SEC Info - American National Insurance Co - ‘10-Q’ for 6/30/19

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American National Insurance Co – ‘10-Q’ for 6/30/19 – ‘EX-101.LAB’

On: Tuesday, 8/6/19, at 2:26pm ET · For: 6/30/19 · Accession #: 904163-19-10 · File #: 1-34280

  As Of               Filer                 Filing    For·On·As Docs:Size

 8/06/19  American National Insurance Co    10-Q        6/30/19  103:19M

Quarterly Report — Form 10-Q — Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML   2.67M 
 2: EX-10.10    Material Contract                                   HTML     39K 
 3: EX-31.1     Certification -- §302 - SOA'02                      HTML     36K 
 4: EX-31.2     Certification -- §302 - SOA'02                      HTML     36K 
 5: EX-32.1     Certification -- §906 - SOA'02                      HTML     34K 
12: R1          Document and Entity Information                     HTML     84K 
13: R2          Consolidated Statements of Financial Position       HTML    170K 
14: R3          Consolidated Statements of Financial Position       HTML     53K 
                (Parenthetical)                                                  
15: R4          Consolidated Statements of Operations               HTML    151K 
16: R5          Consolidated Statements of Comprehensive Income     HTML     63K 
                (Loss)                                                           
17: R6          Consolidated Statements of Changes in Equity        HTML     90K 
18: R7          Consolidated Statements of Cash Flows               HTML    181K 
19: R8          Nature of Operations                                HTML     34K 
20: R9          Summary of Significant Accounting Policies and      HTML     35K 
                Practices                                                        
21: R10         Recently Issued Accounting Pronouncements           HTML     50K 
22: R11         Investment in Securities                            HTML    351K 
23: R12         Mortgage Loans                                      HTML    187K 
24: R13         Real Estate and Other Investments                   HTML     98K 
25: R14         Derivative Instruments                              HTML    171K 
26: R15         Net Investment Income and Realized Investment       HTML     82K 
                Gains (Losses)                                                   
27: R16         Fair Value of Financial Instruments                 HTML    382K 
28: R17         Deferred Policy Acquisition Costs                   HTML     59K 
29: R18         Liability for Unpaid Claims and Claim Adjustment    HTML     57K 
                Expenses                                                         
30: R19         Federal Income Taxes                                HTML    103K 
31: R20         Accumulated Other Comprehensive Income (Loss)       HTML     84K 
32: R21         Stockholders' Equity and Noncontrolling Interests   HTML    153K 
33: R22         Segment Information                                 HTML    330K 
34: R23         Commitments and Contingencies                       HTML     44K 
35: R24         Related Party Transactions                          HTML     53K 
36: R25         Subsequent Events                                   HTML     34K 
37: R26         Summary of Significant Accounting Policies and      HTML     44K 
                Practices (Policies)                                             
38: R27         Investment in Securities (Tables)                   HTML    358K 
39: R28         Mortgage Loans (Tables)                             HTML    188K 
40: R29         Real Estate and Other Investments (Tables)          HTML    102K 
41: R30         Derivative Instruments (Tables)                     HTML    177K 
42: R31         Net Investment Income and Realized Investment       HTML     86K 
                Gains (Losses) (Tables)                                          
43: R32         Fair Value of Financial Instruments (Tables)        HTML    368K 
44: R33         Deferred Policy Acquisition Costs (Tables)          HTML     60K 
45: R34         Liability for Unpaid Claims and Claim Adjustment    HTML     54K 
                Expenses (Tables)                                                
46: R35         Federal Income Taxes (Tables)                       HTML    100K 
47: R36         Accumulated Other Comprehensive Income (Loss)       HTML     84K 
                (Tables)                                                         
48: R37         Stockholders' Equity and Noncontrolling Interests   HTML    156K 
                (Tables)                                                         
49: R38         Segment Information (Tables)                        HTML    326K 
50: R39         Related Party Transactions (Tables)                 HTML     50K 
51: R40         Nature of Operations - Additional Information       HTML     32K 
                (Detail)                                                         
52: R41         Summary of Significant Accounting Policies and      HTML     33K 
                Practices - Additional Information (Detail)                      
53: R42         Recently Issued Accounting Pronouncements -         HTML     68K 
                Additional Information (Detail)                                  
54: R43         Investment in Securities - Investments in           HTML     90K 
                Securities (Detail)                                              
55: R44         Investment in Securities - Maturities of            HTML     93K 
                Investments (Detail)                                             
56: R45         Investment in Securities - Proceeds from Available  HTML     38K 
                for Sale Securities and Realized Gain Loss                       
                (Detail)                                                         
57: R46         Investment in Securities - Additional Information   HTML     35K 
                (Detail)                                                         
58: R47         Investment in Securities - Change in Net            HTML     61K 
                Unrealized Gains (Losses) on Securities (Detail)                 
59: R48         Investment in Securities - Gross Unrealized Losses  HTML    105K 
                and Fair Value of Investment Securities (Detail)                 
60: R49         Investment in Securities - Bond by Credit Quality   HTML     55K 
                Rating Distribution (Detail)                                     
61: R50         Investment in Securities - Equity Securities by     HTML     51K 
                Market Sector Distribution (Detail)                              
62: R51         Mortgage Loans - Distribution Based on Carrying     HTML     52K 
                Amount of Mortgage Loans by Location (Detail)                    
63: R52         Mortgage Loans - Additional Information (Detail)    HTML     51K 
64: R53         Mortgage Loans - Age Analysis of Past Due Loans     HTML     80K 
                (Detail)                                                         
65: R54         Mortgage Loans - Change in Allowance for Credit     HTML     75K 
                Losses in Mortgage Loans (Detail)                                
66: R55         Mortgage Loans Mortgage Loans - Schedule of         HTML     47K 
                Troubled Debt Restructuring Mortgage Loan                        
                Information (Details)                                            
67: R56         Real Estate and Other Investments - Investment      HTML     63K 
                Real Estate by Property-Type and Geographic                      
                Distribution (Detail)                                            
68: R57         Real Estate and Other Investments - Assets and      HTML     61K 
                Liabilities Related to VIEs (Detail)                             
69: R58         Real Estate and Other Investments - Additional      HTML     36K 
                Information (Detail)                                             
70: R59         Real Estate and Other Investments - Schedule of     HTML     51K 
                Long-term Notes Payable of Consolidated VIEs                     
                (Detail)                                                         
71: R60         Real Estate and Other Investments - Carrying        HTML     44K 
                Amount and Maximum Exposure to Loss Related to                   
                VIEs (Detail)                                                    
72: R61         Derivative Instruments - Schedule of Derivative     HTML     54K 
                Instruments Reported in Financial Position                       
                (Detail)                                                         
73: R62         Derivative Instruments - Schedule of Derivative     HTML     41K 
                Instruments Reported in Statements of Operations                 
                (Detail)                                                         
74: R63         Derivative Instruments - Schedule of Information    HTML    104K 
                Regarding Company's Exposure to Credit Loss on the               
                Options Holds (Detail)                                           
75: R64         Net Investment Income and Realized Investment       HTML     48K 
                Gains (Losses) - Summary of Net Investment Income                
                (Detail)                                                         
76: R65         Net Investment Income and Realized Investment       HTML     45K 
                Gains (Losses) - Summary of Realized Investment                  
                Gains (Losses) (Detail)                                          
77: R66         Net Investment Income and Realized Investment       HTML     36K 
                Gains (Losses) - Summary of Other Than Temporary                 
                Impairment Losses (Details)                                      
78: R67         Fair Value of Financial Instruments - Carrying      HTML    104K 
                Amount and Fair Value of Financial Instruments                   
                (Detail)                                                         
79: R68         Fair Value of Financial Instruments - Additional    HTML     40K 
                Information (Detail)                                             
80: R69         Fair Value of Financial Instruments - Schedule of   HTML     52K 
                Significant Unobservable Inputs Used to Calculate                
                Level 3 Fair Value of Embedded Derivatives within                
                Policyholder Contract Deposits (Detail)                          
81: R70         Fair Value of Financial Instruments - Quantitative  HTML    190K 
                Disclosures Regarding Fair Value Hierarchy                       
                Measurements (Detail)                                            
82: R71         Fair Value of Financial Instruments - Financial     HTML     77K 
                Instruments Measured at Fair Value on Recurring                  
                Basis Using (Level 3) Inputs (Detail)                            
83: R72         Deferred Policy Acquisition Costs - Deferred        HTML     61K 
                Policy Acquisition Costs (Detail)                                
84: R73         Liability for Unpaid Claims and Claim Adjustment    HTML     65K 
                Expenses - Liability for Unpaid Claims and Claim                 
                Adjustment Expenses (Detail)                                     
85: R74         Liability for Unpaid Claims and Claim Adjustment    HTML     39K 
                Expenses - Additional Information (Detail)                       
86: R75         Federal Income Taxes - Effective Income Tax         HTML     92K 
                Reconciliation (Detail)                                          
87: R76         Federal Income Taxes - Additional Information       HTML     44K 
                (Detail)                                                         
88: R77         Accumulated Other Comprehensive Income (Loss) -     HTML     88K 
                Components of Other Comprehensive Income (Detail)                
89: R78         Stockholders' Equity and Noncontrolling Interests   HTML    107K 
                - Additional Information (Detail)                                
90: R79         Stockholders' Equity and Noncontrolling Interests   HTML     42K 
                - Common Stock, Amounts Outstanding (Detail)                     
91: R80         Stockholders' Equity and Noncontrolling Interests   HTML     82K 
                - Stock-Based Compensation Information (Detail)                  
92: R81         Stockholders' Equity and Noncontrolling Interests   HTML     57K 
                - Summary of Basic and Diluted Earnings Per Share                
                (Detail)                                                         
93: R82         Stockholders' Equity and Noncontrolling Interests   HTML     42K 
                - Statutory Capital and Surplus and Net Income of                
                Insurance Entities in Accordance with Statutory                  
                Accounting Practices (Detail)                                    
94: R83         Segment Information - Additional Information        HTML     33K 
                (Detail)                                                         
95: R84         Segment Information - Summary of Results of         HTML    113K 
                Operations Measured as Income Before Federal                     
                Income Taxes and Other Items by Operating Segments               
                (Detail)                                                         
96: R85         Commitments and Contingencies - Additional          HTML     56K 
                Information (Detail)                                             
97: R86         Related Party Transactions - Related Party          HTML     53K 
                Transactions (Detail)                                            
98: R87         Related Party Transactions - Additional             HTML     46K 
                Information (Detail)                                             
99: R88         Subsequent Events - Additional Information          HTML     39K 
                (Detail)                                                         
101: XML         IDEA XML File -- Filing Summary                      XML    197K  
11: XML         XBRL Instance -- anat-63019x10q_htm                  XML   6.35M 
100: EXCEL       IDEA Workbook of Financial Reports                  XLSX    131K  
 7: EX-101.CAL  XBRL Calculations -- anat-20190630_cal               XML    455K 
 8: EX-101.DEF  XBRL Definitions -- anat-20190630_def                XML   1.02M 
 9: EX-101.LAB  XBRL Labels -- anat-20190630_lab                     XML   2.56M 
10: EX-101.PRE  XBRL Presentations -- anat-20190630_pre              XML   1.60M 
 6: EX-101.SCH  XBRL Schema -- anat-20190630                         XSD    249K 
102: JSON        XBRL Instance as JSON Data -- MetaLinks              533±   851K  
103: ZIP         XBRL Zipped Folder -- 0000904163-19-000010-xbrl      Zip    465K

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<link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_FDC6A2EE304179D2CB130AD1370D607B_terseLabel_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember_FDC6A2EE304179D2CB130AD1370D607B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> U.S. treasury and government </link:label>

<link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_FDC6A2EE304179D2CB130AD1370D607B_label_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember_FDC6A2EE304179D2CB130AD1370D607B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> US Treasury and Government [Member] </link:label>

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<link:label id="lab_us-gaap_CorporateDebtSecuritiesMember_1E81B223D371DFC619740AD1370D2187_terseLabel_en-US" xlink:label="lab_us-gaap_CorporateDebtSecuritiesMember_1E81B223D371DFC619740AD1370D2187" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Corporate debt securities </link:label>

<link:label id="lab_us-gaap_CorporateDebtSecuritiesMember_1E81B223D371DFC619740AD1370D2187_label_en-US" xlink:label="lab_us-gaap_CorporateDebtSecuritiesMember_1E81B223D371DFC619740AD1370D2187" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Corporate Debt Securities [Member] </link:label>

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<link:label id="lab_us-gaap_ResidentialMortgageBackedSecuritiesMember_F40950ED098804DA86F30AD1370D1912_terseLabel_en-US" xlink:label="lab_us-gaap_ResidentialMortgageBackedSecuritiesMember_F40950ED098804DA86F30AD1370D1912" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Residential mortgage-backed securities </link:label>

<link:label id="lab_us-gaap_ResidentialMortgageBackedSecuritiesMember_F40950ED098804DA86F30AD1370D1912_label_en-US" xlink:label="lab_us-gaap_ResidentialMortgageBackedSecuritiesMember_F40950ED098804DA86F30AD1370D1912" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Residential Mortgage Backed Securities [Member] </link:label>

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<link:label id="lab_us-gaap_CollateralizedDebtObligationsMember_EDF1C373E7C9C74F76B00AD1370D5339_terseLabel_en-US" xlink:label="lab_us-gaap_CollateralizedDebtObligationsMember_EDF1C373E7C9C74F76B00AD1370D5339" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Collateralized debt securities </link:label>

<link:label id="lab_us-gaap_CollateralizedDebtObligationsMember_EDF1C373E7C9C74F76B00AD1370D5339_label_en-US" xlink:label="lab_us-gaap_CollateralizedDebtObligationsMember_EDF1C373E7C9C74F76B00AD1370D5339" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Collateralized Debt Obligations [Member] </link:label>

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<link:label id="lab_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C_label_en-US" xlink:label="lab_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentLineItems" xlink:label="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_6379313B8C795742345D0AD1370D607C_negatedLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_6379313B8C795742345D0AD1370D607C" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, less than 12 months, unrealized (losses) </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_6379313B8C795742345D0AD1370D607C_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_6379313B8C795742345D0AD1370D607C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_6379313B8C795742345D0AD1370D607C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_05AC53A6496A904F62400AD1370EA37A_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_05AC53A6496A904F62400AD1370EA37A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, Less than 12 months, fair value </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_05AC53A6496A904F62400AD1370EA37A_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_05AC53A6496A904F62400AD1370EA37A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_05AC53A6496A904F62400AD1370EA37A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_B574A963F67C0FF76D700AD1370E78BE_negatedLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_B574A963F67C0FF76D700AD1370E78BE" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, 12 months or more, unrealized (losses) </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_B574A963F67C0FF76D700AD1370E78BE_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_B574A963F67C0FF76D700AD1370E78BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_B574A963F67C0FF76D700AD1370E78BE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AEDA7328162CEF0DECBA0AD1370E345C_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AEDA7328162CEF0DECBA0AD1370E345C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, 12 months or more, fair value </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AEDA7328162CEF0DECBA0AD1370E345C_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AEDA7328162CEF0DECBA0AD1370E345C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AEDA7328162CEF0DECBA0AD1370E345C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_233220944CACBBB0E3290AD1370E8A8E_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_233220944CACBBB0E3290AD1370E8A8E" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, total, unrealized (losses) </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_233220944CACBBB0E3290AD1370E8A8E_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_233220944CACBBB0E3290AD1370E8A8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_233220944CACBBB0E3290AD1370E8A8E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_6ECDE191EA96FC3781F30AD1370E740D_totalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_6ECDE191EA96FC3781F30AD1370E740D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, total, fair value </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_6ECDE191EA96FC3781F30AD1370E740D_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_6ECDE191EA96FC3781F30AD1370E740D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_6ECDE191EA96FC3781F30AD1370E740D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_053462299B83C4FBF9C50AD1370F829B_negatedLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_053462299B83C4FBF9C50AD1370F829B" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, less than 12 months, unrealized (losses) </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_053462299B83C4FBF9C50AD1370F829B_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_053462299B83C4FBF9C50AD1370F829B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_053462299B83C4FBF9C50AD1370F829B" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_39C162693166A8C1E7140AD1370FA7A5_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_39C162693166A8C1E7140AD1370FA7A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, less than 12 months, fair value </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_39C162693166A8C1E7140AD1370FA7A5_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_39C162693166A8C1E7140AD1370FA7A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_39C162693166A8C1E7140AD1370FA7A5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959_negatedLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, 12 months or more, unrealized (losses) </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, 12 months or more, fair value </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, total, unrealized (losses) </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, total, fair value </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36" xlink:type="arc"/>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA_negatedLabel_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds investment in securities, less than 12 months, unrealized (losses) </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA_label_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses Accumulated In Investments </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA_documentation_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount of accumulated pre-tax unrealized loss on investments in available-for-sale securities that have been in a loss position for less than twelve months impacting investments. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:to="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:type="arc"/>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720_terseLabel_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds investment in securities, less than 12 months, fair value </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720_label_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720_documentation_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Investment securities continuous unrealized loss position less than twelve months fair value. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:to="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:type="arc"/>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB_negatedLabel_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds investment in securities, more than 12 months, unrealized (losses) </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB_label_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Securities Continuous Unrealized Loss Position 12 Months Or Longer Aggregate Losses Accumulated In Investments </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB_documentation_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount of accumulated pre-tax unrealized loss on investments in available-for-sale securities that have been in a loss position for twelve months or longer impacting investments. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:to="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:type="arc"/>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04_terseLabel_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds investment in securities, more than 12 months, fair value </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04_label_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04_documentation_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This item represents the aggregate fair value of investments in debt and equity securities categorized as held-to-maturity or available-for-sale securities that have been in a continuous unrealized loss position for twelve months or longer. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:to="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:type="arc"/>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8_negatedTotalLabel_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Bonds investment in securities, total, unrealized (losses) </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8_label_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8_documentation_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount of accumulated pre-tax unrealized loss on investments on securities classified as available-for-sale securities impacting investments. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:to="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:type="arc"/>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023_totalLabel_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Bonds investment in securities, total, fair value </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023_label_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Securities Continuous Unrealized Loss Positions Fair Value </link:label>

<link:label id="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023_documentation_en-US" xlink:label="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized as held-to-maturity or available-for-sale securities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:to="lab_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Gain (Loss) on Securities [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6_label_en-US" xlink:label="lab_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Gain (Loss) on Securities [Table] </link:label>

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<link:label id="lab_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_4F31D2D4A03A75B690160AD13538EC03_terseLabel_en-US" xlink:label="lab_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_4F31D2D4A03A75B690160AD13538EC03" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in Net Unrealized Gains (Losses) on Securities </link:label>

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<link:label id="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_553A451DBEB983F7EC690AD135395781_label_en-US" xlink:label="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_553A451DBEB983F7EC690AD135395781" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Unrealized Loss on Investments [Table Text Block] </link:label>

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<link:label id="lab_anat_BondByCreditQualityRatingDistributionTableTextBlock_9ECC7CBB0D15E519D22F0AD135392E9D_terseLabel_en-US" xlink:label="lab_anat_BondByCreditQualityRatingDistributionTableTextBlock_9ECC7CBB0D15E519D22F0AD135392E9D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bond by Credit Quality Rating Distribution </link:label>

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<link:label id="lab_anat_EquitySecuritiesByMarketSectorDistributionTableTextBlock_A6AF6BBECF4C93A88BA40AD135399A42_terseLabel_en-US" xlink:label="lab_anat_EquitySecuritiesByMarketSectorDistributionTableTextBlock_A6AF6BBECF4C93A88BA40AD135399A42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity Securities by Market Sector Distribution </link:label>

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<link:label id="lab_anat_AccruedInvestmentIncomeMember_2CD758E36DF068AD8A55522777240AB2_terseLabel_en-US" xlink:label="lab_anat_AccruedInvestmentIncomeMember_2CD758E36DF068AD8A55522777240AB2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accrued investment income </link:label>

<link:label id="lab_anat_AccruedInvestmentIncomeMember_2CD758E36DF068AD8A55522777240AB2_label_en-US" xlink:label="lab_anat_AccruedInvestmentIncomeMember_2CD758E36DF068AD8A55522777240AB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accrued Investment Income [Member] </link:label>

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<link:loc xlink:href="anat-20190630.xsd#anat_AccruedInvestmentIncomeMember" xlink:label="loc_anat_AccruedInvestmentIncomeMember_2CD758E36DF068AD8A55522777240AB2" xlink:type="locator"/>

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<link:label id="lab_us-gaap_VariableInterestEntityLineItems_BBE919015CAB82A30895522777256960_terseLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityLineItems_BBE919015CAB82A30895522777256960" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity [Line Items] </link:label>

<link:label id="lab_us-gaap_VariableInterestEntityLineItems_BBE919015CAB82A30895522777256960_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityLineItems_BBE919015CAB82A30895522777256960" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity [Line Items] </link:label>

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<link:label id="lab_us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet_5E2BA4DB1E469D1A420252277725092B_terseLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet_5E2BA4DB1E469D1A420252277725092B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Carrying amount </link:label>

<link:label id="lab_us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet_5E2BA4DB1E469D1A420252277725092B_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet_5E2BA4DB1E469D1A420252277725092B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity, Nonconsolidated, Carrying Amount, Assets and Liabilities, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet" xlink:label="loc_us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet_5E2BA4DB1E469D1A420252277725092B" xlink:type="locator"/>

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<link:label id="lab_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_D0E05952CF7A02ED1A97522777259E71_terseLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_D0E05952CF7A02ED1A97522777259E71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maximum exposure to loss </link:label>

<link:label id="lab_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_D0E05952CF7A02ED1A97522777259E71_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_D0E05952CF7A02ED1A97522777259E71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity, Reporting Entity Involvement, Maximum Loss Exposure, Amount </link:label>

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<link:label id="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_86C017D2FD511C40362C0AD1354BB102_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_86C017D2FD511C40362C0AD1354BB102" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Components of Other Comprehensive Income </link:label>

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<link:label id="lab_anat_MortgageLoansByGeographicDistributionTableTextBlock_5C4B838566D58C9AB52152082FCF6BAF_terseLabel_en-US" xlink:label="lab_anat_MortgageLoansByGeographicDistributionTableTextBlock_5C4B838566D58C9AB52152082FCF6BAF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Distribution Based on Carrying Amount of Mortgage Loans by Location </link:label>

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<link:label id="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7045150E3BA65DBD968152082FD07E3B_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7045150E3BA65DBD968152082FD07E3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in Allowance for Credit Losses in Mortgage Loans </link:label>

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<link:label id="lab_us-gaap_ConcentrationRiskTypeDomain_D65FF8BA240D96ED13A55229032BE53A_terseLabel_en-US" xlink:label="lab_us-gaap_ConcentrationRiskTypeDomain_D65FF8BA240D96ED13A55229032BE53A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Concentration Risk Type [Domain] </link:label>

<link:label id="lab_us-gaap_ConcentrationRiskTypeDomain_D65FF8BA240D96ED13A55229032BE53A_label_en-US" xlink:label="lab_us-gaap_ConcentrationRiskTypeDomain_D65FF8BA240D96ED13A55229032BE53A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Concentration Risk Type [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_D65FF8BA240D96ED13A55229032BE53A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_D65FF8BA240D96ED13A55229032BE53A" xlink:to="lab_us-gaap_ConcentrationRiskTypeDomain_D65FF8BA240D96ED13A55229032BE53A" xlink:type="arc"/>

<link:label id="lab_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652_terseLabel_en-US" xlink:label="lab_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property Type Concentration Risk </link:label>

<link:label id="lab_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652_label_en-US" xlink:label="lab_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Property Type Concentration Risk [Member] </link:label>

<link:label id="lab_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652_documentation_en-US" xlink:label="lab_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Property type concentration risk. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PropertyTypeConcentrationRiskMember" xlink:label="loc_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652" xlink:to="lab_anat_PropertyTypeConcentrationRiskMember_12D1E32248E379F1F2AF5229032CD652" xlink:type="arc"/>

<link:label id="lab_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01_terseLabel_en-US" xlink:label="lab_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Geographic Distribution </link:label>

<link:label id="lab_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01_label_en-US" xlink:label="lab_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Geographic Location [Member] </link:label>

<link:label id="lab_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01_documentation_en-US" xlink:label="lab_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Geographic location. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_GeographicLocationMember" xlink:label="loc_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01" xlink:to="lab_anat_GeographicLocationMember_8E48A4131B0AF014D3145229032C3B01" xlink:type="arc"/>

<link:label id="lab_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_39A1453CE78F5F168ED85229032D6E24_terseLabel_en-US" xlink:label="lab_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_39A1453CE78F5F168ED85229032D6E24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real Estate, Type of Property [Axis] </link:label>

<link:label id="lab_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_39A1453CE78F5F168ED85229032D6E24_label_en-US" xlink:label="lab_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_39A1453CE78F5F168ED85229032D6E24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate, Type of Property [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_39A1453CE78F5F168ED85229032D6E24" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_39A1453CE78F5F168ED85229032D6E24" xlink:to="lab_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_39A1453CE78F5F168ED85229032D6E24" xlink:type="arc"/>

<link:label id="lab_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_366FAA21BCCEDA394EB25229032D84D0_terseLabel_en-US" xlink:label="lab_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_366FAA21BCCEDA394EB25229032D84D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real Estate [Domain] </link:label>

<link:label id="lab_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_366FAA21BCCEDA394EB25229032D84D0_label_en-US" xlink:label="lab_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_366FAA21BCCEDA394EB25229032D84D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_366FAA21BCCEDA394EB25229032D84D0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_366FAA21BCCEDA394EB25229032D84D0" xlink:to="lab_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_366FAA21BCCEDA394EB25229032D84D0" xlink:type="arc"/>

<link:label id="lab_srt_IndustrialPropertyMember_FCED84EABC622EC9857A5229032DEDEC_terseLabel_en-US" xlink:label="lab_srt_IndustrialPropertyMember_FCED84EABC622EC9857A5229032DEDEC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Industrial </link:label>

<link:label id="lab_srt_IndustrialPropertyMember_FCED84EABC622EC9857A5229032DEDEC_label_en-US" xlink:label="lab_srt_IndustrialPropertyMember_FCED84EABC622EC9857A5229032DEDEC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Industrial Property [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_IndustrialPropertyMember" xlink:label="loc_srt_IndustrialPropertyMember_FCED84EABC622EC9857A5229032DEDEC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_IndustrialPropertyMember_FCED84EABC622EC9857A5229032DEDEC" xlink:to="lab_srt_IndustrialPropertyMember_FCED84EABC622EC9857A5229032DEDEC" xlink:type="arc"/>

<link:label id="lab_srt_OfficeBuildingMember_4FC89A8A21BD315DA3DC5229032D6C48_terseLabel_en-US" xlink:label="lab_srt_OfficeBuildingMember_4FC89A8A21BD315DA3DC5229032D6C48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Office </link:label>

<link:label id="lab_srt_OfficeBuildingMember_4FC89A8A21BD315DA3DC5229032D6C48_label_en-US" xlink:label="lab_srt_OfficeBuildingMember_4FC89A8A21BD315DA3DC5229032D6C48" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Office Building [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OfficeBuildingMember" xlink:label="loc_srt_OfficeBuildingMember_4FC89A8A21BD315DA3DC5229032D6C48" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_OfficeBuildingMember_4FC89A8A21BD315DA3DC5229032D6C48" xlink:to="lab_srt_OfficeBuildingMember_4FC89A8A21BD315DA3DC5229032D6C48" xlink:type="arc"/>

<link:label id="lab_srt_RetailSiteMember_75DB5C9879AE98615DEE5229032D894C_terseLabel_en-US" xlink:label="lab_srt_RetailSiteMember_75DB5C9879AE98615DEE5229032D894C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Retail </link:label>

<link:label id="lab_srt_RetailSiteMember_75DB5C9879AE98615DEE5229032D894C_label_en-US" xlink:label="lab_srt_RetailSiteMember_75DB5C9879AE98615DEE5229032D894C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Retail Site [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RetailSiteMember" xlink:label="loc_srt_RetailSiteMember_75DB5C9879AE98615DEE5229032D894C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RetailSiteMember_75DB5C9879AE98615DEE5229032D894C" xlink:to="lab_srt_RetailSiteMember_75DB5C9879AE98615DEE5229032D894C" xlink:type="arc"/>

<link:label id="lab_srt_OtherPropertyMember_A2071964C1C7B6678F535229032E0FE4_terseLabel_en-US" xlink:label="lab_srt_OtherPropertyMember_A2071964C1C7B6678F535229032E0FE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other </link:label>

<link:label id="lab_srt_OtherPropertyMember_A2071964C1C7B6678F535229032E0FE4_label_en-US" xlink:label="lab_srt_OtherPropertyMember_A2071964C1C7B6678F535229032E0FE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Property [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OtherPropertyMember" xlink:label="loc_srt_OtherPropertyMember_A2071964C1C7B6678F535229032E0FE4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_OtherPropertyMember_A2071964C1C7B6678F535229032E0FE4" xlink:to="lab_srt_OtherPropertyMember_A2071964C1C7B6678F535229032E0FE4" xlink:type="arc"/>

<link:label id="lab_invest_InvestmentGeographicRegionAxis_26E48B9EEF6EFA3CD65A5229032EC1B6_terseLabel_en-US" xlink:label="lab_invest_InvestmentGeographicRegionAxis_26E48B9EEF6EFA3CD65A5229032EC1B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Geographic Region [Axis] </link:label>

<link:label id="lab_invest_InvestmentGeographicRegionAxis_26E48B9EEF6EFA3CD65A5229032EC1B6_label_en-US" xlink:label="lab_invest_InvestmentGeographicRegionAxis_26E48B9EEF6EFA3CD65A5229032EC1B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Geographic Region [Axis] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentGeographicRegionAxis" xlink:label="loc_invest_InvestmentGeographicRegionAxis_26E48B9EEF6EFA3CD65A5229032EC1B6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentGeographicRegionAxis_26E48B9EEF6EFA3CD65A5229032EC1B6" xlink:to="lab_invest_InvestmentGeographicRegionAxis_26E48B9EEF6EFA3CD65A5229032EC1B6" xlink:type="arc"/>

<link:label id="lab_invest_InvestmentGeographicRegionDomain_B00562B9D514DBCBB8F75229032E6BC2_terseLabel_en-US" xlink:label="lab_invest_InvestmentGeographicRegionDomain_B00562B9D514DBCBB8F75229032E6BC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Geographic Region [Domain] </link:label>

<link:label id="lab_invest_InvestmentGeographicRegionDomain_B00562B9D514DBCBB8F75229032E6BC2_label_en-US" xlink:label="lab_invest_InvestmentGeographicRegionDomain_B00562B9D514DBCBB8F75229032E6BC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Geographic Region [Domain] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentGeographicRegionDomain" xlink:label="loc_invest_InvestmentGeographicRegionDomain_B00562B9D514DBCBB8F75229032E6BC2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentGeographicRegionDomain_B00562B9D514DBCBB8F75229032E6BC2" xlink:to="lab_invest_InvestmentGeographicRegionDomain_B00562B9D514DBCBB8F75229032E6BC2" xlink:type="arc"/>

<link:label id="lab_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D_terseLabel_en-US" xlink:label="lab_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> East North Central </link:label>

<link:label id="lab_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D_label_en-US" xlink:label="lab_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> East North Central [Member] </link:label>

<link:label id="lab_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D_documentation_en-US" xlink:label="lab_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> East north central. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EastNorthCentralMember" xlink:label="loc_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D" xlink:to="lab_anat_EastNorthCentralMember_C0EA03E0D0D105A9D8C95229032EDE1D" xlink:type="arc"/>

<link:label id="lab_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17_terseLabel_en-US" xlink:label="lab_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> East South Central </link:label>

<link:label id="lab_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17_label_en-US" xlink:label="lab_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> East South Central [Member] </link:label>

<link:label id="lab_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17_documentation_en-US" xlink:label="lab_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> East south central. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EastSouthCentralMember" xlink:label="loc_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17" xlink:to="lab_anat_EastSouthCentralMember_3992644D93F5ED7379CD5229032E9F17" xlink:type="arc"/>

<link:label id="lab_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A_terseLabel_en-US" xlink:label="lab_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mountain </link:label>

<link:label id="lab_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A_label_en-US" xlink:label="lab_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mountain [Member] </link:label>

<link:label id="lab_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A_documentation_en-US" xlink:label="lab_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mountain. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_MountainMember" xlink:label="loc_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A" xlink:to="lab_anat_MountainMember_3AE193132C1D3BA1F0C05229032E837A" xlink:type="arc"/>

<link:label id="lab_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE_terseLabel_en-US" xlink:label="lab_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Pacific </link:label>

<link:label id="lab_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE_label_en-US" xlink:label="lab_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Pacific [Member] </link:label>

<link:label id="lab_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE_documentation_en-US" xlink:label="lab_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Pacific. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PacificMember" xlink:label="loc_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE" xlink:to="lab_anat_PacificMember_6EFFFAA5DC7B520577595229032F8DDE" xlink:type="arc"/>

<link:label id="lab_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9_terseLabel_en-US" xlink:label="lab_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> South Atlantic </link:label>

<link:label id="lab_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9_label_en-US" xlink:label="lab_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> South Atlantic [Member] </link:label>

<link:label id="lab_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9_documentation_en-US" xlink:label="lab_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> South Atlantic. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_SouthAtlanticMember" xlink:label="loc_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9" xlink:to="lab_anat_SouthAtlanticMember_16FAE1D863F7F36FFD5C5229032F44B9" xlink:type="arc"/>

<link:label id="lab_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63_terseLabel_en-US" xlink:label="lab_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> West South Central </link:label>

<link:label id="lab_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63_label_en-US" xlink:label="lab_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> West South Central [Member] </link:label>

<link:label id="lab_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63_documentation_en-US" xlink:label="lab_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> West south central. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_WestSouthCentralMember" xlink:label="loc_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63" xlink:to="lab_anat_WestSouthCentralMember_AE539895FA1D6E7EDBCC5229032FFC63" xlink:type="arc"/>

<link:label id="lab_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E_terseLabel_en-US" xlink:label="lab_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other </link:label>

<link:label id="lab_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E_label_en-US" xlink:label="lab_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Geographical Area [Member] </link:label>

<link:label id="lab_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E_documentation_en-US" xlink:label="lab_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Any other geographical area not mentioned anywhere. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_OtherGeographicalAreaMember" xlink:label="loc_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E" xlink:to="lab_anat_OtherGeographicalAreaMember_A06B9AB05D02371D9DF452290330660E" xlink:type="arc"/>

<link:label id="lab_us-gaap_ConcentrationRiskLineItems_B9AC75508CBB137D8D69522903309069_terseLabel_en-US" xlink:label="lab_us-gaap_ConcentrationRiskLineItems_B9AC75508CBB137D8D69522903309069" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Concentration Risk [Line Items] </link:label>

<link:label id="lab_us-gaap_ConcentrationRiskLineItems_B9AC75508CBB137D8D69522903309069_label_en-US" xlink:label="lab_us-gaap_ConcentrationRiskLineItems_B9AC75508CBB137D8D69522903309069" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Concentration Risk [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_B9AC75508CBB137D8D69522903309069" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_B9AC75508CBB137D8D69522903309069" xlink:to="lab_us-gaap_ConcentrationRiskLineItems_B9AC75508CBB137D8D69522903309069" xlink:type="arc"/>

<link:label id="lab_us-gaap_ConcentrationRiskPercentage1_022774D5DFD49E53B28452290330001C_terseLabel_en-US" xlink:label="lab_us-gaap_ConcentrationRiskPercentage1_022774D5DFD49E53B28452290330001C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Percent of fair value </link:label>

<link:label id="lab_us-gaap_ConcentrationRiskPercentage1_022774D5DFD49E53B28452290330001C_label_en-US" xlink:label="lab_us-gaap_ConcentrationRiskPercentage1_022774D5DFD49E53B28452290330001C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Concentration Risk, Percentage </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_022774D5DFD49E53B28452290330001C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConcentrationRiskPercentage1_022774D5DFD49E53B28452290330001C" xlink:to="lab_us-gaap_ConcentrationRiskPercentage1_022774D5DFD49E53B28452290330001C" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C_label_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Statement [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="lab_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:type="arc"/>

<link:label id="lab_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616_terseLabel_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> PREMIUMS AND OTHER REVENUES </link:label>

<link:label id="lab_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616_label_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revenues [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="lab_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:type="arc"/>

<link:label id="lab_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Premiums </link:label>

<link:label id="lab_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums Earned, Net, by Business [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetByBusinessAbstract" xlink:label="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:to="lab_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:type="arc"/>

<link:label id="lab_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Life </link:label>

<link:label id="lab_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums Earned, Net, Life </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetLife" xlink:label="loc_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846" xlink:to="lab_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846" xlink:type="arc"/>

<link:label id="lab_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01_terseLabel_en-US" xlink:label="lab_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Annuity </link:label>

<link:label id="lab_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01_label_en-US" xlink:label="lab_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premium Annuity </link:label>

<link:label id="lab_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01_documentation_en-US" xlink:label="lab_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Premiums recognized as revenue during the period on limited-pay and supplemental annuity contracts involving significant life contingency, after premiums ceded to other entities and premiums assumed by the entity. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PremiumAnnuity" xlink:label="loc_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:to="lab_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:type="arc"/>

<link:label id="lab_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Health </link:label>

<link:label id="lab_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums Earned, Net, Accident and Health </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetAccidentAndHealth" xlink:label="loc_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB" xlink:to="lab_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB" xlink:type="arc"/>

<link:label id="lab_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property and casualty </link:label>

<link:label id="lab_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums Earned, Net, Property and Casualty </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetPropertyAndCasualty" xlink:label="loc_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0" xlink:to="lab_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0" xlink:type="arc"/>

<link:label id="lab_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF_terseLabel_en-US" xlink:label="lab_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other policy revenues </link:label>

<link:label id="lab_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF_label_en-US" xlink:label="lab_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Insurance Commissions and Fees </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF" xlink:to="lab_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119_terseLabel_en-US" xlink:label="lab_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net investment income </link:label>

<link:label id="lab_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119_label_en-US" xlink:label="lab_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Investment Income </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="loc_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119" xlink:to="lab_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119" xlink:type="arc"/>

<link:label id="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_694C7EF873C9158D67CE51E07A2CBD0F_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_694C7EF873C9158D67CE51E07A2CBD0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net realized investment gains (losses) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:label="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_694C7EF873C9158D67CE51E07A2CBD0F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_EquitySecuritiesFvNiGainLoss_C76A08F2CD3431F3CF1351E07A2C1C02_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiGainLoss_C76A08F2CD3431F3CF1351E07A2C1C02" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net gains on equity securities </link:label>

<link:label id="lab_us-gaap_EquitySecuritiesFvNiGainLoss_C76A08F2CD3431F3CF1351E07A2C1C02_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiGainLoss_C76A08F2CD3431F3CF1351E07A2C1C02" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Securities, FV-NI, Gain (Loss) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_C76A08F2CD3431F3CF1351E07A2C1C02" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD_terseLabel_en-US" xlink:label="lab_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other income </link:label>

<link:label id="lab_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD_label_en-US" xlink:label="lab_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Income </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncome" xlink:label="loc_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD" xlink:to="lab_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD" xlink:type="arc"/>

<link:label id="lab_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4_totalLabel_en-US" xlink:label="lab_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total premiums and other revenues </link:label>

<link:label id="lab_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4_label_en-US" xlink:label="lab_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revenues </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4" xlink:to="lab_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4" xlink:type="arc"/>

<link:label id="lab_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4_terseLabel_en-US" xlink:label="lab_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> BENEFITS, LOSSES AND EXPENSES </link:label>

<link:label id="lab_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4_label_en-US" xlink:label="lab_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Benefits, Losses and Expenses [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BenefitsLossesAndExpensesAbstract" xlink:label="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="lab_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:type="arc"/>

<link:label id="lab_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD_terseLabel_en-US" xlink:label="lab_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policyholder benefits </link:label>

<link:label id="lab_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD_label_en-US" xlink:label="lab_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholder Benefits [Abstract] </link:label>

<link:label id="lab_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD_documentation_en-US" xlink:label="lab_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Policyholder benefits. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PolicyholderBenefitsAbstract" xlink:label="loc_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:to="lab_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:type="arc"/>

<link:label id="lab_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A_terseLabel_en-US" xlink:label="lab_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Life </link:label>

<link:label id="lab_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A_label_en-US" xlink:label="lab_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policy Holder Benefits And Claims Incurred Life </link:label>

<link:label id="lab_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A_documentation_en-US" xlink:label="lab_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount, after effect of policies assumed or ceded, of expense related to provision for policy benefits and costs incurred for life insurance contracts. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PolicyHolderBenefitsAndClaimsIncurredLife" xlink:label="loc_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:to="lab_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:type="arc"/>

<link:label id="lab_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29_terseLabel_en-US" xlink:label="lab_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Annuity </link:label>

<link:label id="lab_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29_label_en-US" xlink:label="lab_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policy Holder Benefits And Claims Incurred Annuity </link:label>

<link:label id="lab_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29_documentation_en-US" xlink:label="lab_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount, after effect of policies assumed or ceded, of expense related to provision for policy benefits and costs incurred for annuity contracts. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity" xlink:label="loc_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:to="lab_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:type="arc"/>

<link:label id="lab_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591_terseLabel_en-US" xlink:label="lab_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Claims incurred </link:label>

<link:label id="lab_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591_label_en-US" xlink:label="lab_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Claims Incurred [Abstract] </link:label>

<link:label id="lab_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591_documentation_en-US" xlink:label="lab_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Claims incurred. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ClaimsIncurredAbstract" xlink:label="loc_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:to="lab_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:type="arc"/>

<link:label id="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5_terseLabel_en-US" xlink:label="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Health </link:label>

<link:label id="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5_label_en-US" xlink:label="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholder Benefits and Claims Incurred, Net, Health </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5" xlink:to="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805_terseLabel_en-US" xlink:label="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property and casualty </link:label>

<link:label id="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805_label_en-US" xlink:label="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholder Benefits and Claims Incurred, Net, Property, Casualty and Liability </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncurredClaimsPropertyCasualtyAndLiability" xlink:label="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805" xlink:to="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805" xlink:type="arc"/>

<link:label id="lab_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2_terseLabel_en-US" xlink:label="lab_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest credited to policyholders’ account balances </link:label>

<link:label id="lab_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2_label_en-US" xlink:label="lab_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholder Account Balance, Interest Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestCreditedToPolicyholdersAccountBalances" xlink:label="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2" xlink:to="lab_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2" xlink:type="arc"/>

<link:label id="lab_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30_terseLabel_en-US" xlink:label="lab_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commissions for acquiring and servicing policies </link:label>

<link:label id="lab_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30_label_en-US" xlink:label="lab_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Insurance Commissions </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissions" xlink:label="loc_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30" xlink:to="lab_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other operating expenses </link:label>

<link:label id="lab_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84_label_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Cost and Expense, Operating </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84" xlink:to="lab_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Change in deferred policy acquisition costs </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Deferred Policy Acquisition Costs </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1" xlink:to="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1" xlink:type="arc"/>

<link:label id="lab_us-gaap_BenefitsLossesAndExpenses_464C5D5A72C7878EE61651E07A2EB65F_totalLabel_en-US" xlink:label="lab_us-gaap_BenefitsLossesAndExpenses_464C5D5A72C7878EE61651E07A2EB65F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total benefits, losses and expenses </link:label>

<link:label id="lab_us-gaap_BenefitsLossesAndExpenses_464C5D5A72C7878EE61651E07A2EB65F_label_en-US" xlink:label="lab_us-gaap_BenefitsLossesAndExpenses_464C5D5A72C7878EE61651E07A2EB65F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Benefits, Losses and Expenses </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BenefitsLossesAndExpenses" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_464C5D5A72C7878EE61651E07A2EB65F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Less: Provision for federal income taxes </link:label>

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<link:label id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_EB7ECBAEFA069A62F34B51E07A30DD76_label_en-US" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_EB7ECBAEFA069A62F34B51E07A30DD76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Federal Income Tax Expense (Benefit) </link:label>

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<link:label id="lab_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_EB6CABBE6A2A4411AE6951E07A30180D_totalLabel_en-US" xlink:label="lab_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_EB6CABBE6A2A4411AE6951E07A30180D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total provision for federal income taxes </link:label>

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<link:label id="lab_anat_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterestBeforeIncomeLossFromEquityMethodInvestments_165117274BF8DCB95F8F51E07A305E69_totalLabel_en-US" xlink:label="lab_anat_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterestBeforeIncomeLossFromEquityMethodInvestments_165117274BF8DCB95F8F51E07A305E69" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Income after federal income tax </link:label>

<link:label id="lab_anat_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterestBeforeIncomeLossFromEquityMethodInvestments_165117274BF8DCB95F8F51E07A305E69_label_en-US" xlink:label="lab_anat_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterestBeforeIncomeLossFromEquityMethodInvestments_165117274BF8DCB95F8F51E07A305E69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income (Loss) from Continuing Operations, Including Portion Attributable to Noncontrolling Interest, Before Income (Loss) from Equity Method Investments </link:label>

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<link:label id="lab_us-gaap_IncomeLossFromEquityMethodInvestments_2BE77AAD29B02C80FDB351E07A30C443_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments_2BE77AAD29B02C80FDB351E07A30C443" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity in earnings of unconsolidated affiliates </link:label>

<link:label id="lab_us-gaap_IncomeLossFromEquityMethodInvestments_2BE77AAD29B02C80FDB351E07A30C443_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments_2BE77AAD29B02C80FDB351E07A30C443" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income (Loss) from Equity Method Investments </link:label>

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<link:label id="lab_us-gaap_NetPeriodicDefinedBenefitsExpenseReversalOfExpenseExcludingServiceCostComponent_161584EE6CD376D4C2F351E07A30DD4D_negatedLabel_en-US" xlink:label="lab_us-gaap_NetPeriodicDefinedBenefitsExpenseReversalOfExpenseExcludingServiceCostComponent_161584EE6CD376D4C2F351E07A30DD4D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other components of net periodic pension costs, net of tax </link:label>

<link:label id="lab_us-gaap_NetPeriodicDefinedBenefitsExpenseReversalOfExpenseExcludingServiceCostComponent_161584EE6CD376D4C2F351E07A30DD4D_label_en-US" xlink:label="lab_us-gaap_NetPeriodicDefinedBenefitsExpenseReversalOfExpenseExcludingServiceCostComponent_161584EE6CD376D4C2F351E07A30DD4D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Periodic Defined Benefits Expense (Reversal of Expense), Excluding Service Cost Component </link:label>

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<link:label id="lab_us-gaap_ProfitLoss_A005D84198EDDE4D93FB51E07A3042AD_totalLabel_en-US" xlink:label="lab_us-gaap_ProfitLoss_A005D84198EDDE4D93FB51E07A3042AD" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net income </link:label>

<link:label id="lab_us-gaap_ProfitLoss_A005D84198EDDE4D93FB51E07A3042AD_label_en-US" xlink:label="lab_us-gaap_ProfitLoss_A005D84198EDDE4D93FB51E07A3042AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss), Including Portion Attributable to Noncontrolling Interest </link:label>

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<link:label id="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_90BBAD8DAA883BFE419B51E07A302BAE_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_90BBAD8DAA883BFE419B51E07A302BAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Less: Net loss attributable to noncontrolling interest, net of tax </link:label>

<link:label id="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_90BBAD8DAA883BFE419B51E07A302BAE_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_90BBAD8DAA883BFE419B51E07A302BAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss) Attributable to Noncontrolling Interest </link:label>

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<link:label id="lab_us-gaap_NetIncomeLoss_70DD39BC9637C118A37A51E07A31A2C3_totalLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_70DD39BC9637C118A37A51E07A31A2C3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net income attributable to American National </link:label>

<link:label id="lab_us-gaap_NetIncomeLoss_70DD39BC9637C118A37A51E07A31A2C3_label_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_70DD39BC9637C118A37A51E07A31A2C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss) Attributable to Parent </link:label>

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<link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Amounts available to American National common stockholders </link:label>

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<link:label id="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome_4F2F3F87DE11255C593751BAB6434203_terseLabel_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome_4F2F3F87DE11255C593751BAB6434203" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net income from change in unrealized investment gains (losses) on securities </link:label>

<link:label id="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome_4F2F3F87DE11255C593751BAB6434203_label_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome_4F2F3F87DE11255C593751BAB6434203" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> New Accounting Pronouncement or Change in Accounting Principle, Effect of Change on Net Income </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome" xlink:label="loc_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome_4F2F3F87DE11255C593751BAB6434203" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A_terseLabel_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Increase in retained earnings </link:label>

<link:label id="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A_label_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> New Accounting Pronouncement or Change in Accounting Principle, Effect of Adoption, Quantification </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification" xlink:label="loc_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A" xlink:to="lab_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A" xlink:type="arc"/>

<link:label id="lab_us-gaap_OperatingLeaseRightOfUseAsset_AA7FEC1B05CF2DA4E0F951BAB6439A57_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeaseRightOfUseAsset_AA7FEC1B05CF2DA4E0F951BAB6439A57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating lease right-of-use asset </link:label>

<link:label id="lab_us-gaap_OperatingLeaseRightOfUseAsset_AA7FEC1B05CF2DA4E0F951BAB6439A57_label_en-US" xlink:label="lab_us-gaap_OperatingLeaseRightOfUseAsset_AA7FEC1B05CF2DA4E0F951BAB6439A57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Operating Lease, Right-of-Use Asset </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_AA7FEC1B05CF2DA4E0F951BAB6439A57" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_84E8E2311EF350CB088051BAB643EAAE_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_84E8E2311EF350CB088051BAB643EAAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Retained earnings </link:label>

<link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_84E8E2311EF350CB088051BAB643EAAE_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_84E8E2311EF350CB088051BAB643EAAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Retained Earnings (Accumulated Deficit) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_84E8E2311EF350CB088051BAB643EAAE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_BD7E485CBDDCDE08627051BAB6437F06_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_BD7E485CBDDCDE08627051BAB6437F06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated other comprehensive income (loss) </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_BD7E485CBDDCDE08627051BAB6437F06_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_BD7E485CBDDCDE08627051BAB6437F06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss), Net of Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_BD7E485CBDDCDE08627051BAB6437F06" xlink:type="locator"/>

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<link:label id="lab_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9_terseLabel_en-US" xlink:label="lab_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of mortgage loan foreclosed </link:label>

<link:label id="lab_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9_label_en-US" xlink:label="lab_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number Of Mortgage Loan Foreclosed </link:label>

<link:label id="lab_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9_documentation_en-US" xlink:label="lab_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Number of mortgage loan foreclosed. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfMortgageLoanForeclosed" xlink:label="loc_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9" xlink:type="locator"/>

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<link:label id="lab_us-gaap_MortgageLoansOnRealEstateForeclosures_7F01A13926322988F0B7620ACFE17825_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateForeclosures_7F01A13926322988F0B7620ACFE17825" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans foreclosed </link:label>

<link:label id="lab_us-gaap_MortgageLoansOnRealEstateForeclosures_7F01A13926322988F0B7620ACFE17825_label_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateForeclosures_7F01A13926322988F0B7620ACFE17825" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Foreclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageLoansOnRealEstateForeclosures" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateForeclosures_7F01A13926322988F0B7620ACFE17825" xlink:type="locator"/>

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<link:label id="lab_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C_terseLabel_en-US" xlink:label="lab_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of loans in foreclosure process </link:label>

<link:label id="lab_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C_label_en-US" xlink:label="lab_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number Of Mortgage Loans In Foreclosure Process </link:label>

<link:label id="lab_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C_documentation_en-US" xlink:label="lab_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Number of mortgage loans in foreclosure process. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfMortgageLoansInForeclosureProcess" xlink:label="loc_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C" xlink:type="locator"/>

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<link:label id="lab_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9_terseLabel_en-US" xlink:label="lab_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans foreclosure process </link:label>

<link:label id="lab_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9_label_en-US" xlink:label="lab_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mortgage Loans On Real Estate Foreclosures Process </link:label>

<link:label id="lab_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9_documentation_en-US" xlink:label="lab_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mortgage loans on real estate foreclosures process. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_MortgageLoansOnRealEstateForeclosuresProcess" xlink:label="loc_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9" xlink:type="locator"/>

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<link:label id="lab_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0_terseLabel_en-US" xlink:label="lab_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of mortgage loans sold </link:label>

<link:label id="lab_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0_label_en-US" xlink:label="lab_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number Of Mortgage Loan Sold </link:label>

<link:label id="lab_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0_documentation_en-US" xlink:label="lab_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Number of mortgage loan sold. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfMortgageLoanSold" xlink:label="loc_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0" xlink:type="locator"/>

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<link:label id="lab_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE_terseLabel_en-US" xlink:label="lab_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unamortized discounts </link:label>

<link:label id="lab_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE_label_en-US" xlink:label="lab_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unamortized Discounts </link:label>

<link:label id="lab_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE_documentation_en-US" xlink:label="lab_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Unamortized discounts from face amounts of loan. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_UnamortizedDiscounts" xlink:label="loc_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE" xlink:type="locator"/>

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<link:label id="lab_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A_terseLabel_en-US" xlink:label="lab_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unamortized origination fees, mortgage loans </link:label>

<link:label id="lab_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A_label_en-US" xlink:label="lab_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unamortized Origination Fees </link:label>

<link:label id="lab_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A_documentation_en-US" xlink:label="lab_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Unamortized costs incurred to originate loans. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_UnamortizedOriginationFees" xlink:label="loc_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_627EE68EC8ADDC6827AB620ACFE2C0C1_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_627EE68EC8ADDC6827AB620ACFE2C0C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commitment to lend additional funds to debtors with modified loans as TDRs </link:label>

<link:label id="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_627EE68EC8ADDC6827AB620ACFE2C0C1_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_627EE68EC8ADDC6827AB620ACFE2C0C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Troubled Debt Restructuring, Commitment to Lend </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend" xlink:label="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_627EE68EC8ADDC6827AB620ACFE2C0C1" xlink:type="locator"/>

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<link:label id="lab_anat_NetInvestmentIncomeAndRealizedGainsAndLossesTextBlock_52FE8B850C712D1373C851F40964F7ED_terseLabel_en-US" xlink:label="lab_anat_NetInvestmentIncomeAndRealizedGainsAndLossesTextBlock_52FE8B850C712D1373C851F40964F7ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net Investment Income and Realized Investment Gains (Losses) </link:label>

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<link:label id="lab_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5_label_en-US" xlink:label="lab_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Related Party Transactions, by Related Party [Table] </link:label>

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<link:label id="lab_us-gaap_RelatedPartyDomain_9949EBEF65A698247D070AD135AFCC75_label_en-US" xlink:label="lab_us-gaap_RelatedPartyDomain_9949EBEF65A698247D070AD135AFCC75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party [Domain] </link:label>

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<link:label id="lab_srt_AffiliatedEntityMember_CB3E1149C4D54F3A20E80AD135AF19B0_terseLabel_en-US" xlink:label="lab_srt_AffiliatedEntityMember_CB3E1149C4D54F3A20E80AD135AF19B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gal-Tex Hotel Corporation </link:label>

<link:label id="lab_srt_AffiliatedEntityMember_CB3E1149C4D54F3A20E80AD135AF19B0_label_en-US" xlink:label="lab_srt_AffiliatedEntityMember_CB3E1149C4D54F3A20E80AD135AF19B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Affiliated Entity [Member] </link:label>

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<link:label id="lab_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9_terseLabel_en-US" xlink:label="lab_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Greer, Herz & Adams, LLP </link:label>

<link:label id="lab_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9_label_en-US" xlink:label="lab_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Greer Herz And Adams LLP [Member] </link:label>

<link:label id="lab_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9_documentation_en-US" xlink:label="lab_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Greer, Herz and Adams, LLP. </link:label>

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<link:label id="lab_anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember_D4D11DF8FD01E86F76D50AD135B0AFAD_terseLabel_en-US" xlink:label="lab_anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember_D4D11DF8FD01E86F76D50AD135B0AFAD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loan on real estate </link:label>

<link:label id="lab_anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember_D4D11DF8FD01E86F76D50AD135B0AFAD_label_en-US" xlink:label="lab_anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember_D4D11DF8FD01E86F76D50AD135B0AFAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mortgage Loans On Real Estate Financial Statement Caption [Member] </link:label>

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<link:loc xlink:href="anat-20190630.xsd#anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember" xlink:label="loc_anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember_D4D11DF8FD01E86F76D50AD135B0AFAD" xlink:type="locator"/>

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<link:label id="lab_anat_NetInvestmentIncomeAccrualMember_53996B83B79DE844E9200AD135B15043_terseLabel_en-US" xlink:label="lab_anat_NetInvestmentIncomeAccrualMember_53996B83B79DE844E9200AD135B15043" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net investment income </link:label>

<link:label id="lab_anat_NetInvestmentIncomeAccrualMember_53996B83B79DE844E9200AD135B15043_label_en-US" xlink:label="lab_anat_NetInvestmentIncomeAccrualMember_53996B83B79DE844E9200AD135B15043" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Investment Income Accrual [Member] </link:label>

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<link:label id="lab_anat_OtherOperatingExpensesAccrualMember_3F5C3ADABE7E829AF44F0AD135B12297_terseLabel_en-US" xlink:label="lab_anat_OtherOperatingExpensesAccrualMember_3F5C3ADABE7E829AF44F0AD135B12297" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other operating expenses </link:label>

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<link:label id="lab_us-gaap_IncomeStatementLocationAxis_B7D2AB68A2ACB527DD150AD135B11128_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationAxis_B7D2AB68A2ACB527DD150AD135B11128" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income Statement Location [Axis] </link:label>

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<link:label id="lab_anat_MortgageLoanOnRealEstateIncomeStatementEffectMember_8EAB8FA28B6998145A2C0AD135B25CF0_terseLabel_en-US" xlink:label="lab_anat_MortgageLoanOnRealEstateIncomeStatementEffectMember_8EAB8FA28B6998145A2C0AD135B25CF0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loan on real estate </link:label>

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<link:label id="lab_anat_MortgageLoanOnRealEstateIncomeStatementEffectMember_8EAB8FA28B6998145A2C0AD135B25CF0_documentation_en-US" xlink:label="lab_anat_MortgageLoanOnRealEstateIncomeStatementEffectMember_8EAB8FA28B6998145A2C0AD135B25CF0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mortgage loan on real estate income statement effect. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_MortgageLoanOnRealEstateIncomeStatementEffectMember" xlink:label="loc_anat_MortgageLoanOnRealEstateIncomeStatementEffectMember_8EAB8FA28B6998145A2C0AD135B25CF0" xlink:type="locator"/>

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<link:label id="lab_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net investment income </link:label>

<link:label id="lab_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47_label_en-US" xlink:label="lab_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Income [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeMember" xlink:label="loc_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47" xlink:to="lab_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47" xlink:type="arc"/>

<link:label id="lab_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other operating expenses </link:label>

<link:label id="lab_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23_label_en-US" xlink:label="lab_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Operating Expense [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpenseMember" xlink:label="loc_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23" xlink:to="lab_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23" xlink:type="arc"/>

<link:label id="lab_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Related Party Transaction [Line Items] </link:label>

<link:label id="lab_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party Transaction [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:to="lab_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:type="arc"/>

<link:label id="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_AC3883B302D33A03B2DE0AD135B257F5_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_AC3883B302D33A03B2DE0AD135B257F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Dollar Amount of Transactions </link:label>

<link:label id="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_AC3883B302D33A03B2DE0AD135B257F5_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_AC3883B302D33A03B2DE0AD135B257F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party Transaction, Amounts of Transaction </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionAmountsOfTransaction" xlink:label="loc_us-gaap_RelatedPartyTransactionAmountsOfTransaction_AC3883B302D33A03B2DE0AD135B257F5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RelatedPartyTransactionDueFromToRelatedParty_DB8D534DC526C332DDA30AD135B3ADFD_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionDueFromToRelatedParty_DB8D534DC526C332DDA30AD135B3ADFD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Amount due to (from) American National </link:label>

<link:label id="lab_us-gaap_RelatedPartyTransactionDueFromToRelatedParty_DB8D534DC526C332DDA30AD135B3ADFD_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionDueFromToRelatedParty_DB8D534DC526C332DDA30AD135B3ADFD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party Transaction, Due from (to) Related Party </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionDueFromToRelatedParty" xlink:label="loc_us-gaap_RelatedPartyTransactionDueFromToRelatedParty_DB8D534DC526C332DDA30AD135B3ADFD" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Segment Reporting Information, by Segment [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998_label_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Segment Reporting Information, by Segment [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F_terseLabel_en-US" xlink:label="lab_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Segments [Axis] </link:label>

<link:label id="lab_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F_label_en-US" xlink:label="lab_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Segments [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Segments [Domain] </link:label>

<link:label id="lab_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F_label_en-US" xlink:label="lab_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Segments [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:to="lab_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:type="arc"/>

<link:label id="lab_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4_terseLabel_en-US" xlink:label="lab_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Life </link:label>

<link:label id="lab_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4_label_en-US" xlink:label="lab_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Life Segment [Member] </link:label>

<link:label id="lab_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4_documentation_en-US" xlink:label="lab_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Life Segment [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LifeSegmentMember" xlink:label="loc_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:to="lab_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:type="arc"/>

<link:label id="lab_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F_terseLabel_en-US" xlink:label="lab_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Annuity </link:label>

<link:label id="lab_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F_label_en-US" xlink:label="lab_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Annuity Segment [Member] </link:label>

<link:label id="lab_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F_documentation_en-US" xlink:label="lab_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Annuity Segment [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AnnuitySegmentMember" xlink:label="loc_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:to="lab_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:type="arc"/>

<link:label id="lab_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD_terseLabel_en-US" xlink:label="lab_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Health </link:label>

<link:label id="lab_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD_label_en-US" xlink:label="lab_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accident And Health Segment [Member] </link:label>

<link:label id="lab_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD_documentation_en-US" xlink:label="lab_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Accident and Health Segment [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AccidentAndHealthSegmentMember" xlink:label="loc_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:to="lab_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:type="arc"/>

<link:label id="lab_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2_terseLabel_en-US" xlink:label="lab_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property & Casualty </link:label>

<link:label id="lab_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2_label_en-US" xlink:label="lab_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Property And Casualty Segment [Member] </link:label>

<link:label id="lab_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2_documentation_en-US" xlink:label="lab_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Property and Casualty Segment [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PropertyAndCasualtySegmentMember" xlink:label="loc_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:to="lab_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:type="arc"/>

<link:label id="lab_us-gaap_CorporateAndOtherMember_76FB4F242C2F933B345E6244BA96F981_terseLabel_en-US" xlink:label="lab_us-gaap_CorporateAndOtherMember_76FB4F242C2F933B345E6244BA96F981" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Corporate & Other </link:label>

<link:label id="lab_us-gaap_CorporateAndOtherMember_76FB4F242C2F933B345E6244BA96F981_label_en-US" xlink:label="lab_us-gaap_CorporateAndOtherMember_76FB4F242C2F933B345E6244BA96F981" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Corporate and Other [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateAndOtherMember" xlink:label="loc_us-gaap_CorporateAndOtherMember_76FB4F242C2F933B345E6244BA96F981" xlink:type="locator"/>

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<link:label id="lab_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Segment Reporting Information [Line Items] </link:label>

<link:label id="lab_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5_label_en-US" xlink:label="lab_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Segment Reporting Information [Line Items] </link:label>

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<link:label id="lab_us-gaap_PremiumsEarnedNet_C47F2863C1C6069269326244BA9627DF_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_C47F2863C1C6069269326244BA9627DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Premiums </link:label>

<link:label id="lab_us-gaap_PremiumsEarnedNet_C47F2863C1C6069269326244BA9627DF_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_C47F2863C1C6069269326244BA9627DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums Earned, Net </link:label>

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<link:label id="lab_anat_ClaimsIncurred_62186E1FFD4B04B7AF166244BA9839D1_terseLabel_en-US" xlink:label="lab_anat_ClaimsIncurred_62186E1FFD4B04B7AF166244BA9839D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Claims incurred </link:label>

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<link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Asset, Period Past Due [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E" xlink:to="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financial Asset, Period Past Due [Domain] </link:label>

<link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Asset, Period Past Due [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:to="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 30-59 Days Past Due </link:label>

<link:label id="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A_label_en-US" xlink:label="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Asset, 30 to 59 Days Past Due [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A" xlink:to="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 60-89 Days Past Due </link:label>

<link:label id="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE_label_en-US" xlink:label="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Asset, 60 to 89 Days Past Due [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE" xlink:to="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> More Than 90 Days </link:label>

<link:label id="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Asset, Equal to or Greater than 90 Days Past Due [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B" xlink:to="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Past Due [Line Items] </link:label>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Past Due [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total past due </link:label>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Past Due </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current </link:label>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Not Past Due </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B" xlink:type="arc"/>

<link:label id="lab_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA_totalLabel_en-US" xlink:label="lab_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Gross loan receivable amount </link:label>

<link:label id="lab_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA_label_en-US" xlink:label="lab_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, before Allowance for Credit Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA" xlink:to="lab_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C_negatedLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Allowance for loan losses </link:label>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Allowance for Credit Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C" xlink:type="arc"/>

<link:label id="lab_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8_terseLabel_en-US" xlink:label="lab_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total loans percent </link:label>

<link:label id="lab_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8_label_en-US" xlink:label="lab_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans Receivable Commercial Real Estate Percentage </link:label>

<link:label id="lab_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8_documentation_en-US" xlink:label="lab_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans receivable commercial real estate percentage. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LoansReceivableCommercialRealEstatePercentage" xlink:label="loc_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:to="lab_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:type="arc"/>

<link:label id="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8_totalLabel_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total, net of allowance </link:label>

<link:label id="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8_label_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mortgage Loans on Real Estate, Commercial and Consumer, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8" xlink:to="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8" xlink:type="arc"/>

<link:label id="lab_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C_terseLabel_en-US" xlink:label="lab_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Real Estate by Property-Type and Geographic Distribution </link:label>

<link:label id="lab_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C_label_en-US" xlink:label="lab_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Real Estate By Property Type and Geographic Distribution [Table Text Block] </link:label>

<link:label id="lab_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C_documentation_en-US" xlink:label="lab_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Investment real estate by property type and geographic distribution. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock" xlink:label="loc_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:to="lab_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_01DAA221A25FA326613651BAB58CED05_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_01DAA221A25FA326613651BAB58CED05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets and Liabilities Related to VIEs </link:label>

<link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_01DAA221A25FA326613651BAB58CED05_label_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_01DAA221A25FA326613651BAB58CED05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Variable Interest Entities [Table Text Block] </link:label>

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<link:label id="lab_us-gaap_StockAppreciationRightsSARSMember_296CE5667EC31AB04D3152BAE6BEBAC4_terseLabel_en-US" xlink:label="lab_us-gaap_StockAppreciationRightsSARSMember_296CE5667EC31AB04D3152BAE6BEBAC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Stock Appreciation Rights </link:label>

<link:label id="lab_us-gaap_StockAppreciationRightsSARSMember_296CE5667EC31AB04D3152BAE6BEBAC4_label_en-US" xlink:label="lab_us-gaap_StockAppreciationRightsSARSMember_296CE5667EC31AB04D3152BAE6BEBAC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Appreciation Rights (SARs) [Member] </link:label>

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<link:label id="lab_us-gaap_RestrictedStockMember_13721FCB0983DB2B981552BAE6BE537B_label_en-US" xlink:label="lab_us-gaap_RestrictedStockMember_13721FCB0983DB2B981552BAE6BE537B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Restricted Stock [Member] </link:label>

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<link:label id="lab_us-gaap_RestrictedStockUnitsRSUMember_60EF01889EBFE37E776D52BAE6BE5609_terseLabel_en-US" xlink:label="lab_us-gaap_RestrictedStockUnitsRSUMember_60EF01889EBFE37E776D52BAE6BE5609" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Restricted Stock Units </link:label>

<link:label id="lab_us-gaap_RestrictedStockUnitsRSUMember_60EF01889EBFE37E776D52BAE6BE5609_label_en-US" xlink:label="lab_us-gaap_RestrictedStockUnitsRSUMember_60EF01889EBFE37E776D52BAE6BE5609" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Restricted Stock Units (RSUs) [Member] </link:label>

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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award [Line Items] </link:label>

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<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3_terseLabel_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Weighted-Average Grant Date Fair Value, Exercised </link:label>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3_label_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Exercised In Period Weighted Average Grant Date Fair Value </link:label>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3_documentation_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The weighted average fair value at grant date or for equity-based award exercised during the period other than stock option plans. </link:label>

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<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriodWeightedAverageGrantDateFairValue_C247C60872DF3080A78B52BDEECD46DB" xlink:to="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriodWeightedAverageGrantDateFairValue_C247C60872DF3080A78B52BDEECD46DB" xlink:type="arc"/>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_F47C2A5F8FC79906438E52BAE6C0C119_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_F47C2A5F8FC79906438E52BAE6C0C119" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Weighted-Average Grant Date Fair Value, Ending balance </link:label>

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<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice_CCF953EAA48D8E8973C652BAE6C0AC79" xlink:to="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice_CCF953EAA48D8E8973C652BAE6C0AC79" xlink:type="arc"/>

<link:label id="lab_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C_terseLabel_en-US" xlink:label="lab_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Compensation expense (credit) </link:label>

<link:label id="lab_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C_label_en-US" xlink:label="lab_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allocated Share Based Compensation Expense Credit </link:label>

<link:label id="lab_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C_documentation_en-US" xlink:label="lab_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Allocated share based compensation expense credit. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AllocatedShareBasedCompensationExpenseCredit" xlink:label="loc_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:to="lab_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:type="arc"/>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10_terseLabel_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair value of liability award </link:label>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10_label_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Fair Value Of Liability Component Of Award </link:label>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10_documentation_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Share based compensation arrangement by share based payment award equity instruments other than options fair value of liability component of award. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:to="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:type="arc"/>

<link:label id="lab_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_98021C1B94A7E8CB14D0522711851F7E_terseLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_98021C1B94A7E8CB14D0522711851F7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> VIE, Primary Beneficiary </link:label>

<link:label id="lab_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_98021C1B94A7E8CB14D0522711851F7E_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_98021C1B94A7E8CB14D0522711851F7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity, Primary Beneficiary [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_98021C1B94A7E8CB14D0522711851F7E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_98021C1B94A7E8CB14D0522711851F7E" xlink:to="lab_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_98021C1B94A7E8CB14D0522711851F7E" xlink:type="arc"/>

<link:label id="lab_us-gaap_RealEstateInvestmentPropertyNet_D975F612916D04699BBC522711851A8E_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstateInvestmentPropertyNet_D975F612916D04699BBC522711851A8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment real estate </link:label>

<link:label id="lab_us-gaap_RealEstateInvestmentPropertyNet_D975F612916D04699BBC522711851A8E_label_en-US" xlink:label="lab_us-gaap_RealEstateInvestmentPropertyNet_D975F612916D04699BBC522711851A8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Investment Property, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet" xlink:label="loc_us-gaap_RealEstateInvestmentPropertyNet_D975F612916D04699BBC522711851A8E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateInvestmentPropertyNet_D975F612916D04699BBC522711851A8E" xlink:to="lab_us-gaap_RealEstateInvestmentPropertyNet_D975F612916D04699BBC522711851A8E" xlink:type="arc"/>

<link:label id="lab_us-gaap_ShortTermInvestments_9348DBD13EFD0B75FFDD522711851FCB_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermInvestments_9348DBD13EFD0B75FFDD522711851FCB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term investments </link:label>

<link:label id="lab_us-gaap_ShortTermInvestments_9348DBD13EFD0B75FFDD522711851FCB_label_en-US" xlink:label="lab_us-gaap_ShortTermInvestments_9348DBD13EFD0B75FFDD522711851FCB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Investments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_9348DBD13EFD0B75FFDD522711851FCB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermInvestments_9348DBD13EFD0B75FFDD522711851FCB" xlink:to="lab_us-gaap_ShortTermInvestments_9348DBD13EFD0B75FFDD522711851FCB" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_F7F93EE3D0E44FEAE581522711867327_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_F7F93EE3D0E44FEAE581522711867327" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash and cash equivalents </link:label>

<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_F7F93EE3D0E44FEAE581522711867327_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_F7F93EE3D0E44FEAE581522711867327" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash and Cash Equivalents, at Carrying Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_F7F93EE3D0E44FEAE581522711867327" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_F7F93EE3D0E44FEAE581522711867327" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_F7F93EE3D0E44FEAE581522711867327" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherReceivables_09CBB09F61CBB04426B352271186FE1F_terseLabel_en-US" xlink:label="lab_us-gaap_OtherReceivables_09CBB09F61CBB04426B352271186FE1F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other receivables </link:label>

<link:label id="lab_us-gaap_OtherReceivables_09CBB09F61CBB04426B352271186FE1F_label_en-US" xlink:label="lab_us-gaap_OtherReceivables_09CBB09F61CBB04426B352271186FE1F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Receivables </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherReceivables" xlink:label="loc_us-gaap_OtherReceivables_09CBB09F61CBB04426B352271186FE1F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherReceivables_09CBB09F61CBB04426B352271186FE1F" xlink:to="lab_us-gaap_OtherReceivables_09CBB09F61CBB04426B352271186FE1F" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherAssets_7CEA5D59009CDC0344BB522711861996_terseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets_7CEA5D59009CDC0344BB522711861996" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other assets </link:label>

<link:label id="lab_us-gaap_OtherAssets_7CEA5D59009CDC0344BB522711861996_label_en-US" xlink:label="lab_us-gaap_OtherAssets_7CEA5D59009CDC0344BB522711861996" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_7CEA5D59009CDC0344BB522711861996" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets_7CEA5D59009CDC0344BB522711861996" xlink:to="lab_us-gaap_OtherAssets_7CEA5D59009CDC0344BB522711861996" xlink:type="arc"/>

<link:label id="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2787B1602E484CF73CD752271186AB81_totalLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2787B1602E484CF73CD752271186AB81" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total assets of consolidated VIEs </link:label>

<link:label id="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2787B1602E484CF73CD752271186AB81_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2787B1602E484CF73CD752271186AB81" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity, Consolidated, Carrying Amount, Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:label="loc_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2787B1602E484CF73CD752271186AB81" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2787B1602E484CF73CD752271186AB81" xlink:to="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2787B1602E484CF73CD752271186AB81" xlink:type="arc"/>

<link:label id="lab_us-gaap_NotesPayable_B5BB319B2C681191353052271186B81A_terseLabel_en-US" xlink:label="lab_us-gaap_NotesPayable_B5BB319B2C681191353052271186B81A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Notes payable </link:label>

<link:label id="lab_us-gaap_NotesPayable_B5BB319B2C681191353052271186B81A_label_en-US" xlink:label="lab_us-gaap_NotesPayable_B5BB319B2C681191353052271186B81A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Notes Payable </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayable" xlink:label="loc_us-gaap_NotesPayable_B5BB319B2C681191353052271186B81A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NotesPayable_B5BB319B2C681191353052271186B81A" xlink:to="lab_us-gaap_NotesPayable_B5BB319B2C681191353052271186B81A" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherLiabilities_6B0A32FF6EF9CDBC0B2452271186A4E6_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilities_6B0A32FF6EF9CDBC0B2452271186A4E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other liabilities </link:label>

<link:label id="lab_us-gaap_OtherLiabilities_6B0A32FF6EF9CDBC0B2452271186A4E6_label_en-US" xlink:label="lab_us-gaap_OtherLiabilities_6B0A32FF6EF9CDBC0B2452271186A4E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_6B0A32FF6EF9CDBC0B2452271186A4E6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities_6B0A32FF6EF9CDBC0B2452271186A4E6" xlink:to="lab_us-gaap_OtherLiabilities_6B0A32FF6EF9CDBC0B2452271186A4E6" xlink:type="arc"/>

<link:label id="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities_1C7346B1A37E95CD41F652271186E68D_totalLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities_1C7346B1A37E95CD41F652271186E68D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities of consolidated VIEs </link:label>

<link:label id="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities_1C7346B1A37E95CD41F652271186E68D_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities_1C7346B1A37E95CD41F652271186E68D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity, Consolidated, Carrying Amount, Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities" xlink:label="loc_us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities_1C7346B1A37E95CD41F652271186E68D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NumberOfStatesInWhichEntityOperates_F5026CB642AFA19F32060AD13715BFE4_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfStatesInWhichEntityOperates_F5026CB642AFA19F32060AD13715BFE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of states </link:label>

<link:label id="lab_us-gaap_NumberOfStatesInWhichEntityOperates_F5026CB642AFA19F32060AD13715BFE4_label_en-US" xlink:label="lab_us-gaap_NumberOfStatesInWhichEntityOperates_F5026CB642AFA19F32060AD13715BFE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number of States in which Entity Operates </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfStatesInWhichEntityOperates" xlink:label="loc_us-gaap_NumberOfStatesInWhichEntityOperates_F5026CB642AFA19F32060AD13715BFE4" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6_label_en-US" xlink:label="lab_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accounting Policies [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6" xlink:type="locator"/>

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<link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_0915FA418154FCC47F210AD1365A7AAB_terseLabel_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_0915FA418154FCC47F210AD1365A7AAB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Basis of Accounting </link:label>

<link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_0915FA418154FCC47F210AD1365A7AAB_label_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_0915FA418154FCC47F210AD1365A7AAB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Basis of Accounting, Policy [Policy Text Block] </link:label>

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<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseOpeningBalanceAdjustments_125FE49CFC00A28CE4310AD133BF615A_negatedLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseOpeningBalanceAdjustments_125FE49CFC00A28CE4310AD133BF615A" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Decrease in claims and claim adjustments expenses amount </link:label>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount_FF0A181F1BBA5B5C53B80AD133C0384D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_TreasuryStockMember_88D5C3936C10B3C2AD9E620AD0B95F53_terseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockMember_88D5C3936C10B3C2AD9E620AD0B95F53" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Treasury Stock </link:label>

<link:label id="lab_us-gaap_TreasuryStockMember_88D5C3936C10B3C2AD9E620AD0B95F53_label_en-US" xlink:label="lab_us-gaap_TreasuryStockMember_88D5C3936C10B3C2AD9E620AD0B95F53" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Treasury Stock [Member] </link:label>

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<link:label id="lab_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityCumulativeEffectOfChangeInAccountingPrinciple_E0C7FE6FCF452A4D296A620AD0BB06B2_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityCumulativeEffectOfChangeInAccountingPrinciple_E0C7FE6FCF452A4D296A620AD0BB06B2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Cumulative effect of accounting change </link:label>

<link:label id="lab_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityCumulativeEffectOfChangeInAccountingPrinciple_E0C7FE6FCF452A4D296A620AD0BB06B2_label_en-US" xlink:label="lab_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityCumulativeEffectOfChangeInAccountingPrinciple_E0C7FE6FCF452A4D296A620AD0BB06B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Tax Effects Allocated Directly to Equity, Cumulative Effect of Change in Accounting Principle </link:label>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_375D45F607CAEEE7BC65620AD0BB19F3_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_375D45F607CAEEE7BC65620AD0BB19F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other comprehensive income </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_375D45F607CAEEE7BC65620AD0BB19F3_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_375D45F607CAEEE7BC65620AD0BB19F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Net of Tax </link:label>

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<link:label id="lab_us-gaap_NetIncomeLoss_F7D2620AB813447E29AF620AD0BB45AC_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_F7D2620AB813447E29AF620AD0BB45AC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net income attributable to American National </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_F7D2620AB813447E29AF620AD0BB45AC" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DividendsCommonStockCash_17CB0A7995816814DFCD620AD0BBFA46_negatedLabel_en-US" xlink:label="lab_us-gaap_DividendsCommonStockCash_17CB0A7995816814DFCD620AD0BBFA46" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Cash dividends to common stockholders </link:label>

<link:label id="lab_us-gaap_DividendsCommonStockCash_17CB0A7995816814DFCD620AD0BBFA46_label_en-US" xlink:label="lab_us-gaap_DividendsCommonStockCash_17CB0A7995816814DFCD620AD0BBFA46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Dividends, Common Stock, Cash </link:label>

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<link:label id="lab_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_725D357C630FD73CDB19620AD0BB876F_terseLabel_en-US" xlink:label="lab_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_725D357C630FD73CDB19620AD0BB876F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Contributions </link:label>

<link:label id="lab_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_725D357C630FD73CDB19620AD0BB876F_label_en-US" xlink:label="lab_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_725D357C630FD73CDB19620AD0BB876F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noncontrolling Interest, Increase from Subsidiary Equity Issuance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance" xlink:label="loc_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_725D357C630FD73CDB19620AD0BB876F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_ECD38D25D87A501E1D0D620AD0BC5A5D_negatedLabel_en-US" xlink:label="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_ECD38D25D87A501E1D0D620AD0BC5A5D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Distributions </link:label>

<link:label id="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_ECD38D25D87A501E1D0D620AD0BC5A5D_label_en-US" xlink:label="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_ECD38D25D87A501E1D0D620AD0BC5A5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noncontrolling Interest, Decrease from Distributions to Noncontrolling Interest Holders </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_ECD38D25D87A501E1D0D620AD0BC5A5D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_3937B37E02B876490546620AD0BCE3B6_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_3937B37E02B876490546620AD0BCE3B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net loss attributable to noncontrolling interest </link:label>

<link:label id="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_3937B37E02B876490546620AD0BCE3B6_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_3937B37E02B876490546620AD0BCE3B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss), Including Portion Attributable to Nonredeemable Noncontrolling Interest </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_3937B37E02B876490546620AD0BCE3B6" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7EDFEF19F2BB16396394620AD0BC7299_periodEndLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7EDFEF19F2BB16396394620AD0BC7299" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Balance at end of the period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7EDFEF19F2BB16396394620AD0BC7299" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7EDFEF19F2BB16396394620AD0BC7299" xlink:to="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7EDFEF19F2BB16396394620AD0BC7299" xlink:type="arc"/>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, amortized cost, due in one year or less </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E" xlink:type="arc"/>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_57F6121682C663A914030AD133EAE825_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_57F6121682C663A914030AD133EAE825" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, amortized cost, due after one year through five years </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_57F6121682C663A914030AD133EAE825_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_57F6121682C663A914030AD133EAE825" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_57F6121682C663A914030AD133EAE825" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_46CB26A0E6DD014F860D0AD133EA159E_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_46CB26A0E6DD014F860D0AD133EA159E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, amortized cost, due after five years through ten years </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_46CB26A0E6DD014F860D0AD133EA159E_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_46CB26A0E6DD014F860D0AD133EA159E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_46CB26A0E6DD014F860D0AD133EA159E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99B1AAA828107AF3A21E0AD133EBDB2D_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99B1AAA828107AF3A21E0AD133EBDB2D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, amortized cost, due after ten years </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99B1AAA828107AF3A21E0AD133EBDB2D_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99B1AAA828107AF3A21E0AD133EBDB2D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Amortized Cost </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99B1AAA828107AF3A21E0AD133EBDB2D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HeldToMaturitySecurities_081A54889AFE514945B60AD133EB5468_totalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_081A54889AFE514945B60AD133EB5468" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, amortized cost </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecurities_081A54889AFE514945B60AD133EB5468_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_081A54889AFE514945B60AD133EB5468" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity </link:label>

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<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_B03AC48D7E81AC05692D51DBE65B45E3" xlink:type="locator"/>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_4E28CAE9713CC7FEB8FF51DBE65BF958" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_7B1DDDA7CB0D6834B08851DBE65D51E6_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_7B1DDDA7CB0D6834B08851DBE65D51E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value by Liability Class [Domain] </link:label>

<link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_7B1DDDA7CB0D6834B08851DBE65D51E6_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_7B1DDDA7CB0D6834B08851DBE65D51E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value by Liability Class [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_7B1DDDA7CB0D6834B08851DBE65D51E6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_7B1DDDA7CB0D6834B08851DBE65D51E6" xlink:to="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_7B1DDDA7CB0D6834B08851DBE65D51E6" xlink:type="arc"/>

<link:label id="lab_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130_terseLabel_en-US" xlink:label="lab_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Indexed Annuities </link:label>

<link:label id="lab_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130_label_en-US" xlink:label="lab_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Indexed Annuities [Member] </link:label>

<link:label id="lab_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130_documentation_en-US" xlink:label="lab_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Indexed annuities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_IndexedAnnuitiesMember" xlink:label="loc_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130" xlink:to="lab_anat_IndexedAnnuitiesMember_FAD4E9AF83EFF78AAFC651DBE65D2130" xlink:type="arc"/>

<link:label id="lab_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE_terseLabel_en-US" xlink:label="lab_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Indexed Life </link:label>

<link:label id="lab_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE_label_en-US" xlink:label="lab_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Indexed Life [Member] </link:label>

<link:label id="lab_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE_documentation_en-US" xlink:label="lab_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Indexed life. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_IndexedLifeMember" xlink:label="loc_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE" xlink:to="lab_anat_IndexedLifeMember_EF7D914E60DE876778F151DBE65D9CFE" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_10A2CFEE3CDB11D98B1951DBE65D508D_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_10A2CFEE3CDB11D98B1951DBE65D508D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement Inputs and Valuation Techniques [Line Items] </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_10A2CFEE3CDB11D98B1951DBE65D508D_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_10A2CFEE3CDB11D98B1951DBE65D508D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement Inputs and Valuation Techniques [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_10A2CFEE3CDB11D98B1951DBE65D508D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_10A2CFEE3CDB11D98B1951DBE65D508D" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_10A2CFEE3CDB11D98B1951DBE65D508D" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_1316FD17B8B79B58157951DBE65D3316_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_1316FD17B8B79B58157951DBE65D3316" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative financial liabilities </link:label>

<link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_1316FD17B8B79B58157951DBE65D3316_label_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_1316FD17B8B79B58157951DBE65D3316" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Liabilities Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_1316FD17B8B79B58157951DBE65D3316" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_1316FD17B8B79B58157951DBE65D3316" xlink:to="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_1316FD17B8B79B58157951DBE65D3316" xlink:type="arc"/>

<link:label id="lab_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0_terseLabel_en-US" xlink:label="lab_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unobservable input, lapse rate </link:label>

<link:label id="lab_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0_label_en-US" xlink:label="lab_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Significant Unobservable Inputs Lapse Rate </link:label>

<link:label id="lab_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0_documentation_en-US" xlink:label="lab_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Significant unobservable inputs lapse rate. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_SignificantUnobservableInputsLapseRate" xlink:label="loc_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0" xlink:to="lab_anat_SignificantUnobservableInputsLapseRate_061CFF9B55358DD539A351DBE65E29D0" xlink:type="arc"/>

<link:label id="lab_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515_terseLabel_en-US" xlink:label="lab_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unobservable input, mortality multiplier </link:label>

<link:label id="lab_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515_label_en-US" xlink:label="lab_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Significant Unobservable Inputs Mortality Multiplier Rate </link:label>

<link:label id="lab_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515_documentation_en-US" xlink:label="lab_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Significant unobservable inputs mortality multiplier rate. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_SignificantUnobservableInputsMortalityMultiplierRate" xlink:label="loc_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515" xlink:to="lab_anat_SignificantUnobservableInputsMortalityMultiplierRate_F6FF63BECA81D37DA58251DBE65E0515" xlink:type="arc"/>

<link:label id="lab_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267_terseLabel_en-US" xlink:label="lab_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unobservable input, equity volatility </link:label>

<link:label id="lab_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267_label_en-US" xlink:label="lab_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Significant Unobservable Inputs Equity Volatility Rate </link:label>

<link:label id="lab_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267_documentation_en-US" xlink:label="lab_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Significant unobservable inputs equity volatility rate. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_SignificantUnobservableInputsEquityVolatilityRate" xlink:label="loc_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267" xlink:to="lab_anat_SignificantUnobservableInputsEquityVolatilityRate_FDE52055A72B51C3B12351DBE65E1267" xlink:type="arc"/>

<link:label id="lab_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174_terseLabel_en-US" xlink:label="lab_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Graded Vesting </link:label>

<link:label id="lab_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174_label_en-US" xlink:label="lab_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Graded Vesting [Member] </link:label>

<link:label id="lab_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174_documentation_en-US" xlink:label="lab_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Graded vesting. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_GradedVestingMember" xlink:label="loc_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174" xlink:to="lab_anat_GradedVestingMember_47F3EABB4BE6FBBE32324EE0A39C8174" xlink:type="arc"/>

<link:label id="lab_us-gaap_VestingAxis_BA9A2030D37B2874BC0F4EE0A39D0F23_terseLabel_en-US" xlink:label="lab_us-gaap_VestingAxis_BA9A2030D37B2874BC0F4EE0A39D0F23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Vesting [Axis] </link:label>

<link:label id="lab_us-gaap_VestingAxis_BA9A2030D37B2874BC0F4EE0A39D0F23_label_en-US" xlink:label="lab_us-gaap_VestingAxis_BA9A2030D37B2874BC0F4EE0A39D0F23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Vesting [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VestingAxis" xlink:label="loc_us-gaap_VestingAxis_BA9A2030D37B2874BC0F4EE0A39D0F23" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VestingAxis_BA9A2030D37B2874BC0F4EE0A39D0F23" xlink:to="lab_us-gaap_VestingAxis_BA9A2030D37B2874BC0F4EE0A39D0F23" xlink:type="arc"/>

<link:label id="lab_us-gaap_VestingDomain_B93EFA93154948840E8B4EE0A39D7B9B_terseLabel_en-US" xlink:label="lab_us-gaap_VestingDomain_B93EFA93154948840E8B4EE0A39D7B9B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Vesting [Domain] </link:label>

<link:label id="lab_us-gaap_VestingDomain_B93EFA93154948840E8B4EE0A39D7B9B_label_en-US" xlink:label="lab_us-gaap_VestingDomain_B93EFA93154948840E8B4EE0A39D7B9B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Vesting [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VestingDomain" xlink:label="loc_us-gaap_VestingDomain_B93EFA93154948840E8B4EE0A39D7B9B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VestingDomain_B93EFA93154948840E8B4EE0A39D7B9B" xlink:to="lab_us-gaap_VestingDomain_B93EFA93154948840E8B4EE0A39D7B9B" xlink:type="arc"/>

<link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_C384D9B717402292DCB54EE0A39E1F74_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_C384D9B717402292DCB54EE0A39E1F74" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Award, Tranche One </link:label>

<link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_C384D9B717402292DCB54EE0A39E1F74_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_C384D9B717402292DCB54EE0A39E1F74" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Payment Arrangement, Tranche One [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_C384D9B717402292DCB54EE0A39E1F74" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_C384D9B717402292DCB54EE0A39E1F74" xlink:to="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_C384D9B717402292DCB54EE0A39E1F74" xlink:type="arc"/>

<link:label id="lab_dei_LegalEntityAxis_42874904829804FDC8544EE0A39E767E_terseLabel_en-US" xlink:label="lab_dei_LegalEntityAxis_42874904829804FDC8544EE0A39E767E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Legal Entity [Axis] </link:label>

<link:label id="lab_dei_LegalEntityAxis_42874904829804FDC8544EE0A39E767E_label_en-US" xlink:label="lab_dei_LegalEntityAxis_42874904829804FDC8544EE0A39E767E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Legal Entity [Axis] </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_42874904829804FDC8544EE0A39E767E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis_42874904829804FDC8544EE0A39E767E" xlink:to="lab_dei_LegalEntityAxis_42874904829804FDC8544EE0A39E767E" xlink:type="arc"/>

<link:label id="lab_dei_EntityDomain_4B4F7E6EE0B22A093B094EE0A39EDEE2_terseLabel_en-US" xlink:label="lab_dei_EntityDomain_4B4F7E6EE0B22A093B094EE0A39EDEE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity [Domain] </link:label>

<link:label id="lab_dei_EntityDomain_4B4F7E6EE0B22A093B094EE0A39EDEE2_label_en-US" xlink:label="lab_dei_EntityDomain_4B4F7E6EE0B22A093B094EE0A39EDEE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity [Domain] </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_4B4F7E6EE0B22A093B094EE0A39EDEE2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain_4B4F7E6EE0B22A093B094EE0A39EDEE2" xlink:to="lab_dei_EntityDomain_4B4F7E6EE0B22A093B094EE0A39EDEE2" xlink:type="arc"/>

<link:label id="lab_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26_terseLabel_en-US" xlink:label="lab_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Insurance Subsidiary </link:label>

<link:label id="lab_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26_label_en-US" xlink:label="lab_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Insurance Subsidiary [Member] </link:label>

<link:label id="lab_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26_documentation_en-US" xlink:label="lab_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Insurance Subsidiary [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InsuranceSubsidiaryMember" xlink:label="loc_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26" xlink:to="lab_anat_InsuranceSubsidiaryMember_C4EF0718D66C892AFD404EE0A39F0A26" xlink:type="arc"/>

<link:label id="lab_anat_CountyMutualMember_12BAEAFC55D0C12A6A044EE0A39F958A_terseLabel_en-US" xlink:label="lab_anat_CountyMutualMember_12BAEAFC55D0C12A6A044EE0A39F958A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> County Mutual </link:label>

<link:label id="lab_anat_CountyMutualMember_12BAEAFC55D0C12A6A044EE0A39F958A_label_en-US" xlink:label="lab_anat_CountyMutualMember_12BAEAFC55D0C12A6A044EE0A39F958A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> County Mutual [Member] </link:label>

<link:label id="lab_anat_CountyMutualMember_12BAEAFC55D0C12A6A044EE0A39F958A_documentation_en-US" xlink:label="lab_anat_CountyMutualMember_12BAEAFC55D0C12A6A044EE0A39F958A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> County mutual. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_CountyMutualMember" xlink:label="loc_anat_CountyMutualMember_12BAEAFC55D0C12A6A044EE0A39F958A" xlink:type="locator"/>

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<link:label id="lab_srt_StatementGeographicalAxis_D13DB0346ADAE263E4DA4EE0A39F9132_terseLabel_en-US" xlink:label="lab_srt_StatementGeographicalAxis_D13DB0346ADAE263E4DA4EE0A39F9132" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Geographical [Axis] </link:label>

<link:label id="lab_srt_StatementGeographicalAxis_D13DB0346ADAE263E4DA4EE0A39F9132_label_en-US" xlink:label="lab_srt_StatementGeographicalAxis_D13DB0346ADAE263E4DA4EE0A39F9132" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Geographical [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementGeographicalAxis" xlink:label="loc_srt_StatementGeographicalAxis_D13DB0346ADAE263E4DA4EE0A39F9132" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StatementGeographicalAxis_D13DB0346ADAE263E4DA4EE0A39F9132" xlink:to="lab_srt_StatementGeographicalAxis_D13DB0346ADAE263E4DA4EE0A39F9132" xlink:type="arc"/>

<link:label id="lab_srt_SegmentGeographicalDomain_AC554673E6F8B762D9B94EE0A39FDA0B_terseLabel_en-US" xlink:label="lab_srt_SegmentGeographicalDomain_AC554673E6F8B762D9B94EE0A39FDA0B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Geographical [Domain] </link:label>

<link:label id="lab_srt_SegmentGeographicalDomain_AC554673E6F8B762D9B94EE0A39FDA0B_label_en-US" xlink:label="lab_srt_SegmentGeographicalDomain_AC554673E6F8B762D9B94EE0A39FDA0B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Geographical [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SegmentGeographicalDomain" xlink:label="loc_srt_SegmentGeographicalDomain_AC554673E6F8B762D9B94EE0A39FDA0B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_SegmentGeographicalDomain_AC554673E6F8B762D9B94EE0A39FDA0B" xlink:to="lab_srt_SegmentGeographicalDomain_AC554673E6F8B762D9B94EE0A39FDA0B" xlink:type="arc"/>

<link:label id="lab_stpr_MO_A4B2F39644D28B2400B14EE0A39F1374_terseLabel_en-US" xlink:label="lab_stpr_MO_A4B2F39644D28B2400B14EE0A39F1374" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Missouri </link:label>

<link:label id="lab_stpr_MO_A4B2F39644D28B2400B14EE0A39F1374_label_en-US" xlink:label="lab_stpr_MO_A4B2F39644D28B2400B14EE0A39F1374" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> MISSOURI </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd#stpr_MO" xlink:label="loc_stpr_MO_A4B2F39644D28B2400B14EE0A39F1374" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_stpr_MO_A4B2F39644D28B2400B14EE0A39F1374" xlink:to="lab_stpr_MO_A4B2F39644D28B2400B14EE0A39F1374" xlink:type="arc"/>

<link:label id="lab_srt_ConsolidatedEntitiesAxis_D7D66F4C11BA613D846E4EE0A3A14FEF_terseLabel_en-US" xlink:label="lab_srt_ConsolidatedEntitiesAxis_D7D66F4C11BA613D846E4EE0A3A14FEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Consolidated Entities [Axis] </link:label>

<link:label id="lab_srt_ConsolidatedEntitiesAxis_D7D66F4C11BA613D846E4EE0A3A14FEF_label_en-US" xlink:label="lab_srt_ConsolidatedEntitiesAxis_D7D66F4C11BA613D846E4EE0A3A14FEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Consolidated Entities [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_D7D66F4C11BA613D846E4EE0A3A14FEF" xlink:type="locator"/>

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<link:label id="lab_srt_ConsolidatedEntitiesDomain_DC0CF4FC253AF34CE8AC4EE0A3A1E671_terseLabel_en-US" xlink:label="lab_srt_ConsolidatedEntitiesDomain_DC0CF4FC253AF34CE8AC4EE0A3A1E671" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Consolidated Entities [Domain] </link:label>

<link:label id="lab_srt_ConsolidatedEntitiesDomain_DC0CF4FC253AF34CE8AC4EE0A3A1E671_label_en-US" xlink:label="lab_srt_ConsolidatedEntitiesDomain_DC0CF4FC253AF34CE8AC4EE0A3A1E671" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Consolidated Entities [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_DC0CF4FC253AF34CE8AC4EE0A3A1E671" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidatedEntitiesDomain_DC0CF4FC253AF34CE8AC4EE0A3A1E671" xlink:to="lab_srt_ConsolidatedEntitiesDomain_DC0CF4FC253AF34CE8AC4EE0A3A1E671" xlink:type="arc"/>

<link:label id="lab_srt_ParentCompanyMember_3DFFF04914BA389D0DB04EE0A3A16255_terseLabel_en-US" xlink:label="lab_srt_ParentCompanyMember_3DFFF04914BA389D0DB04EE0A3A16255" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Parent Company </link:label>

<link:label id="lab_srt_ParentCompanyMember_3DFFF04914BA389D0DB04EE0A3A16255_label_en-US" xlink:label="lab_srt_ParentCompanyMember_3DFFF04914BA389D0DB04EE0A3A16255" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Parent Company [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_3DFFF04914BA389D0DB04EE0A3A16255" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ParentCompanyMember_3DFFF04914BA389D0DB04EE0A3A16255" xlink:to="lab_srt_ParentCompanyMember_3DFFF04914BA389D0DB04EE0A3A16255" xlink:type="arc"/>

<link:label id="lab_srt_SubsidiariesMember_6B4B05187CAC1BA7D0774EE0A3A240BB_terseLabel_en-US" xlink:label="lab_srt_SubsidiariesMember_6B4B05187CAC1BA7D0774EE0A3A240BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Subsidiaries </link:label>

<link:label id="lab_srt_SubsidiariesMember_6B4B05187CAC1BA7D0774EE0A3A240BB_label_en-US" xlink:label="lab_srt_SubsidiariesMember_6B4B05187CAC1BA7D0774EE0A3A240BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Subsidiaries [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_6B4B05187CAC1BA7D0774EE0A3A240BB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_SubsidiariesMember_6B4B05187CAC1BA7D0774EE0A3A240BB" xlink:to="lab_srt_SubsidiariesMember_6B4B05187CAC1BA7D0774EE0A3A240BB" xlink:type="arc"/>

<link:label id="lab_srt_StatementScenarioAxis_3A5BB4068794EF2FC4724EE0A3A2B9B1_terseLabel_en-US" xlink:label="lab_srt_StatementScenarioAxis_3A5BB4068794EF2FC4724EE0A3A2B9B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Scenario [Axis] </link:label>

<link:label id="lab_srt_StatementScenarioAxis_3A5BB4068794EF2FC4724EE0A3A2B9B1_label_en-US" xlink:label="lab_srt_StatementScenarioAxis_3A5BB4068794EF2FC4724EE0A3A2B9B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Scenario [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis_3A5BB4068794EF2FC4724EE0A3A2B9B1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StatementScenarioAxis_3A5BB4068794EF2FC4724EE0A3A2B9B1" xlink:to="lab_srt_StatementScenarioAxis_3A5BB4068794EF2FC4724EE0A3A2B9B1" xlink:type="arc"/>

<link:label id="lab_srt_ScenarioUnspecifiedDomain_EFD40C72B9967D82FC164EE0A3A27B68_terseLabel_en-US" xlink:label="lab_srt_ScenarioUnspecifiedDomain_EFD40C72B9967D82FC164EE0A3A27B68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Scenario [Domain] </link:label>

<link:label id="lab_srt_ScenarioUnspecifiedDomain_EFD40C72B9967D82FC164EE0A3A27B68_label_en-US" xlink:label="lab_srt_ScenarioUnspecifiedDomain_EFD40C72B9967D82FC164EE0A3A27B68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Scenario [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_EFD40C72B9967D82FC164EE0A3A27B68" xlink:type="locator"/>

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<link:label id="lab_srt_ScenarioForecastMember_8D9ADF6FDFC5F1DE24FA4EE0A3A29072_terseLabel_en-US" xlink:label="lab_srt_ScenarioForecastMember_8D9ADF6FDFC5F1DE24FA4EE0A3A29072" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Scenario, Forecast </link:label>

<link:label id="lab_srt_ScenarioForecastMember_8D9ADF6FDFC5F1DE24FA4EE0A3A29072_label_en-US" xlink:label="lab_srt_ScenarioForecastMember_8D9ADF6FDFC5F1DE24FA4EE0A3A29072" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Forecast [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioForecastMember" xlink:label="loc_srt_ScenarioForecastMember_8D9ADF6FDFC5F1DE24FA4EE0A3A29072" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_5478AA886C2B40BD46FB4EE0A3A36D4B_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_5478AA886C2B40BD46FB4EE0A3A36D4B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, par value (in usd per share) </link:label>

<link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_5478AA886C2B40BD46FB4EE0A3A36D4B_label_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_5478AA886C2B40BD46FB4EE0A3A36D4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Par or Stated Value Per Share </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_5478AA886C2B40BD46FB4EE0A3A36D4B" xlink:type="locator"/>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_763423C58021D833AE414EE0A3A4BE54" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_5553E64A5850FE6D05BA4EE0A3A44ACC_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_5553E64A5850FE6D05BA4EE0A3A44ACC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maximum limit of shares available for grants under stock-based compensation plan </link:label>

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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_67C3152825A5C5A5B48E4EE0A3A4AD9B_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_67C3152825A5C5A5B48E4EE0A3A4AD9B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maximum limit of shares granted to any one individual in any calendar year </link:label>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_67C3152825A5C5A5B48E4EE0A3A4AD9B_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_67C3152825A5C5A5B48E4EE0A3A4AD9B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award, Maximum Number of Shares Per Employee </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_67C3152825A5C5A5B48E4EE0A3A4AD9B" xlink:type="locator"/>

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<link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_809AC7AB5FA148289B724EE0A3A4D902_terseLabel_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_809AC7AB5FA148289B724EE0A3A4D902" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Vesting rate per year </link:label>

<link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_809AC7AB5FA148289B724EE0A3A4D902_label_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_809AC7AB5FA148289B724EE0A3A4D902" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_809AC7AB5FA148289B724EE0A3A4D902" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_809AC7AB5FA148289B724EE0A3A4D902" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_809AC7AB5FA148289B724EE0A3A4D902" xlink:type="arc"/>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_0636EE41661197A32EA24EE0A3A5E5C8_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_0636EE41661197A32EA24EE0A3A5E5C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Vesting period </link:label>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_0636EE41661197A32EA24EE0A3A5E5C8_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_0636EE41661197A32EA24EE0A3A5E5C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_0636EE41661197A32EA24EE0A3A5E5C8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_0636EE41661197A32EA24EE0A3A5E5C8" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_0636EE41661197A32EA24EE0A3A5E5C8" xlink:type="arc"/>

<link:label id="lab_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D_terseLabel_en-US" xlink:label="lab_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Expiration of vesting period </link:label>

<link:label id="lab_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D_label_en-US" xlink:label="lab_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Expiration Of Vesting Period </link:label>

<link:label id="lab_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D_documentation_en-US" xlink:label="lab_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Expiration of vesting period. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ExpirationOfVestingPeriod" xlink:label="loc_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D" xlink:to="lab_anat_ExpirationOfVestingPeriod_4EDE9A93F628FB35D1444EE0A3A5194D" xlink:type="arc"/>

<link:label id="lab_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05_terseLabel_en-US" xlink:label="lab_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Lapse restrictions on restricted stock awards </link:label>

<link:label id="lab_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05_label_en-US" xlink:label="lab_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Term Of Restrictions On Stock </link:label>

<link:label id="lab_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05_documentation_en-US" xlink:label="lab_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Term of restrictions on stock. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_TermOfRestrictionsOnStock" xlink:label="loc_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05" xlink:to="lab_anat_TermOfRestrictionsOnStock_51F555BD2CCA4B94E2004EE0A3A5BD05" xlink:type="arc"/>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE_terseLabel_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Shares granted </link:label>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE_label_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Granted </link:label>

<link:label id="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE_documentation_en-US" xlink:label="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This represents the total number of shares available for grant under the entity's stock incentive plan. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE" xlink:to="lab_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_0563D48FF1A9DC02A38B4EE0A3A5EFAE" xlink:type="arc"/>

<link:label id="lab_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF_terseLabel_en-US" xlink:label="lab_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Exercise price of Restricted shares granted </link:label>

<link:label id="lab_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF_label_en-US" xlink:label="lab_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Exercise Price Of Restricted Shares Granted </link:label>

<link:label id="lab_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF_documentation_en-US" xlink:label="lab_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Exercise price of restricted shares granted. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ExercisePriceOfRestrictedSharesGranted" xlink:label="loc_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF" xlink:to="lab_anat_ExercisePriceOfRestrictedSharesGranted_5E1B98261823DBECEA7A4EE0A3A5E3DF" xlink:type="arc"/>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70C3E3F9F8642A20CF474EE0A3A5C385_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70C3E3F9F8642A20CF474EE0A3A5C385" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of shares unvested </link:label>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70C3E3F9F8642A20CF474EE0A3A5C385_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70C3E3F9F8642A20CF474EE0A3A5C385" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70C3E3F9F8642A20CF474EE0A3A5C385" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70C3E3F9F8642A20CF474EE0A3A5C385" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_70C3E3F9F8642A20CF474EE0A3A5C385" xlink:type="arc"/>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_0E52FB85EC69FDA4E1E44EE0A3A57EE3_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_0E52FB85EC69FDA4E1E44EE0A3A57EE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Vesting period description </link:label>

<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_0E52FB85EC69FDA4E1E44EE0A3A57EE3_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_0E52FB85EC69FDA4E1E44EE0A3A57EE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award, Plan Modification, Description and Terms </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_0E52FB85EC69FDA4E1E44EE0A3A57EE3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_0E52FB85EC69FDA4E1E44EE0A3A57EE3" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_0E52FB85EC69FDA4E1E44EE0A3A57EE3" xlink:type="arc"/>

<link:label id="lab_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5_terseLabel_en-US" xlink:label="lab_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Risk based capital action level percentage </link:label>

<link:label id="lab_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5_label_en-US" xlink:label="lab_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Risk Based Capital Action Level Percentage </link:label>

<link:label id="lab_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5_documentation_en-US" xlink:label="lab_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Percentage of the the authorized risk based capital requiring actions from either the entity or insurance regulators. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_RiskBasedCapitalActionLevelPercentage" xlink:label="loc_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5" xlink:to="lab_anat_RiskBasedCapitalActionLevelPercentage_8117190384E7C5E2531E4EE0A3A6F8D5" xlink:type="arc"/>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_C7A25C7FFFB13D3C0A614EE0A3A60A68_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_C7A25C7FFFB13D3C0A614EE0A3A60A68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statutory capital and surplus </link:label>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_C7A25C7FFFB13D3C0A614EE0A3A60A68_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_C7A25C7FFFB13D3C0A614EE0A3A60A68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices, Statutory Capital and Surplus, Balance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_C7A25C7FFFB13D3C0A614EE0A3A60A68" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_C7A25C7FFFB13D3C0A614EE0A3A60A68" xlink:to="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_C7A25C7FFFB13D3C0A614EE0A3A60A68" xlink:type="arc"/>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_23B727B84673A6BE2C124EE0A3A6B377_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_23B727B84673A6BE2C124EE0A3A6B377" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statutory accounting practices permitted practice amount </link:label>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_23B727B84673A6BE2C124EE0A3A6B377_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_23B727B84673A6BE2C124EE0A3A6B377" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices, Permitted Practice, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount" xlink:label="loc_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_23B727B84673A6BE2C124EE0A3A6B377" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_23B727B84673A6BE2C124EE0A3A6B377" xlink:to="lab_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_23B727B84673A6BE2C124EE0A3A6B377" xlink:type="arc"/>

<link:label id="lab_us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations_139EC5394ED9BFFC7DAD4EE0A3A7BB47_terseLabel_en-US" xlink:label="lab_us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations_139EC5394ED9BFFC7DAD4EE0A3A7BB47" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Description of regulatory capital requirement </link:label>

<link:label id="lab_us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations_139EC5394ED9BFFC7DAD4EE0A3A7BB47_label_en-US" xlink:label="lab_us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations_139EC5394ED9BFFC7DAD4EE0A3A7BB47" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Description of Regulatory Capital Requirements under Insurance Regulations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations" xlink:label="loc_us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations_139EC5394ED9BFFC7DAD4EE0A3A7BB47" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval_A7913CEA79C785E009964EE0A3A7D5AD_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval_A7913CEA79C785E009964EE0A3A7D5AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statutory amount available for dividend payments without regulatory approval </link:label>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval_A7913CEA79C785E009964EE0A3A7D5AD_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval_A7913CEA79C785E009964EE0A3A7D5AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval_A7913CEA79C785E009964EE0A3A7D5AD" xlink:type="locator"/>

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<link:label id="lab_us-gaap_MinorityInterest_53C707CDEBBFBED232424EE0A3A7AAF8_terseLabel_en-US" xlink:label="lab_us-gaap_MinorityInterest_53C707CDEBBFBED232424EE0A3A7AAF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Noncontrolling interest </link:label>

<link:label id="lab_us-gaap_MinorityInterest_53C707CDEBBFBED232424EE0A3A7AAF8_label_en-US" xlink:label="lab_us-gaap_MinorityInterest_53C707CDEBBFBED232424EE0A3A7AAF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity Attributable to Noncontrolling Interest </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterest" xlink:label="loc_us-gaap_MinorityInterest_53C707CDEBBFBED232424EE0A3A7AAF8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MinorityInterest_53C707CDEBBFBED232424EE0A3A7AAF8" xlink:to="lab_us-gaap_MinorityInterest_53C707CDEBBFBED232424EE0A3A7AAF8" xlink:type="arc"/>

<link:label id="lab_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668_terseLabel_en-US" xlink:label="lab_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule Of Significant Accounting Policies [Table] </link:label>

<link:label id="lab_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668_label_en-US" xlink:label="lab_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule Of Significant Accounting Policies [Table] </link:label>

<link:label id="lab_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668_documentation_en-US" xlink:label="lab_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Schedule Of Significant Accounting Policies [Table] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ScheduleOfSignificantAccountingPoliciesTable" xlink:label="loc_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:type="locator"/>

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<link:label id="lab_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48_terseLabel_en-US" xlink:label="lab_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule Of Significant Accounting Policies [Line Items] </link:label>

<link:label id="lab_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48_label_en-US" xlink:label="lab_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule Of Significant Accounting Policies [Line Items] </link:label>

<link:label id="lab_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48_documentation_en-US" xlink:label="lab_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Schedule of significant accounting policies. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ScheduleOfSignificantAccountingPoliciesLineItems" xlink:label="loc_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48" xlink:type="locator"/>

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<link:label id="lab_us-gaap_MinorityInterestOwnershipPercentageByParent_41B2EA466CE782C216D70AD134D35348_terseLabel_en-US" xlink:label="lab_us-gaap_MinorityInterestOwnershipPercentageByParent_41B2EA466CE782C216D70AD134D35348" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity ownership percentage </link:label>

<link:label id="lab_us-gaap_MinorityInterestOwnershipPercentageByParent_41B2EA466CE782C216D70AD134D35348_label_en-US" xlink:label="lab_us-gaap_MinorityInterestOwnershipPercentageByParent_41B2EA466CE782C216D70AD134D35348" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noncontrolling Interest, Ownership Percentage by Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterestOwnershipPercentageByParent" xlink:label="loc_us-gaap_MinorityInterestOwnershipPercentageByParent_41B2EA466CE782C216D70AD134D35348" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_45659A15D6E163F47E3A0AD1358F52CA_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_45659A15D6E163F47E3A0AD1358F52CA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Derivative Instruments Reported in Financial Position </link:label>

<link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_45659A15D6E163F47E3A0AD1358F52CA_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_45659A15D6E163F47E3A0AD1358F52CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_45659A15D6E163F47E3A0AD1358F52CA" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_C17B79A4A1BB17C525410AD1358F63C3_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_C17B79A4A1BB17C525410AD1358F63C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Derivative Instruments Reported in Statements of Operations </link:label>

<link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_C17B79A4A1BB17C525410AD1358F63C3_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_C17B79A4A1BB17C525410AD1358F63C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Instruments, Gain (Loss) [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_C17B79A4A1BB17C525410AD1358F63C3" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DisclosureOfCreditDerivativesTextBlock_D5FA6B4E9BF0A58579430AD1358F5A3A_terseLabel_en-US" xlink:label="lab_us-gaap_DisclosureOfCreditDerivativesTextBlock_D5FA6B4E9BF0A58579430AD1358F5A3A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Information Regarding Company's Exposure to Credit Loss on the Options Holds </link:label>

<link:label id="lab_us-gaap_DisclosureOfCreditDerivativesTextBlock_D5FA6B4E9BF0A58579430AD1358F5A3A_label_en-US" xlink:label="lab_us-gaap_DisclosureOfCreditDerivativesTextBlock_D5FA6B4E9BF0A58579430AD1358F5A3A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Disclosure of Credit Derivatives [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCreditDerivativesTextBlock" xlink:label="loc_us-gaap_DisclosureOfCreditDerivativesTextBlock_D5FA6B4E9BF0A58579430AD1358F5A3A" xlink:type="locator"/>

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<link:label id="lab_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_E6CBFD4B511918D6B69F522735B7CEE7_terseLabel_en-US" xlink:label="lab_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_E6CBFD4B511918D6B69F522735B7CEE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maximum amount of investment in long-term notes payable </link:label>

<link:label id="lab_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_E6CBFD4B511918D6B69F522735B7CEE7_label_en-US" xlink:label="lab_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_E6CBFD4B511918D6B69F522735B7CEE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Maximum Amount Of Investment In Long Term Notes Payable </link:label>

<link:label id="lab_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_E6CBFD4B511918D6B69F522735B7CEE7_documentation_en-US" xlink:label="lab_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_E6CBFD4B511918D6B69F522735B7CEE7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This represents the entity's maximum amount of investment in consolidated joint ventures with notes payable balance as of the balance sheet date. </link:label>

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<link:label id="lab_anat_NumberOfRealEstateInvestments_514D7C28B7041169C96D522735B89FA1_terseLabel_en-US" xlink:label="lab_anat_NumberOfRealEstateInvestments_514D7C28B7041169C96D522735B89FA1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of real estate investment held for sale </link:label>

<link:label id="lab_anat_NumberOfRealEstateInvestments_514D7C28B7041169C96D522735B89FA1_label_en-US" xlink:label="lab_anat_NumberOfRealEstateInvestments_514D7C28B7041169C96D522735B89FA1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number Of Real Estate Investments </link:label>

<link:label id="lab_anat_NumberOfRealEstateInvestments_514D7C28B7041169C96D522735B89FA1_documentation_en-US" xlink:label="lab_anat_NumberOfRealEstateInvestments_514D7C28B7041169C96D522735B89FA1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Number of real estate investments. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfRealEstateInvestments" xlink:label="loc_anat_NumberOfRealEstateInvestments_514D7C28B7041169C96D522735B89FA1" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RealEstateHeldforsale_EA97F4681E471EDE2894522735B847FF_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstateHeldforsale_EA97F4681E471EDE2894522735B847FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real estate investments held-for-sale </link:label>

<link:label id="lab_us-gaap_RealEstateHeldforsale_EA97F4681E471EDE2894522735B847FF_label_en-US" xlink:label="lab_us-gaap_RealEstateHeldforsale_EA97F4681E471EDE2894522735B847FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Held-for-sale </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateHeldforsale" xlink:label="loc_us-gaap_RealEstateHeldforsale_EA97F4681E471EDE2894522735B847FF" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Credit Derivatives [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B_label_en-US" xlink:label="lab_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Credit Derivatives [Table] </link:label>

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<link:label id="lab_us-gaap_CashMember_7DA224DFE0D88C6B985F0AD1367A91F8_terseLabel_en-US" xlink:label="lab_us-gaap_CashMember_7DA224DFE0D88C6B985F0AD1367A91F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Collateral Held in Cash </link:label>

<link:label id="lab_us-gaap_CashMember_7DA224DFE0D88C6B985F0AD1367A91F8_label_en-US" xlink:label="lab_us-gaap_CashMember_7DA224DFE0D88C6B985F0AD1367A91F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash [Member] </link:label>

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<link:label id="lab_us-gaap_SecuritiesAssetsMember_9ECF84982615088C16750AD1367AB6FB_verboseLabel_en-US" xlink:label="lab_us-gaap_SecuritiesAssetsMember_9ECF84982615088C16750AD1367AB6FB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Collateral Held in Invested Assets </link:label>

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<link:label id="lab_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68_terseLabel_en-US" xlink:label="lab_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Contract Counterparty [Axis] </link:label>

<link:label id="lab_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68_label_en-US" xlink:label="lab_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Contract Counterparty [Axis] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractCounterpartyAxis" xlink:label="loc_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:to="lab_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:type="arc"/>

<link:label id="lab_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1_terseLabel_en-US" xlink:label="lab_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Contract Counterparty [Domain] </link:label>

<link:label id="lab_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1_label_en-US" xlink:label="lab_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Contract Counterparty [Domain] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractCounterpartyDomain" xlink:label="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:type="locator"/>

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<link:label id="lab_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F_terseLabel_en-US" xlink:label="lab_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Barclays </link:label>

<link:label id="lab_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F_label_en-US" xlink:label="lab_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Barclays [Member] </link:label>

<link:label id="lab_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F_documentation_en-US" xlink:label="lab_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Barclays. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_BarclaysMember" xlink:label="loc_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:to="lab_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:type="arc"/>

<link:label id="lab_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B_terseLabel_en-US" xlink:label="lab_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Suisse </link:label>

<link:label id="lab_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B_label_en-US" xlink:label="lab_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Suisse [Member] </link:label>

<link:label id="lab_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B_documentation_en-US" xlink:label="lab_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Credit Suisse [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_CreditSuisseMember" xlink:label="loc_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:to="lab_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:type="arc"/>

<link:label id="lab_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450_terseLabel_en-US" xlink:label="lab_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Goldman-Sachs </link:label>

<link:label id="lab_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450_label_en-US" xlink:label="lab_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Goldman Sachs [Member] </link:label>

<link:label id="lab_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450_documentation_en-US" xlink:label="lab_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Goldman Sachs. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_GoldmanSachsMember" xlink:label="loc_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:to="lab_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:type="arc"/>

<link:label id="lab_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3_terseLabel_en-US" xlink:label="lab_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> ING </link:label>

<link:label id="lab_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3_label_en-US" xlink:label="lab_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> ING [Member] </link:label>

<link:label id="lab_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3_documentation_en-US" xlink:label="lab_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> ING. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_INGMember" xlink:label="loc_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:to="lab_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:type="arc"/>

<link:label id="lab_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739_terseLabel_en-US" xlink:label="lab_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Morgan Stanley </link:label>

<link:label id="lab_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739_label_en-US" xlink:label="lab_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Morgan Stanley [Member] </link:label>

<link:label id="lab_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739_documentation_en-US" xlink:label="lab_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Morgan Stanley. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_MorganStanleyMember" xlink:label="loc_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:to="lab_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:type="arc"/>

<link:label id="lab_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188_terseLabel_en-US" xlink:label="lab_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> NATIXIS </link:label>

<link:label id="lab_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188_label_en-US" xlink:label="lab_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> NATIXIS [Member] </link:label>

<link:label id="lab_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188_documentation_en-US" xlink:label="lab_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> NATIXIS. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_NatixisMember" xlink:label="loc_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:to="lab_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:type="arc"/>

<link:label id="lab_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8_terseLabel_en-US" xlink:label="lab_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> SunTrust </link:label>

<link:label id="lab_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8_label_en-US" xlink:label="lab_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Sun Trust Bank [Member] </link:label>

<link:label id="lab_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8_documentation_en-US" xlink:label="lab_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Sun Trust Bank. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_SunTrustBankMember" xlink:label="loc_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:to="lab_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:type="arc"/>

<link:label id="lab_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9_terseLabel_en-US" xlink:label="lab_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Wells Fargo </link:label>

<link:label id="lab_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9_label_en-US" xlink:label="lab_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Wells Fargo [Member] </link:label>

<link:label id="lab_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9_documentation_en-US" xlink:label="lab_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Wells Fargo. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_WellsFargoMember" xlink:label="loc_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:to="lab_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:type="arc"/>

<link:label id="lab_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A_terseLabel_en-US" xlink:label="lab_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Rating, Moody's [Axis] </link:label>

<link:label id="lab_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A_label_en-US" xlink:label="lab_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Rating, Moody's [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CreditRatingMoodysAxis" xlink:label="loc_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:to="lab_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:type="arc"/>

<link:label id="lab_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02_terseLabel_en-US" xlink:label="lab_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> External Credit Rating, Moody's [Domain] </link:label>

<link:label id="lab_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02_label_en-US" xlink:label="lab_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> External Credit Rating, Moody's [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ExternalCreditRatingMoodysMember" xlink:label="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:to="lab_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:type="arc"/>

<link:label id="lab_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7_terseLabel_en-US" xlink:label="lab_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Moody's, Baa3 Rating </link:label>

<link:label id="lab_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7_label_en-US" xlink:label="lab_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Moody's, Baa3 Rating [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysBaa3RatingMember" xlink:label="loc_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7" xlink:to="lab_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7" xlink:type="arc"/>

<link:label id="lab_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2_terseLabel_en-US" xlink:label="lab_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Moody's, Baa2 Rating </link:label>

<link:label id="lab_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2_label_en-US" xlink:label="lab_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Moody's, Baa2 Rating [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysBaa2RatingMember" xlink:label="loc_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2" xlink:to="lab_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2" xlink:type="arc"/>

<link:label id="lab_srt_MoodysA3RatingMember_E5A7741A8333894B79140AD1367E3838_terseLabel_en-US" xlink:label="lab_srt_MoodysA3RatingMember_E5A7741A8333894B79140AD1367E3838" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Moody A3 Rating </link:label>

<link:label id="lab_srt_MoodysA3RatingMember_E5A7741A8333894B79140AD1367E3838_label_en-US" xlink:label="lab_srt_MoodysA3RatingMember_E5A7741A8333894B79140AD1367E3838" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Moody's, A3 Rating [Member] </link:label>

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<link:label id="lab_srt_MoodysBaa1RatingMember_4AD69D6657262FCCD9400AD1367E934B_label_en-US" xlink:label="lab_srt_MoodysBaa1RatingMember_4AD69D6657262FCCD9400AD1367E934B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Moody's, Baa1 Rating [Member] </link:label>

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<link:label id="lab_srt_MoodysA1RatingMember_D8F9105FF9DDDDECF34E0AD1367E1EB9_label_en-US" xlink:label="lab_srt_MoodysA1RatingMember_D8F9105FF9DDDDECF34E0AD1367E1EB9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Moody's, A1 Rating [Member] </link:label>

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<link:label id="lab_srt_MoodysA2RatingMember_5878A7EB7B3EE70D46870AD1367F7128_label_en-US" xlink:label="lab_srt_MoodysA2RatingMember_5878A7EB7B3EE70D46870AD1367F7128" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Moody's, A2 Rating [Member] </link:label>

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<link:label id="lab_srt_CreditRatingStandardPoorsAxis_B19CDF67D978A293E3EE0AD1367FB6CA_terseLabel_en-US" xlink:label="lab_srt_CreditRatingStandardPoorsAxis_B19CDF67D978A293E3EE0AD1367FB6CA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Rating, Standard & Poor's [Axis] </link:label>

<link:label id="lab_srt_CreditRatingStandardPoorsAxis_B19CDF67D978A293E3EE0AD1367FB6CA_label_en-US" xlink:label="lab_srt_CreditRatingStandardPoorsAxis_B19CDF67D978A293E3EE0AD1367FB6CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Rating, Standard & Poor's [Axis] </link:label>

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<link:label id="lab_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1_terseLabel_en-US" xlink:label="lab_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> External Credit Rating, Standard & Poor's [Domain] </link:label>

<link:label id="lab_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1_label_en-US" xlink:label="lab_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> External Credit Rating, Standard & Poor's [Domain] </link:label>

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<link:label id="lab_srt_StandardPoorsBBBRatingMember_ED50DE8DAE3171237E240AD1367FF677_label_en-US" xlink:label="lab_srt_StandardPoorsBBBRatingMember_ED50DE8DAE3171237E240AD1367FF677" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard & Poor's, BBB Rating [Member] </link:label>

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<link:label id="lab_srt_StandardPoorsBBBPlusRatingMember_43C80A0632E85F7406540AD136804754_label_en-US" xlink:label="lab_srt_StandardPoorsBBBPlusRatingMember_43C80A0632E85F7406540AD136804754" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard & Poor's, BBB+ Rating [Member] </link:label>

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<link:label id="lab_srt_StandardPoorsAPlusRatingMember_AD70CA3A565A1E23F0850AD1368056B9_label_en-US" xlink:label="lab_srt_StandardPoorsAPlusRatingMember_AD70CA3A565A1E23F0850AD1368056B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard & Poor's, A+ Rating [Member] </link:label>

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<link:label id="lab_srt_StandardPoorsAMinusRatingMember_0976924B61057D7408550AD13680EB7E_terseLabel_en-US" xlink:label="lab_srt_StandardPoorsAMinusRatingMember_0976924B61057D7408550AD13680EB7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> S&P A Minus Rating </link:label>

<link:label id="lab_srt_StandardPoorsAMinusRatingMember_0976924B61057D7408550AD13680EB7E_label_en-US" xlink:label="lab_srt_StandardPoorsAMinusRatingMember_0976924B61057D7408550AD13680EB7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard & Poor's, A- Rating [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsAMinusRatingMember" xlink:label="loc_srt_StandardPoorsAMinusRatingMember_0976924B61057D7408550AD13680EB7E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5_terseLabel_en-US" xlink:label="lab_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Derivatives [Line Items] </link:label>

<link:label id="lab_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5_label_en-US" xlink:label="lab_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Derivatives [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditDerivativesLineItems" xlink:label="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CreditRiskDerivativeAssetsAtFairValue_504E105549B41A9FF1D30AD136803569_label_en-US" xlink:label="lab_us-gaap_CreditRiskDerivativeAssetsAtFairValue_504E105549B41A9FF1D30AD136803569" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Risk Derivative Assets, at Fair Value </link:label>

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<link:label id="lab_us-gaap_DerivativeAssetFairValueOfCollateral_7A6D102DE3737BDFCD630AD13680351D_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueOfCollateral_7A6D102DE3737BDFCD630AD13680351D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Fair Value of Collateral </link:label>

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<link:label id="lab_us-gaap_MeasurementInputTypeDomain_CEDE91E25B35A25244B4528F1A854C26_terseLabel_en-US" xlink:label="lab_us-gaap_MeasurementInputTypeDomain_CEDE91E25B35A25244B4528F1A854C26" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Measurement Input Type [Domain] </link:label>

<link:label id="lab_us-gaap_MeasurementInputTypeDomain_CEDE91E25B35A25244B4528F1A854C26_label_en-US" xlink:label="lab_us-gaap_MeasurementInputTypeDomain_CEDE91E25B35A25244B4528F1A854C26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Measurement Input Type [Domain] </link:label>

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<link:label id="lab_us-gaap_MeasurementInputPriceVolatilityMember_5B3A0C4B9179777B6212528F1A854915_terseLabel_en-US" xlink:label="lab_us-gaap_MeasurementInputPriceVolatilityMember_5B3A0C4B9179777B6212528F1A854915" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Price Volatility </link:label>

<link:label id="lab_us-gaap_MeasurementInputPriceVolatilityMember_5B3A0C4B9179777B6212528F1A854915_label_en-US" xlink:label="lab_us-gaap_MeasurementInputPriceVolatilityMember_5B3A0C4B9179777B6212528F1A854915" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Measurement Input, Price Volatility [Member] </link:label>

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<link:label id="lab_us-gaap_DerivativeAssetMeasurementInput_152D7CFE153227A6885B528F1A85496D_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetMeasurementInput_152D7CFE153227A6885B528F1A85496D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity volatility (as percent) </link:label>

<link:label id="lab_us-gaap_DerivativeAssetMeasurementInput_152D7CFE153227A6885B528F1A85496D_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetMeasurementInput_152D7CFE153227A6885B528F1A85496D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Measurement Input </link:label>

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<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_0C26CC2AC0CA88B40F32528F1A868372_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_0C26CC2AC0CA88B40F32528F1A868372" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unrealized gain (losses) relating to assets still held and included in net investment income </link:label>

<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_0C26CC2AC0CA88B40F32528F1A868372_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_0C26CC2AC0CA88B40F32528F1A868372" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Asset, Recurring Basis, Still Held, Unrealized Gain (Loss) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_0C26CC2AC0CA88B40F32528F1A868372" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_76B08B011077A7631072528F1A86A872_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_76B08B011077A7631072528F1A86A872" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfer between Level 1 and Level 2 fair value hierarchies </link:label>

<link:label id="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_76B08B011077A7631072528F1A86A872_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_76B08B011077A7631072528F1A86A872" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets, Level 1 to Level 2 Transfers, Amount </link:label>

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<link:label id="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DC2C64F49DE58ADC7E864EDE1C574CDE_label_en-US" xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DC2C64F49DE58ADC7E864EDE1C574CDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Comprehensive Income [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DC2C64F49DE58ADC7E864EDE1C574CDE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ProfitLoss_14158DC89806EE6627A04EDE1C572C9B_terseLabel_en-US" xlink:label="lab_us-gaap_ProfitLoss_14158DC89806EE6627A04EDE1C572C9B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net income </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_14158DC89806EE6627A04EDE1C572C9B" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other comprehensive income (loss), net of tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_A5DC459BA71BB0D43C694EDE1C58E696_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_A5DC459BA71BB0D43C694EDE1C58E696" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in net unrealized gains (losses) on securities </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_A5DC459BA71BB0D43C694EDE1C58E696_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_A5DC459BA71BB0D43C694EDE1C58E696" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Securities, Available-for-sale, Adjustment, after Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_A5DC459BA71BB0D43C694EDE1C58E696" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_3DFAEA97568A97EED81A4EDE1C597561_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_3DFAEA97568A97EED81A4EDE1C597561" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Foreign currency transaction and translation adjustments </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_3DFAEA97568A97EED81A4EDE1C597561_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_3DFAEA97568A97EED81A4EDE1C597561" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_3DFAEA97568A97EED81A4EDE1C597561" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_7D77899F151ABBA1FE374EDE1C591D86_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_7D77899F151ABBA1FE374EDE1C591D86" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Defined benefit pension plan adjustment </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_7D77899F151ABBA1FE374EDE1C591D86_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_7D77899F151ABBA1FE374EDE1C591D86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, after Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_7D77899F151ABBA1FE374EDE1C591D86" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1C99B9282F65FFA30D094EDE1C5946AA_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1C99B9282F65FFA30D094EDE1C5946AA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total other comprehensive income (loss), net of tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1C99B9282F65FFA30D094EDE1C5946AA" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_9FFAA2427BB4B9D6B4224EDE1C594913_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_9FFAA2427BB4B9D6B4224EDE1C594913" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total comprehensive income (loss) </link:label>

<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_9FFAA2427BB4B9D6B4224EDE1C594913_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_9FFAA2427BB4B9D6B4224EDE1C594913" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_9FFAA2427BB4B9D6B4224EDE1C594913" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_EFEC6C63FAD66E00D99B4EDE1C5938E5_terseLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_EFEC6C63FAD66E00D99B4EDE1C5938E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Less: Comprehensive loss attributable to noncontrolling interest </link:label>

<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_EFEC6C63FAD66E00D99B4EDE1C5938E5_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_EFEC6C63FAD66E00D99B4EDE1C5938E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_EFEC6C63FAD66E00D99B4EDE1C5938E5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total comprehensive income (loss) attributable to American National </link:label>

<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss), Net of Tax, Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Carrying Amount and Fair Value of Financial Instruments </link:label>

<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF_label_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, by Balance Sheet Grouping [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF" xlink:to="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Significant Unobservable Inputs Used to Calculate Level 3 Fair Value of Embedded Derivatives within Policyholder Contract Deposits </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Quantitative Disclosures Regarding Fair Value Hierarchy Measurements </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Recurring and Nonrecurring [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financial Instruments Measured at Fair Value on Recurring Basis Using (Level 3) Inputs </link:label>

<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104" xlink:type="arc"/>

<link:label id="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Related Party Transactions </link:label>

<link:label id="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party Transactions Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D" xlink:to="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D" xlink:type="arc"/>

<link:label id="lab_us-gaap_CommonStockSharesIssued_9C09730A328FC271E8464EE102B9A794_totalLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_9C09730A328FC271E8464EE102B9A794" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Shares issued </link:label>

<link:label id="lab_us-gaap_CommonStockSharesIssued_9C09730A328FC271E8464EE102B9A794_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_9C09730A328FC271E8464EE102B9A794" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Shares, Issued </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_9C09730A328FC271E8464EE102B9A794" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesIssued_9C09730A328FC271E8464EE102B9A794" xlink:to="lab_us-gaap_CommonStockSharesIssued_9C09730A328FC271E8464EE102B9A794" xlink:type="arc"/>

<link:label id="lab_us-gaap_TreasuryStockShares_985E4CCE31078794AA8A4EE102B9911A_negatedLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockShares_985E4CCE31078794AA8A4EE102B9911A" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Treasury shares </link:label>

<link:label id="lab_us-gaap_TreasuryStockShares_985E4CCE31078794AA8A4EE102B9911A_label_en-US" xlink:label="lab_us-gaap_TreasuryStockShares_985E4CCE31078794AA8A4EE102B9911A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Treasury Stock, Shares </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="loc_us-gaap_TreasuryStockShares_985E4CCE31078794AA8A4EE102B9911A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockShares_985E4CCE31078794AA8A4EE102B9911A" xlink:to="lab_us-gaap_TreasuryStockShares_985E4CCE31078794AA8A4EE102B9911A" xlink:type="arc"/>

<link:label id="lab_us-gaap_CommonStockSharesOutstanding_C88E1E54CBE4BBDF431D4EE102B9140A_totalLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_C88E1E54CBE4BBDF431D4EE102B9140A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Outstanding shares </link:label>

<link:label id="lab_us-gaap_CommonStockSharesOutstanding_C88E1E54CBE4BBDF431D4EE102B9140A_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_C88E1E54CBE4BBDF431D4EE102B9140A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Shares, Outstanding </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_C88E1E54CBE4BBDF431D4EE102B9140A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesOutstanding_C88E1E54CBE4BBDF431D4EE102B9140A" xlink:to="lab_us-gaap_CommonStockSharesOutstanding_C88E1E54CBE4BBDF431D4EE102B9140A" xlink:type="arc"/>

<link:label id="lab_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3_negatedLabel_en-US" xlink:label="lab_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Restricted shares </link:label>

<link:label id="lab_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3_label_en-US" xlink:label="lab_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Restricted Shares </link:label>

<link:label id="lab_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3_documentation_en-US" xlink:label="lab_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Restricted shares. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_RestrictedShares" xlink:label="loc_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3" xlink:to="lab_anat_RestrictedShares_E97AAE629ABEC581FD9B4EE102B913F3" xlink:type="arc"/>

<link:label id="lab_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A_terseLabel_en-US" xlink:label="lab_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unrestricted outstanding shares </link:label>

<link:label id="lab_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A_label_en-US" xlink:label="lab_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unrestricted Outstanding Shares </link:label>

<link:label id="lab_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A_documentation_en-US" xlink:label="lab_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Net unrestricted outstanding shares after removing restricted shares from outstanding shares. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_UnrestrictedOutstandingShares" xlink:label="loc_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A" xlink:to="lab_anat_UnrestrictedOutstandingShares_B4E7F33B0CAC48DF10C84EE102BA576A" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Allowance for Credit Loss [Roll Forward] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:type="locator"/>

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<link:label id="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B_periodStartLabel_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Collectively evaluated for impairment, number of loans, beginning balance </link:label>

<link:label id="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B_label_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable Allowance For Credit Losses Number Of Loans Collectively Evaluated For Impairment </link:label>

<link:label id="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B_documentation_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Financing receivable allowance for credit losses number of loans collectively evaluated for impairment. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:to="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:type="arc"/>

<link:label id="lab_anat_ChangeInRecordedInvestmentNumberOfLoansCollectivelyEvaluatedForImpairment_CA0E71495749685B6241520827090119_terseLabel_en-US" xlink:label="lab_anat_ChangeInRecordedInvestmentNumberOfLoansCollectivelyEvaluatedForImpairment_CA0E71495749685B6241520827090119" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Collectively evaluated for impairment, number of loans, change in recorded investment </link:label>

<link:label id="lab_anat_ChangeInRecordedInvestmentNumberOfLoansCollectivelyEvaluatedForImpairment_CA0E71495749685B6241520827090119_label_en-US" xlink:label="lab_anat_ChangeInRecordedInvestmentNumberOfLoansCollectivelyEvaluatedForImpairment_CA0E71495749685B6241520827090119" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Change In Recorded Investment Number Of Loans Collectively Evaluated For Impairment </link:label>

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<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_A24CD8BB011DEC28A8DF5208270C114E_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_A24CD8BB011DEC28A8DF5208270C114E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_A24CD8BB011DEC28A8DF5208270C114E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_A24CD8BB011DEC28A8DF5208270C114E" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_A24CD8BB011DEC28A8DF5208270C114E" xlink:type="arc"/>

<link:label id="lab_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA_negatedTerseLabel_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Individually impaired, valuation allowance, change in allowance </link:label>

<link:label id="lab_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA_label_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment Provisions </link:label>

<link:label id="lab_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA_documentation_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment Provisions </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions" xlink:label="loc_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:to="lab_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_7B068D2A27666100A4965208270CBAB5_periodEndLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_7B068D2A27666100A4965208270CBAB5" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Individually impaired, valuation allowance, ending balance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_7B068D2A27666100A4965208270CBAB5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_7B068D2A27666100A4965208270CBAB5" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_7B068D2A27666100A4965208270CBAB5" xlink:type="arc"/>

<link:label id="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954_periodStartLabel_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Total, number of loans, beginning balance </link:label>

<link:label id="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954_label_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable Allowance For Credit Losses Number Of Loans </link:label>

<link:label id="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954_documentation_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Financing receivable allowance for credit losses number of loans. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:to="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:type="arc"/>

<link:label id="lab_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61_totalLabel_en-US" xlink:label="lab_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total, number of loans, change in recorded investment </link:label>

<link:label id="lab_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61_label_en-US" xlink:label="lab_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Change In Recorded Investment Number Of Loans </link:label>

<link:label id="lab_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61_documentation_en-US" xlink:label="lab_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Change in recorded investment number of loans. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ChangeInRecordedInvestmentNumberOfLoans" xlink:label="loc_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:to="lab_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:type="arc"/>

<link:label id="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_E2B5A30CFBABF39199165208270DBFA7_periodEndLabel_en-US" xlink:label="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_E2B5A30CFBABF39199165208270DBFA7" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Total, number of loans, ending balance </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_E2B5A30CFBABF39199165208270DBFA7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_E2B5A30CFBABF39199165208270DBFA7" xlink:to="lab_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_E2B5A30CFBABF39199165208270DBFA7" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2_periodStartLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Total, recorded investment, beginning balance </link:label>

<link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans and Leases Receivable, Gross </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2" xlink:type="arc"/>

<link:label id="lab_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F_totalLabel_en-US" xlink:label="lab_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total, recorded investment, change in recorded investment </link:label>

<link:label id="lab_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F_label_en-US" xlink:label="lab_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans and Leases Receivable, Gross, Change In Recorded Investment </link:label>

<link:label id="lab_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F_documentation_en-US" xlink:label="lab_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans and leases receivable, gross, change in recorded investment. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment" xlink:label="loc_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:to="lab_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_7CEE5AD705753DBE264F5208270D14C1_periodEndLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_7CEE5AD705753DBE264F5208270D14C1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Total, recorded investment, ending balance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_7CEE5AD705753DBE264F5208270D14C1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_7CEE5AD705753DBE264F5208270D14C1" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_7CEE5AD705753DBE264F5208270D14C1" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_0D69C6A42BC35929D6C85208270E350C_periodStartLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_0D69C6A42BC35929D6C85208270E350C" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Total, valuation allowance, beginning balance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_0D69C6A42BC35929D6C85208270E350C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_0D69C6A42BC35929D6C85208270E350C" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_0D69C6A42BC35929D6C85208270E350C" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Total, valuation allowance, change in allowance </link:label>

<link:label id="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F_label_en-US" xlink:label="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Provision for Loan, Lease, and Other Losses </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F" xlink:to="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_E96EEE4E4C4E9FB1D1DB5208270E2567_periodEndLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_E96EEE4E4C4E9FB1D1DB5208270E2567" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Total, valuation allowance, ending balance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_E96EEE4E4C4E9FB1D1DB5208270E2567" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_E96EEE4E4C4E9FB1D1DB5208270E2567" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses_E96EEE4E4C4E9FB1D1DB5208270E2567" xlink:type="arc"/>

<link:label id="lab_us-gaap_InvestmentIncomeTextBlock_9674952EFD7FB55777BA51F43BA4689B_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentIncomeTextBlock_9674952EFD7FB55777BA51F43BA4689B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summary of Net Investment Income </link:label>

<link:label id="lab_us-gaap_InvestmentIncomeTextBlock_9674952EFD7FB55777BA51F43BA4689B_label_en-US" xlink:label="lab_us-gaap_InvestmentIncomeTextBlock_9674952EFD7FB55777BA51F43BA4689B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Income [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeTextBlock" xlink:label="loc_us-gaap_InvestmentIncomeTextBlock_9674952EFD7FB55777BA51F43BA4689B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIncomeTextBlock_9674952EFD7FB55777BA51F43BA4689B" xlink:to="lab_us-gaap_InvestmentIncomeTextBlock_9674952EFD7FB55777BA51F43BA4689B" xlink:type="arc"/>

<link:label id="lab_us-gaap_GainLossOnInvestmentsTextBlock_533763733266B86CCD2D51F43BA482F9_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsTextBlock_533763733266B86CCD2D51F43BA482F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summary of Realized Investment Gains (Losses) </link:label>

<link:label id="lab_us-gaap_GainLossOnInvestmentsTextBlock_533763733266B86CCD2D51F43BA482F9_label_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsTextBlock_533763733266B86CCD2D51F43BA482F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain (Loss) on Securities [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock" xlink:label="loc_us-gaap_GainLossOnInvestmentsTextBlock_533763733266B86CCD2D51F43BA482F9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnInvestmentsTextBlock_533763733266B86CCD2D51F43BA482F9" xlink:to="lab_us-gaap_GainLossOnInvestmentsTextBlock_533763733266B86CCD2D51F43BA482F9" xlink:type="arc"/>

<link:label id="lab_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real Estate and Other Investments </link:label>

<link:label id="lab_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363_label_en-US" xlink:label="lab_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateDisclosureTextBlock" xlink:label="loc_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363" xlink:to="lab_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_FBEF6FB717F5D0B7AFFC522644D1BC5D_terseLabel_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_FBEF6FB717F5D0B7AFFC522644D1BC5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] </link:label>

<link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_FBEF6FB717F5D0B7AFFC522644D1BC5D_label_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_FBEF6FB717F5D0B7AFFC522644D1BC5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_FBEF6FB717F5D0B7AFFC522644D1BC5D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_FBEF6FB717F5D0B7AFFC522644D1BC5D" xlink:to="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_FBEF6FB717F5D0B7AFFC522644D1BC5D" xlink:type="arc"/>

<link:label id="lab_us-gaap_HedgingDesignationAxis_FFFA14A260DF5838C882522644D1F901_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis_FFFA14A260DF5838C882522644D1F901" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Axis] </link:label>

<link:label id="lab_us-gaap_HedgingDesignationAxis_FFFA14A260DF5838C882522644D1F901_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis_FFFA14A260DF5838C882522644D1F901" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:label="loc_us-gaap_HedgingDesignationAxis_FFFA14A260DF5838C882522644D1F901" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingDesignationAxis_FFFA14A260DF5838C882522644D1F901" xlink:to="lab_us-gaap_HedgingDesignationAxis_FFFA14A260DF5838C882522644D1F901" xlink:type="arc"/>

<link:label id="lab_us-gaap_HedgingDesignationDomain_900E00A9AE16B38E02FA522644D2F81F_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain_900E00A9AE16B38E02FA522644D2F81F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Domain] </link:label>

<link:label id="lab_us-gaap_HedgingDesignationDomain_900E00A9AE16B38E02FA522644D2F81F_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain_900E00A9AE16B38E02FA522644D2F81F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_900E00A9AE16B38E02FA522644D2F81F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingDesignationDomain_900E00A9AE16B38E02FA522644D2F81F" xlink:to="lab_us-gaap_HedgingDesignationDomain_900E00A9AE16B38E02FA522644D2F81F" xlink:type="arc"/>

<link:label id="lab_us-gaap_NondesignatedMember_E383A2FE5290C0C8E514522644D234FB_terseLabel_en-US" xlink:label="lab_us-gaap_NondesignatedMember_E383A2FE5290C0C8E514522644D234FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivatives Not Designated as Hedging Instruments </link:label>

<link:label id="lab_us-gaap_NondesignatedMember_E383A2FE5290C0C8E514522644D234FB_label_en-US" xlink:label="lab_us-gaap_NondesignatedMember_E383A2FE5290C0C8E514522644D234FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Not Designated as Hedging Instrument [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="loc_us-gaap_NondesignatedMember_E383A2FE5290C0C8E514522644D234FB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NondesignatedMember_E383A2FE5290C0C8E514522644D234FB" xlink:to="lab_us-gaap_NondesignatedMember_E383A2FE5290C0C8E514522644D234FB" xlink:type="arc"/>

<link:label id="lab_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD_verboseLabel_en-US" xlink:label="lab_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Equity-indexed options </link:label>

<link:label id="lab_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD_label_en-US" xlink:label="lab_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Indexed Options [Member] </link:label>

<link:label id="lab_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD_documentation_en-US" xlink:label="lab_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Equity indexed options. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EquityIndexedOptionsMember" xlink:label="loc_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD" xlink:to="lab_anat_EquityIndexedOptionsMember_95F028E14D41E17948EA522644D3CBAD" xlink:type="arc"/>

<link:label id="lab_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_26C21302EDF417B9C98D522644D39F46_verboseLabel_en-US" xlink:label="lab_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_26C21302EDF417B9C98D522644D39F46" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Equity-indexed embedded derivative </link:label>

<link:label id="lab_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_26C21302EDF417B9C98D522644D39F46_label_en-US" xlink:label="lab_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_26C21302EDF417B9C98D522644D39F46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Embedded Derivative Financial Instruments [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmbeddedDerivativeFinancialInstrumentsMember" xlink:label="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_26C21302EDF417B9C98D522644D39F46" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_26C21302EDF417B9C98D522644D39F46" xlink:to="lab_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_26C21302EDF417B9C98D522644D39F46" xlink:type="arc"/>

<link:label id="lab_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B_terseLabel_en-US" xlink:label="lab_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policyholders’ account balances </link:label>

<link:label id="lab_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B_label_en-US" xlink:label="lab_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholders Account Balances [Member] </link:label>

<link:label id="lab_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B_documentation_en-US" xlink:label="lab_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Policyholders' account balances. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PolicyholdersAccountBalancesMember" xlink:label="loc_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B" xlink:to="lab_anat_PolicyholdersAccountBalancesMember_B6E42C1DBD42ADA35F00522644D4EF2B" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativesFairValueLineItems_2625BF5E0427FB76C52C522644D4ED36_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems_2625BF5E0427FB76C52C522644D4ED36" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivatives, Fair Value [Line Items] </link:label>

<link:label id="lab_us-gaap_DerivativesFairValueLineItems_2625BF5E0427FB76C52C522644D4ED36_label_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems_2625BF5E0427FB76C52C522644D4ED36" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivatives, Fair Value [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_2625BF5E0427FB76C52C522644D4ED36" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_2625BF5E0427FB76C52C522644D4ED36" xlink:to="lab_us-gaap_DerivativesFairValueLineItems_2625BF5E0427FB76C52C522644D4ED36" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeNumberOfInstrumentsHeld_8E221B2F8CD4F48C3522522644D49DCB_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeNumberOfInstrumentsHeld_8E221B2F8CD4F48C3522522644D49DCB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of Instruments </link:label>

<link:label id="lab_us-gaap_DerivativeNumberOfInstrumentsHeld_8E221B2F8CD4F48C3522522644D49DCB_label_en-US" xlink:label="lab_us-gaap_DerivativeNumberOfInstrumentsHeld_8E221B2F8CD4F48C3522522644D49DCB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative, Number of Instruments Held </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeNumberOfInstrumentsHeld" xlink:label="loc_us-gaap_DerivativeNumberOfInstrumentsHeld_8E221B2F8CD4F48C3522522644D49DCB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeNumberOfInstrumentsHeld_8E221B2F8CD4F48C3522522644D49DCB" xlink:to="lab_us-gaap_DerivativeNumberOfInstrumentsHeld_8E221B2F8CD4F48C3522522644D49DCB" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeAssetNotionalAmount_3BB8C121C49D6E634072522644D48652_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetNotionalAmount_3BB8C121C49D6E634072522644D48652" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Notional Amount, assets </link:label>

<link:label id="lab_us-gaap_DerivativeAssetNotionalAmount_3BB8C121C49D6E634072522644D48652_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetNotionalAmount_3BB8C121C49D6E634072522644D48652" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Notional Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetNotionalAmount" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_3BB8C121C49D6E634072522644D48652" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetNotionalAmount_3BB8C121C49D6E634072522644D48652" xlink:to="lab_us-gaap_DerivativeAssetNotionalAmount_3BB8C121C49D6E634072522644D48652" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilityNotionalAmount_7C21DC3CBCC2D934E81E522644D4E339_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityNotionalAmount_7C21DC3CBCC2D934E81E522644D4E339" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Notional Amount, liabilities </link:label>

<link:label id="lab_us-gaap_DerivativeLiabilityNotionalAmount_7C21DC3CBCC2D934E81E522644D4E339_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityNotionalAmount_7C21DC3CBCC2D934E81E522644D4E339" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability, Notional Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityNotionalAmount" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount_7C21DC3CBCC2D934E81E522644D4E339" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityNotionalAmount_7C21DC3CBCC2D934E81E522644D4E339" xlink:to="lab_us-gaap_DerivativeLiabilityNotionalAmount_7C21DC3CBCC2D934E81E522644D4E339" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeAssets_DA1C52D0EDEBBE5D859D522644D45808_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssets_DA1C52D0EDEBBE5D859D522644D45808" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Estimated Fair Value, assets </link:label>

<link:label id="lab_us-gaap_DerivativeAssets_DA1C52D0EDEBBE5D859D522644D45808_label_en-US" xlink:label="lab_us-gaap_DerivativeAssets_DA1C52D0EDEBBE5D859D522644D45808" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_DA1C52D0EDEBBE5D859D522644D45808" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssets_DA1C52D0EDEBBE5D859D522644D45808" xlink:to="lab_us-gaap_DerivativeAssets_DA1C52D0EDEBBE5D859D522644D45808" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilities_BCC516A600DC0962398E522644D527B2_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_BCC516A600DC0962398E522644D527B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Estimated Fair Value, liabilities </link:label>

<link:label id="lab_us-gaap_DerivativeLiabilities_BCC516A600DC0962398E522644D527B2_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_BCC516A600DC0962398E522644D527B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_BCC516A600DC0962398E522644D527B2" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F_terseLabel_en-US" xlink:label="lab_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Concentration Risk Benchmark [Axis] </link:label>

<link:label id="lab_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F_label_en-US" xlink:label="lab_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Concentration Risk Benchmark [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ConcentrationRiskBenchmarkDomain_0C2E8E9B40914BC380C30AD1342C1BFB_terseLabel_en-US" xlink:label="lab_us-gaap_ConcentrationRiskBenchmarkDomain_0C2E8E9B40914BC380C30AD1342C1BFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Concentration Risk Benchmark [Domain] </link:label>

<link:label id="lab_us-gaap_ConcentrationRiskBenchmarkDomain_0C2E8E9B40914BC380C30AD1342C1BFB_label_en-US" xlink:label="lab_us-gaap_ConcentrationRiskBenchmarkDomain_0C2E8E9B40914BC380C30AD1342C1BFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Concentration Risk Benchmark [Domain] </link:label>

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<link:label id="lab_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage Loans On Real Estate Concentration Risk </link:label>

<link:label id="lab_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957_label_en-US" xlink:label="lab_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accounts Receivable [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsReceivableMember" xlink:label="loc_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957" xlink:to="lab_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957" xlink:type="arc"/>

<link:label id="lab_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA_terseLabel_en-US" xlink:label="lab_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Geographic Concentration Risk </link:label>

<link:label id="lab_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA_label_en-US" xlink:label="lab_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Geographic Concentration Risk [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GeographicConcentrationRiskMember" xlink:label="loc_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA" xlink:to="lab_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA" xlink:type="arc"/>

<link:label id="lab_us-gaap_ConcentrationRiskPercentage1_83C83546B8BFE5155CEF0AD134357A78_verboseLabel_en-US" xlink:label="lab_us-gaap_ConcentrationRiskPercentage1_83C83546B8BFE5155CEF0AD134357A78" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Distribution, percentage </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_83C83546B8BFE5155CEF0AD134357A78" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConcentrationRiskPercentage1_83C83546B8BFE5155CEF0AD134357A78" xlink:to="lab_us-gaap_ConcentrationRiskPercentage1_83C83546B8BFE5155CEF0AD134357A78" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_261895A7B86D225D5D0352266E722A72_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_261895A7B86D225D5D0352266E722A72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Instruments, Gain (Loss) [Table] </link:label>

<link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_261895A7B86D225D5D0352266E722A72_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_261895A7B86D225D5D0352266E722A72" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Instruments, Gain (Loss) [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_261895A7B86D225D5D0352266E722A72" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_261895A7B86D225D5D0352266E722A72" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_261895A7B86D225D5D0352266E722A72" xlink:type="arc"/>

<link:label id="lab_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1_terseLabel_en-US" xlink:label="lab_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest credited to policyholders’ account balances </link:label>

<link:label id="lab_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1_label_en-US" xlink:label="lab_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Credited To Policyholders Account Balances [Member] </link:label>

<link:label id="lab_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1_documentation_en-US" xlink:label="lab_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Interest credited to policyholders account balances. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InterestCreditedToPolicyholdersAccountBalancesMember" xlink:label="loc_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1" xlink:to="lab_anat_InterestCreditedToPolicyholdersAccountBalancesMember_FA3E063568ECD477297552266E743DE1" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_A37EA6821EE4FA88059352266E7B52ED_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_A37EA6821EE4FA88059352266E7B52ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Instruments, Gain (Loss) [Line Items] </link:label>

<link:label id="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_A37EA6821EE4FA88059352266E7B52ED_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_A37EA6821EE4FA88059352266E7B52ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Instruments, Gain (Loss) [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_A37EA6821EE4FA88059352266E7B52ED" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_A37EA6821EE4FA88059352266E7B52ED" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_A37EA6821EE4FA88059352266E7B52ED" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeGainLossOnDerivativeNet_A02FD687395B4BEEB77352266E7C7A03_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeGainLossOnDerivativeNet_A02FD687395B4BEEB77352266E7C7A03" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gains (Losses) Recognized in Income on Derivatives </link:label>

<link:label id="lab_us-gaap_DerivativeGainLossOnDerivativeNet_A02FD687395B4BEEB77352266E7C7A03_label_en-US" xlink:label="lab_us-gaap_DerivativeGainLossOnDerivativeNet_A02FD687395B4BEEB77352266E7C7A03" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative, Gain (Loss) on Derivative, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_A02FD687395B4BEEB77352266E7C7A03" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeGainLossOnDerivativeNet_A02FD687395B4BEEB77352266E7C7A03" xlink:to="lab_us-gaap_DerivativeGainLossOnDerivativeNet_A02FD687395B4BEEB77352266E7C7A03" xlink:type="arc"/>

<link:label id="lab_us-gaap_EquitySecuritiesMember_31A71A494EA90948E0CC5202436225B2_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesMember_31A71A494EA90948E0CC5202436225B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity Securities </link:label>

<link:label id="lab_us-gaap_EquitySecuritiesMember_31A71A494EA90948E0CC5202436225B2_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesMember_31A71A494EA90948E0CC5202436225B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Securities [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember_31A71A494EA90948E0CC5202436225B2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesMember_31A71A494EA90948E0CC5202436225B2" xlink:to="lab_us-gaap_EquitySecuritiesMember_31A71A494EA90948E0CC5202436225B2" xlink:type="arc"/>

<link:label id="lab_us-gaap_CreditConcentrationRiskMember_BEF6766F0D359BE0119D52024369C7A3_terseLabel_en-US" xlink:label="lab_us-gaap_CreditConcentrationRiskMember_BEF6766F0D359BE0119D52024369C7A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Concentration Risk </link:label>

<link:label id="lab_us-gaap_CreditConcentrationRiskMember_BEF6766F0D359BE0119D52024369C7A3_label_en-US" xlink:label="lab_us-gaap_CreditConcentrationRiskMember_BEF6766F0D359BE0119D52024369C7A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Concentration Risk [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditConcentrationRiskMember" xlink:label="loc_us-gaap_CreditConcentrationRiskMember_BEF6766F0D359BE0119D52024369C7A3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditConcentrationRiskMember_BEF6766F0D359BE0119D52024369C7A3" xlink:to="lab_us-gaap_CreditConcentrationRiskMember_BEF6766F0D359BE0119D52024369C7A3" xlink:type="arc"/>

<link:label id="lab_invest_InvestmentSectorAxis_C2D7184B572672A4DC425202436911C8_terseLabel_en-US" xlink:label="lab_invest_InvestmentSectorAxis_C2D7184B572672A4DC425202436911C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Sector [Axis] </link:label>

<link:label id="lab_invest_InvestmentSectorAxis_C2D7184B572672A4DC425202436911C8_label_en-US" xlink:label="lab_invest_InvestmentSectorAxis_C2D7184B572672A4DC425202436911C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Sector [Axis] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorAxis" xlink:label="loc_invest_InvestmentSectorAxis_C2D7184B572672A4DC425202436911C8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentSectorAxis_C2D7184B572672A4DC425202436911C8" xlink:to="lab_invest_InvestmentSectorAxis_C2D7184B572672A4DC425202436911C8" xlink:type="arc"/>

<link:label id="lab_invest_InvestmentSectorDomain_9C90AF458B0C0F0D4A8F52024369A6F0_terseLabel_en-US" xlink:label="lab_invest_InvestmentSectorDomain_9C90AF458B0C0F0D4A8F52024369A6F0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Sector [Domain] </link:label>

<link:label id="lab_invest_InvestmentSectorDomain_9C90AF458B0C0F0D4A8F52024369A6F0_label_en-US" xlink:label="lab_invest_InvestmentSectorDomain_9C90AF458B0C0F0D4A8F52024369A6F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Sector [Domain] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorDomain" xlink:label="loc_invest_InvestmentSectorDomain_9C90AF458B0C0F0D4A8F52024369A6F0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentSectorDomain_9C90AF458B0C0F0D4A8F52024369A6F0" xlink:to="lab_invest_InvestmentSectorDomain_9C90AF458B0C0F0D4A8F52024369A6F0" xlink:type="arc"/>

<link:label id="lab_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF_terseLabel_en-US" xlink:label="lab_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Consumer goods </link:label>

<link:label id="lab_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF_label_en-US" xlink:label="lab_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Consumer Goods [Member] </link:label>

<link:label id="lab_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF_documentation_en-US" xlink:label="lab_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Consumer goods. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_ConsumerGoodsMember" xlink:label="loc_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF" xlink:to="lab_anat_ConsumerGoodsMember_8F86D325A298A619A8E25202436A82BF" xlink:type="arc"/>

<link:label id="lab_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8_terseLabel_en-US" xlink:label="lab_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Energy and utilities </link:label>

<link:label id="lab_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8_label_en-US" xlink:label="lab_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Energy And Utilities [Member] </link:label>

<link:label id="lab_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8_documentation_en-US" xlink:label="lab_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Energy and utilities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EnergyAndUtilitiesMember" xlink:label="loc_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8" xlink:to="lab_anat_EnergyAndUtilitiesMember_834DB0CA651F52DB77CB5202436A80B8" xlink:type="arc"/>

<link:label id="lab_anat_FinanceMember_3DCE72D2877288F6E98D5202436A5F17_terseLabel_en-US" xlink:label="lab_anat_FinanceMember_3DCE72D2877288F6E98D5202436A5F17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Finance </link:label>

<link:label id="lab_anat_FinanceMember_3DCE72D2877288F6E98D5202436A5F17_label_en-US" xlink:label="lab_anat_FinanceMember_3DCE72D2877288F6E98D5202436A5F17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Finance [Member] </link:label>

<link:label id="lab_anat_FinanceMember_3DCE72D2877288F6E98D5202436A5F17_documentation_en-US" xlink:label="lab_anat_FinanceMember_3DCE72D2877288F6E98D5202436A5F17" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Finance. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FinanceMember" xlink:label="loc_anat_FinanceMember_3DCE72D2877288F6E98D5202436A5F17" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HealthCareMember_9CBE700DD0750DE7007E5202436A6F82_terseLabel_en-US" xlink:label="lab_us-gaap_HealthCareMember_9CBE700DD0750DE7007E5202436A6F82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Healthcare </link:label>

<link:label id="lab_us-gaap_HealthCareMember_9CBE700DD0750DE7007E5202436A6F82_label_en-US" xlink:label="lab_us-gaap_HealthCareMember_9CBE700DD0750DE7007E5202436A6F82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Health Care [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HealthCareMember" xlink:label="loc_us-gaap_HealthCareMember_9CBE700DD0750DE7007E5202436A6F82" xlink:type="locator"/>

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<link:label id="lab_anat_IndustrialsMember_25FEF5524419396811925202436BF268_terseLabel_en-US" xlink:label="lab_anat_IndustrialsMember_25FEF5524419396811925202436BF268" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Industrials </link:label>

<link:label id="lab_anat_IndustrialsMember_25FEF5524419396811925202436BF268_label_en-US" xlink:label="lab_anat_IndustrialsMember_25FEF5524419396811925202436BF268" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Industrials [Member] </link:label>

<link:label id="lab_anat_IndustrialsMember_25FEF5524419396811925202436BF268_documentation_en-US" xlink:label="lab_anat_IndustrialsMember_25FEF5524419396811925202436BF268" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Industrials. </link:label>

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<link:label id="lab_anat_InformationTechnologyMember_437C4B79510AE3EE4E7A5202436BA80A_terseLabel_en-US" xlink:label="lab_anat_InformationTechnologyMember_437C4B79510AE3EE4E7A5202436BA80A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Information technology </link:label>

<link:label id="lab_anat_InformationTechnologyMember_437C4B79510AE3EE4E7A5202436BA80A_label_en-US" xlink:label="lab_anat_InformationTechnologyMember_437C4B79510AE3EE4E7A5202436BA80A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Information Technology [Member] </link:label>

<link:label id="lab_anat_InformationTechnologyMember_437C4B79510AE3EE4E7A5202436BA80A_documentation_en-US" xlink:label="lab_anat_InformationTechnologyMember_437C4B79510AE3EE4E7A5202436BA80A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Information technology. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_InformationTechnologyMember" xlink:label="loc_anat_InformationTechnologyMember_437C4B79510AE3EE4E7A5202436BA80A" xlink:type="locator"/>

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<link:label id="lab_anat_MarketableEquitySecuritiesOtherMember_17592FF1FFA0C8F517675202436B7474_terseLabel_en-US" xlink:label="lab_anat_MarketableEquitySecuritiesOtherMember_17592FF1FFA0C8F517675202436B7474" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other </link:label>

<link:label id="lab_anat_MarketableEquitySecuritiesOtherMember_17592FF1FFA0C8F517675202436B7474_label_en-US" xlink:label="lab_anat_MarketableEquitySecuritiesOtherMember_17592FF1FFA0C8F517675202436B7474" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Marketable Equity Securities - Other [Member] </link:label>

<link:label id="lab_anat_MarketableEquitySecuritiesOtherMember_17592FF1FFA0C8F517675202436B7474_documentation_en-US" xlink:label="lab_anat_MarketableEquitySecuritiesOtherMember_17592FF1FFA0C8F517675202436B7474" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Other equity securities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_MarketableEquitySecuritiesOtherMember" xlink:label="loc_anat_MarketableEquitySecuritiesOtherMember_17592FF1FFA0C8F517675202436B7474" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ForeignGovernmentDebtSecuritiesMember_8D8FC3977F09CFFEE4350AD1355E7503_terseLabel_en-US" xlink:label="lab_us-gaap_ForeignGovernmentDebtSecuritiesMember_8D8FC3977F09CFFEE4350AD1355E7503" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Foreign governments </link:label>

<link:label id="lab_us-gaap_ForeignGovernmentDebtSecuritiesMember_8D8FC3977F09CFFEE4350AD1355E7503_label_en-US" xlink:label="lab_us-gaap_ForeignGovernmentDebtSecuritiesMember_8D8FC3977F09CFFEE4350AD1355E7503" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Security, Government, Non-US [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignGovernmentDebtSecuritiesMember" xlink:label="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_8D8FC3977F09CFFEE4350AD1355E7503" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A_terseLabel_en-US" xlink:label="lab_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other debt securities </link:label>

<link:label id="lab_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A_label_en-US" xlink:label="lab_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Debt Obligations [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="loc_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A" xlink:to="lab_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A" xlink:type="arc"/>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, gross unrealized gains </link:label>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093" xlink:type="arc"/>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_4A361C61283B96D3E31A0AD135643BB1_negatedLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_4A361C61283B96D3E31A0AD135643BB1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds held-to-maturity securities, gross unrealized (losses) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_4A361C61283B96D3E31A0AD135643BB1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_4A361C61283B96D3E31A0AD135643BB1" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_4A361C61283B96D3E31A0AD135643BB1" xlink:type="arc"/>

<link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_53363DB7C3B553CFF8880AD135642ED8_verboseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue_53363DB7C3B553CFF8880AD135642ED8" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Fixed maturity securities, bonds held-to-maturity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_53363DB7C3B553CFF8880AD135642ED8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue_53363DB7C3B553CFF8880AD135642ED8" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesFairValue_53363DB7C3B553CFF8880AD135642ED8" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, gross unrealized gains </link:label>

<link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945_negatedLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, gross unrealized (losses) </link:label>

<link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D4C5D485561803E674540AD135651E70_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D4C5D485561803E674540AD135651E70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale securities, fair value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D4C5D485561803E674540AD135651E70" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D4C5D485561803E674540AD135651E70" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D4C5D485561803E674540AD135651E70" xlink:type="arc"/>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54_totalLabel_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Bonds investments in securities, cost or amortized cost </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54_label_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available for Sale Securities and Held to Maturity Securities Cost </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54_documentation_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This item represents the cost of debt and equity securities, which are categorized as held-to-maturity or available-for-sale. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54" xlink:type="locator"/>

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<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124_terseLabel_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds investments in securities, gross unrealized gains </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124_label_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available for Sale Securities and Held to Maturity Securities Gross Unrealized Gains </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124_documentation_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This item represents the gross unrealized gains for securities, at a point in time, which are categorized as held-to-maturity or available-for-sale securities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:to="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:type="arc"/>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68_negatedLabel_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Bonds investments in securities, gross unrealized (losses) </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68_label_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available for Sale Securities and Held to Maturity Securities Gross Unrealized Losses </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68_documentation_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This item represents the gross unrealized losses for securities, at a point in time, which are categorized as held-to-maturity or available-for-sale securities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68" xlink:type="locator"/>

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<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4_terseLabel_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds investments in securities, fair value </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4_label_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available For Sale Securities And Held To Maturity Securities Fair Value </link:label>

<link:label id="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4_documentation_en-US" xlink:label="lab_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This item represents the fair value of debt and equity securities, which are categorized as held-to-maturity or available-for-sale. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4" xlink:type="locator"/>

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<link:label id="lab_us-gaap_BondsMember_48E4946FE361D9CCDD9D51FF532B341E_terseLabel_en-US" xlink:label="lab_us-gaap_BondsMember_48E4946FE361D9CCDD9D51FF532B341E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds </link:label>

<link:label id="lab_us-gaap_BondsMember_48E4946FE361D9CCDD9D51FF532B341E_label_en-US" xlink:label="lab_us-gaap_BondsMember_48E4946FE361D9CCDD9D51FF532B341E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Bonds [Member] </link:label>

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<link:label id="lab_anat_CreditRiskFinancialInstrumentsMember_44B4542677C6E736EC9951FF532C1394_terseLabel_en-US" xlink:label="lab_anat_CreditRiskFinancialInstrumentsMember_44B4542677C6E736EC9951FF532C1394" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Risk Financial Instruments </link:label>

<link:label id="lab_anat_CreditRiskFinancialInstrumentsMember_44B4542677C6E736EC9951FF532C1394_label_en-US" xlink:label="lab_anat_CreditRiskFinancialInstrumentsMember_44B4542677C6E736EC9951FF532C1394" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Risk Financial Instruments [Member] </link:label>

<link:label id="lab_anat_CreditRiskFinancialInstrumentsMember_44B4542677C6E736EC9951FF532C1394_documentation_en-US" xlink:label="lab_anat_CreditRiskFinancialInstrumentsMember_44B4542677C6E736EC9951FF532C1394" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Credit Risk Financial Instruments [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_CreditRiskFinancialInstrumentsMember" xlink:label="loc_anat_CreditRiskFinancialInstrumentsMember_44B4542677C6E736EC9951FF532C1394" xlink:type="locator"/>

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<link:label id="lab_srt_StandardPoorsAAARatingMember_8480FC5A8BD0F1832AEE51FF532D424A_terseLabel_en-US" xlink:label="lab_srt_StandardPoorsAAARatingMember_8480FC5A8BD0F1832AEE51FF532D424A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> AAA </link:label>

<link:label id="lab_srt_StandardPoorsAAARatingMember_8480FC5A8BD0F1832AEE51FF532D424A_label_en-US" xlink:label="lab_srt_StandardPoorsAAARatingMember_8480FC5A8BD0F1832AEE51FF532D424A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard & Poor's, AAA Rating [Member] </link:label>

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<link:label id="lab_srt_StandardPoorsAARatingMember_11D560DF65E092D0CD7751FF532D5DDD_terseLabel_en-US" xlink:label="lab_srt_StandardPoorsAARatingMember_11D560DF65E092D0CD7751FF532D5DDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> AA </link:label>

<link:label id="lab_srt_StandardPoorsAARatingMember_11D560DF65E092D0CD7751FF532D5DDD_label_en-US" xlink:label="lab_srt_StandardPoorsAARatingMember_11D560DF65E092D0CD7751FF532D5DDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard & Poor's, AA Rating [Member] </link:label>

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<link:label id="lab_srt_StandardPoorsARatingMember_2AADB9D031A71DE2FF5451FF532D6832_terseLabel_en-US" xlink:label="lab_srt_StandardPoorsARatingMember_2AADB9D031A71DE2FF5451FF532D6832" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> A </link:label>

<link:label id="lab_srt_StandardPoorsARatingMember_2AADB9D031A71DE2FF5451FF532D6832_label_en-US" xlink:label="lab_srt_StandardPoorsARatingMember_2AADB9D031A71DE2FF5451FF532D6832" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard & Poor's, A Rating [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsARatingMember" xlink:label="loc_srt_StandardPoorsARatingMember_2AADB9D031A71DE2FF5451FF532D6832" xlink:type="locator"/>

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<link:label id="lab_srt_StandardPoorsBBBRatingMember_A29E3626B046F604A5B051FF532D1EBA_terseLabel_en-US" xlink:label="lab_srt_StandardPoorsBBBRatingMember_A29E3626B046F604A5B051FF532D1EBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> BBB </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsBBBRatingMember" xlink:label="loc_srt_StandardPoorsBBBRatingMember_A29E3626B046F604A5B051FF532D1EBA" xlink:type="locator"/>

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<link:label id="lab_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_A23B6BA1D05BB42D165451FF532D1EDE_terseLabel_en-US" xlink:label="lab_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_A23B6BA1D05BB42D165451FF532D1EDE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> BB and below </link:label>

<link:label id="lab_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_A23B6BA1D05BB42D165451FF532D1EDE_label_en-US" xlink:label="lab_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_A23B6BA1D05BB42D165451FF532D1EDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Standard Poors And Moody Bb And Below Rating [Member] </link:label>

<link:label id="lab_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_A23B6BA1D05BB42D165451FF532D1EDE_documentation_en-US" xlink:label="lab_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_A23B6BA1D05BB42D165451FF532D1EDE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Standard Poor's and Moody BB and below rating. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_StandardPoorsAndMoodyBbAndBelowRatingMember" xlink:label="loc_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_A23B6BA1D05BB42D165451FF532D1EDE" xlink:type="locator"/>

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<link:label id="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16_terseLabel_en-US" xlink:label="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Amortized cost </link:label>

<link:label id="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16_label_en-US" xlink:label="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available for Sale Debt Securities and Held to Maturity Securities </link:label>

<link:label id="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16_documentation_en-US" xlink:label="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Cost of debt financial instruments classified as either held-to-maturity or available-for-sale. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities" xlink:label="loc_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16" xlink:to="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_5F1C26A6575CDEFD763851FF532E0D16" xlink:type="arc"/>

<link:label id="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_D6FB54BD0E733A0A95E751FF532E674C_terseLabel_en-US" xlink:label="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_D6FB54BD0E733A0A95E751FF532E674C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Estimated fair value </link:label>

<link:label id="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_D6FB54BD0E733A0A95E751FF532E674C_label_en-US" xlink:label="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_D6FB54BD0E733A0A95E751FF532E674C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available for Sale Debt Securities and Held to Maturity Securities Fair Value </link:label>

<link:label id="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_D6FB54BD0E733A0A95E751FF532E674C_documentation_en-US" xlink:label="lab_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_D6FB54BD0E733A0A95E751FF532E674C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair value of debt financial instruments classified as either held-to-maturity or available-for-sale. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue" xlink:label="loc_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_D6FB54BD0E733A0A95E751FF532E674C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Table] </link:label>

<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Table] </link:label>

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<link:label id="lab_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5_terseLabel_en-US" xlink:label="lab_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property and Casualty Accident and Health </link:label>

<link:label id="lab_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5_label_en-US" xlink:label="lab_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Property And Casualty Accident And Health [Member] </link:label>

<link:label id="lab_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5_documentation_en-US" xlink:label="lab_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Property and casualty accident and health. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PropertyAndCasualtyAccidentAndHealthMember" xlink:label="loc_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Line Items] </link:label>

<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_1630FB14213714497682620ACDEF49A7_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_1630FB14213714497682620ACDEF49A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability For Unpaid Claims And Claims Adjustment Expense Net </link:label>

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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_22B98788004140B89996620ACDF03719_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_22B98788004140B89996620ACDF03719" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense </link:label>

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<link:label id="lab_us-gaap_ReinsuranceRecoverables_E986A7D6C12CD7671930620ACDF0E44A_periodStartLabel_en-US" xlink:label="lab_us-gaap_ReinsuranceRecoverables_E986A7D6C12CD7671930620ACDF0E44A" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Less reinsurance recoverables </link:label>

<link:label id="lab_us-gaap_ReinsuranceRecoverables_E986A7D6C12CD7671930620ACDF0E44A_label_en-US" xlink:label="lab_us-gaap_ReinsuranceRecoverables_E986A7D6C12CD7671930620ACDF0E44A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Reinsurance Recoverables, Including Reinsurance Premium Paid </link:label>

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<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_176375F2DFEEFC7877F0620ACDF01F5D_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_176375F2DFEEFC7877F0620ACDF01F5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claims Adjustment Expense, Net </link:label>

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<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Incurred related to </link:label>

<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract] </link:label>

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<link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_EDE9E50A1B240FBA9836620ACDF10D09_terseLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_EDE9E50A1B240FBA9836620ACDF10D09" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current </link:label>

<link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_EDE9E50A1B240FBA9836620ACDF10D09_label_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_EDE9E50A1B240FBA9836620ACDF10D09" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Current Year Claims and Claims Adjustment Expense </link:label>

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<link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_679E6B8D620C80C8AA69620ACDF1836B_terseLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_679E6B8D620C80C8AA69620ACDF1836B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Prior years </link:label>

<link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_679E6B8D620C80C8AA69620ACDF1836B_label_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_679E6B8D620C80C8AA69620ACDF1836B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Prior Year Claims and Claims Adjustment Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_679E6B8D620C80C8AA69620ACDF1836B" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total incurred claims </link:label>

<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Paid claims related to </link:label>

<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_848ADE089A17336C5E3C620ACDF25A88_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_848ADE089A17336C5E3C620ACDF25A88" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current </link:label>

<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_848ADE089A17336C5E3C620ACDF25A88_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_848ADE089A17336C5E3C620ACDF25A88" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_848ADE089A17336C5E3C620ACDF25A88" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_4ADC42D98DEEE4938BA7620ACDF2D96F_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_4ADC42D98DEEE4938BA7620ACDF2D96F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Prior years </link:label>

<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_4ADC42D98DEEE4938BA7620ACDF2D96F_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_4ADC42D98DEEE4938BA7620ACDF2D96F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_4ADC42D98DEEE4938BA7620ACDF2D96F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_63D2E323CE795E071431620ACDF2BE18_totalLabel_en-US" xlink:label="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_63D2E323CE795E071431620ACDF2BE18" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total paid claims </link:label>

<link:label id="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_63D2E323CE795E071431620ACDF2BE18_label_en-US" xlink:label="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_63D2E323CE795E071431620ACDF2BE18" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid </link:label>

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<link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_AA8DF392FF63E11525A6620ACDF2D51E_periodEndLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_AA8DF392FF63E11525A6620ACDF2D51E" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Net balance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_AA8DF392FF63E11525A6620ACDF2D51E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ReinsuranceRecoverables_8EDA5936E2207DBDD1BC620ACDF21B8B_periodEndLabel_en-US" xlink:label="lab_us-gaap_ReinsuranceRecoverables_8EDA5936E2207DBDD1BC620ACDF21B8B" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Plus reinsurance recoverables </link:label>

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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_5A623EA0A1D8DE814C5A620ACDF38789_periodEndLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_5A623EA0A1D8DE814C5A620ACDF38789" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Unpaid claims balance, ending </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_5A623EA0A1D8DE814C5A620ACDF38789" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F_terseLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss) </link:label>

<link:label id="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss) Note [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F" xlink:to="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F" xlink:type="arc"/>

<link:label id="lab_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_64ACF842655A86FD3ED251EB898A0245_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_64ACF842655A86FD3ED251EB898A0245" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred Policy Acquisition Costs </link:label>

<link:label id="lab_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_64ACF842655A86FD3ED251EB898A0245_label_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_64ACF842655A86FD3ED251EB898A0245" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Policy Acquisition Costs [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_64ACF842655A86FD3ED251EB898A0245" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_64ACF842655A86FD3ED251EB898A0245" xlink:to="lab_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_64ACF842655A86FD3ED251EB898A0245" xlink:type="arc"/>

<link:label id="lab_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Remaining long-term lease commitments </link:label>

<link:label id="lab_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5_label_en-US" xlink:label="lab_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Contractual Obligation </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualObligation" xlink:label="loc_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5" xlink:to="lab_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5" xlink:type="arc"/>

<link:label id="lab_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commitments outstanding, aggregate amount </link:label>

<link:label id="lab_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07_label_en-US" xlink:label="lab_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Purchase Commitment, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentAmount" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07" xlink:to="lab_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07" xlink:type="arc"/>

<link:label id="lab_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330_terseLabel_en-US" xlink:label="lab_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commitments expected to be funded in 2019 </link:label>

<link:label id="lab_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330_label_en-US" xlink:label="lab_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Commitments Expected Funding Current </link:label>

<link:label id="lab_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330_documentation_en-US" xlink:label="lab_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Commitments expected funding in current fiscal year. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_CommitmentsExpectedFundingCurrent" xlink:label="loc_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:to="lab_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:type="arc"/>

<link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term borrowing facility, maximum capacity </link:label>

<link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Line of Credit Facility, Maximum Borrowing Capacity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94" xlink:to="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94" xlink:type="arc"/>

<link:label id="lab_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term borrowing facility, letters of credit </link:label>

<link:label id="lab_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Line of Credit Facility, Capacity Available for Specific Purpose Other than for Trade Purchases </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases" xlink:label="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A" xlink:to="lab_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A" xlink:type="arc"/>

<link:label id="lab_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC_terseLabel_en-US" xlink:label="lab_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Letters of credit outstanding, amount </link:label>

<link:label id="lab_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC_label_en-US" xlink:label="lab_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Letters of Credit Outstanding, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="loc_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC" xlink:to="lab_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC" xlink:type="arc"/>

<link:label id="lab_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term borrowing facility, expiration date </link:label>

<link:label id="lab_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Line of Credit Facility, Expiration Date </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LineOfCreditFacilityExpirationDate1" xlink:label="loc_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297" xlink:to="lab_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> FHLB stock purchased </link:label>

<link:label id="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for (Proceeds from) Federal Home Loan Bank Stock </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49" xlink:to="lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49" xlink:type="arc"/>

<link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair value of collateral held at FHLB </link:label>

<link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A" xlink:type="arc"/>

<link:label id="lab_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955_terseLabel_en-US" xlink:label="lab_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total amount of guarantees outstanding </link:label>

<link:label id="lab_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955_label_en-US" xlink:label="lab_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Guarantor Obligations, Maximum Exposure, Undiscounted </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GuaranteeObligationsMaximumExposure" xlink:label="loc_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955" xlink:to="lab_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955" xlink:type="arc"/>

<link:label id="lab_us-gaap_GuaranteeObligationsLiquidationProceeds_F0DA4A06C1171894DF0552C0B1DAE802_terseLabel_en-US" xlink:label="lab_us-gaap_GuaranteeObligationsLiquidationProceeds_F0DA4A06C1171894DF0552C0B1DAE802" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Life insurance policies with guarantees, cash value </link:label>

<link:label id="lab_us-gaap_GuaranteeObligationsLiquidationProceeds_F0DA4A06C1171894DF0552C0B1DAE802_label_en-US" xlink:label="lab_us-gaap_GuaranteeObligationsLiquidationProceeds_F0DA4A06C1171894DF0552C0B1DAE802" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Guarantor Obligations, Liquidation Proceeds, Monetary Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GuaranteeObligationsLiquidationProceeds" xlink:label="loc_us-gaap_GuaranteeObligationsLiquidationProceeds_F0DA4A06C1171894DF0552C0B1DAE802" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18_label_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Cash Flows [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> OPERATING ACTIVITIES </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities [Abstract] </link:label>

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<link:label id="lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Adjustments to reconcile net income to net cash provided by operating activities </link:label>

<link:label id="lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65_label_en-US" xlink:label="lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Adjustments, Noncash Items, to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] </link:label>

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<link:label id="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_6F1780A3F551FB4FA93D623F03B35723_negatedLabel_en-US" xlink:label="lab_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_6F1780A3F551FB4FA93D623F03B35723" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Net realized investment gains </link:label>

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<link:label id="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_0EC48AC903FD460922BF623F03B4BBA3_negatedLabel_en-US" xlink:label="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_0EC48AC903FD460922BF623F03B4BBA3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Accretion of premiums, discounts and loan origination fees </link:label>

<link:label id="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_0EC48AC903FD460922BF623F03B4BBA3_label_en-US" xlink:label="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_0EC48AC903FD460922BF623F03B4BBA3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accretion (Amortization) of Discounts and Premiums, Investments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_0EC48AC903FD460922BF623F03B4BBA3" xlink:type="locator"/>

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<link:label id="lab_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6_negatedLabel_en-US" xlink:label="lab_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Net capitalized interest on policy loans and mortgage loans </link:label>

<link:label id="lab_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6_label_en-US" xlink:label="lab_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Capitalized Interest On Policy Loans And Mortgage Loans </link:label>

<link:label id="lab_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6_documentation_en-US" xlink:label="lab_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The amount of interest earned on policy and mortgage loans that was capitalized as part of the principal balance during the period. </link:label>

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<link:label id="lab_us-gaap_DepreciationNonproduction_65EB9ACFCBD2C3C47BE2623F03B42468_terseLabel_en-US" xlink:label="lab_us-gaap_DepreciationNonproduction_65EB9ACFCBD2C3C47BE2623F03B42468" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Depreciation </link:label>

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<link:label id="lab_us-gaap_InsuranceCommissionsAndFees_EDFD2D8C780B656D668A623F03B42D4C_negatedLabel_en-US" xlink:label="lab_us-gaap_InsuranceCommissionsAndFees_EDFD2D8C780B656D668A623F03B42D4C" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Charges to policyholders’ account balances </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_EDFD2D8C780B656D668A623F03B42D4C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_0BDE91DFB143982BB400623F03B42CF0_verboseLabel_en-US" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_0BDE91DFB143982BB400623F03B42CF0" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Deferred federal income tax expense </link:label>

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<link:label id="lab_us-gaap_IncomeLossFromEquityMethodInvestments_B82EF6F4372B964F7B08623F03B59E68_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments_B82EF6F4372B964F7B08623F03B59E68" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Equity in earnings of unconsolidated affiliates </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_B82EF6F4372B964F7B08623F03B59E68" xlink:type="locator"/>

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<link:label id="lab_us-gaap_EquityMethodInvestmentDividendsOrDistributions_F70612AEBD591F5F1394623F03B5E29A_terseLabel_en-US" xlink:label="lab_us-gaap_EquityMethodInvestmentDividendsOrDistributions_F70612AEBD591F5F1394623F03B5E29A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Distributions from equity method investments </link:label>

<link:label id="lab_us-gaap_EquityMethodInvestmentDividendsOrDistributions_F70612AEBD591F5F1394623F03B5E29A_label_en-US" xlink:label="lab_us-gaap_EquityMethodInvestmentDividendsOrDistributions_F70612AEBD591F5F1394623F03B5E29A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Equity Method Investment, Distribution </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="loc_us-gaap_EquityMethodInvestmentDividendsOrDistributions_F70612AEBD591F5F1394623F03B5E29A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Changes in </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Operating Assets [Abstract] </link:label>

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<link:label id="lab_us-gaap_IncreaseDecreaseInInsuranceLiabilities_4C7692E7806E9BBDB176623F03B57D0B_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInInsuranceLiabilities_4C7692E7806E9BBDB176623F03B57D0B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policyholder liabilities </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInInsuranceLiabilities_4C7692E7806E9BBDB176623F03B57D0B_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInInsuranceLiabilities_4C7692E7806E9BBDB176623F03B57D0B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Insurance Liabilities </link:label>

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<link:label id="lab_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_98CA10ECC6CDC1EEA314623F03B63F02_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_98CA10ECC6CDC1EEA314623F03B63F02" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Reinsurance recoverables </link:label>

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<link:label id="lab_us-gaap_IncreaseDecreaseInPremiumsReceivable_2074D1B99AE50D80FF1E623F03B61358_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPremiumsReceivable_2074D1B99AE50D80FF1E623F03B61358" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Premiums due and other receivables </link:label>

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<link:label id="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_DFF505E3A8470449EE74623F03B6390A_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_DFF505E3A8470449EE74623F03B6390A" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Accrued investment income </link:label>

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<link:label id="lab_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_92007A68B04CB8DADB50623F03B65C6E_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_92007A68B04CB8DADB50623F03B65C6E" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Current tax receivable/payable </link:label>

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<link:label id="lab_us-gaap_IncreaseDecreaseInPensionAndPostretirementObligations_D59D977B597B1934C7A6623F03B74410_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPensionAndPostretirementObligations_D59D977B597B1934C7A6623F03B74410" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for retirement benefits </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInPensionAndPostretirementObligations_D59D977B597B1934C7A6623F03B74410_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPensionAndPostretirementObligations_D59D977B597B1934C7A6623F03B74410" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Obligation, Pension and Other Postretirement Benefits </link:label>

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<link:label id="lab_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_7C292E383BE19EE564EF623F03B7940D_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_7C292E383BE19EE564EF623F03B7940D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Fair value of option securities </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_7C292E383BE19EE564EF623F03B7940D_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_7C292E383BE19EE564EF623F03B7940D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Fair Value Adjustments on Other Assets (Liabilities) Carried at Fair Value under Fair Value Option </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_7C292E383BE19EE564EF623F03B7940D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_EquitySecuritiesFvNiGainLoss_FDE4D9715033BFDE30E4623F03B76031_negatedLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiGainLoss_FDE4D9715033BFDE30E4623F03B76031" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Fair value of equity securities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_FDE4D9715033BFDE30E4623F03B76031" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_9645AC7643373B353896623F03B7D0E5_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_9645AC7643373B353896623F03B7D0E5" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_9645AC7643373B353896623F03B7D0E5_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_9645AC7643373B353896623F03B7D0E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Operating Assets and Liabilities, Net </link:label>

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<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_E4A2D2DCA9D2818B3831623F03B74922_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_E4A2D2DCA9D2818B3831623F03B74922" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net cash provided by operating activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_E4A2D2DCA9D2818B3831623F03B74922_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_E4A2D2DCA9D2818B3831623F03B74922" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_E4A2D2DCA9D2818B3831623F03B74922" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> INVESTING ACTIVITIES </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities [Abstract] </link:label>

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<link:label id="lab_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from sale/maturity/prepayment of </link:label>

<link:label id="lab_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale, Maturity and Collection of Investments [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_A939A15E24A27DBB60C2623F03B8D428_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_A939A15E24A27DBB60C2623F03B8D428" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Held-to-maturity securities </link:label>

<link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_A939A15E24A27DBB60C2623F03B8D428_label_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_A939A15E24A27DBB60C2623F03B8D428" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities </link:label>

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<link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_DB8943A31A4F67A8662B623F03B83C28_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_DB8943A31A4F67A8662B623F03B83C28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Available-for-sale securities </link:label>

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<link:label id="lab_anat_ProceedsfromSaleofEquitySecurities_FB7AAAB5DE608ED59A64623F03B812A7_terseLabel_en-US" xlink:label="lab_anat_ProceedsfromSaleofEquitySecurities_FB7AAAB5DE608ED59A64623F03B812A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity securities </link:label>

<link:label id="lab_anat_ProceedsfromSaleofEquitySecurities_FB7AAAB5DE608ED59A64623F03B812A7_label_en-US" xlink:label="lab_anat_ProceedsfromSaleofEquitySecurities_FB7AAAB5DE608ED59A64623F03B812A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale of Equity Securities </link:label>

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<link:label id="lab_us-gaap_ProceedsFromSaleOfRealEstateHeldforinvestment_A14E5B9B9C21AFF97357623F03B834EB_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfRealEstateHeldforinvestment_A14E5B9B9C21AFF97357623F03B834EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment real estate </link:label>

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<link:label id="lab_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_61F3132CC4B03A57E5BC623F03B9B377_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_61F3132CC4B03A57E5BC623F03B9B377" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans </link:label>

<link:label id="lab_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_61F3132CC4B03A57E5BC623F03B9B377_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_61F3132CC4B03A57E5BC623F03B9B377" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale and Collection of Mortgage Notes Receivable </link:label>

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<link:label id="lab_us-gaap_ProceedsFromCollectionOfPolicyLoans_E4D98BACA6EFBEDDE2ED623F03B94397_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromCollectionOfPolicyLoans_E4D98BACA6EFBEDDE2ED623F03B94397" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policy loans </link:label>

<link:label id="lab_us-gaap_ProceedsFromCollectionOfPolicyLoans_E4D98BACA6EFBEDDE2ED623F03B94397_label_en-US" xlink:label="lab_us-gaap_ProceedsFromCollectionOfPolicyLoans_E4D98BACA6EFBEDDE2ED623F03B94397" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Collection of Policy Loans </link:label>

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<link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments_B9FF7D4B2CCA60C1F202623F03B936D4_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments_B9FF7D4B2CCA60C1F202623F03B936D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other invested assets </link:label>

<link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments_B9FF7D4B2CCA60C1F202623F03B936D4_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments_B9FF7D4B2CCA60C1F202623F03B936D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale and Maturity of Other Investments </link:label>

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<link:label id="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_547FF9526EFBA6889960623F03B9D07D_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_547FF9526EFBA6889960623F03B9D07D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Disposals of property and equipment </link:label>

<link:label id="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_547FF9526EFBA6889960623F03B9D07D_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_547FF9526EFBA6889960623F03B9D07D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale of Property, Plant, and Equipment </link:label>

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<link:label id="lab_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_132C413C37E103581DFF623F03B94915_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_132C413C37E103581DFF623F03B94915" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Distributions from unconsolidated affiliates </link:label>

<link:label id="lab_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_132C413C37E103581DFF623F03B94915_label_en-US" xlink:label="lab_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_132C413C37E103581DFF623F03B94915" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Divestiture of Interest in Subsidiaries and Affiliates </link:label>

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<link:label id="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Payment for the purchase/origination of </link:label>

<link:label id="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Investments [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_428B1C39D685E456774F623F03BA22C5_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_428B1C39D685E456774F623F03BA22C5" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Held-to-maturity securities </link:label>

<link:label id="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_428B1C39D685E456774F623F03BA22C5_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_428B1C39D685E456774F623F03BA22C5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Held-to-maturity Securities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_428B1C39D685E456774F623F03BA22C5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Available-for-sale securities </link:label>

<link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Available-for-sale Securities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2" xlink:type="arc"/>

<link:label id="lab_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56_negatedLabel_en-US" xlink:label="lab_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Equity securities </link:label>

<link:label id="lab_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56_label_en-US" xlink:label="lab_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Equity Investments </link:label>

<link:label id="lab_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56_documentation_en-US" xlink:label="lab_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Equity Investments </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PaymentstoAcquireEquityInvestments" xlink:label="loc_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PaymentsToAcquireRealEstateHeldForInvestment_E361F904369F8F49F707623F03BA8EB0_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireRealEstateHeldForInvestment_E361F904369F8F49F707623F03BA8EB0" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Investment real estate </link:label>

<link:label id="lab_us-gaap_PaymentsToAcquireRealEstateHeldForInvestment_E361F904369F8F49F707623F03BA8EB0_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireRealEstateHeldForInvestment_E361F904369F8F49F707623F03BA8EB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Real Estate Held-for-investment </link:label>

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<link:label id="lab_us-gaap_PaymentsToAcquireMortgageNotesReceivable_DE3BDA9C885A61800DF6623F03BA064E_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireMortgageNotesReceivable_DE3BDA9C885A61800DF6623F03BA064E" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans </link:label>

<link:label id="lab_us-gaap_PaymentsToAcquireMortgageNotesReceivable_DE3BDA9C885A61800DF6623F03BA064E_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireMortgageNotesReceivable_DE3BDA9C885A61800DF6623F03BA064E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Mortgage Notes Receivable </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireMortgageNotesReceivable" xlink:label="loc_us-gaap_PaymentsToAcquireMortgageNotesReceivable_DE3BDA9C885A61800DF6623F03BA064E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PaymentsToFundPolicyLoans_3E8991DD22F1A52DE556623F03BBE977_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToFundPolicyLoans_3E8991DD22F1A52DE556623F03BBE977" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Policy loans </link:label>

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<link:label id="lab_us-gaap_PaymentsToAcquireOtherInvestments_2F041BD085149D81392C623F03BBF3A8_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireOtherInvestments_2F041BD085149D81392C623F03BBF3A8" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other invested assets </link:label>

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<link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_67CE34E3AF11658E80C6623F03BB42E6_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_67CE34E3AF11658E80C6623F03BB42E6" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Additions to property and equipment </link:label>

<link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_67CE34E3AF11658E80C6623F03BB42E6_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_67CE34E3AF11658E80C6623F03BB42E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Property, Plant, and Equipment </link:label>

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<link:label id="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Contributions to unconsolidated affiliates </link:label>

<link:label id="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Interest in Subsidiaries and Affiliates </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8" xlink:to="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Change in short-term investments </link:label>

<link:label id="lab_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for (Proceeds from) Short-term Investments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments" xlink:label="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615" xlink:to="lab_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615" xlink:type="arc"/>

<link:label id="lab_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4_negatedLabel_en-US" xlink:label="lab_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Change in collateral held for derivatives </link:label>

<link:label id="lab_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4_label_en-US" xlink:label="lab_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Collateral Held For Derivatives </link:label>

<link:label id="lab_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4_documentation_en-US" xlink:label="lab_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Increase (decrease) in collateral held for derivatives. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_IncreaseDecreaseInCollateralHeldForDerivatives" xlink:label="loc_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:to="lab_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>

<link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for (Proceeds from) Other Investing Activities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474" xlink:to="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net cash used in investing activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> FINANCING ACTIVITIES </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:type="arc"/>

<link:label id="lab_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policyholders’ account deposits </link:label>

<link:label id="lab_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B_label_en-US" xlink:label="lab_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Additions to Contract Holders Funds </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionsToContractHoldersFunds" xlink:label="loc_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B" xlink:to="lab_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B" xlink:type="arc"/>

<link:label id="lab_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672_negatedLabel_en-US" xlink:label="lab_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Policyholders’ account withdrawals </link:label>

<link:label id="lab_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672_label_en-US" xlink:label="lab_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Withdrawal from Contract Holders Funds </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds" xlink:label="loc_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672" xlink:to="lab_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in notes payable </link:label>

<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F_label_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Repayments of) Notes Payable </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfNotesPayable" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F" xlink:to="lab_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Dividends to stockholders </link:label>

<link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments of Ordinary Dividends, Common Stock </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Payments to noncontrolling interest </link:label>

<link:label id="lab_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Payments to) Noncontrolling Interests </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsToMinorityShareholders" xlink:label="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8" xlink:to="lab_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net cash provided by financing activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1ABFF686A24905B7097F623F03BD8B90_totalLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1ABFF686A24905B7097F623F03BD8B90" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> NET INCREASE IN CASH AND CASH EQUIVALENTS </link:label>

<link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1ABFF686A24905B7097F623F03BD8B90_label_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1ABFF686A24905B7097F623F03BD8B90" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1ABFF686A24905B7097F623F03BD8B90" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_FBDAA4DC5B3AA8342373623F03BD94DE_periodStartLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_FBDAA4DC5B3AA8342373623F03BD94DE" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Beginning of the period </link:label>

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<link:label id="lab_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23_terseLabel_en-US" xlink:label="lab_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income tax expense before tax on equity in earnings of unconsolidated affiliates </link:label>

<link:label id="lab_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23_label_en-US" xlink:label="lab_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Tax Reconciliation Income Tax Expense Benefit Before Tax On Equity Earnings Of Unconsolidated Affiliates </link:label>

<link:label id="lab_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23_documentation_en-US" xlink:label="lab_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Income Tax Reconciliation Income Tax Expense Benefit Before Tax On Equity Earnings Of Unconsolidated Affiliates </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates" xlink:label="loc_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23" xlink:type="locator"/>

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<link:label id="lab_anat_IncomeTaxReconciliationTaxOnEquityEarningsOfUnconsolidatedAffiliates_772BF99BF7C359357CA462441CCCC8C8_terseLabel_en-US" xlink:label="lab_anat_IncomeTaxReconciliationTaxOnEquityEarningsOfUnconsolidatedAffiliates_772BF99BF7C359357CA462441CCCC8C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Tax on equity in earnings of unconsolidated affiliates </link:label>

<link:label id="lab_anat_IncomeTaxReconciliationTaxOnEquityEarningsOfUnconsolidatedAffiliates_772BF99BF7C359357CA462441CCCC8C8_label_en-US" xlink:label="lab_anat_IncomeTaxReconciliationTaxOnEquityEarningsOfUnconsolidatedAffiliates_772BF99BF7C359357CA462441CCCC8C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Tax Reconciliation Tax On Equity Earnings Of Unconsolidated Affiliates </link:label>

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<link:label id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_66879BDD81E2FAE0F91062441CCCA662_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_66879BDD81E2FAE0F91062441CCCA662" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total expected income tax expense at the statutory rate </link:label>

<link:label id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_66879BDD81E2FAE0F91062441CCCA662_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_66879BDD81E2FAE0F91062441CCCA662" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_66879BDD81E2FAE0F91062441CCCA662" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_81CA4C8EFE780A1D4A9462441CCC40C5_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_81CA4C8EFE780A1D4A9462441CCC40C5" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Tax-exempt investment income </link:label>

<link:label id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_81CA4C8EFE780A1D4A9462441CCC40C5_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_81CA4C8EFE780A1D4A9462441CCC40C5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_81CA4C8EFE780A1D4A9462441CCC40C5" xlink:type="locator"/>

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<link:label id="lab_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5_terseLabel_en-US" xlink:label="lab_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred tax change </link:label>

<link:label id="lab_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5_label_en-US" xlink:label="lab_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Tax Reconciliation Deferred Tax Adjustments Including Tax Reform </link:label>

<link:label id="lab_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5_documentation_en-US" xlink:label="lab_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Income tax reconciliation deferred tax adjustments including tax reform. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform" xlink:label="loc_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeTaxReconciliationDeductionsDividends_A6CD711F3DE2F4DC6D1A62441CCD281E_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationDeductionsDividends_A6CD711F3DE2F4DC6D1A62441CCD281E" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Dividend exclusion </link:label>

<link:label id="lab_us-gaap_IncomeTaxReconciliationDeductionsDividends_A6CD711F3DE2F4DC6D1A62441CCD281E_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationDeductionsDividends_A6CD711F3DE2F4DC6D1A62441CCD281E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Deduction, Dividends, Amount </link:label>

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<link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCredits_D10902D1EED47CD6F9E062441CCD20C7_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCredits_D10902D1EED47CD6F9E062441CCD20C7" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Miscellaneous tax credits, net </link:label>

<link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCredits_D10902D1EED47CD6F9E062441CCD20C7_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCredits_D10902D1EED47CD6F9E062441CCD20C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Tax Credit, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCredits" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCredits_D10902D1EED47CD6F9E062441CCD20C7" xlink:type="locator"/>

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<link:label id="lab_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1_terseLabel_en-US" xlink:label="lab_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Low income housing tax credit expense </link:label>

<link:label id="lab_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1_label_en-US" xlink:label="lab_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Tax Reconciliation Tax Credits Low Income Housing </link:label>

<link:label id="lab_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1_documentation_en-US" xlink:label="lab_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The portion of the difference between total income tax expense or benefit and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to low income housing credits. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing" xlink:label="loc_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_B01E2C6534A17AD73DE462441CCDBE20_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_B01E2C6534A17AD73DE462441CCDBE20" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in valuation allowance </link:label>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_B01E2C6534A17AD73DE462441CCDBE20" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other items, net </link:label>

<link:label id="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Other Adjustments, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA" xlink:to="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA" xlink:type="arc"/>

<link:label id="lab_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64_totalLabel_en-US" xlink:label="lab_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Provision for federal income taxes </link:label>

<link:label id="lab_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64_label_en-US" xlink:label="lab_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Federal Income Tax Expense Benefit Continuing Operations Before Interest Expense </link:label>

<link:label id="lab_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64_documentation_en-US" xlink:label="lab_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount of current and deferred federal income tax expense (benefit) attributable to income (loss) from continuing operations before interest expense. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense" xlink:label="loc_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:to="lab_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:type="arc"/>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561_terseLabel_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income tax expense before tax on equity in earnings of unconsolidated affiliates, percentage </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561_label_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation On Income Before Tax On Equity In Earnings Of Unconsolidated Affiliates </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561_documentation_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation On Income Before Tax On Equity In Earnings Of Unconsolidated Affiliates </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:to="lab_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:type="arc"/>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF_terseLabel_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Tax on equity in earnings of unconsolidated affiliates, percentage </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF_label_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation On Tax On Equity In Earnings Of Unconsolidated Affiliates </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF_documentation_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation On Tax On Equity In Earnings Of Unconsolidated Affiliates </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:to="lab_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:type="arc"/>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839_totalLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total expected income tax expense at the statutory rate, percentage </link:label>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839" xlink:type="arc"/>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91_negatedLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Tax-exempt investment income, percentage </link:label>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91" xlink:type="arc"/>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95_terseLabel_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred tax change, percentage </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95_label_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation Deferred Tax Adjustments including Tax Reform </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95_documentation_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Effective income tax rate reconciliation deferred tax adjustments including tax reform. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:to="lab_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:type="arc"/>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33_negatedLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Dividend exclusion, percentage </link:label>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Deduction, Dividend, Percent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33" xlink:type="arc"/>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43_negatedLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Miscellaneous tax credits, net, percentage </link:label>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Tax Credit, Percent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43" xlink:type="arc"/>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91_terseLabel_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Low income housing tax credit expense, percentage </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91_label_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation Tax Credit Low Income Housing Expense Percent </link:label>

<link:label id="lab_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91_documentation_en-US" xlink:label="lab_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The percentage of the difference between total income tax expense or benefit and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to low income housing credits. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:to="lab_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:type="arc"/>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_9980DECAFD55D1DFAE5962441CD027D2_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_9980DECAFD55D1DFAE5962441CD027D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in valuation allowance, percentage </link:label>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_9980DECAFD55D1DFAE5962441CD027D2_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_9980DECAFD55D1DFAE5962441CD027D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Percent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_9980DECAFD55D1DFAE5962441CD027D2" xlink:type="locator"/>

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<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_2014D500EA34A414F54162441CD0711A_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_2014D500EA34A414F54162441CD0711A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other items, net, percentage </link:label>

<link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_2014D500EA34A414F54162441CD0711A_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_2014D500EA34A414F54162441CD0711A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effective Income Tax Rate Reconciliation, Other Adjustments, Percent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_2014D500EA34A414F54162441CD0711A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2AA63FB9D0B92DF42D9A0AD1338D2671_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2AA63FB9D0B92DF42D9A0AD1338D2671" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Amortized cost of bonds available-for-sale </link:label>

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<link:label id="lab_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_FAB0F961442FCFEE63040AD1338D5F66_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_FAB0F961442FCFEE63040AD1338D5F66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cost of equity securities </link:label>

<link:label id="lab_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_FAB0F961442FCFEE63040AD1338D5F66_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_FAB0F961442FCFEE63040AD1338D5F66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Equity Securities, Amortized Cost Basis </link:label>

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<link:label id="lab_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation_5A07DB978CCA6AA7EF520AD1338D29DA_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation_5A07DB978CCA6AA7EF520AD1338D29DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated depreciation of investment real estate </link:label>

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<link:label id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_4992372AE9CBE811BAC10AD1338E147F_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_4992372AE9CBE811BAC10AD1338E147F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property and equipment, net of accumulated depreciation </link:label>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_3C6846619CB40AE6AB310AD1338E31F0" xlink:type="locator"/>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_2FEE143E2FDB0D7CD4C90AD1338E3247" xlink:type="locator"/>

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<link:label id="lab_us-gaap_SubsequentEventsTextBlock_6391FDE5C46CBE43DA3E6449941B1F1C_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventsTextBlock_6391FDE5C46CBE43DA3E6449941B1F1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Subsequent Events </link:label>

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<link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Available-for-sale Securities [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Available-for-sale Securities [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Available-for-sale Securities [Line Items] </link:label>

<link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities, Available-for-sale [Line Items] </link:label>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_DF82FCCE4BADF06A69040AD52AECB8FA_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_DF82FCCE4BADF06A69040AD52AECB8FA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bonds available-for-sale: change in unrealized gains (losses) </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_DF82FCCE4BADF06A69040AD52AECB8FA_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_DF82FCCE4BADF06A69040AD52AECB8FA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Securities, Available-for-sale, Adjustment, before Tax </link:label>

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<link:label id="lab_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A_terseLabel_en-US" xlink:label="lab_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Adjustments for </link:label>

<link:label id="lab_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A_label_en-US" xlink:label="lab_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Unrealized Gains Losses On Debt Securities Adjustment [Abstract] </link:label>

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<link:label id="lab_us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss_53489CDC70BDB11374960AD52AEEC4F5_verboseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss_53489CDC70BDB11374960AD52AEEC4F5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Unrealized gains on equity securities </link:label>

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<link:label id="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_0AF87298E6479860CCDE0AD52AF3C25E_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_0AF87298E6479860CCDE0AD52AF3C25E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net gains on equity securities sold </link:label>

<link:label id="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_0AF87298E6479860CCDE0AD52AF3C25E_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_0AF87298E6479860CCDE0AD52AF3C25E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Securities, FV-NI, Realized Gain (Loss) </link:label>

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<link:label id="lab_us-gaap_FairValueMeasurementsRecurringMember_8C3FBC8606AC5BFE5E6C620ACE42E416_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsRecurringMember_8C3FBC8606AC5BFE5E6C620ACE42E416" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Recurring [Member] </link:label>

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<link:label id="lab_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Preferred stock </link:label>

<link:label id="lab_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0_label_en-US" xlink:label="lab_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0" xlink:to="lab_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financial assets </link:label>

<link:label id="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="lab_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:type="arc"/>

<link:label id="lab_us-gaap_HeldToMaturitySecurities_3155D633D82F2B74D993620ACE46672E_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_3155D633D82F2B74D993620ACE46672E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fixed maturity securities, bonds held-to-maturity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_3155D633D82F2B74D993620ACE46672E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities_3155D633D82F2B74D993620ACE46672E" xlink:to="lab_us-gaap_HeldToMaturitySecurities_3155D633D82F2B74D993620ACE46672E" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_1115E7BFB29C99D319AC620ACE47627D_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_1115E7BFB29C99D319AC620ACE47627D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Fixed maturity securities, bonds available-for-sale </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_1115E7BFB29C99D319AC620ACE47627D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_1115E7BFB29C99D319AC620ACE47627D" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_1115E7BFB29C99D319AC620ACE47627D" xlink:type="arc"/>

<link:label id="lab_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity securities </link:label>

<link:label id="lab_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Securities, FV-NI </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F" xlink:to="lab_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeAssets_C51BF5B8DE29319272BF620ACE4CF4A9_verboseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssets_C51BF5B8DE29319272BF620ACE4CF4A9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Equity-indexed options </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_C51BF5B8DE29319272BF620ACE4CF4A9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssets_C51BF5B8DE29319272BF620ACE4CF4A9" xlink:to="lab_us-gaap_DerivativeAssets_C51BF5B8DE29319272BF620ACE4CF4A9" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_D20A0D3013FAA0815F30620ACE4C70B7_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_D20A0D3013FAA0815F30620ACE4C70B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans on real estate, net allowance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_D20A0D3013FAA0815F30620ACE4C70B7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_D20A0D3013FAA0815F30620ACE4C70B7" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_D20A0D3013FAA0815F30620ACE4C70B7" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C_verboseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans on real estate, net allowance </link:label>

<link:label id="lab_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C_label_en-US" xlink:label="lab_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans Receivable, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C" xlink:to="lab_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662_verboseLabel_en-US" xlink:label="lab_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Policy loans </link:label>

<link:label id="lab_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662_label_en-US" xlink:label="lab_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans, Gross, Insurance Policy </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansInsurancePolicy" xlink:label="loc_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662" xlink:to="lab_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662" xlink:type="arc"/>

<link:label id="lab_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B_terseLabel_en-US" xlink:label="lab_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policy loans </link:label>

<link:label id="lab_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B_label_en-US" xlink:label="lab_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans, Gross, Insurance Policy, Fair Value </link:label>

<link:label id="lab_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B_documentation_en-US" xlink:label="lab_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans, Gross, Insurance Policy, Fair Value </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LoansGrossInsurancePolicyFairValue" xlink:label="loc_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:to="lab_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:type="arc"/>

<link:label id="lab_us-gaap_ShortTermInvestments_D41C75D597A00F552CDB620ACE4D2200_verboseLabel_en-US" xlink:label="lab_us-gaap_ShortTermInvestments_D41C75D597A00F552CDB620ACE4D2200" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Short-term investments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_D41C75D597A00F552CDB620ACE4D2200" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermInvestments_D41C75D597A00F552CDB620ACE4D2200" xlink:to="lab_us-gaap_ShortTermInvestments_D41C75D597A00F552CDB620ACE4D2200" xlink:type="arc"/>

<link:label id="lab_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7_verboseLabel_en-US" xlink:label="lab_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Separate account assets </link:label>

<link:label id="lab_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7_label_en-US" xlink:label="lab_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Separate Account Asset </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountAssets" xlink:label="loc_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7" xlink:to="lab_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7" xlink:type="arc"/>

<link:label id="lab_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903_terseLabel_en-US" xlink:label="lab_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Separately managed accounts </link:label>

<link:label id="lab_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903_label_en-US" xlink:label="lab_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Separately Managed Accounts </link:label>

<link:label id="lab_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903_documentation_en-US" xlink:label="lab_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Separately Managed Accounts </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_SeparatelyManagedAccounts" xlink:label="loc_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:to="lab_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:type="arc"/>

<link:label id="lab_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE_terseLabel_en-US" xlink:label="lab_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Separately managed accounts </link:label>

<link:label id="lab_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE_label_en-US" xlink:label="lab_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Separately Managed Accounts, Fair Value </link:label>

<link:label id="lab_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE_documentation_en-US" xlink:label="lab_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Separately Managed Accounts, Fair Value </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_SeparatelyManagedAccountsFairValue" xlink:label="loc_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:to="lab_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:type="arc"/>

<link:label id="lab_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315_totalLabel_en-US" xlink:label="lab_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total assets </link:label>

<link:label id="lab_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315_label_en-US" xlink:label="lab_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315" xlink:to="lab_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315" xlink:type="arc"/>

<link:label id="lab_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total financial assets </link:label>

<link:label id="lab_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2_label_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2" xlink:to="lab_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financial liabilities </link:label>

<link:label id="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:type="arc"/>

<link:label id="lab_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88_terseLabel_en-US" xlink:label="lab_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment contracts </link:label>

<link:label id="lab_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88_label_en-US" xlink:label="lab_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities Related to Investment Contracts, Carrying Amount </link:label>

<link:label id="lab_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88_documentation_en-US" xlink:label="lab_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Liabilities Related to Investment Contracts, Carrying Amount </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount" xlink:label="loc_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:to="lab_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305_verboseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Investment contracts </link:label>

<link:label id="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305_label_en-US" xlink:label="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities Related to Investment Contracts, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305" xlink:to="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilities_50EC1F51BD49CB4FE2A7620ACE4FF35A_netLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_50EC1F51BD49CB4FE2A7620ACE4FF35A" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US"> Embedded derivative liability for equity-indexed contracts </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_50EC1F51BD49CB4FE2A7620ACE4FF35A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilities_50EC1F51BD49CB4FE2A7620ACE4FF35A" xlink:to="lab_us-gaap_DerivativeLiabilities_50EC1F51BD49CB4FE2A7620ACE4FF35A" xlink:type="arc"/>

<link:label id="lab_us-gaap_NotesPayableFairValueDisclosure_C735B5171B03A10858D2620ACE4F43A7_verboseLabel_en-US" xlink:label="lab_us-gaap_NotesPayableFairValueDisclosure_C735B5171B03A10858D2620ACE4F43A7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Notes payable </link:label>

<link:label id="lab_us-gaap_NotesPayableFairValueDisclosure_C735B5171B03A10858D2620ACE4F43A7_label_en-US" xlink:label="lab_us-gaap_NotesPayableFairValueDisclosure_C735B5171B03A10858D2620ACE4F43A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Notes Payable, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="loc_us-gaap_NotesPayableFairValueDisclosure_C735B5171B03A10858D2620ACE4F43A7" xlink:type="locator"/>

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<link:label id="lab_us-gaap_SeparateAccountsLiability_9BE9852BD8D6EA98D699620ACE4F82A8_verboseLabel_en-US" xlink:label="lab_us-gaap_SeparateAccountsLiability_9BE9852BD8D6EA98D699620ACE4F82A8" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Separate account liabilities </link:label>

<link:label id="lab_us-gaap_SeparateAccountsLiability_9BE9852BD8D6EA98D699620ACE4F82A8_label_en-US" xlink:label="lab_us-gaap_SeparateAccountsLiability_9BE9852BD8D6EA98D699620ACE4F82A8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Separate Account, Liability </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountsLiability" xlink:label="loc_us-gaap_SeparateAccountsLiability_9BE9852BD8D6EA98D699620ACE4F82A8" xlink:type="locator"/>

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<link:label id="lab_us-gaap_Liabilities_0BF56F948A15FDC29C63620ACE5054B4_terseLabel_en-US" xlink:label="lab_us-gaap_Liabilities_0BF56F948A15FDC29C63620ACE5054B4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities </link:label>

<link:label id="lab_us-gaap_Liabilities_0BF56F948A15FDC29C63620ACE5054B4_label_en-US" xlink:label="lab_us-gaap_Liabilities_0BF56F948A15FDC29C63620ACE5054B4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_0BF56F948A15FDC29C63620ACE5054B4" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_93B39E44F2D0A3F7214D620ACE505C0A_verboseLabel_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_93B39E44F2D0A3F7214D620ACE505C0A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Total financial liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_93B39E44F2D0A3F7214D620ACE505C0A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_93B39E44F2D0A3F7214D620ACE505C0A" xlink:to="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_93B39E44F2D0A3F7214D620ACE505C0A" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_8736C5BB927BC8E165580AD135700D8C_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_8736C5BB927BC8E165580AD135700D8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claim Adjustment Expenses </link:label>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_8736C5BB927BC8E165580AD135700D8C_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_8736C5BB927BC8E165580AD135700D8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_8736C5BB927BC8E165580AD135700D8C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment Income [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399_label_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Income [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable" xlink:label="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OptionMember_2B120D2651359463A0150AD136907096_terseLabel_en-US" xlink:label="lab_us-gaap_OptionMember_2B120D2651359463A0150AD136907096" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Options </link:label>

<link:label id="lab_us-gaap_OptionMember_2B120D2651359463A0150AD136907096_label_en-US" xlink:label="lab_us-gaap_OptionMember_2B120D2651359463A0150AD136907096" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Options Held [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OptionMember" xlink:label="loc_us-gaap_OptionMember_2B120D2651359463A0150AD136907096" xlink:type="locator"/>

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<link:label id="lab_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532_terseLabel_en-US" xlink:label="lab_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Dividends on equity securities </link:label>

<link:label id="lab_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532_label_en-US" xlink:label="lab_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Dividends On Equity Securities [Member] </link:label>

<link:label id="lab_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532_documentation_en-US" xlink:label="lab_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Dividends on equity securities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_DividendsOnEquitySecuritiesMember" xlink:label="loc_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems_4B4F0C52C2E13DB194470AD13692AA14_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems_4B4F0C52C2E13DB194470AD13692AA14" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net Investment Income [Line Items] </link:label>

<link:label id="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems_4B4F0C52C2E13DB194470AD13692AA14_label_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems_4B4F0C52C2E13DB194470AD13692AA14" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Investment Income [Line Items] </link:label>

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<link:label id="lab_us-gaap_NetInvestmentIncome_EFA31DA8DAEA902283340AD13693179B_verboseLabel_en-US" xlink:label="lab_us-gaap_NetInvestmentIncome_EFA31DA8DAEA902283340AD13693179B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Net Investment Income, Total </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="loc_us-gaap_NetInvestmentIncome_EFA31DA8DAEA902283340AD13693179B" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_6221665BEF697F637E170AD13465FB04_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock_6221665BEF697F637E170AD13465FB04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Federal Income Taxes </link:label>

<link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_6221665BEF697F637E170AD13465FB04_label_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock_6221665BEF697F637E170AD13465FB04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Tax Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_6221665BEF697F637E170AD13465FB04" xlink:type="locator"/>

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<link:label id="lab_srt_AffiliatedEntityMember_FB434D1E692B5D2D92860AD136C6046D_verboseLabel_en-US" xlink:label="lab_srt_AffiliatedEntityMember_FB434D1E692B5D2D92860AD136C6046D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Affiliate </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_AffiliatedEntityMember" xlink:label="loc_srt_AffiliatedEntityMember_FB434D1E692B5D2D92860AD136C6046D" xlink:type="locator"/>

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<link:label id="lab_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3_terseLabel_en-US" xlink:label="lab_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Moody Foundation </link:label>

<link:label id="lab_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3_label_en-US" xlink:label="lab_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Moody Foundation [Member] </link:label>

<link:label id="lab_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3_documentation_en-US" xlink:label="lab_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Moody foundation. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_MoodyFoundationMember" xlink:label="loc_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:to="lab_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:type="arc"/>

<link:label id="lab_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910_terseLabel_en-US" xlink:label="lab_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Libbie Shearn Moody Trust </link:label>

<link:label id="lab_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910_label_en-US" xlink:label="lab_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Libbie Shearn Moody Trust [Member] </link:label>

<link:label id="lab_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910_documentation_en-US" xlink:label="lab_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Libbie Shearn Moody Trust. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LibbieShearnMoodyTrustMember" xlink:label="loc_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910" xlink:type="locator"/>

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<link:label id="lab_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12_terseLabel_en-US" xlink:label="lab_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Ownership [Axis] </link:label>

<link:label id="lab_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12_label_en-US" xlink:label="lab_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Ownership [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OwnershipAxis" xlink:label="loc_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:to="lab_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:type="arc"/>

<link:label id="lab_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA_terseLabel_en-US" xlink:label="lab_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Ownership [Domain] </link:label>

<link:label id="lab_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA_label_en-US" xlink:label="lab_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Ownership [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OwnershipDomain" xlink:label="loc_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:to="lab_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:type="arc"/>

<link:label id="lab_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22_terseLabel_en-US" xlink:label="lab_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gal-Tex </link:label>

<link:label id="lab_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22_label_en-US" xlink:label="lab_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gal-Tex Hotel Corporation [Member] </link:label>

<link:label id="lab_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22_documentation_en-US" xlink:label="lab_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Gal-Tex Hotel Corporation [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_GalTexHotelCorporationMember" xlink:label="loc_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:to="lab_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:type="arc"/>

<link:label id="lab_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3_terseLabel_en-US" xlink:label="lab_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> American National </link:label>

<link:label id="lab_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3_label_en-US" xlink:label="lab_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> American National Insurance Co [Member] </link:label>

<link:label id="lab_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3_documentation_en-US" xlink:label="lab_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> American National Insurance Co [Member] </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_AmericanNationalInsuranceCoMember" xlink:label="loc_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:to="lab_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:type="arc"/>

<link:label id="lab_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6_terseLabel_en-US" xlink:label="lab_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest rate on mortgage loans </link:label>

<link:label id="lab_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6_label_en-US" xlink:label="lab_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Interest Rate </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateInterestRate" xlink:label="loc_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6" xlink:to="lab_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6" xlink:type="arc"/>

<link:label id="lab_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005_terseLabel_en-US" xlink:label="lab_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Due date of mortgage loans receivable </link:label>

<link:label id="lab_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005_label_en-US" xlink:label="lab_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Final Maturity Date </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoanOnRealEstateFinalMaturityDate" xlink:label="loc_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005" xlink:to="lab_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005" xlink:type="arc"/>

<link:label id="lab_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1_terseLabel_en-US" xlink:label="lab_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Noncontrolling owners, ownership percentage </link:label>

<link:label id="lab_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1_label_en-US" xlink:label="lab_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners" xlink:label="loc_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1" xlink:to="lab_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, by Balance Sheet Grouping [Table] </link:label>

<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5_label_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, by Balance Sheet Grouping [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Measurement Basis [Axis] </link:label>

<link:label id="lab_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3_label_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Measurement Basis [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement [Domain] </link:label>

<link:label id="lab_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_9158457051B9188C25AD67323BA4BF95_terseLabel_en-US" xlink:label="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_9158457051B9188C25AD67323BA4BF95" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Portion at Fair Value Measurement </link:label>

<link:label id="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_9158457051B9188C25AD67323BA4BF95_label_en-US" xlink:label="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_9158457051B9188C25AD67323BA4BF95" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Portion at Fair Value Measurement [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_9158457051B9188C25AD67323BA4BF95" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014_terseLabel_en-US" xlink:label="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Carrying Amount </link:label>

<link:label id="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014_label_en-US" xlink:label="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Reported Value Measurement [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014" xlink:to="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014" xlink:type="arc"/>

<link:label id="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A_terseLabel_en-US" xlink:label="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value </link:label>

<link:label id="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A_label_en-US" xlink:label="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Estimate of Fair Value Measurement [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A" xlink:to="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Inputs, Level 1, 2 and 3 </link:label>

<link:label id="lab_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Inputs, Level 1, 2 and 3 [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel12And3Member" xlink:label="loc_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326" xlink:to="lab_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] </link:label>

<link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473_label_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:to="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:type="arc"/>

<link:label id="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_E74367F60D3E7943541867323BA7F105_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_E74367F60D3E7943541867323BA7F105" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans on real estate, net of allowance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_E74367F60D3E7943541867323BA7F105" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_E74367F60D3E7943541867323BA7F105" xlink:to="lab_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_E74367F60D3E7943541867323BA7F105" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansReceivableFairValueDisclosure_81ABAE3D9BA5BC50EA7767323BA73E9F_terseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableFairValueDisclosure_81ABAE3D9BA5BC50EA7767323BA73E9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans on real estate, net of allowance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_81ABAE3D9BA5BC50EA7767323BA73E9F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableFairValueDisclosure_81ABAE3D9BA5BC50EA7767323BA73E9F" xlink:to="lab_us-gaap_LoansReceivableFairValueDisclosure_81ABAE3D9BA5BC50EA7767323BA73E9F" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansInsurancePolicy_68123AA5FB7FD20A5F7867323BA7F34E_terseLabel_en-US" xlink:label="lab_us-gaap_LoansInsurancePolicy_68123AA5FB7FD20A5F7867323BA7F34E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policy loans </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansInsurancePolicy" xlink:label="loc_us-gaap_LoansInsurancePolicy_68123AA5FB7FD20A5F7867323BA7F34E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansInsurancePolicy_68123AA5FB7FD20A5F7867323BA7F34E" xlink:to="lab_us-gaap_LoansInsurancePolicy_68123AA5FB7FD20A5F7867323BA7F34E" xlink:type="arc"/>

<link:label id="lab_us-gaap_SeparateAccountAssets_ED492BD70091192E802667323BA8EE86_terseLabel_en-US" xlink:label="lab_us-gaap_SeparateAccountAssets_ED492BD70091192E802667323BA8EE86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Separate account assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountAssets" xlink:label="loc_us-gaap_SeparateAccountAssets_ED492BD70091192E802667323BA8EE86" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeparateAccountAssets_ED492BD70091192E802667323BA8EE86" xlink:to="lab_us-gaap_SeparateAccountAssets_ED492BD70091192E802667323BA8EE86" xlink:type="arc"/>

<link:label id="lab_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B_totalLabel_en-US" xlink:label="lab_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total financial assets </link:label>

<link:label id="lab_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B_label_en-US" xlink:label="lab_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Assets </link:label>

<link:label id="lab_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B_documentation_en-US" xlink:label="lab_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Represents the carrying value of financial assets that includes equity-indexed options and separate account assets. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FinancialAssets" xlink:label="loc_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:to="lab_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:type="arc"/>

<link:label id="lab_us-gaap_AssetsFairValueDisclosure_60CEAFEEDEC5F8511B5267323BA851A9_totalLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_60CEAFEEDEC5F8511B5267323BA851A9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total financial assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_60CEAFEEDEC5F8511B5267323BA851A9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_60CEAFEEDEC5F8511B5267323BA851A9" xlink:to="lab_us-gaap_AssetsFairValueDisclosure_60CEAFEEDEC5F8511B5267323BA851A9" xlink:type="arc"/>

<link:label id="lab_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683_terseLabel_en-US" xlink:label="lab_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment contracts </link:label>

<link:label id="lab_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683_label_en-US" xlink:label="lab_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deposit Contracts, Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositContractsLiabilities" xlink:label="loc_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683" xlink:to="lab_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_DC3E662402128C70B87367323BA91CB8_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_DC3E662402128C70B87367323BA91CB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment contracts </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_DC3E662402128C70B87367323BA91CB8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_DC3E662402128C70B87367323BA91CB8" xlink:to="lab_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_DC3E662402128C70B87367323BA91CB8" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilities_1A6FB08A2D976AAFF07267323BA9DD43_verboseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_1A6FB08A2D976AAFF07267323BA9DD43" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Embedded derivative liability for equity-indexed contracts </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_1A6FB08A2D976AAFF07267323BA9DD43" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilities_1A6FB08A2D976AAFF07267323BA9DD43" xlink:to="lab_us-gaap_DerivativeLiabilities_1A6FB08A2D976AAFF07267323BA9DD43" xlink:type="arc"/>

<link:label id="lab_us-gaap_NotesPayableFairValueDisclosure_429781F87173E50997D967323BAA5D1A_terseLabel_en-US" xlink:label="lab_us-gaap_NotesPayableFairValueDisclosure_429781F87173E50997D967323BAA5D1A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Notes payable </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="loc_us-gaap_NotesPayableFairValueDisclosure_429781F87173E50997D967323BAA5D1A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NotesPayableFairValueDisclosure_429781F87173E50997D967323BAA5D1A" xlink:to="lab_us-gaap_NotesPayableFairValueDisclosure_429781F87173E50997D967323BAA5D1A" xlink:type="arc"/>

<link:label id="lab_us-gaap_SeparateAccountsLiability_D5A42D4F2C53F64E05DC67323BAA895F_terseLabel_en-US" xlink:label="lab_us-gaap_SeparateAccountsLiability_D5A42D4F2C53F64E05DC67323BAA895F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Separate account liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountsLiability" xlink:label="loc_us-gaap_SeparateAccountsLiability_D5A42D4F2C53F64E05DC67323BAA895F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeparateAccountsLiability_D5A42D4F2C53F64E05DC67323BAA895F" xlink:to="lab_us-gaap_SeparateAccountsLiability_D5A42D4F2C53F64E05DC67323BAA895F" xlink:type="arc"/>

<link:label id="lab_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0_totalLabel_en-US" xlink:label="lab_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total financial liabilities </link:label>

<link:label id="lab_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0_label_en-US" xlink:label="lab_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Liabilities </link:label>

<link:label id="lab_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0_documentation_en-US" xlink:label="lab_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Carrying value of financial obligations, including, but not limited to, debt instruments, derivative liabilities, federal funds purchased and sold under agreements to repurchase, securities loaned or sold under agreements to repurchase, financial instruments sold not yet purchased, guarantees, line of credit, loans and notes payable, servicing liability, and trading liabilities. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_FinancialLiabilities" xlink:label="loc_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:to="lab_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_25A10019E33ECB0E7C8767323BAAA6B7_totalLabel_en-US" xlink:label="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_25A10019E33ECB0E7C8767323BAAA6B7" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total financial liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_25A10019E33ECB0E7C8767323BAAA6B7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_25A10019E33ECB0E7C8767323BAAA6B7" xlink:to="lab_us-gaap_FinancialLiabilitiesFairValueDisclosure_25A10019E33ECB0E7C8767323BAAA6B7" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtInstrumentTable_F4DAB72E65A4758A0B405227597244EC_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable_F4DAB72E65A4758A0B405227597244EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Long-term Debt Instruments [Table] </link:label>

<link:label id="lab_us-gaap_DebtInstrumentTable_F4DAB72E65A4758A0B405227597244EC_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable_F4DAB72E65A4758A0B405227597244EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Long-term Debt Instruments [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_F4DAB72E65A4758A0B405227597244EC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentTable_F4DAB72E65A4758A0B405227597244EC" xlink:to="lab_us-gaap_DebtInstrumentTable_F4DAB72E65A4758A0B405227597244EC" xlink:type="arc"/>

<link:label id="lab_us-gaap_VariableRateAxis_095AD18DA8D37AF17A9E522759727EC2_terseLabel_en-US" xlink:label="lab_us-gaap_VariableRateAxis_095AD18DA8D37AF17A9E522759727EC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Variable Rate [Axis] </link:label>

<link:label id="lab_us-gaap_VariableRateAxis_095AD18DA8D37AF17A9E522759727EC2_label_en-US" xlink:label="lab_us-gaap_VariableRateAxis_095AD18DA8D37AF17A9E522759727EC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Rate [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="loc_us-gaap_VariableRateAxis_095AD18DA8D37AF17A9E522759727EC2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableRateAxis_095AD18DA8D37AF17A9E522759727EC2" xlink:to="lab_us-gaap_VariableRateAxis_095AD18DA8D37AF17A9E522759727EC2" xlink:type="arc"/>

<link:label id="lab_us-gaap_VariableRateDomain_A373F897AD8DF54AC71852275972F1F9_terseLabel_en-US" xlink:label="lab_us-gaap_VariableRateDomain_A373F897AD8DF54AC71852275972F1F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Variable Rate [Domain] </link:label>

<link:label id="lab_us-gaap_VariableRateDomain_A373F897AD8DF54AC71852275972F1F9_label_en-US" xlink:label="lab_us-gaap_VariableRateDomain_A373F897AD8DF54AC71852275972F1F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Rate [Domain] </link:label>

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<link:label id="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_DDC11289F86C2A32B76952275973B622_terseLabel_en-US" xlink:label="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_DDC11289F86C2A32B76952275973B622" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> LIBOR </link:label>

<link:label id="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_DDC11289F86C2A32B76952275973B622_label_en-US" xlink:label="lab_us-gaap_LondonInterbankOfferedRateLIBORMember_DDC11289F86C2A32B76952275973B622" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> London Interbank Offered Rate (LIBOR) [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_DDC11289F86C2A32B76952275973B622" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LongtermDebtTypeAxis_2FA4A521B6A4B71E398D52275973FAC2_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis_2FA4A521B6A4B71E398D52275973FAC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Type [Axis] </link:label>

<link:label id="lab_us-gaap_LongtermDebtTypeAxis_2FA4A521B6A4B71E398D52275973FAC2_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis_2FA4A521B6A4B71E398D52275973FAC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Type [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2FA4A521B6A4B71E398D52275973FAC2" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LongtermDebtTypeDomain_D2B5F04BA05C0F12CDBB52275973A634_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain_D2B5F04BA05C0F12CDBB52275973A634" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Type [Domain] </link:label>

<link:label id="lab_us-gaap_LongtermDebtTypeDomain_D2B5F04BA05C0F12CDBB52275973A634_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain_D2B5F04BA05C0F12CDBB52275973A634" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Type [Domain] </link:label>

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<link:label id="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyMember_2F053D54AE56DE1A777152275973287D_terseLabel_en-US" xlink:label="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyMember_2F053D54AE56DE1A777152275973287D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long Term Notes Payable Due 2020 </link:label>

<link:label id="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyMember_2F053D54AE56DE1A777152275973287D_label_en-US" xlink:label="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyMember_2F053D54AE56DE1A777152275973287D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long Term Notes Payable Maturing Two Thousand Twenty [Member] </link:label>

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<link:label id="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyOneMember_6658E0F52321E3A549DC522759740FA3_terseLabel_en-US" xlink:label="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyOneMember_6658E0F52321E3A549DC522759740FA3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long Term Notes Payable Due 2021 </link:label>

<link:label id="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyOneMember_6658E0F52321E3A549DC522759740FA3_label_en-US" xlink:label="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyOneMember_6658E0F52321E3A549DC522759740FA3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long Term Notes Payable Maturing Two Thousand Twenty One [Member] </link:label>

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<link:label id="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_C22E68A407D2CF961EE95227597420F8_terseLabel_en-US" xlink:label="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_C22E68A407D2CF961EE95227597420F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long Term Notes Payable Due 2022 </link:label>

<link:label id="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_C22E68A407D2CF961EE95227597420F8_label_en-US" xlink:label="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_C22E68A407D2CF961EE95227597420F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long Term Notes Payable Maturing Two Thousand Twenty Two [Member] </link:label>

<link:label id="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_C22E68A407D2CF961EE95227597420F8_documentation_en-US" xlink:label="lab_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_C22E68A407D2CF961EE95227597420F8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Long term notes payable maturing two thousand twenty two. </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember" xlink:label="loc_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_C22E68A407D2CF961EE95227597420F8" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DebtInstrumentLineItems_EC72417DB83EF4767828522759754AC6_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_EC72417DB83EF4767828522759754AC6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Line Items] </link:label>

<link:label id="lab_us-gaap_DebtInstrumentLineItems_EC72417DB83EF4767828522759754AC6_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_EC72417DB83EF4767828522759754AC6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_EC72417DB83EF4767828522759754AC6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentLineItems_EC72417DB83EF4767828522759754AC6" xlink:to="lab_us-gaap_DebtInstrumentLineItems_EC72417DB83EF4767828522759754AC6" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_11547B4F18A4335E36D552275975C82E_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_11547B4F18A4335E36D552275975C82E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Basis spread on variable rate </link:label>

<link:label id="lab_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_11547B4F18A4335E36D552275975C82E_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_11547B4F18A4335E36D552275975C82E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Description of Variable Rate Basis </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_11547B4F18A4335E36D552275975C82E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_A393127EDBA6F51BDDFA522759750E99_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_A393127EDBA6F51BDDFA522759750E99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest rate percentage </link:label>

<link:label id="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_A393127EDBA6F51BDDFA522759750E99_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_A393127EDBA6F51BDDFA522759750E99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Basis Spread on Variable Rate </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_A393127EDBA6F51BDDFA522759750E99" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_AF83FDE2C19C86C990C252275975F550_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_AF83FDE2C19C86C990C252275975F550" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest rate on long-term notes </link:label>

<link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_AF83FDE2C19C86C990C252275975F550_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_AF83FDE2C19C86C990C252275975F550" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Interest Rate, Stated Percentage </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_AF83FDE2C19C86C990C252275975F550" xlink:type="locator"/>

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<link:label id="lab_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_4B5A5D397DC5DA2CFA6E51E077AAE910_terseLabel_en-US" xlink:label="lab_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_4B5A5D397DC5DA2CFA6E51E077AAE910" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Assets And Liabilities Measured On Recurring Basis Unobservable Input Reconciliation [Table] </link:label>

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<link:label id="lab_anat_EquityIndexedOptionsMember_944E3138D578F693058351E077AD2C49_terseLabel_en-US" xlink:label="lab_anat_EquityIndexedOptionsMember_944E3138D578F693058351E077AD2C49" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity-Indexed Options </link:label>

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<link:label id="lab_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_5AFD8787E5CC2D13C16D51E077ADD351_terseLabel_en-US" xlink:label="lab_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_5AFD8787E5CC2D13C16D51E077ADD351" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Embedded Derivative </link:label>

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<link:label id="lab_anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetsNetChangeIncludedInInterestCredited_DC6F10C3DC240E4F773051E077AE22E9_label_en-US" xlink:label="lab_anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetsNetChangeIncludedInInterestCredited_DC6F10C3DC240E4F773051E077AE22E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Assets Net Change Included In Interest Credited </link:label>

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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Purchases, sales and settlements or maturities </link:label>

<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Purchases, (Sales), Issuances, (Settlements) [Abstract] </link:label>

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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchases_5C50CE47B73884ADBD8751E077B0E339_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchases_5C50CE47B73884ADBD8751E077B0E339" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Purchases </link:label>

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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_CD871564EF95D6BDBF2251E077B000D3_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_CD871564EF95D6BDBF2251E077B000D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlements </link:label>

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<link:label id="lab_anat_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityPremiumsLessBenefitsLosses_C12A89CE3F878113530C51E077B088C6_terseLabel_en-US" xlink:label="lab_anat_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityPremiumsLessBenefitsLosses_C12A89CE3F878113530C51E077B088C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Premiums less benefits </link:label>

<link:label id="lab_anat_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityPremiumsLessBenefitsLosses_C12A89CE3F878113530C51E077B088C6_label_en-US" xlink:label="lab_anat_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityPremiumsLessBenefitsLosses_C12A89CE3F878113530C51E077B088C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement With Unobservable Inputs Reconciliation Liability Premiums Less Benefits Losses </link:label>

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<link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_831D12A0C48BC3D790C251FEF56A17F3_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_831D12A0C48BC3D790C251FEF56A17F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from sales of fixed maturity available-for-sale securities </link:label>

<link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_831D12A0C48BC3D790C251FEF56A17F3_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_831D12A0C48BC3D790C251FEF56A17F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale of Debt Securities, Available-for-sale </link:label>

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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_398DA0DFCF19101082AD51FEF56AB967_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_398DA0DFCF19101082AD51FEF56AB967" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gross realized gains </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_398DA0DFCF19101082AD51FEF56AB967_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_398DA0DFCF19101082AD51FEF56AB967" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Gross Realized Gains </link:label>

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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_2FB6085EBC8F73713BAA51FEF56B607C_negatedLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_2FB6085EBC8F73713BAA51FEF56B607C" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Gross realized losses </link:label>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_2FB6085EBC8F73713BAA51FEF56B607C_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_2FB6085EBC8F73713BAA51FEF56B607C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Gross Realized Losses </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_2FB6085EBC8F73713BAA51FEF56B607C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E7E4602684354936AF000AD134C8E8F8_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E7E4602684354936AF000AD134C8E8F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Unpaid Claims and Claim Adjustment Expenses </link:label>

<link:label id="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E7E4602684354936AF000AD134C8E8F8_label_en-US" xlink:label="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E7E4602684354936AF000AD134C8E8F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block] </link:label>

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<link:label id="lab_dei_CurrentFiscalYearEndDate_EB3234ED215DBC1FD19C0B137F0BAEA2_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_EB3234ED215DBC1FD19C0B137F0BAEA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current Fiscal Year End Date </link:label>

<link:label id="lab_dei_CurrentFiscalYearEndDate_EB3234ED215DBC1FD19C0B137F0BAEA2_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_EB3234ED215DBC1FD19C0B137F0BAEA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Current Fiscal Year End Date </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_EB3234ED215DBC1FD19C0B137F0BAEA2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate_EB3234ED215DBC1FD19C0B137F0BAEA2" xlink:to="lab_dei_CurrentFiscalYearEndDate_EB3234ED215DBC1FD19C0B137F0BAEA2" xlink:type="arc"/>

<link:label id="lab_dei_DocumentFiscalYearFocus_8D4F5FAD2CA95675CF7B0B137F0BA302_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_8D4F5FAD2CA95675CF7B0B137F0BA302" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Document Fiscal Year Focus </link:label>

<link:label id="lab_dei_DocumentFiscalYearFocus_8D4F5FAD2CA95675CF7B0B137F0BA302_label_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_8D4F5FAD2CA95675CF7B0B137F0BA302" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Document Fiscal Year Focus </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_8D4F5FAD2CA95675CF7B0B137F0BA302" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus_8D4F5FAD2CA95675CF7B0B137F0BA302" xlink:to="lab_dei_DocumentFiscalYearFocus_8D4F5FAD2CA95675CF7B0B137F0BA302" xlink:type="arc"/>

<link:label id="lab_dei_DocumentFiscalPeriodFocus_AED9D00B904528123C260B137F0BFA39_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_AED9D00B904528123C260B137F0BFA39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Document Fiscal Period Focus </link:label>

<link:label id="lab_dei_DocumentFiscalPeriodFocus_AED9D00B904528123C260B137F0BFA39_label_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_AED9D00B904528123C260B137F0BFA39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Document Fiscal Period Focus </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_AED9D00B904528123C260B137F0BFA39" xlink:type="locator"/>

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<link:label id="lab_dei_DocumentTransitionReport_76E5CD19962F6B4B13070B137F0BCD33_terseLabel_en-US" xlink:label="lab_dei_DocumentTransitionReport_76E5CD19962F6B4B13070B137F0BCD33" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Document Transition Report </link:label>

<link:label id="lab_dei_DocumentTransitionReport_76E5CD19962F6B4B13070B137F0BCD33_label_en-US" xlink:label="lab_dei_DocumentTransitionReport_76E5CD19962F6B4B13070B137F0BCD33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Document Transition Report </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="loc_dei_DocumentTransitionReport_76E5CD19962F6B4B13070B137F0BCD33" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentTransitionReport_76E5CD19962F6B4B13070B137F0BCD33" xlink:to="lab_dei_DocumentTransitionReport_76E5CD19962F6B4B13070B137F0BCD33" xlink:type="arc"/>

<link:label id="lab_dei_EntityFileNumber_8C88C81DCA0C08FA28A40B137F0B59F2_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber_8C88C81DCA0C08FA28A40B137F0B59F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity File Number </link:label>

<link:label id="lab_dei_EntityFileNumber_8C88C81DCA0C08FA28A40B137F0B59F2_label_en-US" xlink:label="lab_dei_EntityFileNumber_8C88C81DCA0C08FA28A40B137F0B59F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity File Number </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber_8C88C81DCA0C08FA28A40B137F0B59F2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber_8C88C81DCA0C08FA28A40B137F0B59F2" xlink:to="lab_dei_EntityFileNumber_8C88C81DCA0C08FA28A40B137F0B59F2" xlink:type="arc"/>

<link:label id="lab_dei_EntityIncorporationStateCountryCode_0E69EF5B8F8A9F5245690B137F0B45DD_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode_0E69EF5B8F8A9F5245690B137F0B45DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Incorporation, State or Country Code </link:label>

<link:label id="lab_dei_EntityIncorporationStateCountryCode_0E69EF5B8F8A9F5245690B137F0B45DD_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode_0E69EF5B8F8A9F5245690B137F0B45DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Incorporation, State or Country Code </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode_0E69EF5B8F8A9F5245690B137F0B45DD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode_0E69EF5B8F8A9F5245690B137F0B45DD" xlink:to="lab_dei_EntityIncorporationStateCountryCode_0E69EF5B8F8A9F5245690B137F0B45DD" xlink:type="arc"/>

<link:label id="lab_dei_EntityTaxIdentificationNumber_932AB4493369453FC2300B137F0CA9D6_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber_932AB4493369453FC2300B137F0CA9D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Tax Identification Number </link:label>

<link:label id="lab_dei_EntityTaxIdentificationNumber_932AB4493369453FC2300B137F0CA9D6_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber_932AB4493369453FC2300B137F0CA9D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Tax Identification Number </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber_932AB4493369453FC2300B137F0CA9D6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber_932AB4493369453FC2300B137F0CA9D6" xlink:to="lab_dei_EntityTaxIdentificationNumber_932AB4493369453FC2300B137F0CA9D6" xlink:type="arc"/>

<link:label id="lab_dei_EntityAddressAddressLine1_9A27EDED2A032B7850130B137F0C3172_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1_9A27EDED2A032B7850130B137F0C3172" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Address, Address Line One </link:label>

<link:label id="lab_dei_EntityAddressAddressLine1_9A27EDED2A032B7850130B137F0C3172_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1_9A27EDED2A032B7850130B137F0C3172" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Address, Address Line One </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1_9A27EDED2A032B7850130B137F0C3172" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1_9A27EDED2A032B7850130B137F0C3172" xlink:to="lab_dei_EntityAddressAddressLine1_9A27EDED2A032B7850130B137F0C3172" xlink:type="arc"/>

<link:label id="lab_dei_EntityAddressCityOrTown_9F80AC16E35FDDCB1E600B137F0C7ED1_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown_9F80AC16E35FDDCB1E600B137F0C7ED1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Address, City or Town </link:label>

<link:label id="lab_dei_EntityAddressCityOrTown_9F80AC16E35FDDCB1E600B137F0C7ED1_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown_9F80AC16E35FDDCB1E600B137F0C7ED1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Address, City or Town </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown_9F80AC16E35FDDCB1E600B137F0C7ED1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown_9F80AC16E35FDDCB1E600B137F0C7ED1" xlink:to="lab_dei_EntityAddressCityOrTown_9F80AC16E35FDDCB1E600B137F0C7ED1" xlink:type="arc"/>

<link:label id="lab_dei_EntityAddressStateOrProvince_CDF1D76602D87CC2D1760B137F0C9532_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince_CDF1D76602D87CC2D1760B137F0C9532" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Address, State or Province </link:label>

<link:label id="lab_dei_EntityAddressStateOrProvince_CDF1D76602D87CC2D1760B137F0C9532_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince_CDF1D76602D87CC2D1760B137F0C9532" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Address, State or Province </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_dei_EntityAddressStateOrProvince_CDF1D76602D87CC2D1760B137F0C9532" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince_CDF1D76602D87CC2D1760B137F0C9532" xlink:to="lab_dei_EntityAddressStateOrProvince_CDF1D76602D87CC2D1760B137F0C9532" xlink:type="arc"/>

<link:label id="lab_dei_EntityAddressPostalZipCode_01E00C70C4BAE0F6A1980B137F0C84B2_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode_01E00C70C4BAE0F6A1980B137F0C84B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Address, Postal Zip Code </link:label>

<link:label id="lab_dei_EntityAddressPostalZipCode_01E00C70C4BAE0F6A1980B137F0C84B2_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode_01E00C70C4BAE0F6A1980B137F0C84B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Address, Postal Zip Code </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode_01E00C70C4BAE0F6A1980B137F0C84B2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode_01E00C70C4BAE0F6A1980B137F0C84B2" xlink:to="lab_dei_EntityAddressPostalZipCode_01E00C70C4BAE0F6A1980B137F0C84B2" xlink:type="arc"/>

<link:label id="lab_dei_CityAreaCode_9234211BFDAD32FBFAB80B137F0D70A4_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode_9234211BFDAD32FBFAB80B137F0D70A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> City Area Code </link:label>

<link:label id="lab_dei_CityAreaCode_9234211BFDAD32FBFAB80B137F0D70A4_label_en-US" xlink:label="lab_dei_CityAreaCode_9234211BFDAD32FBFAB80B137F0D70A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> City Area Code </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode_9234211BFDAD32FBFAB80B137F0D70A4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode_9234211BFDAD32FBFAB80B137F0D70A4" xlink:to="lab_dei_CityAreaCode_9234211BFDAD32FBFAB80B137F0D70A4" xlink:type="arc"/>

<link:label id="lab_dei_LocalPhoneNumber_31F08D1E1442C3DCB6930B137F0D7ED0_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber_31F08D1E1442C3DCB6930B137F0D7ED0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Local Phone Number </link:label>

<link:label id="lab_dei_LocalPhoneNumber_31F08D1E1442C3DCB6930B137F0D7ED0_label_en-US" xlink:label="lab_dei_LocalPhoneNumber_31F08D1E1442C3DCB6930B137F0D7ED0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Local Phone Number </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber_31F08D1E1442C3DCB6930B137F0D7ED0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber_31F08D1E1442C3DCB6930B137F0D7ED0" xlink:to="lab_dei_LocalPhoneNumber_31F08D1E1442C3DCB6930B137F0D7ED0" xlink:type="arc"/>

<link:label id="lab_dei_Security12bTitle_FA9096AD2B23ADFBF5C20B137F0D2263_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle_FA9096AD2B23ADFBF5C20B137F0D2263" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Title of 12(b) Security </link:label>

<link:label id="lab_dei_Security12bTitle_FA9096AD2B23ADFBF5C20B137F0D2263_label_en-US" xlink:label="lab_dei_Security12bTitle_FA9096AD2B23ADFBF5C20B137F0D2263" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Title of 12(b) Security </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle_FA9096AD2B23ADFBF5C20B137F0D2263" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle_FA9096AD2B23ADFBF5C20B137F0D2263" xlink:to="lab_dei_Security12bTitle_FA9096AD2B23ADFBF5C20B137F0D2263" xlink:type="arc"/>

<link:label id="lab_dei_TradingSymbol_5925C386B4A34385C74B0B137F0DBFA2_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol_5925C386B4A34385C74B0B137F0DBFA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Trading Symbol </link:label>

<link:label id="lab_dei_TradingSymbol_5925C386B4A34385C74B0B137F0DBFA2_label_en-US" xlink:label="lab_dei_TradingSymbol_5925C386B4A34385C74B0B137F0DBFA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Trading Symbol </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_5925C386B4A34385C74B0B137F0DBFA2" xlink:type="locator"/>

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<link:label id="lab_dei_SecurityExchangeName_3D0193551D766BCD84AA0B137F0D88D4_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName_3D0193551D766BCD84AA0B137F0D88D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Security Exchange Name </link:label>

<link:label id="lab_dei_SecurityExchangeName_3D0193551D766BCD84AA0B137F0D88D4_label_en-US" xlink:label="lab_dei_SecurityExchangeName_3D0193551D766BCD84AA0B137F0D88D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Security Exchange Name </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName_3D0193551D766BCD84AA0B137F0D88D4" xlink:type="locator"/>

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<link:label id="lab_dei_EntityCurrentReportingStatus_C7F3162A349BFE90031D0B137F0E0589_terseLabel_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus_C7F3162A349BFE90031D0B137F0E0589" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Current Reporting Status </link:label>

<link:label id="lab_dei_EntityCurrentReportingStatus_C7F3162A349BFE90031D0B137F0E0589_label_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus_C7F3162A349BFE90031D0B137F0E0589" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Current Reporting Status </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_C7F3162A349BFE90031D0B137F0E0589" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCurrentReportingStatus_C7F3162A349BFE90031D0B137F0E0589" xlink:to="lab_dei_EntityCurrentReportingStatus_C7F3162A349BFE90031D0B137F0E0589" xlink:type="arc"/>

<link:label id="lab_dei_EntityInteractiveDataCurrent_64371F3FBEBFBD4D85A30B137F0E91DA_terseLabel_en-US" xlink:label="lab_dei_EntityInteractiveDataCurrent_64371F3FBEBFBD4D85A30B137F0E91DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Interactive Data Current </link:label>

<link:label id="lab_dei_EntityInteractiveDataCurrent_64371F3FBEBFBD4D85A30B137F0E91DA_label_en-US" xlink:label="lab_dei_EntityInteractiveDataCurrent_64371F3FBEBFBD4D85A30B137F0E91DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Interactive Data Current </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_dei_EntityInteractiveDataCurrent_64371F3FBEBFBD4D85A30B137F0E91DA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInteractiveDataCurrent_64371F3FBEBFBD4D85A30B137F0E91DA" xlink:to="lab_dei_EntityInteractiveDataCurrent_64371F3FBEBFBD4D85A30B137F0E91DA" xlink:type="arc"/>

<link:label id="lab_dei_EntityFilerCategory_B2706C82EF94E19944D30B137F0EABD6_terseLabel_en-US" xlink:label="lab_dei_EntityFilerCategory_B2706C82EF94E19944D30B137F0EABD6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Filer Category </link:label>

<link:label id="lab_dei_EntityFilerCategory_B2706C82EF94E19944D30B137F0EABD6_label_en-US" xlink:label="lab_dei_EntityFilerCategory_B2706C82EF94E19944D30B137F0EABD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Filer Category </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_B2706C82EF94E19944D30B137F0EABD6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory_B2706C82EF94E19944D30B137F0EABD6" xlink:to="lab_dei_EntityFilerCategory_B2706C82EF94E19944D30B137F0EABD6" xlink:type="arc"/>

<link:label id="lab_dei_EntitySmallBusiness_A9650FC6002D9288FAF20B137F0E4FD1_terseLabel_en-US" xlink:label="lab_dei_EntitySmallBusiness_A9650FC6002D9288FAF20B137F0E4FD1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Small Business </link:label>

<link:label id="lab_dei_EntitySmallBusiness_A9650FC6002D9288FAF20B137F0E4FD1_label_en-US" xlink:label="lab_dei_EntitySmallBusiness_A9650FC6002D9288FAF20B137F0E4FD1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Small Business </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_dei_EntitySmallBusiness_A9650FC6002D9288FAF20B137F0E4FD1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntitySmallBusiness_A9650FC6002D9288FAF20B137F0E4FD1" xlink:to="lab_dei_EntitySmallBusiness_A9650FC6002D9288FAF20B137F0E4FD1" xlink:type="arc"/>

<link:label id="lab_dei_EntityEmergingGrowthCompany_C4F75D84ED0534ED43FB0B137F0E63CF_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany_C4F75D84ED0534ED43FB0B137F0E63CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Emerging Growth Company </link:label>

<link:label id="lab_dei_EntityEmergingGrowthCompany_C4F75D84ED0534ED43FB0B137F0E63CF_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany_C4F75D84ED0534ED43FB0B137F0E63CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Emerging Growth Company </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_C4F75D84ED0534ED43FB0B137F0E63CF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany_C4F75D84ED0534ED43FB0B137F0E63CF" xlink:to="lab_dei_EntityEmergingGrowthCompany_C4F75D84ED0534ED43FB0B137F0E63CF" xlink:type="arc"/>

<link:label id="lab_dei_EntityShellCompany_2DC77F69CB49316C7A720B137F0FE663_terseLabel_en-US" xlink:label="lab_dei_EntityShellCompany_2DC77F69CB49316C7A720B137F0FE663" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Shell Company </link:label>

<link:label id="lab_dei_EntityShellCompany_2DC77F69CB49316C7A720B137F0FE663_label_en-US" xlink:label="lab_dei_EntityShellCompany_2DC77F69CB49316C7A720B137F0FE663" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Shell Company </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_dei_EntityShellCompany_2DC77F69CB49316C7A720B137F0FE663" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityShellCompany_2DC77F69CB49316C7A720B137F0FE663" xlink:to="lab_dei_EntityShellCompany_2DC77F69CB49316C7A720B137F0FE663" xlink:type="arc"/>

<link:label id="lab_dei_EntityCommonStockSharesOutstanding_A19261E4535DFE4C6DE80B137F0F6633_terseLabel_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_A19261E4535DFE4C6DE80B137F0F6633" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity Common Stock, Shares Outstanding </link:label>

<link:label id="lab_dei_EntityCommonStockSharesOutstanding_A19261E4535DFE4C6DE80B137F0F6633_label_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_A19261E4535DFE4C6DE80B137F0F6633" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity Common Stock, Shares Outstanding </link:label>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_A19261E4535DFE4C6DE80B137F0F6633" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding_A19261E4535DFE4C6DE80B137F0F6633" xlink:to="lab_dei_EntityCommonStockSharesOutstanding_A19261E4535DFE4C6DE80B137F0F6633" xlink:type="arc"/>

<link:label id="lab_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_B4C2355C9E6DF47A245F51EB65CCEE45_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_B4C2355C9E6DF47A245F51EB65CCEE45" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred Policy Acquisition Costs </link:label>

<link:label id="lab_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_B4C2355C9E6DF47A245F51EB65CCEE45_label_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_B4C2355C9E6DF47A245F51EB65CCEE45" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Policy Acquisition Costs [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsTextBlock1" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_B4C2355C9E6DF47A245F51EB65CCEE45" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_B4C2355C9E6DF47A245F51EB65CCEE45" xlink:to="lab_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_B4C2355C9E6DF47A245F51EB65CCEE45" xlink:type="arc"/>

<link:label id="lab_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D_terseLabel_en-US" xlink:label="lab_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summary of Significant Accounting Policies and Practices </link:label>

<link:label id="lab_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D_label_en-US" xlink:label="lab_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Significant Accounting Policies [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D" xlink:to="lab_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D" xlink:type="arc"/>

<link:label id="lab_us-gaap_HeldToMaturitySecurities_189BC0035E23ED3BB2AE0AD1349ED480_verboseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_189BC0035E23ED3BB2AE0AD1349ED480" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Fixed maturity, bonds held-to-maturity, at amortized cost (Fair value $8,668,599 and $8,130,084) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_189BC0035E23ED3BB2AE0AD1349ED480" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities_189BC0035E23ED3BB2AE0AD1349ED480" xlink:to="lab_us-gaap_HeldToMaturitySecurities_189BC0035E23ED3BB2AE0AD1349ED480" xlink:type="arc"/>

<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D7814CC8BC706308D6C10AD1349E9074_positiveTerseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D7814CC8BC706308D6C10AD1349E9074" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:type="resource" xml:lang="en-US"> Fixed maturity, bonds available-for-sale, at fair value (Amortized cost $6,609,357 and $6,261,621) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D7814CC8BC706308D6C10AD1349E9074" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D7814CC8BC706308D6C10AD1349E9074" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D7814CC8BC706308D6C10AD1349E9074" xlink:type="arc"/>

<link:label id="lab_us-gaap_EquitySecuritiesFvNi_DEA5C2C06CC82954CCE70AD1349E80C0_positiveLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNi_DEA5C2C06CC82954CCE70AD1349E80C0" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:type="resource" xml:lang="en-US"> Equity securities, at fair value (Cost $685,095 and $714,504) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_DEA5C2C06CC82954CCE70AD1349E80C0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesFvNi_DEA5C2C06CC82954CCE70AD1349E80C0" xlink:to="lab_us-gaap_EquitySecuritiesFvNi_DEA5C2C06CC82954CCE70AD1349E80C0" xlink:type="arc"/>

<link:label id="lab_us-gaap_RealEstateInvestmentPropertyNet_14F8EB681E18ADDF57A30AD1349F9534_verboseLabel_en-US" xlink:label="lab_us-gaap_RealEstateInvestmentPropertyNet_14F8EB681E18ADDF57A30AD1349F9534" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Investment real estate, net of accumulated depreciation of $280,597 and $267,920 </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet" xlink:label="loc_us-gaap_RealEstateInvestmentPropertyNet_14F8EB681E18ADDF57A30AD1349F9534" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateInvestmentPropertyNet_14F8EB681E18ADDF57A30AD1349F9534" xlink:to="lab_us-gaap_RealEstateInvestmentPropertyNet_14F8EB681E18ADDF57A30AD1349F9534" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A_terseLabel_en-US" xlink:label="lab_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other invested assets </link:label>

<link:label id="lab_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A_label_en-US" xlink:label="lab_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Investments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestments" xlink:label="loc_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A" xlink:to="lab_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A" xlink:type="arc"/>

<link:label id="lab_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4_totalLabel_en-US" xlink:label="lab_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total investments </link:label>

<link:label id="lab_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4_label_en-US" xlink:label="lab_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Investments" xlink:label="loc_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4" xlink:to="lab_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4" xlink:type="arc"/>

<link:label id="lab_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480_terseLabel_en-US" xlink:label="lab_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investments in unconsolidated affiliates </link:label>

<link:label id="lab_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480_label_en-US" xlink:label="lab_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Method Investments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480" xlink:to="lab_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF_terseLabel_en-US" xlink:label="lab_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accrued investment income </link:label>

<link:label id="lab_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF_label_en-US" xlink:label="lab_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accrued Investment Income Receivable </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="loc_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF" xlink:to="lab_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF" xlink:type="arc"/>

<link:label id="lab_us-gaap_ReinsuranceRecoverables_19E281A4FFB708CD92780AD134A0CB10_terseLabel_en-US" xlink:label="lab_us-gaap_ReinsuranceRecoverables_19E281A4FFB708CD92780AD134A0CB10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Reinsurance recoverables </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsuranceRecoverables" xlink:label="loc_us-gaap_ReinsuranceRecoverables_19E281A4FFB708CD92780AD134A0CB10" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReinsuranceRecoverables_19E281A4FFB708CD92780AD134A0CB10" xlink:to="lab_us-gaap_ReinsuranceRecoverables_19E281A4FFB708CD92780AD134A0CB10" xlink:type="arc"/>

<link:label id="lab_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9_terseLabel_en-US" xlink:label="lab_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Prepaid reinsurance premiums </link:label>

<link:label id="lab_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9_label_en-US" xlink:label="lab_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Prepaid Reinsurance Premiums </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PrepaidReinsurancePremiums" xlink:label="loc_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9" xlink:to="lab_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9" xlink:type="arc"/>

<link:label id="lab_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Premiums due and other receivables </link:label>

<link:label id="lab_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39_label_en-US" xlink:label="lab_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums and Other Receivables, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsAndOtherReceivablesNet" xlink:label="loc_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39" xlink:to="lab_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39" xlink:type="arc"/>

<link:label id="lab_us-gaap_DeferredPolicyAcquisitionCosts_BF81AD12D073655C3D1B0AD134A1BA9F_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCosts_BF81AD12D073655C3D1B0AD134A1BA9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred policy acquisition costs </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCosts_BF81AD12D073655C3D1B0AD134A1BA9F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredPolicyAcquisitionCosts_BF81AD12D073655C3D1B0AD134A1BA9F" xlink:to="lab_us-gaap_DeferredPolicyAcquisitionCosts_BF81AD12D073655C3D1B0AD134A1BA9F" xlink:type="arc"/>

<link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property and equipment, net of accumulated depreciation of $245,609 and $236,922 </link:label>

<link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Property, Plant and Equipment, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current tax receivable </link:label>

<link:label id="lab_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Taxes Receivable </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="loc_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540" xlink:to="lab_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540" xlink:type="arc"/>

<link:label id="lab_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60_terseLabel_en-US" xlink:label="lab_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Prepaid pension </link:label>

<link:label id="lab_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60_label_en-US" xlink:label="lab_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Prepaid Pension </link:label>

<link:label id="lab_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60_documentation_en-US" xlink:label="lab_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Prepaid Pension </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PrepaidPension" xlink:label="loc_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:to="lab_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Life </link:label>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Future Policy Benefits, Life </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsLife" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E" xlink:to="lab_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Annuity </link:label>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Future Policy Benefits, Individual and Group Annuities and Supplementary Contracts </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E" xlink:to="lab_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Health </link:label>

<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Future Policy Benefits, Disability and Accident Benefits </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3" xlink:to="lab_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3" xlink:type="arc"/>

<link:label id="lab_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3_terseLabel_en-US" xlink:label="lab_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policyholders’ account balances </link:label>

<link:label id="lab_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3_label_en-US" xlink:label="lab_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholder Contract Deposit </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PolicyholderContractDeposits" xlink:label="loc_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3" xlink:to="lab_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_84DC0C92D07335B38B680AD134A8D91D_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_84DC0C92D07335B38B680AD134A8D91D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Policy and contract claims </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_84DC0C92D07335B38B680AD134A8D91D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_84DC0C92D07335B38B680AD134A8D91D" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_84DC0C92D07335B38B680AD134A8D91D" xlink:type="arc"/>

<link:label id="lab_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7_terseLabel_en-US" xlink:label="lab_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unearned premium reserve </link:label>

<link:label id="lab_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7_label_en-US" xlink:label="lab_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unearned Premiums </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnearnedPremiums" xlink:label="loc_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7" xlink:to="lab_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF_terseLabel_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other policyholder funds </link:label>

<link:label id="lab_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF_label_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Policyholder Funds </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherPolicyholderFunds" xlink:label="loc_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF" xlink:to="lab_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF" xlink:type="arc"/>

<link:label id="lab_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377_terseLabel_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for retirement benefits </link:label>

<link:label id="lab_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377_label_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability, Defined Benefit Plan </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:label="loc_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377" xlink:to="lab_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377" xlink:type="arc"/>

<link:label id="lab_us-gaap_DeferredTaxLiabilities_F7D2BF79CCDAF0F4D2740AD134A905BE_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilities_F7D2BF79CCDAF0F4D2740AD134A905BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred tax liabilities, net </link:label>

<link:label id="lab_us-gaap_DeferredTaxLiabilities_F7D2BF79CCDAF0F4D2740AD134A905BE_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilities_F7D2BF79CCDAF0F4D2740AD134A905BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Tax Liabilities, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_F7D2BF79CCDAF0F4D2740AD134A905BE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_TaxesPayableCurrent_BD69397DB349469E26020AD134AAEB0F_terseLabel_en-US" xlink:label="lab_us-gaap_TaxesPayableCurrent_BD69397DB349469E26020AD134AAEB0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current tax payable </link:label>

<link:label id="lab_us-gaap_TaxesPayableCurrent_BD69397DB349469E26020AD134AAEB0F_label_en-US" xlink:label="lab_us-gaap_TaxesPayableCurrent_BD69397DB349469E26020AD134AAEB0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Taxes Payable, Current </link:label>

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<link:label id="lab_us-gaap_Liabilities_E330BA38D64EA3926F8B0AD134AA1F72_totalLabel_en-US" xlink:label="lab_us-gaap_Liabilities_E330BA38D64EA3926F8B0AD134AA1F72" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_E330BA38D64EA3926F8B0AD134AA1F72" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities_E330BA38D64EA3926F8B0AD134AA1F72" xlink:to="lab_us-gaap_Liabilities_E330BA38D64EA3926F8B0AD134AA1F72" xlink:type="arc"/>

<link:label id="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> EQUITY </link:label>

<link:label id="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:to="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:type="arc"/>

<link:label id="lab_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> American National stockholders’ equity: </link:label>

<link:label id="lab_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity Attributable to Parent [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CommonStockValue_175E33905E7A8AE6A0B50AD134AB372E_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockValue_175E33905E7A8AE6A0B50AD134AB372E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, $1.00 par value, - Authorized 50,000,000, Issued 30,832,449 and 30,832,449 Outstanding 26,887,200 and 26,885,449 shares </link:label>

<link:label id="lab_us-gaap_CommonStockValue_175E33905E7A8AE6A0B50AD134AB372E_label_en-US" xlink:label="lab_us-gaap_CommonStockValue_175E33905E7A8AE6A0B50AD134AB372E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Value, Issued </link:label>

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<link:label id="lab_us-gaap_AdditionalPaidInCapitalCommonStock_F7E130D318E41FE4E2790AD134AB2B93_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock_F7E130D318E41FE4E2790AD134AB2B93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Additional paid-in capital </link:label>

<link:label id="lab_us-gaap_AdditionalPaidInCapitalCommonStock_F7E130D318E41FE4E2790AD134AB2B93_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock_F7E130D318E41FE4E2790AD134AB2B93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Additional Paid in Capital, Common Stock </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_F7E130D318E41FE4E2790AD134AB2B93" xlink:type="locator"/>

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<link:label id="lab_us-gaap_TreasuryStockValue_138C93FA9A071A3787740AD134ACE09C_negatedLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockValue_138C93FA9A071A3787740AD134ACE09C" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Treasury stock, at cost </link:label>

<link:label id="lab_us-gaap_TreasuryStockValue_138C93FA9A071A3787740AD134ACE09C_label_en-US" xlink:label="lab_us-gaap_TreasuryStockValue_138C93FA9A071A3787740AD134ACE09C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Treasury Stock, Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="loc_us-gaap_TreasuryStockValue_138C93FA9A071A3787740AD134ACE09C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StockholdersEquity_FDE1440D9DEBD9510AF90AD134AC932E_totalLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_FDE1440D9DEBD9510AF90AD134AC932E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total American National stockholders’ equity </link:label>

<link:label id="lab_us-gaap_StockholdersEquity_FDE1440D9DEBD9510AF90AD134AC932E_label_en-US" xlink:label="lab_us-gaap_StockholdersEquity_FDE1440D9DEBD9510AF90AD134AC932E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_FDE1440D9DEBD9510AF90AD134AC932E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1EAC2A537F2BB331170C0AD134ADD33C_totalLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1EAC2A537F2BB331170C0AD134ADD33C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total equity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1EAC2A537F2BB331170C0AD134ADD33C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_3572BA71F9FC409935E10AD134AD9AD3_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_3572BA71F9FC409935E10AD134AD9AD3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities and equity </link:label>

<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_3572BA71F9FC409935E10AD134AD9AD3_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_3572BA71F9FC409935E10AD134AD9AD3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities and Equity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_3572BA71F9FC409935E10AD134AD9AD3" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatutoryAccountingPracticesTable_F88530C0A2063D82CCA64EE2493BBBF0_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesTable_F88530C0A2063D82CCA64EE2493BBBF0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices [Table] </link:label>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesTable_F88530C0A2063D82CCA64EE2493BBBF0_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesTable_F88530C0A2063D82CCA64EE2493BBBF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesTable" xlink:label="loc_us-gaap_StatutoryAccountingPracticesTable_F88530C0A2063D82CCA64EE2493BBBF0" xlink:type="locator"/>

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<link:label id="lab_anat_LifeSegmentMember_2DC3DC06A7D3374300704EE2493C9767_verboseLabel_en-US" xlink:label="lab_anat_LifeSegmentMember_2DC3DC06A7D3374300704EE2493C9767" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Life insurance entities </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_LifeSegmentMember" xlink:label="loc_anat_LifeSegmentMember_2DC3DC06A7D3374300704EE2493C9767" xlink:type="locator"/>

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<link:label id="lab_anat_PropertyAndCasualtySegmentMember_2178A0748C0C01EBCD634EE2493C2439_verboseLabel_en-US" xlink:label="lab_anat_PropertyAndCasualtySegmentMember_2178A0748C0C01EBCD634EE2493C2439" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Property and casualty insurance entities </link:label>

<link:loc xlink:href="anat-20190630.xsd#anat_PropertyAndCasualtySegmentMember" xlink:label="loc_anat_PropertyAndCasualtySegmentMember_2178A0748C0C01EBCD634EE2493C2439" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatutoryAccountingPracticesLineItems_40BED588D2B5C48E2CFA4EE2493C47C9_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesLineItems_40BED588D2B5C48E2CFA4EE2493C47C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices [Line Items] </link:label>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesLineItems_40BED588D2B5C48E2CFA4EE2493C47C9_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesLineItems_40BED588D2B5C48E2CFA4EE2493C47C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesLineItems" xlink:label="loc_us-gaap_StatutoryAccountingPracticesLineItems_40BED588D2B5C48E2CFA4EE2493C47C9" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_0BADBED44124F2086D3C4EE2493DED9F_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_0BADBED44124F2086D3C4EE2493DED9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statutory net income (loss) </link:label>

<link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_0BADBED44124F2086D3C4EE2493DED9F_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_0BADBED44124F2086D3C4EE2493DED9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statutory Accounting Practices, Statutory Net Income Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_0BADBED44124F2086D3C4EE2493DED9F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_87FC9C48901C228B76804EE1E4FECDEF_verboseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_87FC9C48901C228B76804EE1E4FECDEF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Weighted average shares outstanding </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_87FC9C48901C228B76804EE1E4FECDEF" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_84098CE6BF8B44FF49CB4EE1E4FF5F36_terseLabel_en-US" xlink:label="lab_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_84098CE6BF8B44FF49CB4EE1E4FF5F36" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Incremental shares from RS awards and RSUs </link:label>

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<link:label id="lab_us-gaap_EarningsPerShareBasic_757178EC9E91D894EFB54EE1E5009C57_verboseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasic_757178EC9E91D894EFB54EE1E5009C57" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Basic earnings per share (in usd per share) </link:label>

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3 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 4/18/22  American National Group Inc.      10-K/A     12/31/21   13:2.1M
 2/25/22  American National Group Inc.      10-K       12/31/21  156:35M
 3/04/21  American National Group Inc.      10-K       12/31/20  155:35M

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