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- Alternative Formats (Word, et al.)
- Additional Information
- Advances
- Affiliations Among Transaction Parties
- Agency Securities, The
- Agreements, The
- Allocation
- Allocation of Losses
- Allocation of Losses; Subordination
- Allocation of Principal Payments
- Amendment
- Annex I Global Clearance, Settlement and Tax Documentation Procedures
- Annex Ii Mortgage Loan Statistical Information
- Anti-Deficiency Legislation and Other Limitations on Lenders
- Appendix A Mortgage Loan Assumptions
- Applicability of Usury Laws
- Assignment of Agency or Private Securities
- Assignment of Loans
- Automated Underwriting
- Backup Withholding with Respect to Securities
- Balloon Mortgage Loans
- Bankruptcy Bonds
- Bankruptcy Risks
- Basis Rules, Net Losses and Distributions
- Billing and Payment Procedures
- Buy-Down Loans
- Certain Insolvency and Bankruptcy Issues
- Certain Legal Aspects of the Loans
- Certain Other Matters Regarding Servicing
- Characteristics of Loans
- Characterization of the Offered Certificates
- Classification of REMICs
- Collection and Other Servicing Procedures
- Compliance with Local, State and Federal Laws
- Considerations for ERISA Plans Regarding the Purchase of Notes
- Consultation With Counsel
- Consumer Protection Laws
- Contracts, The
- Cooperative Loans
- Credit Enhancement
- Custodial Arrangements
- Default Interest and Limitations on Prepayments
- Depositor, The
- Description of Credit Enhancement
- Description of the Certificates
- Description of the Mortgage Pool
- Description of the Securities
- Determination of One-Month LIBOR
- Distributions of Principal and Interest on the Securities
- Distributions on the Offered Certificates
- Enforceability of Certain Provisions
- Environmental Legislation
- ERISA Considerations
- Events of Default; Rights Upon Event of Default
- Excess Cash Flow and Overcollateralization
- Excess Inclusions
- Excess Spread and Excluded Spread
- Exhibit A
- Exhibit B
- Financial Guaranty Insurance Policies; Surety Bonds
- Financial Information
- Foreclosure on Shares of Cooperatives
- Foreign Investors in REMIC Regular Securities
- Forfeitures in Drug and RICO Proceedings
- Form of Securities
- Funding Account
- General
- Glossary
- Glossary of Terms
- GMAC Mortgage, LLC Primary Servicing Portfolio
- High LTV Loans Without Mortgage Insurance
- Homecomings Financial, LLC Servicing Portfolio
- Home Improvement Contracts, The
- Homeownership Act and Similar State Laws
- HSBC Bank USA, National Association
- Incorporation of Certain Information by Reference
- Indenture Trustee, The
- Insurance Company General Accounts
- Insurance Policies on Loans
- Interest Distributions
- Interest Only Loans
- Introduction
- Issuing Entity
- Junior Mortgages; Rights of Senior Mortgagees
- Legal investment
- Legal Investment Matters
- Legal Matters
- Legal Proceedings
- Letters of Credit
- Limited Mortgage Loan Purchase Right
- Limited Obligations
- Limited Right of Substitution
- Liquidity Risks
- Maintenance of Credit Enhancement
- Manufactured Housing Contracts, The
- Market Discount
- Master Servicer and Subservicers, The
- Master Servicer Servicing Experience
- Material Federal Income Tax Consequences
- Maturity and Prepayment Considerations
- Maximum Mortgage Rates Weighted Average
- Method of Distribution
- Methods of Distribution
- Mexico Loans
- Mortgaged Properties, The
- Mortgage Loans, The
- Mortgage Loans with Unpaid Amounts at Maturity
- Mortgage Pool Insurance Policies and Mortgage Insurance Policies
- Mortgage Rates Weighted Average
- Negative Amortization Loans
- Negative Amortization Loans and Deferred Interest
- Negotiated Conduit Asset Program, The
- Net Mortgage Rates Weighted Average
- Noneconomic REMIC Residual Securities
- Non-REMIC Notes
- Note Margins Weighted Average
- Notional Principal Contract Component, The
- Opinions
- Original Issue Discount
- Other Financial Obligations Related to the Securities
- Overcollateralization and Excess Cash Flow
- Owner Trustee, The
- Pass-Through Rates
- Payments on Loans
- Payments under the Swap Agreement
- People's Choice Home Loan, Inc
- People's Choice Home Loan, Inc., as Originator
- Plan Asset Regulations
- Pooling and Servicing Agreement
- Possible Pass-Through of Miscellaneous Itemized Deductions
- Premium
- Prepayment Considerations
- Prepayment Interest Shortfalls
- Primary Insurance Policies
- Principal Distributions
- Principal Investment Activities Program, The
- Private Securities
- Prohibited Transaction Exemptions
- Prohibited Transactions and Other Taxes
- Purchase Obligations
- Purchase Price
- Ratings
- Realization Upon Defaulted Loans
- Realized Losses and Interest Shortfalls
- Reduction or Substitution of Credit Enhancement
- Re-Performing Loans
- Reports to Certificateholders
- Reports to Securityholders
- Representations From Investing ERISA Plans
- Representations with Respect to Loans
- Repurchases of Loans
- Reserve Funds
- Residential Funding Company, Llc
- Revolving Credit Loans
- Risk Factors
- Risk of Interest Shortfalls
- Risks Associated with the Mortgage Loans
- Sale or Exchange of Offered Certificates
- Sales of Certificates
- Scheduled Final Distribution Date
- Servicemembers Civil Relief Act
- Servicing Activities
- Servicing and Administration of Loans
- Servicing and Other Compensation and Payment of Expenses
- Servicing Compensation and Payment of Expenses
- Special Hazard Insurance Policies
- Special Servicing
- Special Tax Considerations Applicable to Residual Certificates
- Special Yield and Prepayment Considerations
- Sponsor and Master Servicer
- Sponsor Securitization Experience
- Standard Hazard Insurance on Manufactured Homes
- Standard Hazard Insurance on Mortgaged Properties
- Standard Hazard Insurance, Primary Mortgage Insurance and Lender Paid Mortgage Insurance
- State and Other Tax Consequences
- Static Pool Information
- Status of the Offered Certificates
- Subordination
- Summary
- Swap Agreement, The
- Swaps and Yield Supplement Agreements
- Table of Contents
- Taxable Income of the REMIC
- Taxation of Owners of REMIC Regular Securities
- Taxation of Owners of REMIC Residual Securities
- Tax-Exempt Investors; REMIC Residual Securities
- Termination
- Termination; Retirement of Securities
- The Agency Securities
- The Agreements
- The Contracts
- The Depositor
- The Home Improvement Contracts
- The Indenture Trustee
- The Manufactured Housing Contracts
- The Master Servicer and Subservicers
- The Mortgaged Properties
- The Mortgage Loans
- The Negotiated Conduit Asset Program
- The Notional Principal Contract Component
- The Owner Trustee
- The Principal Investment Activities Program
- The Swap Agreement
- The Trustee
- The Trusts
- The Yield Maintenance Agreement
- The Yield Maintenance Agreement Provider and Swap Counterparty
- Trust Asset Program
- Trustee and Supplemental Interest Trust Trustee
- Trustee, The
- Trusts, The
- Underwriting Standards
- Use of Proceeds
- Voting Rights
- Weighted Average Life
- Withdrawals from the Custodial Account
- Yield and Prepayment Considerations
- Yield Considerations
- Yield Maintenance Agreement Provider and Swap Counterparty, The
- Yield Maintenance Agreement, The
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1 | 1st Page - Filing Submission
|
2 | Residential Funding Company, Llc
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" | Credit Enhancement
|
5 | Table of Contents
|
6 | Summary
|
13 | Interest Distributions
|
14 | Subordination
|
" | Allocation of Losses
|
15 | The Yield Maintenance Agreement
|
" | The Swap Agreement
|
" | Advances
|
16 | Ratings
|
" | Legal investment
|
" | ERISA Considerations
|
18 | Risk Factors
|
" | Risks Associated with the Mortgage Loans
|
19 | High LTV Loans Without Mortgage Insurance
|
21 | Negative Amortization Loans and Deferred Interest
|
28 | Limited Obligations
|
29 | Liquidity Risks
|
" | Bankruptcy Risks
|
30 | Special Yield and Prepayment Considerations
|
36 | Risk of Interest Shortfalls
|
39 | Issuing Entity
|
" | Sponsor and Master Servicer
|
40 | Sponsor Securitization Experience
|
43 | Master Servicer Servicing Experience
|
44 | Affiliations Among Transaction Parties
|
46 | Introduction
|
" | Description of the Mortgage Pool
|
" | General
|
47 | Balloon Mortgage Loans
|
48 | Negative Amortization Loans
|
52 | Standard Hazard Insurance, Primary Mortgage Insurance and Lender Paid Mortgage Insurance
|
" | Mortgage Loans with Unpaid Amounts at Maturity
|
" | Compliance with Local, State and Federal Laws
|
53 | Static Pool Information
|
54 | Billing and Payment Procedures
|
" | The Principal Investment Activities Program
|
" | Additional Information
|
55 | People's Choice Home Loan, Inc., as Originator
|
" | People's Choice Home Loan, Inc
|
56 | The Yield Maintenance Agreement Provider and Swap Counterparty
|
" | HSBC Bank USA, National Association
|
57 | Description of the Certificates
|
" | Glossary of Terms
|
70 | Distributions on the Offered Certificates
|
72 | Determination of One-Month LIBOR
|
73 | Principal Distributions
|
" | Excess Cash Flow and Overcollateralization
|
78 | Payments under the Swap Agreement
|
79 | Allocation of Losses; Subordination
|
81 | Reports to Certificateholders
|
82 | Limited Mortgage Loan Purchase Right
|
" | Yield and Prepayment Considerations
|
" | Prepayment Considerations
|
84 | Allocation of Principal Payments
|
85 | Realized Losses and Interest Shortfalls
|
86 | Pass-Through Rates
|
" | Purchase Price
|
87 | Scheduled Final Distribution Date
|
" | Weighted Average Life
|
95 | Pooling and Servicing Agreement
|
" | Custodial Arrangements
|
" | The Master Servicer and Subservicers
|
97 | Servicing Activities
|
98 | GMAC Mortgage, LLC Primary Servicing Portfolio
|
99 | Homecomings Financial, LLC Servicing Portfolio
|
101 | Servicing and Other Compensation and Payment of Expenses
|
102 | Voting Rights
|
" | Termination
|
103 | Trustee and Supplemental Interest Trust Trustee
|
104 | Legal Proceedings
|
105 | Method of Distribution
|
106 | Material Federal Income Tax Consequences
|
107 | Characterization of the Offered Certificates
|
" | Allocation
|
108 | The Notional Principal Contract Component
|
" | Sale or Exchange of Offered Certificates
|
109 | Status of the Offered Certificates
|
" | Special Tax Considerations Applicable to Residual Certificates
|
111 | State and Other Tax Consequences
|
115 | Legal Matters
|
118 | Annex I Global Clearance, Settlement and Tax Documentation Procedures
|
122 | Annex Ii Mortgage Loan Statistical Information
|
125 | Net Mortgage Rates Weighted Average
|
126 | Mortgage Rates Weighted Average
|
132 | Maximum Mortgage Rates Weighted Average
|
134 | Note Margins Weighted Average
|
136 | Appendix A Mortgage Loan Assumptions
|
144 | Exhibit A
|
146 | Exhibit B
|
151 | The Trusts
|
155 | Characteristics of Loans
|
160 | Interest Only Loans
|
161 | Buy-Down Loans
|
163 | Re-Performing Loans
|
165 | Revolving Credit Loans
|
168 | The Contracts
|
169 | The Mortgaged Properties
|
170 | Mexico Loans
|
173 | The Agency Securities
|
174 | Private Securities
|
175 | Trust Asset Program
|
" | Underwriting Standards
|
181 | Automated Underwriting
|
182 | The Negotiated Conduit Asset Program
|
184 | Description of the Securities
|
187 | Form of Securities
|
190 | Assignment of Loans
|
193 | Representations with Respect to Loans
|
195 | Repurchases of Loans
|
196 | Limited Right of Substitution
|
197 | Certain Insolvency and Bankruptcy Issues
|
198 | Assignment of Agency or Private Securities
|
" | Excess Spread and Excluded Spread
|
199 | Payments on Loans
|
203 | Withdrawals from the Custodial Account
|
204 | Distributions of Principal and Interest on the Securities
|
207 | Prepayment Interest Shortfalls
|
208 | Funding Account
|
" | Reports to Securityholders
|
210 | Servicing and Administration of Loans
|
211 | Collection and Other Servicing Procedures
|
212 | Special Servicing
|
214 | Realization Upon Defaulted Loans
|
217 | Servicing Compensation and Payment of Expenses
|
219 | Certain Other Matters Regarding Servicing
|
" | Description of Credit Enhancement
|
221 | Letters of Credit
|
223 | Overcollateralization and Excess Cash Flow
|
224 | Mortgage Pool Insurance Policies and Mortgage Insurance Policies
|
226 | Special Hazard Insurance Policies
|
227 | Bankruptcy Bonds
|
" | Reserve Funds
|
228 | Financial Guaranty Insurance Policies; Surety Bonds
|
" | Maintenance of Credit Enhancement
|
229 | Reduction or Substitution of Credit Enhancement
|
230 | Other Financial Obligations Related to the Securities
|
" | Swaps and Yield Supplement Agreements
|
" | Purchase Obligations
|
231 | Insurance Policies on Loans
|
" | Primary Insurance Policies
|
233 | Standard Hazard Insurance on Mortgaged Properties
|
235 | Standard Hazard Insurance on Manufactured Homes
|
236 | The Depositor
|
" | The Agreements
|
" | Events of Default; Rights Upon Event of Default
|
240 | Amendment
|
242 | Termination; Retirement of Securities
|
243 | The Trustee
|
" | The Owner Trustee
|
244 | The Indenture Trustee
|
" | Yield Considerations
|
250 | Maturity and Prepayment Considerations
|
255 | Certain Legal Aspects of the Loans
|
256 | The Mortgage Loans
|
257 | Cooperative Loans
|
263 | Foreclosure on Shares of Cooperatives
|
265 | Anti-Deficiency Legislation and Other Limitations on Lenders
|
268 | Homeownership Act and Similar State Laws
|
269 | Junior Mortgages; Rights of Senior Mortgagees
|
271 | The Manufactured Housing Contracts
|
273 | The Home Improvement Contracts
|
275 | Enforceability of Certain Provisions
|
276 | Consumer Protection Laws
|
" | Applicability of Usury Laws
|
277 | Environmental Legislation
|
278 | Servicemembers Civil Relief Act
|
279 | Default Interest and Limitations on Prepayments
|
280 | Forfeitures in Drug and RICO Proceedings
|
281 | Opinions
|
282 | Classification of REMICs
|
284 | Taxation of Owners of REMIC Regular Securities
|
" | Original Issue Discount
|
287 | Market Discount
|
289 | Premium
|
290 | Taxation of Owners of REMIC Residual Securities
|
291 | Taxable Income of the REMIC
|
292 | Basis Rules, Net Losses and Distributions
|
293 | Excess Inclusions
|
295 | Noneconomic REMIC Residual Securities
|
297 | Possible Pass-Through of Miscellaneous Itemized Deductions
|
299 | Sales of Certificates
|
300 | Prohibited Transactions and Other Taxes
|
302 | Backup Withholding with Respect to Securities
|
303 | Foreign Investors in REMIC Regular Securities
|
304 | Non-REMIC Notes
|
305 | Plan Asset Regulations
|
307 | Prohibited Transaction Exemptions
|
314 | Considerations for ERISA Plans Regarding the Purchase of Notes
|
" | Insurance Company General Accounts
|
" | Representations From Investing ERISA Plans
|
315 | Tax-Exempt Investors; REMIC Residual Securities
|
" | Consultation With Counsel
|
316 | Legal Investment Matters
|
318 | Use of Proceeds
|
" | Methods of Distribution
|
320 | Financial Information
|
" | Incorporation of Certain Information by Reference
|
322 | Glossary
|