Page | (sequential) | | | | (alphabetic) | Top |
---|
| | |
- Alternative Formats (Word, et al.)
- Accounts
- Accrual of Original Issue Discount
- Accrued Interest Certificates
- Additional Information
- Additional Rights of the Class R Certificateholder
- Adjustment to Servicing Fee in Connection with Certain Prepaid Mortgage Loans
- Advances
- Advances in Respect of Delinquencies
- Agreements Applicable to a Series
- Allocation of Losses and Shortfalls
- Allocation of the Income of the REMIC to the REMIC Residual Certificates
- Alternative Mortgage Instruments
- Amendment
- Anti-Deficiency Legislation and Other Limitations on Lenders
- Applicability of Usury Laws
- Assets
- Assignment of Assets; Repurchases
- Assignment of Mortgage Loans
- Availability of Underwriter's Exemption for Certificates
- Available Distribution Amount
- Backup Withholding
- Book-Entry Certificates
- Book-Entry Registration
- Book-Entry Registration and Definitive Securities
- Calculation of One-Month LIBOR
- Cap Contract
- Cash Flow Agreements
- Certain Legal Aspects of Mortgage Loans
- Certain Matters Regarding a Master Servicer and the Depositor
- Certain Matters Regarding the Trustee
- Certain Terms of the Indenture
- Certain U.S. Federal Income Tax Documentation Requirements
- Certificates lack SMMEA eligibility and may lack liquidity, which may limit your ability to sell, The
- CIT Underwriting Guidelines
- Class R Certificate
- Closing Date
- Collection Account and Related Accounts
- Collection and Other Servicing Procedures
- Components
- Contracts, The
- Cooperative Loans
- Credit Enhancement
- Credit Support
- Credit Support with Respect to MBS
- Cross-Support Provisions
- Cut-off Date
- Deferred Interest
- Denominations
- Depositor
- Depositor, The
- Deposits
- Description of Credit Support
- Description of the Agreements
- Description of the Certificates
- Description of the Securities
- Description of the Trust Funds
- Disqualified Organizations
- Distribution Date
- Distributions
- Distributions of Interest
- Distributions of Interest on the Securities
- Distributions of Principal of the Securities
- Due-on-Sale Clauses
- Due-on-Sale Provisions
- Duties of the Trustee
- Employment, Income and Asset Verification and Source of Funds
- Environmental Legislation
- ERISA Considerations
- Events of Default
- Events of Default under the Agreement
- Evidence as to Compliance
- Excess Inclusions
- Exchanges
- Exchanges of Recombinable Securities
- FASIT Securities
- Federal Income Tax Consequences
- Fidelity Bonds and Errors and Omissions Insurance
- Fieldstone Underwriting Guidelines
- Financial Information
- Foreclosure
- Foreign Investors
- Forfeitures in Drug and RICO Proceedings
- Forward-Looking Statements
- General
- Glossary
- Glossary of Defined Terms
- Government Securities
- Grantor Trust Funds
- Hazard Insurance Policies
- High Cost Loans
- Hypothetical Available Funds Cap Table
- Incorporation of Certain Information by Reference
- Index of Defined Terms
- Information Reporting and Backup Withholding
- Initial
- Insurance or Guarantees
- Insurance Policies and Surety Bonds
- Interest Distributions
- Interest in Real Property
- Investor-Based Exemptions
- Junior Mortgages
- Legal Investment
- Legal Matters
- Letter of Credit
- Litton's Delinquency and Foreclosure Experience
- Loan-to-Value Ratio
- Market Discount
- Material Federal Income Tax Consequences
- Mbs
- Method of Distribution
- Mortgage Loan Information in Prospectus Supplements
- Mortgage Loans
- Mortgage loans originated under the underwriting guidelines described in this prospectus supplement carry a risk of higher delinquencies
- Mortgage Loans, The
- Mortgage Pool, The
- New Withholding Regulations
- NIMS Insurer
- Non-U.S. Persons
- Optional Purchase of Defaulted Loans
- Optional Termination
- Original Issue Discount
- Original Issue Discount and Amortizable Bond Premium
- Original Issue Discount and Premium
- Other Factors Affecting Weighted Average Life
- Overcollateralization Provisions
- Ownit Underwriting Guidelines
- Pass-Through Rate and Interest Rate
- Payments of Principal; Prepayments
- Payments on Mortgage Loans; Collection Account; Certificate Account; Cap Contract Account
- Plan Asset Regulations
- Plan of Distribution
- Pledge of Servicing Rights
- Pooling and Servicing Agreement, The
- Pre-Funding Account
- Premium
- Prepayments and Yields for Offered Certificates
- Prepayments -- Maturity and Weighted Average Life
- Primary Mortgage Insurance Policies
- Principal Distributions
- Principal Parties
- Procedures and Exchange Proportions
- Prohibited Transactions
- Prohibited Transactions Tax and Other Taxes
- Ratings
- Realization upon Defaulted Whole Loans
- Recombinable Securities
- REMICs
- Reporting and Administrative Matters
- Reports to Certificateholders
- Reports to Securityholders
- Representations and Warranties; Repurchases
- Reserve Funds
- Resignation and Removal of the Trustee
- Restrictions on Transfer of the Class R Certificate
- Retained Interest; Servicing Compensation and Payment of Expenses
- Review by Plan Fiduciaries
- Rights of the NIMs Insurer, if any, may negatively impact the offered certificates
- Rights upon Event of Default
- Rights upon Event of Default under the Agreement
- Risk Factors
- Sale, Exchange or Redemption
- Sale or Exchange of REMIC Residual Certificates
- Series 2004-HE1 Certificates, The
- Servicemembers Civil Relief Act
- Servicer, The
- Servicing Compensation and Payment of Expenses
- Servicing of the Mortgage Loans
- Special Tax Attributes of the Offered Certificates
- State Tax Considerations
- State Taxes
- Subordinate Financing
- Subordinate Securities
- Sub-Servicers
- Summary Information
- Table of Contents
- Tax Accounting for Recombinable Securities
- Taxation of Classes of Recombinable Securities
- Taxation of the Basis Risk Arrangements
- Tax Characterization of a Trust Fund as a Partnership
- Tax-Related Restrictions on Transfers of REMIC Residual Certificates
- Tax Return Disclosure Requirements
- Tax Status
- Tax Treatment of Certificates as Debt for Tax Purposes
- Tax Treatment of FASIT Regular Securities
- Tax Treatment of Foreign Investors
- Termination
- The certificates lack SMMEA eligibility and may lack liquidity, which may limit your ability to sell
- The Contracts
- The Depositor
- The Mortgage Loans
- The Mortgage Pool
- The Pooling and Servicing Agreement
- There are risks in relying on the limited nature of ratings
- There is a risk that there will be reduced or no proceeds available when junior lien mortgage loans are liquidated
- The Series 2004-HE1 Certificates
- The Servicer
- The Trustee
- The Trust Fund
- Timing of Payment of Interest
- Treatment of High-Yield Interests
- Treatment of Realized Losses
- Trustee, The
- Trust Fund, The
- Types of Mortgage Instruments
- Underwriting Guidelines
- Use of Proceeds
- Withdrawals
- Yield Considerations
- Yield Considerations with Respect to the Class S Certificates
- Yield, Prepayment and Maturity Considerations
|
1 | 1st Page - Filing Submission
|
2 | Table of Contents
|
3 | The Series 2004-HE1 Certificates
|
" | Credit Enhancement
|
4 | Summary Information
|
" | Principal Parties
|
" | Depositor
|
" | Cut-off Date
|
" | Closing Date
|
" | Distribution Date
|
" | The Trust Fund
|
" | Interest Distributions
|
5 | Principal Distributions
|
" | Cap Contract
|
" | Denominations
|
6 | Book-Entry Registration
|
7 | Initial
|
" | NIMS Insurer
|
" | Optional Termination
|
" | Legal Investment
|
" | Federal Income Tax Consequences
|
8 | ERISA Considerations
|
" | Ratings
|
" | The Mortgage Loans
|
9 | The Mortgage Pool
|
13 | Risk Factors
|
14 | Mortgage loans originated under the underwriting guidelines described in this prospectus supplement carry a risk of higher delinquencies
|
18 | The certificates lack SMMEA eligibility and may lack liquidity, which may limit your ability to sell
|
20 | High Cost Loans
|
" | Rights of the NIMs Insurer, if any, may negatively impact the offered certificates
|
21 | Forward-Looking Statements
|
" | Glossary
|
" | General
|
24 | Mortgage Loans
|
52 | Underwriting Guidelines
|
" | Ownit Underwriting Guidelines
|
54 | CIT Underwriting Guidelines
|
58 | Fieldstone Underwriting Guidelines
|
63 | Employment, Income and Asset Verification and Source of Funds
|
64 | The Servicer
|
65 | Litton's Delinquency and Foreclosure Experience
|
66 | Servicing of the Mortgage Loans
|
67 | Servicing Compensation and Payment of Expenses
|
" | Adjustment to Servicing Fee in Connection with Certain Prepaid Mortgage Loans
|
" | Advances
|
68 | Pledge of Servicing Rights
|
" | Optional Purchase of Defaulted Loans
|
" | Description of the Certificates
|
69 | Book-Entry Certificates
|
73 | Payments on Mortgage Loans; Collection Account; Certificate Account; Cap Contract Account
|
" | Distributions
|
74 | Distributions of Interest
|
75 | Overcollateralization Provisions
|
78 | Calculation of One-Month LIBOR
|
" | Reports to Certificateholders
|
80 | Additional Rights of the Class R Certificateholder
|
" | Restrictions on Transfer of the Class R Certificate
|
81 | The Pooling and Servicing Agreement
|
" | Assignment of Mortgage Loans
|
82 | Amendment
|
83 | Events of Default
|
" | Rights upon Event of Default
|
84 | The Trustee
|
" | Yield, Prepayment and Maturity Considerations
|
85 | Prepayments and Yields for Offered Certificates
|
94 | Hypothetical Available Funds Cap Table
|
" | Yield Considerations with Respect to the Class S Certificates
|
96 | Additional Information
|
97 | Taxation of the Basis Risk Arrangements
|
98 | Original Issue Discount and Amortizable Bond Premium
|
" | Special Tax Attributes of the Offered Certificates
|
99 | Prohibited Transactions Tax and Other Taxes
|
" | Class R Certificate
|
101 | Tax Return Disclosure Requirements
|
" | State Taxes
|
103 | Use of Proceeds
|
" | Method of Distribution
|
105 | Legal Matters
|
106 | Glossary of Defined Terms
|
127 | Certain U.S. Federal Income Tax Documentation Requirements
|
135 | There is a risk that there will be reduced or no proceeds available when junior lien mortgage loans are liquidated
|
138 | There are risks in relying on the limited nature of ratings
|
139 | Description of the Trust Funds
|
" | Assets
|
140 | Loan-to-Value Ratio
|
" | Mortgage Loan Information in Prospectus Supplements
|
142 | Mbs
|
144 | Government Securities
|
" | Pre-Funding Account
|
" | Accounts
|
" | Credit Support
|
145 | Cash Flow Agreements
|
" | Yield Considerations
|
" | Pass-Through Rate and Interest Rate
|
" | Timing of Payment of Interest
|
146 | Payments of Principal; Prepayments
|
147 | Prepayments -- Maturity and Weighted Average Life
|
148 | Other Factors Affecting Weighted Average Life
|
149 | Due-on-Sale Clauses
|
" | The Depositor
|
150 | Description of the Securities
|
151 | Available Distribution Amount
|
152 | Distributions of Interest on the Securities
|
153 | Distributions of Principal of the Securities
|
" | Components
|
" | Allocation of Losses and Shortfalls
|
" | Advances in Respect of Delinquencies
|
154 | Reports to Securityholders
|
156 | Termination
|
157 | Book-Entry Registration and Definitive Securities
|
160 | Recombinable Securities
|
161 | Exchanges
|
163 | Procedures and Exchange Proportions
|
164 | Description of the Agreements
|
" | Agreements Applicable to a Series
|
165 | Assignment of Assets; Repurchases
|
167 | Representations and Warranties; Repurchases
|
168 | Collection Account and Related Accounts
|
169 | Deposits
|
170 | Withdrawals
|
172 | Collection and Other Servicing Procedures
|
" | Sub-Servicers
|
173 | Realization upon Defaulted Whole Loans
|
174 | Primary Mortgage Insurance Policies
|
175 | Hazard Insurance Policies
|
176 | Fidelity Bonds and Errors and Omissions Insurance
|
" | Due-on-Sale Provisions
|
177 | Retained Interest; Servicing Compensation and Payment of Expenses
|
" | Evidence as to Compliance
|
178 | Certain Matters Regarding a Master Servicer and the Depositor
|
179 | Events of Default under the Agreement
|
180 | Rights upon Event of Default under the Agreement
|
181 | Duties of the Trustee
|
182 | Certain Matters Regarding the Trustee
|
" | Resignation and Removal of the Trustee
|
183 | Certain Terms of the Indenture
|
185 | Description of Credit Support
|
186 | Subordinate Securities
|
" | Cross-Support Provisions
|
" | Insurance or Guarantees
|
" | Letter of Credit
|
" | Insurance Policies and Surety Bonds
|
187 | Reserve Funds
|
" | Credit Support with Respect to MBS
|
" | Certain Legal Aspects of Mortgage Loans
|
188 | Types of Mortgage Instruments
|
" | Interest in Real Property
|
" | Cooperative Loans
|
189 | Foreclosure
|
193 | Junior Mortgages
|
" | Anti-Deficiency Legislation and Other Limitations on Lenders
|
194 | Environmental Legislation
|
195 | Subordinate Financing
|
" | Applicability of Usury Laws
|
196 | Alternative Mortgage Instruments
|
197 | Servicemembers Civil Relief Act
|
" | Forfeitures in Drug and RICO Proceedings
|
" | The Contracts
|
200 | Material Federal Income Tax Consequences
|
201 | Grantor Trust Funds
|
202 | Premium
|
203 | Original Issue Discount
|
" | Market Discount
|
207 | Accrual of Original Issue Discount
|
209 | New Withholding Regulations
|
" | REMICs
|
210 | Original Issue Discount and Premium
|
216 | Deferred Interest
|
" | Sale, Exchange or Redemption
|
217 | Accrued Interest Certificates
|
" | Treatment of Realized Losses
|
218 | Non-U.S. Persons
|
" | Information Reporting and Backup Withholding
|
219 | Allocation of the Income of the REMIC to the REMIC Residual Certificates
|
221 | Excess Inclusions
|
223 | Sale or Exchange of REMIC Residual Certificates
|
225 | Tax-Related Restrictions on Transfers of REMIC Residual Certificates
|
" | Disqualified Organizations
|
227 | Foreign Investors
|
228 | Tax Characterization of a Trust Fund as a Partnership
|
230 | Backup Withholding
|
234 | Tax Treatment of Certificates as Debt for Tax Purposes
|
237 | FASIT Securities
|
239 | Tax Treatment of FASIT Regular Securities
|
" | Treatment of High-Yield Interests
|
240 | Taxation of Classes of Recombinable Securities
|
241 | Tax Status
|
" | Tax Accounting for Recombinable Securities
|
242 | Exchanges of Recombinable Securities
|
" | Tax Treatment of Foreign Investors
|
243 | Reporting and Administrative Matters
|
" | State Tax Considerations
|
" | Prohibited Transactions
|
" | Plan Asset Regulations
|
244 | Availability of Underwriter's Exemption for Certificates
|
249 | Investor-Based Exemptions
|
" | Review by Plan Fiduciaries
|
252 | Plan of Distribution
|
253 | Financial Information
|
" | Incorporation of Certain Information by Reference
|
255 | Index of Defined Terms
|