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<?xml version="1.0" encoding="windows-1252"?> |
<xbrl xmlns="http://www.xbrl.org/2003/instance" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2018-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:rga="http://www.rgare.com/20200128" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xlink="http://www.w3.org/1999/xlink"> |
| <link:schemaRef xlink:href="rga-20200128.xsd" xlink:type="simple"/> |
| <context id="D2019Q4SD"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000898174 </identifier> |
| | | </entity> |
| | <period> |
| | | <startDate> 2020-01-28 </startDate> |
| | | <endDate> 2020-01-28 </endDate> |
| | | </period> |
| | </context> |
| <context id="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZBMember"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000898174 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="dei:EntityListingsExchangeAxis"> exch:XNYS </xbrldi:explicitMember> |
| <xbrldi:explicitMember dimension="dei:LegalEntityAxis"> rga:RZBMember </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2020-01-28 </startDate> |
| | | <endDate> 2020-01-28 </endDate> |
| | | </period> |
| | </context> |
| <context id="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RGAMember"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000898174 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="dei:EntityListingsExchangeAxis"> exch:XNYS </xbrldi:explicitMember> |
| <xbrldi:explicitMember dimension="dei:LegalEntityAxis"> rga:RGAMember </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2020-01-28 </startDate> |
| | | <endDate> 2020-01-28 </endDate> |
| | | </period> |
| | </context> |
| <context id="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZAMember"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000898174 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="dei:EntityListingsExchangeAxis"> exch:XNYS </xbrldi:explicitMember> |
| <xbrldi:explicitMember dimension="dei:LegalEntityAxis"> rga:RZAMember </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2020-01-28 </startDate> |
| | | <endDate> 2020-01-28 </endDate> |
| | | </period> |
| | </context> |
| <dei:AmendmentFlag contextRef="D2019Q4SD" id="Fact-F96DDD5F633B5F1CB61CE9ED9FC2970E-wk-Fact-F96DDD5F633B5F1CB61CE9ED9FC2970E"> false </dei:AmendmentFlag> |
| <dei:EntityCentralIndexKey contextRef="D2019Q4SD" id="Fact-FA84D619680659B682FCD00FFC8C589D-wk-Fact-FA84D619680659B682FCD00FFC8C589D"> 0000898174 </dei:EntityCentralIndexKey> |
| <dei:DocumentType contextRef="D2019Q4SD" id="d159231432e89-wk-Fact-9CADBBA3BE0551F489A8CBABB00D1053"> 8-K </dei:DocumentType> |
| <dei:DocumentPeriodEndDate contextRef="D2019Q4SD" id="d159231432e108-wk-Fact-AA57B9DE7F5459049154CB7A6DEB8742"> 2020-01-28 </dei:DocumentPeriodEndDate> |
| <dei:EntityRegistrantName contextRef="D2019Q4SD" id="d159231432e115-wk-Fact-F15BD48255135D91A211BD3C8BA9C705"> REINSURANCE GROUP OF AMERICA, INCORPORATED </dei:EntityRegistrantName> |
| <dei:EntityIncorporationStateCountryCode contextRef="D2019Q4SD" id="d159231432e142-wk-Fact-B57667183DA558228A98A4706E468F20"> MO </dei:EntityIncorporationStateCountryCode> |
| <dei:EntityFileNumber contextRef="D2019Q4SD" id="d159231432e152-wk-Fact-7887AFECDDD855F2874DF1E2F236A642"> 1-11848 </dei:EntityFileNumber> |
| <dei:EntityTaxIdentificationNumber contextRef="D2019Q4SD" id="d159231432e162-wk-Fact-F00DA37956715B319A86FC285368FFC0"> 43-1627032 </dei:EntityTaxIdentificationNumber> |
| <dei:EntityAddressAddressLine1 contextRef="D2019Q4SD" id="d159231432e200-wk-Fact-7989284FA1DC58AF992C2ED1F493A22F"> 16600 Swingley Ridge Road </dei:EntityAddressAddressLine1> |
| <dei:EntityAddressCityOrTown contextRef="D2019Q4SD" id="d159231432e205-wk-Fact-8EFB13245E9659D9920B944214F2594F"> Chesterfield </dei:EntityAddressCityOrTown> |
| <dei:EntityAddressStateOrProvince contextRef="D2019Q4SD" id="d159231432e210-wk-Fact-45D65DB94AC752609887C0226A79DAE7"> MO </dei:EntityAddressStateOrProvince> |
| <dei:EntityAddressPostalZipCode contextRef="D2019Q4SD" id="d159231432e215-wk-Fact-FE5D2BE7CABF54AC96C41ACAD01B0EA3"> 63017 </dei:EntityAddressPostalZipCode> |
| <dei:CityAreaCode contextRef="D2019Q4SD" id="d159231432e228-wk-Fact-A128D5603A265C0680EDC4AD05E39786"> 636 </dei:CityAreaCode> |
| <dei:LocalPhoneNumber contextRef="D2019Q4SD" id="d159231432e233-wk-Fact-66882942ADE651668F01040BE697F9BB"> 736-7000 </dei:LocalPhoneNumber> |
| <dei:WrittenCommunications contextRef="D2019Q4SD" id="d159231432e264-wk-Fact-5D98F8ED8E215624BB82D9320F6378FC"> false </dei:WrittenCommunications> |
| <dei:SolicitingMaterial contextRef="D2019Q4SD" id="d159231432e275-wk-Fact-B86AA34DBEB15ECE8C415A63526D73A4"> false </dei:SolicitingMaterial> |
| <dei:PreCommencementTenderOffer contextRef="D2019Q4SD" id="d159231432e286-wk-Fact-E2B90F945E295F46822C66ABF8B29027"> false </dei:PreCommencementTenderOffer> |
| <dei:PreCommencementIssuerTenderOffer contextRef="D2019Q4SD" id="d159231432e297-wk-Fact-4E424E62416A583594D670F33BB07E41"> false </dei:PreCommencementIssuerTenderOffer> |
| <dei:Security12bTitle contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RGAMember" id="d159231432e349-wk-Fact-80CAD5D6789E59489621C8496F4FD704"> Common Stock, par value $0.01 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RGAMember" id="d159231432e359-wk-Fact-1A8E1831B8F85458A9C0C02950A74969"> RGA </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RGAMember" id="d159231432e369-wk-Fact-BECF6B3991B050BE814F400FFC6252D1"> NYSE </dei:SecurityExchangeName> |
| <dei:Security12bTitle contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZAMember" id="d159231432e375-wk-Fact-FA94812C2728555F934DC26C734F19A2"> 6.20% Fixed-To-Floating Rate Subordinated Debentures due 2042 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZAMember" id="d159231432e385-wk-Fact-18F82A2834A956948E5AF6AE61C24B8F"> RZA </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZAMember" id="d159231432e395-wk-Fact-9DE8829C08FB5FCCBAFDA3AB7E6141A5"> NYSE </dei:SecurityExchangeName> |
| <dei:Security12bTitle contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZBMember" id="d159231432e401-wk-Fact-6FDA95F1C1E652948DC428AB5C6F80EC"> 5.75% Fixed-To-Floating Rate Subordinated Debentures due 2056 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZBMember" id="d159231432e411-wk-Fact-CCAAB4AE5A455F1C939C21A9A6A3FEEE"> RZB </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="D2019Q4SD_dei_EntityListingsExchangeAxis_exch_XNYS_dei_LegalEntityAxis_rga_RZBMember" id="d159231432e421-wk-Fact-568DA6EFF7DE5B8AB90900F662F3B5FA"> NYSE </dei:SecurityExchangeName> |
| <dei:EntityEmergingGrowthCompany contextRef="D2019Q4SD" id="d159231432e440-wk-Fact-D9828BD26958519F91122514F06AACDB"> false </dei:EntityEmergingGrowthCompany> |
| </xbrl> |