As Of	Filer	Filing¹	For·On·As	Docs:Size	Issuer		Filing Agent

  5/1/20  Spirit of America Inv Fund Inc.   497J         5/1/20    1:16K                                    FilePoint/FA             
          → Spirit of America Income & Opportunity Fund
          → Spirit of America Income Fund
          → Spirit of America Large Cap Value Fund
          → Spirit of America Municipal Tax Free Bond Fund
          → Spirit of America Real Estate Income & Growth Fund
  5/1/20  Spirit of America Inv Fund Inc.   497K         5/1/20    1:251K                                   FilePoint/FA             
          → Spirit of America Income & Opportunity Fund
  5/1/20  Spirit of America Inv Fund Inc.   497K         5/1/20    1:219K                                   FilePoint/FA             
          → Spirit of America Income Fund
  5/1/20  Spirit of America Inv Fund Inc.   497K         5/1/20    1:219K                                   FilePoint/FA             
          → Spirit of America Municipal Tax Free Bond Fund
  5/1/20  Spirit of America Inv Fund Inc.   497K         5/1/20    1:206K                                   FilePoint/FA             
          → Spirit of America Large Cap Value Fund
  5/1/20  Spirit of America Inv Fund Inc.   497K         5/1/20    1:212K                                   FilePoint/FA             
          → Spirit of America Real Estate Income & Growth Fund

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¹	Filing/Form Types:
	497J	Certification of No Change in Definitive Material.
	497K	Prospectus – Open-End Investment Company – Summary.
→	Fund / Series:  Fund or Series of this Filer with a Class or Contract that this Filing pertains to.