Ameriserv Financial Inc/PA – ‘11-K’ for 12/31/02 – EX-99

On:  Monday, 6/30/03, at 11:05am ET   ·   For:  12/31/02   ·   Accession #:  903594-3-70   ·   File #:  0-11204

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Annual Report of an Employee Stock Purchase, Savings or Similar Plan   —   Form 11-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 11-K        Annual Report of an Employee Stock Purchase,          15±    55K 
                          Savings or Similar Plan                                
 2: EX-23       Consent of Experts or Counsel                          1      6K 
 3: EX-99       Miscellaneous Exhibit                                  2±     9K 

EX-99   —   Miscellaneous Exhibit

                                    Exhibit 99.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,               
AS ADOPTED PURSUANT TO SECTION 906 OF THE               
SARBANES-OXLEY ACT OF 2002              

In connection with the Annual Report of Ameriserv Financial           
Collectively Bargained 401(k) Plan (the "Plan") on Form 11-K for                
the period ending December 31, 2002, as filed with the                          
Securities and Exchange Commission on the date hereof (the                      
"Report"), I, Jeffrey A. Stopko, in my capacity as Chief                        
Financial Officer of Ameriserv Financial, Inc., administrator of                
the Plan, certify, pursuant to 18 U.S.C. Section 1350, as                       
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of                    
2002, that, to my knowledge:                                                    

(1)  the Report fully complies with the requirements of               
Section 13(a) or 15(d) of the Securities Exchange Act       
of 1934; and                                                

(2)  the information contained in the Report fairly                   
presents, in all material respects, the net assets          
available for benefits and changes in net assets            
available for benefits of the Plan.                         

/s/ Jeffrey A. Stopko                                                           
------------------------                                                        
Jeffrey A. Stopko                                                               
Chief Financial Officer                                                         
June 27, 2003                                                                   

A signed original of this written statement has been                  
provided to Ameriserv Financial, Inc. ("Ameriserv"), as                         
administrator of the Plan, and will be retained by Ameriserv and                
furnished to the Securities and Exchange Commission or its staff                
upon request.                                                                   

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,               
AS ADOPTED PURSUANT TO SECTION 906 OF THE               
SARBANES-OXLEY ACT OF 2002                

In connection with the Annual Report of Ameriserv Financial           
Collectively Bargained 401(k) Plan (the "Plan") on Form 11-K for                
the period ending December 31, 2002, as filed with the                          
Securities and Exchange Commission on the date hereof (the                      
"Report"), I, Connie Brinham, in my capacity as Plan                            
Administrator of the Plan, certify, pursuant to 18 U.S.C.                       
Section 1350, as adopted pursuant to Section 906 of the                         
Sarbanes-Oxley Act of 2002, that, to my knowledge:                              

(1)  the Report fully complies with the requirements of               
Section 13(a) or 15(d) of the Securities Exchange Act       
of 1934; and                                                

(2)  the information contained in the Report fairly                   
presents, in all material respects, the net assets          
available for benefits and changes in net assets            
available for benefits of the Plan.                         

/s/ Connie Brinham                                                              
------------------------                                                        
Connie Brinham                                                                  
Plan Administrator                                                              
June 27, 2003                                                                   

A signed original of this written statement has been                  
provided to Ameriserv Financial, Inc. ("Ameriserv"), as                         
administrator of the Plan, and will be retained by Ameriserv and                
furnished to the Securities and Exchange Commission or its staff                
upon request.                                                                   

Dates Referenced Herein   and   Documents Incorporated by Reference

This ‘11-K’ Filing		Date		Other Filings
Filed on:		6/30/03		10-Q,  11-K
		6/27/03
For Period End:		12/31/02		10-K,  11-K
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