Fremont Home Loan Trust 2005-1 – ‘10-K’ for 3/30/06 – EX-31

On:  Thursday, 3/30/06, at 5:24pm ET   ·   For:  3/30/06   ·   Accession #:  1020242-6-420   ·   File #:  333-121661-07

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Annual Report   —   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                          7±    34K 
 2: EX-31       Sox                                                    1      7K 
 4: EX-99.1     Asoc                                                   1      7K 
 3: EX-99.2     Usap                                                   4     16K 

EX-31   —   Sox

EXHIBIT 31                                                                      

CERTIFICATION TO BE PROVIDED BY THE DEPOSITOR WITH FORM 10-K

Re:   Fremont Home Loan Trust, Series 2005-1            
Asset Backed Certificates, Series 2005-1    
----------------------------------------    

I, Robert McGinnis, certify that:                       

           l. I have reviewed this annual report on Form 10-K, and all reports
on Form 8-K containing Distribution Date reports filed in respect of periods    
included in the year covered by this annual report, of Financial Asset          
Securities Corp. (the "Registrant");                                            

            2. Based on my knowledge, the information in these reports, taken as
a whole, does not contain any untrue statement of a material fact or omit to    
state a material fact necessary to make the statements made, in light of the    
circumstances under which such statements were made, not misleading as of the   
last day of the period covered by this annual report;                           

          3. Based on my knowledge, the servicing information required to be
provided to the Trustee by the Servicer under the Pooling and Servicing         
Agreement is included in these reports;                                         

         4. I am responsible for reviewing the activities performed by the
Servicer under the Pooling and Servicing Agreement and based upon the review    
required under the Pooling and Servicing Agreement, and except as disclosed in  
the report, the Servicer has fulfilled its obligations under the Pooling and    
Servicing Agreement; and                                                        

            5. I have disclosed to the Registrant's certified public accountants
all significant deficiencies relating to the Servicer's compliance with the     
minimum servicing standards in accordance with a review conducted in compliance 
with the Uniform Single Attestation Program for Mortgage Bankers or similar     
standard as set forth in the Pooling and Servicing Agreement.                   

       Capitalized terms used but not defined herein have the meanings
ascribed to them in the Pooling and Servicing Agreement, dated March 1, 2005    
(the "Pooling and Servicing Agreement"), among the Registrant as Depositor,     
Litton Loan Servicing L.P. as servicer and Deutsche Bank National Trust Company 
as trustee.                                                                     

                                    FINANCIAL ASSET SECURITIES CORP.

                              By:    /s/ Robert McGinnis
                                                ------------------------------
                          Name:  Robert McGinnis
                    Title: President
                         Date:  March 30, 2006

Dates Referenced Herein

This ‘10-K’ Filing		Date		Other Filings
Filed on / For Period End:		3/30/06		None on these Dates
		3/1/05
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