American Home Mortgage Assets Trust 2007-1 – ‘8-K’ for 8/6/07

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Current Report   —   Form 8-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 8-K         Current Report                                        78±   377K 

Document Table of Contents

 UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
 Washington D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of The  
Securities Exchange Act of 1934       

August 06, 2007                                                               
Date of Report (Date of earliest event reported):                             

American Home Mortgage Assets Trust 2007-1                                    
(Exact name of issuing entity as specified in its charter)                    

American Home Mortgage Corp.                                                  
(Exact name of sponsor as specified in its charter)                           

American Home Mortgage Assets LLC                                             
(Exact name of depositor as specified in its charter)                         

New York                 333-136999-03                 54-2198735             
(State or other          (Commission                   54-2198736             
jurisdiction              File Number)                 54-2198737             
of incorporation)                                      54-2198738             
                                             (IRS Employer
                                                   Identification No.)

Wells Fargo Bank, N.A.                                                    
9062 Old Annapolis Road                                                   
Columbia, MD                                                    21045     
(Address of principal executive offices)                        (Zip Code)

(410) 884-2000                                                            
(Registrant's telephone number, including area code)                      

Not Applicable                                                            
(Former name or former address, if changed since last report)             

Check the appropriate box below if the Form 8-K filing is intended to         
simultaneously satisfy the filing obligation of the registrant under any      
of the following provisions (see General Instruction A.2. below):             

[ ] Written communications pursuant to Rule 425 under the Securities Act      
(17 CFR 230.425)                                                        

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act        
(17 CFR 240.14a-12)                                                     

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the       
Exchange Act (17 CFR 240.14d-2(b))                                      

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the       
Exchange Act (17 CFR 240.13e-4(c))                                      

Section 1 - Registrant's Business and Operations                              

Item 1.03 - Bankruptcy or Receivership.                                       

On August 6, 2007 American Home Mortgage Acceptance, Inc., American             
Home Mortgage Corp., American Home Mortgage Investment Corp., American          
Home Mortgage Servicing, Inc. and certain related entities filed                
petitions under Chapter 11 of the Bankruptcy Code, 11 U.S.C. section            
101 et seq., in the United States Bankruptcy Court for the District of          
Delaware.  These proceedings are being jointly administered under Case          
No. 07-11047 (CSS).  Please see Exhibit 99.1, 99.2, 99.3 and 99.4 for the       
various petitions filed with the United States Bankruptcy Court for the         
District of Delaware.                                                           

Section 9 - Financial Statements and Exhibits                                   

Item 9.01 - Financial Statements and Exhibits.                                  

Exhibits                                                                    

Exhibit Number       Description                          

  99.1                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
                       American Home Mortgage Acceptance, Inc.

  99.2                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
            American Home Mortgage Corp.

  99.3                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
                       American Home Mortgage Investment Corp.

  99.4                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
                      American Home Mortgage Servicing, Inc.

SIGNATURES                                                                    

Pursuant to the requirements of the Securities Exchange Act of 1934, the      
registrant has duly caused this report to be signed on its behalf by the      
undersigned hereunto duly authorized.                                         

American Home Mortgage Assets Trust 2007-1                                    
(Issuing Entity)                                                              

By:    Wells Fargo Bank, N.A. as Master Servicer                              
By:  /s/  Elisabeth A. Brewster as Vice President                             
By:    Elisabeth A. Brewster as Vice President                                

Date:  August 9, 2007                                                         

Exhibits                                                                        

Exhibit Number       Description                          

  99.1                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
                       American Home Mortgage Acceptance, Inc.

  99.2                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
            American Home Mortgage Corp.

  99.3                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
                       American Home Mortgage Investment Corp.

  99.4                 United States Bankruptcy Court District
                          of Delaware Voluntary Chapter 11 Petition-
                      American Home Mortgage Servicing, Inc.

EX-99.1                                                                         

Official Form 1 (04/07)                                                         

United States Bankruptcy Court                                                  
DISTRICT OF DELAWARE                                                            

Voluntary Petition                                                              

Name of Debtor (if individual, enter Last, First, Middle):                      
American Home Mortgage Acceptance, Inc.                                         

All Other Names used by the Debtor in the last 8 years                          
(include married, maiden, and trade names):                                     
AHM Acceptance, Inc.                                                            

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                
20-0201979                                                                      

Street Address of Debtor (No. and Street, City, and State):                     
538 Broadhollow Road                                                            
Melville, NY                                        ZIP CODE  11747             

County of Residence or of the Principal Place of Business:                      
Suffolk County, NY                                                              

Mailing Address of Debtor (if different from street address):                   

                                ZIP CODE
------------------------------------------------------------

Name of Joint Debtor (Spouse) (Last, First, Middle):                            

All Other Names used by the Joint Debtor in the last 8 years                    
(include married, maiden, and trade names):                                     

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                

Street Address of Joint Debtor (No. and Street, City, and State):               

                                ZIP CODE

County of Residence or of the Principal Place of Business:                      

Mailing Address of Joint Debtor (if different from street address):             

                                ZIP CODE

Location of Principal Assets of Business Debtor (if different from street       
address above):                                                                 

                                ZIP CODE
--------------------------------------------------------------------------------

Type of Debtor                                                                  
(Form of Organization)                                                          
(Check one box)                                                                 

|_|  Individual (includes Joint Debtors) See Exhibit D on page 2 of this form.  
|X|  Corporation (includes LLC and LLP)                                         
|_|  Partnership                                                                
|_|  Other (If debtor is not one of the above entities, check this box and state
type of entity below.)                                                

Nature of Business                                                              
(Check one box.)                                                                

|_|  Health Care Business                                                       
|_|  Single Asset Real Estate as defined in 11 U.S.C. Section 101(51B)          
|_|  Railroad                                                                   
|_|  Stockbroker                                                                
|_|  Commodity Broker                                                           
|_|  Clearing Bank                                                              
|X|  Other                                                                      

Tax-Exempt Entity                                                               
(Check box, if applicable.)                                                     

|_|  Debtor is a tax-exempt organization under Title 26 of the United States    
Code (the Internal Revenue Code).                                     

Chapter of Bankruptcy Code Under Which                                          
the Petition is Filed (Check one box.)                                          

| |  Chapter 7                                                                  
|_|  Chapter 9                                                                  
|X|  Chapter 11                                                                 
|_|  Chapter 12                                                                 
|_|  Chapter 13                                                                 
|_|  Chapter 15 Petition for Recognition of a Foreign Main Proceeding           
|_|  Chapter 15 Petition for Recognition of a Foreign Nonmain Proceeding        

Nature of Debts                                                                 
(Check one box.)                                                                

|_|  Debts are primarily consumer debts, defined in 11 U.S.C. Section 101(8)    
as "incurred by an individual primarily for a personal, family, or    
house-hold purpose."                                                  
|X|  Debts are primarily business debts.                                        

--------------------------------------------------------------------------------

Filing Fee (Check one box.)                                                     

|X|  Full Filing Fee attached.                                                  
|_|  Filing Fee to be paid in installments (applicable to individuals only).    
 Must attach signed application for the court's consideration certifying
    that the debtor is unable to pay fee except in installments. Rule 1006(b).
See Official Form 3A.                                                 
|_|  Filing Fee waiver requested (applicable to chapter 7 individuals only).    
    Must attach signed application for the court's consideration. See Official
Form 3B.                                                              

--------------------------------------------------------------------------------

Chapter 11 Debtors                                                              

Check one box:                                                                  

|_|  Debtor is a small business debtor as defined in 11 U.S.C. Section 101(51D).
|X|  Debtor is not a small business debtor as defined in 11 U.S.C. Section      
101(51D).                                                             

Check if:                                                                       

|_|  Debtor's aggregate noncontingent liquidated debts (excluding debts owed to 
insiders or affiliates) are less than $2,190,000.                     

------------------------------------------------------------

Check all applicable boxes:                                                     

|_|  A plan is being filed with this petition.                                  
|_|  Acceptances of the plan were solicited prepetition from one or more classes
of creditors, in accordance with 11 U.S.C. Section 1126(b).           

--------------------------------------------------------------------------------

Statistical/Administrative Information                                      

|X|  Debtor estimates that funds will be available for distribution to unsecured
creditors.                                                            
| |  Debtor estimates that, after any exempt property is excluded and           
administrative expenses paid, there will be no funds available for    
distribution to unsecured creditors.                                  

--------------------------------------------------------------------------------

Estimated Number of Creditors*                                                  

1-    50-   100-  200-  1,000-   5,001-   10,001-  25,001  50,001-   OVER       
49    99    199   999   5,000    10,000   25,000   50,000  100,000   100,000    
|_|   |_|   |_|   |_|    |_|      |_|      | |       |_|     |_|       |X|      

Estimated Assets*                                                               

|_|$0 to    |_|$10,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$10,000     $100,000       $l million        $l00 million       million   

Estimated Liabilities*                                                          

|_|$0 to    |_|$50,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$50,000     $100,000       $l million        $l00 million       million   

THIS SPACE IS FOR COURT USE ONLY                                                

* The estimated number of creditors, assets and liabilities is on a consolidated
basis.                                                                          

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 2                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Acceptance, Inc.                      

--------------------------------------------------------------------------------
All Prior Bankruptcy Cases Filed Within Last 8 Years (If more than two, attach  
additional sheet.)                                                              
--------------------------------------------------------------------------------

Location                                                                        
Where Filed: Not Applicable                                                     

Case Number:                                                                    

Date Filed:                                                                     

Location                                                                        
Where Filed:                                                                    

Case Number:                                                                    

Date Filed:                                                                     

--------------------------------------------------------------------------------
Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this      
Debtor (If more than one, attach additional sheet.)                             
--------------------------------------------------------------------------------

Name of Debtor: See Attached Schedule 1                                         

Case Number:                                                                    

Date Filed:                                                                     

District:                                                                       

Relationship:                                                                   

Judge:                                                                          

--------------------------------------------------------------------------------
Exhibit A                                                                       

(To be completed if debtor is required to file periodic reports (e.g., forms 10K
and 10Q) with the Securities and Exchange Commission pursuant to Section 13 or  
15(d) of the Securities Exchange Act of 1934 and is requesting relief under     
chapter 11.)                                                                    

|_|  Exhibit A is attached and made a part of this petition.                    

--------------------------------------------------------------------------------
Exhibit B                                                                       
(To be completed if debtor is an individual whose debts are primarily consumer  
debts.)                                                                         

I, the attorney for the petitioner named in the foregoing petition, declare that
I have informed the petitioner that [he or she] may proceed under chapter 7, 11,
12 or 13 of title 11, United States Code, and have explained the relief         
available under each such chapter. I further certify that I have delivered to   
the debtor the notice required by 11 U.S.C. Section 342(b).                     

X                                                                               
Signature of Attorney for Debtor(s)                  Date                       

--------------------------------------------------------------------------------
Exhibit C                                                                       

Does the debtor own or have possession of any property that poses or is alleged 
to pose a threat of imminent and identifiable harm to public health or safety?  

|_|  Yes, and Exhibit C is attached and made a part of this petition.           
|X|  No.                                                                        

--------------------------------------------------------------------------------
Exhibit D                                                                       

(To be completed by every individual debtor. If a joint petition is filed, each 
spouse must complete and attach a separate Exhibit D.)                          

|_|  Exhibit D completed and signed by the debtor is attached and made a part of
this petition.                                                        

If this is a joint petition:                                                    

|_|  Exhibit D also completed and signed by the joint debtor is attached and    
made a part of this petition.                                         

--------------------------------------------------------------------------------
Information Regarding the Debtor - Venue                                        
(Check any applicable box.)                                                     

|_|  Debtor has been domiciled or has had a residence, principal place of       
 business, or principal assets in this District for 180 days immediately
   preceding the date of this petition or for a longer part of such 180 days
than in any other District.                                           

|x|  There is a bankruptcy case concerning debtor's affiliate, general partner, 
or partnership pending in this District.                              

|_|  Debtor is a debtor in a foreign proceeding and has its principal place of  
    business or principal assets in the United States in this District, or has
no principal place of business or assets in the United States but is a
    defendant in an action or proceeding [in a federal or state court] in this
   District, or the interests of the parties will be served in regard to the
relief sought in this District.                                       

--------------------------------------------------------------------------------
Statement by a Debtor Who Resides as a Tenant of Residential Property           
(Check all applicable boxes.)                                                   

|_|  Landlord has a judgment against the debtor for possession of debtor's      
resident. (If box checked, complete the following.)                   

(Name of landlord that obtained judgment)                       

(Address of landlord)                                           

|_|  Debtor claims that under applicable nonbankruptcy law, there are           
    circumstances under which the debtor would be permitted to cure the entire
   monetary default that gave rise to the judgment for possession, after the
judgment for possession was entered, and                              

|_|  Debtor has included with this petition the deposit with the court of any   
     rent that would become due during the 30-day period after the filing of the
petition.                                                             

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 3                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Acceptance, Inc.                      

--------------------------------------------------------------------------------
Signatures                                                                      
--------------------------------------------------------------------------------

Signature(s) of Debtor(s) (Individual/Joint)                                    

I declare under penalty of perjury that the information provided in this        
petition is true and correct.                                                   

[If petitioner is an individual whose debts are primarily consumer debts and has
chosen to file under chapter 7] I am aware that I may proceed under chapter 7,  
11, 12 or 13 of title 11, United States Code, understand the relief available   
under each such chapter, and choose to proceed under chapter 7.                 
[If no attorney represents me and no bankruptcy petition preparer signs the     
petition] I have obtained and read the notice required by 11 U.S.C. Section     
342(b).                                                                         

I request relief in accordance with the chapter of title 11 United States Code, 
specified in this petition.                                                     

X                                                                               
Signature of Debtor                                                           

X                                                                               
Signature of Joint Debtor                                                     

Telephone Number (If not represented by attorney)                             

Date                                                                          

--------------------------------------------------------------------------------
Signature of Attorney                                                           

X /s/ Pauline K. Morgan                                                         
Signature of Attorney for Debtor(s)                                         

James L. Patton, Jr., Esq.                                                  
Pauline K. Morgan, Esq.                                                     
Young Conaway Stargatt & Taylor, LLP                                        
The Brandywine Building                                                     
1000 West Street, 17th Floor                                                
Wilmington, Delaware 19801                                                  
Telephone (302) 571-6600 and Facsimile (302) 571-1253                       

8-6-07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of Debtor (Corporation/Partnership)                                   

I declare under penalty of perjury that the information provided in this        
petition is true and correct, and that I have been authorized to file this      
petition on behalf of the debtor.                                               

The debtor requests relief in accordance with the chapter of title 11 United    
States Code specified in this petition.                                         

X /s/ Michael Strauss                                                           
Signature of Authorized Individual                                          

Michael Strauss                                                             
Printed Name of Authorized Individual                                       

Chief Executive Officer                                                     
Title of Authorized Individual                                              

8/6/07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of a Foreign Representative                                           

I declare under penalty of perjury that the information provided in this        
petition is true and correct, that I am the foreign representative of a debtor  
in a foreign proceeding, and that I am authorized to file this petition.        

(Check only one box.)                                                           

   I request relief in accordance with chapter 15 of title 11, United States
    Code. Certified copies of the documents required by 11 U.S.C. Section 1515
are attached.                                                         

     Pursuant to 11 U.S.C. Section 1511, I request relief in accordance with the
 chapter of title 11 specified in this petition. A certified copy of the
order granting recognition of the foreign main proceeding is attached.

X                                                                               
(Signature of Foreign Representative)                                       

(Printed Name of Foreign Representative)                                    

Date                                                                        

--------------------------------------------------------------------------------
Signature of Non-Attorney Bankruptcy Petition Preparer                          

I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer
as defined in 11 U.S.C. Section 110; (2) I have prepared this document for      
compensation and have provided the debtor with a copy of this document and the  
notices and information required under 11 U.S.C. Subsection 110(b), 110(h), and 
342(b); and, (3) if rules or guidelines have been promulgated pursuant to 11    
U.S.C. Section 110(h) setting a maximum fee for services chargeable by          
bankruptcy petition preparers, I have given the debtor notice of the maximum    
amount before preparing any document for filing for a debtor or accepting any   
fee from the debtor, as required in that section. Official Form 19B is attached.

Printed Name and title, if any, of Bankruptcy Petition Preparer             

Social Security Number (If the bankruptcy petition preparer is not an       
individual, state the Social Security number of the officer, principal,     
reasonable person, or partner of the bankruptcy petition preparer.)         
(Required by 11 USC Section 110.)                                           

Address                                                                     

X                                                                           

Date                                                                        

Signature of bankruptcy petition preparer or officer, principal, responsible
person, or partner whose Social Security number is provided above.          

Names and Social Security numbers of all other individuals who prepared or  
  assisted in preparing this document unless the bankruptcy petition preparer is
not an individual.                                                          

If more than one person prepared this document, attach additional sheets    
conforming to the appropriate form for each person.                         

A bankruptcy petition preparer's failure to comply with the provisions of title 
11 and the Federal Rules of Bankruptcy Procedure may result in fines or         
imprisonment or both 11 U.S.C. Section 110; 18 U.S.C. Section 156.              

(page)                                                                          

Schedule 1                                                                      

Including the debtor in this chapter 11 case, the following affiliated debtors  
simultaneously have filed voluntary chapter 11 petitions in this Court.         
Contemporaneously with the filing of these petitions, such entities filed a     
motion requesting that their chapter 11 cases be consolidated for procedural    
purposes only and jointly administered.                                         

American Home Mortgage Acceptance, Inc.                                         
American Home Mortgage Corp.                                                    
American Home Mortgage Holdings, Inc.                                           
American Home Mortgage Investment Corp.                                         
American Home Mortgage Servicing, Inc.                                          
American Home Mortgage Ventures LLC                                             
Great Oak Abstract Corp.                                                        
Homegate Settlement Services, Inc.                                              

(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.,           :                                     
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

CONSOLIDATED LIST OF CREDITORS HOLDING                                          
40 LARGEST UNSECURED CLAIMS                                                     

American Home Mortgage Holdings, Inc. ("AHM Holdings"), a Delaware corporation, 
and certain of its direct and indirect affiliates and subsidiaries, the debtors 
and debtors in possession in the above cases (collectively, the "Debtors"),^1   
filed a voluntary petition in this Court for relief under chapter 11 of the     
United States Bankruptcy Code, 11 U.S.C. Subsection 101, et seq. This list of   
creditors holding the 40 largest unsecured claims (the "Top 40 List") has been  
prepared on a consolidated basis, from the Debtors' books and records as of     
August 3, 2007. The Top 40 List was prepared in accordance with rule 1007(d) of 
the Federal Rules of Bankruptcy Procedure for filing in the Debtors' chapter 11 
cases. The Top 40 List does not include: (1) persons who come within the        
definition of an "insider" set forth in 11 U.S.C. Section 101(31); or (2)       
secured creditors, unless the value of the collateral is such that the unsecured
deficiency places the creditor among the holders of the 40 largest unsecured    
claims. The information presented in the Top 40 List shall not constitute an    
admission by, nor is it binding on, the Debtors. The information presented      
herein, including, without limitation (a) the failure of the Debtors to list any
claim as contingent, unliquidated, disputed or subject to a setoff or (b) the   
listing of any claim as unsecured, does not constitute an admission by the      
Debtors that the secured lenders listed hold any deficiency claims, nor does it 
constitute a waiver of the Debtors' rights to contest the validity, priority,   
nature, characterization and/or amount of any claim.                            

1    The Debtors in these cases, along with the last four digits of each        
Debtor's federal tax identification number, are: AHM Holdings (6303); 
American Home Mortgage Investment Corp. ("AHM Investment"), a Maryland
corporation (3914); American Home Mortgage Acceptance, Inc. ("AHM     
Acceptance"), a Maryland corporation (1979); American Home Mortgage   
    Servicing, Inc. ("AHM Servicing"), a Maryland corporation (7267); American
    Home Mortgage Corp. ("AHM Corp."), a New York corporation (1558); American
   Home Mortgage Ventures LLC ("AHM Ventures"), a Delaware limited liability
     company (1407); Homegate Settlement Services, Inc. ("Homegate"), a New York
    corporation (7491); and Great Oak Abstract Corp. ("Great Oak"), a New York
   corporation (8580). The address for all of the Debtors is 538 Broadhollow
    Road, Melville, New York 11747, except for AHM Servicing, whose address is
4600 Regent Blvd.,  Suite 200, Irving, Texas 75063.                   

(page)                                                                          

                                                        [Enlarge/Download Table]


Rank      Name of creditor           Telephone number and                     Nature of         Indicate if     Amount of  
                                   complete mailing address,                claim (trade          claim is      claim [if  
                                    including zip code, of                   debt, bank         contingent,   secured also 
                                      employee, agent, or                       loan,         unliquidated,  state value of
                                    department of creditor                   government         disputed or     security]  
                                  familiar with claim who may              contract, etc.)      subject to                 
                                         be contacted                                             setoff^1                 

                                                                                                    U                      
                                                                                                    N                      
                                                                                                C   L                      
                                                                                                O   I    D                 
                                                                                                N   Q    I                 
                                                                                                T   U    S                 
                                                                                                I   I    P                 
                                                                                                N   D    U                 
                                                                                                G   A    T                 
                                                                                                E   T    E                 
                                                                                                N   E    D                 
                                                                                                T   D                      

                                                                                                                           
 1        Deutsche Bank            31 West 52nd Street                     Loan                     X          Unliquidated
                                   3rd Floor NYC01-0304                    Repurchase                                      
                                   New York, NY 10019                      Request                                         
                                   Tel: (212) 250-7675                                                                     
                                   Fax: (212) 797-0521                                                                     

 2        Wilmington Trust         Rodney Square North,                    Convertible              X          Unliquidated
          Company, as              100 North Market Street,                Trust                                           
          Debenture Trustee        Wilmington, Delaware 19890              Preferred -                                     
                                   Telecopy: (302) 636-4140                AHM Capital                                     
                                   Telephone: (302) 651-1000               Trust I                                         
                                   Attention: Corporate Capital                                                            
                                   Markets - AHM Capital Trust I                                                           

 3        JPMorgan Chase           194 Wood Avenue South                   Loan                     X          Unliquidated
          Bank, NA                 Floor 3                                 Repurchase                                      
                                   Iselin, NJ 08830                        Request                                         
                                   Tel: (732) 452-8781                                                                     
                                   Fax: (732) 352-7511                                                                     

 4        Countrywide Capital      20 N. Acoma Blvd.                       Loan                     X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

 5        Wilmington Trust         Rodney Square North, 1100               Trust Preferred          X          Unliquidated
          Company, as              North Market Street,                    - Baylis Trust                                  
          Trustee                  Wilmington, Delaware 19890-             III                                             
                                   0001                                                                                    
                                   Attn: Corporate Capital Markets                                                         

 6        Bank of America,         901 Main Street, 66th Fl.               Loan                     X          Unliquidated
          N.A.                     Dallas, TX 75202                        Repurchase                                      
                                   Tel: (214) 209-9170                     Request                                         
                                   Fax: (214) 209-0338                                                                     

 7        JPMorgan Chase           600 Travis, 50th Floor                  Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust I                                
          Association, as          Attn: Institutional Trust Services                                                      
          Trustee                  - Baylis Trust I                                                                        

 8        JPMorgan Chase           600 Travis, 50th Floor,                 Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust II                               
          Association, as          Attn: Institutional Trust Services                                                      
          Trustee                  - Baylis Trust II                                                                       

 9        JPMorgan Chase           600 Travis, 50th Floor,                 Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust                                  
          Association, as          Attn: Institutional Trust Services      IV                                              
          Trustee                  - Baylis Trust IV                                                                       

10        JPMorgan Chase           600 Travis, 50th Floor, Houston,        Trust Preferred          X          Unliquidated
          Bank, National           Texas 77002, Attn: Baylis Trust         - Baylis Trust                                  
          Association, as          V, Madassir Mohamed                     V                                               
          Trustee                  tel: (713) 216-2826                                                                     

11        Citigroup                390 Greenwich Street, 6th Fl.           Loan                     X          Unliquidated
                                   New York, NY 10013                      Repurchase                                      
                                   Tel: 212-733-6353                       Request                                         
                                   Fax: 212-723-8613                                                                       

12        Countrywide Capital      20 N. Acoma Blvd.                       Loan                     X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

13        Morgan Stanley           1585 Broadway                           Loan                     X          Unliquidated
                                   New York, NY 10036                      Repurchase                                      
                                   Tel: (212) 761-4000                     Request                                         
                                   Fax: (212) 507 4622                                                                     

14        Wells Fargo Bank,        919 North Market Street                 Trust Preferred          X          Unliquidated
          N.A., as Trustee         Suite 700                               - Baylis Trust                                  
                                   Wilmington, Delaware 19801              VIII                                            
                                   Attn: Corporate Trust                                                                   
                                   Department - Baylis Trust VIII                                                          

15        SunTrust Asset           Mail Code 3950                          Loan                     X          Unliquidated
          Funding, LLC             303 Peachtree Street, 23rd Floor        Repurchase                                      
                                   Atlanta, Georgia 30308                  Request                                         
                                   Attn: Tony D. Atkins                                                                    
                                   Tel: (404) 813-5244                                                                     
                                   Fax: (404) 813-5000                                                                     
                                   with a copy to:                                                                         
                                   SunTrust Banks, Inc.                                                                    
                                   303 Peachtree Street, 36th Floor                                                        
                                   Atlanta, Georgia 30308                                                                  
                                   Attn: Woodruff A. Polk                                                                  
                                   Tel: (404) 813-7094                                                                     
                                   Fax: (404) 581-1637                                                                     

16        Impac Funding            1401 Dove Street, Suite 100,            Loan                     X          Unliquidated
          Corporation              Newport Beach, CA 92660,                Repurchase                                      
                                   Attn: Client Administration             Request                                         
                                   Tel: (800) 597-4101                                                                     
                                   Fax: (949) 260-4504                                                                     

17        Wilmington Trust         Rodney Square North                     Trust preferred          X          Unliquidated
          Company, as              1100 North Market Street                - Baylis Trust                                  
          Trustee                  Wilmington, Delaware 19890-             VI                                              
                                   0001                                                                                    
                                   Attn: Corporate Capital Markets                                                         

18        Bear, Stearns &          Government Operations                   Master                   X          Unliquidated
          Co. Inc.                 1 Metrotech Center North                Repurchase                                      
                                   7th Floor                               Agreement                                       
                                   Brooklyn, New York 11201-                                                               
                                   3859                                                                                    
                                   Attn: Sr. Managing Director                                                             
                                   Tel: (212) 272-1203                                                                     

19        Bank of America,         Agency Management                       Warehouse                X          Unliquidated
          N.A.                     Mail Code: CA5-701-05-19                Facility                                        
                                   1455 Market Street, 5th Floor                                                           
                                   San Francisco, CA 94103                                                                 
                                   Attention: Anthea Del Bianco                                                            
                                   Vice President                                                                          
                                   Telephone No.: (415) 436-2776                                                           
                                   Facsimile No.: (415) 503-5101                                                           

                                   Bank of America, N.A.                                                                   
                                   Portfolio Management                                                                    
                                   Mail Code: TXl-492-66-01                                                                
                                   901 Main Street, 66th Floor                                                             
                                   Dallas, TX 75202-3714                                                                   
                                   Attention: Elizabeth Kurilecz                                                           
                                   Senior Vice President                                                                   
                                   Telephone No.: (214) 209-0975                                                           
                                   Facsimile No.: (214) 209-1027                                                           

20        Citigroup Global         390 Greenwich Street, 6th Floor         Loan                     X          Unliquidated
          Markets Realty           New York, New York 10013                Repurchase                                      
          Corp                     Attn: Peter Steinmetz                   Request                                         

21        Bank of America,         Sears Tower                             Swap                     X          Unliquidated
          N.A.                     233 South Wacker Drive, Suite           Counterparty                                    
                                   2800                                    (Commercial                                     
                                   Chicago, IL 60606                       Paper Facility)                                 
                                   Attention: Swap Operations                                                              
                                   Facsimile No.: 312-453-2787                                                             
                                   Bank of America, N.A., 1133                                                             
                                   Avenue of the Americas,                                                                 
                                   17th Floor                                                                              
                                   New York, NY 10036                                                                      
                                   Attn: Ronald Jost                                                                       
                                   Tel: 646-216-5311                                                                       
                                   Fax: 646-733-4090                                                                       

22        Wilmington Trust         Rodney Square North, 1100               Trust preferred          X          Unliquidated
          Company, as              North Market Street,                    - Baylis Trust                                  
          Trustee                  Wilmington, Delaware 19890-             VII                                             
                                   0001, Attn: Corporate Capital                                                           
                                   Markets                                                                                 

23        Wells Fargo              420 Montgomery Street                   Loan                     X          Unliquidated
                                   San Francisco, CA 94104                 Repurchase                                      
                                                                           Request                                         

24        Countrywide              20 N. Acoma Blvd.                       Loan                     X          Unliquidated
          Capital                  Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

25        Nomura Credit &          2 World Financial Center,               Loan                     X          Unliquidated
          Capital, Inc.            Building B, 21st Floor, New             Repurchase                                      
                                   York, New York 10281,                   Request                                         
                                   Attn: Dante LaRocca, Managing                                                           
                                   Director; with a copy to NCCI                                                           
                                   Legal, 18th Floor                                                                       
                                   Fax: (212) 667-1024                                                                     

26        Liquid Funding,          Canon's Court                           Master                   X          Unliquidated
          Ltd.                     22 Victoria Street                      Repurchase                                      
                                   Hamilton HM 12 Bermuda                  Agreement                                       
                                   Attn: Corporate Secretary                                                               
                                   With a copy in all cases to: Bear                                                       
                                   Stearns Bank plc, Investment                                                            
                                   Manager of Liquid Funding,                                                              
                                   Ltd.,                                                                                   
                                   Block 8, Harcourt Centre                                                                
                                   Charlotte Way                                                                           
                                   Dublin 2, Ireland                                                                       
                                   Attn: Jerome Schneider /                                                                
                                   Patrick Phelan                                                                          
                                   Tel: (353-1) 402-6358,                                                                  
                                   Fax: (353-1) 402-6308                                                                   

27        EMC                      383 Madison Avenue                      Loan                     X          Unliquidated
                                   New York, NY                            Repurchase                                      
                                   Tel: 212) 272-6458                      Request                                         
                                   Fax: (212) 272-7382                                                                     

28        Greenwich Capital        600 Steamboat Road                      Loan                     X          Unliquidated
          Financial                Greenwich, Connecticut 06830            Repurchase                                      
          Products, Inc.           Attn: Mortgage Finance                  Request                                         
                                   With copies to: Greenwich                                                               
                                   Capital Financial Products, Inc.                                                        
                                   600 Steamboat Road                                                                      
                                   Greenwich, Connecticut 06830                                                            
                                   Attn: Legal and to: Greenwich                                                           
                                   Capital Financial Products, Inc.,                                                       
                                   600 Steamboat Road                                                                      
                                   Tel: (203) 625-2700                                                                     

29        Lehman Brothers          745 Seventh Avenue                      Master                   X          Unliquidated
          Inc. and Lehman          28th Floor                              Repurchase                                      
          Commercial Paper         New York, New York 10019                Agreement                                       
          Inc.                     Attn: Robert Guglielmo, Senior                                                          
                                   Vice President                                                                          
                                   Transaction Management                                                                  
                                   Tel: (212) 526-7121                                                                     
                                   Fax: (212) 526-7672                                                                     

30        HSBC Bank                452 Fifth Avenue, 10th Fl.              Loan                     X          Unliquidated
                                   New York, NY 10018                      Repurchase                                      
                                   Tel: (212) 525-5040                     Request                                         
                                   Fax: (646) 366-3826                                                                     

31        UBS                      1251 Avenue of the Americas             Loan                     X          Unliquidated
                                   New York, NY 10019                      Repurchase                                      
                                   Tel: (212) 713-3734                     Request                                         
                                   Fax: (212) 882-3597                                                                     

32        Lehman Brothers          c/o Lehman Brothers                     Derivative               X          Unliquidated
          Special Financing,       Transaction Management                  Transaction                                     
          Inc                      745 Seventh Avenue, 28th Floor          (Swap)                                          
                                   New York, NY 10019                                                                      
                                   Attn: Documentation Manager                                                             
                                   Tel: 212-526-7187                                                                       
                                   Fax: 212-526-7672                                                                       

33        FNMA                     3900 Wisconsin Avenue, NW               Loan                     X          Unliquidated
                                   Washington, DC 20016-2892               Repurchase                                      
                                   Tel: (202) 752-7000 Request             Request                                         

34        Washington               3200 Southwest Freeway                  Loan                     X          Unliquidated
          Mutual Bank, FA          Houston, TX 77027                       Repurchase                                      
                                   Tel: (713) 543-6141                     Request                                         
                                   Fax: (713) 543-6727                                                                     

35        Luminent Mtg             Suite 1350 101 California St.           Loan                     X          Unliquidated
          (Barclays)               San Francisco CA 94111                  Repurchase                                      
                                   Tel: (415) 217-4500                     Request                                         

37        IndyMac Bank,            3465 East Foothill Boulevard,           Loan                     X          Unliquidated
          F.S.B.                   Pasadena, California 91107              Repurchase                                      
                                                                           Request                                         

38        Morgan Stanley           Transaction Management Group            Derivative               X          Unliquidated
          Capital Services         1585 Broadway                           Transaction                                     
          Inc.                     New York, NY 10036-8293                 (Swap)                                          
                                   Attn: Chief Legal Officer                                                               
                                   Fax: (212) 507 4622                                                                     

39        Credit Suisse First      Eleven Madison Avenue                   Loan                     X          Unliquidated
          Boston                   New York, NY 10010                      Repurchase                                      
                                   Tel: (212) 325-2000                     Request                                         
                                   Fax: (212) 325-6665                                                                     

40        GMAC                     600 Galleria Parkway, 15th Fl           Loan                     X          Unliquidated
                                   Atlanta, GA 30339                       Repurchase                                      
                                   Tel: (678) 324-2146                     Request                                         
                                   Fax: (770) 859-0148                                                                     

<FN>                                                                                                                       

1    As noted above, the Debtors reserve their rights to dispute the claims on                                             
     this schedule on any basis.                                                                                           

</FN>                                                                                                                      


(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.           :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

DECLARATION CONCERNING THE DEBTORS' CONSOLIDATED LIST OF                        
CREDITORS HOLDING THE 40 LARGEST UNSECURED CLAIMS                               

I, Michael Strauss, Chief Executive Officer of American Home Mortgage Holdings, 
Inc., a Delaware corporation, and the entity named as the debtor in this case,  
declare under penalty of perjury under the laws of the United States of         
America that I have reviewed the foregoing Consolidated List of Creditors       
holding the 40 Largest Unsecured Claims submitted herewith and that the         
information contained therein is true and correct to the best of my information 
and belief:                                                                     

Date: August 6, 2007                                                            

/s/ Michael Strauss                                                             
Michael Strauss                                                                 
Chief Executive Officer                                                         

-3-                                                                             

(page)                                                                          

RESOLUTIONS OF BOARD OF DIRECTORS                                               
OF AMERICAN HOME MORTGAGE ACCEPTANCE, INC.                                      

The Board of Directors of American Home Mortgage Acceptance, Inc. (the          
"Company"), a Maryland corporation, hereby adopts the following resolutions, as 
the action of the Board of Directors of the Company.                            

WHEREAS, the Board of Directors has reviewed and considered the financial and   
operational condition of the Company and the Company's business on the date     
hereof, including the historical performance of the Company, the assets of the  
Company, the current and long-term liabilities of the Company, the market for   
the Company's products and services, and mortgage industry and credit market    
conditions;                                                                     

WHEREAS, the Board of Directors has received, reviewed and considered the       
recommendations of the senior management of the Company and the Company's legal,
financial and other advisors as to the relative risks and benefits of pursuing a
bankruptcy proceeding under the provisions of Chapter 11 of Title 11 of the     
United States Code;                                                             

NOW, THEREFORE, BE IT RESOLVED that, in the judgment of the Board of Directors, 
it is desirable and in the best interests of the Company, its creditors,        
stockholders and other interested parties, that a voluntary petition be filed by
the Company under the provisions of Chapter 11 of Title 11 of the United States 
Code;                                                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized to execute and file on behalf of the Company all petitions,          
schedules, lists and other papers or documents, and to take any and all action  
which they deem necessary or proper to obtain such relief;                      

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ the law firm of Young Conaway Stargatt &      
Taylor, LLP as general bankruptcy counsel to the Company to represent and       
assist the Company in carrying out its duties under Title 11 of the United      
States Code, and to take any and all actions to advance the Company's rights,   
including the preparation of pleadings and filings in the Chapter 11 proceeding,
and in connection therewith, the officers of the Company are hereby authorized  
and directed to execute appropriate retention agreements, pay appropriate       
retainers prior to and immediately upon the filing of the Chapter 11 case, and  
to cause to be filed appropriate application for authority to retain the        
services of Young Conaway Stargatt & Taylor, LLP;                               

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to enter into that certain management services agreement
between Kroll Zolfo Cooper LLC and the Company, and pursuant thereto and hereto,
Stephen F. Cooper and Kevin Nystrom, of Kroll Zolfo Cooper LLC, be and hereby   
are, authorized, empowered and directed to represent the Company, as its Chief  
Restructuring Officer and Director of Restructuring, respectively, in connection
with any case commenced by it under the Bankruptcy Code;                        

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Milestone Advisors, LLC, as investment banker,
with regard to the Chapter 11 proceeding, and in connection therewith, the      
officers of the Company are hereby authorized and directed to execute           
appropriate retention agreements, pay appropriate                               

(page)                                                                          

retainers prior to and immediately upon the filing of the Chapter 11 case, and  
to cause to be filed an appropriate application for authority to retain the     
services of Milestone Advisors, LLC;                                            

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Phoenix Capital, Inc., as investment banker,  
with regard to the Chapter 11 proceeding, and in connection therewith, the      
officers of the Company are hereby authorized and directed to execute           
appropriate retention agreements, pay appropriate retainers prior to and        
immediately upon the filing of the Chapter 11 case, and to cause to be filed an 
appropriate application for authority to retain the services of Phoenix Capital,
Inc.;                                                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ any other individual and/or firm as           
professionals or consultants or financial advisors to the Company as are deemed 
necessary to represent and assist the Company in carrying out its duties under  
Title 11 of the United States Code, and in connection therewith, the officers of
the Company are hereby authorized and directed to execute appropriate retention 
agreements, pay appropriate retainers prior to and immediately upon the filing  
of the Chapter 11 case, and to cause to be filed an appropriate application for 
authority to retain the services of such firms;                                 

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered to obtain post-petition financing according to terms   
negotiated, or to be negotiated, by management of the Company, including under  
debtor-in-possession credit facilities or relating to the use of cash           
collateral; and to enter into any guarantees and to pledge and grant liens on   
its assets as may be contemplated by or required under the terms of such        
post-petition financing or cash collateral agreements; and in connection        
therewith, the officers of the Company are hereby authorized and directed to    
execute appropriate loan agreements, cash collateral agreements and related     
ancillary documents;                                                            

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered for, in the name of, and on behalf of the Company, to  
take or cause to be taken any and all such other and further action, and to     
execute, acknowledge, deliver and file any and all such instruments as each, in 
his or her discretion, may deem necessary or advisable in order to carry out the
purpose and intent of the foregoing resolutions; and                            

RESOLVED FURTHER that all of the acts and transactions relating to matters      
contemplated by the foregoing resolutions of management and members of the Board
of Directors of the Company, in the name and on behalf of the Company, which    
acts would have been approved by the foregoing resolutions except that such acts
were taken prior to the execution of these resolutions, are hereby in all       
respects confirmed, approved and ratified.                                      

-2-                                                                             

(page)                                                                          

AMERICAN HOME MORTGAGE ACCEPTANCE, INC.                                         
SECRETARIAL CERTIFICATE                                                         

The undersigned, Alan Horn, Secretary of American Home Mortgage Acceptance,     
Inc. (the "Company"), a Maryland corporation, hereby certifies as follows:      

1.   I am the duly qualified and elected Secretary of the Company and, as such, 
am familiar with the facts herein certified, and I am duly authorized 
to certify same on behalf of the Company.                             

2.   Attached hereto is a true and complete copy of the Resolutions of the Board
     of Directors of the Company, duly adopted at a properly convened meeting of
the Board of Directors on August 5, 2007, by unanimous vote of the    
directors, in accordance with the by-laws of the Company.             

3.   Such resolutions have not been amended, altered, annulled, rescinded or    
revoked and are in full force and effect as of the date hereof. There 
exist no other subsequent resolutions of the Board of Directors of the
Company relating to the matters set forth in the resolutions attached 
hereto.                                                               

IN WITNESS WHEREOF, the undersigned has executed this certificate as of the 5th 
day of August, 2007.                                                            

/s/ Alan Horn                                                                   
Alan Horn                                                                       
Secretary                                                                       

EX-99.2                                                                         

Official Form 1 (04/07)                                                         

United States Bankruptcy Court                                                  
DISTRICT OF DELAWARE                                                            

Voluntary Petition                                                              

Name of Debtor (if individual, enter Last, First, Middle):                      
American Home Mortgage Corp.                                                    

All Other Names used by the Debtor in the last 8 years                          
(include married, maiden, and trade names):                                     

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                
13-3461558                                                                      

Street Address of Debtor (No. and Street, City, and State):                     
538 Broadhollow Road                                                            
Melville, NY                                        ZIP CODE  11747             

County of Residence or of the Principal Place of Business:                      
Suffolk, NY                                                                     

Mailing Address of Debtor (if different from street address):                   

                                ZIP CODE
------------------------------------------------------------

Name of Joint Debtor (Spouse) (Last, First, Middle):                            

All Other Names used by the Joint Debtor in the last 8 years                    
(include married, maiden, and trade names):                                     

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                

Street Address of Joint Debtor (No. and Street, City, and State):               

                                ZIP CODE

County of Residence or of the Principal Place of Business:                      

Mailing Address of Joint Debtor (if different from street address):             

                                ZIP CODE

Location of Principal Assets of Business Debtor (if different from street       
address above):                                                                 

                                ZIP CODE
--------------------------------------------------------------------------------

Type of Debtor                                                                  
(Form of Organization)                                                          
(Check one box.)                                                                

|_|  Individual (includes Joint Debtors) See Exhibit D on page 2 of this form.  
|X|  Corporation (includes LLC and LLP)                                         
|_|  Partnership                                                                
|_|  Other (If debtor is not one of the above entities, check this box and      
state type of entity below.)                                          

Nature of Business                                                              
(Check one box.)                                                                

|_|  Health Care Business                                                       
|_|  Single Asset Real Estate as defined in 11 U.S.C. Section 101(51B)          
|_|  Railroad                                                                   
|_|  Stockbroker                                                                
|_|  Commodity Broker                                                           
|_|  Clearing Bank                                                              
|X|  Other                                                                      

Tax-Exempt Entity                                                               
(Check box, if applicable.)                                                     

|_|  Debtor is a tax-exempt organization under Title 26 of the United States    
Code (the Internal Revenue Code).                                     

Chapter of Bankruptcy Code Under Which                                          
the Petition is Filed (Check one box.)                                          

| |  Chapter 7                                                                  
|_|  Chapter 9                                                                  
|X|  Chapter 11                                                                 
|_|  Chapter 12                                                                 
|_|  Chapter 13                                                                 
|_|  Chapter 15 Petition for Recognition of a Foreign Main Proceeding           
|_|  Chapter 15 Petition for Recognition of a Foreign Nonmain Proceeding        

Nature of Debts                                                                 
(Check one box.)                                                                

|_|  Debts are primarily consumer debts, defined in 11 U.S.C. Section 101(8)    
as "incurred by an individual primarily for a personal, family, or    
house-hold purpose."                                                  
|X|  Debts are primarily business debts.                                        

--------------------------------------------------------------------------------

Filing Fee (Check one box.)                                                     

|X|  Full Filing Fee attached.                                                  
|_|  Filing Fee to be paid in installments (applicable to individuals only).    
 Must attach signed application for the court's consideration certifying
    that the debtor is unable to pay fee except in installments. Rule 1006(b).
See Official Form 3A.                                                 
|_|  Filing Fee waiver requested (applicable to chapter 7 individuals only).    
    Must attach signed application for the court's consideration. See Official
Form 3B.                                                              

--------------------------------------------------------------------------------

Chapter 11 Debtors                                                              

Check one box:                                                                  

|_|  Debtor is a small business debtor as defined in 11 U.S.C. Section 101(51D) 
|X|  Debtor is not a small business debtor as defined in 11 U.S.C. Section      
101(51D).                                                             

Check if:                                                                       

|_|  Debtor's aggregate noncontingent liquidated debts (excluding debts owed to 
insiders or affiliates) are less than $2,190,000.                     

------------------------------------------------------------

Check all applicable boxes:                                                     

|_|  A plan is being filed with this petition.                                  
|_|  Acceptances of the plan were solicited prepetition from one or more classes
of creditors, in accordance with 11 U.S.C. Section 1126(b).           

--------------------------------------------------------------------------------

Statistical/Administrative Information                                      

|X|  Debtor estimates that funds will be available for distribution to unsecured
creditors.                                                            
| |  Debtor estimates that, after any exempt property is excluded and           
administrative expenses paid, there will be no funds available for    
distribution to unsecured creditors.                                  

--------------------------------------------------------------------------------

Estimated Number of Creditors*                                                  

1-    50-   100-  200-  1,000-   5,001-   10,001-  25,001  50,001-   OVER       
49    99    199   999   5,000    10,000   25,000   50,000  100,000   100,000    
|_|   |_|   |_|   |_|    |_|      |_|      | |       |_|     |_|       |X|      

Estimated Assets*                                                               

|_|$0 to    |_|$10,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$10,000     $100,000       $l million        $l00 million       million   

Estimated Liabilities*                                                          

|_|$0 to    |_|$50,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$50,000     $100,000       $l million        $l00 million       million   

THIS SPACE IS FOR COURT USE ONLY                                                

* The estimated number of creditors, assets and liabilities is on a consolidated
basis.                                                                          

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 2                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Corp.                                 

--------------------------------------------------------------------------------
All Prior Bankruptcy Cases Filed Within Last 8 Years (If more than two, attach  
additional sheet.)                                                              
--------------------------------------------------------------------------------

Location                                                                        
Where Filed: Not Applicable                                                     

Case Number:                                                                    

Date Filed:                                                                     

Location                                                                        
Where Filed:                                                                    

Case Number:                                                                    

Date Filed:                                                                     

--------------------------------------------------------------------------------
Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this      
Debtor (If more than one, attach additional sheet.)                             
--------------------------------------------------------------------------------

Name of Debtor: See Attached Schedule 1                                         

Case Number:                                                                    

Date Filed:                                                                     

District:                                                                       

Relationship:                                                                   

Judge:                                                                          

--------------------------------------------------------------------------------
Exhibit A                                                                       

(To be completed if debtor is required to file periodic reports (e.g., forms 10K
and 10Q) with the Securities and Exchange Commission pursuant to Section 13 or  
15(d) of the Securities Exchange Act of 1934 and is requesting relief under     
chapter 11.)                                                                    

|_|  Exhibit A is attached and made a part of this petition.                    

--------------------------------------------------------------------------------
Exhibit B                                                                       
(To be completed if debtor is an individual whose debts are primarily consumer  
debts.)                                                                         

I, the attorney for the petitioner named in the foregoing petition, declare that
I have informed the petitioner that [he or she] may proceed under chapter 7, 11,
12 or 13 of title 11, United States Code, and have explained the relief         
available under each such chapter. I further certify that I have delivered to   
the debtor the notice required by 11 U.S.C. Section 342(b).                     

X                                                                               
Signature of Attorney for Debtor(s)                  Date                       

--------------------------------------------------------------------------------
Exhibit C                                                                       

Does the debtor own or have possession of any property that poses or is alleged 
to pose a threat of imminent and identifiable harm to public health or safety?  

|_|  Yes, and Exhibit C is attached and made a part of this petition.           
|X|  No.                                                                        

--------------------------------------------------------------------------------
Exhibit D                                                                       

(To be completed by every individual debtor. If a joint petition is filed, each 
spouse must complete and attach a separate Exhibit D.)                          

|_|  Exhibit D completed and signed by the debtor is attached and made a part of
this petition.                                                        

If this is a joint petition:                                                    

|_|  Exhibit D also completed and signed by the joint debtor is attached and    
made a part of this petition.                                         

--------------------------------------------------------------------------------
Information Regarding the Debtor - Venue                                        
(Check any applicable box.)                                                     

|_|  Debtor has been domiciled or has had a residence, principal place of       
 business, or principal assets in this District for 180 days immediately
   preceding the date of this petition or for a longer part of such 180 days
than in any other District.                                           

|X|  There is a bankruptcy case concerning debtor's affiliate, general partner, 
or partnership pending in this District.                              

|_|  Debtor is a debtor in a foreign proceeding and has its principal place of  
    business or principal assets in the United States in this District, or has
no principal place of business or assets in the United States but is a
    defendant in an action or proceeding [in a federal or state court] in this
   District, or the interests of the parties will be served in regard to the
relief sought in this District.                                       

--------------------------------------------------------------------------------
Statement by a Debtor Who Resides as a Tenant of Residential Property           
(Check all applicable boxes.)                                                   

|_|  Landlord has a judgment against the debtor for possession of debtor's      
residence. (If box checked, complete the following.)                  

X                                                               
(Name of landlord that obtained judgment)                       

X                                                               
(Address of landlord)                                           

|_|  Debtor claims that under applicable nonbankruptcy law, there are           
    circumstances under which the debtor would be permitted to cure the entire
   monetary default that gave rise to the judgment for possession, after the
judgment for possession was entered, and                              

|_|  Debtor has included with this petition the deposit with the court of any   
 rent that would become due during the 30-day period after the filing of
the petition.                                                         

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 3                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Corp.                                 

--------------------------------------------------------------------------------
Signatures                                                                      
--------------------------------------------------------------------------------

Signature(s) of Debtor(s) (Individual/Joint)                                    

I declare under penalty of perjury that the information provided in this        
petition is true and correct.                                                   

[If petitioner is an individual whose debts are primarily consumer debts and has
chosen to file under chapter 7] I am aware that I may proceed under chapter 7,  
11, 12 or 13 of title 11, United States Code, understand the relief available   
under each such chapter, and choose to proceed under chapter 7.                 
[If no attorney represents me and no bankruptcy petition preparer signs the     
petition] I have obtained and read the notice required by 11 U.S.C. Section     
342(b).                                                                         

I request relief in accordance with the chapter of title 11 United States Code, 
specified in this petition.                                                     

X                                                                               
Signature of Debtor                                                           

X                                                                               
Signature of Joint Debtor                                                     

Telephone Number (If not represented by attorney)                             

Date                                                                          

--------------------------------------------------------------------------------
Signature of Attorney                                                           

X /s/ Pauline K. Morgan                                                         
Signature of Attorney for Debtor(s)                                         

James L. Patton, Jr., Esq.                                                  
Pauline K. Morgan, Esq.                                                     
Young Conaway Stargatt & Taylor, LLP                                        
The Brandywine Building                                                     
1000 West Street, 17th Floor                                                
Wilmington, Delaware 19801                                                  
Telephone (302) 571-6600 and Facsimile (302) 571-1253                       

8-6-07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of Debtor (Corporation/Partnership)                                   

I declare under penalty of perjury that the information provided in this        
petition is true and correct, and that I have been authorized to file this      
petition on behalf of the debtor.                                               

The debtor requests relief in accordance with the chapter of title 11 United    
States Code specified in this petition.                                         

X /s/ Michael Strauss                                                           
Signature of Authorized Individual                                          

Michael Strauss                                                             
Printed Name of Authorized Individual                                       

Chief Executive Officer                                                     
Title of Authorized Individual                                              

8/6/07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of a Foreign Representative                                           

I declare under penalty of perjury that the information provided in this        
petition is true and correct, that I am the foreign representative of a debtor  
in a foreign proceeding and that I am authorized to file this petition.         

(Check only one box.)                                                           

   I request relief in accordance with chapter 15 of title 11, United States
    Code. Certified copies of the documents required by 11 U.S.C. Section 1515
are attached.                                                         

     Pursuant to 11 U.S.C. Section 1511, I request relief in accordance with the
 chapter of title 11 specified in this petition. A certified copy of the
order granting recognition of the foreign main proceeding is attached.

X                                                                               
(Signature of Foreign Representative)                                       

(Printed Name of Foreign Representative)                                    

Date                                                                        

--------------------------------------------------------------------------------
Signature of Non-Attorney Bankruptcy Petition Preparer                          

I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer
as defined in 11 U.S.C. Section 110; (2) I have prepared this document for      
compensation and have provided the debtor with a copy of this document and the  
notices and information required under 11 U.S.C. Subsection 110(b), 110(h), and 
342(b); and, (3) if rules or guidelines have been promulgated pursuant to 11    
U.S.C. Section 110(h) setting a maximum fee for services chargeable by          
bankruptcy petition preparers, I have given the debtor notice of the maximum    
amount before preparing any document for filing for a debtor or accepting any   
fee from the debtor, as required in that section. Official Form 19B is attached.

Printed Name and title, if any, of Bankruptcy Petition Preparer             

Social Security Number (If the bankruptcy petition preparer is not an       
individual, state the Social Security number of the officer, principal,     
 responsible person or partner of the bankruptcy petition preparer.) (Required
by 11 U.S.C. Section 110.)                                                  

Address                                                                     

X                                                                           

Date                                                                        

Signature of bankruptcy petition preparer or officer, principal, responsible    
person, or partner whose Social Security number is provided above.              

Names and Social Security numbers of all other individuals who prepared or      
assisted in preparing this document unless the bankruptcy petition preparer is  
not an individual.                                                              

If more than one person prepared this document, attach additional sheets        
conforming to the appropriate form for each person.                             

A bankruptcy petition preparer's failure to comply with the provisions of title 
11 and the Federal Rules of Bankruptcy Procedure may result in fines or         
imprisonment or both 11 U.S.C. Section 110; 18 U.S.C. Section 156.              

(page)                                                                          

SCHEDULE 1                                                                      

Including the debtor in this chapter 11 case, the following affiliated debtors  
simultaneously have filed voluntary chapter 11 petitions in this Court.         
Contemporaneously with the filing of these petitions, such entities filed a     
motion requesting that their chapter 11 cases be consolidated for procedural    
purposes only and jointly administered.                                         

American Home Mortgage Acceptance, Inc.                                         
American Home Mortgage Corp.                                                    
American Home Mortgage Holdings, Inc.                                           
American Home Mortgage Investment Corp.                                         
American Home Mortgage Servicing, Inc.                                          
American Home Mortgage Ventures LLC                                             
Great Oak Abstract Corp.                                                        
Homegate Settlement Services, Inc.                                              

(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.,          :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

CONSOLIDATED LIST OF CREDITORS HOLDING                                          
40 LARGEST UNSECURED CLAIMS                                                     

American Home Mortgage Holdings, Inc. ("AHM Holdings"), a Delaware corporation, 
and certain of its direct and indirect affiliates and subsidiaries, the debtors 
and debtors in possession in the above cases (collectively, the "Debtors"),^1   
filed a voluntary petition in this Court for relief under chapter 11 of the     
United States Bankruptcy Code, 11 U.S.C. Subsection 101, et seq. This list of   
creditors holding the 40 largest unsecured claims (the "Top 40 List") has been  
prepared on a consolidated basis, from the Debtors' books and records as of     
August 3, 2007. The Top 40 List was prepared in accordance with rule 1007(d) of 
the Federal Rules of Bankruptcy Procedure for filing in the Debtors' chapter 11 
cases. The Top 40 List does not include: (1) persons who come within the        
definition of an "insider" set forth in 11 U.S.C. Section 101(31); or (2)       
secured creditors, unless the value of the collateral is such that the unsecured
deficiency places the creditor among the holders of the 40 largest unsecured    
claims. The information presented in the Top 40 List shall not constitute an    
admission by, nor is it binding on, the Debtors. The information presented      
herein, including, without limitation (a) the failure of the Debtors to list any
claim as contingent, unliquidated, disputed or subject to a setoff or (b) the   
listing of any claim as unsecured, does not constitute an admission by the      
Debtors that the secured lenders listed hold any deficiency claims, nor does it 
constitute a waiver of the Debtors' rights to contest the validity, priority,   
nature, characterization and/or amount of any claim.                            

1    The Debtors in these cases, along with the last four digits of each        
Debtor's federal tax identification number, are: AHM Holdings (6303); 
American Home Mortgage Investment Corp. ("AHM Investment"), a Maryland
corporation (3914); American Home Mortgage Acceptance, Inc. ("AHM     
Acceptance"), a Maryland corporation (1979); American Home Mortgage   
    Servicing, Inc. ("AHM Servicing"), a Maryland corporation (7267); American
    Home Mortgage Corp. ("AHM Corp."), a New York corporation (1558); American
   Home Mortgage Ventures LLC ("AHM Ventures"), a Delaware limited liability
     company (1407); Homegate Settlement Services, Inc. ("Homegate"), a New York
    corporation (7491); and Great Oak Abstract Corp. ("Great Oak"), a New York
   corporation (8580). The address for all of the Debtors is 538 Broadhollow
    Road, Melville, New York 11747, except for AHM Servicing, whose address is
4600 Regent Blvd.,  Suite 200, Irving, Texas 75063.                   

(page)                                                                          

                                                        [Enlarge/Download Table]


Rank      Name of creditor           Telephone number and                     Nature of       Indicate if     Amount of  
                                   complete mailing address,                claim (trade        claim is      claim [if  
                                    including zip code, of                   debt, bank       contingent,   secured also 
                                      employee, agent, or                       loan,       unliquidated,  state value of
                                    department of creditor                   government       disputed or     security]  
                                  familiar with claim who may              contract, etc.)    subject to                 
                                         be contacted                                           setoff^1                 

                                                                                                  U                      
                                                                                                  N                      
                                                                                              C   L                      
                                                                                              O   I    D                 
                                                                                              N   Q    I                 
                                                                                              T   U    S                 
                                                                                              I   I    P                 
                                                                                              N   D    U                 
                                                                                              G   A    T                 
                                                                                              E   T    E                 
                                                                                              N   E    D                 
                                                                                              T   D                      

                                                                                                                         
 1        Deutsche Bank            31 West 52nd Street                     Loan                   X          Unliquidated
                                   3rd Floor NYC01-0304                    Repurchase                                    
                                   New York, NY 10019                      Request                                       
                                   Tel: (212) 250-7675                                                                   
                                   Fax: (212) 797-0521                                                                   

 2        Wilmington Trust         Rodney Square North,                    Convertible            X          Unliquidated
          Company, as              100 North Market Street,                Trust                                         
          Debenture Trustee        Wilmington, Delaware 19890              Preferred -                                   
                                   Telecopy: (302) 636-4140                AHM Capital                                   
                                   Telephone: (302) 651-1000               Trust I                                       
                                   Attention: Corporate Capital                                                          
                                   Markets - AHM Capital Trust I                                                         

 3        JPMorgan Chase           194 Wood Avenue South                   Loan                   X          Unliquidated
          Bank, NA                 Floor 3                                 Repurchase                                    
                                   Iselin, NJ 08830                        Request                                       
                                   Tel: (732) 452-8781                                                                   
                                   Fax: (732) 352-7511                                                                   

 4        Countrywide Capital      20 N. Acoma Blvd.                       Loan                   X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                    
                                   Tel: (928) 505-1628                     Request                                       
                                   Fax: (928) 505-4466                                                                   

 5        Wilmington Trust         Rodney Square North, 1100               Trust                  X          Unliquidated
          Company, as              North Market Street,                    Preferred -                                   
          Trustee                  Wilmington, Delaware 19890-             Baylis Trust                                  
                                   0001                                    III                                           
                                   Attn: Corporate Capital Markets                                                       

 6        Bank of America,         901 Main Street, 66th Fl.               Loan                   X          Unliquidated
          N.A.                     Dallas, TX 75202                        Repurchase                                    
                                   Tel: (214) 209-9170                     Request                                       
                                   Fax: (214) 209-0338                                                                   

 7        JPMorgan Chase           600 Travis, 50th Floor                  Trust                  X          Unliquidated
          Bank, National           Houston, Texas 77019                    Preferred -                                   
          Association, as          Attn: Institutional Trust Services      Baylis Trust I                                
          Trustee                  - Baylis Trust I                                                                      

 8        JPMorgan Chase           600 Travis, 50th Floor,                 Trust                  X          Unliquidated
          Bank, National           Houston, Texas 77019                    Preferred -                                   
          Association, as          Attn: Institutional Trust Services      Baylis Trust II                               
          Trustee                  - Baylis Trust II                                                                     

 9        JPMorgan Chase           600 Travis, 50th Floor,                 Trust                  X          Unliquidated
          Bank, National           Houston, Texas 77019                    Preferred -                                   
          Association, as          Attn: Institutional Trust Services      Baylis Trust                                  
          Trustee                  - Baylis Trust IV                       IV                                            

10        JPMorgan Chase           600 Travis, 50th Floor, Houston,        Trust                  X          Unliquidated
          Bank, National           Texas 77002, Attn: Baylis Trust         Preferred -                                   
          Association, as          V, Madassir Mohamed                     Baylis Trust                                  
          Trustee                  tel: (713) 216-2826                     V                                             

11        Citigroup                390 Greenwich Street, 6th Fl.           Loan                   X          Unliquidated
                                   New York, NY 10013                      Repurchase                                    
                                   Tel: 212-733-6353                       Request                                       
                                   Fax: 212-723-8613                                                                     

12        Countrywide Capital      20 N. Acoma Blvd.                       Loan                   X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                    
                                   Tel: (928) 505-1628                     Request                                       
                                   Fax: (928) 505-4466                                                                   

13        Morgan Stanley           1585 Broadway                           Loan                   X          Unliquidated
                                   New York, NY 10036                      Repurchase                                    
                                   Tel: (212) 761-4000                     Request                                       
                                   Fax: (212) 507 4622                                                                   

14        Wells Fargo Bank,        919 North Market Street                 Trust                  X          Unliquidated
          N.A., as Trustee         Suite 700                               Preferred -                                   
                                   Wilmington, Delaware 19801              Baylis Trust                                  
                                   Attn: Corporate Trust                   VIII                                          
                                   Department - Baylis Trust VIII                                                        

15        SunTrust Asset           Mail Code 3950                          Loan                   X          Unliquidated
          Funding, LLC             303 Peachtree Street, 23rd Floor        Repurchase                                    
                                   Atlanta, Georgia 30308                  Request                                       
                                   Attn: Tony D. Atkins                                                                  
                                   Tel: (404) 813-5244                                                                   
                                   Fax: (404) 813-5000                                                                   
                                   with a copy to:                                                                       
                                   SunTrust Banks, Inc.                                                                  
                                   303 Peachtree Street, 36th Floor                                                      
                                   Atlanta, Georgia 30308                                                                
                                   Attn: Woodruff A. Polk                                                                
                                   Tel: (404) 813-7094                                                                   
                                   Fax: (404) 581-1637                                                                   

16        Impac Funding            1401 Dove Street, Suite 100,            Loan                   X          Unliquidated
          Corporation              Newport Beach, CA 92660,                Repurchase                                    
                                   Attn: Client Administration             Request                                       
                                   Tel: (800) 597-4101                                                                   
                                   Fax: (949) 260-4504                                                                   

17        Wilmington Trust         Rodney Square North                     Trust preferred        X          Unliquidated
          Company, as              1100 North Market Street                - Baylis Trust                                
          Trustee                  Wilmington, Delaware  19890-            VI                                            
                                   0001                                                                                  
                                   Attn: Corporate Capital Markets                                                       

18        Bear, Stearns &          Government Operations                   Master                 X          Unliquidated
          Co. Inc.                 1 Metrotech Center North                Repurchase                                    
                                   7th Floor                               Agreement                                     
                                   Brooklyn, New York 11201-                                                             
                                   3859                                                                                  
                                   Attn: Sr. Managing Director                                                           
                                   Tel: (212) 272-1203                                                                   

19        Bank of America,         Agency Management                       Warehouse              X          Unliquidated
          N.A.                     Mail Code: CA5-701-05-19                Facility                                      
                                   1455 Market Street, 5th Floor                                                         
                                   San Francisco, CA 94103                                                               
                                   Attention: Anthea Del Bianco                                                          
                                   Vice President                                                                        
                                   Telephone No.: (415) 436-2776                                                         
                                   Facsimile No.: (415) 503-5101                                                         

                                   Bank of America, N.A.                                                                 
                                   Portfolio Management                                                                  
                                   Mail Code: TX1-492-66-01                                                              
                                   901 Main Street, 66th Floor                                                           
                                   Dallas, TX 75202-3714                                                                 
                                   Attention: Elizabeth Kurilecz                                                         
                                   Senior Vice President                                                                 
                                   Telephone No.: (214) 209-0975                                                         
                                   Facsimile No.: (214) 209-1027                                                         

20        Citigroup Global         390 Greenwich Street, 6th Floor         Loan                   X          Unliquidated
          Markets Realty           New York, New York 10013                Repurchase                                    
          Corp                     Attn: Peter Steinmetz                   Request                                       

21        Bank of America,         Sears Tower                             Swap                   X          Unliquidated
          N.A.                     233 South Wacker Drive, Suite           Counterparty                                  
                                   2800                                    (Commercial                                   
                                   Chicago, IL 60606                       Paper Facility)                               
                                   Attention: Swap Operations                                                            
                                   Facsimile No.: 312-453-2787                                                           
                                   Bank of America, N.A., 1133                                                           
                                   Avenue of the Americas,                                                               
                                   17th Floor                                                                            
                                   New York, NY 10036                                                                    
                                   Attn: Ronald Jost                                                                     
                                   Tel: 646-216-5311                                                                     
                                   Fax: 646-733-4090                                                                     

22        Wilmington Trust         Rodney Square North, 1100               Trust preferred        X          Unliquidated
          Company, as              North Market Street,                    - Baylis Trust                                
          Trustee                  Wilmington, Delaware 19890-             VII                                           
                                   0001, Attn: Corporate Capital                                                         
                                   Markets                                                                               

23        Wells Fargo              420 Montgomery Street                   Loan                   X          Unliquidated
                                   San Francisco, CA 94104                 Repurchase                                    
                                                                           Request                                       

24        Countrywide              20 N. Acoma Blvd.                       Loan                   X          Unliquidated
          Capital                  Lake Havasu City, AZ 86403              Repurchase                                    
                                   Tel: (928) 505-1628                     Request                                       
                                   Fax: (928) 505-4466                                                                   

25        Nomura Credit &          2 World Financial Center,               Loan                   X          Unliquidated
          Capital, Inc.            Building B, 21st Floor, New             Repurchase                                    
                                   York, New York 10281,                   Request                                       
                                   Attn: Dante LaRocca, Managing                                                         
                                   Director; with a copy to NCCI                                                         
                                   Legal, 18th Floor                                                                     
                                   Fax: (212) 667-1024                                                                   

26        Liquid Funding,          Canon's Court                           Master                 X          Unliquidated
          Ltd.                     22 Victoria Street                      Repurchase                                    
                                   Hamilton HM 12 Bermuda                  Agreement                                     
                                   Attn: Corporate Secretary                                                             
                                   With a copy in all cases to: Bear                                                     
                                   Stearns Bank plc, Investment                                                          
                                   Manager of Liquid Funding,                                                            
                                   Ltd.,                                                                                 
                                   Block 8, Harcourt Centre                                                              
                                   Charlotte Way                                                                         
                                   Dublin 2, Ireland                                                                     
                                   Attn: Jerome Schneider /                                                              
                                   Patrick Phelan                                                                        
                                   Tel: (353-1) 402-6358,                                                                
                                   Fax: (353-1) 402-6308                                                                 

27        EMC                      383 Madison Avenue                      Loan                   X          Unliquidated
                                   New York, NY                            Repurchase                                    
                                   Tel: 212) 272-6458                      Request                                       
                                   Fax: (212) 272-7382                                                                   

28        Greenwich Capital        600 Steamboat Road                      Loan                   X          Unliquidated
          Financial                Greenwich, Connecticut 06830            Repurchase                                    
          Products, Inc.           Attn: Mortgage Finance                  Request                                       
                                   With copies to: Greenwich                                                             
                                   Capital Financial Products, Inc.                                                      
                                   600 Steamboat Road                                                                    
                                   Greenwich, Connecticut 06830                                                          
                                   Attn: Legal and to: Greenwich                                                         
                                   Capital Financial Products, Inc.,                                                     
                                   600 Steamboat Road                                                                    
                                   Tel: (203) 625-2700                                                                   

29        Lehman Brothers          745 Seventh Avenue                      Master                 X          Unliquidated
          Inc. and Lehman          28th Floor                              Repurchase                                    
          Commercial Paper         New York, New York 10019                Agreement                                     
          Inc.                     Attn: Robert Guglielmo, Senior                                                        
                                   Vice President                                                                        
                                   Transaction Management                                                                
                                   Tel: (212) 526-7121                                                                   
                                   Fax: (212) 526-7672                                                                   

30        HSBC Bank                452 Fifth Avenue, 10th Fl.              Loan                   X          Unliquidated
                                   New York, NY 10018                      Repurchase                                    
                                   Tel: (212) 525-5040                     Request                                       
                                   Fax: (646) 366-3826                                                                   

31        UBS                      1251 Avenue of the Americas             Loan                   X          Unliquidated
                                   New York, NY 10019                      Repurchase                                    
                                   Tel: (212) 713-3734                     Request                                       
                                   Fax: (212) 882-3597                                                                   

32        Lehman Brothers          c/o Lehman Brothers                     Derivative             X          Unliquidated
          Special Financing,       Transaction Management                  Transaction                                   
          Inc                      745 Seventh Avenue, 28th Floor          (Swap)                                        
                                   New York, NY 10019                                                                    
                                   Attn: Documentation Manager                                                           
                                   Tel: 212-526-7187                                                                     
                                   Fax: 212-526-7672                                                                     

33        FNMA                     3900 Wisconsin Avenue, NW               Loan                   X          Unliquidated
                                   Washington, DC 20016-2892               Repurchase                                    
                                   Tel: (202) 752-7000                     Request                                       

34        Washington               3200 Southwest Freeway                  Loan                   X          Unliquidated
          Mutual Bank, FA          Houston, TX 77027                       Repurchase                                    
                                   Tel: (713) 543-6141                     Request                                       
                                   Fax: (713) 543-6727                                                                   

35        Luminent Mtg             Suite 1350 101 California St.           Loan                   X          Unliquidated
          (Barclays)               San Francisco CA 94111                  Repurchase                                    
                                   Tel: (415) 217-4500                     Request                                       

37        IndyMac Bank,            3465 East Foothill Boulevard,           Loan                   X          Unliquidated
          F.S.B.                   Pasadena, California 91107              Repurchase                                    
                                                                           Request                                       

38        Morgan Stanley           Transaction Management Group            Derivative             X          Unliquidated
          Capital Services         1585 Broadway                           Transaction                                   
          Inc.                     New York, NY 10036-8293                 (Swap)                                        
                                   Attn: Chief Legal Officer                                                             
                                   Fax: (212) 507 4622                                                                   

39        Credit Suisse First      Eleven Madison Avenue                   Loan                   X          Unliquidated
          Boston                   New York, NY 10010                      Repurchase                                    
                                   Tel: (212) 325-2000                     Request                                       
                                   Fax: (212) 325-6665                                                                   

40        GMAC                     600 Galleria Parkway, 15th Fl           Loan                   X          Unliquidated
                                   Atlanta, GA 30339                       Repurchase                                    
                                   Tel: (678) 324-2146                     Request                                       
                                   Fax: (770) 859-0148                                                                   

<FN>                                                                                                                     

1    As noted above, the Debtors reserve their rights to dispute the claims on                                           
     this schedule on any basis.                                                                                         

</FN>                                                                                                                    


(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.,          :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

DECLARATION CONCERNING THE DEBTORS' CONSOLIDATED LIST OF                        
CREDITORS HOLDING THE 40 LARGEST UNSECURED CLAIMS                               

I, Michael Strauss, Chief Executive Officer of American Home Mortgage Holdings, 
Inc., a Delaware corporation, and the entity named as the debtor in this case,  
declare under penalty of perjury under the laws of the United States of         
America that I have reviewed the foregoing Consolidated List of Creditors       
holding the 40 Largest Unsecured Claims submitted herewith and that the         
information contained therein is true and correct to the best of my information 
and belief.                                                                     

Date: August 6, 2007                                                            

/s/ Michael Strauss                                                             
Michael Strauss                                                                 
Chief Executive Officer                                                         

-3-                                                                             

(page)                                                                          

RESOLUTIONS OF BOARD OF DIRECTORS                                               
OF AMERICAN HOME MORTGAGE CORP.                                                 

The Board of Directors of American Home Mortgage Corp. (the                     
"Company"), a New York corporation, hereby adopts the following resolutions, as 
the action of the Board of Directors of the Company.                            

WHEREAS, the Board of Directors has reviewed and considered the financial and   
operational condition of the Company and the Company's business on the date     
hereof, including the historical performance of the Company, the assets of the  
Company, the current and long-term liabilities of the Company, the market for   
the Company's products and services, and mortgage industry and credit market    
conditions;                                                                     

WHEREAS, the Board of Directors has received, reviewed and considered the       
recommendations of the senior management of the Company and the Company's legal,
financial and other advisors as to the relative risks and benefits of pursuing a
bankruptcy proceeding under the provisions of Chapter 11 of Title 11 of the     
United States Code;                                                             

NOW, THEREFORE, BE IT RESOLVED that, in the judgment of the Board of Directors, 
it is desirable and in the best interests of the Company, its creditors,        
stockholders and other interested parties, that a voluntary petition be filed by
the Company under the provisions of Chapter 11 of Title 11 of the United States 
Code;                                                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized to execute and file on behalf of the Company all petitions,          
schedules, lists and other papers or documents, and to take any and all action  
which they deem necessary or proper to obtain such relief;                      

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ the law firm of Young Conaway Stargatt &      
Taylor, LLP as general bankruptcy counsel to the Company to represent and assist
the Company in carrying out its duties under Title 11 of the United States Code,
and to take any and all actions to advance the Company's rights, including the  
preparation of pleadings and filings in the Chapter 11 proceeding, and in       
connection therewith, the officers of the Company are hereby authorized and     
directed to execute appropriate retention agreements, pay appropriate retainers 
prior to and immediately upon the filing of the Chapter 11 case, and to cause to
be filed an appropriate application for authority to retain the services of     
Young Conaway Stargatt & Taylor, LLP;                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to enter into that certain management services agreement
between Kroll Zolfo Cooper LLC and the Company, and pursuant thereto and hereto,
Stephen F. Cooper and Kevin Nystrom, of Kroll Zolfo Cooper LLC, be and hereby   
are, authorized, empowered and directed to represent the Company, as its Chief  
Restructuring Officer and Director of Restructuring, respectively, in connection
with any case commenced by it under the Bankruptcy Code;                        

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Milestone Advisors, LLC, as investment banker,
with regard to the Chapter 11 proceeding, and in connection therewith, the      
officers of the Company are hereby authorized and directed to execute           
appropriate retention agreements, pay appropriate                               

(page)                                                                          

retainers prior to and immediately upon the filing of the Chapter 11 case, and  
to cause to be filed an appropriate application for authority to retain the     
services of Milestone Advisors, LLC;                                            

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Phoenix Capital, Inc., as investment banker,  
with regard to the Chapter 11 proceeding, and in connection therewith, the      
officers of the Company are hereby authorized and directed to execute           
appropriate retention agreements, pay appropriate retainers prior to and        
immediately upon the filing of the Chapter 11 case, and to cause to be filed an 
appropriate application for authority to retain the services of Phoenix Capital,
Inc.;                                                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ any other individual and/or firm as           
professionals or consultants or financial advisors to the Company as are deemed 
necessary to represent and assist the Company in carrying out its duties under  
Title 11 of the United States Code, and in connection therewith, the officers of
the Company are hereby authorized and directed to execute appropriate retention 
agreements, pay appropriate retainers prior to and immediately upon the filing  
of the Chapter 11 case, and to cause to be filed an appropriate application for 
authority to retain the services of such firms;                                 

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered to obtain post-petition financing according to terms   
negotiated, or to be negotiated, by management of the Company, including under  
debtor-in-possession credit facilities or relating to the use of cash           
collateral; and to enter into any guarantees and to pledge and grant liens on   
its assets as may be contemplated by or required under the terms of such        
post-petition financing or cash collateral agreements; and in connection        
therewith, the officers of the Company are hereby authorized and directed to    
execute appropriate loan agreements, cash collateral agreements and related     
ancillary documents;                                                            

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered for, in the name of, and on behalf of the Company, to  
take or cause to be taken any and all such other and further action, and to     
execute, acknowledge, deliver and file any and all such instruments as each, in 
his or her discretion, may deem necessary or advisable in order to carry out the
purpose and intent of the foregoing resolutions; and                            

RESOLVED FURTHER that all of the acts and transactions relating to matters      
contemplated by the foregoing resolutions of management and members of the Board
of Directors of the Company, in the name and on behalf of the Company, which    
acts would have been approved by the foregoing resolutions except that such acts
were taken prior to the execution of these resolutions, are hereby in all       
respects confirmed, approved and ratified.                                      

-2-                                                                             

(page)                                                                          

AMERICAN HOME MORTGAGE CORP.                                                    
SECRETARIAL CERTIFICATE                                                         

The undersigned, Alan Horn, Secretary of American Home Mortgage Corp. (the      
"Company"), a New York corporation, hereby certifies as follows:                

1.   I am the duly qualified and elected Secretary of the Company and, as such, 
am familiar with the facts herein certified, and I am duly authorized 
to certify same on behalf of the Company.                             

2.   Attached hereto is a true and complete copy of the Resolutions of the Board
     of Directors of the Company, duly adopted at a properly convened meeting of
the Board of Directors on August 5th, 2007, by unanimous vote of the  
directors, in accordance with the by-laws of the Company.             

3.   Such resolutions have not been amended, altered, annulled, rescinded or    
revoked and are in full force and effect as of the date hereof. There 
exist no other subsequent resolutions of the Board of Directors of the
Company relating to the matters set forth in the resolutions attached 
hereto.                                                               

IN WITNESS WHEREOF, the undersigned has executed this certificate as of the 5th 
day of August, 2007.                                                            

/s/ Alan Horn                                                                   
Alan Horn                                                                       
Secretary                                                                       

EX-99.3                                                                         

Official Form 1 (04/07)                                                         

United States Bankruptcy Court                                                  
District of Delaware                                                            

Voluntary Petition                                                              

Name of Debtor (if individual, enter Last, First, Middle):                      
American Home Mortgage Investment Corp.                                         

All Other Names used by the Debtor in the last 8 years                          
(include married, maiden, and trade names):                                     

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                
20-0103914                                                                      

Street Address of Debtor (No. and Street, City, and State):                     
538 Broadhollow Road                                                            
Melville, NY                                        ZIP CODE  11747             

County of Residence or of the Principal Place of Business:                      
Suffolk County, NY                                                              

Mailing Address of Debtor (if different from street address):                   

                                ZIP CODE
------------------------------------------------------------

Name of Joint Debtor (Spouse) (Last, First, Middle):                            

All Other Names used by the Joint Debtor in the last 8 years                    
(include married, maiden, and trade names):                                     

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                

Street Address of Joint Debtor (No. and Street, City, and State):               

                                ZIP CODE

County of Residence or of the Principal Place of Business:                      

Mailing Address of Joint Debtor (if different from street address):             

                                ZIP CODE

Location of Principal Assets of Business Debtor (if different from street       
address above):                                                                 

                                ZIP CODE
--------------------------------------------------------------------------------

Type of Debtor                                                                  
(Form of Organization)                                                          
(Check one box.)                                                                

|_|  Individual (includes Joint Debtors) See Exhibit D on page 2 of this form.  
|X|  Corporation (includes LLC and LLP)                                         
|_|  Partnership                                                                
|_|  Other (If debtor is not one of the above entities, check this box and state
type of entity below.)                                                

Nature of Business                                                              
(Check one box.)                                                                

|_|  Health Care Business                                                       
|_|  Single Asset Real Estate as defined in 11 U.S.C. Section 101(51B)          
|_|  Railroad                                                                   
|_|  Stockbroker                                                                
|_|  Commodity Broker                                                           
|_|  Clearing Bank                                                              
|X|  Other                                                                      

Tax-Exempt Entity                                                               
(Check box, if applicable.)                                                     

|_|  Debtor is a tax-exempt organization under Title 26 of the United States    
Code (the Internal Revenue Code).                                     

Chapter of Bankruptcy Code Under Which                                          
the Petition is Filed (Check one box)                                           

| |  Chapter 7                                                                  
|_|  Chapter 9                                                                  
|X|  Chapter 11                                                                 
|_|  Chapter 12                                                                 
|_|  Chapter 13                                                                 
|_|  Chapter 15 Petition for Recognition of a Foreign Main Proceeding           
|_|  Chapter 15 Petition for Recognition of a Foreign Nonmain Proceeding        

Nature of Debts                                                                 
(Check one box.)                                                                

|_|  Debts are primarily consumer debts, defined in 11 U.S.C. Section 101(8)    
as "incurred by an individual primarily for a personal, family, or    
house-hold purpose."                                                  
|X|  Debts are primarily business debts.                                        

--------------------------------------------------------------------------------

Filing Fee (Check one box)                                                      

|X|  Full Filing Fee attached.                                                  
|_|  Filing Fee to be paid in installments (applicable to individuals only).    
 Must attach signed application for the court's consideration certifying
    that the debtor is unable to pay fee except in installments. Rule 1006(b).
See Official Form 3A.                                                 
|_|  Filing Fee waiver requested (applicable to chapter 7 individuals only).    
    Must attach signed application for the court's consideration. See Official
Form 3B.                                                              

--------------------------------------------------------------------------------

Chapter 11 Debtors                                                              

Check one box:                                                                  

|_|  Debtor is a small business debtor as defined in 11 U.S.C. Section 101(51D) 
|X|  Debtor is not a small business debtor as defined in 11 U.S.C. Section      
101(51D).                                                             

Check if:                                                                       

|_|  Debtor's aggregate noncontingent liquidated debts (excluding debts owed to 
insiders or affiliates) are less than $2,190,000.                     

------------------------------------------------------------

Check all applicable boxes:                                                     

|_|  A plan is being filed with this petition.                                  
|_|  Acceptances of the plan were solicited prepetition from one or more classes
of creditors, in accordance with 11 U.S.C. Section 1126(b).           

--------------------------------------------------------------------------------

Statistical/Administrative Information                                      

|X|  Debtor estimates that funds will be available for distribution to unsecured
creditors.                                                            
| |  Debtor estimates that, after any exempt property is excluded and           
administrative expenses paid, there will be no funds available for    
distribution to unsecured creditors.                                  

--------------------------------------------------------------------------------

Estimated Number of Creditors*                                                  

1-    50-   100-  200-  1,000-   5,001-   10,001-  25,001  50,001-   OVER       
49    99    199   999   5,000    10,000   25,000   50,000  100,000   100,000    
|_|   |_|   |_|   |_|    |_|      |_|      | |       |_|     |_|       |X|      

Estimated Assets*                                                               

|_|$0 to    |_|$10,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$10,000     $100,000       $l million        $l00 million       million   

Estimated Liabilities*                                                          

|_|$0 to    |_|$50,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$50,000     $100,000       $l million        $l00 million       million   

THIS SPACE IS FOR COURT USE ONLY                                                

* The estimated number of creditors, assets and liabilities is on a consolidated
basis.                                                                          

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 2                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Investment Corp.                      

--------------------------------------------------------------------------------
All Prior Bankruptcy Cases Filed Within Last 8 Years (If more than two, attach  
additional sheet.)                                                              
--------------------------------------------------------------------------------

Location                                                                        
Where Filed: Not Applicable                                                     

Case Number:                                                                    

Date Filed:                                                                     

Location                                                                        
Where Filed:                                                                    

Case Number:                                                                    

Date Filed:                                                                     

--------------------------------------------------------------------------------
Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this      
Debtor (If more than one, attach additional sheet.)                             
--------------------------------------------------------------------------------

Name of Debtor: See Attached Schedule 1                                         

Case Number:                                                                    

Date Filed:                                                                     

District:                                                                       

Relationship:                                                                   

Judge:                                                                          

--------------------------------------------------------------------------------
Exhibit A                                                                       

(To be completed if debtor is required to file periodic reports (e.g., forms 10K
and 10Q) with the Securities and Exchange Commission pursuant to Section 13 or  
15(d) of the Securities Exchange Act of 1934 and is requesting relief under     
chapter 11.)                                                                    

|X|  Exhibit A is attached and made a part of this petition.                    

--------------------------------------------------------------------------------
Exhibit B                                                                       
(To be completed if debtor is an individual whose debts are primarily consumer  
debts.)                                                                         

I, the attorney for the petitioner named in the foregoing petition, declare that
I have informed the petitioner that [he or she] may proceed under chapter 7, 11,
12 or 13 of title 11, United States Code, and have explained the relief         
available under each such chapter. I further certify that I have delivered to   
the debtor the notice required by 11 U.S.C. Section 342(b).                     

X                                                                               
Signature of Attorney for Debtor(s)                  Date                       

--------------------------------------------------------------------------------
Exhibit C                                                                       

Does the debtor own or have possession of any property that poses or is alleged 
to pose a threat of imminent and identifiable harm to public health or safety?  

|_|  Yes, and Exhibit C is attached and made a part of this petition.           
|X|  No.                                                                        

--------------------------------------------------------------------------------
Exhibit D                                                                       

(To be completed by every individual debtor. If a joint petition is filed, each 
spouse must complete and attach a separate Exhibit D.)                          

|_|  Exhibit D completed and signed by the debtor is attached and made a part of
this petition.                                                        

If this is a joint petition:                                                    

|_|  Exhibit D also completed and signed by the joint debtor is attached and    
made a part of this petition.                                         

--------------------------------------------------------------------------------
Information Regarding the Debtor - Venue                                        
(Check any applicable box.)                                                     

|_|  Debtor has been domiciled or has had a residence, principal place of       
 business, or principal assets in this District for 180 days immediately
   preceding the date of this petition or for a longer part of such 180 days
than in any other District.                                           

|x|  There is a bankruptcy case concerning debtor's affiliate, general partner, 
or partnership pending in this District.                              

|_|  Debtor is a debtor in a foreign proceeding and has its principal place of  
    business or principal assets in the United States in this District, or has
no principal place of business or assets in the United States but is a
    defendant in an action or proceeding [in a federal or state court] in this
   District, or the interests of the parties will be served in regard to the
relief sought in this District.                                       

--------------------------------------------------------------------------------
Statement by a Debtor Who Resides as a Tenant of Residential Property           
(Check all applicable boxes.)                                                   

|_|  Landlord has a judgment against the debtor for possession of debtor's      
resident. (If box checked, complete the following.)                   

(Name of landlord that obtained judgment)                       

(Address of landlord)                                           

|_|  Debtor claims that under applicable nonbankruptcy law, there are           
    circumstances under which the debtor would be permitted to cure the entire
   monetary default that gave rise to the judgment for possession, after the
judgment for possession was entered, and                              

|_|  Debtor has included with this petition the deposit with the court of any   
 rent that would become due during the 30-day period after the filing of
the petition.                                                         

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 3                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Investment Corp.                      

--------------------------------------------------------------------------------
Signatures                                                                      
--------------------------------------------------------------------------------

Signature(s) of Debtor(s) (Individual/Joint)                                    

I declare under penalty of perjury that the information provided in this        
petition is true and correct.                                                   

[If petitioner is an individual whose debts are primarily consumer debts and has
chosen to file under chapter 7] I am aware that I may proceed under chapter 7,  
11, 12 or 13 of title 11, United States Code, understand the relief available   
under each such chapter, and choose to proceed under chapter 7.                 
[If no attorney represents me and no bankruptcy petition preparer signs the     
petition] I have obtained and read the notice required by 11 U.S.C. Section     
342(b).                                                                         

I request relief in accordance with the chapter of title 11 United States Code, 
specified in this petition.                                                     

X                                                                               
Signature of Debtor                                                           

X                                                                               
Signature of Joint Debtor                                                     

Telephone Number (If not represented by attorney)                             

Date                                                                          

--------------------------------------------------------------------------------
Signature of Attorney                                                           

X /s/ Pauline K. Morgan                                                         
Signature of Attorney for Debtor(s)                                         

James L. Patton, Jr., Esq.                                                  
Pauline K. Morgan, Esq.                                                     
Young Conaway Stargatt & Taylor, LLP                                        
The Brandywine Building                                                     
1000 West Street, 17th Floor                                                
Wilmington, Delaware 19801                                                  
Telephone (302) 571-6600 and Facsimile (302) 571-1253                       

8-6-07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of Debtor (Corporation/Partnership)                                   

I declare under penalty of perjury that the information provided in this        
petition is true and correct, and that I have been authorized to file this      
petition on behalf of the debtor.                                               

The debtor requests relief in accordance with the chapter of title 11 United    
States Code specified in this petition.                                         

X /s/ Michael Strauss                                                           
Signature of Authorized Individual                                          

Michael Strauss                                                             
Printed Name of Authorized Individual                                       

Chief Executive Officer                                                     
Title of Authorized Individual                                              

8/6/07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of a Foreign Representative                                           

I declare under penalty of perjury that the information provided in this        
petition is true and correct, that I am the foreign representative of a debtor  
in a foreign proceeding and that I am authorized to file this petition.         

(Check only one box.)                                                           

   I request relief in accordance with chapter 15 of title 11, United States
    Code. Certified copies of the documents required by 11 U.S.C. Section 1515
are attached.                                                         

     Pursuant to 11 U.S.C. Section 1511, I request relief in accordance with the
 chapter of title 11 specified in this petition. A certified copy of the
order granting recognition of the foreign main proceeding is attached.

X                                                                               
(Signature of Foreign Representative)                                       

(Printed Name of Foreign Representative)                                    

Date                                                                        

--------------------------------------------------------------------------------
Signature of Non-Attorney Bankruptcy Petition Preparer                          

I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer
as defined in 11 U.S.C. Section 110; (2) I have prepared this document for      
compensation and have provided the debtor with a copy of this document and the  
notices and information required under 11 U.S.C. Subsection 110(b), 110(h), and 
342(b); and (3) if rules or guidelines have been promulgated pursuant to 11     
U.S.C. Section 110(h) setting a maximum fee for services chargeable by          
bankruptcy petition preparers, I have given the debtor notice of the maximum    
amount before preparing any document for filing for a debtor or accepting any   
fee from the debtor as required in that section. Official Form 19B is attached. 

Printed Name and title, if any, of Bankruptcy Petition Preparer             

Social Security Number (If the bankruptcy petition preparer is not an       
individual, state the Social Security number of the officer, principal,     
 reasonable person, or partner of the bankruptcy petition preparer.) (Required
by 11 U.S.C Section 110.)                                                   

Address                                                                     

X                                                                           

Date                                                                        

Signature of bankruptcy petition Preparer or officer, principal, responsible
person, or partner whose Social Security number is provided above.          

Names and Social Security numbers of all other individuals who prepared or  
  assisted in preparing this document unless the bankruptcy petition preparer is
not an individual.                                                          

If more than one person prepared this document, attach additional sheets    
conforming to the appropriate form for each person.                         

A bankruptcy petition preparer's failure to comply with the provisions of title 
11 and the Federal Rules of Bankruptcy Procedure may result in fines or         
imprisonment or both 11 U.S.C. Section 110; 18 U.S.C. Section 156.              

(page)                                                                          

SCHEDULE 1                                                                      

Including the debtor in this chapter 11 case, the following affiliated debtors  
simultaneously have filed voluntary chapter 11 petitions in this Court.         
Contemporaneously with the filing of these petitions, such entities filed a     
motion requesting that their chapter 11 cases be consolidated for procedural    
purposes only and jointly administered.                                         

American Home Mortgage Acceptance, Inc.                                         
American Home Mortgage Corp.                                                    
American Home Mortgage Holdings, Inc.                                           
American Home Mortgage Investment Corp.                                         
American Home Mortgage Servicing, Inc.                                          
American Home Mortgage Ventures LLC                                             
Great Oak Abstract Corp.                                                        
Homegate Settlement Services, Inc.                                              

(page)                                                                          

UNITED STATES BANKRUPTCY COURT                                                  
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.,          :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

EXHIBIT "A" TO VOLUNTARY PETITION^1                                             

1. If any of the Debtor's securities are registered under Section 12 of the     
Securities and Exchange Act of 1934, the SEC file number is 001-31916.          

2. The following financial data (which is consolidated among all the Debtors    
and certain non-debtor affiliates) is the latest available information on the   
Debtors' condition as of March 31,2007.^2                                       

  a. Total assets (Book Value)                             $20,553,935,000

  b. Total debts (including debts listed in 2.c., below)   $19,330,191,000

c. None of Debtors' debt obligations are held by more than 500 record 
holders.                                                              

d. As of July 27,2007 the Debtor has 54,307,410 shares of common stock
issued and outstanding.                                               

e. The Debtor and its direct and indirect, debtor and non-debtor      
subsidiaries (collectively, "AHM") are in the business of originating,
servicing and investing in residential mortgage and securitized loans.
AHM is one of the largest residential mortgage lenders in the United  
    States, operating its loan origination business through hundreds of retail
and wholesale loan production offices in 47 states and the District of
Columbia. In addition, AHM's businesses include a title abstract      
business and a vendor management company. AHM also owns a bank and    
participates in mortgage lending joint ventures.                      

1    The following financial data shall not constitute an admission of          
    liability by the Debtor. The Debtor reserves all rights to assert that any
  debt or claim listed herein as liquidated or fixed is in fact a disputed
claim or debt. The Debtor also reserves all rights to challenge the   
priority, nature, amount or status of a claim or debt.                

2    Excluding intercompany liabilities for the purposes of consolidated        
reporting herein.                                                     

(page)                                                                          

3. The following persons directly or indirectly own, control, or hold, with     
power to vote, 5% or more of the voting securities of the Debtor:^3             

American Home Mortgage Investment Corp.                                         
5% Shareholders                                                                 

                                                                [Download Table]


Shareholder Name                                             Number of Shares

                                                                             
Michael Strauss                                              4,542,106       
Chief Executive Officer                                                      
American Home Mortgage Investment Corp.                                      
538 Broadhollow Road                                                         
Melville, NY 11747                                                           

Goldman Sachs Asset Management, L.P.                         3,599,996       
32 Old Slip                                                                  
New York, NY 10005                                                           

Munder Capital Management                                    3,434,538       
Munder Capital Center                                                        
480 Pierce Street                                                            
Birmingham, MI 48009                                                         

NWQ Investment Management Company, LLC                       2,905,623       
2049 Century Park East, 16th Floor                                           
Los Angeles, CA 90067                                                        


3    The determination that there were no other persons known to the Debtor to  
    beneficially own 5% or more of the Debtor's voting securities was based on
a review of all statements filed with the U.S. Securities and Exchange
     Commission with respect to the Debtor pursuant to Section 13(d) or 13(g) of
     the Securities Exchange Act of 1934, as amended, since the beginning of the
Debtor's fiscal year.                                                 

-2-                                                                             

(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.           :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

CONSOLIDATED LIST OF CREDITORS HOLDING                                          
40 LARGEST UNSECURED CLAIMS                                                     

American Home Mortgage Holdings, Inc. ("AHM Holdings"), a Delaware corporation, 
and certain of its direct and indirect affiliates and subsidiaries, the debtors 
and debtors in possession in the above cases (collectively, the "Debtors"),^4   
filed a voluntary petition in this Court for relief under chapter 11 of the     
United States Bankruptcy Code, 11 U.S.C. Subsection 101, et seq. This list of   
creditors holding the 40 largest unsecured claims (the "Top 40 List") has been  
prepared on a consolidated basis, from the Debtors' books and records as of     
August 3, 2007. The Top 40 List was prepared in accordance with rule 1007(d) of 
the Federal Rules of Bankruptcy Procedure for filing in the Debtors' chapter 11 
cases. The Top 40 List does not include: (1) persons who come within the        
definition of an "insider" set forth in 11 U.S.C. Section 101(31); or (2)       
secured creditors, unless the value of the collateral is such that the unsecured
deficiency places the creditor among the holders of the 40 largest unsecured    
claims. The information presented in the Top 40 List shall not constitute an    
admission by, nor is it binding on, the Debtors. The information presented      
herein, including, without limitation (a) the failure of the Debtors to list any
claim as contingent, unliquidated, disputed or subject to a set off or (b) the  
listing of any claim as unsecured, does not constitute an admission by the      
Debtors that the secured lenders listed hold any deficiency claims, nor does it 
constitute a waiver of the Debtors' rights to contest the validity, priority,   
nature, characterization and/or amount of any claim.                            

4    The Debtors in these cases, along with the last four digits of each        
Debtor's federal tax identification number, are: AHM Holdings (6303); 
American Home Mortgage Investment Corp. ("AHM Investment'), a Maryland
corporation (3914); American Home Mortgage Acceptance, Inc. ("AHM     
Acceptance"), a Maryland corporation (1979); American Home Mortgage   
    Servicing, Inc. ("AHM Servicing"), a Maryland corporation (7267); American
    Home Mortgage Corp. ("AHM Corp."), a New York corporation (1558); American
   Home Mortgage Ventures LLC ("AHM Ventures"), a Delaware limited liability
     company (1407); Homegate Settlement Services, Inc. ("Homegate"), a New York
    corporation (7491); and Great Oak Abstract Corp. ("Great Oak"), a New York
   corporation (8580). The address for all of the Debtors is 538 Broadhollow
    Road, Melville, New York 11747, except for AHM Servicing, whose address is
4600 Regent Blvd.,  Suite 200, Irving, Texas 75063.                   

(page)                                                                          

                                                        [Enlarge/Download Table]


Rank      Name of creditor           Telephone number and                     Nature of         Indicate if     Amount of  
                                   complete mailing address,                claim (trade          claim is      claim [if  
                                    including zip code, of                   debt, bank         contingent,   secured also 
                                      employee, agent, or                       loan,         unliquidated,  state value of
                                    department of creditor                   government         disputed or     security]  
                                  familiar with claim who may              contract, etc.)      subject to                 
                                         be contacted                                             setoff^1                 

                                                                                                    U                      
                                                                                                    N                      
                                                                                                C   L                      
                                                                                                O   I    D                 
                                                                                                N   Q    I                 
                                                                                                T   U    S                 
                                                                                                I   I    P                 
                                                                                                N   D    U                 
                                                                                                G   A    T                 
                                                                                                E   T    E                 
                                                                                                N   E    D                 
                                                                                                T   D                      

                                                                                                                           
 1        Deutsche Bank            31 West 52nd Street                     Loan                     X          Unliquidated
                                   3rd Floor NYC01-0304                    Repurchase                                      
                                   New York, NY 10019                      Request                                         
                                   Tel: (212) 250-7675                                                                     
                                   Fax: (212) 797-0521                                                                     

 2        Wilmington Trust         Rodney Square North,                    Convertible              X          Unliquidated
          Company, as              100 North Market Street,                Trust                                           
          Debenture Trustee        Wilmington, Delaware 19890              Preferred -                                     
                                   Telecopy: (302) 636-4140                AHM Capital                                     
                                   Telephone: (302) 651-1000               Trust I                                         
                                   Attention: Corporate Capital                                                            
                                   Markets - AHM Capital Trust I                                                           

 3        JPMorgan Chase           194 Wood Avenue South                   Loan                     X          Unliquidated
          Bank, NA                 Floor 3                                 Repurchase                                      
                                   Iselin, NJ 08830                        Request                                         
                                   Tel: (732) 452-8781                                                                     
                                   Fax: (732) 352-7511                                                                     

 4        Countrywide Capital      20 N. Acoma Blvd.                       Loan                     X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

 5        Wilmington Trust         Rodney Square North, 1100               Trust Preferred          X          Unliquidated
          Company, as              North Market Street,                    - Baylis Trust                                  
          Trustee                  Wilmington, Delaware 19890-             III                                             
                                   0001                                                                                    
                                   Attn: Corporate Capital Markets                                                         

 6        Bank of America,         901 Main Street, 66th Fl.               Loan                     X          Unliquidated
          N.A.                     Dallas, TX 75202                        Repurchase                                      
                                   Tel: (214) 209-9170                     Request                                         
                                   Fax: (214) 209-0338                                                                     

 7        JPMorgan Chase           600 Travis, 50th Floor                  Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust I                                
          Association, as          Attn: Institutional Trust Services                                                      
          Trustee                  - Baylis Trust I                                                                        

 8        JPMorgan Chase           600 Travis, 50th Floor,                 Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust II                               
          Association, as          Attn: Institutional Trust Services                                                      
          Trustee                  - Baylis Trust II                                                                       

 9        JPMorgan Chase           600 Travis, 50th Floor,                 Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust                                  
          Association, as          Attn: Institutional Trust Services      IV                                              
          Trustee                  - Baylis Trust IV                                                                       

10        JPMorgan Chase           600 Travis, 50th Floor, Houston,        Trust Preferred          X          Unliquidated
          Bank, National           Texas 77002, Attn: Baylis Trust         - Baylis Trust                                  
          Association, as          V, Madassir Mohamed                     V                                               
          Trustee                  tel: (713) 216-2826                                                                     

11        Citigroup                390 Greenwich Street, 6th Fl.           Loan                     X          Unliquidated
                                   New York, NY 10013                      Repurchase                                      
                                   Tel: 212-733-6353                       Request                                         
                                   Fax: 212-723-8613                                                                       

12        Countrywide Capital      20 N. Acoma Blvd.                       Loan                     X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

13        Morgan Stanley           1585 Broadway                           Loan                     X          Unliquidated
                                   New York, NY 10036                      Repurchase                                      
                                   Tel: (212) 761-4000                     Request                                         
                                   Fax: (212) 507 4622                                                                     

14        Wells Fargo Bank,        919 North Market Street                 Trust Preferred          X          Unliquidated
          N.A., as Trustee         Suite 700                               - Baylis Trust                                  
                                   Wilmington, Delaware 19801              VIII                                            
                                   Attn: Corporate Trust                                                                   
                                   Department - Baylis Trust VIII                                                          

15        SunTrust Asset           Mail Code 3950                          Loan                     X          Unliquidated
          Funding, LLC             303 Peachtree Street, 23rd Floor        Repurchase                                      
                                   Atlanta, Georgia 30308                  Request                                         
                                   Attn: Tony D. Atkins                                                                    
                                   Tel: (404) 813-5244                                                                     
                                   Fax: (404) 813-5000                                                                     
                                   with a copy to:                                                                         
                                   SunTrust Banks, Inc.                                                                    
                                   303 Peachtree Street, 36th Floor                                                        
                                   Atlanta, Georgia 30308                                                                  
                                   Attn: Woodruff A. Polk                                                                  
                                   Tel: (404) 813-7094                                                                     
                                   Fax: (404) 581-1637                                                                     

16        Impac Funding            1401 Dove Street, Suite 100,            Loan                     X          Unliquidated
          Corporation              Newport Beach, CA 92660,                Repurchase                                      
                                   Attn: Client Administration             Request                                         
                                   Tel: (800) 597-4101                                                                     
                                   Fax: (949) 260-4504                                                                     

17        Wilmington Trust         Rodney Square North                     Trust preferred          X          Unliquidated
          Company, as              1100 North Market Street                - Baylis Trust                                  
          Trustee                  Wilmington, Delaware  19890-            VI                                              
                                   0001                                                                                    
                                   Attn: Corporate Capital Markets                                                         

18        Bear, Stearns &          Government Operations                   Master                   X          Unliquidated
          Co. Inc.                 1 Metrotech Center North                Repurchase                                      
                                   7th Floor                               Agreement                                       
                                   Brooklyn, New York 11201-                                                               
                                   3859                                                                                    
                                   Attn: Sr. Managing Director                                                             
                                   Tel: (212) 272-1203                                                                     

19        Bank of America,         Agency Management                       Warehouse                X          Unliquidated
          N.A.                     Mail Code: CA5-701-05-19                Facility                                        
                                   1455 Market Street, 5th Floor                                                           
                                   San Francisco, CA 94103                                                                 
                                   Attention: Anthea Del Bianco                                                            
                                   Vice President                                                                          
                                   Telephone No.: (415) 436-2776                                                           
                                   Facsimile No.: (415) 503-5101                                                           

                                   Bank of America, N.A.                                                                   
                                   Portfolio Management                                                                    
                                   Mail Code: TXl-492-66-01                                                                
                                   901 Main Street, 66th Floor                                                             
                                   Dallas, TX 75202-3714                                                                   
                                   Attention: Elizabeth Kurilecz                                                           
                                   Senior Vice President                                                                   
                                   Telephone No.: (214) 209-0975                                                           
                                   Facsimile No.: (214) 209-1027                                                           

20        Citigroup Global         390 Greenwich Street, 6th Floor         Loan                     X          Unliquidated
          Markets Realty           New York, New York 10013                Repurchase                                      
          Corp                     Attn: Peter Steinmetz                   Request                                         

21        Bank of America,         Sears Tower                             Swap                     X          Unliquidated
          N.A.                     233 South Wacker Drive, Suite           Counterparty                                    
                                   2800                                    (Commercial                                     
                                   Chicago, IL 60606                       Paper Facility)                                 
                                   Attention: Swap Operations                                                              
                                   Facsimile No.: 312-453-2787                                                             
                                   Bank of America, N.A., 1133                                                             
                                   Avenue of the Americas,                                                                 
                                   17th Floor                                                                              
                                   New York, NY 10036                                                                      
                                   Attn: Ronald Jost                                                                       
                                   Tel: 646-216-5311                                                                       
                                   Fax: 646-733-4090                                                                       

22        Wilmington Trust         Rodney Square North, 1100               Trust preferred          X          Unliquidated
          Company, as              North Market Street,                    - Baylis Trust                                  
          Trustee                  Wilmington, Delaware 19890-             VII                                             
                                   0001, Attn: Corporate Capital                                                           
                                   Markets                                                                                 

23        Wells Fargo              420 Montgomery Street                   Loan                     X          Unliquidated
                                   San Francisco, CA 94104                 Repurchase                                      
                                                                           Request                                         

24        Countrywide              20 N. Acoma Blvd.                       Loan                     X          Unliquidated
          Capital                  Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

25        Nomura Credit &          2 World Financial Center,               Loan                     X          Unliquidated
          Capital, Inc.            Building B, 21st Floor, New             Repurchase                                      
                                   York, New York 10281,                   Request                                         
                                   Attn: Dante LaRocca, Managing                                                           
                                   Director; with a copy to NCCI                                                           
                                   Legal, 18th Floor                                                                       
                                   Fax: (212) 667-1024                                                                     

26        Liquid Funding,          Canon's Court                           Master                   X          Unliquidated
          Ltd.                     22 Victoria Street                      Repurchase                                      
                                   Hamilton HM 12 Bermuda                  Agreement                                       
                                   Attn: Corporate Secretary                                                               
                                   With a copy in all cases to: Bear                                                       
                                   Stearns Bank plc, Investment                                                            
                                   Manager of Liquid Funding,                                                              
                                   Ltd.,                                                                                   
                                   Block 8, Harcourt Centre                                                                
                                   Charlotte Way                                                                           
                                   Dublin 2, Ireland                                                                       
                                   Attn: Jerome Schneider /                                                                
                                   Patrick Phelan                                                                          
                                   Tel: (353-1) 402-6358,                                                                  
                                   Fax: (353-1) 402-6308                                                                   

27        EMC                      383 Madison Avenue                      Loan                     X          Unliquidated
                                   New York, NY                            Repurchase                                      
                                   Tel: 212) 272-6458                      Request                                         
                                   Fax: (212) 272-7382                                                                     

28        Greenwich Capital        600 Steamboat Road                      Loan                     X          Unliquidated
          Financial                Greenwich, Connecticut 06830            Repurchase                                      
          Products, Inc.           Attn: Mortgage Finance                  Request                                         
                                   With copies to: Greenwich                                                               
                                   Capital Financial Products, Inc.                                                        
                                   600 Steamboat Road                                                                      
                                   Greenwich, Connecticut 06830                                                            
                                   Attn: Legal and to: Greenwich                                                           
                                   Capital Financial Products, Inc.,                                                       
                                   600 Steamboat Road                                                                      
                                   Tel: (203) 625-2700                                                                     

29        Lehman Brothers          745 Seventh Avenue                      Master                   X          Unliquidated
          Inc. and Lehman          28th Floor                              Repurchase                                      
          Commercial Paper         New York, New York 10019                Agreement                                       
          Inc.                     Attn: Robert Guglielmo, Senior                                                          
                                   Vice President                                                                          
                                   Transaction Management                                                                  
                                   Tel: (212) 526-7121                                                                     
                                   Fax: (212) 526-7672                                                                     

30        HSBC Bank                452 Fifth Avenue, 10th Fl.              Loan                     X          Unliquidated
                                   New York, NY 10018                      Repurchase                                      
                                   Tel: (212) 525-5040                     Request                                         
                                   Fax: (646) 366-3826                                                                     

31        UBS                      1251 Avenue of the Americas             Loan                     X          Unliquidated
                                   New York, NY 10019                      Repurchase                                      
                                   Tel: (212) 713-3734                     Request                                         
                                   Fax: (212) 882-3597                                                                     

32        Lehman Brothers          c/o Lehman Brothers                     Derivative               X          Unliquidated
          Special Financing,       Transaction Management                  Transaction                                     
          Inc                      745 Seventh Avenue, 28th Floor         (Swap)                                           
                                   New York, NY 10019                                                                      
                                   Attn: Documentation Manager                                                             
                                   Tel: 212-526-7187                                                                       
                                   Fax: 212-526-7672                                                                       

33        FNMA                     3900 Wisconsin Avenue, NW               Loan                     X          Unliquidated
                                   Washington, DC 20016-2892               Repurchase                                      
                                   Tel: (202) 752-7000 Request             Request                                         

34        Washington               3200 Southwest Freeway                  Loan                     X          Unliquidated
          Mutual Bank, FA          Houston, TX 77027                       Repurchase                                      
                                   Tel: (713) 543-6141                     Request                                         
                                   Fax: (713) 543-6727                                                                     

35        Luminent Mtg             Suite 1350 101 California St.           Loan                     X          Unliquidated
          (Barclays)               San Francisco CA 94111                  Repurchase                                      
                                   Tel: (415) 217-4500                     Request                                         

37        IndyMac Bank,            3465 East Foothill Boulevard,           Loan                     X          Unliquidated
          F.S.B.                   Pasadena, California 91107              Repurchase                                      
                                                                           Request                                         

38        Morgan Stanley           Transaction Management Group            Derivative               X          Unliquidated
          Capital Services         1585 Broadway                           Transaction                                     
          Inc.                     New York, NY 10036-8293                 (Swap)                                          
                                   Attn: Chief Legal Officer                                                               
                                   Fax: (212) 507 4622                                                                     

39        Credit Suisse First      Eleven Madison Avenue                   Loan                     X          Unliquidated
          Boston                   New York, NY 10010                      Repurchase                                      
                                   Tel: (212) 325-2000                     Request                                         
                                   Fax: (212) 325-6665                                                                     

40        GMAC                     600 Galleria Parkway, 15th Fl           Loan                     X          Unliquidated
                                   Atlanta, GA 30339                       Repurchase                                      
                                   Tel: (678) 324-2146                     Request                                         
                                   Fax: (770) 859-0148                                                                     

<FN>                                                                                                                       

1    As noted above, the Debtors reserve their rights to dispute the claims on                                             
     this schedule on any basis.                                                                                           

</FN>                                                                                                                      


(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.           :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

DECLARATION CONCERNING THE DEBTORS' CONSOLIDATED LIST OF                        
CREDITORS HOLDING THE 40 LARGEST UNSECURED CLAIMS                               

I, Michael Strauss, Chief Executive Officer of American Home Mortgage Holdings, 
Inc., a Delaware corporation, and the entity named as the debtor in this case,  
declare under penalty of perjury under the laws of the United States of         
America that I have reviewed the foregoing Consolidated List of Creditors       
holding the 40 Largest Unsecured Claims submitted herewith and that the         
information contained therein is true and correct to the best of my information 
and belief:                                                                     

Date: August 6, 2007                                                            

/s/ Michael Strauss                                                             
Michael Strauss                                                                 
Chief Executive Officer                                                         

-3-                                                                             

(page)                                                                          

RESOLUTIONS OF THE BOARD OF DIRECTORS                                           
OF AMERICAN HOME MORTGAGE INVESTMENT CORP.                                      

The Board of Directors of American Home Mortgage Investment Corp. (the          
"Company"), a Maryland corporation, hereby adopts the following resolutions, as 
the action of the Board of Directors of the Company:                            

WHEREAS, the Board of Directors has reviewed and considered the financial and   
operational condition of the Company and the Company's business on the date     
hereof, including the historical performance of the Company, the assets of the  
Company, the current and long-term liabilities of the Company, the market for   
the Company's products and services, and mortgage industry and credit market    
conditions;                                                                     

WHEREAS, the Board of Directors has received, reviewed and considered the       
recommendations of the senior management of the Company and the Company's legal,
financial and other advisors as to the relative risks and benefits of pursuing a
bankruptcy proceeding under the provisions of Chapter 11 of Title 11 of the     
United States Code ("Chapter 11");                                              

NOW, THEREFORE, BE IT RESOLVED that, in the judgment of the Board of Directors, 
it is desirable and in the best interests of the Company, its creditors,        
stockholders and other interested parties, that a voluntary petition be filed by
the Company under the provisions of Chapter 11;                                 

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized to execute and file on behalf of the Company all petitions,          
schedules, lists and other papers or documents, and to take any and all action  
which they deem necessary or proper to obtain such relief;                      

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ the law firm of Young Conaway Stargatt &      
Taylor, LLP as general bankruptcy counsel, to the Company to represent and      
assist the Company in carrying out its duties under Title 11 of the United      
States Code (the "Bankruptcy Code"), and to take any and all actions to advance 
the Company's rights, including the preparation of pleadings and filings in the 
Chapter 11 proceeding, and in connection therewith, the officers of the Company 
are hereby authorized and directed to execute appropriate retention agreements, 
pay appropriate retainers prior to and immediately upon the filing of the       
Chapter 11 case, and to cause to be filed appropriate applications for authority
to retain the services of Young Conaway Stargatt & Taylor, LLP;                 

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to enter into that certain management services agreement
between Kroll Zolfo Cooper LLC and the Company, and pursuant thereto and hereto,
Stephen F. Cooper and Kevin Nystrom, of Kroll Zolfo Cooper LLC, be and hereby   
are, authorized, empowered and directed to represent the Company, as its Chief  
Restructuring Officer and Director of Restructuring, respectively, in connection
with any case commenced by it under the Bankruptcy Code;                        

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Milestone Advisors, LLC, as investment banker,
with                                                                            

(page)                                                                          

regard to the Chapter 11 proceeding, and in connection therewith, the officers  
of the Company are hereby authorized and directed to execute appropriate        
retention agreements, pay appropriate retainers prior to and immediately upon   
the filing of the Chapter 11 case, and to cause to be filed an appropriate      
application for authority to retain the services of Milestone Advisors, LLC;    

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Phoenix Capital, Inc., as investment banker,  
with regard to the Chapter 11 proceeding, and in connection therewith, the      
officers of the Company are hereby authorized and directed to execute           
appropriate retention agreements, pay appropriate retainers prior to and        
immediately upon the filing of the Chapter 11 case, and to cause to be filed an 
appropriate application for authority to retain the services of Phoenix Capital,
Inc.;                                                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ any other individual and/or firm as           
professionals or consultants or financial advisors to the Company as are deemed 
necessary to represent and assist the Company in carrying out its duties under  
the Bankruptcy Code, and in connection therewith, the officers of the Company   
are hereby authorized and directed to execute appropriate retention agreements, 
pay appropriate retainers prior to and immediately upon the filing of the       
Chapter 11 case, and to cause to be filed an appropriate application for        
authority to retain the services of such firms;                                 

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered to obtain post-petition financing according to terms   
negotiated, or to be negotiated, by management of the Company, including under  
debtor-in-possession credit facilities or relating to the use of cash           
collateral; and to enter into any guarantees and to pledge and grant liens on   
its assets as may be contemplated by or required under the terms of such        
post-petition financing or cash collateral agreements; and in connection        
therewith, the officers of the Company are hereby authorized and directed to    
execute appropriate loan agreements, cash collateral agreements and related     
ancillary documents;                                                            

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered for, in the name of, and on behalf of the Company, to  
take or cause to be taken any and all such other and further action, and to     
execute, acknowledge, deliver and file any and all such instruments as each, in 
his or her discretion, may deem necessary or advisable in order to carry out the
purpose and intent of the foregoing resolutions; and                            

RESOLVED FURTHER that all of the acts and transactions relating to matters      
contemplated by the foregoing resolutions of management and members of the Board
of Directors of the Company, in the name and on behalf of the Company, which    
acts would have been approved by the foregoing resolutions except that such acts
were taken prior to the execution of these resolutions, are hereby in all       
respects confirmed, approved and ratified.                                      

-2-                                                                             

(page)                                                                          

AMERICAN HOME MORTGAGE INVESTMENT CORP.                                         
SECRETARIAL CERTIFICATE                                                         

The undersigned, Alan Horn, Secretary of American Home Mortgage Investment      
Corp. (the "Company"), a Maryland corporation, hereby certifies as follows:     

1.   I am the duly qualified and elected Secretary of the Company and, as such, 
am familiar with the facts herein certified, and I am duly authorized 
to certify same on behalf of the Company.                             

2.   Attached hereto is a true and complete copy of the Resolutions of the Board
     of Directors of the Company, duly adopted at a properly convened meeting of
the Board of Directors on August 5th, 2007, by unanimous vote of the  
directors, in accordance with the by-laws of the Company.             

3.   Such resolutions have not been amended, altered, annulled, rescinded or    
revoked and are in full force and effect as of the date hereof. There 
exist no other subsequent resolutions of the Board of Directors of the
Company relating to the matters set forth in the resolutions attached 
hereto.                                                               

IN WITNESS WHEREOF, the undersigned has executed this certificate as of the 5th 
day of August, 2007.                                                            

/s/ Alan Horn                                                                   
Alan Horn                                                                       
Secretary                                                                       

EX-99.4                                                                         

Official Form 1 (04/07)                                                         

United States Bankruptcy Court                                                  
DISTRICT OF DELAWARE                                                            

Voluntary Petition                                                              

Name of Debtor (if individual, enter Last, First, Middle):                      
American Home Mortgage Servicing, Inc.                                          

All Other Names used by the Debtor in the last 8 years                          
(include married, maiden, and trade names):                                     
See Attached Schedule 1                                                         

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                
52-0957267                                                                      

Street Address of Debtor (No. and Street, City, and State):                     
4600 Regent Blvd., Ste. 200                                                     
Irving, TX                                          ZIP CODE  75063             

County of Residence or of the Principal Place of Business:                      
Dallas County, TX                                                               

Mailing Address of Debtor (if different from street address):                   

                                ZIP CODE
------------------------------------------------------------

Name of Joint Debtor (Spouse) (Last, First, Middle):                            

All Other Names used by the Joint Debtor in the last 8 years                    
(include married, maiden, and trade names):                                     

Last four digits of Soc. Sec./Complete EIN or other Tax I.D. No. (if more than  
one, state all):                                                                

Street Address of Joint Debtor (No. and Street, City, and State):               

                                ZIP CODE

County of Residence or of the Principal Place of Business:                      

Mailing Address of Joint Debtor (if different from street address):             

                                ZIP CODE

Location of Principal Assets of Business Debtor (if different from street       
address above):                                                                 

                                ZIP CODE
--------------------------------------------------------------------------------

Type of Debtor                                                                  
(Form of Organization)                                                          
(Check one box.)                                                                

|_|  Individual (includes Joint Debtors) See Exhibit D on page 2 of this form.  
|X|  Corporation (includes LLC and LLP)                                         
|_|  Partnership                                                                
|_|  Other (If debtor is not one of the above entities, check this box and state
type of entity below)                                                 

Nature of Business                                                              
(Check one box.)                                                                

|_|  Health Care Business                                                       
|_|  Single Asset Real Estate as defined in 11 U.S.C. Section 101(51B)          
|_|  Railroad                                                                   
|_|  Stockbroker                                                                
|_|  Commodity Broker                                                           
|_|  Clearing Bank                                                              
|X|  Other                                                                      

Tax-Exempt Entity                                                               
(Check box, if applicable.)                                                     

|_|  Debtor is a tax-exempt organization under Title 26 of the United States    
Code (the Internal Revenue Code).                                     

Chapter of Bankruptcy Code Under Which                                          
the Petition is Filed (Check one box.)                                          

| |  Chapter 7                                                                  
|_|  Chapter 9                                                                  
|X|  Chapter 11                                                                 
|_|  Chapter 12                                                                 
|_|  Chapter 13                                                                 
|_|  Chapter 15 Petition for Recognition of a Foreign Main Proceeding           
|_|  Chapter 15 Petition for Recognition of a Foreign Nonmain Proceeding        

Nature of Debts                                                                 
(Check one box.)                                                                

|_|  Debts are primarily consumer debts, defined in 11 U.S.C. Section 101(8)    
as "incurred by an individual primarily for a personal, family, or    
house-hold purpose."                                                  
| |  Debts are primarily business debts.                                        

--------------------------------------------------------------------------------

Filing Fee (Check one box.)                                                     

|X|  Full Filing Fee attached.                                                  
|_|  Filing Fee to be paid in installments (applicable to individuals only).    
 Must attach signed application for the court's consideration certifying
    that the debtor is unable to pay fee except in installments. Rule 1006(b).
See Official Form 3A.                                                 
|_|  Filing Fee waiver requested (applicable to chapter 7 individuals only).    
    Must attach signed application for the court's consideration. See Official
Form 3B.                                                              

--------------------------------------------------------------------------------

Chapter 11 Debtors                                                              

Check one box:                                                                  

|_|  Debtor is a small business debtor as defined in 11 U.S.C. Section 101(51D).
|X|  Debtor is not a small business debtor as defined in 11 U.S.C. Section      
101(51D).                                                             

Check if:                                                                       

|_|  Debtor's aggregate noncontingent liquidated debts (excluding debts owed to 
insiders or affiliates) are less than $2,190,000.                     

------------------------------------------------------------

Check all applicable boxes:                                                     

|_|  A plan is being filed with this petition.                                  
|_|  Acceptances of the plan were solicited prepetition from one or more classes
of creditors, in accordance with 11 U.S.C. section 1126(b).           

--------------------------------------------------------------------------------

Statistical/Administrative Information                                      

|X|  Debtor estimates that funds will be available for distribution to unsecured
creditors.                                                            
| |  Debtor estimates that, after any exempt property is excluded and           
administrative expenses paid, there will be no funds available for    
distribution to unsecured creditors.                                  

--------------------------------------------------------------------------------

Estimated Number of Creditors*                                                  

1-    50-   100-  200-  1,000-   5,001-   10,001-  25,001  50,001-   OVER       
49    99    199   999   5,000    10,000   25,000   50,000  100,000   100,000    
|_|   |_|   |_|   |_|    |_|      |_|      | |       |_|     |_|       |X|      

Estimated Assets*                                                               

|_|$0 to    |_|$10,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$10,000     $100,000       $l million        $l00 million       million   

Estimated Liabilities*                                                          

|_|$0 to    |_|$50,000 to  |_|$100,000 to    |_|$1 million to  |X|More than $100
$50,000     $100,000       $l million        $l00 million       million   

THIS SPACE IS FOR COURT USE ONLY                                                

* The estimated number of creditors, assets and liabilities is on a consolidated
basis.                                                                          

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 2                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Servicing, Inc.                       

--------------------------------------------------------------------------------
All Prior Bankruptcy Cases Filed Within Last 8 Years (If more than two, attach  
additional sheet.)                                                              
--------------------------------------------------------------------------------

Location                                                                        
Where Filed: Not Applicable                                                     

Case Number:                                                                    

Date Filed:                                                                     

Location                                                                        
Where Filed:                                                                    

Case Number:                                                                    

Date Filed:                                                                     

--------------------------------------------------------------------------------
Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this      
Debtor (If more than one, attach additional sheet.)                             
--------------------------------------------------------------------------------

Name of Debtor: See Attached Schedule 2                                         

Case Number:                                                                    

Date Filed:                                                                     

District:                                                                       

Relationship:                                                                   

Judge:                                                                          

--------------------------------------------------------------------------------
Exhibit A                                                                       

(To be completed if debtor is required to file periodic reports (e.g., forms 10K
and 10Q) with the Securities and Exchange Commission pursuant to Section 13 or  
15(d) of the Securities Exchange Act of 1934 and is requesting relief under     
chapter 11.)                                                                    

| |  Exhibit A is attached and made a part of this petition.                    

--------------------------------------------------------------------------------
Exhibit B                                                                       
(To be completed if debtor is an individual whose debts are primarily consumer  
debts.)                                                                         

I, the attorney for the petitioner named in the foregoing petition, declare that
I have informed the petitioner that [he or she] may proceed under chapter 7, 11,
12 or 13 of title 11, United States Code, and have explained the relief         
available under each such chapter. I further certify that I have delivered to   
the debtor the notice required by 11 U.S.C. Section 342(b).                     

X                                                                               
Signature of Attorney for Debtor(s)                  Date                       

--------------------------------------------------------------------------------
Exhibit C                                                                       

Does the debtor own or have possession of any property that poses or is alleged 
to pose a threat of imminent and identifiable harm to public health or safety?  

|_|  Yes, and Exhibit C is attached and made a part of this petition.           
|X|  No.                                                                        

--------------------------------------------------------------------------------
Exhibit D                                                                       

(To be completed by every individual debtor. If a joint petition is filed, each 
spouse must complete and attach a separate Exhibit D.)                          

|_|  Exhibit D completed and signed by the debtor is attached and made a part of
this petition.                                                        

If this is a joint petition:                                                    

|_|  Exhibit D also completed and signed by the joint debtor is attached and    
made a part of this petition.                                         

--------------------------------------------------------------------------------
Information Regarding the Debtor - Venue                                        
(Check any applicable box.)                                                     

|_|  Debtor has been domiciled or has had a residence, principal place of       
 business, or principal assets in this District for 180 days immediately
   preceding the date of this petition or for a longer part of such 180 days
than in any other District.                                           

|x|  There is a bankruptcy case concerning debtor's affiliate, general partner, 
or partnership pending in this District.                              

|_|  Debtor is a debtor in a foreign proceeding and has its principal place of  
    business or principal assets in the United States in this District, or has
no principal place of business or assets in the United States but is a
    defendant in an action or proceeding [in a federal or state court] in this
   District, or the interests of the parties will be served in regard to the
relief sought in this District.                                       

--------------------------------------------------------------------------------
Statement by a Debtor Who Resides as a Tenant of Residential Property           
(Check all applicable boxes.)                                                   

|_|  Landlord has a judgment against the debtor for possession of debtor's      
resident. (If box checked, complete the following.)                   

(Name of landlord that obtained judgment)                       

(Address of landlord)                                           

|_|  Debtor claims that under applicable nonbankruptcy law, there are           
    circumstances under which the debtor would be permitted to cure the entire
   monetary default that gave rise to the judgment for possession, after the
judgment for possession was entered, and                              

|_|  Debtor has included with this petition the deposit with the court of any   
     rent that would become due during the 30-day period after the filing of the
petition.                                                             

(page)                                                                          

Official Form 1 (04/07)                                                         

Form B1, Page 3                                                                 

Voluntary Petition                                                              
(This page must be completed and filed in every case.)                          

Name of Debtor(s): American Home Mortgage Servicing, Inc.                       

--------------------------------------------------------------------------------
Signatures                                                                      
--------------------------------------------------------------------------------

Signature(s) of Debtor(s) (Individual/Joint)                                    

I declare under penalty of perjury that the information provided in this        
petition is true and correct.                                                   

[If petitioner is an individual whose debts are primarily consumer debts and has
chosen to file under chapter 7] I am aware that I may proceed under chapter 7,  
11, 12 or 13 of title 11, United States Code, understand the relief available   
under each such chapter, and choose to proceed under chapter 7.                 
[If no attorney represents me and no bankruptcy petition preparer signs the     
petition] I have obtained and read the notice required by 11 U.S.C. Section     
342(b).                                                                         

I request relief in accordance with the chapter of title 11 United States Code, 
specified in this petition.                                                     

X                                                                               
Signature of Debtor                                                           

X                                                                               
Signature of Joint Debtor                                                     

Telephone Number (if not represented by attorney)                             

Date                                                                          

--------------------------------------------------------------------------------
Signature of Attorney                                                           

X /s/ Pauline K. Morgan                                                         
Signature of Attorney for Debtor(s)                                         

James L. Patton, Jr., Esq.                                                  
Pauline K. Morgan, Esq.                                                     
Young Conaway Stargatt & Taylor, LLP                                        
The Brandywine Building                                                     
1000 West Street, 17th Floor                                                
Wilmington, Delaware 19801                                                  
Telephone (302) 571-6600 and Facsimile (302) 571-1253                       

8-6-07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of Debtor (Corporation/Partnership)                                   

I declare under penalty of perjury that the information provided in this        
petition is true and correct, and that I have been authorized to file this      
petition on behalf of the debtor.                                               

The debtor requests relief in accordance with the chapter of title 11, United   
States Code, specified in this petition.                                        

X /s/ Michael Strauss                                                           
Signature of Authorized Individual                                          

Michael Strauss                                                             
Printed Name of Authorized Individual                                       

Chief Executive Officer                                                     
Title of Authorized Individual                                              

8/6/07                                                                      
Date                                                                        

--------------------------------------------------------------------------------
Signature of a Foreign Representative                                           

I declare under penalty of perjury that the information provided in this        
petition is true and correct, that I am the foreign representative of a debtor  
in a foreign proceeding, and that I am authorized to file this petition.        

(Check only one box.)                                                           

   I request relief in accordance with chapter 15 of title 11, United States
    Code. Certified copies of the documents required by 11 U.S.C. Section 1515
are attached.                                                         

     Pursuant to 11 U.S.C. Section 1511, I request relief in accordance with the
 chapter of title 11 specified in this petition. A certified copy of the
order granting recognition of the foreign main proceeding is attached.

X                                                                               
(Signature of Foreign Representative)                                       

(Printed Name of Foreign Representative)                                    

Date                                                                        

--------------------------------------------------------------------------------
Signature of Non-Attorney Bankruptcy Petition Preparer                          

I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer
as defined in 11 U.S.C. Section 110; (2) I have prepared this document for      
compensation and have provided the debtor with a copy of this document and the  
notices and information required under 11 U.S.C. Subsection 110(b), 110(h), and 
342(b); and (3) if rules or guidelines have been promulgated pursuant to 11     
U.S.C. Section 110(h) setting a maximum fee for services chargeable by          
bankruptcy petition preparers, I have given the debtor notice of the maximum    
amount before preparing any document for filing for a debtor or accepting any   
fee from the debtor, as required in that section. Official Form 19B is attached.

Printed Name and title, if any, of Bankruptcy Petition Preparer             

Social Security Number (If the bankruptcy petition preparer is not an       
individual, state the Social Security number of the officer, principal,     
 reasonable person, or partner of the bankruptcy petition preparer.) (Required
by 11 U.S.C. Section 110.)                                                  

Address                                                                     

X                                                                           

Date                                                                        

Signature of bankruptcy petition preparer or officer, principal, responsible
person, or partner whose Social Security number is provided above.          

Names and Social Security numbers of all other individuals who prepared or  
  assisted in preparing this document unless the bankruptcy petition preparer is
not an individual.                                                          

If more than one person prepared this document, attach additional sheets    
conforming to the appropriate form for each person.                         

A bankruptcy petition preparer's failure to comply with the provisions of title 
11 and the Federal Rules of Bankruptcy Procedure may result in fines or         
imprisonment or both 11 U.S.C. Section 110; 18 U.S.C. Section 156.              

(page)                                                                          

SCHEDULE 1                                                                      

The Debtor has used the following other names during the previous 8 years,      
which includes names under which the Debtor has qualified as a foreign          
corporation as well as the trade names it has registered with various states:   

American Home Mtg Servicing                                                     
American Home Mortgage Servicing                                                
AHM Servicing, Inc.                                                             
Columbia National, Inc.                                                         
Columbia National Incorporated                                                  
CNI National Mortgage Co.                                                       
Columbia National Mortgage                                                      
CNI National                                                                    

(page)                                                                          

SCHEDULE 2                                                                      

Including the debtor in this chapter 11 case, the following affiliated debtors  
simultaneously have filed voluntary chapter 11 petitions in this Court.         
Contemporaneously with the filing of these petitions, such entities filed a     
motion requesting that their chapter 11 cases be consolidated for procedural    
purposes only and jointly administered.                                         

American Home Mortgage Acceptance, Inc.                                         
American Home Mortgage Corp.                                                    
American Home Mortgage Holdings, Inc.                                           
American Home Mortgage Investment Corp.                                         
American Home Mortgage Servicing, Inc.                                          
American Home Mortgage Ventures LLC                                             
Great Oak Abstract Corp.                                                        
Homegate Settlement Services, Inc.                                              

(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.,          :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

CONSOLIDATED LIST OF CREDITORS HOLDING                                          
40 LARGEST UNSECURED CLAIMS                                                     

American Home Mortgage Holdings, Inc. ("AHM Holdings"), a Delaware corporation, 
and certain of its direct and indirect affiliates and subsidiaries, the debtors 
and debtors in possession in the above cases (collectively, the "Debtors"),^1   
filed a voluntary petition in this Court for relief under chapter 11 of the     
United States Bankruptcy Code, 11 U.S.C. Subsection 101, et seq. This list of   
creditors holding the 40 largest unsecured claims (the "Top 40 List") has been  
prepared on a consolidated basis, from the Debtors' books and records as of     
August 3, 2007. The Top 40 List was prepared in accordance with rule 1007(d) of 
the Federal Rules of Bankruptcy Procedure for filing in the Debtors' chapter    
11 cases. The Top 40 List does not include: (1) persons who come within the     
definition of an "insider" set forth in 11. U.S.C. Section 101(31); or (2)      
secured creditors, unless the value of the collateral is such that the unsecured
deficiency places the creditor among the holders of the 40 largest unsecured    
claims. The information presented in the Top 40 List shall not constitute an    
admission by, nor is it binding on, the Debtors. The information presented      
herein, including, without limitation (a) the failure of the Debtors to list    
any claim as contingent, unliquidated, disputed or subject to a setoff or (b)   
the listing of any claim as unsecured, does not constitute an admission by the  
Debtors that the secured lenders listed hold any deficiency claims, nor does it 
constitute a waiver of the Debtors' rights to contest the validity, priority,   
nature, characterization and/or amount of any claim.                            

1 The Debtors in these cases, along with the last four digits of each Debtor's
federal tax identification number, are: AHM Holdings (6303); American Home      
Mortgage Investment Corp. ("AHM Investment"), a Maryland corporation (3914);    
American Home Mortgage Acceptance, Inc. ("AHM Acceptance"), a Maryland          
corporation (1979); American Home Mortgage Servicing, Inc. ("AHM Servicing"), a 
Maryland corporation (7267); American Home Mortgage Corp. ("AHM Corp."), a New  
York corporation (1558); American Home Mortgage Ventures LLC ("ARM Ventures"), a
Delaware limited liability company (1407); Homegate Settlement Services, Inc.   
("Homegate"), a New York corporation (7491); and Great Oak Abstract Corp.       
("Great Oak"), a New York corporation (8580). The address for all of the Debtors
is 538 Broadhollow Road, Melville, New York 11747, except for AHM Servicing,    
whose address is 4600 Regent Blvd., Suite 200, Irving, Texas 75063.             

(page)                                                                          

                                                        [Enlarge/Download Table]


Rank      Name of creditor           Telephone number and                     Nature of         Indicate if     Amount of  
                                   complete mailing address,                claim (trade          claim is      claim [if  
                                    including zip code, of                   debt, bank         contingent,   secured also 
                                      employee, agent, or                       loan,         unliquidated,  state value of
                                    department of creditor                   government         disputed or     security]  
                                  familiar with claim who may              contract, etc.)      subject to                 
                                         be contacted                                             setoff^1                 

                                                                                                    U                      
                                                                                                    N                      
                                                                                                C   L                      
                                                                                                O   I    D                 
                                                                                                N   Q    I                 
                                                                                                T   U    S                 
                                                                                                I   I    P                 
                                                                                                N   D    U                 
                                                                                                G   A    T                 
                                                                                                E   T    E                 
                                                                                                N   E    D                 
                                                                                                T   D                      

                                                                                                                           
 1        Deutsche Bank            31 West 52nd Street                     Loan                     X          Unliquidated
                                   3rd Floor NYC01-0304                    Repurchase                                      
                                   New York, NY 10019                      Request                                         
                                   Tel: (212) 250-7675                                                                     
                                   Fax: (212) 797-0521                                                                     

 2        Wilmington Trust         Rodney Square North,                    Convertible              X          Unliquidated
          Company, as              100 North Market Street,                Trust                                           
          Debenture Trustee        Wilmington, Delaware 19890              Preferred -                                     
                                   Telecopy: (302) 636-4140                AHM Capital                                     
                                   Telephone: (302) 651-1000               Trust I                                         
                                   Attention: Corporate Capital                                                            
                                   Markets - AHM Capital Trust I                                                           

 3        JPMorgan Chase           194 Wood Avenue South                   Loan                     X          Unliquidated
          Bank, NA                 Floor 3                                 Repurchase                                      
                                   Iselin, NJ 08830                        Request                                         
                                   Tel: (732) 452-8781                                                                     
                                   Fax: (732) 352-7511                                                                     

 4        Countrywide Capital      20 N. Acoma Blvd.                       Loan                     X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

 5        Wilmington Trust         Rodney Square North, 1100               Trust Preferred          X          Unliquidated
          Company, as              North Market Street,                    - Baylis Trust                                  
          Trustee                  Wilmington, Delaware 19890-             III                                             
                                   0001                                                                                    
                                   Attn: Corporate Capital Markets                                                         

 6        Bank of America,         901 Main Street, 66th Fl.               Loan                     X          Unliquidated
          N.A.                     Dallas, TX 75202                        Repurchase                                      
                                   Tel: (214) 209-9170                     Request                                         
                                   Fax: (214) 209-0338                                                                     

 7        JPMorgan Chase           600 Travis, 50th Floor                  Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust I                                
          Association, as          Attn: Institutional Trust Services                                                      
          Trustee                  - Baylis Trust I                                                                        

 8        JPMorgan Chase           600 Travis, 50th Floor,                 Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust II                               
          Association, as          Attn: Institutional Trust Services                                                      
          Trustee                  - Baylis Trust II                                                                       

 9        JPMorgan Chase           600 Travis, 50th Floor,                 Trust Preferred          X          Unliquidated
          Bank, National           Houston, Texas 77019                    - Baylis Trust                                  
          Association, as          Attn: Institutional Trust Services      IV                                              
          Trustee                  - Baylis Trust IV                                                                       

10        JPMorgan Chase           600 Travis, 50th Floor, Houston,        Trust Preferred          X          Unliquidated
          Bank, National           Texas 77002, Attn: Baylis Trust         - Baylis Trust                                  
          Association, as          V, Madassir Mohamed                     V                                               
          Trustee                  tel: (713) 216-2826                                                                     

11        Citigroup                390 Greenwich Street, 6th Fl.           Loan                     X          Unliquidated
                                   New York, NY 10013                      Repurchase                                      
                                   Tel: 212-733-6353                       Request                                         
                                   Fax: 212-723-8613                                                                       

12        Countrywide Capital      20 N. Acoma Blvd.                       Loan                     X          Unliquidated
                                   Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

13        Morgan Stanley           1585 Broadway                           Loan                     X          Unliquidated
                                   New York, NY 10036                      Repurchase                                      
                                   Tel: (212) 761-4000                     Request                                         
                                   Fax: (212) 507 4622                                                                     

14        Wells Fargo Bank,        919 North Market Street                 Trust Preferred          X          Unliquidated
          N.A., as Trustee         Suite 700                               - Baylis Trust                                  
                                   Wilmington, Delaware 19801              VIII                                            
                                   Attn: Corporate Trust                                                                   
                                   Department - Baylis Trust VIII                                                          

15        SunTrust Asset           Mail Code 3950                          Loan                     X          Unliquidated
          Funding, LLC             303 Peachtree Street, 23rd Floor        Repurchase                                      
                                   Atlanta, Georgia 30308                  Request                                         
                                   Attn: Tony D. Atkins                                                                    
                                   Tel: (404) 813-5244                                                                     
                                   Fax: (404) 813-5000                                                                     
                                   with a copy to:                                                                         
                                   SunTrust Banks, Inc.                                                                    
                                   303 Peachtree Street, 36th Floor                                                        
                                   Atlanta, Georgia 30308                                                                  
                                   Attn: Woodruff A. Polk                                                                  
                                   Tel: (404) 813-7094                                                                     
                                   Fax: (404) 581-1637                                                                     

16        Impac Funding            1401 Dove Street, Suite 100,            Loan                     X          Unliquidated
          Corporation              Newport Beach, CA 92660,                Repurchase                                      
                                   Attn: Client Administration             Request                                         
                                   Tel: (800) 597-4101                                                                     
                                   Fax: (949) 260-4504                                                                     

17        Wilmington Trust         Rodney Square North                     Trust preferred          X          Unliquidated
          Company, as              1100 North Market Street                - Baylis Trust                                  
          Trustee                  Wilmington, Delaware  19890-            VI                                              
                                   0001                                                                                    
                                   Attn: Corporate Capital Markets                                                         

18        Bear, Stearns &          Government Operations                   Master                   X          Unliquidated
          Co. Inc.                 1 Metrotech Center North                Repurchase                                      
                                   7th Floor                               Agreement                                       
                                   Brooklyn, New York 11201-                                                               
                                   3859                                                                                    
                                   Attn: Sr. Managing Director                                                             
                                   Tel: (212) 272-1203                                                                     

19        Bank of America,         Agency Management                       Warehouse                X          Unliquidated
          N.A.                     Mail Code: CA5-701-05-19                Facility                                        
                                   1455 Market Street, 5th Floor                                                           
                                   San Francisco, CA 94103                                                                 
                                   Attention: Anthea Del Bianco                                                            
                                   Vice President                                                                          
                                   Telephone No.: (415) 436-2776                                                           
                                   Facsimile No.: (415) 503-5101                                                           

                                   Bank of America, N.A.                                                                   
                                   Portfolio Management                                                                    
                                   Mail Code: TXl-492-66-01                                                                
                                   901 Main Street, 66th Floor                                                             
                                   Dallas, TX 75202-3714                                                                   
                                   Attention: Elizabeth Kurilecz                                                           
                                   Senior Vice President                                                                   
                                   Telephone No.: (214) 209-0975                                                           
                                   Facsimile No.: (214) 209-1027                                                           

20        Citigroup Global         390 Greenwich Street, 6th Floor         Loan                     X          Unliquidated
          Markets Realty           New York, New York 10013                Repurchase                                      
          Corp                     Attn: Peter Steinmetz                   Request                                         

21        Bank of America,         Sears Tower                             Swap                     X          Unliquidated
          N.A.                     233 South Wacker Drive, Suite           Counterparty                                    
                                   2800                                    (Commercial                                     
                                   Chicago, IL 60606                       Paper Facility)                                 
                                   Attention: Swap Operations                                                              
                                   Facsimile No.: 312-453-2787                                                             
                                   Bank of America, N.A., 1133                                                             
                                   Avenue of the Americas,                                                                 
                                   17th Floor                                                                              
                                   New York, NY 10036                                                                      
                                   Attn: Ronald Jost                                                                       
                                   Tel: 646-216-5311                                                                       
                                   Fax: 646-733-4090                                                                       

22        Wilmington Trust         Rodney Square North, 1100               Trust preferred          X          Unliquidated
          Company, as              North Market Street,                    - Baylis Trust                                  
          Trustee                  Wilmington, Delaware 19890-             VII                                             
                                   0001, Attn: Corporate Capital                                                           
                                   Markets                                                                                 

23        Wells Fargo              420 Montgomery Street                   Loan                     X          Unliquidated
                                   San Francisco, CA 94104                 Repurchase                                      
                                                                           Request                                         

24        Countrywide              20 N. Acoma Blvd.                       Loan                     X          Unliquidated
          Capital                  Lake Havasu City, AZ 86403              Repurchase                                      
                                   Tel: (928) 505-1628                     Request                                         
                                   Fax: (928) 505-4466                                                                     

25        Nomura Credit &          2 World Financial Center,               Loan                     X          Unliquidated
          Capital, Inc.            Building B, 21st Floor, New             Repurchase                                      
                                   York, New York 10281,                   Request                                         
                                   Attn: Dante LaRocca, Managing                                                           
                                   Director; with a copy to NCCI                                                           
                                   Legal, 18th Floor                                                                       
                                   Fax: (212) 667-1024                                                                     

26        Liquid Funding,          Canon's Court                           Master                   X          Unliquidated
          Ltd.                     22 Victoria Street                      Repurchase                                      
                                   Hamilton HM 12 Bermuda                  Agreement                                       
                                   Attn: Corporate Secretary                                                               
                                   With a copy in all cases to: Bear                                                       
                                   Stearns Bank plc, Investment                                                            
                                   Manager of Liquid Funding,                                                              
                                   Ltd.,                                                                                   
                                   Block 8, Harcourt Centre                                                                
                                   Charlotte Way                                                                           
                                   Dublin 2, Ireland                                                                       
                                   Attn: Jerome Schneider /                                                                
                                   Patrick Phelan                                                                          
                                   Tel: (353-1) 402-6358,                                                                  
                                   Fax: (353-1) 402-6308                                                                   

27        EMC                      383 Madison Avenue                      Loan                     X          Unliquidated
                                   New York, NY                            Repurchase                                      
                                   Tel: 212) 272-6458                      Request                                         
                                   Fax: (212) 272-7382                                                                     

28        Greenwich Capital        600 Steamboat Road                      Loan                     X          Unliquidated
          Financial                Greenwich, Connecticut 06830            Repurchase                                      
          Products, Inc.           Attn: Mortgage Finance                  Request                                         
                                   With copies to: Greenwich                                                               
                                   Capital Financial Products, Inc.                                                        
                                   600 Steamboat Road                                                                      
                                   Greenwich, Connecticut 06830                                                            
                                   Attn: Legal and to: Greenwich                                                           
                                   Capital Financial Products, Inc.,                                                       
                                   600 Steamboat Road                                                                      
                                   Tel: (203) 625-2700                                                                     

29        Lehman Brothers          745 Seventh Avenue                      Master                   X          Unliquidated
          Inc. and Lehman          28th Floor                              Repurchase                                      
          Commercial Paper         New York, New York 10019                Agreement                                       
          Inc.                     Attn: Robert Guglielmo, Senior                                                          
                                   Vice President                                                                          
                                   Transaction Management                                                                  
                                   Tel: (212) 526-7121                                                                     
                                   Fax: (212) 526-7672                                                                     

30        HSBC Bank                452 Fifth Avenue, 10th Fl.              Loan                     X          Unliquidated
                                   New York, NY 10018                      Repurchase                                      
                                   Tel: (212) 525-5040                     Request                                         
                                   Fax: (646) 366-3826                                                                     

31        UBS                      1251 Avenue of the Americas             Loan                     X          Unliquidated
                                   New York, NY 10019                      Repurchase                                      
                                   Tel: (212) 713-3734                     Request                                         
                                   Fax: (212) 882-3597                                                                     

32        Lehman Brothers          c/o Lehman Brothers                     Derivative               X          Unliquidated
          Special Financing,       Transaction Management                  Transaction                                     
          Inc                      745 Seventh Avenue, 28th Floor         (Swap)                                           
                                   New York, NY 10019                                                                      
                                   Attn: Documentation Manager                                                             
                                   Tel: 212-526-7187                                                                       
                                   Fax: 212-526-7672                                                                       

33        FNMA                     3900 Wisconsin Avenue, NW               Loan                     X          Unliquidated
                                   Washington, DC 20016-2892               Repurchase                                      
                                   Tel: (202) 752-7000 Request             Request                                         

34        Washington               3200 Southwest Freeway                  Loan                     X          Unliquidated
          Mutual Bank, FA          Houston, TX 77027                       Repurchase                                      
                                   Tel: (713) 543-6141                     Request                                         
                                   Fax: (713) 543-6727                                                                     

35        Luminent Mtg             Suite 1350 101 California St.           Loan                     X          Unliquidated
          (Barclays)               San Francisco CA 94111                  Repurchase                                      
                                   Tel: (415) 217-4500                     Request                                         

37        IndyMac Bank,            3465 East Foothill Boulevard,           Loan                     X          Unliquidated
          F.S.B.                   Pasadena, California 91107              Repurchase                                      
                                                                           Request                                         

38        Morgan Stanley           Transaction Management Group            Derivative               X          Unliquidated
          Capital Services         1585 Broadway                           Transaction                                     
          Inc.                     New York, NY 10036-8293                 (Swap)                                          
                                   Attn: Chief Legal Officer                                                               
                                   Fax: (212) 507 4622                                                                     

39        Credit Suisse First      Eleven Madison Avenue                   Loan                     X          Unliquidated
          Boston                   New York, NY 10010                      Repurchase                                      
                                   Tel: (212) 325-2000                     Request                                         
                                   Fax: (212) 325-6665                                                                     

40        GMAC                     600 Galleria Parkway, 15th Fl           Loan                     X          Unliquidated
                                   Atlanta, GA 30339                       Repurchase                                      
                                   Tel: (678) 324-2146                     Request                                         
                                   Fax: (770) 859-0148                                                                     

<FN>                                                                                                                       
1 As noted above, the Debtors reserve their rights to dispute the clainms on this                                          
  schedule on any basis.                                                                                                   
</FN>                                                                                                                      


(page)                                                                          

IN THE UNITED STATES BANKRUPTCY COURT                                           
FOR THE DISTRICT OF DELAWARE                                                    

---------------------------------------- X                                      
In re:                                   :   Chapter 11                         
   :
AMERICAN HOME MORTGAGE HOLDINGS, INC.,   :   Case No. 07-[    ] (   )           
a Delaware corporation, et al.           :                                      
                          :   Jointly Administered
Debtors.                         :                              
---------------------------------------- X                                      

DECLARATION CONCERNING THE DEBTOR'S CONSOLIDATED LIST OF CREDITORS HOLDING      
THE 40 LARGEST UNSECURED CLAIMS                                                 

I, Michael Strauss, Chief Executive Officer of American Home Mortgage Holdings, 
Inc., a Delaware corporation, and the entity named as the debtor in this case,  
declare under penalty of perjury under the laws of the United States of America 
that I have reviewed the foregoing Consolidated List of Creditors holding the   
40 Largest Unsecured Claims submitted herewith and that the information         
contained therein is true and correct to the best of my information and belief. 

Date: August 6, 2007                                                            

/s/ Michael Strauss                                                             
Michael Strauss                                                                 
Chief Financial Officer                                                         

(page)                                                                          

RESOLUTIONS OF BOARD OF DIRECTORS                                               
OF AMERICAN HOME MORTGAGE SERVICING, INC.                                       

The Board of Directors of American Home Mortgage Servicing, Inc. (the           
"Company"), a Maryland corporation, hereby adopts the following resolutions, as 
the action of the Board of Directors of the Company.                            

WHEREAS, the Board of Directors has reviewed and considered the financial and   
operational condition of the Company and the Company's business on the date     
hereof, including the historical performance of the Company, the assets of the  
Company, the current and long-term liabilities of the Company, the market for   
the Company's products and services, and mortgage industry and credit market    
conditions;                                                                     

WHEREAS, the Board of Directors has received, reviewed and considered the       
recommendations of the senior management of the Company and the Company's legal,
financial and other advisors as to the relative risks and benefits of pursuing a
bankruptcy proceeding under the provisions of Chapter 11 of Title 11 of the     
United States Code;                                                             

NOW, THEREFORE, BE IT RESOLVED that, in the judgment of the Board of Directors, 
it is desirable and in the best interests of the Company, its creditors,        
stockholders and other interested parties, that a voluntary petition be filed by
the Company under the provisions of Chapter 11 of Title 11 of the United States 
Code;                                                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized to execute and file on behalf of the Company all petitions,          
schedules, lists and other papers or documents, and to take any and all action  
which they deem necessary or proper to obtain such relief;                      

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ the law firm of Young Conaway Stargatt &      
Taylor, LLP as general bankruptcy counsel to the Company to represent and       
assist the Company in carrying out its duties under Title 11 of the United      
States Code, and to take any and all actions to advance the Company's rights,   
including the preparation of pleadings and filings in the Chapter 11            
proceeding, and in connection therewith, the officers of the Company            
are hereby authorized and directed to execute appropriate retention agreements, 
pay appropriate retainers prior to and immediately upon the filing of the       
Chapter 11 case, and to cause to be filed appropriate applications for authority
to retain the services of Young Conaway Stargatt & Taylor, LLP;                 

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to enter into that certain management services agreement
between Kroll Zolfo Cooper LLC and the Company, and pursuant thereto and hereto,
Stephen F. Cooper and Kevin Nystrom, of Kroll Zolfo Cooper LLC, be and hereby   
are, authorized, empowered and directed to represent the Company, as its Chief  
Restructuring Officer and Director of Restructuring, respectively, in connection
with any case commenced by it under the Bankruptcy Code;                        

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Milestone Advisors, LLC, as investment banker,
with regard to the Chapter 11 proceeding, and in connection therewith, the      
officers of the Company are hereby authorized and directed to execute           
appropriate retention agreements, pay appropriate                               

(page)                                                                          

retainers prior to and immediately upon the filing of the Chapter 11 case, and  
to cause to be filed an appropriate application for authority to retain the     
services of Milestone Advisors, LLC;                                            

RESOLVED FURTHER, that the officers of the Company be, and they hereby are,     
authorized and directed to employ Phoenix Capital, Inc., as investment banker,  
with regard to the Chapter 11 proceeding, and in connection therewith, the      
officers of the Company are hereby authorized and directed to execute           
appropriate retention agreements, pay appropriate retainers prior to and        
immediately upon the filing of the Chapter 11 case, and to cause to be filed an 
appropriate application for authority to retain the services of Phoenix Capital,
Inc.;                                                                           

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and directed to employ any other individual and/or firm as           
professionals or consultants or financial advisors to the Company as are deemed 
necessary to represent and assist the Company in carrying out its duties under  
Title 11 of the United States Code, and in connection therewith, the officers   
of the Company are hereby authorized and directed to execute appropriate        
retention agreements, pay appropriate retainers prior to and immediately upon   
the filing of the Chapter 11 case, and to cause to be filed an appropriate      
application for authority to retain the services of such firms;                 

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered to obtain post-petition financing according to terms   
negotiated, or to be negotiated, by management of the Company, including under  
debtor-in-possession credit facilities or relating to the use of cash           
collateral; and to enter into any guarantees and to pledge and grant liens on   
its assets as may be contemplated by or required under the terms of such        
post-petition financing or cash collateral agreements; and in connection        
therewith, the officers of the Company are hereby authorized and directed to    
execute appropriate loan agreements, cash collateral agreements and related     
ancillary documents;                                                            

RESOLVED FURTHER that the officers of the Company be, and they hereby are,      
authorized and empowered for, in the name of, and on behalf of the Company, to  
take or cause to be taken any and all such other and further action, and to     
execute, acknowledge, deliver and file any and all such instruments as each, in 
his or her discretion, may deem necessary or advisable in order to carry out the
purpose and intent of the foregoing resolutions; and                            

RESOLVED FURTHER that all of the acts and transactions relating to matters      
contemplated by the foregoing resolutions of management and members of the Board
of Directors of the Company, in the name and on behalf of the Company, which    
acts would have been approved by the foregoing resolutions except that such acts
were taken prior to the execution of these resolutions, are hereby in all       
respects confirmed, approved and ratified.                                      

-2-                                                                             

(page)                                                                          

AMERICAN HOME MORTGAGE SERVICING, INC.                                          
SECRETARIAL CERTIFICATE                                                         

The undersigned, Alan Horn, Secretary of American Home Mortgage Servicing,      
Inc. (the "Company"), a Maryland corporation, hereby certifies as follows:      

1.   I am the duly qualified and elected Secretary of the Company and, as such, 
am familiar with the facts herein certified, and I am duly authorized 
to certify same on behalf of the Company.                             

2.   Attached hereto is a true and complete copy of the Resolutions of the Board
     of Directors of the Company, duly adopted at a properly convened meeting of
the Board of Directors on August 5, 2007, by unanimous vote of the    
directors, in accordance with the by-laws of the Company.             

3.   Such resolutions have not been amended, altered, annulled, rescinded or    
revoked and are in full force and effect as of the date hereof. There 
exist no other subsequent resolutions of the Board of Directors of the
Company relating to the matters set forth in the resolutions attached 
hereto.                                                               

IN WITNESS WHEREOF, the undersigned has executed this certificate as of the 5th 
day of August, 2007.                                                            

/s/ Alan Horn                                                                   
Alan Horn                                                                       
Secretary                                                                       

Dates Referenced Herein

This ‘8-K’ Filing		Date		Other Filings
Filed on:		8/10/07		None on these Dates
		8/9/07
For Period End:		8/6/07
		8/5/07
		8/3/07
				List all Filings