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Hartford Life Insurance Co Separate Account Two, et al. – ‘485BPOS’ on 6/6/05

On: Monday, 6/6/05, at 4:39pm ET · Effective: 7/5/05 · Accession #: 1047469-5-16510 · File #s: 811-04732, 333-101950

  As Of                Filer                Filing    For·On·As Docs:Size              Issuer               Agent

 6/06/05  Hartford Life Ins Co Sep Acct Two 485BPOS     7/05/05    4:36K                                    Merrill Corp/New/FA
          Hartford Life Insurance Company Separate Account Two

Post-Effective Amendment
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 485BPOS     Post-Effective Amendment                              22     55K 
 2: EX-9        Voting Trust Agreement                                 2±     8K 
 3: EX-10       Material Contract                                      1      7K 
 4: EX-99       Miscellaneous Exhibit                                  2±     9K

485BPOS — Post-Effective Amendment
Document Table of Contents

Page	(sequential)	\|	(alphabetic)	Top
			Alternative Formats (Word, et al.) Directors and Officers of the Depositor Financial Statements and Exhibits Indemnification Location of Accounts and Records Management Services Number of Contract Owners Principal Underwriters Undertakings
1	1st Page - Filing Submission
14	Item 24. Financial Statements and Exhibits
15	Item 25. Directors and Officers of the Depositor
17	Item 27. Number of Contract Owners
"	Item 28. Indemnification
19	Item 29. Principal Underwriters
20	Item 30. Location of Accounts and Records
"	Item 31. Management Services
"	Item 32. Undertakings

485BPOS 1st Page of 22 TOC ↑Top Previous Next ↓Bottom Just 1st
 
   As filed with the Securities and Exchange Commission on June 6, 2005.
                                                             File No. 333-101950
                                                                       811-04732

SECURITIES AND EXCHANGE COMMISSION
 Washington, D. C. 20549

FORM N-4

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933                         

        Pre-Effective Amendment No.                                        [ ]
------- 
         Post-Effective Amendment No.   11                                   [X]
 -------

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940                 

                 Amendment No.  451                                        [X]
------          

 HARTFORD LIFE INSURANCE COMPANY
SEPARATE ACCOUNT TWO
(Exact Name of Registrant)

 HARTFORD LIFE INSURANCE COMPANY
 (Name of Depositor)

 P.O. BOX 2999
 HARTFORD, CT 06104-2999
(Address of Depositor's Principal Offices)

(860) 843-6733
 (Depositor's Telephone Number, Including Area Code)

MARIANNE O'DOHERTY
 HARTFORD LIFE INSURANCE COMPANY
 P.O. BOX 2999
 HARTFORD, CT 06104-2999
 (Name and Address of Agent for Service)

Approximate Date of Proposed Public Offering: As soon as practicable after the  
effective date of the registration statement.                                   

It is proposed that this filing will become effective:                          

____  immediately upon filing pursuant to paragraph (b) of Rule 485       
_X__  on July 5, 2005 pursuant to paragraph (b) of Rule 485               
____  60 days after filing pursuant to paragraph (a)(1) of Rule 485       
____  on _______________, pursuant to paragraph (a)(1) of Rule 485        
____  this post-effective amendment designates a new effective date for a 
previously filed post-effective amendment.                    

485BPOS 2nd Page of 22 TOC 1st Previous Next ↓Bottom Just 2nd
The Prospectus and Statement of Additional Information (including all financial 
statements) for the Huntington Director Outlook Series II/IIR variable annuity  
is incorporated in Part A and Part B of this Post-Effective Amendment No. 11, by
reference to Post-Effective Amendment No. 10 to the Registration Statement on   
Form N-4 (File No. 333-101950), as filed on April 4, 2005, and declared         
effective on May 2, 2005.                                                       

Supplements to the Prospectus and Statement of Additional Information for the   
Huntington Director Outlook Series II/IIR variable annuity, dated July 5, 2005, 
are included in Part A and Part B of this Post-Effective Amendment No. 11.      

The Prospectus and Statement of Additional Information (including all financial 
statements) for Wells Fargo Director Outlook Series II/IIR variable annuity is  
incorporated in Part A and Part B of this Post-Effective Amendment No. 11, by   
reference to Post-Effective Amendment No. 10 to the Registration Statement on   
Form N-4 (File No. 333-101950), as filed on April 4, 2005, and declared         
effective on May 2, 2005.                                                       

Supplements to the Prospectus and Statement of Additional Information for Wells 
Fargo Director Outlook Series II/IIR variable annuity, dated July 5, 2005, are  
included in Part A and Part B of this Post-Effective Amendment No. 11.          

485BPOS 3rd Page of 22 TOC 1st Previous Next ↓Bottom Just 3rd
PART A  

485BPOS 4th Page of 22 TOC 1st Previous Next ↓Bottom Just 4th
 HUNTINGTON DIRECTOR OUTLOOK SERIES II/IIR
SEPARATE ACCOUNT TWO
 HARTFORD LIFE INSURANCE COMPANY

 FILE NO. 333-101950

 SUPPLEMENT DATED JULY 5, 2005 TO THE PROSPECTUS DATED MAY 2, 2005

485BPOS 5th Page of 22 TOC 1st Previous Next ↓Bottom Just 5th
SUPPLEMENT DATED JULY 5, 2005 TO YOUR PROSPECTUS

The following Sub-Accounts and underlying Funds are added in alphabetical order 
to the cover page of the prospectus:                                            

- HUNTINGTON VA INTERNATIONAL EQUITY FUND SUB-ACCOUNT which purchases 
       shares of Huntington VA International Equity Fund of Huntington VA Funds.

- HUNTINGTON VA MORTGAGE SECURITIES FUND SUB-ACCOUNT which purchases  
      shares of Huntington VA Mortgage Securities Fund of Huntington VA Funds.

The first paragraph under "The Funds" section in the "General Contract          
Information" section is deleted and replaced with the following:                

Huntington VA Dividend Capture Fund, Huntington VA Growth Fund,   
  Huntington VA Income Equity Fund, Huntington VA International Equity
Fund, Huntington VA Macro 100 Fund, Huntington VA Mid Corp America
Fund, Huntington VA Mortgage Securities Fund, Huntington VA New   
 Economy Fund, Huntington VA Rotating Markets Fund and Huntington VA
Situs Small Cap Fund are diversified series of the Huntington VA  
Funds, an open-end management investment company organized as a   
Massachusetts business trust. Huntington Asset Advisors, Inc.     
("Huntington Asset Advisors") serves as investment adviser to the 
    Huntington VA Funds. Laffer Investments, Inc. serves as sub-adviser to
the VA Macro 100 Fund. Huntington Asset Advisors is located at    
    Huntington Center, 41 South High Street, Columbus, Ohio 43287 and is a
wholly owned subsidiary of The Huntington National Bank. Laffer   
Investments, Inc. is located at 2908 Poston Avenue, Nashville, TN 
37203.                                                            

The following is added to the investment goals under "The Funds" within the     
"General Contract Information" section in alphabetical order:                   

HUNTINGTON VA INTERNATIONAL EQUITY FUND - Seeks total return.     

       HUNTINGTON VA MORTGAGE SECURITIES FUND - Seeks to achieve current income.

The following is added as the last paragraph to the introduction to the         
Accumulation Unit Values table in the Prospectus:                               

     There is no information for the Huntington VA International Equity Fund
   or Huntington VA Mortgage Securities Fund Sub-Accounts because, as of
   December 31, 2004, the Sub-Accounts had not yet commenced operations.

THIS SUPPLEMENT SHOULD BE RETAINED WITH THE PROSPECTUS FOR FUTURE REFERENCE.

HV-5189                                                                         

485BPOS 6th Page of 22 TOC 1st Previous Next ↓Bottom Just 6th
WELLS FARGO DIRECTOR OUTLOOK SERIES II/IIR
SEPARATE ACCOUNT TWO
 HARTFORD LIFE INSURANCE COMPANY

 FILE NO. 333-101950

 SUPPLEMENT DATED JULY 5, 2005 TO THE PROSPECTUS DATED MAY 2, 2005

485BPOS 7th Page of 22 TOC 1st Previous Next ↓Bottom Just 7th
SUPPLEMENT DATED JULY 5, 2005 TO YOUR PROSPECTUS

The following Sub-Accounts and underlying Funds are added in alphabetical order 
to the cover page of the prospectus:                                            

     -   WELLS FARGO ADVANTAGE DISCOVERY FUND SUB-ACCOUNT which purchases shares
      of Wells Fargo Advantage Discovery Fund of the Wells Fargo Advantage
Variable Trust Funds.                                         

    -   WELLS FARGO ADVANTAGE MULTI CAP VALUE FUND SUB-ACCOUNT which purchases
         shares of Wells Fargo Advantage Multi Cap Value Fund of the Wells Fargo
Advantage Variable Trust Funds.                               

-   WELLS FARGO ADVANTAGE OPPORTUNITY FUND SUB-ACCOUNT which purchases
     shares of Wells Fargo Advantage Opportunity Fund of the Wells Fargo
Advantage Variable Trust Funds.                               

The first paragraph under "The Funds" section in the "General Contract          
Information" section is deleted and replaced with the following:                

    Wells Fargo Fund Management, LLC is the investment adviser for the
      Asset Allocation Fund, Equity Income Fund, C&B Large Cap Value Fund,
   Discovery Fund, Large Company Core Fund, International Core Fund,
     Large Company Growth Fund, Money Market Fund, Multi Cap Value Fund,
       Opportunity Fund, Small Cap Growth Fund and Total Return Bond Fund of
the Wells Fargo Variable Trust Funds.                         

The following is added to the investment goals under "The Funds" within the     
"General Contract Information" section in alphabetical order:                   

WELLS FARGO ADVANTAGE DISCOVERY FUND - Seeks long-term capital
appreciation.                                                 

      WELLS FARGO ADVANTAGE MULTI CAP VALUE FUND - Seeks long-term capital
appreciation.                                                 

  WELLS FARGO ADVANTAGE OPPORTUNITY FUND - Seeks long-term capital
appreciation.                                                 

The following is added as the last paragraph to the introduction to the         
Accumulation Unit Values table in the Prospectus:                               

         There is no information for Wells Fargo Advantage Discovery Fund, Wells
Fargo Advantage Multi Cap Value Fund or Wells Fargo Advantage 
     Opportunity Fund Sub-Accounts because, as of December 31, 2004, the
Sub-Accounts had not yet commenced operations.                

THIS SUPPLEMENT SHOULD BE RETAINED WITH THE PROSPECTUS FOR FUTURE REFERENCE.

HV-5187                                                                         

485BPOS 8th Page of 22 TOC 1st Previous Next ↓Bottom Just 8th
PART B  

485BPOS 9th Page of 22 TOC 1st Previous Next ↓Bottom Just 9th
 HUNTINGTON DIRECTOR OUTLOOK SERIES II/IIR
SEPARATE ACCOUNT TWO
 HARTFORD LIFE INSURANCE COMPANY

 FILE NO. 333-101950

SUPPLEMENT DATED JULY 5, 2005 TO THE
 STATEMENT OF ADDITIONAL INFORMATION DATED MAY 2, 2005

485BPOS 10th Page of 22 TOC 1st Previous Next ↓Bottom Just 10th
 SUPPLEMENT DATED JULY 5, 2005 TO YOUR STATEMENT OF ADDITIONAL INFORMATION

The following is added as the last paragraph to the introduction to the         
Accumulation Unit Values table in the Statement of Additional Information:      

         There is no information for the Huntington VA International Equity Fund
       or Huntington VA Mortgage Securities Fund Sub-Accounts because, as of
       December 31, 2004, the Sub-Accounts had not yet commenced operations.

THIS SUPPLEMENT SHOULD BE RETAINED WITH THE STATEMENT OF ADDITIONAL INFORMATION 
 FOR FUTURE REFERENCE.

HV-5190                                                                         

485BPOS 11th Page of 22 TOC 1st Previous Next ↓Bottom Just 11th
WELLS FARGO DIRECTOR OUTLOOK SERIES II/IIR
SEPARATE ACCOUNT TWO
 HARTFORD LIFE INSURANCE COMPANY

 FILE NO. 333-101950

SUPPLEMENT DATED JULY 5, 2005 TO THE
 STATEMENT OF ADDITIONAL INFORMATION DATED MAY 2, 2005

485BPOS 12th Page of 22 TOC 1st Previous Next ↓Bottom Just 12th
 SUPPLEMENT DATED JULY 5, 2005 TO YOUR STATEMENT OF ADDITIONAL INFORMATION

The following is added as the last paragraph to the introduction to the         
Accumulation Unit Values table in the Statement of Additional Information:      

     There is no information for Wells Fargo Advantage Discovery Fund,
       Wells Fargo Advantage Multi Cap Value Fund or Wells Fargo Advantage
       Opportunity Fund Sub-Accounts because, as of December 31, 2004, the
Sub-Accounts had not yet commenced operations.              

 THIS SUPPLEMENT SHOULD BE RETAINED WITH THE STATEMENT OF ADDITIONAL INFORMATION
 FOR FUTURE REFERENCE.

HV-5188                                                                         

485BPOS 13th Page of 22 TOC 1st Previous Next ↓Bottom Just 13th
PART C

485BPOS 14th Page of 22 TOC 1st Previous Next ↓Bottom Just 14th
 OTHER INFORMATION

Item 24. Financial Statements and Exhibits                                      

(a) All financial statements are included in Part A and Part B of the 
Registration Statement.                                       

  (b) (1)  Resolution of the Board of Directors of Hartford Life Insurance
              Company ("Hartford") authorizing the establishment of the Separate
Account.(1)                                         

(2)  Not applicable.                                          

(3)  (a) Principal Underwriter Agreement.(2)                  

(3)  (b) Form of Dealer Agreement.(2)                         

        (4)  Form of Individual Flexible Premium Variable Annuity Contract.(3)

(5)  Form of Application.(3)                                  

(6)  (a) Articles of Incorporation of Hartford.(4)            

(6)  (b) Bylaws of Hartford.(5)                               

(7)  Form of Reinsurance Agreement.(6)                        

(8)  Form of Fund Participation Agreement.(7)                 

  (9)  Opinion and Consent of Christopher M. Grinnell, Counsel and
Assistant Vice President.                           

(10) Consent of Deloitte & Touche LLP.                        

(11) No financial statements are omitted.                     

(12) Not applicable.                                          

(99) Copy of Power of Attorney.                               

--------                                                                        

(1) Incorporated by reference to Post-Effective Amendment No. 2, to the         
Registration Statement File No. 33-73570, dated May 1, 1995.            

(2) Incorporated by reference to Post-Effective Amendment No. 3, to the         
Registration Statement File No. 33-73570, dated April 29, 1996.         

(3) Incorporated by reference to Pre-Effective Amendment No. 1, to the          
Registration Statement File No. 333-101950, dated April 7, 2003.        

(4) Incorporated by reference to Post-Effective Amendment No. 6, to the         
Registration Statement File No. 333- 66343, dated February 8, 2001.     

(5) Incorporated by reference to Post-Effective Amendment No. 12, to the        
Registration Statement File No. 333- 69485, dated April 9, 2001.        

(6) Incorporated by reference to Post-Effective Amendment No. 27, to the        
Registration Statement File No. 33- 73570, filed April 12, 1999.        

(7) Incorporated by reference to Post-Effective Amendment No. 1, to the         
Registration Statement File No. 333- 39612, dated September 6, 2000.    

485BPOS 15th Page of 22 TOC 1st Previous Next ↓Bottom Just 15th
Item 25.     Directors and Officers of the Depositor                            

485BPOS 16th Page of 22 TOC 1st Previous Next ↓Bottom Just 16th
                                                        [Enlarge/Download Table]

-------------------------------------------- -------------------------------------------------------------------------
NAME                                         POSITION WITH HARTFORD                                                   
-------------------------------------------- -------------------------------------------------------------------------
                                                                                                                      
Daniel A. Andriola                           Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
David G. Bedard                              Senior Vice President                                                    
-------------------------------------------- -------------------------------------------------------------------------
David A. Carlson                             Senior Vice President and Deputy Chief Financial Officer, Director*      
-------------------------------------------- -------------------------------------------------------------------------
Richard G. Costello                          Vice President and Secretary                                             
-------------------------------------------- -------------------------------------------------------------------------
Rochelle S. Cummings                         Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
James Davey                                  Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Charles J. DiVencenzo, Jr.                   Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Joseph G. Eck                                Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Mary Jane B. Fortin                          Senior Vice President                                                    
-------------------------------------------- -------------------------------------------------------------------------
Christopher M. Grinnell                      Assistant Vice President                                                 
-------------------------------------------- -------------------------------------------------------------------------
Susan M. Hess                                Assistant Vice President                                                 
-------------------------------------------- -------------------------------------------------------------------------
George R. Jay                                Assistant Vice President                                                 
-------------------------------------------- -------------------------------------------------------------------------
Stephen T. Joyce                             Senior Vice President                                                    
-------------------------------------------- -------------------------------------------------------------------------
Michael L. Kalen                             Executive Vice President, Director*                                      
-------------------------------------------- -------------------------------------------------------------------------
Thomas P. Kalmbach                           Assistant Vice President and Actuary                                     
-------------------------------------------- -------------------------------------------------------------------------
Michael D. Keeler                            Senior Vice President                                                    
-------------------------------------------- -------------------------------------------------------------------------
Patrice Kelly-Ellis                          Senior Vice President                                                    
-------------------------------------------- -------------------------------------------------------------------------
Deborah Koltenuk                             Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
David N. Levenson                            Senior Vice President                                                    
-------------------------------------------- -------------------------------------------------------------------------
Joseph F. Mahoney                            Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Thomas M. Marra                              President, Chief Executive Officer and Chairman of the Board, Director*  
-------------------------------------------- -------------------------------------------------------------------------
Kenneth A. McCullum                          Vice President and Actuary                                               
-------------------------------------------- -------------------------------------------------------------------------
Ernest M. McNeill, Jr.                       Vice President and Chief Accounting Officer*                             
-------------------------------------------- -------------------------------------------------------------------------
Jonathan L. Mercier                          Assistant Vice President                                                 
-------------------------------------------- -------------------------------------------------------------------------
Peter J. Michalik                            Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
John J. Mittelstadt                          Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Tom Nassiri                                  Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Marianne O'Doherty                           Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Craig R. Raymond                             Senior Vice President                                                    
-------------------------------------------- -------------------------------------------------------------------------
Michael J. Roscoe                            Vice President and Actuary                                               
-------------------------------------------- -------------------------------------------------------------------------
Scott R. Sanderson                           Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Wade A. Seward                               Assistant Vice President                                                 
-------------------------------------------- -------------------------------------------------------------------------
Martin A. Swanson                            Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
James E. Trimble                             Vice President and Chief Actuary                                         
-------------------------------------------- -------------------------------------------------------------------------
Charles N. Vest                              Vice President and Actuary                                               
-------------------------------------------- -------------------------------------------------------------------------
John C. Walters                              Executive Vice President, Director*                                      
-------------------------------------------- -------------------------------------------------------------------------
Eric H. Wietsma                              Vice President                                                           
-------------------------------------------- -------------------------------------------------------------------------
Neal S. Wolin                                Executive Vice President and General Counsel                             
-------------------------------------------- -------------------------------------------------------------------------
Lizabeth H. Zlatkus                          Executive Vice President and Chief Financial Officer, Director*          
-------------------------------------------- -------------------------------------------------------------------------
David M. Znamierowski                        Executive Vice President and Chief Investment Officer, Director*         
-------------------------------------------- -------------------------------------------------------------------------

485BPOS 17th Page of 22 TOC 1st Previous Next ↓Bottom Just 17th
Unless otherwise indicated, the principal business address of each of the above 
individuals is Hartford Plaza, Hartford, Connecticut 06115.                     

*Denotes election to Board of Directors.                                        

Item 26. Persons Controlled By or Under Common Control with the Depositor or    
        Registrant. Incorporated by reference to Pre-Effective Amendment No. 1
to the Registration Statement File No. 333-119414, filed on   
March 31, 2005.                                               

Item 27. Number of Contract Owners                                              

As of April 30, 2005, there were 294,003 Contract Owners.     

Item 28. Indemnification                                                        

  Sections 33-770 to 33-779, inclusive, of the Connecticut General
Statutes provide the standards under which a corporation may  
  indemnify an individual for liability, including legal expenses,
     incurred because such individual is a party to a proceeding because
   the individual was a director, officer, employee, or agent of the
corporation. Specifically, Section 33-771(a)(2) permits a     
     corporation to indemnify a director if the corporation, pursuant to
 Section 33-636(b)(5), obligated itself under its certificate of
incorporation to indemnify a director for liability except for
certain liability involving conduct described in Section      
    33-636(b)(5). Section 33-776 permits a corporation to indemnify an
   officer, employee, or agent of the corporation to the same extent
as a director as may be provided by the corporation's bylaws, 
certificate of incorporation, or resolution of the board of   
directors.                                                    

485BPOS 18th Page of 22 TOC 1st Previous Next ↓Bottom Just 18th
     Section 33-771(e) provides that a corporation incorporated prior to
     January 1, 1995, must, except to the extent that the certificate of
incorporation provides otherwise, indemnify a director to the 
     extent that indemnification is permissible under Sections 33-770 to
33-779, inclusive. Section 33-776(d) sets forth a similar     
provision with respect to officers, employees and agents of a 
corporation.                                                  

1.  Based on the statutes referenced above, the Depositor must
indemnify a director if the director:                 

A.  conducted himself in good faith;                  
            B.  reasonably believed (a) in the case of conduct in his official
             capacity, that his conduct was in the best interests of the
                corporation or (b) in all other cases, that his conduct was at
                 least not opposed to the best interests of the corporation; and
             C.  in the case of any criminal proceeding, had no reasonable cause
to believe his conduct was unlawful; or       

   2.  engaged in conduct for which broader indemnification had been
             made permissible or obligatory under a provision of the Depositor's
certificate of incorporation.                         

   In addition, the Depositor must indemnify officers, employees and
agents for liability if the individual:                       

A.  conducted himself in good faith;                  
            B.  reasonably believed (a) in the case of conduct in his official
             capacity, that his conduct was in the best interests of the
                corporation or (b) in all other cases, that his conduct was at
                 least not opposed to the best interests of the corporation; and
       C.  in the case of any criminal proceeding, had no reasonable
cause to believe his conduct was unlawful.    

     Section 33-777 permits a corporation to procure insurance on behalf
    of an individual who was a director or officer of the corporation.
Consistent with the statute, the directors and officers of the
Depositor and Hartford Securities Distribution Company, Inc.  
("HSD") are covered under a directors and officers liability  
insurance policy.                                             

Insofar as indemnification for liabilities arising under the  
    Securities Act of 1933 may be permitted to directors, officers and
controlling persons of the Depositor pursuant to the foregoing
  provisions, or otherwise, the Depositor has been advised that in
the opinion of the Securities and Exchange Commission such    
  indemnification is against public policy as expressed in the Act
 and is, therefore, unenforceable. In the event that a claim for
     indemnification against such liabilities (other than the payment by
   the Depositor of expenses incurred or paid by a director, officer
     or controlling person of the Depositor in the successful defense of
any action, suit or proceeding) is asserted by such director, 
 officer or controlling person in connection with the securities
    being registered, the Depositor will, unless in the opinion of its
counsel the matter has been settled by controlling precedent, 
    submit to a court of appropriate jurisdiction the question whether
     such indemnification by it is against public policy as expressed in
the Act and will be governed by the final adjudication of such
issue.                                                        

485BPOS 19th Page of 22 TOC 1st Previous Next ↓Bottom Just 19th
Item 29. Principal Underwriters                                                 

(a) HSD acts as principal underwriter for the following investment  
companies:                                                  

Hartford Life Insurance Company - Separate Account One      
Hartford Life Insurance Company - Separate Account Two      
Hartford Life Insurance Company - Separate Account Two (DC  
Variable Account I)                                         
Hartford Life Insurance Company - Separate Account Two (DC  
Variable Account II)                                        
Hartford Life Insurance Company - Separate Account Two (QP  
Variable Account)                                           
    Hartford Life Insurance Company - Separate Account Two (Variable
Account "A")                                                
Hartford Life Insurance Company - Separate Account Two (NQ  
Variable Account)                                           
Hartford Life Insurance Company - Separate Account Ten      
Hartford Life Insurance Company - Separate Account Three    
Hartford Life Insurance Company - Separate Account Five     
Hartford Life Insurance Company - Separate Account Seven    
Hartford Life Insurance Company - Separate Account Eleven   
Hartford Life Insurance Company - Separate Account Twelve   
      Hartford Life and Annuity Insurance Company - Separate Account One
      Hartford Life and Annuity Insurance Company - Separate Account Ten
        Hartford Life and Annuity Insurance Company - Separate Account Three
       Hartford Life and Annuity Insurance Company - Separate Account Five
      Hartford Life and Annuity Insurance Company - Separate Account Six
        Hartford Life and Annuity Insurance Company - Separate Account Seven
Hart Life Insurance Company - Separate Account One          
Hart Life Insurance Company - Separate Account Two          
     American Maturity Life Insurance Company - Separate Account AMLVA
   American Maturity Life Insurance Company - Separate Account One
Nutmeg Life Insurance Company - Separate Account One        
Servus Life Insurance Company - Separate Account One        
Servus Life Insurance Company - Separate Account Two        

(b) Directors and Officers of HSD                                   

                                                                [Download Table]

                                        POSITIONS AND OFFICES                
 NAME                                   WITH  UNDERWRITER                    
 ----                                   -----------------                    
                                                                             
David A. Carlson                 Senior Vice President and Deputy Chief      
                                 Financial Officer                           
Richard G. Costello              Vice President and Secretary                
George R. Jay                    Chief Broker-Dealer Compliance Officer      
Stephen T. Joyce                 Vice President                              
Thomas M. Marra                  President, Chief Executive Officer and      
                                 Chairman of the Board, Director             
Martin A. Swanson                Vice President                              
John C. Walters                  Executive Vice President, Director          
Neal S. Wolin                    Executive Vice President and General Counsel
Lizabeth H. Zlatkus              Director                                    

      Unless otherwise indicated, the principal business address of each
of the above individuals is Hartford Plaza, Hartford,       
Connecticut 06115.                                          

485BPOS 20th Page of 22 TOC 1st Previous Next ↓Bottom Just 20th
Item 30. Location of Accounts and Records                                       

       All of the accounts, books, records or other documents required to be
       kept by Section 31(a) of the Investment Company Act of 1940 and rules
 thereunder, are maintained by Hartford at 200 Hopmeadow Street,
Simsbury, Connecticut 06089.                                  

Item 31. Management Services                                                    

     All management contracts are discussed in Part A and Part B of this
Registration Statement.                                       

Item 32. Undertakings                                                           

(a) The Registrant hereby undertakes to file a post-effective 
      amendment to this Registration Statement as frequently as is
          necessary to ensure that the audited financial statements in the
          Registration Statement are never more than 16 months old so long
           as payments under the variable annuity Contracts may be accepted.

       (b) The Registrant hereby undertakes to include either (1) as part of
           any application to purchase a Contract offered by the Prospectus,
       a space that an applicant can check to request a Statement of
       Additional Information, or (2) a post card or similar written
         communication affixed to or included in the Prospectus that the
    applicant can remove to send for a Statement of Additional
Information.                                          

  (c) The Registrant hereby undertakes to deliver any Statement of
         Additional Information and any financial statements required to
         be made available under this Form promptly upon written or oral
request.                                              

    (d) Hartford hereby represents that the aggregate fees and charges
       under the Contract are reasonable in relation to the services
       rendered, the expenses expected to be incurred, and the risks
assumed by Hartford.                                  

The Registrant is relying on the no-action letter issued by the Division of     
Investment Management to American Counsel of Life Insurance, Ref. No. IP-6-88,  
November 28, 1988. The Registrant has complied with conditions one through four 
of the no-action letter.                                                        

485BPOS 21st Page of 22 TOC 1st Previous Next ↓Bottom Just 21st
SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment   
Company Act of 1940, the Registrant certifies that it meets all the requirements
for effectiveness of this Registration Statement pursuant to Rule 485(b) under  
the Securities Act of 1933 and has duly caused this Registration Statement to be
signed on its behalf, in the Town of Simsbury, and State of Connecticut on this 
6th day of June, 2005.                                                          

HARTFORD LIFE INSURANCE COMPANY -                                               
SEPARATE ACCOUNT TWO (Registrant)                                               

By: Thomas M. Marra                            *By: /s/ Christopher M. Grinnell 
  --------------------------------------------        ------------------------
   Thomas M. Marra, President, Chief Executive         Christopher M. Grinnell
Officer and Chairman of the Board*                  Attorney-in-Fact    

HARTFORD LIFE INSURANCE COMPANY                                                 
(Depositor)                                                         

By: Thomas M. Marra                                                             
-------------------------------------------                               
Thomas M. Marra, President, Chief Executive                             
Officer and Chairman of the Board*                                      

Pursuant to the requirements of the Securities Act of 1933, this Registration   
Statement has been signed by the following persons and in the capacities and    
on the dates indicated.                                                         

                                                                [Download Table]
                                                                                  
David A. Carlson, Senior Vice President and                                       
     Deputy Chief Financial Officer, Director*                                    
Michael L. Kalen, Executive Vice President,                                       
     Director*                                                                    
Thomas M. Marra, President, Chief Executive                                       
     Officer and Chairman of the Board, Director*                                 
Ernest M. McNeill, Jr., Vice President            *By: /s/ Christopher M. Grinnell
     & Chief Accounting Officer*                      ----------------------------
John C. Walters, Executive Vice President,               Christopher M. Grinnell  
     Director*                                           Attorney-in-Fact         
Lizabeth H. Zlatkus, Executive Vice President                                     
     and Chief Financial Officer, Director*         Date: June 6, 2005            
David M. Znamierowski, Executive Vice President &                                 
     Chief Investment Officer, Director*                                          

333-101950                                                                      

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 EXHIBIT INDEX

(9)  Opinion and Consent of Christopher M. Grinnell, Counsel and Assistant      
Vice President.                                                       

(10) Consent of Deloitte & Touche LLP.                                          

(99) Copy of Power of Attorney.

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Dates Referenced Herein and Documents Incorporated by Reference

		Referenced-On Page
This ‘485BPOS’ Filing	Date	First	Last	Other Filings

Effective on:	7/5/05	1	12	485BPOS, 497J
Filed on:	6/6/05	1	21	485BPOS
	5/2/05	2	11	485BPOS, 497
	4/30/05	17
	4/4/05	2		485BPOS
	3/31/05	17
	12/31/04	5	12	24F-2NT, NSAR-U/A
	4/7/03	14		N-4/A
	4/9/01	14		485BPOS
	2/8/01	14		485APOS
	9/6/00	14		497, N-4/A
	4/12/99	14		485BPOS, N-4/A
	4/29/96	14
	5/1/95	14		POS AMI
	1/1/95	18
				List all Filings

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Filing Submission 0001047469-05-016510 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

Hartford Life Insurance Co Separate Account Two, et al. – ‘485BPOS’ on 6/6/05

On: Monday, 6/6/05, at 4:39pm ET · Effective: 7/5/05 · Accession #: 1047469-5-16510 · File #s: 811-04732, 333-101950

Previous ‘485BPOS’: ‘485BPOS’ on 6/6/05 · Next: ‘485BPOS’ on 6/6/05 · Latest: ‘485BPOS’ on 4/25/24

Post-Effective AmendmentFiling Table of Contents

485BPOS — Post-Effective AmendmentDocument Table of Contents

Dates Referenced Herein and Documents Incorporated by Reference

Post-Effective Amendment
Filing Table of Contents

485BPOS — Post-Effective Amendment
Document Table of Contents