SEC Info  
    Home      Search      My Interests      Help      Sign In      Please Sign In

American National Insurance Co – ‘10-Q’ for 6/30/19 – ‘EX-101.PRE’

On:  Tuesday, 8/6/19, at 2:26pm ET   ·   For:  6/30/19   ·   Accession #:  904163-19-10   ·   File #:  1-34280

Previous ‘10-Q’:  ‘10-Q’ on 5/7/19 for 3/31/19   ·   Next:  ‘10-Q’ on 11/5/19 for 9/30/19   ·   Latest:  ‘10-Q’ on 5/8/20 for 3/31/20   ·   3 References:   

Find Words in Filings emoji
 
  in    Show  and   Hints

  As Of               Filer                 Filing    For·On·As Docs:Size

 8/06/19  American National Insurance Co    10-Q        6/30/19  103:19M

Quarterly Report   —   Form 10-Q   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML   2.67M 
 2: EX-10.10    Material Contract                                   HTML     39K 
 3: EX-31.1     Certification -- §302 - SOA'02                      HTML     36K 
 4: EX-31.2     Certification -- §302 - SOA'02                      HTML     36K 
 5: EX-32.1     Certification -- §906 - SOA'02                      HTML     34K 
12: R1          Document and Entity Information                     HTML     84K 
13: R2          Consolidated Statements of Financial Position       HTML    170K 
14: R3          Consolidated Statements of Financial Position       HTML     53K 
                (Parenthetical)                                                  
15: R4          Consolidated Statements of Operations               HTML    151K 
16: R5          Consolidated Statements of Comprehensive Income     HTML     63K 
                (Loss)                                                           
17: R6          Consolidated Statements of Changes in Equity        HTML     90K 
18: R7          Consolidated Statements of Cash Flows               HTML    181K 
19: R8          Nature of Operations                                HTML     34K 
20: R9          Summary of Significant Accounting Policies and      HTML     35K 
                Practices                                                        
21: R10         Recently Issued Accounting Pronouncements           HTML     50K 
22: R11         Investment in Securities                            HTML    351K 
23: R12         Mortgage Loans                                      HTML    187K 
24: R13         Real Estate and Other Investments                   HTML     98K 
25: R14         Derivative Instruments                              HTML    171K 
26: R15         Net Investment Income and Realized Investment       HTML     82K 
                Gains (Losses)                                                   
27: R16         Fair Value of Financial Instruments                 HTML    382K 
28: R17         Deferred Policy Acquisition Costs                   HTML     59K 
29: R18         Liability for Unpaid Claims and Claim Adjustment    HTML     57K 
                Expenses                                                         
30: R19         Federal Income Taxes                                HTML    103K 
31: R20         Accumulated Other Comprehensive Income (Loss)       HTML     84K 
32: R21         Stockholders' Equity and Noncontrolling Interests   HTML    153K 
33: R22         Segment Information                                 HTML    330K 
34: R23         Commitments and Contingencies                       HTML     44K 
35: R24         Related Party Transactions                          HTML     53K 
36: R25         Subsequent Events                                   HTML     34K 
37: R26         Summary of Significant Accounting Policies and      HTML     44K 
                Practices (Policies)                                             
38: R27         Investment in Securities (Tables)                   HTML    358K 
39: R28         Mortgage Loans (Tables)                             HTML    188K 
40: R29         Real Estate and Other Investments (Tables)          HTML    102K 
41: R30         Derivative Instruments (Tables)                     HTML    177K 
42: R31         Net Investment Income and Realized Investment       HTML     86K 
                Gains (Losses) (Tables)                                          
43: R32         Fair Value of Financial Instruments (Tables)        HTML    368K 
44: R33         Deferred Policy Acquisition Costs (Tables)          HTML     60K 
45: R34         Liability for Unpaid Claims and Claim Adjustment    HTML     54K 
                Expenses (Tables)                                                
46: R35         Federal Income Taxes (Tables)                       HTML    100K 
47: R36         Accumulated Other Comprehensive Income (Loss)       HTML     84K 
                (Tables)                                                         
48: R37         Stockholders' Equity and Noncontrolling Interests   HTML    156K 
                (Tables)                                                         
49: R38         Segment Information (Tables)                        HTML    326K 
50: R39         Related Party Transactions (Tables)                 HTML     50K 
51: R40         Nature of Operations - Additional Information       HTML     32K 
                (Detail)                                                         
52: R41         Summary of Significant Accounting Policies and      HTML     33K 
                Practices - Additional Information (Detail)                      
53: R42         Recently Issued Accounting Pronouncements -         HTML     68K 
                Additional Information (Detail)                                  
54: R43         Investment in Securities - Investments in           HTML     90K 
                Securities (Detail)                                              
55: R44         Investment in Securities - Maturities of            HTML     93K 
                Investments (Detail)                                             
56: R45         Investment in Securities - Proceeds from Available  HTML     38K 
                for Sale Securities and Realized Gain Loss                       
                (Detail)                                                         
57: R46         Investment in Securities - Additional Information   HTML     35K 
                (Detail)                                                         
58: R47         Investment in Securities - Change in Net            HTML     61K 
                Unrealized Gains (Losses) on Securities (Detail)                 
59: R48         Investment in Securities - Gross Unrealized Losses  HTML    105K 
                and Fair Value of Investment Securities (Detail)                 
60: R49         Investment in Securities - Bond by Credit Quality   HTML     55K 
                Rating Distribution (Detail)                                     
61: R50         Investment in Securities - Equity Securities by     HTML     51K 
                Market Sector Distribution (Detail)                              
62: R51         Mortgage Loans - Distribution Based on Carrying     HTML     52K 
                Amount of Mortgage Loans by Location (Detail)                    
63: R52         Mortgage Loans - Additional Information (Detail)    HTML     51K 
64: R53         Mortgage Loans - Age Analysis of Past Due Loans     HTML     80K 
                (Detail)                                                         
65: R54         Mortgage Loans - Change in Allowance for Credit     HTML     75K 
                Losses in Mortgage Loans (Detail)                                
66: R55         Mortgage Loans Mortgage Loans - Schedule of         HTML     47K 
                Troubled Debt Restructuring Mortgage Loan                        
                Information (Details)                                            
67: R56         Real Estate and Other Investments - Investment      HTML     63K 
                Real Estate by Property-Type and Geographic                      
                Distribution (Detail)                                            
68: R57         Real Estate and Other Investments - Assets and      HTML     61K 
                Liabilities Related to VIEs (Detail)                             
69: R58         Real Estate and Other Investments - Additional      HTML     36K 
                Information (Detail)                                             
70: R59         Real Estate and Other Investments - Schedule of     HTML     51K 
                Long-term Notes Payable of Consolidated VIEs                     
                (Detail)                                                         
71: R60         Real Estate and Other Investments - Carrying        HTML     44K 
                Amount and Maximum Exposure to Loss Related to                   
                VIEs (Detail)                                                    
72: R61         Derivative Instruments - Schedule of Derivative     HTML     54K 
                Instruments Reported in Financial Position                       
                (Detail)                                                         
73: R62         Derivative Instruments - Schedule of Derivative     HTML     41K 
                Instruments Reported in Statements of Operations                 
                (Detail)                                                         
74: R63         Derivative Instruments - Schedule of Information    HTML    104K 
                Regarding Company's Exposure to Credit Loss on the               
                Options Holds (Detail)                                           
75: R64         Net Investment Income and Realized Investment       HTML     48K 
                Gains (Losses) - Summary of Net Investment Income                
                (Detail)                                                         
76: R65         Net Investment Income and Realized Investment       HTML     45K 
                Gains (Losses) - Summary of Realized Investment                  
                Gains (Losses) (Detail)                                          
77: R66         Net Investment Income and Realized Investment       HTML     36K 
                Gains (Losses) - Summary of Other Than Temporary                 
                Impairment Losses (Details)                                      
78: R67         Fair Value of Financial Instruments - Carrying      HTML    104K 
                Amount and Fair Value of Financial Instruments                   
                (Detail)                                                         
79: R68         Fair Value of Financial Instruments - Additional    HTML     40K 
                Information (Detail)                                             
80: R69         Fair Value of Financial Instruments - Schedule of   HTML     52K 
                Significant Unobservable Inputs Used to Calculate                
                Level 3 Fair Value of Embedded Derivatives within                
                Policyholder Contract Deposits (Detail)                          
81: R70         Fair Value of Financial Instruments - Quantitative  HTML    190K 
                Disclosures Regarding Fair Value Hierarchy                       
                Measurements (Detail)                                            
82: R71         Fair Value of Financial Instruments - Financial     HTML     77K 
                Instruments Measured at Fair Value on Recurring                  
                Basis Using (Level 3) Inputs (Detail)                            
83: R72         Deferred Policy Acquisition Costs - Deferred        HTML     61K 
                Policy Acquisition Costs (Detail)                                
84: R73         Liability for Unpaid Claims and Claim Adjustment    HTML     65K 
                Expenses - Liability for Unpaid Claims and Claim                 
                Adjustment Expenses (Detail)                                     
85: R74         Liability for Unpaid Claims and Claim Adjustment    HTML     39K 
                Expenses - Additional Information (Detail)                       
86: R75         Federal Income Taxes - Effective Income Tax         HTML     92K 
                Reconciliation (Detail)                                          
87: R76         Federal Income Taxes - Additional Information       HTML     44K 
                (Detail)                                                         
88: R77         Accumulated Other Comprehensive Income (Loss) -     HTML     88K 
                Components of Other Comprehensive Income (Detail)                
89: R78         Stockholders' Equity and Noncontrolling Interests   HTML    107K 
                - Additional Information (Detail)                                
90: R79         Stockholders' Equity and Noncontrolling Interests   HTML     42K 
                - Common Stock, Amounts Outstanding (Detail)                     
91: R80         Stockholders' Equity and Noncontrolling Interests   HTML     82K 
                - Stock-Based Compensation Information (Detail)                  
92: R81         Stockholders' Equity and Noncontrolling Interests   HTML     57K 
                - Summary of Basic and Diluted Earnings Per Share                
                (Detail)                                                         
93: R82         Stockholders' Equity and Noncontrolling Interests   HTML     42K 
                - Statutory Capital and Surplus and Net Income of                
                Insurance Entities in Accordance with Statutory                  
                Accounting Practices (Detail)                                    
94: R83         Segment Information - Additional Information        HTML     33K 
                (Detail)                                                         
95: R84         Segment Information - Summary of Results of         HTML    113K 
                Operations Measured as Income Before Federal                     
                Income Taxes and Other Items by Operating Segments               
                (Detail)                                                         
96: R85         Commitments and Contingencies - Additional          HTML     56K 
                Information (Detail)                                             
97: R86         Related Party Transactions - Related Party          HTML     53K 
                Transactions (Detail)                                            
98: R87         Related Party Transactions - Additional             HTML     46K 
                Information (Detail)                                             
99: R88         Subsequent Events - Additional Information          HTML     39K 
                (Detail)                                                         
101: XML         IDEA XML File -- Filing Summary                      XML    197K  
11: XML         XBRL Instance -- anat-63019x10q_htm                  XML   6.35M 
100: EXCEL       IDEA Workbook of Financial Reports                  XLSX    131K  
 7: EX-101.CAL  XBRL Calculations -- anat-20190630_cal               XML    455K 
 8: EX-101.DEF  XBRL Definitions -- anat-20190630_def                XML   1.02M 
 9: EX-101.LAB  XBRL Labels -- anat-20190630_lab                     XML   2.56M 
10: EX-101.PRE  XBRL Presentations -- anat-20190630_pre              XML   1.60M 
 6: EX-101.SCH  XBRL Schema -- anat-20190630                         XSD    249K 
102: JSON        XBRL Instance as JSON Data -- MetaLinks              533±   851K  
103: ZIP         XBRL Zipped Folder -- 0000904163-19-000010-xbrl      Zip    465K  


‘EX-101.PRE’   —   XBRL Presentations — anat-20190630_pre


This Exhibit is an XBRL XML File.


                                                                                                                                                                                
<?xml version="1.0" encoding="windows-1252"?>
<!-- XBRL Document Created with Wdesk from Workiva -->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<link:roleRef roleURI="http://www.anico.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:href="anat-20190630.xsd#AccumulatedOtherComprehensiveIncomeLoss" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfOtherComprehensiveIncomeDetail" xlink:href="anat-20190630.xsd#AccumulatedOtherComprehensiveIncomeLossComponentsOfOtherComprehensiveIncomeDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:href="anat-20190630.xsd#AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/CommitmentsAndContingencies" xlink:href="anat-20190630.xsd#CommitmentsAndContingencies" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/CommitmentsAndContingenciesAdditionalInformationDetail" xlink:href="anat-20190630.xsd#CommitmentsAndContingenciesAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="anat-20190630.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:href="anat-20190630.xsd#ConsolidatedStatementsOfChangesInEquity" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:href="anat-20190630.xsd#ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:href="anat-20190630.xsd#ConsolidatedStatementsOfFinancialPosition" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/ConsolidatedStatementsOfFinancialPositionParenthetical" xlink:href="anat-20190630.xsd#ConsolidatedStatementsOfFinancialPositionParenthetical" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/ConsolidatedStatementsOfOperations" xlink:href="anat-20190630.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DeferredPolicyAcquisitionCosts" xlink:href="anat-20190630.xsd#DeferredPolicyAcquisitionCosts" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DeferredPolicyAcquisitionCostsDeferredPolicyAcquisitionCostsDetail" xlink:href="anat-20190630.xsd#DeferredPolicyAcquisitionCostsDeferredPolicyAcquisitionCostsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DeferredPolicyAcquisitionCostsTables" xlink:href="anat-20190630.xsd#DeferredPolicyAcquisitionCostsTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DerivativeInstruments" xlink:href="anat-20190630.xsd#DerivativeInstruments" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DerivativeInstrumentsScheduleOfDerivativeInstrumentsReportedInFinancialPositionDetail" xlink:href="anat-20190630.xsd#DerivativeInstrumentsScheduleOfDerivativeInstrumentsReportedInFinancialPositionDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DerivativeInstrumentsScheduleOfDerivativeInstrumentsReportedInStatementsOfOperationsDetail" xlink:href="anat-20190630.xsd#DerivativeInstrumentsScheduleOfDerivativeInstrumentsReportedInStatementsOfOperationsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DerivativeInstrumentsScheduleOfInformationRegardingCompanysExposureToCreditLossOnOptionsHoldsDetail" xlink:href="anat-20190630.xsd#DerivativeInstrumentsScheduleOfInformationRegardingCompanysExposureToCreditLossOnOptionsHoldsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DerivativeInstrumentsTables" xlink:href="anat-20190630.xsd#DerivativeInstrumentsTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/DocumentAndEntityInformation" xlink:href="anat-20190630.xsd#DocumentAndEntityInformation" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FairValueOfFinancialInstruments" xlink:href="anat-20190630.xsd#FairValueOfFinancialInstruments" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FairValueOfFinancialInstrumentsAdditionalInformationDetail" xlink:href="anat-20190630.xsd#FairValueOfFinancialInstrumentsAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FairValueOfFinancialInstrumentsCarryingAmountAndFairValueOfFinancialInstrumentsDetail" xlink:href="anat-20190630.xsd#FairValueOfFinancialInstrumentsCarryingAmountAndFairValueOfFinancialInstrumentsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FairValueOfFinancialInstrumentsFinancialInstrumentsMeasuredAtFairValueOnRecurringBasisUsingLevel3InputsDetail" xlink:href="anat-20190630.xsd#FairValueOfFinancialInstrumentsFinancialInstrumentsMeasuredAtFairValueOnRecurringBasisUsingLevel3InputsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FairValueOfFinancialInstrumentsQuantitativeDisclosuresRegardingFairValueHierarchyMeasurementsDetail" xlink:href="anat-20190630.xsd#FairValueOfFinancialInstrumentsQuantitativeDisclosuresRegardingFairValueHierarchyMeasurementsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FairValueOfFinancialInstrumentsScheduleOfSignificantUnobservableInputsUsedToCalculateLevel3FairValueOfEmbeddedDerivativesWithinPolicyholderContractDepositsDetail" xlink:href="anat-20190630.xsd#FairValueOfFinancialInstrumentsScheduleOfSignificantUnobservableInputsUsedToCalculateLevel3FairValueOfEmbeddedDerivativesWithinPolicyholderContractDepositsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FairValueOfFinancialInstrumentsTables" xlink:href="anat-20190630.xsd#FairValueOfFinancialInstrumentsTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FederalIncomeTaxes" xlink:href="anat-20190630.xsd#FederalIncomeTaxes" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FederalIncomeTaxesAdditionalInformationDetail" xlink:href="anat-20190630.xsd#FederalIncomeTaxesAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FederalIncomeTaxesEffectiveIncomeTaxReconciliationDetail" xlink:href="anat-20190630.xsd#FederalIncomeTaxesEffectiveIncomeTaxReconciliationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/FederalIncomeTaxesTables" xlink:href="anat-20190630.xsd#FederalIncomeTaxesTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecurities" xlink:href="anat-20190630.xsd#InvestmentInSecurities" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesAdditionalInformationDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesBondByCreditQualityRatingDistributionDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesBondByCreditQualityRatingDistributionDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesChangeInNetUnrealizedGainsLossesOnSecuritiesDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesChangeInNetUnrealizedGainsLossesOnSecuritiesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesEquitySecuritiesByMarketSectorDistributionDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesEquitySecuritiesByMarketSectorDistributionDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesGrossUnrealizedLossesAndFairValueOfInvestmentSecuritiesDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesGrossUnrealizedLossesAndFairValueOfInvestmentSecuritiesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesInvestmentsInSecuritiesDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesInvestmentsInSecuritiesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesMaturitiesOfInvestmentsDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesMaturitiesOfInvestmentsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesProceedsFromAvailableForSaleSecuritiesAndRealizedGainLossDetail" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesProceedsFromAvailableForSaleSecuritiesAndRealizedGainLossDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/InvestmentInSecuritiesTables" xlink:href="anat-20190630.xsd#InvestmentInSecuritiesTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpenses" xlink:href="anat-20190630.xsd#LiabilityForUnpaidClaimsAndClaimAdjustmentExpenses" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesAdditionalInformationDetail" xlink:href="anat-20190630.xsd#LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesLiabilityForUnpaidClaimsAndClaimAdjustmentExpensesDetail" xlink:href="anat-20190630.xsd#LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesLiabilityForUnpaidClaimsAndClaimAdjustmentExpensesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesTables" xlink:href="anat-20190630.xsd#LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/MortgageLoans" xlink:href="anat-20190630.xsd#MortgageLoans" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/MortgageLoansAdditionalInformationDetail" xlink:href="anat-20190630.xsd#MortgageLoansAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/MortgageLoansAgeAnalysisOfPastDueLoansDetail" xlink:href="anat-20190630.xsd#MortgageLoansAgeAnalysisOfPastDueLoansDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/MortgageLoansChangeInAllowanceForCreditLossesInMortgageLoansDetail" xlink:href="anat-20190630.xsd#MortgageLoansChangeInAllowanceForCreditLossesInMortgageLoansDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/MortgageLoansDistributionBasedOnCarryingAmountOfMortgageLoansByLocationDetail" xlink:href="anat-20190630.xsd#MortgageLoansDistributionBasedOnCarryingAmountOfMortgageLoansByLocationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/MortgageLoansMortgageLoansScheduleOfTroubledDebtRestructuringMortgageLoanInformationDetails" xlink:href="anat-20190630.xsd#MortgageLoansMortgageLoansScheduleOfTroubledDebtRestructuringMortgageLoanInformationDetails" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/MortgageLoansTables" xlink:href="anat-20190630.xsd#MortgageLoansTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/NatureOfOperations" xlink:href="anat-20190630.xsd#NatureOfOperations" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/NatureOfOperationsAdditionalInformationDetail" xlink:href="anat-20190630.xsd#NatureOfOperationsAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLosses" xlink:href="anat-20190630.xsd#NetInvestmentIncomeAndRealizedInvestmentGainsLosses" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfNetInvestmentIncomeDetail" xlink:href="anat-20190630.xsd#NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfNetInvestmentIncomeDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfOtherThanTemporaryImpairmentLossesDetails" xlink:href="anat-20190630.xsd#NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfOtherThanTemporaryImpairmentLossesDetails" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfRealizedInvestmentGainsLossesDetail" xlink:href="anat-20190630.xsd#NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfRealizedInvestmentGainsLossesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesTables" xlink:href="anat-20190630.xsd#NetInvestmentIncomeAndRealizedInvestmentGainsLossesTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RealEstateAndOtherInvestments" xlink:href="anat-20190630.xsd#RealEstateAndOtherInvestments" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RealEstateAndOtherInvestmentsAdditionalInformationDetail" xlink:href="anat-20190630.xsd#RealEstateAndOtherInvestmentsAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RealEstateAndOtherInvestmentsAssetsAndLiabilitiesRelatedToViesDetail" xlink:href="anat-20190630.xsd#RealEstateAndOtherInvestmentsAssetsAndLiabilitiesRelatedToViesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RealEstateAndOtherInvestmentsCarryingAmountAndMaximumExposureToLossRelatedToViesDetail" xlink:href="anat-20190630.xsd#RealEstateAndOtherInvestmentsCarryingAmountAndMaximumExposureToLossRelatedToViesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RealEstateAndOtherInvestmentsInvestmentRealEstateByPropertyTypeAndGeographicDistributionDetail" xlink:href="anat-20190630.xsd#RealEstateAndOtherInvestmentsInvestmentRealEstateByPropertyTypeAndGeographicDistributionDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RealEstateAndOtherInvestmentsScheduleOfLongTermNotesPayableOfConsolidatedViesDetail" xlink:href="anat-20190630.xsd#RealEstateAndOtherInvestmentsScheduleOfLongTermNotesPayableOfConsolidatedViesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RealEstateAndOtherInvestmentsTables" xlink:href="anat-20190630.xsd#RealEstateAndOtherInvestmentsTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RecentlyIssuedAccountingPronouncements" xlink:href="anat-20190630.xsd#RecentlyIssuedAccountingPronouncements" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RecentlyIssuedAccountingPronouncementsAdditionalInformationDetail" xlink:href="anat-20190630.xsd#RecentlyIssuedAccountingPronouncementsAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RelatedPartyTransactions" xlink:href="anat-20190630.xsd#RelatedPartyTransactions" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RelatedPartyTransactionsAdditionalInformationDetail" xlink:href="anat-20190630.xsd#RelatedPartyTransactionsAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RelatedPartyTransactionsRelatedPartyTransactionsDetail" xlink:href="anat-20190630.xsd#RelatedPartyTransactionsRelatedPartyTransactionsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/RelatedPartyTransactionsTables" xlink:href="anat-20190630.xsd#RelatedPartyTransactionsTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SegmentInformation" xlink:href="anat-20190630.xsd#SegmentInformation" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SegmentInformationAdditionalInformationDetail" xlink:href="anat-20190630.xsd#SegmentInformationAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SegmentInformationSummaryOfResultsOfOperationsMeasuredAsIncomeBeforeFederalIncomeTaxesAndOtherItemsByOperatingSegmentsDetail" xlink:href="anat-20190630.xsd#SegmentInformationSummaryOfResultsOfOperationsMeasuredAsIncomeBeforeFederalIncomeTaxesAndOtherItemsByOperatingSegmentsDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SegmentInformationTables" xlink:href="anat-20190630.xsd#SegmentInformationTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterests" xlink:href="anat-20190630.xsd#StockholdersEquityAndNoncontrollingInterests" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsAdditionalInformationDetail" xlink:href="anat-20190630.xsd#StockholdersEquityAndNoncontrollingInterestsAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsCommonStockAmountsOutstandingDetail" xlink:href="anat-20190630.xsd#StockholdersEquityAndNoncontrollingInterestsCommonStockAmountsOutstandingDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsStatutoryCapitalAndSurplusAndNetIncomeOfInsuranceEntitiesInAccordanceWithStatutoryAccountingPracticesDetail" xlink:href="anat-20190630.xsd#StockholdersEquityAndNoncontrollingInterestsStatutoryCapitalAndSurplusAndNetIncomeOfInsuranceEntitiesInAccordanceWithStatutoryAccountingPracticesDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsStockBasedCompensationInformationDetail" xlink:href="anat-20190630.xsd#StockholdersEquityAndNoncontrollingInterestsStockBasedCompensationInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsSummaryOfBasicAndDilutedEarningsPerShareDetail" xlink:href="anat-20190630.xsd#StockholdersEquityAndNoncontrollingInterestsSummaryOfBasicAndDilutedEarningsPerShareDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsTables" xlink:href="anat-20190630.xsd#StockholdersEquityAndNoncontrollingInterestsTables" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SubsequentEvents" xlink:href="anat-20190630.xsd#SubsequentEvents" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SubsequentEventsAdditionalInformationDetail" xlink:href="anat-20190630.xsd#SubsequentEventsAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SummaryOfSignificantAccountingPoliciesAndPractices" xlink:href="anat-20190630.xsd#SummaryOfSignificantAccountingPoliciesAndPractices" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SummaryOfSignificantAccountingPoliciesAndPracticesAdditionalInformationDetail" xlink:href="anat-20190630.xsd#SummaryOfSignificantAccountingPoliciesAndPracticesAdditionalInformationDetail" xlink:type="simple"/>
<link:roleRef roleURI="http://www.anico.com/role/SummaryOfSignificantAccountingPoliciesAndPracticesPolicies" xlink:href="anat-20190630.xsd#SummaryOfSignificantAccountingPoliciesAndPracticesPolicies" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple"/>
<link:presentationLink xlink:role="http://www.anico.com/role/AccumulatedOtherComprehensiveIncomeLoss" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_192DA108A17A573795400AD1369444A5" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_192DA108A17A573795400AD1369444A5" xlink:to="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_CAC6C77140FFBD7F13220AD13695DF0F" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfOtherComprehensiveIncomeDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_573F9906AC9F51B34DC9620ACDC11031" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_A34BC175425746D98962620ACDC19DAE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_573F9906AC9F51B34DC9620ACDC11031" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_A34BC175425746D98962620ACDC19DAE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_B817E655B0D1EFAEC90F620ACDC1353C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_A34BC175425746D98962620ACDC19DAE" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_B817E655B0D1EFAEC90F620ACDC1353C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_2C7AA4F5723361637269620ACDC15C8F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_B817E655B0D1EFAEC90F620ACDC1353C" xlink:to="loc_us-gaap_EquityComponentDomain_2C7AA4F5723361637269620ACDC15C8F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_C3B3121551CB92383C77620ACDC2FD61" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_2C7AA4F5723361637269620ACDC15C8F" xlink:to="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_C3B3121551CB92383C77620ACDC2FD61" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:label="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_A57B624AF62888C0C7F0620ACDC27FCC" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_2C7AA4F5723361637269620ACDC15C8F" xlink:to="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_A57B624AF62888C0C7F0620ACDC27FCC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedTranslationAdjustmentMember" xlink:label="loc_us-gaap_AccumulatedTranslationAdjustmentMember_94A9D9C3C545557568A2620ACDC22E09" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_2C7AA4F5723361637269620ACDC15C8F" xlink:to="loc_us-gaap_AccumulatedTranslationAdjustmentMember_94A9D9C3C545557568A2620ACDC22E09" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_0848FD68E313FF6DCCB5620ACDC232E2" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_2C7AA4F5723361637269620ACDC15C8F" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_0848FD68E313FF6DCCB5620ACDC232E2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_A34BC175425746D98962620ACDC19DAE" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract" xlink:label="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_DD70F445CB22D454EDF5620ACDC338B4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_DD70F445CB22D454EDF5620ACDC338B4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax" xlink:label="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax_5A7133DBE6F1F6895369620ACDC3A181" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax_5A7133DBE6F1F6895369620ACDC3A181" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_E2A94DF65429849E3B8F620ACDC34702" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_E2A94DF65429849E3B8F620ACDC34702" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherComprehensiveIncomeUnrealizedAdjustmentToDacDuringPeriodNetOfTax" xlink:label="loc_anat_OtherComprehensiveIncomeUnrealizedAdjustmentToDacDuringPeriodNetOfTax_57F8A66C90FD1E5CBFD1620ACDC3C12D" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_anat_OtherComprehensiveIncomeUnrealizedAdjustmentToDacDuringPeriodNetOfTax_57F8A66C90FD1E5CBFD1620ACDC3C12D" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherComprehensiveIncomeUnrealizedGainsLossOnSecuritiesInvestmentsAttributableToParticipatingPolicyholdersInterestNetOfTax" xlink:label="loc_anat_OtherComprehensiveIncomeUnrealizedGainsLossOnSecuritiesInvestmentsAttributableToParticipatingPolicyholdersInterestNetOfTax_349BB9820A3C843E20CD620ACDC4CE2D" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_anat_OtherComprehensiveIncomeUnrealizedGainsLossOnSecuritiesInvestmentsAttributableToParticipatingPolicyholdersInterestNetOfTax_349BB9820A3C843E20CD620ACDC4CE2D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_1CB0FD64052CDF4E5E3D620ACDC442B9" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_1CB0FD64052CDF4E5E3D620ACDC442B9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_A66BEB7DDB161D1C60C5620ACDC403F3" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_A66BEB7DDB161D1C60C5620ACDC403F3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_9A7B3CD85A918AA17B7E620ACDC47F67" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTaxAbstract_AFE83E820BD4CE077966620ACDC3576B" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_9A7B3CD85A918AA17B7E620ACDC47F67" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_EE7121E6186258FD5977620ACDC470B8" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_EE7121E6186258FD5977620ACDC470B8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_2E3FEA41132C9DA792A1620ACDC487AF" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_2E3FEA41132C9DA792A1620ACDC487AF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_C0B6D295377CF1B59A18620ACDC5130C" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_C0B6D295377CF1B59A18620ACDC5130C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherComprehensiveIncomeUnrealizedAdjustmentToDeferredPolicyAcquisitionCostsArisingDuringPeriodTax" xlink:label="loc_anat_OtherComprehensiveIncomeUnrealizedAdjustmentToDeferredPolicyAcquisitionCostsArisingDuringPeriodTax_8877998EEC978C789FD5620ACDC5E4C1" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_anat_OtherComprehensiveIncomeUnrealizedAdjustmentToDeferredPolicyAcquisitionCostsArisingDuringPeriodTax_8877998EEC978C789FD5620ACDC5E4C1" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherComprehensiveIncomeUnrealizedGainsLossesOnInvestmentsAttributableToParticipatingPolicyholdersInterestArisingDuringPeriodTax" xlink:label="loc_anat_OtherComprehensiveIncomeUnrealizedGainsLossesOnInvestmentsAttributableToParticipatingPolicyholdersInterestArisingDuringPeriodTax_18934F0A19A52A76434F620ACDC586C8" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_anat_OtherComprehensiveIncomeUnrealizedGainsLossesOnInvestmentsAttributableToParticipatingPolicyholdersInterestArisingDuringPeriodTax_18934F0A19A52A76434F620ACDC586C8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax_D97301C758F5ECA851C6620ACDC5FAD5" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax_D97301C758F5ECA851C6620ACDC5FAD5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionAdjustmentTax" xlink:label="loc_anat_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionAdjustmentTax_5ACD4A77ECC278F58C71620ACDC6C589" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_0FAD146F49BF7C48C9E9620ACDC3252C" xlink:to="loc_anat_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionAdjustmentTax_5ACD4A77ECC278F58C71620ACDC6C589" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/AccumulatedOtherComprehensiveIncomeLossTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_7F5EB80A2DBDF0C45BE10AD1354B8F28" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_86C017D2FD511C40362C0AD1354BB102" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_7F5EB80A2DBDF0C45BE10AD1354B8F28" xlink:to="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_86C017D2FD511C40362C0AD1354BB102" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/CommitmentsAndContingencies" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_990F155F7857578FE9770AD1358C3D73" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_033F0CBFE225C0C430510AD1358C7278" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_990F155F7857578FE9770AD1358C3D73" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_033F0CBFE225C0C430510AD1358C7278" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/CommitmentsAndContingenciesAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ContractualObligation" xlink:label="loc_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_ContractualObligation_D83FF3DCFD483B660DCD52C0B1D87FE5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongTermPurchaseCommitmentAmount" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentAmount_FA378F1707D44A64009F52C0B1D99B07" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_CommitmentsExpectedFundingCurrent" xlink:label="loc_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_anat_CommitmentsExpectedFundingCurrent_74B62C3775FC0FBB894C52C0B1D95330" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_2D9364CF46A30574538152C0B1D98F94" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases" xlink:label="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_0C9CD2F8F236A7E1820E52C0B1D9C38A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="loc_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_LettersOfCreditOutstandingAmount_CF5200858FB671773F6052C0B1D907CC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LineOfCreditFacilityExpirationDate1" xlink:label="loc_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_LineOfCreditFacilityExpirationDate1_D25E9AB2CDABC7EC2B9052C0B1D9C297" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_6C00FBC02D4A0C14601B52C0B1DADC49" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_2CF9BA00AFA4E65B86E652C0B1DAFC6A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GuaranteeObligationsMaximumExposure" xlink:label="loc_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_GuaranteeObligationsMaximumExposure_5C933608F79DA401304C52C0B1DA1955" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GuaranteeObligationsLiquidationProceeds" xlink:label="loc_us-gaap_GuaranteeObligationsLiquidationProceeds_F0DA4A06C1171894DF0552C0B1DAE802" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_F82E77774ACB557F0E6F52C0B1D8F0D2" xlink:to="loc_us-gaap_GuaranteeObligationsLiquidationProceeds_F0DA4A06C1171894DF0552C0B1DAE802" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_E6BA0117FFFB922C689D623F03B253E5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:to="loc_us-gaap_ProfitLoss_E6BA0117FFFB922C689D623F03B253E5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:to="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:label="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_6F1780A3F551FB4FA93D623F03B35723" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_6F1780A3F551FB4FA93D623F03B35723" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="loc_us-gaap_ImpairmentOfInvestments_8155CDC29C727B8FAD54623F03B45794" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_ImpairmentOfInvestments_8155CDC29C727B8FAD54623F03B45794" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_0EC48AC903FD460922BF623F03B4BBA3" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_0EC48AC903FD460922BF623F03B4BBA3" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans" xlink:label="loc_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_anat_NetCapitalizedInterestOnPolicyLoansAndMortgageLoans_BC8DB21D7B97CB9CBA1F623F03B4F3D6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="loc_us-gaap_DepreciationNonproduction_65EB9ACFCBD2C3C47BE2623F03B42468" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_DepreciationNonproduction_65EB9ACFCBD2C3C47BE2623F03B42468" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestCreditedToPolicyholdersAccountBalances" xlink:label="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_24F7BDD16E8D04AD7343623F03B41490" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_24F7BDD16E8D04AD7343623F03B41490" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_EDFD2D8C780B656D668A623F03B42D4C" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_EDFD2D8C780B656D668A623F03B42D4C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_0BDE91DFB143982BB400623F03B42CF0" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_0BDE91DFB143982BB400623F03B42CF0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_B82EF6F4372B964F7B08623F03B59E68" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_B82EF6F4372B964F7B08623F03B59E68" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions" xlink:label="loc_us-gaap_EquityMethodInvestmentDividendsOrDistributions_F70612AEBD591F5F1394623F03B5E29A" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_C6AD6986D100CF95AB8C623F03B3DB65" xlink:to="loc_us-gaap_EquityMethodInvestmentDividendsOrDistributions_F70612AEBD591F5F1394623F03B5E29A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInInsuranceLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInInsuranceLiabilities_4C7692E7806E9BBDB176623F03B57D0B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInInsuranceLiabilities_4C7692E7806E9BBDB176623F03B57D0B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_ED4CE09AA19EA65FD7C4623F03B5EE60" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_ED4CE09AA19EA65FD7C4623F03B5EE60" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInReinsuranceRecoverable" xlink:label="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_98CA10ECC6CDC1EEA314623F03B63F02" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_98CA10ECC6CDC1EEA314623F03B63F02" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInPremiumsReceivable" xlink:label="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_2074D1B99AE50D80FF1E623F03B61358" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_2074D1B99AE50D80FF1E623F03B61358" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums_1F254D0EE493DDF72547623F03B67B3C" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums_1F254D0EE493DDF72547623F03B67B3C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_DFF505E3A8470449EE74623F03B6390A" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_DFF505E3A8470449EE74623F03B6390A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInIncomeTaxesReceivable" xlink:label="loc_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_92007A68B04CB8DADB50623F03B65C6E" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_92007A68B04CB8DADB50623F03B65C6E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInPensionAndPostretirementObligations" xlink:label="loc_us-gaap_IncreaseDecreaseInPensionAndPostretirementObligations_D59D977B597B1934C7A6623F03B74410" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInPensionAndPostretirementObligations_D59D977B597B1934C7A6623F03B74410" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption" xlink:label="loc_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_7C292E383BE19EE564EF623F03B7940D" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_7C292E383BE19EE564EF623F03B7940D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_FDE4D9715033BFDE30E4623F03B76031" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_EquitySecuritiesFvNiGainLoss_FDE4D9715033BFDE30E4623F03B76031" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_9645AC7643373B353896623F03B7D0E5" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_1A69C940CE416015F899623F03B530D6" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_9645AC7643373B353896623F03B7D0E5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_E4A2D2DCA9D2818B3831623F03B74922" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_74F461F1B1D23F4EA314623F03B085F9" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_E4A2D2DCA9D2818B3831623F03B74922" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9" xlink:to="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_A939A15E24A27DBB60C2623F03B8D428" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_A939A15E24A27DBB60C2623F03B8D428" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_DB8943A31A4F67A8662B623F03B83C28" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_DB8943A31A4F67A8662B623F03B83C28" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ProceedsfromSaleofEquitySecurities" xlink:label="loc_anat_ProceedsfromSaleofEquitySecurities_FB7AAAB5DE608ED59A64623F03B812A7" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_anat_ProceedsfromSaleofEquitySecurities_FB7AAAB5DE608ED59A64623F03B812A7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfRealEstateHeldforinvestment" xlink:label="loc_us-gaap_ProceedsFromSaleOfRealEstateHeldforinvestment_A14E5B9B9C21AFF97357623F03B834EB" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromSaleOfRealEstateHeldforinvestment_A14E5B9B9C21AFF97357623F03B834EB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable" xlink:label="loc_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_61F3132CC4B03A57E5BC623F03B9B377" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable_61F3132CC4B03A57E5BC623F03B9B377" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromCollectionOfPolicyLoans" xlink:label="loc_us-gaap_ProceedsFromCollectionOfPolicyLoans_E4D98BACA6EFBEDDE2ED623F03B94397" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromCollectionOfPolicyLoans_E4D98BACA6EFBEDDE2ED623F03B94397" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments_B9FF7D4B2CCA60C1F202623F03B936D4" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfOtherInvestments_B9FF7D4B2CCA60C1F202623F03B936D4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_547FF9526EFBA6889960623F03B9D07D" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_547FF9526EFBA6889960623F03B9D07D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_132C413C37E103581DFF623F03B94915" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_BC657238585EB9385256623F03B8F7CE" xlink:to="loc_us-gaap_ProceedsFromDivestitureOfInterestInSubsidiariesAndAffiliates_132C413C37E103581DFF623F03B94915" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9" xlink:to="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_428B1C39D685E456774F623F03BA22C5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_428B1C39D685E456774F623F03BA22C5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1E3006276B553752A5A7623F03BA43B2" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PaymentstoAcquireEquityInvestments" xlink:label="loc_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_anat_PaymentstoAcquireEquityInvestments_3D1783A5B47910825B13623F03BA8A56" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireRealEstateHeldForInvestment" xlink:label="loc_us-gaap_PaymentsToAcquireRealEstateHeldForInvestment_E361F904369F8F49F707623F03BA8EB0" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToAcquireRealEstateHeldForInvestment_E361F904369F8F49F707623F03BA8EB0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireMortgageNotesReceivable" xlink:label="loc_us-gaap_PaymentsToAcquireMortgageNotesReceivable_DE3BDA9C885A61800DF6623F03BA064E" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToAcquireMortgageNotesReceivable_DE3BDA9C885A61800DF6623F03BA064E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToFundPolicyLoans" xlink:label="loc_us-gaap_PaymentsToFundPolicyLoans_3E8991DD22F1A52DE556623F03BBE977" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToFundPolicyLoans_3E8991DD22F1A52DE556623F03BBE977" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="loc_us-gaap_PaymentsToAcquireOtherInvestments_2F041BD085149D81392C623F03BBF3A8" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToAcquireOtherInvestments_2F041BD085149D81392C623F03BBF3A8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_67CE34E3AF11658E80C6623F03BB42E6" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_67CE34E3AF11658E80C6623F03BB42E6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_1C5040DE8A0C0BABEA7E623F03BBA5F8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments" xlink:label="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_F827475F25FADDC65D2E623F03BBB615" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IncreaseDecreaseInCollateralHeldForDerivatives" xlink:label="loc_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_anat_IncreaseDecreaseInCollateralHeldForDerivatives_8777FCB0FD285CFD34A5623F03BB25F4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_B2D71475D7C6AC909B5E623F03B9B39C" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_6C199C3A40AFDFAD58F8623F03BCD474" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_197C091A092910A0693A623F03B751E9" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_4EC66F17D25F337811D5623F03BC5B16" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionsToContractHoldersFunds" xlink:label="loc_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:to="loc_us-gaap_AdditionsToContractHoldersFunds_29E03ED668B272CCE9B7623F03BC5B3B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WithdrawalFromContractHoldersFunds" xlink:label="loc_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:to="loc_us-gaap_WithdrawalFromContractHoldersFunds_3A4E3A648FC01A6273EF623F03BC4672" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfNotesPayable" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfNotesPayable_0AF2AFF7F17053DA19AD623F03BC561F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_35A85E51603F1D3ECA87623F03BC7A6B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromPaymentsToMinorityShareholders" xlink:label="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:to="loc_us-gaap_ProceedsFromPaymentsToMinorityShareholders_0D1645F6484A109639AA623F03BDC1A8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_F02628B113A7C48EC1E2623F03BCC203" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_7E6106F8EA5AB123DFCB623F03BD2AB8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1ABFF686A24905B7097F623F03BD8B90" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_1ABFF686A24905B7097F623F03BD8B90" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_FBDAA4DC5B3AA8342373623F03BD94DE" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_FBDAA4DC5B3AA8342373623F03BD94DE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_4CCF30912513C9749418623F03BD6356" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_040A9E335D3B8B12213F623F03AE3D18" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_4CCF30912513C9749418623F03BD6356" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_17E1F6A611F6682820AE620AD0B8F4D8" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_6FBFA1805045E1D53CB9620AD0B8A7C7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_17E1F6A611F6682820AE620AD0B8F4D8" xlink:to="loc_us-gaap_StatementTable_6FBFA1805045E1D53CB9620AD0B8A7C7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_D67032260AAA3E5ED28B620AD0B80E8B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_6FBFA1805045E1D53CB9620AD0B8A7C7" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_D67032260AAA3E5ED28B620AD0B80E8B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_D67032260AAA3E5ED28B620AD0B80E8B" xlink:to="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_A4355CA2857B8A0FCC25620AD0B9F360" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:to="loc_us-gaap_CommonStockMember_A4355CA2857B8A0FCC25620AD0B9F360" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_02A3EB6749C4F9E02E30620AD0B96A39" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_02A3EB6749C4F9E02E30620AD0B96A39" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A496E82A05FFCBF100A4620AD0B93117" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_A496E82A05FFCBF100A4620AD0B93117" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_FB818608F5F42CB3F232620AD0B9BEAB" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:to="loc_us-gaap_RetainedEarningsMember_FB818608F5F42CB3F232620AD0B9BEAB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="loc_us-gaap_TreasuryStockMember_88D5C3936C10B3C2AD9E620AD0B95F53" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:to="loc_us-gaap_TreasuryStockMember_88D5C3936C10B3C2AD9E620AD0B95F53" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="loc_us-gaap_NoncontrollingInterestMember_7D1E809F7F7813BCEC52620AD0BA4B8D" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_4B3BC7007921AF911253620AD0B84CE0" xlink:to="loc_us-gaap_NoncontrollingInterestMember_7D1E809F7F7813BCEC52620AD0BA4B8D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_022A891EEE61993B1B46620AD0BA0569" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_6FBFA1805045E1D53CB9620AD0B8A7C7" xlink:to="loc_us-gaap_StatementLineItems_022A891EEE61993B1B46620AD0BA0569" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_022A891EEE61993B1B46620AD0BA0569" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_C18FE3629BC8FA8E803C620AD0BA1584" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_C18FE3629BC8FA8E803C620AD0BA1584" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_A2EB2F2C6E1122ED7960620AD0BAF798" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_A2EB2F2C6E1122ED7960620AD0BAF798" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_4656418D361BF1909FE9620AD0BBA1E2" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_4656418D361BF1909FE9620AD0BBA1E2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityCumulativeEffectOfChangeInAccountingPrinciple" xlink:label="loc_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityCumulativeEffectOfChangeInAccountingPrinciple_E0C7FE6FCF452A4D296A620AD0BB06B2" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityCumulativeEffectOfChangeInAccountingPrinciple_E0C7FE6FCF452A4D296A620AD0BB06B2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_375D45F607CAEEE7BC65620AD0BB19F3" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_375D45F607CAEEE7BC65620AD0BB19F3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_F7D2620AB813447E29AF620AD0BB45AC" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_NetIncomeLoss_F7D2620AB813447E29AF620AD0BB45AC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_17CB0A7995816814DFCD620AD0BBFA46" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_DividendsCommonStockCash_17CB0A7995816814DFCD620AD0BBFA46" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance" xlink:label="loc_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_725D357C630FD73CDB19620AD0BB876F" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_725D357C630FD73CDB19620AD0BB876F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_ECD38D25D87A501E1D0D620AD0BC5A5D" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_ECD38D25D87A501E1D0D620AD0BC5A5D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_3937B37E02B876490546620AD0BCE3B6" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_3937B37E02B876490546620AD0BCE3B6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7EDFEF19F2BB16396394620AD0BC7299" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_C4CBB072D6B0FCB674D0620AD0BACC9D" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_7EDFEF19F2BB16396394620AD0BC7299" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DC2C64F49DE58ADC7E864EDE1C574CDE" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_14158DC89806EE6627A04EDE1C572C9B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DC2C64F49DE58ADC7E864EDE1C574CDE" xlink:to="loc_us-gaap_ProfitLoss_14158DC89806EE6627A04EDE1C572C9B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_DC2C64F49DE58ADC7E864EDE1C574CDE" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_A5DC459BA71BB0D43C694EDE1C58E696" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_A5DC459BA71BB0D43C694EDE1C58E696" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_3DFAEA97568A97EED81A4EDE1C597561" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_3DFAEA97568A97EED81A4EDE1C597561" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_7D77899F151ABBA1FE374EDE1C591D86" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_7D77899F151ABBA1FE374EDE1C591D86" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1C99B9282F65FFA30D094EDE1C5946AA" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_1C99B9282F65FFA30D094EDE1C5946AA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_9FFAA2427BB4B9D6B4224EDE1C594913" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_9FFAA2427BB4B9D6B4224EDE1C594913" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_EFEC6C63FAD66E00D99B4EDE1C5938E5" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_EFEC6C63FAD66E00D99B4EDE1C5938E5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_3118EF161DC67AD8FEBA4EDE1C58D6C0" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_9DF320157361E1F606FE4EDE1C594532" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_C08982C8EDC3BD5DF1DD0AD1349D8307" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_C08982C8EDC3BD5DF1DD0AD1349D8307" xlink:to="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_189BC0035E23ED3BB2AE0AD1349ED480" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_HeldToMaturitySecurities_189BC0035E23ED3BB2AE0AD1349ED480" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D7814CC8BC706308D6C10AD1349E9074" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/positiveTerseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D7814CC8BC706308D6C10AD1349E9074" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_DEA5C2C06CC82954CCE70AD1349E80C0" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/positiveLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_DEA5C2C06CC82954CCE70AD1349E80C0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_D2F0142CBABAC2C8468D0AD1349F4632" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_D2F0142CBABAC2C8468D0AD1349F4632" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansInsurancePolicy" xlink:label="loc_us-gaap_LoansInsurancePolicy_CCD741AC079B3DC809B80AD1349F9FF7" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_LoansInsurancePolicy_CCD741AC079B3DC809B80AD1349F9FF7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet" xlink:label="loc_us-gaap_RealEstateInvestmentPropertyNet_14F8EB681E18ADDF57A30AD1349F9534" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_RealEstateInvestmentPropertyNet_14F8EB681E18ADDF57A30AD1349F9534" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_61FA1D6672FA1EFB2A980AD1349F84DE" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_ShortTermInvestments_61FA1D6672FA1EFB2A980AD1349F84DE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherInvestments" xlink:label="loc_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_OtherInvestments_3A0D1325563DBCC9459A0AD1349F7C6A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Investments" xlink:label="loc_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_Investments_AE7E67C49BF4BBB5CACD0AD134A000A4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0FC9F77BB9CFD23863D20AD134A0826D" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0FC9F77BB9CFD23863D20AD134A0826D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_EquityMethodInvestments_3DC1D75C06A57CAC97880AD134A03480" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="loc_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_AccruedInvestmentIncomeReceivable_633D2E7AF60E16E9986D0AD134A054CF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsuranceRecoverables" xlink:label="loc_us-gaap_ReinsuranceRecoverables_19E281A4FFB708CD92780AD134A0CB10" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_ReinsuranceRecoverables_19E281A4FFB708CD92780AD134A0CB10" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PrepaidReinsurancePremiums" xlink:label="loc_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_PrepaidReinsurancePremiums_1AC6331A3C3AE56859710AD134A128A9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsAndOtherReceivablesNet" xlink:label="loc_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_PremiumsAndOtherReceivablesNet_F1C1F28C21A4C3C2F6360AD134A14A39" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCosts_BF81AD12D073655C3D1B0AD134A1BA9F" xlink:type="locator"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCosts_BF81AD12D073655C3D1B0AD134A1BA9F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3" xlink:type="locator"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_AA03EA15143B6FE389440AD134A1DFE3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="loc_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540" xlink:type="locator"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_IncomeTaxReceivable_077A53D43DE60715103E0AD134A1D540" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PrepaidPension" xlink:label="loc_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:type="locator"/>
<link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_anat_PrepaidPension_928A40A14A046B85EACB0AD134A1BB60" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_9E63A6F3D7D3D30F7F3E0AD134A2ABC2" xlink:type="locator"/>
<link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_OtherAssets_9E63A6F3D7D3D30F7F3E0AD134A2ABC2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountAssets" xlink:label="loc_us-gaap_SeparateAccountAssets_642132553FB857ED37340AD134A26563" xlink:type="locator"/>
<link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_SeparateAccountAssets_642132553FB857ED37340AD134A26563" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_6641956932F5FF71AE050AD134A2D4BB" xlink:type="locator"/>
<link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_8F8899C4BD98E56720280AD1349E59BD" xlink:to="loc_us-gaap_Assets_6641956932F5FF71AE050AD134A2D4BB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_C08982C8EDC3BD5DF1DD0AD1349D8307" xlink:to="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsLife" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsLife_28ED4998F6CE178231CB0AD134A2A77E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuitiesAndSupplementaryContracts_FE761D718971429CCC080AD134A8828E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits_1D9E01615C6ABA4C36CC0AD134A8A0B3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PolicyholderContractDeposits" xlink:label="loc_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_PolicyholderContractDeposits_45812F7CDE68A678B2A30AD134A855F3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_84DC0C92D07335B38B680AD134A8D91D" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_84DC0C92D07335B38B680AD134A8D91D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnearnedPremiums" xlink:label="loc_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_UnearnedPremiums_7F405D57C8E773E684130AD134A99EA7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherPolicyholderFunds" xlink:label="loc_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_OtherPolicyholderFunds_4EE4F8F37C9BA6E6334F0AD134A980DF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:label="loc_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_324F7FB1494A2FD87C6A0AD134A9F377" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayable" xlink:label="loc_us-gaap_NotesPayable_6FDFDEA52F8CA62857DB0AD134A9F145" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_NotesPayable_6FDFDEA52F8CA62857DB0AD134A9F145" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_F7D2BF79CCDAF0F4D2740AD134A905BE" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_DeferredTaxLiabilities_F7D2BF79CCDAF0F4D2740AD134A905BE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxesPayableCurrent" xlink:label="loc_us-gaap_TaxesPayableCurrent_BD69397DB349469E26020AD134AAEB0F" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_TaxesPayableCurrent_BD69397DB349469E26020AD134AAEB0F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_12DAF244470198BB2F740AD134AA14ED" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_OtherLiabilities_12DAF244470198BB2F740AD134AA14ED" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountsLiability" xlink:label="loc_us-gaap_SeparateAccountsLiability_66F508E6970AEA35870F0AD134AA8764" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_SeparateAccountsLiability_66F508E6970AEA35870F0AD134AA8764" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_E330BA38D64EA3926F8B0AD134AA1F72" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_EB42C82BE84E8E4C3F290AD134A28C82" xlink:to="loc_us-gaap_Liabilities_E330BA38D64EA3926F8B0AD134AA1F72" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_C08982C8EDC3BD5DF1DD0AD1349D8307" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:to="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_175E33905E7A8AE6A0B50AD134AB372E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:to="loc_us-gaap_CommonStockValue_175E33905E7A8AE6A0B50AD134AB372E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_F7E130D318E41FE4E2790AD134AB2B93" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_F7E130D318E41FE4E2790AD134AB2B93" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_1D81B0A14A1C9B67D39B0AD134ABADD1" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_1D81B0A14A1C9B67D39B0AD134ABADD1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_03E3495EB263DC404E270AD134ACC2D5" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_03E3495EB263DC404E270AD134ACC2D5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="loc_us-gaap_TreasuryStockValue_138C93FA9A071A3787740AD134ACE09C" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:to="loc_us-gaap_TreasuryStockValue_138C93FA9A071A3787740AD134ACE09C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_FDE1440D9DEBD9510AF90AD134AC932E" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_F2A68488830A1A0543330AD134AAF23D" xlink:to="loc_us-gaap_StockholdersEquity_FDE1440D9DEBD9510AF90AD134AC932E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterest" xlink:label="loc_us-gaap_MinorityInterest_36BAF88B9CF7ACFD6F0E0AD134AC7390" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:to="loc_us-gaap_MinorityInterest_36BAF88B9CF7ACFD6F0E0AD134AC7390" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1EAC2A537F2BB331170C0AD134ADD33C" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_21BF071C80F993B68C480AD134AA976E" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_1EAC2A537F2BB331170C0AD134ADD33C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_3572BA71F9FC409935E10AD134AD9AD3" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_C08982C8EDC3BD5DF1DD0AD1349D8307" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_3572BA71F9FC409935E10AD134AD9AD3" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/ConsolidatedStatementsOfFinancialPositionParenthetical" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_C09F647FB442EA6B87840AD1338D79E4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_C09F647FB442EA6B87840AD1338D79E4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2AA63FB9D0B92DF42D9A0AD1338D2671" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2AA63FB9D0B92DF42D9A0AD1338D2671" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_FAB0F961442FCFEE63040AD1338D5F66" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_FAB0F961442FCFEE63040AD1338D5F66" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation" xlink:label="loc_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation_5A07DB978CCA6AA7EF520AD1338D29DA" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_RealEstateInvestmentPropertyAccumulatedDepreciation_5A07DB978CCA6AA7EF520AD1338D29DA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_4992372AE9CBE811BAC10AD1338E147F" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_4992372AE9CBE811BAC10AD1338E147F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_8EB8FA69EEB072CABDA80AD1338EA68E" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_8EB8FA69EEB072CABDA80AD1338EA68E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_2265878571BE128DB4670AD1338E32B4" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_2265878571BE128DB4670AD1338E32B4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_3C6846619CB40AE6AB310AD1338E31F0" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_CommonStockSharesIssued_3C6846619CB40AE6AB310AD1338E31F0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_2FEE143E2FDB0D7CD4C90AD1338E3247" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_840859858DE4D109F0C50AD1338C8DEE" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_2FEE143E2FDB0D7CD4C90AD1338E3247" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetByBusinessAbstract" xlink:label="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetLife" xlink:label="loc_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:to="loc_us-gaap_PremiumsEarnedNetLife_FA79EFB0FB05977998E151E07A2AE846" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PremiumAnnuity" xlink:label="loc_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:to="loc_anat_PremiumAnnuity_51DB11A457A6200A39CB51E07A2BAB01" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetAccidentAndHealth" xlink:label="loc_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:to="loc_us-gaap_PremiumsEarnedNetAccidentAndHealth_D718FFB74D63607B3E2051E07A2B92FB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNetPropertyAndCasualty" xlink:label="loc_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsEarnedNetByBusinessAbstract_43D3598FF53796208B8551E07A2A784B" xlink:to="loc_us-gaap_PremiumsEarnedNetPropertyAndCasualty_1E25D56D583BFCE9C64651E07A2BD7F0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_E7A6BD3D39257D23BB2A51E07A2BFFEF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="loc_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_NetInvestmentIncome_545FC160B02133363B2551E07A2B4119" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:label="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_694C7EF873C9158D67CE51E07A2CBD0F" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_694C7EF873C9158D67CE51E07A2CBD0F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="loc_us-gaap_ImpairmentOfInvestments_8EF3D72929619D7F218551E07A2C426D" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_ImpairmentOfInvestments_8EF3D72929619D7F218551E07A2C426D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_C76A08F2CD3431F3CF1351E07A2C1C02" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_EquitySecuritiesFvNiGainLoss_C76A08F2CD3431F3CF1351E07A2C1C02" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncome" xlink:label="loc_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_OtherIncome_ABE95C934F66CBC3CF3451E07A2C55DD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_8BDF9D04926307010D7351E07A2AE616" xlink:to="loc_us-gaap_Revenues_ACEFB040AB3AB58AB52151E07A2C31F4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BenefitsLossesAndExpensesAbstract" xlink:label="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PolicyholderBenefitsAbstract" xlink:label="loc_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="loc_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PolicyHolderBenefitsAndClaimsIncurredLife" xlink:label="loc_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:to="loc_anat_PolicyHolderBenefitsAndClaimsIncurredLife_EB27C8E75CD68A7A928451E07A2D538A" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity" xlink:label="loc_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_PolicyholderBenefitsAbstract_A2CA9AD24A300973D01451E07A2D53BD" xlink:to="loc_anat_PolicyHolderBenefitsAndClaimsIncurredAnnuity_D65524AF48D75B35136651E07A2D3B29" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ClaimsIncurredAbstract" xlink:label="loc_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="loc_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_4CEDDB8C3B5C5F1CB06F51E07A2D89D5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncurredClaimsPropertyCasualtyAndLiability" xlink:label="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_ClaimsIncurredAbstract_76D0E051A4C2A1F298C451E07A2D0591" xlink:to="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_3C364456B5AE8590F93C51E07A2E3805" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestCreditedToPolicyholdersAccountBalances" xlink:label="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_5D925DAC5DD2788AE16151E07A2EEEA2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissions" xlink:label="loc_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="loc_us-gaap_InsuranceCommissions_A95CA4A3680534F2D2C251E07A2EFF30" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_678AAEB6B25290EB67FD51E07A2EFB84" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_9102BC1B6ED6D179E28C51E07A2E1CF1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BenefitsLossesAndExpenses" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_464C5D5A72C7878EE61651E07A2EB65F" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BenefitsLossesAndExpensesAbstract_F86C3E29D913C471886651E07A2CC0F4" xlink:to="loc_us-gaap_BenefitsLossesAndExpenses_464C5D5A72C7878EE61651E07A2EB65F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_A810B9337DBB970E13B251E07A2F0A5E" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_A810B9337DBB970E13B251E07A2F0A5E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_C53BEE6BED1EB15ED58B51E07A2F844C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_C53BEE6BED1EB15ED58B51E07A2F844C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_EB7ECBAEFA069A62F34B51E07A30DD76" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_EB7ECBAEFA069A62F34B51E07A30DD76" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:label="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_EB6CABBE6A2A4411AE6951E07A30180D" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943" xlink:to="loc_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_EB6CABBE6A2A4411AE6951E07A30180D" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterestBeforeIncomeLossFromEquityMethodInvestments" xlink:label="loc_anat_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterestBeforeIncomeLossFromEquityMethodInvestments_165117274BF8DCB95F8F51E07A305E69" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAbstract_9419D9EE64CB03B237D851E07A2F1943" xlink:to="loc_anat_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterestBeforeIncomeLossFromEquityMethodInvestments_165117274BF8DCB95F8F51E07A305E69" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_2BE77AAD29B02C80FDB351E07A30C443" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_2BE77AAD29B02C80FDB351E07A30C443" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetPeriodicDefinedBenefitsExpenseReversalOfExpenseExcludingServiceCostComponent" xlink:label="loc_us-gaap_NetPeriodicDefinedBenefitsExpenseReversalOfExpenseExcludingServiceCostComponent_161584EE6CD376D4C2F351E07A30DD4D" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_NetPeriodicDefinedBenefitsExpenseReversalOfExpenseExcludingServiceCostComponent_161584EE6CD376D4C2F351E07A30DD4D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_A005D84198EDDE4D93FB51E07A3042AD" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_ProfitLoss_A005D84198EDDE4D93FB51E07A3042AD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_90BBAD8DAA883BFE419B51E07A302BAE" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_90BBAD8DAA883BFE419B51E07A302BAE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_70DD39BC9637C118A37A51E07A31A2C3" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_NetIncomeLoss_70DD39BC9637C118A37A51E07A31A2C3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_DBB5A9CC522BC2A976E351E07A29B07C" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_F31184DB5A646C820A7D51E07A31AB75" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5" xlink:to="loc_us-gaap_EarningsPerShareAbstract_F31184DB5A646C820A7D51E07A31AB75" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_7D979612CA89E35A5FBA51E07A31EDB9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_F31184DB5A646C820A7D51E07A31AB75" xlink:to="loc_us-gaap_EarningsPerShareBasic_7D979612CA89E35A5FBA51E07A31EDB9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_319E13D7A1CF1E050E1151E07A32C89E" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_F31184DB5A646C820A7D51E07A31AB75" xlink:to="loc_us-gaap_EarningsPerShareDiluted_319E13D7A1CF1E050E1151E07A32C89E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_7B542604E0DDF3BA07BD51E07A3245A6" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_7B542604E0DDF3BA07BD51E07A3245A6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_D465E68CFFC1A42080B351E07A321913" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_D465E68CFFC1A42080B351E07A321913" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_1E4D329C073D1734FC1F51E07A329B36" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_345A5F7CA0400C562AE151E07A312FA5" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_1E4D329C073D1734FC1F51E07A329B36" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DeferredPolicyAcquisitionCosts" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_B01F953862355DE2529851EB65C70A53" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsTextBlock1" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_241A1CBD956B8E57AD2451E077A54DFA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_B01F953862355DE2529851EB65C70A53" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostsTextBlock1_241A1CBD956B8E57AD2451E077A54DFA" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DeferredPolicyAcquisitionCostsDeferredPolicyAcquisitionCostsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_4A500A30A353F1DAA56E51EBD5E58A6C" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_DeferredPolicyAcquisitionCostsTable" xlink:label="loc_anat_DeferredPolicyAcquisitionCostsTable_9FA8C8F8E19DC9C2826A51E0779F9761" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_4A500A30A353F1DAA56E51EBD5E58A6C" xlink:to="loc_anat_DeferredPolicyAcquisitionCostsTable_9FA8C8F8E19DC9C2826A51E0779F9761" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_03229A7692BFE3E1342651E0779FF8D8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_DeferredPolicyAcquisitionCostsTable_9FA8C8F8E19DC9C2826A51E0779F9761" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_03229A7692BFE3E1342651E0779FF8D8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_DA35E871CE00F353817051E0779FCC16" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_03229A7692BFE3E1342651E0779FF8D8" xlink:to="loc_us-gaap_SegmentDomain_DA35E871CE00F353817051E0779FCC16" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LifeSegmentMember" xlink:label="loc_anat_LifeSegmentMember_626DF589CC39112A3BA351E077A0FFA5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_DA35E871CE00F353817051E0779FCC16" xlink:to="loc_anat_LifeSegmentMember_626DF589CC39112A3BA351E077A0FFA5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AnnuitySegmentMember" xlink:label="loc_anat_AnnuitySegmentMember_9D4215AF72E97925044F51E077A07DED" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_DA35E871CE00F353817051E0779FCC16" xlink:to="loc_anat_AnnuitySegmentMember_9D4215AF72E97925044F51E077A07DED" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AccidentAndHealthSegmentMember" xlink:label="loc_anat_AccidentAndHealthSegmentMember_394299627175BF234D7951E077A0C21A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_DA35E871CE00F353817051E0779FCC16" xlink:to="loc_anat_AccidentAndHealthSegmentMember_394299627175BF234D7951E077A0C21A" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PropertyAndCasualtySegmentMember" xlink:label="loc_anat_PropertyAndCasualtySegmentMember_F2FEC794E78D5E91D8A151E077A07D0D" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_DA35E871CE00F353817051E0779FCC16" xlink:to="loc_anat_PropertyAndCasualtySegmentMember_F2FEC794E78D5E91D8A151E077A07D0D" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_DeferredPolicyAcquisitionCostsLineItems" xlink:label="loc_anat_DeferredPolicyAcquisitionCostsLineItems_889B228BB2F498B37AD151E077A03BFA" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_DeferredPolicyAcquisitionCostsTable_9FA8C8F8E19DC9C2826A51E0779F9761" xlink:to="loc_anat_DeferredPolicyAcquisitionCostsLineItems_889B228BB2F498B37AD151E077A03BFA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward" xlink:label="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_DeferredPolicyAcquisitionCostsLineItems_889B228BB2F498B37AD151E077A03BFA" xlink:to="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCosts_56AC42EE1C29876731B451E077A018DD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCosts_56AC42EE1C29876731B451E077A018DD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsAdditions" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsAdditions_3EE19EC2A561C4F38AE551E077A15B26" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostsAdditions_3EE19EC2A561C4F38AE551E077A15B26" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_CA4A9CA872302556353F51E077A1C412" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_CA4A9CA872302556353F51E077A1C412" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss_B8ADB4057F2FFF17BDEB51E077A136A8" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss_B8ADB4057F2FFF17BDEB51E077A136A8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease_E1AA02153867D8FE4FF951E077A1F6FF" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease_E1AA02153867D8FE4FF951E077A1F6FF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCosts_19FC49A5F80088F9AF6051E077A18A5F" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementAnalysisOfDeferredPolicyAcquisitionCostsRollForward_BDBADB9817FDC842448451EE4C8AA372" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCosts_19FC49A5F80088F9AF6051E077A18A5F" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DeferredPolicyAcquisitionCostsTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_8592A134ACAADD4F076051EB89855260" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_700F278D989AC349D9C651E077A43FCA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_8592A134ACAADD4F076051EB89855260" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostsTableTextBlock_700F278D989AC349D9C651E077A43FCA" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DerivativeInstruments" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0DF81E67C745497D49E80AD134DD851C" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7D52C9C90DC2087777100AD134DE8587" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0DF81E67C745497D49E80AD134DD851C" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_7D52C9C90DC2087777100AD134DE8587" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DerivativeInstrumentsScheduleOfDerivativeInstrumentsReportedInFinancialPositionDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_971C85EC91C2A90F25C2522644CF4691" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_D7E029F0C575E913FD1452251350C788" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_971C85EC91C2A90F25C2522644CF4691" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_D7E029F0C575E913FD1452251350C788" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:label="loc_us-gaap_HedgingDesignationAxis_2C1AAA16FFDA9FF4CD3252251351EC2D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_D7E029F0C575E913FD1452251350C788" xlink:to="loc_us-gaap_HedgingDesignationAxis_2C1AAA16FFDA9FF4CD3252251351EC2D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_6E65AEF1E9271CFC15EE52251351D17E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationAxis_2C1AAA16FFDA9FF4CD3252251351EC2D" xlink:to="loc_us-gaap_HedgingDesignationDomain_6E65AEF1E9271CFC15EE52251351D17E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="loc_us-gaap_NondesignatedMember_AE9CDA910CC75027B665522513512B2C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_6E65AEF1E9271CFC15EE52251351D17E" xlink:to="loc_us-gaap_NondesignatedMember_AE9CDA910CC75027B665522513512B2C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_C32620803E77027DE7C252251352A236" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_D7E029F0C575E913FD1452251350C788" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_C32620803E77027DE7C252251352A236" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_3ACDAD62CC2C5CD6E6C052251352A99D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_C32620803E77027DE7C252251352A236" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_3ACDAD62CC2C5CD6E6C052251352A99D" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EquityIndexedOptionsMember" xlink:label="loc_anat_EquityIndexedOptionsMember_8AF4880B009F34C0957B522513524ECB" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3ACDAD62CC2C5CD6E6C052251352A99D" xlink:to="loc_anat_EquityIndexedOptionsMember_8AF4880B009F34C0957B522513524ECB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmbeddedDerivativeFinancialInstrumentsMember" xlink:label="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_BE3871475AB269D65485522513521028" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_3ACDAD62CC2C5CD6E6C052251352A99D" xlink:to="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_BE3871475AB269D65485522513521028" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BalanceSheetLocationAxis" xlink:label="loc_us-gaap_BalanceSheetLocationAxis_75E36AFFFC993563A1E652251353B5CC" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_D7E029F0C575E913FD1452251350C788" xlink:to="loc_us-gaap_BalanceSheetLocationAxis_75E36AFFFC993563A1E652251353B5CC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BalanceSheetLocationDomain" xlink:label="loc_us-gaap_BalanceSheetLocationDomain_F8DF5F404F4506ED36C1522513537C82" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationAxis_75E36AFFFC993563A1E652251353B5CC" xlink:to="loc_us-gaap_BalanceSheetLocationDomain_F8DF5F404F4506ED36C1522513537C82" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherInvestedAssetsMember" xlink:label="loc_anat_OtherInvestedAssetsMember_28673F9878F0EB288E21522513531B6C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_F8DF5F404F4506ED36C1522513537C82" xlink:to="loc_anat_OtherInvestedAssetsMember_28673F9878F0EB288E21522513531B6C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PolicyholdersAccountBalancesMember" xlink:label="loc_anat_PolicyholdersAccountBalancesMember_514C367116303798BA9852251353D26B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_F8DF5F404F4506ED36C1522513537C82" xlink:to="loc_anat_PolicyholdersAccountBalancesMember_514C367116303798BA9852251353D26B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_C3BA6814FF56FED255F552251353082B" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_D7E029F0C575E913FD1452251350C788" xlink:to="loc_us-gaap_DerivativesFairValueLineItems_C3BA6814FF56FED255F552251353082B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeNumberOfInstrumentsHeld" xlink:label="loc_us-gaap_DerivativeNumberOfInstrumentsHeld_1D545C87B1C642F2CBC652251353B1B4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_C3BA6814FF56FED255F552251353082B" xlink:to="loc_us-gaap_DerivativeNumberOfInstrumentsHeld_1D545C87B1C642F2CBC652251353B1B4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetNotionalAmount" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_30E3175749AF8328E9465225135479B0" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_C3BA6814FF56FED255F552251353082B" xlink:to="loc_us-gaap_DerivativeAssetNotionalAmount_30E3175749AF8328E9465225135479B0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilityNotionalAmount" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount_EA9924BA141FD673092C52251354ED90" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_C3BA6814FF56FED255F552251353082B" xlink:to="loc_us-gaap_DerivativeLiabilityNotionalAmount_EA9924BA141FD673092C52251354ED90" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_A325D2F8F37581B574E75225135452AC" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_C3BA6814FF56FED255F552251353082B" xlink:to="loc_us-gaap_DerivativeAssets_A325D2F8F37581B574E75225135452AC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_BB712C6A7BB97E0F8C4E52251354AEED" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_C3BA6814FF56FED255F552251353082B" xlink:to="loc_us-gaap_DerivativeLiabilities_BB712C6A7BB97E0F8C4E52251354AEED" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DerivativeInstrumentsScheduleOfDerivativeInstrumentsReportedInStatementsOfOperationsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_3619E6B4408DCEB074DA52266E6E30F6" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_4819AD196FE45DD9192652251349686E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_3619E6B4408DCEB074DA52266E6E30F6" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_4819AD196FE45DD9192652251349686E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_64375DDE74B0AFCCCD2F5225134919B2" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_4819AD196FE45DD9192652251349686E" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_64375DDE74B0AFCCCD2F5225134919B2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_30D7C9FCA801ADCCE23A5225134A2C5E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_64375DDE74B0AFCCCD2F5225134919B2" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_30D7C9FCA801ADCCE23A5225134A2C5E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeMember" xlink:label="loc_us-gaap_InvestmentIncomeMember_9E49188077626C069F155225134AF6AD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_30D7C9FCA801ADCCE23A5225134A2C5E" xlink:to="loc_us-gaap_InvestmentIncomeMember_9E49188077626C069F155225134AF6AD" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InterestCreditedToPolicyholdersAccountBalancesMember" xlink:label="loc_anat_InterestCreditedToPolicyholdersAccountBalancesMember_E4487CFDA36FC2437EB15225134ACADB" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_30D7C9FCA801ADCCE23A5225134A2C5E" xlink:to="loc_anat_InterestCreditedToPolicyholdersAccountBalancesMember_E4487CFDA36FC2437EB15225134ACADB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:label="loc_us-gaap_HedgingDesignationAxis_C6083D3325C73B23E7005225134AF51C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_4819AD196FE45DD9192652251349686E" xlink:to="loc_us-gaap_HedgingDesignationAxis_C6083D3325C73B23E7005225134AF51C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_0582AABF380AA7B1BCB75225134A97AC" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationAxis_C6083D3325C73B23E7005225134AF51C" xlink:to="loc_us-gaap_HedgingDesignationDomain_0582AABF380AA7B1BCB75225134A97AC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="loc_us-gaap_NondesignatedMember_52EFE501B063F44C92725225134B8EA9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_0582AABF380AA7B1BCB75225134A97AC" xlink:to="loc_us-gaap_NondesignatedMember_52EFE501B063F44C92725225134B8EA9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_69F58536677C5414C6AD5225134B571C" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_4819AD196FE45DD9192652251349686E" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_69F58536677C5414C6AD5225134B571C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_5A44DE46FD49967D9C665225134B4991" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_69F58536677C5414C6AD5225134B571C" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_5A44DE46FD49967D9C665225134B4991" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EquityIndexedOptionsMember" xlink:label="loc_anat_EquityIndexedOptionsMember_58160C73A51C2F0B9ACA5225134B2327" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_5A44DE46FD49967D9C665225134B4991" xlink:to="loc_anat_EquityIndexedOptionsMember_58160C73A51C2F0B9ACA5225134B2327" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmbeddedDerivativeFinancialInstrumentsMember" xlink:label="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_3A3716C25C7F3D3DBD805225134C8872" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_5A44DE46FD49967D9C665225134B4991" xlink:to="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_3A3716C25C7F3D3DBD805225134C8872" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_040459195443BA984A075225134CEB6A" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_4819AD196FE45DD9192652251349686E" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_040459195443BA984A075225134CEB6A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_80EE71807AE6DB4275255225134C30D8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_040459195443BA984A075225134CEB6A" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_80EE71807AE6DB4275255225134C30D8" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DerivativeInstrumentsScheduleOfInformationRegardingCompanysExposureToCreditLossOnOptionsHoldsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_F9024B6D279C4A1725AE0AD13674DE4A" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfCreditDerivativesTable" xlink:label="loc_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_F9024B6D279C4A1725AE0AD13674DE4A" xlink:to="loc_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_C76623E7AC3708D42D690AD13674BF87" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:to="loc_us-gaap_FinancialInstrumentAxis_C76623E7AC3708D42D690AD13674BF87" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_0D047D82F1B935BA27D90AD136798974" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_C76623E7AC3708D42D690AD13674BF87" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_0D047D82F1B935BA27D90AD136798974" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashMember" xlink:label="loc_us-gaap_CashMember_7DA224DFE0D88C6B985F0AD1367A91F8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_0D047D82F1B935BA27D90AD136798974" xlink:to="loc_us-gaap_CashMember_7DA224DFE0D88C6B985F0AD1367A91F8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuritiesAssetsMember" xlink:label="loc_us-gaap_SecuritiesAssetsMember_9ECF84982615088C16750AD1367AB6FB" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_0D047D82F1B935BA27D90AD136798974" xlink:to="loc_us-gaap_SecuritiesAssetsMember_9ECF84982615088C16750AD1367AB6FB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractCounterpartyAxis" xlink:label="loc_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:to="loc_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractCounterpartyDomain" xlink:label="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyAxis_36A2383B26F8B5E75A550AD1367B4D68" xlink:to="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_BarclaysMember" xlink:label="loc_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_BarclaysMember_EF9C11CF3D2D8C6F0FBE0AD1367B815F" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_CreditSuisseMember" xlink:label="loc_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_CreditSuisseMember_5FE24862792319D2724A0AD1367BD21B" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_GoldmanSachsMember" xlink:label="loc_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_GoldmanSachsMember_8CDE61F16C1A5FDC7DC90AD1367BD450" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_INGMember" xlink:label="loc_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_INGMember_7F5E426B392CC5CBA2AC0AD1367CD1C3" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MorganStanleyMember" xlink:label="loc_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_MorganStanleyMember_D01389120A8B3E7652200AD1367C3739" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NatixisMember" xlink:label="loc_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_NatixisMember_BD3E900F175C1BD12E040AD1367CB188" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SunTrustBankMember" xlink:label="loc_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_SunTrustBankMember_23DFDD26462F4097FCAA0AD1367CEDB8" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_WellsFargoMember" xlink:label="loc_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentContractCounterpartyDomain_09ECF069FBDBEE50F7BE0AD1367B4FE1" xlink:to="loc_anat_WellsFargoMember_8F80BBA0A1EE4CDF78770AD1367CBCD9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CreditRatingMoodysAxis" xlink:label="loc_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:to="loc_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ExternalCreditRatingMoodysMember" xlink:label="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CreditRatingMoodysAxis_B8B78D7E14FD0AF1513A0AD1367D894A" xlink:to="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysBaa3RatingMember" xlink:label="loc_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:to="loc_srt_MoodysBaa3RatingMember_4508F7118DA51D67A0E70AD1367D14C7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysBaa2RatingMember" xlink:label="loc_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:to="loc_srt_MoodysBaa2RatingMember_7679515B13BA3192774D0AD1367E65E2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysA3RatingMember" xlink:label="loc_srt_MoodysA3RatingMember_E5A7741A8333894B79140AD1367E3838" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:to="loc_srt_MoodysA3RatingMember_E5A7741A8333894B79140AD1367E3838" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysBaa1RatingMember" xlink:label="loc_srt_MoodysBaa1RatingMember_4AD69D6657262FCCD9400AD1367E934B" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:to="loc_srt_MoodysBaa1RatingMember_4AD69D6657262FCCD9400AD1367E934B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysA1RatingMember" xlink:label="loc_srt_MoodysA1RatingMember_D8F9105FF9DDDDECF34E0AD1367E1EB9" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:to="loc_srt_MoodysA1RatingMember_D8F9105FF9DDDDECF34E0AD1367E1EB9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MoodysA2RatingMember" xlink:label="loc_srt_MoodysA2RatingMember_5878A7EB7B3EE70D46870AD1367F7128" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_19F988CD5A23328D54940AD1367DCB02" xlink:to="loc_srt_MoodysA2RatingMember_5878A7EB7B3EE70D46870AD1367F7128" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CreditRatingStandardPoorsAxis" xlink:label="loc_srt_CreditRatingStandardPoorsAxis_B19CDF67D978A293E3EE0AD1367FB6CA" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:to="loc_srt_CreditRatingStandardPoorsAxis_B19CDF67D978A293E3EE0AD1367FB6CA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ExternalCreditRatingStandardPoorsMember" xlink:label="loc_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CreditRatingStandardPoorsAxis_B19CDF67D978A293E3EE0AD1367FB6CA" xlink:to="loc_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsBBBRatingMember" xlink:label="loc_srt_StandardPoorsBBBRatingMember_ED50DE8DAE3171237E240AD1367FF677" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:to="loc_srt_StandardPoorsBBBRatingMember_ED50DE8DAE3171237E240AD1367FF677" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsBBBPlusRatingMember" xlink:label="loc_srt_StandardPoorsBBBPlusRatingMember_43C80A0632E85F7406540AD136804754" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:to="loc_srt_StandardPoorsBBBPlusRatingMember_43C80A0632E85F7406540AD136804754" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsAPlusRatingMember" xlink:label="loc_srt_StandardPoorsAPlusRatingMember_AD70CA3A565A1E23F0850AD1368056B9" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:to="loc_srt_StandardPoorsAPlusRatingMember_AD70CA3A565A1E23F0850AD1368056B9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsAMinusRatingMember" xlink:label="loc_srt_StandardPoorsAMinusRatingMember_0976924B61057D7408550AD13680EB7E" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_0F15034BE482BA9FD2DC0AD1367FECC1" xlink:to="loc_srt_StandardPoorsAMinusRatingMember_0976924B61057D7408550AD13680EB7E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditDerivativesLineItems" xlink:label="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCreditDerivativesTable_5293DFD0C05C6EE781A40AD13674608B" xlink:to="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditRiskDerivativeAssetsAtFairValue" xlink:label="loc_us-gaap_CreditRiskDerivativeAssetsAtFairValue_504E105549B41A9FF1D30AD136803569" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:to="loc_us-gaap_CreditRiskDerivativeAssetsAtFairValue_504E105549B41A9FF1D30AD136803569" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetFairValueOfCollateral" xlink:label="loc_us-gaap_DerivativeAssetFairValueOfCollateral_7A6D102DE3737BDFCD630AD13680351D" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:to="loc_us-gaap_DerivativeAssetFairValueOfCollateral_7A6D102DE3737BDFCD630AD13680351D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CollateralAlreadyPostedAggregateFairValue" xlink:label="loc_us-gaap_CollateralAlreadyPostedAggregateFairValue_5E2457067AB4A68EB5730AD136812FE2" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:to="loc_us-gaap_CollateralAlreadyPostedAggregateFairValue_5E2457067AB4A68EB5730AD136812FE2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeCollateralObligationToReturnCash" xlink:label="loc_us-gaap_DerivativeCollateralObligationToReturnCash_36F06D849414752B810B0AD136816FFD" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:to="loc_us-gaap_DerivativeCollateralObligationToReturnCash_36F06D849414752B810B0AD136816FFD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdditionalCollateralAggregateFairValue" xlink:label="loc_us-gaap_AdditionalCollateralAggregateFairValue_9122D20B7C363DAE960F0AD1368166BA" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditDerivativesLineItems_CF3C314D9DEE8B8DF96E0AD13680B6E5" xlink:to="loc_us-gaap_AdditionalCollateralAggregateFairValue_9122D20B7C363DAE960F0AD1368166BA" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DerivativeInstrumentsTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_337DBDBA60B0223593E40AD1358F4AB6" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_45659A15D6E163F47E3A0AD1358F52CA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_337DBDBA60B0223593E40AD1358F4AB6" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_45659A15D6E163F47E3A0AD1358F52CA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_C17B79A4A1BB17C525410AD1358F63C3" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_337DBDBA60B0223593E40AD1358F4AB6" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_C17B79A4A1BB17C525410AD1358F63C3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DisclosureOfCreditDerivativesTextBlock" xlink:label="loc_us-gaap_DisclosureOfCreditDerivativesTextBlock_D5FA6B4E9BF0A58579430AD1358F5A3A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_337DBDBA60B0223593E40AD1358F4AB6" xlink:to="loc_us-gaap_DisclosureOfCreditDerivativesTextBlock_D5FA6B4E9BF0A58579430AD1358F5A3A" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/DocumentAndEntityInformation" xlink:type="extended">
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:label="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_9B578D024C1CE8B219D40B123C9ED2C3" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityRegistrantName_9B578D024C1CE8B219D40B123C9ED2C3" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_699C18347FEDB7DDA7A40B123C9F5279" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityCentralIndexKey_699C18347FEDB7DDA7A40B123C9F5279" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_6FEEC2B255DA53A44CB50B123C9F77AB" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_DocumentType_6FEEC2B255DA53A44CB50B123C9F77AB" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_440FB9B9FC60CCB6B8360B123CA00CD3" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_AmendmentFlag_440FB9B9FC60CCB6B8360B123CA00CD3" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_dei_DocumentQuarterlyReport_14B6FD492427FFB5DB6B0B123CA074F3" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_DocumentQuarterlyReport_14B6FD492427FFB5DB6B0B123CA074F3" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_978479019099837753F70B123CA065D8" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_DocumentPeriodEndDate_978479019099837753F70B123CA065D8" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_6B11879C6DCDE6CB352A0B123CA0BC14" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_CurrentFiscalYearEndDate_6B11879C6DCDE6CB352A0B123CA0BC14" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_4791E3145F1FF3B4D2D80B123CA1A696" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_DocumentFiscalYearFocus_4791E3145F1FF3B4D2D80B123CA1A696" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_FC9744CFA97A1FC7A02C0B123CA1FDB4" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_DocumentFiscalPeriodFocus_FC9744CFA97A1FC7A02C0B123CA1FDB4" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentTransitionReport" xlink:label="loc_dei_DocumentTransitionReport_B7373D37A8B57EA003930B123CA1785C" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_DocumentTransitionReport_B7373D37A8B57EA003930B123CA1785C" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber_3C877784B4BE511DB7360B123CA1C237" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityFileNumber_3C877784B4BE511DB7360B123CA1C237" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode_64EBB3D5CAC932134F470B123CA16F67" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityIncorporationStateCountryCode_64EBB3D5CAC932134F470B123CA16F67" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber_CD7708A4D43ABB75EEC00B123CA176EA" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityTaxIdentificationNumber_CD7708A4D43ABB75EEC00B123CA176EA" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1_51722FCD2CA5CD2708C50B123CA23E92" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityAddressAddressLine1_51722FCD2CA5CD2708C50B123CA23E92" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown_56E9E856FA0BB64A3B810B123CA27EF0" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityAddressCityOrTown_56E9E856FA0BB64A3B810B123CA27EF0" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_dei_EntityAddressStateOrProvince_C372EBF61BEEDE8B24DF0B123CA2358C" xlink:type="locator"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityAddressStateOrProvince_C372EBF61BEEDE8B24DF0B123CA2358C" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode_551A430B7A5EA989F9EB0B123CA22CDF" xlink:type="locator"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityAddressPostalZipCode_551A430B7A5EA989F9EB0B123CA22CDF" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode_7EEA06BD98F3798A19690B123CA2CBA5" xlink:type="locator"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_CityAreaCode_7EEA06BD98F3798A19690B123CA2CBA5" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber_D6C8D8F936FC4AA3F0760B123CA22A14" xlink:type="locator"/>
<link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_LocalPhoneNumber_D6C8D8F936FC4AA3F0760B123CA22A14" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle_17E52A7294BA0B8099BE0B123CA3331E" xlink:type="locator"/>
<link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_Security12bTitle_17E52A7294BA0B8099BE0B123CA3331E" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_9D6215CF2F5DBEA61FB70B123CA37788" xlink:type="locator"/>
<link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_TradingSymbol_9D6215CF2F5DBEA61FB70B123CA37788" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName_614BCB748E6B92C807530B123CA3F5D1" xlink:type="locator"/>
<link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_SecurityExchangeName_614BCB748E6B92C807530B123CA3F5D1" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_04C48B8DBB3C5A26F0880B123CA30CE7" xlink:type="locator"/>
<link:presentationArc order="23" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityCurrentReportingStatus_04C48B8DBB3C5A26F0880B123CA30CE7" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_dei_EntityInteractiveDataCurrent_A7B9123C87D23A1444590B123CA3142F" xlink:type="locator"/>
<link:presentationArc order="24" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityInteractiveDataCurrent_A7B9123C87D23A1444590B123CA3142F" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_A2D5B5A4A26FB6E5B1D10B123CA33817" xlink:type="locator"/>
<link:presentationArc order="25" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityFilerCategory_A2D5B5A4A26FB6E5B1D10B123CA33817" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_dei_EntitySmallBusiness_3F99988639E1B0964E740B123CA45611" xlink:type="locator"/>
<link:presentationArc order="26" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntitySmallBusiness_3F99988639E1B0964E740B123CA45611" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_BBDF605F2E1D466FBA310B123CA47B05" xlink:type="locator"/>
<link:presentationArc order="27" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityEmergingGrowthCompany_BBDF605F2E1D466FBA310B123CA47B05" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_dei_EntityShellCompany_9859A76077F0F666542D0B123CA4EF97" xlink:type="locator"/>
<link:presentationArc order="28" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityShellCompany_9859A76077F0F666542D0B123CA4EF97" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_8C139F009E066957B95F0B123CA4B81B" xlink:type="locator"/>
<link:presentationArc order="29" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_CC3497A7177FD2F9B6550B137F053F68" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_8C139F009E066957B95F0B123CA4B81B" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FairValueOfFinancialInstruments" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0B625FBA9D58D9964ED90AD136482167" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_0BD3F85DEF237C9F63D30AD13648F8BE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0B625FBA9D58D9964ED90AD136482167" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_0BD3F85DEF237C9F63D30AD13648F8BE" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FairValueOfFinancialInstrumentsAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_1A35E7642A15B19AF822528F1A84C570" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_F3CDD372B3EB6BBB141E528F1A841A10" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_1A35E7642A15B19AF822528F1A84C570" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_F3CDD372B3EB6BBB141E528F1A841A10" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MeasurementInputTypeAxis" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_1A1D248B36DDB1981401528F1A8401F8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_F3CDD372B3EB6BBB141E528F1A841A10" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_1A1D248B36DDB1981401528F1A8401F8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MeasurementInputTypeDomain" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_CEDE91E25B35A25244B4528F1A854C26" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_1A1D248B36DDB1981401528F1A8401F8" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_CEDE91E25B35A25244B4528F1A854C26" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MeasurementInputPriceVolatilityMember" xlink:label="loc_us-gaap_MeasurementInputPriceVolatilityMember_5B3A0C4B9179777B6212528F1A854915" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_CEDE91E25B35A25244B4528F1A854C26" xlink:to="loc_us-gaap_MeasurementInputPriceVolatilityMember_5B3A0C4B9179777B6212528F1A854915" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_75B6A1477013169004D5528F1A85581A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_F3CDD372B3EB6BBB141E528F1A841A10" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_75B6A1477013169004D5528F1A85581A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssetMeasurementInput" xlink:label="loc_us-gaap_DerivativeAssetMeasurementInput_152D7CFE153227A6885B528F1A85496D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_75B6A1477013169004D5528F1A85581A" xlink:to="loc_us-gaap_DerivativeAssetMeasurementInput_152D7CFE153227A6885B528F1A85496D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_0C26CC2AC0CA88B40F32528F1A868372" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_75B6A1477013169004D5528F1A85581A" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_0C26CC2AC0CA88B40F32528F1A868372" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount" xlink:label="loc_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_76B08B011077A7631072528F1A86A872" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_75B6A1477013169004D5528F1A85581A" xlink:to="loc_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_76B08B011077A7631072528F1A86A872" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FairValueOfFinancialInstrumentsCarryingAmountAndFairValueOfFinancialInstrumentsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_1869E0F41CE3993D87BB67323BA1AD60" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_1869E0F41CE3993D87BB67323BA1AD60" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5E8FB4AA646291BCBF6367323BA3B8F3" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_9158457051B9188C25AD67323BA4BF95" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_9158457051B9188C25AD67323BA4BF95" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_458F59B5E725E7DC8B1167323BA44014" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_D87FDEE200DC31A2395267323BA3E060" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_DF018AF4314DB60833EE67323BA5E17A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CD5F33FA65E7CAE1E0DF6736A7265AAC" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CD5F33FA65E7CAE1E0DF6736A7265AAC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79EBBD272D3F7FC9E8946736A85B5EA7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_CD5F33FA65E7CAE1E0DF6736A7265AAC" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79EBBD272D3F7FC9E8946736A85B5EA7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel12And3Member" xlink:label="loc_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_79EBBD272D3F7FC9E8946736A85B5EA7" xlink:to="loc_us-gaap_FairValueInputsLevel12And3Member_F17EE278DB8DE39F658A6736F00BD326" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_128A264453589C3FBC0267323BA3A0F5" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_0D7E1B397887A7FA766A67323BA690E2" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_HeldToMaturitySecurities_0D7E1B397887A7FA766A67323BA690E2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_678E314E5DBBDD80A4D267323BA6B7F6" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_678E314E5DBBDD80A4D267323BA6B7F6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_C9347B9CA36B774544D467323BA75352" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_C9347B9CA36B774544D467323BA75352" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_4D35F7D9C282D4AC998D67323BA70642" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_4D35F7D9C282D4AC998D67323BA70642" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_0F7D5F1CCF6D5811719067323BA7DDA0" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_DerivativeAssets_0F7D5F1CCF6D5811719067323BA7DDA0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_E74367F60D3E7943541867323BA7F105" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_E74367F60D3E7943541867323BA7F105" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_81ABAE3D9BA5BC50EA7767323BA73E9F" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_LoansReceivableFairValueDisclosure_81ABAE3D9BA5BC50EA7767323BA73E9F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansInsurancePolicy" xlink:label="loc_us-gaap_LoansInsurancePolicy_68123AA5FB7FD20A5F7867323BA7F34E" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_LoansInsurancePolicy_68123AA5FB7FD20A5F7867323BA7F34E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_0FC490F16589BC331C0267323BA7B7D3" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_ShortTermInvestments_0FC490F16589BC331C0267323BA7B7D3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountAssets" xlink:label="loc_us-gaap_SeparateAccountAssets_ED492BD70091192E802667323BA8EE86" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_SeparateAccountAssets_ED492BD70091192E802667323BA8EE86" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SeparatelyManagedAccounts" xlink:label="loc_anat_SeparatelyManagedAccounts_E10F28C7118A957BF32867323BA8C13E" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_anat_SeparatelyManagedAccounts_E10F28C7118A957BF32867323BA8C13E" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancialAssets" xlink:label="loc_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_anat_FinancialAssets_14D18D90FF87BE10E99267323BA80D5B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_60CEAFEEDEC5F8511B5267323BA851A9" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_80FA87DFAE429568E32E67323BA67B76" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_60CEAFEEDEC5F8511B5267323BA851A9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_767D1720648E572717BC67323BA5F473" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DepositContractsLiabilities" xlink:label="loc_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_us-gaap_DepositContractsLiabilities_8F8866029AFF4090A76D67323BA9F683" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_DC3E662402128C70B87367323BA91CB8" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_DC3E662402128C70B87367323BA91CB8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_1A6FB08A2D976AAFF07267323BA9DD43" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_us-gaap_DerivativeLiabilities_1A6FB08A2D976AAFF07267323BA9DD43" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayable" xlink:label="loc_us-gaap_NotesPayable_42D0ACF96619469B814667323BA99B97" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_us-gaap_NotesPayable_42D0ACF96619469B814667323BA99B97" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="loc_us-gaap_NotesPayableFairValueDisclosure_429781F87173E50997D967323BAA5D1A" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_us-gaap_NotesPayableFairValueDisclosure_429781F87173E50997D967323BAA5D1A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountsLiability" xlink:label="loc_us-gaap_SeparateAccountsLiability_D5A42D4F2C53F64E05DC67323BAA895F" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_us-gaap_SeparateAccountsLiability_D5A42D4F2C53F64E05DC67323BAA895F" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancialLiabilities" xlink:label="loc_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_anat_FinancialLiabilities_35FA09F8F85D611A13C067323BAAC8F0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_25A10019E33ECB0E7C8767323BAAA6B7" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_3EC77B87E6DDE83F5CAC67323BA818AD" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_25A10019E33ECB0E7C8767323BAAA6B7" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FairValueOfFinancialInstrumentsFinancialInstrumentsMeasuredAtFairValueOnRecurringBasisUsingLevel3InputsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_B95FBA2057A557B2269E51E077AA48E1" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable" xlink:label="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_4B5A5D397DC5DA2CFA6E51E077AAE910" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B95FBA2057A557B2269E51E077AA48E1" xlink:to="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_4B5A5D397DC5DA2CFA6E51E077AAE910" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_99DDE73C8CE7B3400A7151E077ACA8BE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_4B5A5D397DC5DA2CFA6E51E077AAE910" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_99DDE73C8CE7B3400A7151E077ACA8BE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_60138E354AE418C2EB4251E077ACEB2A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_99DDE73C8CE7B3400A7151E077ACA8BE" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_60138E354AE418C2EB4251E077ACEB2A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuritiesAssetsMember" xlink:label="loc_us-gaap_SecuritiesAssetsMember_56CD604F0B7679AF3BA451E077AC5B13" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_60138E354AE418C2EB4251E077ACEB2A" xlink:to="loc_us-gaap_SecuritiesAssetsMember_56CD604F0B7679AF3BA451E077AC5B13" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EquityIndexedOptionsMember" xlink:label="loc_anat_EquityIndexedOptionsMember_944E3138D578F693058351E077AD2C49" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_60138E354AE418C2EB4251E077ACEB2A" xlink:to="loc_anat_EquityIndexedOptionsMember_944E3138D578F693058351E077AD2C49" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_ACB18C87F009F2D198F651E077AD38D6" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_4B5A5D397DC5DA2CFA6E51E077AAE910" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_ACB18C87F009F2D198F651E077AD38D6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_39D365840A0523E3A02E51E077AD59DC" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_ACB18C87F009F2D198F651E077AD38D6" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_39D365840A0523E3A02E51E077AD59DC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EmbeddedDerivativeFinancialInstrumentsMember" xlink:label="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_5AFD8787E5CC2D13C16D51E077ADD351" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_39D365840A0523E3A02E51E077AD59DC" xlink:to="loc_us-gaap_EmbeddedDerivativeFinancialInstrumentsMember_5AFD8787E5CC2D13C16D51E077ADD351" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_6142A53207CCD20A7F0651E077AD7DEF" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_4B5A5D397DC5DA2CFA6E51E077AAE910" xlink:to="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_6142A53207CCD20A7F0651E077AD7DEF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_FCC8028AF4A13D10861651E077AE139B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_6142A53207CCD20A7F0651E077AD7DEF" xlink:to="loc_us-gaap_AssetsAbstract_FCC8028AF4A13D10861651E077AE139B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_FCC8028AF4A13D10861651E077AE139B" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_FB55BDCEAF6C6035C9F251E077AEAD50" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_FB55BDCEAF6C6035C9F251E077AEAD50" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_2BF460E43ABB7688467551E077AE9089" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_2BF460E43ABB7688467551E077AE9089" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetsNetChangeIncludedInInterestCredited" xlink:label="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetsNetChangeIncludedInInterestCredited_DC6F10C3DC240E4F773051E077AE22E9" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:to="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetsNetChangeIncludedInInterestCredited_DC6F10C3DC240E4F773051E077AE22E9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlementsAbstract" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlementsAbstract_B495283421652F8A1E8A51E5526B3CA8" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlementsAbstract_B495283421652F8A1E8A51E5526B3CA8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_992368814ED8D8AD18D451E077AE28C1" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlementsAbstract_B495283421652F8A1E8A51E5526B3CA8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_992368814ED8D8AD18D451E077AE28C1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_04996B99D408F4104FF851E077AE7078" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlementsAbstract_B495283421652F8A1E8A51E5526B3CA8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_04996B99D408F4104FF851E077AE7078" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FairValueMeasurementWithUnobservableInputsReconciliationAssetPremiumsLessBenefits" xlink:label="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationAssetPremiumsLessBenefits_B9EA9C3BACB6AC6F40CB51E077AE5613" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:to="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationAssetPremiumsLessBenefits_B9EA9C3BACB6AC6F40CB51E077AE5613" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_956D542DCEE819C4CC7751E077AE3A33" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_86945B85774AAEB2EC6151E3BDA629EA" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_956D542DCEE819C4CC7751E077AE3A33" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_2554F4FB809C095AD3B151E077AFC559" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_6142A53207CCD20A7F0651E077AD7DEF" xlink:to="loc_us-gaap_LiabilitiesAbstract_2554F4FB809C095AD3B151E077AFC559" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_2554F4FB809C095AD3B151E077AFC559" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_C854E2601FC4B548F9A251E077AFB973" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_C854E2601FC4B548F9A251E077AFB973" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_23AC64F8F57A3FD5EB0151E077AF15DA" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_23AC64F8F57A3FD5EB0151E077AF15DA" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitiesNetChangeIncludedInInterestCredited" xlink:label="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitiesNetChangeIncludedInInterestCredited_348226D0B96B849EE06E51E077B0147C" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:to="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitiesNetChangeIncludedInInterestCredited_348226D0B96B849EE06E51E077B0147C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchases" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchases_5C50CE47B73884ADBD8751E077B0E339" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchases_5C50CE47B73884ADBD8751E077B0E339" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_CD871564EF95D6BDBF2251E077B000D3" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract_6DA4DA65FDEA31DFD8B751E5F7D4BAF9" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_CD871564EF95D6BDBF2251E077B000D3" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityPremiumsLessBenefitsLosses" xlink:label="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityPremiumsLessBenefitsLosses_C12A89CE3F878113530C51E077B088C6" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:to="loc_anat_FairValueMeasurementWithUnobservableInputsReconciliationLiabilityPremiumsLessBenefitsLosses_C12A89CE3F878113530C51E077B088C6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_3B5B3AD60E2E268AF1AC51E077B04468" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_A579812E56213257454251E45E18E910" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_3B5B3AD60E2E268AF1AC51E077B04468" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FairValueOfFinancialInstrumentsQuantitativeDisclosuresRegardingFairValueHierarchyMeasurementsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_3741DE5EFBA7E267F973620ACE40F154" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_105E1A2D61E88730F9A8620ACE418111" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_3741DE5EFBA7E267F973620ACE40F154" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_105E1A2D61E88730F9A8620ACE418111" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_827B9F2E2B963C3C1184620ACE41620E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_105E1A2D61E88730F9A8620ACE418111" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_827B9F2E2B963C3C1184620ACE41620E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_D937A07AAD0040E0538D620ACE41C54D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_827B9F2E2B963C3C1184620ACE41620E" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_D937A07AAD0040E0538D620ACE41C54D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_8C3FBC8606AC5BFE5E6C620ACE42E416" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_D937A07AAD0040E0538D620ACE41C54D" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_8C3FBC8606AC5BFE5E6C620ACE42E416" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_C3AFE95E8E969FB8BBBD620ACE424BC3" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_D937A07AAD0040E0538D620ACE41C54D" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_C3AFE95E8E969FB8BBBD620ACE424BC3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF75134C2CB1E0CACE3620ACE420A8F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_105E1A2D61E88730F9A8620ACE418111" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF75134C2CB1E0CACE3620ACE420A8F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11F0F268DCDE43079BE4620ACE42E252" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF75134C2CB1E0CACE3620ACE420A8F" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11F0F268DCDE43079BE4620ACE42E252" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_E754550A4C37B03283CA620ACE43FDBA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11F0F268DCDE43079BE4620ACE42E252" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_E754550A4C37B03283CA620ACE43FDBA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_7034B1B2A20931DD0637620ACE43C1AB" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11F0F268DCDE43079BE4620ACE42E252" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_7034B1B2A20931DD0637620ACE43C1AB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_DE0D5052970A0CA500DE620ACE432948" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11F0F268DCDE43079BE4620ACE42E252" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_DE0D5052970A0CA500DE620ACE432948" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FairValueInputsLevel2and3Member" xlink:label="loc_anat_FairValueInputsLevel2and3Member_5C79447674E7A3D3A51F620ACE4341D0" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_11F0F268DCDE43079BE4620ACE42E252" xlink:to="loc_anat_FairValueInputsLevel2and3Member_5C79447674E7A3D3A51F620ACE4341D0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_B662A523B794126D7303620ACE43EA64" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_105E1A2D61E88730F9A8620ACE418111" xlink:to="loc_us-gaap_FinancialInstrumentAxis_B662A523B794126D7303620ACE43EA64" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_B662A523B794126D7303620ACE43EA64" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_9856D7D371249ABB03C3620ACE449961" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_9856D7D371249ABB03C3620ACE449961" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignGovernmentDebtSecuritiesMember" xlink:label="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_448F38D4F5715FA2D153620ACE4405D0" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:to="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_448F38D4F5715FA2D153620ACE4405D0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_D071E6BF5BC30001AFAD620ACE443BA2" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_D071E6BF5BC30001AFAD620ACE443BA2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_8AEB9354CC8FC2546E89620ACE45F7C6" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_8AEB9354CC8FC2546E89620ACE45F7C6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CollateralizedDebtObligationsMember" xlink:label="loc_us-gaap_CollateralizedDebtObligationsMember_9741EAF04278F349F7BF620ACE45C298" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:to="loc_us-gaap_CollateralizedDebtObligationsMember_9741EAF04278F349F7BF620ACE45C298" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="loc_us-gaap_OtherDebtSecuritiesMember_9EA309B2785BE6497B67620ACE450FFE" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:to="loc_us-gaap_OtherDebtSecuritiesMember_9EA309B2785BE6497B67620ACE450FFE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_1854C7985CD7651FA849620ACE4558C4" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_C7EDCC7EC1C7593A7154620ACE44B6A2" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_1854C7985CD7651FA849620ACE4558C4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_FA6D663EE13F80F24414620ACE45ED6E" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_105E1A2D61E88730F9A8620ACE418111" xlink:to="loc_us-gaap_InvestmentTypeAxis_FA6D663EE13F80F24414620ACE45ED6E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_517C3AB322C3024A92DE620ACE450FB2" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_FA6D663EE13F80F24414620ACE45ED6E" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_517C3AB322C3024A92DE620ACE450FB2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_53EEC064F6B231649304620ACE465103" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_517C3AB322C3024A92DE620ACE450FB2" xlink:to="loc_us-gaap_CommonStockMember_53EEC064F6B231649304620ACE465103" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_517C3AB322C3024A92DE620ACE450FB2" xlink:to="loc_us-gaap_PreferredStockMember_74A56D8E852CB584BABB620ACE46EBC0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_105E1A2D61E88730F9A8620ACE418111" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_3155D633D82F2B74D993620ACE46672E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_HeldToMaturitySecurities_3155D633D82F2B74D993620ACE46672E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_6E0702769D8BFBB84719620ACE47DF42" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_6E0702769D8BFBB84719620ACE47DF42" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_1115E7BFB29C99D319AC620ACE47627D" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_1115E7BFB29C99D319AC620ACE47627D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="loc_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_EquitySecuritiesFvNi_7BA1F87DDBF33885B104620ACE47905F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_C51BF5B8DE29319272BF620ACE4CF4A9" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_DerivativeAssets_C51BF5B8DE29319272BF620ACE4CF4A9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_D20A0D3013FAA0815F30620ACE4C70B7" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_D20A0D3013FAA0815F30620ACE4C70B7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_LoansReceivableFairValueDisclosure_735F21BB70C6F6D4235E620ACE4DF05C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansInsurancePolicy" xlink:label="loc_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_LoansInsurancePolicy_D8C5D6E55FD995E0662A620ACE4DE662" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LoansGrossInsurancePolicyFairValue" xlink:label="loc_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_anat_LoansGrossInsurancePolicyFairValue_49445B6CF3A211C49FF4620ACE4DB45B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_D41C75D597A00F552CDB620ACE4D2200" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_ShortTermInvestments_D41C75D597A00F552CDB620ACE4D2200" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountAssets" xlink:label="loc_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_SeparateAccountAssets_FA962DA824B565C15DEA620ACE4DF6B7" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SeparatelyManagedAccounts" xlink:label="loc_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_anat_SeparatelyManagedAccounts_674A15F18BD3618BE729620ACE4E6903" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SeparatelyManagedAccountsFairValue" xlink:label="loc_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_anat_SeparatelyManagedAccountsFairValue_0192A35D4A7331D8CCD9620ACE4E4EDE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_Assets_6352556AF824D41FC26A620ACE4E0315" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_47200F261F525FEE9B46620ACE46C509" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_8F62DB86490C2328BBD4620ACE4E95D2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_F1C66E97664A9D20A8E7620ACE46CCC1" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount" xlink:label="loc_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_anat_LiabilitiesRelatedtoInvestmentContractsCarryingAmount_0E53202F915B86E37AE5620ACE4E7F88" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_us-gaap_LiabilitiesRelatedToInvestmentContractsFairValueDisclosure_30B35E33D3BE9CF79793620ACE4F2305" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_50EC1F51BD49CB4FE2A7620ACE4FF35A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_us-gaap_DerivativeLiabilities_50EC1F51BD49CB4FE2A7620ACE4FF35A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayable" xlink:label="loc_us-gaap_NotesPayable_EB699129C886E69804BF620ACE4F4ED3" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_us-gaap_NotesPayable_EB699129C886E69804BF620ACE4F4ED3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="loc_us-gaap_NotesPayableFairValueDisclosure_C735B5171B03A10858D2620ACE4F43A7" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_us-gaap_NotesPayableFairValueDisclosure_C735B5171B03A10858D2620ACE4F43A7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeparateAccountsLiability" xlink:label="loc_us-gaap_SeparateAccountsLiability_9BE9852BD8D6EA98D699620ACE4F82A8" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_us-gaap_SeparateAccountsLiability_9BE9852BD8D6EA98D699620ACE4F82A8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_0BF56F948A15FDC29C63620ACE5054B4" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_us-gaap_Liabilities_0BF56F948A15FDC29C63620ACE5054B4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_93B39E44F2D0A3F7214D620ACE505C0A" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_90FA70466F468D7F37B4620ACE4E6576" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_93B39E44F2D0A3F7214D620ACE505C0A" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FairValueOfFinancialInstrumentsScheduleOfSignificantUnobservableInputsUsedToCalculateLevel3FairValueOfEmbeddedDerivativesWithinPolicyholderContractDepositsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_65036388101F719FE7AC51DBE65096D2" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_35025B9823B4A3FA459F51BAB482501A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_65036388101F719FE7AC51DBE65096D2" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_35025B9823B4A3FA459F51BAB482501A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_1BEDE9381CF336F80F1D51BAB48291EB" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_35025B9823B4A3FA459F51BAB482501A" xlink:to="loc_srt_RangeAxis_1BEDE9381CF336F80F1D51BAB48291EB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_C01593442175302FBE4D51BAB482389D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_1BEDE9381CF336F80F1D51BAB48291EB" xlink:to="loc_srt_RangeMember_C01593442175302FBE4D51BAB482389D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_3D8C149F490F08AED4ED51BAB482324E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_C01593442175302FBE4D51BAB482389D" xlink:to="loc_srt_MinimumMember_3D8C149F490F08AED4ED51BAB482324E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_962AE2160FA4637B9D7051BAB4837952" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_C01593442175302FBE4D51BAB482389D" xlink:to="loc_srt_MaximumMember_962AE2160FA4637B9D7051BAB4837952" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_92D693B6681478E2C5D751BAB4837614" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_35025B9823B4A3FA459F51BAB482501A" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_92D693B6681478E2C5D751BAB4837614" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_A04EE264A1725DEDA36351BAB483135F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_92D693B6681478E2C5D751BAB4837614" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_A04EE264A1725DEDA36351BAB483135F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_35B240FDF995F1BEF9FD51BAB4833176" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_A04EE264A1725DEDA36351BAB483135F" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_35B240FDF995F1BEF9FD51BAB4833176" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_E3D5DFCEF05C22F503E851BAB4840FAC" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_35025B9823B4A3FA459F51BAB482501A" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_E3D5DFCEF05C22F503E851BAB4840FAC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_B656B28D5ACCE7101AB951BAB484E1B8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_E3D5DFCEF05C22F503E851BAB4840FAC" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_B656B28D5ACCE7101AB951BAB484E1B8" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PolicyholderContractDepositsMember" xlink:label="loc_anat_PolicyholderContractDepositsMember_0900F0D274B642F8EAEC51BAB48424CA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_B656B28D5ACCE7101AB951BAB484E1B8" xlink:to="loc_anat_PolicyholderContractDepositsMember_0900F0D274B642F8EAEC51BAB48424CA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_3D9FF848EB3285EEBCA351BAB484D833" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_35025B9823B4A3FA459F51BAB482501A" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_3D9FF848EB3285EEBCA351BAB484D833" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_A72B0F1FA81AF76ABB8951BAB4849FF5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_3D9FF848EB3285EEBCA351BAB484D833" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_A72B0F1FA81AF76ABB8951BAB4849FF5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IndexedAnnuitiesMember" xlink:label="loc_anat_IndexedAnnuitiesMember_99A77312BC5CA27AA51F51BAB48568E7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_A72B0F1FA81AF76ABB8951BAB4849FF5" xlink:to="loc_anat_IndexedAnnuitiesMember_99A77312BC5CA27AA51F51BAB48568E7" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IndexedLifeMember" xlink:label="loc_anat_IndexedLifeMember_2027DBB6BAA7C444AE0551BAB4859B81" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_A72B0F1FA81AF76ABB8951BAB4849FF5" xlink:to="loc_anat_IndexedLifeMember_2027DBB6BAA7C444AE0551BAB4859B81" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_E6432620DF7D2D3B20E751BAB485A640" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_35025B9823B4A3FA459F51BAB482501A" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_E6432620DF7D2D3B20E751BAB485A640" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_1965FAC2E160EAA2236051BAB485E040" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_E6432620DF7D2D3B20E751BAB485A640" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_1965FAC2E160EAA2236051BAB485E040" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SignificantUnobservableInputsLapseRate" xlink:label="loc_anat_SignificantUnobservableInputsLapseRate_CBABB2DEC4C2CF01AB4B51BAB4864E31" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_E6432620DF7D2D3B20E751BAB485A640" xlink:to="loc_anat_SignificantUnobservableInputsLapseRate_CBABB2DEC4C2CF01AB4B51BAB4864E31" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SignificantUnobservableInputsMortalityMultiplierRate" xlink:label="loc_anat_SignificantUnobservableInputsMortalityMultiplierRate_24204DE708CCD593719F51BAB4869594" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_E6432620DF7D2D3B20E751BAB485A640" xlink:to="loc_anat_SignificantUnobservableInputsMortalityMultiplierRate_24204DE708CCD593719F51BAB4869594" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SignificantUnobservableInputsEquityVolatilityRate" xlink:label="loc_anat_SignificantUnobservableInputsEquityVolatilityRate_840816314698091EE09251BAB48612A6" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_E6432620DF7D2D3B20E751BAB485A640" xlink:to="loc_anat_SignificantUnobservableInputsEquityVolatilityRate_840816314698091EE09251BAB48612A6" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FairValueOfFinancialInstrumentsTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_B73E12E4D6FDA1D5CEFE528F1E767E59" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B73E12E4D6FDA1D5CEFE528F1E767E59" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_BAFA372B359A7BEC0C34528F1E764ADF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B73E12E4D6FDA1D5CEFE528F1E767E59" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_C2C42253461E5E94777F528F1E777795" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B73E12E4D6FDA1D5CEFE528F1E767E59" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_6EBCCCA99536F28261D3528F1E779F41" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_B73E12E4D6FDA1D5CEFE528F1E767E59" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_98B6FC9EDB7175E4F809528F1E772104" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FederalIncomeTaxes" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0C80C8E91AC2C62000C40AD134658B54" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_6221665BEF697F637E170AD13465FB04" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0C80C8E91AC2C62000C40AD134658B54" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_6221665BEF697F637E170AD13465FB04" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FederalIncomeTaxesAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_2295CD6E051466D340D40AD135975699" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxCreditCarryforwardTable" xlink:label="loc_us-gaap_TaxCreditCarryforwardTable_B5F7268F03E66B71CE430AD135981092" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_2295CD6E051466D340D40AD135975699" xlink:to="loc_us-gaap_TaxCreditCarryforwardTable_B5F7268F03E66B71CE430AD135981092" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxCreditCarryforwardAxis" xlink:label="loc_us-gaap_TaxCreditCarryforwardAxis_F04E642B96821F9D4A2C0AD135985937" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardTable_B5F7268F03E66B71CE430AD135981092" xlink:to="loc_us-gaap_TaxCreditCarryforwardAxis_F04E642B96821F9D4A2C0AD135985937" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxCreditCarryforwardNameDomain" xlink:label="loc_us-gaap_TaxCreditCarryforwardNameDomain_4C9A5E0C2D27C6F7BB7C0AD135985D64" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardAxis_F04E642B96821F9D4A2C0AD135985937" xlink:to="loc_us-gaap_TaxCreditCarryforwardNameDomain_4C9A5E0C2D27C6F7BB7C0AD135985D64" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AlternativeMinimumTaxCreditCarryforwardMember" xlink:label="loc_anat_AlternativeMinimumTaxCreditCarryforwardMember_79B3F2203DA0C493D5BB0AD1359EC4FD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardNameDomain_4C9A5E0C2D27C6F7BB7C0AD135985D64" xlink:to="loc_anat_AlternativeMinimumTaxCreditCarryforwardMember_79B3F2203DA0C493D5BB0AD1359EC4FD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GeneralBusinessMember" xlink:label="loc_us-gaap_GeneralBusinessMember_9BE9CEC93B7491C51C5D0AD1359E4E5B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardNameDomain_4C9A5E0C2D27C6F7BB7C0AD135985D64" xlink:to="loc_us-gaap_GeneralBusinessMember_9BE9CEC93B7491C51C5D0AD1359E4E5B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CapitalLossCarryforwardMember" xlink:label="loc_us-gaap_CapitalLossCarryforwardMember_79E4534818D9D6F92DAB0AD1359EFFB0" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardNameDomain_4C9A5E0C2D27C6F7BB7C0AD135985D64" xlink:to="loc_us-gaap_CapitalLossCarryforwardMember_79E4534818D9D6F92DAB0AD1359EFFB0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxCreditCarryforwardLineItems" xlink:label="loc_us-gaap_TaxCreditCarryforwardLineItems_BB03865450AD5EAFAB460AD1359EAC9D" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardTable_B5F7268F03E66B71CE430AD135981092" xlink:to="loc_us-gaap_TaxCreditCarryforwardLineItems_BB03865450AD5EAFAB460AD1359EAC9D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_787AA315AF237DBDD9480AD1359FC07F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardLineItems_BB03865450AD5EAFAB460AD1359EAC9D" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_787AA315AF237DBDD9480AD1359FC07F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="loc_us-gaap_TaxCreditCarryforwardAmount_85C6AF229729DECCBB390AD1359F619D" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardLineItems_BB03865450AD5EAFAB460AD1359EAC9D" xlink:to="loc_us-gaap_TaxCreditCarryforwardAmount_85C6AF229729DECCBB390AD1359F619D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxExaminationDescription" xlink:label="loc_us-gaap_IncomeTaxExaminationDescription_794189A65DA8DC5B61FB0AD1359F616F" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardLineItems_BB03865450AD5EAFAB460AD1359EAC9D" xlink:to="loc_us-gaap_IncomeTaxExaminationDescription_794189A65DA8DC5B61FB0AD1359F616F" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FederalIncomeTaxesEffectiveIncomeTaxReconciliationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates" xlink:label="loc_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_IncomeTaxReconciliationIncomeTaxExpenseBenefitBeforeTaxOnEquityEarningsOfUnconsolidatedAffiliates_775FBC1555A1762AA5B662441CCC7C23" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IncomeTaxReconciliationTaxOnEquityEarningsOfUnconsolidatedAffiliates" xlink:label="loc_anat_IncomeTaxReconciliationTaxOnEquityEarningsOfUnconsolidatedAffiliates_772BF99BF7C359357CA462441CCCC8C8" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_IncomeTaxReconciliationTaxOnEquityEarningsOfUnconsolidatedAffiliates_772BF99BF7C359357CA462441CCCC8C8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_66879BDD81E2FAE0F91062441CCCA662" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_66879BDD81E2FAE0F91062441CCCA662" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_81CA4C8EFE780A1D4A9462441CCC40C5" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_81CA4C8EFE780A1D4A9462441CCC40C5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform" xlink:label="loc_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_IncomeTaxReconciliationDeferredTaxAdjustmentsIncludingTaxReform_CBB3D6675801E5DFE8DB62441CCD1FE5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationDeductionsDividends" xlink:label="loc_us-gaap_IncomeTaxReconciliationDeductionsDividends_A6CD711F3DE2F4DC6D1A62441CCD281E" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_IncomeTaxReconciliationDeductionsDividends_A6CD711F3DE2F4DC6D1A62441CCD281E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxCredits" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCredits_D10902D1EED47CD6F9E062441CCD20C7" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCredits_D10902D1EED47CD6F9E062441CCD20C7" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing" xlink:label="loc_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_IncomeTaxReconciliationTaxCreditsLowIncomeHousing_0637946CE4099226375E62441CCD1EA1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_B01E2C6534A17AD73DE462441CCDBE20" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_B01E2C6534A17AD73DE462441CCDBE20" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_939D5972CE285D750E5562441CCE86BA" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense" xlink:label="loc_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_FederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_DC3088F68C517F10819662441CCE0B64" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_EffectiveIncomeTaxRateReconciliationOnIncomeBeforeTaxOnEquityInEarningsOfUnconsolidatedAffiliates_E97DF6CEA2F61DDD597F62441CCE6561" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_EffectiveIncomeTaxRateReconciliationOnTaxOnEquityInEarningsOfUnconsolidatedAffiliates_42B7C56345CAE5CF400362441CCE7FCF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_B3D7DC9ACE5B0541C8D162441CCE0839" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_EC63335631EF4512D3D462441CCE9E91" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:type="locator"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_EffectiveIncomeTaxRateReconciliationDeferredTaxAdjustmentsIncludingTaxReform_8D6E890069A64B2102DC62441CCF0E95" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33" xlink:type="locator"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsDividends_ED95162A7DF863D7CC3B62441CCF7D33" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43" xlink:type="locator"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxCredits_288C2057DB4E5C3C36F362441CCF8B43" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:type="locator"/>
<link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingExpensePercent_E7465054F1F37F08113462441CCF3F91" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_9980DECAFD55D1DFAE5962441CD027D2" xlink:type="locator"/>
<link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_9980DECAFD55D1DFAE5962441CD027D2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_2014D500EA34A414F54162441CD0711A" xlink:type="locator"/>
<link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_2014D500EA34A414F54162441CD0711A" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EffectiveIncomeTaxRateReconciliationFederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense" xlink:label="loc_anat_EffectiveIncomeTaxRateReconciliationFederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_1E4BE861AC088A326FCB62441CD0DA90" xlink:type="locator"/>
<link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_D31A2A449391664B0B2262441CCB244F" xlink:to="loc_anat_EffectiveIncomeTaxRateReconciliationFederalIncomeTaxExpenseBenefitContinuingOperationsBeforeInterestExpense_1E4BE861AC088A326FCB62441CD0DA90" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/FederalIncomeTaxesTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_A2C8DE9A725003C60AC10AD133B5DA2F" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_273265DB6FB601E36C500AD133B637E7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_A2C8DE9A725003C60AC10AD133B5DA2F" xlink:to="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_273265DB6FB601E36C500AD133B637E7" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecurities" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_22EA3E1815780750C1BF0AD136EA4BBA" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_85764B4643B4DBA05C2B0AD136EB66D6" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_22EA3E1815780750C1BF0AD136EA4BBA" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_85764B4643B4DBA05C2B0AD136EB66D6" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FD204BF97F9B2B4E5D6451FF1C2477D2" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesHeldToMaturityTransferAmount" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityTransferAmount_35DE0C3EDE320D69DF3651E0797D9722" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FD204BF97F9B2B4E5D6451FF1C2477D2" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityTransferAmount_35DE0C3EDE320D69DF3651E0797D9722" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_2F0F708B5FCA2808A78051E0797EB247" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FD204BF97F9B2B4E5D6451FF1C2477D2" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossDebtSecuritiesPortionRecognizedInEarnings_2F0F708B5FCA2808A78051E0797EB247" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesBondByCreditQualityRatingDistributionDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_09EC8B3EB97F2E23371B51FF53259CBD" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTable" xlink:label="loc_us-gaap_ConcentrationRiskTable_0B9D6B2B9F225430C4C751E079415683" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_09EC8B3EB97F2E23371B51FF53259CBD" xlink:to="loc_us-gaap_ConcentrationRiskTable_0B9D6B2B9F225430C4C751E079415683" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_F262C31289B7F74BBA9551E079427B27" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_0B9D6B2B9F225430C4C751E079415683" xlink:to="loc_us-gaap_InvestmentTypeAxis_F262C31289B7F74BBA9551E079427B27" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_189BB4711E1D71A6A88451E0794290F6" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_F262C31289B7F74BBA9551E079427B27" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_189BB4711E1D71A6A88451E0794290F6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BondsMember" xlink:label="loc_us-gaap_BondsMember_711C7CF3826DCC324C3451E07942CDB1" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_189BB4711E1D71A6A88451E0794290F6" xlink:to="loc_us-gaap_BondsMember_711C7CF3826DCC324C3451E07942CDB1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_4CF6270171D73200384551E07942842F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_0B9D6B2B9F225430C4C751E079415683" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_4CF6270171D73200384551E07942842F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_D11853BF4ACD7924414451E07943F318" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_4CF6270171D73200384551E07942842F" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_D11853BF4ACD7924414451E07943F318" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_CreditRiskFinancialInstrumentsMember" xlink:label="loc_anat_CreditRiskFinancialInstrumentsMember_A1145196D4F3177025A651E07943A01A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_D11853BF4ACD7924414451E07943F318" xlink:to="loc_anat_CreditRiskFinancialInstrumentsMember_A1145196D4F3177025A651E07943A01A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_CreditRatingStandardPoorsAxis" xlink:label="loc_srt_CreditRatingStandardPoorsAxis_420347907C9668DFC3A051E0794398C2" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_0B9D6B2B9F225430C4C751E079415683" xlink:to="loc_srt_CreditRatingStandardPoorsAxis_420347907C9668DFC3A051E0794398C2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ExternalCreditRatingStandardPoorsMember" xlink:label="loc_srt_ExternalCreditRatingStandardPoorsMember_F43674D5C1EF8DB3AB6351E07943EC21" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CreditRatingStandardPoorsAxis_420347907C9668DFC3A051E0794398C2" xlink:to="loc_srt_ExternalCreditRatingStandardPoorsMember_F43674D5C1EF8DB3AB6351E07943EC21" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsAAARatingMember" xlink:label="loc_srt_StandardPoorsAAARatingMember_28E2A54A4F6F0292A61C51E0794430E5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_F43674D5C1EF8DB3AB6351E07943EC21" xlink:to="loc_srt_StandardPoorsAAARatingMember_28E2A54A4F6F0292A61C51E0794430E5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsAARatingMember" xlink:label="loc_srt_StandardPoorsAARatingMember_136B5E97FE78223F5DF351E079445D4B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_F43674D5C1EF8DB3AB6351E07943EC21" xlink:to="loc_srt_StandardPoorsAARatingMember_136B5E97FE78223F5DF351E079445D4B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsARatingMember" xlink:label="loc_srt_StandardPoorsARatingMember_EC64666859E29488AC0751E079442C81" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_F43674D5C1EF8DB3AB6351E07943EC21" xlink:to="loc_srt_StandardPoorsARatingMember_EC64666859E29488AC0751E079442C81" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StandardPoorsBBBRatingMember" xlink:label="loc_srt_StandardPoorsBBBRatingMember_549A8E0F91D245C797EF51E07944DA4C" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_F43674D5C1EF8DB3AB6351E07943EC21" xlink:to="loc_srt_StandardPoorsBBBRatingMember_549A8E0F91D245C797EF51E07944DA4C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_StandardPoorsAndMoodyBbAndBelowRatingMember" xlink:label="loc_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_18E88AD4D1F2CA227B0D51E079445BE0" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingStandardPoorsMember_F43674D5C1EF8DB3AB6351E07943EC21" xlink:to="loc_anat_StandardPoorsAndMoodyBbAndBelowRatingMember_18E88AD4D1F2CA227B0D51E079445BE0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_B432FE84603168F16DFB51E07945CD83" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_0B9D6B2B9F225430C4C751E079415683" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_B432FE84603168F16DFB51E07945CD83" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities" xlink:label="loc_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_C45DAFBB2E0E9C15C10551E07945C319" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_B432FE84603168F16DFB51E07945CD83" xlink:to="loc_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecurities_C45DAFBB2E0E9C15C10551E07945C319" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue" xlink:label="loc_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_02476E1C9C97A27A69F251E07945F693" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_B432FE84603168F16DFB51E07945CD83" xlink:to="loc_anat_AvailableForSaleDebtSecuritiesAndHeldToMaturitySecuritiesFairValue_02476E1C9C97A27A69F251E07945F693" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_811C37447743F3AB1DA251E079451A93" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_B432FE84603168F16DFB51E07945CD83" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_811C37447743F3AB1DA251E079451A93" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesChangeInNetUnrealizedGainsLossesOnSecuritiesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1C3009C8D62DD65436A20AD52AEBF1D8" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1C3009C8D62DD65436A20AD52AEBF1D8" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9E82A0403BE653A0E4CE0AD52AEB2736" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9E82A0403BE653A0E4CE0AD52AEB2736" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9F92CD45515ACA59AA7A0AD52AEC2B7E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9E82A0403BE653A0E4CE0AD52AEB2736" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9F92CD45515ACA59AA7A0AD52AEC2B7E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesMember" xlink:label="loc_us-gaap_DebtSecuritiesMember_DEA7D752094D34F7F0030AD52AECD579" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9F92CD45515ACA59AA7A0AD52AEC2B7E" xlink:to="loc_us-gaap_DebtSecuritiesMember_DEA7D752094D34F7F0030AD52AECD579" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember_118D35A77697C4D7373F0AD52AECFB65" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9F92CD45515ACA59AA7A0AD52AEC2B7E" xlink:to="loc_us-gaap_EquitySecuritiesMember_118D35A77697C4D7373F0AD52AECFB65" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_CF47A5A212A10ABD615E0AD52AEB0E0D" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_DF82FCCE4BADF06A69040AD52AECB8FA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_DF82FCCE4BADF06A69040AD52AECB8FA" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract" xlink:label="loc_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139" xlink:to="loc_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss_8C023AF9B14DC68179630AD52AED7248" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss_8C023AF9B14DC68179630AD52AED7248" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ChangeInUnrealizedGainsLossesOfInvestmentsAttributableToParticipatingPolicyholdersInterest" xlink:label="loc_anat_ChangeInUnrealizedGainsLossesOfInvestmentsAttributableToParticipatingPolicyholdersInterest_7401D1DA71B3C976573F0AD52AEDF323" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:to="loc_anat_ChangeInUnrealizedGainsLossesOfInvestmentsAttributableToParticipatingPolicyholdersInterest_7401D1DA71B3C976573F0AD52AEDF323" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_687B93CF7485A9F633AA0AD52AED30A0" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_687B93CF7485A9F633AA0AD52AED30A0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_5F4859ECED8DEA45E5560AD52AEDC4AD" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_NetUnrealizedGainsLossesOnDebtSecuritiesAdjustmentAbstract_BFF89DFB6FFCD726E4EE0AD52AEDEE0A" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_5F4859ECED8DEA45E5560AD52AEDC4AD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLossAbstract" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLossAbstract_6946141A30B5E06D0B880AD52AEE7578" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_A7E20CC889AC6EA586C80AD52AEC2139" xlink:to="loc_us-gaap_EquitySecuritiesFvNiGainLossAbstract_6946141A30B5E06D0B880AD52AEE7578" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss_53489CDC70BDB11374960AD52AEEC4F5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquitySecuritiesFvNiGainLossAbstract_6946141A30B5E06D0B880AD52AEE7578" xlink:to="loc_us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss_53489CDC70BDB11374960AD52AEEC4F5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_0AF87298E6479860CCDE0AD52AF3C25E" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquitySecuritiesFvNiGainLossAbstract_6946141A30B5E06D0B880AD52AEE7578" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_0AF87298E6479860CCDE0AD52AF3C25E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_6569083CAE81355AF0DA0AD52AF435D0" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquitySecuritiesFvNiGainLossAbstract_6946141A30B5E06D0B880AD52AEE7578" xlink:to="loc_us-gaap_EquitySecuritiesFvNiGainLoss_6569083CAE81355AF0DA0AD52AF435D0" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesEquitySecuritiesByMarketSectorDistributionDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_A8C2AB74C0FC953E2D4A5202435DCE99" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTable" xlink:label="loc_us-gaap_ConcentrationRiskTable_3A3A30B8857A742DDAEC5201FFEC73D2" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_A8C2AB74C0FC953E2D4A5202435DCE99" xlink:to="loc_us-gaap_ConcentrationRiskTable_3A3A30B8857A742DDAEC5201FFEC73D2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_5EAAB2218031B75D338A5201FFED88C5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_3A3A30B8857A742DDAEC5201FFEC73D2" xlink:to="loc_us-gaap_InvestmentTypeAxis_5EAAB2218031B75D338A5201FFED88C5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_B78E6C8776B2AC9D62DE5201FFED5F47" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_5EAAB2218031B75D338A5201FFED88C5" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_B78E6C8776B2AC9D62DE5201FFED5F47" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember_EA1A3A99349C2FA294A15201FFED006D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_B78E6C8776B2AC9D62DE5201FFED5F47" xlink:to="loc_us-gaap_EquitySecuritiesMember_EA1A3A99349C2FA294A15201FFED006D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_A03F9CC1393DCD9668625201FFEE2EA7" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_3A3A30B8857A742DDAEC5201FFEC73D2" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_A03F9CC1393DCD9668625201FFEE2EA7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_CC6B6EE918C9C8F501305201FFEE5747" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_A03F9CC1393DCD9668625201FFEE2EA7" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_CC6B6EE918C9C8F501305201FFEE5747" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CreditConcentrationRiskMember" xlink:label="loc_us-gaap_CreditConcentrationRiskMember_29826A695189F89660335201FFEE1238" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_CC6B6EE918C9C8F501305201FFEE5747" xlink:to="loc_us-gaap_CreditConcentrationRiskMember_29826A695189F89660335201FFEE1238" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorAxis" xlink:label="loc_invest_InvestmentSectorAxis_BB8E567C2BEBB81302575201FFEF216C" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_3A3A30B8857A742DDAEC5201FFEC73D2" xlink:to="loc_invest_InvestmentSectorAxis_BB8E567C2BEBB81302575201FFEF216C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorDomain" xlink:label="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorAxis_BB8E567C2BEBB81302575201FFEF216C" xlink:to="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ConsumerGoodsMember" xlink:label="loc_anat_ConsumerGoodsMember_F8859ECB100744075DD25201FFEF3256" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:to="loc_anat_ConsumerGoodsMember_F8859ECB100744075DD25201FFEF3256" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EnergyAndUtilitiesMember" xlink:label="loc_anat_EnergyAndUtilitiesMember_5E242CA11C5838DB1E515201FFEFBB54" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:to="loc_anat_EnergyAndUtilitiesMember_5E242CA11C5838DB1E515201FFEFBB54" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinanceMember" xlink:label="loc_anat_FinanceMember_4DD7EA7D008F4DBDE0F75201FFF0CAD3" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:to="loc_anat_FinanceMember_4DD7EA7D008F4DBDE0F75201FFF0CAD3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HealthCareMember" xlink:label="loc_us-gaap_HealthCareMember_6C8DB90A2BF0F9F89B255201FFF0F3A5" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:to="loc_us-gaap_HealthCareMember_6C8DB90A2BF0F9F89B255201FFF0F3A5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_IndustrialsMember" xlink:label="loc_anat_IndustrialsMember_A3BE255B85D7AC57D0ED5201FFF0EC26" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:to="loc_anat_IndustrialsMember_A3BE255B85D7AC57D0ED5201FFF0EC26" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InformationTechnologyMember" xlink:label="loc_anat_InformationTechnologyMember_FB5E197B4FEDFDD88A045201FFF01C7A" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:to="loc_anat_InformationTechnologyMember_FB5E197B4FEDFDD88A045201FFF01C7A" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MarketableEquitySecuritiesOtherMember" xlink:label="loc_anat_MarketableEquitySecuritiesOtherMember_408442D5197E029A83225201FFF0ECD2" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_2F7DCB5088832CDCA4AB5201FFEFA1DB" xlink:to="loc_anat_MarketableEquitySecuritiesOtherMember_408442D5197E029A83225201FFF0ECD2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_35BDD8C372239EA813815201FFF1B4FB" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_3A3A30B8857A742DDAEC5201FFEC73D2" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_35BDD8C372239EA813815201FFF1B4FB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_28A8725F0A310BDB2CDE5201FFF17161" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_35BDD8C372239EA813815201FFF1B4FB" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_28A8725F0A310BDB2CDE5201FFF17161" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesGrossUnrealizedLossesAndFairValueOfInvestmentSecuritiesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_9F0434F7142AD970AFD60AD1370B3284" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTable" xlink:label="loc_invest_InvestmentTable_3A603D898AA21770B08E0AD1370BBE49" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_9F0434F7142AD970AFD60AD1370B3284" xlink:to="loc_invest_InvestmentTable_3A603D898AA21770B08E0AD1370BBE49" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_1454264C873B3BE2CDF50AD1370CC521" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentTable_3A603D898AA21770B08E0AD1370BBE49" xlink:to="loc_us-gaap_FinancialInstrumentAxis_1454264C873B3BE2CDF50AD1370CC521" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9D4DA04DBC2ECF48B0E0AD1370CCF63" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_1454264C873B3BE2CDF50AD1370CC521" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9D4DA04DBC2ECF48B0E0AD1370CCF63" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_2F1B347FB10FFFE42F410AD1370CFC45" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9D4DA04DBC2ECF48B0E0AD1370CCF63" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_2F1B347FB10FFFE42F410AD1370CFC45" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_FDC6A2EE304179D2CB130AD1370D607B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9D4DA04DBC2ECF48B0E0AD1370CCF63" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_FDC6A2EE304179D2CB130AD1370D607B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_1E81B223D371DFC619740AD1370D2187" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9D4DA04DBC2ECF48B0E0AD1370CCF63" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_1E81B223D371DFC619740AD1370D2187" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_F40950ED098804DA86F30AD1370D1912" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9D4DA04DBC2ECF48B0E0AD1370CCF63" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_F40950ED098804DA86F30AD1370D1912" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CollateralizedDebtObligationsMember" xlink:label="loc_us-gaap_CollateralizedDebtObligationsMember_EDF1C373E7C9C74F76B00AD1370D5339" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9D4DA04DBC2ECF48B0E0AD1370CCF63" xlink:to="loc_us-gaap_CollateralizedDebtObligationsMember_EDF1C373E7C9C74F76B00AD1370D5339" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentLineItems" xlink:label="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentTable_3A603D898AA21770B08E0AD1370BBE49" xlink:to="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_6379313B8C795742345D0AD1370D607C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_6379313B8C795742345D0AD1370D607C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_05AC53A6496A904F62400AD1370EA37A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_05AC53A6496A904F62400AD1370EA37A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_B574A963F67C0FF76D700AD1370E78BE" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_B574A963F67C0FF76D700AD1370E78BE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AEDA7328162CEF0DECBA0AD1370E345C" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AEDA7328162CEF0DECBA0AD1370E345C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_233220944CACBBB0E3290AD1370E8A8E" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_233220944CACBBB0E3290AD1370E8A8E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_6ECDE191EA96FC3781F30AD1370E740D" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_6ECDE191EA96FC3781F30AD1370E740D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_053462299B83C4FBF9C50AD1370F829B" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_053462299B83C4FBF9C50AD1370F829B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_39C162693166A8C1E7140AD1370FA7A5" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_39C162693166A8C1E7140AD1370FA7A5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_377978B0057251D7C3AF0AD1370F0959" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_09EE8876902B4146D6460AD1370FB67F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_97151B610C056A73876F0AD1370F988D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_732A705702BEDEBD16A80AD1370FAE36" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_6937C7D7AF3CE9CB32270AD13710A1FA" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2E76C94D32F9E7C1BCC10AD13710C720" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments_85190378463C8EE25F3E0AD137100DFB" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:type="locator"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_B1E39F1A036980A6859D0AD137108B04" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:type="locator"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_9986EA065DEBF7DB0FE00AD137108CB8" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue" xlink:label="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:type="locator"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_33D93273B33097EAC5B20AD1370D546C" xlink:to="loc_anat_InvestmentSecuritiesContinuousUnrealizedLossPositionsFairValue_4A933E6FF5184A2874710AD137107023" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesInvestmentsInSecuritiesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FCEC79C904106447EAA00AD1355CE335" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTable" xlink:label="loc_invest_InvestmentTable_F716F707157740798C420AD1355CFBA7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FCEC79C904106447EAA00AD1355CE335" xlink:to="loc_invest_InvestmentTable_F716F707157740798C420AD1355CFBA7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_8DCD53F6ABC93842838A0AD1355C4B9D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentTable_F716F707157740798C420AD1355CFBA7" xlink:to="loc_us-gaap_FinancialInstrumentAxis_8DCD53F6ABC93842838A0AD1355C4B9D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_8DCD53F6ABC93842838A0AD1355C4B9D" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_5EADED7151999E596B680AD1355D972A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_5EADED7151999E596B680AD1355D972A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_5E63986584865B0F5B120AD1355D46E0" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_5E63986584865B0F5B120AD1355D46E0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ForeignGovernmentDebtSecuritiesMember" xlink:label="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_8D8FC3977F09CFFEE4350AD1355E7503" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:to="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_8D8FC3977F09CFFEE4350AD1355E7503" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_A756B0AA1BB7756010D00AD1355ED379" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_A756B0AA1BB7756010D00AD1355ED379" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_CF64B0CDA2C78B142E990AD1355EC629" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_CF64B0CDA2C78B142E990AD1355EC629" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CollateralizedDebtObligationsMember" xlink:label="loc_us-gaap_CollateralizedDebtObligationsMember_A9344B801A52B6D14DEB0AD1355E2A83" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:to="loc_us-gaap_CollateralizedDebtObligationsMember_A9344B801A52B6D14DEB0AD1355E2A83" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="loc_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_4E5FB71C5B92346BD1880AD1355D6ED7" xlink:to="loc_us-gaap_OtherDebtSecuritiesMember_EC371D7E4BEB7E2E3C1B0AD1355E014A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentLineItems" xlink:label="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentTable_F716F707157740798C420AD1355CFBA7" xlink:to="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_602DC342B56537DF31EC0AD1355F1D0E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_HeldToMaturitySecurities_602DC342B56537DF31EC0AD1355F1D0E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_E94F4E9BA2D514238A120AD135641093" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_4A361C61283B96D3E31A0AD135643BB1" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_4A361C61283B96D3E31A0AD135643BB1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_53363DB7C3B553CFF8880AD135642ED8" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_53363DB7C3B553CFF8880AD135642ED8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_74C2108D7D9A4F9743980AD13564B6B6" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_74C2108D7D9A4F9743980AD13564B6B6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_C08CE072BCDEAE258C200AD135657FB3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_87E4186BC450653E45350AD13565D945" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D4C5D485561803E674540AD135651E70" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_D4C5D485561803E674540AD135651E70" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesCost_8E1B80D3398867BE0C540AD135659E54" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedGains_10B20962B3B74722AE900AD135651124" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesGrossUnrealizedLosses_0B06D190C6347FBAD3160AD135668C68" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue" xlink:label="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentLineItems_A7CF8DA9BA1981FDF0230AD1355E9DFD" xlink:to="loc_anat_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue_2917EC1267A1F09F7A320AD135663CE4" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesMaturitiesOfInvestmentsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_6790E168867E1D29CC6A0AD133EA1B9E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_57F6121682C663A914030AD133EAE825" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_57F6121682C663A914030AD133EAE825" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_46CB26A0E6DD014F860D0AD133EA159E" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_46CB26A0E6DD014F860D0AD133EA159E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99B1AAA828107AF3A21E0AD133EBDB2D" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99B1AAA828107AF3A21E0AD133EBDB2D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_081A54889AFE514945B60AD133EB5468" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecurities_081A54889AFE514945B60AD133EB5468" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_3FE79919156DA965FD280AD133EB7A74" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_3FE79919156DA965FD280AD133EB7A74" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_C44B2BE722299A48D6420AD133EB8B46" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_C44B2BE722299A48D6420AD133EB8B46" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5C8DF8FD51DC53E45F140AD133EB19C2" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5C8DF8FD51DC53E45F140AD133EB19C2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5788234808C8335A604D0AD133EB2FDC" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_5788234808C8335A604D0AD133EB2FDC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_F6F7859D61AE05408DFD0AD133ECA1BB" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_F6F7859D61AE05408DFD0AD133ECA1BB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_CBFAFDEB2445FA2AB8350AD133ECFA3C" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_CBFAFDEB2445FA2AB8350AD133ECFA3C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_9165CC0A8331A9D122B00AD133EC2045" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_9165CC0A8331A9D122B00AD133EC2045" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_8CFD010EE1E76538BF940AD133EC93EE" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_8CFD010EE1E76538BF940AD133EC93EE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_6A1AE0CB9E155F91D70F0AD133EC2C2D" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_6A1AE0CB9E155F91D70F0AD133EC2C2D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_B29C617ACC4F16B333CF0AD133EC0C75" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_B29C617ACC4F16B333CF0AD133EC0C75" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_634D20FB541926ED654C0AD133ED8EAD" xlink:type="locator"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_634D20FB541926ED654C0AD133ED8EAD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_5DDDD7CCE940DBDAAA0D0AD133ED7D79" xlink:type="locator"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_5DDDD7CCE940DBDAAA0D0AD133ED7D79" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_BAD985CFF58D40B8CCD60AD133ED0996" xlink:type="locator"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_BAD985CFF58D40B8CCD60AD133ED0996" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_0FF3993D2D5D553E91710AD133ED40BF" xlink:type="locator"/>
<link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_0FF3993D2D5D553E91710AD133ED40BF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_FC1FA6D0B5EFDA65FBC20AD133ED7C96" xlink:type="locator"/>
<link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_FDC95CDA9F96FD578BBB0AD133EAA521" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_FC1FA6D0B5EFDA65FBC20AD133ED7C96" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesProceedsFromAvailableForSaleSecuritiesAndRealizedGainLossDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_579E7945A226A7EC3F5651FEF565FF4F" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_C2A8BFF7DD5B734CE10351E079868069" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_579E7945A226A7EC3F5651FEF565FF4F" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_C2A8BFF7DD5B734CE10351E079868069" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_8AFC1CD85593330DBC0551E079864746" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_579E7945A226A7EC3F5651FEF565FF4F" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_8AFC1CD85593330DBC0551E079864746" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_E4B12862837AF15B189E51E07986481E" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_579E7945A226A7EC3F5651FEF565FF4F" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_E4B12862837AF15B189E51E07986481E" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/InvestmentInSecuritiesTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MarketableSecuritiesTextBlock" xlink:label="loc_us-gaap_MarketableSecuritiesTextBlock_7AFCD37D9DD1AA22C7060AD135389949" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:to="loc_us-gaap_MarketableSecuritiesTextBlock_7AFCD37D9DD1AA22C7060AD135389949" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_7CF1C35B2F1D579D10760AD135380B38" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_7CF1C35B2F1D579D10760AD135380B38" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_F605E46068EDAD6286DC0AD13538BAB6" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:to="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_F605E46068EDAD6286DC0AD13538BAB6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock" xlink:label="loc_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_4F31D2D4A03A75B690160AD13538EC03" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:to="loc_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_4F31D2D4A03A75B690160AD13538EC03" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_553A451DBEB983F7EC690AD135395781" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:to="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_553A451DBEB983F7EC690AD135395781" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_BondByCreditQualityRatingDistributionTableTextBlock" xlink:label="loc_anat_BondByCreditQualityRatingDistributionTableTextBlock_9ECC7CBB0D15E519D22F0AD135392E9D" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:to="loc_anat_BondByCreditQualityRatingDistributionTableTextBlock_9ECC7CBB0D15E519D22F0AD135392E9D" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EquitySecuritiesByMarketSectorDistributionTableTextBlock" xlink:label="loc_anat_EquitySecuritiesByMarketSectorDistributionTableTextBlock_A6AF6BBECF4C93A88BA40AD135399A42" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DFC8E337B9BB911C7DDA0AD13532941C" xlink:to="loc_anat_EquitySecuritiesByMarketSectorDistributionTableTextBlock_A6AF6BBECF4C93A88BA40AD135399A42" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpenses" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceAbstract" xlink:label="loc_us-gaap_InsuranceAbstract_A2C555C3686A9BA9067F0AD1357090EE" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_8736C5BB927BC8E165580AD135700D8C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_A2C555C3686A9BA9067F0AD1357090EE" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_8736C5BB927BC8E165580AD135700D8C" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceAbstract" xlink:label="loc_us-gaap_InsuranceAbstract_4F537A3F500C20B6DF190AD133BF3AD6" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CausesOfIncreaseDecreaseInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDescription" xlink:label="loc_us-gaap_CausesOfIncreaseDecreaseInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDescription_9D7D50A276AD8AD8F4440AD133BFBFC7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_4F537A3F500C20B6DF190AD133BF3AD6" xlink:to="loc_us-gaap_CausesOfIncreaseDecreaseInLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseDescription_9D7D50A276AD8AD8F4440AD133BFBFC7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseOpeningBalanceAdjustments" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseOpeningBalanceAdjustments_125FE49CFC00A28CE4310AD133BF615A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_4F537A3F500C20B6DF190AD133BF3AD6" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseOpeningBalanceAdjustments_125FE49CFC00A28CE4310AD133BF615A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount_FF0A181F1BBA5B5C53B80AD133C0384D" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_4F537A3F500C20B6DF190AD133BF3AD6" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount_FF0A181F1BBA5B5C53B80AD133C0384D" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesLiabilityForUnpaidClaimsAndClaimAdjustmentExpensesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceAbstract" xlink:label="loc_us-gaap_InsuranceAbstract_54AF907BAF517E975392620ACDEEB6EF" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_54AF907BAF517E975392620ACDEEB6EF" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_4BB39521A6AB3219DCDC620ACDEF0EEA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_4BB39521A6AB3219DCDC620ACDEF0EEA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_B8371BB0FEB320F7A49B620ACDEF459D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_4BB39521A6AB3219DCDC620ACDEF0EEA" xlink:to="loc_us-gaap_SegmentDomain_B8371BB0FEB320F7A49B620ACDEF459D" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PropertyAndCasualtyAccidentAndHealthMember" xlink:label="loc_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_B8371BB0FEB320F7A49B620ACDEF459D" xlink:to="loc_anat_PropertyAndCasualtyAccidentAndHealthMember_271F15073226E706660E620ACDEFA1B5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_777E3AAEDA27B6772B58620ACDEEB20A" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_1630FB14213714497682620ACDEF49A7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_1630FB14213714497682620ACDEF49A7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_22B98788004140B89996620ACDF03719" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_1630FB14213714497682620ACDEF49A7" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_22B98788004140B89996620ACDF03719" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsuranceRecoverables" xlink:label="loc_us-gaap_ReinsuranceRecoverables_E986A7D6C12CD7671930620ACDF0E44A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_1630FB14213714497682620ACDEF49A7" xlink:to="loc_us-gaap_ReinsuranceRecoverables_E986A7D6C12CD7671930620ACDF0E44A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_176375F2DFEEFC7877F0620ACDF01F5D" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_1630FB14213714497682620ACDEF49A7" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_176375F2DFEEFC7877F0620ACDF01F5D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_EDE9E50A1B240FBA9836620ACDF10D09" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_EDE9E50A1B240FBA9836620ACDF10D09" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_679E6B8D620C80C8AA69620ACDF1836B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_679E6B8D620C80C8AA69620ACDF1836B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_E2E501CC3E3FD63DC34F620ACDF19C8C" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9E2366C82312E40861FB620ACDF172CF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_848ADE089A17336C5E3C620ACDF25A88" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_848ADE089A17336C5E3C620ACDF25A88" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_4ADC42D98DEEE4938BA7620ACDF2D96F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_4ADC42D98DEEE4938BA7620ACDF2D96F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_63D2E323CE795E071431620ACDF2BE18" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_3B2F698FF4AB3FC645B7620ACDF1BCCF" xlink:to="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_63D2E323CE795E071431620ACDF2BE18" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_AA8DF392FF63E11525A6620ACDF2D51E" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_AA8DF392FF63E11525A6620ACDF2D51E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReinsuranceRecoverables" xlink:label="loc_us-gaap_ReinsuranceRecoverables_8EDA5936E2207DBDD1BC620ACDF21B8B" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:to="loc_us-gaap_ReinsuranceRecoverables_8EDA5936E2207DBDD1BC620ACDF21B8B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_5A623EA0A1D8DE814C5A620ACDF38789" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_2312791CC1F56161F49F620ACDEF5590" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_5A623EA0A1D8DE814C5A620ACDF38789" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/LiabilityForUnpaidClaimsAndClaimAdjustmentExpensesTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceAbstract" xlink:label="loc_us-gaap_InsuranceAbstract_C216C23CA440271F02A80AD134C7AEE9" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E7E4602684354936AF000AD134C8E8F8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_C216C23CA440271F02A80AD134C7AEE9" xlink:to="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E7E4602684354936AF000AD134C8E8F8" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/MortgageLoans" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_3CAF80B9CFE66C8BA6480AD136E03D9C" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="loc_us-gaap_FinancingReceivablesTextBlock_B3EFF6414273469F54800AD136E0C680" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_3CAF80B9CFE66C8BA6480AD136E03D9C" xlink:to="loc_us-gaap_FinancingReceivablesTextBlock_B3EFF6414273469F54800AD136E0C680" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/MortgageLoansAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_3DF3021B496A07241E58620ACFE0B598" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_EDB9B6880C571A816132620ACFE0C990" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_3DF3021B496A07241E58620ACFE0B598" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_EDB9B6880C571A816132620ACFE0C990" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_DFBED0865E2A4B6FABFB620ACFE0E176" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_EDB9B6880C571A816132620ACFE0C990" xlink:to="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_DFBED0865E2A4B6FABFB620ACFE0E176" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_1E139B7AEAAD8E1188FC620ACFE0D366" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_DFBED0865E2A4B6FABFB620ACFE0E176" xlink:to="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_1E139B7AEAAD8E1188FC620ACFE0D366" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RetailSiteMember" xlink:label="loc_srt_RetailSiteMember_42B831EDCAE039C868DD620ACFE12025" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_1E139B7AEAAD8E1188FC620ACFE0D366" xlink:to="loc_srt_RetailSiteMember_42B831EDCAE039C868DD620ACFE12025" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_EDB9B6880C571A816132620ACFE0C990" xlink:to="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfMortgageLoanForeclosed" xlink:label="loc_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_anat_NumberOfMortgageLoanForeclosed_89569CF9F06571505CC6620ACFE122D9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageLoansOnRealEstateForeclosures" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateForeclosures_7F01A13926322988F0B7620ACFE17825" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_us-gaap_MortgageLoansOnRealEstateForeclosures_7F01A13926322988F0B7620ACFE17825" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfMortgageLoansInForeclosureProcess" xlink:label="loc_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_anat_NumberOfMortgageLoansInForeclosureProcess_762FAC9F8D8A5DF7367B620ACFE19C8C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MortgageLoansOnRealEstateForeclosuresProcess" xlink:label="loc_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_anat_MortgageLoansOnRealEstateForeclosuresProcess_3BEFBB9F60208A66CDD0620ACFE213A9" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfMortgageLoanSold" xlink:label="loc_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_anat_NumberOfMortgageLoanSold_7E93B86AED727F9C494E620ACFE2A9E0" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_UnamortizedDiscounts" xlink:label="loc_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_anat_UnamortizedDiscounts_D5E0EA2BB26129501DBE620ACFE287BE" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_UnamortizedOriginationFees" xlink:label="loc_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_anat_UnamortizedOriginationFees_1DD02BACD00C61BA84A8620ACFE2F40A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_72421E745016FDC40C88620ACFE2B10A" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_72421E745016FDC40C88620ACFE2B10A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend" xlink:label="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_627EE68EC8ADDC6827AB620ACFE2C0C1" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_7D0A7C3A578B2C1DDD75620ACFE106F5" xlink:to="loc_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_627EE68EC8ADDC6827AB620ACFE2C0C1" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/MortgageLoansAgeAnalysisOfPastDueLoansDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_277AB7E33322ACAB893951BAB5B53CEF" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_48203BE4D5AAC76CFECC51BAB5B5D9F5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_277AB7E33322ACAB893951BAB5B53CEF" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_48203BE4D5AAC76CFECC51BAB5B5D9F5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_48203BE4D5AAC76CFECC51BAB5B5D9F5" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_4C34484759F8F807FCDA51BAB5B6F11E" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_6F0BBCA8B7C374364B1C51BAB5B6477A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_4017629037427DAC06E251BAB5B6B2DE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6814E4CE915E54D0355451BAB5B6173E" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_FF7518A569CE6AD9722C51BAB5B7029B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_9B7156793421F470F7F151BAB5B7AC88" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_48203BE4D5AAC76CFECC51BAB5B5D9F5" xlink:to="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_9B7156793421F470F7F151BAB5B7AC88" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_DCF2AC41402D2A57563A51BAB5B79684" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_9B7156793421F470F7F151BAB5B7AC88" xlink:to="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_DCF2AC41402D2A57563A51BAB5B79684" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_IndustrialPropertyMember" xlink:label="loc_srt_IndustrialPropertyMember_38E364B89F842D7BF08C51BAB5B792E3" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_DCF2AC41402D2A57563A51BAB5B79684" xlink:to="loc_srt_IndustrialPropertyMember_38E364B89F842D7BF08C51BAB5B792E3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OfficeBuildingMember" xlink:label="loc_srt_OfficeBuildingMember_4C76A2E042DFCB4447AB51BAB5B77512" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_DCF2AC41402D2A57563A51BAB5B79684" xlink:to="loc_srt_OfficeBuildingMember_4C76A2E042DFCB4447AB51BAB5B77512" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RetailSiteMember" xlink:label="loc_srt_RetailSiteMember_90F19158C62F4BD49E5951BAB5B76DB6" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_DCF2AC41402D2A57563A51BAB5B79684" xlink:to="loc_srt_RetailSiteMember_90F19158C62F4BD49E5951BAB5B76DB6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OtherPropertyMember" xlink:label="loc_srt_OtherPropertyMember_4E6513961203CB767AD051BAB5B86E6C" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_DCF2AC41402D2A57563A51BAB5B79684" xlink:to="loc_srt_OtherPropertyMember_4E6513961203CB767AD051BAB5B86E6C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_48203BE4D5AAC76CFECC51BAB5B5D9F5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_A869108C155FF6E9A3C651BAB5B8A3A9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_B13F2315E2A592EEE8ED51BAB5B8253B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="loc_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:to="loc_us-gaap_NotesReceivableGross_5349BE757BAD7286CB4F51CA3CC958BA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_62193E3BCF7288733DCD51BAB5B98A7C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LoansReceivableCommercialRealEstatePercentage" xlink:label="loc_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:to="loc_anat_LoansReceivableCommercialRealEstatePercentage_76438EBCE828C918CE3A51BAB5B9EEA8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_DF232D822AD96958693E51BAB5B8FB2A" xlink:to="loc_us-gaap_MortgageLoansOnRealEstateCommercialAndConsumerNet_24A83986ECB97EA8766551BAB5B91AE8" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/MortgageLoansChangeInAllowanceForCreditLossesInMortgageLoansDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_94AB0497F3C2DCECEC79520B58F7D4BA" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:type="locator"/>
<link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_94AB0497F3C2DCECEC79520B58F7D4BA" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_ACC7B86C46307B5B7EFD52082709710B" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ChangeInRecordedInvestmentNumberOfLoansCollectivelyEvaluatedForImpairment" xlink:label="loc_anat_ChangeInRecordedInvestmentNumberOfLoansCollectivelyEvaluatedForImpairment_CA0E71495749685B6241520827090119" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_ChangeInRecordedInvestmentNumberOfLoansCollectivelyEvaluatedForImpairment_CA0E71495749685B6241520827090119" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_496155D738A6070B5C5A520827098360" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansCollectivelyEvaluatedForImpairment_496155D738A6070B5C5A520827098360" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_6D2FF71802A4B63233AE52082709AEFA" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_6D2FF71802A4B63233AE52082709AEFA" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableCollectivelyEvaluatedForImpairmentChangeInRecordedInvestment" xlink:label="loc_anat_FinancingReceivableCollectivelyEvaluatedForImpairmentChangeInRecordedInvestment_284C9AB8034473CC25655208270A9C7C" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableCollectivelyEvaluatedForImpairmentChangeInRecordedInvestment_284C9AB8034473CC25655208270A9C7C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_7763CDDDDECDC9A4900D5208270A340A" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_7763CDDDDECDC9A4900D5208270A340A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_33397EEA41FC207AEE885208270A5607" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_33397EEA41FC207AEE885208270A5607" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairmentProvisions" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairmentProvisions_3B9827D80ABB1F51AD295208270AE0AB" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairmentProvisions_3B9827D80ABB1F51AD295208270AE0AB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_9EFAD0076334DDBF9DFC5208270A4498" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_9EFAD0076334DDBF9DFC5208270A4498" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansIndividuallyEvaluatedForImpairment" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansIndividuallyEvaluatedForImpairment_6AC69FDAD069AFF37DC45208270BA2C3" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansIndividuallyEvaluatedForImpairment_6AC69FDAD069AFF37DC45208270BA2C3" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ChangeInRecordedInvestmentNumberOfLoansIndividuallyEvaluatedForImpairment" xlink:label="loc_anat_ChangeInRecordedInvestmentNumberOfLoansIndividuallyEvaluatedForImpairment_C9240D10E214520765C95208270BAB75" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_ChangeInRecordedInvestmentNumberOfLoansIndividuallyEvaluatedForImpairment_C9240D10E214520765C95208270BAB75" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansIndividuallyEvaluatedForImpairment" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansIndividuallyEvaluatedForImpairment_F745ED2D12D116DDD6005208270B8B45" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoansIndividuallyEvaluatedForImpairment_F745ED2D12D116DDD6005208270B8B45" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_A471A314F187027539DB5208270B5055" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_A471A314F187027539DB5208270B5055" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableIndividuallyEvaluatedForImpairmentChangeInRecordedInvestment" xlink:label="loc_anat_FinancingReceivableIndividuallyEvaluatedForImpairmentChangeInRecordedInvestment_D8631DF2C964A3B59C765208270BD641" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableIndividuallyEvaluatedForImpairmentChangeInRecordedInvestment_D8631DF2C964A3B59C765208270BD641" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_E535339D1909574FA2DD5208270C33B3" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_E535339D1909574FA2DD5208270C33B3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_A24CD8BB011DEC28A8DF5208270C114E" xlink:type="locator"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_A24CD8BB011DEC28A8DF5208270C114E" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions" xlink:label="loc_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:type="locator"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceforCreditLossesIndividuallyEvaluatedforImpairmentProvisions_DB5568874CD2EE661EB35208270C85EA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_7B068D2A27666100A4965208270CBAB5" xlink:type="locator"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_7B068D2A27666100A4965208270CBAB5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:type="locator"/>
<link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_C5AC1251CCA29B0368E15208270C4954" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ChangeInRecordedInvestmentNumberOfLoans" xlink:label="loc_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:type="locator"/>
<link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_ChangeInRecordedInvestmentNumberOfLoans_B3B3B8DE8FD18B3EBD795208270D3E61" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans" xlink:label="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_E2B5A30CFBABF39199165208270DBFA7" xlink:type="locator"/>
<link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_FinancingReceivableAllowanceForCreditLossesNumberOfLoans_E2B5A30CFBABF39199165208270DBFA7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2" xlink:type="locator"/>
<link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_A7456E998958AEB7D42F5208270DD2A2" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment" xlink:label="loc_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:type="locator"/>
<link:presentationArc order="23" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_anat_LoansAndLeasesReceivableGrossChangeInRecordedInvestment_313C0F64544DD58DB9855208270D726F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_7CEE5AD705753DBE264F5208270D14C1" xlink:type="locator"/>
<link:presentationArc order="24" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_7CEE5AD705753DBE264F5208270D14C1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_0D69C6A42BC35929D6C85208270E350C" xlink:type="locator"/>
<link:presentationArc order="25" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_0D69C6A42BC35929D6C85208270E350C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F" xlink:type="locator"/>
<link:presentationArc order="26" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_EF645349967F894479255208270EF84F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_E96EEE4E4C4E9FB1D1DB5208270E2567" xlink:type="locator"/>
<link:presentationArc order="27" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_7B6128F1E0F691E825FD52082708E6AB" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_E96EEE4E4C4E9FB1D1DB5208270E2567" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/MortgageLoansDistributionBasedOnCarryingAmountOfMortgageLoansByLocationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_FEF84060387C1F1AB4320AD1342B15B0" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTable" xlink:label="loc_us-gaap_ConcentrationRiskTable_D812F7A80CF2460B5F830AD1342C64A5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_FEF84060387C1F1AB4320AD1342B15B0" xlink:to="loc_us-gaap_ConcentrationRiskTable_D812F7A80CF2460B5F830AD1342C64A5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_D812F7A80CF2460B5F830AD1342C64A5" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_0C2E8E9B40914BC380C30AD1342C1BFB" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_F8149C11D5444076348A0AD1342CCE3F" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_0C2E8E9B40914BC380C30AD1342C1BFB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountsReceivableMember" xlink:label="loc_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_0C2E8E9B40914BC380C30AD1342C1BFB" xlink:to="loc_us-gaap_AccountsReceivableMember_A422CB0CF29825D6CEE10AD1342C4957" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_5E2A6B60C984DFFF59F70AD1342D3C04" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_D812F7A80CF2460B5F830AD1342C64A5" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_5E2A6B60C984DFFF59F70AD1342D3C04" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_D9C71CA94F12272DD5D30AD1342DCA07" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_5E2A6B60C984DFFF59F70AD1342D3C04" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_D9C71CA94F12272DD5D30AD1342DCA07" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GeographicConcentrationRiskMember" xlink:label="loc_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_D9C71CA94F12272DD5D30AD1342DCA07" xlink:to="loc_us-gaap_GeographicConcentrationRiskMember_5E19E592F2A0F758C6FE0AD1342D0ECA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentGeographicRegionAxis" xlink:label="loc_invest_InvestmentGeographicRegionAxis_10F9205952BC233101C90AD1342D58E9" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_D812F7A80CF2460B5F830AD1342C64A5" xlink:to="loc_invest_InvestmentGeographicRegionAxis_10F9205952BC233101C90AD1342D58E9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentGeographicRegionDomain" xlink:label="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionAxis_10F9205952BC233101C90AD1342D58E9" xlink:to="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EastNorthCentralMember" xlink:label="loc_anat_EastNorthCentralMember_0EF4F1AFF3417BD341470AD1342E54E8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:to="loc_anat_EastNorthCentralMember_0EF4F1AFF3417BD341470AD1342E54E8" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EastSouthCentralMember" xlink:label="loc_anat_EastSouthCentralMember_BF4423F845E5594EF2800AD1342EDF3A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:to="loc_anat_EastSouthCentralMember_BF4423F845E5594EF2800AD1342EDF3A" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MountainMember" xlink:label="loc_anat_MountainMember_E3CE344F29A5A89177CE0AD1342E5FCE" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:to="loc_anat_MountainMember_E3CE344F29A5A89177CE0AD1342E5FCE" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PacificMember" xlink:label="loc_anat_PacificMember_C8A37828A2EF56F936550AD1342FA51B" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:to="loc_anat_PacificMember_C8A37828A2EF56F936550AD1342FA51B" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SouthAtlanticMember" xlink:label="loc_anat_SouthAtlanticMember_3408986778082A0117050AD13434218A" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:to="loc_anat_SouthAtlanticMember_3408986778082A0117050AD13434218A" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_WestSouthCentralMember" xlink:label="loc_anat_WestSouthCentralMember_CD1E1E65AC70FCD1C8EB0AD13434829C" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:to="loc_anat_WestSouthCentralMember_CD1E1E65AC70FCD1C8EB0AD13434829C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherGeographicalAreaMember" xlink:label="loc_anat_OtherGeographicalAreaMember_C12A3035FD1AD057D61B0AD1343436BD" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_CCED4ECBD16EA33BBF600AD1342E8D11" xlink:to="loc_anat_OtherGeographicalAreaMember_C12A3035FD1AD057D61B0AD1343436BD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_509303F49A0F8F4497380AD13434A0A3" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_D812F7A80CF2460B5F830AD1342C64A5" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_509303F49A0F8F4497380AD13434A0A3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_83C83546B8BFE5155CEF0AD134357A78" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_509303F49A0F8F4497380AD13434A0A3" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_83C83546B8BFE5155CEF0AD134357A78" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/MortgageLoansMortgageLoansScheduleOfTroubledDebtRestructuringMortgageLoanInformationDetails" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_EB1FDAD354776AF3F42F620ACFC4C615" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_CEA3C00568ABBAB67580620ACFC4A1C0" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_EB1FDAD354776AF3F42F620ACFC4C615" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_CEA3C00568ABBAB67580620ACFC4A1C0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_9167358EB3E5C3E61641620ACFC574C9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_CEA3C00568ABBAB67580620ACFC4A1C0" xlink:to="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_9167358EB3E5C3E61641620ACFC574C9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_B2B9B40451C59A9D08C1620ACFC548A3" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_9167358EB3E5C3E61641620ACFC574C9" xlink:to="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_B2B9B40451C59A9D08C1620ACFC548A3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OfficeBuildingMember" xlink:label="loc_srt_OfficeBuildingMember_F9124D6900ABBF55662E620ACFC50B6B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_B2B9B40451C59A9D08C1620ACFC548A3" xlink:to="loc_srt_OfficeBuildingMember_F9124D6900ABBF55662E620ACFC50B6B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RetailSiteMember" xlink:label="loc_srt_RetailSiteMember_F38CF0A2B04A69A89065620ACFC5961E" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_B2B9B40451C59A9D08C1620ACFC548A3" xlink:to="loc_srt_RetailSiteMember_F38CF0A2B04A69A89065620ACFC5961E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_IndustrialPropertyMember" xlink:label="loc_srt_IndustrialPropertyMember_1B0C72CACCD5F147786C620ACFC62FEF" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_B2B9B40451C59A9D08C1620ACFC548A3" xlink:to="loc_srt_IndustrialPropertyMember_1B0C72CACCD5F147786C620ACFC62FEF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_B430020955EBFDC20E30620ACFC6A713" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_CEA3C00568ABBAB67580620ACFC4A1C0" xlink:to="loc_us-gaap_FinancingReceivableModificationsLineItems_B430020955EBFDC20E30620ACFC6A713" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_2C14A8A09086C7C6767C620ACFC63510" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_B430020955EBFDC20E30620ACFC6A713" xlink:to="loc_us-gaap_FinancingReceivableModificationsNumberOfContracts2_2C14A8A09086C7C6767C620ACFC63510" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_6F958140B85E3A35248F620ACFC61199" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_B430020955EBFDC20E30620ACFC6A713" xlink:to="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_6F958140B85E3A35248F620ACFC61199" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_E59AA756B83FC2E5D05B620ACFC6DB2A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_B430020955EBFDC20E30620ACFC6A713" xlink:to="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_E59AA756B83FC2E5D05B620ACFC6DB2A" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/MortgageLoansTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_9A0DCC6C2BB92D74D59F52082FCFC51B" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MortgageLoansByGeographicDistributionTableTextBlock" xlink:label="loc_anat_MortgageLoansByGeographicDistributionTableTextBlock_5C4B838566D58C9AB52152082FCF6BAF" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_9A0DCC6C2BB92D74D59F52082FCFC51B" xlink:to="loc_anat_MortgageLoansByGeographicDistributionTableTextBlock_5C4B838566D58C9AB52152082FCF6BAF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_53EDDCFACE358779203052082FCF5165" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_9A0DCC6C2BB92D74D59F52082FCFC51B" xlink:to="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_53EDDCFACE358779203052082FCF5165" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7045150E3BA65DBD968152082FD07E3B" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_9A0DCC6C2BB92D74D59F52082FCFC51B" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7045150E3BA65DBD968152082FD07E3B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_1E13C24372C3526EEE21520A31412F59" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_9A0DCC6C2BB92D74D59F52082FCFC51B" xlink:to="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_1E13C24372C3526EEE21520A31412F59" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/NatureOfOperations" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_5163F16022AD8C207FBA0AD133B3BE64" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NatureOfOperations" xlink:label="loc_us-gaap_NatureOfOperations_0B0E7498F17C1EEC71680AD133B38654" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_5163F16022AD8C207FBA0AD133B3BE64" xlink:to="loc_us-gaap_NatureOfOperations_0B0E7498F17C1EEC71680AD133B38654" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/NatureOfOperationsAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_EBE4528871D20DBB91CE0AD137141978" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfStatesInWhichEntityOperates" xlink:label="loc_us-gaap_NumberOfStatesInWhichEntityOperates_F5026CB642AFA19F32060AD13715BFE4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_EBE4528871D20DBB91CE0AD137141978" xlink:to="loc_us-gaap_NumberOfStatesInWhichEntityOperates_F5026CB642AFA19F32060AD13715BFE4" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLosses" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_11AD6272A3A2CAC2D01A51F409605AA3" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NetInvestmentIncomeAndRealizedGainsAndLossesTextBlock" xlink:label="loc_anat_NetInvestmentIncomeAndRealizedGainsAndLossesTextBlock_2EB852D5DF290B7B494D51E078314E67" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_11AD6272A3A2CAC2D01A51F409605AA3" xlink:to="loc_anat_NetInvestmentIncomeAndRealizedGainsAndLossesTextBlock_2EB852D5DF290B7B494D51E078314E67" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfNetInvestmentIncomeDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_4E99221A5B99E87C547B0AD1368A8017" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable" xlink:label="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_4E99221A5B99E87C547B0AD1368A8017" xlink:to="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_74A0A9A4C11A49D9B8910AD1368B2934" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:to="loc_us-gaap_FinancialInstrumentAxis_74A0A9A4C11A49D9B8910AD1368B2934" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9C71126EECEBC32AC6A0AD13690D964" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_74A0A9A4C11A49D9B8910AD1368B2934" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9C71126EECEBC32AC6A0AD13690D964" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OptionMember" xlink:label="loc_us-gaap_OptionMember_2B120D2651359463A0150AD136907096" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_B9C71126EECEBC32AC6A0AD13690D964" xlink:to="loc_us-gaap_OptionMember_2B120D2651359463A0150AD136907096" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_AC1A713EBCF3D962DB930AD13691E543" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:to="loc_us-gaap_InvestmentTypeAxis_AC1A713EBCF3D962DB930AD13691E543" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_DAA70FA79ED75502B1480AD136910C37" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_AC1A713EBCF3D962DB930AD13691E543" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_DAA70FA79ED75502B1480AD136910C37" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesMember" xlink:label="loc_us-gaap_DebtSecuritiesMember_5B802480475056C8A7B60AD136910ABD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_DAA70FA79ED75502B1480AD136910C37" xlink:to="loc_us-gaap_DebtSecuritiesMember_5B802480475056C8A7B60AD136910ABD" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_DividendsOnEquitySecuritiesMember" xlink:label="loc_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_DAA70FA79ED75502B1480AD136910C37" xlink:to="loc_anat_DividendsOnEquitySecuritiesMember_204EB7E0AB5FBF27119A0AD136923532" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgagesMember" xlink:label="loc_us-gaap_MortgagesMember_D4EC56CFA0D58D9B3E100AD136923A8A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_DAA70FA79ED75502B1480AD136910C37" xlink:to="loc_us-gaap_MortgagesMember_D4EC56CFA0D58D9B3E100AD136923A8A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentMember" xlink:label="loc_us-gaap_RealEstateInvestmentMember_A18DE1771C800CC7C7960AD13692DBC5" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_DAA70FA79ED75502B1480AD136910C37" xlink:to="loc_us-gaap_RealEstateInvestmentMember_A18DE1771C800CC7C7960AD13692DBC5" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherInvestedAssetsMember" xlink:label="loc_anat_OtherInvestedAssetsMember_3CE20CFA1AE644799B400AD136921046" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_DAA70FA79ED75502B1480AD136910C37" xlink:to="loc_anat_OtherInvestedAssetsMember_3CE20CFA1AE644799B400AD136921046" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems" xlink:label="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems_4B4F0C52C2E13DB194470AD13692AA14" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryTable_22E05CB7CAFB466684FA0AD1368A1399" xlink:to="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems_4B4F0C52C2E13DB194470AD13692AA14" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="loc_us-gaap_NetInvestmentIncome_EFA31DA8DAEA902283340AD13693179B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfInvestmentIncomeReportedAmountsByCategoryLineItems_4B4F0C52C2E13DB194470AD13692AA14" xlink:to="loc_us-gaap_NetInvestmentIncome_EFA31DA8DAEA902283340AD13693179B" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfOtherThanTemporaryImpairmentLossesDetails" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_C91537EDED3325F0AFD30AD136BF8D36" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsTable" xlink:label="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_A1E53FC2696271CDA0400AD136C046BE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_C91537EDED3325F0AFD30AD136BF8D36" xlink:to="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_A1E53FC2696271CDA0400AD136C046BE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_2A5FA82501B83D5149C60AD136C0C50D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_A1E53FC2696271CDA0400AD136C046BE" xlink:to="loc_us-gaap_InvestmentTypeAxis_2A5FA82501B83D5149C60AD136C0C50D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_44243177F1029C36400E0AD136C144E0" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_2A5FA82501B83D5149C60AD136C0C50D" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_44243177F1029C36400E0AD136C144E0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesMember" xlink:label="loc_us-gaap_DebtSecuritiesMember_5DF634E6D731F28356A80AD136C19289" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_44243177F1029C36400E0AD136C144E0" xlink:to="loc_us-gaap_DebtSecuritiesMember_5DF634E6D731F28356A80AD136C19289" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="loc_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_00EAD8EA93CF0E452C130AD136C11049" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_A1E53FC2696271CDA0400AD136C046BE" xlink:to="loc_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_00EAD8EA93CF0E452C130AD136C11049" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ImpairmentOfInvestments" xlink:label="loc_us-gaap_ImpairmentOfInvestments_3E8E9DD2CC96CC2BF1170AD136C13632" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_00EAD8EA93CF0E452C130AD136C11049" xlink:to="loc_us-gaap_ImpairmentOfInvestments_3E8E9DD2CC96CC2BF1170AD136C13632" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesSummaryOfRealizedInvestmentGainsLossesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DB6AEF6CF84BADE91C9B0AD134BE31D3" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsTable" xlink:label="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_DB6AEF6CF84BADE91C9B0AD134BE31D3" xlink:to="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_55D0FC0BE0618FBEA7560AD134BFB11D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6" xlink:to="loc_us-gaap_InvestmentTypeAxis_55D0FC0BE0618FBEA7560AD134BFB11D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_580C47461890980E48530AD134BFBAF7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_55D0FC0BE0618FBEA7560AD134BFB11D" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_580C47461890980E48530AD134BFBAF7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtSecuritiesMember" xlink:label="loc_us-gaap_DebtSecuritiesMember_0F82629814F9B7B51C460AD134BF15D9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_580C47461890980E48530AD134BFBAF7" xlink:to="loc_us-gaap_DebtSecuritiesMember_0F82629814F9B7B51C460AD134BF15D9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgagesMember" xlink:label="loc_us-gaap_MortgagesMember_ECF86128B8C5AA617E2A0AD134BF8C9C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_580C47461890980E48530AD134BFBAF7" xlink:to="loc_us-gaap_MortgagesMember_ECF86128B8C5AA617E2A0AD134BF8C9C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentMember" xlink:label="loc_us-gaap_RealEstateInvestmentMember_21AE1EA1A1330859935F0AD134C016EF" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_580C47461890980E48530AD134BFBAF7" xlink:to="loc_us-gaap_RealEstateInvestmentMember_21AE1EA1A1330859935F0AD134C016EF" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherInvestedAssetsMember" xlink:label="loc_anat_OtherInvestedAssetsMember_3E284DF2F51D196472A30AD134C00E0A" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_580C47461890980E48530AD134BFBAF7" xlink:to="loc_anat_OtherInvestedAssetsMember_3E284DF2F51D196472A30AD134C00E0A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="loc_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_75B42E55491A3F8803500AD134C07724" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGainLossOnInvestmentsTable_2A8FE0D157CC33BD66F70AD134BE0FB6" xlink:to="loc_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_75B42E55491A3F8803500AD134C07724" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:label="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_CBC747E776E0220ED7D00AD134C0A5AD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_75B42E55491A3F8803500AD134C07724" xlink:to="loc_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_CBC747E776E0220ED7D00AD134C0A5AD" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/NetInvestmentIncomeAndRealizedInvestmentGainsLossesTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8FCD67702BB82DB3926A51F43BA06959" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeTextBlock" xlink:label="loc_us-gaap_InvestmentIncomeTextBlock_FA9FFD7038CBECA20DED51E07829C25C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8FCD67702BB82DB3926A51F43BA06959" xlink:to="loc_us-gaap_InvestmentIncomeTextBlock_FA9FFD7038CBECA20DED51E07829C25C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestmentsTextBlock" xlink:label="loc_us-gaap_GainLossOnInvestmentsTextBlock_96FA03C6A083D84A046851E078299E95" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8FCD67702BB82DB3926A51F43BA06959" xlink:to="loc_us-gaap_GainLossOnInvestmentsTextBlock_96FA03C6A083D84A046851E078299E95" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RealEstateAndOtherInvestments" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAbstract" xlink:label="loc_us-gaap_RealEstateAbstract_57CD82057E6DB1D055EC0AD132BDEE26" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateDisclosureTextBlock" xlink:label="loc_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_57CD82057E6DB1D055EC0AD132BDEE26" xlink:to="loc_us-gaap_RealEstateDisclosureTextBlock_2A4E481B985B4596C7120AD132BE0363" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RealEstateAndOtherInvestmentsAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAbstract" xlink:label="loc_us-gaap_RealEstateAbstract_CEFBFA57B55560A28B69522735B52AC0" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MaximumAmountOfInvestmentInLongTermNotesPayable" xlink:label="loc_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_DF4554EFBA34B7B6AD9252237E128829" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_CEFBFA57B55560A28B69522735B52AC0" xlink:to="loc_anat_MaximumAmountOfInvestmentInLongTermNotesPayable_DF4554EFBA34B7B6AD9252237E128829" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NumberOfRealEstateInvestments" xlink:label="loc_anat_NumberOfRealEstateInvestments_564B9C3D81C40539037B52237E13CB87" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_CEFBFA57B55560A28B69522735B52AC0" xlink:to="loc_anat_NumberOfRealEstateInvestments_564B9C3D81C40539037B52237E13CB87" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateHeldforsale" xlink:label="loc_us-gaap_RealEstateHeldforsale_347B30A07C540A9314F95224D980E605" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_CEFBFA57B55560A28B69522735B52AC0" xlink:to="loc_us-gaap_RealEstateHeldforsale_347B30A07C540A9314F95224D980E605" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RealEstateAndOtherInvestmentsAssetsAndLiabilitiesRelatedToViesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAbstract" xlink:label="loc_us-gaap_RealEstateAbstract_37EE4F95E12290E393EB52271182EA4D" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D41C1A511CC2469E54DF522513641905" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_37EE4F95E12290E393EB52271182EA4D" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D41C1A511CC2469E54DF522513641905" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_97CE348997AE7D8FF63E52251364274C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D41C1A511CC2469E54DF522513641905" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_97CE348997AE7D8FF63E52251364274C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_A7BBC89CFBAEBE2694C852251365CB49" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_97CE348997AE7D8FF63E52251364274C" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_A7BBC89CFBAEBE2694C852251365CB49" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_40CC380A0A4B9EB83E3152251365D396" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_A7BBC89CFBAEBE2694C852251365CB49" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_40CC380A0A4B9EB83E3152251365D396" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D41C1A511CC2469E54DF522513641905" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentPropertyNet" xlink:label="loc_us-gaap_RealEstateInvestmentPropertyNet_81596222C9A852D4DEE5522513656EB6" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_RealEstateInvestmentPropertyNet_81596222C9A852D4DEE5522513656EB6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_98FD105F89559395F85A52251366D78E" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_ShortTermInvestments_98FD105F89559395F85A52251366D78E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_7CC615C1827B34BECEF2522513661D6C" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_7CC615C1827B34BECEF2522513661D6C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherReceivables" xlink:label="loc_us-gaap_OtherReceivables_71ED22A96189275907845225136637C1" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_OtherReceivables_71ED22A96189275907845225136637C1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_226035F6C96C3303AB0E522513663032" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_OtherAssets_226035F6C96C3303AB0E522513663032" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:label="loc_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2630A1785C1300EE24C05225136605E8" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets_2630A1785C1300EE24C05225136605E8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayable" xlink:label="loc_us-gaap_NotesPayable_B982A87DBA49D20000B252251366F0E1" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_NotesPayable_B982A87DBA49D20000B252251366F0E1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_3FF708EF7E7D9FEA34DA5225136742CD" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_OtherLiabilities_3FF708EF7E7D9FEA34DA5225136742CD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities" xlink:label="loc_us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities_7C523B47F3488E41CC5A52251367EA2C" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_FB6590778D124F53062952251365DD6C" xlink:to="loc_us-gaap_VariableInterestEntityConsolidatedCarryingAmountLiabilities_7C523B47F3488E41CC5A52251367EA2C" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RealEstateAndOtherInvestmentsCarryingAmountAndMaximumExposureToLossRelatedToViesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAbstract" xlink:label="loc_us-gaap_RealEstateAbstract_D6384B717FB3C6F42E1F52277720D67E" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D5661B6E6CC7D7D2A1D252238740DA6C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_D6384B717FB3C6F42E1F52277720D67E" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D5661B6E6CC7D7D2A1D252238740DA6C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BalanceSheetLocationAxis" xlink:label="loc_us-gaap_BalanceSheetLocationAxis_58AE78D1A98D0130ABBD52238740F94A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D5661B6E6CC7D7D2A1D252238740DA6C" xlink:to="loc_us-gaap_BalanceSheetLocationAxis_58AE78D1A98D0130ABBD52238740F94A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BalanceSheetLocationDomain" xlink:label="loc_us-gaap_BalanceSheetLocationDomain_B3C448E6D892E5C776EA52238741E08B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationAxis_58AE78D1A98D0130ABBD52238740F94A" xlink:to="loc_us-gaap_BalanceSheetLocationDomain_B3C448E6D892E5C776EA52238741E08B" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentsInUnconsolidatedAffiliatesMember" xlink:label="loc_anat_InvestmentsInUnconsolidatedAffiliatesMember_5C3FB69D31C32C9B0D1352238741AA72" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_B3C448E6D892E5C776EA52238741E08B" xlink:to="loc_anat_InvestmentsInUnconsolidatedAffiliatesMember_5C3FB69D31C32C9B0D1352238741AA72" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AccruedInvestmentIncomeMember" xlink:label="loc_anat_AccruedInvestmentIncomeMember_5B07600CE053DD6D278552238741F9CE" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_B3C448E6D892E5C776EA52238741E08B" xlink:to="loc_anat_AccruedInvestmentIncomeMember_5B07600CE053DD6D278552238741F9CE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_DE364445FAA5630E09C8522387424623" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D5661B6E6CC7D7D2A1D252238740DA6C" xlink:to="loc_us-gaap_InvestmentTypeAxis_DE364445FAA5630E09C8522387424623" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_B035A34375D6720F7BB652238742D317" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_DE364445FAA5630E09C8522387424623" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_B035A34375D6720F7BB652238742D317" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MortgagesMember" xlink:label="loc_us-gaap_MortgagesMember_276CE56644473131873A522387426B3D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_B035A34375D6720F7BB652238742D317" xlink:to="loc_us-gaap_MortgagesMember_276CE56644473131873A522387426B3D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_C0839710EFCEA093606652238742F7CA" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D5661B6E6CC7D7D2A1D252238740DA6C" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_C0839710EFCEA093606652238742F7CA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_F165D0BA8E7F0BD4802152238743E409" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_C0839710EFCEA093606652238742F7CA" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_F165D0BA8E7F0BD4802152238743E409" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember" xlink:label="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_38DE69868D3673D9986F522387438FE8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_F165D0BA8E7F0BD4802152238743E409" xlink:to="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_38DE69868D3673D9986F522387438FE8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_551926980F0C95901B7D52238743050E" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_D5661B6E6CC7D7D2A1D252238740DA6C" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_551926980F0C95901B7D52238743050E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet" xlink:label="loc_us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet_D1EB17B0ACE394FDEA755223874327D3" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_551926980F0C95901B7D52238743050E" xlink:to="loc_us-gaap_VariableInterestEntityNonconsolidatedCarryingAmountAssetsAndLiabilitiesNet_D1EB17B0ACE394FDEA755223874327D3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount" xlink:label="loc_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_5C47E2AC3974F6A956F85223874486A2" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_551926980F0C95901B7D52238743050E" xlink:to="loc_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_5C47E2AC3974F6A956F85223874486A2" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RealEstateAndOtherInvestmentsInvestmentRealEstateByPropertyTypeAndGeographicDistributionDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAbstract" xlink:label="loc_us-gaap_RealEstateAbstract_AA8A89074E77392E86CB522903260D11" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTable" xlink:label="loc_us-gaap_ConcentrationRiskTable_E67293D1926CD30CFEBD5228A94F12AC" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_AA8A89074E77392E86CB522903260D11" xlink:to="loc_us-gaap_ConcentrationRiskTable_E67293D1926CD30CFEBD5228A94F12AC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_29E1C935F8F322E21F115228A94F0AAE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_E67293D1926CD30CFEBD5228A94F12AC" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_29E1C935F8F322E21F115228A94F0AAE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_1B583CBC80C93611F8785228A9505238" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_29E1C935F8F322E21F115228A94F0AAE" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_1B583CBC80C93611F8785228A9505238" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PropertyTypeConcentrationRiskMember" xlink:label="loc_anat_PropertyTypeConcentrationRiskMember_16D735981FC8218052BD5228A950FA32" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_1B583CBC80C93611F8785228A9505238" xlink:to="loc_anat_PropertyTypeConcentrationRiskMember_16D735981FC8218052BD5228A950FA32" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_GeographicLocationMember" xlink:label="loc_anat_GeographicLocationMember_BE00AEB68B956A3FBA005228A950AC8F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_1B583CBC80C93611F8785228A9505238" xlink:to="loc_anat_GeographicLocationMember_BE00AEB68B956A3FBA005228A950AC8F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_9E281B67328B58BF14125228A951BAB0" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_E67293D1926CD30CFEBD5228A94F12AC" xlink:to="loc_us-gaap_InvestmentTypeAxis_9E281B67328B58BF14125228A951BAB0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_E2B0A8D67977F2B905B25228A951A8D4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_9E281B67328B58BF14125228A951BAB0" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_E2B0A8D67977F2B905B25228A951A8D4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateInvestmentMember" xlink:label="loc_us-gaap_RealEstateInvestmentMember_0B6C78C6A313330F16185228A951078F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_E2B0A8D67977F2B905B25228A951A8D4" xlink:to="loc_us-gaap_RealEstateInvestmentMember_0B6C78C6A313330F16185228A951078F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis" xlink:label="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_6DA3A54525A322D017EC5228A9511265" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_E67293D1926CD30CFEBD5228A94F12AC" xlink:to="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_6DA3A54525A322D017EC5228A9511265" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateNamePropertyTypeDomain" xlink:label="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_3C0A568504CF4C25B2475228A952BFDE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateDescriptionTypeOfPropertyAxis_6DA3A54525A322D017EC5228A9511265" xlink:to="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_3C0A568504CF4C25B2475228A952BFDE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_IndustrialPropertyMember" xlink:label="loc_srt_IndustrialPropertyMember_687C8A6B4D59324E6BEB5228A9520834" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_3C0A568504CF4C25B2475228A952BFDE" xlink:to="loc_srt_IndustrialPropertyMember_687C8A6B4D59324E6BEB5228A9520834" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OfficeBuildingMember" xlink:label="loc_srt_OfficeBuildingMember_27E184BBF18B78DAFF475228A952F12C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_3C0A568504CF4C25B2475228A952BFDE" xlink:to="loc_srt_OfficeBuildingMember_27E184BBF18B78DAFF475228A952F12C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RetailSiteMember" xlink:label="loc_srt_RetailSiteMember_22C7D45F0B08A261E7EF5228A952D4FC" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_3C0A568504CF4C25B2475228A952BFDE" xlink:to="loc_srt_RetailSiteMember_22C7D45F0B08A261E7EF5228A952D4FC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OtherPropertyMember" xlink:label="loc_srt_OtherPropertyMember_47F6E32A73BA918487845228A952B2B6" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MortgageLoansOnRealEstateNamePropertyTypeDomain_3C0A568504CF4C25B2475228A952BFDE" xlink:to="loc_srt_OtherPropertyMember_47F6E32A73BA918487845228A952B2B6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentGeographicRegionAxis" xlink:label="loc_invest_InvestmentGeographicRegionAxis_75F752898EE776F6B3B75228A9525914" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_E67293D1926CD30CFEBD5228A94F12AC" xlink:to="loc_invest_InvestmentGeographicRegionAxis_75F752898EE776F6B3B75228A9525914" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentGeographicRegionDomain" xlink:label="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionAxis_75F752898EE776F6B3B75228A9525914" xlink:to="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EastNorthCentralMember" xlink:label="loc_anat_EastNorthCentralMember_700A140F324C3C1FA3EF5228A95379FB" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:to="loc_anat_EastNorthCentralMember_700A140F324C3C1FA3EF5228A95379FB" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_EastSouthCentralMember" xlink:label="loc_anat_EastSouthCentralMember_3806A938B7B312C18FA85228A9534012" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:to="loc_anat_EastSouthCentralMember_3806A938B7B312C18FA85228A9534012" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MountainMember" xlink:label="loc_anat_MountainMember_1CA5DD7E112AB810C9165228A953AB9D" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:to="loc_anat_MountainMember_1CA5DD7E112AB810C9165228A953AB9D" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PacificMember" xlink:label="loc_anat_PacificMember_F66313E2E3FD11EFC9BD5228A95491A0" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:to="loc_anat_PacificMember_F66313E2E3FD11EFC9BD5228A95491A0" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_SouthAtlanticMember" xlink:label="loc_anat_SouthAtlanticMember_F02A859F4174868541DB5228A954226A" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:to="loc_anat_SouthAtlanticMember_F02A859F4174868541DB5228A954226A" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_WestSouthCentralMember" xlink:label="loc_anat_WestSouthCentralMember_D6D95BCB908B8CFB9BE15228A954F385" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:to="loc_anat_WestSouthCentralMember_D6D95BCB908B8CFB9BE15228A954F385" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherGeographicalAreaMember" xlink:label="loc_anat_OtherGeographicalAreaMember_7F38B05669A87C33672A5228A954421A" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentGeographicRegionDomain_0185D6C933E1611B6F9D5228A9531294" xlink:to="loc_anat_OtherGeographicalAreaMember_7F38B05669A87C33672A5228A954421A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_869C9330E93B8A87CB335228A9540724" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_E67293D1926CD30CFEBD5228A94F12AC" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_869C9330E93B8A87CB335228A9540724" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_DB5F81C4F3EA9254A6D05228A9543067" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_869C9330E93B8A87CB335228A9540724" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_DB5F81C4F3EA9254A6D05228A9543067" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RealEstateAndOtherInvestmentsScheduleOfLongTermNotesPayableOfConsolidatedViesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAbstract" xlink:label="loc_us-gaap_RealEstateAbstract_D13D2EEE217B31AEF7B752275970E9FE" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_5A661766266EFF5280195225135D9EE5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_D13D2EEE217B31AEF7B752275970E9FE" xlink:to="loc_us-gaap_DebtInstrumentTable_5A661766266EFF5280195225135D9EE5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="loc_us-gaap_VariableRateAxis_92E9DC3A83E70A7D99835225135DA718" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_5A661766266EFF5280195225135D9EE5" xlink:to="loc_us-gaap_VariableRateAxis_92E9DC3A83E70A7D99835225135DA718" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableRateDomain" xlink:label="loc_us-gaap_VariableRateDomain_E5E9782A292AB0E2C1AE5225135DE678" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateAxis_92E9DC3A83E70A7D99835225135DA718" xlink:to="loc_us-gaap_VariableRateDomain_E5E9782A292AB0E2C1AE5225135DE678" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember" xlink:label="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_59964C2F5578527D47925225135E9C18" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateDomain_E5E9782A292AB0E2C1AE5225135DE678" xlink:to="loc_us-gaap_LondonInterbankOfferedRateLIBORMember_59964C2F5578527D47925225135E9C18" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_E280BE9A0D6DC784C06E5225135E7F53" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_5A661766266EFF5280195225135D9EE5" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_E280BE9A0D6DC784C06E5225135E7F53" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_ED81E442802A1CD61C7E5225135E82B6" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_E280BE9A0D6DC784C06E5225135E7F53" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_ED81E442802A1CD61C7E5225135E82B6" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LongTermNotesPayableMaturingTwoThousandTwentyMember" xlink:label="loc_anat_LongTermNotesPayableMaturingTwoThousandTwentyMember_4B8064B85A7EA9EC6EF95225135E1991" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_ED81E442802A1CD61C7E5225135E82B6" xlink:to="loc_anat_LongTermNotesPayableMaturingTwoThousandTwentyMember_4B8064B85A7EA9EC6EF95225135E1991" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LongTermNotesPayableMaturingTwoThousandTwentyOneMember" xlink:label="loc_anat_LongTermNotesPayableMaturingTwoThousandTwentyOneMember_296873AAE8D753DDF5EF5225135F97CE" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_ED81E442802A1CD61C7E5225135E82B6" xlink:to="loc_anat_LongTermNotesPayableMaturingTwoThousandTwentyOneMember_296873AAE8D753DDF5EF5225135F97CE" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember" xlink:label="loc_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_219AEC7BEEC69D8058835225135F12A8" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_ED81E442802A1CD61C7E5225135E82B6" xlink:to="loc_anat_LongTermNotesPayableMaturingTwoThousandTwentyTwoMember_219AEC7BEEC69D8058835225135F12A8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_F963BB9EAAD89F8157875225135FA9B6" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_5A661766266EFF5280195225135D9EE5" xlink:to="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_F963BB9EAAD89F8157875225135FA9B6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5D1B8B7CB589ADA9C62F5225135F9C75" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis_F963BB9EAAD89F8157875225135FA9B6" xlink:to="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5D1B8B7CB589ADA9C62F5225135F9C75" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_B0BD80D5DD0827718F085225135FBD72" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassificationOfVariableInterestEntityDomain_5D1B8B7CB589ADA9C62F5225135F9C75" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_B0BD80D5DD0827718F085225135FBD72" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_D002D9608630FA39B8995225136009A7" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_5A661766266EFF5280195225135D9EE5" xlink:to="loc_us-gaap_DebtInstrumentLineItems_D002D9608630FA39B8995225136009A7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NotesPayable" xlink:label="loc_us-gaap_NotesPayable_D0E721DF70072C41BAEF522513602B8C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_D002D9608630FA39B8995225136009A7" xlink:to="loc_us-gaap_NotesPayable_D0E721DF70072C41BAEF522513602B8C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_DBB449F084D505C9E57652251360C2A2" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_D002D9608630FA39B8995225136009A7" xlink:to="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_DBB449F084D505C9E57652251360C2A2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_49949AB730F007E6791152251360C4AA" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_D002D9608630FA39B8995225136009A7" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_49949AB730F007E6791152251360C4AA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_302D11B3588A06E2298B522513600626" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_D002D9608630FA39B8995225136009A7" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_302D11B3588A06E2298B522513600626" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RealEstateAndOtherInvestmentsTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RealEstateAbstract" xlink:label="loc_us-gaap_RealEstateAbstract_65E575CAB76C4A90C15E51BAB58C5694" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock" xlink:label="loc_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_65E575CAB76C4A90C15E51BAB58C5694" xlink:to="loc_anat_InvestmentRealEstateByPropertyTypeAndGeographicDistributionTableTextBlock_EEBFB8B4912701CA79AE51BAB58C3F3C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTextBlock" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_01DAA221A25FA326613651BAB58CED05" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_65E575CAB76C4A90C15E51BAB58C5694" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_01DAA221A25FA326613651BAB58CED05" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDebtTableTextBlock_758F90D3BFA54DA8822351BAB58C59B8" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_65E575CAB76C4A90C15E51BAB58C5694" xlink:to="loc_us-gaap_ScheduleOfDebtTableTextBlock_758F90D3BFA54DA8822351BAB58C59B8" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ScheduleOfVariableInterestEntitiesCarryingAmountAndMaximumExposureToLossTableTableTextBlock" xlink:label="loc_anat_ScheduleOfVariableInterestEntitiesCarryingAmountAndMaximumExposureToLossTableTableTextBlock_B8238F22B330FA7CEE3351BAB58C0F40" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateAbstract_65E575CAB76C4A90C15E51BAB58C5694" xlink:to="loc_anat_ScheduleOfVariableInterestEntitiesCarryingAmountAndMaximumExposureToLossTableTableTextBlock_B8238F22B330FA7CEE3351BAB58C0F40" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RecentlyIssuedAccountingPronouncements" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:label="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_759E111A9DB8951E8FBB51FD870E2298" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:label="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_CB4432BA54C3ECE204D051E079CD7A48" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_759E111A9DB8951E8FBB51FD870E2298" xlink:to="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_CB4432BA54C3ECE204D051E079CD7A48" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RecentlyIssuedAccountingPronouncementsAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract" xlink:label="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_F57044D3FDE6F3ED489651BAB63F65FE" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_1D281BC3825FD5A4DB8F51BAB63F6E87" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract_F57044D3FDE6F3ED489651BAB63F65FE" xlink:to="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_1D281BC3825FD5A4DB8F51BAB63F6E87" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_6DA2B78EEF37E3CBE8E751BAB63F8067" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_1D281BC3825FD5A4DB8F51BAB63F6E87" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_6DA2B78EEF37E3CBE8E751BAB63F8067" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_C77C12BFC24B5985B43A51BAB640DF70" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_6DA2B78EEF37E3CBE8E751BAB63F8067" xlink:to="loc_us-gaap_EquityComponentDomain_C77C12BFC24B5985B43A51BAB640DF70" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_5621C7284C6FD9F4CD8C51BAB640B0D8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_C77C12BFC24B5985B43A51BAB640DF70" xlink:to="loc_us-gaap_RetainedEarningsMember_5621C7284C6FD9F4CD8C51BAB640B0D8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_0054D64961CC154DC22251BAB6401857" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_1D281BC3825FD5A4DB8F51BAB63F6E87" xlink:to="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_0054D64961CC154DC22251BAB6401857" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="loc_us-gaap_TypeOfAdoptionMember_ADDF0658B8F45872DCD451BAB640ECCD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_0054D64961CC154DC22251BAB6401857" xlink:to="loc_us-gaap_TypeOfAdoptionMember_ADDF0658B8F45872DCD451BAB640ECCD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201601Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201601Member_1AC4E31C0A2EF60D01B651BAB640B6BE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TypeOfAdoptionMember_ADDF0658B8F45872DCD451BAB640ECCD" xlink:to="loc_us-gaap_AccountingStandardsUpdate201601Member_1AC4E31C0A2EF60D01B651BAB640B6BE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201616Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201616Member_1D5F1B179D3650CF907051BAB6414C9A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TypeOfAdoptionMember_ADDF0658B8F45872DCD451BAB640ECCD" xlink:to="loc_us-gaap_AccountingStandardsUpdate201616Member_1D5F1B179D3650CF907051BAB6414C9A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201602Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201602Member_5D6760A491ED5EDED42A51BAB641834E" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TypeOfAdoptionMember_ADDF0658B8F45872DCD451BAB640ECCD" xlink:to="loc_us-gaap_AccountingStandardsUpdate201602Member_5D6760A491ED5EDED42A51BAB641834E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingStandardsUpdate201802Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201802Member_B9591028C94B74FAC9D251BAB641B263" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TypeOfAdoptionMember_ADDF0658B8F45872DCD451BAB640ECCD" xlink:to="loc_us-gaap_AccountingStandardsUpdate201802Member_B9591028C94B74FAC9D251BAB641B263" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_B2AF59CB81E9118EE42851BAB641747A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_1D281BC3825FD5A4DB8F51BAB63F6E87" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_B2AF59CB81E9118EE42851BAB641747A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_E6542499EFB6D912927E51BAB641A026" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_B2AF59CB81E9118EE42851BAB641747A" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_E6542499EFB6D912927E51BAB641A026" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SecuritiesAssetsMember" xlink:label="loc_us-gaap_SecuritiesAssetsMember_609A9CC5237367BDE92A51BAB642160E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_E6542499EFB6D912927E51BAB641A026" xlink:to="loc_us-gaap_SecuritiesAssetsMember_609A9CC5237367BDE92A51BAB642160E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems" xlink:label="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable_1D281BC3825FD5A4DB8F51BAB63F6E87" xlink:to="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CumulativeEffectOnRetainedEarningsNetOfTax1" xlink:label="loc_us-gaap_CumulativeEffectOnRetainedEarningsNetOfTax1_83E9AFCF0A6C780D15AC51BAB6423A45" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_us-gaap_CumulativeEffectOnRetainedEarningsNetOfTax1_83E9AFCF0A6C780D15AC51BAB6423A45" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_UnrealizedGainsLossOnSecuritiesInvestmentsAttributableToParticipatingPolicyholdersInterestNetOfTax" xlink:label="loc_anat_UnrealizedGainsLossOnSecuritiesInvestmentsAttributableToParticipatingPolicyholdersInterestNetOfTax_29C55D7E0D07988C27FC51BAB642F743" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_anat_UnrealizedGainsLossOnSecuritiesInvestmentsAttributableToParticipatingPolicyholdersInterestNetOfTax_29C55D7E0D07988C27FC51BAB642F743" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss_4CEB68B7E586DFACDE7D51BAB64210B8" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCostUnrealizedInvestmentGainLoss_4CEB68B7E586DFACDE7D51BAB64210B8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome" xlink:label="loc_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome_4F2F3F87DE11255C593751BAB6434203" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome_4F2F3F87DE11255C593751BAB6434203" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification" xlink:label="loc_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_us-gaap_NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification_6E069CAEB01AE9B7006951BAB643E68A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_AA7FEC1B05CF2DA4E0F951BAB6439A57" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_AA7FEC1B05CF2DA4E0F951BAB6439A57" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_84E8E2311EF350CB088051BAB643EAAE" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_84E8E2311EF350CB088051BAB643EAAE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_BD7E485CBDDCDE08627051BAB6437F06" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems_E6AD9DC19BF1A6D6073151BAB6423A55" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_BD7E485CBDDCDE08627051BAB6437F06" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RelatedPartyTransactions" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_976543946A74A9C3CF9C0AD13529B581" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_976543946A74A9C3CF9C0AD13529B581" xlink:to="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_D3510A03477BD0913C8D0AD1352EFA0D" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RelatedPartyTransactionsAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_9DE416B9F2A316697FA60AD136C666E6" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_E7BF49A452AAF764FEA80AD136C691FF" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_9DE416B9F2A316697FA60AD136C666E6" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_E7BF49A452AAF764FEA80AD136C691FF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_CDEED3713422847012240AD136C6CEA5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_E7BF49A452AAF764FEA80AD136C691FF" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_CDEED3713422847012240AD136C6CEA5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_4CE3EFC27A8B8C499C190AD136C6BEB8" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_CDEED3713422847012240AD136C6CEA5" xlink:to="loc_us-gaap_RelatedPartyDomain_4CE3EFC27A8B8C499C190AD136C6BEB8" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_AffiliatedEntityMember" xlink:label="loc_srt_AffiliatedEntityMember_FB434D1E692B5D2D92860AD136C6046D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_4CE3EFC27A8B8C499C190AD136C6BEB8" xlink:to="loc_srt_AffiliatedEntityMember_FB434D1E692B5D2D92860AD136C6046D" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_9985C5B4AF35E895EDE60AD136C733AC" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_E7BF49A452AAF764FEA80AD136C691FF" xlink:to="loc_dei_LegalEntityAxis_9985C5B4AF35E895EDE60AD136C733AC" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_78686F9E359890A99C170AD136C75180" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_9985C5B4AF35E895EDE60AD136C733AC" xlink:to="loc_dei_EntityDomain_78686F9E359890A99C170AD136C75180" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MoodyFoundationMember" xlink:label="loc_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_78686F9E359890A99C170AD136C75180" xlink:to="loc_anat_MoodyFoundationMember_4D193D2886674A8184940AD136C7BFE3" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LibbieShearnMoodyTrustMember" xlink:label="loc_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_78686F9E359890A99C170AD136C75180" xlink:to="loc_anat_LibbieShearnMoodyTrustMember_68279A51A67473B0B3820AD136C7D910" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OwnershipAxis" xlink:label="loc_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_E7BF49A452AAF764FEA80AD136C691FF" xlink:to="loc_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_OwnershipDomain" xlink:label="loc_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipAxis_5090054B56125043B8AC0AD136C8DE12" xlink:to="loc_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_GalTexHotelCorporationMember" xlink:label="loc_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:to="loc_anat_GalTexHotelCorporationMember_5411FF95980BAB47E9AB0AD136C8FD22" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AmericanNationalInsuranceCoMember" xlink:label="loc_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipDomain_E9B63D9BEDE989DBDDBF0AD136C8DCEA" xlink:to="loc_anat_AmericanNationalInsuranceCoMember_AD469B3895FF2E9DEDAF0AD136C879C3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_26BCFA587407D742CC430AD136C9AABD" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_E7BF49A452AAF764FEA80AD136C691FF" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_26BCFA587407D742CC430AD136C9AABD" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoansOnRealEstateInterestRate" xlink:label="loc_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_26BCFA587407D742CC430AD136C9AABD" xlink:to="loc_srt_MortgageLoansOnRealEstateInterestRate_2421FD0BBEEB658CF7B50AD136C9A1A6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MortgageLoanOnRealEstateFinalMaturityDate" xlink:label="loc_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_26BCFA587407D742CC430AD136C9AABD" xlink:to="loc_srt_MortgageLoanOnRealEstateFinalMaturityDate_3280228EEE17CBCA541E0AD136C99005" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners" xlink:label="loc_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_26BCFA587407D742CC430AD136C9AABD" xlink:to="loc_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_CEE8D623ED94342AFD310AD136C998B1" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RelatedPartyTransactionsRelatedPartyTransactionsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_997D330092BD210DA3770AD135A9129C" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_997D330092BD210DA3770AD135A9129C" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_ED820234E4EB1AA8372B0AD135AF0671" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_ED820234E4EB1AA8372B0AD135AF0671" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_9949EBEF65A698247D070AD135AFCC75" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_ED820234E4EB1AA8372B0AD135AF0671" xlink:to="loc_us-gaap_RelatedPartyDomain_9949EBEF65A698247D070AD135AFCC75" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_AffiliatedEntityMember" xlink:label="loc_srt_AffiliatedEntityMember_CB3E1149C4D54F3A20E80AD135AF19B0" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_9949EBEF65A698247D070AD135AFCC75" xlink:to="loc_srt_AffiliatedEntityMember_CB3E1149C4D54F3A20E80AD135AF19B0" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_GreerHerzAndAdamsLlpMember" xlink:label="loc_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_9949EBEF65A698247D070AD135AFCC75" xlink:to="loc_anat_GreerHerzAndAdamsLlpMember_D1AD5E70056DDE67535C0AD135B027C9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BalanceSheetLocationAxis" xlink:label="loc_us-gaap_BalanceSheetLocationAxis_5130950B628B21C21F180AD135B03D9A" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5" xlink:to="loc_us-gaap_BalanceSheetLocationAxis_5130950B628B21C21F180AD135B03D9A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BalanceSheetLocationDomain" xlink:label="loc_us-gaap_BalanceSheetLocationDomain_9316F213572D4B8C61780AD135B0EB51" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationAxis_5130950B628B21C21F180AD135B03D9A" xlink:to="loc_us-gaap_BalanceSheetLocationDomain_9316F213572D4B8C61780AD135B0EB51" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember" xlink:label="loc_anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember_D4D11DF8FD01E86F76D50AD135B0AFAD" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_9316F213572D4B8C61780AD135B0EB51" xlink:to="loc_anat_MortgageLoansOnRealEstateFinancialStatementCaptionMember_D4D11DF8FD01E86F76D50AD135B0AFAD" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_NetInvestmentIncomeAccrualMember" xlink:label="loc_anat_NetInvestmentIncomeAccrualMember_53996B83B79DE844E9200AD135B15043" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_9316F213572D4B8C61780AD135B0EB51" xlink:to="loc_anat_NetInvestmentIncomeAccrualMember_53996B83B79DE844E9200AD135B15043" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_OtherOperatingExpensesAccrualMember" xlink:label="loc_anat_OtherOperatingExpensesAccrualMember_3F5C3ADABE7E829AF44F0AD135B12297" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BalanceSheetLocationDomain_9316F213572D4B8C61780AD135B0EB51" xlink:to="loc_anat_OtherOperatingExpensesAccrualMember_3F5C3ADABE7E829AF44F0AD135B12297" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_B7D2AB68A2ACB527DD150AD135B11128" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_B7D2AB68A2ACB527DD150AD135B11128" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_53BEA93786D04552E3450AD135B1D1CC" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_B7D2AB68A2ACB527DD150AD135B11128" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_53BEA93786D04552E3450AD135B1D1CC" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_MortgageLoanOnRealEstateIncomeStatementEffectMember" xlink:label="loc_anat_MortgageLoanOnRealEstateIncomeStatementEffectMember_8EAB8FA28B6998145A2C0AD135B25CF0" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_53BEA93786D04552E3450AD135B1D1CC" xlink:to="loc_anat_MortgageLoanOnRealEstateIncomeStatementEffectMember_8EAB8FA28B6998145A2C0AD135B25CF0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InvestmentIncomeMember" xlink:label="loc_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_53BEA93786D04552E3450AD135B1D1CC" xlink:to="loc_us-gaap_InvestmentIncomeMember_3AE71EB3161C4C759A6C0AD135B2FA47" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OperatingExpenseMember" xlink:label="loc_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_53BEA93786D04552E3450AD135B1D1CC" xlink:to="loc_us-gaap_OperatingExpenseMember_04B7FEC4B1B9D7B4EF190AD135B2BA23" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_6A24DFBBCB7900148D950AD135AED7D5" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionAmountsOfTransaction" xlink:label="loc_us-gaap_RelatedPartyTransactionAmountsOfTransaction_AC3883B302D33A03B2DE0AD135B257F5" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:to="loc_us-gaap_RelatedPartyTransactionAmountsOfTransaction_AC3883B302D33A03B2DE0AD135B257F5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionDueFromToRelatedParty" xlink:label="loc_us-gaap_RelatedPartyTransactionDueFromToRelatedParty_DB8D534DC526C332DDA30AD135B3ADFD" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_9ABBA5594727C6FE5D700AD135B27157" xlink:to="loc_us-gaap_RelatedPartyTransactionDueFromToRelatedParty_DB8D534DC526C332DDA30AD135B3ADFD" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/RelatedPartyTransactionsTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_1E1DC7F39AC7DB0EB2EB0AD1364F4FB8" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_DB5E16EFD4374F9A1B0E0AD1364F158D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_1E1DC7F39AC7DB0EB2EB0AD1364F4FB8" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_DB5E16EFD4374F9A1B0E0AD1364F158D" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SegmentInformation" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_CC631689C252A52C48AC0AD133BDB1B9" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_21F9513DAFD21FBA827D0AD133BD8785" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_CC631689C252A52C48AC0AD133BDB1B9" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_21F9513DAFD21FBA827D0AD133BD8785" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SegmentInformationAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_7DBF1EEB109D429519420AD13316ACD2" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NumberOfOperatingSegments" xlink:label="loc_us-gaap_NumberOfOperatingSegments_FC2E745D31DB022275890AD13316D394" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_7DBF1EEB109D429519420AD13316ACD2" xlink:to="loc_us-gaap_NumberOfOperatingSegments_FC2E745D31DB022275890AD13316D394" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SegmentInformationSummaryOfResultsOfOperationsMeasuredAsIncomeBeforeFederalIncomeTaxesAndOtherItemsByOperatingSegmentsDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_5C041EFABB11DFDA33716244BA94EB1D" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_5C041EFABB11DFDA33716244BA94EB1D" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_1199A1053F64602BD1FB6244BA94AC6F" xlink:to="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LifeSegmentMember" xlink:label="loc_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:to="loc_anat_LifeSegmentMember_38BDD4083CADF81606756244BA9565C4" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AnnuitySegmentMember" xlink:label="loc_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:to="loc_anat_AnnuitySegmentMember_70CE7735A1DE4132A2DF6244BA95CC9F" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AccidentAndHealthSegmentMember" xlink:label="loc_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:to="loc_anat_AccidentAndHealthSegmentMember_B94623E0286E7DDB10BB6244BA952BAD" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PropertyAndCasualtySegmentMember" xlink:label="loc_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:to="loc_anat_PropertyAndCasualtySegmentMember_7DCFCD1C754D7CC6453F6244BA950DB2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CorporateAndOtherMember" xlink:label="loc_us-gaap_CorporateAndOtherMember_76FB4F242C2F933B345E6244BA96F981" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_3B846F9D566547FA65F86244BA94633F" xlink:to="loc_us-gaap_CorporateAndOtherMember_76FB4F242C2F933B345E6244BA96F981" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_F0C1C19AE7FEF80A99F56244BA94B998" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="loc_us-gaap_PremiumsEarnedNet_C47F2863C1C6069269326244BA9627DF" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_PremiumsEarnedNet_C47F2863C1C6069269326244BA9627DF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_EE95183F636A7EA413786244BA969390" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_EE95183F636A7EA413786244BA969390" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="loc_us-gaap_NetInvestmentIncome_F085BFF0F2B6369676B36244BA965F9A" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_NetInvestmentIncome_F085BFF0F2B6369676B36244BA965F9A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainLossOnInvestments" xlink:label="loc_us-gaap_GainLossOnInvestments_B91C54BEE9D7418667986244BA971F7E" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_GainLossOnInvestments_B91C54BEE9D7418667986244BA971F7E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesFvNiGainLoss" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_F3AA36C5926E577CC9DE6244BA9715C4" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_EquitySecuritiesFvNiGainLoss_F3AA36C5926E577CC9DE6244BA9715C4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherIncome" xlink:label="loc_us-gaap_OtherIncome_554B05D3BBBB3D93FFEC6244BA976837" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_OtherIncome_554B05D3BBBB3D93FFEC6244BA976837" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_B26A44159FEA7087D0316244BA97ECF1" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_Revenues_B26A44159FEA7087D0316244BA97ECF1" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PolicyholderBenefits" xlink:label="loc_anat_PolicyholderBenefits_D65B1DF6A31DBD85BAC86244BA970ACE" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_anat_PolicyholderBenefits_D65B1DF6A31DBD85BAC86244BA970ACE" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ClaimsIncurred" xlink:label="loc_anat_ClaimsIncurred_62186E1FFD4B04B7AF166244BA9839D1" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_anat_ClaimsIncurred_62186E1FFD4B04B7AF166244BA9839D1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestCreditedToPolicyholdersAccountBalances" xlink:label="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_03E05C7B9B0BAAA3FB1D6244BA98EE66" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_InterestCreditedToPolicyholdersAccountBalances_03E05C7B9B0BAAA3FB1D6244BA98EE66" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InsuranceCommissions" xlink:label="loc_us-gaap_InsuranceCommissions_DF232CB51AD6D955AD616244BA98F20E" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_InsuranceCommissions_DF232CB51AD6D955AD616244BA98F20E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_F7A0678B69FF4A5CECAB6244BA986D78" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_F7A0678B69FF4A5CECAB6244BA986D78" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_4AB18DE6A3FC926A45626244BA985A9D" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_4AB18DE6A3FC926A45626244BA985A9D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BenefitsLossesAndExpenses" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_34F2A6B7DF233ABFCA5E6244BA98EB3E" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_BenefitsLossesAndExpenses_34F2A6B7DF233ABFCA5E6244BA98EB3E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_8AC1F2B11C05D411452F6244BA9915DE" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_C379D853EF61E56B1AFE6244BA96F4D5" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_8AC1F2B11C05D411452F6244BA9915DE" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SegmentInformationTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_49F9D66C7D5F02F92EB10AD135B56779" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_CCA2CA52BF5C4B8862B70AD135B520AC" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_49F9D66C7D5F02F92EB10AD135B56779" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_CCA2CA52BF5C4B8862B70AD135B520AC" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterests" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_D62179E10DE86A0B44F10AD134C9CB25" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock" xlink:label="loc_us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock_F8BB6F1F5DA48975460D0AD134C9B6BA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_D62179E10DE86A0B44F10AD134C9CB25" xlink:to="loc_us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock_F8BB6F1F5DA48975460D0AD134C9B6BA" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_F3CBA12970A5EAD678264EE0A38E26A2" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_F3CBA12970A5EAD678264EE0A38E26A2" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_395F11EF2FC44F1DD87E4EDE18C37A74" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_395F11EF2FC44F1DD87E4EDE18C37A74" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_16C914C93687E073B9D54EDE18C3C4B9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_395F11EF2FC44F1DD87E4EDE18C37A74" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_16C914C93687E073B9D54EDE18C3C4B9" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_GradedVestingMember" xlink:label="loc_anat_GradedVestingMember_7723347141450328F8584EDE18C4EC93" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_16C914C93687E073B9D54EDE18C3C4B9" xlink:to="loc_anat_GradedVestingMember_7723347141450328F8584EDE18C4EC93" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_E5AF0B14F672762EF7DA4EDE18C4EFB5" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_us-gaap_AwardTypeAxis_E5AF0B14F672762EF7DA4EDE18C4EFB5" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_903F540FF0E2A5A591BD4EDE18C5492B" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_E5AF0B14F672762EF7DA4EDE18C4EFB5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_903F540FF0E2A5A591BD4EDE18C5492B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockAppreciationRightsSARSMember" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember_36F325FA828C32F3BF7A4EDE18C501B9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_903F540FF0E2A5A591BD4EDE18C5492B" xlink:to="loc_us-gaap_StockAppreciationRightsSARSMember_36F325FA828C32F3BF7A4EDE18C501B9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="loc_us-gaap_RestrictedStockMember_575C9F817F7E08F9F66E4EDE18C6CC3F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_903F540FF0E2A5A591BD4EDE18C5492B" xlink:to="loc_us-gaap_RestrictedStockMember_575C9F817F7E08F9F66E4EDE18C6CC3F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_AAD7F884DA0C547115C14EDE18C6D4BE" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_903F540FF0E2A5A591BD4EDE18C5492B" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_AAD7F884DA0C547115C14EDE18C6D4BE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VestingAxis" xlink:label="loc_us-gaap_VestingAxis_57B54AF7B5A6305CC3244EDE18C767E6" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_us-gaap_VestingAxis_57B54AF7B5A6305CC3244EDE18C767E6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_VestingDomain" xlink:label="loc_us-gaap_VestingDomain_C5169033E9D8C45D3A6C4EDE18C728EC" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingAxis_57B54AF7B5A6305CC3244EDE18C767E6" xlink:to="loc_us-gaap_VestingDomain_C5169033E9D8C45D3A6C4EDE18C728EC" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_63B5A533C6F678E34AB44EDE18CCE43E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VestingDomain_C5169033E9D8C45D3A6C4EDE18C728EC" xlink:to="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_63B5A533C6F678E34AB44EDE18CCE43E" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_03638B88A9C6F22E1B544EDE18CDBA39" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_dei_LegalEntityAxis_03638B88A9C6F22E1B544EDE18CDBA39" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_B6F609D1F6CD59C8467B4EDE18CDC6D1" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_03638B88A9C6F22E1B544EDE18CDBA39" xlink:to="loc_dei_EntityDomain_B6F609D1F6CD59C8467B4EDE18CDC6D1" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_InsuranceSubsidiaryMember" xlink:label="loc_anat_InsuranceSubsidiaryMember_81FFAACE3A582DA370FA4EDE18CE0DE3" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_B6F609D1F6CD59C8467B4EDE18CDC6D1" xlink:to="loc_anat_InsuranceSubsidiaryMember_81FFAACE3A582DA370FA4EDE18CE0DE3" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_CountyMutualMember" xlink:label="loc_anat_CountyMutualMember_150B8072563848E1C3EA4EDE18CE8FF6" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_B6F609D1F6CD59C8467B4EDE18CDC6D1" xlink:to="loc_anat_CountyMutualMember_150B8072563848E1C3EA4EDE18CE8FF6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementGeographicalAxis" xlink:label="loc_srt_StatementGeographicalAxis_FB4580363E011F4DC7D04EDE18CE8438" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_srt_StatementGeographicalAxis_FB4580363E011F4DC7D04EDE18CE8438" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SegmentGeographicalDomain" xlink:label="loc_srt_SegmentGeographicalDomain_6C1A2FECF74AA2956E754EDE18CE93F4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementGeographicalAxis_FB4580363E011F4DC7D04EDE18CE8438" xlink:to="loc_srt_SegmentGeographicalDomain_6C1A2FECF74AA2956E754EDE18CE93F4" xlink:type="arc"/>
<link:loc xlink:href="https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd#stpr_MO" xlink:label="loc_stpr_MO_61BD0A0FE65129D794334EDE18CFFAA9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_6C1A2FECF74AA2956E754EDE18CE93F4" xlink:to="loc_stpr_MO_61BD0A0FE65129D794334EDE18CFFAA9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_9937D0887D19D9CE14C34EDE18D01FAF" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_srt_RangeAxis_9937D0887D19D9CE14C34EDE18D01FAF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_618EEF9BC51156595A284EDE18D06753" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_9937D0887D19D9CE14C34EDE18D01FAF" xlink:to="loc_srt_RangeMember_618EEF9BC51156595A284EDE18D06753" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_0D7403EA6A19A34461F94EDE18D15BEF" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_618EEF9BC51156595A284EDE18D06753" xlink:to="loc_srt_MinimumMember_0D7403EA6A19A34461F94EDE18D15BEF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_156991CFD22CE3F612044EDE18D1A8A7" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_srt_ConsolidatedEntitiesAxis_156991CFD22CE3F612044EDE18D1A8A7" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_9D52FE8E67B5343946DE4EDE18D1C4FA" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_156991CFD22CE3F612044EDE18D1A8A7" xlink:to="loc_srt_ConsolidatedEntitiesDomain_9D52FE8E67B5343946DE4EDE18D1C4FA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_62B349F36E7C119207F14EDE18D26461" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_9D52FE8E67B5343946DE4EDE18D1C4FA" xlink:to="loc_srt_ParentCompanyMember_62B349F36E7C119207F14EDE18D26461" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_SubsidiariesMember" xlink:label="loc_srt_SubsidiariesMember_1BE35DA0BA92E3B937084EDE18D2F810" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_9D52FE8E67B5343946DE4EDE18D1C4FA" xlink:to="loc_srt_SubsidiariesMember_1BE35DA0BA92E3B937084EDE18D2F810" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis_AF8F51287B9F9FD7D03B4EDE18D252F2" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_srt_StatementScenarioAxis_AF8F51287B9F9FD7D03B4EDE18D252F2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain_D790C0019FA0508938B44EDE18D3C6A9" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementScenarioAxis_AF8F51287B9F9FD7D03B4EDE18D252F2" xlink:to="loc_srt_ScenarioUnspecifiedDomain_D790C0019FA0508938B44EDE18D3C6A9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_ScenarioForecastMember" xlink:label="loc_srt_ScenarioForecastMember_0091CF9136AD2BC1FB164EDE18D3FC99" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScenarioUnspecifiedDomain_D790C0019FA0508938B44EDE18D3C6A9" xlink:to="loc_srt_ScenarioForecastMember_0091CF9136AD2BC1FB164EDE18D3FC99" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8FCC3D994C496C82F774EDE18C31442" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_277F61A025AE91C144724EDE18D4370E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_277F61A025AE91C144724EDE18D4370E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_C4B9C797ADA66ECF67AB4EDE18D44D88" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_C4B9C797ADA66ECF67AB4EDE18D44D88" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_B4F0847E622FA19BE3034EDE18D440A9" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_B4F0847E622FA19BE3034EDE18D440A9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_DC49CDDFE0982D728BBB4EDE18D4CCE0" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumNumberOfSharesPerEmployee_DC49CDDFE0982D728BBB4EDE18D4CCE0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_5A1556A7B402FD0A13D94EDE18D57AF0" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_5A1556A7B402FD0A13D94EDE18D57AF0" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_9EB027C0F37382319F7B4EDE18D5F197" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_9EB027C0F37382319F7B4EDE18D5F197" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ExpirationOfVestingPeriod" xlink:label="loc_anat_ExpirationOfVestingPeriod_C2293CD7465DFCDEFD934EDE18D5DE69" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_anat_ExpirationOfVestingPeriod_C2293CD7465DFCDEFD934EDE18D5DE69" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_TermOfRestrictionsOnStock" xlink:label="loc_anat_TermOfRestrictionsOnStock_A08892018142121F682E4EDE18D5BE72" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_anat_TermOfRestrictionsOnStock_A08892018142121F682E4EDE18D5BE72" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_34DF1DDB20BB6A6306484EDE18D649B7" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesGranted_34DF1DDB20BB6A6306484EDE18D649B7" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ExercisePriceOfRestrictedSharesGranted" xlink:label="loc_anat_ExercisePriceOfRestrictedSharesGranted_96BC6DD803A0CCFA12FC4EDE18D6E9F6" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_anat_ExercisePriceOfRestrictedSharesGranted_96BC6DD803A0CCFA12FC4EDE18D6E9F6" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_EC30D3378A22223B1B304EDE18DB06E1" xlink:type="locator"/>
<link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_EC30D3378A22223B1B304EDE18DB06E1" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_34E3696CB8CE24B3124F4EDE18DB01F8" xlink:type="locator"/>
<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardPlanModificationDescriptionAndTerms_34E3696CB8CE24B3124F4EDE18DB01F8" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_RiskBasedCapitalActionLevelPercentage" xlink:label="loc_anat_RiskBasedCapitalActionLevelPercentage_17094505E90D37DDE5FA4EDE18DC52BB" xlink:type="locator"/>
<link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_anat_RiskBasedCapitalActionLevelPercentage_17094505E90D37DDE5FA4EDE18DC52BB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_AECB88B812555132CDE24EDE18DC67F9" xlink:type="locator"/>
<link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_AECB88B812555132CDE24EDE18DC67F9" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount" xlink:label="loc_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_07268DC2B8A2B343F35B4EDE18DC5431" xlink:type="locator"/>
<link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_StatutoryAccountingPracticesPermittedPracticeAmount_07268DC2B8A2B343F35B4EDE18DC5431" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_A01E58485E8C84B5D3A54EDE18DD2D45" xlink:type="locator"/>
<link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_A01E58485E8C84B5D3A54EDE18DD2D45" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations" xlink:label="loc_us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations_2DB5A622628A2F00D18B4EDE18DD187F" xlink:type="locator"/>
<link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_DescriptionOfRegulatoryCapitalRequirementsUnderInsuranceRegulations_2DB5A622628A2F00D18B4EDE18DD187F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval_E7D9645EE041A647C7754EDE18DDC26D" xlink:type="locator"/>
<link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval_E7D9645EE041A647C7754EDE18DDC26D" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterest" xlink:label="loc_us-gaap_MinorityInterest_F87456DAB4ED49266CC44EDE18DD5D69" xlink:type="locator"/>
<link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0B1AB2A5091BC61709704EDE18D3DFA3" xlink:to="loc_us-gaap_MinorityInterest_F87456DAB4ED49266CC44EDE18DD5D69" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsCommonStockAmountsOutstandingDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_B406D79DE1297CA3E65F4EE102B1925A" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_E5BB34E0F78B97F18C144EDE188F8E88" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_B406D79DE1297CA3E65F4EE102B1925A" xlink:to="loc_us-gaap_CommonStockSharesIssued_E5BB34E0F78B97F18C144EDE188F8E88" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="loc_us-gaap_TreasuryStockShares_7FB5798CF87AF2771D514EDE188F3E5F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_B406D79DE1297CA3E65F4EE102B1925A" xlink:to="loc_us-gaap_TreasuryStockShares_7FB5798CF87AF2771D514EDE188F3E5F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_BDC32C1DA88E8E9885C84EDE18909E29" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_B406D79DE1297CA3E65F4EE102B1925A" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_BDC32C1DA88E8E9885C84EDE18909E29" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_RestrictedShares" xlink:label="loc_anat_RestrictedShares_0EE7E60A2A3FE855C7494EDE1890E7A7" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_B406D79DE1297CA3E65F4EE102B1925A" xlink:to="loc_anat_RestrictedShares_0EE7E60A2A3FE855C7494EDE1890E7A7" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_UnrestrictedOutstandingShares" xlink:label="loc_anat_UnrestrictedOutstandingShares_C6F56ABCE8C6747E5EC94EDE18908ABE" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_B406D79DE1297CA3E65F4EE102B1925A" xlink:to="loc_anat_UnrestrictedOutstandingShares_C6F56ABCE8C6747E5EC94EDE18908ABE" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsStatutoryCapitalAndSurplusAndNetIncomeOfInsuranceEntitiesInAccordanceWithStatutoryAccountingPracticesDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_6D2A2AC1F3C94B4B6BD74EE2492FD9B5" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesTable" xlink:label="loc_us-gaap_StatutoryAccountingPracticesTable_D0214262ADE5396D119F4EDE1842F44C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_6D2A2AC1F3C94B4B6BD74EE2492FD9B5" xlink:to="loc_us-gaap_StatutoryAccountingPracticesTable_D0214262ADE5396D119F4EDE1842F44C" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_D3795960DA22D993434B4EDE18430059" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_D0214262ADE5396D119F4EDE1842F44C" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_D3795960DA22D993434B4EDE18430059" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_ECB88289D232E278FA4A4EDE1843CD5F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_D3795960DA22D993434B4EDE18430059" xlink:to="loc_us-gaap_SegmentDomain_ECB88289D232E278FA4A4EDE1843CD5F" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_LifeSegmentMember" xlink:label="loc_anat_LifeSegmentMember_EB475FBCE6C00DC9E0454EDE1843E35F" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_ECB88289D232E278FA4A4EDE1843CD5F" xlink:to="loc_anat_LifeSegmentMember_EB475FBCE6C00DC9E0454EDE1843E35F" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_PropertyAndCasualtySegmentMember" xlink:label="loc_anat_PropertyAndCasualtySegmentMember_4CE43116C55EEB3EFDF14EDE18449642" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_ECB88289D232E278FA4A4EDE1843CD5F" xlink:to="loc_anat_PropertyAndCasualtySegmentMember_4CE43116C55EEB3EFDF14EDE18449642" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesLineItems" xlink:label="loc_us-gaap_StatutoryAccountingPracticesLineItems_D019D3A597308AD8EA064EDE18448C44" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_D0214262ADE5396D119F4EDE1842F44C" xlink:to="loc_us-gaap_StatutoryAccountingPracticesLineItems_D019D3A597308AD8EA064EDE18448C44" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_568642316071DD01DA844EDE1844BE68" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_D019D3A597308AD8EA064EDE18448C44" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_568642316071DD01DA844EDE1844BE68" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_A6CCE458261246D7DD6A4EDE1845339F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_D019D3A597308AD8EA064EDE18448C44" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_A6CCE458261246D7DD6A4EDE1845339F" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsStockBasedCompensationInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_08FB7880867666ED594552BAE6BD088C" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8BACC9F3B75A9FBF75252BAE6BD1F64" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_08FB7880867666ED594552BAE6BD088C" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8BACC9F3B75A9FBF75252BAE6BD1F64" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_B0EE350FFFB835D8985152BAE6BD8F60" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8BACC9F3B75A9FBF75252BAE6BD1F64" xlink:to="loc_us-gaap_AwardTypeAxis_B0EE350FFFB835D8985152BAE6BD8F60" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E17008F51E84600A6C4D52BAE6BEB804" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_B0EE350FFFB835D8985152BAE6BD8F60" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E17008F51E84600A6C4D52BAE6BEB804" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StockAppreciationRightsSARSMember" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember_296CE5667EC31AB04D3152BAE6BEBAC4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E17008F51E84600A6C4D52BAE6BEB804" xlink:to="loc_us-gaap_StockAppreciationRightsSARSMember_296CE5667EC31AB04D3152BAE6BEBAC4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="loc_us-gaap_RestrictedStockMember_13721FCB0983DB2B981552BAE6BE537B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E17008F51E84600A6C4D52BAE6BEB804" xlink:to="loc_us-gaap_RestrictedStockMember_13721FCB0983DB2B981552BAE6BE537B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember" xlink:label="loc_us-gaap_RestrictedStockUnitsRSUMember_60EF01889EBFE37E776D52BAE6BE5609" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_E17008F51E84600A6C4D52BAE6BEB804" xlink:to="loc_us-gaap_RestrictedStockUnitsRSUMember_60EF01889EBFE37E776D52BAE6BE5609" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A8BACC9F3B75A9FBF75252BAE6BD1F64" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_57CD302BA8C8E78727FD52BAE6BFEE6E" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_57CD302BA8C8E78727FD52BAE6BFEE6E" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_721E9ED30338497C47E152BF80632E19" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_721E9ED30338497C47E152BF80632E19" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_5CDEC7E861CB689913CB52BAE6BFAE13" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_5CDEC7E861CB689913CB52BAE6BFAE13" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresAndExpirations" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresAndExpirations_394CA312D13E9738B5DD52C01F365BF2" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresAndExpirations_394CA312D13E9738B5DD52C01F365BF2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_98C1C6E04F5A2C0327E052BAE6BFF211" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_98C1C6E04F5A2C0327E052BAE6BFF211" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_BCB25CEAB643D6D30FE252BAE6BFB156" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_BCB25CEAB643D6D30FE252BAE6BFB156" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_29195B5CD901D658996952BEA9DE82D9" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_29195B5CD901D658996952BEA9DE82D9" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3" xlink:type="locator"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisedInPeriodWeightedAverageGrantDateFairValue_5E43996A72D3088EA55952BAE6BFD4C3" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriodWeightedAverageGrantDateFairValue_C247C60872DF3080A78B52BDEECD46DB" xlink:type="locator"/>
<link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriodWeightedAverageGrantDateFairValue_C247C60872DF3080A78B52BDEECD46DB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_F47C2A5F8FC79906438E52BAE6C0C119" xlink:type="locator"/>
<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingRollForward_D4840AF5ECA43041D49952BAE6BF9840" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_F47C2A5F8FC79906438E52BAE6C0C119" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms_6F72809134D72281FC3952BAE6C0C76C" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms_6F72809134D72281FC3952BAE6C0C76C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber_3E3A3A417FCD5B3BD54052BAE6C0E443" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:to="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber_3E3A3A417FCD5B3BD54052BAE6C0E443" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsWeightedAverageExercisePrice" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsWeightedAverageExercisePrice_C4CF49246ACB7CF12BB352BAE6C0FD86" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:to="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsWeightedAverageExercisePrice_C4CF49246ACB7CF12BB352BAE6C0FD86" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice_CCF953EAA48D8E8973C652BAE6C0AC79" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:to="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageExercisePrice_CCF953EAA48D8E8973C652BAE6C0AC79" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_AllocatedShareBasedCompensationExpenseCredit" xlink:label="loc_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:to="loc_anat_AllocatedShareBasedCompensationExpenseCredit_04F82E9677968012463E52BAE6C1B23C" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward" xlink:label="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:type="locator"/>
<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_692B665404D6ACBE1F0552BAE6BE365B" xlink:to="loc_anat_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsFairValueOfLiabilityComponentOfAward_F68A9E8A46F6ABAF71E652BAE6C10C10" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsSummaryOfBasicAndDilutedEarningsPerShareDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_248036BC352FECB22F754EE1E4F21E98" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_8713A8CC2E3A0148978F4EDE18587FD4" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_248036BC352FECB22F754EE1E4F21E98" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_8713A8CC2E3A0148978F4EDE18587FD4" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_DCCCE659315D501C4B924EDE18580074" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_248036BC352FECB22F754EE1E4F21E98" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_DCCCE659315D501C4B924EDE18580074" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_D951048F7EF656045B354EDE18580A47" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_248036BC352FECB22F754EE1E4F21E98" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_D951048F7EF656045B354EDE18580A47" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_9ABE9D4B9D5007A86B2D4EDE185A7192" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_248036BC352FECB22F754EE1E4F21E98" xlink:to="loc_us-gaap_NetIncomeLoss_9ABE9D4B9D5007A86B2D4EDE185A7192" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_4DD865D5F394ECD12BBB4EDE185ACCFF" xlink:type="locator"/>
<link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_248036BC352FECB22F754EE1E4F21E98" xlink:to="loc_us-gaap_EarningsPerShareBasic_4DD865D5F394ECD12BBB4EDE185ACCFF" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_B8A39007B3718EC21A6B4EDE185A94DC" xlink:type="locator"/>
<link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_248036BC352FECB22F754EE1E4F21E98" xlink:to="loc_us-gaap_EarningsPerShareDiluted_B8A39007B3718EC21A6B4EDE185A94DC" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/StockholdersEquityAndNoncontrollingInterestsTables" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_1C03A24A83D12BB2B2B10AD133C7635C" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfStockByClassTextBlock" xlink:label="loc_us-gaap_ScheduleOfStockByClassTextBlock_E07D8A917455926208020AD133C7C2A2" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1C03A24A83D12BB2B2B10AD133C7635C" xlink:to="loc_us-gaap_ScheduleOfStockByClassTextBlock_E07D8A917455926208020AD133C7C2A2" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_B4900693BD8B8F06CC150AD133C8A771" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1C03A24A83D12BB2B2B10AD133C7635C" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_B4900693BD8B8F06CC150AD133C8A771" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C29AAE10AF54593366510AD133C866BA" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1C03A24A83D12BB2B2B10AD133C7635C" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_C29AAE10AF54593366510AD133C866BA" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatutoryAccountingPracticesDisclosureTextBlock" xlink:label="loc_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_3D5CDF40C152998392760AD133C8E637" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_1C03A24A83D12BB2B2B10AD133C7635C" xlink:to="loc_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_3D5CDF40C152998392760AD133C8E637" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SubsequentEvents" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="loc_us-gaap_SubsequentEventsAbstract_489D54F681419A3595406449941B321B" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="loc_us-gaap_SubsequentEventsTextBlock_6391FDE5C46CBE43DA3E6449941B1F1C" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_489D54F681419A3595406449941B321B" xlink:to="loc_us-gaap_SubsequentEventsTextBlock_6391FDE5C46CBE43DA3E6449941B1F1C" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SubsequentEventsAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="loc_us-gaap_SubsequentEventsAbstract_1EE2586B5EF7E7E03D796244BA2BA1C2" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTable" xlink:label="loc_us-gaap_SubsequentEventTable_19E235FB64793A89F6F36244BA2C52BE" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_1EE2586B5EF7E7E03D796244BA2BA1C2" xlink:to="loc_us-gaap_SubsequentEventTable_19E235FB64793A89F6F36244BA2C52BE" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_06E10A0338A8C64203DA6244BA2CA078" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_19E235FB64793A89F6F36244BA2C52BE" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_06E10A0338A8C64203DA6244BA2CA078" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_3281D61ABDC9BA997ECD6244BA2CF83A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_06E10A0338A8C64203DA6244BA2CA078" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_3281D61ABDC9BA997ECD6244BA2CF83A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="loc_us-gaap_SubsequentEventMember_4E25259D6D224C11C7EB6244BA2DA382" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_3281D61ABDC9BA997ECD6244BA2CF83A" xlink:to="loc_us-gaap_SubsequentEventMember_4E25259D6D224C11C7EB6244BA2DA382" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SubsequentEventLineItems" xlink:label="loc_us-gaap_SubsequentEventLineItems_9273CD1DF00F4B1653906244BA2DDF36" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_19E235FB64793A89F6F36244BA2C52BE" xlink:to="loc_us-gaap_SubsequentEventLineItems_9273CD1DF00F4B1653906244BA2DDF36" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ProceedsFromSaleOfRealEstate" xlink:label="loc_us-gaap_ProceedsFromSaleOfRealEstate_3CE5266EA7FA667632436244BA2DAA4A" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_9273CD1DF00F4B1653906244BA2DDF36" xlink:to="loc_us-gaap_ProceedsFromSaleOfRealEstate_3CE5266EA7FA667632436244BA2DAA4A" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_GainsLossesOnSalesOfInvestmentRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfInvestmentRealEstate_70DB8E431269AEA099956244BA2DB22D" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_9273CD1DF00F4B1653906244BA2DDF36" xlink:to="loc_us-gaap_GainsLossesOnSalesOfInvestmentRealEstate_70DB8E431269AEA099956244BA2DB22D" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SummaryOfSignificantAccountingPoliciesAndPractices" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_27C62AE7ADB41851C0810AD136F77C6B" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_27C62AE7ADB41851C0810AD136F77C6B" xlink:to="loc_us-gaap_SignificantAccountingPoliciesTextBlock_589E775094857BE3E8020AD136F78A1D" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SummaryOfSignificantAccountingPoliciesAndPracticesAdditionalInformationDetail" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_23D05C85EF0DAE4B07140AD134D1A135" xlink:type="locator"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ScheduleOfSignificantAccountingPoliciesTable" xlink:label="loc_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_23D05C85EF0DAE4B07140AD134D1A135" xlink:to="loc_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_033A4995AD363B167B6E0AD134D2B192" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:to="loc_srt_RangeAxis_033A4995AD363B167B6E0AD134D2B192" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_344527632E4CD5D545F80AD134D28873" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_033A4995AD363B167B6E0AD134D2B192" xlink:to="loc_srt_RangeMember_344527632E4CD5D545F80AD134D28873" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_11A6FA9D16726FD415FB0AD134D24BC7" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_344527632E4CD5D545F80AD134D28873" xlink:to="loc_srt_MaximumMember_11A6FA9D16726FD415FB0AD134D24BC7" xlink:type="arc"/>
<link:loc xlink:href="anat-20190630.xsd#anat_ScheduleOfSignificantAccountingPoliciesLineItems" xlink:label="loc_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_ScheduleOfSignificantAccountingPoliciesTable_5AEBC690FBEDF9CF735C0AD134D28668" xlink:to="loc_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_MinorityInterestOwnershipPercentageByParent" xlink:label="loc_us-gaap_MinorityInterestOwnershipPercentageByParent_41B2EA466CE782C216D70AD134D35348" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_anat_ScheduleOfSignificantAccountingPoliciesLineItems_C99F27CBCB7B6A3F4AFF0AD134D3AF48" xlink:to="loc_us-gaap_MinorityInterestOwnershipPercentageByParent_41B2EA466CE782C216D70AD134D35348" xlink:type="arc"/>
</link:presentationLink>
<link:presentationLink xlink:role="http://www.anico.com/role/SummaryOfSignificantAccountingPoliciesAndPracticesPolicies" xlink:type="extended">
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6" xlink:type="locator"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_0915FA418154FCC47F210AD1365A7AAB" xlink:type="locator"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_0915FA418154FCC47F210AD1365A7AAB" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="loc_us-gaap_ConsolidationPolicyTextBlock_D6F5AE8268ED0F7CBC5A0AD1365B794F" xlink:type="locator"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6" xlink:to="loc_us-gaap_ConsolidationPolicyTextBlock_D6F5AE8268ED0F7CBC5A0AD1365B794F" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_1A9B9695AE1A492C1F7C0AD1365BB086" xlink:type="locator"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6" xlink:to="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_1A9B9695AE1A492C1F7C0AD1365BB086" xlink:type="arc"/>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="loc_us-gaap_UseOfEstimates_12A400C31FB776DBC9660AD1365BC7A1" xlink:type="locator"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" priority="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_2174B7142C4FBC0A49780AD1365AEBB6" xlink:to="loc_us-gaap_UseOfEstimates_12A400C31FB776DBC9660AD1365BC7A1" xlink:type="arc"/>
</link:presentationLink>
</link:linkbase>


3 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 4/18/22  American National Group Inc.      10-K/A     12/31/21   13:2.1M
 2/25/22  American National Group Inc.      10-K       12/31/21  156:35M
 3/04/21  American National Group Inc.      10-K       12/31/20  155:35M
Top
Filing Submission 0000904163-19-000010   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

Copyright © 2024 Fran Finnegan & Company LLC – All Rights Reserved.
AboutPrivacyRedactionsHelp — Sat., Apr. 27, 1:59:41.2am ET