Westpac Banking Corp – ‘20-F’ for 9/30/02 – EX-10

On:  Thursday, 11/7/02, at 5:03pm ET   ·   For:  9/30/02   ·   Accession #:  912057-2-41363   ·   File #:  1-10167

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Annual Report of a Foreign Private Issuer   —   Form 20-F
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 20-F        Annual Report of a Foreign Private Issuer           HTML   2.72M 
 2: EX-4.(C)3   Instrument Defining the Rights of Security Holders     9     40K 
 3: EX-4.(C)4   Instrument Defining the Rights of Security Holders    11±    37K 
 4: EX-4.(C)5   Instrument Defining the Rights of Security Holders    13     47K 
 5: EX-4.(C)6   Instrument Defining the Rights of Security Holders    10±    33K 
 6: EX-4.(C)7   Instrument Defining the Rights of Security Holders     9     30K 
 7: EX-4.(C)8   Instrument Defining the Rights of Security Holders     8     23K 
 8: EX-4.(C)9   Instrument Defining the Rights of Security Holders    10     28K 
 9: EX-10       Material Contract                                      1      6K 

EX-10   —   Material Contract

EX-10
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 CONSENT

We hereby consent to the incorporation by reference in the Registration         
Statement on Form F-3 (No. 333-10546) of Westpac Banking Corporation of our     
reports dated 31 October 2002 relating to the financial statements, which       
appears in this Form 20-F.                                                      

/s/ R. Chowdry                                       /s/ M.J. Codling           
-----------------------                             -------------------------   
R. Chowdry                                            M.J. Codling              

Sydney, Australia                                                               
6 November 2002