,500.00
LAKEVILLE        MN   55044          1            01/27/99         00   
5484276                              05           03/01/99          0   
5484276                              O            02/01/14              
0                                                                       

1881209          976/976             F           80,000.00         ZZ   
                                  180         79,747.60          1
18 LOIS LN                         7.000            719.07         67   
                                     6.750            719.07      120,000.00
MARION           KS   66861          2            02/05/99         00   
5487361                              05           03/01/99          0   
5487361                              O            02/01/14              
0                                                                       

1881210          976/976             F           68,500.00         ZZ   
                                  180         67,970.58          1
11160 EAST CALLE VAQUEROS          7.125            620.50         30   
                                     6.875            620.50      235,000.00
TUCSON           AZ   85749          2            12/08/98         00   
5489144                              05           02/01/99          0   
5489144                              O            01/01/14              
0                                                                       

1881211          976/976             F           40,500.00         ZZ   
                                  180         40,138.70          1
707 WILSONWOOD PLACE               7.750            381.22         52   
                                     7.500            381.22       79,000.00
FRANKLIN         TN   37067          2            12/01/98         00   
5522287                              05           01/01/99          0   
5522287                              N            12/01/13              
0                                                                       

1881212          976/976             F           72,000.00         ZZ   
                                  180         71,577.84          1
605 MARSWEN DRIVE                  7.875            682.89         78   
                                     7.625            682.89       92,500.00
NASHVILLE        TN   37216          2            01/04/99         00   
5522616                              05           02/01/99          0   
5522616                              N            01/01/14              
0                                                                       

1881213          976/976             F          198,750.00         ZZ   
                                  180        197,584.69          1
1                                                                               

1904 HUTCHINSON ROAD               7.875          1,885.04         75   
                                     7.625          1,885.04      265,000.00
DULUTH           MN   55811          5            12/30/98         00   
5526695                              05           02/01/99          0   
5526695                              O            01/01/14              
0                                                                       

1881214          976/976             F           57,600.00         ZZ   
                                  180         57,426.04          1
2134 BALMONT STREET                7.500            533.96         80   
                                     7.250            533.96       72,000.00
LANCASTER        CA   93536          1            01/28/99         00   
5529985                              05           03/01/99          0   
5529985                              N            02/01/14              
0                                                                       

1881215          976/976             F           49,500.00         T    
                                  180         49,350.50          1
806 SOUTH STREET                   7.500            458.88         90   
                                     7.250            458.88       55,000.00
MANTEO           NC   27954          1            01/19/99         04   
5532085                              05           03/01/99         25   
5532085                              O            02/01/14              
0                                                                       

1881217          976/976             F           52,200.00         ZZ   
                                  180         51,913.61          1
3428 WREN ROAD                     8.625            517.87         90   
                                     8.375            517.87       58,000.00
DECATUR          GA   30032          1            12/09/98         22   
5532488                              05           02/01/99         30   
5532488                              N            01/01/14              
0                                                                       

1881218          976/976             F           72,800.00         ZZ   
                                  180         72,368.45          1
5218 AFTON WAY                     7.750            685.25         80   
                                     7.500            685.25       91,000.00
SMYRNA           GA   30082          5            12/15/98         00   
5532655                              05           02/01/99          0   
5532655                              N            01/01/14              
0                                                                       

1881219          976/976             F           62,000.00         ZZ   
                                  180         61,812.75          1
9298 CHICKEN FOOT ROAD             7.500            574.75         73   
                                     7.250            574.75       85,000.00
T PAULS          NC   28384          5            01/13/99         00   
5532859                              05           03/01/99          0   
1                                                                               

5532859                              O            02/01/14              
0                                                                       

1881220          976/976             F           54,000.00         ZZ   
                                  180         53,679.89          1
116 CANDLEWICK DRIVE               7.750            508.29         90   
                                     7.500            508.29       60,000.00
YOUNGSVILLE      NC   27596          1            12/23/98         04   
5533161                              05           02/01/99         25   
5533161                              N            01/01/14              
0                                                                       

1881221          976/976             F          105,750.00         ZZ   
                                  180        105,412.72          1
2381 INVERLOCH CIRCLE              6.875            943.14         90   
                                     6.625            943.14      117,500.00
DULUTH           GA   30096          1            01/28/99         11   
5533431                              05           03/01/99         25   
5533431                              N            02/01/14              
0                                                                       

1881222          976/976             F           63,000.00         ZZ   
                                  180         62,618.27          1
252 B LAKEVIEW DRIVE               7.500            584.02         79   
                                     7.250            584.02       80,000.00
SLIDELL          LA   70458          5            12/11/98         00   
5534682                              01           02/01/99          0   
5534682                              O            01/01/14              
0                                                                       

1881223          976/976             F           40,000.00         ZZ   
                                  180         39,757.62          1
10524 RIDGE BROOK                  7.500            370.81         25   
                                     7.250            370.81      165,000.00
BATON ROUGE      LA   70809          5            12/18/98         00   
5534807                              05           02/01/99          0   
5534807                              O            01/01/14              
0                                                                       

1881225          976/976             F           48,750.00         ZZ   
                                  180         48,612.21          1
1011 SHIRLEY DRIVE                 8.250            472.95         75   
                                     8.000            472.95       65,000.00
GULFPORT         MS   39503          5            01/26/99         00   
5534869                              05           03/01/99          0   
5534869                              N            02/01/14              
0                                                                       

1                                                                               

1881226          976/976             F           80,250.00         ZZ   
                                  180         79,011.57          4
528 WEST 5TH STREET                7.250            732.58         75   
                                     7.000            732.58      107,000.00
INDEPENDENCE     LA   70443          5            12/08/98         00   
5534897                              05           02/01/99          0   
5534897                              N            01/01/14              
0                                                                       

1881227          976/976             F           80,100.00         ZZ   
                                  180         79,592.51          4
420 VIEUX ORLEANS CIRCLE           8.500            788.78         90   
                                     8.250            788.78       89,000.00
LAFAYETTE        LA   70508          1            12/18/98         11   
5534963                              05           02/01/99         25   
5534963                              N            01/01/14              
0                                                                       

1881229          976/976             F          201,200.00         ZZ   
                                  180        199,558.29          1
9942 GENESTA AVENUE,               6.875          1,794.42         80   
  NORTHRIDGE AREA                    6.625          1,794.42      251,500.00
LOS ANGELES      CA   91325          1            01/21/99         00   
5537509                              05           03/01/99          0   
5537509                              O            02/01/14              
0                                                                       

1881230          976/976             F          106,300.00         ZZ   
                                  180        105,978.96          2
4817-4819 ORANGE AVENUE            7.500            985.42         63   
                                     7.250            985.42      170,000.00
SAN DIEGO        CA   92115          5            01/08/99         00   
5540338                              05           03/01/99          0   
5540338                              N            02/01/14              
0                                                                       

1881231          976/976             F           35,800.00         ZZ   
                                  180         35,174.33          1
4644 FORDHAM STREET                8.000            342.13         68   
                                     7.750            342.13       53,000.00
LUBBOCK          TX   79416          2            01/22/99         00   
5542308                              05           03/01/99          0   
5542308                              N            02/01/14              
0                                                                       

1881232          976/976             F           49,000.00         ZZ   
                                  180         48,715.85          1
709 MALIBU DRIVE                   8.000            468.27         80   
                                     7.750            468.27       62,000.00
1                                                                               

GARLAND          TX   75042          2            12/31/98         00   
5542591                              05           02/01/99          0   
5542591                              N            01/01/14              
0                                                                       

1881236          976/976             F           80,000.00         ZZ   
                                  180         79,525.75          1
6309 W. PAGES LANE                 7.750            753.03         80   
                                     7.500            753.03      100,000.00
LOUISVILLE       KY   40258          2            12/18/98         00   
5547765                              05           02/01/99          0   
5547765                              N            01/01/14              
0                                                                       

1881237          976/976             F           83,500.00         ZZ   
                                  180         82,639.05          1
29730 SADDLEBACK CIRCLE            7.125            756.37         69   
                                     6.875            756.37      122,000.00
FAIR OAKS RANCH  TX   78015          2            12/07/98         00   
5548480                              03           02/01/99          0   
5548480                              O            01/01/14              
0                                                                       

1881238          976/976             F           45,600.00         ZZ   
                                  180         45,466.75          1
505 NW 72ND AVE # 103              7.875            432.50         80   
                                     7.625            432.50       57,000.00
MIAMI            FL   33126          5            01/20/99         00   
5552716                              01           03/01/99          0   
5552716                              N            02/01/14              
0                                                                       

1881240          976/976             F           70,000.00         ZZ   
                                  180         69,783.91          3
74 CORONA STREET                   7.250            639.01         44   
                                     7.000            639.01      160,000.00
DORCHESTER       MA   02124          5            01/30/99         00   
5554263                              05           03/01/99          0   
5554263                              N            02/01/14              
0                                                                       

1881241          976/976             F           50,000.00         ZZ   
                                  180         49,858.68          1
117 ADAMS STREET                   8.250            485.07         51   
                                     8.000            485.07       99,000.00
HASTINGS         MN   55033          5            01/05/99         00   
5555508                              05           03/01/99          0   
5555508                              O            02/01/14              
0                                                                       
1                                                                               

1881242          976/976             F          140,000.00         ZZ   
                                  180        139,553.48          1
1532 16TH TERRACE NORTHWEST        6.875          1,248.60         49   
                                     6.625          1,248.60      290,000.00
NEW BRIGHTON     MN   55112          5            01/25/99         00   
5555926                              05           03/01/99          0   
5555926                              O            02/01/14              
0                                                                       

1881243          976/976             F           65,700.00         ZZ   
                                  180         65,512.22          1
20 RAMAPO TERRACE                  8.125            632.62         90   
                                     7.875            632.62       73,000.00
OAKLAND          NJ   07436          1            01/29/99         11   
5559145                              05           03/01/99         25   
5559145                              N            02/01/14              
0                                                                       

1881244          976/976             F           87,500.00         ZZ   
                                  180         87,014.57          3
2731, 2733, 2737 THIRTY SECOND     8.500            861.65         90   
  AVENUE                             8.250            861.65       97,500.00
SACRAMENTO       CA   95824          1            12/09/98         11   
5563672                              05           02/01/99         25   
5563672                              N            01/01/14              
0                                                                       

1881245          976/976             F           90,000.00         ZZ   
                                  180         89,489.49          4
5315-17 WEST ADAMS STREET          8.250            873.13         60   
                                     8.000            873.13      150,000.00
CHICAGO          IL   60644          5            12/30/98         00   
5564736                              05           02/01/99          0   
5564736                              N            01/01/14              
0                                                                       

1881246          976/976             F           55,000.00         ZZ   
                                  180         54,562.47          1
9471 GOLD COAST DRIVE  #J5         7.375            505.96         64   
                                     7.125            505.96       87,000.00
SAN DIEGO        CA   92126          5            12/28/98         00   
5570378                              01           02/01/99          0   
5570378                              N            01/01/14              
0                                                                       

1881248          976/976             F           49,600.00         ZZ   
                                  180         49,318.66          1
1                                                                               

1449 EAST HIGHLAND AVENUE #34      8.250            481.19         80   
                                     8.000            481.19       62,000.00
PHOENIX          AZ   85014          1            12/23/98         00   
5571221                              01           02/01/99          0   
5571221                              N            01/01/14              
0                                                                       

1881249          976/976             F           62,000.00         ZZ   
                                  180         61,816.82          1
3491 NORTH ARIZONA AVE., #166      7.750            583.60         83   
                                     7.500            583.60       75,000.00
CHANDLER         AZ   85225          2            01/27/99         22   
5573379                              01           03/01/99         25   
5573379                              N            02/01/14              
0                                                                       

1881250          976/976             F           58,400.00         ZZ   
                                  180         58,400.00          1
1321 SOUTH HARDY DRIVE             7.750            549.71         79   
                                     7.500            549.71       74,000.00
TEMPE            AZ   85281          2            02/01/99         00   
5573383                              03           04/01/99          0   
5573383                              N            03/01/14              
0                                                                       

1881251          976/976             F           99,000.00         ZZ   
                                  180         98,687.65          1
83 CHIPPY LANE                     7.000            889.85         60   
                                     6.750            889.85      165,000.00
METHUEN          MA   01844          5            01/12/99         00   
5575521                              05           03/01/99          0   
5575521                              O            02/01/14              
0                                                                       

1881252          976/976             F           84,000.00         ZZ   
                                  180         83,507.49          1
207 BLISS AVENUE                   7.875            796.70         80   
                                     7.625            796.70      105,000.00
LOUISVILLE       KY   40243          1            12/21/98         00   
5578071                              05           02/01/99          0   
5578071                              N            01/01/14              
0                                                                       

1881253          976/976             F           84,000.00         ZZ   
                                  180         83,507.49          1
205 BLISS AVENUE                   7.875            796.70         80   
                                     7.625            796.70      105,000.00
LOUISVILLE       KY   40243          1            12/21/98         00   
5578126                              05           02/01/99          0   
1                                                                               

5578126                              N            01/01/14              
0                                                                       

1881254          976/976             F           45,600.00         ZZ   
                                  180         45,311.42          1
232 LORETTA DRIVE                  7.000            409.87         80   
                                     6.750            409.87       57,000.00
DAYTON           OH   45415          5            12/21/98         00   
5578614                              05           02/01/99          0   
5578614                              N            01/01/14              
0                                                                       

1881255          976/976             F           64,500.00         ZZ   
                                  180         64,309.43          1
2640 KANE STREET                   7.750            607.13         75   
                                     7.500            607.13       86,000.00
KLAMATH FALLS    OR   97603          5            01/19/99         00   
5583503                              05           03/01/99          0   
5583503                              N            02/01/14              
0                                                                       

1881256          976/976             F          100,000.00         T    
                                  180         99,684.50          1
3105 QUAIL CREST AVENUE            7.000            898.83         80   
                                     6.750            898.83      125,000.00
HENDERSON        NV   89012          1            01/11/99         00   
5584548                              09           03/01/99          0   
5584548                              O            02/01/14              
0                                                                       

1881257          976/976             F           89,200.00         ZZ   
                                  180         88,927.64          1
264 CRYSTAL PEAK RD                7.375            820.57         80   
                                     7.125            820.57      112,500.00
FLORISSANT       CO   80816          2            01/19/99         00   
5585660                              05           03/01/99          0   
5585660                              O            02/01/14              
0                                                                       

1881258          976/976             F           41,600.00         ZZ   
                                  180         41,478.44          1
82 ONEY AVENUE                     7.875            394.56         80   
                                     7.625            394.56       52,000.00
HUNTINGTON       WV   25705          5            01/15/99         00   
5586259                              05           03/01/99          0   
5586259                              N            02/01/14              
0                                                                       

1                                                                               

1881259          976/976             F           48,000.00         ZZ   
                                  180         47,858.18          1
337 BECKLEA DRIVE                  7.750            451.82         51   
                                     7.500            451.82       95,000.00
MADISON          TN   37115          2            01/13/99         00   
5587844                              05           03/01/99          0   
5587844                              O            02/01/14              
0                                                                       

1881260          976/976             F           63,750.00         ZZ   
                                  180         63,555.34          1
377 BOAT GUNNEL ROAD               7.375            586.46         75   
                                     7.125            586.46       85,000.00
TOWNSEND         TN   37882          5            01/26/99         00   
5587849                              05           03/01/99          0   
5587849                              O            02/01/14              
0                                                                       

1881261          976/976             F           76,000.00         ZZ   
                                  180         75,772.97          1
5262 MINORS ROAD                   7.625            709.94         75   
                                     7.375            709.94      102,000.00
LAKESHORE        MN   56468          2            01/21/99         00   
5588286                              05           03/01/99          0   
5588286                              O            02/01/14              
0                                                                       

1881262          976/976             F           63,800.00         ZZ   
                                  120         63,206.29          1
425 COUNTY ROAD 19                 7.250            749.02         32   
                                     7.000            749.02      200,000.00
MINNETRISTA      MN   55364          2            01/11/99         00   
5588581                              05           03/01/99          0   
5588581                              O            02/01/09              
0                                                                       

1881263          976/976             F           60,000.00         ZZ   
                                  180         60,000.00          1
20195 COUNTY ROAD 14 BOX 789       6.875            535.12         28   
                                     6.625            535.12      220,000.00
MONTICELLO       MN   55362          2            02/02/99         00   
5588631                              05           04/01/99          0   
5588631                              O            03/01/14              
0                                                                       

1881264          976/976             F           52,000.00         ZZ   
                                  180         51,670.91          1
1800 HAMPSHIRE LANE W              7.000            467.40         29   
                                     6.750            467.40      185,000.00
1                                                                               

GOLDEN VALLEY    MN   55427          5            12/11/98         00   
5588695                              05           02/01/99          0   
5588695                              O            01/01/14              
0                                                                       

1881265          976/976             F          300,000.00         ZZ   
                                  180        299,093.96          1
12997 BOULDER WOOD DRIVE           7.500          2,781.04         69   
                                     7.250          2,781.04      437,500.00
CROSSLAKE        MN   56442          5            01/25/99         00   
5588728                              05           03/01/99          0   
5588728                              O            02/01/14              
0                                                                       

1881266          976/976             F           96,000.00         ZZ   
                                  180         95,710.06          1
6000 KELLOGG AVENUE                7.500            889.94         64   
                                     7.250            889.94      152,000.00
EDINA            MN   55424          5            01/25/99         00   
5588795                              05           03/01/99          0   
5588795                              O            02/01/14              
0                                                                       

1881267          976/976             F           76,500.00         ZZ   
                                  180         76,051.45          1
663 IGLEHART AVENUE                7.875            725.57         75   
                                     7.625            725.57      102,000.00
ST PAUL          MN   55101          5            12/30/98         00   
5588831                              05           02/01/99          0   
5588831                              N            01/01/14              
0                                                                       

1881268          976/976             F           58,950.00         ZZ   
                                  180         58,611.90          2
3341 PARK AVENUE SOUTH             8.125            567.62         90   
                                     7.875            567.62       65,500.00
MINNEAPOLIS      MN   55407          1            12/31/98         04   
5589436                              05           02/01/99         25   
5589436                              N            01/01/14              
0                                                                       

1881269          976/976             F           53,000.00         ZZ   
                                  180         52,830.96          1
14626 - 283RD AVENUE               6.875            472.69         95   
                                     6.625            472.69       56,000.00
ZIMMERMAN        MN   55398          2            01/25/99         04   
5589938                              05           03/01/99         25   
5589938                              O            02/01/14              
0                                                                       
1                                                                               

1881271          976/976             F           82,500.00         ZZ   
                                  180         82,258.93          4
1206 ALASKA AVENUE                 7.875            782.48         75   
                                     7.625            782.48      110,000.00
FAIRFIELD        CA   94533          1            01/26/99         00   
5590192                              05           03/01/99          0   
5590192                              N            02/01/14              
0                                                                       

1881273          976/976             F           80,000.00         ZZ   
                                  180         79,761.02          1
2302 COLGATE CIRCLE                7.625            747.31         90   
                                     7.375            747.31       88,900.00
COLLEGE STATION  TX   77840          1            01/06/99         11   
5593081                              05           03/01/99         25   
5593081                              N            02/01/14              
0                                                                       

1881274          976/976             F           53,200.00         ZZ   
                                  180         53,049.63          1
912 STONEOAK LANE                  8.250            516.12         80   
                                     8.000            516.12       66,500.00
AUSTIN           TX   78745          1            01/13/99         00   
5593236                              05           03/01/99          0   
5593236                              N            02/01/14              
0                                                                       

1881275          976/976             F           56,800.00         ZZ   
                                  180         56,800.00          1
6202 BROOKSIDE DRIVE               8.250            551.04         80   
                                     8.000            551.04       71,000.00
AUSTIN           TX   78723          1            01/13/99         00   
5593393                              05           03/01/99          0   
5593393                              N            02/01/14              
0                                                                       

1881276          976/976             F           95,900.00         ZZ   
                                  180         95,631.94          3
185 PARIS STREET                   8.375            937.36         90   
                                     8.125            937.36      106,600.00
EAST BOSTON      MA   02128          1            01/19/99         22   
5596098                              05           03/01/99         25   
5596098                              N            02/01/14              
0                                                                       

1881277          976/976             F          278,500.00         ZZ   
                                  180        277,364.91          1
1                                                                               

1720 TULARE WAY                    6.625          2,445.22         70   
                                     6.375          2,445.22      400,000.00
UPLAND           CA   91784          2            01/15/99         00   
5596769                              05           03/01/99          0   
5596769                              O            02/01/14              
0                                                                       

1881278          976/976             F           85,400.00         ZZ   
                                  180         85,158.62          4
3421 AZTEC ROAD N.E.               8.250            828.51         70   
                                     8.000            828.51      122,000.00
ALBUQUERQUE      NM   87108          5            01/27/99         00   
5598193                              05           03/01/99          0   
5598193                              N            02/01/14              
0                                                                       

1881279          976/976             F           85,400.00         ZZ   
                                  180         85,158.62          4
3425 AZTEC ROAD N.E.               8.250            828.51         70   
                                     8.000            828.51      122,000.00
ALBUQUERQUE      NM   87108          5            01/27/99         00   
5598194                              05           03/01/99          0   
5598194                              N            02/01/14              
0                                                                       

1881280          976/976             F           85,400.00         ZZ   
                                  180         85,158.62          4
3433 AZTEC ROAD N.E.               8.250            828.51         70   
                                     8.000            828.51      122,000.00
ALBUQUERQUE      NM   87108          5            01/27/99         00   
5598195                              05           03/01/99          0   
5598195                              N            02/01/14              
0                                                                       

1881281          976/976             F           85,400.00         ZZ   
                                  180         85,158.62          4
3437 AZTEC ROAD N.E.               8.250            828.51         70   
                                     8.000            828.51      122,000.00
ALBUQUERQUE      NM   87108          5            01/27/99         00   
5598196                              05           03/01/99          0   
5598196                              N            02/01/14              
0                                                                       

1881282          976/976             F           80,000.00         ZZ   
                                  180         79,758.39          2
4326-43261/2 WEST 105TH STREET     7.500            741.61         43   
                                     7.250            741.61      187,500.00
INGLEWOOD AREA   CA   90304          5            01/25/99         00   
5599685                              05           03/01/99          0   
1                                                                               

5599685                              N            02/01/14              
0                                                                       

1881283          976/976             F           83,600.00         ZZ   
                                  180         83,341.92          1
945 THOMAS STREET                  7.250            763.16         48   
                                     7.000            763.16      175,000.00
OAK PARK         IL   60304          5            01/28/99         00   
5600170                              05           03/01/99          0   
5600170                              O            02/01/14              
0                                                                       

1881284          976/976             F           49,000.00         ZZ   
                                  180         48,853.62          1
2520 BERKSHIRE COURT               7.625            457.73         70   
                                     7.375            457.73       71,000.00
WAUKEGAN         IL   60087          2            01/06/99         00   
5600236                              01           03/01/99          0   
5600236                              N            02/01/14              
0                                                                       

1881285          976/976             F           96,000.00         ZZ   
                                  180         95,706.87          1
9931 NW 47 ST                      7.375            883.13         80   
                                     7.125            883.13      120,000.00
SUNRISE          FL   33351          5            02/05/99         00   
5602287                              05           03/01/99          0   
5602287                              N            02/01/14              
0                                                                       

1881287          976/976             F           78,800.00         ZZ   
                                  180         78,577.27          1
205 PAINTER CT.                    8.250            764.48         80   
                                     8.000            764.48       98,500.00
LIBERTY          MO   64068          5            01/29/99         00   
5603564                              05           03/01/99          0   
5603564                              N            02/01/14              
0                                                                       

1881288          976/976             F           83,750.00         ZZ   
                                  180         83,397.06          1
12815 MCCARTHY CIRCLE              7.500            776.38         63   
                                     7.250            776.38      133,000.00
PHILADELPHIA     PA   19154          5            01/25/99         00   
5605569                              03           03/01/99          0   
5605569                              O            02/01/14              
0                                                                       

1                                                                               

1881289          976/976             F           64,000.00         ZZ   
                                  180         63,806.71          1
100 HIGH STREET                    7.500            593.29         80   
                                     7.250            593.29       80,000.00
FLEMINGTON       PA   17745          5            01/14/99         00   
5605596                              05           03/01/99          0   
5605596                              N            02/01/14              
0                                                                       

1881290          976/976             F           48,000.00         ZZ   
                                  180         47,851.82          1
12-415 KAMAKOA STREET              7.250            438.18         75   
                                     7.000            438.18       64,000.00
PAHOA            HI   96778          5            01/28/99         00   
5608093                              05           03/01/99          0   
5608093                              N            02/01/14              
0                                                                       

1881291          976/976             F           80,000.00         ZZ   
                                  180         79,766.23          1
18718 BARN SWALLOW TERRACE         7.875            758.77         80   
                                     7.625            758.77      100,000.00
GAITHERSBURG     MD   20879          5            01/14/99         00   
5609272                              09           03/01/99          0   
5609272                              N            02/01/14              
0                                                                       

1881292          976/976             F           46,400.00         ZZ   
                                  120         46,400.00          1
2109  APACHE STREET                7.875            559.91         80   
                                     7.625            559.91       58,000.00
AMARILLO         TX   79103          2            02/01/99         00   
5610019                              05           04/01/99          0   
5610019                              N            03/01/09              
0                                                                       

1881294          976/976             F           56,400.00         ZZ   
                                  120         56,400.00          1
4822 AUSTIN STREET                 7.875            680.57         80   
                                     7.625            680.57       70,500.00
AMARILLO         TX   79110          2            02/01/99         00   
5610021                              05           04/01/99          0   
5610021                              N            03/01/09              
0                                                                       

1881295          976/976             F           39,000.00         ZZ   
                                  180         38,889.77          2
3513 LA LUZ AVENUE                 8.250            378.36         68   
                                     8.000            378.36       58,000.00
1                                                                               

EL PASO          TX   79912          2            01/28/99         00   
5610071                              05           03/01/99          0   
5610071                              N            02/01/14              
0                                                                       

1881296          976/976             F          132,500.00         ZZ   
                                  180        132,063.49          1
3411 RED BIRD LANE                 6.500          1,154.22         78   
                                     6.250          1,154.22      170,000.00
GRAPEVINE        TX   76051          2            01/20/99         00   
5610151                              05           03/01/99          0   
5610151                              O            02/01/14              
0                                                                       

1881297          976/976             F           36,000.00         ZZ   
                                  180         35,897.11          1
602 WOLFE STREET                   8.125            346.64         90   
                                     7.875            346.64       40,000.00
MCKINNEY         TX   76039          2            01/26/99         04   
5610168                              05           03/01/99         25   
5610168                              N            02/01/14              
0                                                                       

1881298          976/976             F           36,000.00         ZZ   
                                  180         35,894.80          1
209 PRAIRIE GROVE DRIVE            7.875            341.45         90   
                                     7.625            341.45       40,000.00
DALLAS           TX   75217          2            01/29/99         04   
5610313                              05           03/01/99         25   
5610313                              N            02/01/14              
0                                                                       

1881299          976/976             F           36,000.00         ZZ   
                                  180         35,894.80          1
150 BUTTERCUP LANE                 7.875            341.45         90   
                                     7.625            341.45       40,000.00
DALLAS           TX   75217          2            01/29/99         04   
5610315                              05           03/01/99         25   
5610315                              N            02/01/14              
0                                                                       

1881300          976/976             F           36,000.00         ZZ   
                                  180         35,894.80          1
156 BUTTERCUP LANE                 7.875            341.45         90   
                                     7.625            341.45       40,000.00
DALLAS           TX   75217          2            01/29/99         04   
5610317                              05           03/01/99         25   
5610317                              N            02/01/14              
0                                                                       
1                                                                               

1881301          976/976             F           78,000.00         ZZ   
                                  180         78,000.00          1
4603 WEST 11TH STREET              6.500            679.47         75   
                                     6.250            679.47      104,000.00
CLEVELAND        OH   44109          2            02/01/99         00   
5611172                              05           04/01/99          0   
5611172                              O            03/01/14              
0                                                                       

1881302          976/976             F           75,000.00         ZZ   
                                  180         74,075.36          1
1935 CLENEAY STREET                7.375            689.95         74   
                                     7.125            689.95      101,500.00
CINCINNATI       OH   45212          2            01/29/99         00   
5611662                              05           03/01/99          0   
5611662                              N            02/01/14              
0                                                                       

1881303          976/976             F           44,000.00         ZZ   
                                  180         44,000.00          2
1129 HAMILTON AVE.                 8.000            420.49         74   
                                     7.750            420.49       60,000.00
GRSND RAPIDS     MI   49504          5            02/04/99         00   
5612184                              05           04/01/99          0   
5612184                              N            03/01/14              
0                                                                       

1881304          976/976             F           77,250.00         ZZ   
                                  180         77,021.77          2
626 WEST KING                      7.750            727.14         75   
                                     7.500            727.14      103,000.00
WINONA           MN   55987          5            01/28/99         00   
5619365                              05           03/01/99          0   
5619365                              N            02/01/14              
0                                                                       

1881305          976/976             F          155,000.00         ZZ   
                                  180        155,000.00          1
13885 IVYWOOD STREET NORTHWEST     7.000          1,393.19         80   
                                     6.750          1,393.19      195,000.00
ANDOVER          MN   55304          1            02/12/99         00   
5619721                              05           04/01/99          0   
5619721                              O            03/01/14              
0                                                                       

1881307          976/976             F           66,150.00         ZZ   
                                  180         66,150.00          1
1                                                                               

14306 VIRGINIA STREET              7.375            608.53         70   
                                     7.125            608.53       94,500.00
OMAHA            NE   68138          5            02/05/99         00   
5620831                              05           04/01/99          0   
5620831                              O            03/01/14              
0                                                                       

1881461          K08/G02             F          101,400.00         ZZ   
                                  180        101,106.96          1
5766 OLENTANGY BLVD                8.000            969.04         45   
                                     7.750            969.04      230,000.00
WORTHINGTON      OH   43085          5            01/15/99         00   
0411201692                           05           03/01/99          0   
411201692                            O            02/01/14              
0                                                                       

1881467          K08/G02             F          182,400.00         ZZ   
                                  180        181,855.15          1
5140 ILLINI WAY                    7.625          1,703.85         80   
                                     7.375          1,703.85      228,000.00
BOULDER          CO   80303          5            02/01/99         00   
0411217953                           05           03/01/99          0   
411217953                            O            02/01/14              
0                                                                       

1881496          K08/G02             F           17,550.00         ZZ   
                                  180         17,550.00          2
811 S. VAN BRUNT BLVD.             8.500            172.82         90   
                                     8.250            172.82       19,500.00
KANSAS CITY      MO   64125          1            02/03/99         10   
0411278781                           05           04/01/99         25   
411278781                            N            03/01/14              
0                                                                       

1881500          K08/G02             F           70,000.00         ZZ   
                                  180         69,781.55          1
33 TWINING ROAD, #5                7.125            634.08         54   
                                     6.875            634.08      130,000.00
TAOS SKI VALLEY  NM   87525          1            01/29/99         00   
0411262827                           20           03/01/99          0   
411262827                            N            02/01/14              
0                                                                       

1881502          K08/G02             F           40,000.00         ZZ   
                                  180         39,881.82          1
4970 SABAL PALM BOULEVARD          7.750            376.51         80   
  UNIT #410                          7.500            376.51       50,000.00
TAMARAC          FL   33319          1            02/05/99         00   
0411252885                           01           03/01/99          0   
1                                                                               

411252885                            O            02/01/14              
0                                                                       

1881511          K08/G02             F           45,000.00         ZZ   
                                  180         45,000.00          1
18708 HOMEWAY AVENUE               7.500            417.16         65   
                                     7.250            417.16       70,000.00
CLEVELAND        OH   44135          5            02/10/99         00   
0411266604                           05           04/01/99          0   
411266604                            N            03/01/14              
0                                                                       

1881515          K08/G02             F           36,900.00         ZZ   
                                  180         36,900.00          1
1770 DALLAS STREET                 7.875            349.98         90   
                                     7.625            349.98       41,000.00
AURORA           CO   80010          1            02/04/99         04   
0411255862                           05           04/01/99         12   
411255862                            N            03/01/14              
0                                                                       

1881550          B75/G02             F          100,000.00         ZZ   
                                  180         99,697.99          1
13335 NW 10TH TERRACE              7.500            927.01         59   
                                     7.250            927.01      170,000.00
MIAMI            FL   33182          5            01/28/99         00   
0431221324                           05           03/01/99          0   
6225601                              O            02/01/14              
0                                                                       

1881673          637/G02             F          103,000.00         ZZ   
                                  180        102,664.31          1
1 MOSS POINT DRIVE                 6.625            904.34         38   
                                     6.375            904.34      274,000.00
ORMOND BEACH     FL   32174          2            01/08/99         00   
0431227040                           05           03/01/99          0   
0010328425                           O            02/01/14              
0                                                                       

1881790          514/G02             F           86,450.00         ZZ   
                                  180         85,914.65          1
1516 RIVER BIRCH DRIVE             7.250            789.17         71   
                                     7.000            789.17      123,000.00
FLOWER MOUND     TX   75028          2            12/22/98         00   
0431223932                           05           02/01/99          0   
537968                               O            01/01/14              
0                                                                       

1                                                                               

1881810          168/168             F          107,000.00         ZZ   
                                  180        107,000.00          1
136 TOWNSEND ROAD                  7.625            999.52         75   
                                     7.375            999.52      144,000.00
HOPEWELL JUNCTI  NY   12533          2            01/28/99         00   
0249330164                           05           04/01/99          0   
0249330164                           O            03/01/14              
0                                                                       

1881872          K08/G02             F           96,000.00         ZZ   
                                  180         96,000.00          1
1400 SHEILDS DRIVE                 7.250            876.35         80   
                                     7.000            876.35      120,000.00
SHERMAN          TX   75092          1            02/05/99         00   
0411248941                           05           04/01/99          0   
411248941                            N            03/01/14              
0                                                                       

1881880          K08/G02             F          110,000.00         ZZ   
                                  180        110,000.00          1
13141 RUSTIC DRIVE                 7.250          1,004.15         79   
                                     7.000          1,004.15      140,000.00
PICKERINGTON     OH   43147          5            02/03/99         00   
0411233455                           05           04/01/99          0   
411233455                            O            03/01/14              
0                                                                       

1881881          K08/G02             F          121,000.00         ZZ   
                                  180        121,000.00          1
1240 SW 28TH AVENUE                7.375          1,113.11         80   
                                     7.125          1,113.11      152,000.00
BOYNTON BEACH    FL   33426          2            02/05/99         00   
0411260060                           05           04/01/99          0   
411260060                            O            03/01/14              
0                                                                       

1881894          K08/G02             F           45,600.00         ZZ   
                                  180         45,462.28          1
617 MERCURY                        7.500            422.72         80   
                                     7.250            422.72       57,000.00
ALTUS            OK   73521          2            01/14/99         00   
0411185895                           05           03/01/99          0   
411185895                            N            02/01/14              
0                                                                       

1881921          A78/G02             F          108,000.00         ZZ   
                                  180        108,000.00          1
706 A & B NUVUE                    8.000          1,032.10         80   
                                     7.750          1,032.10      135,000.00
1                                                                               

DELTA            CO   81416          5            02/05/99         00   
0431221563                           05           04/01/99          0   
30010060755                          N            03/01/14              
0                                                                       

1881969          F44/G02             F          106,000.00         ZZ   
                                  180        106,000.00          1
HC 2 BOX 721A                      7.500            982.63         68   
                                     7.250            982.63      156,000.00
FLORENCE         WI   54121          5            02/12/99         00   
0431224211                           05           04/01/99          0   
207234                               O            03/01/14              
0                                                                       

1882007          F44/G02             F           81,750.00         ZZ   
                                  180         81,750.00          1
5615 VIEWPOINT LANE                6.750            723.41         60   
                                     6.500            723.41      138,000.00
SAINT LOUIS      MO   63128          5            02/12/99         00   
0431224112                           05           04/01/99          0   
207243                               O            03/01/14              
0                                                                       

1882191          225/225             F           22,960.00         ZZ   
                                  180         22,960.00          1
441 NW GLENRIDGE AVENUE            7.500            212.85         80   
                                     7.250            212.85       28,700.00
PORT CHARLOTTE   FL   33952          1            02/08/99         00   
710880800                            05           04/01/99          0   
710880800                            N            03/01/14              
0                                                                       

1882209          B75/G02             F          150,000.00         ZZ   
                                  180        149,551.94          1
407 BURCH STREET                   7.625          1,401.19         75   
                                     7.375          1,401.19      200,000.00
HARTSELLE        AL   35640          1            01/21/99         00   
0431223189                           05           03/01/99          0   
6364285                              O            02/01/14              
0                                                                       

1882257          253/253             F           57,600.00         ZZ   
                                  180         57,600.00          2
400-402 NORTHBEND CIRCLE           7.500            533.96         90   
                                     7.250            533.96       64,000.00
ARLINGTON        TX   76011          1            02/02/99         01   
929893                               05           04/01/99         25   
929893                               N            03/01/14              
0                                                                       
1                                                                               

1882259          253/253             F           57,600.00         ZZ   
                                  180         57,600.00          2
401-403 NORTHBEND CIRCLE           7.500            533.96         90   
                                     7.250            533.96       64,000.00
ARLINGTON        TX   76011          1            02/01/99         01   
929894                               05           04/01/99         25   
929894                               N            03/01/14              
0                                                                       

1882260          253/253             F           57,600.00         ZZ   
                                  180         57,600.00          2
405-407 NORTHBEND CIR              7.500            533.96         90   
                                     7.250            533.96       64,000.00
ARLINGTON        TX   76011          1            02/01/99         14   
929896                               05           04/01/99         25   
929896                               N            03/01/14              
0                                                                       

1882261          253/253             F           57,600.00         ZZ   
                                  180         57,600.00          2
404-406 NORTHBEND CIR              7.500            533.96         90   
                                     7.250            533.96       64,000.00
ARLINGTON        TX   76011          1            02/01/99         04   
929895                               05           04/01/99         25   
929895                               N            03/01/14              
0                                                                       

1882330          498/G02             F           40,800.00         ZZ   
                                  180         40,687.22          1
3321 RIVER ROAD                    8.500            401.78         80   
                                     8.250            401.78       51,000.00
FORT VALLEY      GA   31030          2            01/08/99         00   
0431222561                           05           03/01/99          0   
1574755                              N            02/01/14              
0                                                                       

1882346          144/144             F          117,000.00         ZZ   
                                  180        117,000.00          1
33 BARRETT HILL RD                 7.375          1,076.31         58   
                                     7.125          1,076.31      205,000.00
MAHOPAC          NY   10541          5            02/11/99         00   
160637199                            05           04/01/99          0   
160637199                            O            03/01/14              
0                                                                       

1882347          883/G02             F          123,000.00         ZZ   
                                  180        123,000.00          1
1                                                                               

9307 ARLINGTON AVENUE              7.250          1,122.82         75   
                                     7.000          1,122.82      165,000.00
MANASSAS         VA   20111          2            02/08/99         00   
0431237841                           05           04/01/99          0   
35000046                             O            03/01/14              
0                                                                       

1882361          B35/G02             F           72,000.00         ZZ   
                                  180         71,784.92          1
1613 NW 6TH AVENUE                 7.625            672.58         80   
                                     7.375            672.58       90,000.00
FORT LAUDERDALE  FL   33311          1            01/21/99         00   
0431222579                           05           03/01/99          0   
98004031                             N            02/01/14              
0                                                                       

1882423          B90/G02             F           18,900.00         ZZ   
                                  180         18,900.00          1
1444 ANDREWS STREET                7.750            177.90         70   
                                     7.500            177.90       27,000.00
ROCKFORD         IL   61101          5            02/05/99         00   
0431221316                           05           04/01/99          0   
901175401                            O            03/01/14              
0                                                                       

1882685          E82/G02             F          185,000.00         ZZ   
                                  180        185,000.00          1
1214 GERMAINE DRIVE                7.750          1,741.36         59   
                                     7.500          1,741.36      315,000.00
WINTER PARK      FL   32789          5            02/15/99         00   
0400181525                           05           04/01/99          0   
0400181525                           O            03/01/14              
0                                                                       

1882739          K69/G02             F           69,000.00         ZZ   
                                  180         68,791.61          1
1276 JASPER ROAD                   7.500            639.64         54   
                                     7.250            639.64      130,000.00
SHAKOPEE         MN   55379          5            01/20/99         00   
0431223700                           05           03/01/99          0   
983622199819                         O            02/01/14              
0                                                                       

1882743          B35/G02             F           73,600.00         ZZ   
                                  180         73,380.15          1
1624 NW 4TH AVENUE                 7.625            687.52         80   
                                     7.375            687.52       92,000.00
FORT LAUDERDALE  FL   33311          1            01/19/99         00   
0431225978                           05           03/01/99          0   
1                                                                               

98003733                             N            02/01/14              
0                                                                       

1882832          E53/G02             F           77,600.00         ZZ   
                                  180         77,600.00          1
10436 SW 52ND STREET               7.000            697.49         80   
                                     6.750            697.49       97,000.00
COOPER CITY      FL   33328          1            02/17/99         00   
0431225911                           05           04/01/99          0   
0011109221                           O            03/01/14              
0                                                                       

1882903          J33/G02             F           47,450.00         ZZ   
                                  180         47,450.00          1
15539 MARJORIE DRIVE               8.000            453.46         65   
                                     7.750            453.46       73,000.00
BATON ROUGE      LA   70819          5            02/18/99         00   
0431229947                           05           04/01/99          0   
990121010038                         N            03/01/14              
0                                                                       

1882930          K81/G02             F          108,000.00         ZZ   
                                  180        108,000.00          1
3412 WEST 9TH COURT                7.500          1,001.17         90   
                                     7.250          1,001.17      120,000.00
LAWRENCE         KS   66049          5            02/10/99         12   
0431230531                           05           04/01/99         25   
1100006                              O            03/01/14              
0                                                                       

1882950          638/G02             F          116,000.00         ZZ   
                                  180        116,000.00          1
39745 NOTTING HILL ROAD            7.500          1,075.33         64   
                                     7.250          1,075.33      182,000.00
MURRIETA         CA   92563          2            02/03/99         00   
0431226190                           05           04/01/99          0   
08847805                             O            03/01/14              
0                                                                       

1882972          638/G02             F           23,400.00         ZZ   
                                  180         23,400.00          1
845 SOUTH LIBERTY                  7.625            218.59         90   
                                     7.375            218.59       26,000.00
ALLIANCE         OH   44601          1            02/10/99         10   
0431228147                           05           04/01/99         25   
08845503                             N            03/01/14              
0                                                                       

1                                                                               

1883013          134/G02             F           90,000.00         ZZ   
                                  180         89,731.16          1
446 SOUTH MAIN                     7.625            840.72         75   
                                     7.375            840.72      120,000.00
BRIGHAM CITY     UT   84302          1            01/15/99         00   
0431227297                           05           03/01/99          0   
7829259                              O            02/01/14              
0                                                                       

1883208          134/G02             F           45,000.00         ZZ   
                                  180         45,000.00          1
1303 N. BEELINE HIGHWAY            7.250            410.79         43   
                                     7.000            410.79      107,000.00
PAYSON           AZ   85541          2            02/15/99         00   
0431231257                           05           04/01/99          0   
7834741                              O            03/01/14              
0                                                                       

1883259          K08/G02             F           59,400.00         ZZ   
                                  180         59,400.00          3
303 FULTON                         8.500            584.94         90   
                                     8.250            584.94       66,000.00
CARTHAGE         MO   64836          1            02/10/99         10   
0411239767                           05           04/01/99         25   
411239767                            N            03/01/14              
0                                                                       

1883270          K08/G02             F           29,250.00         ZZ   
                                  180         29,250.00          1
1118 NORTH WEST 99TH STRE          7.750            275.32         90   
                                     7.500            275.32       32,500.00
OKLAHOMA CITY    OK   73114          1            02/12/99         10   
0411263924                           05           04/01/99         20   
411263924                            N            03/01/14              
0                                                                       

1883276          K08/G02             F           85,600.00         ZZ   
                                  180         85,600.00          1
11520 NE 10 AVENUE                 7.375            787.45         80   
                                     7.125            787.45      107,000.00
MIAMI            FL   33161          1            02/12/99         00   
0411283278                           05           04/01/99          0   
411283278                            O            03/01/14              
0                                                                       

1883321          562/562             F          123,000.00         ZZ   
                                  180        123,000.00          1
80 RIDGEWOOD AVENUE                7.625          1,148.98         55   
                                     7.375          1,148.98      225,000.00
1                                                                               

YONKERS          NY   10704          2            02/17/99         00   
588731                               05           04/01/99          0   
588731                               O            03/01/14              
0                                                                       

1883341          K08/G02             F           48,000.00         ZZ   
                                  180         48,000.00          1
345 SOUTH EAST STREET              7.875            455.26         80   
                                     7.625            455.26       60,000.00
BERTRAM          TX   78605          5            02/08/99         00   
0411261274                           05           04/01/99          0   
411261274                            O            03/01/14              
0                                                                       

1883408          K08/G02             F           28,350.00         ZZ   
                                  180         28,350.00          1
111 HEWITT STREET                  8.500            279.17         90   
                                     8.250            279.17       31,500.00
TRENTON          NJ   08611          1            02/05/99         04   
0411244346                           05           04/01/99         25   
411244346                            N            03/01/14              
0                                                                       

1883454          K08/G02             F           39,000.00         ZZ   
                                  180         39,000.00          1
6294 STATE ROAD 100                8.500            384.05         75   
                                     8.250            384.05       52,500.00
LAKE GENEVA      FL   32160          5            02/10/99         00   
0411273139                           05           04/01/99          0   
411273139                            N            03/01/14              
0                                                                       

1883466          K08/G02             F           35,050.00         ZZ   
                                  180         35,050.00          1
376 ST. AUGUSTINE ROAD             8.250            340.03         90   
                                     8.000            340.03       39,100.00
DALLAS           TX   75240          1            02/12/99         04   
0411277007                           05           04/01/99         25   
411277007                            N            03/01/14              
0                                                                       

1883492          K69/G02             F           88,000.00         ZZ   
                                  180         88,000.00          4
379 PRAIRE STREET                  7.625            822.03         52   
                                     7.375            822.03      170,000.00
ELGIN            IL   60120          5            02/12/99         00   
0431232297                           05           04/01/99          0   
9824121644017                        N            03/01/14              
0                                                                       
1                                                                               

1883537          K08/G02             F           41,400.00         ZZ   
                                  180         41,279.03          1
912 WEST A STREET                  7.875            392.66         90   
                                     7.625            392.66       46,000.00
KANNAPOLIS       NC   28081          5            01/29/99         14   
0411263502                           05           03/01/99         25   
411263502                            O            02/01/14              
0                                                                       

1883578          F44/G02             F          162,000.00         ZZ   
                                  180        162,000.00          1
9032 BIG HAND ROAD                 6.625          1,422.35         75   
                                     6.375          1,422.35      216,000.00
COLUMBUS TWP     MI   48063          5            02/16/99         00   
0431229624                           05           04/01/99          0   
207376                               O            03/01/14              
0                                                                       

1883584          F44/G02             F           35,000.00         ZZ   
                                  180         35,000.00          1
631 BARLOW AVENUE                  7.750            329.45         30   
                                     7.500            329.45      120,000.00
WEST DEPTFORD T  NJ   08096          5            02/19/99         00   
0431229632                           05           04/01/99          0   
204330                               O            03/01/14              
0                                                                       

1883611          664/G02             F          304,000.00         ZZ   
                                  180        304,000.00          1
6319 OLD DOMINION DRIVE            7.125          2,753.73         78   
                                     6.875          2,753.73      390,000.00
MCLEAN           VA   22102          2            02/16/99         00   
0431236975                           05           04/01/99          0   
2989168                              O            03/01/14              
0                                                                       

1883696          163/G02             F          159,000.00         ZZ   
                                  180        158,525.04          1
13 EVERIT PLACE                    7.625          1,485.27         55   
                                     7.375          1,485.27      290,000.00
SMITHTOWN        NY   11787          5            01/06/99         00   
0431238583                           05           03/01/99          0   
373473964                            O            02/01/14              
0                                                                       

1883708          163/G02             F           76,000.00         ZZ   
                                  180         75,770.47          1
1                                                                               

18 PLUM POPPY SOUTH                7.500            704.53         56   
                                     7.250            704.53      136,500.00
BALLSTON SPA     NY   12020          2            01/20/99         00   
0431231679                           05           03/01/99          0   
373639562                            O            02/01/14              
0                                                                       

1883746          225/225             F          108,000.00         ZZ   
                                  180        107,330.58          4
606 WESTOVER AVENUE                7.250            985.90         60   
                                     7.000            985.90      180,000.00
NORFOLK          VA   23507          5            12/23/98         00   
7104177                              05           02/01/99          0   
7104177                              N            01/01/14              
0                                                                       

1883752          225/225             F           32,600.00         ZZ   
                                  180         32,500.45          1
306 EAST MAPLE                     7.375            299.90         58   
                                     7.125            299.90       57,000.00
SKIATOOK         OK   74070          2            01/22/99         00   
7102569                              05           03/01/99          0   
7102569                              O            02/01/14              
0                                                                       

1883781          354/354             F           94,700.00         ZZ   
                                  180         94,138.62          1
18241 HAWTHORNE ROAD               7.750            891.39         80   
                                     7.500            891.39      119,000.00
FORT MYERS       FL   33912          2            12/15/98         00   
0027461607                           05           02/01/99          0   
0027461607                           O            01/01/14              
0                                                                       

1883923          498/G02             F           83,000.00         ZZ   
                                  180         82,762.78          1
5252 BIFFLE ROAD                   8.125            799.20         89   
                                     7.875            799.20       94,000.00
LITHONIA         GA   30088          2            01/29/99         12   
0431231224                           05           03/01/99         20   
24030637                             N            02/01/14              
0                                                                       

1883930          A80/G02             F           50,000.00         ZZ   
                                  180         50,000.00          1
10141 SW 37 TERRACE                7.750            470.64         32   
                                     7.500            470.64      160,000.00
MIAMI            FL   33165          5            02/18/99         00   
0431228337                           05           04/01/99          0   
1                                                                               

9951802                              O            03/01/14              
0                                                                       

1883968          H22/G02             F          368,000.00         ZZ   
                                  180        368,000.00          3
112-31 75TH AVENUE                 7.500          3,411.41         80   
                                     7.250          3,411.41      460,000.00
FOREST HILLS     NY   11375          1            02/23/99         00   
0431231265                           09           04/01/99          0   
9812034                              O            03/01/14              
0                                                                       

1883978          354/354             F           76,000.00         ZZ   
                                  180         75,775.46          1
7102 PORPOISE STREET               7.750            715.37         37   
                                     7.500            715.37      206,000.00
SPRING HILL      FL   34607          5            01/05/99         00   
0027433150                           05           03/01/99          0   
0027433150                           O            02/01/14              
0                                                                       

1883981          354/354             F          103,000.00         ZZ   
                                  180        102,389.41          1
170 PEARL STREET                   7.750            969.52         73   
                                     7.500            969.52      142,000.00
FT MYERS BEACH   FL   33931          2            12/18/98         00   
0027448612                           05           02/01/99          0   
0027448612                           O            01/01/14              
0                                                                       

1883984          354/354             F          184,066.00         ZZ   
                                  180        182,962.84          1
600 BROOKGREEN DRIVE               7.625          1,719.42         70   
                                     7.375          1,719.42      262,952.00
CHAPEL HILL      NC   27516          1            12/22/98         00   
0027453729                           03           02/01/99          0   
0027453729                           O            01/01/14              
0                                                                       

1883991          354/354             F           84,000.00         ZZ   
                                  180         83,479.81          1
9900 S OCEAN DR UNIT 1107          7.250            766.81         80   
                                     7.000            766.81      105,000.00
JENSEN BEACH     FL   34957          1            12/31/98         00   
0027613504                           06           02/01/99          0   
0027613504                           O            01/01/14              
0                                                                       

1                                                                               

1883996          354/354             F           50,500.00         ZZ   
                                  180         49,772.97          1
10222 RANCHO BERNARDO LANE         7.375            464.57         79   
                                     7.125            464.57       64,000.00
SUGAR LAND       TX   77478          2            12/29/98         00   
0027298371                           03           02/01/99          0   
0027298371                           O            01/01/14              
0                                                                       

1883998          K08/G02             F           65,000.00         ZZ   
                                  180         65,000.00          1
3661 NW 27 COURT                   7.875            616.49         72   
                                     7.625            616.49       91,000.00
FT LAUDERDALE    FL   33311          5            02/08/99         00   
0411264575                           05           04/01/99          0   
411264575                            O            03/01/14              
0                                                                       

1884004          354/354             F          132,000.00         ZZ   
                                  120        129,745.14          1
3612 TERRACE DRIVE                 7.375          1,558.27         63   
                                     7.125          1,558.27      211,500.00
NEDERLAND        TX   77627          2            11/18/98         00   
0022493225                           05           01/01/99          0   
0022493225                           O            12/01/08              
0                                                                       

1884010          K08/G02             F           43,000.00         ZZ   
                                  180         43,000.00          1
1826 LONG STREET                   8.500            423.44         77   
                                     8.250            423.44       56,000.00
FULTONDALE       AL   35068          5            02/12/99         00   
0411281967                           05           04/01/99          0   
411281967                            N            03/01/14              
0                                                                       

1884036          E84/G02             F           64,350.00         ZZ   
                                  180         64,164.04          1
239 WILDERNESS TRAIL               8.000            614.96         90   
                                     7.750            614.96       71,500.00
MESQUITE         TX   75149          1            01/26/99         04   
0431236884                           05           03/01/99         25   
32600026                             N            02/01/14              
0                                                                       

1884045          354/354             F           70,000.00         ZZ   
                                  180         69,781.54          1
2581 FARM ROAD 1903                7.125            634.09         64   
                                     6.875            634.09      110,000.00
1                                                                               

CADDO MILLS      TX   75135          1            01/07/99         00   
0027085703                           05           03/01/99          0   
0027085703                           O            02/01/14              
0                                                                       

1884113          638/G02             F          102,000.00         ZZ   
                                  180        102,000.00          1
15264 NORTH 63RD DRIVE             7.625            952.81         85   
                                     7.375            952.81      120,000.00
GLENDALE         AZ   85306          5            02/12/99         10   
0431233105                           05           04/01/99          6   
08852733                             O            03/01/14              
0                                                                       

1884119          966/G02             F           94,800.00         ZZ   
                                  180         94,494.36          1
602 606 ALAMEDA AVENUE             6.750            838.89         80   
                                     6.500            838.89      118,500.00
DUNCANVILLE      TX   75137          1            02/03/99         00   
0431229517                           05           03/01/99          0   
30009504                             O            02/01/14              
0                                                                       

1884123          K08/G02             F          114,000.00         ZZ   
                                  180        113,636.42          1
3115 RAINDROP DRIVE                6.875          1,016.71         75   
                                     6.625          1,016.71      152,000.00
COLORADO SPRING  CO   80917          5            01/14/99         00   
0411233752                           05           03/01/99          0   
411233752                            O            02/01/14              
0                                                                       

1884130          003/G02             F          150,000.00         ZZ   
                                  180        150,000.00          1
5008 NW 125 AVENUE                 8.000          1,433.48         56   
                                     7.750          1,433.48      269,900.00
CORAL SPRINGS    FL   33076          1            02/23/99         00   
0431240605                           03           04/01/99          0   
0010487593                           O            03/01/14              
0                                                                       

1884242          H17/G02             F           46,800.00         ZZ   
                                  180         46,800.00          1
2361 FERN PALM DRIVE               7.500            433.84         75   
                                     7.250            433.84       63,000.00
EDGEWATER        FL   32141          2            02/25/99         00   
0431234145                           05           04/01/99          0   
903042C                              N            03/01/14              
0                                                                       
1                                                                               

1884254          638/G02             F           34,300.00         ZZ   
                                  180         34,300.00          1
12711 JUTLAND DRIVE                7.625            320.41         70   
                                     7.375            320.41       49,000.00
HOUSTON          TX   77048          5            02/11/99         00   
0431235068                           05           04/01/99          0   
08838261                             N            03/01/14              
0                                                                       

1884259          638/G02             F          224,000.00         T    
                                  180        224,000.00          1
310 FERNANDO STREET                7.500          2,076.51         70   
  406                                7.250          2,076.51      320,000.00
NEWPORT BEACH    CA   92661          5            02/04/99         00   
0431232370                           01           04/01/99          0   
08843267                             O            03/01/14              
0                                                                       

1884263          638/G02             F           38,500.00         ZZ   
                                  180         38,500.00          1
4315 WOODMONT DRIVE                7.625            359.64         70   
                                     7.375            359.64       55,000.00
HOUSTON          TX   77045          2            02/11/99         00   
0431232453                           05           04/01/99          0   
08838264                             N            03/01/14              
0                                                                       

1884264          638/G02             F           39,000.00         ZZ   
                                  180         39,000.00          1
3918 CHERYL LYNNE LANE             7.625            364.31         67   
                                     7.375            364.31       59,000.00
HOUSTON          TX   77045          5            02/11/99         00   
0431235084                           05           04/01/99          0   
08838192                             N            03/01/14              
0                                                                       

1884266          638/G02             F           37,000.00         ZZ   
                                  180         37,000.00          1
6642 ROWELL COURT                  7.625            345.63         60   
                                     7.375            345.63       62,000.00
MISSOURI CITY    TX   77489          5            02/11/99         00   
0431235076                           03           04/01/99          0   
08838249                             N            03/01/14              
0                                                                       

1884269          638/G02             F          178,000.00         ZZ   
                                  180        178,000.00          1
1                                                                               

15 SPRING ROAD                     7.750          1,675.47         74   
                                     7.500          1,675.47      242,000.00
EAST WHITELAND   PA   19355          5            02/10/99         00   
0431232115                           05           04/01/99          0   
08755342                             O            03/01/14              
0                                                                       

1884625          A35/G02             F          159,250.00         ZZ   
                                  180        159,250.00          1
2057 EAST 36TH STREET              8.250          1,544.95         65   
                                     8.000          1,544.95      245,000.00
BROOKLYN         NY   11234          5            02/19/99         00   
0431229046                           05           04/01/99          0   
234439814                            N            03/01/14              
0                                                                       

1884689          637/G02             F           98,000.00         ZZ   
                                  180         98,000.00          1
18 SOUTH STATE STREET              7.000            880.86         80   
                                     6.750            880.86      122,500.00
CONCORD          NH   03301          1            02/19/99         00   
0431229095                           05           04/01/99          0   
4252334                              N            03/01/14              
0                                                                       

1884693          638/G02             F           30,500.00         ZZ   
                                  180         30,500.00          1
3503 PRUDENCE DRIVE                7.625            284.91         59   
                                     7.375            284.91       52,500.00
HOUSTON          TX   77045          2            02/11/99         00   
0431232172                           03           04/01/99          0   
08838248                             N            03/01/14              
0                                                                       

1885199          G10/G02             F           64,000.00         ZZ   
                                  180         64,000.00          1
426 EVEREST STREET                 7.750            602.42         80   
                                     7.500            602.42       80,000.00
CEDAR HILL       TX   75104          5            02/17/99         00   
0431236124                           05           04/01/99          0   
XD9019034                            O            03/01/14              
0                                                                       

1885266          H17/G02             F           60,000.00         ZZ   
                                  180         60,000.00          2
2503-2505 INDIA PALM DRIVE         7.500            556.21         80   
                                     7.250            556.21       75,000.00
EDGEWATER        FL   32132          5            02/25/99         00   
0431234798                           05           04/01/99          0   
1                                                                               

903043C                              N            03/01/14              
0                                                                       

1885323          907/G02             F           54,000.00         ZZ   
                                  180         53,683.40          1
8715 URANUS TERRACE                7.875            512.16         90   
                                     7.625            512.16       60,000.00
LAKE PARK        FL   33403          2            12/03/98         14   
0431236421                           07           02/01/99         25   
000                                  N            01/01/14              
0                                                                       

1885371          M46/G02             F           61,650.00         ZZ   
                                  180         61,650.00          1
1961 NORTH HARTFORD STREET         7.625            575.89         90   
                                     7.375            575.89       68,500.00
CHANDLER         AZ   85224          1            02/22/99         10   
0431232081                           01           04/01/99         20   
8751357                              O            03/01/14              
0                                                                       

1885497          429/429             F          430,000.00         ZZ   
                                  180        430,000.00          1
17401 NAPA STREET                  7.000          3,864.97         64   
                                     6.750          3,864.97      675,000.00
NORTHRIDGE       CA   91325          2            02/03/99         00   
65560612                             05           04/01/99          0   
65560612                             O            03/01/14              
0                                                                       

1885700          E82/G02             F          123,500.00         ZZ   
                                  180        123,500.00          1
14576 TANGELO BOULEVARD            7.250          1,127.39         78   
                                     7.000          1,127.39      160,000.00
WEST PALM BEACH  FL   33412          2            02/26/99         00   
0400180865                           05           04/01/99          0   
1720629                              O            03/01/14              
0                                                                       

1885742          638/G02             F           35,800.00         ZZ   
                                  180         35,800.00          1
4642 FORDHAM STREET                7.625            334.42         69   
                                     7.375            334.42       52,000.00
LUBBOCK          TX   79416          2            02/16/99         00   
0431236207                           05           04/01/99          0   
08856489                             N            03/01/14              
0                                                                       

1                                                                               

1885751          638/G02             F           35,800.00         ZZ   
                                  180         35,800.00          1
4638 FORDHAM STREET                7.625            334.42         69   
                                     7.375            334.42       52,000.00
LUBBOCK          TX   79416          2            02/16/99         00   
0431236173                           05           04/01/99          0   
08856486                             N            03/01/14              
0                                                                       

1885924          003/G02             F           45,000.00         ZZ   
                                  180         45,000.00          1
5470 PRICE MILL ROAD               7.875            426.81         90   
                                     7.625            426.81       50,000.00
BISHOP           GA   30621          1            02/24/99         12   
0431242031                           05           04/01/99         25   
10625747                             N            03/01/14              
0                                                                       

1886178          664/G02             F           81,000.00         ZZ   
                                  180         81,000.00          1
809 OAK AVENUE                     7.750            762.44         56   
                                     7.500            762.44      145,000.00
DUARTE           CA   91010          2            02/09/99         00   
0431245430                           05           04/01/99          0   
2913168                              N            03/01/14              
0                                                                       

1886225          A75/G02             F           85,500.00         ZZ   
                                  180         85,500.00          1
1024 SURREY ROAD                   6.875            762.54         65   
                                     6.625            762.54      132,000.00
SOMERDALE        NJ   08083          5            02/22/99         00   
0431237023                           05           04/01/99          0   
9604006498                           O            03/01/14              
0                                                                       

1886300          455/G02             F          300,000.00         ZZ   
                                  180        300,000.00          1
6475 BRYANT DRIVE                  7.875          2,845.35         60   
                                     7.625          2,845.35      501,000.00
GAINESVILLE      GA   30506          5            02/23/99         00   
0431242353                           05           04/01/99          0   
83408                                O            03/01/14              
0                                                                       

1886329          638/G02             F           35,800.00         ZZ   
                                  180         35,800.00          1
4646 FORDHAM STREET                7.625            334.42         69   
                                     7.375            334.42       52,000.00
1                                                                               

LUBBOCK          TX   79416          2            02/16/99         00   
0431235720                           05           04/01/99          0   
08842231                             N            03/01/14              
0                                                                       

1886333          638/G02             F           80,750.00         ZZ   
                                  180         80,750.00          1
500 CRESTVIEW DRIVE                6.875            720.17         85   
                                     6.625            720.17       95,000.00
PLUM BOROUGH     PA   15239          5            02/16/99         10   
0431237510                           05           04/01/99          6   
08840262                             O            03/01/14              
0                                                                       

1886503          F44/G02             F           67,500.00         ZZ   
                                  180         67,500.00          2
783 ERFORD ROAD                    7.000            606.71         87   
                                     6.750            606.71       77,750.00
E PENNSBORO/CAM  PA   17011          5            02/26/99         10   
0431235340                           09           04/01/99         12   
207458                               O            03/01/14              
0                                                                       

1886542          637/G02             F           42,700.00         ZZ   
                                  180         42,700.00          1
1304 MARIPOSA #244                 7.625            398.88         95   
                                     7.375            398.88       45,000.00
AUSTIN           TX   78704          1            02/10/99         10   
0431240894                           01           04/01/99         30   
0011785326                           O            03/01/14              
0                                                                       

1886568          B75/G02             F          150,000.00         ZZ   
                                  180        150,000.00          1
16910 DEER ISLAND ROAD             7.500          1,390.52         58   
                                     7.250          1,390.52      263,000.00
TAVARES          FL   32778          1            02/08/99         00   
0431241611                           05           04/01/99          0   
6306401                              O            03/01/14              
0                                                                       

1886717          950/G02             F          199,200.00         ZZ   
                                  180        199,200.00          1
5405 SW 34TH PLACE                 7.750          1,875.02         80   
                                     7.500          1,875.02      249,000.00
PORTLAND         OR   97201          1            02/18/99         00   
0431238443                           05           04/01/99          0   
311990129077                         O            03/01/14              
0                                                                       
1                                                                               

1886833          G81/G02             F          106,000.00         ZZ   
                                  180        106,000.00          1
13230 SW 37 TERRACE                7.500            982.63         65   
                                     7.250            982.63      165,000.00
MIAMI            FL   33175          2            02/22/99         00   
0431239649                           05           04/01/99          0   
021811169                            O            03/01/14              
0                                                                       

1886967          G41/G02             F           70,400.00         ZZ   
                                  180         70,400.00          2
4208 PECHIN STREET                 7.125            637.71         80   
                                     6.875            637.71       88,000.00
PHILADELPHIA     PA   19128          5            02/22/99         00   
0431242890                           05           04/01/99          0   
62002255                             N            03/01/14              
0                                                                       

1886969          168/168             F           91,600.00         ZZ   
                                  180         91,600.00          2
6-8 ROBIN RUN                      7.750            862.21         80   
                                     7.500            862.21      114,500.00
GANSEVOORT       NY   12831          1            03/01/99         00   
0249326710                           05           04/01/99          0   
0249326710                           O            03/01/14              
0                                                                       

1887075          369/G02             F           66,300.00         ZZ   
                                  180         66,300.00          2
1622-1624 CORD STREET              7.625            619.33         80   
                                     7.375            619.33       82,942.00
INDIANPOLIS      IN   46224          1            02/25/99         00   
0431242213                           05           04/01/99          0   
0071241921                           N            03/01/14              
0                                                                       

1887104          369/G02             F           72,000.00         ZZ   
                                  180         72,000.00          1
885 N 24TH STREET                  7.750            677.72         80   
                                     7.500            677.72       90,000.00
PHILADELPHIA     PA   19130          1            02/19/99         00   
0431241249                           07           04/01/99          0   
0071252001                           O            03/01/14              
0                                                                       

1887146          003/G02             F           68,400.00         ZZ   
                                  180         68,400.00          1
1                                                                               

1496 CAIN COURT                    7.875            648.74         90   
                                     7.625            648.74       76,000.00
DOUGLASVILLE     GA   30135          1            02/25/99         12   
0431245851                           03           04/01/99         25   
0010615862                           N            03/01/14              
0                                                                       

1887157          253/253             F           50,000.00         ZZ   
                                  180         50,000.00          1
139 LEAPING POWDER ROAD            7.375            459.97         13   
                                     7.125            459.97      400,000.00
SANTA FE         NM   87505          5            02/24/99         00   
933762                               05           04/01/99          0   
933762                               O            03/01/14              
0                                                                       

1887166          638/G02             F           77,400.00         ZZ   
                                  180         77,400.00          1
820 LONDON GREEN WAY               7.625            723.02         90   
                                     7.375            723.02       86,000.00
COLORADO SPRING  CO   80906          1            02/16/99         04   
0431238575                           03           04/01/99         25   
08855533                             N            03/01/14              
0                                                                       

1887167          638/G02             F          171,500.00         ZZ   
                                  180        171,500.00          1
983 HORMEL AVENUE                  7.625          1,602.03         70   
                                     7.375          1,602.03      245,000.00
LA VERNE         CA   91750          2            02/10/99         00   
0431238609                           05           04/01/99          0   
08844273                             O            03/01/14              
0                                                                       

1887277          A35/G02             F           93,000.00         ZZ   
                                  180         93,000.00          2
72 MOUNT AVENUE                    7.625            868.74         65   
                                     7.375            868.74      145,000.00
FREEPORT         NY   11520          2            02/26/99         00   
0431242189                           05           04/01/99          0   
000                                  N            03/01/14              
0                                                                       

1887298          F03/G02             F          200,000.00         ZZ   
                                  180        200,000.00          1
25066 GENESEE SPRING ROAD          7.750          1,882.55         32   
                                     7.500          1,882.55      625,000.00
GOLDEN           CO   80401          5            02/23/99         00   
0431243039                           05           04/01/99          0   
1                                                                               

DEN13208                             O            03/01/14              
0                                                                       

1887340          J73/G02             F           86,000.00         ZZ   
                                  180         86,000.00          1
5225 SW 99TH COURT                 7.750            809.50         69   
                                     7.500            809.50      125,000.00
MIAMI            FL   33165          5            02/22/99         00   
0431243021                           05           04/01/99          0   
BC9902002                            O            03/01/14              
0                                                                       

1887377          428/G02             F           75,150.00         ZZ   
                                  180         75,150.00          1
1935 HAMILTON AVENUE               7.500            696.65         90   
                                     7.250            696.65       84,000.00
HAMILTON TWP     NJ   08619          5            02/26/99         19   
0431245224                           05           04/01/99         25   
2200636                              O            03/01/14              
0                                                                       

1887379          428/G02             F           50,000.00         ZZ   
                                  180         50,000.00          3
6 SUNNYSIDE TERRACE                7.625            467.06         48   
                                     7.375            467.06      105,000.00
EAST ORANGE      NJ   07018          5            02/26/99         00   
0431244532                           05           04/01/99          0   
2200687                              O            03/01/14              
0                                                                       

1887530          M46/G02             F          183,750.00         ZZ   
                                  180        183,750.00          1
23 SOUTH LINTON RIDGE CIRCLE       7.875          1,742.78         90   
                                     7.625          1,742.78      204,212.00
THE WOODLANDS    TX   77382          1            02/18/99         10   
0431241702                           05           04/01/99         20   
7352319                              O            03/01/14              
0                                                                       

1887732          B93/G02             F           28,300.00         ZZ   
                                  180         28,300.00          1
795 EAST 24TH ST UNIT B            7.750            266.39         55   
                                     7.500            266.39       52,000.00
YUMA             AZ   85365          2            02/22/99         00   
0431246446                           01           04/01/99          0   
10000018483                          N            03/01/14              
0                                                                       

1                                                                               

1888524          950/G02             F           72,500.00         ZZ   
                                  180         72,500.00          1
817 144TH AVENUE NORTHEAST B-3     7.875            687.63         47   
                                     7.625            687.63      155,000.00
BELLEVUE         WA   98007          2            02/11/99         00   
0431246289                           01           04/01/99          0   
101981013125                         O            03/01/14              
0                                                                       

1888533          950/G02             F           51,500.00         ZZ   
                                  180         51,500.00          1
817 144TH AVENUE NE UNIT B-1       7.875            488.45         43   
                                     7.625            488.45      120,000.00
BELLEVUE         WA   98007          2            02/12/99         00   
0431246420                           01           04/01/99          0   
101981013124                         O            03/01/14              
0                                                                       

1888538          950/G02             F           52,000.00         ZZ   
                                  180         52,000.00          1
817 144TH AVENUE NE UNIT B-2       7.875            493.19         44   
                                     7.625            493.19      120,000.00
BELLEVUE         WA   98007          2            02/12/99         00   
0431246354                           01           04/01/99          0   
101981013126                         O            03/01/14              
0                                                                       

1889026          E45/E45             F           40,000.00         ZZ   
                                  180         39,781.82          1
247 GAIL STREET                    7.750            376.51         47   
                                     7.500            376.51       86,000.00
DALLAS           GA   30132          5            01/06/99         00   
46900                                05           03/01/99          0   
46900                                O            02/01/14              
0                                                                       

2619073          G10/K05             F           89,250.00         ZZ   
                                  180         85,938.12          1
7712 JENNIFER LANE                 8.625            885.44         90   
                                     8.375            885.44       99,200.00
FRISCO           TX   75034          1            01/29/98         04   
0430624205                           05           03/01/98         25   
XB8019055                            N            02/01/13              
0                                                                       

2619548          G92/K05             F          291,000.00         ZZ   
                                  180        279,386.49          1
131 NORTHAM AVENUE                 6.750          2,575.09         58   
                                     6.500          2,575.09      508,000.00
1                                                                               

SAN CARLOS       CA   94070          5            02/11/98         00   
0430721639                           05           04/01/98          0   
01                                   O            03/01/13              
0                                                                       

2621857          286/286             F           51,000.00         ZZ   
                                  180         48,706.91          1
3235 ORANGE ST                     8.125            491.07         85   
                                     7.875            491.07       60,000.00
BOYNTON BEACH    FL   33435          5            11/19/97         12   
8687728                              05           01/01/98          6   
8687728                              O            12/01/12              
0                                                                       

2639907          286/286             F           86,000.00         ZZ   
                                  180         82,729.10          1
C205 LONG BRANCH DR                7.875            815.67         86   
                                     7.625            815.67      101,000.00
FAYETTVILLE      NC   28303          2            03/23/98         04   
0008753900                           05           05/01/98         25   
0008753900                           O            04/01/13              
0                                                                       

2675136          354/354             F           35,000.00         ZZ   
                                  180         34,221.48          1
1649  SWAN TERRACE                 8.000            334.48         35   
                                     7.750            334.48      100,000.00
NORTH FORT MYER  FL   33903          1            07/16/98         00   
0026464420                           05           09/01/98          0   
0026464420                           O            08/01/13              
0                                                                       

2675141          354/354             F           34,000.00         ZZ   
                                  180         33,169.16          1
142 DESTREHAN DRIVE                7.625            317.61         38   
                                     7.375            317.61       90,000.00
DESTREHAN        LA   70047          5            06/10/98         00   
0026536557                           05           08/01/98          0   
0026536557                           O            07/01/13              
0                                                                       

2675143          354/354             F           20,000.00         T    
                                  180         19,516.43          1
2780  SE 4TH STREET                7.750            188.26         16   
                                     7.500            188.26      126,000.00
POMPANO BEACH    FL   33062          1            06/26/98         00   
0026560748                           05           08/01/98          0   
0026560748                           O            07/01/13              
0                                                                       
1                                                                               

2675144          354/354             F           64,000.00         ZZ   
                                  180         62,591.67          1
5961  W 9 LANE                     7.250            584.24         47   
                                     7.000            584.24      138,000.00
HIALEAH          FL   33012          2            07/16/98         00   
0026584458                           05           09/01/98          0   
0026584458                           O            08/01/13              
0                                                                       

2681764          286/286             F           55,000.00         ZZ   
                                  180         53,815.20          1
3082 HONEY RUN DR                  7.500            509.86         40   
                                     7.250            509.86      140,000.00
YORK             PA   17404          2            07/23/98         00   
0009345304                           05           09/01/98          0   
0009345304                           O            08/01/13              
0                                                                       

2687527          G75/G75             F          127,150.00         ZZ   
                                  180        124,708.81          1
2228 PALUSTRIS LANE                6.875          1,134.00         80   
                                     6.625          1,134.00      158,975.00
ABINGDON         MD   21009          1            09/10/98         00   
03617884                             09           11/01/98          0   
03617884                             O            10/01/13              
0                                                                       

2698344          286/286             F           83,220.00         ZZ   
                                  180         81,589.70          3
291-293 GRAND ST                   7.875            789.30         95   
                                     7.625            789.30       87,600.00
NEWBURGH         NY   12550          1            09/24/98         11   
0008677171                           05           11/01/98         30   
0008677171                           O            10/01/13              
0                                                                       

2698345          286/286             F           48,650.00         ZZ   
                                  180         47,945.28          3
36-38 PRINCE ST                    8.125            468.45         70   
                                     7.875            468.45       69,500.00
KINGSTON         NY   12401          2            09/30/98         00   
0008677234                           05           11/01/98          0   
0008677234                           N            10/01/13              
0                                                                       

2698347          286/286             F          108,000.00         ZZ   
                                  180        106,330.75          3
1                                                                               

483 ALMOND AVE                     7.375            993.52         50   
                                     7.125            993.52      220,000.00
LONG BEACH       CA   90802          2            09/17/98         00   
0008739914                           05           11/01/98          0   
0008739914                           O            10/01/13              
0                                                                       

2698349          286/286             F           95,000.00         ZZ   
                                  180         93,451.21          2
115 15TH ST                        6.750            840.67         44   
                                     6.500            840.67      216,000.00
SURF CITY        NJ   08008          2            09/23/98         00   
0008754006                           05           11/01/98          0   
0008754006                           N            10/01/13              
0                                                                       

2698350          286/286             F           82,000.00         ZZ   
                                  180         80,506.77          1
30300 S HESS RD                    7.625            765.99         70   
                                     7.375            765.99      117,500.00
HARRISONVILLE    MO   64201          1            08/31/98         00   
0008780908                           05           10/01/98          0   
0008780908                           O            09/01/13              
0                                                                       

2698351          286/286             F           90,000.00         ZZ   
                                  180         88,548.24          1
78 ARROWHEAD DR                    6.875            802.67         48   
                                     6.625            802.67      190,000.00
BURLINGTON       NJ   08016          1            09/14/98         00   
0008969870                           05           11/01/98          0   
0008969870                           O            10/01/13              
0                                                                       

2698352          286/286             F           62,850.00         ZZ   
                                  180         61,710.85          1
201 SW 6TH ST                      8.000            600.63         67   
                                     7.750            600.63       95,000.00
BLUE SPRINGS     MO   64015          2            08/10/98         00   
0008971222                           05           10/01/98          0   
0008971222                           N            09/01/13              
0                                                                       

2698353          286/286             F          128,500.00         ZZ   
                                  180        126,282.99          4
3248-3254 N.W. MILL DR             8.250          1,246.64         83   
                                     8.000          1,246.64      156,000.00
BLUE SPRINGS     MO   64015          2            08/28/98         11   
0008972348                           05           10/01/98         22   
1                                                                               

0008972348                           N            09/01/13              
0                                                                       

2698355          286/286             F           71,400.00         ZZ   
                                  180         68,520.62          1
113 LEGION RD                      7.000            641.77         80   
                                     6.750            641.77       90,000.00
MILLINGTON       MD   21651          2            09/08/98         00   
0009035894                           05           11/01/98          0   
0009035894                           O            10/01/13              
0                                                                       

2698356          286/286             F           23,600.00         ZZ   
                                  180         23,246.81          1
694 GREEN VALLEY RD  #D8           7.750            222.15         80   
                                     7.500            222.15       29,500.00
PALM HARBOR      FL   34683          1            09/29/98         12   
0009041593                           03           11/01/98         12   
0009041593                           N            10/01/13              
0                                                                       

2698357          286/286             F           19,800.00         ZZ   
                                  180         19,454.61          2
1839 AIRPORT HWY                   8.125            190.66         90   
                                     7.875            190.66       22,000.00
TOLEDO           OH   43609          1            08/31/98         10   
0009045427                           05           10/01/98         25   
0009045427                           N            09/01/13              
0                                                                       

2698358          286/286             F           55,000.00         ZZ   
                                  180         54,051.11          1
915 W 23RD ST #110                 8.250            533.58         58   
                                     8.000            533.58       96,000.00
AUSTIN           TX   78705          2            08/31/98         00   
0009048158                           01           10/01/98          0   
0009048158                           N            09/01/13              
0                                                                       

2698360          286/286             F           55,000.00         ZZ   
                                  180         54,220.51          2
10226 DALE                         8.375            537.59         62   
                                     8.125            537.59       90,000.00
CLEVELAND        OH   44111          2            09/02/98         00   
0009346841                           05           11/01/98          0   
0009346841                           N            10/01/13              
0                                                                       

1                                                                               

2698363          286/286             F           53,000.00         ZZ   
                                  180         52,145.04          1
LOT 6 HUNTERS LN                   6.875            472.69         52   
                                     6.625            472.69      103,000.00
MADISON          VA   22727          1            09/01/98         00   
0009355016                           05           11/01/98          0   
0009355016                           O            10/01/13              
0                                                                       

2698364          286/286             F           53,000.00         ZZ   
                                  180         52,189.58          1
2533 BUSHWICK DR                   7.500            491.32         65   
                                     7.250            491.32       82,000.00
DAYTON           OH   45439          2            09/11/98         00   
0009355139                           05           11/01/98          0   
0009355139                           N            10/01/13              
0                                                                       

2698365          286/286             F           63,700.00         ZZ   
                                  180         62,576.87          1
4015 IVYSTONE CT                   8.000            608.76         70   
                                     7.750            608.76       91,000.00
CHARLOTTE        NC   28277          1            08/31/98         00   
0009356267                           03           10/01/98          0   
0009356267                           N            09/01/13              
0                                                                       

2698366          286/286             F           37,800.00         ZZ   
                                  180         37,252.48          4
111 W. 2ND. ST                     8.125            363.97         90   
                                     7.875            363.97       42,000.00
MANSFIELD        OH   44902          1            09/25/98         11   
0009356829                           05           11/01/98         25   
0009356829                           N            10/01/13              
0                                                                       

2698367          286/286             F           24,750.00         ZZ   
                                  180         24,383.30          1
709 FEDERAL ST                     8.250            240.11         90   
                                     8.000            240.11       27,500.00
TOLEDO           OH   43605          1            09/02/98         10   
0009362168                           05           11/01/98         25   
0009362168                           N            10/01/13              
0                                                                       

2698368          286/286             F          127,100.00         ZZ   
                                  180        125,049.78          1
14813 MAJESTIC CRK                 6.875          1,133.55         80   
                                     6.625          1,133.55      158,900.00
1                                                                               

COLONIAL HEIGHT  VA   23834          1            09/18/98         00   
0009365319                           03           11/01/98          0   
0009365319                           O            10/01/13              
0                                                                       

2698370          286/286             F          155,650.00         ZZ   
                                  180        153,710.53          1
1675 UNION VALLEY RD               7.250          1,420.88         57   
                                     7.000          1,420.88      275,000.00
RINER            VA   24149          2            10/20/98         00   
0009373322                           05           12/01/98          0   
0009373322                           O            11/01/13              
0                                                                       

2698371          286/286             F           64,350.00         ZZ   
                                  180         63,407.67          2
232-234 W ORCHARD SPRINGS DR       8.000            614.97         90   
                                     7.750            614.97       71,500.00
DAYTON           OH   45415          1            09/16/98         10   
0009373371                           05           11/01/98         25   
0009373371                           N            10/01/13              
0                                                                       

2698372          286/286             F           31,500.00         T    
                                  180         31,028.59          1
526 SUNSET BLVD                    7.750            296.51         90   
                                     7.500            296.51       35,000.00
TOLEDO           OH   43612          1            09/28/98         10   
0009373897                           05           11/01/98         25   
0009373897                           O            10/01/13              
0                                                                       

2698373          286/286             F           42,300.00         ZZ   
                                  180         41,680.55          1
1101 MOUND ST                      8.000            404.25         90   
                                     7.750            404.25       47,000.00
SPRINGFIELD      OH   45506          2            10/05/98         04   
0009377159                           05           11/01/98         25   
0009377159                           N            10/01/13              
0                                                                       

2698374          286/286             F           23,400.00         ZZ   
                                  180         23,057.32          1
1733 ALLISON AVE                   8.000            223.63         90   
                                     7.750            223.63       26,000.00
SPRINGFIELD      OH   45506          2            10/05/98         04   
0009377160                           05           11/01/98         25   
0009377160                           N            10/01/13              
0                                                                       
1                                                                               

2698381          286/286             F           93,200.00         ZZ   
                                  180         91,638.40          1
1608 N E 69TH ST                   6.750            824.74         80   
                                     6.500            824.74      116,500.00
GLADSTONE        MO   64118          1            09/24/98         00   
0009380630                           05           11/01/98          0   
0009380630                           O            10/01/13              
0                                                                       

2698382          286/286             F          202,500.00         ZZ   
                                  180        200,030.64          2
731-733 S BOND ST                  7.500          1,877.21         90   
                                     7.250          1,877.21      225,000.00
BALTIMORE        MD   21231          1            10/02/98         10   
0009384383                           05           12/01/98         25   
0009384383                           N            11/01/13              
0                                                                       

2699075          G75/G75             F          157,600.00         ZZ   
                                  180        155,819.42          3
48 NEWPORT STREET                  8.375          1,540.43         80   
                                     8.125          1,540.43      197,000.00
DOCHESTER        MA   02125          2            10/23/98         00   
03633814                             05           12/01/98          0   
03633814                             N            11/01/13              
0                                                                       

2699076          G75/G75             F           79,000.00         ZZ   
                                  180         78,097.57          1
125 PARK DRIVE #1                  8.250            766.42         69   
                                     8.000            766.42      116,000.00
BOSTON           MA   02215          5            10/07/98         00   
03634690                             08           12/01/98          0   
03634690                             N            11/01/13              
0                                                                       

2699077          G75/G75             F           87,550.00         ZZ   
                                  180         85,272.46          1
3404 LONDONDERRY DRIVE             7.000            786.93         72   
                                     6.750            786.93      122,000.00
GREENSBORO       NC   27410          2            10/26/98         00   
03678058                             05           12/01/98          0   
03678058                             O            11/01/13              
0                                                                       

2699078          G75/G75             F          119,000.00         ZZ   
                                  180        117,455.06          1
1                                                                               

1705 LEWELLYN DR                   7.000          1,069.61         79   
                                     6.750          1,069.61      152,000.00
GREENSBORO       NC   27408          2            10/26/98         00   
03678248                             05           12/01/98          0   
03678248                             O            11/01/13              
0                                                                       

2699079          G75/G75             F           51,200.00         ZZ   
                                  180         50,512.77          1
3134 ELLWOOD AVENUE                7.375            471.01         80   
                                     7.125            471.01       64,000.00
RICHMOND         VA   23221          1            10/19/98         00   
03670759                             05           12/01/98          0   
03670759                             N            11/01/13              
0                                                                       

2699080          G75/G75             F           70,000.00         ZZ   
                                  180         68,944.52          1
OFF VSR 628                        7.500            648.91         61   
                                     7.250            648.91      115,000.00
HARDYVILLE       VA   23070          1            10/29/98         00   
03657991                             05           12/01/98          0   
03657991                             O            11/01/13              
0                                                                       

2705396          696/G02             F          200,000.00         ZZ   
                                  180        198,156.67          1
4212 HARBOUR TOWN DRIVE            7.375          1,839.85         55   
                                     7.125          1,839.85      366,034.00
BELTSVILLE       MD   20705          1            11/30/98         00   
0431123355                           03           01/01/99          0   
3198211                              O            12/01/13              
0                                                                       

2716639          354/354             F          435,000.00         ZZ   
                                  180        430,631.22          1
4059 GREYSTONE WAY                 6.375          3,759.49         67   
                                     6.125          3,759.49      650,000.00
BIRMINGHAM       AL   35242          2            11/06/98         00   
0022399828                           03           01/01/99          0   
0022399828                           O            12/01/13              
0                                                                       

2716640          354/354             F          105,750.00         ZZ   
                                  180        104,785.85          1
4216 DANBURY DRIVE                 7.500            980.32         75   
                                     7.250            980.32      141,000.00
AMARILLO         TX   79109          1            11/05/98         00   
0022553283                           05           01/01/99          0   
1                                                                               

0022553283                           O            12/01/13              
0                                                                       

2716641          354/354             F           80,000.00         ZZ   
                                  120         77,259.77          1
117 WEST PARK STREET               7.500            949.62         80   
                                     7.250            949.62      100,000.00
NEWCASTLE        WY   82701          5            08/26/98         00   
0026387233                           05           10/01/98          0   
0026387233                           O            09/01/08              
0                                                                       

2716642          354/354             F          135,000.00         ZZ   
                                  180        132,539.83          1
9948 TREASURE CAY LANE             7.875          1,280.41         75   
                                     7.625          1,280.41      180,000.00
BONITA SPRINGS   FL   34135          5            08/17/98         00   
0026581348                           03           10/01/98          0   
0026581348                           O            09/01/13              
0                                                                       

2716643          354/354             F           68,000.00         T    
                                  180         66,761.71          1
301 174 STREET                     7.625            635.21         80   
  UNIT: 1409                         7.375            635.21       85,000.00
NORTH MIAMI BEA  FL   33162          1            09/01/98         00   
0026681338                           06           10/01/98          0   
0026681338                           O            09/01/13              
0                                                                       

2716644          354/354             F           85,500.00         ZZ   
                                  180         83,909.31          1
905 SUNNYBROOK DRIVE               7.375            786.54         80   
                                     7.125            786.54      107,000.00
GLEN BURNIE      MD   21061          2            08/31/98         00   
0026684910                           05           10/01/98          0   
0026684910                           O            09/01/13              
0                                                                       

2716646          354/354             F          171,940.00         ZZ   
                                  180        168,706.86          1
8812 SOUTHERN ORCHAR ROAD          7.250          1,569.58         69   
                                     7.000          1,569.58      251,940.00
DAVIE            FL   33328          1            08/05/98         00   
0026726646                           03           10/01/98          0   
0026726646                           O            09/01/13              
0                                                                       

1                                                                               

2716647          354/354             F          100,000.00         ZZ   
                                  180         98,179.01          1
1480 40TH AVENUE, NE               7.625            934.13         69   
                                     7.375            934.13      145,000.00
ST PETERSBURG    FL   33703          5            08/12/98         00   
0026735746                           05           10/01/98          0   
0026735746                           O            09/01/13              
0                                                                       

2716648          354/354             F          128,000.00         ZZ   
                                  180        125,694.01          1
40307 FISHER ISLAND DR.            7.750          1,204.84         80   
                                     7.500          1,204.84      160,000.00
FISHER ISLAND    FL   33109          1            08/18/98         00   
0026739680                           01           10/01/98          0   
0026739680                           O            09/01/13              
0                                                                       

2716649          354/354             F           98,995.00         ZZ   
                                  180         97,172.85          1
925 ACADEMY DRIVE                  7.500            917.70         45   
                                     7.250            917.70      220,000.00
BRANDON          FL   33511          2            08/07/98         00   
0026760207                           03           10/01/98          0   
0026760207                           O            09/01/13              
0                                                                       

2716650          354/354             F          125,000.00         ZZ   
                                  180        122,723.72          1
6059 BARKERS MILL ROAD             7.625          1,167.67         46   
                                     7.375          1,167.67      275,000.00
MECHANICSVILLE   VA   23111          1            09/01/98         00   
0026773564                           05           10/01/98          0   
0026773564                           O            09/01/13              
0                                                                       

2716653          354/354             F           62,000.00         ZZ   
                                  180         60,400.18          1
7203 SCENIC HILLS BOULEVARD        7.625            579.17         72   
                                     7.375            579.17       87,000.00
LAKELAND         FL   33810          1            09/21/98         00   
0026786996                           03           11/01/98          0   
0026786996                           O            10/01/13              
0                                                                       

2716655          354/354             F           73,730.00         T    
                                  180         72,501.91          1
5679 WHITE SANDS ROAD              7.250            673.06         71   
                                     7.000            673.06      104,000.00
1                                                                               

KEYSTONE HEIGHT  FL   32656          2            09/21/98         00   
0026799643                           05           11/01/98          0   
0026799643                           O            10/01/13              
0                                                                       

2716656          354/354             F           42,760.00         ZZ   
                                  180         41,964.48          1
3004  SIMMONS AVE.                 7.375            393.36         65   
                                     7.125            393.36       66,000.00
NASHVILLE        TN   37211          2            08/24/98         00   
0026817817                           05           10/01/98          0   
0026817817                           O            09/01/13              
0                                                                       

2716657          354/354             F           62,250.00         T    
                                  180         61,116.42          1
4720 N.W. 102 AVENUE               7.625            581.50         75   
  UNIT: 107                          7.375            581.50       83,000.00
MIAMI            FL   33178          1            08/21/98         00   
0026836965                           01           10/01/98          0   
0026836965                           O            09/01/13              
0                                                                       

2716659          354/354             F          117,000.00         ZZ   
                                  180        114,752.67          1
9748 VIA EMILIE                    7.000          1,051.63         69   
                                     6.750          1,051.63      171,000.00
BOCA RATON       FL   33428          2            08/26/98         00   
0026842450                           03           10/01/98          0   
0026842450                           O            09/01/13              
0                                                                       

2716660          354/354             F           70,000.00         T    
                                  180         68,997.05          1
7040 ARBOR VIEW LANE               8.250            679.10         64   
                                     8.000            679.10      110,000.00
PORT RICHEY      FL   34668          1            09/16/98         00   
0026843839                           05           11/01/98          0   
0026843839                           O            10/01/13              
0                                                                       

2716661          354/354             F           72,000.00         ZZ   
                                  180         69,654.32          1
101 EVANS STREET EAST              7.375            662.35         80   
                                     7.125            662.35       90,000.00
ORLANDO          FL   32804          1            08/26/98         00   
0026858928                           05           10/01/98          0   
0026858928                           O            09/01/13              
0                                                                       
1                                                                               

2716662          354/354             F          140,000.00         T    
                                  180        137,477.86          1
1800 SUNSET HARBOUR DRIVE          7.750          1,317.79         72   
  UNIT: 1403                         7.500          1,317.79      195,000.00
MIAMI BEACH      FL   33139          1            08/25/98         00   
0026879353                           06           10/01/98          0   
0026879353                           O            09/01/13              
0                                                                       

2716663          354/354             F           69,000.00         ZZ   
                                  180         67,657.85          1
5705 BOYNTON CRESCENT              7.625            644.55         76   
                                     7.375            644.55       91,500.00
BOYNTON BEACH    FL   33437          2            08/26/98         00   
0026885780                           03           10/01/98          0   
0026885780                           O            09/01/13              
0                                                                       

2716664          354/354             F          574,000.00         ZZ   
                                  180        568,593.97          1
100 TRADD STREET                   7.125          5,199.48         60   
                                     6.875          5,199.48      959,000.00
CHARLESTON       SC   29401          5            11/06/98         00   
0026899674                           05           01/01/99          0   
0026899674                           O            12/01/13              
0                                                                       

2716665          354/354             F           43,000.00         ZZ   
                                  180         41,817.95          1
532 NORTHWEST 43RD                 7.250            392.54         61   
                                     7.000            392.54       71,000.00
OKLAHOMA CITY    OK   73118          2            09/18/98         00   
0026901587                           05           11/01/98          0   
0026901587                           O            10/01/13              
0                                                                       

2716666          354/354             F          175,300.00         ZZ   
                                  180        172,699.25          1
213 FIRST STREET                   7.625          1,637.53         49   
                                     7.375          1,637.53      364,000.00
CHESTER          MD   21619          2            10/01/98         00   
0026907022                           05           12/01/98          0   
0026907022                           O            11/01/13              
0                                                                       

2716667          354/354             F           90,000.00         ZZ   
                                  180         88,623.80          1
1                                                                               

1233 N BROADMOOR CT                7.500            834.32         55   
                                     7.250            834.32      165,000.00
WICHITA          KS   67206          1            09/04/98         00   
0026928663                           03           11/01/98          0   
0026928663                           O            10/01/13              
0                                                                       

2716668          354/354             F          131,250.00         T    
                                  180        129,666.72          1
633 NE 204 LANE                    7.625          1,226.05         75   
                                     7.375          1,226.05      175,000.00
MIAMI            FL   33179          1            10/20/98         00   
0026937474                           05           12/01/98          0   
0026937474                           O            11/01/13              
0                                                                       

2716669          354/354             F          140,000.00         ZZ   
                                  180        137,882.22          1
1726 SIR HENRY'S TRAIL             7.625          1,307.79         80   
                                     7.375          1,307.79      175,000.00
LAKELAND         FL   33809          1            09/14/98         00   
0026939553                           03           11/01/98          0   
0026939553                           O            10/01/13              
0                                                                       

2716670          354/354             F          196,000.00         T    
                                  180        193,066.97          1
695 VERONA COURT                   7.750          1,844.91         80   
                                     7.500          1,844.91      245,000.00
WESTON           FL   33326          1            09/30/98         00   
0026963876                           03           11/01/98          0   
0026963876                           O            10/01/13              
0                                                                       

2716671          354/354             F          149,000.00         ZZ   
                                  180        146,672.23          2
400 33RD AVENUE SOUTH              7.250          1,360.17         77   
                                     7.000          1,360.17      194,300.00
NORTH MYRTLE BE  SC   29582          2            09/25/98         00   
0027002948                           05           11/01/98          0   
0027002948                           O            10/01/13              
0                                                                       

2716673          354/354             F          118,900.00         ZZ   
                                  180        117,450.10          1
10212 SOUTH RICHMOND PLACE         7.500          1,102.22         73   
                                     7.250          1,102.22      164,000.00
TULSA            OK   74137          5            10/08/98         00   
0027014299                           05           12/01/98          0   
1                                                                               

0027014299                           O            11/01/13              
0                                                                       

2716674          354/354             F           78,000.00         ZZ   
                                  180         77,048.86          1
80 N OXFORD DRIVE                  7.500            723.07         37   
                                     7.250            723.07      215,000.00
ENGLEWOOD        FL   34223          5            09/30/98         00   
0027025212                           05           12/01/98          0   
0027025212                           O            11/01/13              
0                                                                       

2716675          354/354             F           55,200.00         ZZ   
                                  180         54,337.58          1
6225 WEST PINE CIRCLE              7.250            503.91         80   
                                     7.000            503.91       69,000.00
CRYSTAL RIVER    FL   34429          1            09/21/98         00   
0027025824                           05           11/01/98          0   
0027025824                           O            10/01/13              
0                                                                       

2716676          354/354             F           67,920.00         ZZ   
                                  180         64,570.55          1
9117 NORTH HICKORY VALLEY ROAD     7.000            610.49         80   
                                     6.750            610.49       84,900.00
CHATTANOOGA      TN   37416          1            09/30/98         00   
0027033505                           05           11/01/98          0   
0027033505                           O            10/01/13              
0                                                                       

2716678          354/354             F          109,600.00         ZZ   
                                  180        106,678.36          1
9840 METCALF                       7.500          1,016.01         80   
                                     7.250          1,016.01      137,000.00
OVERLAND PARK    KS   66212          1            09/23/98         00   
0027036995                           03           11/01/98          0   
0027036995                           O            10/01/13              
0                                                                       

2716679          354/354             F          122,000.00         T    
                                  180        120,887.70          1
3487 TORRE MOLINOS AV UNIT D39     7.500          1,130.96         80   
                                     7.250          1,130.96      152,500.00
MIAMI            FL   33178          1            11/02/98         00   
0027066729                           01           01/01/99          0   
0027066729                           O            12/01/13              
0                                                                       

1                                                                               

2716680          354/354             F           49,000.00         T    
                                  180         47,396.22          1
1754 MERIDIAN AVENUE  UNIT 402     7.500            454.24         72   
                                     7.250            454.24       69,000.00
MIAMI BEACH      FL   33139          2            10/09/98         00   
0027107929                           08           12/01/98          0   
0027107929                           O            11/01/13              
0                                                                       

2716681          354/354             F          175,000.00         ZZ   
                                  180        172,723.99          1
13130 NUTTY BROWN ROAD             6.750          1,548.60         61   
                                     6.500          1,548.60      290,000.00
AUSTIN           TX   78737          2            10/23/98         00   
0027113083                           05           12/01/98          0   
0027113083                           O            11/01/13              
0                                                                       

2716682          354/354             F          167,000.00         ZZ   
                                  180        165,526.43          1
1402 COUNTRYSHIRE                  7.875          1,583.92         57   
                                     7.625          1,583.92      295,000.00
COLUMBIA         MO   65202          5            11/09/98         00   
0027120104                           05           01/01/99          0   
0027120104                           O            12/01/13              
0                                                                       

2716683          354/354             F           60,000.00         ZZ   
                                  180         59,244.30          1
10884 WATERBERRY COURT             7.125            543.50         71   
                                     6.875            543.50       85,000.00
BOCA RATON       FL   33498          1            10/13/98         00   
0027127885                           09           12/01/98          0   
0027127885                           O            11/01/13              
0                                                                       

2716684          354/354             F          121,300.00         ZZ   
                                  180        118,611.67          1
480 GAILLARDIA WAY                 6.750          1,073.40         59   
                                     6.500          1,073.40      207,000.00
ACWORTH          GA   30102          5            11/04/98         00   
0027174069                           05           01/01/99          0   
0027174069                           O            12/01/13              
0                                                                       

2716685          354/354             F          130,000.00         ZZ   
                                  180        128,380.14          1
4980 SW HAMMOCK CREEK              7.250          1,186.73         64   
                                     7.000          1,186.73      205,000.00
1                                                                               

PALM CITY        FL   34990          2            10/26/98         00   
0027182294                           03           12/01/98          0   
0027182294                           O            11/01/13              
0                                                                       

2716686          354/354             F          110,000.00         ZZ   
                                  180        108,673.05          1
4130 LAKE FOREST LANE              7.625          1,027.55         80   
                                     7.375          1,027.55      137,500.00
MOUNT DORA       FL   32757          1            10/30/98         00   
0027191212                           03           12/01/98          0   
0027191212                           O            11/01/13              
0                                                                       

2716687          354/354             F          627,000.00         ZZ   
                                  180        619,102.98          1
126 OCEAN BOULEVARD                7.125          5,679.57         47   
                                     6.875          5,679.57    1,350,000.00
ISLE OF PALMS    SC   29451          5            10/26/98         00   
0027191584                           05           12/01/98          0   
0027191584                           O            11/01/13              
0                                                                       

2716688          354/354             F          250,000.00         ZZ   
                                  180        247,645.46          1
430 SEASIDE LANE                   7.125          2,264.58         73   
                                     6.875          2,264.58      347,000.00
JUNO BEACH       FL   33408          1            11/20/98         00   
0027192822                           03           01/01/99          0   
0027192822                           O            12/01/13              
0                                                                       

2716689          354/354             F           68,000.00         ZZ   
                                  180         67,366.44          1
3114 BORDEAUX LANE                 7.250            620.75         67   
                                     7.000            620.75      103,000.00
CLEARWATER       FL   33759          2            11/16/98         00   
0027200245                           05           01/01/99          0   
0027200245                           O            12/01/13              
0                                                                       

2716690          354/354             F          139,000.00         ZZ   
                                  180        135,875.95          1
11642 INDEPENDENT HILL ROAD        7.000          1,249.38         57   
                                     6.750          1,249.38      245,000.00
ARRINGTON        TN   37014          2            10/27/98         00   
0027202720                           05           12/01/98          0   
0027202720                           O            11/01/13              
0                                                                       
1                                                                               

2716691          354/354             F          200,000.00         T    
                                  180        197,740.37          1
77 BIRCH ROAD                      8.375          1,954.86         80   
  UNIT 15-C                          8.125          1,954.86      250,000.00
FORT LAUDERDALE  FL   33301          1            10/30/98         00   
0027221993                           06           12/01/98          0   
0027221993                           O            11/01/13              
0                                                                       

2716692          354/354             F          210,000.00         ZZ   
                                  180        207,326.57          1
3049 PUEBLO PUYE                   7.000          1,887.54         75   
                                     6.750          1,887.54      280,000.00
SANTE FE         NM   87505          1            10/23/98         00   
0027225598                           03           12/01/98          0   
0027225598                           O            11/01/13              
0                                                                       

2716693          354/354             F          400,000.00         ZZ   
                                  180        396,353.15          1
17286 SE GALWAY COURT              7.500          3,708.05         74   
                                     7.250          3,708.05      544,000.00
TEQUESTA         FL   33469          1            11/02/98         00   
0027230549                           03           01/01/99          0   
0027230549                           O            12/01/13              
0                                                                       

2716694          354/354             F           75,300.00         ZZ   
                                  180         74,535.43          1
10352 LEAGUE LINE ROAD             7.250            687.39         35   
                                     7.000            687.39      220,000.00
CONROE           TX   77304          2            11/10/98         00   
0027254036                           05           01/01/99          0   
0027254036                           O            12/01/13              
0                                                                       

2716695          354/354             F          238,500.00         ZZ   
                                  180        236,497.09          1
79 GRAVEY POND LANE                7.250          2,177.18         64   
                                     7.000          2,177.18      375,000.00
SOUTHERN SHORES  NC   27949          2            12/04/98         00   
0027263011                           03           02/01/99          0   
0027263011                           O            01/01/14              
0                                                                       

2716696          354/354             F           50,500.00         ZZ   
                                  180         50,183.85          1
1                                                                               

113 GLENWOOD DRIVE                 7.125            457.45         51   
                                     6.875            457.45      100,000.00
CHAPIN           SC   29036          2            12/04/98         00   
0027326461                           05           02/01/99          0   
0027326461                           O            01/01/14              
0                                                                       

2716697          354/354             F          105,000.00         ZZ   
                                  180        104,391.10          1
15103 SW 63 TERRACE                8.000          1,003.44         75   
                                     7.750          1,003.44      140,000.00
MIAMI            FL   33193          2            12/10/98         00   
0027327071                           05           02/01/99          0   
0027327071                           O            01/01/14              
0                                                                       

2716698          354/354             F           43,140.00         T    
                                  180         42,746.67          1
670 MOUZON ROAD                    7.500            399.92         60   
                                     7.250            399.92       71,900.00
WAYNESVILLE      NC   28786          5            11/25/98         00   
0027346733                           05           01/01/99          0   
0027346733                           O            12/01/13              
0                                                                       

2716699          354/354             F          182,000.00         ZZ   
                                  180        180,358.63          1
2965 EAST 56TH STREET PLACE        7.625          1,700.12         75   
                                     7.375          1,700.12      243,000.00
TULSA            OK   74105          5            11/24/98         00   
0027425776                           05           01/01/99          0   
0027425776                           O            12/01/13              
0                                                                       

2716700          354/354             F           77,200.00         ZZ   
                                  180         76,732.22          1
1047 MILL DRIVE                    7.500            715.66         74   
                                     7.250            715.66      105,000.00
MARIETTA         GA   30062          2            12/08/98         00   
0027428168                           09           02/01/99          0   
0027428168                           O            01/01/14              
0                                                                       

2725741          286/286             F           97,500.00         ZZ   
                                  180         96,630.22          1
50 LOCKS VLG RD                    7.750            917.75         75   
                                     7.500            917.75      130,000.00
WENDELL          MA   01379          1            11/18/98         00   
0008772061                           05           01/01/99          0   
1                                                                               

0008772061                           N            12/01/13              
0                                                                       

2725770          286/286             F          149,360.00         ZZ   
                                  180        148,464.84          1
1449 ROBINSON AVE                  7.625          1,395.22         80   
                                     7.375          1,395.22      186,700.00
SAN DIEGO        CA   92103          1            12/11/98         00   
0009006978                           01           02/01/99          0   
0009006978                           O            01/01/14              
0                                                                       

2725872          286/286             F           54,000.00         ZZ   
                                  180         53,424.38          1
1007 WILMINGTON DR                 7.500            500.59         63   
                                     7.250            500.59       87,000.00
DELTONA          FL   32725          2            11/18/98         00   
0009378424                           05           01/01/99          0   
0009378424                           O            12/01/13              
0                                                                       

2726199          623/623             F          150,000.00         ZZ   
                                  180        148,705.15          1
3660 HUALAPAI MOUNTAIN ROAD        8.125          1,444.33         77   
                                     7.875          1,444.33      195,000.00
KINGMAN          AZ   86401          5            11/16/98         00   
6272897                              05           01/01/99          0   
6272897                              O            12/01/13              
0                                                                       

2726200          623/623             F           85,500.00         ZZ   
                                  180         84,668.36          1
1341 WEST 25TH STREET              6.750            756.60         59   
                                     6.500            756.60      145,000.00
LOS ANGELES      CA   90007          2            11/18/98         00   
6281284                              05           01/01/99          0   
6281284                              O            12/01/13              
0                                                                       

2726201          623/623             F           62,000.00         ZZ   
                                  180         61,499.19          1
1517 FREDERIC DRIVE                8.875            624.25         78   
                                     8.625            624.25       80,500.00
DOUGLAS          AZ   85607          5            12/22/98         00   
6282101                              05           01/01/99          0   
6282101                              O            12/01/13              
0                                                                       

1                                                                               

2726202          623/623             F           41,600.00         ZZ   
                                  180         41,228.87          1
14191 EAST JEWELL AVENUE           7.750            391.58         80   
  #103                               7.500            391.58       52,000.00
AURORA           CO   80012          5            11/20/98         00   
6282110                              01           01/01/99          0   
6282110                              O            12/01/13              
0                                                                       

2726203          623/623             F           71,900.00         ZZ   
                                  180         71,286.65          2
101 WEST HIGHLAND AVENUE           8.375            702.77         80   
                                     8.125            702.77       89,900.00
PHOENIX          AZ   85013          1            11/14/98         00   
6272503                              05           01/01/99          0   
6272503                              N            12/01/13              
0                                                                       

2726204          623/623             F           63,150.00         ZZ   
                                  180         62,574.26          1
1200 AVALON AVENUE                 7.500            585.41         75   
                                     7.250            585.41       84,200.00
LAKE HAVASU CIT  AZ   86404          1            11/02/98         00   
6271912                              05           01/01/99          0   
6271912                              O            12/01/13              
0                                                                       

2726205          623/623             F          128,000.00         ZZ   
                                  180        126,845.62          1
1810 14TH STREET                   7.625          1,195.69         80   
                                     7.375          1,195.69      160,000.00
OREGON CITY      OR   97045          1            11/10/98         00   
6254493                              05           01/01/99          0   
6254493                              N            12/01/13              
0                                                                       

2726207          623/623             F           64,400.00         ZZ   
                                  180         63,831.77          1
15002 SPRING STAR                  7.875            610.80         78   
                                     7.625            610.80       83,000.00
SAN ANTONIO      TX   78247          2            11/01/98         00   
1194537                              03           01/01/99          0   
1194537                              O            12/01/13              
0                                                                       

2726208          623/623             F           63,000.00         ZZ   
                                  180         60,372.03          1
3109 CRESTLINE DRIVE               7.250            575.10         55   
                                     7.000            575.10      115,000.00
1                                                                               

STEUBENVILLE     OH   43952          5            11/06/98         00   
1192273                              05           01/01/99          0   
1192273                              N            12/01/13              
0                                                                       

2726209          623/623             F          149,600.00         ZZ   
                                  180        148,308.64          4
736 BLUEBONNET DRIVE               8.125          1,440.47         80   
                                     7.875          1,440.47      187,000.00
KELLER           TX   76248          5            11/18/98         00   
1190834                              05           01/01/99          0   
1190834                              N            12/01/13              
0                                                                       

2726210          623/623             F           21,850.00         ZZ   
                                  180         21,659.31          1
3535 NASA ROAD ONE                 8.000            208.81         95   
  #50                                7.750            208.81       23,000.00
SEABROOK         TX   77586          1            11/05/98         11   
1190754                              01           01/01/99         30   
1190754                              O            12/01/13              
0                                                                       

2726211          623/623             F           73,600.00         ZZ   
                                  180         72,914.26          1
4798 CRAZY HORSE LANE              7.250            671.87         80   
                                     7.000            671.87       92,000.00
WESTERVILLE      OH   43081          1            11/18/98         00   
1189533                              01           01/01/99          0   
1189533                              O            12/01/13              
0                                                                       

2726212          623/623             F          102,500.00         ZZ   
                                  180        101,565.49          1
866 WINDING TRAIL                  7.500            950.19         65   
                                     7.250            950.19      158,000.00
LAWRENCEVILLE    GA   30045          2            11/16/98         00   
1189007                              05           01/01/99          0   
1189007                              O            12/01/13              
0                                                                       

2726213          623/623             F          155,000.00         ZZ   
                                  180        153,555.87          1
5785 LIBERTY ROAD                  7.250          1,414.94         51   
                                     7.000          1,414.94      307,000.00
WINSTON          GA   30187          5            11/01/98         00   
1188998                              05           01/01/99          0   
1188998                              O            12/01/13              
0                                                                       
1                                                                               

2726214          623/623             F           85,600.00         ZZ   
                                  180         84,852.93          2
4927-4929 FARMSTEAD COURT          8.000            818.04         80   
                                     7.750            818.04      107,000.00
WOODSTOCK        GA   30188          1            11/17/98         00   
1188971                              05           01/01/99          0   
1188971                              N            12/01/13              
0                                                                       

2726215          623/623             F           33,500.00         ZZ   
                                  180         33,217.12          1
222 WEST ARROYA CITY BLVD.         8.375            327.44         67   
                                     8.125            327.44       50,000.00
ARROYO CITY      TX   78583          1            11/18/98         00   
1186998                              05           01/01/99          0   
1186998                              O            12/01/13              
0                                                                       

2726216          623/623             F           95,000.00         ZZ   
                                  180         93,878.66          1
504 MARIE LANE                     7.875            901.03         70   
                                     7.625            901.03      136,500.00
MANCHESTER       MO   63021          5            10/21/98         00   
1185835                              05           12/01/98          0   
1185835                              N            11/01/13              
0                                                                       

2726217          623/623             F           61,600.00         ZZ   
                                  180         61,050.47          1
1027 NAVAHO                        7.750            579.83         80   
                                     7.500            579.83       77,000.00
LOUISVILLE       KY   40215          5            11/04/98         00   
1181433                              05           01/01/99          0   
1181433                              N            12/01/13              
0                                                                       

2726219          623/623             F           44,000.00         ZZ   
                                  180         43,480.64          1
1161 13TH STREET                   7.875            417.32         80   
                                     7.625            417.32       55,000.00
STUART           FL   34996          1            10/15/98         00   
1179424                              05           12/01/98          0   
1179424                              N            11/01/13              
0                                                                       

2726220          623/623             F           53,200.00         ZZ   
                                  180         48,438.04          1
1                                                                               

1700 SOUTH DAY STREET              7.375            489.40         80   
                                     7.125            489.40       66,500.00
BRENHAM          TX   77833          1            11/24/98         00   
1179204                              05           01/01/99          0   
1179204                              O            12/01/13              
0                                                                       

2726221          623/623             F          366,200.00         ZZ   
                                  180        361,487.90          1
18 CHAPIN LANE                     6.875          3,265.97         72   
                                     6.625          3,265.97      510,000.00
STAMFORD         CT   06903          2            10/05/98         00   
1177210                              05           12/01/98          0   
1177210                              O            11/01/13              
0                                                                       

2726222          623/623             F          165,000.00         ZZ   
                                  180        162,477.06          1
424 4TH STREET NE                  7.500          1,529.57         56   
                                     7.250          1,529.57      295,000.00
WASHINGTON       DC   20002          5            09/08/98         00   
1173600                              05           11/01/98          0   
1173600                              O            10/01/13              
0                                                                       

2726223          623/623             F          101,250.00         ZZ   
                                  180         99,718.41          1
10505 S OXFORD                     7.625            945.81         75   
                                     7.375            945.81      135,000.00
CHICAGO RIDGE    IL   60415          5            09/14/98         00   
1144586                              05           11/01/98          0   
1144586                              O            10/01/13              
0                                                                       

2726224          623/623             F           70,000.00         ZZ   
                                  180         68,207.65          1
28736 HAZEL AVENUE                 7.125            634.08         60   
                                     6.875            634.08      118,500.00
WICKLIFFE        OH   44092          1            11/03/98         00   
1143124                              05           12/01/98          0   
1143124                              O            11/01/13              
0                                                                       

2726225          623/623             F           50,000.00         ZZ   
                                  180         48,953.15          1
225 WEST BARATARA DRIVE            6.875            445.93         56   
                                     6.625            445.93       90,000.00
CHICKASAW        AL   36611          5            10/22/98         00   
1140018                              05           12/01/98          0   
1                                                                               

1140018                              O            11/01/13              
0                                                                       

2726226          623/623             F          122,000.00         ZZ   
                                  180        120,194.03          1
24183 YORK ROAD                    7.875          1,157.11         67   
                                     7.625          1,157.11      184,000.00
HUTCHINSON       MN   55350          5            09/29/98         00   
1138783                              05           11/01/98          0   
1138783                              O            10/01/13              
0                                                                       

2726227          623/623             F          135,000.00         ZZ   
                                  180        132,738.37          1
133 ARNOLD ROAD                    6.750          1,194.63         75   
                                     6.500          1,194.63      182,000.00
NEW PARK         PA   17352          5            09/23/98         00   
1133185                              05           11/01/98          0   
1133185                              O            10/01/13              
0                                                                       

2726228          623/623             F           66,375.00         ZZ   
                                  180         65,360.11          1
2007 CRESCENT CIRCLE               7.500            615.30         75   
                                     7.250            615.30       88,500.00
EL PASO          TX   79903          5            09/10/98         00   
1132675                              05           11/01/98          0   
1132675                              N            10/01/13              
0                                                                       

2726229          623/623             F           45,600.00         ZZ   
                                  180         44,910.23          1
23 CHERRYWOOD SQUARE               7.625            425.96         80   
                                     7.375            425.96       57,000.00
CANYON           TX   79015          5            09/17/98         00   
1132673                              05           11/01/98          0   
1132673                              N            10/01/13              
0                                                                       

2726230          623/623             F          117,000.00         ZZ   
                                  180        114,140.20          1
8930 TREE HAVEN DRIVE              7.250          1,068.05         71   
                                     7.000          1,068.05      165,000.00
CHARLOTTE        NC   28270          2            11/05/98         00   
1106272                              05           01/01/99          0   
1106272                              O            12/01/13              
0                                                                       

1                                                                               

2726231          623/623             F          129,000.00         ZZ   
                                  180        127,375.23          1
2289 MOSS ROSE CT                  7.125          1,168.53         53   
                                     6.875          1,168.53      245,000.00
ANN ARBOR        MI   48103          2            10/28/98         00   
1105165                              03           12/01/98          0   
1105165                              O            11/01/13              
0                                                                       

2726232          623/623             F          488,000.00         ZZ   
                                  180        478,859.18          1
461 SACKETT COURT                  7.375          4,489.23         79   
                                     7.125          4,489.23      625,000.00
SEVERNA PARK     MD   21146          1            08/14/98         00   
1101156                              03           10/01/98          0   
1101156                              O            09/01/13              
0                                                                       

2726233          623/623             F           52,500.00         ZZ   
                                  180         51,613.74          1
8141 TRANQUILLO DRIVE              8.500            516.99         74   
                                     8.250            516.99       71,000.00
EL PASO          TX   79907          5            08/14/98         00   
1097316                              05           10/01/98          0   
1097316                              N            09/01/13              
0                                                                       

2726234          623/623             F           48,000.00         ZZ   
                                  180         46,864.08          1
10201 DICKENS AVENUE               8.000            458.71         80   
                                     7.750            458.71       60,000.00
CLEVELAND        OH   44104          2            06/30/98         00   
1093286                              05           08/01/98          0   
1093286                              N            07/01/13              
0                                                                       

2726235          623/623             F           81,900.00         ZZ   
                                  180         79,731.84          1
160 CORNELL AVENUE                 7.375            753.42         72   
                                     7.125            753.42      114,000.00
ELYRIA           OH   44035          5            07/31/98         00   
1072231                              05           09/01/98          0   
1072231                              O            08/01/13              
0                                                                       

2731199          707/707             F          100,000.00         ZZ   
                                  180         97,752.49          1
1567 PUILI PLACE #2                7.000            898.83         68   
                                     6.750            898.83      148,000.00
1                                                                               

KAUNAKAKAI       HI   96748          5            07/17/98         00   
606561                               05           09/01/98          0   
606561                               O            08/01/13              
0                                                                       

2733188          286/286             F          300,000.00         ZZ   
                                  180        297,622.33          1
2274 BRIARHURST DR                 6.750          2,654.73         80   
                                     6.500          2,654.73      375,000.00
HIGHANDS RANCH   CO   80126          5            01/04/99         00   
0000606573                           03           02/01/99          0   
0000606573                           O            01/01/14              
0                                                                       

2733189          286/286             F          580,000.00         ZZ   
                                  144        572,014.42          1
2140 N HAMPTON                     6.625          5,849.30         80   
                                     6.375          5,849.30      725,000.00
CUYAHOGA FALLS   OH   44223          5            11/20/98         00   
0000998046                           05           01/01/99          0   
0000998046                           O            12/01/10              
0                                                                       

2733190          286/286             F          376,400.00         T    
                                  180        373,078.77          1
2412 SEACREST                      7.875          3,569.97         77   
                                     7.625          3,569.97      489,900.00
HILTON HEAD      SC   29928          1            11/06/98         00   
0009342029                           01           01/01/99          0   
0009342029                           O            12/01/13              
0                                                                       

2733191          286/286             F          310,000.00         ZZ   
                                  180        309,011.29          1
22 AUTUMN HILL RD                  6.875          2,764.75         75   
                                     6.625          2,764.75      415,000.00
PROSPECT         KY   40059          5            01/11/99         00   
0009445706                           05           03/01/99          0   
0009445706                           O            02/01/14              
0                                                                       

2734669          G75/G75             F          108,000.00         ZZ   
                                  180        107,687.89          1
9527 HUNT SQUARE COURT             8.000          1,032.11         63   
                                     7.750          1,032.11      173,000.00
SPRINGFIELD      VA   22153          5            01/05/99         00   
03746089                             09           03/01/99          0   
03746089                             N            02/01/14              
0                                                                       
1                                                                               

2734670          G75/G75             F           62,400.00         ZZ   
                                  180         62,027.43          1
2129 MILLER AVENUE                 7.750            587.36         65   
                                     7.500            587.36       96,000.00
CHESAPEAKE       VA   23320          5            11/30/98         00   
03713218                             05           02/01/99          0   
03713218                             O            01/01/14              
0                                                                       

2734671          G75/G75             F           45,000.00         ZZ   
                                  180         44,736.14          1
206 MCDONALD STREET                7.875            426.81         65   
                                     7.625            426.81       70,000.00
LOUISA           VA   23093          5            12/17/98         00   
03697692                             05           02/01/99          0   
03697692                             O            01/01/14              
0                                                                       

2734672          G75/G75             F          103,100.00         ZZ   
                                  180        102,798.73          1
884 NORTH BROADWAY                 7.875            977.86         63   
                                     7.625            977.86      165,000.00
MASSAPEQUA       NY   11758          5            01/14/99         00   
03704409                             05           03/01/99          0   
03704409                             O            02/01/14              
0                                                                       

2734673          G75/G75             F           40,000.00         ZZ   
                                  180         39,881.81          1
9146 SW W 140TH ST 2               7.750            376.52         52   
                                     7.500            376.52       78,000.00
ORLAND PARK      IL   60462          5            01/08/99         00   
03744047                             01           03/01/99          0   
03744047                             N            02/01/14              
0                                                                       

2734674          G75/G75             F          147,000.00         ZZ   
                                  180        146,565.69          2
47 LOUIS STREET                    7.750          1,383.68         89   
                                     7.500          1,383.68      167,000.00
NEW BRUNSWICK    NJ   08901          1            01/20/99         10   
03759555                             05           03/01/99         25   
03759555                             N            02/01/14              
0                                                                       

2734675          G75/G75             F           51,350.00         ZZ   
                                  180         51,187.99          1
1                                                                               

934 E. WOODLAND                    7.000            461.55         60   
                                     6.750            461.55       87,000.00
SPRINGFIELD      MO   65807          2            01/29/99         00   
03772008                             05           03/01/99          0   
03772008                             N            02/01/14              
0                                                                       

2740850          354/354             F           52,500.00         T    
                                  180         51,142.87          1
5800 SOUTHWEST 127TH AVENUE        7.250            479.26         75   
  UNIT 2216                          7.000            479.26       70,000.00
MIAMI            FL   33183          1            06/15/98         00   
0026503268                           08           08/01/98          0   
0026503268                           O            07/01/13              
0                                                                       

2740851          354/354             F           61,200.00         T    
                                  180         60,837.19          1
4017 HACKBERRY AVENUE              7.750            576.07         80   
                                     7.500            576.07       76,500.00
MCALLEN          TX   78501          1            12/10/98         00   
0026595629                           05           02/01/99          0   
0026595629                           O            01/01/14              
0                                                                       

2740852          354/354             F          200,000.00         T    
                                  180        199,415.60          1
19443 NW 23 PLACE                  7.875          1,896.90         79   
                                     7.625          1,896.90      255,762.00
PEMBROKE PINES   FL   33029          1            01/21/99         00   
0026808006                           03           03/01/99          0   
0026808006                           O            02/01/14              
0                                                                       

2740853          354/354             F           65,150.00         T    
                                  180         64,957.51          1
10151 SW 154 CIRCLE COURT          7.750            613.25         55   
  UNIT 104-4                         7.500            613.25      119,000.00
MIAMI            FL   33196          2            01/19/99         00   
0027130517                           01           03/01/99          0   
0027130517                           O            02/01/14              
0                                                                       

2740854          354/354             F          193,250.00         ZZ   
                                  180        192,653.44          1
23681 STONY RIVER PLACE            7.250          1,764.11         80   
                                     7.000          1,764.11      241,725.00
BONITA SPRINGS   FL   34135          1            01/14/99         00   
0027384098                           03           03/01/99          0   
1                                                                               

0027384098                           O            02/01/14              
0                                                                       

2740856          354/354             F           45,600.00         T    
                                  180         45,471.11          1
825 S BAYSHORE DRIVE               8.250            442.39         80   
  UNIT:1443                          8.000            442.39       57,000.00
MIAMI            FL   33131          1            01/15/99         00   
0027497320                           06           03/01/99          0   
0027497320                           O            02/01/14              
0                                                                       

2740857          354/354             F          119,000.00         T    
                                  120        117,685.66          1
520 BRICKELL KEY DRIVE             7.875          1,435.96         70   
  UNIT: 1207                         7.625          1,435.96      170,000.00
MIAMI            FL   33131          1            12/10/98         00   
0027507714                           06           02/01/99          0   
0027507714                           O            01/01/09              
0                                                                       

2740858          354/354             F          207,300.00         ZZ   
                                  180        206,680.76          1
1225 NICHOL LANE                   7.625          1,936.46         52   
                                     7.375          1,936.46      400,000.00
NASHVILLE        TN   37205          2            01/11/99         00   
0027579473                           05           03/01/99          0   
0027579473                           O            02/01/14              
0                                                                       

2745655          K08/G02             F           52,000.00         ZZ   
                                  180         52,000.00          1
7995 COUNTY ROAD 5                 7.625            485.75          8   
                                     7.375            485.75      650,000.00
FLORENCE         AL   35633          5            02/11/99         00   
0411238678                           05           04/01/99          0   
0411238678                           O            03/01/14              
0                                                                       

2745665          K08/G02             F           53,000.00         ZZ   
                                  180         53,000.00          1
4508 W. 172ND ST.                  7.500            491.32         65   
                                     7.250            491.32       82,000.00
CLEVELAND        OH   44135          5            02/16/99         00   
0411255151                           05           04/01/99          0   
0411255151                           N            03/01/14              
0                                                                       

1                                                                               

2745666          K08/G02             F           53,000.00         ZZ   
                                  180         53,000.00          1
4498 WEST 147TH STREET             7.500            491.32         65   
                                     7.250            491.32       82,000.00
CLEVELAND        OH   44133          5            02/16/99         00   
0411266547                           05           04/01/99          0   
0411266547                           N            03/01/14              
0                                                                       

2745689          K08/G02             F           47,900.00         ZZ   
                                  180         47,900.00          1
3075 BRUHN WAY                     7.375            440.64         70   
                                     7.125            440.64       68,500.00
CASPER           WY   82609          2            02/09/99         00   
0411282486                           05           04/01/99          0   
0411282486                           O            03/01/14              
0                                                                       

2745702          K08/G02             F           52,850.00         ZZ   
                                  180         52,850.00          2
758 - 760 MAGNOLIA AVENUE          8.250            512.72         75   
                                     8.000            512.72       70,500.00
LONGWOOD         FL   32750          1            02/16/99         00   
0411262702                           05           04/01/99          0   
0411262702                           N            03/01/14              
0                                                                       

2745703          K08/G02             F           52,850.00         ZZ   
                                  180         52,850.00          2
774-776 E. MAGNOLIA AVENUE         8.250            512.72         75   
                                     8.000            512.72       70,500.00
LONGWOOD         FL   32750          1            02/16/99         00   
0411262330                           05           04/01/99          0   
0411262330                           N            03/01/14              
0                                                                       

2745719          K08/G02             F          108,000.00         ZZ   
                                  180        108,000.00          1
3350 ROLLS DRIVE                   7.250            985.89         70   
                                     7.000            985.89      156,000.00
CAMERON PARK     CA   95682          5            02/09/99         00   
0411287543                           05           04/01/99          0   
0411287543                           O            03/01/14              
0                                                                       

2745720          K08/G02             F           48,050.00         ZZ   
                                  180         48,050.00          1
408 PARK AVENUE                    7.375            442.02         80   
                                     7.125            442.02       60,117.00
1                                                                               

SOMERDALE        NJ   08083          1            02/16/99         00   
0411277817                           05           04/01/99          0   
0411277817                           O            03/01/14              
0                                                                       

2745832          549/549             F           60,000.00         ZZ   
                                  180         58,163.90          1
700 WEST 2ND AVENUE                7.125            543.50         64   
                                     6.875            543.50       95,000.00
ELLENSBURG       WA   98926          5            05/29/98         00   
0064264025                           05           08/01/98          0   
0064264025                           N            07/01/13              
0                                                                       

2745833          549/549             F          171,200.00         ZZ   
                                  180        166,926.98          1
12495 NORTH 76TH STREET            7.375          1,574.91         77   
                                     7.125          1,574.91      223,000.00
SCOTTSDALE       AZ   85260          1            06/26/98         00   
0064330192                           05           08/01/98          0   
0064330192                           O            07/01/13              
0                                                                       

2745834          549/549             F          111,400.00         ZZ   
                                  180        110,725.00          1
11114 WOODWARD AVENUE              7.500          1,032.70         60   
                                     7.250          1,032.70      186,500.00
LOS ANGELES      CA   91040          2            12/02/98         00   
0064791122                           05           02/01/99          0   
0064791122                           O            01/01/14              
0                                                                       

2745835          549/549             F           90,000.00         ZZ   
                                  180         88,234.33          1
271 MONTEREY BOULEVARD             6.750            796.42         38   
                                     6.500            796.42      240,000.00
SAN FRANCISCO    CA   94131          2            08/14/98         00   
0065075331                           05           10/01/98          0   
0065075331                           O            09/01/13              
0                                                                       

2745836          549/549             F           98,000.00         ZZ   
                                  180         97,300.61          1
2684 NORTHRIDGE DRIVE              7.375            901.53         46   
                                     7.125            901.53      215,000.00
PLACERVILLE      CA   95667          5            12/15/98         00   
0065177410                           05           02/01/99          0   
0065177410                           O            01/01/14              
0                                                                       
1                                                                               

2745838          549/549             F          188,200.00         ZZ   
                                  180        186,807.83          1
352 NORTH SPARKS STREET            7.000          1,691.60         80   
                                     6.750          1,691.60      236,000.00
BURBANK          CA   91506          2            12/10/98         00   
0065513827                           05           02/01/99          0   
0065513827                           O            01/01/14              
0                                                                       

2745839          549/549             F          221,000.00         T    
                                  180        218,725.54          1
108 LEGACY WAY                     7.875          2,096.08         75   
                                     7.625          2,096.08      296,000.00
IRVINE           CA   92602          1            01/22/99         00   
0065616804                           09           03/01/99          0   
0065616804                           O            02/01/14              
0                                                                       

2745840          549/549             F          312,140.00         ZZ   
                                  180        311,155.20          1
58 SOUTH TROUT LANE                7.000          2,805.61         69   
                                     6.750          2,805.61      455,000.00
SALT LAKE CITY   UT   84108          5            01/07/99         00   
0065730020                           05           03/01/99          0   
0065730020                           O            02/01/14              
0                                                                       

2745841          549/549             F           50,000.00         ZZ   
                                  180         50,000.00          1
10421 GLENN STREET                 7.750            470.64         69   
                                     7.500            470.64       73,000.00
BAKERSFIELD      CA   93312          5            01/28/99         00   
0065856228                           05           04/01/99          0   
0065856228                           N            03/01/14              
0                                                                       

2745842          549/549             F           68,000.00         ZZ   
                                  180         68,000.00          1
2311 SOUTH ADLER AVENUE            7.250            620.75         80   
                                     7.000            620.75       86,000.00
FRESNO           CA   93725          2            01/26/99         00   
0065856473                           05           04/01/99          0   
0065856473                           O            03/01/14              
0                                                                       

2745843          549/549             F          184,000.00         ZZ   
                                  180        182,822.93          1
1                                                                               

10672 ROCKHURST AVENUE             6.875          1,641.02         30   
                                     6.625          1,641.02      620,000.00
SANTA ANA        CA   92705          2            12/10/98         00   
0065859626                           05           02/01/99          0   
0065859626                           O            01/01/14              
0                                                                       

2745844          549/549             F           70,000.00         ZZ   
                                  180         69,751.04          1
30 VIA MESETA                      6.875            624.30         70   
                                     6.625            624.30      100,000.00
RANCHO SANTA MA  CA   92688          2            01/21/99         00   
0065861736                           01           03/01/99          0   
0065861736                           O            02/01/14              
0                                                                       

2745845          549/549             F          144,000.00         ZZ   
                                  180        143,560.31          1
22202 64TH AVENUE WEST             7.375          1,324.69         80   
                                     7.125          1,324.69      180,000.00
MOUNTLAKE TERRA  WA   98043          5            01/05/99         00   
0065905750                           05           03/01/99          0   
0065905750                           O            02/01/14              
0                                                                       

2745846          549/549             F           20,000.00         ZZ   
                                  180         11,439.99          1
529 EASY STREET                    8.125            192.58         17   
                                     7.875            192.58      119,000.00
WENATCHEE        WA   98801          1            12/29/98         00   
0065906098                           05           02/01/99          0   
0065906098                           O            01/01/14              
0                                                                       

2745847          549/549             F           60,000.00         ZZ   
                                  180         59,824.67          1
121 KENWOOD AVE                    7.875            569.08         59   
                                     7.625            569.08      102,000.00
MEDFORD          OR   97501          5            01/06/99         00   
0065907825                           05           03/01/99          0   
0065907825                           O            02/01/14              
0                                                                       

2745848          549/549             F          231,000.00         ZZ   
                                  180        229,615.54          2
1393 DUBERT LANE #3                7.625          2,157.85         70   
                                     7.375          2,157.85      330,000.00
SAN JOSE         CA   95122          5            12/17/98         00   
0065916905                           05           02/01/99          0   
1                                                                               

0065916905                           O            01/01/14              
0                                                                       

2745849          549/549             F          147,400.00         ZZ   
                                  180        146,949.93          1
4620 APRICOT ROAD                  7.375          1,355.97         61   
                                     7.125          1,355.97      245,000.00
SIMI VALLEY      CA   93063          2            01/20/99         00   
0065926404                           05           03/01/99          0   
0065926404                           O            02/01/14              
0                                                                       

2745850          549/549             F           80,000.00         ZZ   
                                  180         79,755.73          1
1968 DRIFTSTONE                    7.375            735.94         53   
                                     7.125            735.94      152,000.00
GLENDORA         CA   91740          1            01/26/99         00   
0065926781                           01           03/01/99          0   
0065926781                           O            02/01/14              
0                                                                       

2745851          549/549             F           60,000.00         ZZ   
                                  180         59,808.63          1
733 ROBIN MEADOW DRIVE             6.875            535.12         47   
                                     6.625            535.12      129,000.00
DESOTO           TX   75115          1            01/12/99         00   
0065936001                           05           03/01/99          0   
0065936001                           O            02/01/14              
0                                                                       

2745852          549/549             F          110,000.00         ZZ   
                                  180        109,329.00          1
5333 ZELZAH AVENUE #139            7.625          1,027.55         54   
                                     7.375          1,027.55      205,000.00
ENCINO           CA   91316          5            12/24/98         00   
0066041023                           01           02/01/99          0   
0066041023                           O            01/01/14              
0                                                                       

2745853          549/549             F          134,000.00         ZZ   
                                  180        133,091.92          1
12752 LEMAY STREET                 7.625          1,251.74         75   
                                     7.375          1,251.74      180,000.00
LOS ANGELES      CA   91607          5            12/21/98         00   
0066071844                           05           02/01/99          0   
0066071844                           N            01/01/14              
0                                                                       

1                                                                               

2745854          549/549             F          100,000.00         ZZ   
                                  180         99,691.30          1
37300 N TOM DARLINGTON DRIVE       7.250            912.87         63   
  UNIT Q                             7.000            912.87      159,000.00
CAREFREE         AZ   85377          5            01/22/99         00   
0066104980                           01           03/01/99          0   
0066104980                           O            02/01/14              
0                                                                       

2745855          549/549             F           51,000.00         ZZ   
                                  180         50,687.58          1
949 BETHANY AVENUE                 7.375            469.17         75   
                                     7.125            469.17       68,000.00
TURLOCK          CA   95380          5            12/21/98         00   
0066132061                           05           02/01/99          0   
0066132061                           N            01/01/14              
0                                                                       

2745856          549/549             F          117,600.00         ZZ   
                                  180        116,847.69          1
5062 KIMBALL HILL CIRCLE           6.875          1,048.83         80   
                                     6.625          1,048.83      148,000.00
STOCKTON         CA   95210          1            12/31/98         00   
0066150027                           05           02/01/99          0   
0066150027                           O            01/01/14              
0                                                                       

2745857          549/549             F          104,000.00         ZZ   
                                  180        103,678.95          1
ROUTE 1, BOX 96-C                  7.250            949.38         80   
                                     7.000            949.38      130,000.00
ARDMORE          OK   73401          2            01/04/99         00   
0066349613                           05           03/01/99          0   
0066349613                           O            02/01/14              
0                                                                       

2745858          549/549             F           54,000.00         ZZ   
                                  180         53,842.21          1
3517 E 32ND AVE                    7.875            512.17         72   
                                     7.625            512.17       75,000.00
SPOKANE          WA   99223          5            01/25/99         00   
0066362717                           05           03/01/99          0   
0066362717                           O            02/01/14              
0                                                                       

2745859          549/549             F          380,000.00         ZZ   
                                  180        378,864.88          1
7662 COTTONWOOD LANE               7.625          3,549.70         74   
                                     7.375          3,549.70      515,000.00
1                                                                               

PLEASANTON       CA   94588          5            01/22/99         00   
0066389275                           05           03/01/99          0   
0066389275                           O            02/01/14              
0                                                                       

2745860          549/549             F          185,600.00         ZZ   
                                  180        184,471.29          1
19111 SYCAMORE PARK COURT          7.625          1,733.75         78   
                                     7.375          1,733.75      240,000.00
KATY             TX   77272          1            12/22/98         00   
0066427258                           09           02/01/99          0   
0066427258                           O            01/01/14              
0                                                                       

2745861          549/549             F          153,750.00         ZZ   
                                  180        152,828.52          2
1546 NE 148TH ST                   7.625          1,436.23         75   
                                     7.375          1,436.23      205,000.00
SHORELINE        WA   98155          5            12/01/98         00   
0066442532                           05           02/01/99          0   
0066442532                           O            01/01/14              
0                                                                       

2745862          549/549             F          295,000.00         ZZ   
                                  180        294,089.34          1
4214 NORTHEAST 110TH STREET        7.250          2,692.95         75   
                                     7.000          2,692.95      395,000.00
SEATTLE          WA   98125          5            12/29/98         00   
0066443377                           05           03/01/99          0   
0066443377                           O            02/01/14              
0                                                                       

2745863          549/549             F          150,000.00         ZZ   
                                  180        149,541.99          1
6161 HARWOOD AVENUE                7.375          1,379.89         39   
                                     7.125          1,379.89      390,000.00
OAKLAND          CA   94618          5            01/12/99         00   
0066563607                           05           03/01/99          0   
0066563607                           O            02/01/14              
0                                                                       

2745864          549/549             F           70,000.00         ZZ   
                                  180         69,779.15          1
4720 54TH AVENUE SOUTH             7.000            629.18         32   
                                     6.750            629.18      225,000.00
SEATTLE          WA   98118          5            01/06/99         00   
0066603242                           05           03/01/99          0   
0066603242                           O            02/01/14              
0                                                                       
1                                                                               

2745865          549/549             F          112,000.00         ZZ   
                                  180        111,661.74          1
1967 COUNTY ROAD 203               7.500          1,038.26         70   
                                     7.250          1,038.26      162,000.00
DURANGO          CO   81301          5            01/27/99         00   
0066620350                           05           03/01/99          0   
0066620350                           N            02/01/14              
0                                                                       

2745866          549/549             F           63,000.00         ZZ   
                                  180         62,622.41          1
803 DENVER AVENUE                  7.625            588.51         70   
                                     7.375            588.51       91,000.00
FORT LUPTON      CO   80621          5            12/21/98         00   
0066622247                           05           02/01/99          0   
0066622247                           O            01/01/14              
0                                                                       

2745867          549/549             F          240,000.00         ZZ   
                                  180        238,529.86          1
711 SANTA PAULA                    7.375          2,207.82         57   
                                     7.125          2,207.82      425,000.00
SOLANA BEACH     CA   92075          5            12/16/98         00   
0066659663                           09           02/01/99          0   
0066659663                           O            01/01/14              
0                                                                       

2745868          549/549             F          203,000.00         ZZ   
                                  180        202,373.34          1
1230 47TH AVENUE                   7.250          1,853.12         56   
                                     7.000          1,853.12      365,000.00
SAN FRANCISCO    CA   94122          5            01/22/99         00   
0066831636                           05           03/01/99          0   
0066831636                           O            02/01/14              
0                                                                       

2745869          429/429             F          157,500.00         ZZ   
                                  180        156,448.25          1
462 CARNATION AVENUE               6.375          1,361.20         75   
                                     6.125          1,361.20      210,000.00
FLORAL PARK      NY   11001          5            12/10/98         00   
0062731661                           05           02/01/99          0   
0062731661                           O            01/01/14              
0                                                                       

2745870          429/429             F          254,800.00         ZZ   
                                  180        253,996.11          1
1                                                                               

3 EASTON AVENUE                    7.000          2,290.22         80   
                                     6.750          2,290.22      320,000.00
SMITHTOWN        NY   11787          1            01/06/99         00   
0062739867                           05           03/01/99          0   
0062739867                           O            02/01/14              
0                                                                       

2745871          429/429             F          500,000.00         ZZ   
                                  180        498,422.52          1
29 WATERVIEW DRIVE                 7.000          4,494.15         73   
                                     6.750          4,494.15      690,000.00
PORT JEFFERSON   NY   11777          1            01/06/99         00   
0062740105                           05           03/01/99          0   
0062740105                           O            02/01/14              
0                                                                       

2745873          429/429             F           55,000.00         ZZ   
                                  180         54,842.81          2
9439 CONGRESS PK AVENUE            8.125            529.59         30   
                                     7.875            529.59      185,000.00
BROOKFIELD       IL   60513          5            01/26/99         00   
0064926605                           05           03/01/99          0   
0064926605                           O            02/01/14              
0                                                                       

2745874          429/429             F           85,000.00         ZZ   
                                  180         84,751.62          1
115 KINGHORN STREET                7.875            806.19         26   
                                     7.625            806.19      335,000.00
STATEN ISLAND    NY   10312          1            01/28/99         00   
0065026713                           05           03/01/99          0   
0065026713                           O            02/01/14              
0                                                                       

2745875          429/429             F          107,950.00         ZZ   
                                  180        107,295.92          1
414 SOUTHWOOD DRIVE                7.500          1,000.71         75   
                                     7.250          1,000.71      144,000.00
HORACE           ND   58047          5            12/23/98         00   
0065725760                           05           02/01/99          0   
0065725760                           O            01/01/14              
0                                                                       

2745876          429/429             F          115,000.00         ZZ   
                                  180        114,663.97          1
11 HEATHER COURT                   7.875          1,090.72         68   
                                     7.625          1,090.72      170,000.00
SMITHFIELD       NC   27577          1            01/29/99         00   
0065732910                           05           03/01/99          0   
1                                                                               

0065732910                           O            02/01/14              
0                                                                       

2745877          429/429             F           35,000.00         ZZ   
                                  180         34,787.92          1
926 WEST MAIN STREET               7.500            324.46         36   
                                     7.250            324.46       98,000.00
WILLIAMSTON      NC   27892          5            12/11/98         00   
0065734416                           05           02/01/99          0   
0065734416                           O            01/01/14              
0                                                                       

2745878          429/429             F          131,600.00         ZZ   
                                  180        130,802.62          1
2206 STANLEY AVENUE                7.500          1,219.95         80   
                                     7.250          1,219.95      164,500.00
ROCKVILLE        MD   20851          2            12/08/98         00   
0065737547                           05           02/01/99          0   
0065737547                           O            01/01/14              
0                                                                       

2745879          429/429             F           55,000.00         ZZ   
                                  180         55,000.00          1
13801 FOUNTAIN ROAD                7.500            509.86         36   
                                     7.250            509.86      154,500.00
OCEAN CITY       MD   21842          2            02/03/99         00   
0065772393                           05           04/01/99          0   
0065772393                           O            03/01/14              
0                                                                       

2745880          429/429             F           32,250.00         ZZ   
                                  180         32,155.76          2
7 WATER STREET                     7.875            305.88         75   
                                     7.625            305.88       43,000.00
JOHNSTOWN        NY   12095          5            01/14/99         00   
0065793421                           05           03/01/99          0   
0065793421                           O            02/01/14              
0                                                                       

2745881          429/429             F           67,000.00         ZZ   
                                  180         66,710.63          1
256 REYNOLDS ROAD                  8.250            650.00         50   
                                     8.000            650.00      135,000.00
FORT EDWARD      NY   12828          5            01/14/99         00   
0065794303                           05           03/01/99          0   
0065794303                           O            02/01/14              
0                                                                       

1                                                                               

2745882          429/429             F           33,769.00         ZZ   
                                  180         33,490.25          1
225 CENTER STREET                  7.500            313.05         44   
                                     7.250            313.05       78,000.00
CORINTH          NY   12822          2            12/22/98         00   
0065799691                           05           02/01/99          0   
0065799691                           O            01/01/14              
0                                                                       

2745883          429/429             F           65,000.00         ZZ   
                                  180         64,635.37          2
360 SPRUCE STREET                  8.375            635.33         60   
                                     8.125            635.33      110,000.00
AURORA           IL   60505          5            12/31/98         00   
0065823141                           05           02/01/99          0   
0065823141                           N            01/01/14              
0                                                                       

2745885          429/429             F          180,000.00         ZZ   
                                  180        179,450.38          1
54 ROYDEN DRIVE EAST               7.375          1,655.87         70   
                                     7.125          1,655.87      260,000.00
MERRICK          NY   11566          5            01/19/99         00   
0065828143                           05           03/01/99          0   
0065828143                           O            02/01/14              
0                                                                       

2745886          429/429             F           56,250.00         ZZ   
                                  180         55,894.01          2
24 UNION STREET                    7.000            505.60         69   
                                     6.750            505.60       82,000.00
WINCHESTER       CT   06098          1            12/16/98         00   
0065830326                           05           02/01/99          0   
0065830326                           O            01/01/14              
0                                                                       

2745887          429/429             F          196,000.00         ZZ   
                                  180        194,825.32          2
135-02 87TH AVENUE                 7.625          1,830.90         66   
                                     7.375          1,830.90      300,000.00
KEW GARDENS      NY   11418          5            12/14/98         00   
0065830661                           05           02/01/99          0   
0065830661                           O            01/01/14              
0                                                                       

2745888          429/429             F          102,500.00         ZZ   
                                  180        101,851.35          1
32 WHIPPLEWILL ROAD                7.000            921.30         67   
                                     6.750            921.30      155,000.00
1                                                                               

NEW BOSTON       NH   03070          2            12/17/98         00   
0066091543                           05           02/01/99          0   
0066091543                           O            01/01/14              
0                                                                       

2745889          429/429             F          299,249.00         ZZ   
                                  180        293,967.36          1
318 SUGAR LOAF DRIVE               6.875          2,668.87         77   
                                     6.625          2,668.87      393,000.00
PALMDALE         CA   93551          2            12/15/98         00   
0066166179                           05           02/01/99          0   
0066166179                           O            01/01/14              
0                                                                       

2745890          429/429             F           93,000.00         ZZ   
                                  180         91,722.19          1
306 SOUTH MAMMOTH ROAD             7.625            868.75         69   
                                     7.375            868.75      135,000.00
MANCHESTER       NH   03109          5            01/28/99         00   
0066207894                           05           03/01/99          0   
0066207894                           O            02/01/14              
0                                                                       

2745891          429/429             F           90,000.00         ZZ   
                                  180         89,448.68          1
1665 LEXINGTON AVENUE SOUTH        7.375            827.94         59   
                                     7.125            827.94      155,000.00
MENDOTA HEIGHTS  MN   55118          5            12/23/98         00   
0066251184                           05           02/01/99          0   
0066251184                           O            01/01/14              
0                                                                       

2745892          429/429             F          176,250.00         ZZ   
                                  180        175,717.70          1
474 BROWNS TRACE ROAD              7.500          1,633.86         75   
                                     7.250          1,633.86      235,000.00
JERICHO          VT   05465          5            01/29/99         00   
0066835828                           05           03/01/99          0   
0066835828                           O            02/01/14              
0                                                                       

2745893          429/429             F           25,000.00         ZZ   
                                  180         24,922.82          1
1024 SOUTH 16TH AVENUE             7.250            228.22         42   
                                     7.000            228.22       60,000.00
ST. CLOUD        MN   56301          5            01/29/99         00   
5000000496                           05           03/01/99          0   
5000000496                           O            02/01/14              
0                                                                       
1                                                                               

2746770          K08/G02             F           25,400.00         ZZ   
                                  180         25,400.00          1
2110 WILCREST UNIT #220            7.875            240.91         95   
                                     7.625            240.91       26,780.00
HOUSTON          TX   77077          1            02/18/99         04   
0411272883                           01           04/01/99         30   
0411272883                           O            03/01/14              
0                                                                       

2746786          K08/G02             F           55,000.00         ZZ   
                                  180         55,000.00          1
8506 BRONSON STREET                7.875            521.65         67   
                                     7.625            521.65       82,500.00
HOUSTON          TX   77034          5            02/12/99         00   
0411245277                           05           04/01/99          0   
0411245277                           O            03/01/14              
0                                                                       

2747445          K08/G02             F           23,100.00         ZZ   
                                  180         23,100.00          1
213 NORTH LOWELL STREET            8.500            227.47         55   
                                     8.250            227.47       42,000.00
CASPER           WY   82601          5            02/19/99         00   
0411288665                           05           04/01/99          0   
0411288665                           N            03/01/14              
0                                                                       

2747455          K08/G02             F           33,400.00         ZZ   
                                  180         33,400.00          1
3617 BRAMBLETON PLACE              7.500            309.62         72   
                                     7.250            309.62       47,000.00
FOREST HILL      TX   76140          2            02/19/99         00   
0411273485                           05           04/01/99          0   
0411273485                           N            03/01/14              
0                                                                       

2747457          K08/G02             F           33,600.00         ZZ   
                                  180         33,600.00          1
2962 LANA CIRCLE                   7.625            313.87         73   
                                     7.375            313.87       46,500.00
FORT WORTH       TX   76140          2            02/19/99         00   
0411273253                           05           04/01/99          0   
0411273253                           N            03/01/14              
0                                                                       

2748134          K08/G02             F           60,800.00         ZZ   
                                  180         60,800.00          1
1                                                                               

801 COUNTRY CLUB DRIVE             7.125            550.75         80   
                                     6.875            550.75       76,000.00
TAMPA            FL   33612          5            02/11/99         00   
0411284979                           05           04/01/99          0   
0411284979                           O            03/01/14              
0                                                                       

2748672          K08/G02             F          100,000.00         ZZ   
                                  180        100,000.00          1
3630 MARJEAN DR                    6.875            891.85         80   
                                     6.625            891.85      125,000.00
PENSACOLA        FL   32504          2            02/18/99         00   
0411284037                           05           04/01/99          0   
0411284037                           O            03/01/14              
0                                                                       

2748693          K08/G02             F           38,600.00         ZZ   
                                  180         38,600.00          1
8409 FOREST HILLS DR               6.875            344.26         69   
                                     6.625            344.26       56,000.00
CORAL SPRINGS    FL   33065          1            02/23/99         00   
0411304025                           01           04/01/99          0   
0411304025                           O            03/01/14              
0                                                                       

2748695          K08/G02             F           96,800.00         ZZ   
                                  180         96,800.00          2
4105-07 N. 31ST. STREET            8.250            939.10         80   
                                     8.000            939.10      121,000.00
SAINT JOSEPH     MO   64505          5            02/23/99         00   
0411230402                           05           04/01/99          0   
0411230402                           N            03/01/14              
0                                                                       

2748696          K08/G02             F           69,200.00         ZZ   
                                  180         69,200.00          1
3313 BECK ROAD                     8.250            671.34         80   
                                     8.000            671.34       86,500.00
SAINT JOSEPH     MO   64505          5            02/23/99         00   
0411230386                           05           04/01/99          0   
0411230386                           N            03/01/14              
0                                                                       

2749255          K08/G02             F           50,500.00         ZZ   
                                  180         50,500.00          1
7708 W SR 28                       7.750            475.34         72   
                                     7.500            475.34       71,000.00
MUNCIE           IN   47304          5            02/19/99         00   
0411283757                           05           04/01/99          0   
1                                                                               

0411283757                           O            03/01/14              
0                                                                       

2749269          K08/G02             F           70,500.00         ZZ   
                                  180         70,500.00          1
283 RIPSON BRIDGE AVE              7.125            638.61         58   
                                     6.875            638.61      123,000.00
SORENTO          IL   62086          2            02/19/99         00   
0411061914                           05           04/01/99          0   
0411061914                           O            03/01/14              
0                                                                       

2749277          K08/G02             F          107,600.00         ZZ   
                                  180        107,600.00          1
12 LEEWARD WAY                     7.250            982.24         80   
                                     7.000            982.24      134,500.00
PITTSBURG        CA   94565          2            02/12/99         00   
0411269517                           05           04/01/99          0   
0411269517                           O            03/01/14              
0                                                                       

2749283          K08/G02             F           34,500.00         ZZ   
                                  180         34,500.00          1
7501 COLFAX DR                     8.375            337.21         35   
                                     8.125            337.21      100,500.00
ROWLETT          TX   75089          5            02/19/99         00   
0411277056                           05           04/01/99          0   
0411277056                           O            03/01/14              
0                                                                       

2749290          K08/G02             F          105,600.00         ZZ   
                                  180        105,600.00          1
115 CONCORD STREET                 6.750            934.46         80   
                                     6.500            934.46      132,000.00
VALLEJO          CA   94591          2            02/18/99         00   
0411259187                           05           04/01/99          0   
0411259187                           O            03/01/14              
0                                                                       

2750078          K08/G02             F           64,000.00         ZZ   
                                  180         64,000.00          1
3003 SOUTH 900 WEST                7.750            602.42         80   
                                     7.500            602.42       80,000.00
SAN PIERRE       IN   46374          1            02/25/99         00   
0411281751                           05           04/01/99          0   
0411281751                           O            03/01/14              
0                                                                       

1                                                                               

2750104          K08/G02             F          127,100.00         ZZ   
                                  180        127,100.00          1
147 KIEHNERS ROAD                  7.625          1,187.28         75   
                                     7.375          1,187.28      169,500.00
SCHUYLKILL HAVE  PA   17972          5            01/28/99         00   
0411261977                           05           04/01/99          0   
0411261977                           O            03/01/14              
0                                                                       

2751863          K08/G02             F           26,000.00         ZZ   
                                  180         26,000.00          1
20206 ORLEANS                      7.500            241.02         40   
                                     7.250            241.02       66,000.00
HIGHLAND PARK    MI   48203          5            02/23/99         00   
0411299852                           05           04/01/99          0   
0411299852                           O            03/01/14              
0                                                                       

2751910          K08/G02             F          104,250.00         ZZ   
                                  180        104,250.00          1
6116 RAVENDALE LANE                7.625            973.83         75   
                                     7.375            973.83      139,000.00
DALLAS           TX   75214          5            02/23/99         00   
0411288970                           05           04/01/99          0   
0411288970                           O            03/01/14              
0                                                                       

2751962          K08/G02             F          102,000.00         ZZ   
                                  180        102,000.00          1
10135 APPLECREEK                   7.500            945.55         68   
                                     7.250            945.55      151,000.00
DALLAS           TX   75243          5            02/22/99         00   
0411233661                           05           04/01/99          0   
0411233661                           O            03/01/14              
0                                                                       

2751977          K08/G02             F          326,500.00         ZZ   
                                  180        326,500.00          1
2615 SAGITTARIUS DRIVE             7.625          3,049.93         80   
                                     7.375          3,049.93      410,000.00
RENO             NV   89509          5            02/19/99         00   
0411276470                           05           04/01/99          0   
0411276470                           O            03/01/14              
0                                                                       

2752052          K08/G02             F           89,500.00         ZZ   
                                  180         89,500.00          2
108 BERRELLESSA STREET             7.750            842.44         60   
                                     7.500            842.44      150,000.00
1                                                                               

MARTINEZ         CA   94553          2            02/18/99         00   
0411203235                           05           04/01/99          0   
0411203235                           N            03/01/14              
0                                                                       

2752054          K08/G02             F           57,500.00         ZZ   
                                  180         57,500.00          2
2021 SYCAMORE UNIT A & B           7.500            533.03         60   
                                     7.250            533.03       96,000.00
NIXA             MO   65714          5            02/26/99         00   
0411248321                           05           04/01/99          0   
0411248321                           N            03/01/14              
0                                                                       

2752695          K08/G02             F          241,500.00         ZZ   
                                  180        241,500.00          1
102 MICHELE CIRLCE                 7.875          2,290.51         75   
                                     7.625          2,290.51      322,000.00
NOVATO           CA   94947          5            02/19/99         00   
0411304793                           05           04/01/99          0   
0411304793                           O            03/01/14              
0                                                                       

2752709          K08/G02             F          112,000.00         ZZ   
                                  180        112,000.00          1
19128 WINDMILL LANE                7.625          1,046.23         80   
                                     7.375          1,046.23      140,000.00
DALLAS           TX   75252          5            02/25/99         00   
0411296221                           05           04/01/99          0   
0411296221                           O            03/01/14              
0                                                                       

2754750          286/286             F          189,000.00         ZZ   
                                  180        187,332.30          2
252 KINDERKAMACK RD                7.875          1,792.58         75   
                                     7.625          1,792.58      252,000.00
HILLSDALE        NJ   07642          5            11/25/98         00   
0008746937                           05           01/01/99          0   
0008746937                           O            12/01/13              
0                                                                       

2754757          286/286             F          203,500.00         ZZ   
                                  180        202,239.80          1
2 CATTAIL DR                       7.250          1,857.68         68   
                                     7.000          1,857.68      300,000.00
MOUNT LAUREL     NJ   08054          2            12/16/98         00   
0008970116                           03           02/01/99          0   
0008970116                           O            01/01/14              
0                                                                       
1                                                                               

2754761          286/286             F          113,310.00         ZZ   
                                  180        112,592.92          1
2219 MAPLE ST                      7.000          1,018.47         90   
                                     6.750          1,018.47      126,000.00
VIRGINIA BEACH   VA   23451          1            12/15/98         11   
0009002898                           05           02/01/99         25   
0009002898                           N            01/01/14              
0                                                                       

2754768          286/286             F          116,000.00         ZZ   
                                  180        115,664.77          3
967-969 MAIN ST                    8.000          1,108.56         58   
                                     7.750          1,108.56      202,000.00
TEWKSBURY        MA   01876          2            01/13/99         00   
0009352237                           05           03/01/99          0   
0009352237                           N            02/01/14              
0                                                                       

2755425          K08/G02             F           44,600.00         ZZ   
                                  180         44,600.00          1
111 DIANAH STREET                  7.875            423.01         79   
                                     7.625            423.01       57,000.00
PENSACOLA        FL   32503          2            03/01/99         00   
0411296122                           05           04/01/99          0   
0411296122                           O            03/01/14              
0                                                                       

2755453          K08/G02             F           55,000.00         ZZ   
                                  180         55,000.00          1
8665 JOSEPHINE AVENUE              7.625            513.77         46   
                                     7.375            513.77      121,000.00
DES PLAINES      IL   60016          5            03/01/99         00   
0411304629                           09           04/01/99          0   
0411304629                           O            03/01/14              
0                                                                       

2755466          K08/G02             F           98,000.00         ZZ   
                                  180         98,000.00          1
532 BRUCE ROAD                     8.000            936.54         80   
                                     7.750            936.54      123,000.00
GATLINBURG       TN   37738          1            03/05/99         00   
0411297609                           05           04/01/99          0   
0411297609                           O            03/01/14              
0                                                                       
1                                                                               

TOTAL NUMBER OF LOANS   :      2,050                                      

TOTAL ORIGINAL BALANCE  :   211,975,840.79                                

TOTAL PRINCIPAL BALANCE :   209,460,058.53                                

TOTAL ORIGINAL P+I      :     1,974,073.25                                

TOTAL CURRENT P+I       :     1,974,073.23                                

     ***************************
     *      END OF REPORT      *
     ***************************
1                                                                               

RUN ON     : 03/25/99           RFC DISCLOSURE SYSTEM       RFFSDFIX-01     
 AT         : 10.11.12           FIXED PASSTHRU REPORT       AMORTIZED BALANCE
 SERIES     : RALI 1999-QS4                                  CUTOFF : 03/01/99
POOL       : 0004364                                                        
:                                                     
:                                                     
POOL STATUS: F                                                              

RFC LOAN NUMBER                      SUB SERV FEE                       
PRINCIPAL BALANCE                    MSTR SERV FEE                      
CURR NOTE RATE                       ALL EXP                            
RFC NET RATE                         MISC EXP                           
NET MTG RATE(INVSTR RATE)            SPREAD                             
POST STRIP RATE                      STRIP                              
  ------------------------------------------------------------------------------

1587465                              .2500                          
82,994.56                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1594243                              .2500                          
66,686.71                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

1608652                              .2500                          
141,208.70                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1628877                              .2500                          
96,790.30                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

1629089                              .2500                          
218,233.10                           .0800                          
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1631696                              .2500                          
59,818.91                           .0800                         
8.7500                         .0000                    
8.5000                         .0000                    
8.4200                         .0000                    
6.2500                        2.1700                    
1                                                                               

1635305                              .2500                          
39,745.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1636326                              .2500                          
52,093.15                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1641245                              .2500                          
109,600.15                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1641303                              .2500                          
84,309.53                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1641374                              .2500                          
75,842.37                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1643346                              .2500                          
30,226.08                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1643378                              .2500                          
35,152.32                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1646734                              .2500                          
80,325.90                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    
1                                                                               

1648050                              .2500                          
144,124.23                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1649204                              .2500                          
103,135.69                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1649258                              .2500                          
62,771.22                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1649737                              .2500                          
50,971.62                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1651845                              .2500                          
204,057.84                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1653538                              .2500                          
28,724.56                           .0800                         
8.7500                         .0000                    
8.5000                         .0000                    
8.4200                         .0000                    
6.2500                        2.1700                    

1654127                              .2500                          
98,439.92                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1656572                              .2500                          
60,311.90                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    
1                                                                               

1672889                              .2500                          
127,142.21                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1676549                              .2500                          
51,659.46                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1683686                              .2500                          
174,462.10                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1695359                              .2500                          
153,459.95                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1696354                              .2500                          
67,224.94                           .0800                         
8.7500                         .0000                    
8.5000                         .0000                    
8.4200                         .0000                    
6.2500                        2.1700                    

1696779                              .2500                          
39,366.97                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1701379                              .2500                          
28,877.53                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1707840                              .2500                          
53,219.51                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    
1                                                                               

1713291                              .2500                          
37,293.51                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1713793                              .2500                          
87,719.83                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1714215                              .2500                          
100,343.71                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1714479                              .2500                          
59,823.90                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1714486                              .2500                          
44,471.74                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1714509                              .2500                          
25,683.48                           .0800                         
8.7500                         .0000                    
8.5000                         .0000                    
8.4200                         .0000                    
6.2500                        2.1700                    

1714591                              .2500                          
136,415.32                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1719352                              .2500                          
46,136.10                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    
1                                                                               

1729899                              .2500                          
15,188.69                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1738441                              .2500                          
57,806.35                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1739186                              .2500                          
55,338.19                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1740380                              .2500                          
31,848.91                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1741895                              .2500                          
23,991.18                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1747854                              .2500                          
150,716.81                           .0800                          
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

1748492                              .2500                          
221,511.87                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1750933                              .2500                          
85,436.62                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    
1                                                                               

1751375                              .2500                          
390,134.86                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1751613                              .2500                          
16,444.74                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1752631                              .2500                          
37,147.80                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1756264                              .2500                          
261,986.80                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1756471                              .2500                          
38,920.02                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1757847                              .2500                          
40,558.14                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1758158                              .2500                          
27,905.33                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
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1759416                              .2500                          
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1                                                                               

1760260                              .2500                          
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1760420                              .2500                          
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1762222                              .2500                          
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1762427                              .2500                          
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1764029                              .2500                          
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1765281                              .2500                          
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1765736                              .2500                          
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1765835                              .2500                          
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1                                                                               

1765991                              .2500                          
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1770109                              .2500                          
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1773960                              .2500                          
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1775356                              .2500                          
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1775982                              .2500                          
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1776409                              .2500                          
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1776767                              .2500                          
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1779475                              .2500                          
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1                                                                               

1779679                              .2500                          
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1780154                              .2500                          
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1780812                              .2500                          
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1781170                              .2500                          
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1783904                              .2500                          
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1783986                              .2500                          
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1790386                             1.2500                          
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1790551                              .2500                          
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1                                                                               

1791877                              .2500                          
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1792099                              .2500                          
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1793247                              .2500                          
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1794082                              .2500                          
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1794122                              .2500                          
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1794223                              .2500                          
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1794577                              .2500                          
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1794734                              .2500                          
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1                                                                               

1794767                              .2500                          
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1794784                              .2500                          
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1794825                              .2500                          
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1794871                              .2500                          
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1794892                              .2500                          
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1794987                              .2500                          
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1795540                              .2500                          
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1795565                              .2500                          
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1                                                                               

1795871                              .2500                          
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1796197                              .2500                          
98,948.29                           .0800                         
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1797314                              .2500                          
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1798386                              .2500                          
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1799079                              .2500                          
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1799121                              .2500                          
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1799140                              .2500                          
196,723.67                           .0800                          
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1799352                              .2500                          
135,185.28                           .0800                          
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1                                                                               

1800410                              .2500                          
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1800435                              .2500                          
53,783.19                           .0800                         
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1801162                              .2500                          
303,668.46                           .0800                          
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1801367                              .2500                          
68,739.65                           .0800                         
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1803335                              .2500                          
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1804483                              .2500                          
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1804847                              .2500                          
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1805042                              .2500                          
49,079.67                           .0800                         
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1                                                                               

1805205                              .2500                          
79,787.92                           .0800                         
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1805531                              .2500                          
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1806540                              .2500                          
96,705.71                           .0800                         
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1806653                              .2500                          
345,685.68                           .0800                          
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1807836                              .2500                          
55,809.98                           .0800                         
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1808156                              .2500                          
23,663.57                           .0800                         
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1808180                              .2500                          
102,486.10                           .0800                          
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1808630                              .2500                          
59,299.47                           .0800                         
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1                                                                               

1809417                              .2500                          
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1809439                              .2500                          
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1809450                              .2500                          
21,911.67                           .0800                         
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1809484                              .2500                          
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1809507                              .2500                          
72,953.41                           .0800                         
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1809510                              .2500                          
44,551.89                           .0800                         
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1809517                              .2500                          
43,558.95                           .0800                         
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1809519                              .2500                          
45,690.04                           .0800                         
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1                                                                               

1809520                              .2500                          
24,382.61                           .0800                         
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1809532                              .2500                          
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1809533                              .2500                          
76,016.68                           .0800                         
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1809544                              .2500                          
33,478.83                           .0800                         
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1809551                              .2500                          
35,240.90                           .0800                         
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1809555                              .2500                          
38,997.05                           .0800                         
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1809561                              .2500                          
42,197.26                           .0800                         
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1809563                              .2500                          
52,897.23                           .0800                         
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1                                                                               

1809606                              .2500                          
55,305.21                           .0800                         
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1810527                              .2500                          
206,805.63                           .0800                          
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1811579                              .2500                          
65,909.76                           .0800                         
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1811849                              .2500                          
49,184.82                           .0800                         
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1811858                              .2500                          
51,603.75                           .0800                         
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1813427                              .2500                          
254,750.55                           .0800                          
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1814357                              .2500                          
99,207.04                           .0800                         
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1814602                              .2500                          
47,738.66                           .0800                         
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1                                                                               

1815479                              .2500                          
120,591.05                           .0800                          
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1815576                              .2500                          
39,543.07                           .0800                         
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1815851                              .2500                          
50,417.12                           .0800                         
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1816746                              .2500                          
99,801.67                           .0800                         
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1817379                              .2500                          
90,145.53                           .0800                         
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1817462                              .2500                          
524,708.03                           .0800                          
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1817978                              .2500                          
95,372.51                           .0800                         
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1818996                              .2500                          
99,068.29                           .0800                         
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1                                                                               

1819354                              .2500                          
133,423.81                           .0800                          
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1822004                              .2500                          
31,315.00                           .0800                         
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1822325                              .2500                          
85,629.26                           .0800                         
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1824722                              .2500                          
632,605.91                           .0800                          
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1825258                              .2500                          
49,185.93                           .0800                         
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1825285                              .2500                          
44,521.64                           .0800                         
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1825457                              .2500                          
278,567.12                           .0800                          
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1825482                              .2500                          
52,180.81                           .0800                         
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1                                                                               

1825805                              .2500                          
49,700.33                           .0800                         
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1826067                              .2500                          
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1826075                              .2500                          
98,726.92                           .0800                         
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1826090                              .2500                          
44,274.08                           .0800                         
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1826206                              .2500                          
118,568.09                           .0800                          
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1826222                              .2500                          
44,197.79                           .0800                         
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1826862                              .2500                          
475,484.05                           .0800                          
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1827071                              .2500                          
84,199.45                           .0800                         
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1                                                                               

1827073                              .2500                          
81,177.35                           .0800                         
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1827077                              .2500                          
81,177.35                           .0800                         
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1827081                              .2500                          
81,177.35                           .0800                         
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1827084                              .2500                          
81,177.35                           .0800                         
7.8750                         .0000                    
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1827918                              .2500                          
92,096.85                           .0800                         
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1828143                              .2500                          
299,833.46                           .0800                          
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6.7950                         .0000                    
6.2500                         .5450                    

1828266                              .2500                          
59,820.77                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
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1828385                              .2500                          
154,685.43                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1828446                              .2500                          
66,748.59                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1828487                              .2500                          
101,685.13                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1828588                              .2500                          
97,437.93                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1828743                              .2500                          
609,888.26                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1828951                              .2500                          
79,024.46                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1829149                              .2500                          
62,979.21                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1829245                              .2500                          
159,614.40                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1829390                              .2500                          
32,024.86                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    
1                                                                               

1829483                              .2500                          
147,065.79                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1829530                              .2500                          
325,952.84                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1829620                              .2500                          
241,006.72                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1829646                              .2500                          
64,637.29                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1829842                              .2500                          
70,974.83                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1829861                              .2500                          
111,243.80                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830201                              .2500                          
242,186.22                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1830202                              .2500                          
39,401.38                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1830204                              .2500                          
44,304.29                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830205                              .2500                          
56,325.16                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1830206                              .2500                          
723,394.00                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1830207                              .2500                          
102,264.92                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1830208                              .2500                          
196,186.74                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1830209                              .2500                          
118,184.77                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1830210                              .2500                          
92,414.95                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1830211                              .2500                          
56,236.26                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1830212                              .2500                          
98,470.90                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1830213                              .2500                          
479,423.61                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830214                              .2500                          
164,100.72                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830216                              .2500                          
135,311.23                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830217                              .2500                          
72,326.95                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1830218                              .2500                          
132,868.24                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1830220                              .2500                          
70,331.74                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1830221                              .2500                          
73,790.16                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1830222                              .2500                          
106,870.03                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1830224                              .2500                          
50,130.07                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1830225                              .2500                          
133,685.15                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1830226                              .2500                          
138,400.80                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1830227                              .2500                          
96,968.43                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830229                              .2500                          
91,712.54                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1830231                              .2500                          
56,982.42                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1830232                              .2500                          
77,331.37                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1830233                              .2500                          
77,239.42                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830234                              .2500                          
66,248.60                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1830235                              .2500                          
57,360.65                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1830236                              .2500                          
50,186.01                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1830237                              .2500                          
124,031.56                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1830238                              .2500                          
516,798.16                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1830239                              .2500                          
46,235.43                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1830240                              .2500                          
53,911.06                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1830242                              .2500                          
126,893.33                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830244                              .2500                          
345,685.64                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830246                              .2500                          
43,727.69                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830247                              .2500                          
53,263.77                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830249                              .2500                          
59,720.85                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1830250                              .2500                          
39,795.34                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830251                              .2500                          
286,425.25                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830252                              .2500                          
113,039.60                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1830253                              .2500                          
41,286.44                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1830254                              .2500                          
147,469.24                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1830255                              .2500                          
43,059.12                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1830256                              .2500                          
39,368.34                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1830257                              .2500                          
199,210.70                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1830260                              .2500                          
306,053.49                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1830261                              .2500                          
107,205.29                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1830262                              .2500                          
51,866.19                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1830264                              .2500                          
134,882.53                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830265                              .2500                          
63,809.15                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1830266                              .2500                          
72,090.40                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1830267                              .2500                          
74,707.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830268                              .2500                          
260,815.37                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1830269                              .2500                          
68,046.12                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1830270                              .2500                          
180,621.40                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1830271                              .2500                          
94,532.06                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1830272                              .2500                          
55,134.46                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1830273                              .2500                          
125,957.09                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1830274                              .2500                          
39,368.34                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1830275                              .2500                          
48,922.06                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1830276                              .2500                          
124,134.81                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830277                              .2500                          
46,501.28                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1830278                              .2500                          
107,339.83                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1830502                              .2500                          
116,431.32                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1830508                              .2500                          
130,115.76                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1830721                              .2500                          
37,346.77                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1830774                              .2500                          
61,446.92                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1830819                              .2500                          
49,533.84                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1830938                              .2500                          
65,723.56                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1831034                              .2500                          
38,539.66                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1831117                              .2500                          
23,941.37                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1831304                              .2500                          
54,514.69                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1831347                              .2500                          
51,152.37                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1831367                              .2500                          
53,940.59                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1831405                              .2500                          
42,986.52                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1831432                              .2500                          
38,539.66                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1831457                              .2500                          
38,539.66                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1831481                              .2500                          
38,539.66                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1831641                              .2500                          
421,581.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1831653                              .2500                          
83,737.94                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1831673                              .2500                          
49,390.28                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1831812                              .2500                          
99,073.98                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1831968                              .2500                          
52,452.50                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1831997                              .2500                          
100,015.33                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1832023                              .2500                          
87,077.14                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1832261                              .2500                          
74,707.38                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1832346                              .2500                          
78,036.66                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1832463                              .2500                          
29,927.36                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    
1                                                                               

1832567                              .2500                          
28,018.98                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1832668                              .2500                          
34,568.58                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1832677                              .2500                          
34,582.34                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1832683                              .2500                          
34,568.58                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1832833                              .2500                          
32,504.15                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1832835                              .2500                          
64,078.00                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1832842                              .2500                          
60,120.16                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1832868                              .2500                          
34,389.25                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1832917                              .2500                          
335,898.62                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1832962                              .2500                          
108,306.29                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1833044                              .2500                          
109,468.07                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1833280                              .2500                          
50,255.20                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1833315                              .2500                          
54,204.44                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1833319                              .2500                          
52,353.69                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1833321                              .2500                          
56,341.70                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1833415                              .2500                          
57,739.13                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1833487                              .2500                          
81,504.80                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1833565                              .2500                          
69,138.12                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1833658                              .2500                          
49,549.06                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1834003                              .2500                          
39,635.30                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1834079                              .2500                          
56,513.36                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1834101                              .2500                          
35,446.09                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1834108                              .2500                          
165,732.21                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1834122                              .2500                          
53,955.50                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1835377                              .2500                          
160,496.90                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1835754                              .2500                          
37,459.11                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1835759                              .2500                          
149,809.76                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1836300                              .2500                          
98,832.46                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1836387                              .2500                          
142,597.62                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1836421                              .2500                          
123,835.38                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1836484                              .2500                          
48,917.74                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1836513                              .2500                          
152,201.95                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1836536                              .2500                          
47,581.09                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1836541                              .2500                          
59,233.38                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1836558                              .2500                          
141,876.65                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1836670                              .2500                          
122,633.96                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1837100                              .2500                          
114,883.72                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1837106                              .2500                          
112,579.54                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1837342                              .2500                          
39,507.45                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1837760                              .2500                          
107,780.57                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1837766                              .2500                          
131,924.22                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1837857                              .2500                          
70,683.27                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1837875                              .2500                          
44,468.85                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1837910                              .2500                          
20,128.64                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1838438                              .2500                          
32,107.80                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1838524                              .2500                          
157,907.60                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1838550                              .2500                          
98,135.96                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1838576                              .2500                          
31,810.50                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1838618                              .2500                          
27,654.85                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1838633                              .2500                          
573,690.48                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1838661                              .2500                          
99,157.44                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1838681                              .2500                          
130,390.35                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1838724                              .2500                          
49,563.61                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1838758                              .2500                          
63,211.28                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1838822                              .2500                          
47,451.70                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1838862                              .2500                          
109,108.26                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

1838908                              .2500                          
83,963.50                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1839294                              .2500                          
37,357.84                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1839367                              .2500                          
78,385.03                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1839415                              .2500                          
314,871.32                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1839449                              .2500                          
84,241.76                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1839453                              .2500                          
39,884.41                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1839457                              .2500                          
74,124.34                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1839500                              .2500                          
145,126.99                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1839531                              .2500                          
218,786.95                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1839741                              .2500                          
64,759.80                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1839744                              .2500                          
33,891.57                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1839754                              .2500                          
103,705.69                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1839763                              .2500                          
28,596.98                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1839770                              .2500                          
67,152.70                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1839786                              .2500                          
86,127.35                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1839825                              .2500                          
39,639.27                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1839862                              .2500                          
105,708.97                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1839965                              .2500                          
48,199.66                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1839969                              .2500                          
67,080.95                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1839971                              .2500                          
51,578.59                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1839974                              .2500                          
77,079.33                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1839978                              .2500                          
49,839.44                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1840065                              .2500                          
45,850.21                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1840298                              .2500                          
96,778.89                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1840491                              .2500                          
39,171.71                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1840572                              .2500                          
40,241.77                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1840639                              .2500                          
95,516.78                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1840654                              .2500                          
102,090.10                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1840698                              .2500                          
18,358.73                           .0800                         
9.5000                         .0000                    
9.2500                         .0000                    
9.1700                         .0000                    
6.2500                        2.9200                    

1840704                              .2500                          
88,067.06                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1840723                              .2500                          
25,074.08                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1840937                              .2500                          
71,338.11                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1841144                              .2500                          
100,143.20                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1841170                              .2500                          
57,752.51                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1841237                              .2500                          
80,967.24                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1841267                              .2500                          
82,953.36                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1841272                              .2500                          
28,432.61                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1841290                              .2500                          
103,499.68                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1841301                              .2500                          
68,427.17                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1841320                              .2500                          
94,280.69                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1841395                              .2500                          
192,800.00                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1841670                              .2500                          
185,286.80                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1841853                              .2500                          
57,615.95                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1841859                              .2500                          
39,021.86                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1841866                              .2500                          
46,245.32                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1841960                              .2500                          
119,272.91                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1842008                              .2500                          
140,669.62                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1842239                              .2500                          
28,452.58                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1842281                              .2500                          
345,544.28                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1842294                              .2500                          
389,000.22                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842298                              .2500                          
52,809.60                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842301                              .2500                          
77,615.69                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1842303                              .2500                          
317,114.08                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842306                              .2500                          
25,940.16                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1842336                              .2500                          
394,713.81                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1842362                              .2500                          
86,979.97                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1842402                              .2500                          
88,234.41                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1842497                              .2500                          
128,524.93                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842552                              .2500                          
39,137.65                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1842565                              .2500                          
104,771.94                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1842570                              .2500                          
24,915.26                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1842578                              .2500                          
128,414.74                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1842581                              .2500                          
20,794.34                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1842583                              .2500                          
227,008.68                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1842588                              .2500                          
47,958.75                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1842647                              .2500                          
121,666.44                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842685                              .2500                          
25,439.19                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1842686                              .2500                          
88,377.36                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1842687                              .2500                          
68,752.48                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1842690                              .2500                          
55,491.58                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842691                              .2500                          
156,053.40                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842692                              .2500                          
71,291.80                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1842693                              .2500                          
73,200.12                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1842695                              .2500                          
62,303.02                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1842697                              .2500                          
97,026.85                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1842699                              .2500                          
102,915.56                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1842700                              .2500                          
107,736.98                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1842703                              .2500                          
89,562.47                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1842705                              .2500                          
82,645.02                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1842706                              .2500                          
47,945.33                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    
1                                                                               

1842707                              .2500                          
131,928.91                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1842708                              .2500                          
43,432.14                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1842709                              .2500                          
98,330.35                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1842710                              .2500                          
135,233.18                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1842711                              .2500                          
98,677.56                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1842714                              .2500                          
76,463.71                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1842715                              .2500                          
101,881.99                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1842716                              .2500                          
112,199.88                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    
1                                                                               

1842717                              .2500                          
54,923.95                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1842720                              .2500                          
43,362.68                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1842722                              .2500                          
384,182.94                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1842723                              .2500                          
81,782.25                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1842724                              .2500                          
56,728.70                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842725                              .2500                          
38,531.55                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1842726                              .2500                          
165,019.02                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1842729                              .2500                          
149,647.41                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1842730                              .2500                          
120,446.49                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1842731                              .2500                          
66,264.87                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1842732                              .2500                          
152,912.91                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1842733                              .2500                          
117,743.52                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1842734                              .2500                          
49,235.46                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1842735                              .2500                          
146,325.50                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1842736                              .2500                          
35,973.57                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1842737                              .2500                          
31,856.73                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1842738                              .2500                          
168,733.60                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1842739                              .2500                          
61,619.44                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1842740                              .2500                          
58,137.66                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1842741                              .2500                          
147,113.98                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1842742                              .2500                          
177,683.83                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1842754                              .2500                          
252,585.93                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1842792                              .2500                          
62,780.11                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1842794                              .2500                          
26,451.81                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1842809                              .2500                          
81,965.79                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1843035                              .2500                          
116,947.35                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1843089                              .2500                          
48,607.64                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1843093                              .2500                          
74,451.28                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1843111                              .2500                          
74,536.48                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1843130                              .2500                          
55,483.87                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1843153                              .2500                          
74,536.48                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1843183                              .2500                          
47,576.45                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1843206                              .2500                          
119,687.07                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1843209                              .2500                          
81,083.64                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1843210                              .2500                          
64,426.47                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1843220                              .2500                          
53,249.80                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1843263                              .2500                          
247,770.21                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1843368                              .2500                          
200,000.00                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1843494                              .2500                          
322,982.23                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1843534                              .2500                          
109,082.62                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1843611                              .2500                          
39,549.86                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1843620                              .2500                          
86,693.56                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1843665                              .2500                          
237,811.89                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1843667                              .2500                          
24,726.64                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1843693                              .2500                          
66,326.02                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1843700                              .2500                          
88,815.17                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1843708                              .2500                          
44,468.85                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1843732                              .2500                          
63,354.44                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    
1                                                                               

1843742                              .2500                          
69,395.74                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1843767                              .2500                          
193,711.59                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1843810                              .2500                          
30,649.76                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1843858                              .2500                          
75,755.89                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1843961                              .2500                          
127,962.47                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1843967                              .2500                          
51,198.60                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1843970                              .2500                          
114,207.09                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1843972                              .2500                          
157,046.19                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1843979                              .2500                          
22,152.21                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1843985                              .2500                          
44,292.25                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1843997                              .2500                          
102,645.16                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1843998                              .2500                          
68,377.73                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844037                              .2500                          
80,220.53                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1844053                              .2500                          
54,244.89                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1844084                              .2500                          
54,954.35                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1844096                              .2500                          
55,362.50                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1844363                              .2500                          
34,663.45                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844366                              .2500                          
59,154.95                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1844368                              .2500                          
34,663.45                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844404                              .2500                          
63,422.83                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844433                              .2500                          
51,671.01                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1844438                              .2500                          
49,544.14                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1844447                              .2500                          
69,283.65                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1844455                              .2500                          
102,194.25                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1844461                              .2500                          
97,582.95                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1844550                              .2500                          
35,693.06                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844559                              .2500                          
34,197.54                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844563                              .2500                          
34,895.45                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844679                              .2500                          
49,392.56                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1844687                              .2500                          
57,507.01                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1844688                              .2500                          
68,965.05                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1844691                              .2500                          
110,179.66                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1844692                              .2500                          
73,088.15                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1844693                              .2500                          
34,366.98                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1844695                              .2500                          
47,585.02                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1844696                              .2500                          
45,427.94                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1844699                              .2500                          
77,540.48                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1844700                              .2500                          
41,818.78                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1844701                              .2500                          
47,955.61                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1844702                              .2500                          
83,106.65                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1844704                              .2500                          
379,917.43                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1844705                              .2500                          
76,771.82                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1844706                              .2500                          
80,007.63                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1844708                              .2500                          
32,835.85                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844709                              .2500                          
52,103.97                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1844713                              .2500                          
97,668.33                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1844714                              .2500                          
32,835.85                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844715                              .2500                          
62,347.23                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1844716                              .2500                          
149,291.06                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1844717                              .2500                          
47,258.36                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1844718                              .2500                          
142,997.58                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1844719                              .2500                          
32,835.85                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844720                              .2500                          
329,748.94                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1844721                              .2500                          
110,127.79                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1844722                              .2500                          
190,663.46                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1844723                              .2500                          
32,835.85                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1844724                              .2500                          
93,144.71                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844725                              .2500                          
71,315.26                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1844726                              .2500                          
76,749.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1844728                              .2500                          
100,452.33                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1844729                              .2500                          
57,754.61                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1844894                              .2500                          
310,063.89                           .0300                          
6.5000                         .0000                    
6.2500                         .0000                    
6.2200                         .0000                    
6.2200                         .0000                    

1844904                              .2500                          
30,808.76                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

1844907                              .2500                          
66,718.80                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1844925                              .2500                          
582,875.84                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1845062                              .2500                          
180,734.06                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1845064                              .2500                          
69,382.36                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1845074                              .2500                          
157,918.62                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1845091                              .2500                          
109,100.80                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1845092                              .2500                          
80,957.44                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1845097                              .2500                          
82,552.67                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1845158                              .2500                          
24,756.83                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1845162                              .2500                          
52,021.36                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1845163                              .2500                          
61,149.59                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1845171                              .2500                          
123,488.91                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1845181                              .2500                          
125,903.72                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1845834                              .2500                          
35,699.36                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1845840                              .2500                          
47,401.88                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1845841                              .2500                          
26,023.39                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1845843                              .2500                          
49,553.96                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1845865                              .2500                          
81,214.33                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1845885                              .2500                          
74,515.03                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1845897                              .2500                          
39,395.40                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1846423                              .2500                          
98,900.55                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1846528                              .2500                          
176,034.03                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1846531                              .2500                          
154,288.88                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1846536                              .2500                          
99,068.32                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1846572                              .2500                          
117,308.15                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1846656                              .2500                          
99,068.32                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1846755                              .2500                          
73,876.54                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1846838                              .2500                          
21,589.27                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1846868                              .2500                          
84,778.04                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1846874                              .2500                          
55,251.41                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1846892                              .2500                          
181,385.29                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1846928                              .2500                          
24,256.51                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1846940                              .2500                          
109,018.75                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1847002                              .2500                          
57,935.54                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1847039                              .2500                          
258,113.71                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1847238                              .2500                          
41,376.21                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1847391                              .2500                          
26,750.91                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1847422                              .2500                          
31,528.28                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1847426                              .2500                          
31,528.28                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1847604                              .2500                          
203,518.15                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1847637                              .2500                          
69,837.68                           .0800                         
9.0000                         .0000                    
8.7500                         .0000                    
8.6700                         .0000                    
6.2500                        2.4200                    
1                                                                               

1847638                              .2500                          
41,595.84                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1847639                              .2500                          
55,461.10                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1847641                              .2500                          
57,887.53                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1847643                              .2500                          
52,688.04                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1847659                              .2500                          
135,569.56                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1847670                              .2500                          
39,250.58                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1847859                              .2500                          
45,107.21                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1848170                              .2500                          
89,205.89                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1848218                              .2500                          
323,779.45                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1848237                              .2500                          
250,306.88                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1848256                              .2500                          
125,894.13                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1848264                              .2500                          
71,718.73                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1848265                              .2500                          
101,018.43                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1848269                              .2500                          
60,697.94                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1848273                              .2500                          
178,208.10                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1848274                              .2500                          
95,902.41                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

1848275                              .2500                          
126,732.37                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1848303                              .2500                          
70,980.25                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1848315                              .2500                          
35,378.04                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1848371                              .2500                          
185,331.83                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1848386                              .2500                          
43,896.11                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1848489                              .2500                          
142,916.78                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1848494                              .2500                          
127,782.34                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1848506                              .2500                          
59,657.08                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1848525                              .2500                          
73,629.76                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1848568                              .2500                          
53,489.17                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1848593                              .2500                          
34,691.17                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1848629                              .2500                          
28,256.65                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1848670                              .2500                          
159,061.89                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1848809                              .2500                          
60,634.41                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1848936                              .2500                          
117,582.04                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1849032                              .2500                          
38,473.08                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1849140                              .2500                          
109,830.47                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1849230                              .2500                          
112,575.51                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1849292                              .2500                          
85,198.72                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1849322                              .2500                          
64,413.82                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1849333                              .2500                          
57,171.65                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1849380                              .2500                          
75,276.46                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1849391                              .2500                          
107,088.05                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1849405                              .2500                          
41,633.46                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1849410                              .2500                          
103,844.52                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1849567                              .2500                          
24,229.78                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1849656                              .2500                          
51,042.24                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1849731                              .2500                          
257,644.07                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1849758                              .2500                          
78,899.75                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1849768                              .3750                          
79,013.87                           .0800                         
7.3750                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1849798                              .2500                          
98,047.86                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1849807                              .2500                          
44,594.16                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1849821                              .2500                          
34,590.51                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1849833                              .2500                          
97,568.17                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1849900                              .2500                          
27,056.46                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1849904                              .2500                          
88,878.25                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1849906                              .2500                          
110,989.92                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1849912                              .2500                          
64,622.12                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1849941                              .2500                          
33,944.46                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1849994                              .2500                          
321,526.02                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1850287                              .2500                          
51,809.60                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1850292                              .2500                          
104,499.01                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1850294                              .2500                          
49,058.43                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1850303                              .2500                          
298,101.52                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1850339                              .2500                          
32,017.35                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1850343                              .2500                          
92,609.41                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1850365                              .2500                          
26,449.12                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1850379                              .2500                          
22,968.95                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    
1                                                                               

1850394                              .2500                          
24,781.83                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1850441                              .2500                          
43,611.76                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1850448                              .2500                          
28,000.72                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1850455                              .2500                          
31,222.06                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1850458                              .2500                          
24,549.61                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1850459                              .2500                          
61,019.65                           .0800                         
9.2500                         .0000                    
9.0000                         .0000                    
8.9200                         .0000                    
6.2500                        2.6700                    

1850461                              .2500                          
138,764.69                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1850470                              .2500                          
136,128.47                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1850487                              .2500                          
179,630.63                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1850533                              .2500                          
122,303.60                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1850587                              .2500                          
152,214.77                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1850668                              .2500                          
115,892.01                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1850670                              .2500                          
490,009.93                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1851468                              .2500                          
122,793.87                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1851491                              .2500                          
29,431.99                           .0800                         
9.0000                         .0000                    
8.7500                         .0000                    
8.6700                         .0000                    
6.2500                        2.4200                    

1851501                              .2500                          
73,019.26                           .0800                         
9.2500                         .0000                    
9.0000                         .0000                    
8.9200                         .0000                    
6.2500                        2.6700                    
1                                                                               

1851504                              .2500                          
45,594.11                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1851564                              .2500                          
106,243.70                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1851590                              .2500                          
128,827.59                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1851630                              .2500                          
153,602.14                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1851719                              .2500                          
135,606.98                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1851731                              .2500                          
115,581.52                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1851743                              .2500                          
33,562.51                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1851757                              .2500                          
56,380.92                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1851776                              .2500                          
157,538.33                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1851811                              .2500                          
89,472.31                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1851852                              .2500                          
155,098.38                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1851857                              .2500                          
118,917.77                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1851968                              .2500                          
102,163.41                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1852037                              .2500                          
47,562.36                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1852050                              .2500                          
42,372.80                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1852053                              .2500                          
92,913.68                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1852062                              .2500                          
54,712.95                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1852196                              .2500                          
34,684.34                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1852263                              .2500                          
48,464.17                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1852328                              .2500                          
143,582.06                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1852344                              .2500                          
81,397.03                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1852350                              .2500                          
59,440.98                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1852436                              .2500                          
125,383.77                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1852450                              .2500                          
76,342.60                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    
1                                                                               

1852512                              .2500                          
117,420.60                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1852571                              .2500                          
88,361.10                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1852844                              .2500                          
22,366.61                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1852921                              .2500                          
103,021.92                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1852935                              .2500                          
52,198.90                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1852953                              .2500                          
23,679.74                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1853004                              .2500                          
292,770.26                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1853023                              .2500                          
49,053.60                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1853083                              .2500                          
177,950.49                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1853146                              .2500                          
123,625.50                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1853336                              .2500                          
108,632.93                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1853363                              .2500                          
95,443.29                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1853407                              .2500                          
56,981.44                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1853469                              .2500                          
29,151.76                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1853525                              .2500                          
268,424.63                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1853768                              .2500                          
20,513.33                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1853881                              .2500                          
225,000.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1853929                              .2500                          
50,097.94                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1853935                              .2500                          
51,141.65                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1854063                              .2500                          
131,836.57                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1854086                              .2500                          
97,444.12                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1854206                              .2500                          
113,940.09                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1854208                              .2500                          
68,780.89                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1854237                              .2500                          
87,081.94                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1854252                              .2500                          
41,539.31                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1854254                              .2500                          
49,706.86                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1854257                              .2500                          
139,151.72                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1854287                              .2500                          
166,159.73                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1854345                              .2500                          
26,774.52                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1854360                              .2500                          
78,559.07                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1854364                              .2500                          
102,325.68                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1854518                              .2500                          
38,747.83                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1854547                              .2500                          
99,804.84                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1854569                              .2500                          
68,110.88                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1854583                              .2500                          
161,526.10                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1854728                              .2500                          
69,857.26                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1854757                              .2500                          
33,976.47                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1854764                              .2500                          
124,274.49                           .0800                          
7.9900                         .0000                    
7.7400                         .0000                    
7.6600                         .0000                    
6.2500                        1.4100                    

1854768                              .2500                          
85,738.72                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1854830                              .2500                          
82,784.17                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1854841                              .2500                          
175,418.85                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1854859                              .2500                          
56,367.56                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1854884                              .2500                          
128,309.24                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1854931                              .2500                          
31,632.65                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1854960                              .2500                          
161,568.02                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1854993                              .2500                          
64,008.23                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1855098                              .2500                          
49,043.79                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1855101                              .2500                          
98,740.52                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    
1                                                                               

1855116                              .2500                          
129,203.68                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1855119                              .2500                          
98,203.42                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1855122                              .2500                          
34,241.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1855140                              .2500                          
90,179.31                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1855149                              .2500                          
97,593.27                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1855153                              .2500                          
48,529.28                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1855154                              .2500                          
47,718.56                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1855162                              .2500                          
275,324.78                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1855164                              .2500                          
68,383.14                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1855170                              .2500                          
107,662.95                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1855171                              .2500                          
82,469.04                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1855179                              .2500                          
122,240.73                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1855202                              .2500                          
84,484.98                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1855237                              .2500                          
26,702.70                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1855249                              .2500                          
33,549.91                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1855262                              .2500                          
62,618.27                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1855271                              .2500                          
52,178.41                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1855288                              .2500                          
236,573.60                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1855382                              .2500                          
109,285.97                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1855467                              .2500                          
52,200.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1855526                              .2500                          
65,107.47                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1855530                              .2500                          
69,735.37                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1855588                              .2500                          
43,624.31                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1855640                              .2500                          
131,208.89                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1855715                              .2500                          
245,739.62                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1855725                              .2500                          
64,129.09                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1855742                              .2500                          
75,156.75                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1855814                              .2500                          
49,390.28                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1855838                              .2500                          
141,029.24                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1855840                              .2500                          
57,423.19                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1855848                              .2500                          
85,533.02                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1855850                              .2500                          
347,545.21                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1855934                              .2500                          
297,416.90                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1855982                              .2500                          
103,369.86                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1856016                              .2500                          
49,697.04                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1856020                              .2500                          
79,157.26                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1856022                              .2500                          
49,697.04                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1856023                              .2500                          
53,523.51                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1856025                              .2500                          
64,654.60                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1856027                              .2500                          
63,590.59                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1856139                              .2500                          
127,147.48                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1856174                              .2500                          
285,281.28                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1856199                              .2500                          
167,704.99                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1856312                              .2500                          
46,038.52                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1856315                              .2500                          
162,939.53                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1856317                              .2500                          
139,114.04                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1856403                              .2500                          
26,724.38                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1856583                              .2500                          
94,404.93                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1856589                              .2500                          
53,278.77                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1856601                              .2500                          
90,359.45                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1856603                              .2500                          
89,036.88                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1856611                              .2500                          
50,847.36                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1856720                              .2500                          
48,712.70                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1856827                              .2500                          
49,706.86                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1856918                              .2500                          
37,150.59                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1857012                              .2500                          
44,420.93                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1857047                              .2500                          
119,355.47                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1857069                              .2500                          
212,601.25                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1857145                              .2500                          
359,243.27                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1857173                              .2500                          
68,324.26                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1857219                              .2500                          
57,459.59                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1857241                              .2500                          
76,892.49                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1857284                              .2500                          
116,456.11                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1857292                              .2500                          
109,602.55                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1857332                              .2500                          
168,877.65                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1857441                              .2500                          
32,205.82                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1857443                              .2500                          
28,194.48                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1857535                              .2500                          
131,208.89                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1857564                              .2500                          
93,921.13                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1857798                              .2500                          
59,476.32                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1857838                              .2500                          
30,657.62                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1857840                              .2500                          
152,474.37                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1857856                              .2500                          
36,977.05                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1857857                              .2500                          
43,739.18                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1857893                              .2500                          
29,430.24                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1857904                              .2500                          
86,688.73                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1857933                              .2500                          
277,967.93                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1857944                              .2500                          
52,181.90                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1857958                              .2500                          
49,508.01                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1857974                              .2500                          
104,370.70                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1858027                              .2500                          
297,109.83                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1858065                              .2500                          
46,466.74                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1858068                              .2500                          
22,359.15                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1858102                              .2500                          
67,117.13                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1858123                              .2500                          
99,439.03                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1858173                              .2500                          
46,963.71                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1858216                              .2500                          
57,819.00                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1858226                              .2500                          
88,472.40                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1858234                              .2500                          
20,889.16                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1858328                              .2500                          
43,037.61                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1858443                              .2500                          
39,757.65                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1858460                              .2500                          
226,463.98                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1858712                              .2500                          
59,640.40                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1858756                              .2500                          
147,151.16                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1858775                              .2500                          
91,279.29                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1858793                              .2500                          
113,975.15                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1858810                              .2500                          
74,406.31                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1858857                              .2500                          
98,704.27                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1858913                              .2500                          
493,480.19                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1858954                              .2500                          
103,922.66                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1858976                              .2500                          
58,149.39                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1859037                              .2500                          
111,825.75                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1859056                              .2500                          
41,873.15                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1859098                              .2500                          
44,484.71                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1859131                              .2500                          
139,586.38                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1859146                              .2500                          
55,904.71                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1859245                              .2500                          
68,629.82                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

1859252                              .2500                          
71,116.41                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

1859267                              .2500                          
90,249.83                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1859297                              .2500                          
38,771.33                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1859389                              .2500                          
68,900.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1859425                              .2500                          
69,793.18                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1859469                              .2500                          
44,607.27                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1859471                              .2500                          
83,614.27                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1859598                              .2500                          
22,365.15                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1859599                              .2500                          
71,587.05                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1859816                              .2500                          
98,598.93                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1859873                              .2500                          
97,530.40                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1859879                              .2500                          
142,138.30                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1860007                              .2500                          
37,277.70                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1860061                              .2500                          
103,967.69                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1860068                              .2500                          
52,390.99                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1860128                              .2500                          
165,954.55                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1860137                              .2500                          
50,827.16                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1860183                              .2500                          
85,849.25                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1860226                              .2500                          
23,206.98                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1860347                              .2500                          
27,376.57                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1860430                              .2500                          
165,444.04                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1860448                              .2500                          
199,900.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1860517                              .2500                          
202,763.93                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1860529                              .2500                          
290,230.73                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1860646                              .2500                          
83,751.82                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1860658                              .2500                          
44,854.72                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1860670                              .2500                          
125,088.56                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1860677                              .2500                          
44,911.17                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1860699                              .2500                          
197,171.37                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1860708                              .2500                          
44,901.27                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1860714                              .2500                          
832,941.78                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1860751                              .2500                          
65,505.89                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1860868                              .2500                          
164,900.47                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1860909                              .2500                          
148,961.58                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1861156                              .2500                          
34,771.52                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1861180                              .2500                          
550,649.59                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1861181                              .2500                          
61,636.49                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1861188                              .2500                          
149,566.52                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1861198                              .2500                          
68,696.44                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1861317                              .2500                          
63,417.64                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1861350                              .2500                          
178,833.55                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1861419                              .2500                          
65,405.64                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1861442                              .2500                          
111,840.38                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1861456                              .2500                          
49,694.55                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1861482                              .2500                          
123,500.00                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1861494                              .2500                          
67,399.98                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1861513                              .2500                          
511,810.83                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1861678                              .2500                          
50,256.29                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1861708                              .2500                          
176,944.81                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1861796                              .2500                          
82,695.89                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1861802                              .2500                          
164,032.58                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1861803                              .2500                          
137,181.95                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1861807                              .2500                          
98,373.50                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

1861835                              .2500                          
243,563.52                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1861837                              .2500                          
48,118.53                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1861843                              .2500                          
59,147.29                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1861852                              .2500                          
56,050.75                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1861868                              .2500                          
125,688.17                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1862121                              .2500                          
75,014.93                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1862153                              .2500                          
39,476.18                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1862158                              .2500                          
122,184.23                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1862169                              .2500                          
44,723.66                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1862194                              .2500                          
337,939.90                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1862203                              .2500                          
163,867.69                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1862218                              .2500                          
25,200.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1862246                              .2500                          
99,413.68                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1862287                              .2500                          
29,820.21                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1862296                              .2500                          
80,514.54                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1862301                              .2500                          
73,460.70                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1862324                              .2500                          
106,905.52                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1862325                              .2500                          
42,054.69                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1862344                              .2500                          
186,933.73                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1862353                              .2500                          
24,855.04                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1862424                              .2500                          
34,902.17                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1862466                              .2500                          
97,856.81                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1862549                              .2500                          
131,200.19                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1862565                              .2500                          
94,693.71                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1862636                              .2500                          
86,887.29                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1862677                              .2500                          
39,631.33                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1862703                              .2500                          
125,945.25                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1862727                              .2500                          
39,760.26                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1862730                              .2500                          
54,677.52                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1862737                              .2500                          
95,119.41                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1862770                              .2500                          
99,681.07                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1862773                              .2500                          
211,896.77                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1862774                              .2500                          
85,495.77                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1862795                              .2500                          
85,396.35                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1862797                              .2500                          
56,214.78                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1862828                              .2500                          
76,769.98                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1862863                              .2500                          
44,741.80                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1862891                              .2500                          
186,078.83                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1862993                              .2500                          
139,123.59                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1863052                              .2500                          
213,548.10                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1863064                              .2500                          
74,755.56                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1863104                              .2500                          
99,394.09                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1863114                              .2500                          
330,507.25                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1863364                              .2500                          
302,034.23                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1863368                              .2500                          
43,131.23                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1863402                              .2500                          
111,947.17                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1863417                              .2500                          
33,316.88                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1863499                              .2500                          
65,422.42                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1863507                              .2500                          
497,256.88                           .0800                          
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1863666                              .2500                          
97,810.27                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1863671                              .2500                          
137,589.24                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1863752                              .2500                          
41,333.88                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1863777                              .2500                          
140,000.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1863820                              .2500                          
62,622.43                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1864026                              .2500                          
114,047.07                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1864090                              .2500                          
49,673.18                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    
1                                                                               

1864130                              .2500                          
110,824.41                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1864159                              .2500                          
137,137.17                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1864197                              .2500                          
214,407.25                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1864216                              .2500                          
72,363.68                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1864331                              .2500                          
71,658.35                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1864444                              .2500                          
49,995.02                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1864450                              .2500                          
32,508.26                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1864586                              .2500                          
46,326.77                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1864587                              .2500                          
23,261.28                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1864678                              .2500                          
159,051.53                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1864690                              .2500                          
47,712.33                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1864696                              .2500                          
47,689.61                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1864762                              .2500                          
275,476.42                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1864786                              .2500                          
63,653.71                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1864793                              .2500                          
73,993.42                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1864795                              .2500                          
45,559.26                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1864826                              .2500                          
357,770.67                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1864966                              .2500                          
100,388.03                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1864977                              .2500                          
97,519.42                           .0800                         
7.3250                         .0000                    
7.0750                         .0000                    
6.9950                         .0000                    
6.2500                         .7450                    

1864990                              .2500                          
79,755.73                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1864993                              .2500                          
94,124.16                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1865028                              .2500                          
115,553.28                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865119                              .2500                          
87,432.44                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865138                              .2500                          
26,750.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1865164                              .2500                          
335,554.45                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865509                              .2500                          
20,226.11                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1865510                              .2500                          
80,450.22                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1865511                              .2500                          
38,827.34                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1865512                              .2500                          
81,057.99                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1865513                              .2500                          
21,164.47                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1865514                              .2500                          
46,481.51                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1865516                              .2500                          
110,993.30                           .0300                          
6.5000                         .0000                    
6.2500                         .0000                    
6.2200                         .0000                    
6.2200                         .0000                    
1                                                                               

1865517                              .2500                          
44,150.11                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1865518                              .2500                          
40,404.65                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865520                              .2500                          
115,950.10                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865522                              .2500                          
28,239.63                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865525                              .2500                          
54,206.26                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1865526                              .2500                          
84,417.07                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865527                              .2500                          
203,096.33                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865528                              .2500                          
65,679.19                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    
1                                                                               

1865529                              .2500                          
58,895.62                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865530                              .2500                          
19,653.49                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1865531                              .2500                          
106,758.46                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1865532                              .2500                          
242,895.45                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1865533                              .2500                          
23,216.53                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865534                              .2500                          
63,790.66                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1865535                              .2500                          
138,183.68                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1865536                              .2500                          
62,880.16                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

1865537                              .2500                          
27,484.64                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865538                              .2500                          
82,486.73                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1865540                              .2500                          
42,539.44                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865541                              .2500                          
103,705.69                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1865543                              .2500                          
110,704.53                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1865544                              .2500                          
51,401.83                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865545                              .2500                          
23,739.67                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865546                              .2500                          
324,843.65                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1865547                              .2500                          
440,808.93                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1865550                              .2500                          
50,094.53                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865552                              .2500                          
81,261.80                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1865553                              .2500                          
43,957.37                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865554                              .2500                          
100,435.25                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865556                              .2500                          
82,936.91                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865557                              .2500                          
75,307.10                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865558                              .2500                          
35,026.89                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1865559                              .2500                          
41,460.09                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1865562                              .2500                          
35,951.33                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1865563                              .2500                          
144,627.98                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865565                              .2500                          
33,221.46                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1865566                              .2500                          
120,622.88                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865567                              .2500                          
56,282.16                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865568                              .2500                          
89,864.55                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1865569                              .2500                          
171,963.18                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1865570                              .2500                          
39,056.13                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1865572                              .2500                          
58,894.90                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865707                              .2500                          
95,703.65                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1865722                              .2500                          
90,000.00                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1865736                              .2500                          
87,250.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865775                              .2500                          
82,738.14                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1865784                              .2500                          
47,712.33                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1865791                              .2500                          
44,537.32                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1865798                              .2500                          
114,822.80                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1865821                              .2500                          
26,438.82                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1865867                              .2500                          
114,481.92                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1865971                              .2500                          
62,516.79                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1866073                              .2500                          
64,845.00                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1866156                              .2500                          
90,549.79                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1866967                              .2500                          
409,174.08                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1867092                              .2500                          
142,701.34                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1867094                              .2500                          
59,826.60                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867095                              .2500                          
59,826.60                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867096                              .2500                          
29,735.28                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867098                              .2500                          
134,013.21                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867099                              .2500                          
101,752.13                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1867101                              .2500                          
92,737.31                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867102                              .2500                          
119,694.07                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867103                              .2500                          
70,373.53                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1867105                              .2500                          
78,036.66                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867106                              .2500                          
79,294.08                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867107                              .2500                          
82,120.18                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867108                              .2500                          
160,013.78                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867109                              .2500                          
67,425.78                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1867110                              .2500                          
723,194.25                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1867111                              .2500                          
94,496.95                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1867112                              .2500                          
114,823.25                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1867113                              .2500                          
39,647.05                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867114                              .2500                          
55,125.30                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1867115                              .2500                          
219,313.42                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1867117                              .2500                          
276,298.18                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867118                              .2500                          
83,721.18                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867120                              .2500                          
39,700.46                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867121                              .2500                          
95,207.12                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1867122                              .2500                          
72,844.33                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1867124                              .2500                          
109,029.39                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867126                              .2500                          
109,333.48                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867127                              .2500                          
82,481.79                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1867128                              .2500                          
172,307.51                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1867129                              .2500                          
514,569.14                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867130                              .2500                          
166,186.77                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867131                              .2500                          
73,541.91                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1867132                              .2500                          
79,291.35                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1867133                              .2500                          
197,781.91                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867134                              .2500                          
44,739.03                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867135                              .2500                          
48,321.12                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867136                              .2500                          
65,913.23                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867137                              .2500                          
71,357.71                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867138                              .2500                          
111,011.73                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867139                              .2500                          
44,602.91                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867140                              .2500                          
48,310.35                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1867141                              .2500                          
50,540.04                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1867142                              .2500                          
48,315.09                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867143                              .2500                          
178,304.72                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1867144                              .2500                          
83,952.60                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867145                              .2500                          
118,452.68                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867146                              .2500                          
165,261.11                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1867147                              .2500                          
96,698.28                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867148                              .2500                          
84,263.32                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    
1                                                                               

1867150                              .2500                          
166,982.07                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867151                              .2500                          
157,468.47                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867152                              .2500                          
178,848.53                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1867153                              .2500                          
117,760.06                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867154                              .2500                          
63,067.82                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867155                              .2500                          
249,228.26                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867156                              .2500                          
63,295.27                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1867158                              .2500                          
147,529.35                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    
1                                                                               

1867159                              .2500                          
151,565.84                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867160                              .2500                          
242,240.55                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867162                              .2500                          
163,955.82                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1867163                              .2500                          
270,439.99                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1867164                              .2500                          
74,085.43                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867165                              .2500                          
131,259.50                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1867166                              .2500                          
154,498.78                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1867167                              .2500                          
55,148.78                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

1867169                              .2500                          
50,200.63                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867170                              .2500                          
41,934.86                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1867173                              .2500                          
104,349.78                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867174                              .2500                          
124,234.29                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867175                              .2500                          
408,785.69                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1867177                              .2500                          
111,816.66                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1867178                              .2500                          
119,084.01                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867179                              .2500                          
322,995.35                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1867180                              .2500                          
386,405.49                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867181                              .2500                          
171,477.41                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867182                              .2500                          
134,199.71                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867183                              .2500                          
139,595.41                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867184                              .2500                          
120,779.74                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867185                              .2500                          
118,840.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867186                              .2500                          
79,243.58                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867187                              .2500                          
111,840.38                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1867188                              .2500                          
81,268.49                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867189                              .2500                          
211,485.63                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1867190                              .2500                          
91,899.78                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1867191                              .2500                          
149,120.52                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867192                              .2500                          
137,042.45                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867193                              .2500                          
42,872.96                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867194                              .2500                          
372,727.82                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867195                              .2500                          
198,720.59                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1867196                              .2500                          
44,859.56                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1867197                              .2500                          
187,803.94                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1867198                              .2500                          
71,577.84                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867199                              .2500                          
314,043.14                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867200                              .2500                          
117,269.28                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867201                              .2500                          
103,729.08                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867202                              .2500                          
130,463.37                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1867204                              .2500                          
43,640.61                           .0800                         
8.7500                         .0000                    
8.5000                         .0000                    
8.4200                         .0000                    
6.2500                        2.1700                    
1                                                                               

1867205                              .2500                          
84,258.15                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867206                              .2500                          
91,715.04                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867207                              .2500                          
102,323.38                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1867208                              .2500                          
50,819.64                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1867209                              .2500                          
233,422.03                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867210                              .2500                          
148,249.80                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1867211                              .2500                          
474,800.87                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1867212                              .2500                          
269,240.57                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1867213                              .2500                          
93,123.59                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1867214                              .2500                          
170,391.03                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1867215                              .2500                          
106,051.72                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1867216                              .2500                          
221,874.52                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1867217                              .2500                          
139,572.52                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867218                              .2500                          
98,112.47                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867219                              .2500                          
212,397.31                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1867220                              .2500                          
154,844.28                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    
1                                                                               

1867221                              .2500                          
112,654.96                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867223                              .2500                          
63,902.12                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1867224                              .2500                          
98,432.19                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1867225                              .2500                          
71,658.35                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867226                              .2500                          
77,761.82                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867365                              .2500                          
104,384.37                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1867630                              .2500                          
282,319.86                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1867676                              .2500                          
131,813.55                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1867705                              .2500                          
60,319.28                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1867735                              .2500                          
140,832.01                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1867766                              .2500                          
76,036.49                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867768                              .2500                          
48,412.11                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1867823                              .2500                          
120,863.20                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1867853                              .2500                          
67,592.45                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1867942                              .2500                          
84,241.47                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1868037                              .2500                          
223,566.81                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1868226                              .2500                          
53,740.75                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1868240                              .2500                          
60,022.14                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1868248                              .2500                          
55,834.55                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1868342                              .2500                          
151,574.48                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1868420                              .2500                          
185,576.52                           .0300                          
6.1250                         .0000                    
5.8750                         .0000                    
5.8450                         .0000                    
5.8450                         .0000                    

1868424                              .2500                          
48,856.81                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1868441                              .2500                          
267,726.35                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1868484                              .2500                          
61,876.92                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1868485                              .2500                          
42,185.67                           .0800                         
8.7500                         .0000                    
8.5000                         .0000                    
8.4200                         .0000                    
6.2500                        2.1700                    

1868565                              .2500                          
122,000.00                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1869025                              .2500                          
102,720.52                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1869121                              .2500                          
64,606.15                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1869129                              .2500                          
49,855.50                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1869164                              .2500                          
481,490.74                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1869212                              .2500                          
297,146.50                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1869595                              .2500                          
29,076.60                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1869618                              .2500                          
145,788.58                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1869722                              .2500                          
201,246.00                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1869976                              .2500                          
19,947.06                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1870000                              .2500                          
62,821.20                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1870059                              .2500                          
45,594.11                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1870089                              .2500                          
42,864.33                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1870093                              .2500                          
87,722.36                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1870095                              .2500                          
54,673.97                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1870100                              .2500                          
33,205.88                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1870102                              .2500                          
46,361.10                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1870125                              .2500                          
104,659.58                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1870174                              .2500                          
166,357.92                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1870203                              .2500                          
147,062.69                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1870237                              .2500                          
289,396.71                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1870299                              .2500                          
326,118.82                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1870359                              .2500                          
541,475.85                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

1870440                              .2500                          
270,297.24                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1870481                              .2500                          
49,777.28                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1870490                              .2500                          
48,712.70                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1870501                              .2500                          
63,000.00                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1870515                              .2500                          
78,761.41                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1870518                              .2500                          
42,700.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1870544                              .2500                          
48,484.22                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1870574                              .2500                          
205,393.81                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1870742                              .2500                          
130,024.62                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1870756                              .2500                          
202,687.03                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1870784                              .2500                          
45,233.23                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1870789                              .2500                          
98,199.24                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1871068                              .2500                          
69,600.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1871145                              .2500                          
58,604.01                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1871162                              .2500                          
49,300.37                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1871325                              .2500                          
27,134.58                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1871331                              .2500                          
414,332.44                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1871335                              .2500                          
125,224.81                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1871350                              .2500                          
144,357.87                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1871367                              .2500                          
80,744.49                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1871369                              .2500                          
151,540.94                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1871387                              .2500                          
24,351.55                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1871410                              .2500                          
135,030.64                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1871454                              .2500                          
43,068.09                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1871477                              .2500                          
103,376.69                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1871501                              .2500                          
125,211.22                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1871560                              .2500                          
38,876.96                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1871561                              .2500                          
60,000.00                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1871573                              .2500                          
139,835.64                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1871585                              .2500                          
39,481.71                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1871776                              .2500                          
88,101.03                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1871884                              .2500                          
210,625.87                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1871939                              .2500                          
89,218.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1871953                              .2500                          
47,686.26                           .0800                         
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1872004                              .2500                          
99,707.80                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1872013                              .2500                          
84,135.86                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1872025                              .2500                          
92,703.39                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1872031                              .2500                          
137,184.43                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1872038                              .2500                          
114,299.93                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1872043                              .2500                          
59,822.73                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1872044                              .2500                          
19,939.60                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1872060                              .2500                          
34,909.57                           .0800                         
8.7500                         .0000                    
8.5000                         .0000                    
8.4200                         .0000                    
6.2500                        2.1700                    

1872108                              .2500                          
103,887.30                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1872148                              .2500                          
76,036.49                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1872237                              .2500                          
64,296.51                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1872288                              .2500                          
147,803.50                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1872290                              .2500                          
237,835.54                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1872297                              .2500                          
53,980.96                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1872303                              .2500                          
89,417.26                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1872306                              .2500                          
190,000.00                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1872362                              .2500                          
44,864.09                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1872388                              .2500                          
62,815.92                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1872392                              .2500                          
64,718.60                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1872432                              .2500                          
68,537.76                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1872434                              .2500                          
155,507.82                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1872448                              .2500                          
277,500.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1872464                              .2500                          
60,169.72                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1872479                              .2500                          
61,812.75                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1872496                              .2500                          
134,015.89                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1872564                              .2500                          
255,235.30                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1872584                              .2500                          
91,028.32                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1872586                              .2500                          
98,079.19                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1872600                              .2500                          
68,870.84                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1872606                              .2500                          
297,113.07                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1872609                              .2500                          
94,133.85                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1872683                              .2500                          
49,852.28                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1872706                              .2500                          
53,534.19                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1872708                              .2500                          
275,119.73                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1872712                              .2500                          
31,755.30                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1872724                              .2500                          
63,459.60                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1872751                              .2500                          
124,605.63                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1872800                              .2500                          
72,779.53                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1872863                              .2500                          
134,678.38                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1873032                              .2500                          
26,917.56                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1873055                              .2500                          
138,566.20                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1873098                              .2500                          
83,300.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1873103                              .2500                          
98,710.72                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1873111                              .2500                          
53,843.95                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1873148                              .2500                          
78,521.33                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1873149                              .2500                          
71,596.49                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    
1                                                                               

1873151                              .2500                          
52,582.95                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1873152                              .2500                          
79,198.20                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1873154                              .2500                          
120,015.99                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1873155                              .2500                          
52,102.76                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1873156                              .2500                          
88,856.46                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1873247                              .2500                          
81,741.29                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1873317                              .2500                          
69,786.26                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1873342                              .2500                          
188,435.43                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1873495                              .2500                          
80,749.96                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1873540                              .2500                          
216,950.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1873642                              .2500                          
91,208.17                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1873753                              .2500                          
38,589.39                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1873758                              .2500                          
33,445.29                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1873759                              .2500                          
95,716.38                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1873764                              .2500                          
94,572.85                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1873773                              .2500                          
59,826.61                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1873944                              .2500                          
145,468.09                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1873979                              .2500                          
71,592.64                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1873985                              .2500                          
197,641.24                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1874074                              .2500                          
49,858.67                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1874118                              .2500                          
134,587.79                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1874134                              .2500                          
51,691.73                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1874200                              .2500                          
55,836.37                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1874209                              .2500                          
193,765.97                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

1874213                              .2500                          
57,583.11                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1874229                              .2500                          
50,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1874268                              .2500                          
56,600.00                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1874367                              .2500                          
49,353.15                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1874438                              .2500                          
432,176.35                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1874449                              .2500                          
45,488.42                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1874454                              .2500                          
48,447.42                           .0300                         
6.3750                         .0000                    
6.1250                         .0000                    
6.0950                         .0000                    
6.0950                         .0000                    

1874628                              .2500                          
242,972.04                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1874630                              .2500                          
42,941.10                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1874644                              .2500                          
86,742.96                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1874789                              .2500                          
285,596.11                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1874795                              .2500                          
101,736.91                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1874874                              .2500                          
51,750.00                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1874882                              .2500                          
43,060.72                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1874891                              .2500                          
64,618.87                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1874904                              .2500                          
131,614.29                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1874928                              .2500                          
41,177.98                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1875016                              .2500                          
109,671.42                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1875024                              .2500                          
99,691.31                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1875072                              .2500                          
130,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1875106                              .2500                          
69,278.34                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1875124                              .2500                          
59,316.32                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1875181                              .2500                          
421,096.07                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1875221                              .2500                          
103,696.11                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1875249                              .2500                          
100,000.00                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1875272                              .2500                          
24,100.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1875296                              .2500                          
60,570.52                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1875427                              .2500                          
29,540.67                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

1875439                              .2500                          
22,733.38                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1875442                              .2500                          
84,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1875493                              .2500                          
79,257.25                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1875554                              .2500                          
175,468.45                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1875683                              .2500                          
44,671.95                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1875834                              .2500                          
159,522.06                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1875863                              .2500                          
35,388.00                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1875864                              .2500                          
41,269.39                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1875865                              .2500                          
47,499.67                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1875881                              .2500                          
132,607.06                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1875889                              .2500                          
45,853.29                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1875899                              .2500                          
57,422.19                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1875910                              .2500                          
159,527.29                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1875923                              .2500                          
106,281.56                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1876171                              .2500                          
50,940.53                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1876246                              .2500                          
120,526.79                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1876350                              .2500                          
285,136.24                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1876468                              .2500                          
145,563.88                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1876475                              .2500                          
48,863.04                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1876522                              .2500                          
299,123.40                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1876533                              .2500                          
89,460.61                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1876576                              .2500                          
62,365.20                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1876784                              .2500                          
135,606.98                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1876799                              .2500                          
58,504.95                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1876810                              .2500                          
32,438.03                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1876814                              .2500                          
74,771.00                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1876937                              .2500                          
108,421.56                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1876943                              .2500                          
64,062.26                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1877005                              .2500                          
129,636.64                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1877010                              .2500                          
31,903.36                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1877018                              .2500                          
49,808.82                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1877025                              .2500                          
43,867.11                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1877034                              .2500                          
42,274.73                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1877176                              .2500                          
143,560.31                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1877216                              .2500                          
355,000.00                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1877242                              .2500                          
56,833.44                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1877246                              .2500                          
119,645.47                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1877342                              .2500                          
25,576.69                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1877349                              .2500                          
358,839.33                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1877372                              .2500                          
388,835.02                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1877378                              .2500                          
99,677.59                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1877380                              .2500                          
26,720.23                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1877386                              .2500                          
69,788.59                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1877387                              .2500                          
31,417.69                           .0800                         
9.1250                         .0000                    
8.8750                         .0000                    
8.7950                         .0000                    
6.2500                        2.5450                    
1                                                                               

1877424                              .2500                          
86,500.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1877474                              .2500                          
57,828.64                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1877595                              .2500                          
84,746.09                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1877618                              .2500                          
60,664.82                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1877620                              .2500                          
69,790.90                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1877646                              .2500                          
58,219.72                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1877715                              .2500                          
128,610.40                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1877730                              .2500                          
193,401.13                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1877746                              .2500                          
41,739.90                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1877767                              .2500                          
39,879.20                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1877772                              .2500                          
52,839.93                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1877943                              .2500                          
56,827.85                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1878007                              .2500                          
102,400.00                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1878077                              .2500                          
39,375.38                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1878081                              .2500                          
113,677.26                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1878116                              .2500                          
172,958.54                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    
1                                                                               

1878129                              .2500                          
64,593.09                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1878157                              .2500                          
189,426.17                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1878326                              .2500                          
157,522.82                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1878610                              .2500                          
107,500.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1878665                              .2500                          
64,902.84                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1878839                              .2500                          
134,278.36                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1878926                              .2500                          
232,746.57                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1878951                              .2500                          
89,477.60                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1878968                              .2500                          
52,642.27                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1878981                              .2500                          
40,379.02                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1879085                              .2500                          
46,122.72                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1879101                              .2500                          
66,802.06                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1879111                              .2500                          
102,396.58                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1879231                              .2500                          
55,234.51                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1879240                              .2500                          
109,667.79                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1879283                              .2500                          
52,500.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1879291                              .2500                          
45,667.64                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1879311                              .2500                          
76,000.00                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1879317                              .2500                          
198,904.07                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1879323                              .2500                          
25,526.02                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1879516                              .2500                          
109,667.79                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1879537                              .2500                          
66,398.86                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1879539                              .2500                          
87,728.35                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1879552                              .2500                          
92,500.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1879757                              .2500                          
79,744.85                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880225                              .2500                          
102,600.00                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1880299                              .2500                          
40,375.00                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880313                              .2500                          
216,783.47                           .0300                          
6.5000                         .0000                    
6.2500                         .0000                    
6.2200                         .0000                    
6.2200                         .0000                    

1880372                              .2500                          
68,800.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880381                              .2500                          
78,966.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880398                              .2500                          
56,500.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880417                              .2500                          
95,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1880440                              .2500                          
34,554.42                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1880441                              .2500                          
63,429.06                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880442                              .2500                          
138,818.81                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880443                              .2500                          
96,967.93                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1880444                              .2500                          
48,423.66                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1880445                              .2500                          
101,099.99                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880446                              .2500                          
107,882.74                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880447                              .2500                          
84,746.08                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1880449                              .2500                          
46,809.77                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1880450                              .2500                          
22,301.44                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880451                              .2500                          
81,632.24                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880452                              .2500                          
119,932.32                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880453                              .2500                          
94,152.51                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880454                              .2500                          
35,583.21                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880455                              .2500                          
30,281.66                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880456                              .2500                          
29,271.88                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1880458                              .2500                          
24,977.65                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880459                              .2500                          
70,937.46                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880460                              .2500                          
33,997.25                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880461                              .2500                          
30,329.99                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880462                              .2500                          
22,076.68                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1880463                              .2500                          
304,187.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880464                              .2500                          
52,730.57                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880465                              .2500                          
31,188.10                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1880466                              .2500                          
58,991.99                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1880467                              .2500                          
48,363.37                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880468                              .2500                          
41,573.95                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880469                              .2500                          
38,967.61                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880470                              .2500                          
27,033.39                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880471                              .2500                          
82,762.78                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1880472                              .2500                          
86,793.74                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1880473                              .2500                          
74,366.24                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1880474                              .2500                          
33,150.67                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1880475                              .2500                          
44,868.50                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1880476                              .2500                          
105,442.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880477                              .2500                          
306,736.97                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880478                              .2500                          
193,164.21                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880479                              .2500                          
174,218.28                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880480                              .2500                          
34,254.02                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880481                              .2500                          
33,063.01                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1880482                              .2500                          
104,950.62                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880484                              .2500                          
62,751.15                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880485                              .2500                          
27,550.41                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880487                              .2500                          
44,703.82                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880488                              .2500                          
78,045.12                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880489                              .2500                          
37,315.30                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880490                              .2500                          
50,819.08                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880492                              .2500                          
73,367.05                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1880493                              .2500                          
21,956.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880494                              .2500                          
21,956.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880495                              .2500                          
119,050.43                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880496                              .2500                          
76,825.70                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880497                              .2500                          
56,417.34                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880498                              .2500                          
57,876.41                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880499                              .2500                          
56,417.34                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880500                              .2500                          
57,584.55                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1880501                              .2500                          
79,712.03                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1880502                              .2500                          
65,689.07                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880503                              .2500                          
42,905.55                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880504                              .2500                          
103,019.57                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880505                              .2500                          
140,930.94                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880506                              .2500                          
58,362.73                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880507                              .2500                          
40,388.60                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880508                              .2500                          
25,621.93                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1880509                              .2500                          
37,499.86                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1880510                              .2500                          
152,559.10                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1880511                              .2500                          
80,017.48                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880512                              .2500                          
80,915.91                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880513                              .2500                          
56,011.53                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880514                              .2500                          
62,420.66                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880515                              .2500                          
54,294.27                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880516                              .2500                          
46,340.35                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1880517                              .2500                          
86,455.86                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880518                              .2500                          
53,948.45                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880519                              .2500                          
70,688.84                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880520                              .2500                          
46,083.30                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1880521                              .2500                          
47,181.03                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880522                              .2500                          
122,261.63                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880523                              .2500                          
18,877.12                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880524                              .2500                          
23,625.04                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1880525                              .2500                          
51,002.46                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1880526                              .2500                          
23,706.17                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880527                              .2500                          
127,460.26                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880528                              .2500                          
102,273.19                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880529                              .2500                          
36,121.87                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880530                              .2500                          
153,813.65                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880531                              .2500                          
51,356.97                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880533                              .2500                          
49,987.39                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1880535                              .2500                          
47,470.30                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1880536                              .2500                          
146,846.37                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880537                              .2500                          
134,505.22                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880538                              .2500                          
198,692.21                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1880539                              .2500                          
31,709.46                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880540                              .2500                          
21,595.02                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880542                              .2500                          
36,231.38                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880543                              .2500                          
132,443.44                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1880544                              .2500                          
469,097.68                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880545                              .2500                          
70,576.55                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880546                              .2500                          
6,872.26                           .0800                        
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880547                              .2500                          
154,631.90                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880548                              .2500                          
59,213.68                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880550                              .2500                          
98,159.32                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880551                              .2500                          
590,502.60                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880553                              .2500                          
67,796.87                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1880555                              .2500                          
78,763.54                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880556                              .2500                          
64,900.67                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880557                              .2500                          
51,491.54                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1880558                              .2500                          
105,681.06                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880560                              .2500                          
23,509.65                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880561                              .2500                          
173,138.67                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880562                              .2500                          
100,670.72                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1880563                              .2500                          
376,878.51                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1880564                              .2500                          
274,114.55                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880565                              .2500                          
352,787.00                           .0300                          
6.5000                         .0000                    
6.2500                         .0000                    
6.2200                         .0000                    
6.2200                         .0000                    

1880566                              .2500                          
22,231.50                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880567                              .2500                          
27,571.83                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880568                              .2500                          
132,400.56                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880569                              .2500                          
101,186.76                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880570                              .2500                          
37,228.17                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880571                              .2500                          
33,671.39                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1880572                              .2500                          
175,225.60                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880573                              .2500                          
52,521.26                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880574                              .2500                          
93,562.93                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1880649                              .2500                          
48,000.00                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1880685                              .2500                          
89,500.70                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1880687                              .2500                          
34,612.79                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880698                              .2500                          
82,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1880700                              .2500                          
62,618.27                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1880701                              .2500                          
279,904.42                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1880706                              .2500                          
122,991.95                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880805                              .2500                          
50,000.00                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1880827                              .2500                          
101,000.00                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1880850                              .2500                          
89,734.10                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880856                              .2500                          
300,000.00                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1880870                              .2500                          
56,500.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880873                              .2500                          
56,500.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1880884                              .2500                          
56,500.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1880893                              .2500                          
54,837.50                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881169                              .2500                          
54,837.50                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881170                              .2500                          
35,696.54                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881171                              .2500                          
35,696.54                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881172                              .2500                          
35,696.54                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881173                              .2500                          
103,995.23                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881174                              .2500                          
77,116.39                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1881176                              .2500                          
199,395.97                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881177                              .2500                          
47,513.51                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881178                              .2500                          
90,000.00                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881179                              .2500                          
39,762.86                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881180                              .2500                          
183,338.48                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881181                              .2500                          
151,629.40                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881182                              .2500                          
78,303.31                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881184                              .2500                          
66,730.76                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1881186                              .2500                          
71,307.12                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1881187                              .2500                          
59,648.19                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881188                              .2500                          
66,539.40                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1881189                              .2500                          
103,100.00                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1881190                              .2500                          
118,157.55                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881191                              .2500                          
63,167.29                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881192                              .2500                          
81,884.15                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1881193                              .2500                          
81,884.15                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    
1                                                                               

1881194                              .2500                          
110,087.96                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881195                              .2500                          
83,754.55                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881196                              .2500                          
133,267.90                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881197                              .2500                          
54,688.03                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881198                              .2500                          
149,516.38                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1881199                              .2500                          
63,715.33                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881200                              .2500                          
63,622.39                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881202                              .2500                          
85,025.65                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    
1                                                                               

1881203                              .2500                          
131,601.34                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881204                              .2500                          
235,247.30                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1881206                              .2500                          
411,184.38                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1881207                              .2500                          
64,863.19                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881208                              .2500                          
226,891.11                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1881209                              .2500                          
79,747.60                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1881210                              .2500                          
67,970.58                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1881211                              .2500                          
40,138.70                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1881212                              .2500                          
71,577.84                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881213                              .2500                          
197,584.69                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881214                              .2500                          
57,426.04                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881215                              .2500                          
49,350.50                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881217                              .2500                          
51,913.61                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

1881218                              .2500                          
72,368.45                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881219                              .2500                          
61,812.75                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881220                              .2500                          
53,679.89                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1881221                              .2500                          
105,412.72                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1881222                              .2500                          
62,618.27                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881223                              .2500                          
39,757.62                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881225                              .2500                          
48,612.21                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881226                              .2500                          
79,011.57                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881227                              .2500                          
79,592.51                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1881229                              .2500                          
199,558.29                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1881230                              .2500                          
105,978.96                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1881231                              .2500                          
35,174.33                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881232                              .2500                          
48,715.85                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881236                              .2500                          
79,525.75                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881237                              .2500                          
82,639.05                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1881238                              .2500                          
45,466.75                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881240                              .2500                          
69,783.91                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881241                              .2500                          
49,858.68                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881242                              .2500                          
139,553.48                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

1881243                              .2500                          
65,512.22                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1881244                              .2500                          
87,014.57                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1881245                              .2500                          
89,489.49                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881246                              .2500                          
54,562.47                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881248                              .2500                          
49,318.66                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881249                              .2500                          
61,816.82                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881250                              .2500                          
58,400.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881251                              .2500                          
98,687.65                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

1881252                              .2500                          
83,507.49                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881253                              .2500                          
83,507.49                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881254                              .2500                          
45,311.42                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1881255                              .2500                          
64,309.43                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881256                              .2500                          
99,684.50                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1881257                              .2500                          
88,927.64                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881258                              .2500                          
41,478.44                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881259                              .2500                          
47,858.18                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1881260                              .2500                          
63,555.34                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881261                              .2500                          
75,772.97                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881262                              .2500                          
63,206.29                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881263                              .2500                          
60,000.00                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1881264                              .2500                          
51,670.91                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1881265                              .2500                          
299,093.96                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881266                              .2500                          
95,710.06                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881267                              .2500                          
76,051.45                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1881268                              .2500                          
58,611.90                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1881269                              .2500                          
52,830.96                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1881271                              .2500                          
82,258.93                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881273                              .2500                          
79,761.02                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881274                              .2500                          
53,049.63                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881275                              .2500                          
56,800.00                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881276                              .2500                          
95,631.94                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

1881277                              .2500                          
277,364.91                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    
1                                                                               

1881278                              .2500                          
85,158.62                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881279                              .2500                          
85,158.62                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881280                              .2500                          
85,158.62                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881281                              .2500                          
85,158.62                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881282                              .2500                          
79,758.39                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881283                              .2500                          
83,341.92                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881284                              .2500                          
48,853.62                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881285                              .2500                          
95,706.87                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1881287                              .2500                          
78,577.27                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1881288                              .2500                          
83,397.06                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881289                              .2500                          
63,806.71                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881290                              .2500                          
47,851.82                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881291                              .2500                          
79,766.23                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881292                              .2500                          
46,400.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881294                              .2500                          
56,400.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881295                              .2500                          
38,889.77                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    
1                                                                               

1881296                              .2500                          
132,063.49                           .0300                          
6.5000                         .0000                    
6.2500                         .0000                    
6.2200                         .0000                    
6.2200                         .0000                    

1881297                              .2500                          
35,897.11                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1881298                              .2500                          
35,894.80                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881299                              .2500                          
35,894.80                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881300                              .2500                          
35,894.80                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881301                              .2500                          
78,000.00                           .0300                         
6.5000                         .0000                    
6.2500                         .0000                    
6.2200                         .0000                    
6.2200                         .0000                    

1881302                              .2500                          
74,075.36                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881303                              .2500                          
44,000.00                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1881304                              .2500                          
77,021.77                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1881305                              .2500                          
155,000.00                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1881307                              .2500                          
66,150.00                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881461                              .2500                          
101,106.96                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881467                              .2500                          
181,855.15                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881496                              .2500                          
17,550.00                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1881500                              .2500                          
69,781.55                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1881502                              .2500                          
39,881.82                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1881511                              .2500                          
45,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881515                              .2500                          
36,900.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1881550                              .2500                          
99,697.99                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881673                              .2500                          
102,664.31                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1881790                              .2500                          
85,914.65                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881810                              .2500                          
107,000.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1881872                              .2500                          
96,000.00                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1881880                              .2500                          
110,000.00                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

1881881                              .2500                          
121,000.00                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1881894                              .2500                          
45,462.28                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1881921                              .2500                          
108,000.00                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1881969                              .2500                          
106,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882007                              .2500                          
81,750.00                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1882191                              .2500                          
22,960.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882209                              .2500                          
149,551.94                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1882257                              .2500                          
57,600.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1882259                              .2500                          
57,600.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882260                              .2500                          
57,600.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882261                              .2500                          
57,600.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882330                              .2500                          
40,687.22                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1882346                              .2500                          
117,000.00                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1882347                              .2500                          
123,000.00                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1882361                              .2500                          
71,784.92                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1882423                              .2500                          
18,900.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1882685                              .2500                          
185,000.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1882739                              .2500                          
68,791.61                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882743                              .2500                          
73,380.15                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1882832                              .2500                          
77,600.00                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1882903                              .2500                          
47,450.00                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1882930                              .2500                          
108,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882950                              .2500                          
116,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1882972                              .2500                          
23,400.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1883013                              .2500                          
89,731.16                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1883208                              .2500                          
45,000.00                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1883259                              .2500                          
59,400.00                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1883270                              .2500                          
29,250.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1883276                              .2500                          
85,600.00                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1883321                              .2500                          
123,000.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1883341                              .2500                          
48,000.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1883408                              .2500                          
28,350.00                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    
1                                                                               

1883454                              .2500                          
39,000.00                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1883466                              .2500                          
35,050.00                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1883492                              .2500                          
88,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1883537                              .2500                          
41,279.03                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1883578                              .2500                          
162,000.00                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    

1883584                              .2500                          
35,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1883611                              .2500                          
304,000.00                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1883696                              .2500                          
158,525.04                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

1883708                              .2500                          
75,770.47                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1883746                              .2500                          
107,330.58                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1883752                              .2500                          
32,500.45                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1883781                              .2500                          
94,138.62                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1883923                              .2500                          
82,762.78                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

1883930                              .2500                          
50,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1883968                              .2500                          
368,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1883978                              .2500                          
75,775.46                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1883981                              .2500                          
102,389.41                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1883984                              .2500                          
182,962.84                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1883991                              .2500                          
83,479.81                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1883996                              .2500                          
49,772.97                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1883998                              .2500                          
65,000.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1884004                              .2500                          
129,745.14                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

1884010                              .2500                          
43,000.00                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

1884036                              .2500                          
64,164.04                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    
1                                                                               

1884045                              .2500                          
69,781.54                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1884113                              .2500                          
102,000.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1884119                              .2500                          
94,494.36                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

1884123                              .2500                          
113,636.42                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1884130                              .2500                          
150,000.00                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

1884242                              .2500                          
46,800.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1884254                              .2500                          
34,300.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1884259                              .2500                          
224,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1884263                              .2500                          
38,500.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1884264                              .2500                          
39,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1884266                              .2500                          
37,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1884269                              .2500                          
178,000.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1884625                              .2500                          
159,250.00                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

1884689                              .2500                          
98,000.00                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1884693                              .2500                          
30,500.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1885199                              .2500                          
64,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

1885266                              .2500                          
60,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1885323                              .2500                          
53,683.40                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1885371                              .2500                          
61,650.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1885497                              .2500                          
430,000.00                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1885700                              .2500                          
123,500.00                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

1885742                              .2500                          
35,800.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1885751                              .2500                          
35,800.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1885924                              .2500                          
45,000.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1886178                              .2500                          
81,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1886225                              .2500                          
85,500.00                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1886300                              .2500                          
300,000.00                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1886329                              .2500                          
35,800.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1886333                              .2500                          
80,750.00                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

1886503                              .2500                          
67,500.00                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

1886542                              .2500                          
42,700.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1886568                              .2500                          
150,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

1886717                              .2500                          
199,200.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1886833                              .2500                          
106,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1886967                              .2500                          
70,400.00                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

1886969                              .2500                          
91,600.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1887075                              .2500                          
66,300.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1887104                              .2500                          
72,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1887146                              .2500                          
68,400.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1887157                              .2500                          
50,000.00                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

1887166                              .2500                          
77,400.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1887167                              .2500                          
171,500.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1887277                              .2500                          
93,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1887298                              .2500                          
200,000.00                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1887340                              .2500                          
86,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1887377                              .2500                          
75,150.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

1887379                              .2500                          
50,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

1887530                              .2500                          
183,750.00                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

1887732                              .2500                          
28,300.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

1888524                              .2500                          
72,500.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1888533                              .2500                          
51,500.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1888538                              .2500                          
52,000.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

1889026                              .2500                          
39,781.82                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2619073                              .2500                          
85,938.12                           .0800                         
8.6250                         .0000                    
8.3750                         .0000                    
8.2950                         .0000                    
6.2500                        2.0450                    

2619548                              .2500                          
279,386.49                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2621857                              .2500                          
48,706.91                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    
1                                                                               

2639907                              .2500                          
82,729.10                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2675136                              .2500                          
34,221.48                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2675141                              .2500                          
33,169.16                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2675143                              .2500                          
19,516.43                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2675144                              .2500                          
62,591.67                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2681764                              .2500                          
53,815.20                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2687527                              .2500                          
124,708.81                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2698344                              .2500                          
81,589.70                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

2698345                              .2500                          
47,945.28                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

2698347                              .2500                          
106,330.75                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2698349                              .2500                          
93,451.21                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2698350                              .2500                          
80,506.77                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2698351                              .2500                          
88,548.24                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2698352                              .2500                          
61,710.85                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2698353                              .2500                          
126,282.99                           .0800                          
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2698355                              .2500                          
68,520.62                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

2698356                              .2500                          
23,246.81                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2698357                              .2500                          
19,454.61                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

2698358                              .2500                          
54,051.11                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2698360                              .2500                          
54,220.51                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

2698363                              .2500                          
52,145.04                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2698364                              .2500                          
52,189.58                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2698365                              .2500                          
62,576.87                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2698366                              .2500                          
37,252.48                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    
1                                                                               

2698367                              .2500                          
24,383.30                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2698368                              .2500                          
125,049.78                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2698370                              .2500                          
153,710.53                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2698371                              .2500                          
63,407.67                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2698372                              .2500                          
31,028.59                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2698373                              .2500                          
41,680.55                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2698374                              .2500                          
23,057.32                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2698381                              .2500                          
91,638.40                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    
1                                                                               

2698382                              .2500                          
200,030.64                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2699075                              .2500                          
155,819.42                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

2699076                              .2500                          
78,097.57                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2699077                              .2500                          
85,272.46                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2699078                              .2500                          
117,455.06                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2699079                              .2500                          
50,512.77                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2699080                              .2500                          
68,944.52                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2705396                              .2500                          
198,156.67                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

2716639                              .2500                          
430,631.22                           .0300                          
6.3750                         .0000                    
6.1250                         .0000                    
6.0950                         .0000                    
6.0950                         .0000                    

2716640                              .2500                          
104,785.85                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716641                              .2500                          
77,259.77                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716642                              .2500                          
132,539.83                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2716643                              .2500                          
66,761.71                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716644                              .2500                          
83,909.31                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2716646                              .2500                          
168,706.86                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716647                              .2500                          
98,179.01                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    
1                                                                               

2716648                              .2500                          
125,694.01                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2716649                              .2500                          
97,172.85                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716650                              .2500                          
122,723.72                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716653                              .2500                          
60,400.18                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716655                              .2500                          
72,501.91                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716656                              .2500                          
41,964.48                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2716657                              .2500                          
61,116.42                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716659                              .2500                          
114,752.67                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

2716660                              .2500                          
68,997.05                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2716661                              .2500                          
69,654.32                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2716662                              .2500                          
137,477.86                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2716663                              .2500                          
67,657.85                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716664                              .2500                          
568,593.97                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2716665                              .2500                          
41,817.95                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716666                              .2500                          
172,699.25                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716667                              .2500                          
88,623.80                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

2716668                              .2500                          
129,666.72                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716669                              .2500                          
137,882.22                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716670                              .2500                          
193,066.97                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2716671                              .2500                          
146,672.23                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716673                              .2500                          
117,450.10                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716674                              .2500                          
77,048.86                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716675                              .2500                          
54,337.58                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716676                              .2500                          
64,570.55                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

2716678                              .2500                          
106,678.36                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716679                              .2500                          
120,887.70                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716680                              .2500                          
47,396.22                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716681                              .2500                          
172,723.99                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2716682                              .2500                          
165,526.43                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2716683                              .2500                          
59,244.30                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2716684                              .2500                          
118,611.67                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2716685                              .2500                          
128,380.14                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

2716686                              .2500                          
108,673.05                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716687                              .2500                          
619,102.98                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2716688                              .2500                          
247,645.46                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2716689                              .2500                          
67,366.44                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716690                              .2500                          
135,875.95                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2716691                              .2500                          
197,740.37                           .0800                          
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

2716692                              .2500                          
207,326.57                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2716693                              .2500                          
396,353.15                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

2716694                              .2500                          
74,535.43                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716695                              .2500                          
236,497.09                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2716696                              .2500                          
50,183.85                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2716697                              .2500                          
104,391.10                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2716698                              .2500                          
42,746.67                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2716699                              .2500                          
180,358.63                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2716700                              .2500                          
76,732.22                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2725741                              .2500                          
96,630.22                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

2725770                              .2500                          
148,464.84                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2725872                              .2500                          
53,424.38                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2726199                              .2500                          
148,705.15                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

2726200                              .2500                          
84,668.36                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2726201                              .2500                          
61,499.19                           .0800                         
8.8750                         .0000                    
8.6250                         .0000                    
8.5450                         .0000                    
6.2500                        2.2950                    

2726202                              .2500                          
41,228.87                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2726203                              .2500                          
71,286.65                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

2726204                              .2500                          
62,574.26                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

2726205                              .2500                          
126,845.62                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2726207                              .2500                          
63,831.77                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2726208                              .2500                          
60,372.03                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2726209                              .2500                          
148,308.64                           .0800                          
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

2726210                              .2500                          
21,659.31                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2726211                              .2500                          
72,914.26                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2726212                              .2500                          
101,565.49                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2726213                              .2500                          
153,555.87                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

2726214                              .2500                          
84,852.93                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2726215                              .2500                          
33,217.12                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

2726216                              .2500                          
93,878.66                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2726217                              .2500                          
61,050.47                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2726219                              .2500                          
43,480.64                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2726220                              .2500                          
48,438.04                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2726221                              .2500                          
361,487.90                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2726222                              .2500                          
162,477.06                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

2726223                              .2500                          
99,718.41                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2726224                              .2500                          
68,207.65                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2726225                              .2500                          
48,953.15                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2726226                              .2500                          
120,194.03                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2726227                              .2500                          
132,738.37                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2726228                              .2500                          
65,360.11                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2726229                              .2500                          
44,910.23                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2726230                              .2500                          
114,140.20                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

2726231                              .2500                          
127,375.23                           .0800                          
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2726232                              .2500                          
478,859.18                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2726233                              .2500                          
51,613.74                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

2726234                              .2500                          
46,864.08                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2726235                              .2500                          
79,731.84                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2731199                              .2500                          
97,752.49                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2733188                              .2500                          
297,622.33                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2733189                              .2500                          
572,014.42                           .0800                          
6.6250                         .0000                    
6.3750                         .0000                    
6.2950                         .0000                    
6.2500                         .0450                    
1                                                                               

2733190                              .2500                          
373,078.77                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2733191                              .2500                          
309,011.29                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2734669                              .2500                          
107,687.89                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2734670                              .2500                          
62,027.43                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2734671                              .2500                          
44,736.14                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2734672                              .2500                          
102,798.73                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2734673                              .2500                          
39,881.81                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2734674                              .2500                          
146,565.69                           .0800                          
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    
1                                                                               

2734675                              .2500                          
51,187.99                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2740850                              .2500                          
51,142.87                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2740851                              .2500                          
60,837.19                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2740852                              .2500                          
199,415.60                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2740853                              .2500                          
64,957.51                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2740854                              .2500                          
192,653.44                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2740856                              .2500                          
45,471.11                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2740857                              .2500                          
117,685.66                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

2740858                              .2500                          
206,680.76                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745655                              .2500                          
52,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745665                              .2500                          
53,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745666                              .2500                          
53,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745689                              .2500                          
47,900.00                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745702                              .2500                          
52,850.00                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2745703                              .2500                          
52,850.00                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2745719                              .2500                          
108,000.00                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    
1                                                                               

2745720                              .2500                          
48,050.00                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745832                              .2500                          
58,163.90                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2745833                              .2500                          
166,926.98                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745834                              .2500                          
110,725.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745835                              .2500                          
88,234.33                           .0800                         
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2745836                              .2500                          
97,300.61                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745838                              .2500                          
186,807.83                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2745839                              .2500                          
218,725.54                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

2745840                              .2500                          
311,155.20                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2745841                              .2500                          
50,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2745842                              .2500                          
68,000.00                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2745843                              .2500                          
182,822.93                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2745844                              .2500                          
69,751.04                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2745845                              .2500                          
143,560.31                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745846                              .2500                          
11,439.99                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

2745847                              .2500                          
59,824.67                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

2745848                              .2500                          
229,615.54                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745849                              .2500                          
146,949.93                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745850                              .2500                          
79,755.73                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745851                              .2500                          
59,808.63                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2745852                              .2500                          
109,329.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745853                              .2500                          
133,091.92                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745854                              .2500                          
99,691.30                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2745855                              .2500                          
50,687.58                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

2745856                              .2500                          
116,847.69                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2745857                              .2500                          
103,678.95                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2745858                              .2500                          
53,842.21                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2745859                              .2500                          
378,864.88                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745860                              .2500                          
184,471.29                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745861                              .2500                          
152,828.52                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745862                              .2500                          
294,089.34                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2745863                              .2500                          
149,541.99                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    
1                                                                               

2745864                              .2500                          
69,779.15                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2745865                              .2500                          
111,661.74                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745866                              .2500                          
62,622.41                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745867                              .2500                          
238,529.86                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745868                              .2500                          
202,373.34                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2745869                              .2500                          
156,448.25                           .0300                          
6.3750                         .0000                    
6.1250                         .0000                    
6.0950                         .0000                    
6.0950                         .0000                    

2745870                              .2500                          
253,996.11                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2745871                              .2500                          
498,422.52                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

2745873                              .2500                          
54,842.81                           .0800                         
8.1250                         .0000                    
7.8750                         .0000                    
7.7950                         .0000                    
6.2500                        1.5450                    

2745874                              .2500                          
84,751.62                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2745875                              .2500                          
107,295.92                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745876                              .2500                          
114,663.97                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2745877                              .2500                          
34,787.92                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745878                              .2500                          
130,802.62                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745879                              .2500                          
55,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745880                              .2500                          
32,155.76                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    
1                                                                               

2745881                              .2500                          
66,710.63                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2745882                              .2500                          
33,490.25                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745883                              .2500                          
64,635.37                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

2745885                              .2500                          
179,450.38                           .0800                          
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745886                              .2500                          
55,894.01                           .0800                         
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2745887                              .2500                          
194,825.32                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745888                              .2500                          
101,851.35                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    

2745889                              .2500                          
293,967.36                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    
1                                                                               

2745890                              .2500                          
91,722.19                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2745891                              .2500                          
89,448.68                           .0800                         
7.3750                         .0000                    
7.1250                         .0000                    
7.0450                         .0000                    
6.2500                         .7950                    

2745892                              .2500                          
175,717.70                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2745893                              .2500                          
24,922.82                           .0800                         
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2746770                              .2500                          
25,400.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2746786                              .2500                          
55,000.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2747445                              .2500                          
23,100.00                           .0800                         
8.5000                         .0000                    
8.2500                         .0000                    
8.1700                         .0000                    
6.2500                        1.9200                    

2747455                              .2500                          
33,400.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

2747457                              .2500                          
33,600.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2748134                              .2500                          
60,800.00                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    

2748672                              .2500                          
100,000.00                           .0800                          
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2748693                              .2500                          
38,600.00                           .0800                         
6.8750                         .0000                    
6.6250                         .0000                    
6.5450                         .0000                    
6.2500                         .2950                    

2748695                              .2500                          
96,800.00                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2748696                              .2500                          
69,200.00                           .0800                         
8.2500                         .0000                    
8.0000                         .0000                    
7.9200                         .0000                    
6.2500                        1.6700                    

2749255                              .2500                          
50,500.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2749269                              .2500                          
70,500.00                           .0800                         
7.1250                         .0000                    
6.8750                         .0000                    
6.7950                         .0000                    
6.2500                         .5450                    
1                                                                               

2749277                              .2500                          
107,600.00                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2749283                              .2500                          
34,500.00                           .0800                         
8.3750                         .0000                    
8.1250                         .0000                    
8.0450                         .0000                    
6.2500                        1.7950                    

2749290                              .2500                          
105,600.00                           .0800                          
6.7500                         .0000                    
6.5000                         .0000                    
6.4200                         .0000                    
6.2500                         .1700                    

2750078                              .2500                          
64,000.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2750104                              .2500                          
127,100.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2751863                              .2500                          
26,000.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2751910                              .2500                          
104,250.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2751962                              .2500                          
102,000.00                           .0800                          
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    
1                                                                               

2751977                              .2500                          
326,500.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2752052                              .2500                          
89,500.00                           .0800                         
7.7500                         .0000                    
7.5000                         .0000                    
7.4200                         .0000                    
6.2500                        1.1700                    

2752054                              .2500                          
57,500.00                           .0800                         
7.5000                         .0000                    
7.2500                         .0000                    
7.1700                         .0000                    
6.2500                         .9200                    

2752695                              .2500                          
241,500.00                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2752709                              .2500                          
112,000.00                           .0800                          
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2754750                              .2500                          
187,332.30                           .0800                          
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2754757                              .2500                          
202,239.80                           .0800                          
7.2500                         .0000                    
7.0000                         .0000                    
6.9200                         .0000                    
6.2500                         .6700                    

2754761                              .2500                          
112,592.92                           .0800                          
7.0000                         .0000                    
6.7500                         .0000                    
6.6700                         .0000                    
6.2500                         .4200                    
1                                                                               

2754768                              .2500                          
115,664.77                           .0800                          
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

2755425                              .2500                          
44,600.00                           .0800                         
7.8750                         .0000                    
7.6250                         .0000                    
7.5450                         .0000                    
6.2500                        1.2950                    

2755453                              .2500                          
55,000.00                           .0800                         
7.6250                         .0000                    
7.3750                         .0000                    
7.2950                         .0000                    
6.2500                        1.0450                    

2755466                              .2500                          
98,000.00                           .0800                         
8.0000                         .0000                    
7.7500                         .0000                    
7.6700                         .0000                    
6.2500                        1.4200                    

TOTAL NUMBER OF LOANS:     2050                                             
TOTAL BALANCE........:        209,460,058.53                                

1                                                                               

RUN ON     : 03/25/99            RFC DISCLOSURE SYSTEM      RFFSDFIX-01     
 AT         : 10.11.12            INITIAL SECURITY FEES      AMORTIZED BALANCE
 SERIES     : RALI 1999-QS4        FIXED SUMMARY REPORT      CUTOFF : 03/01/99
POOL       : 0004364                                                        
:                                                     
:                                                     
POOL STATUS: F                                                              

                            WEIGHTED AVERAGES      FROM         TO
  ------------------------------------------------------------------------------
CURR NOTE RATE                        7.4805            6.1250      9.5000  
RFC NET RATE                          7.2303            5.8750      9.2500  
NET MTG RATE(INVSTR RATE)             7.1508            5.8450      9.1700  
POST STRIP RATE                       6.2490            5.8450      6.2500  
SUB SERV FEE                           .2502             .2500      1.2500  
MSTR SERV FEE                          .0795             .0300       .0800  
ALL EXP                                .0000             .0000       .0000  
MISC EXP                               .0000             .0000       .0000  
SPREAD                                 .0000             .0000       .0000  
STRIP                                  .9018             .0000      2.9200  

TOTAL NUMBER OF LOANS:  2050                                                
TOTAL BALANCE........:     209,460,058.53                                   

     ***************************
     *      END OF REPORT      *
     ***************************

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Just 48th
EXHIBIT G   

FORM OF SELLER/SERVICER CONTRACT  

      This  Seller/Servicer  Contract  (as  may  be  amended,   supplemented  or
otherwise modified from time to time, this "Contract") is made this             
                   day of , 19 , by and between Residential Funding Corporation,
its successors and assigns ("Residential  Funding") and (the  "Seller/Servicer,"
and, together with Residential Funding, the "parties" and each, individually,  a
"party").                                                                       

      WHEREAS,  the  Seller/Servicer  desires to sell Loans to,  and/or  service
Loans for,  Residential  Funding,  and  Residential  Funding desires to purchase
Loans from the Seller/Servicer  and/or have the Seller/Servicer  service various
of its Loans, pursuant to the terms of this Contract and the Residential Funding
Seller  and  Servicer  Guides  incorporated  herein by  reference,  as  amended,
supplemented or otherwise modified, from time to time (together, the "Guides"). 

      NOW,  THEREFORE,   in  consideration  of  the  premises,  and  the  terms,
conditions and agreements set forth below, the parties agree as follows:        

1.          Incorporation of Guides by Reference.                               

      The Seller/Servicer acknowledges that it has received and read the Guides.
All provisions of the Guides are  incorporated by reference into and made a part
of this Contract, and shall be binding upon the parties; provided, however, that
the Seller/Servicer  shall be entitled to sell Loans to and/or service Loans for
Residential  Funding only if and for so long as it shall have been authorized to
do so by Residential Funding in writing.  Specific reference in this Contract to
particular  provisions of the Guides and not to other  provisions  does not mean
that those provisions of the Guides not specifically  cited in this Contract are
not applicable. All terms used herein shall have the same meanings as such terms
have in the Guides, unless the context clearly requires otherwise.              

2.          Amendments.                                                         

      This Contract may not be amended or modified  orally,  and no provision of
this  Contract  may be waived or amended  except in writing  signed by the party
against whom  enforcement  is sought.  Such a written  waiver or amendment  must
expressly  reference this Contract.  However,  by their terms, the Guides may be
amended or  supplemented  by  Residential  Funding  from time to time.  Any such
amendment(s) to the Guides shall be binding upon the parties hereto.            

3.          Representations and Warranties.                                     

a.          Reciprocal Representations and Warranties.                          

            The  Seller/Servicer  and  Residential  Funding each  represents and
warrants to the other that as of the date of this Contract:                     

(1)   Each party is duly organized, validly existing, and in good standing      
          under the laws of its jurisdiction of organization, is
       qualified, if necessary, to do business and in good
               standing in each jurisdiction in which it is required to be
              so qualified, and has the requisite power and authority to
               enter into this Contract and all other agreements which are
      contemplated by this Contract and to carry out its
             obligations hereunder and under the Guides and under such
other agreements.                           

(2)               This Contract has been duly authorized, executed and delivered
                  by each  party and  constitutes  a valid and  legally  binding
                  agreement of each party  enforceable  in  accordance  with its
terms.                                      

(3)               There is no action,  proceeding  or  investigation  pending or
                  threatened,  and no basis  therefor is known to either  party,
                  that could affect the validity or prospective validity of this
Contract.                                   

(4)   Insofar as its capacity to carry out any obligation under this Contract   
               is concerned, neither party is in violation of any charter,
           articles of incorporation, bylaws, mortgage, indenture,
          indebtedness, agreement, instrument, judgment, decree,
      order, statute, rule or regulation and none of the
              foregoing adversely affects its capacity to fulfill any of
               its obligations under this Contract.  Its execution of, and
               performance pursuant to, this Contract will not result in a
violation of any of the foregoing.          

b.          Seller/Servicer's Representations, Warranties and Covenants.        

            In addition to the representations, warranties and covenants made by
            the  Seller/Servicer  pursuant to subparagraph (a) of this paragraph
            3, the  Seller/Servicer  makes the  representations,  warranties and
            covenants  set forth in the  Guides  and,  upon  request,  agrees to
            deliver to Residential Funding the certified  Resolution of Board of
            Directors  which  authorizes  the  execution  and  delivery  of this
Contract.                                               

4.          Remedies of Residential Funding.                                    

      If an Event of Seller Default or an Event of Servicer Default shall occur,
Residential  Funding may, at its option,  exercise one or more of those remedies
set forth in the Guides.                                                        

5.          Seller/Servicer's Status as Independent Contractor.                 

      At no time  shall the  Seller/Servicer  represent  that it is acting as an
agent of Residential Funding. The Seller/Servicer shall, at all times, act as an
independent contractor.                                                         

6.          Prior Agreements Superseded.                                        

      This Contract  restates,  amends and  supersedes  any and all prior Seller
Contracts or Servicer Contracts between the parties except that any subservicing
agreement  executed by the  Seller/Servicer in connection with any loan-security
exchange transaction shall not be affected.                                     

7.          Assignment.                                                         

      This Contract may not be assigned or transferred,  in whole or in part, by
the  Seller/Servicer  without the prior written consent of Residential  Funding.
Residential  Funding may sell,  assign,  convey,  hypothecate,  pledge or in any
other way transfer,  in whole or in part, without restriction,  its rights under
this Contract and the Guides with respect to any Commitment or Loan.            

8.          Notices.                                                            

      All  notices,  requests,  demands or other  communications  that are to be
given under this  Contract  shall be in writing,  addressed  to the  appropriate
parties and sent by  telefacsimile  or by overnight  courier or by United States
mail,  postage prepaid,  to the addresses and  telefacsimile  numbers  specified
below.  However,  another  name,  address  and/or  telefacsimile  number  may be
substituted  by  the  Seller/Servicer  pursuant  to  the  requirements  of  this
paragraph 8, or Residential Funding pursuant to an amendment to the Guides.     

If to Residential  Funding,  notices must be sent to the appropriate  address or
telefacsimile number specified in the Guides.                                   

If to the Seller/Servicer, notice must be sent to:                              

--------------------------------------------                          

--------------------------------------------                          
Attention:                                                            
--------------------------------------------                          
Telefacsimile Number:  (      )                                       
-                                                         
--------------------------------------------                          
9.          Jurisdiction and Venue.                                             

      Each of the parties  irrevocably  submits to the jurisdiction of any state
or federal court located in Hennepin County, Minnesota, over any action, suit or
proceeding  to enforce or defend any right  under  this  Contract  or  otherwise
arising from any loan sale or servicing relationship existing in connection with
this  Contract,  and each of the parties  irrevocably  agrees that all claims in
respect of any such  action or  proceeding  may be heard or  determined  in such
state or federal court. Each of the parties irrevocably waives the defense of an
inconvenient  forum to the  maintenance of any such action or proceeding and any
other  substantive or procedural  rights or remedies it may have with respect to
the maintenance of any such action or proceeding in any such forum.  Each of the
parties agrees that a final  judgment in any such action or proceeding  shall be
conclusive and may be enforced in any other jurisdiction by suit on the judgment
or in any other manner  provided by law. Each of the parties  further agrees not
to institute  any legal  actions or  proceedings  against the other party or any
director,  officer,  employee,  attorney,  agent or property of the other party,
arising  out of or  relating  to  this  Contract  in any  court  other  than  as
hereinabove specified in this paragraph 9.                                      

10.         Miscellaneous.                                                      

      This Contract,  including all documents  incorporated by reference herein,
constitutes the entire  understanding  between the parties hereto and supersedes
all other agreements, covenants, representations, warranties, understandings and
communications between the parties, whether written or oral, with respect to the
transactions  contemplated by this Contract.  All paragraph  headings  contained
herein  are for  convenience  only and  shall not be  construed  as part of this
Contract.  Any provision of this Contract that is prohibited or unenforceable in
any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of
such prohibition or unenforceability without invalidating the remaining portions
hereof or affecting  the  validity or  enforceability  of such  provision in any
other jurisdiction,  and, to this end, the provisions hereof are severable. This
Contract  shall be governed by, and construed  and enforced in accordance  with,
applicable federal laws and the laws of the State of Minnesota.                 

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      IN WITNESS WHEREOF,  the duly authorized  officers of the  Seller/Servicer
and Residential  Funding have executed this  Seller/Servicer  Contract as of the
date first above written.                                                       

ATTEST:                         SELLER/SERVICER                                 

[Corporate Seal]                                                                

                                     (Name of Seller/Servicer)
By:                             By:                                             
(Signature)                              (Signature)                  
By:                             By:                                             
(Typed Name)                             (Typed Name)                 
Title:                          Title:                                          
==========================================================================      

ATTEST:                         RESIDENTIAL FUNDING CORPORATION                 
[Corporate Seal]                                                                

By:                             By:                                             
(Signature)                              (Signature)                  
By:                             By:                                             
(Typed Name)                             (Typed Name)                 
Title:                          Title:                                          

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H-2                         

EXHIBIT H   
FORMS OF REQUEST FOR RELEASE  

DATE:                                                                           

TO:                                                                             

RE:         REQUEST FOR RELEASE OF DOCUMENTS                                    

In connection with the  administration of the pool of Mortgage Loans held by you
for the  referenced  pool,  we request  the  release of the  Mortgage  Loan File
described below.                                                                

Pooling and Servicing Agreement Dated:                                          
Series#:                                                                        
Account#:                                                                       
Pool#:                                                                          
Loan#:                                                                          
Borrower Name(s):                                                               
Reason for Document Request:                   (circle one)                     

Mortgage Loan Prepaid in Full       Mortgage Loan Repurchased       

"We hereby  certify  that all amounts  received or to be received in  connection
with such  payments  which are required to be deposited  have been or will be so
deposited as provided in the Pooling and Servicing Agreement."                  

Residential Funding Corporation                                                 
Authorized Signature                                                            

******************************************************************************  

TO  CUSTODIAN/TRUSTEE:  Please acknowledge this request, and check off documents
being  enclosed  with a copy of this form.  You should retain this form for your
files in accordance with the terms of the Pooling and Servicing Agreement.      

Enclosed Documents:    [ ]  Promissory Note                                     
[ ]  Primary Insurance Policy     
[ ]  Mortgage or Deed of Trust    
                       [ ] Assignment(s)  of Mortgage or Deed of Trust [ ] Title
Insurance Policy [ ] Other:       

Name:                                                                           
Title:                                                                          
Date:                                                                           

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I-1-4     

EXHIBIT I-1   

FORM OF TRANSFER AFFIDAVIT AND AGREEMENT  

STATE OF                   )                                                    
)   ss.:                  
COUNTY OF                  )                                                    
    [NAME OF OFFICER], being first duly sworn, deposes and says:

1. That he is [Title of Officer] of [Name of Owner] (record or beneficial  owner
of the Mortgage Asset-Backed Pass-Through Certificates, Series 1999-QS4, Class R
(the  "Owner")),  a  [savings  institution]  [corporation]  duly  organized  and
existing under the laws of [the State of                                        
                                 ] [the United States], on behalf of which
he makes this affidavit and agreement.                                          

2. That the Owner (i) is not and will not be a "disqualified organization" or an
electing  large  partnership  as of [date of  transfer]  within  the  meaning of
Sections 860E(e)(5) and 775, respectively, of the Internal Revenue Code of 1986,
as amended (the "Code") or an electing large partnership under Section 775(a) of
the Code,  (ii) will endeavor to remain other than a  disqualified  organization
for so long as it retains its  ownership  interest in the Class R  Certificates,
and (iii) is acquiring the Class R  Certificates  for its own account or for the
account of another  Owner from which it has received an affidavit  and agreement
in  substantially  the same  form as this  affidavit  and  agreement.  (For this
purpose, a "disqualified organization" means an electing large partnership under
Section 775 of the Code, the United States,  any state or political  subdivision
thereof,  any agency or  instrumentality  of any of the foregoing (other than an
instrumentality  all of the  activities of which are subject to tax and,  except
for the Federal  Home Loan  Mortgage  Corporation,  a majority of whose board of
directors  is not  selected  by any such  governmental  entity)  or any  foreign
government,  international organization or any agency or instrumentality of such
foreign government or organization, any rural electric or telephone cooperative,
or any organization (other than certain farmers' cooperatives) that is generally
exempt from federal income tax unless such organization is subject to the tax on
unrelated business taxable income).                                             

3. That the Owner is aware (i) of the tax that would be imposed on  transfers of
Class  R  Certificates   to   disqualified   organizations   or  electing  large
partnerships,  under  the  Code,  that  applies  to all  transfers  of  Class  R
Certificates after March 31, 1988; (ii) that such tax would be on the transferor
(or,  with  respect to transfers to electing  large  partnerships,  on each such
partnership),  or, if such transfer is through an agent (which person includes a
broker,  nominee or middleman)  for a disqualified  organization,  on the agent;
(iii) that the person  (other than with respect to  transfers to electing  large
partnerships)  otherwise  liable for the tax shall be relieved of liability  for
the tax if the  transferee  furnishes  to such  person  an  affidavit  that  the
transferee is not a disqualified organization and, at the time of transfer, such
person does not have actual knowledge that the affidavit is false; and (iv) that
the Class R Certificates  may be  "noneconomic  residual  interests"  within the
meaning of Treasury  regulations  promulgated  pursuant to the Code and that the
transferor of a noneconomic  residual  interest will remain liable for any taxes
due with respect to the income on such residual interest,  unless no significant
purpose of the transfer was to impede the assessment or collection of tax.      

4. That the Owner is aware of the tax imposed on a "pass-through entity" holding
Class R  Certificates  if either the  pass-through  entity is an electing  large
partnership  under  Section 775 of the if at any time during the taxable year of
the pass-through  entity a disqualified  organization is the record holder of an
interest in such entity.  (For this purpose,  a "pass through entity" includes a
regulated  investment  company,  a real estate  investment trust or common trust
fund, a partnership, trust or estate, and certain cooperatives.)                

5. The Owner is a citizen or  resident  of the  United  States,  a  corporation,
partnership  or other entity  created or organized in, or under the laws of, the
United  States or any  political  subdivision  thereof  (except in the case of a
partnership, to the extent provided in Treasury regulations),  or an estate that
is described in Section 7701(a)(30)(D) of the Code, or a trust that is described
in Section 7701(a)(30)(E) of the Code.                                          

6. That the Owner is aware that the Trustee  will not  register  the transfer of
any Class R  Certificates  unless the  transferee,  or the  transferee's  agent,
delivers to it an affidavit and agreement,  among other things, in substantially
the same form as this affidavit and agreement.  The Owner expressly  agrees that
it will not consummate any such transfer if it knows or believes that any of the
representations contained in such affidavit and agreement are false.            

7. That the Owner has  reviewed  the  restrictions  set forth on the face of the
Class R Certificates  and the  provisions of Section  5.02(f) of the Pooling and
Servicing  Agreement  under  which  the Class R  Certificates  were  issued  (in
particular,  clause (iii)(A) and (iii)(B) of Section 5.02(f) which authorize the
Trustee to deliver  payments  to a person  other than the Owner and  negotiate a
mandatory sale by the Trustee in the event the Owner holds such  Certificates in
violation of Section 5.02(f)).  The Owner expressly agrees to be bound by and to
comply with such restrictions and provisions.                                   

8. That the Owner consents to any additional  restrictions or arrangements  that
shall be deemed  necessary  upon advice of counsel to  constitute  a  reasonable
arrangement to ensure that the Class R Certificates will only be owned, directly
or indirectly, by an Owner that is not a disqualified organization.             

9.                          The Owner's Taxpayer Identification Number is .     

10. This affidavit and agreement  relates only to the Class R Certificates  held
by the Owner and not to any other holder of the Class R Certificates.  The Owner
understands  that the  liabilities  described  herein relate only to the Class R
Certificates.                                                                   

11. That no purpose of the Owner  relating to the transfer of any of the Class R
Certificates  by the Owner is or will be to impede the  assessment or collection
of any tax.                                                                     

12.  That the Owner has no  present  knowledge  or  expectation  that it will be
unable  to  pay  any  United  States  taxes  owed  by it so  long  as any of the
Certificates remain outstanding.  In this regard, the Owner hereby represents to
and for the benefit of the person from whom it acquired the Class R  Certificate
that the Owner  intends  to pay  taxes  associated  with  holding  such  Class R
Certificate  as they  become  due,  fully  understanding  that it may  incur tax
liabilities in excess of any cash flows generated by the Class R Certificate.   

13. That the Owner has no present  knowledge or expectation  that it will become
insolvent or subject to a bankruptcy  proceeding for so long as any of the Class
R Certificates remain outstanding.                                              

14. The  Purchaser is not an employee  benefit plan or other plan subject to the
prohibited transaction provisions of the Employee Retirement Income Security Act
of 1974, as amended  ("ERISA"),  or Section 4975 of the Internal Revenue Code of
1986, as amended (the "Code"),  or an investment  manager,  named fiduciary or a
trustee of any such plan, or any other Person acting, directly or indirectly, on
behalf of or purchasing any Certificate with "plan assets" of any such plan.    

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            IN WITNESS  WHEREOF,  the Owner has  caused  this  instrument  to be
executed on its behalf,  pursuant to the authority of its Board of Directors, by
its [Title of Officer] and its corporate seal to be hereunto attached,  attested
by its [Assistant] Secretary, this day of                                       
, 199    .          

       [NAME OF OWNER]

By:     
 [Name of Officer]
[Title of Officer]
[Corporate Seal]                                                                

ATTEST:                                                                         

[Assistant] Secretary                                                           

            Personally  appeared  before me the  above-named  [Name of Officer],
known  or  proved  to me to be  the  same  person  who  executed  the  foregoing
instrument and to be the [Title of Officer] of the Owner, and acknowledged to me
that he executed  the same as his free act and deed and the free act and deed of
the Owner.                                                                      

   Subscribed          and sworn before me this day of , 199 .

               NOTARY PUBLIC

 COUNTY OF
STATE OF
                   My Commission expires the day of , 19 .

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I-2-2 

EXHIBIT I-2     

FORM OF TRANSFEROR CERTIFICATE  

                                                                 ,
19      

Residential Accredit Loans, Inc.                                                
8400 Normandale Lake Boulevard                                                  
Suite 600                                                                       
Minneapolis, Minnesota  55437                                                   

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Attention:  Residential Funding Corporation Series 1999-QS4                     

Re:   Mortgage Asset-Backed Pass-Through                
Certificates,                               
Series 1999-QS4, Class R                    

Ladies and Gentlemen:                                                           

            This letter is delivered to you in  connection  with the transfer by
(the "Seller") to (the "Purchaser") of $ Initial  Certificate  Principal Balance
of Mortgage Asset-Backed  Pass-Through  Certificates,  Series 1999-QS4,  Class R
(the  "Certificates"),  pursuant to Section  5.02 of the  Pooling and  Servicing
Agreement  (the  "Pooling and Servicing  Agreement"),  dated as of March 1, 1999
among Residential  Accredit Loans, Inc., as seller (the "Company"),  Residential
Funding Corporation,  as master servicer,  and Bankers Trust Company, as trustee
(the "Trustee").  All terms used herein and not otherwise defined shall have the
meanings set forth in the Pooling and  Servicing  Agreement.  The Seller  hereby
certifies,  represents and warrants to, and covenants  with, the Company and the
Trustee that:                                                                   

15. No purpose of the Seller  relating to the transfer of the Certificate by the
Seller to the Purchaser is or will be to impede the  assessment or collection of
any tax.                                                                        

16. The Seller  understands  that the Purchaser has delivered to the Trustee and
the Master  Servicer a transfer  affidavit and agreement in the form attached to
the Pooling and Servicing  Agreement as Exhibit I-1. The Seller does not know or
believe that any representation contained therein is false.                     

17.  The  Seller  has at  the  time  of  the  transfer  conducted  a  reasonable
investigation  of the financial  condition of the Purchaser as  contemplated  by
Treasury  Regulations  Section  1.860E-1(c)(4)(i)  and,  as  a  result  of  that
investigation,  the Seller has  determined  that the Purchaser has  historically
paid its debts as they  become  due and has  found no  significant  evidence  to
indicate  that the  Purchaser  will not continue to pay its debts as they become
due in the  future.  The  Seller  understands  that  the  transfer  of a Class R
Certificate  may not be respected for United States income tax purposes (and the
Seller may  continue  to be liable for United  States  income  taxes  associated
therewith) unless the Seller has conducted such an investigation.               

18. The Seller has no actual knowledge that the proposed  Transferee is not both
a United States Person and a Permitted Transferee.                              

         Very truly yours,

(Seller)

By:     
Name:   
Title:  

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J-1-3 

EXHIBIT J-1   

FORM OF INVESTOR REPRESENTATION LETTER  

                                        , 19

Residential Accredit Loans, Inc.                                                
8400 Normandale Lake Boulevard                                                  
Suite 600                                                                       
Minneapolis, MN 55437                                                           

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Residential Funding Corporation                                                 
8400 Normandale Lake Boulevard                                                  
Suite 600                                                                       
Minneapolis, MN  55437                                                          

Attention:  Residential Funding Corporation Series 1999-QS4                     

RE:   Mortgage Asset-Backed Pass-Through                
Certificates,                               
Series 1999-QS4, [Class B-]                 

Ladies and Gentlemen:                                                           

                                                  (the
"Purchaser") intends to purchase from                                           
                                            (the "Seller")
$ Initial Certificate  Principal Balance of Mortgage  Asset-Backed  Pass-Through
Certificates,  Series 1999-QS4,  Class (the "Certificates"),  issued pursuant to
the Pooling and Servicing  Agreement  (the  "Pooling and Servicing  Agreement"),
dated as of March 1, 1999 among Residential Accredit Loans, Inc., as seller (the
"Company"),  Residential  Funding  Corporation,  as master servicer (the "Master
Servicer"),  and Bankers Trust Company,  as trustee (the  "Trustee").  All terms
used herein and not  otherwise  defined shall have the meanings set forth in the
Pooling and Servicing Agreement. The Purchaser hereby certifies,  represents and
warrants  to, and  covenants  with,  the  Company,  the  Trustee  and the Master
Servicer that:                                                                  

1.          The Purchaser understands that (a) the Certificates have not been   
        and will not be registered or qualified under the Securities Act
        of 1933, as amended (the "Act") or any state securities law, (b)
 the Company is not required to so register or qualify the
Certificates, (c) the Certificates may be resold only if
         registered and qualified pursuant to the provisions of the Act or
any state securities law, or if an exemption from such  
        registration and qualification is available, (d) the Pooling and
        Servicing Agreement contains restrictions regarding the transfer
       of the Certificates and (e) the Certificates will bear a legend
to the foregoing effect.                                

2.          The Purchaser is acquiring the  Certificates for its own account for
            investment  only and not  with a view to or for  sale in  connection
            with any  distribution  thereof in any manner that would violate the
Act or any applicable state securities laws.            

3.          The Purchaser is (a) a substantial, sophisticated institutional     
      investor having such knowledge and experience in financial and
        business matters, and, in particular, in such matters related to
       securities similar to the Certificates, such that it is capable
of evaluating the merits and risks of investment in the 
    Certificates, (b) able to bear the economic risks of such an
         investment and (c) an "accredited investor" within the meaning of
Rule 501(a) promulgated pursuant to the Act.            

4.          The Purchaser has been furnished with, and has had an opportunity to
     review (a) [a copy of the Private Placement Memorandum, dated
                                             , 19    , relating to the
            Certificates (b)] a copy of the Pooling and Servicing  Agreement and
            [b] [c] such other  information  concerning  the  Certificates,  the
            Mortgage  Loans  and  the  Company  as  has  been  requested  by the
            Purchaser  from the  Company or the Seller  and is  relevant  to the
            Purchaser's decision to purchase the Certificates. The Purchaser has
            had any questions  arising from such review  answered by the Company
            or  the  Seller  to  the  satisfaction  of the  Purchaser.  [If  the
            Purchaser  did not  purchase  the  Certificates  from the  Seller in
            connection with the initial distribution of the Certificates and was
            provided  with  a copy  of the  Private  Placement  Memorandum  (the
            "Memorandum") relating to the original sale (the "Original Sale") of
            the  Certificates by the Company,  the Purchaser  acknowledges  that
            such  Memorandum  was  provided  to  it  by  the  Seller,  that  the
            Memorandum  was prepared by the Company solely for use in connection
            with the  Original  Sale and the Company did not  participate  in or
            facilitate  in any  way  the  purchase  of the  Certificates  by the
            Purchaser  from the Seller,  and the  Purchaser  agrees that it will
            look solely to the Seller and not to the Company with respect to any
            damage,  liability,  claim or expense arising out of, resulting from
            or in  connection  with (a) error or omission,  or alleged  error or
            omission,  contained  in the  Memorandum,  or (b)  any  information,
       development or event arising after the date of the Memorandum.]

5.          The Purchaser has not and will not nor has it authorized or will    
         it authorize any person to (a) offer, pledge, sell, dispose of or
otherwise transfer any Certificate, any interest in any 
      Certificate or any other similar security to any person in any
   manner, (b) solicit any offer to buy or to accept a pledge,
         disposition of other transfer of any Certificate, any interest in
        any Certificate or any other similar security from any person in
       any manner, (c) otherwise approach or negotiate with respect to
     any Certificate, any interest in any Certificate or any other
    similar security with any person in any manner, (d) make any
      general solicitation by means of general advertising or in any
         other manner or (e) take any other action, that (as to any of (a)
 through (e) above) would constitute a distribution of any
       Certificate under the Act, that would render the disposition of
        any Certificate a violation of Section 5 of the Act or any state
securities law, or that would require registration or   
       qualification pursuant thereto.  The Purchaser will not sell or
        otherwise transfer any of the Certificates, except in compliance
   with the provisions of the Pooling and Servicing Agreement.

6.          The Purchaser                                                       

(a)         is not an employee benefit or other plan subject to the             
    prohibited transaction provisions of the Employee Retirement
     Income Security Act of 1974, as amended ("ERISA"), or Section
         4975 of the Internal Revenue Code of 1986, as amended (a "Plan"),
     or any other person (including an investment manager, a named
fiduciary or a trustee of any Plan) acting, directly or 
         indirectly, on behalf of or purchasing any Certificate with "plan
         assets" of any Plan within the meaning of the Department of Labor
("DOL") regulation at 29 C.F.R.ss.2510.3-101; or        

(b)         is an  insurance  company,  the  source of funds to be used by it to
            purchase the Certificates is an "insurance  company general account"
            (within the meaning of DOL Prohibited  Transaction  Class  Exemption
            ("PTCE") 95-60), and the purchase is being made in reliance upon the
            availability  of the exemptive  relief afforded under Sections I and
III of PTCE 95-60.                                      

      In addition,  the Purchaser hereby certifies,  represents and warrants to,
and covenants  with, the Company,  the Trustee and the Master  Servicer that the
Purchaser will not transfer such  Certificates to any Plan or person unless such
Plan or person meets the requirements set forth in either 6(a) or (b) above.    

         Very truly yours,

By:     
Name:   
Title:  

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J-2-3 

EXHIBIT J-2   

FORM OF ERISA REPRESENTATION LETTER   

                                                 , 199

Residential Funding Corporation                                                 
8400 Normandale Lake Boulevard                                                  
Suite 600                                                                       
Minneapolis, Minnesota  55437                                                   

Residential Accredit Loans, Inc.                                                
8400 Normandale Lake Boulevard                                                  
Suite 600                                                                       
Minneapolis, Minnesota  55437                                                   

Bankers Trust Company                                                           
Four Albany Street                                                              
New York, New York  10006                                                       

Attention:  Residential Funding Corporation Series 1999-QS                      

Re:   Mortgage Asset-Backed Pass-Through                
Certificates, Series 1999-QS  , Class       
M-                                          

Ladies and Gentlemen:                                                           

                                   (the "Purchaser") intends to purchase
from  (the  "Seller")  $  Initial  Certificate  Principal  Balance  of  Mortgage
Asset-Backed  Pass-Through   Certificates,   Series  1999-QS  ,  Class  M-  (the
"Certificates"),  issued  pursuant to the Pooling and Servicing  Agreement  (the
"Pooling and Servicing Agreement"), dated as of March 1, 1999, among Residential
Accredit  Loans,   Inc.,  as  seller  (the   "Company"),   Residential   Funding
Corporation,  as master  servicer  (the  "Master  Servicer")  and Bankers  Trust
Company,  as (the  "Trustee").  All terms used herein and not otherwise  defined
shall have the meanings set forth in the Pooling and  Servicing  Agreement.  The
Purchaser hereby  certifies,  represents and warrants to, and covenants with the
Company, the Trustee and the Master Servicer that either:                       

(a)   The Purchaser is not an employee benefit or other plan subject to the     
    prohibited transaction provisions of the Employee Retirement
     Income Security Act of 1974, as amended ("ERISA"), or Section
         4975 of the Internal Revenue Code of 1986, as amended (a "Plan"),
     or any other person (including an investment manager, a named
fiduciary or a trustee of any Plan) acting, directly or 
         indirectly, on behalf of or purchasing any Certificate with "plan
         assets" of any Plan within the meaning of the Department of Labor
("DOL") regulation at 29 C.F.R.ss.2510.3-101; or        

(b)         The  Purchaser  is an insurance  company,  the source of funds to be
            used by it to purchase the  Certificates  is an  "insurance  company
            general account"  (within the meaning of DOL Prohibited  Transaction
            Class Exemption  ("PTCE") 95-60), ), and the conditions set forth in
Sections I and III of PTCE 95-60 have                   
been satisfied.                                         

                  In addition,  the Purchaser hereby  certifies,  represents and
            warrants to, and covenants  with,  the Company,  the Trustee and the
            Master   Servicer  that  the   Purchaser   will  not  transfer  such
            Certificates  to any Plan or person unless such Plan or person meets
the requirements set forth in either (a) or (b) above.  

         Very truly yours,

By:     
Name:   
Title:  

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EXHIBIT J-3   

FORM OF ERISA LEGEND  

      Each beneficial owner of a book-entry Class M Certificate (or any interest
therein) shall be deemed to have  represented,  by virtue of its  acquisition or
holding of such Certificate (or interest therein), that either:                 

            (a) it is not an  employee  benefit  or other  plan  subject  to the
      prohibited  transaction  provisions  of  the  Employee  Retirement  Income
      Security  Act of  1974,  as  amended  ("ERISA"),  or  Section  4975 of the
      Internal Revenue Code of 1986, as amended (a "Plan"),  or any other person
      (including an investment  manager,  a named  fiduciary or a trustee of any
      Plan)  acting,  directly or  indirectly,  on behalf of or  purchasing  any
Certificate with "plan assets" of any Plan; or                      

            (b) (i) the transferee is an insurance  company,  (ii) the source of
      funds  to be used  by it to  purchase  the  Certificate  is an  "insurance
      company  general  account"  (within  the  meaning of  Department  of Labor
      Prohibited  Transaction  Class Exemption  ("PTCE")  95-60),  and (iii) the
      conditions  set  forth  in  Sections  I and III of PTCE  95-60  have  been
satisfied.                                                          

      Any purported  beneficial  owner of a book-entry  Class M Certificate  (or
interest therein) to whom either (a) or (b) above does not apply shall indemnify
and  hold  harmless  the  Company,  the  Trustee,   the  Master  Servicer,   any
Subservicer,  and the  Trust  Fund  from and  against  any and all  liabilities,
claims,  costs  or  expenses  incurred  by  such  parties  as a  result  of  its
acquisition or holding of such Certificate.                                     

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K-2                         

EXHIBIT K   

FORM OF TRANSFEROR REPRESENTATION LETTER  

                                                                    , 19

Residential Accredit Loans, Inc.                                                
8400 Normandale Lake Boulevard                                                  
Suite 600                                                                       
Minneapolis, MN 55437                                                           

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Attention: Residential Funding Corporation Series 1999-QS4                      

Re:   Mortgage Asset-Backed Pass-Through                
Certificates,                               
Series 1999-QS4, [Class B-]                 

Ladies and Gentlemen:                                                           

            In     connection   with  the  sale  by  (the   "Seller")   to  (the
"Purchaser") of $ Initial Certificate     
Principal Balance of Mortgage  Asset-Backed  Pass-Through  Certificates,  Series
1999-QS4,  Class  (the  "Certificates"),  issued  pursuant  to the  Pooling  and
Servicing Agreement (the "Pooling and Servicing  Agreement"),  dated as of March
1, 1999 among  Residential  Accredit  Loans,  Inc.,  as seller (the  "Company"),
Residential Funding Corporation,  as master servicer, and Bankers Trust Company,
as trustee (the "Trustee"). The Seller hereby certifies, represents and warrants
to, and covenants with, the Company and the Trustee that:                       

            Neither the Seller nor anyone  acting on its behalf has (a) offered,
pledged,  sold,  disposed  of or  otherwise  transferred  any  Certificate,  any
interest in any  Certificate or any other similar  security to any person in any
manner, (b) has solicited any offer to buy or to accept a pledge, disposition or
other transfer of any Certificate,  any interest in any Certificate or any other
similar security from any person in any manner, (c) has otherwise  approached or
negotiated with respect to any  Certificate,  any interest in any Certificate or
any other  similar  security  with any  person in any  manner,  (d) has made any
general  solicitation by means of general advertising or in any other manner, or
(e) has taken any other action,  that (as to any of (a) through (e) above) would
constitute a distribution of the  Certificates  under the Securities Act of 1933
(the "Act"), that would render the disposition of any Certificate a violation of
Section  5 of the  Act or any  state  securities  law,  or  that  would  require
registration or qualification  pursuant thereto. The Seller will not act, in any
manner set forth in the foregoing sentence with respect to any Certificate.  The
Seller has not and will not sell or otherwise  transfer any of the Certificates,
except in compliance with the provisions of the Pooling and Servicing Agreement.

         Very truly yours,

(Seller)

By:     
Name:   
Title:  

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 EXHIBIT L

 [FORM OF RULE 144A INVESTMENT REPRESENTATION]

 Description of Rule 144A Securities, including numbers:

            The undersigned seller, as registered holder (the "Seller"), intends
to transfer the Rule 144A Securities  described  above to the undersigned  buyer
(the "Buyer").                                                                  

1. In  connection  with such  transfer  and in  accordance  with the  agreements
pursuant  to which the Rule 144A  Securities  were  issued,  the  Seller  hereby
certifies  the  following  facts:  Neither  the Seller nor anyone  acting on its
behalf has offered, transferred, pledged, sold or otherwise disposed of the Rule
144A  Securities,  any interest in the Rule 144A Securities or any other similar
security to, or solicited any offer to buy or accept a transfer, pledge or other
disposition  of  the  Rule  144A  Securities,  any  interest  in the  Rule  144A
Securities  or any other  similar  security  from,  or otherwise  approached  or
negotiated  with respect to the Rule 144A  Securities,  any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general  solicitation  by means of general  advertising or in any other
manner,  or taken any other action,  that would constitute a distribution of the
Rule 144A  Securities  under the  Securities  Act of 1933, as amended (the "1933
Act"),  or that  would  render the  disposition  of the Rule 144A  Securities  a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or  another  "qualified  institutional  buyer" as defined in Rule
144A under the 1933 Act.                                                        

2. The Buyer  warrants and represents  to, and covenants  with, the Seller,  the
Trustee  and the Master  Servicer  (as  defined  in the  Pooling  and  Servicing
Agreement (the "Agreement"), dated as of March 1, 1999 among Residential Funding
Corporation as Master Servicer,  Residential  Accredit Loans,  Inc. as depositor
pursuant to Section 5.02 of the Agreement and Bankers Trust Company, as trustee,
as follows:                                                                     

(a)   The  Buyer  understands  that  the  Rule  144A  Securities  have  not been
registered under the 1933 Act or the securities laws of any state.  

(b)   The Buyer  considers  itself a  substantial,  sophisticated  institutional
      investor  having such  knowledge and  experience in financial and business
      matters  that  it is  capable  of  evaluating  the  merits  and  risks  of
investment in the Rule 144A Securities.                             

(c)   The Buyer has been furnished with all information  regarding the Rule 144A
      Securities  that it has  requested  from the  Seller,  the  Trustee or the
Servicer.                                                           

(d)         Neither the Buyer nor anyone acting on its behalf has offered,      
transferred, pledged, sold or otherwise disposed of the Rule 144A   
Securities, any interest in the Rule 144A Securities or any other   
similar security to, or solicited any offer to buy or accept a      
  transfer, pledge or other disposition of the Rule 144A Securities, any
interest in the Rule 144A Securities or any other similar security  
from, or otherwise approached or negotiated with respect to the Rule
  144A Securities, any interest in the Rule 144A Securities or any other
similar security with, any person in any manner, or made any general
   solicitation by means of general advertising or in any other manner, or
taken any other action, that would constitute a distribution of the 
Rule 144A Securities under the 1933 Act or that would render the    
   disposition of the Rule 144A Securities a violation of Section 5 of the
   1933 Act or require registration pursuant thereto, nor will it act, nor
has it authorized or will it authorize any person to act, in such   
manner with respect to the Rule 144A Securities.                    

(e)         The Buyer is a "qualified institutional buyer" as that term is      
   defined in Rule 144A under the 1933 Act and has completed either of the
forms of certification to that effect attached hereto as Annex 1 or 
Annex 2.  The Buyer is aware that the sale to it is being made in   
   reliance on Rule 144A.  The Buyer is acquiring the Rule 144A Securities
for its own account or the accounts of other qualified institutional
buyers, understands that such Rule 144A Securities may be resold,   
   pledged or transferred only (i) to a person reasonably believed to be a
   qualified institutional buyer that purchases for its own account or for
  the account of a qualified institutional buyer to whom notice is given
 that the resale, pledge or transfer is being made in reliance on Rule
   144A, or (ii) pursuant to another exemption from registration under the
1933 Act.                                                           

[3.   The Buyer                                         

(a)         is not an employee benefit or other plan subject to the             
prohibited transaction provisions of the Employee Retirement Income 
Security Act of 1974, as amended ("ERISA"), or Section 4975 of the  
 Internal Revenue Code of 1986, as amended (the "Code") (a "Plan"), or
   any other person (including an investment manager, a named fiduciary or
  a trustee of any Plan) acting, directly or indirectly, on behalf of or
purchasing any Certificate with "plan assets" of any Plan within the
 meaning of the Department of Labor ("DOL") regulation at 29 C.F.R.ss.
2510.3-101; or                                                      

(b)   is an insurance company,  the source of funds to be used by it to purchase
      the  Certificates is an "insurance  company general  account"  (within the
      meaning of DOL Prohibited Transaction Class Exemption ("PTCE") 95-60), and
      the  purchase  is being  made in  reliance  upon the  availability  of the
exemptive relief afforded under Sections I and III of PTCE 95-60.]  

            4. This document may be executed in one or more  counterparts and by
      the different parties hereto on separate counterparts, each of which, when
      so  executed,  shall  be  deemed  to be an  original;  such  counterparts,
together, shall constitute one and the same document.               

            IN WITNESS  WHEREOF,  each of the parties has executed this document
as of the date set forth below.                                                 

Print Name of Seller                     Print Name of Buyer                    
By:                                      By:                                    
Name:                                    Name:                            
Title:                                   Title:                           
Taxpayer Identification                  Taxpayer Identification:               
No.                                      No:                                    
Date:                                    Date:                                  

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ANNEX 1 TO EXHIBIT L

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A  

[For Buyers Other Than Registered Investment Companies]   

            The undersigned  hereby  certifies as follows in connection with the
Rule 144A Investment Representation to which this Certification is attached:    

1. As  indicated  below,  the  undersigned  is the  President,  Chief  Financial
Officer, Senior Vice President or other executive officer of the Buyer.         

2. In  connection  with  purchases  by the  Buyer,  the  Buyer  is a  "qualified
institutional  buyer" as that term is defined in Rule 144A under the  Securities
Act of 1933  ("Rule  144A")  because (i) the Buyer  owned  and/or  invested on a
discretionary basis $ in securities (except for the excluded securities referred
to below) as of the end of the  Buyer's  most recent  fiscal  year (such  amount
being  calculated in accordance with Rule 144A) and (ii) the Buyer satisfies the
criteria in the category marked below.                                          

--          Corporation,  etc.  The Buyer is a  corporation  (other than a bank,
            savings and loan association or similar institution),  Massachusetts
            or similar business trust,  partnership,  or charitable organization
    described in Section 501(c)(3) of the Internal Revenue Code.

--    Bank.  The Buyer (a) is a national bank or banking institution            
        organized under the laws of any State, territory or the District
       of Columbia, the business of which is substantially confined to
     banking and is supervised by the State or territorial banking
         commission or similar official or is a foreign bank or equivalent
 institution, and (b) has an audited net worth of at least
  $25,000,000 as demonstrated in its latest annual financial
statements, a copy of which is attached hereto.         

--          Savings and Loan.  The Buyer (a) is a savings and loan  association,
            building  and  loan   association,   cooperative   bank,   homestead
            association or similar institution, which is supervised and examined
            by a State or Federal  authority  having  supervision  over any such
            institutions  or  is a  foreign  savings  and  loan  association  or
            equivalent  institution and (b) has an audited net worth of at least
            $25,000,000  as   demonstrated   in  its  latest  annual   financial
statements.                                             

--    Broker-Dealer.  The Buyer is a dealer registered pursuant to Section 15   
of the Securities Exchange Act of 1934.                 

--          Insurance  Company.  The Buyer is an insurance company whose primary
            and predominant business activity is the writing of insurance or the
            reinsuring of risks underwritten by insurance companies and which is
            subject to  supervision by the insurance  commissioner  or a similar
            official  or  agency  of a State or  territory  or the  District  of
Columbia.                                               

--    State or Local Plan.  The Buyer is a plan established and maintained by   
a State, its political subdivisions, or any agency or   
       instrumentality of the State or its political subdivisions, for
the benefit of its employees.                           

--          ERISA Plan. The Buyer is an employee benefit plan within the meaning
          of Title I of the Employee Retirement Income Security Act of 1974.

--    Investment Adviser.   The Buyer is an investment adviser registered       
under the Investment Advisers Act of 1940.              

--          SBIC. The Buyer is a Small Business  Investment  Company licensed by
            the U.S. Small Business  Administration  under Section 301(c) or (d)
of the Small Business Investment Act of 1958.           

--    Business Development Company.  The Buyer is a business development        
  company as defined in Section 202(a)(22) of the Investment
Advisers Act of 1940.                                   

--    Trust Fund.  The Buyer is a trust fund whose trustee is a bank or trust   
----------                                                          
company and whose participants are exclusively (a) plans
established and maintained by a State, its political    
      subdivisions, or any agency or instrumentality of the State or
        its political subdivisions, for the benefit of its employees, or
       (b) employee benefit plans within the meaning of Title I of the
     Employee Retirement Income Security Act of 1974, but is not a
      trust fund that includes as participants individual retirement
accounts or H.R. 10 plans.                              

3. The term  "securities"  as used herein does not  include  (i)  securities  of
issuers that are affiliated with the Buyer,  (ii) securities that are part of an
unsold  allotment  to or  subscription  by the Buyer,  if the Buyer is a dealer,
(iii) bank deposit notes and certificates of deposit,  (iv) loan participations,
(v) repurchase  agreements,  (vi)  securities  owned but subject to a repurchase
agreement and (vii) currency, interest rate and commodity swaps.                

4. For purposes of determining the aggregate  amount of securities  owned and/or
invested on a discretionary  basis by the Buyer, the Buyer used the cost of such
securities to the Buyer and did not include any of the securities referred to in
the preceding  paragraph.  Further,  in determining such aggregate  amount,  the
Buyer may have included  securities owned by subsidiaries of the Buyer, but only
if such subsidiaries are consolidated with the Buyer in its financial statements
prepared in accordance with generally accepted accounting  principles and if the
investments  of such  subsidiaries  are  managed  under the  Buyer's  direction.
However,  such  securities  were not included if the Buyer is a  majority-owned,
consolidated  subsidiary  of  another  enterprise  and the Buyer is not itself a
reporting company under the Securities Exchange Act of 1934.                    

5. The Buyer  acknowledges  that it is familiar  with Rule 144A and  understands
that the seller to it and other parties related to the  Certificates are relying
and will  continue to rely on the  statements  made  herein  because one or more
sales to the Buyer may be in reliance on Rule 144A.                             

      Will the Buyer be purchasing the Rule 144A
Yes         No        Securities only for the Buyer's own account?              
-----------                                                                     
6. If the answer to the  foregoing  question is "no",  the Buyer agrees that, in
connection  with any purchase of securities sold to the Buyer for the account of
a third party  (including  any separate  account) in reliance on Rule 144A,  the
Buyer will only  purchase for the account of a third party that at the time is a
"qualified  institutional  buyer"  within the meaning of Rule 144A. In addition,
the Buyer agrees that the Buyer will not purchase  securities  for a third party
unless the Buyer has  obtained a current  representation  letter from such third
party or taken other  appropriate  steps  contemplated  by Rule 144A to conclude
that  such  third  party   independently  meets  the  definition  of  "qualified
institutional buyer" set forth in Rule 144A.                                    

7. The Buyer will notify each of the parties to which this certification is made
of any changes in the information and conclusions  herein.  Until such notice is
given,   the  Buyer's  purchase  of  Rule  144A  Securities  will  constitute  a
reaffirmation of this certification as of the date of such purchase.            

           Print Name of Buyer

By:     
       Name:
        Title:

Date:   

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ANNEX 2 TO EXHIBIT L

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A  

[For Buyers That Are Registered Investment Companies]   

            The undersigned  hereby  certifies as follows in connection with the
Rule 144A Investment Representation to which this Certification is attached:    

1. As indicated below, the undersigned is the President, Chief Financial Officer
or  Senior  Vice  President  of the  Buyer  or,  if the  Buyer  is a  "qualified
institutional  buyer" as that term is defined in Rule 144A under the  Securities
Act of 1933  ("Rule  144A")  because  Buyer  is part of a Family  of  Investment
Companies (as defined below), is such an officer of the Adviser.                

2.  In  connection   with  purchases  by  Buyer,   the  Buyer  is  a  "qualified
institutional  buyer" as  defined in SEC Rule 144A  because  (i) the Buyer is an
investment company registered under the Investment Company Act of 1940, and (ii)
as marked below, the Buyer alone, or the Buyer's Family of Investment Companies,
owned at least  $100,000,000 in securities  (other than the excluded  securities
referred to below) as of the end of the Buyer's  most recent  fiscal  year.  For
purposes  of  determining  the  amount of  securities  owned by the Buyer or the
Buyer's Family of Investment Companies, the cost of such securities was used.   

--          The Buyer owned $ in securities (other than the excluded  securities
            referred to below) as of the end of the Buyer's  most recent  fiscal
         year (such amount being calculated in accordance with Rule 144A).

--          The Buyer is part of a Family of Investment Companies which owned in
            the  aggregate $ in securities  (other than the excluded  securities
            referred to below) as of the end of the Buyer's  most recent  fiscal
         year (such amount being calculated in accordance with Rule 144A).

3. The term "Family of  Investment  Companies"  as used herein means two or more
registered   investment  companies  (or  series  thereof)  that  have  the  same
investment  adviser or  investment  advisers that are  affiliated  (by virtue of
being majority owned  subsidiaries  of the same parent or because one investment
adviser is a majority owned subsidiary of the other).                           

4. The term  "securities"  as used herein does not  include  (i)  securities  of
issuers that are affiliated  with the Buyer or are part of the Buyer's Family of
Investment Companies, (ii) bank deposit notes and certificates of deposit, (iii)
loan  participations,  (iv)  repurchase  agreements,  (v)  securities  owned but
subject to a repurchase agreement and (vi) currency, interest rate and commodity
swaps.                                                                          

5. The Buyer is familiar with Rule 144A and understands that each of the parties
to which this certification is made are relying and will continue to rely on the
statements  made  herein  because  one or more  sales  to the  Buyer  will be in
reliance on Rule 144A. In addition, the Buyer will only purchase for the Buyer's
own account.                                                                    

6. The undersigned  will notify each of the parties to which this  certification
is made of any changes in the  information and  conclusions  herein.  Until such
notice,  the  Buyer's  purchase  of  Rule  144A  Securities  will  constitute  a
reaffirmation  of this  certification  by the undersigned as of the date of such
purchase.                                                                       

           Print Name of Buyer

By:     
       Name:
        Title:

      IF AN ADVISER:

           Print Name of Buyer

Date:   

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EXHIBIT M 

[TEXT OF AMENDMENT TO POOLING AND SERVICING   
AGREEMENT PURSUANT TO SECTION 11.01(E) FOR A  
LIMITED GUARANTY]   

ARTICLE XII   

Subordinate Certificate Loss Coverage; Limited Guaranty   

            Section  12.01.  Subordinate  Certificate  Loss  Coverage;   Limited
Guaranty.  (a) Subject to subsection (c) below,  prior to the later of the third
Business Day prior to each Distribution Date or the related  Determination Date,
the  Master  Servicer  shall  determine  whether it or any  Subservicer  will be
entitled to any  reimbursement  pursuant to Section 4.02(a) on such Distribution
Date for Advances or Subservicer  Advances  previously made,  (which will not be
Advances or  Subservicer  Advances that were made with respect to  delinquencies
which were  subsequently  determined to be Excess Special Hazard Losses,  Excess
Fraud Losses,  Excess Bankruptcy Losses or Extraordinary Losses) and, if so, the
Master Servicer shall demand payment from Residential Funding of an amount equal
to the amount of any Advances or  Subservicer  Advances  reimbursed  pursuant to
Section  4.02(a),  to the extent such Advances or Subservicer  Advances have not
been included in the amount of the Realized Loss in the related  Mortgage  Loan,
and  shall  distribute  the same to the Class B  Certificateholders  in the same
manner as if such amount were to be distributed pursuant to Section 4.02(a).    

            (b)...Subject  to  subsection  (c) below,  prior to the later of the
third Business Day prior to each Distribution Date or the related  Determination
Date, the Master  Servicer shall  determine  whether any Realized  Losses (other
than Excess Special Hazard Losses, Excess Bankruptcy Losses, Excess Fraud Losses
and Extraordinary  Losses) will be allocated to the Class B Certificates on such
Distribution  Date  pursuant to Section  4.05,  and, if so, the Master  Servicer
shall demand  payment from  Residential  Funding of the amount of such  Realized
Loss and shall distribute the same to the Class B Certificateholders in the same
manner as if such amount  were to be  distributed  pursuant to Section  4.02(a);
provided, however, that the amount of such demand in respect of any Distribution
Date shall in no event be greater than the sum of (i) the  additional  amount of
Accrued  Certificate  Interest  that  would  have  been  paid  for  the  Class B
Certificateholders  on such  Distribution  Date had such Realized Loss or Losses
not occurred plus (ii) the amount of the reduction in the Certificate  Principal
Balances  of the  Class B  Certificates  on such  Distribution  Date due to such
Realized  Loss or Losses.  Notwithstanding  such payment,  such Realized  Losses
shall be deemed to have been borne by the  Certificateholders  for  purposes  of
Section  4.05.  Excess  Special  Hazard  Losses,  Excess  Fraud  Losses,  Excess
Bankruptcy Losses and Extraordinary Losses allocated to the Class B Certificates
will not be covered by the Subordinate Certificate Loss Obligation.             

            (c)...Demands  for payments  pursuant to this Section  shall be made
prior to the later of the third Business Day prior to each  Distribution Date or
the  related  Determination  Date by the Master  Servicer  with  written  notice
thereof to the Trustee.  The maximum  amount that  Residential  Funding shall be
required to pay pursuant to this Section on any  Distribution  Date (the "Amount
Available")  shall  be  equal  to the  lesser  of (X)  minus  the sum of (i) all
previous  payments made under  subsections (a) and (b) hereof and (ii) all draws
under the Limited  Guaranty made in lieu of such payments as described  below in
subsection (d) and (Y) the then outstanding  Certificate  Principal  Balances of
the Class B Certificates, or such lower amount as may be established pursuant to
Section 12.02.  Residential  Funding's  obligations as described in this Section
are referred to herein as the "Subordinate Certificate Loss Obligation."        

            (d)...The  Trustee will promptly  notify General  Motors  Acceptance
Corporation of any failure of Residential Funding to make any payments hereunder
and  shall  demand  payment  pursuant  to the  limited  guaranty  (the  "Limited
Guaranty"),  executed by General Motors Acceptance  Corporation,  of Residential
Funding's  obligation  to make payments  pursuant to this Section,  in an amount
equal to the lesser of (i) the Amount Available and (ii) such required payments,
by  delivering to General  Motors  Acceptance  Corporation a written  demand for
payment by wire  transfer,  not later than the second  Business Day prior to the
Distribution Date for such month, with a copy to the Master Servicer.           

            (e)  All  payments  made by  Residential  Funding  pursuant  to this
Section or amounts paid under the Limited  Guaranty shall be deposited  directly
in the Certificate  Account,  for distribution on the Distribution Date for such
month to the Class B Certificateholders.                                        

            (f)...The Company shall have the option, in its sole discretion,  to
substitute  for  either  or  both of the  Limited  Guaranty  or the  Subordinate
Certificate  Loss  Obligation  another  instrument  in the  form of a  corporate
guaranty,  an irrevocable  letter of credit, a surety bond,  insurance policy or
similar  instrument  or a reserve fund;  provided  that (i) the Company  obtains
(subject to the provisions of Section 10.01(f) as if the Company was substituted
for the Master Servicer solely for the purposes of such provision) an Opinion of
Counsel (which need not be an opinion of Independent counsel) to the effect that
obtaining such  substitute  corporate  guaranty,  irrevocable  letter of credit,
surety bond,  insurance  policy or similar  instrument  or reserve fund will not
cause  either (a) any  federal  tax to be imposed on the Trust  Fund,  including
without limitation,  any federal tax imposed on "prohibited  transactions" under
Section  860(F)(a)(1) of the Code or on  "contributions  after the startup date"
under Section  860(G)(d)(1) of the Code or (b) the Trust Fund to fail to qualify
as a REMIC at any time that any  Certificate  is  outstanding,  and (ii) no such
substitution  shall  be made  unless  (A) the  substitute  Limited  Guaranty  or
Subordinate  Certificate  Loss Obligation is for an initial amount not less than
the then  current  Amount  Available  and  contains  provisions  that are in all
material  respects  equivalent to the original  Limited  Guaranty or Subordinate
Certificate   Loss   Obligation   (including   that  no  portion  of  the  fees,
reimbursements  or other  obligations under any such instrument will be borne by
the Trust  Fund),  (B) the long  term debt  obligations  of any  obligor  of any
substitute  Limited Guaranty or Subordinate  Certificate Loss Obligation (if not
supported by the Limited Guaranty) shall be rated at least the lesser of (a) the
rating  of  the  long  term  debt  obligations  of  General  Motors   Acceptance
Corporation  as of the date of  issuance  of the  Limited  Guaranty  and (b) the
rating  of  the  long  term  debt  obligations  of  General  Motors   Acceptance
Corporation at the date of such substitution and (C) the Company obtains written
confirmation from each nationally recognized credit rating agency that rated the
Class B Certificates at the request of the Company that such substitution  shall
not lower the  rating on the Class B  Certificates  below the  lesser of (a) the
then-current  rating  assigned to the Class B Certificates by such rating agency
and (b) the original  rating assigned to the Class B Certificates by such rating
agency. Any replacement of the Limited Guaranty or Subordinate  Certificate Loss
Obligation pursuant to this Section shall be accompanied by a written Opinion of
Counsel to the substitute guarantor or obligor, addressed to the Master Servicer
and the Trustee, that such substitute instrument  constitutes a legal, valid and
binding  obligation  of the  substitute  guarantor  or obligor,  enforceable  in
accordance  with its terms,  and  concerning  such  other  matters as the Master
Servicer and the Trustee  shall  reasonably  request.  Neither the Company,  the
Master  Servicer nor the Trustee shall be obligated to substitute for or replace
the Limited  Guaranty  or  Subordinate  Certificate  Loss  Obligation  under any
circumstance.                                                                   

            Section  12.02.   Amendments   Relating  to  the  Limited  Guaranty.
Notwithstanding  Sections 11.01 or 12.01: (i) the provisions of this Article XII
may be amended,  superseded or deleted, (ii) the Limited Guaranty or Subordinate
Certificate Loss Obligation may be amended,  reduced or canceled,  and (iii) any
other  provision of this Agreement which is related or incidental to the matters
described  in this  Article  XII may be amended in any  manner;  in each case by
written  instrument  executed or  consented  to by the  Company and  Residential
Funding but without the consent of any Certificateholder and without the consent
of the Master  Servicer or the Trustee being required  unless any such amendment
would impose any  additional  obligation on, or otherwise  adversely  affect the
interests of, the Master Servicer or the Trustee,  as applicable;  provided that
the Company shall also obtain a letter from each  nationally  recognized  credit
rating agency that rated the Class B Certificates  at the request of the Company
to the effect that such amendment,  reduction, deletion or cancellation will not
lower  the  rating  on the  Class B  Certificates  below  the  lesser of (a) the
then-current  rating  assigned to the Class B Certificates by such rating agency
and (b) the original  rating assigned to the Class B Certificates by such rating
agency, unless (A) the Holder of 100% of the Class B Certificates is Residential
Funding  or  an  Affiliate  of  Residential  Funding,  or  (B)  such  amendment,
reduction,  deletion or cancellation is made in accordance with Section 11.01(e)
and,  provided  further that the Company  obtains  (subject to the provisions of
Section  10.01(f)  as if the  Company was  substituted  for the Master  Servicer
solely for the purposes of such provision),  in the case of a material amendment
or  supercession  (but not a reduction,  cancellation or deletion of the Limited
Guaranty or the Subordinate Certificate Loss Obligation),  an Opinion of Counsel
(which  need not be an opinion of  Independent  counsel)  to the effect that any
such amendment or  supercession  will not cause either (a) any federal tax to be
imposed on the Trust Fund, including without limitation, any federal tax imposed
on  "prohibited  transactions"  under  Section  860F(a)(1)  of  the  Code  or on
"contributions  after the startup date" under Section  860G(d)(1) of the Code or
(b) the  Trust  Fund to  fail  to  qualify  as a  REMIC  at any  time  that  any
Certificate is outstanding.  A copy of any such instrument  shall be provided to
the Trustee and the Master  Servicer  together  with an Opinion of Counsel  that
such amendment complies with this Section 12.02.                                

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EXHIBIT N 

[FORM OF LIMITED GUARANTY]  

LIMITED GUARANTY  

RESIDENTIAL ACCREDIT LOANS, INC.  

Mortgage Asset-Backed Pass-Through Certificates   
Series 1999-QS4   

                                                               , 199

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Attention:  Residential Funding Corporation Series 1999-QS4                     

Ladies and Gentlemen:                                                           

            WHEREAS,  Residential Funding  Corporation,  a Delaware  corporation
("Residential  Funding"),  an indirect wholly-owned subsidiary of General Motors
Acceptance Corporation,  a New York corporation ("GMAC"), plans to incur certain
obligations  as  described  under  Section  12.01 of the Pooling  and  Servicing
Agreement  dated  as  of  March  1,  1999  (the  "Servicing  Agreement"),  among
Residential  Accredit  Loans,  Inc.  (the  "Company"),  Residential  Funding and
Bankers Trust Company (the "Trustee") as amended by Amendment No. thereto, dated
as of , with respect to the  Mortgage  Asset-Backed  Pass-Through  Certificates,
Series 1999-QS4 (the "Certificates"); and                                       

            WHEREAS,  pursuant  to  Section  12.01 of the  Servicing  Agreement,
Residential  Funding  agrees  to make  payments  to the  Holders  of the Class B
Certificates  with respect to certain  losses on the Mortgage Loans as described
in the Servicing Agreement; and                                                 

            WHEREAS,  GMAC desires to provide certain assurances with respect to
the ability of Residential  Funding to secure sufficient funds and faithfully to
perform its Subordinate Certificate Loss Obligation;                            

            NOW THEREFORE, in consideration of the premises herein contained and
certain  other good and valuable  consideration,  the receipt of which is hereby
acknowledged, GMAC agrees as follows:                                           

1.  Provision  of  Funds.  (a) GMAC  agrees to  contribute  and  deposit  in the
Certificate  Account on behalf of Residential  Funding (or otherwise  provide to
Residential  Funding, or to cause to be made available to Residential  Funding),
either  directly  or  through a  subsidiary,  in any case  prior to the  related
Distribution  Date,  such moneys as may be required  by  Residential  Funding to
perform its Subordinate  Certificate Loss Obligation when and as the same arises
from time to time upon the demand of the  Trustee  in  accordance  with  Section
12.01 of the Servicing Agreement.                                               

            (b)...The  agreement set forth in the preceding  clause (a) shall be
absolute,  irrevocable  and  unconditional  and  shall  not be  affected  by the
transfer by GMAC or any other person of all or any part of its or their interest
in Residential  Funding,  by any  insolvency,  bankruptcy,  dissolution or other
proceeding affecting  Residential Funding or any other person, by any defense or
right of  counterclaim,  set-off  or  recoupment  that  GMAC  may  have  against
Residential  Funding or any other  person or by any other fact or  circumstance.
Notwithstanding  the  foregoing,  GMAC's  obligations  under  clause  (a)  shall
terminate  upon  the  earlier  of (x)  substitution  for this  Limited  Guaranty
pursuant to Section 12.01(f) of the Servicing Agreement,  or (y) the termination
of the Trust Fund pursuant to the Servicing Agreement.                          

2. Waiver.  GMAC hereby  waives any failure or delay on the part of  Residential
Funding, the Trustee or any other person in asserting or enforcing any rights or
in making any claims or demands hereunder.  Any defective or partial exercise of
any such rights shall not preclude any other or further  exercise of that or any
other such right.  GMAC further waives demand,  presentment,  notice of default,
protest, notice of acceptance and any other notices with respect to this Limited
Guaranty,  including,  without  limitation,  those of action or nonaction on the
part of Residential Funding or the Trustee.                                     

3.  Modification,  Amendment  and  Termination.  This  Limited  Guaranty  may be
modified,  amended or terminated  only by the written  agreement of GMAC and the
Trustee and only if such  modification,  amendment or  termination  is permitted
under Section 12.02 of the Servicing  Agreement.  The  obligations of GMAC under
this  Limited  Guaranty  shall  continue  and  remain  in  effect so long as the
Servicing  Agreement is not modified or amended in any way that might affect the
obligations  of GMAC under  this  Limited  Guaranty  without  the prior  written
consent of GMAC.                                                                

4.          Successor.  Except as otherwise expressly provided herein, the      
guarantee herein set forth shall be binding upon GMAC and its respective        
successors.                                                                     

5.  Governing  Law. This Limited  Guaranty  shall be governed by the laws of the
State of New York.                                                              

6.  Authorization  and Reliance.  GMAC  understands  that a copy of this Limited
Guaranty  shall be delivered to the Trustee in connection  with the execution of
Amendment  No. 1 to the  Servicing  Agreement  and GMAC  hereby  authorizes  the
Company  and the  Trustee  to rely on the  covenants  and  agreements  set forth
herein.                                                                         

7.  Definitions.  Capitalized  terms used but not otherwise defined herein shall
have the meaning given them in the Servicing Agreement.                         

8.  Counterparts.  This  Limited  Guaranty  may be  executed  in any  number  of
counterparts,  each  of  which  shall  be  deemed  to be an  original  and  such
counterparts shall constitute but one and the same instrument.                  

            IN WITNESS  WHEREOF,  GMAC has caused  this  Limited  Guaranty to be
executed and delivered by its respective  officers  thereunto duly authorized as
of the day and year first above written.                                        

 GENERAL MOTORS ACCEPTANCE
   CORPORATION

By:     
Name:   
Title:  

Acknowledged by:                                                                

BANKERS TRUST COMPANY,                                                          
as Trustee                                                                

By:                                                                             
Name:                                                                           
Title:                                                                          

RESIDENTIAL ACCREDIT LOANS, INC.                                                

By:                                                                             
Name:                                                                           
Title:                                                                          

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EXHIBIT O   

FORM OF LENDER CERTIFICATION FOR ASSIGNMENT OF MORTGAGE LOAN  

                                                        , 19

Residential Accredit Loans, Inc.                                                
8400 Normandale Lake Boulevard                                                  
Suite 600                                                                       
Minneapolis, Minnesota  55437                                                   

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Attention:  Residential Funding Corporation Series 1999-QS4                     

Re:   Mortgage Asset-Backed Pass-Through                
Certificates, Series 1999-QS4 Assignment    
of Mortgage Loan                            

Ladies and Gentlemen:                                                           

     This letter is delivered to you in connection  with the  assignment by (the
"Trustee")  to (the  "Lender")  of (the  "Mortgage  Loan")  pursuant  to Section
3.13(d) of the Pooling and  Servicing  Agreement  (the  "Pooling  and  Servicing
Agreement"),  dated as of March 1, 1999 among Residential  Accredit Loans, Inc.,
as seller (the "Company"),  Residential Funding Corporation, as master servicer,
and the Trustee.  All terms used herein and not otherwise defined shall have the
meanings set forth in the Pooling and  Servicing  Agreement.  The Lender  hereby
certifies,  represents and warrants to, and covenants  with, the Master Servicer
and the Trustee that:                                                           

(i) the Mortgage Loan is secured by Mortgaged Property located in a jurisdiction
in which an  assignment  in lieu of  satisfaction  is required to preserve  lien
priority,  minimize or avoid mortgage  recording taxes or otherwise comply with,
or facilitate a refinancing under, the laws of such jurisdiction;               

(ii) the substance of the assignment is, and is intended to be, a refinancing of
such Mortgage Loan and the form of the  transaction is solely to comply with, or
facilitate the transaction under, such local laws;                              

(iii) the Mortgage Loan  following the proposed  assignment  will be modified to
have a rate of  interest  at least  0.25  percent  below  or  above  the rate of
interest on such Mortgage Loan prior to such proposed assignment; and           

(iv) such  assignment  is at the  request  of the  borrower  under  the  related
Mortgage Loan.                                                                  

         Very truly yours,

(Lender)

By:     
Name:   
Title:  

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EXHIBIT P   

SCHEDULE OF DISCOUNT FRACTIONS  

Schedule of Discount Fractions                                                  

     PRINCIPAL       NET MORTGAGE    DISCOUNT           PO
LOAN #          BALANCE RATE    FRACTION        BALANCE                         
1868420         185,576.52      5.845           6.4800000000%      12,025.36    
1874454         48,447.42       6.095           2.4800000000%      1,201.50     
2716639         430,631.22      6.095           2.4800000000%      10,679.65    
2745869         156,448.25      6.095           2.4800000000%      3,879.92     
1844894         310,063.89      6.220           0.4800000000%      1,488.31     
1865516         110,993.30      6.220           0.4800000000%      532.77       
1880313         216,783.47      6.220           0.4800000000%      1,040.56     
1880565         352,787.00      6.220           0.4800000000%      1,693.38     
1881296         132,063.49      6.220           0.4800000000%      633.90       
1881301         78,000.00       6.220           0.4800000000%      374.40       

        $2,021,794.56                    1.6594041527%    $33,549.74

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EXHIBIT Q   

FORM OF REQUEST FOR EXCHANGE  

                                                                      [DATE]

Bankers Trust Company                                                           
3 Park Plaza                                                                    
Irvine, California  92614                                                       

Re:   Residential Accredit Loans, Inc.,                 
Mortgage Asset-Backed Pass-Through          
Certificates,                               
Series 1999-QS4                             

            Residential  Funding  Corporation,  as the Holder of a %  Percentage
Interest  of the Class  A-V[-1]  Certificates,  hereby  requests  the Trustee to
exchange the above-referenced Certificates for the Subclasses referred to below:

1.                Class  A-V-  Certificates,   corresponding  to  the  following
                  Uncertificated   REMIC   Regular   Interests:   [List  numbers
                  corresponding  to the related  loans and Pool Strip Rates from
                  the Mortgage Loan  Schedule].  The initial  Subclass  Notional
                  Amount  and the  Initial  Pass-Through  Rate on the Class A-V-
Certificates will be $ and                  
%, respectively.            

2.    [Repeat as appropriate.]                                                  

            The Subclasses  requested  above will represent in the aggregate all
of the Uncertificated  REMIC Regular Interests  represented by the Class A-V[-1]
Certificates surrendered for exchange.                                          

            All  capitalized  terms used but not defined  herein  shall have the
meanings set forth in the Pooling and Servicing Agreement,  dated as of March 1,
1999, among Residential Accredit Loans, Inc., Residential Funding               
Corporation and Bankers Trust Company, as trustee.                              

 RESIDENTIAL FUNDING CORPORATION

By:     
Name:   
Title: