Annual Report — Form 10-K
Filing Table of Contents
Document/Exhibit Description Pages Size
1: 10-K Baybanks, Inc. Form 10-K 19 116K
2: EX-3.1B Certificate of Vote of Directors 11 28K
3: EX-10.7 1994 Restricted Stock Plan 5 21K
4: EX-11 Computation of Earnings 2± 8K
5: EX-13 Portions of Annual Report 66± 321K
6: EX-22 Subsidaries of the Registrant 1 6K
7: EX-23 Consent of Independent Auditors 1 7K
EX-22 — Subsidaries of the Registrant
EXHIBIT 22
BAYBANKS, INC.
SUBSIDIARIES OF THE REGISTRANT
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BayBanks, Inc..................................................... Massachusetts
BayBank........................................................... Massachusetts
BayBanks Mortgage Corp. ........................................ Massachusetts
BayBanks Finance & Leasing Co., Inc. ........................... Massachusetts
X-Press 24, Inc. ............................................... Massachusetts
BayBank Boston, N.A............................................... United States of America
BayBanks Brokerage Services, Inc................................ Massachusetts
BayBank Connecticut, N.A. ........................................ United States of America
BayBank Systems, Inc. ............................................ Massachusetts
BayBanks Credit Corp. .......................................... Massachusetts
BayBanks Investment Management, Inc. ............................. Massachusetts
BayBanks Life Insurance Company................................... Arizona
All such subsidiaries are included in the consolidated financial statements
filed as part of this report. Certain other subsidiaries have been omitted
above, since considered in the aggregate as a single subsidiary, they would not
constitute a significant subsidiary.
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