First Chicago NBD Corp – ‘10-K405’ for 12/31/95 – EX-12

As of:  Wednesday, 3/27/96   ·   For:  12/31/95   ·   Accession #:  950131-96-1251   ·   File #:  1-07127

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Annual Report — [x] Reg. S-K Item 405   —   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K405     Annual Report -- [x] Reg. S-K Item 405                93    493K 
 2: EX-3.(A)    Restated Certificate of Incorporation                 64    227K 
 3: EX-3.(B)    By-Laws                                                7     37K 
15: EX-10.(AA)  Merger Agreement                                      42    256K 
 4: EX-10.(D)   Director Deferral Plan                                 7     20K 
 5: EX-10.(L)   First Natl Bank of Chicago Comp. Agrmnt.               5     22K 
 6: EX-10.(M)   First Chicago Corp. Comp. Agremnt.                     5     22K 
 7: EX-10.(N)   First Chicago Corp. Comp. Deferral Plan               13     32K 
 8: EX-10.(O)   First Chicago Corp. Executive Estate Plan              5     23K 
 9: EX-10.(S)   Individual Change of Control Employment Agremnt.      16     72K 
10: EX-10.(T)   Individual Executive Employment Agremnt.              14     61K 
11: EX-10.(W)   Letter to Richard L. Thomas                            2±    11K 
12: EX-10.(X)   Director Stock Plan                                    5     32K 
13: EX-10.(Y)   Stock Performance Plan                                 7     42K 
14: EX-10.(Z)   Senior Management Annual Incentive Plan                4     23K 
16: EX-12       Statements Re Computation of Ratios                    1      7K 
17: EX-21       First Chicago Nbd Corp. Subsidiaries                   2     13K 
18: EX-23       Consent of Independent Public Accountants              1      9K 
19: EX-27       Financial Data Schedule                                2     12K 

EX-12   —   Statements Re Computation of Ratios

EX-12
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                                                                 EXHIBIT 12.

STATEMENTS RE COMPUTATION OF RATIOS 

  The ratios of income to fixed charges have been computed on the basis of
the total enterprise (as defined by the Commission) by dividing income before   
fixed charges and income taxes by fixed charges. Fixed charges consist of       
interest expense on all long-term and short-term borrowings, excluding or       
including interest on deposits as indicated. The computations of other ratios   
are evident from the information presented in this Form 10-K.