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Unitedhealth Group Inc – ‘10-Q’ for 6/30/16 – ‘EX-101.LAB’

On:  Tuesday, 8/2/16, at 4:37pm ET   ·   For:  6/30/16   ·   Accession #:  731766-16-81   ·   File #:  1-10864

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  As Of               Filer                 Filing    For·On·As Docs:Size

 8/02/16  Unitedhealth Group Inc            10-Q        6/30/16   60:10M

Quarterly Report   —   Form 10-Q   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML    751K 
 2: EX-10.1     Material Contract                                   HTML     61K 
 3: EX-10.2     Material Contract                                   HTML     26K 
 4: EX-12.1     Statement re: Computation of Ratios                 HTML     29K 
 5: EX-31.1     Certification -- §302 - SOA'02                      HTML     34K 
 6: EX-32.1     Certification -- §906 - SOA'02                      HTML     22K 
13: R1          Document and Entity Information Document            HTML     37K 
14: R2          Condensed Consolidated Balance Sheets               HTML    118K 
15: R3          Condensed Consolidated Balance Sheet                HTML     35K 
                (Parenthetical)                                                  
16: R4          Condensed Consolidated Statements of Operations     HTML     89K 
17: R5          Condensed Consolidated Statements of Comprehensive  HTML     57K 
                Income                                                           
18: R6          Condensed Consolidated Statements of Changes in     HTML     86K 
                Equity                                                           
19: R7          Condensed Consolidated Statements of Cash Flows     HTML    109K 
20: R8          Basis of Presentation (Notes)                       HTML     35K 
21: R9          Investments (Notes)                                 HTML    243K 
22: R10         Fair Value (Notes)                                  HTML    244K 
23: R11         Medicare Part D Pharmacy Benefits (Notes)           HTML     36K 
24: R12         Other Current Receivables (Notes)                   HTML     21K 
25: R13         Medical Costs Reserve Development (Notes)           HTML     32K 
26: R14         Commercial Paper and Long-Term Debt (Notes)         HTML    200K 
27: R15         Shareholders' Equity (Notes)                        HTML     34K 
28: R16         Commitments and Contingencies (Notes)               HTML     33K 
29: R17         Segment Financial Information (Notes)               HTML    317K 
30: R18         Basis of Presentation (Policies)                    HTML     41K 
31: R19         Investments (Tables)                                HTML    242K 
32: R20         Fair Value (Tables)                                 HTML    245K 
33: R21         Medicare Part D Pharmacy Benefits (Tables)          HTML     33K 
34: R22         Medical Costs Reserve Development (Tables)          HTML     32K 
35: R23         Commercial Paper and Long-Term Debt (Tables)        HTML    198K 
36: R24         Shareholders' Equity (Tables)                       HTML     26K 
37: R25         Segment Financial Information (Tables)              HTML    313K 
38: R26         Basis of Presentation Basis of Presentation, Uses   HTML     36K 
                of Estimates and Significant Accounting Policies                 
                (Details)                                                        
39: R27         Investments (Narrative) (Details)                   HTML     23K 
40: R28         Investments (Short-Term and Long-Term Investments)  HTML     85K 
                (Details)                                                        
41: R29         Investments (Amortized Cost and Fair Value of       HTML     93K 
                Available-for-Sale Debt Securities by Contractual                
                Maturity) (Details)                                              
42: R30         Investments (Fair Value of Available-For-Sale       HTML     61K 
                Investments with Gross Unrealized Losses by                      
                Investment Type and Length of Time That Individual               
                Securities Have Been in a Continuous Unrealized                  
                Loss Position) (Details)                                         
43: R31         Investments (Net Realized Gains) (Details)          HTML     38K 
44: R32         Fair Value (Narrative) (Details)                    HTML     36K 
45: R33         Fair Value (Financial Assets and Liabilities,       HTML     85K 
                Excluding AARP, Measured at Fair Value on a                      
                Recurring Basis) (Details)                                       
46: R34         Fair Value (Financial Assets and Liabilities,       HTML     83K 
                Excluding AARP, Not Measured at Fair Value on a                  
                Recurring Basis) (Details)                                       
47: R35         Fair Value (Reconciliation of Assets Measured at    HTML     43K 
                Fair Value on a Recurring Basis Using Level 3                    
                Inputs) (Details)                                                
48: R36         Medicare Part D Pharmacy Benefits Schedule of       HTML     27K 
                Receivables and Payables (Details)                               
49: R37         Other Current Receivables (Details)                 HTML     22K 
50: R38         Medical Costs Reserve Development (Details)         HTML     23K 
51: R39         Commercial Paper and Long-Term Debt (Narrative)     HTML     67K 
                (Details)                                                        
52: R40         Commercial Paper and Long-Term Debt (Details)       HTML    173K 
53: R41         Shareholders' Equity (Details)                      HTML     19K 
54: R42         Shareholders' Equity Dividends Paid (Details)       HTML     22K 
55: R43         Commitments and Contingencies (Details)             HTML     33K 
56: R44         Segment Financial Information (Narrative)           HTML     20K 
                (Details)                                                        
57: R45         Segment Financial Information (Details)             HTML     99K 
59: XML         IDEA XML File -- Filing Summary                      XML    103K 
58: EXCEL       IDEA Workbook of Financial Reports                  XLSX     69K 
 7: EX-101.INS  XBRL Instance -- unh-20160630                        XML   4.07M 
 9: EX-101.CAL  XBRL Calculations -- unh-20160630_cal                XML    195K 
10: EX-101.DEF  XBRL Definitions -- unh-20160630_def                 XML    632K 
11: EX-101.LAB  XBRL Labels -- unh-20160630_lab                      XML   1.39M 
12: EX-101.PRE  XBRL Presentations -- unh-20160630_pre               XML    798K 
 8: EX-101.SCH  XBRL Schema -- unh-20160630                          XSD    142K 
60: ZIP         XBRL Zipped Folder -- 0000731766-16-000081-xbrl      Zip    230K

‘EX-101.LAB’   —   XBRL Labels — unh-20160630_lab

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<link:label id="lab_us-gaap_DebtInstrumentNameDomain_3FDDD1330F399B4C8AF7320F773C8AF5_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_3FDDD1330F399B4C8AF7320F773C8AF5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Name [Domain] </link:label>
<link:label id="lab_us-gaap_DebtInstrumentNameDomain_3FDDD1330F399B4C8AF7320F773C8AF5_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_3FDDD1330F399B4C8AF7320F773C8AF5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Name [Domain] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_3FDDD1330F399B4C8AF7320F773C8AF5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_3FDDD1330F399B4C8AF7320F773C8AF5" xlink:to="lab_us-gaap_DebtInstrumentNameDomain_3FDDD1330F399B4C8AF7320F773C8AF5" xlink:type="arc"/>
<link:label id="lab_us-gaap_CommercialPaperMember_4295043007BACC4396F0320F773C532B_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialPaperMember_4295043007BACC4396F0320F773C532B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commercial Paper [Member] </link:label>
<link:label id="lab_us-gaap_CommercialPaperMember_4295043007BACC4396F0320F773C532B_label_en-US" xlink:label="lab_us-gaap_CommercialPaperMember_4295043007BACC4396F0320F773C532B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Commercial Paper [Member] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommercialPaperMember" xlink:label="loc_us-gaap_CommercialPaperMember_4295043007BACC4396F0320F773C532B" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialPaperMember_4295043007BACC4396F0320F773C532B" xlink:to="lab_us-gaap_CommercialPaperMember_4295043007BACC4396F0320F773C532B" xlink:type="arc"/>
<link:label id="lab_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3_terseLabel_en-US" xlink:label="lab_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Floating rate Term Loan Due July 2016 [Member] </link:label>
<link:label id="lab_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3_label_en-US" xlink:label="lab_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Floating-rate Term Loan Due July 2016 [Member] </link:label>
<link:label id="lab_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3_documentation_en-US" xlink:label="lab_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Floating-rate Term Loan Due July 2016 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FloatingrateTermLoanDueJuly2016Member" xlink:label="loc_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3" xlink:to="lab_unh_FloatingrateTermLoanDueJuly2016Member_E059B9489925F44E65FD320F773C85B3" xlink:type="arc"/>
<link:label id="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80_terseLabel_en-US" xlink:label="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.375% notes due March 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80_label_en-US" xlink:label="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five point three seven five percent Senior Unsecured Notes due March 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80_documentation_en-US" xlink:label="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five point three seven five percent Senior Unsecured Notes due March 2016 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member" xlink:label="loc_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80" xlink:to="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_ACB08537AF2E716CCF55320F773C9B80" xlink:type="arc"/>
<link:label id="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085_terseLabel_en-US" xlink:label="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.875% notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085_label_en-US" xlink:label="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> One point eight seven five percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085_documentation_en-US" xlink:label="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> One point eight seven five percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member" xlink:label="loc_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085" xlink:to="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_40EF8285C5FE32B0B082320F773CC085" xlink:type="arc"/>
<link:label id="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9_terseLabel_en-US" xlink:label="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.360% notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9_label_en-US" xlink:label="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five point three six percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9_documentation_en-US" xlink:label="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five point three six percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member" xlink:label="loc_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9" xlink:to="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_DDD84391AEAA996B9299320F773C2FF9" xlink:type="arc"/>
<link:label id="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1_terseLabel_en-US" xlink:label="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Floating rate notes due January 2017 [Member] </link:label>
<link:label id="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1_label_en-US" xlink:label="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Floating Rate Unsecured Notes due January 2017 [Member] </link:label>
<link:label id="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1_documentation_en-US" xlink:label="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Floating Rate Unsecured Notes due January 2017 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FloatingRateUnsecuredNotesdueJanuary2017Member" xlink:label="loc_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1" xlink:to="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_0D593E5E932F15C3B4B6320F773C89F1" xlink:type="arc"/>
<link:label id="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A_terseLabel_en-US" xlink:label="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.000% notes due June 2017 [Member] </link:label>
<link:label id="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A_label_en-US" xlink:label="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Percent Senior Unsecured Notes Due June Two Thousand Seventeen [Member] </link:label>
<link:label id="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A_documentation_en-US" xlink:label="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.0 Percent Due June 2017 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember" xlink:label="loc_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A" xlink:to="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_D55963CA7ABD8F370408320F773C604A" xlink:type="arc"/>
<link:label id="lab_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718_terseLabel_en-US" xlink:label="lab_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.450% notes due July 2017 [Member] </link:label>
<link:label id="lab_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718_label_en-US" xlink:label="lab_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.450% notes due July 2017 [Member] </link:label>
<link:label id="lab_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718_documentation_en-US" xlink:label="lab_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.450% notes due July 2017 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A1.450notesdueJuly2017Member" xlink:label="loc_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718" xlink:to="lab_unh_A1.450notesdueJuly2017Member_47AB20F89083A833CBB8320F773CF718" xlink:type="arc"/>
<link:label id="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE_terseLabel_en-US" xlink:label="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.400% notes due October 2017 [Member] </link:label>
<link:label id="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE_label_en-US" xlink:label="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes due October 2017 [Member] </link:label>
<link:label id="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE_documentation_en-US" xlink:label="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes due October 2017 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A1400SeniorUnsecuredNotesDueOctober2017Member" xlink:label="loc_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE" xlink:to="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_F9467FBE78E6A6703082320F773C98CE" xlink:type="arc"/>
<link:label id="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B_terseLabel_en-US" xlink:label="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.000% notes due November 2017 [Member] </link:label>
<link:label id="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B_label_en-US" xlink:label="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Point Zero Percent Senior Unsecured Notes Due November 2017 [Member] </link:label>
<link:label id="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B_documentation_en-US" xlink:label="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.0 Percent Due November 2017 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member" xlink:label="loc_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B" xlink:to="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_7AC309A413FC9308A75F320F773C245B" xlink:type="arc"/>
<link:label id="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7_terseLabel_en-US" xlink:label="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.400% notes due December 2017 [Member] </link:label>
<link:label id="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7_label_en-US" xlink:label="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes Due December 2017 [Member] </link:label>
<link:label id="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7_documentation_en-US" xlink:label="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes Due December 2017 </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A1.400SeniorUnsecuredNotesDueDecember2017Member" xlink:label="loc_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7" xlink:to="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_EBF276C103730FF11F5E320F773C05F7" xlink:type="arc"/>
<link:label id="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31_terseLabel_en-US" xlink:label="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.000% notes due February 2018 [Member] </link:label>
<link:label id="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31_label_en-US" xlink:label="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Point Zero Senior Unsecured Notes Due February Two Thousand Eighteen [Member] </link:label>
<link:label id="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31_documentation_en-US" xlink:label="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.0 Percent Due February 2018 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember" xlink:label="loc_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31" xlink:to="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_09FFCB2F8EA7553D7116320F773C7E31" xlink:type="arc"/>
<link:label id="lab_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40_terseLabel_en-US" xlink:label="lab_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.900% notes due July 2018 [Member] </link:label>
<link:label id="lab_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40_label_en-US" xlink:label="lab_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.900% notes due July 2018 [Member] </link:label>
<link:label id="lab_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40_documentation_en-US" xlink:label="lab_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.900% notes due July 2018 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A1.900notesdueJuly2018Member" xlink:label="loc_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40" xlink:to="lab_unh_A1.900notesdueJuly2018Member_212BA5DBCC5F56625C42320F773C9B40" xlink:type="arc"/>
<link:label id="lab_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777_terseLabel_en-US" xlink:label="lab_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.700% Notes due February 2019 [Member] </link:label>
<link:label id="lab_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777_label_en-US" xlink:label="lab_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.700% Notes due February 2019 [Member] </link:label>
<link:label id="lab_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777_documentation_en-US" xlink:label="lab_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.700% Notes due February 2019 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A1.700NotesdueFebruary2019Member" xlink:label="loc_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777" xlink:to="lab_unh_A1.700NotesdueFebruary2019Member_E2B826BB23477B9A9402320F773C2777" xlink:type="arc"/>
<link:label id="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E_terseLabel_en-US" xlink:label="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.625% notes due March 2019 [Member] </link:label>
<link:label id="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E_label_en-US" xlink:label="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.625% Senior Unsecured Notes Due March 2019 [Member] </link:label>
<link:label id="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E_documentation_en-US" xlink:label="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.625% Senior Unsecured Notes Due March 2019 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A1625SeniorUnsecuredNotesDueMarch2019Member" xlink:label="loc_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E" xlink:to="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_F1F498F194A91447A8DF320F773CF61E" xlink:type="arc"/>
<link:label id="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC_terseLabel_en-US" xlink:label="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.300% notes due December 2019 [Member] </link:label>
<link:label id="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC_label_en-US" xlink:label="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.300% Senior Unsecured Notes Due December 2019 [Member] </link:label>
<link:label id="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC_documentation_en-US" xlink:label="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.300% Senior Unsecured Notes Due December 2019 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A2.300SeniorUnsecuredNotesDueDecember2019Member" xlink:label="loc_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC" xlink:to="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_C7CB231276E7373D046D320F773CE1FC" xlink:type="arc"/>
<link:label id="lab_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4_terseLabel_en-US" xlink:label="lab_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.700% notes due July 2020 [Member] </link:label>
<link:label id="lab_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4_label_en-US" xlink:label="lab_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.700% Notes due July 2020 [Member] </link:label>
<link:label id="lab_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4_documentation_en-US" xlink:label="lab_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.700% Notes due July 2020 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A2.700NotesdueJuly2020Member" xlink:label="loc_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4" xlink:to="lab_unh_A2.700NotesdueJuly2020Member_F557D4F06A24805ABC1C320F773C78D4" xlink:type="arc"/>
<link:label id="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70_terseLabel_en-US" xlink:label="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.875% notes due October 2020 [Member] </link:label>
<link:label id="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70_label_en-US" xlink:label="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Three point eight seven five percent Senior Unsecured Notes due October 2020 [Member] </link:label>
<link:label id="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70_documentation_en-US" xlink:label="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Three point eight seven five percent Senior Unsecured Notes due October 2020 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member" xlink:label="loc_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70" xlink:to="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_997FDD5942A591016EB7320F773CED70" xlink:type="arc"/>
<link:label id="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998_terseLabel_en-US" xlink:label="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.700% notes due February 2021 [Member] </link:label>
<link:label id="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998_label_en-US" xlink:label="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Four Point Seven Percentage Senior Unsecured Notes Due February Two Thousand Twenty One [Member] </link:label>
<link:label id="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998_documentation_en-US" xlink:label="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Four Point Seven Percentage of Senior Unsecured Notes Due February Two Thousand and Twenty One [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember" xlink:label="loc_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998" xlink:to="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_4106B5661F902E84DBEF320F773C8998" xlink:type="arc"/>
<link:label id="lab_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F_terseLabel_en-US" xlink:label="lab_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.125% notes due March 2021 [Member] </link:label>
<link:label id="lab_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F_label_en-US" xlink:label="lab_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.125% notes due March 2021 [Member] </link:label>
<link:label id="lab_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F_documentation_en-US" xlink:label="lab_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.125% notes due March 2021 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A2.125notesdueMarch2021Member" xlink:label="loc_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F" xlink:to="lab_unh_A2.125notesdueMarch2021Member_E5F6E8C0E750198C5823320F773C984F" xlink:type="arc"/>
<link:label id="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326_terseLabel_en-US" xlink:label="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.375% notes due November 2021 [Member] </link:label>
<link:label id="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326_label_en-US" xlink:label="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Three point three seven five percent Senior Unsecured Notes due November 2021 [Member] </link:label>
<link:label id="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326_documentation_en-US" xlink:label="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Three point three seven five percent Senior Unsecured Notes due November 2021 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member" xlink:label="loc_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326" xlink:to="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_B40191E7BE3E7614CE86320F773CE326" xlink:type="arc"/>
<link:label id="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3_terseLabel_en-US" xlink:label="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.875% notes due December 2021 [Member] </link:label>
<link:label id="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3_label_en-US" xlink:label="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes Due December 2021 [Member] </link:label>
<link:label id="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3_documentation_en-US" xlink:label="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes Due December 2021 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A2.875SeniorUnsecuredNotesDueDecember2021Member" xlink:label="loc_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3" xlink:to="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_80925CC8F7A8EA0A3980320F773C7AF3" xlink:type="arc"/>
<link:label id="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1_terseLabel_en-US" xlink:label="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.875% notes due March 2022 [Member] </link:label>
<link:label id="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1_label_en-US" xlink:label="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Two point eight seven five Senior Unsecured Notes due March 2022 [Member] </link:label>
<link:label id="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1_documentation_en-US" xlink:label="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Two point eight seven five Senior Unsecured Notes due March 2022 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member" xlink:label="loc_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1" xlink:to="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_EFED42DEF8C92425AD1C320F773CADB1" xlink:type="arc"/>
<link:label id="lab_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10_terseLabel_en-US" xlink:label="lab_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.350% notes due July 2022 [Member] </link:label>
<link:label id="lab_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10_label_en-US" xlink:label="lab_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 3.350% notes due July 2022 [Member] </link:label>
<link:label id="lab_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10_documentation_en-US" xlink:label="lab_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 3.350% notes due July 2022 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A3.350notesdueJuly2022Member" xlink:label="loc_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10" xlink:to="lab_unh_A3.350notesdueJuly2022Member_9AC536E018AF9157E34E320F773C9A10" xlink:type="arc"/>
<link:label id="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D_terseLabel_en-US" xlink:label="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 0.000% notes due November 2022 [Member] </link:label>
<link:label id="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D_label_en-US" xlink:label="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Zero Coupon Senior Unsecured Notes Due November Two Thousand Twenty Two [Member] </link:label>
<link:label id="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D_documentation_en-US" xlink:label="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes Zero Coupon Due November 2022 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember" xlink:label="loc_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D" xlink:to="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_8C5390A893CB74FFE65E320F773C4E4D" xlink:type="arc"/>
<link:label id="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5_terseLabel_en-US" xlink:label="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.750% notes due February 2023 [Member] </link:label>
<link:label id="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5_label_en-US" xlink:label="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.750% Senior Unsecured Notes due February 2023 [Member] </link:label>
<link:label id="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5_documentation_en-US" xlink:label="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.750% Senior Unsecured Notes due February 2023 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A2750SeniorUnsecuredNotesDueFebruary2023Member" xlink:label="loc_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5" xlink:to="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_7E67A789510BD40DDD80320F773C98F5" xlink:type="arc"/>
<link:label id="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A_terseLabel_en-US" xlink:label="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.875% notes due March 2023 [Member] </link:label>
<link:label id="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A_label_en-US" xlink:label="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes due March 2023 [Member] </link:label>
<link:label id="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A_documentation_en-US" xlink:label="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes due March 2023 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A2875SeniorUnsecuredNotesDueMarch2023Member" xlink:label="loc_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A" xlink:to="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_23A8BBBF3ED1A5EC0FED320F773C1B4A" xlink:type="arc"/>
<link:label id="lab_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69_terseLabel_en-US" xlink:label="lab_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.750% notes due July 2025 [Member] </link:label>
<link:label id="lab_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69_label_en-US" xlink:label="lab_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 3.750% notes due July 2025 [Member] </link:label>
<link:label id="lab_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69_documentation_en-US" xlink:label="lab_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 3.750% notes due July 2025 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A3.750notesdueJuly2025Member" xlink:label="loc_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69" xlink:to="lab_unh_A3.750notesdueJuly2025Member_03521DBAEFB92ECB0274320F773CCC69" xlink:type="arc"/>
<link:label id="lab_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211_terseLabel_en-US" xlink:label="lab_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.100% notes due March 2026 [Member] </link:label>
<link:label id="lab_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211_label_en-US" xlink:label="lab_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 3.100% notes due March 2026 [Member] </link:label>
<link:label id="lab_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211_documentation_en-US" xlink:label="lab_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 3.100% notes due March 2026 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A3.100notesdueMarch2026Member" xlink:label="loc_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211" xlink:to="lab_unh_A3.100notesdueMarch2026Member_69C77D711D4F3DA33460320F773C4211" xlink:type="arc"/>
<link:label id="lab_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983_terseLabel_en-US" xlink:label="lab_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.625% notes due July 2035 [Member] </link:label>
<link:label id="lab_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983_label_en-US" xlink:label="lab_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 4.625% notes due July 2035 [Member] </link:label>
<link:label id="lab_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983_documentation_en-US" xlink:label="lab_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 4.625% notes due July 2035 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A4.625notesdueJuly2035Member" xlink:label="loc_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983" xlink:to="lab_unh_A4.625notesdueJuly2035Member_4514785EF09A858D96C0320F773C1983" xlink:type="arc"/>
<link:label id="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1_terseLabel_en-US" xlink:label="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.800% notes due March 2036 [Member] </link:label>
<link:label id="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1_label_en-US" xlink:label="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five Point Eight Percent Senior Unsecured Notes Due March Two Thousand Thirty Six [Member] </link:label>
<link:label id="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1_documentation_en-US" xlink:label="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 5.8 Percent Due March 2036 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember" xlink:label="loc_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1" xlink:to="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_FA54CB0769B2CF10F0B7320F773C17A1" xlink:type="arc"/>
<link:label id="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6_terseLabel_en-US" xlink:label="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.500% notes due June 2037 [Member] </link:label>
<link:label id="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6_label_en-US" xlink:label="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Point Five Percent Senior Unsecured Notes Due June Two Thousand Thirty Seven [Member] </link:label>
<link:label id="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6_documentation_en-US" xlink:label="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.5 Percent Due June 2037 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember" xlink:label="loc_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6" xlink:to="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_679C5A2BA06FBB7D4ADC320F773CFED6" xlink:type="arc"/>
<link:label id="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470_terseLabel_en-US" xlink:label="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.625% notes due November 2037 [Member] </link:label>
<link:label id="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470_label_en-US" xlink:label="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> six point six two five percent Senior Unsecured Notes due November 2037 [Member] </link:label>
<link:label id="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470_documentation_en-US" xlink:label="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> six point six two five percent Senior Unsecured Notes due November 2037 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member" xlink:label="loc_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470" xlink:to="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_E51B35A5F1185A189CE3320F773CE470" xlink:type="arc"/>
<link:label id="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36_terseLabel_en-US" xlink:label="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.875% notes due February 2038 [Member] </link:label>
<link:label id="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36_label_en-US" xlink:label="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six point eight seven five percent Senior Unsecured Notes due Februray 2038 [Member] </link:label>
<link:label id="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36_documentation_en-US" xlink:label="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Six point eight seven five percent Senior Unsecured Notes due Februray 2038 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member" xlink:label="loc_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36" xlink:to="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_3E15432ABD61742FFFDA320F773CDD36" xlink:type="arc"/>
<link:label id="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E_terseLabel_en-US" xlink:label="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.700% notes due October 2040 [Member] </link:label>
<link:label id="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E_label_en-US" xlink:label="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five Point Seven Percent Senior Unsecured Notes Due October Two Thousand Forty [Member] </link:label>
<link:label id="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E_documentation_en-US" xlink:label="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five Point Seven Percentage of Senior Unsecured Notes Due October Two Thousand and Forty [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember" xlink:label="loc_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E" xlink:to="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_8016B6A1CEA739E998EA320F773C6E1E" xlink:type="arc"/>
<link:label id="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A_terseLabel_en-US" xlink:label="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.950% notes due February 2041 [Member] </link:label>
<link:label id="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A_label_en-US" xlink:label="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five point nine five Senior Unsecured Notes due Februrary 2041 [Member] </link:label>
<link:label id="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A_documentation_en-US" xlink:label="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five point nine five Senior Unsecured Notes due Februrary 2041 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member" xlink:label="loc_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A" xlink:to="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_3AAF6B14FA7551685F6D320F773CB32A" xlink:type="arc"/>
<link:label id="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359_terseLabel_en-US" xlink:label="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.625% notes due November 2041 [Member] </link:label>
<link:label id="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359_label_en-US" xlink:label="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Four point six two five percent senior unsecured notes due November 2041 [Member] </link:label>
<link:label id="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359_documentation_en-US" xlink:label="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Four point six two five percent senior unsecured notes due November 2041 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member" xlink:label="loc_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359" xlink:to="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_2D8B7711AC66CF395302320F773CE359" xlink:type="arc"/>
<link:label id="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057_terseLabel_en-US" xlink:label="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.375% notes due March 2042 [Member] </link:label>
<link:label id="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057_label_en-US" xlink:label="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Four point three seven five percent Senior Unsecured Notes due March 2042 [Member] </link:label>
<link:label id="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057_documentation_en-US" xlink:label="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Four point three seven five percent Senior Unsecured Notes due March 2042 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member" xlink:label="loc_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057" xlink:to="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_18105804E63CC3CB0024320F773C6057" xlink:type="arc"/>
<link:label id="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507_terseLabel_en-US" xlink:label="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.950% notes due October 2042 [Member] </link:label>
<link:label id="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507_label_en-US" xlink:label="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 3.950% Senior Unsecured Notes due October 2042 [Member] </link:label>
<link:label id="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507_documentation_en-US" xlink:label="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 3.950% Senior Unsecured Notes due October 2042 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A3950SeniorUnsecuredNotesDueOctober2042Member" xlink:label="loc_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507" xlink:to="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_43AEA6C7DE91C7660389320F773CB507" xlink:type="arc"/>
<link:label id="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57_terseLabel_en-US" xlink:label="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.250% notes due March 2043 [Member] </link:label>
<link:label id="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57_label_en-US" xlink:label="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 4.250% Senior Unsecured Notes due March 2043 [Member] </link:label>
<link:label id="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57_documentation_en-US" xlink:label="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 4.250% Senior Unsecured Notes due March 2043 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A4250SeniorUnsecuredNotesDueMarch2043Member" xlink:label="loc_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57" xlink:to="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_0DD02F680CC2791ED4FA320F773CFC57" xlink:type="arc"/>
<link:label id="lab_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5_terseLabel_en-US" xlink:label="lab_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.750% notes due July 2045 [Member] </link:label>
<link:label id="lab_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5_label_en-US" xlink:label="lab_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 4.750% notes due July 2045 [Member] </link:label>
<link:label id="lab_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5_documentation_en-US" xlink:label="lab_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 4.750% notes due July 2045 [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A4.750notesdueJuly2045Member" xlink:label="loc_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5" xlink:to="lab_unh_A4.750notesdueJuly2045Member_F0D90B4B0F9566DFA63C320F773CA6A5" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentLineItems_2F1378C81F97A660A439320F773CF55C_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_2F1378C81F97A660A439320F773CF55C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Line Items] </link:label>
<link:label id="lab_us-gaap_DebtInstrumentLineItems_2F1378C81F97A660A439320F773CF55C_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_2F1378C81F97A660A439320F773CF55C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Line Items] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_2F1378C81F97A660A439320F773CF55C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentLineItems_2F1378C81F97A660A439320F773CF55C" xlink:to="lab_us-gaap_DebtInstrumentLineItems_2F1378C81F97A660A439320F773CF55C" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_EC6A12B54BD70B0DEE03320F773C9BEB_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_EC6A12B54BD70B0DEE03320F773C9BEB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest Rate </link:label>
<link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_EC6A12B54BD70B0DEE03320F773C9BEB_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_EC6A12B54BD70B0DEE03320F773C9BEB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Interest Rate, Stated Percentage </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_EC6A12B54BD70B0DEE03320F773C9BEB" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_EC6A12B54BD70B0DEE03320F773C9BEB" xlink:to="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_EC6A12B54BD70B0DEE03320F773C9BEB" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentFaceAmount_B304AD5178F83E6DFBAC320F773C67B4_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_B304AD5178F83E6DFBAC320F773C67B4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Par Value </link:label>
<link:label id="lab_us-gaap_DebtInstrumentFaceAmount_B304AD5178F83E6DFBAC320F773C67B4_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_B304AD5178F83E6DFBAC320F773C67B4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Face Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_B304AD5178F83E6DFBAC320F773C67B4" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentFaceAmount_B304AD5178F83E6DFBAC320F773C67B4" xlink:to="lab_us-gaap_DebtInstrumentFaceAmount_B304AD5178F83E6DFBAC320F773C67B4" xlink:type="arc"/>
<link:label id="lab_us-gaap_CommercialPaper_5638B22C1859AB8FD838320F773C800D_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialPaper_5638B22C1859AB8FD838320F773C800D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commercial Paper </link:label>
<link:label id="lab_us-gaap_CommercialPaper_5638B22C1859AB8FD838320F773C800D_label_en-US" xlink:label="lab_us-gaap_CommercialPaper_5638B22C1859AB8FD838320F773C800D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Commercial Paper </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommercialPaper" xlink:label="loc_us-gaap_CommercialPaper_5638B22C1859AB8FD838320F773C800D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialPaper_5638B22C1859AB8FD838320F773C800D" xlink:to="lab_us-gaap_CommercialPaper_5638B22C1859AB8FD838320F773C800D" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_F818ADE7580D8EA41AE4320F773C383C_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_F818ADE7580D8EA41AE4320F773C383C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Carrying Value </link:label>
<link:label id="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_F818ADE7580D8EA41AE4320F773C383C_label_en-US" xlink:label="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_F818ADE7580D8EA41AE4320F773C383C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt, Long-term and Short-term, Combined Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_F818ADE7580D8EA41AE4320F773C383C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_F818ADE7580D8EA41AE4320F773C383C" xlink:to="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_F818ADE7580D8EA41AE4320F773C383C" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentCarryingAmount_EFB4309150548E152F6A320F773C9BA9_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentCarryingAmount_EFB4309150548E152F6A320F773C9BA9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Carrying Value </link:label>
<link:label id="lab_us-gaap_DebtInstrumentCarryingAmount_EFB4309150548E152F6A320F773C9BA9_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentCarryingAmount_EFB4309150548E152F6A320F773C9BA9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Gross </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_EFB4309150548E152F6A320F773C9BA9" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentCarryingAmount_EFB4309150548E152F6A320F773C9BA9" xlink:to="lab_us-gaap_DebtInstrumentCarryingAmount_EFB4309150548E152F6A320F773C9BA9" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentFairValue_E2096FBB0F8AEB8DBFF4320F773C3812_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFairValue_E2096FBB0F8AEB8DBFF4320F773C3812" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value </link:label>
<link:label id="lab_us-gaap_DebtInstrumentFairValue_E2096FBB0F8AEB8DBFF4320F773C3812_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFairValue_E2096FBB0F8AEB8DBFF4320F773C3812" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Fair Value Disclosure </link:label>
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<link:label id="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_B47FBA3D115BAB6E5EE92DBF056AF498_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_B47FBA3D115BAB6E5EE92DBF056AF498" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss), Including Portion Attributable to Nonredeemable Noncontrolling Interest </link:label>
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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_92189F8F6AF46CDE2A512DBF056AD31C_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_92189F8F6AF46CDE2A512DBF056AD31C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other comprehensive income (loss) </link:label>
<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_92189F8F6AF46CDE2A512DBF056AD31C_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_92189F8F6AF46CDE2A512DBF056AD31C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Net of Tax </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_92189F8F6AF46CDE2A512DBF056AD31C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_92189F8F6AF46CDE2A512DBF056AD31C" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_92189F8F6AF46CDE2A512DBF056AD31C" xlink:type="arc"/>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_EE5EE172FB31ECDFA6602DBF056A85B0_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_EE5EE172FB31ECDFA6602DBF056A85B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Issuances of common stock, and related tax effects (in shares) </link:label>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_EE5EE172FB31ECDFA6602DBF056A85B0_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_EE5EE172FB31ECDFA6602DBF056A85B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Issued During Period, Shares, New Issues </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_EE5EE172FB31ECDFA6602DBF056A85B0" xlink:type="locator"/>
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<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_7E8E5C3E5333BC5D27842DBF056A417F_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_7E8E5C3E5333BC5D27842DBF056A417F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Issuances of common stock, and related tax effects </link:label>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_7E8E5C3E5333BC5D27842DBF056A417F_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_7E8E5C3E5333BC5D27842DBF056A417F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Issued During Period, Value, New Issues </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_7E8E5C3E5333BC5D27842DBF056A417F" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_7E8E5C3E5333BC5D27842DBF056A417F" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_7E8E5C3E5333BC5D27842DBF056A417F" xlink:type="arc"/>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_B1FFE77185D5F5B4A6762DBF056A92ED_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_B1FFE77185D5F5B4A6762DBF056A92ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based compensation </link:label>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_B1FFE77185D5F5B4A6762DBF056A92ED_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_B1FFE77185D5F5B4A6762DBF056A92ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Issued During Period, Value, Share-based Compensation, Gross </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_B1FFE77185D5F5B4A6762DBF056A92ED" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_B1FFE77185D5F5B4A6762DBF056A92ED" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross_B1FFE77185D5F5B4A6762DBF056A92ED" xlink:type="arc"/>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_AC51AA411FEBAC417FDA2DBF056AF5BA_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_AC51AA411FEBAC417FDA2DBF056AF5BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based compensation, and related tax benefits </link:label>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_AC51AA411FEBAC417FDA2DBF056AF5BA_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_AC51AA411FEBAC417FDA2DBF056AF5BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_AC51AA411FEBAC417FDA2DBF056AF5BA" xlink:type="locator"/>
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<link:label id="lab_us-gaap_StockRepurchasedDuringPeriodShares_8C1ACFD315AB289CA8232DBF056A59A2_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodShares_8C1ACFD315AB289CA8232DBF056A59A2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Common share repurchases (in shares) </link:label>
<link:label id="lab_us-gaap_StockRepurchasedDuringPeriodShares_8C1ACFD315AB289CA8232DBF056A59A2_label_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodShares_8C1ACFD315AB289CA8232DBF056A59A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Repurchased During Period, Shares </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_8C1ACFD315AB289CA8232DBF056A59A2" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockRepurchasedDuringPeriodShares_8C1ACFD315AB289CA8232DBF056A59A2" xlink:to="lab_us-gaap_StockRepurchasedDuringPeriodShares_8C1ACFD315AB289CA8232DBF056A59A2" xlink:type="arc"/>
<link:label id="lab_us-gaap_StockRepurchasedDuringPeriodValue_49EE8634DC20C590E2422DBF056A72F6_negatedLabel_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodValue_49EE8634DC20C590E2422DBF056A72F6" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Common share repurchases </link:label>
<link:label id="lab_us-gaap_StockRepurchasedDuringPeriodValue_49EE8634DC20C590E2422DBF056A72F6_label_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodValue_49EE8634DC20C590E2422DBF056A72F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Repurchased During Period, Value </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodValue" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodValue_49EE8634DC20C590E2422DBF056A72F6" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockRepurchasedDuringPeriodValue_49EE8634DC20C590E2422DBF056A72F6" xlink:to="lab_us-gaap_StockRepurchasedDuringPeriodValue_49EE8634DC20C590E2422DBF056A72F6" xlink:type="arc"/>
<link:label id="lab_us-gaap_DividendsCash_3AD3572B30A88868F7CF2DBF056A316A_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DividendsCash_3AD3572B30A88868F7CF2DBF056A316A" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Cash dividends paid on common shares </link:label>
<link:label id="lab_us-gaap_DividendsCash_3AD3572B30A88868F7CF2DBF056A316A_label_en-US" xlink:label="lab_us-gaap_DividendsCash_3AD3572B30A88868F7CF2DBF056A316A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Dividends, Cash </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DividendsCash" xlink:label="loc_us-gaap_DividendsCash_3AD3572B30A88868F7CF2DBF056A316A" xlink:type="locator"/>
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<link:label id="lab_us-gaap_MinorityInterestDecreaseFromRedemptions_CE2DB78D843373F7E8C32DBF056ACCAA_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_MinorityInterestDecreaseFromRedemptions_CE2DB78D843373F7E8C32DBF056ACCAA" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Acquisition of redeemable noncontrolling interest shares </link:label>
<link:label id="lab_us-gaap_MinorityInterestDecreaseFromRedemptions_CE2DB78D843373F7E8C32DBF056ACCAA_label_en-US" xlink:label="lab_us-gaap_MinorityInterestDecreaseFromRedemptions_CE2DB78D843373F7E8C32DBF056ACCAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noncontrolling Interest, Decrease from Redemptions or Purchase of Interests </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinorityInterestDecreaseFromRedemptions" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_CE2DB78D843373F7E8C32DBF056ACCAA" xlink:type="locator"/>
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<link:label id="lab_us-gaap_MinorityInterestChangeInRedemptionValue_72A716466AA2038A59C42DBF056AFDC7_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_MinorityInterestChangeInRedemptionValue_72A716466AA2038A59C42DBF056AFDC7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable noncontrolling interests fair value and other adjustments </link:label>
<link:label id="lab_us-gaap_MinorityInterestChangeInRedemptionValue_72A716466AA2038A59C42DBF056AFDC7_label_en-US" xlink:label="lab_us-gaap_MinorityInterestChangeInRedemptionValue_72A716466AA2038A59C42DBF056AFDC7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noncontrolling Interest, Change in Redemption Value </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinorityInterestChangeInRedemptionValue" xlink:label="loc_us-gaap_MinorityInterestChangeInRedemptionValue_72A716466AA2038A59C42DBF056AFDC7" xlink:type="locator"/>
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<link:label id="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_8383EBDA5DB2F5FD74302DBF056ADCC1_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_8383EBDA5DB2F5FD74302DBF056ADCC1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Distribution to nonredeemable noncontrolling interest </link:label>
<link:label id="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_8383EBDA5DB2F5FD74302DBF056ADCC1_label_en-US" xlink:label="lab_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_8383EBDA5DB2F5FD74302DBF056ADCC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noncontrolling Interest, Decrease from Distributions to Noncontrolling Interest Holders </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_8383EBDA5DB2F5FD74302DBF056ADCC1" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CommonStockSharesOutstanding_58D3AF1FBA6F13EF14F72DBF056A0C3F_periodEndLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_58D3AF1FBA6F13EF14F72DBF056A0C3F" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Balance (in shares) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_58D3AF1FBA6F13EF14F72DBF056A0C3F" xlink:type="locator"/>
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<link:label id="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_8392EA5E938C27F6B3652DBF056A7035_periodEndLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_8392EA5E938C27F6B3652DBF056A7035" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Balance </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_8392EA5E938C27F6B3652DBF056A7035" xlink:type="locator"/>
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<link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_7168DEAE31957EE1857A2E3B2EC37A94_label_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract_7168DEAE31957EE1857A2E3B2EC37A94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Cash Flows [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_7168DEAE31957EE1857A2E3B2EC37A94" xlink:type="locator"/>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_7ACB655A62ECAF0859AC2E3B2EC3E213_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_7ACB655A62ECAF0859AC2E3B2EC3E213" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_7ACB655A62ECAF0859AC2E3B2EC3E213_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_7ACB655A62ECAF0859AC2E3B2EC3E213" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_7ACB655A62ECAF0859AC2E3B2EC3E213" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ProfitLoss_43FB08571E4F4FB214802E3B2EC34584_terseLabel_en-US" xlink:label="lab_us-gaap_ProfitLoss_43FB08571E4F4FB214802E3B2EC34584" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net earnings </link:label>
<link:label id="lab_us-gaap_ProfitLoss_43FB08571E4F4FB214802E3B2EC34584_label_en-US" xlink:label="lab_us-gaap_ProfitLoss_43FB08571E4F4FB214802E3B2EC34584" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss), Including Portion Attributable to Noncontrolling Interest </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_43FB08571E4F4FB214802E3B2EC34584" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8632CF9A3B1F4C5E90D92E3B2EC36EFB_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8632CF9A3B1F4C5E90D92E3B2EC36EFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Noncash items: </link:label>
<link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8632CF9A3B1F4C5E90D92E3B2EC36EFB_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8632CF9A3B1F4C5E90D92E3B2EC36EFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8632CF9A3B1F4C5E90D92E3B2EC36EFB" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DepreciationAndAmortization_A9214EA49BB007156F0E2E3B2EC3AC23_terseLabel_en-US" xlink:label="lab_us-gaap_DepreciationAndAmortization_A9214EA49BB007156F0E2E3B2EC3AC23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Depreciation and amortization </link:label>
<link:label id="lab_us-gaap_DepreciationAndAmortization_A9214EA49BB007156F0E2E3B2EC3AC23_label_en-US" xlink:label="lab_us-gaap_DepreciationAndAmortization_A9214EA49BB007156F0E2E3B2EC3AC23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Depreciation, Depletion and Amortization, Nonproduction </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="loc_us-gaap_DepreciationAndAmortization_A9214EA49BB007156F0E2E3B2EC3AC23" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_61EBD7CBEBC915463D712E3B2EC3AC7F_verboseLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_61EBD7CBEBC915463D712E3B2EC3AC7F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Deferred income taxes </link:label>
<link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_61EBD7CBEBC915463D712E3B2EC3AC7F_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_61EBD7CBEBC915463D712E3B2EC3AC7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Income Tax Expense (Benefit) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_61EBD7CBEBC915463D712E3B2EC3AC7F" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ShareBasedCompensation_9332130A0DBF93565D672E3B2EC3083F_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation_9332130A0DBF93565D672E3B2EC3083F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based compensation </link:label>
<link:label id="lab_us-gaap_ShareBasedCompensation_9332130A0DBF93565D672E3B2EC3083F_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation_9332130A0DBF93565D672E3B2EC3083F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Compensation </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_9332130A0DBF93565D672E3B2EC3083F" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherNoncashIncomeExpense_0F878185D2309726EEB52E3B2EC38C16_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherNoncashIncomeExpense_0F878185D2309726EEB52E3B2EC38C16" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>
<link:label id="lab_us-gaap_OtherNoncashIncomeExpense_0F878185D2309726EEB52E3B2EC38C16_label_en-US" xlink:label="lab_us-gaap_OtherNoncashIncomeExpense_0F878185D2309726EEB52E3B2EC38C16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Noncash Income (Expense) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherNoncashIncomeExpense" xlink:label="loc_us-gaap_OtherNoncashIncomeExpense_0F878185D2309726EEB52E3B2EC38C16" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherNoncashIncomeExpense_0F878185D2309726EEB52E3B2EC38C16" xlink:to="lab_us-gaap_OtherNoncashIncomeExpense_0F878185D2309726EEB52E3B2EC38C16" xlink:type="arc"/>
<link:label id="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_80A347CD07E5056A24F62E3B2EC3CFD9_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_80A347CD07E5056A24F62E3B2EC3CFD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net change in other operating items, net of effects from acquisitions and changes in AARP balances: </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_80A347CD07E5056A24F62E3B2EC3CFD9_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_80A347CD07E5056A24F62E3B2EC3CFD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Operating Capital [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_80A347CD07E5056A24F62E3B2EC3CFD9" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_80A347CD07E5056A24F62E3B2EC3CFD9" xlink:to="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_80A347CD07E5056A24F62E3B2EC3CFD9" xlink:type="arc"/>
<link:label id="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_A46D5D8FF500AF52D4EA2E3B2EC3DA91_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_A46D5D8FF500AF52D4EA2E3B2EC3DA91" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Accounts receivable </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_A46D5D8FF500AF52D4EA2E3B2EC3DA91_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_A46D5D8FF500AF52D4EA2E3B2EC3DA91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Accounts Receivable </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_A46D5D8FF500AF52D4EA2E3B2EC3DA91" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_EE18D2A24D0FA498BC972E3B2EC362E9_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_EE18D2A24D0FA498BC972E3B2EC362E9" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other assets </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_EE18D2A24D0FA498BC972E3B2EC362E9_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_EE18D2A24D0FA498BC972E3B2EC362E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Operating Assets </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_EE18D2A24D0FA498BC972E3B2EC362E9" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_C81B6BEA52D1955DA9F72E3B2EC3FEA5_verboseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_C81B6BEA52D1955DA9F72E3B2EC3FEA5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Medical costs payable </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_C81B6BEA52D1955DA9F72E3B2EC3FEA5_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_C81B6BEA52D1955DA9F72E3B2EC3FEA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Health Care Insurance Liabilities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_C81B6BEA52D1955DA9F72E3B2EC3FEA5" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9FB699B5C5F98C695D4D2E3B2EC35BA4_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9FB699B5C5F98C695D4D2E3B2EC35BA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounts payable and other liabilities </link:label>
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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9FB699B5C5F98C695D4D2E3B2EC35BA4" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_BBDB258EA0EB618D59E62E3B2EC3793F_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_BBDB258EA0EB618D59E62E3B2EC3793F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other policy liabilities </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_BBDB258EA0EB618D59E62E3B2EC3793F_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_BBDB258EA0EB618D59E62E3B2EC3793F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Policyholder Funds </link:label>
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<link:label id="lab_us-gaap_IncreaseDecreaseInDeferredRevenue_58E83FA50C61B269B5AA2E3B2EC32F92_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredRevenue_58E83FA50C61B269B5AA2E3B2EC32F92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unearned revenues </link:label>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_DF67B4AC1F2ADACC9F9B2E3B2EC33A56_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_DF67B4AC1F2ADACC9F9B2E3B2EC33A56" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash flows from operating activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_DF67B4AC1F2ADACC9F9B2E3B2EC33A56_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_DF67B4AC1F2ADACC9F9B2E3B2EC33A56" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities </link:label>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_0279BD0A9EA6CE41ACCF2E3B2EC30A1E_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_0279BD0A9EA6CE41ACCF2E3B2EC30A1E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investing activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_0279BD0A9EA6CE41ACCF2E3B2EC30A1E_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_0279BD0A9EA6CE41ACCF2E3B2EC30A1E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_0279BD0A9EA6CE41ACCF2E3B2EC30A1E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_0279BD0A9EA6CE41ACCF2E3B2EC30A1E" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_0279BD0A9EA6CE41ACCF2E3B2EC30A1E" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsToAcquireInvestments_631F6D2C14FBCD9218B72E3B2EC37540_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestments_631F6D2C14FBCD9218B72E3B2EC37540" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Purchases of investments </link:label>
<link:label id="lab_us-gaap_PaymentsToAcquireInvestments_631F6D2C14FBCD9218B72E3B2EC37540_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestments_631F6D2C14FBCD9218B72E3B2EC37540" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Investments </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireInvestments" xlink:label="loc_us-gaap_PaymentsToAcquireInvestments_631F6D2C14FBCD9218B72E3B2EC37540" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireInvestments_631F6D2C14FBCD9218B72E3B2EC37540" xlink:to="lab_us-gaap_PaymentsToAcquireInvestments_631F6D2C14FBCD9218B72E3B2EC37540" xlink:type="arc"/>
<link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D3B1E13F65FA6482A0B02E3B2EC3173E_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D3B1E13F65FA6482A0B02E3B2EC3173E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Sales of investments </link:label>
<link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D3B1E13F65FA6482A0B02E3B2EC3173E_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D3B1E13F65FA6482A0B02E3B2EC3173E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale of Available-for-sale Securities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D3B1E13F65FA6482A0B02E3B2EC3173E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D3B1E13F65FA6482A0B02E3B2EC3173E" xlink:to="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_D3B1E13F65FA6482A0B02E3B2EC3173E" xlink:type="arc"/>
<link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_15489F06B5CC75D6F6152E3B2EC3E648_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_15489F06B5CC75D6F6152E3B2EC3E648" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maturities of investments </link:label>
<link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_15489F06B5CC75D6F6152E3B2EC3E648_label_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_15489F06B5CC75D6F6152E3B2EC3E648" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_15489F06B5CC75D6F6152E3B2EC3E648" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_15489F06B5CC75D6F6152E3B2EC3E648" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_15489F06B5CC75D6F6152E3B2EC3E648" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_A1FE18FB01AB27E834422E3B2EC30154_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_A1FE18FB01AB27E834422E3B2EC30154" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Cash paid for acquisitions, net of cash assumed </link:label>
<link:label id="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_A1FE18FB01AB27E834422E3B2EC30154_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_A1FE18FB01AB27E834422E3B2EC30154" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Businesses, Net of Cash Acquired </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_A1FE18FB01AB27E834422E3B2EC30154" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_A1FE18FB01AB27E834422E3B2EC30154" xlink:to="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_A1FE18FB01AB27E834422E3B2EC30154" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3812FFD41ED1600668DD2E3B2EC320E5_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3812FFD41ED1600668DD2E3B2EC320E5" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Purchases of property, equipment and capitalized software </link:label>
<link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3812FFD41ED1600668DD2E3B2EC320E5_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3812FFD41ED1600668DD2E3B2EC320E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Property, Plant, and Equipment </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3812FFD41ED1600668DD2E3B2EC320E5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3812FFD41ED1600668DD2E3B2EC320E5" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3812FFD41ED1600668DD2E3B2EC320E5" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_0307924D0F2494C4DA672E3B2EC31EA0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_0307924D0F2494C4DA672E3B2EC31EA0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>
<link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_0307924D0F2494C4DA672E3B2EC31EA0_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_0307924D0F2494C4DA672E3B2EC31EA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for (Proceeds from) Other Investing Activities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_0307924D0F2494C4DA672E3B2EC31EA0" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_0307924D0F2494C4DA672E3B2EC31EA0" xlink:to="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_0307924D0F2494C4DA672E3B2EC31EA0" xlink:type="arc"/>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_6786E707872CBC32D10F2E3B2EC30C1F_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_6786E707872CBC32D10F2E3B2EC30C1F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash flows used for investing activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_6786E707872CBC32D10F2E3B2EC30C1F_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_6786E707872CBC32D10F2E3B2EC30C1F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_6786E707872CBC32D10F2E3B2EC30C1F" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_6786E707872CBC32D10F2E3B2EC30C1F" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_6786E707872CBC32D10F2E3B2EC30C1F" xlink:type="arc"/>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8767326AA79153E3BF902E3B2EC35D4A_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8767326AA79153E3BF902E3B2EC35D4A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financing activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8767326AA79153E3BF902E3B2EC35D4A_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8767326AA79153E3BF902E3B2EC35D4A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8767326AA79153E3BF902E3B2EC35D4A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8767326AA79153E3BF902E3B2EC35D4A" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8767326AA79153E3BF902E3B2EC35D4A" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_0411701B109FE7514EC62E3B2EC33513_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_0411701B109FE7514EC62E3B2EC33513" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Common share repurchases </link:label>
<link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_0411701B109FE7514EC62E3B2EC33513_label_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_0411701B109FE7514EC62E3B2EC33513" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for Repurchase of Common Stock </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_0411701B109FE7514EC62E3B2EC33513" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_0411701B109FE7514EC62E3B2EC33513" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_0411701B109FE7514EC62E3B2EC33513" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest_D89E00F8718A88CFD1EC2E3B2EC31A21_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest_D89E00F8718A88CFD1EC2E3B2EC31A21" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Acquisition of redeemable noncontrolling interest shares </link:label>
<link:label id="lab_us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest_D89E00F8718A88CFD1EC2E3B2EC31A21_label_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest_D89E00F8718A88CFD1EC2E3B2EC31A21" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for Repurchase of Redeemable Noncontrolling Interest </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest_D89E00F8718A88CFD1EC2E3B2EC31A21" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_77834373F47F41213DEF2E3B2EC34922_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_77834373F47F41213DEF2E3B2EC34922" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Cash dividends paid </link:label>
<link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_77834373F47F41213DEF2E3B2EC34922_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_77834373F47F41213DEF2E3B2EC34922" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments of Ordinary Dividends, Common Stock </link:label>
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<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsCommonStock_77834373F47F41213DEF2E3B2EC34922" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock_77834373F47F41213DEF2E3B2EC34922" xlink:type="arc"/>
<link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_29671DE1B5DBF18A10D32E3B2EC3BC86_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_29671DE1B5DBF18A10D32E3B2EC3BC86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from common stock issuances </link:label>
<link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_29671DE1B5DBF18A10D32E3B2EC3BC86_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_29671DE1B5DBF18A10D32E3B2EC3BC86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Issuance of Common Stock </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_29671DE1B5DBF18A10D32E3B2EC3BC86" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_29671DE1B5DBF18A10D32E3B2EC3BC86" xlink:to="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_29671DE1B5DBF18A10D32E3B2EC3BC86" xlink:type="arc"/>
<link:label id="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_1FEFE2224311591AFE692E3B2EC30BFF_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_1FEFE2224311591AFE692E3B2EC30BFF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from issuance of long-term debt </link:label>
<link:label id="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_1FEFE2224311591AFE692E3B2EC30BFF_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_1FEFE2224311591AFE692E3B2EC30BFF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Issuance of Long-term Debt </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_1FEFE2224311591AFE692E3B2EC30BFF" xlink:type="locator"/>
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<link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_15B4420E13F03F0FA47A2E3B2EC33013_negatedLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_15B4420E13F03F0FA47A2E3B2EC33013" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Repayments of long-term debt </link:label>
<link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_15B4420E13F03F0FA47A2E3B2EC33013_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_15B4420E13F03F0FA47A2E3B2EC33013" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Repayments of Long-term Debt </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_15B4420E13F03F0FA47A2E3B2EC33013" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_844F7944093930C23E522E3B2EC37FEC_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_844F7944093930C23E522E3B2EC37FEC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from commercial paper, net </link:label>
<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_844F7944093930C23E522E3B2EC37FEC_label_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_844F7944093930C23E522E3B2EC37FEC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Repayments of) Commercial Paper </link:label>
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<link:label id="lab_us-gaap_IncreaseDecreaseInCustomerDeposits_C1B14A12BE1557385E672E3B2EC3B1B9_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInCustomerDeposits_C1B14A12BE1557385E672E3B2EC3B1B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Customer funds administered </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInCustomerDeposits_C1B14A12BE1557385E672E3B2EC3B1B9_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInCustomerDeposits_C1B14A12BE1557385E672E3B2EC3B1B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Customer Deposits </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInCustomerDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInCustomerDeposits_C1B14A12BE1557385E672E3B2EC3B1B9" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_494005C910F911155DCA2E3B2EC33A40_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_494005C910F911155DCA2E3B2EC33A40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>
<link:label id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_494005C910F911155DCA2E3B2EC33A40_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_494005C910F911155DCA2E3B2EC33A40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Payments for) Other Financing Activities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_494005C910F911155DCA2E3B2EC33A40" xlink:type="locator"/>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_84D2F9CFB57B0E1E91C02E3B2EC3AA65_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_84D2F9CFB57B0E1E91C02E3B2EC3AA65" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash flows used for financing activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_84D2F9CFB57B0E1E91C02E3B2EC3AA65_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_84D2F9CFB57B0E1E91C02E3B2EC3AA65" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_84D2F9CFB57B0E1E91C02E3B2EC3AA65" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_84D2F9CFB57B0E1E91C02E3B2EC3AA65" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_84D2F9CFB57B0E1E91C02E3B2EC3AA65" xlink:type="arc"/>
<link:label id="lab_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_5F5E72E19732A8A96BE62E3B2EC311F5_terseLabel_en-US" xlink:label="lab_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_5F5E72E19732A8A96BE62E3B2EC311F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Effect of exchange rate changes on cash and cash equivalents </link:label>
<link:label id="lab_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_5F5E72E19732A8A96BE62E3B2EC311F5_label_en-US" xlink:label="lab_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_5F5E72E19732A8A96BE62E3B2EC311F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Effect of Exchange Rate on Cash and Cash Equivalents </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents" xlink:label="loc_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_5F5E72E19732A8A96BE62E3B2EC311F5" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_CDC493A6046B02436B4D2E3B2EC39CCF_totalLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_CDC493A6046B02436B4D2E3B2EC39CCF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> (Decrease) increase in cash and cash equivalents </link:label>
<link:label id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_CDC493A6046B02436B4D2E3B2EC39CCF_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_CDC493A6046B02436B4D2E3B2EC39CCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash and Cash Equivalents, Period Increase (Decrease) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_CDC493A6046B02436B4D2E3B2EC39CCF" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_CDC493A6046B02436B4D2E3B2EC39CCF" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_CDC493A6046B02436B4D2E3B2EC39CCF" xlink:type="arc"/>
<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_00DF32918AAAFB8E06DC2E3B2EC340E3_periodStartLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_00DF32918AAAFB8E06DC2E3B2EC340E3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Cash and cash equivalents, beginning of period </link:label>
<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_00DF32918AAAFB8E06DC2E3B2EC340E3_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_00DF32918AAAFB8E06DC2E3B2EC340E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash and Cash Equivalents, at Carrying Value </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_00DF32918AAAFB8E06DC2E3B2EC340E3" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_0D41C2A692FCF6A670732E3B2EC3DB10_periodEndLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_0D41C2A692FCF6A670732E3B2EC3DB10" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Cash and Cash Equivalents, end of period </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0D41C2A692FCF6A670732E3B2EC3DB10" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0D41C2A692FCF6A670732E3B2EC3DB10" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_0D41C2A692FCF6A670732E3B2EC3DB10" xlink:type="arc"/>
<link:label id="lab_unh_MedicalCostsReserveDevelopmentAbstract_433E8E89212C2E6B0D232CCADBD83AB8_label_en-US" xlink:label="lab_unh_MedicalCostsReserveDevelopmentAbstract_433E8E89212C2E6B0D232CCADBD83AB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medical Costs Reserve Development [Abstract] </link:label>
<link:label id="lab_unh_MedicalCostsReserveDevelopmentAbstract_433E8E89212C2E6B0D232CCADBD83AB8_documentation_en-US" xlink:label="lab_unh_MedicalCostsReserveDevelopmentAbstract_433E8E89212C2E6B0D232CCADBD83AB8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Medical Costs Reserve Development [Abstract] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_MedicalCostsReserveDevelopmentAbstract" xlink:label="loc_unh_MedicalCostsReserveDevelopmentAbstract_433E8E89212C2E6B0D232CCADBD83AB8" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_F914FD77BEB040470AFE2CCADBD875C0_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_F914FD77BEB040470AFE2CCADBD875C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Table] </link:label>
<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_F914FD77BEB040470AFE2CCADBD875C0_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_F914FD77BEB040470AFE2CCADBD875C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Table] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_F914FD77BEB040470AFE2CCADBD875C0" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ProductOrServiceAxis_504C7663BC27B3A1A2532CCADBD80921_terseLabel_en-US" xlink:label="lab_us-gaap_ProductOrServiceAxis_504C7663BC27B3A1A2532CCADBD80921" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Insurance Product Line [Axis] </link:label>
<link:label id="lab_us-gaap_ProductOrServiceAxis_504C7663BC27B3A1A2532CCADBD80921_label_en-US" xlink:label="lab_us-gaap_ProductOrServiceAxis_504C7663BC27B3A1A2532CCADBD80921" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Products and Services [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProductOrServiceAxis" xlink:label="loc_us-gaap_ProductOrServiceAxis_504C7663BC27B3A1A2532CCADBD80921" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ProductsAndServicesDomain_20D6034C5A88990E9FDE2CCADBD83758_terseLabel_en-US" xlink:label="lab_us-gaap_ProductsAndServicesDomain_20D6034C5A88990E9FDE2CCADBD83758" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Insurance Product Line [Domain] </link:label>
<link:label id="lab_us-gaap_ProductsAndServicesDomain_20D6034C5A88990E9FDE2CCADBD83758_label_en-US" xlink:label="lab_us-gaap_ProductsAndServicesDomain_20D6034C5A88990E9FDE2CCADBD83758" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Products and Services [Domain] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProductsAndServicesDomain" xlink:label="loc_us-gaap_ProductsAndServicesDomain_20D6034C5A88990E9FDE2CCADBD83758" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_B4E69A0AC936727C822F2CCADBD8DCEF_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_B4E69A0AC936727C822F2CCADBD8DCEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Line Items] </link:label>
<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_B4E69A0AC936727C822F2CCADBD8DCEF_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_B4E69A0AC936727C822F2CCADBD8DCEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Line Items] </link:label>
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<link:label id="lab_us-gaap_AssetsCurrentAbstract_9F61A831F945C2FDADD12DBF05999A4F_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsCurrentAbstract_9F61A831F945C2FDADD12DBF05999A4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current assets: </link:label>
<link:label id="lab_us-gaap_AssetsCurrentAbstract_9F61A831F945C2FDADD12DBF05999A4F_label_en-US" xlink:label="lab_us-gaap_AssetsCurrentAbstract_9F61A831F945C2FDADD12DBF05999A4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets, Current [Abstract] </link:label>
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<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_9D1C41789066446748592DBF05998663_verboseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_9D1C41789066446748592DBF05998663" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Cash and cash equivalents </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_9D1C41789066446748592DBF05998663" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_9D1C41789066446748592DBF05998663" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_9D1C41789066446748592DBF05998663" xlink:type="arc"/>
<link:label id="lab_us-gaap_ShortTermInvestments_CA90E5E65E2CC858F7772DBF05993BBE_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermInvestments_CA90E5E65E2CC858F7772DBF05993BBE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term investments </link:label>
<link:label id="lab_us-gaap_ShortTermInvestments_CA90E5E65E2CC858F7772DBF05993BBE_label_en-US" xlink:label="lab_us-gaap_ShortTermInvestments_CA90E5E65E2CC858F7772DBF05993BBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Investments </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_CA90E5E65E2CC858F7772DBF05993BBE" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermInvestments_CA90E5E65E2CC858F7772DBF05993BBE" xlink:to="lab_us-gaap_ShortTermInvestments_CA90E5E65E2CC858F7772DBF05993BBE" xlink:type="arc"/>
<link:label id="lab_us-gaap_AccountsReceivableNetCurrent_3E79F3F4E7CD57B98AF52DBF05996BC5_verboseLabel_en-US" xlink:label="lab_us-gaap_AccountsReceivableNetCurrent_3E79F3F4E7CD57B98AF52DBF05996BC5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Accounts receivable, net </link:label>
<link:label id="lab_us-gaap_AccountsReceivableNetCurrent_3E79F3F4E7CD57B98AF52DBF05996BC5_label_en-US" xlink:label="lab_us-gaap_AccountsReceivableNetCurrent_3E79F3F4E7CD57B98AF52DBF05996BC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accounts Receivable, Net, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccountsReceivableNetCurrent" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_3E79F3F4E7CD57B98AF52DBF05996BC5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_3E79F3F4E7CD57B98AF52DBF05996BC5" xlink:to="lab_us-gaap_AccountsReceivableNetCurrent_3E79F3F4E7CD57B98AF52DBF05996BC5" xlink:type="arc"/>
<link:label id="lab_us-gaap_OtherReceivablesNetCurrent_C352559A182C166CBDA42DBF059947AB_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherReceivablesNetCurrent_C352559A182C166CBDA42DBF059947AB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other current receivables, net </link:label>
<link:label id="lab_us-gaap_OtherReceivablesNetCurrent_C352559A182C166CBDA42DBF059947AB_label_en-US" xlink:label="lab_us-gaap_OtherReceivablesNetCurrent_C352559A182C166CBDA42DBF059947AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Receivables, Net, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherReceivablesNetCurrent" xlink:label="loc_us-gaap_OtherReceivablesNetCurrent_C352559A182C166CBDA42DBF059947AB" xlink:type="locator"/>
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<link:label id="lab_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C_terseLabel_en-US" xlink:label="lab_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets under management </link:label>
<link:label id="lab_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C_label_en-US" xlink:label="lab_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> AARP Assets Under Management </link:label>
<link:label id="lab_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C_documentation_en-US" xlink:label="lab_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The Assets Under Management are primarily AARP assets that are managed separately from the general investment portfolio and are used to pay costs associated with the AARP program. </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_AarpAssetsUnderManagement" xlink:label="loc_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C" xlink:to="lab_unh_AarpAssetsUnderManagement_3AE0D78097AE99C2E8432DBF0599C03C" xlink:type="arc"/>
<link:label id="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_4F99AC6A9CB5D397ACB82DBF05993081_terseLabel_en-US" xlink:label="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_4F99AC6A9CB5D397ACB82DBF05993081" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Prepaid expenses and other current assets </link:label>
<link:label id="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_4F99AC6A9CB5D397ACB82DBF05993081_label_en-US" xlink:label="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_4F99AC6A9CB5D397ACB82DBF05993081" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Prepaid Expense and Other Assets, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_4F99AC6A9CB5D397ACB82DBF05993081" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AssetsCurrent_718DEB63E24A01E221E12DBF059921B8_totalLabel_en-US" xlink:label="lab_us-gaap_AssetsCurrent_718DEB63E24A01E221E12DBF059921B8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total current assets </link:label>
<link:label id="lab_us-gaap_AssetsCurrent_718DEB63E24A01E221E12DBF059921B8_label_en-US" xlink:label="lab_us-gaap_AssetsCurrent_718DEB63E24A01E221E12DBF059921B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AssetsCurrent" xlink:label="loc_us-gaap_AssetsCurrent_718DEB63E24A01E221E12DBF059921B8" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsCurrent_718DEB63E24A01E221E12DBF059921B8" xlink:to="lab_us-gaap_AssetsCurrent_718DEB63E24A01E221E12DBF059921B8" xlink:type="arc"/>
<link:label id="lab_us-gaap_LongTermInvestments_C5B6286F4427496DA2D62DBF0599C8B9_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermInvestments_C5B6286F4427496DA2D62DBF0599C8B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term investments </link:label>
<link:label id="lab_us-gaap_LongTermInvestments_C5B6286F4427496DA2D62DBF0599C8B9_label_en-US" xlink:label="lab_us-gaap_LongTermInvestments_C5B6286F4427496DA2D62DBF0599C8B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Investments </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LongTermInvestments" xlink:label="loc_us-gaap_LongTermInvestments_C5B6286F4427496DA2D62DBF0599C8B9" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermInvestments_C5B6286F4427496DA2D62DBF0599C8B9" xlink:to="lab_us-gaap_LongTermInvestments_C5B6286F4427496DA2D62DBF0599C8B9" xlink:type="arc"/>
<link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_2D24003CD591BD61D7BB2DBF05996C8C_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_2D24003CD591BD61D7BB2DBF05996C8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property, equipment and capitalized software, net </link:label>
<link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_2D24003CD591BD61D7BB2DBF05996C8C_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_2D24003CD591BD61D7BB2DBF05996C8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Property, Plant and Equipment, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_2D24003CD591BD61D7BB2DBF05996C8C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_2D24003CD591BD61D7BB2DBF05996C8C" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet_2D24003CD591BD61D7BB2DBF05996C8C" xlink:type="arc"/>
<link:label id="lab_us-gaap_Goodwill_77D66F5131B02DD2A2412DBF059938ED_terseLabel_en-US" xlink:label="lab_us-gaap_Goodwill_77D66F5131B02DD2A2412DBF059938ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Goodwill </link:label>
<link:label id="lab_us-gaap_Goodwill_77D66F5131B02DD2A2412DBF059938ED_label_en-US" xlink:label="lab_us-gaap_Goodwill_77D66F5131B02DD2A2412DBF059938ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Goodwill </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_77D66F5131B02DD2A2412DBF059938ED" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_099D7BEC54DB74736AF12DBF0599CE82_verboseLabel_en-US" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_099D7BEC54DB74736AF12DBF0599CE82" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other intangible assets, net </link:label>
<link:label id="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_099D7BEC54DB74736AF12DBF0599CE82_label_en-US" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_099D7BEC54DB74736AF12DBF0599CE82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Intangible Assets, Net (Excluding Goodwill) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_099D7BEC54DB74736AF12DBF0599CE82" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherAssetsNoncurrent_76BF23AA5038386AF1FB2DBF0599FFF3_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherAssetsNoncurrent_76BF23AA5038386AF1FB2DBF0599FFF3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other assets </link:label>
<link:label id="lab_us-gaap_OtherAssetsNoncurrent_76BF23AA5038386AF1FB2DBF0599FFF3_label_en-US" xlink:label="lab_us-gaap_OtherAssetsNoncurrent_76BF23AA5038386AF1FB2DBF0599FFF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Assets, Noncurrent </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherAssetsNoncurrent" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_76BF23AA5038386AF1FB2DBF0599FFF3" xlink:type="locator"/>
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<link:label id="lab_us-gaap_Assets_67AB2B17B88615B388E92DBF0599134E_totalLabel_en-US" xlink:label="lab_us-gaap_Assets_67AB2B17B88615B388E92DBF0599134E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total assets </link:label>
<link:label id="lab_us-gaap_Assets_67AB2B17B88615B388E92DBF0599134E_label_en-US" xlink:label="lab_us-gaap_Assets_67AB2B17B88615B388E92DBF0599134E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_67AB2B17B88615B388E92DBF0599134E" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_B85F1063B3937AA1B1272DBF0599F492_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_B85F1063B3937AA1B1272DBF0599F492" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liabilities and equity </link:label>
<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_B85F1063B3937AA1B1272DBF0599F492_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_B85F1063B3937AA1B1272DBF0599F492" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities and Equity [Abstract] </link:label>
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<link:label id="lab_us-gaap_LiabilitiesCurrentAbstract_61A7849A016E5D40E6A92DBF05993502_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrentAbstract_61A7849A016E5D40E6A92DBF05993502" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current liabilities: </link:label>
<link:label id="lab_us-gaap_LiabilitiesCurrentAbstract_61A7849A016E5D40E6A92DBF05993502_label_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrentAbstract_61A7849A016E5D40E6A92DBF05993502" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities, Current [Abstract] </link:label>
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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_53478A82F7AEEE5CFE182DBF0599816A_verboseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_53478A82F7AEEE5CFE182DBF0599816A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Medical costs payable </link:label>
<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_53478A82F7AEEE5CFE182DBF0599816A_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_53478A82F7AEEE5CFE182DBF0599816A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_53478A82F7AEEE5CFE182DBF0599816A" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_AA1DFC87708570D4848C2DBF05990FDD_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_AA1DFC87708570D4848C2DBF05990FDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounts payable and accrued liabilities </link:label>
<link:label id="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_AA1DFC87708570D4848C2DBF05990FDD_label_en-US" xlink:label="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_AA1DFC87708570D4848C2DBF05990FDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accounts Payable and Accrued Liabilities, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_AA1DFC87708570D4848C2DBF05990FDD" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherPolicyholderFunds_F24E5B80825A08F933A12DBF059913C9_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_F24E5B80825A08F933A12DBF059913C9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other policy liabilities </link:label>
<link:label id="lab_us-gaap_OtherPolicyholderFunds_F24E5B80825A08F933A12DBF059913C9_label_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_F24E5B80825A08F933A12DBF059913C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Policyholder Funds </link:label>
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<link:label id="lab_us-gaap_LongTermDebtCurrent_02545833EB4D35420A7A2DBF059937E3_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtCurrent_02545833EB4D35420A7A2DBF059937E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commercial paper and current maturities of long-term debt </link:label>
<link:label id="lab_us-gaap_LongTermDebtCurrent_02545833EB4D35420A7A2DBF059937E3_label_en-US" xlink:label="lab_us-gaap_LongTermDebtCurrent_02545833EB4D35420A7A2DBF059937E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Current Maturities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LongTermDebtCurrent" xlink:label="loc_us-gaap_LongTermDebtCurrent_02545833EB4D35420A7A2DBF059937E3" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DeferredRevenueCurrent_777D9056320CB8FD94932DBF0599140D_verboseLabel_en-US" xlink:label="lab_us-gaap_DeferredRevenueCurrent_777D9056320CB8FD94932DBF0599140D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Unearned revenues </link:label>
<link:label id="lab_us-gaap_DeferredRevenueCurrent_777D9056320CB8FD94932DBF0599140D_label_en-US" xlink:label="lab_us-gaap_DeferredRevenueCurrent_777D9056320CB8FD94932DBF0599140D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Revenue, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredRevenueCurrent" xlink:label="loc_us-gaap_DeferredRevenueCurrent_777D9056320CB8FD94932DBF0599140D" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilitiesCurrent_D2FC664C1BDCF2684C3D2DBF0599FA8B_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrent_D2FC664C1BDCF2684C3D2DBF0599FA8B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total current liabilities </link:label>
<link:label id="lab_us-gaap_LiabilitiesCurrent_D2FC664C1BDCF2684C3D2DBF0599FA8B_label_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrent_D2FC664C1BDCF2684C3D2DBF0599FA8B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilitiesCurrent" xlink:label="loc_us-gaap_LiabilitiesCurrent_D2FC664C1BDCF2684C3D2DBF0599FA8B" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesCurrent_D2FC664C1BDCF2684C3D2DBF0599FA8B" xlink:to="lab_us-gaap_LiabilitiesCurrent_D2FC664C1BDCF2684C3D2DBF0599FA8B" xlink:type="arc"/>
<link:label id="lab_us-gaap_LongTermDebtNoncurrent_AD22779B1659CE88E5822DBF059960D7_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtNoncurrent_AD22779B1659CE88E5822DBF059960D7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt, less current maturities </link:label>
<link:label id="lab_us-gaap_LongTermDebtNoncurrent_AD22779B1659CE88E5822DBF059960D7_label_en-US" xlink:label="lab_us-gaap_LongTermDebtNoncurrent_AD22779B1659CE88E5822DBF059960D7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Excluding Current Maturities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LongTermDebtNoncurrent" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_AD22779B1659CE88E5822DBF059960D7" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefits_9E462E11660C586FB7A32DBF0599152A_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefits_9E462E11660C586FB7A32DBF0599152A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Future policy benefits </link:label>
<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefits_9E462E11660C586FB7A32DBF0599152A_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefits_9E462E11660C586FB7A32DBF0599152A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Future Policy Benefits </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefits" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefits_9E462E11660C586FB7A32DBF0599152A" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_800A54D905E6C11A30942DBF05998B44_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_800A54D905E6C11A30942DBF05998B44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred income taxes </link:label>
<link:label id="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_800A54D905E6C11A30942DBF05998B44_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_800A54D905E6C11A30942DBF05998B44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Tax Liabilities, Net, Noncurrent </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNoncurrent" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesNoncurrent_800A54D905E6C11A30942DBF05998B44" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherLiabilitiesNoncurrent_AD5EF0A4BD7D02A8D6152DBF05997231_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilitiesNoncurrent_AD5EF0A4BD7D02A8D6152DBF05997231" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other liabilities </link:label>
<link:label id="lab_us-gaap_OtherLiabilitiesNoncurrent_AD5EF0A4BD7D02A8D6152DBF05997231_label_en-US" xlink:label="lab_us-gaap_OtherLiabilitiesNoncurrent_AD5EF0A4BD7D02A8D6152DBF05997231" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Liabilities, Noncurrent </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_AD5EF0A4BD7D02A8D6152DBF05997231" xlink:type="locator"/>
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<link:label id="lab_us-gaap_Liabilities_9840E71DB28F7FA7E4F92DBF05991D76_totalLabel_en-US" xlink:label="lab_us-gaap_Liabilities_9840E71DB28F7FA7E4F92DBF05991D76" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities </link:label>
<link:label id="lab_us-gaap_Liabilities_9840E71DB28F7FA7E4F92DBF05991D76_label_en-US" xlink:label="lab_us-gaap_Liabilities_9840E71DB28F7FA7E4F92DBF05991D76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_9840E71DB28F7FA7E4F92DBF05991D76" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CommitmentsAndContingencies_976437FD9BE51DEF45062DBF05996A7C_verboseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_976437FD9BE51DEF45062DBF05996A7C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Commitments and contingencies (Note 9) </link:label>
<link:label id="lab_us-gaap_CommitmentsAndContingencies_976437FD9BE51DEF45062DBF05996A7C_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_976437FD9BE51DEF45062DBF05996A7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Commitments and Contingencies </link:label>
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<link:label id="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_652AD2CE549A793BAA682DBF0599CAD5_terseLabel_en-US" xlink:label="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_652AD2CE549A793BAA682DBF0599CAD5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable noncontrolling interests </link:label>
<link:label id="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_652AD2CE549A793BAA682DBF0599CAD5_label_en-US" xlink:label="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_652AD2CE549A793BAA682DBF0599CAD5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Redeemable Noncontrolling Interest, Equity, Carrying Amount </link:label>
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<link:label id="lab_us-gaap_EquityAbstract_AE180593A5874D68339E2DBF0599C80D_terseLabel_en-US" xlink:label="lab_us-gaap_EquityAbstract_AE180593A5874D68339E2DBF0599C80D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity: </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_AE180593A5874D68339E2DBF0599C80D" xlink:type="locator"/>
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<link:label id="lab_us-gaap_StockholdersEquityAbstract_8E840BB95056E506AB352DBF0599429F_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_8E840BB95056E506AB352DBF0599429F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity: </link:label>
<link:label id="lab_us-gaap_StockholdersEquityAbstract_8E840BB95056E506AB352DBF0599429F_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_8E840BB95056E506AB352DBF0599429F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity Attributable to Parent [Abstract] </link:label>
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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_1BCE251828E3A4BA4DB72CCADD8C708E_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_1BCE251828E3A4BA4DB72CCADD8C708E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax </link:label>
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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_281422A81892FDA1F1A22CCADD8CB448_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_281422A81892FDA1F1A22CCADD8CB448" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax </link:label>
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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_EFCD2DCDCC8965034AB52CCADD8C370B_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_EFCD2DCDCC8965034AB52CCADD8C370B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax </link:label>
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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax_EE1E2639382F25E3E8BC2CCADD8C7F93" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_75905CEEA24FB82F1F062CCADD8C984B_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax_75905CEEA24FB82F1F062CCADD8C984B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Other comprehensive income (loss) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_75905CEEA24FB82F1F062CCADD8C984B" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_8AC21EE4C670D277F7DC2CCADD8CB302_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_8AC21EE4C670D277F7DC2CCADD8CB302" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Comprehensive income </link:label>
<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_8AC21EE4C670D277F7DC2CCADD8CB302_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_8AC21EE4C670D277F7DC2CCADD8CB302" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_8AC21EE4C670D277F7DC2CCADD8CB302" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_850E0DEB3560EE86D44E2CCADD8CC894_negatedLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_850E0DEB3560EE86D44E2CCADD8CC894" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Comprehensive income attributable to noncontrolling interests </link:label>
<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_850E0DEB3560EE86D44E2CCADD8CC894_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_850E0DEB3560EE86D44E2CCADD8CC894" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_850E0DEB3560EE86D44E2CCADD8CC894" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_56CE5990FE383EF03DC32CCADD8C9D8B_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_56CE5990FE383EF03DC32CCADD8C9D8B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Comprehensive income attributable to UnitedHealth Group common shareholders </link:label>
<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_56CE5990FE383EF03DC32CCADD8C9D8B_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_56CE5990FE383EF03DC32CCADD8C9D8B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss), Net of Tax, Attributable to Parent </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_56CE5990FE383EF03DC32CCADD8C9D8B" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DebtDisclosureTextBlock_ABB6FC2B97469E2BEA8D260A90AAC884_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock_ABB6FC2B97469E2BEA8D260A90AAC884" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Commercial Paper and Long-Term Debt [Text Block] </link:label>
<link:label id="lab_us-gaap_DebtDisclosureTextBlock_ABB6FC2B97469E2BEA8D260A90AAC884_label_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock_ABB6FC2B97469E2BEA8D260A90AAC884" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Disclosure [Text Block] </link:label>
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<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_6C72115DB8A744E73ECC260A90E9606B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_6C72115DB8A744E73ECC260A90E9606B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, by Balance Sheet Grouping [Table] </link:label>
<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_6C72115DB8A744E73ECC260A90E9606B_label_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_6C72115DB8A744E73ECC260A90E9606B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, by Balance Sheet Grouping [Table] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_6C72115DB8A744E73ECC260A90E9606B" xlink:type="locator"/>
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<link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_AFA23265A395F5528D5C260A90E98245_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_AFA23265A395F5528D5C260A90E98245" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value [Line Items] </link:label>
<link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_AFA23265A395F5528D5C260A90E98245_label_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_AFA23265A395F5528D5C260A90E98245" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] </link:label>
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<link:label id="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_9CC09C5715D61D84D535260A90E9EC7B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_9CC09C5715D61D84D535260A90E9EC7B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfers from level 1 to level 2-Assets </link:label>
<link:label id="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_9CC09C5715D61D84D535260A90E9EC7B_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_9CC09C5715D61D84D535260A90E9EC7B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets, Level 1 to Level 2 Transfers, Amount </link:label>
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<link:label id="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_043C00E86677DFFE4EE0260A90E91970_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_043C00E86677DFFE4EE0260A90E91970" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfers from level 1 to level 2-Liabilities </link:label>
<link:label id="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_043C00E86677DFFE4EE0260A90E91970_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_043C00E86677DFFE4EE0260A90E91970" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Liabilities, Level 1 to Level 2 Transfers, Amount </link:label>
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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1920123C29C3A9EF158F260A90E9FA28_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1920123C29C3A9EF158F260A90E9FA28" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3 </link:label>
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<link:label id="lab_unh_CashDividendAnnualRatePerShare_AA6705B296A0F98EC99B989C91CEFE27_label_en-US" xlink:label="lab_unh_CashDividendAnnualRatePerShare_AA6705B296A0F98EC99B989C91CEFE27" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Dividend Annual Rate Per Share </link:label>
<link:label id="lab_unh_CashDividendAnnualRatePerShare_AA6705B296A0F98EC99B989C91CEFE27_documentation_en-US" xlink:label="lab_unh_CashDividendAnnualRatePerShare_AA6705B296A0F98EC99B989C91CEFE27" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Cash Dividend Annual Rate Per Share </link:label>
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<link:label id="lab_unh_ReclassificationfromOtherAssetstoLongTermDebtLessCurrentMaturitiesMember_24EFBA0D43F7CA96C31B2E3C5C05FD09_terseLabel_en-US" xlink:label="lab_unh_ReclassificationfromOtherAssetstoLongTermDebtLessCurrentMaturitiesMember_24EFBA0D43F7CA96C31B2E3C5C05FD09" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Reclassification from Other Assets to Long-Term Debt, Less Current Maturities [Member] </link:label>
<link:label id="lab_unh_ReclassificationfromOtherAssetstoLongTermDebtLessCurrentMaturitiesMember_24EFBA0D43F7CA96C31B2E3C5C05FD09_label_en-US" xlink:label="lab_unh_ReclassificationfromOtherAssetstoLongTermDebtLessCurrentMaturitiesMember_24EFBA0D43F7CA96C31B2E3C5C05FD09" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Reclassification from Other Assets to Long-Term Debt, Less Current Maturities [Member] </link:label>
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<link:loc xlink:href="unh-20160630.xsd#unh_ReclassificationfromOtherAssetstoLongTermDebtLessCurrentMaturitiesMember" xlink:label="loc_unh_ReclassificationfromOtherAssetstoLongTermDebtLessCurrentMaturitiesMember_24EFBA0D43F7CA96C31B2E3C5C05FD09" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_A96FC56B5E56F6EA90522E3C5C053DD9_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_A96FC56B5E56F6EA90522E3C5C053DD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Adjustments for New Accounting Pronouncements [Axis] </link:label>
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<link:label id="lab_us-gaap_TypeOfAdoptionMember_7EF7772F528F3D480AC52E3C5C051747_terseLabel_en-US" xlink:label="lab_us-gaap_TypeOfAdoptionMember_7EF7772F528F3D480AC52E3C5C051747" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Type of Adoption [Domain] </link:label>
<link:label id="lab_us-gaap_TypeOfAdoptionMember_7EF7772F528F3D480AC52E3C5C051747_label_en-US" xlink:label="lab_us-gaap_TypeOfAdoptionMember_7EF7772F528F3D480AC52E3C5C051747" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Type of Adoption [Domain] </link:label>
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<link:label id="lab_unh_AccountingStandardsUpdate201609Member_F7A41449CD62372801D12E3C5C058553_terseLabel_en-US" xlink:label="lab_unh_AccountingStandardsUpdate201609Member_F7A41449CD62372801D12E3C5C058553" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounting Standards Update 2016-09 [Member] </link:label>
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<link:label id="lab_us-gaap_AccountingStandardsUpdate201517Member_5E6DF7914D5A4B9362802E3C5C05FE60_terseLabel_en-US" xlink:label="lab_us-gaap_AccountingStandardsUpdate201517Member_5E6DF7914D5A4B9362802E3C5C05FE60" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounting Standards Update 2015-17 [Member] </link:label>
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<link:label id="lab_us-gaap_AccountingStandardsUpdate201503Member_4DC7B65EEF1AF057B5892E3C5C05CC73_terseLabel_en-US" xlink:label="lab_us-gaap_AccountingStandardsUpdate201503Member_4DC7B65EEF1AF057B5892E3C5C05CC73" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounting Standards Update 2015-03 [Member] </link:label>
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<link:label id="lab_us-gaap_IncomeStatementLocationDomain_48D5BB71BCFE798B19BE2E3C5C05F31D_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain_48D5BB71BCFE798B19BE2E3C5C05F31D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income Statement Location [Domain] </link:label>
<link:label id="lab_us-gaap_IncomeStatementLocationDomain_48D5BB71BCFE798B19BE2E3C5C05F31D_label_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain_48D5BB71BCFE798B19BE2E3C5C05F31D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Statement Location [Domain] </link:label>
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<link:label id="lab_unh_MedicalCostsMember_B633EFF4E6A00AB6DF292E3C5C055C57_terseLabel_en-US" xlink:label="lab_unh_MedicalCostsMember_B633EFF4E6A00AB6DF292E3C5C055C57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medical Costs [Member] </link:label>
<link:label id="lab_unh_MedicalCostsMember_B633EFF4E6A00AB6DF292E3C5C055C57_label_en-US" xlink:label="lab_unh_MedicalCostsMember_B633EFF4E6A00AB6DF292E3C5C055C57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medical Costs [Member] </link:label>
<link:label id="lab_unh_MedicalCostsMember_B633EFF4E6A00AB6DF292E3C5C055C57_documentation_en-US" xlink:label="lab_unh_MedicalCostsMember_B633EFF4E6A00AB6DF292E3C5C055C57" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Medical Costs [Member] </link:label>
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<link:label id="lab_us-gaap_SellingGeneralAndAdministrativeExpensesMember_93DA5F506B0FAEF5783E2E3C5C05BC67_terseLabel_en-US" xlink:label="lab_us-gaap_SellingGeneralAndAdministrativeExpensesMember_93DA5F506B0FAEF5783E2E3C5C05BC67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating Costs [Member] </link:label>
<link:label id="lab_us-gaap_SellingGeneralAndAdministrativeExpensesMember_93DA5F506B0FAEF5783E2E3C5C05BC67_label_en-US" xlink:label="lab_us-gaap_SellingGeneralAndAdministrativeExpensesMember_93DA5F506B0FAEF5783E2E3C5C05BC67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Selling, General and Administrative Expenses [Member] </link:label>
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<link:label id="lab_us-gaap_CostOfGoodsTotalMember_942718E1B18A42A967982E3C5C05564B_terseLabel_en-US" xlink:label="lab_us-gaap_CostOfGoodsTotalMember_942718E1B18A42A967982E3C5C05564B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cost of Products Sold [Member] </link:label>
<link:label id="lab_us-gaap_CostOfGoodsTotalMember_942718E1B18A42A967982E3C5C05564B_label_en-US" xlink:label="lab_us-gaap_CostOfGoodsTotalMember_942718E1B18A42A967982E3C5C05564B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cost of Goods, Total [Member] </link:label>
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<link:label id="lab_unh_MedicalCostDevelopmentDisclosureTextBlock_66A2F1732B20C311FDAA82DFB6632F67_terseLabel_en-US" xlink:label="lab_unh_MedicalCostDevelopmentDisclosureTextBlock_66A2F1732B20C311FDAA82DFB6632F67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medical Cost Development Disclosure Text Block </link:label>
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<link:loc xlink:href="unh-20160630.xsd#unh_MedicalCostDevelopmentDisclosureTextBlock" xlink:label="loc_unh_MedicalCostDevelopmentDisclosureTextBlock_66A2F1732B20C311FDAA82DFB6632F67" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ScheduleOfInvestmentsTable_1E5235E1AB186085F4282E3C5BF1155D_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentsTable_1E5235E1AB186085F4282E3C5BF1155D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Investments [Table] </link:label>
<link:label id="lab_us-gaap_ScheduleOfInvestmentsTable_1E5235E1AB186085F4282E3C5BF1155D_label_en-US" xlink:label="lab_us-gaap_ScheduleOfInvestmentsTable_1E5235E1AB186085F4282E3C5BF1155D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Investments [Table] </link:label>
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<link:label id="lab_us-gaap_DebtSecuritiesMember_A8481C70197EAEBEA84D2E3C5BF16B16_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesMember_A8481C70197EAEBEA84D2E3C5BF16B16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Securities [Member] </link:label>
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<link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_CB6E81C91A76ECF152972E3C5BF169E7_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_CB6E81C91A76ECF152972E3C5BF169E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> U.S. Agency Mortgage-Backed Securities [Member] </link:label>
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<link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_767EB8953D2E90E6C91A2E3C5BF1D175_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_767EB8953D2E90E6C91A2E3C5BF1D175" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Non-U.S. Agency Mortgage-Backed Securities [Member] </link:label>
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<link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_7A7B4BD62BE7BF0EA4D92E3C5BF1BDC8_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_7A7B4BD62BE7BF0EA4D92E3C5BF1BDC8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Available-for-sale Debt Securities, Amortized Cost Basis </link:label>
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<link:label id="lab_us-gaap_CommonStockSharesAuthorized_211F0861397E4882B952260A90D9E4EC_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_211F0861397E4882B952260A90D9E4EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, shares authorized </link:label>
<link:label id="lab_us-gaap_CommonStockSharesAuthorized_211F0861397E4882B952260A90D9E4EC_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_211F0861397E4882B952260A90D9E4EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Shares Authorized </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_211F0861397E4882B952260A90D9E4EC" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CommonStockSharesIssued_69C655C9E1BA363F38AE260A90D90B05_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_69C655C9E1BA363F38AE260A90D90B05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, shares issued </link:label>
<link:label id="lab_us-gaap_CommonStockSharesIssued_69C655C9E1BA363F38AE260A90D90B05_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_69C655C9E1BA363F38AE260A90D90B05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Shares, Issued </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_69C655C9E1BA363F38AE260A90D90B05" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CommonStockSharesOutstanding_9BFB210894074941225B260A90D92A0F_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_9BFB210894074941225B260A90D92A0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, shares outstanding </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_9BFB210894074941225B260A90D92A0F" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PreferredStockParOrStatedValuePerShare_B49E852E902D5995B168260A90D9357D_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare_B49E852E902D5995B168260A90D9357D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Preferred stock, par value </link:label>
<link:label id="lab_us-gaap_PreferredStockParOrStatedValuePerShare_B49E852E902D5995B168260A90D9357D_label_en-US" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare_B49E852E902D5995B168260A90D9357D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Par or Stated Value Per Share </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_B49E852E902D5995B168260A90D9357D" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PreferredStockSharesAuthorized_F1A3426CDA0C3C9B7FA2260A90D9A4A6_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized_F1A3426CDA0C3C9B7FA2260A90D9A4A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Preferred stock, shares authorized </link:label>
<link:label id="lab_us-gaap_PreferredStockSharesAuthorized_F1A3426CDA0C3C9B7FA2260A90D9A4A6_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized_F1A3426CDA0C3C9B7FA2260A90D9A4A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Shares Authorized </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_F1A3426CDA0C3C9B7FA2260A90D9A4A6" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PreferredStockSharesIssued_25F7BC1F86199F7D0A87260A90D9CA1F_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued_25F7BC1F86199F7D0A87260A90D9CA1F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Preferred stock, shares issued </link:label>
<link:label id="lab_us-gaap_PreferredStockSharesIssued_25F7BC1F86199F7D0A87260A90D9CA1F_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued_25F7BC1F86199F7D0A87260A90D9CA1F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Shares Issued </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_25F7BC1F86199F7D0A87260A90D9CA1F" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PreferredStockSharesOutstanding_2BAD4949D1817643B78B260A90D95CE3_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding_2BAD4949D1817643B78B260A90D95CE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Shares Outstanding </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_2BAD4949D1817643B78B260A90D95CE3" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DividendsDeclaredTableTextBlock_5B78291B6A59BEB1812474749E22E6B1_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsDeclaredTableTextBlock_5B78291B6A59BEB1812474749E22E6B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Dividends Declared [Table Text Block] </link:label>
<link:label id="lab_us-gaap_DividendsDeclaredTableTextBlock_5B78291B6A59BEB1812474749E22E6B1_label_en-US" xlink:label="lab_us-gaap_DividendsDeclaredTableTextBlock_5B78291B6A59BEB1812474749E22E6B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Dividends Declared [Table Text Block] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DividendsDeclaredTableTextBlock" xlink:label="loc_us-gaap_DividendsDeclaredTableTextBlock_5B78291B6A59BEB1812474749E22E6B1" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LossContingenciesTable_EE58CECC2BA9FF04D6EF260A90F89B46_label_en-US" xlink:label="lab_us-gaap_LossContingenciesTable_EE58CECC2BA9FF04D6EF260A90F89B46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loss Contingencies [Table] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LossContingenciesTable" xlink:label="loc_us-gaap_LossContingenciesTable_EE58CECC2BA9FF04D6EF260A90F89B46" xlink:type="locator"/>
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<link:label id="lab_unh_RecommendationbyAdministrativeLawJudgeAxis_64A451D6A4BE4FCACE56260A90F887B0_terseLabel_en-US" xlink:label="lab_unh_RecommendationbyAdministrativeLawJudgeAxis_64A451D6A4BE4FCACE56260A90F887B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fine Imposed [Axis] </link:label>
<link:label id="lab_unh_RecommendationbyAdministrativeLawJudgeAxis_64A451D6A4BE4FCACE56260A90F887B0_label_en-US" xlink:label="lab_unh_RecommendationbyAdministrativeLawJudgeAxis_64A451D6A4BE4FCACE56260A90F887B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Recommendation by Administrative Law Judge [Axis] </link:label>
<link:label id="lab_unh_RecommendationbyAdministrativeLawJudgeAxis_64A451D6A4BE4FCACE56260A90F887B0_documentation_en-US" xlink:label="lab_unh_RecommendationbyAdministrativeLawJudgeAxis_64A451D6A4BE4FCACE56260A90F887B0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Recommendation by Administrative Law Judge [Axis] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_RecommendationbyAdministrativeLawJudgeAxis" xlink:label="loc_unh_RecommendationbyAdministrativeLawJudgeAxis_64A451D6A4BE4FCACE56260A90F887B0" xlink:type="locator"/>
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<link:label id="lab_unh_FineImposedDomain_DFE48E0440FF7F3B9D37260A90F835D1_terseLabel_en-US" xlink:label="lab_unh_FineImposedDomain_DFE48E0440FF7F3B9D37260A90F835D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fine Imposed [Domain] </link:label>
<link:label id="lab_unh_FineImposedDomain_DFE48E0440FF7F3B9D37260A90F835D1_label_en-US" xlink:label="lab_unh_FineImposedDomain_DFE48E0440FF7F3B9D37260A90F835D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fine Imposed [Domain] </link:label>
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<link:loc xlink:href="unh-20160630.xsd#unh_FineImposedDomain" xlink:label="loc_unh_FineImposedDomain_DFE48E0440FF7F3B9D37260A90F835D1" xlink:type="locator"/>
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<link:label id="lab_unh_CaliforniaAdministrativeLawJudgeMember_2C377F0AC36858B79697260A90F8CD4B_terseLabel_en-US" xlink:label="lab_unh_CaliforniaAdministrativeLawJudgeMember_2C377F0AC36858B79697260A90F8CD4B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> California Administrative Law Judge [Member] </link:label>
<link:label id="lab_unh_CaliforniaAdministrativeLawJudgeMember_2C377F0AC36858B79697260A90F8CD4B_label_en-US" xlink:label="lab_unh_CaliforniaAdministrativeLawJudgeMember_2C377F0AC36858B79697260A90F8CD4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> California Administrative Law Judge [Member] </link:label>
<link:label id="lab_unh_CaliforniaAdministrativeLawJudgeMember_2C377F0AC36858B79697260A90F8CD4B_documentation_en-US" xlink:label="lab_unh_CaliforniaAdministrativeLawJudgeMember_2C377F0AC36858B79697260A90F8CD4B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> California Administrative Law Judge [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_CaliforniaAdministrativeLawJudgeMember" xlink:label="loc_unh_CaliforniaAdministrativeLawJudgeMember_2C377F0AC36858B79697260A90F8CD4B" xlink:type="locator"/>
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<link:label id="lab_unh_CaliforniaInsuranceCommissionerMember_25F4A394F31A5673B160260A90F8EF1E_terseLabel_en-US" xlink:label="lab_unh_CaliforniaInsuranceCommissionerMember_25F4A394F31A5673B160260A90F8EF1E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> California Insurance Commissioner [Member] </link:label>
<link:label id="lab_unh_CaliforniaInsuranceCommissionerMember_25F4A394F31A5673B160260A90F8EF1E_label_en-US" xlink:label="lab_unh_CaliforniaInsuranceCommissionerMember_25F4A394F31A5673B160260A90F8EF1E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> California Insurance Commissioner [Member] </link:label>
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<link:loc xlink:href="unh-20160630.xsd#unh_CaliforniaInsuranceCommissionerMember" xlink:label="loc_unh_CaliforniaInsuranceCommissionerMember_25F4A394F31A5673B160260A90F8EF1E" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LitigationStatusAxis_6AC79953CC7E77AE9467260A90F8E16C_terseLabel_en-US" xlink:label="lab_us-gaap_LitigationStatusAxis_6AC79953CC7E77AE9467260A90F8E16C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Litigation Status [Axis] </link:label>
<link:label id="lab_us-gaap_LitigationStatusAxis_6AC79953CC7E77AE9467260A90F8E16C_label_en-US" xlink:label="lab_us-gaap_LitigationStatusAxis_6AC79953CC7E77AE9467260A90F8E16C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Litigation Status [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LitigationStatusAxis" xlink:label="loc_us-gaap_LitigationStatusAxis_6AC79953CC7E77AE9467260A90F8E16C" xlink:type="locator"/>
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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_F81C78476447C04F72D3322A5D155F5A_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_F81C78476447C04F72D3322A5D155F5A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Purchases </link:label>
<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_F81C78476447C04F72D3322A5D155F5A_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_F81C78476447C04F72D3322A5D155F5A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases </link:label>
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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_CADE79A0244093B323EB322A5D17253F_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_CADE79A0244093B323EB322A5D17253F" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Sales </link:label>
<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_CADE79A0244093B323EB322A5D17253F_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_CADE79A0244093B323EB322A5D17253F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Sales </link:label>
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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_EDDB06A6903BE6071318322A5D170445_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_EDDB06A6903BE6071318322A5D170445" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Other Comprehensive Income (Loss) </link:label>
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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_FA4B105F2DE3A5CCA324322A5D17116B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_FA4B105F2DE3A5CCA324322A5D17116B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net realized gains (losses) in investment and other income </link:label>
<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_FA4B105F2DE3A5CCA324322A5D17116B_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_FA4B105F2DE3A5CCA324322A5D17116B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings </link:label>
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<link:label id="lab_unh_MedicarePartDAbstract_A4D10D5419D2686B7B92260A908BA9AD_label_en-US" xlink:label="lab_unh_MedicarePartDAbstract_A4D10D5419D2686B7B92260A908BA9AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medicare Part D [Abstract] </link:label>
<link:label id="lab_unh_MedicarePartDAbstract_A4D10D5419D2686B7B92260A908BA9AD_documentation_en-US" xlink:label="lab_unh_MedicarePartDAbstract_A4D10D5419D2686B7B92260A908BA9AD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Medicare Part D [Abstract] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_MedicarePartDAbstract" xlink:label="loc_unh_MedicarePartDAbstract_A4D10D5419D2686B7B92260A908BA9AD" xlink:type="locator"/>
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<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_0CFD387FE2DA0F942171260A908B4AA9_terseLabel_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_0CFD387FE2DA0F942171260A908B4AA9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Axis] </link:label>
<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_0CFD387FE2DA0F942171260A908B4AA9_label_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_0CFD387FE2DA0F942171260A908B4AA9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Axis] </link:label>
<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_0CFD387FE2DA0F942171260A908B4AA9_documentation_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_0CFD387FE2DA0F942171260A908B4AA9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Axis] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_MedicarePartDPharmacyBenefitsContractAxis" xlink:label="loc_unh_MedicarePartDPharmacyBenefitsContractAxis_0CFD387FE2DA0F942171260A908B4AA9" xlink:type="locator"/>
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<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractDomain_10196E73C82216245A58260A908B2506_terseLabel_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractDomain_10196E73C82216245A58260A908B2506" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Domain] </link:label>
<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractDomain_10196E73C82216245A58260A908B2506_label_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractDomain_10196E73C82216245A58260A908B2506" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Domain] </link:label>
<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractDomain_10196E73C82216245A58260A908B2506_documentation_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractDomain_10196E73C82216245A58260A908B2506" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Domain] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_MedicarePartDPharmacyBenefitsContractDomain" xlink:label="loc_unh_MedicarePartDPharmacyBenefitsContractDomain_10196E73C82216245A58260A908B2506" xlink:type="locator"/>
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<link:label id="lab_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6_terseLabel_en-US" xlink:label="lab_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> CMS Subsidies [Member] </link:label>
<link:label id="lab_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6_label_en-US" xlink:label="lab_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> CMS Subsidies [Member] </link:label>
<link:label id="lab_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6_documentation_en-US" xlink:label="lab_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> CMS Subsidies [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_CmsSubsidiesMember" xlink:label="loc_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6" xlink:to="lab_unh_CmsSubsidiesMember_FE5EFF1FD79D392518F1260A908BC3B6" xlink:type="arc"/>
<link:label id="lab_unh_DrugDiscountMember_F17A125F9902DAEF89D6260A908B26F6_terseLabel_en-US" xlink:label="lab_unh_DrugDiscountMember_F17A125F9902DAEF89D6260A908B26F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Drug Discount [Member] </link:label>
<link:label id="lab_unh_DrugDiscountMember_F17A125F9902DAEF89D6260A908B26F6_label_en-US" xlink:label="lab_unh_DrugDiscountMember_F17A125F9902DAEF89D6260A908B26F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Drug Discount [Member] </link:label>
<link:label id="lab_unh_DrugDiscountMember_F17A125F9902DAEF89D6260A908B26F6_documentation_en-US" xlink:label="lab_unh_DrugDiscountMember_F17A125F9902DAEF89D6260A908B26F6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Drug Discount [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_DrugDiscountMember" xlink:label="loc_unh_DrugDiscountMember_F17A125F9902DAEF89D6260A908B26F6" xlink:type="locator"/>
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<link:label id="lab_unh_RiskShareMember_D69BB50C11BF203ECE99260A908BDE5B_terseLabel_en-US" xlink:label="lab_unh_RiskShareMember_D69BB50C11BF203ECE99260A908BDE5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Risk-Share [Member] </link:label>
<link:label id="lab_unh_RiskShareMember_D69BB50C11BF203ECE99260A908BDE5B_label_en-US" xlink:label="lab_unh_RiskShareMember_D69BB50C11BF203ECE99260A908BDE5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Risk-Share [Member] </link:label>
<link:label id="lab_unh_RiskShareMember_D69BB50C11BF203ECE99260A908BDE5B_documentation_en-US" xlink:label="lab_unh_RiskShareMember_D69BB50C11BF203ECE99260A908BDE5B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Risk-Share [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_RiskShareMember" xlink:label="loc_unh_RiskShareMember_D69BB50C11BF203ECE99260A908BDE5B" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherReceivablesNetCurrent_4A127257B7B0AA7EE64C260A908B74E5_terseLabel_en-US" xlink:label="lab_us-gaap_OtherReceivablesNetCurrent_4A127257B7B0AA7EE64C260A908B74E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other current receivables </link:label>
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<link:label id="lab_us-gaap_OtherPolicyholderFunds_D765F31BF46C4DACB8F2260A908BE950_terseLabel_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_D765F31BF46C4DACB8F2260A908BE950" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other policy liabilities </link:label>
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<link:label id="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_09238B4115713560D759320CC545B56D_negatedTerseLabel_en-US" xlink:label="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_09238B4115713560D759320CC545B56D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Related to Prior Years </link:label>
<link:label id="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_09238B4115713560D759320CC545B56D_label_en-US" xlink:label="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_09238B4115713560D759320CC545B56D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Supplemental Information For Prior Year Claims and Claims Adjustment Expense </link:label>
<link:label id="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_09238B4115713560D759320CC545B56D_documentation_en-US" xlink:label="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_09238B4115713560D759320CC545B56D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount of expense related to adjustments for unpaid prior year claims liabilities and related claims settlement costs. </link:label>
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<link:label id="lab_unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense_1C4206EEF895C4135873320CC545EF03_negatedTerseLabel_en-US" xlink:label="lab_unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense_1C4206EEF895C4135873320CC545EF03" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Related to Current Year </link:label>
<link:label id="lab_unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense_1C4206EEF895C4135873320CC545EF03_label_en-US" xlink:label="lab_unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense_1C4206EEF895C4135873320CC545EF03" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Supplemental Information For Current Year Claims and Claims Adjustment Expense </link:label>
<link:label id="lab_unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense_1C4206EEF895C4135873320CC545EF03_documentation_en-US" xlink:label="lab_unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense_1C4206EEF895C4135873320CC545EF03" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Amount of expense related to adjustments for unpaid current year claims liabilities and related claims settlement costs. </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense" xlink:label="loc_unh_SupplementalInformationForCurrentYearClaimsandClaimsAdjustmentExpense_1C4206EEF895C4135873320CC545EF03" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncomeStatementAbstract_37A502E01D71EF866D742CCADD9C2A5C_label_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract_37A502E01D71EF866D742CCADD9C2A5C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Statement [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_37A502E01D71EF866D742CCADD9C2A5C" xlink:type="locator"/>
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<link:label id="lab_us-gaap_RevenuesAbstract_5F325FB7B43B75B8976D2CCADD9CDBA3_terseLabel_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_5F325FB7B43B75B8976D2CCADD9CDBA3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Revenues: </link:label>
<link:label id="lab_us-gaap_RevenuesAbstract_5F325FB7B43B75B8976D2CCADD9CDBA3_label_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_5F325FB7B43B75B8976D2CCADD9CDBA3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revenues [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="loc_us-gaap_RevenuesAbstract_5F325FB7B43B75B8976D2CCADD9CDBA3" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PremiumsEarnedNet_FDAC676B43985EC3AD1A2CCADD9C3EB9_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_FDAC676B43985EC3AD1A2CCADD9C3EB9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Premiums </link:label>
<link:label id="lab_us-gaap_PremiumsEarnedNet_FDAC676B43985EC3AD1A2CCADD9C3EB9_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_FDAC676B43985EC3AD1A2CCADD9C3EB9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums Earned, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="loc_us-gaap_PremiumsEarnedNet_FDAC676B43985EC3AD1A2CCADD9C3EB9" xlink:type="locator"/>
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<link:label id="lab_us-gaap_SalesRevenueGoodsNet_3D8CD174F6BF9124D8EF2CCADD9C76CB_terseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueGoodsNet_3D8CD174F6BF9124D8EF2CCADD9C76CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Products </link:label>
<link:label id="lab_us-gaap_SalesRevenueGoodsNet_3D8CD174F6BF9124D8EF2CCADD9C76CB_label_en-US" xlink:label="lab_us-gaap_SalesRevenueGoodsNet_3D8CD174F6BF9124D8EF2CCADD9C76CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Sales Revenue, Goods, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SalesRevenueGoodsNet" xlink:label="loc_us-gaap_SalesRevenueGoodsNet_3D8CD174F6BF9124D8EF2CCADD9C76CB" xlink:type="locator"/>
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<link:label id="lab_us-gaap_SalesRevenueServicesNet_A8D08C1BE55CEE85B1172CCADD9C7CD1_terseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueServicesNet_A8D08C1BE55CEE85B1172CCADD9C7CD1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Services </link:label>
<link:label id="lab_us-gaap_SalesRevenueServicesNet_A8D08C1BE55CEE85B1172CCADD9C7CD1_label_en-US" xlink:label="lab_us-gaap_SalesRevenueServicesNet_A8D08C1BE55CEE85B1172CCADD9C7CD1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Sales Revenue, Services, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SalesRevenueServicesNet" xlink:label="loc_us-gaap_SalesRevenueServicesNet_A8D08C1BE55CEE85B1172CCADD9C7CD1" xlink:type="locator"/>
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<link:label id="lab_us-gaap_InvestmentIncomeInterestAndDividend_4FE25078314D87DA0AC82CCADD9CBB49_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentIncomeInterestAndDividend_4FE25078314D87DA0AC82CCADD9CBB49" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment and other income </link:label>
<link:label id="lab_us-gaap_InvestmentIncomeInterestAndDividend_4FE25078314D87DA0AC82CCADD9CBB49_label_en-US" xlink:label="lab_us-gaap_InvestmentIncomeInterestAndDividend_4FE25078314D87DA0AC82CCADD9CBB49" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Income, Interest and Dividend </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_InvestmentIncomeInterestAndDividend" xlink:label="loc_us-gaap_InvestmentIncomeInterestAndDividend_4FE25078314D87DA0AC82CCADD9CBB49" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIncomeInterestAndDividend_4FE25078314D87DA0AC82CCADD9CBB49" xlink:to="lab_us-gaap_InvestmentIncomeInterestAndDividend_4FE25078314D87DA0AC82CCADD9CBB49" xlink:type="arc"/>
<link:label id="lab_us-gaap_Revenues_BE29BCDFD3A96C207A0F2CCADD9CFB6C_totalLabel_en-US" xlink:label="lab_us-gaap_Revenues_BE29BCDFD3A96C207A0F2CCADD9CFB6C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total revenues </link:label>
<link:label id="lab_us-gaap_Revenues_BE29BCDFD3A96C207A0F2CCADD9CFB6C_label_en-US" xlink:label="lab_us-gaap_Revenues_BE29BCDFD3A96C207A0F2CCADD9CFB6C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revenues </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_BE29BCDFD3A96C207A0F2CCADD9CFB6C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Revenues_BE29BCDFD3A96C207A0F2CCADD9CFB6C" xlink:to="lab_us-gaap_Revenues_BE29BCDFD3A96C207A0F2CCADD9CFB6C" xlink:type="arc"/>
<link:label id="lab_us-gaap_CostsAndExpensesAbstract_7C6DA2F44795E0802EDE2CCADD9C62A2_terseLabel_en-US" xlink:label="lab_us-gaap_CostsAndExpensesAbstract_7C6DA2F44795E0802EDE2CCADD9C62A2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating costs: </link:label>
<link:label id="lab_us-gaap_CostsAndExpensesAbstract_7C6DA2F44795E0802EDE2CCADD9C62A2_label_en-US" xlink:label="lab_us-gaap_CostsAndExpensesAbstract_7C6DA2F44795E0802EDE2CCADD9C62A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Costs and Expenses [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_7C6DA2F44795E0802EDE2CCADD9C62A2" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C6BA6DF28DD575D3F09E2CCADD9C4C89_terseLabel_en-US" xlink:label="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C6BA6DF28DD575D3F09E2CCADD9C4C89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medical costs </link:label>
<link:label id="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C6BA6DF28DD575D3F09E2CCADD9C4C89_label_en-US" xlink:label="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C6BA6DF28DD575D3F09E2CCADD9C4C89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholder Benefits and Claims Incurred, Net, Health </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C6BA6DF28DD575D3F09E2CCADD9C4C89" xlink:type="locator"/>
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<link:label id="lab_us-gaap_SellingGeneralAndAdministrativeExpense_7627D3E8D964BA88EA9E2CCADD9C90C7_terseLabel_en-US" xlink:label="lab_us-gaap_SellingGeneralAndAdministrativeExpense_7627D3E8D964BA88EA9E2CCADD9C90C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating costs </link:label>
<link:label id="lab_us-gaap_SellingGeneralAndAdministrativeExpense_7627D3E8D964BA88EA9E2CCADD9C90C7_label_en-US" xlink:label="lab_us-gaap_SellingGeneralAndAdministrativeExpense_7627D3E8D964BA88EA9E2CCADD9C90C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Selling, General and Administrative Expense </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpense" xlink:label="loc_us-gaap_SellingGeneralAndAdministrativeExpense_7627D3E8D964BA88EA9E2CCADD9C90C7" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CostOfGoodsSold_C83736F503064BE29DC22CCADD9C2534_terseLabel_en-US" xlink:label="lab_us-gaap_CostOfGoodsSold_C83736F503064BE29DC22CCADD9C2534" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cost of products sold </link:label>
<link:label id="lab_us-gaap_CostOfGoodsSold_C83736F503064BE29DC22CCADD9C2534_label_en-US" xlink:label="lab_us-gaap_CostOfGoodsSold_C83736F503064BE29DC22CCADD9C2534" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cost of Goods Sold </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CostOfGoodsSold" xlink:label="loc_us-gaap_CostOfGoodsSold_C83736F503064BE29DC22CCADD9C2534" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CostsAndExpenses_ABEBC8DB2BAE1CBBF7152CCADD9C0390_totalLabel_en-US" xlink:label="lab_us-gaap_CostsAndExpenses_ABEBC8DB2BAE1CBBF7152CCADD9C0390" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total operating costs </link:label>
<link:label id="lab_us-gaap_CostsAndExpenses_ABEBC8DB2BAE1CBBF7152CCADD9C0390_label_en-US" xlink:label="lab_us-gaap_CostsAndExpenses_ABEBC8DB2BAE1CBBF7152CCADD9C0390" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Costs and Expenses </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CostsAndExpenses" xlink:label="loc_us-gaap_CostsAndExpenses_ABEBC8DB2BAE1CBBF7152CCADD9C0390" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OperatingIncomeLoss_C22CF0C7EDBBA10EF2FE2CCADD9C5721_totalLabel_en-US" xlink:label="lab_us-gaap_OperatingIncomeLoss_C22CF0C7EDBBA10EF2FE2CCADD9C5721" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Earnings from operations </link:label>
<link:label id="lab_us-gaap_OperatingIncomeLoss_C22CF0C7EDBBA10EF2FE2CCADD9C5721_label_en-US" xlink:label="lab_us-gaap_OperatingIncomeLoss_C22CF0C7EDBBA10EF2FE2CCADD9C5721" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Operating Income (Loss) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingIncomeLoss" xlink:label="loc_us-gaap_OperatingIncomeLoss_C22CF0C7EDBBA10EF2FE2CCADD9C5721" xlink:type="locator"/>
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<link:label id="lab_us-gaap_InterestExpense_6952C45323B326AD00C02CCADD9C842F_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_InterestExpense_6952C45323B326AD00C02CCADD9C842F" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Interest expense </link:label>
<link:label id="lab_us-gaap_InterestExpense_6952C45323B326AD00C02CCADD9C842F_label_en-US" xlink:label="lab_us-gaap_InterestExpense_6952C45323B326AD00C02CCADD9C842F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Expense </link:label>
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<link:label id="lab_us-gaap_CorporateNonSegmentMember_3C40154644D271B4A97B2DC338D3DB42_label_en-US" xlink:label="lab_us-gaap_CorporateNonSegmentMember_3C40154644D271B4A97B2DC338D3DB42" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Corporate, Non-Segment [Member] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CorporateNonSegmentMember" xlink:label="loc_us-gaap_CorporateNonSegmentMember_3C40154644D271B4A97B2DC338D3DB42" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CorporateNonSegmentMember_3C40154644D271B4A97B2DC338D3DB42" xlink:to="lab_us-gaap_CorporateNonSegmentMember_3C40154644D271B4A97B2DC338D3DB42" xlink:type="arc"/>
<link:label id="lab_us-gaap_MajorCustomersAxis_008D429F378E02910E7E2DC338D32E5B_terseLabel_en-US" xlink:label="lab_us-gaap_MajorCustomersAxis_008D429F378E02910E7E2DC338D32E5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Customer [Axis] </link:label>
<link:label id="lab_us-gaap_MajorCustomersAxis_008D429F378E02910E7E2DC338D32E5B_label_en-US" xlink:label="lab_us-gaap_MajorCustomersAxis_008D429F378E02910E7E2DC338D32E5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Customer [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MajorCustomersAxis" xlink:label="loc_us-gaap_MajorCustomersAxis_008D429F378E02910E7E2DC338D32E5B" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MajorCustomersAxis_008D429F378E02910E7E2DC338D32E5B" xlink:to="lab_us-gaap_MajorCustomersAxis_008D429F378E02910E7E2DC338D32E5B" xlink:type="arc"/>
<link:label id="lab_us-gaap_NameOfMajorCustomerDomain_3CE7F8963B954218F22C2DC338D3DA07_terseLabel_en-US" xlink:label="lab_us-gaap_NameOfMajorCustomerDomain_3CE7F8963B954218F22C2DC338D3DA07" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Customer [Domain] </link:label>
<link:label id="lab_us-gaap_NameOfMajorCustomerDomain_3CE7F8963B954218F22C2DC338D3DA07_label_en-US" xlink:label="lab_us-gaap_NameOfMajorCustomerDomain_3CE7F8963B954218F22C2DC338D3DA07" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Customer [Domain] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NameOfMajorCustomerDomain" xlink:label="loc_us-gaap_NameOfMajorCustomerDomain_3CE7F8963B954218F22C2DC338D3DA07" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NameOfMajorCustomerDomain_3CE7F8963B954218F22C2DC338D3DA07" xlink:to="lab_us-gaap_NameOfMajorCustomerDomain_3CE7F8963B954218F22C2DC338D3DA07" xlink:type="arc"/>
<link:label id="lab_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39_terseLabel_en-US" xlink:label="lab_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> External Customers [Member] </link:label>
<link:label id="lab_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39_label_en-US" xlink:label="lab_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> External Customers [Member] </link:label>
<link:label id="lab_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39_documentation_en-US" xlink:label="lab_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> External Customers [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_ExternalCustomersMember" xlink:label="loc_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39" xlink:to="lab_unh_ExternalCustomersMember_E21B0C3388FED05048792DC338D35F39" xlink:type="arc"/>
<link:label id="lab_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61_terseLabel_en-US" xlink:label="lab_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Intersegment [Member] </link:label>
<link:label id="lab_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61_label_en-US" xlink:label="lab_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Intersegment [Member] </link:label>
<link:label id="lab_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61_documentation_en-US" xlink:label="lab_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Intersegment [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_IntersegmentMember" xlink:label="loc_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61" xlink:to="lab_unh_IntersegmentMember_804059A789617A6EA5D82DC338D3EB61" xlink:type="arc"/>
<link:label id="lab_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0_terseLabel_en-US" xlink:label="lab_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> UnitedHealthcare [Member] </link:label>
<link:label id="lab_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0_label_en-US" xlink:label="lab_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unitedhealthcare [Member] </link:label>
<link:label id="lab_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0_documentation_en-US" xlink:label="lab_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> UnitedHealthcare [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_UnitedhealthcareMember" xlink:label="loc_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0" xlink:to="lab_unh_UnitedhealthcareMember_55F79838E2A0ECB50AD22DC338D395E0" xlink:type="arc"/>
<link:label id="lab_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7_terseLabel_en-US" xlink:label="lab_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Optum [Member] </link:label>
<link:label id="lab_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7_label_en-US" xlink:label="lab_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Total Optum [Member] </link:label>
<link:label id="lab_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7_documentation_en-US" xlink:label="lab_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> total [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_TotalOptumMember" xlink:label="loc_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7" xlink:to="lab_unh_TotalOptumMember_BCBCDDB819473F383EBE2DC338D3FEF7" xlink:type="arc"/>
<link:label id="lab_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31_terseLabel_en-US" xlink:label="lab_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Optumhealth [Member] </link:label>
<link:label id="lab_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31_label_en-US" xlink:label="lab_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Optumhealth [Member] </link:label>
<link:label id="lab_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31_documentation_en-US" xlink:label="lab_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> OptumHealth Member </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_OptumhealthMember" xlink:label="loc_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31" xlink:to="lab_unh_OptumhealthMember_166BEA8864227B9622752DC338D37A31" xlink:type="arc"/>
<link:label id="lab_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998_terseLabel_en-US" xlink:label="lab_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Optuminsight [Member] </link:label>
<link:label id="lab_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998_label_en-US" xlink:label="lab_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Optuminsight [Member] </link:label>
<link:label id="lab_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998_documentation_en-US" xlink:label="lab_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> OptumInsight [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_OptuminsightMember" xlink:label="loc_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998" xlink:to="lab_unh_OptuminsightMember_4DB4B3DAC72DCA9BDFEC2DC338D36998" xlink:type="arc"/>
<link:label id="lab_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA_terseLabel_en-US" xlink:label="lab_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Optumrx [Member] </link:label>
<link:label id="lab_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA_label_en-US" xlink:label="lab_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Optumrx [Member] </link:label>
<link:label id="lab_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA_documentation_en-US" xlink:label="lab_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> OptumRx [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_OptumrxMember" xlink:label="loc_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA" xlink:to="lab_unh_OptumrxMember_5AD73AC78DC19310033E2DC338D33FFA" xlink:type="arc"/>
<link:label id="lab_us-gaap_PremiumsEarnedNet_877013D6F2D01DF697522DC338D3A968_verboseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_877013D6F2D01DF697522DC338D3A968" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Premiums, revenues - external customers </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="loc_us-gaap_PremiumsEarnedNet_877013D6F2D01DF697522DC338D3A968" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsEarnedNet_877013D6F2D01DF697522DC338D3A968" xlink:to="lab_us-gaap_PremiumsEarnedNet_877013D6F2D01DF697522DC338D3A968" xlink:type="arc"/>
<link:label id="lab_us-gaap_SalesRevenueGoodsNet_40582FA86DE1F4A499E62DC338D34822_verboseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueGoodsNet_40582FA86DE1F4A499E62DC338D34822" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Products, revenues - external customers </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SalesRevenueGoodsNet" xlink:label="loc_us-gaap_SalesRevenueGoodsNet_40582FA86DE1F4A499E62DC338D34822" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesRevenueGoodsNet_40582FA86DE1F4A499E62DC338D34822" xlink:to="lab_us-gaap_SalesRevenueGoodsNet_40582FA86DE1F4A499E62DC338D34822" xlink:type="arc"/>
<link:label id="lab_us-gaap_SalesRevenueServicesNet_BBBDCADA2A220BC6A4C92DC338D33605_verboseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueServicesNet_BBBDCADA2A220BC6A4C92DC338D33605" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Services, revenues - external customers </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_SalesRevenueServicesNet" xlink:label="loc_us-gaap_SalesRevenueServicesNet_BBBDCADA2A220BC6A4C92DC338D33605" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesRevenueServicesNet_BBBDCADA2A220BC6A4C92DC338D33605" xlink:to="lab_us-gaap_SalesRevenueServicesNet_BBBDCADA2A220BC6A4C92DC338D33605" xlink:type="arc"/>
<link:label id="lab_us-gaap_Revenues_AC55CAA17F0631001CE02DC338D3F035_terseLabel_en-US" xlink:label="lab_us-gaap_Revenues_AC55CAA17F0631001CE02DC338D3F035" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total revenues </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_AC55CAA17F0631001CE02DC338D3F035" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Revenues_AC55CAA17F0631001CE02DC338D3F035" xlink:to="lab_us-gaap_Revenues_AC55CAA17F0631001CE02DC338D3F035" xlink:type="arc"/>
<link:label id="lab_us-gaap_OperatingIncomeLoss_17FFCACB174C660FFC062DC338D369DE_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingIncomeLoss_17FFCACB174C660FFC062DC338D369DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Earnings from operations </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OperatingIncomeLoss" xlink:label="loc_us-gaap_OperatingIncomeLoss_17FFCACB174C660FFC062DC338D369DE" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingIncomeLoss_17FFCACB174C660FFC062DC338D369DE" xlink:to="lab_us-gaap_OperatingIncomeLoss_17FFCACB174C660FFC062DC338D369DE" xlink:type="arc"/>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementTable_29E0DC6F7116912F622B260A9108B889_terseLabel_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementTable_29E0DC6F7116912F622B260A9108B889" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statement [Table] </link:label>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementTable_29E0DC6F7116912F622B260A9108B889_label_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementTable_29E0DC6F7116912F622B260A9108B889" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statement [Table] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedBalanceSheetStatementTable" xlink:label="loc_us-gaap_CondensedBalanceSheetStatementTable_29E0DC6F7116912F622B260A9108B889" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedBalanceSheetStatementTable_29E0DC6F7116912F622B260A9108B889" xlink:to="lab_us-gaap_CondensedBalanceSheetStatementTable_29E0DC6F7116912F622B260A9108B889" xlink:type="arc"/>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_9329D9C7DD0A5D7A1471260A910883D8_terseLabel_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_9329D9C7DD0A5D7A1471260A910883D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statements, Captions [Line Items] </link:label>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_9329D9C7DD0A5D7A1471260A910883D8_label_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_9329D9C7DD0A5D7A1471260A910883D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statements, Captions [Line Items] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_9329D9C7DD0A5D7A1471260A910883D8" xlink:type="locator"/>
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<link:loc xlink:href="unh-20160630.xsd#unh_ThreeYear2.0BillionCreditFacilityMember" xlink:label="loc_unh_ThreeYear2.0BillionCreditFacilityMember_3073B230E9EF8CEDFF07260A90BA2D90" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ThreeYear2.0BillionCreditFacilityMember_3073B230E9EF8CEDFF07260A90BA2D90" xlink:to="lab_unh_ThreeYear2.0BillionCreditFacilityMember_3073B230E9EF8CEDFF07260A90BA2D90" xlink:type="arc"/>
<link:label id="lab_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA_terseLabel_en-US" xlink:label="lab_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 364 Day $1.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA_label_en-US" xlink:label="lab_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 364 Day $1.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA_documentation_en-US" xlink:label="lab_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 364 Day $1.0 Billion Credit Facility [Member] </link:label>
<link:loc xlink:href="unh-20160630.xsd#unh_A364Day10BillionCreditFacilityMember" xlink:label="loc_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA" xlink:to="lab_unh_A364Day10BillionCreditFacilityMember_AB6D84163F5659960B70260A90BA3BDA" xlink:type="arc"/>
<link:label id="lab_us-gaap_ShortTermDebtTypeAxis_63A12293364F16736B87260A90BA0E8A_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeAxis_63A12293364F16736B87260A90BA0E8A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Axis] </link:label>
<link:label id="lab_us-gaap_ShortTermDebtTypeAxis_63A12293364F16736B87260A90BA0E8A_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeAxis_63A12293364F16736B87260A90BA0E8A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShortTermDebtTypeAxis" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_63A12293364F16736B87260A90BA0E8A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_63A12293364F16736B87260A90BA0E8A" xlink:to="lab_us-gaap_ShortTermDebtTypeAxis_63A12293364F16736B87260A90BA0E8A" xlink:type="arc"/>
<link:label id="lab_us-gaap_ShortTermDebtTypeDomain_5D4C4A173E9E22C2703B260A90BAFD16_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeDomain_5D4C4A173E9E22C2703B260A90BAFD16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Domain] </link:label>
<link:label id="lab_us-gaap_ShortTermDebtTypeDomain_5D4C4A173E9E22C2703B260A90BAFD16_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeDomain_5D4C4A173E9E22C2703B260A90BAFD16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Domain] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShortTermDebtTypeDomain" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_5D4C4A173E9E22C2703B260A90BAFD16" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_5D4C4A173E9E22C2703B260A90BAFD16" xlink:to="lab_us-gaap_ShortTermDebtTypeDomain_5D4C4A173E9E22C2703B260A90BAFD16" xlink:type="arc"/>
<link:label id="lab_us-gaap_RangeAxis_FE92EB72EAF428AE7C65260A90BA521C_terseLabel_en-US" xlink:label="lab_us-gaap_RangeAxis_FE92EB72EAF428AE7C65260A90BA521C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Range [Axis] </link:label>
<link:label id="lab_us-gaap_RangeAxis_FE92EB72EAF428AE7C65260A90BA521C_label_en-US" xlink:label="lab_us-gaap_RangeAxis_FE92EB72EAF428AE7C65260A90BA521C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Range [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_FE92EB72EAF428AE7C65260A90BA521C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RangeAxis_FE92EB72EAF428AE7C65260A90BA521C" xlink:to="lab_us-gaap_RangeAxis_FE92EB72EAF428AE7C65260A90BA521C" xlink:type="arc"/>
<link:label id="lab_us-gaap_RangeMember_CD614C7BFB47084B1C24260A90BA3854_verboseLabel_en-US" xlink:label="lab_us-gaap_RangeMember_CD614C7BFB47084B1C24260A90BA3854" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Range [Member] </link:label>
<link:label id="lab_us-gaap_RangeMember_CD614C7BFB47084B1C24260A90BA3854_label_en-US" xlink:label="lab_us-gaap_RangeMember_CD614C7BFB47084B1C24260A90BA3854" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Range [Domain] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_CD614C7BFB47084B1C24260A90BA3854" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RangeMember_CD614C7BFB47084B1C24260A90BA3854" xlink:to="lab_us-gaap_RangeMember_CD614C7BFB47084B1C24260A90BA3854" xlink:type="arc"/>
<link:label id="lab_us-gaap_MinimumMember_6C87191127D2F256C3C4260A90BA3CF2_terseLabel_en-US" xlink:label="lab_us-gaap_MinimumMember_6C87191127D2F256C3C4260A90BA3CF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Minimum [Member] </link:label>
<link:label id="lab_us-gaap_MinimumMember_6C87191127D2F256C3C4260A90BA3CF2_label_en-US" xlink:label="lab_us-gaap_MinimumMember_6C87191127D2F256C3C4260A90BA3CF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Minimum [Member] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_6C87191127D2F256C3C4260A90BA3CF2" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MinimumMember_6C87191127D2F256C3C4260A90BA3CF2" xlink:to="lab_us-gaap_MinimumMember_6C87191127D2F256C3C4260A90BA3CF2" xlink:type="arc"/>
<link:label id="lab_us-gaap_MaximumMember_E9EEECBE16599AFF7195260A90BA6A6C_terseLabel_en-US" xlink:label="lab_us-gaap_MaximumMember_E9EEECBE16599AFF7195260A90BA6A6C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maximum [Member] </link:label>
<link:label id="lab_us-gaap_MaximumMember_E9EEECBE16599AFF7195260A90BA6A6C_label_en-US" xlink:label="lab_us-gaap_MaximumMember_E9EEECBE16599AFF7195260A90BA6A6C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Maximum [Member] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_E9EEECBE16599AFF7195260A90BA6A6C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MaximumMember_E9EEECBE16599AFF7195260A90BA6A6C" xlink:to="lab_us-gaap_MaximumMember_E9EEECBE16599AFF7195260A90BA6A6C" xlink:type="arc"/>
<link:label id="lab_us-gaap_CreditFacilityAxis_DB22DE8F2E3F56AE36CD260A90BAAB15_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_DB22DE8F2E3F56AE36CD260A90BAAB15" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility [Axis] </link:label>
<link:label id="lab_us-gaap_CreditFacilityAxis_DB22DE8F2E3F56AE36CD260A90BAAB15_label_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_DB22DE8F2E3F56AE36CD260A90BAAB15" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_DB22DE8F2E3F56AE36CD260A90BAAB15" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityAxis_DB22DE8F2E3F56AE36CD260A90BAAB15" xlink:to="lab_us-gaap_CreditFacilityAxis_DB22DE8F2E3F56AE36CD260A90BAAB15" xlink:type="arc"/>
<link:label id="lab_us-gaap_CreditFacilityDomain_DACE8B37D8E423AE283E260A90BAB783_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_DACE8B37D8E423AE283E260A90BAB783" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility [Domain] </link:label>
<link:label id="lab_us-gaap_CreditFacilityDomain_DACE8B37D8E423AE283E260A90BAB783_label_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_DACE8B37D8E423AE283E260A90BAB783" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility [Domain] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_DACE8B37D8E423AE283E260A90BAB783" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityDomain_DACE8B37D8E423AE283E260A90BAB783" xlink:to="lab_us-gaap_CreditFacilityDomain_DACE8B37D8E423AE283E260A90BAB783" xlink:type="arc"/>
<link:label id="lab_us-gaap_RevolvingCreditFacilityMember_58764126E80F5CE35CCE260A90BA4AFB_terseLabel_en-US" xlink:label="lab_us-gaap_RevolvingCreditFacilityMember_58764126E80F5CE35CCE260A90BA4AFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Revolving Credit Facility [Member] </link:label>
<link:label id="lab_us-gaap_RevolvingCreditFacilityMember_58764126E80F5CE35CCE260A90BA4AFB_label_en-US" xlink:label="lab_us-gaap_RevolvingCreditFacilityMember_58764126E80F5CE35CCE260A90BA4AFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revolving Credit Facility [Member] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_RevolvingCreditFacilityMember" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_58764126E80F5CE35CCE260A90BA4AFB" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevolvingCreditFacilityMember_58764126E80F5CE35CCE260A90BA4AFB" xlink:to="lab_us-gaap_RevolvingCreditFacilityMember_58764126E80F5CE35CCE260A90BA4AFB" xlink:type="arc"/>
<link:label id="lab_us-gaap_LineOfCredit_3E6FF47E16917B623C05260A90BA4F80_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCredit_3E6FF47E16917B623C05260A90BA4F80" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term Line of Credit </link:label>
<link:label id="lab_us-gaap_LineOfCredit_3E6FF47E16917B623C05260A90BA4F80_label_en-US" xlink:label="lab_us-gaap_LineOfCredit_3E6FF47E16917B623C05260A90BA4F80" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Line of Credit </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_us-gaap_LineOfCredit_3E6FF47E16917B623C05260A90BA4F80" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCredit_3E6FF47E16917B623C05260A90BA4F80" xlink:to="lab_us-gaap_LineOfCredit_3E6FF47E16917B623C05260A90BA4F80" xlink:type="arc"/>
<link:label id="lab_us-gaap_LinesOfCreditCurrent_C5DA34924BAF2F27B24B260A90BA170D_terseLabel_en-US" xlink:label="lab_us-gaap_LinesOfCreditCurrent_C5DA34924BAF2F27B24B260A90BA170D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Line of Credit, Current </link:label>
<link:label id="lab_us-gaap_LinesOfCreditCurrent_C5DA34924BAF2F27B24B260A90BA170D_label_en-US" xlink:label="lab_us-gaap_LinesOfCreditCurrent_C5DA34924BAF2F27B24B260A90BA170D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Line of Credit, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LinesOfCreditCurrent" xlink:label="loc_us-gaap_LinesOfCreditCurrent_C5DA34924BAF2F27B24B260A90BA170D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LinesOfCreditCurrent_C5DA34924BAF2F27B24B260A90BA170D" xlink:to="lab_us-gaap_LinesOfCreditCurrent_C5DA34924BAF2F27B24B260A90BA170D" xlink:type="arc"/>
<link:label id="lab_us-gaap_OtherLongTermDebt_102DA479D827B06EE243260A90BA9B71_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLongTermDebt_102DA479D827B06EE243260A90BA9B71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt </link:label>
<link:label id="lab_us-gaap_OtherLongTermDebt_102DA479D827B06EE243260A90BA9B71_label_en-US" xlink:label="lab_us-gaap_OtherLongTermDebt_102DA479D827B06EE243260A90BA9B71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherLongTermDebt" xlink:label="loc_us-gaap_OtherLongTermDebt_102DA479D827B06EE243260A90BA9B71" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLongTermDebt_102DA479D827B06EE243260A90BA9B71" xlink:to="lab_us-gaap_OtherLongTermDebt_102DA479D827B06EE243260A90BA9B71" xlink:type="arc"/>
<link:label id="lab_us-gaap_OtherLongTermDebtCurrent_6DBDAAFCD03C532FE011260A90BACCF2_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLongTermDebtCurrent_6DBDAAFCD03C532FE011260A90BACCF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt, Current </link:label>
<link:label id="lab_us-gaap_OtherLongTermDebtCurrent_6DBDAAFCD03C532FE011260A90BACCF2_label_en-US" xlink:label="lab_us-gaap_OtherLongTermDebtCurrent_6DBDAAFCD03C532FE011260A90BACCF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_OtherLongTermDebtCurrent" xlink:label="loc_us-gaap_OtherLongTermDebtCurrent_6DBDAAFCD03C532FE011260A90BACCF2" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLongTermDebtCurrent_6DBDAAFCD03C532FE011260A90BACCF2" xlink:to="lab_us-gaap_OtherLongTermDebtCurrent_6DBDAAFCD03C532FE011260A90BACCF2" xlink:type="arc"/>
<link:label id="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_206763D545C33E346CA1260A90BABEAE_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_206763D545C33E346CA1260A90BABEAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Weighted Average Interest Rate </link:label>
<link:label id="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_206763D545C33E346CA1260A90BABEAE_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_206763D545C33E346CA1260A90BABEAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Weighted Average Interest Rate </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_206763D545C33E346CA1260A90BABEAE" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_40EB4288AC7CF8CAFED0260A90BAF9B8_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_40EB4288AC7CF8CAFED0260A90BAF9B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Line of Credit, Credit Facility, Maximum Borrowing Capacity </link:label>
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4 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/28/24  UnitedHealth Group Inc.           10-K       12/31/23  119:19M
 2/24/23  UnitedHealth Group Inc.           10-K       12/31/22  119:19M
 2/15/22  UnitedHealth Group Inc.           10-K       12/31/21  113:19M
 3/01/21  UnitedHealth Group Inc.           10-K       12/31/20  107:17M
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