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Merrill Lynch First Franklin Mortgage Loan Trust, Series 2007-4 – ‘10-K’ for 12/31/07 – ‘EX-31’

On:  Friday, 3/28/08, at 4:45pm ET   ·   For:  12/31/07   ·   Accession #:  1136999-8-423   ·   File #:  333-140436-18

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  As Of                Filer                Filing    For·On·As Docs:Size              Issuer               Agent

 3/28/08  Merrill Lynch First Frank… 2007-4 10-K       12/31/07   16:470K                                   Lasalle Bank NA/FA

Annual Report   —   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Merrill Lynch First Franklin Mortgage Loan Trust,   HTML     63K 
                          Series 2007-4 Form 10-K                                
 3: EX-33.A     Assessment of Compliance, Home Loan Services,       HTML     75K 
                          Inc., as Servicer                                      
 4: EX-33.B     Assessment of Compliance, Lasalle Bank National     HTML     44K 
                          Association, as Trustee and Custodian                  
 5: EX-33.C     Assessment of Compliance, First American Real       HTML     13K 
                          Estate Solutions of Texas, L.P. as                     
                          Servicing Function Participant                         
 6: EX-33.D     Assessment of Compliance, Regulus Group LLC, as     HTML     14K 
                          Servicing Function Participant                         
 7: EX-33.E     Assessment of Compliance, Assurant Inc., as         HTML     15K 
                          Servicing Function Participant                         
 8: EX-34.A     Attestation Report on Assessment of Compliance,     HTML     21K 
                          Home Loan Services, Inc., as Servicer                  
 9: EX-34.B     Attestation Report on Assessment of Compliance,     HTML     18K 
                          Lasalle Bank National Association, as                  
                          Trustee and Custodian                                  
10: EX-34.C     Attestation Report on Assessment of Compliance,     HTML     17K 
                          First American Real Estate Solutions of                
                          Texas, L.P. as Servicing Function                      
                          Participant                                            
11: EX-34.D     Attestation Report on Assessment of Compliance,     HTML     16K 
                          Regulus Group LLC, as Servicing Function               
                          Participant                                            
12: EX-34.E     Attestation Report on Assessment of Compliance,     HTML     19K 
                          Assurant Inc., as Servicing Function                   
                          Participant                                            
13: EX-35.A     Servicer Compliance Statement, Home Loan Services,  HTML     15K 
                          Inc., as Servicer                                      
14: EX-35.B     Servicer Compliance Statement, Lasalle Bank         HTML     16K 
                          National Association, as Trustee                       
15: EX-35.C     Servicer Compliance Statement, First American Real  HTML     13K 
                          Estate Solutions of Texas, L.P. as                     
                          Servicing Function Participant                         
16: EX-35.D     Servicer Compliance Statement, Regulus Group LLC,   HTML     12K 
                          as Servicing Function Participant                      
 2: EX-31       Sarbanes Oxley Certification                        HTML     15K 


EX-31   —   Sarbanes Oxley Certification


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 C:   C:   C: 

 
SARBANES-OXLEY CERTIFICATION



Merrill Lynch Mortgage Investors, Inc.
250 Vesey Street
4 World Financial Center, 10th Floor
New York, New York 10080

Home Loan Services, Inc.
150 Allegheny Center Mall
Pittsburgh, Pennsylvania 15212

Re:           Merrill Lynch First Franklin Mortgage Loan Trust
Mortgage Loan Asset-Backed Certificates, Series 2007-4

I, Steven A. Baranet, certify that:

1.
I have reviewed the report on Form 10-K and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of Merrill Lynch First Franklin Mortgage Loan Trust, Series 2007-4 (the "Exchange Act periodic reports");

2.
Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.
Based on my knowledge, all of the distribution, servicing and other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;

4.
I am responsible for reviewing the activities performed by the servicer and based on my knowledge and the compliance review conducted in preparing the servicer compliance statement required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer has fulfilled its obligations under the servicing agreement; and

5.
All of the reports on assessment of compliance with servicing criteria for ABS and their related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.

In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties LaSalle Bank N.A., as Trustee.

Date:  March 1, 2008



/s/ Steven A. Baranet                   
Steven A. Baranet
Vice President
Senior officer in charge of the servicing function of the servicer
 
 


Dates Referenced Herein

This ‘10-K’ Filing    Date    Other Filings
Filed on:3/28/08None on these Dates
3/1/08
For Period End:12/31/07
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Filing Submission 0001136999-08-000423   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

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