SEC Info - Separate Account A of Pacific Life Insurance Co

SEC Info℠

Home

Help

Please Sign In

Separate Account A of Pacific Life Insurance Co – ‘485BPOS’ on 2/29/00

On: Tuesday, 2/29/00 · Effective: 2/29/00 · Accession #: 1017062-0-577 · File #s: 33-88460, 811-08946

  As Of                Filer                Filing    For·On·As Docs:Size              Issuer               Agent

 2/29/00  Sep Acct A of Pacific Life Ins Co 485BPOS     2/29/00    5:135K                                   Donnelley R R & S… 11/FA

Post-Effective Amendment
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 485BPOS     Post-Effective Amendment #6 to Form N-4               16     66K 
 2: EX-5.(A)    Application Form                                       8±    49K 
 3: EX-5.(C)    Application/Confirmation Form                          4±    19K 
 4: EX-8        Fund Participation Agreement                          34     82K 
 5: EX-15       Powers of Attorney                                     8     21K

485BPOS — Post-Effective Amendment #6 to Form N-4
Document Table of Contents

Page	(sequential)	\|	(alphabetic)	Top
			Alternative Formats (Word, et al.) Directors and Officers of Pacific Life Financial Statements and Exhibits Indemnification Location of Accounts and Records Management Services Number of Contractholders Persons Controlled by or Under Common Control with Pacific Life or Separate Account A Principal Underwriters Undertakings
1	1st Page - Filing Submission
8	Item 24. Financial Statements and Exhibits
10	Item 25. Directors and Officers of Pacific Life
11	Item 26. Persons Controlled by or Under Common Control with Pacific Life or Separate Account A
12	Item 27. Number of Contractholders
"	Item 28. Indemnification
14	Item 29. Principal Underwriters
"	Item 30. Location of Accounts and Records
"	Item 31. Management Services
"	Item 32. Undertakings

485BPOS 1st Page of 16 TOC ↑Top Previous Next ↓Bottom Just 1st
 
As filed with the Securities and Exchange Commission on February 29, 2000       

Registration Nos.                                                               
33-88460                                                                        
811-08946                                                                       

SECURITIES AND EXCHANGE COMMISSION  
Washington, D.C.  20549 
FORM N-4  

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933   [_]                   
Pre-Effective Amendment No.                               [_]                   
Post Effective Amendment No. 6                            [X]                   

and/or  

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940  [_]            
Amendment No. 11                                                 [X]            
(Check appropriate box or boxes)                                                

SEPARATE ACCOUNT A  
(Exact Name of Registrant)  

PACIFIC LIFE INSURANCE COMPANY  
(Name of Depositor) 

700 Newport Center Drive  
Newport Beach, California  92660  
(Address of Depositor's Principal Executive Offices) (Zip Code) 

(949) 219-3743    
(Depositor's Telephone Number, including Area Code) 

Diane N. Ledger 
Vice President  
Pacific Life Insurance Company  
700 Newport Center Drive  
Newport Beach, California  92660  
(Name and address of agent for service) 

Copies of all communications to:  

   Diane N. Ledger                          Jane A. Kanter, Esq.
Pacific Life Insurance Company                  Dechert Price & Rhoads    
    P. O. Box 9000                           1775 Eye Street, N.W.
Newport Beach, CA 92658-9030                Washington, D.C. 20006-2401 

Approximate Date of Proposed Public Offering                                    

It is proposed that this filing will become effective (check appropriate box)   

[X]  immediately upon filing pursuant to paragraph (b) of Rule 485              
[_]  on ____________ pursuant to paragraph (b) of Rule 485                      
[_]  60 days after filing pursuant to paragraph (a) (1) of Rule 485             
[_]  on ____________ pursuant to paragraph (a) (1) of Rule 485                  

If appropriate, check the following box:                                        

[_]  this post-effective amendment designates a new effective date for a        
previously filed post-effective amendment.                            

Title of Securities Being Registered: Interests in the Separate Account under   
Pacific Portfolios Variable Annuity individual flexible premium variable annuity
contracts.                                                                      

Filing Fee: None                                                                

485BPOS 2nd Page of 16 TOC 1st Previous Next ↓Bottom Just 2nd
SEPARATE ACCOUNT A                                                              
FORM N-4                                                                        
CROSS REFERENCE SHEET                                                           

PART A                                                                          

Item No.                                   Prospectus Heading                   

1.  Cover Page                             Cover Page                           

2.  Definitions                            TERMS USED IN THIS PROSPECTUS        

3.  Synopsis                               AN OVERVIEW OF PACIFIC PORTFOLIOS    

4.  Condensed Financial Information        YOUR INVESTMENT OPTIONS -- Variable  
                                    Investment Option Performance;
                                         ADDITIONAL INFORMATION -- Financial
                                      Statements; FINANCIAL HIGHLIGHTS

5.  General Description of Registrant,                                          
   Depositor and Portfolio Companies    AN OVERVIEW OF PACIFIC PORTFOLIOS;
                                   PACIFIC LIFE AND THE SEPARATE
                                          ACCOUNT -- Pacific Life, -- Separate
                                        Account A; YOUR INVESTMENT OPTIONS
                                          -- Your Variable Investment Options;
                                      ADDITIONAL INFORMATION -- Voting
            Rights

6.  Deductions                             AN OVERVIEW OF PACIFIC PORTFOLIOS;   
                                      FEE TABLE; HOW YOUR PAYMENTS ARE
                                           ALLOCATED -- Transfers; CHARGES, FEES
                                    AND DEDUCTIONS; WITHDRAWALS --
                          Optional Withdrawals

7.  General Description of Variable                                             
  Annuity Contracts                     AN OVERVIEW OF PACIFIC PORTFOLIOS;
                                        PURCHASING YOUR CONTRACT -- How to
                                       Apply for your Contract; HOW YOUR
                                        PAYMENTS ARE ALLOCATED; RETIREMENT
                                   BENEFITS AND OTHER PAYOUTS --
                                           Choosing Your Annuity Option, -- Your
                                          Annuity Payments, -- Death Benefits;
                                      ADDITIONAL INFORMATION -- Voting
                                          Rights, -- Changes to Your Contract,
                                     -- Changes to ALL Contracts, --
                                        Inquiries and Submitting Forms and
                                         Requests, -- Timing of Payments and
                  Transactions

8.  Annuity Period                         RETIREMENT BENEFITS AND OTHER PAYOUTS

9.  Death Benefit                          RETIREMENT BENEFITS AND OTHER PAYOUTS
                       -- Death Benefits

10. Purchases and Contract Value           AN OVERVIEW OF PACIFIC PORTFOLIOS;   
                                        PURCHASING YOUR CONTRACT; HOW YOUR
                                          PAYMENTS ARE ALLOCATED; PACIFIC LIFE
                                         AND THE SEPARATE ACCOUNT -- Pacific
                                  Life; THE GENERAL ACCOUNT --
                               Withdrawals and Transfers

11. Redemptions                            AN OVERVIEW OF PACIFIC PORTFOLIOS;   
                                   CHARGES, FEES AND DEDUCTIONS;
                                         WITHDRAWALS; ADDITIONAL INFORMATION
                               -- Timing of Payments and
                                          Transactions; THE GENERAL ACCOUNT --
                               Withdrawals and Transfers

12. Taxes                                  CHARGES, FEES AND DEDUCTIONS         
                                      -- Premium Taxes; WITHDRAWALS --
                                  Optional Withdrawals, -- Tax
                                          Consequences of Withdrawals; FEDERAL
                TAX STATUS

13. Legal Proceedings                      Not Applicable                       

14. Table of Contents of the Statement                                          
of Additional Information             CONTENTS OF THE STATEMENT       
                               OF ADDITIONAL INFORMATION

PART B                                                                          

Item No.                                   Statement of Additional Information  
             Heading

15. Cover Page                             Cover Page                           

16. Table of Contents                      TABLE OF CONTENTS                    

17. General Information and History        Not Applicable                       

18. Services                               Not Applicable                       

19. Purchase of Securities Being Offered   THE CONTRACTS AND THE SEPARATE       
                                       ACCOUNT -- Calculating Subaccount
                                         Unit Values, -- Systematic Transfer
              Programs

20. Underwriters                           DISTRIBUTION OF THE CONTRACTS --     
                                       Pacific Mutual Distributors, Inc.

21. Calculation of Performance Data        PERFORMANCE                          

22. Annuity Payments                       THE CONTRACTS AND THE SEPARATE       
                                         ACCOUNT -- Variable Annuity Payment
             Amounts

23. Financial Statements                   FINANCIAL STATEMENTS                 

PART C                                                                          

Information required to be included in Part C is set forth under the appropriate
Item, so numbered, in Part C to this Registration Statement.                    

485BPOS 3rd Page of 16 TOC 1st Previous Next ↓Bottom Just 3rd
PROSPECTUS  

(Included in Post-Effective Amendment No. 5 to the Registrant's Registration    
Statement on Form N-4, Accession No. 0001017062-99-000659, filed on April 15,   
1999, and incorporated by reference herein.)                                    

485BPOS 4th Page of 16 TOC 1st Previous Next ↓Bottom Just 4th
STATEMENT OF ADDITIONAL INFORMATION 

(Included in Post-Effective Amendment No. 5 to the Registrant's Registration    
Statement on Form N-4, Accession No. 0001017062-99-000659, filed on April 15,   
1999, and incorporated by reference herein.)                                    

485BPOS 5th Page of 16 TOC 1st Previous Next ↓Bottom Just 5th
++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
+A registration statement for Pacific Select Fund relating to shares of the I- +
+Net Tollkeeper Portfolio have been filed with the Securities and Exchange     +
+Commission, but has not yet become effective. The information in the          +
+prospectuses is not complete and may be changed. Interests in the new         +
+Investment Option and shares of the I-Net Tollkeeper Portfolio may not be     +
+sold until the Fund's registration statement is effective. This supplement    +
+and preliminary prospectus are not an offer to sell interests in the          +
+Investment Option or shares of the I-Net Tollkeeper Portfolio and do not      +
+solicit an offer to buy interests or shares in any state where the offer or   +
+sale is not permitted.                                                        +
+                                                                              +
++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

Supplement to Prospectuses Dated May 1, 1999 for
Pacific Portfolios, a variable annuity contract 
issued by Pacific Life Insurance Company

Date of Supplement: February 29, 2000 

This supplement changes the Prospectuses to reflect the following:              

                     ---------------------------------------------------------
A new Variable         The new Investment Option will invest in a new           
Investment Option      Portfolio of the Pacific Select Fund called the I-Net    
will be available      Tollkeeper Portfolio. Below is information summarizing   
May 1, 2000            the new Portfolio:                                       

. I-Net Tollkeeper                                                            

                                                                [Download Table]

---------------------------------------------------------------------------------

                                                         Primary Investments     
Portfolio Manager                Objective           (under normal circumstances)
---------------------------------------------------------------------------------
                                                                                 
Pacific Life Insurance  Long-term growth of capital.   Equity securities of      
Company, the adviser,                                  companies which use,      
and the Fund have                                      support, or relate        
retained Goldman Sachs                                 directly or indirectly    
Asset Management as                                    to use of the Internet.   
portfolio manager                                      Such companies include    
                                                       those in the media,       
                                                       telecommunications, and   
                                                       technology sectors.       
---------------------------------------------------------------------------------
                                                              
             This chart is only a summary. For more complete
                     information on the Portfolio, including a discussion of
                 the Portfolio's investment techniques and the risks
                   associated with its investments, see the accompanying
              Fund Preliminary Prospectus. You should read the
prospectus carefully.             

                     ---------------------------------------------------------
An overview of         The following is added to the chart under Fees and       
Pacific Portfolios     Expenses Paid by the Pacific Select Fund:                
is amended                                                                      

                                                                [Download Table]

--------------------------------------------------------------
Portfolio          Advisory Fee Other Expenses Total Expenses+
--------------------------------------------------------------
                                                              
I-Net Tollkeeper*     1.50%         0.15%           1.65%     

                     * Expenses are estimated. There were no actual advisory
                   fees or other expenses for this Portfolio in 1999
                       because the Portfolio has not yet started. See page 7
                      of the Prospectus for information about expense caps
               through December 31, 2000 for this Portfolio.

                + The Fund has implemented a brokerage enhancement
                       12b-1 plan, under which brokerage transactions may be
                       placed with broker-dealers in return for credits that
                  may be used to help promote distribution of Fund
                       shares. There are no fees or charges to any Portfolio
                      under this plan, although the Fund's Distributor may
                    defray expenses which it would otherwise incur for
                      distribution. If you assume the credits are a direct
                   Fund expense, the expense would have no effect on
Other Expenses shown above.   

                                                                               1

485BPOS 6th Page of 16 TOC 1st Previous Next ↓Bottom Just 6th
                     ---------------------------------------------------------
 The following is added to Examples:

                     The following table shows the expenses you would pay on
                     each $1,000 you invested if, at the end of each period,
             you: annuitized your Contract, surrendered your
                  Contract and withdrew the Contract Value, or did not
                annuitize or surrender, but left the money in your
Contract.                         

  These examples assume the following:

    . the Contract Value starts at $45,000

                  . the Investment Options have an annual return of 5%

                 . the Annual Fee is deducted even when the Contract
                     Value goes over $50,000 and a waiver would normally
apply.                        

                    without EGMDBR and GIA Rider reflects the expenses you
                would pay if you did not buy the optional Enhanced
                   Guaranteed Minimum Death Benefit Rider ("EGMDBR") and
            the Guaranteed Income Advantage ("GIA") Rider.

                    with EGMDBR reflects the expenses you would pay if you
                   bought the optional Enhanced Guaranteed Minimum Death
                  Benefit Rider, but not the GIA Rider. These expenses
                depend on the age of the youngest Annuitant on the
Contract Date.                    

                   with GIA Rider reflects the expenses you would pay if
                 you bought the optional Guaranteed Income Advantage
                  Rider, but not the Enhanced Guaranteed Minimum Death
Benefit Rider.                    

                 with EGMDBR and GIA Rider reflects the expenses you
           would pay if you bought the optional Enhanced
            Guaranteed Minimum Death Benefit Rider and the
Guaranteed Income Advantage Rider.

                    The examples do not show past or future expenses. Your
                  actual expenses in any year may be more or less than
those shown here.                 

                                                        [Enlarge/Download Table]

--------------------------------------------------------------------------------------
                                                                  Expenses if you did 
                                                                  not annuitize or    
                        Expenses if you      Expenses if you      surrender, but left 
                        annuitized           surrendered          the money in your   
                        your Contract ($)    your Contract ($)    Contract ($)        
--------------------------------------------------------------------------------------
                                                                                      
Variable Account        1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr
--------------------------------------------------------------------------------------
I-Net Tollkeeper                                                                      
without EGMDBR and GIA                                                                
Rider                    95   97  164  343    95  151  191  343   32    97  164  343  
with EGMDBR: age 0-65    96  100  169  353    96  154  196  353   33   100  169  353  
with EGMDBR: age 66-75   98  106  179  371    98  160  206  371   35   106  179  371  
with GIA Rider           98  106  179  371    98  160  206  371   35   106  179  371  
with EGMDBR and GIA                                                                   
Rider:                                                                                
age 60-65                99  109  184  380    99  163  211  380   36   109  184  380  
with EGMDBR and GIA                                                                   
Rider:                                                                                
age 66-75               101  115  193  398   101  169  220  398   38   115  193  398  
--------------------------------------------------------------------------------------

                     ---------------------------------------------------------
Choosing Your          This information is added to the discussion in the       
Investment Options     prospectus on Choosing your Investment Options.          
is amended                                                                      

                 You may instruct us to allocate all or part of your
                  Purchase Payments to the I-Net Tollkeeper Investment
                  Option on or after May 1, 2000. You may not allocate
                    your Purchase Payments to this Investment Option prior
           to May 1, 2000, when the Option first becomes
available.                        

2                                                                               

485BPOS 7th Page of 16 TOC 1st Previous Next ↓Bottom Just 7th
                     ---------------------------------------------------------
Transfers is           This information is added to the discussion in the       
amended                prospectus on Transfers.                                 

                    You may instruct us to transfer Accumulated Value to a
                     Variable Investment Option and specify a future date on
                    which the Accumulated Value is to be transferred. This
                  instruction may cover any Variable Investment Option
                   currently available under your contract and the I-Net
                    Tollkeeper Investment Option. For the I-Net Tollkeeper
                    Investment Option, you may not specify a date prior to
                   May 1, 2000, when the Option first becomes available.
                 If you specify May 1, 2000 for the I-Net Tollkeeper
                Investment Option, and we receive the instructions
              prior to that date, the requested amount will be
                  transferred effective as of the close of business on
                    May 1, 2000. You may revoke your transfer instructions
                 at any time before we transfer Accumulated Value by
                     providing us with a revocation in proper form, which we
                   must receive not later than 4:00 p.m. Eastern time on
            the last Business Day before the date you have
                     specified for a transfer. While highly remote, there is
                a possibility that the I-Net Tollkeeper Investment
                 Option will not become effective on May 1, 2000, in
                 which case we would not effect the transfer to this
                    Option, and your Accumulated Value would remain in the
              Investment Option from which you requested it be
                    transferred until the day the I-Net Tollkeeper becomes
                   effective, if ever, unless you instruct us otherwise.

                     ---------------------------------------------------------
Choosing Your          This information is added to the discussion in the       
Annuity Option is      prospectus on Choosing Your Annuity Option.              
amended                                                                         

                 If you select a variable annuity, after the Annuity
                  Date the I-Net Tollkeeper is available as a Variable
      Investment Option effective May 1, 2000.

                                                                               3

485BPOS 8th Page of 16 TOC 1st Previous Next ↓Bottom Just 8th
PART II 

Part C:  OTHER INFORMATION                                                      

Item 24.  Financial Statements and Exhibits                           
---------------------------------                 

(a)  Financial Statements                         

Part A:  None                           

Part B:                                 

           (1) Registrant's Financial Statements

                      Audited Financial Statements dated as of
                         December 31, 1998 which are incorporated by
                           reference from the 1998 Annual Report include
                   the following for Separate Account A:

                            Statements of Assets and Liabilities
                Statements of Operations
                           Statements of Changes in Net Assets
                     Notes to Financial Statements

          (2) Depositor's Financial Statements

                             Audited Consolidated Financial Statements dated
                           as of December 31, 1998 and 1997, and for the
                        three year period ended December 31, 1998,
                          included in Part B include the following for
Pacific Life:     

                    Independent Auditors' Report
                            Consolidated Statements of Financial
     Condition
                                 Consolidated Statements of Operations and
                Stockholder's Equity
                             Consolidated Statements of Cash Flows
                                  Notes to Consolidated Financial Statements

(b)  Exhibits                           

             1.   (a)  Resolution of the Board of Directors of the
                           Depositor authorizing establishment of Separate
                          Account A and Memorandum establishing Separate
Account A./1/       

               (b)  Memorandum Establishing Two New Variable
                            Accounts--Aggressive Equity and Emerging Markets
Portfolios./1/      

                      (c)  Resolution of the Board of Directors of Pacific
                            Life Insurance Company authorizing conformity to
               the terms of the current Bylaws./3/

II-1  

485BPOS 9th Page of 16 TOC 1st Previous Next ↓Bottom Just 9th
2.   Not applicable                     

                    3.   (a)  Distribution Agreement between Pacific Mutual Life
                         and Pacific Mutual Distributors, Inc. ("PMD")
                   (formerly Pacific Equities Network) /1/

                       (b)  Form of Selling Agreement between Pacific Mutual
                    Life, PMD and Various Broker-Dealers /1/

              4.   (a)  Form of Individual Flexible Premium Variable
             Accumulation Annuity Contract /2/

          (b)  Qualified Plan Loan Endorsement /1/

              (c)  Individual Retirement Annuity Rider /1/

       (d)  Qualified Pension Plan Rider /1/

             (e)  403(b) Tax-Sheltered Annuity Rider /2/

 (f)  Section 457 Plan Rider /1/

                       (g)  Endorsement for 403(b) Texas Optional Retirement
Program (ORP) /1/   

     (h)  IRA Rider (Form R-IRA 198) /3/

           (i)  Roth IRA Rider (Form R-RIRA 198) /3/

             (j)  Simple IRA Rider (Form R-SIRA 198) /3/

                         (k)  DCA Plus Fixed Option Endorsement (Form E-DCA 697)
/3/                 

                   (l)  Guaranteed Minimum Death Benefit Endorsement
 (Form E-GMDB 398) /3/

                      (m)  Enhanced Guaranteed Minimum Death Benefit Rider
  (Form R-EGMDB 398) /3/

                         (n)  Guaranteed Income Advantage Rider (Form 23-113499)
/5/                 

                  5.   (a)  Application Form for Individual Flexible Premium
                   Variable Accumulation Annuity Contract.

   (b)  Variable Annuity PAC APP /1/

    (c)  Application/Confirmation Form

              6.   (a)  Pacific Life's Articles of Incorporation /3/

  (b)  By-laws of Pacific Life /3/

7.   Not applicable                     

8.   Fund Participation Agreement       

                   9.   Opinion and Consent of legal officer of Pacific Mutual
                        Life as to the legality of Contracts being registered.
/1/                           

II-2

485BPOS 10th Page of 16 TOC 1st Previous Next ↓Bottom Just 10th
  10.  (a)  Independent Auditors' Consent/4/

11.  Not applicable                     

12.  Not applicable                     

13.  Performance Calculations/4/        

14.  Not applicable                     

15.  Powers of Attorney                 

16.  Not applicable                     

/1/ Included in Registrant's Form N-4, File No. 33-88460, Accession No.         
0000898430-96-001377 filed on April 19, 1996 and incorporated by reference      
herein.                                                                         

/2/ Included in Registrant's Form N-4, File No. 33-88460, Accession No.         
0001017062-97-000794 filed on April 30, 1997 and incorporated by reference      
herein.                                                                         

/3/ Included in Registrant's Form N-4, File No. 33-88460, Accession No.         
0001017062-98-000945 filed on April 29, 1998 and incorporated by reference      
herein.                                                                         

/4/ Included in Registrant's Form N-4, File No. 33-88460, Accession No.         
0001017062-99-000659 filed on April 15, 1999 and incorporated by reference.     

/5/ Included in Registrant's Form 497, File No. 33-88460, Accession No.         
0001017062-99-001607 filed on September 14, 1999 and incorporated by reference  
herein.                                                                         

Item 25.  Directors and Officers of Pacific Life                                

         Positions and Offices
Name and Address                  with Pacific Life                             

Thomas C. Sutton                  Director, Chairman of the Board, and          
           Chief Executive Officer

Glenn S. Schafer                  Director and President                        

Khanh T. Tran                     Director, Senior Vice President and           
           Chief Financial Officer

David R. Carmichael               Director, Senior Vice President and           
   General Counsel

Audrey L. Milfs                   Director, Vice President and Corporate        
Secretary   

Edward R. Byrd                    Vice President and Controller                 

Brian D. Klemens                  Vice President and Treasurer                  

Gerald W. Robinson                Executive Vice President                      

______________________________                                                  

The address for each of the persons listed above is as follows:                 

700 Newport Center Drive                                                        
Newport Beach, California 92660                                                 

II-3  

485BPOS 11th Page of 16 TOC 1st Previous Next ↓Bottom Just 11th
Item 26.  Persons Controlled by or Under Common Control with Pacific Life       
or Separate Account A                                       

        The following is an explanation of the organization chart of Pacific
Life's subsidiaries:                                        

PACIFIC LIFE, SUBSIDIARIES & AFFILIATED ENTERPRISES 
LEGAL STRUCTURE       

        Pacific Life is a California Stock Insurance Company wholly-owned by
          Pacific LifeCorp (a Delaware Stock Holding Company) which is, in turn,
    99% owned by Pacific Mutual Holding Company (a California Mutual
         Holding Company). Pacific Life is the parent company of Pacific Asset
         Management LLC (a Delaware Limited Liability Company), Pacific Life &
          Annuity Company, formerly known as PM Group Life Insurance Company (an
       Arizona Corporation), Pacific Mutual Distributors, Inc., and World-
      Wide Holdings Limited (a United Kingdom Corporation). Pacific Life
        also has a 40% ownership of American Maturity Life Insurance Company
     (a Connecticut Corporation), a 50% ownership of Pacific Mezzanine
      Associates, L.L.C. (a Delaware Limited Liability Company and a 95%
      ownership of Grayhawk Golf Holdings, LLC). A subsidiary of Pacific
        Mezzanine Associates, L.L.C. is Pacific Mezzanine Investors, L.L.C.,
          (a Delaware Limited Liability Company) who is the sole general partner
     of the PMI Mezzanine Fund, L.P. (a Delaware Limited Partnership).
      Subsidiaries of Pacific Asset Management LLC are PMRealty Advisors
       Inc., Pacific Financial Products Inc. (a Delaware Corporation), PPA
   LLC (a Delaware Limited Liability Company), CCM LLC (a Delaware
     Limited Liability Company), NFJ LLC (a Delaware Limited Liability
 Company), and PIMCO Holding LLC (a Delaware Limited Liability
  Company). Pacific Asset Management LLC directly and indirectly
      beneficially owns approximately 33% of the outstanding partnership
      interests in PIMCO Advisors L.P. (a Delaware Limited Partnership).
         Subsidiaries of Pacific Mutual Distributors, Inc. include: Associated
 Financial Group, Inc.; Mutual Service Corporation (a Michigan
      Corporation), along with its subsidiaries Advisors' Mutual Service
         Center, Inc. (a Michigan Corporation) and Titan Value Equities Group,
          Inc.; and United Planners' Group, Inc. (an Arizona Corporation), along
          with its subsidiary United Planners' Financial Services of America (an
     Arizona Limited Partnership). Subsidiaries of World-Wide Holdings
     Limited include: World-Wide Reassurance Company Limited (a United
         Kingdom Corporation) and World-Wide Reassurance Company (BVI) Limited
     (a British Virgin Islands Corporation). All corporations are 100%
 owned unless otherwise indicated. All entities are California
corporations unless otherwise indicated.                    

II-4  

485BPOS 12th Page of 16 TOC 1st Previous Next ↓Bottom Just 12th
Item 27.  Number of Contractholders                                             

Approximately 21,243 Qualified                              
23,385 Non Qualified            

Item 28.  Indemnification                                                       

         (a)  The Distribution Agreement between Pacific Life and PMD provides
substantially as follows:                         

               Pacific Life hereby agrees to indemnify and hold harmless PMD and
        its officers and directors, and employees for any expenses
     (including legal expenses), losses, claims, damages, or
            liabilities incurred by reason of any untrue or alleged untrue
               statement or representation of a material fact or any omission or
             alleged omission to state a material fact required to be stated
             to make other statements not misleading, if made in reliance on
              any prospectus, registration statement, post-effective amendment
              thereof, or sales materials supplied or approved by Pacific Life
             or the Separate Account. Pacific Life shall reimburse each such
           person for any legal or other expenses reasonably incurred in
       connection with investigating or defending any such loss,
            liability, damage, or claim. However, in no case shall Pacific
             Life be required to indemnify for any expenses, losses, claims,
          damages, or liabilities which have resulted from the willful
             misfeasance, bad faith, negligence, misconduct, or wrongful act
of PMD.                                           

            PMD hereby agrees to indemnify and hold harmless Pacific Life,
              its officers, directors, and employees, and the Separate Account
               for any expenses, losses, claims, damages, or liabilities arising
              out of or based upon any of the following in connection with the
            offer or sale of the contracts: (1) except for such statements
           made in reliance on any prospectus, registration statement or
        sales material supplied or approved by Pacific Life or the
         Separate Account, any untrue or alleged untrue statement or
         representation made; (2) any failure to deliver a currently
         effective prospectus; (3) the use of any unauthorized sales
            literature by any officer, employee or agent of PMD or Broker;
               (4) any willful misfeasance, bad faith, negligence, misconduct or
              wrongful act. PMD shall reimburse each such person for any legal
      or other expenses reasonably incurred in connection with
investigating or defending                        

II-5  

485BPOS 13th Page of 16 TOC 1st Previous Next ↓Bottom Just 13th
any such loss, liability, damage, or claim.       

          (b)  The Form of Selling Agreement between Pacific Life, PMD (formerly
       PEN) and Various Broker-Dealers provides substantially as
follows:                                          

               Pacific Life and PMD agree to indemnify and hold harmless Selling
         Broker-Dealer and General Agent, their officers, directors,
               agents and employees, against any and all losses, claims, damages
            or liabilities to which they may become subject under the 1933
           Act, the 1934 Act, or other federal or state statutory law or
             regulation, at common law or otherwise, insofar as such losses,
            claims, damages or liabilities (or actions in respect thereof)
            arise out of or are based upon any untrue statement or alleged
            untrue statement of a material fact or any omission to state a
          material fact required to be stated or necessary to make the
              statements made not misleading in the registration statement for
         the Contracts or for the shares of Pacific Select Fund (the
       "Fund") filed pursuant to the 1933 Act, or any prospectus
          included as a part thereof, as from time to time amended and
       supplemented, or in any advertisement or sales literature
             approved in writing by Pacific Life and PMD pursuant to Section
IV.E. of this Agreement.                          

            Selling Broker-Dealer and General Agent agree to indemnify and
           hold harmless Pacific Life, the Fund and PMD, their officers,
          directors, agents and employees, against any and all losses,
             claims, damages or liabilities to which they may become subject
        under the 1933 Act, the 1934 Act or other federal or state
              statutory law or regulation, at common law or otherwise, insofar
           as such losses, claims, damages or liabilities (or actions in
              respect thereof) arise out of or are based upon: (a) any oral or
           written misrepresentation by Selling Broker-Dealer or General
            Agent or their officers, directors, employees or agents unless
               such misrepresentation is contained in the registration statement
            for the Contracts or Fund shares, any prospectus included as a
             part thereof, as from time to time amended and supplemented, or
          any advertisement or sales literature approved in writing by
               Pacific Life and PMD pursuant to Section IV.E. of this Agreement,
          (b) the failure of Selling Broker-Dealer or General Agent or
               their officers, directors, employees or agents to comply with any
           applicable provisions of this Agreement or (c) claims by Sub-
               agents or employees of General Agent or Selling Broker-Dealer for
           payments of compensation or remuneration of any type. Selling
            Broker-Dealer and General Agent will reimburse Pacific Life or
              PMD or any director, officer, agent or employee of either entity
            for any legal or other expenses reasonably incurred by Pacific
        Life, PMD, or such officer, director, agent or employee in
               connection with investigating or defending any such loss, claims,
               damages, liability or action. This indemnity agreement will be in
               addition to any liability which Broker-Dealer may otherwise have.

II-6  

485BPOS 14th Page of 16 TOC 1st Previous Next ↓Bottom Just 14th
Item 29.  Principal Underwriters                                                

  (a)  PMD also acts as principal underwriter for Pacific Select
             Separate Account, Pacific Select Exec Separate Account, Pacific
          Select Variable Annuity Separate Account, Pacific Corinthian
       Variable Separate Account, Separate Account B and Pacific
Select Fund.                                      

          (b)  For information regarding PMD, reference is made to Form B-D, SEC
          File No. 8-15264, which is herein incorporated by reference.

         (c)  PMD retains no compensation or net discounts or commissions from
the Registrant.                                   

Item 30.  Location of Accounts and Records                                      

               The accounts, books and other documents required to be maintained
               by Registrant pursuant to Section 31(a) of the Investment Company
             Act of 1940 and the rules under that section will be maintained
         by Pacific Life at 700 Newport Center Drive, Newport Beach,
California 92660.                                 

Item 31.  Management Services                                                   

Not applicable                                              

Item 32.  Undertakings                                                          

The registrant hereby undertakes:                           

          (a)  to file a post-effective amendment to this registration statement
      as frequently as is necessary to ensure that the audited
           financial statements in this registration statement are never
       more than 16 months old for so long as payments under the
          variable annuity contracts may be accepted, unless otherwise
permitted.                                        

         (b)  to include either (1) as a part of any application to purchase a
               contract offered by the prospectus, a space that an applicant can
              check to request a Statement of Additional Information, or (2) a
               post card or similar written communication affixed to or included
           in the prospectus that the applicant can remove to send for a
      Statement of Additional Information, or (3) to deliver a
      Statement of Additional Information with the Prospectus.

   (c)  to deliver any Statement of Additional Information and any
           financial statements required to be made available under this
Form promptly upon written or oral request.       

Additional Representations                                                      

II-7  

485BPOS 15th Page of 16 TOC 1st Previous Next ↓Bottom Just 15th
   (a) The Registrant and its Depositor are relying upon American Council of
Life Insurance, SEC No-Action Letter, SEC Ref. No. 1P-6-88 (November 28, 1988)  
with respect to annuity contracts offered as funding vehicles for retirement    
plans meeting the requirements of Section 403(b) of the Internal Revenue Code,  
and the provisions of paragraphs (1)-(4) of this letter have been complied with.

(b) The Registrant and its Depositor are relying upon Rule 6c-7 of the
Investment Company Act of 1940 with respect to annuity contracts offered as     
funding vehicles to participants in the Texas Optional Retirement Program, and  
the provisions of Paragraphs (a)-(d) of the Rule have been complied with.       

(c) REPRESENTATION PURSUANT TO SECTION 26(e) OF THE INVESTMENT COMPANY
ACT OF 1940:  Pacific Life Insurance Company and Registrant represent           
that the fees and charges to be deducted under the Variable Annuity Contract    
("Contract") described in the prospectus contained in this registration         
statement are, in the aggregate, reasonable in relation to the services         
rendered, the expenses expected to be incurred, and the risks assumed in        
connection with the Contract.                                                   

II-8  

485BPOS Last Page of 16 TOC 1st Previous Next ↓Bottom Just 16th
SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment   
Company Act of 1940, the Registrant certifies that it meets the requirements of 
Securities Act Rule 485 (b) for effectiveness of this Registration Statement and
has caused this Post-Effective Amendment No. 6 to the Registration Statement on 
Form N-4 to be signed on its behalf by the undersigned thereunto duly authorized
in the City of Newport Beach, and the State of California on this 29th day of   
February, 2000.                                                                 

              SEPARATE ACCOUNT A
                  (Registrant)
                              By: PACIFIC LIFE INSURANCE COMPANY

                                     By:  ____________________________________
                       Thomas C. Sutton*
                                          Chairman and Chief Executive Officer

                              By: PACIFIC LIFE INSURANCE COMPANY
                 (Depositor)

                                     By:  ____________________________________
                       Thomas C. Sutton*
                                          Chairman and Chief Executive Officer

Pursuant to the requirements of the Securities Act of 1933, this Post-Effective 
Amendment No. 6 to the Registration Statement has been signed by the following  
persons in the capacities and on the dates indicated:                           

Signature            Title                             Date     

_________________________    Director, Chairman of the Board   February 29, 2000
Thomas C. Sutton*            and Chief Executive Officer                        

_________________________    Director and President            February 29, 2000
Glenn S. Schafer*                                                               

_________________________    Director, Senior Vice President   February 29, 2000
Khanh T. Tran*               and Chief Financial Officer                        

_________________________    Director, Senior Vice President   February 29, 2000
David R. Carmichael*         and General Counsel                                

_________________________    Director, Vice President and      February 29, 2000
Audrey L. Milfs*             Corporate Secretary                                

_________________________    Vice President and Controller     February 29, 2000
Edward R. Byrd*                                                                 

_________________________    Vice President and Treasurer      February 29, 2000
Brian D. Klemens*                                                               

_________________________    Executive Vice President          February 29, 2000
Gerald W. Robinson*                                                             

*By: __________________________                                February 29, 2000
David R. Carmichael                                                   
as attorney-in-fact                                                   

(Powers of Attorney are contained in this Post-Effective Amendment No. 6, to the
Registration Statement on Form N-4 for Separate Account A, File No. 33-88460 as 
Exhibit 15.)                                                                    

II-9

485BPOS	1st Page of 16	TOC	↑Top	Previous	Next	↓Bottom	Just 1st

485BPOS	2nd Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 2nd

485BPOS	3rd Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 3rd

485BPOS	4th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 4th

485BPOS	5th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 5th

485BPOS	6th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 6th

485BPOS	7th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 7th

485BPOS	8th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 8th

485BPOS	9th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 9th

485BPOS	10th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 10th

485BPOS	11th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 11th

485BPOS	12th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 12th

485BPOS	13th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 13th

485BPOS	14th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 14th

485BPOS	15th Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 15th

485BPOS	Last Page of 16	TOC	1st	Previous	Next	↓Bottom	Just 16th

Dates Referenced Herein and Documents Incorporated by Reference

		Referenced-On Page
This ‘485BPOS’ Filing	Date	First	Last	Other Filings

	12/31/00	5		24F-2NT, NSAR-U
	5/1/00	5	7
Filed on / Effective on:	2/29/00	1	16	485BPOS
	9/14/99	10		497
	5/1/99	5
	4/15/99	3	10	485BPOS
	12/31/98	8		24F-2NT, N-30D, NSAR-U
	4/29/98	10		485BPOS
	12/31/97	8		24F-2NT, N-30D, NSAR-U
	4/30/97	10		485BPOS
	4/19/96	10		N-4/A
				List all Filings

5 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 4/15/24  Sep Acct A of Pacific Life Ins Co 485BPOS     5/01/24    4:15M                                    Toppan Merrill/FA
 4/17/23  Sep Acct A of Pacific Life Ins Co 485BPOS     5/01/23    4:15M                                    Toppan Merrill/FA
 4/18/22  Sep Acct A of Pacific Life Ins Co 485BPOS     5/01/22    3:53M                                    Toppan Merrill/FA
10/20/21  Sep Acct A of Pacific Life Ins Co 485BPOS    10/20/21    2:633K                                   Toppan Merrill/FA
 4/19/21  Sep Acct A of Pacific Life Ins Co 485BPOS     5/01/21    4:38M                                    Toppan Merrill/FA

↑Top

Filing Submission 0001017062-00-000577 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

Separate Account A of Pacific Life Insurance Co – ‘485BPOS’ on 2/29/00

On: Tuesday, 2/29/00 · Effective: 2/29/00 · Accession #: 1017062-0-577 · File #s: 33-88460, 811-08946

Post-Effective AmendmentFiling Table of Contents

485BPOS — Post-Effective Amendment #6 to Form N-4Document Table of Contents

Dates Referenced Herein and Documents Incorporated by Reference

5 Subsequent Filings that Reference this Filing

Post-Effective Amendment
Filing Table of Contents

485BPOS — Post-Effective Amendment #6 to Form N-4
Document Table of Contents