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Unitedhealth Group Inc – ‘10-Q’ for 9/30/15 – ‘EX-101.LAB’

On:  Thursday, 11/5/15, at 4:05pm ET   ·   For:  9/30/15   ·   Accession #:  731766-15-49   ·   File #:  1-10864

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  As Of               Filer                 Filing    For·On·As Docs:Size

11/05/15  Unitedhealth Group Inc            10-Q        9/30/15   84:13M

Quarterly Report   —   Form 10-Q   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML    867K 
 2: EX-10.2     Material Contract                                   HTML     40K 
 3: EX-10.3     Material Contract                                   HTML     31K 
 4: EX-10.4     Material Contract                                   HTML     75K 
 5: EX-10.5     Material Contract                                   HTML     77K 
 6: EX-10.6     Material Contract                                   HTML     75K 
 7: EX-12.1     Statement re: Computation of Ratios                 HTML     35K 
 8: EX-31.1     Certification -- §302 - SOA'02                      HTML     40K 
 9: EX-32.1     Certification -- §906 - SOA'02                      HTML     29K 
56: R1          Document and Entity Information Document            HTML     43K 
44: R2          Condensed Consolidated Balance Sheets               HTML    129K 
54: R3          Condensed Consolidated Balance Sheet                HTML     44K 
                (Parenthetical)                                                  
58: R4          Condensed Consolidated Statements of Operations     HTML    101K 
78: R5          Condensed Consolidated Statements of Comprehensive  HTML     66K 
                Income                                                           
46: R6          Condesned Consolidated Statements of Changes in     HTML     90K 
                Equity                                                           
53: R7          Condensed Consolidated Statements of Cash Flows     HTML    118K 
40: R8          Basis of Presentation (Notes)                       HTML     34K 
31: R9          Business Combination (Notes)                        HTML     52K 
79: R10         Goodwill and Other Intangible Assets (Notes)        HTML     64K 
60: R11         Investments (Notes)                                 HTML    255K 
59: R12         Fair Value (Notes)                                  HTML    336K 
65: R13         Medicare Part D Pharmacy Benefits (Notes)           HTML     42K 
66: R14         Medical Costs Reserve Development (Notes)           HTML     38K 
63: R15         Health Insurance Industry Tax (Notes)               HTML     28K 
67: R16         Commercial Paper and Long-Term Debt (Notes)         HTML    240K 
55: R17         Shareholders' Equity (Notes)                        HTML     43K 
57: R18         Share-Based Compensation (Notes)                    HTML    109K 
62: R19         Commitments and Contingencies (Notes)               HTML     39K 
84: R20         Segment Financial Information (Notes)               HTML    326K 
74: R21         Basis of Presentation (Policies)                    HTML     37K 
50: R22         Goodwill and Other Intangible Assets Goodwill and   HTML     28K 
                Other Intangible Assets (Policies)                               
61: R23         Business Combination (Tables)                       HTML     44K 
52: R24         Goodwill and Other Intangible Assets (Tables)       HTML     66K 
24: R25         Investments (Tables)                                HTML    256K 
75: R26         Fair Value (Tables)                                 HTML    339K 
81: R27         Medicare Part D Pharmacy Benefits (Tables)          HTML     39K 
35: R28         Medical Costs Reserve Development (Tables)          HTML     36K 
34: R29         Commercial Paper and Long-Term Debt (Tables)        HTML    241K 
38: R30         Shareholders' Equity (Tables)                       HTML     32K 
39: R31         Share-Based Compensation (Tables)                   HTML    112K 
41: R32         Segment Financial Information (Tables)              HTML    321K 
22: R33         Business Combination (Details)                      HTML     60K 
71: R34         Business Combination Acquired Assets and            HTML     43K 
                Liabilities (Details)                                            
48: R35         Business Combination Acquired finite-lived          HTML     35K 
                intangible assets (Details)                                      
51: R36         Goodwill and Other Intangible Assets Goodwill       HTML     44K 
                Rollforward (Details)                                            
27: R37         Goodwill and Other Intangible Assets Future         HTML     35K 
                Amortization Expense relating to Intangible Assets               
                (Details)                                                        
83: R38         Investments (Narrative) (Details)                   HTML     28K 
16: R39         Investments (Short-Term and Long-Term Investments)  HTML     92K 
                (Details)                                                        
42: R40         Investments (Amortized Cost and Fair Value of       HTML     71K 
                Available-for-Sale Debt Securities by Contractual                
                Maturity) (Details)                                              
77: R41         Investments (Amortized Cost and Fair Value of       HTML     57K 
                Held-To-Maturity Debt Securities by Contractual                  
                Maturity) (Details)                                              
26: R42         Investments (Fair Value of Available-For-Sale       HTML     69K 
                Investments with Gross Unrealized Losses by                      
                Investment Type and Length of Time That Individual               
                Securities Have Been in a Continuous Unrealized                  
                Loss Position) (Details)                                         
33: R43         Investments (Net Realized Gains) (Details)          HTML     51K 
37: R44         Fair Value (Narrative) (Details)                    HTML     50K 
45: R45         Fair Value (Financial Assets and Liabilities,       HTML     92K 
                Excluding AARP, Measured at Fair Value on a                      
                Recurring Basis) (Details)                                       
21: R46         Fair Value (Financial Assets and Liabilities,       HTML     86K 
                Excluding AARP, Not Measured at Fair Value on a                  
                Recurring Basis) (Details)                                       
30: R47         Fair Value (Reconciliation of Assets Measured at    HTML     50K 
                Fair Value on a Recurring Basis Using Level 3                    
                Inputs) (Details)                                                
18: R48         Fair Value Fair Value Inputs Assets Quantitative    HTML     45K 
                Information (Details)                                            
76: R49         Fair Value (Assets and Liabilities measured at      HTML    108K 
                fair value on a recurring basis) (Details)                       
25: R50         Medicare Part D Pharmacy Benefits Schedule of       HTML     33K 
                Receivables and Payables (Details)                               
73: R51         Medical Costs Reserve Development (Details)         HTML     29K 
28: R52         Health Insurance Industry Tax (Details)             HTML     29K 
43: R53         Commercial Paper and Long-Term Debt (Narrative)     HTML     73K 
                (Details)                                                        
17: R54         Commercial Paper and Long-Term Debt (Details)       HTML    179K 
20: R55         Commercial Paper and Long-Term Debt Fair Value      HTML     38K 
                Hedges Statement of Financial Position Location                  
                (Details)                                                        
36: R56         Commercial Paper and Long-Term Debt Fair Value      HTML     38K 
                Hedges Effect of Changes in Fair Value Hedges on                 
                Income (Details)                                                 
23: R57         Shareholders' Equity (Details)                      HTML     35K 
80: R58         Shareholders' Equity Dividends Paid (Details)       HTML     30K 
47: R59         Share-based Compensation Narrative (Details)        HTML     30K 
64: R60         Share-Based Compensation (Stock Option and SAR      HTML     72K 
                Activity) (Details)                                              
29: R61         Share-Based Compensation (Restricted Share          HTML     43K 
                Activity) (Details)                                              
32: R62         Share-Based Compensation Other Share-Based          HTML     53K 
                Compensation Data (Details)                                      
70: R63         Share-Based Compensation (Share-Based Compensation  HTML     46K 
                Principal Fair Value Assumptions) (Details)                      
68: R64         Commitments and Contingencies (Details)             HTML     40K 
49: R65         Segment Financial Information (Narrative)           HTML     32K 
                (Details)                                                        
69: R66         Segment Financial Information (Details)             HTML    114K 
82: XML         IDEA XML File -- Filing Summary                      XML    149K 
19: EXCEL       IDEA Workbook of Financial Reports                  XLSX     91K 
10: EX-101.INS  XBRL Instance -- unh-20150930                        XML   5.30M 
12: EX-101.CAL  XBRL Calculations -- unh-20150930_cal                XML    240K 
13: EX-101.DEF  XBRL Definitions -- unh-20150930_def                 XML   1.07M 
14: EX-101.LAB  XBRL Labels -- unh-20150930_lab                      XML   1.88M 
15: EX-101.PRE  XBRL Presentations -- unh-20150930_pre               XML   1.23M 
11: EX-101.SCH  XBRL Schema -- unh-20150930                          XSD    184K 
72: ZIP         XBRL Zipped Folder -- 0000731766-15-000049-xbrl      Zip    316K

‘EX-101.LAB’   —   XBRL Labels — unh-20150930_lab

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
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<link:label id="lab_unh_MedicarePartDAbstract_6BEC2D63834ED1EE2F6BD3965F6B034A_label_en-US" xlink:label="lab_unh_MedicarePartDAbstract_6BEC2D63834ED1EE2F6BD3965F6B034A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medicare Part D [Abstract] </link:label>
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<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_96419F36D7923C26A2F0D3965F6B56CF_terseLabel_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractAxis_96419F36D7923C26A2F0D3965F6B56CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Axis] </link:label>
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<link:loc xlink:href="unh-20150930.xsd#unh_MedicarePartDPharmacyBenefitsContractDomain" xlink:label="loc_unh_MedicarePartDPharmacyBenefitsContractDomain_FF52E2C5250CA43549CCD3965F6BE59E" xlink:type="locator"/>
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<link:label id="lab_unh_CmsSubsidiesMember_ED437CB057F0536B76D1D3965F6B8DAA_terseLabel_en-US" xlink:label="lab_unh_CmsSubsidiesMember_ED437CB057F0536B76D1D3965F6B8DAA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> CMS Subsidies [Member] </link:label>
<link:label id="lab_unh_CmsSubsidiesMember_ED437CB057F0536B76D1D3965F6B8DAA_label_en-US" xlink:label="lab_unh_CmsSubsidiesMember_ED437CB057F0536B76D1D3965F6B8DAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> CMS Subsidies [Member] </link:label>
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<link:loc xlink:href="unh-20150930.xsd#unh_CmsSubsidiesMember" xlink:label="loc_unh_CmsSubsidiesMember_ED437CB057F0536B76D1D3965F6B8DAA" xlink:type="locator"/>
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<link:label id="lab_unh_DrugDiscountMember_E7E130D54BAA4726BB85D3965F6B9232_terseLabel_en-US" xlink:label="lab_unh_DrugDiscountMember_E7E130D54BAA4726BB85D3965F6B9232" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Drug Discount [Member] </link:label>
<link:label id="lab_unh_DrugDiscountMember_E7E130D54BAA4726BB85D3965F6B9232_label_en-US" xlink:label="lab_unh_DrugDiscountMember_E7E130D54BAA4726BB85D3965F6B9232" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Drug Discount [Member] </link:label>
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<link:loc xlink:href="unh-20150930.xsd#unh_DrugDiscountMember" xlink:label="loc_unh_DrugDiscountMember_E7E130D54BAA4726BB85D3965F6B9232" xlink:type="locator"/>
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<link:label id="lab_unh_RiskShareMember_82D5E0180E207E8E739ED3965F6B5B88_terseLabel_en-US" xlink:label="lab_unh_RiskShareMember_82D5E0180E207E8E739ED3965F6B5B88" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Risk-Share [Member] </link:label>
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<link:loc xlink:href="unh-20150930.xsd#unh_RiskShareMember" xlink:label="loc_unh_RiskShareMember_82D5E0180E207E8E739ED3965F6B5B88" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherReceivablesNetCurrent_255C69FD77AE856848EBD3965F6B2E9F_terseLabel_en-US" xlink:label="lab_us-gaap_OtherReceivablesNetCurrent_255C69FD77AE856848EBD3965F6B2E9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other current receivables </link:label>
<link:label id="lab_us-gaap_OtherReceivablesNetCurrent_255C69FD77AE856848EBD3965F6B2E9F_label_en-US" xlink:label="lab_us-gaap_OtherReceivablesNetCurrent_255C69FD77AE856848EBD3965F6B2E9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Receivables, Net, Current </link:label>
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<link:label id="lab_us-gaap_OtherPolicyholderFunds_1A93F148CF18CB702C8BD3965F7AF799_terseLabel_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_1A93F148CF18CB702C8BD3965F7AF799" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other policy liabilities </link:label>
<link:label id="lab_us-gaap_OtherPolicyholderFunds_1A93F148CF18CB702C8BD3965F7AF799_label_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_1A93F148CF18CB702C8BD3965F7AF799" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Policyholder Funds </link:label>
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<link:label id="lab_us-gaap_IncomeStatementAbstract_95B695E322732BAFC313D326C804C5D2_label_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract_95B695E322732BAFC313D326C804C5D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Statement [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_95B695E322732BAFC313D326C804C5D2" xlink:type="locator"/>
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<link:label id="lab_us-gaap_RevenuesAbstract_628E7C3CA6A5AF3D6C90D326C804983F_terseLabel_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_628E7C3CA6A5AF3D6C90D326C804983F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Revenues: </link:label>
<link:label id="lab_us-gaap_RevenuesAbstract_628E7C3CA6A5AF3D6C90D326C804983F_label_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_628E7C3CA6A5AF3D6C90D326C804983F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revenues [Abstract] </link:label>
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<link:label id="lab_us-gaap_PremiumsEarnedNet_BD443A6A270D99EA2175D326C804A148_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_BD443A6A270D99EA2175D326C804A148" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Premiums </link:label>
<link:label id="lab_us-gaap_PremiumsEarnedNet_BD443A6A270D99EA2175D326C804A148_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_BD443A6A270D99EA2175D326C804A148" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Premiums Earned, Net </link:label>
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<link:label id="lab_us-gaap_SalesRevenueGoodsNet_D24FB8DC65A084C276D2D326C80474AD_terseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueGoodsNet_D24FB8DC65A084C276D2D326C80474AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Products </link:label>
<link:label id="lab_us-gaap_SalesRevenueGoodsNet_D24FB8DC65A084C276D2D326C80474AD_label_en-US" xlink:label="lab_us-gaap_SalesRevenueGoodsNet_D24FB8DC65A084C276D2D326C80474AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Sales Revenue, Goods, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesRevenueGoodsNet" xlink:label="loc_us-gaap_SalesRevenueGoodsNet_D24FB8DC65A084C276D2D326C80474AD" xlink:type="locator"/>
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<link:label id="lab_us-gaap_SalesRevenueServicesNet_02F7AEF308346C26C2B1D326C8045B2E_terseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueServicesNet_02F7AEF308346C26C2B1D326C8045B2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Services </link:label>
<link:label id="lab_us-gaap_SalesRevenueServicesNet_02F7AEF308346C26C2B1D326C8045B2E_label_en-US" xlink:label="lab_us-gaap_SalesRevenueServicesNet_02F7AEF308346C26C2B1D326C8045B2E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Sales Revenue, Services, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesRevenueServicesNet" xlink:label="loc_us-gaap_SalesRevenueServicesNet_02F7AEF308346C26C2B1D326C8045B2E" xlink:type="locator"/>
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<link:label id="lab_us-gaap_InvestmentIncomeInterestAndDividend_11C8A8D80440422A2747D326C804AB39_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentIncomeInterestAndDividend_11C8A8D80440422A2747D326C804AB39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment and other income </link:label>
<link:label id="lab_us-gaap_InvestmentIncomeInterestAndDividend_11C8A8D80440422A2747D326C804AB39_label_en-US" xlink:label="lab_us-gaap_InvestmentIncomeInterestAndDividend_11C8A8D80440422A2747D326C804AB39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment Income, Interest and Dividend </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeInterestAndDividend" xlink:label="loc_us-gaap_InvestmentIncomeInterestAndDividend_11C8A8D80440422A2747D326C804AB39" xlink:type="locator"/>
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<link:label id="lab_us-gaap_Revenues_A7FF35A5F87238385E9FD326C8045709_totalLabel_en-US" xlink:label="lab_us-gaap_Revenues_A7FF35A5F87238385E9FD326C8045709" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total revenues </link:label>
<link:label id="lab_us-gaap_Revenues_A7FF35A5F87238385E9FD326C8045709_label_en-US" xlink:label="lab_us-gaap_Revenues_A7FF35A5F87238385E9FD326C8045709" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revenues </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_A7FF35A5F87238385E9FD326C8045709" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CostsAndExpensesAbstract_5D4B88DD68317BA6E75ED326C8047A30_terseLabel_en-US" xlink:label="lab_us-gaap_CostsAndExpensesAbstract_5D4B88DD68317BA6E75ED326C8047A30" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating costs: </link:label>
<link:label id="lab_us-gaap_CostsAndExpensesAbstract_5D4B88DD68317BA6E75ED326C8047A30_label_en-US" xlink:label="lab_us-gaap_CostsAndExpensesAbstract_5D4B88DD68317BA6E75ED326C8047A30" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Costs and Expenses [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_5D4B88DD68317BA6E75ED326C8047A30" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C7CE67B880AB53B4F3CFD326C8046664_terseLabel_en-US" xlink:label="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C7CE67B880AB53B4F3CFD326C8046664" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medical costs </link:label>
<link:label id="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C7CE67B880AB53B4F3CFD326C8046664_label_en-US" xlink:label="lab_us-gaap_PolicyholderBenefitsAndClaimsIncurredHealthCare_C7CE67B880AB53B4F3CFD326C8046664" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Policyholder Benefits and Claims Incurred, Net, Health </link:label>
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<link:label id="lab_us-gaap_SellingGeneralAndAdministrativeExpense_FF3F488F412576F11857D326C804B7EB_terseLabel_en-US" xlink:label="lab_us-gaap_SellingGeneralAndAdministrativeExpense_FF3F488F412576F11857D326C804B7EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating costs </link:label>
<link:label id="lab_us-gaap_SellingGeneralAndAdministrativeExpense_FF3F488F412576F11857D326C804B7EB_label_en-US" xlink:label="lab_us-gaap_SellingGeneralAndAdministrativeExpense_FF3F488F412576F11857D326C804B7EB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Selling, General and Administrative Expense </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpense" xlink:label="loc_us-gaap_SellingGeneralAndAdministrativeExpense_FF3F488F412576F11857D326C804B7EB" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CostOfGoodsSold_6FAFF83078BDBA782C9DD326C80464BA_terseLabel_en-US" xlink:label="lab_us-gaap_CostOfGoodsSold_6FAFF83078BDBA782C9DD326C80464BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cost of products sold </link:label>
<link:label id="lab_us-gaap_CostOfGoodsSold_6FAFF83078BDBA782C9DD326C80464BA_label_en-US" xlink:label="lab_us-gaap_CostOfGoodsSold_6FAFF83078BDBA782C9DD326C80464BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cost of Goods Sold </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CostOfGoodsSold" xlink:label="loc_us-gaap_CostOfGoodsSold_6FAFF83078BDBA782C9DD326C80464BA" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DepreciationAndAmortization_2EFFA4E1F047F1BFD340D326C804C7B3_terseLabel_en-US" xlink:label="lab_us-gaap_DepreciationAndAmortization_2EFFA4E1F047F1BFD340D326C804C7B3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Depreciation and amortization </link:label>
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<link:label id="lab_us-gaap_OperatingIncomeLoss_6EF5F864EA3A00507939D326C804F12C_totalLabel_en-US" xlink:label="lab_us-gaap_OperatingIncomeLoss_6EF5F864EA3A00507939D326C804F12C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Earnings from operations </link:label>
<link:label id="lab_us-gaap_OperatingIncomeLoss_6EF5F864EA3A00507939D326C804F12C_label_en-US" xlink:label="lab_us-gaap_OperatingIncomeLoss_6EF5F864EA3A00507939D326C804F12C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Operating Income (Loss) </link:label>
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<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_8A8A85DA180FA40DF5BAC9F345F847DE_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_8A8A85DA180FA40DF5BAC9F345F847DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net realized (losses) gains in investment and other income </link:label>
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<link:label id="lab_unh_MedicalCostsReserveDevelopmentAbstract_D2F6CFABE3CFD57E48C9607ECB0D936F_label_en-US" xlink:label="lab_unh_MedicalCostsReserveDevelopmentAbstract_D2F6CFABE3CFD57E48C9607ECB0D936F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medical Costs Reserve Development [Abstract] </link:label>
<link:label id="lab_unh_MedicalCostsReserveDevelopmentAbstract_D2F6CFABE3CFD57E48C9607ECB0D936F_documentation_en-US" xlink:label="lab_unh_MedicalCostsReserveDevelopmentAbstract_D2F6CFABE3CFD57E48C9607ECB0D936F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Medical Costs Reserve Development [Abstract] </link:label>
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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_26E46A951D82105BA43D607ECB0D11A5_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_26E46A951D82105BA43D607ECB0D11A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Table] </link:label>
<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_26E46A951D82105BA43D607ECB0D11A5_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_26E46A951D82105BA43D607ECB0D11A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Table] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_26E46A951D82105BA43D607ECB0D11A5" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis_2DD05C2D21F58E82D981607ECB0DF00E_terseLabel_en-US" xlink:label="lab_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis_2DD05C2D21F58E82D981607ECB0DF00E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Insurance Product Line [Axis] </link:label>
<link:label id="lab_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis_2DD05C2D21F58E82D981607ECB0DF00E_label_en-US" xlink:label="lab_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis_2DD05C2D21F58E82D981607ECB0DF00E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Insurance Product Line [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis" xlink:label="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis_2DD05C2D21F58E82D981607ECB0DF00E" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentDomain_104FF615CCB463568644607ECB0DA005_terseLabel_en-US" xlink:label="lab_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentDomain_104FF615CCB463568644607ECB0DA005" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Insurance Product Line [Domain] </link:label>
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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentDomain" xlink:label="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentDomain_104FF615CCB463568644607ECB0DA005" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_18601DC16CA615249365607ECB0DA540_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_18601DC16CA615249365607ECB0DA540" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Line Items] </link:label>
<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_18601DC16CA615249365607ECB0DA540_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_18601DC16CA615249365607ECB0DA540" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense [Line Items] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_18601DC16CA615249365607ECB0DA540" xlink:type="locator"/>
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<link:label id="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_F8A3B3538433956A507C607ECB0D32F4_negatedTerseLabel_en-US" xlink:label="lab_unh_SupplementalInformationForPriorYearClaimsandClaimsAdjustmentExpense_F8A3B3538433956A507C607ECB0D32F4" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Related to Prior Years </link:label>
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<link:label id="lab_invest_InvestmentTable_A552C31C5132D183B164607ECACF4A94_terseLabel_en-US" xlink:label="lab_invest_InvestmentTable_A552C31C5132D183B164607ECACF4A94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment [Table] </link:label>
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<link:label id="lab_us-gaap_DebtMember_ECF86B2E654B0408B2B7C8E98E7ED0E9_terseLabel_en-US" xlink:label="lab_us-gaap_DebtMember_ECF86B2E654B0408B2B7C8E98E7ED0E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt [Member] </link:label>
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<link:label id="lab_us-gaap_InterestExpenseMember_FDA47E4B82B021787CB6C8E98E7E76F4_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseMember_FDA47E4B82B021787CB6C8E98E7E76F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest Expense [Member] </link:label>
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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_4C84AE587B1FFCB04350607ECAFE27FE_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_4C84AE587B1FFCB04350607ECAFE27FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_4C84AE587B1FFCB04350607ECAFE27FE" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_865C3B8BEF092B127626607ECAFEAC7B_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_865C3B8BEF092B127626607ECAFEAC7B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Due after one year through five years, Fair Value </link:label>
<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_865C3B8BEF092B127626607ECAFEAC7B_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_865C3B8BEF092B127626607ECAFEAC7B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value </link:label>
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<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9E0A5066954C5A67E5C4607ECAFE6ED7_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9E0A5066954C5A67E5C4607ECAFE6ED7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Due after ten years, Fair Value </link:label>
<link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9E0A5066954C5A67E5C4607ECAFE6ED7_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_9E0A5066954C5A67E5C4607ECAFE6ED7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value </link:label>
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<link:label id="lab_us-gaap_SegmentDomain_AFC015C1313010918D7AC9F3455C3C08_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentDomain_AFC015C1313010918D7AC9F3455C3C08" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Segments [Domain] </link:label>
<link:label id="lab_us-gaap_SegmentDomain_AFC015C1313010918D7AC9F3455C3C08_label_en-US" xlink:label="lab_us-gaap_SegmentDomain_AFC015C1313010918D7AC9F3455C3C08" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Segments [Domain] </link:label>
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<link:label id="lab_unh_OptumrxMember_D25C3D6DC1C322A87281C9F3455C006B_terseLabel_en-US" xlink:label="lab_unh_OptumrxMember_D25C3D6DC1C322A87281C9F3455C006B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Optumrx [Member] </link:label>
<link:label id="lab_unh_OptumrxMember_D25C3D6DC1C322A87281C9F3455C006B_label_en-US" xlink:label="lab_unh_OptumrxMember_D25C3D6DC1C322A87281C9F3455C006B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Optumrx [Member] </link:label>
<link:label id="lab_unh_OptumrxMember_D25C3D6DC1C322A87281C9F3455C006B_documentation_en-US" xlink:label="lab_unh_OptumrxMember_D25C3D6DC1C322A87281C9F3455C006B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> OptumRx [Member] </link:label>
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<link:label id="lab_us-gaap_ConsolidationItemsAxis_7C3560B4830BBBC404DAC9F3455C7351_terseLabel_en-US" xlink:label="lab_us-gaap_ConsolidationItemsAxis_7C3560B4830BBBC404DAC9F3455C7351" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Consolidation Items [Axis] </link:label>
<link:label id="lab_us-gaap_ConsolidationItemsAxis_7C3560B4830BBBC404DAC9F3455C7351_label_en-US" xlink:label="lab_us-gaap_ConsolidationItemsAxis_7C3560B4830BBBC404DAC9F3455C7351" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Consolidation Items [Axis] </link:label>
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<link:label id="lab_us-gaap_ConsolidationItemsDomain_2B9BBBC35D380F5D2CC7C9F3455C5333_label_en-US" xlink:label="lab_us-gaap_ConsolidationItemsDomain_2B9BBBC35D380F5D2CC7C9F3455C5333" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Consolidation Items [Domain] </link:label>
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<link:label id="lab_us-gaap_OperatingSegmentsMember_71EEEE06734C0202C49DC9F3455C3532_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingSegmentsMember_71EEEE06734C0202C49DC9F3455C3532" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating Segments [Member] </link:label>
<link:label id="lab_us-gaap_OperatingSegmentsMember_71EEEE06734C0202C49DC9F3455C3532_label_en-US" xlink:label="lab_us-gaap_OperatingSegmentsMember_71EEEE06734C0202C49DC9F3455C3532" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Operating Segments [Member] </link:label>
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<link:label id="lab_us-gaap_SegmentReportingInformationLineItems_503076FAC711FBBF620DC9F3455C6403_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentReportingInformationLineItems_503076FAC711FBBF620DC9F3455C6403" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statement [Line Items] </link:label>
<link:label id="lab_us-gaap_SegmentReportingInformationLineItems_503076FAC711FBBF620DC9F3455C6403_label_en-US" xlink:label="lab_us-gaap_SegmentReportingInformationLineItems_503076FAC711FBBF620DC9F3455C6403" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Segment Reporting Information [Line Items] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_503076FAC711FBBF620DC9F3455C6403" xlink:type="locator"/>
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<link:label id="lab_us-gaap_Assets_60095CA13B2D25477BA0C9F3455C9919_label_en-US" xlink:label="lab_us-gaap_Assets_60095CA13B2D25477BA0C9F3455C9919" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets </link:label>
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<link:label id="lab_unh_ShareholdersEquityAbstract_B9316601AB638165FBAB607ECAB0B02E_documentation_en-US" xlink:label="lab_unh_ShareholdersEquityAbstract_B9316601AB638165FBAB607ECAB0B02E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Shareholders' Equity [Abstract] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_ShareholdersEquityAbstract" xlink:label="loc_unh_ShareholdersEquityAbstract_B9316601AB638165FBAB607ECAB0B02E" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CreationDateAxis_6CD2999FD050E7BF2634607ECAB0D204_terseLabel_en-US" xlink:label="lab_us-gaap_CreationDateAxis_6CD2999FD050E7BF2634607ECAB0D204" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Report Date [Axis] </link:label>
<link:label id="lab_us-gaap_CreationDateAxis_6CD2999FD050E7BF2634607ECAB0D204_label_en-US" xlink:label="lab_us-gaap_CreationDateAxis_6CD2999FD050E7BF2634607ECAB0D204" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Report Date [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CreationDateAxis" xlink:label="loc_us-gaap_CreationDateAxis_6CD2999FD050E7BF2634607ECAB0D204" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DefaultFinancialStatementsDateMember_B6DE90FAEA1FC61325E8607ECAB04D0B_terseLabel_en-US" xlink:label="lab_us-gaap_DefaultFinancialStatementsDateMember_B6DE90FAEA1FC61325E8607ECAB04D0B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financial Statement Filing Date [Domain] </link:label>
<link:label id="lab_us-gaap_DefaultFinancialStatementsDateMember_B6DE90FAEA1FC61325E8607ECAB04D0B_label_en-US" xlink:label="lab_us-gaap_DefaultFinancialStatementsDateMember_B6DE90FAEA1FC61325E8607ECAB04D0B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Statement Filing Date [Domain] </link:label>
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<link:label id="lab_us-gaap_StatementEquityComponentsAxis_3B05CC6B891404E81B4A607ECAB0B61D_label_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis_3B05CC6B891404E81B4A607ECAB0B61D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Components [Axis] </link:label>
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<link:label id="lab_us-gaap_DebtInstrumentAxis_6B0FB148E4028871E3ECD3965FA9FE66_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_6B0FB148E4028871E3ECD3965FA9FE66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Axis] </link:label>
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<link:label id="lab_unh_HealthInsuranceIndustryTaxAbstract_475ADF51E61C7A5D6BC1607ECA52D3B5_label_en-US" xlink:label="lab_unh_HealthInsuranceIndustryTaxAbstract_475ADF51E61C7A5D6BC1607ECA52D3B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Health Insurance Industry Tax [Abstract] </link:label>
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<link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_F08ED5A183D0E175AA09CAC325FED4E5_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_F08ED5A183D0E175AA09CAC325FED4E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block] </link:label>
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<link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextRollingTwelveMonths_85C5BF719470391DAA04C9A45D041A7E_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextRollingTwelveMonths_85C5BF719470391DAA04C9A45D041A7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2016 </link:label>
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<link:label id="lab_unh_DelayedDrawTermLoanMember_E260E7E62247DF8F814ED3965F4CA11D_terseLabel_en-US" xlink:label="lab_unh_DelayedDrawTermLoanMember_E260E7E62247DF8F814ED3965F4CA11D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Delayed Draw Term Loan [Member] </link:label>
<link:label id="lab_unh_DelayedDrawTermLoanMember_E260E7E62247DF8F814ED3965F4CA11D_label_en-US" xlink:label="lab_unh_DelayedDrawTermLoanMember_E260E7E62247DF8F814ED3965F4CA11D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Delayed Draw Term Loan [Member] </link:label>
<link:label id="lab_unh_DelayedDrawTermLoanMember_E260E7E62247DF8F814ED3965F4CA11D_documentation_en-US" xlink:label="lab_unh_DelayedDrawTermLoanMember_E260E7E62247DF8F814ED3965F4CA11D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Delayed Draw Term Loan [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_DelayedDrawTermLoanMember" xlink:label="loc_unh_DelayedDrawTermLoanMember_E260E7E62247DF8F814ED3965F4CA11D" xlink:type="locator"/>
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<link:label id="lab_unh_TerminatedInterestRateSwapsMember_4457A2EC8AD4AE99F3EDD3965F4CD087_terseLabel_en-US" xlink:label="lab_unh_TerminatedInterestRateSwapsMember_4457A2EC8AD4AE99F3EDD3965F4CD087" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Terminated Interest Rate Swaps [Member] </link:label>
<link:label id="lab_unh_TerminatedInterestRateSwapsMember_4457A2EC8AD4AE99F3EDD3965F4CD087_label_en-US" xlink:label="lab_unh_TerminatedInterestRateSwapsMember_4457A2EC8AD4AE99F3EDD3965F4CD087" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Terminated Interest Rate Swaps [Member] </link:label>
<link:label id="lab_unh_TerminatedInterestRateSwapsMember_4457A2EC8AD4AE99F3EDD3965F4CD087_documentation_en-US" xlink:label="lab_unh_TerminatedInterestRateSwapsMember_4457A2EC8AD4AE99F3EDD3965F4CD087" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Terminated Interest Rate Swaps [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_TerminatedInterestRateSwapsMember" xlink:label="loc_unh_TerminatedInterestRateSwapsMember_4457A2EC8AD4AE99F3EDD3965F4CD087" xlink:type="locator"/>
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<link:label id="lab_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32_terseLabel_en-US" xlink:label="lab_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility Name [Axis] </link:label>
<link:label id="lab_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32_label_en-US" xlink:label="lab_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility Name [Axis] </link:label>
<link:label id="lab_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32_documentation_en-US" xlink:label="lab_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Credit Facility Name [Axis] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_CreditFacilityNameAxis" xlink:label="loc_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32" xlink:to="lab_unh_CreditFacilityNameAxis_367A38AF589950F7E442D3965F4CFF32" xlink:type="arc"/>
<link:label id="lab_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6_terseLabel_en-US" xlink:label="lab_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility Name [Domain] </link:label>
<link:label id="lab_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6_label_en-US" xlink:label="lab_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility Name [Domain] </link:label>
<link:label id="lab_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6_documentation_en-US" xlink:label="lab_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> [Domain] for Credit Facility Name [Axis] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_CreditFacilityNameDomain" xlink:label="loc_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6" xlink:to="lab_unh_CreditFacilityNameDomain_9117D658501ECA8A1FBAD3965F4CEDB6" xlink:type="arc"/>
<link:label id="lab_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5_terseLabel_en-US" xlink:label="lab_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Five Year $3.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5_label_en-US" xlink:label="lab_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five Year $3.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5_documentation_en-US" xlink:label="lab_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five Year $3.0 Billion Credit Facility [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FiveYear30BillionCreditFacilityMember" xlink:label="loc_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5" xlink:to="lab_unh_FiveYear30BillionCreditFacilityMember_C813552035B7C83FFADBD3965F4C47E5" xlink:type="arc"/>
<link:label id="lab_unh_A364Day10BillionCreditFacilityMember_81CD96573D2CC2C88CB1D3965F4C1A8D_terseLabel_en-US" xlink:label="lab_unh_A364Day10BillionCreditFacilityMember_81CD96573D2CC2C88CB1D3965F4C1A8D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 364 Day $1.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_A364Day10BillionCreditFacilityMember_81CD96573D2CC2C88CB1D3965F4C1A8D_label_en-US" xlink:label="lab_unh_A364Day10BillionCreditFacilityMember_81CD96573D2CC2C88CB1D3965F4C1A8D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 364 Day $1.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_A364Day10BillionCreditFacilityMember_81CD96573D2CC2C88CB1D3965F4C1A8D_documentation_en-US" xlink:label="lab_unh_A364Day10BillionCreditFacilityMember_81CD96573D2CC2C88CB1D3965F4C1A8D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 364 Day $1.0 Billion Credit Facility [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A364Day10BillionCreditFacilityMember" xlink:label="loc_unh_A364Day10BillionCreditFacilityMember_81CD96573D2CC2C88CB1D3965F4C1A8D" xlink:type="locator"/>
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<link:label id="lab_unh_A364Day2.0BillionCreditFacilityMember_6665B03A0269D820D3C1D3965F4CA435_terseLabel_en-US" xlink:label="lab_unh_A364Day2.0BillionCreditFacilityMember_6665B03A0269D820D3C1D3965F4CA435" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 364 Day $2.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_A364Day2.0BillionCreditFacilityMember_6665B03A0269D820D3C1D3965F4CA435_label_en-US" xlink:label="lab_unh_A364Day2.0BillionCreditFacilityMember_6665B03A0269D820D3C1D3965F4CA435" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 364 Day $2.0 Billion Credit Facility [Member] </link:label>
<link:label id="lab_unh_A364Day2.0BillionCreditFacilityMember_6665B03A0269D820D3C1D3965F4CA435_documentation_en-US" xlink:label="lab_unh_A364Day2.0BillionCreditFacilityMember_6665B03A0269D820D3C1D3965F4CA435" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 364 Day $2.0 Billion Credit Facility </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A364Day2.0BillionCreditFacilityMember" xlink:label="loc_unh_A364Day2.0BillionCreditFacilityMember_6665B03A0269D820D3C1D3965F4CA435" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ShortTermDebtTypeAxis_4DABEFF4FF6CC84D433DD3965F4CD531_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeAxis_4DABEFF4FF6CC84D433DD3965F4CD531" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Axis] </link:label>
<link:label id="lab_us-gaap_ShortTermDebtTypeAxis_4DABEFF4FF6CC84D433DD3965F4CD531_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeAxis_4DABEFF4FF6CC84D433DD3965F4CD531" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShortTermDebtTypeAxis" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_4DABEFF4FF6CC84D433DD3965F4CD531" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ShortTermDebtTypeDomain_15EB2CE7CD8B527B2DD5D3965F4C1384_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeDomain_15EB2CE7CD8B527B2DD5D3965F4C1384" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Domain] </link:label>
<link:label id="lab_us-gaap_ShortTermDebtTypeDomain_15EB2CE7CD8B527B2DD5D3965F4C1384_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtTypeDomain_15EB2CE7CD8B527B2DD5D3965F4C1384" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Type [Domain] </link:label>
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<link:label id="lab_us-gaap_CommercialPaperMember_938E12176D660F3BE223D3965F4C990E_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialPaperMember_938E12176D660F3BE223D3965F4C990E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commercial Paper [Member] </link:label>
<link:label id="lab_us-gaap_CommercialPaperMember_938E12176D660F3BE223D3965F4C990E_label_en-US" xlink:label="lab_us-gaap_CommercialPaperMember_938E12176D660F3BE223D3965F4C990E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Commercial Paper [Member] </link:label>
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<link:label id="lab_us-gaap_RangeMember_7AADB332B1E16B9841F3D3965F4CEADE_verboseLabel_en-US" xlink:label="lab_us-gaap_RangeMember_7AADB332B1E16B9841F3D3965F4CEADE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Range [Member] </link:label>
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<link:label id="lab_us-gaap_CreditFacilityAxis_6E4503B83B421DF02188D3965F4C7802_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_6E4503B83B421DF02188D3965F4C7802" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility [Axis] </link:label>
<link:label id="lab_us-gaap_CreditFacilityAxis_6E4503B83B421DF02188D3965F4C7802_label_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_6E4503B83B421DF02188D3965F4C7802" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility [Axis] </link:label>
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<link:label id="lab_us-gaap_CreditFacilityDomain_52B9796328FC79B7FF1ED3965F4C48F7_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_52B9796328FC79B7FF1ED3965F4C48F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility [Domain] </link:label>
<link:label id="lab_us-gaap_CreditFacilityDomain_52B9796328FC79B7FF1ED3965F4C48F7_label_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_52B9796328FC79B7FF1ED3965F4C48F7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility [Domain] </link:label>
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<link:label id="lab_us-gaap_RevolvingCreditFacilityMember_6B99BAC994DA93EB8099D3965F4C4EFE_terseLabel_en-US" xlink:label="lab_us-gaap_RevolvingCreditFacilityMember_6B99BAC994DA93EB8099D3965F4C4EFE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Revolving Credit Facility [Member] </link:label>
<link:label id="lab_us-gaap_RevolvingCreditFacilityMember_6B99BAC994DA93EB8099D3965F4C4EFE_label_en-US" xlink:label="lab_us-gaap_RevolvingCreditFacilityMember_6B99BAC994DA93EB8099D3965F4C4EFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revolving Credit Facility [Member] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RevolvingCreditFacilityMember" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_6B99BAC994DA93EB8099D3965F4C4EFE" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DebtInstrumentLineItems_B637889044443623BBD2D3965F4C178E_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_B637889044443623BBD2D3965F4C178E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Line Items] </link:label>
<link:label id="lab_us-gaap_DebtInstrumentLineItems_B637889044443623BBD2D3965F4C178E_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_B637889044443623BBD2D3965F4C178E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Line Items] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_B637889044443623BBD2D3965F4C178E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentLineItems_B637889044443623BBD2D3965F4C178E" xlink:to="lab_us-gaap_DebtInstrumentLineItems_B637889044443623BBD2D3965F4C178E" xlink:type="arc"/>
<link:label id="lab_us-gaap_LineOfCredit_A0B9B23A50059EF44DCFD3965F4CC6C1_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCredit_A0B9B23A50059EF44DCFD3965F4CC6C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term Line of Credit </link:label>
<link:label id="lab_us-gaap_LineOfCredit_A0B9B23A50059EF44DCFD3965F4CC6C1_label_en-US" xlink:label="lab_us-gaap_LineOfCredit_A0B9B23A50059EF44DCFD3965F4CC6C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Line of Credit </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_us-gaap_LineOfCredit_A0B9B23A50059EF44DCFD3965F4CC6C1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCredit_A0B9B23A50059EF44DCFD3965F4CC6C1" xlink:to="lab_us-gaap_LineOfCredit_A0B9B23A50059EF44DCFD3965F4CC6C1" xlink:type="arc"/>
<link:label id="lab_us-gaap_OtherLongTermDebt_789C112D08989241C32DD3965F4CA954_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLongTermDebt_789C112D08989241C32DD3965F4CA954" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt </link:label>
<link:label id="lab_us-gaap_OtherLongTermDebt_789C112D08989241C32DD3965F4CA954_label_en-US" xlink:label="lab_us-gaap_OtherLongTermDebt_789C112D08989241C32DD3965F4CA954" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLongTermDebt" xlink:label="loc_us-gaap_OtherLongTermDebt_789C112D08989241C32DD3965F4CA954" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLongTermDebt_789C112D08989241C32DD3965F4CA954" xlink:to="lab_us-gaap_OtherLongTermDebt_789C112D08989241C32DD3965F4CA954" xlink:type="arc"/>
<link:label id="lab_us-gaap_OtherLongTermDebtCurrent_F45FCFB6248D281D4F4AD3965F4C61FC_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLongTermDebtCurrent_F45FCFB6248D281D4F4AD3965F4C61FC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt, Current </link:label>
<link:label id="lab_us-gaap_OtherLongTermDebtCurrent_F45FCFB6248D281D4F4AD3965F4C61FC_label_en-US" xlink:label="lab_us-gaap_OtherLongTermDebtCurrent_F45FCFB6248D281D4F4AD3965F4C61FC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Long-term Debt, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLongTermDebtCurrent" xlink:label="loc_us-gaap_OtherLongTermDebtCurrent_F45FCFB6248D281D4F4AD3965F4C61FC" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLongTermDebtCurrent_F45FCFB6248D281D4F4AD3965F4C61FC" xlink:to="lab_us-gaap_OtherLongTermDebtCurrent_F45FCFB6248D281D4F4AD3965F4C61FC" xlink:type="arc"/>
<link:label id="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_AE26CF5712454E3F8E1ED3965F4C4256_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_AE26CF5712454E3F8E1ED3965F4C4256" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Weighted Average Interest Rate </link:label>
<link:label id="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_AE26CF5712454E3F8E1ED3965F4C4256_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_AE26CF5712454E3F8E1ED3965F4C4256" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Debt, Weighted Average Interest Rate </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_AE26CF5712454E3F8E1ED3965F4C4256" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_AE26CF5712454E3F8E1ED3965F4C4256" xlink:to="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate_AE26CF5712454E3F8E1ED3965F4C4256" xlink:type="arc"/>
<link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_EFBE6261953D7F8D6D49D3965F4CACA6_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_EFBE6261953D7F8D6D49D3965F4CACA6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Line of Credit, Credit Facility, Maximum Borrowing Capacity </link:label>
<link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_EFBE6261953D7F8D6D49D3965F4CACA6_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_EFBE6261953D7F8D6D49D3965F4CACA6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Line of Credit Facility, Maximum Borrowing Capacity </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_EFBE6261953D7F8D6D49D3965F4CACA6" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_EFBE6261953D7F8D6D49D3965F4CACA6" xlink:to="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_EFBE6261953D7F8D6D49D3965F4CACA6" xlink:type="arc"/>
<link:label id="lab_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_4DA20B668FEA102A9C69D3965F4C465A_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_4DA20B668FEA102A9C69D3965F4C465A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Interest Rate During Period </link:label>
<link:label id="lab_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_4DA20B668FEA102A9C69D3965F4C465A_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_4DA20B668FEA102A9C69D3965F4C465A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Line of Credit Facility, Interest Rate During Period </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateDuringPeriod" xlink:label="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_4DA20B668FEA102A9C69D3965F4C465A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_4DA20B668FEA102A9C69D3965F4C465A" xlink:to="lab_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_4DA20B668FEA102A9C69D3965F4C465A" xlink:type="arc"/>
<link:label id="lab_unh_NumberOfYearsOfRevolvingBankCredit_70783B528D29E2D54C55D3965F4C36DF_label_en-US" xlink:label="lab_unh_NumberOfYearsOfRevolvingBankCredit_70783B528D29E2D54C55D3965F4C36DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number Of Years Of Revolving Bank Credit </link:label>
<link:label id="lab_unh_NumberOfYearsOfRevolvingBankCredit_70783B528D29E2D54C55D3965F4C36DF_documentation_en-US" xlink:label="lab_unh_NumberOfYearsOfRevolvingBankCredit_70783B528D29E2D54C55D3965F4C36DF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Number Of Years Of Revolving Bank Credit </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_NumberOfYearsOfRevolvingBankCredit" xlink:label="loc_unh_NumberOfYearsOfRevolvingBankCredit_70783B528D29E2D54C55D3965F4C36DF" xlink:type="locator"/>
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<link:label id="lab_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711_terseLabel_en-US" xlink:label="lab_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility, Number of Days </link:label>
<link:label id="lab_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711_label_en-US" xlink:label="lab_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility, Number of Days </link:label>
<link:label id="lab_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711_documentation_en-US" xlink:label="lab_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Credit Facility, Number of Days </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_CreditFacilityNumberOfDays" xlink:label="loc_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711" xlink:to="lab_unh_CreditFacilityNumberOfDays_BB056DA3A550F77B5DAFD3965F4CE711" xlink:type="arc"/>
<link:label id="lab_unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility_6EC15E246F7A8E0ECFD5D3965F4C2AEF_terseLabel_en-US" xlink:label="lab_unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility_6EC15E246F7A8E0ECFD5D3965F4C2AEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of banks that comprise revolving bank credit facility (banks) </link:label>
<link:label id="lab_unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility_6EC15E246F7A8E0ECFD5D3965F4C2AEF_label_en-US" xlink:label="lab_unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility_6EC15E246F7A8E0ECFD5D3965F4C2AEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number Of Banks That Comprise Revolving Bank Credit Facility </link:label>
<link:label id="lab_unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility_6EC15E246F7A8E0ECFD5D3965F4C2AEF_documentation_en-US" xlink:label="lab_unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility_6EC15E246F7A8E0ECFD5D3965F4C2AEF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Number Of Banks That Comprise Revolving Bank Credit Facility </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility" xlink:label="loc_unh_NumberOfBanksThatCompriseRevolvingBankCreditFacility_6EC15E246F7A8E0ECFD5D3965F4C2AEF" xlink:type="locator"/>
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<link:label id="lab_unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant_632AFCF5E46E278AB261D3965F4C531C_terseLabel_en-US" xlink:label="lab_unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant_632AFCF5E46E278AB261D3965F4C531C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maximum percentage of indebtedness to total net capital bank covenant </link:label>
<link:label id="lab_unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant_632AFCF5E46E278AB261D3965F4C531C_label_en-US" xlink:label="lab_unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant_632AFCF5E46E278AB261D3965F4C531C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Maximum Percentage Of Indebtedness To Total Net Capital Bank Covenant </link:label>
<link:label id="lab_unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant_632AFCF5E46E278AB261D3965F4C531C_documentation_en-US" xlink:label="lab_unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant_632AFCF5E46E278AB261D3965F4C531C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Maximum percentage of indebtedness to total net capital bank covenant </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant" xlink:label="loc_unh_MaximumPercentageOfIndebtednessToTotalNetCapitalBankCovenant_632AFCF5E46E278AB261D3965F4C531C" xlink:type="locator"/>
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<link:label id="lab_unh_HealthReformAxis_6E22269FFD1861C7B6DEC8E98F2A408C_terseLabel_en-US" xlink:label="lab_unh_HealthReformAxis_6E22269FFD1861C7B6DEC8E98F2A408C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Health Reform [Axis] </link:label>
<link:label id="lab_unh_HealthReformAxis_6E22269FFD1861C7B6DEC8E98F2A408C_label_en-US" xlink:label="lab_unh_HealthReformAxis_6E22269FFD1861C7B6DEC8E98F2A408C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Health Reform [Axis] </link:label>
<link:label id="lab_unh_HealthReformAxis_6E22269FFD1861C7B6DEC8E98F2A408C_documentation_en-US" xlink:label="lab_unh_HealthReformAxis_6E22269FFD1861C7B6DEC8E98F2A408C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Health Reform [Axis] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_HealthReformAxis" xlink:label="loc_unh_HealthReformAxis_6E22269FFD1861C7B6DEC8E98F2A408C" xlink:type="locator"/>
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<link:label id="lab_unh_HealthReformDomain_E5CC40CD25FB6F60B22BC8E98F2ACAA9_terseLabel_en-US" xlink:label="lab_unh_HealthReformDomain_E5CC40CD25FB6F60B22BC8E98F2ACAA9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Health Reform [Domain] </link:label>
<link:label id="lab_unh_HealthReformDomain_E5CC40CD25FB6F60B22BC8E98F2ACAA9_label_en-US" xlink:label="lab_unh_HealthReformDomain_E5CC40CD25FB6F60B22BC8E98F2ACAA9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Health Reform [Domain] </link:label>
<link:label id="lab_unh_HealthReformDomain_E5CC40CD25FB6F60B22BC8E98F2ACAA9_documentation_en-US" xlink:label="lab_unh_HealthReformDomain_E5CC40CD25FB6F60B22BC8E98F2ACAA9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> [Domain] for Health Reform [Axis] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_HealthReformDomain" xlink:label="loc_unh_HealthReformDomain_E5CC40CD25FB6F60B22BC8E98F2ACAA9" xlink:type="locator"/>
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<link:label id="lab_unh_IndustryTaxMember_3FC68B814657241426F1C8E98F2AF9AA_terseLabel_en-US" xlink:label="lab_unh_IndustryTaxMember_3FC68B814657241426F1C8E98F2AF9AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Industry Tax [Member] </link:label>
<link:label id="lab_unh_IndustryTaxMember_3FC68B814657241426F1C8E98F2AF9AA_label_en-US" xlink:label="lab_unh_IndustryTaxMember_3FC68B814657241426F1C8E98F2AF9AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Industry Tax [Member] </link:label>
<link:label id="lab_unh_IndustryTaxMember_3FC68B814657241426F1C8E98F2AF9AA_documentation_en-US" xlink:label="lab_unh_IndustryTaxMember_3FC68B814657241426F1C8E98F2AF9AA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Industry Tax </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_IndustryTaxMember" xlink:label="loc_unh_IndustryTaxMember_3FC68B814657241426F1C8E98F2AF9AA" xlink:type="locator"/>
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<link:label id="lab_unh_UnitedhealthcareMember_A645935149F9E4D2C82ACB00A757B8AA_terseLabel_en-US" xlink:label="lab_unh_UnitedhealthcareMember_A645935149F9E4D2C82ACB00A757B8AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> UnitedHealthcare [Member] </link:label>
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<link:label id="lab_us-gaap_Goodwill_447BE3B1CF4F1B3F17DFCB00A7571D88_periodStartLabel_en-US" xlink:label="lab_us-gaap_Goodwill_447BE3B1CF4F1B3F17DFCB00A7571D88" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Goodwill, beginning balance </link:label>
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<link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_28FFEB18A6EE9F26E218D3965EBF5B69_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_28FFEB18A6EE9F26E218D3965EBF5B69" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Segment Reporting Information, by Segment [Table] </link:label>
<link:label id="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_28FFEB18A6EE9F26E218D3965EBF5B69_label_en-US" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_28FFEB18A6EE9F26E218D3965EBF5B69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Segment Reporting Information, by Segment [Table] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_28FFEB18A6EE9F26E218D3965EBF5B69" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_28FFEB18A6EE9F26E218D3965EBF5B69" xlink:to="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_28FFEB18A6EE9F26E218D3965EBF5B69" xlink:type="arc"/>
<link:label id="lab_us-gaap_IntersegmentEliminationMember_CD4637316586CB9E0182D3965EBF5BF4_terseLabel_en-US" xlink:label="lab_us-gaap_IntersegmentEliminationMember_CD4637316586CB9E0182D3965EBF5BF4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Optum Eliminations [Member] </link:label>
<link:label id="lab_us-gaap_IntersegmentEliminationMember_CD4637316586CB9E0182D3965EBF5BF4_label_en-US" xlink:label="lab_us-gaap_IntersegmentEliminationMember_CD4637316586CB9E0182D3965EBF5BF4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Intersegment Eliminations [Member] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="loc_us-gaap_IntersegmentEliminationMember_CD4637316586CB9E0182D3965EBF5BF4" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IntersegmentEliminationMember_CD4637316586CB9E0182D3965EBF5BF4" xlink:to="lab_us-gaap_IntersegmentEliminationMember_CD4637316586CB9E0182D3965EBF5BF4" xlink:type="arc"/>
<link:label id="lab_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD_terseLabel_en-US" xlink:label="lab_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Corporate and Eliminations [Member] </link:label>
<link:label id="lab_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD_label_en-US" xlink:label="lab_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Corporate and Eliminations [Member] </link:label>
<link:label id="lab_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD_documentation_en-US" xlink:label="lab_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Corporate and Eliminations [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_CorporateandEliminationsMember" xlink:label="loc_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD" xlink:to="lab_unh_CorporateandEliminationsMember_68ACA08B55E12E57EADDD3965EBF32FD" xlink:type="arc"/>
<link:label id="lab_us-gaap_MajorCustomersAxis_4724E3C43DEF92A6407BD3965EBF647D_terseLabel_en-US" xlink:label="lab_us-gaap_MajorCustomersAxis_4724E3C43DEF92A6407BD3965EBF647D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Customer [Axis] </link:label>
<link:label id="lab_us-gaap_MajorCustomersAxis_4724E3C43DEF92A6407BD3965EBF647D_label_en-US" xlink:label="lab_us-gaap_MajorCustomersAxis_4724E3C43DEF92A6407BD3965EBF647D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Customer [Axis] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorCustomersAxis" xlink:label="loc_us-gaap_MajorCustomersAxis_4724E3C43DEF92A6407BD3965EBF647D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MajorCustomersAxis_4724E3C43DEF92A6407BD3965EBF647D" xlink:to="lab_us-gaap_MajorCustomersAxis_4724E3C43DEF92A6407BD3965EBF647D" xlink:type="arc"/>
<link:label id="lab_us-gaap_NameOfMajorCustomerDomain_5DB192BA8A58C2F38C20D3965EBF8FE4_terseLabel_en-US" xlink:label="lab_us-gaap_NameOfMajorCustomerDomain_5DB192BA8A58C2F38C20D3965EBF8FE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Customer [Domain] </link:label>
<link:label id="lab_us-gaap_NameOfMajorCustomerDomain_5DB192BA8A58C2F38C20D3965EBF8FE4_label_en-US" xlink:label="lab_us-gaap_NameOfMajorCustomerDomain_5DB192BA8A58C2F38C20D3965EBF8FE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Customer [Domain] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NameOfMajorCustomerDomain" xlink:label="loc_us-gaap_NameOfMajorCustomerDomain_5DB192BA8A58C2F38C20D3965EBF8FE4" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NameOfMajorCustomerDomain_5DB192BA8A58C2F38C20D3965EBF8FE4" xlink:to="lab_us-gaap_NameOfMajorCustomerDomain_5DB192BA8A58C2F38C20D3965EBF8FE4" xlink:type="arc"/>
<link:label id="lab_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40_terseLabel_en-US" xlink:label="lab_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> External Customers [Member] </link:label>
<link:label id="lab_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40_label_en-US" xlink:label="lab_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> External Customers [Member] </link:label>
<link:label id="lab_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40_documentation_en-US" xlink:label="lab_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> External Customers [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_ExternalCustomersMember" xlink:label="loc_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40" xlink:to="lab_unh_ExternalCustomersMember_C8A67943265552F67C56D3965EBF7D40" xlink:type="arc"/>
<link:label id="lab_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF_terseLabel_en-US" xlink:label="lab_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Intersegment [Member] </link:label>
<link:label id="lab_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF_label_en-US" xlink:label="lab_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Intersegment [Member] </link:label>
<link:label id="lab_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF_documentation_en-US" xlink:label="lab_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Intersegment [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_IntersegmentMember" xlink:label="loc_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF" xlink:to="lab_unh_IntersegmentMember_2F18B9278ADD85604D73D3965EBF24CF" xlink:type="arc"/>
<link:label id="lab_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153_terseLabel_en-US" xlink:label="lab_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Optum [Member] </link:label>
<link:label id="lab_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153_label_en-US" xlink:label="lab_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Total Optum [Member] </link:label>
<link:label id="lab_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153_documentation_en-US" xlink:label="lab_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> total [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_TotalOptumMember" xlink:label="loc_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153" xlink:to="lab_unh_TotalOptumMember_191779442983DADE6473D3965EBFD153" xlink:type="arc"/>
<link:label id="lab_us-gaap_PremiumsEarnedNet_52C0155F14332C9B00E6D3965EBFEEA0_verboseLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_52C0155F14332C9B00E6D3965EBFEEA0" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Premiums, revenues - external customers </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="loc_us-gaap_PremiumsEarnedNet_52C0155F14332C9B00E6D3965EBFEEA0" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsEarnedNet_52C0155F14332C9B00E6D3965EBFEEA0" xlink:to="lab_us-gaap_PremiumsEarnedNet_52C0155F14332C9B00E6D3965EBFEEA0" xlink:type="arc"/>
<link:label id="lab_us-gaap_SalesRevenueGoodsNet_0A36B8EF981772543AADD3965EBFA263_verboseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueGoodsNet_0A36B8EF981772543AADD3965EBFA263" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Products, revenues - external customers </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesRevenueGoodsNet" xlink:label="loc_us-gaap_SalesRevenueGoodsNet_0A36B8EF981772543AADD3965EBFA263" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesRevenueGoodsNet_0A36B8EF981772543AADD3965EBFA263" xlink:to="lab_us-gaap_SalesRevenueGoodsNet_0A36B8EF981772543AADD3965EBFA263" xlink:type="arc"/>
<link:label id="lab_us-gaap_SalesRevenueServicesNet_55400FC9E3CA8E59BB14D3965EBF13DA_verboseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueServicesNet_55400FC9E3CA8E59BB14D3965EBF13DA" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Services, revenues - external customers </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SalesRevenueServicesNet" xlink:label="loc_us-gaap_SalesRevenueServicesNet_55400FC9E3CA8E59BB14D3965EBF13DA" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalesRevenueServicesNet_55400FC9E3CA8E59BB14D3965EBF13DA" xlink:to="lab_us-gaap_SalesRevenueServicesNet_55400FC9E3CA8E59BB14D3965EBF13DA" xlink:type="arc"/>
<link:label id="lab_us-gaap_Revenues_9017B48619C760B39BB1D3965EBF0DBD_terseLabel_en-US" xlink:label="lab_us-gaap_Revenues_9017B48619C760B39BB1D3965EBF0DBD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total revenues </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_9017B48619C760B39BB1D3965EBF0DBD" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Revenues_9017B48619C760B39BB1D3965EBF0DBD" xlink:to="lab_us-gaap_Revenues_9017B48619C760B39BB1D3965EBF0DBD" xlink:type="arc"/>
<link:label id="lab_us-gaap_OperatingIncomeLoss_D34E6514820C2F249EC7D3965EBF4CC3_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingIncomeLoss_D34E6514820C2F249EC7D3965EBF4CC3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Earnings from operations </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingIncomeLoss" xlink:label="loc_us-gaap_OperatingIncomeLoss_D34E6514820C2F249EC7D3965EBF4CC3" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingIncomeLoss_D34E6514820C2F249EC7D3965EBF4CC3" xlink:to="lab_us-gaap_OperatingIncomeLoss_D34E6514820C2F249EC7D3965EBF4CC3" xlink:type="arc"/>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementTable_94DA211F557813F61403607ECABF6B9F_terseLabel_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementTable_94DA211F557813F61403607ECABF6B9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statement [Table] </link:label>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementTable_94DA211F557813F61403607ECABF6B9F_label_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementTable_94DA211F557813F61403607ECABF6B9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statement [Table] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedBalanceSheetStatementTable" xlink:label="loc_us-gaap_CondensedBalanceSheetStatementTable_94DA211F557813F61403607ECABF6B9F" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedBalanceSheetStatementTable_94DA211F557813F61403607ECABF6B9F" xlink:to="lab_us-gaap_CondensedBalanceSheetStatementTable_94DA211F557813F61403607ECABF6B9F" xlink:type="arc"/>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_234E2639A6C8AD3A6802607ECABFE205_terseLabel_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_234E2639A6C8AD3A6802607ECABFE205" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statements, Captions [Line Items] </link:label>
<link:label id="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_234E2639A6C8AD3A6802607ECABFE205_label_en-US" xlink:label="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_234E2639A6C8AD3A6802607ECABFE205" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Condensed Balance Sheet Statements, Captions [Line Items] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_234E2639A6C8AD3A6802607ECABFE205" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_234E2639A6C8AD3A6802607ECABFE205" xlink:to="lab_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_234E2639A6C8AD3A6802607ECABFE205" xlink:type="arc"/>
<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E_terseLabel_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Text Block] </link:label>
<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E_label_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Text Block] </link:label>
<link:label id="lab_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E_documentation_en-US" xlink:label="lab_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Medicare Part D Pharmacy Benefits Contract [Text Block] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_MedicarePartDPharmacyBenefitsContractTextBlock" xlink:label="loc_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E" xlink:to="lab_unh_MedicarePartDPharmacyBenefitsContractTextBlock_43AF6356FEFD0A05AD5C607ECABF512E" xlink:type="arc"/>
<link:label id="lab_unh_OtherShareBasedCompensationDataAbstract_A2AAC9E6993954218842607ECAFE40E7_label_en-US" xlink:label="lab_unh_OtherShareBasedCompensationDataAbstract_A2AAC9E6993954218842607ECAFE40E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Share-Based Compensation Data [Abstract] </link:label>
<link:label id="lab_unh_OtherShareBasedCompensationDataAbstract_A2AAC9E6993954218842607ECAFE40E7_documentation_en-US" xlink:label="lab_unh_OtherShareBasedCompensationDataAbstract_A2AAC9E6993954218842607ECAFE40E7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Other Share-Based Compensation Data [Abstract] </link:label>
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<link:label id="lab_us-gaap_AwardTypeAxis_BD386FC72BFDCA2CC0CA607ECAFE0053_terseLabel_en-US" xlink:label="lab_us-gaap_AwardTypeAxis_BD386FC72BFDCA2CC0CA607ECAFE0053" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Award Type [Axis] </link:label>
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<link:label id="lab_unh_StockOptionsAndSarsMemberMember_E120BEA84125D4F45969607ECAFEE0F9_verboseLabel_en-US" xlink:label="lab_unh_StockOptionsAndSarsMemberMember_E120BEA84125D4F45969607ECAFEE0F9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Stock Options and SARs [Member] </link:label>
<link:label id="lab_unh_StockOptionsAndSarsMemberMember_E120BEA84125D4F45969607ECAFEE0F9_label_en-US" xlink:label="lab_unh_StockOptionsAndSarsMemberMember_E120BEA84125D4F45969607ECAFEE0F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Options and SARs [Member] [Member] </link:label>
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<link:label id="lab_us-gaap_RestrictedStockUnitsRSUMember_B6A1F8DD542574BB4FBD607ECAFE2E7C_terseLabel_en-US" xlink:label="lab_us-gaap_RestrictedStockUnitsRSUMember_B6A1F8DD542574BB4FBD607ECAFE2E7C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Restricted Stock Units (RSUs) [Member] </link:label>
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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_41A4506F2A836A25F2E8607ECAFE0C41_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_41A4506F2A836A25F2E8607ECAFE0C41" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value </link:label>
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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_56ED955386186A1CF886607ECAFED883_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_56ED955386186A1CF886607ECAFED883" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total intrinsic value of stock options and SARs exercised </link:label>
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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_3006D5B52A4B5864172E607ECAFE7C16_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_3006D5B52A4B5864172E607ECAFE7C16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total fair value of restricted shares vested </link:label>
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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_3006D5B52A4B5864172E607ECAFE7C16" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ShareBasedCompensation_DB515ECEC2B709D5BC20607ECAFEC95B_verboseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation_DB515ECEC2B709D5BC20607ECAFEC95B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Share-based compensation expense, before tax </link:label>
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<link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_396FFBE413A673D8002F607ECAFE1497_terseLabel_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_396FFBE413A673D8002F607ECAFE1497" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based compensation expense, net of tax effects </link:label>
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<link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions_6CEEDA7DF2BFCB634CAB607ECAFE556C_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions_6CEEDA7DF2BFCB634CAB607ECAFE556C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income tax benefit realized from share-based award exercises </link:label>
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<link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_54ADA38E777483EFA4DBC9F3479DA569_label_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract_54ADA38E777483EFA4DBC9F3479DA569" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Cash Flows [Abstract] </link:label>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_1EEF82B0B170C4CA91ECC9F3479D12F0_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_1EEF82B0B170C4CA91ECC9F3479D12F0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating activities </link:label>
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<link:label id="lab_us-gaap_ProfitLoss_C84490B2F13526FA7E7CC9F3479D8A55_terseLabel_en-US" xlink:label="lab_us-gaap_ProfitLoss_C84490B2F13526FA7E7CC9F3479D8A55" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net earnings </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_C84490B2F13526FA7E7CC9F3479D8A55" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_D20EDF04066170CA65CDC9F3479D43CD_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_D20EDF04066170CA65CDC9F3479D43CD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Noncash items: </link:label>
<link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_D20EDF04066170CA65CDC9F3479D43CD_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_D20EDF04066170CA65CDC9F3479D43CD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_D20EDF04066170CA65CDC9F3479D43CD" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_8CC87F713D7FBAB26F94C9F3479D6E66_verboseLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_8CC87F713D7FBAB26F94C9F3479D6E66" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Deferred income taxes </link:label>
<link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_8CC87F713D7FBAB26F94C9F3479D6E66_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_8CC87F713D7FBAB26F94C9F3479D6E66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Income Tax Expense (Benefit) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_8CC87F713D7FBAB26F94C9F3479D6E66" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ShareBasedCompensation_030C6EDC2611278A7384C9F3479DE9D0_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation_030C6EDC2611278A7384C9F3479DE9D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based compensation </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_030C6EDC2611278A7384C9F3479DE9D0" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherNoncashIncomeExpense_23732368D35680A7357DC9F3479D378D_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherNoncashIncomeExpense_23732368D35680A7357DC9F3479D378D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>
<link:label id="lab_us-gaap_OtherNoncashIncomeExpense_23732368D35680A7357DC9F3479D378D_label_en-US" xlink:label="lab_us-gaap_OtherNoncashIncomeExpense_23732368D35680A7357DC9F3479D378D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Noncash Income (Expense) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherNoncashIncomeExpense" xlink:label="loc_us-gaap_OtherNoncashIncomeExpense_23732368D35680A7357DC9F3479D378D" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_8E204158082F5A3468AEC9F3479DFC30_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_8E204158082F5A3468AEC9F3479DFC30" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net change in other operating items, net of effects from acquisitions and changes in AARP balances: </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_8E204158082F5A3468AEC9F3479DFC30_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_8E204158082F5A3468AEC9F3479DFC30" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Operating Capital [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_8E204158082F5A3468AEC9F3479DFC30" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_9CB2A67C229C67B2324EC9F3479D4CD9_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_9CB2A67C229C67B2324EC9F3479D4CD9" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Accounts receivable </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_9CB2A67C229C67B2324EC9F3479D4CD9_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsReceivable_9CB2A67C229C67B2324EC9F3479D4CD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Accounts Receivable </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_9CB2A67C229C67B2324EC9F3479D4CD9" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_16E400BE275B654442B7C9F3479DEA75_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_16E400BE275B654442B7C9F3479DEA75" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other assets </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_16E400BE275B654442B7C9F3479DEA75_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_16E400BE275B654442B7C9F3479DEA75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Operating Assets </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_16E400BE275B654442B7C9F3479DEA75" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_75C7BDA5A89F9E10DF39C9F3479DB1AB_verboseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_75C7BDA5A89F9E10DF39C9F3479DB1AB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Medical costs payable </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_75C7BDA5A89F9E10DF39C9F3479DB1AB_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_75C7BDA5A89F9E10DF39C9F3479DB1AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Health Care Insurance Liabilities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInHealthCareInsuranceLiabilities_75C7BDA5A89F9E10DF39C9F3479DB1AB" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_D8CB8580B81C568E4372C9F3479D13D6_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_D8CB8580B81C568E4372C9F3479D13D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounts payable and other liabilities </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_D8CB8580B81C568E4372C9F3479D13D6_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_D8CB8580B81C568E4372C9F3479D13D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Accounts Payable and Accrued Liabilities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_D8CB8580B81C568E4372C9F3479D13D6" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_07B5213907C86E34EDECC9F3479D7650_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_07B5213907C86E34EDECC9F3479D7650" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other policy liabilities </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_07B5213907C86E34EDECC9F3479D7650_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_07B5213907C86E34EDECC9F3479D7650" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Policyholder Funds </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInOtherPolicyholderFunds" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherPolicyholderFunds_07B5213907C86E34EDECC9F3479D7650" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInDeferredRevenue_8584B70F0AAF1E3F10B8C9F3479D7641_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredRevenue_8584B70F0AAF1E3F10B8C9F3479D7641" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unearned revenues </link:label>
<link:label id="lab_us-gaap_IncreaseDecreaseInDeferredRevenue_8584B70F0AAF1E3F10B8C9F3479D7641_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredRevenue_8584B70F0AAF1E3F10B8C9F3479D7641" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Deferred Revenue </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredRevenue" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredRevenue_8584B70F0AAF1E3F10B8C9F3479D7641" xlink:type="locator"/>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_A7E7EAE4EAFF9B5E676FC9F3479D6C15_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_A7E7EAE4EAFF9B5E676FC9F3479D6C15" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash flows from operating activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_A7E7EAE4EAFF9B5E676FC9F3479D6C15_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_A7E7EAE4EAFF9B5E676FC9F3479D6C15" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_A7E7EAE4EAFF9B5E676FC9F3479D6C15" xlink:type="locator"/>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_07DE4E24A67A7C36AC1DC9F3479DCA8E_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_07DE4E24A67A7C36AC1DC9F3479DCA8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investing activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_07DE4E24A67A7C36AC1DC9F3479DCA8E_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_07DE4E24A67A7C36AC1DC9F3479DCA8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities [Abstract] </link:label>
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<link:label id="lab_us-gaap_PaymentsToAcquireInvestments_CEA5BADA462239ECD354C9F3479D3604_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestments_CEA5BADA462239ECD354C9F3479D3604" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Purchases of investments </link:label>
<link:label id="lab_us-gaap_PaymentsToAcquireInvestments_CEA5BADA462239ECD354C9F3479D3604_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestments_CEA5BADA462239ECD354C9F3479D3604" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Investments </link:label>
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<link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_4EE9C4D39D51C46D4AB1C9F3479DB4B8_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_4EE9C4D39D51C46D4AB1C9F3479DB4B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Sales of investments </link:label>
<link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_4EE9C4D39D51C46D4AB1C9F3479DB4B8_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_4EE9C4D39D51C46D4AB1C9F3479DB4B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale of Available-for-sale Securities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_4EE9C4D39D51C46D4AB1C9F3479DB4B8" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_4EE9C4D39D51C46D4AB1C9F3479DB4B8" xlink:to="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_4EE9C4D39D51C46D4AB1C9F3479DB4B8" xlink:type="arc"/>
<link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_5CF26334B272BD53F430C9F3479D9ED3_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_5CF26334B272BD53F430C9F3479D9ED3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maturities of investments </link:label>
<link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_5CF26334B272BD53F430C9F3479D9ED3_label_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_5CF26334B272BD53F430C9F3479D9ED3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_5CF26334B272BD53F430C9F3479D9ED3" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_5CF26334B272BD53F430C9F3479D9ED3" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_5CF26334B272BD53F430C9F3479D9ED3" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_12571BCCBC3FC81F17D5C9F3479D2E9E_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_12571BCCBC3FC81F17D5C9F3479D2E9E" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Cash paid for acquisitions, net of cash assumed </link:label>
<link:label id="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_12571BCCBC3FC81F17D5C9F3479D2E9E_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_12571BCCBC3FC81F17D5C9F3479D2E9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Businesses, Net of Cash Acquired </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_12571BCCBC3FC81F17D5C9F3479D2E9E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_12571BCCBC3FC81F17D5C9F3479D2E9E" xlink:to="lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_12571BCCBC3FC81F17D5C9F3479D2E9E" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4D7F8FE53E14D00BF8FAC9F3479D9052_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4D7F8FE53E14D00BF8FAC9F3479D9052" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Purchases of property, equipment and capitalized software </link:label>
<link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4D7F8FE53E14D00BF8FAC9F3479D9052_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4D7F8FE53E14D00BF8FAC9F3479D9052" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Property, Plant, and Equipment </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4D7F8FE53E14D00BF8FAC9F3479D9052" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4D7F8FE53E14D00BF8FAC9F3479D9052" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4D7F8FE53E14D00BF8FAC9F3479D9052" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_AD3ED3D4C102C1094955C9F3479D8A32_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_AD3ED3D4C102C1094955C9F3479D8A32" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>
<link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_AD3ED3D4C102C1094955C9F3479D8A32_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_AD3ED3D4C102C1094955C9F3479D8A32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for (Proceeds from) Other Investing Activities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_AD3ED3D4C102C1094955C9F3479D8A32" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_AD3ED3D4C102C1094955C9F3479D8A32" xlink:to="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_AD3ED3D4C102C1094955C9F3479D8A32" xlink:type="arc"/>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_40C275D03D3A3DB48267C9F3479D7193_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_40C275D03D3A3DB48267C9F3479D7193" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash flows used for investing activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_40C275D03D3A3DB48267C9F3479D7193_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_40C275D03D3A3DB48267C9F3479D7193" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_40C275D03D3A3DB48267C9F3479D7193" xlink:type="locator"/>
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<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_BA1747C2136A0EE3543DC9F3479DBD67_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_BA1747C2136A0EE3543DC9F3479DBD67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financing activities </link:label>
<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_BA1747C2136A0EE3543DC9F3479DBD67_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_BA1747C2136A0EE3543DC9F3479DBD67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_BA1747C2136A0EE3543DC9F3479DBD67" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_BA1747C2136A0EE3543DC9F3479DBD67" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_BA1747C2136A0EE3543DC9F3479DBD67" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_501FC745A5883811ABC8C9F3479D6E5E_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_501FC745A5883811ABC8C9F3479D6E5E" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Common stock repurchases </link:label>
<link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_501FC745A5883811ABC8C9F3479D6E5E_label_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_501FC745A5883811ABC8C9F3479D6E5E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for Repurchase of Common Stock </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_501FC745A5883811ABC8C9F3479D6E5E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_501FC745A5883811ABC8C9F3479D6E5E" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_501FC745A5883811ABC8C9F3479D6E5E" xlink:type="arc"/>
<link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_7B519D4586AF59C69DA6C9F3479DD92A_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_7B519D4586AF59C69DA6C9F3479DD92A" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Cash dividends paid </link:label>
<link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_7B519D4586AF59C69DA6C9F3479DD92A_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_7B519D4586AF59C69DA6C9F3479DD92A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments of Ordinary Dividends, Common Stock </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_7B519D4586AF59C69DA6C9F3479DD92A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsCommonStock_7B519D4586AF59C69DA6C9F3479DD92A" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock_7B519D4586AF59C69DA6C9F3479DD92A" xlink:type="arc"/>
<link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_2A2A4185E458967456E7C9F3479D4FCB_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_2A2A4185E458967456E7C9F3479D4FCB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from common stock issuances </link:label>
<link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_2A2A4185E458967456E7C9F3479D4FCB_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_2A2A4185E458967456E7C9F3479D4FCB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Issuance of Common Stock </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_2A2A4185E458967456E7C9F3479D4FCB" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ProceedsFromIssuanceOfDebt_6162EEEB1C3F55CFE776C9F3479D2D0E_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfDebt_6162EEEB1C3F55CFE776C9F3479D2D0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from long-term debt </link:label>
<link:label id="lab_us-gaap_ProceedsFromIssuanceOfDebt_6162EEEB1C3F55CFE776C9F3479D2D0E_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfDebt_6162EEEB1C3F55CFE776C9F3479D2D0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Issuance of Debt </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromIssuanceOfDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfDebt_6162EEEB1C3F55CFE776C9F3479D2D0E" xlink:type="locator"/>
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<link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_669591A60062014980F0C9F3479D3347_negatedLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_669591A60062014980F0C9F3479D3347" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Repayments of long-term debt </link:label>
<link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_669591A60062014980F0C9F3479D3347_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_669591A60062014980F0C9F3479D3347" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Repayments of Long-term Debt </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_669591A60062014980F0C9F3479D3347" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfLongTermDebt_669591A60062014980F0C9F3479D3347" xlink:to="lab_us-gaap_RepaymentsOfLongTermDebt_669591A60062014980F0C9F3479D3347" xlink:type="arc"/>
<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_B00FB923851C319067A3C9F3479D5006_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_B00FB923851C319067A3C9F3479D5006" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from commercial paper, net </link:label>
<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_B00FB923851C319067A3C9F3479D5006_label_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_B00FB923851C319067A3C9F3479D5006" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Repayments of) Commercial Paper </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfCommercialPaper" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfCommercialPaper_B00FB923851C319067A3C9F3479D5006" xlink:type="locator"/>
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<link:label id="lab_us-gaap_IncreaseDecreaseInCustomerDeposits_8A82992CB988E82926FEC9F3479D7C09_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInCustomerDeposits_8A82992CB988E82926FEC9F3479D7C09" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Customer funds administered </link:label>
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<link:label id="lab_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD_terseLabel_en-US" xlink:label="lab_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Floating Rate Term Loan Due July 2016 [Member] </link:label>
<link:label id="lab_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD_label_en-US" xlink:label="lab_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Floating Rate Notes Due December 2016 [Member] </link:label>
<link:label id="lab_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD_documentation_en-US" xlink:label="lab_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Floating Rate Notes Due December 2016 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member" xlink:label="loc_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD" xlink:to="lab_unh_SeniorUnsecuredFloatingRateNotesDueDecember2016Member_DEBE935E3ABEC0494F2CD82E5D5A72FD" xlink:type="arc"/>
<link:label id="lab_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D_terseLabel_en-US" xlink:label="lab_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.875% notes due March 2015 [Member] </link:label>
<link:label id="lab_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D_label_en-US" xlink:label="lab_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Four point eight seven five percent Senior Unsecured Notes due March 2015 [Member] </link:label>
<link:label id="lab_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D_documentation_en-US" xlink:label="lab_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Four point eight seven five percent Senior Unsecured Notes due March 2015 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member" xlink:label="loc_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D" xlink:to="lab_unh_FourPointEightSevenFivePercentSeniorUnsecuredNotesDueMarch2015Member_EAAEDE466FD93EE4A386D82E5D5AA43D" xlink:type="arc"/>
<link:label id="lab_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D_terseLabel_en-US" xlink:label="lab_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 0.850% notes due October 2015 [Member] </link:label>
<link:label id="lab_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D_label_en-US" xlink:label="lab_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 0.850% Senior Unsecured Notes due October 2015 [Member] </link:label>
<link:label id="lab_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D_documentation_en-US" xlink:label="lab_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 0.850% Senior Unsecured Notes due October 2015 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A0850SeniorUnsecuredNotesDueOctober2015Member" xlink:label="loc_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D" xlink:to="lab_unh_A0850SeniorUnsecuredNotesDueOctober2015Member_174047A86CAA01D05AA0D82E5D5A153D" xlink:type="arc"/>
<link:label id="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92_terseLabel_en-US" xlink:label="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.375% notes due March 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92_label_en-US" xlink:label="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five point three seven five percent Senior Unsecured Notes due March 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92_documentation_en-US" xlink:label="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five point three seven five percent Senior Unsecured Notes due March 2016 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member" xlink:label="loc_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92" xlink:to="lab_unh_FivePointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2016Member_54D11BBB0B328EC29B53D82E5D5ADE92" xlink:type="arc"/>
<link:label id="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5_terseLabel_en-US" xlink:label="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.875% notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5_label_en-US" xlink:label="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> One point eight seven five percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5_documentation_en-US" xlink:label="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> One point eight seven five percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member" xlink:label="loc_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5" xlink:to="lab_unh_OnePointEightSevenFivePercentSeniorUnsecuredNotesDueNovember2016Member_011C085B7D7DB2605DB9D82E5D5A86F5" xlink:type="arc"/>
<link:label id="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B_terseLabel_en-US" xlink:label="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.360% notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B_label_en-US" xlink:label="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five point three six percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:label id="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B_documentation_en-US" xlink:label="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five point three six percent Senior Unsecured Notes due November 2016 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member" xlink:label="loc_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B" xlink:to="lab_unh_FivePointThreeSixPercentSeniorUnsecuredNotesDueNovember2016Member_2BD1A34984EDFBB0639DD82E5D5A568B" xlink:type="arc"/>
<link:label id="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3_terseLabel_en-US" xlink:label="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Floating rate notes due January 2017 [Member] </link:label>
<link:label id="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3_label_en-US" xlink:label="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Floating Rate Unsecured Notes due January 2017 [Member] </link:label>
<link:label id="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3_documentation_en-US" xlink:label="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Floating Rate Unsecured Notes due January 2017 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FloatingRateUnsecuredNotesdueJanuary2017Member" xlink:label="loc_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3" xlink:to="lab_unh_FloatingRateUnsecuredNotesdueJanuary2017Member_13F657DEF7F7A6F66E93D82E5D5A5BA3" xlink:type="arc"/>
<link:label id="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53_terseLabel_en-US" xlink:label="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.000% notes due June 2017 [Member] </link:label>
<link:label id="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53_label_en-US" xlink:label="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Percent Senior Unsecured Notes Due June Two Thousand Seventeen [Member] </link:label>
<link:label id="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53_documentation_en-US" xlink:label="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.0 Percent Due June 2017 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember" xlink:label="loc_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53" xlink:to="lab_unh_SixPercentSeniorUnsecuredNotesDueJuneTwoThousandSeventeenMember_935CD4FFA40DDA2D1325D82E5D5ABE53" xlink:type="arc"/>
<link:label id="lab_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1_terseLabel_en-US" xlink:label="lab_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.450% notes due July 2017 [Member] </link:label>
<link:label id="lab_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1_label_en-US" xlink:label="lab_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.450% notes due July 2017 [Member] </link:label>
<link:label id="lab_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1_documentation_en-US" xlink:label="lab_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.450% notes due July 2017 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A1.450notesdueJuly2017Member" xlink:label="loc_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1" xlink:to="lab_unh_A1.450notesdueJuly2017Member_C391BF9FADE5CC5CF9DFD82E5D5A8EB1" xlink:type="arc"/>
<link:label id="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76_terseLabel_en-US" xlink:label="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.400% notes due October 2017 [Member] </link:label>
<link:label id="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76_label_en-US" xlink:label="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes due October 2017 [Member] </link:label>
<link:label id="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76_documentation_en-US" xlink:label="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes due October 2017 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A1400SeniorUnsecuredNotesDueOctober2017Member" xlink:label="loc_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76" xlink:to="lab_unh_A1400SeniorUnsecuredNotesDueOctober2017Member_FD6F12EDFA9C9070DBAAD82E5D5AEE76" xlink:type="arc"/>
<link:label id="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF_terseLabel_en-US" xlink:label="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.000% notes due November 2017 [Member] </link:label>
<link:label id="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF_label_en-US" xlink:label="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Point Zero Percent Senior Unsecured Notes Due November 2017 [Member] </link:label>
<link:label id="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF_documentation_en-US" xlink:label="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.0 Percent Due November 2017 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member" xlink:label="loc_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF" xlink:to="lab_unh_SixPointZeroPercentSeniorUnsecuredNotesDueNovember2017Member_F77295A4C963B9B3C19BD82E5D5A5DCF" xlink:type="arc"/>
<link:label id="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09_terseLabel_en-US" xlink:label="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.400% notes due December 2017 [Member] </link:label>
<link:label id="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09_label_en-US" xlink:label="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes Due December 2017 [Member] </link:label>
<link:label id="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09_documentation_en-US" xlink:label="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.400% Senior Unsecured Notes Due December 2017 </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A1.400SeniorUnsecuredNotesDueDecember2017Member" xlink:label="loc_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09" xlink:to="lab_unh_A1.400SeniorUnsecuredNotesDueDecember2017Member_6D3CA11F4EAD8048FD32D82E5D5AFE09" xlink:type="arc"/>
<link:label id="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5_terseLabel_en-US" xlink:label="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.000% notes due February 2018 [Member] </link:label>
<link:label id="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5_label_en-US" xlink:label="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Point Zero Senior Unsecured Notes Due February Two Thousand Eighteen [Member] </link:label>
<link:label id="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5_documentation_en-US" xlink:label="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.0 Percent Due February 2018 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember" xlink:label="loc_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5" xlink:to="lab_unh_SixPointZeroSeniorUnsecuredNotesDueFebruaryTwoThousandEighteenMember_D25F74DACC9DA5B4C997D82E5D5AADC5" xlink:type="arc"/>
<link:label id="lab_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99_terseLabel_en-US" xlink:label="lab_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.900% notes due July 2018 [Member] </link:label>
<link:label id="lab_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99_label_en-US" xlink:label="lab_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.900% notes due July 2018 [Member] </link:label>
<link:label id="lab_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99_documentation_en-US" xlink:label="lab_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.900% notes due July 2018 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A1.900notesdueJuly2018Member" xlink:label="loc_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99" xlink:to="lab_unh_A1.900notesdueJuly2018Member_BF99DB86466C8C5E78B4D82E5D5A5C99" xlink:type="arc"/>
<link:label id="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417_terseLabel_en-US" xlink:label="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 1.625% notes due March 2019 [Member] </link:label>
<link:label id="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417_label_en-US" xlink:label="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 1.625% Senior Unsecured Notes Due March 2019 [Member] </link:label>
<link:label id="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417_documentation_en-US" xlink:label="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 1.625% Senior Unsecured Notes Due March 2019 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A1625SeniorUnsecuredNotesDueMarch2019Member" xlink:label="loc_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417" xlink:to="lab_unh_A1625SeniorUnsecuredNotesDueMarch2019Member_FAD9D4BA2D34EC1176D1D82E5D5AB417" xlink:type="arc"/>
<link:label id="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D_terseLabel_en-US" xlink:label="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.300% notes due December 2019 [Member] </link:label>
<link:label id="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D_label_en-US" xlink:label="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.300% Senior Unsecured Notes Due December 2019 [Member] </link:label>
<link:label id="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D_documentation_en-US" xlink:label="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.300% Senior Unsecured Notes Due December 2019 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A2.300SeniorUnsecuredNotesDueDecember2019Member" xlink:label="loc_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D" xlink:to="lab_unh_A2.300SeniorUnsecuredNotesDueDecember2019Member_3B33F03241FD04BF842CD82E5D5ADE7D" xlink:type="arc"/>
<link:label id="lab_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240_terseLabel_en-US" xlink:label="lab_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.700% notes due July 2020 [Member] </link:label>
<link:label id="lab_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240_label_en-US" xlink:label="lab_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.700% Notes due July 2020 [Member] </link:label>
<link:label id="lab_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240_documentation_en-US" xlink:label="lab_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.700% Notes due July 2020 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A2.700NotesdueJuly2020Member" xlink:label="loc_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240" xlink:to="lab_unh_A2.700NotesdueJuly2020Member_C4DDAC3686E1BB0734BBD82E5D6AD240" xlink:type="arc"/>
<link:label id="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7_terseLabel_en-US" xlink:label="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.875% notes due October 2020 [Member] </link:label>
<link:label id="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7_label_en-US" xlink:label="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Three point eight seven five percent Senior Unsecured Notes due October 2020 [Member] </link:label>
<link:label id="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7_documentation_en-US" xlink:label="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Three point eight seven five percent Senior Unsecured Notes due October 2020 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member" xlink:label="loc_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7" xlink:to="lab_unh_ThreePointEightSevenFivePercentSeniorUnsecuredNotesDueOctober2020Member_3C6C318EC6C01D3A4CE3D82E5D6AA0A7" xlink:type="arc"/>
<link:label id="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929_terseLabel_en-US" xlink:label="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.700% notes due February 2021 [Member] </link:label>
<link:label id="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929_label_en-US" xlink:label="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Four Point Seven Percentage Senior Unsecured Notes Due February Two Thousand Twenty One [Member] </link:label>
<link:label id="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929_documentation_en-US" xlink:label="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Four Point Seven Percentage of Senior Unsecured Notes Due February Two Thousand and Twenty One [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember" xlink:label="loc_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929" xlink:to="lab_unh_FourPointSevenPercentageSeniorUnsecuredNotesDueFebruaryTwoThousandTwentyOneMember_DBA43D09621CE2CD6D0BD82E5D6A3929" xlink:type="arc"/>
<link:label id="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E_terseLabel_en-US" xlink:label="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.375% notes due November 2021 [Member] </link:label>
<link:label id="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E_label_en-US" xlink:label="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Three point three seven five percent Senior Unsecured Notes due November 2021 [Member] </link:label>
<link:label id="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E_documentation_en-US" xlink:label="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Three point three seven five percent Senior Unsecured Notes due November 2021 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member" xlink:label="loc_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E" xlink:to="lab_unh_ThreePointThreeSevenFivePercentSeniorUnsecuredNotesDueNovember2021Member_E004062D0B78C45E440CD82E5D6A353E" xlink:type="arc"/>
<link:label id="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729_terseLabel_en-US" xlink:label="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.875% notes due December 2021 [Member] </link:label>
<link:label id="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729_label_en-US" xlink:label="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes Due December 2021 [Member] </link:label>
<link:label id="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729_documentation_en-US" xlink:label="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes Due December 2021 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A2.875SeniorUnsecuredNotesDueDecember2021Member" xlink:label="loc_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729" xlink:to="lab_unh_A2.875SeniorUnsecuredNotesDueDecember2021Member_B5469AA71D6780C306ADD82E5D6A3729" xlink:type="arc"/>
<link:label id="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E_terseLabel_en-US" xlink:label="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.875% notes due March 2022 [Member] </link:label>
<link:label id="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E_label_en-US" xlink:label="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Two point eight seven five Senior Unsecured Notes due March 2022 [Member] </link:label>
<link:label id="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E_documentation_en-US" xlink:label="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Two point eight seven five Senior Unsecured Notes due March 2022 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member" xlink:label="loc_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E" xlink:to="lab_unh_TwoPointEightSevenFiveSeniorUnsecuredNotesDueMarch2022Member_0C6E95A35A9D84EC6EFED82E5D6A865E" xlink:type="arc"/>
<link:label id="lab_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242_terseLabel_en-US" xlink:label="lab_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.350% notes due July 2022 [Member] </link:label>
<link:label id="lab_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242_label_en-US" xlink:label="lab_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 3.350% notes due July 2022 [Member] </link:label>
<link:label id="lab_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242_documentation_en-US" xlink:label="lab_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 3.350% notes due July 2022 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A3.350notesdueJuly2022Member" xlink:label="loc_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242" xlink:to="lab_unh_A3.350notesdueJuly2022Member_438EB018D929377251AFD82E5D6A9242" xlink:type="arc"/>
<link:label id="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7_terseLabel_en-US" xlink:label="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 0.000% notes due November 2022 [Member] </link:label>
<link:label id="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7_label_en-US" xlink:label="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Zero Coupon Senior Unsecured Notes Due November Two Thousand Twenty Two [Member] </link:label>
<link:label id="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7_documentation_en-US" xlink:label="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes Zero Coupon Due November 2022 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember" xlink:label="loc_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7" xlink:to="lab_unh_ZeroCouponSeniorUnsecuredNotesDueNovemberTwoThousandTwentyTwoMember_C840F9DC22B692CA969AD82E5D6AA4A7" xlink:type="arc"/>
<link:label id="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5_terseLabel_en-US" xlink:label="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.750% notes due February 2023 [Member] </link:label>
<link:label id="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5_label_en-US" xlink:label="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.750% Senior Unsecured Notes due February 2023 [Member] </link:label>
<link:label id="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5_documentation_en-US" xlink:label="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.750% Senior Unsecured Notes due February 2023 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A2750SeniorUnsecuredNotesDueFebruary2023Member" xlink:label="loc_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5" xlink:to="lab_unh_A2750SeniorUnsecuredNotesDueFebruary2023Member_EF5154D2764956EB58D9D82E5D6A4FC5" xlink:type="arc"/>
<link:label id="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848_terseLabel_en-US" xlink:label="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 2.875% notes due March 2023 [Member] </link:label>
<link:label id="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848_label_en-US" xlink:label="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes due March 2023 [Member] </link:label>
<link:label id="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848_documentation_en-US" xlink:label="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 2.875% Senior Unsecured Notes due March 2023 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A2875SeniorUnsecuredNotesDueMarch2023Member" xlink:label="loc_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848" xlink:to="lab_unh_A2875SeniorUnsecuredNotesDueMarch2023Member_3A9681CE20EE0F30902ED82E5D6AB848" xlink:type="arc"/>
<link:label id="lab_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC_terseLabel_en-US" xlink:label="lab_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.750% notes due July 2025 [Member] </link:label>
<link:label id="lab_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC_label_en-US" xlink:label="lab_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 3.750% notes due July 2025 [Member] </link:label>
<link:label id="lab_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC_documentation_en-US" xlink:label="lab_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 3.750% notes due July 2025 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A3.750notesdueJuly2025Member" xlink:label="loc_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC" xlink:to="lab_unh_A3.750notesdueJuly2025Member_070E4DBA37D5AAF582DAD82E5D6A96DC" xlink:type="arc"/>
<link:label id="lab_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF_terseLabel_en-US" xlink:label="lab_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.625% notes due July 2035 [Member] </link:label>
<link:label id="lab_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF_label_en-US" xlink:label="lab_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 4.625% notes due July 2035 [Member] </link:label>
<link:label id="lab_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF_documentation_en-US" xlink:label="lab_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 4.625% notes due July 2035 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A4.625notesdueJuly2035Member" xlink:label="loc_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF" xlink:to="lab_unh_A4.625notesdueJuly2035Member_D06C55D3845DCD311D4FD82E5D6AECBF" xlink:type="arc"/>
<link:label id="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253_terseLabel_en-US" xlink:label="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.800% notes due March 2036 [Member] </link:label>
<link:label id="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253_label_en-US" xlink:label="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five Point Eight Percent Senior Unsecured Notes Due March Two Thousand Thirty Six [Member] </link:label>
<link:label id="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253_documentation_en-US" xlink:label="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 5.8 Percent Due March 2036 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember" xlink:label="loc_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253" xlink:to="lab_unh_FivePointEightPercentSeniorUnsecuredNotesDueMarchTwoThousandThirtySixMember_747F1B4614EDED25CA86D82E5D6AC253" xlink:type="arc"/>
<link:label id="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE_terseLabel_en-US" xlink:label="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.500% notes due June 2037 [Member] </link:label>
<link:label id="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE_label_en-US" xlink:label="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six Point Five Percent Senior Unsecured Notes Due June Two Thousand Thirty Seven [Member] </link:label>
<link:label id="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE_documentation_en-US" xlink:label="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Senior Unsecured Notes 6.5 Percent Due June 2037 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember" xlink:label="loc_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE" xlink:to="lab_unh_SixPointFivePercentSeniorUnsecuredNotesDueJuneTwoThousandThirtySevenMember_4300E4FD3D9252C017BDD82E5D6A6BAE" xlink:type="arc"/>
<link:label id="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D_terseLabel_en-US" xlink:label="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.625% notes due November 2037 [Member] </link:label>
<link:label id="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D_label_en-US" xlink:label="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> six point six two five percent Senior Unsecured Notes due November 2037 [Member] </link:label>
<link:label id="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D_documentation_en-US" xlink:label="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> six point six two five percent Senior Unsecured Notes due November 2037 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member" xlink:label="loc_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D" xlink:to="lab_unh_SixPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2037Member_2964E8B9BED598EF313ED82E5D6A570D" xlink:type="arc"/>
<link:label id="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317_terseLabel_en-US" xlink:label="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 6.875% notes due February 2038 [Member] </link:label>
<link:label id="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317_label_en-US" xlink:label="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Six point eight seven five percent Senior Unsecured Notes due Februray 2038 [Member] </link:label>
<link:label id="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317_documentation_en-US" xlink:label="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Six point eight seven five percent Senior Unsecured Notes due Februray 2038 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member" xlink:label="loc_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317" xlink:to="lab_unh_SixPointEightSevenFivePercentSeniorUnsecuredNotesDueFebruray2038Member_92A5022736A499D0506BD82E5D6AB317" xlink:type="arc"/>
<link:label id="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB_terseLabel_en-US" xlink:label="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.700% notes due October 2040 [Member] </link:label>
<link:label id="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB_label_en-US" xlink:label="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five Point Seven Percent Senior Unsecured Notes Due October Two Thousand Forty [Member] </link:label>
<link:label id="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB_documentation_en-US" xlink:label="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five Point Seven Percentage of Senior Unsecured Notes Due October Two Thousand and Forty [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember" xlink:label="loc_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB" xlink:to="lab_unh_FivePointSevenPercentSeniorUnsecuredNotesDueOctoberTwoThousandFortyMember_55296C61926A029749B9D82E5D6A74BB" xlink:type="arc"/>
<link:label id="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4_terseLabel_en-US" xlink:label="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 5.950% notes due February 2041 [Member] </link:label>
<link:label id="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4_label_en-US" xlink:label="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Five point nine five Senior Unsecured Notes due Februrary 2041 [Member] </link:label>
<link:label id="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4_documentation_en-US" xlink:label="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Five point nine five Senior Unsecured Notes due Februrary 2041 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member" xlink:label="loc_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4" xlink:to="lab_unh_FivePointNineFiveSeniorUnsecuredNotesDueFebrurary2041Member_A6B7156EF7DD0568C080D82E5D6A13D4" xlink:type="arc"/>
<link:label id="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F_terseLabel_en-US" xlink:label="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.625% notes due November 2041 [Member] </link:label>
<link:label id="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F_label_en-US" xlink:label="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Four point six two five percent senior unsecured notes due November 2041 [Member] </link:label>
<link:label id="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F_documentation_en-US" xlink:label="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Four point six two five percent senior unsecured notes due November 2041 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member" xlink:label="loc_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F" xlink:to="lab_unh_FourPointSixTwoFivePercentSeniorUnsecuredNotesDueNovember2041Member_80C1BE1B4F8F41B7BE7BD82E5D6AC03F" xlink:type="arc"/>
<link:label id="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8_terseLabel_en-US" xlink:label="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.375% notes due March 2042 [Member] </link:label>
<link:label id="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8_label_en-US" xlink:label="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Four point three seven five percent Senior Unsecured Notes due March 2042 [Member] </link:label>
<link:label id="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8_documentation_en-US" xlink:label="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Four point three seven five percent Senior Unsecured Notes due March 2042 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member" xlink:label="loc_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8" xlink:to="lab_unh_FourPointThreeSevenFivePercentSeniorUnsecuredNotesDueMarch2042Member_5691A12DA6E04D538ECBD82E5D6A1DF8" xlink:type="arc"/>
<link:label id="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438_terseLabel_en-US" xlink:label="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 3.950% notes due October 2042 [Member] </link:label>
<link:label id="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438_label_en-US" xlink:label="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 3.950% Senior Unsecured Notes due October 2042 [Member] </link:label>
<link:label id="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438_documentation_en-US" xlink:label="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 3.950% Senior Unsecured Notes due October 2042 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A3950SeniorUnsecuredNotesDueOctober2042Member" xlink:label="loc_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438" xlink:to="lab_unh_A3950SeniorUnsecuredNotesDueOctober2042Member_17C0CFC92D54507DD9E4D82E5D6AB438" xlink:type="arc"/>
<link:label id="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E_terseLabel_en-US" xlink:label="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.250% notes due March 2043 [Member] </link:label>
<link:label id="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E_label_en-US" xlink:label="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 4.250% Senior Unsecured Notes due March 2043 [Member] </link:label>
<link:label id="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E_documentation_en-US" xlink:label="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 4.250% Senior Unsecured Notes due March 2043 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A4250SeniorUnsecuredNotesDueMarch2043Member" xlink:label="loc_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E" xlink:to="lab_unh_A4250SeniorUnsecuredNotesDueMarch2043Member_80A8F1EC83A448341AE5D82E5D6A326E" xlink:type="arc"/>
<link:label id="lab_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669_terseLabel_en-US" xlink:label="lab_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> 4.750% notes due July 2045 [Member] </link:label>
<link:label id="lab_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669_label_en-US" xlink:label="lab_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> 4.750% notes due July 2045 [Member] </link:label>
<link:label id="lab_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669_documentation_en-US" xlink:label="lab_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> 4.750% notes due July 2045 [Member] </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_A4.750notesdueJuly2045Member" xlink:label="loc_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669" xlink:to="lab_unh_A4.750notesdueJuly2045Member_08471554B7F5F1D5E89ED82E5D6AE669" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_688DE1D0784696082E47D82E5D6AA46A_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_688DE1D0784696082E47D82E5D6AA46A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest Rate </link:label>
<link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_688DE1D0784696082E47D82E5D6AA46A_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_688DE1D0784696082E47D82E5D6AA46A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Interest Rate, Stated Percentage </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_688DE1D0784696082E47D82E5D6AA46A" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_688DE1D0784696082E47D82E5D6AA46A" xlink:to="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_688DE1D0784696082E47D82E5D6AA46A" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentFaceAmount_B2086E877BDFC635B131D82E5D6AEFCF_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_B2086E877BDFC635B131D82E5D6AEFCF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Par Value </link:label>
<link:label id="lab_us-gaap_DebtInstrumentFaceAmount_B2086E877BDFC635B131D82E5D6AEFCF_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_B2086E877BDFC635B131D82E5D6AEFCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Face Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_B2086E877BDFC635B131D82E5D6AEFCF" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentFaceAmount_B2086E877BDFC635B131D82E5D6AEFCF" xlink:to="lab_us-gaap_DebtInstrumentFaceAmount_B2086E877BDFC635B131D82E5D6AEFCF" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_2629B0EA6DF1770422C4D82E5D6A5C69_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_2629B0EA6DF1770422C4D82E5D6A5C69" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Carrying Value </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_2629B0EA6DF1770422C4D82E5D6A5C69" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_2629B0EA6DF1770422C4D82E5D6A5C69" xlink:to="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_2629B0EA6DF1770422C4D82E5D6A5C69" xlink:type="arc"/>
<link:label id="lab_us-gaap_CommercialPaper_8AC0A6066C354B752DDFD82E5D6A7DDC_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialPaper_8AC0A6066C354B752DDFD82E5D6A7DDC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commercial Paper </link:label>
<link:label id="lab_us-gaap_CommercialPaper_8AC0A6066C354B752DDFD82E5D6A7DDC_label_en-US" xlink:label="lab_us-gaap_CommercialPaper_8AC0A6066C354B752DDFD82E5D6A7DDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Commercial Paper </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialPaper" xlink:label="loc_us-gaap_CommercialPaper_8AC0A6066C354B752DDFD82E5D6A7DDC" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialPaper_8AC0A6066C354B752DDFD82E5D6A7DDC" xlink:to="lab_us-gaap_CommercialPaper_8AC0A6066C354B752DDFD82E5D6A7DDC" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentCarryingAmount_C20ABB0569C026F9B3A5D82E5D6A4225_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentCarryingAmount_C20ABB0569C026F9B3A5D82E5D6A4225" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Carrying Value </link:label>
<link:label id="lab_us-gaap_DebtInstrumentCarryingAmount_C20ABB0569C026F9B3A5D82E5D6A4225_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentCarryingAmount_C20ABB0569C026F9B3A5D82E5D6A4225" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Gross </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_C20ABB0569C026F9B3A5D82E5D6A4225" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentCarryingAmount_C20ABB0569C026F9B3A5D82E5D6A4225" xlink:to="lab_us-gaap_DebtInstrumentCarryingAmount_C20ABB0569C026F9B3A5D82E5D6A4225" xlink:type="arc"/>
<link:label id="lab_us-gaap_DebtInstrumentFairValue_DAAC0539B155EBF315AAD82E5D6A59D0_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFairValue_DAAC0539B155EBF315AAD82E5D6A59D0" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtInstrumentFairValue" xlink:label="loc_us-gaap_DebtInstrumentFairValue_DAAC0539B155EBF315AAD82E5D6A59D0" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentFairValue_DAAC0539B155EBF315AAD82E5D6A59D0" xlink:to="lab_us-gaap_DebtInstrumentFairValue_DAAC0539B155EBF315AAD82E5D6A59D0" xlink:type="arc"/>
<link:label id="lab_us-gaap_LongTermDebtFairValue_614BA199F3EDE6B4BF23D82E5D6A6C52_verboseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtFairValue_614BA199F3EDE6B4BF23D82E5D6A6C52" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value </link:label>
<link:label id="lab_us-gaap_LongTermDebtFairValue_614BA199F3EDE6B4BF23D82E5D6A6C52_label_en-US" xlink:label="lab_us-gaap_LongTermDebtFairValue_614BA199F3EDE6B4BF23D82E5D6A6C52" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Fair Value </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_614BA199F3EDE6B4BF23D82E5D6A6C52" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtFairValue_614BA199F3EDE6B4BF23D82E5D6A6C52" xlink:to="lab_us-gaap_LongTermDebtFairValue_614BA199F3EDE6B4BF23D82E5D6A6C52" xlink:type="arc"/>
<link:label id="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_C915372C329C63A18C0E607ECB3C13CE_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_C915372C329C63A18C0E607ECB3C13CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Assets, Quantitative Information [Table] </link:label>
<link:label id="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_C915372C329C63A18C0E607ECB3C13CE_label_en-US" xlink:label="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_C915372C329C63A18C0E607ECB3C13CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Assets, Quantitative Information [Table] </link:label>
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<link:label id="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_E4099C632A9F9BD691D6607ECAB0CA66_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_E4099C632A9F9BD691D6607ECAB0CA66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfers from level 1 to level 2-Assets </link:label>
<link:label id="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_E4099C632A9F9BD691D6607ECAB0CA66_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_E4099C632A9F9BD691D6607ECAB0CA66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets, Level 1 to Level 2 Transfers, Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount" xlink:label="loc_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_E4099C632A9F9BD691D6607ECAB0CA66" xlink:type="locator"/>
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<link:label id="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_987600CD9924701AC238607ECAB0241E_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_987600CD9924701AC238607ECAB0241E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfers from level 1 to level 2-Liabilities </link:label>
<link:label id="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_987600CD9924701AC238607ECAB0241E_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_987600CD9924701AC238607ECAB0241E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Liabilities, Level 1 to Level 2 Transfers, Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount" xlink:label="loc_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_987600CD9924701AC238607ECAB0241E" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_987600CD9924701AC238607ECAB0241E" xlink:to="lab_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_987600CD9924701AC238607ECAB0241E" xlink:type="arc"/>
<link:label id="lab_us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_7FBD9D42B86F168F2A82607ECAB0023B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_7FBD9D42B86F168F2A82607ECAB0023B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfer from level 2 to level 1-Assets </link:label>
<link:label id="lab_us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_7FBD9D42B86F168F2A82607ECAB0023B_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_7FBD9D42B86F168F2A82607ECAB0023B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets, Level 2 to Level 1 Transfers, Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount" xlink:label="loc_us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_7FBD9D42B86F168F2A82607ECAB0023B" xlink:type="locator"/>
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<link:label id="lab_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_4B694F0F7495BB262CC1607ECAB07A7B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_4B694F0F7495BB262CC1607ECAB07A7B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfer from level 2 to level 1-Liabilities </link:label>
<link:label id="lab_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_4B694F0F7495BB262CC1607ECAB07A7B_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_4B694F0F7495BB262CC1607ECAB07A7B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Liabilities, Level 2 to Level 1 Transfers, Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount" xlink:label="loc_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_4B694F0F7495BB262CC1607ECAB07A7B" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_4B694F0F7495BB262CC1607ECAB07A7B" xlink:to="lab_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_4B694F0F7495BB262CC1607ECAB07A7B" xlink:type="arc"/>
<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1A479D1BD4980A951133607ECAB00366_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1A479D1BD4980A951133607ECAB00366" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfers Into Level 3 </link:label>
<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1A479D1BD4980A951133607ECAB00366_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1A479D1BD4980A951133607ECAB00366" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3 </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1A479D1BD4980A951133607ECAB00366" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1A479D1BD4980A951133607ECAB00366" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3_1A479D1BD4980A951133607ECAB00366" xlink:type="arc"/>
<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_5A880080ABFAE6B1717A607ECAB03696_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_5A880080ABFAE6B1717A607ECAB03696" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfers out of Level 3 </link:label>
<link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_5A880080ABFAE6B1717A607ECAB03696_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_5A880080ABFAE6B1717A607ECAB03696" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers out of Level 3 </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_5A880080ABFAE6B1717A607ECAB03696" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_5A880080ABFAE6B1717A607ECAB03696" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_5A880080ABFAE6B1717A607ECAB03696" xlink:type="arc"/>
<link:label id="lab_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12_terseLabel_en-US" xlink:label="lab_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Significant fair value adjustments for assets and liabilities measured on a nonrecurring basis </link:label>
<link:label id="lab_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12_label_en-US" xlink:label="lab_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Adjustments For Nonfinancial Assets And Liabilities Measured At Fair Value Or Financial Assets and Liabilities Non Recurring Basis </link:label>
<link:label id="lab_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12_documentation_en-US" xlink:label="lab_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair Value Adjustments For Nonfinancial Assets And Liabilities Measured At Fair Value Or Financial Assets and Liabilities On Non Recurring Basis </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis" xlink:label="loc_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12" xlink:to="lab_unh_FairValueAdjustmentsForNonfinancialAssetsAndLiabilitiesMeasuredAtFairValueOrFinancialAssetsandLiabilitiesNonRecurringBasis_709F00C50D1597583FCB607ECAB08F12" xlink:type="arc"/>
<link:label id="lab_us-gaap_StatementOfFinancialPositionAbstract_2AD2FB55BD364A597DBFD34F9A77D5DC_label_en-US" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract_2AD2FB55BD364A597DBFD34F9A77D5DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Financial Position [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_2AD2FB55BD364A597DBFD34F9A77D5DC" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_2AD2FB55BD364A597DBFD34F9A77D5DC" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract_2AD2FB55BD364A597DBFD34F9A77D5DC" xlink:type="arc"/>
<link:label id="lab_us-gaap_AssetsAbstract_6F759ACC0107B383B80FD34F9A77ECEE_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract_6F759ACC0107B383B80FD34F9A77ECEE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets </link:label>
<link:label id="lab_us-gaap_AssetsAbstract_6F759ACC0107B383B80FD34F9A77ECEE_label_en-US" xlink:label="lab_us-gaap_AssetsAbstract_6F759ACC0107B383B80FD34F9A77ECEE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_6F759ACC0107B383B80FD34F9A77ECEE" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AssetsCurrentAbstract_2E7F89D35F4355B85F3DD34F9A77570F_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsCurrentAbstract_2E7F89D35F4355B85F3DD34F9A77570F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current assets: </link:label>
<link:label id="lab_us-gaap_AssetsCurrentAbstract_2E7F89D35F4355B85F3DD34F9A77570F_label_en-US" xlink:label="lab_us-gaap_AssetsCurrentAbstract_2E7F89D35F4355B85F3DD34F9A77570F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets, Current [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsCurrentAbstract" xlink:label="loc_us-gaap_AssetsCurrentAbstract_2E7F89D35F4355B85F3DD34F9A77570F" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_CB64ABD60D7AD71B7932D34F9A77CCEF_verboseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_CB64ABD60D7AD71B7932D34F9A77CCEF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Cash and cash equivalents </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_CB64ABD60D7AD71B7932D34F9A77CCEF" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ShortTermInvestments_41F5D8CEE199D981E0C7D34F9A777767_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermInvestments_41F5D8CEE199D981E0C7D34F9A777767" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Short-term investments </link:label>
<link:label id="lab_us-gaap_ShortTermInvestments_41F5D8CEE199D981E0C7D34F9A777767_label_en-US" xlink:label="lab_us-gaap_ShortTermInvestments_41F5D8CEE199D981E0C7D34F9A777767" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Short-term Investments </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShortTermInvestments" xlink:label="loc_us-gaap_ShortTermInvestments_41F5D8CEE199D981E0C7D34F9A777767" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AccountsReceivableNetCurrent_509B441CAB26B605303FD34F9A77DCE5_verboseLabel_en-US" xlink:label="lab_us-gaap_AccountsReceivableNetCurrent_509B441CAB26B605303FD34F9A77DCE5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Accounts receivable, net </link:label>
<link:label id="lab_us-gaap_AccountsReceivableNetCurrent_509B441CAB26B605303FD34F9A77DCE5_label_en-US" xlink:label="lab_us-gaap_AccountsReceivableNetCurrent_509B441CAB26B605303FD34F9A77DCE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accounts Receivable, Net, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsReceivableNetCurrent" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_509B441CAB26B605303FD34F9A77DCE5" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherReceivablesNetCurrent_691A5A811D5228FF165CD34F9A777478_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherReceivablesNetCurrent_691A5A811D5228FF165CD34F9A777478" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other current receivables, net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherReceivablesNetCurrent" xlink:label="loc_us-gaap_OtherReceivablesNetCurrent_691A5A811D5228FF165CD34F9A777478" xlink:type="locator"/>
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<link:label id="lab_unh_AarpAssetsUnderManagement_05444B9CD94BCCA5590CD34F9A774FBE_terseLabel_en-US" xlink:label="lab_unh_AarpAssetsUnderManagement_05444B9CD94BCCA5590CD34F9A774FBE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets under management </link:label>
<link:label id="lab_unh_AarpAssetsUnderManagement_05444B9CD94BCCA5590CD34F9A774FBE_label_en-US" xlink:label="lab_unh_AarpAssetsUnderManagement_05444B9CD94BCCA5590CD34F9A774FBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> AARP Assets Under Management </link:label>
<link:label id="lab_unh_AarpAssetsUnderManagement_05444B9CD94BCCA5590CD34F9A774FBE_documentation_en-US" xlink:label="lab_unh_AarpAssetsUnderManagement_05444B9CD94BCCA5590CD34F9A774FBE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The Assets Under Management are primarily AARP assets that are managed separately from the general investment portfolio and are used to pay costs associated with the AARP program. </link:label>
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<link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_C6729FB9AF97D871D95ED34F9A77C9A2_verboseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_C6729FB9AF97D871D95ED34F9A77C9A2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Deferred income taxes </link:label>
<link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_C6729FB9AF97D871D95ED34F9A77C9A2_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_C6729FB9AF97D871D95ED34F9A77C9A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Tax Assets, Net, Current </link:label>
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<link:label id="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_C9B09365D0C1E30BA5C9D34F9A77337C_terseLabel_en-US" xlink:label="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_C9B09365D0C1E30BA5C9D34F9A77337C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Prepaid expenses and other current assets </link:label>
<link:label id="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_C9B09365D0C1E30BA5C9D34F9A77337C_label_en-US" xlink:label="lab_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_C9B09365D0C1E30BA5C9D34F9A77337C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Prepaid Expense and Other Assets, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_C9B09365D0C1E30BA5C9D34F9A77337C" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AssetsCurrent_223CCB467FEABB19E1B5D34F9A778940_totalLabel_en-US" xlink:label="lab_us-gaap_AssetsCurrent_223CCB467FEABB19E1B5D34F9A778940" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total current assets </link:label>
<link:label id="lab_us-gaap_AssetsCurrent_223CCB467FEABB19E1B5D34F9A778940_label_en-US" xlink:label="lab_us-gaap_AssetsCurrent_223CCB467FEABB19E1B5D34F9A778940" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets, Current </link:label>
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<link:label id="lab_us-gaap_LongTermInvestments_6414638DA5856C4CD2C7D34F9A77E022_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermInvestments_6414638DA5856C4CD2C7D34F9A77E022" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term investments </link:label>
<link:label id="lab_us-gaap_LongTermInvestments_6414638DA5856C4CD2C7D34F9A77E022_label_en-US" xlink:label="lab_us-gaap_LongTermInvestments_6414638DA5856C4CD2C7D34F9A77E022" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Investments </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LongTermInvestments" xlink:label="loc_us-gaap_LongTermInvestments_6414638DA5856C4CD2C7D34F9A77E022" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_A07DB31EA458A8921FB2D34F9A77BA95_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_A07DB31EA458A8921FB2D34F9A77BA95" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Property, equipment and capitalized software, net </link:label>
<link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_A07DB31EA458A8921FB2D34F9A77BA95_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_A07DB31EA458A8921FB2D34F9A77BA95" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Property, Plant and Equipment, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_A07DB31EA458A8921FB2D34F9A77BA95" xlink:type="locator"/>
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<link:label id="lab_us-gaap_Goodwill_1BD4FCFE891BFC485150D34F9A77B9A1_terseLabel_en-US" xlink:label="lab_us-gaap_Goodwill_1BD4FCFE891BFC485150D34F9A77B9A1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Goodwill </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_1BD4FCFE891BFC485150D34F9A77B9A1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill_1BD4FCFE891BFC485150D34F9A77B9A1" xlink:to="lab_us-gaap_Goodwill_1BD4FCFE891BFC485150D34F9A77B9A1" xlink:type="arc"/>
<link:label id="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_F5CE95A7C1A0FD366F75D34F9A778400_verboseLabel_en-US" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_F5CE95A7C1A0FD366F75D34F9A778400" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other intangible assets, net </link:label>
<link:label id="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_F5CE95A7C1A0FD366F75D34F9A778400_label_en-US" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill_F5CE95A7C1A0FD366F75D34F9A778400" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Intangible Assets, Net (Excluding Goodwill) </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_F5CE95A7C1A0FD366F75D34F9A778400" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherAssetsNoncurrent_85D350164E7A631E9F0AD34F9A77176B_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherAssetsNoncurrent_85D350164E7A631E9F0AD34F9A77176B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other assets </link:label>
<link:label id="lab_us-gaap_OtherAssetsNoncurrent_85D350164E7A631E9F0AD34F9A77176B_label_en-US" xlink:label="lab_us-gaap_OtherAssetsNoncurrent_85D350164E7A631E9F0AD34F9A77176B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Assets, Noncurrent </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherAssetsNoncurrent" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_85D350164E7A631E9F0AD34F9A77176B" xlink:type="locator"/>
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<link:label id="lab_us-gaap_Assets_8766997245BAC82FFECED34F9A770CDE_totalLabel_en-US" xlink:label="lab_us-gaap_Assets_8766997245BAC82FFECED34F9A770CDE" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total assets </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_8766997245BAC82FFECED34F9A770CDE" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets_8766997245BAC82FFECED34F9A770CDE" xlink:to="lab_us-gaap_Assets_8766997245BAC82FFECED34F9A770CDE" xlink:type="arc"/>
<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_4DE04F9CD0668063098AD34F9A7723B1_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_4DE04F9CD0668063098AD34F9A7723B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liabilities and equity </link:label>
<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_4DE04F9CD0668063098AD34F9A7723B1_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_4DE04F9CD0668063098AD34F9A7723B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities and Equity [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_4DE04F9CD0668063098AD34F9A7723B1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_4DE04F9CD0668063098AD34F9A7723B1" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_4DE04F9CD0668063098AD34F9A7723B1" xlink:type="arc"/>
<link:label id="lab_us-gaap_LiabilitiesCurrentAbstract_CB7186FCBB58B1AB7203D34F9A776C11_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrentAbstract_CB7186FCBB58B1AB7203D34F9A776C11" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current liabilities: </link:label>
<link:label id="lab_us-gaap_LiabilitiesCurrentAbstract_CB7186FCBB58B1AB7203D34F9A776C11_label_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrentAbstract_CB7186FCBB58B1AB7203D34F9A776C11" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities, Current [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesCurrentAbstract" xlink:label="loc_us-gaap_LiabilitiesCurrentAbstract_CB7186FCBB58B1AB7203D34F9A776C11" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_D093D066AA27A212A963D34F9A7716A2_verboseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_D093D066AA27A212A963D34F9A7716A2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Medical costs payable </link:label>
<link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_D093D066AA27A212A963D34F9A7716A2_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_D093D066AA27A212A963D34F9A7716A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Claims and Claims Adjustment Expense </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_D093D066AA27A212A963D34F9A7716A2" xlink:type="locator"/>
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<link:label id="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_69BB5D33075B883845AAD34F9A779CDD_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_69BB5D33075B883845AAD34F9A779CDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounts payable and accrued liabilities </link:label>
<link:label id="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_69BB5D33075B883845AAD34F9A779CDD_label_en-US" xlink:label="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_69BB5D33075B883845AAD34F9A779CDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accounts Payable and Accrued Liabilities, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent_69BB5D33075B883845AAD34F9A779CDD" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherPolicyholderFunds_0FF95B687EE6B07A40DBD34F9A779E0B_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherPolicyholderFunds_0FF95B687EE6B07A40DBD34F9A779E0B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Other policy liabilities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherPolicyholderFunds" xlink:label="loc_us-gaap_OtherPolicyholderFunds_0FF95B687EE6B07A40DBD34F9A779E0B" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LongTermDebtCurrent_478373B475CBF4FA946BD34F9A7792C9_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtCurrent_478373B475CBF4FA946BD34F9A7792C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Commercial paper and current maturities of long-term debt </link:label>
<link:label id="lab_us-gaap_LongTermDebtCurrent_478373B475CBF4FA946BD34F9A7792C9_label_en-US" xlink:label="lab_us-gaap_LongTermDebtCurrent_478373B475CBF4FA946BD34F9A7792C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Current Maturities </link:label>
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<link:label id="lab_us-gaap_DeferredRevenueCurrent_09FF35A9C6325B8094E2D34F9A776F17_label_en-US" xlink:label="lab_us-gaap_DeferredRevenueCurrent_09FF35A9C6325B8094E2D34F9A776F17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Revenue, Current </link:label>
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<link:label id="lab_us-gaap_LiabilitiesCurrent_B441DF9B314D92E037D0D34F9A7760F1_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrent_B441DF9B314D92E037D0D34F9A7760F1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total current liabilities </link:label>
<link:label id="lab_us-gaap_LiabilitiesCurrent_B441DF9B314D92E037D0D34F9A7760F1_label_en-US" xlink:label="lab_us-gaap_LiabilitiesCurrent_B441DF9B314D92E037D0D34F9A7760F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities, Current </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesCurrent" xlink:label="loc_us-gaap_LiabilitiesCurrent_B441DF9B314D92E037D0D34F9A7760F1" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LongTermDebtNoncurrent_F8800AF5C076678EA0FDD34F9A77D3B4_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtNoncurrent_F8800AF5C076678EA0FDD34F9A77D3B4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt, less current maturities </link:label>
<link:label id="lab_us-gaap_LongTermDebtNoncurrent_F8800AF5C076678EA0FDD34F9A77D3B4_label_en-US" xlink:label="lab_us-gaap_LongTermDebtNoncurrent_F8800AF5C076678EA0FDD34F9A77D3B4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Excluding Current Maturities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LongTermDebtNoncurrent" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_F8800AF5C076678EA0FDD34F9A77D3B4" xlink:type="locator"/>
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<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefits_BA917BAA5C2AD8609598D34F9A778822_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefits_BA917BAA5C2AD8609598D34F9A778822" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Future policy benefits </link:label>
<link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefits_BA917BAA5C2AD8609598D34F9A778822_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefits_BA917BAA5C2AD8609598D34F9A778822" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liability for Future Policy Benefits </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefits" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefits_BA917BAA5C2AD8609598D34F9A778822" xlink:type="locator"/>
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<link:label id="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_2C50DFA70CE54AF527D2D34F9A77E071_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_2C50DFA70CE54AF527D2D34F9A77E071" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred income taxes </link:label>
<link:label id="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_2C50DFA70CE54AF527D2D34F9A77E071_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNoncurrent_2C50DFA70CE54AF527D2D34F9A77E071" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Tax Liabilities, Net, Noncurrent </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNoncurrent" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesNoncurrent_2C50DFA70CE54AF527D2D34F9A77E071" xlink:type="locator"/>
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<link:label id="lab_us-gaap_OtherLiabilitiesNoncurrent_96BBAC932257F206F4F9D34F9A77B572_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilitiesNoncurrent_96BBAC932257F206F4F9D34F9A77B572" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other liabilities </link:label>
<link:label id="lab_us-gaap_OtherLiabilitiesNoncurrent_96BBAC932257F206F4F9D34F9A77B572_label_en-US" xlink:label="lab_us-gaap_OtherLiabilitiesNoncurrent_96BBAC932257F206F4F9D34F9A77B572" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Liabilities, Noncurrent </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_96BBAC932257F206F4F9D34F9A77B572" xlink:type="locator"/>
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<link:label id="lab_us-gaap_Liabilities_44674576341137ED3F2AD34F9A77F9C1_totalLabel_en-US" xlink:label="lab_us-gaap_Liabilities_44674576341137ED3F2AD34F9A77F9C1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities </link:label>
<link:label id="lab_us-gaap_Liabilities_44674576341137ED3F2AD34F9A77F9C1_label_en-US" xlink:label="lab_us-gaap_Liabilities_44674576341137ED3F2AD34F9A77F9C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_44674576341137ED3F2AD34F9A77F9C1" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities_44674576341137ED3F2AD34F9A77F9C1" xlink:to="lab_us-gaap_Liabilities_44674576341137ED3F2AD34F9A77F9C1" xlink:type="arc"/>
<link:label id="lab_us-gaap_CommitmentsAndContingencies_2D8852B8EC2E9A3D0D15D34F9A77C5FE_verboseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_2D8852B8EC2E9A3D0D15D34F9A77C5FE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Commitments and contingencies (Note 12) </link:label>
<link:label id="lab_us-gaap_CommitmentsAndContingencies_2D8852B8EC2E9A3D0D15D34F9A77C5FE_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_2D8852B8EC2E9A3D0D15D34F9A77C5FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Commitments and Contingencies </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies_2D8852B8EC2E9A3D0D15D34F9A77C5FE" xlink:type="locator"/>
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<link:label id="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_E5FD344784E2B92D4B41D34F9A77C869_terseLabel_en-US" xlink:label="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_E5FD344784E2B92D4B41D34F9A77C869" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable noncontrolling interests </link:label>
<link:label id="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_E5FD344784E2B92D4B41D34F9A77C869_label_en-US" xlink:label="lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_E5FD344784E2B92D4B41D34F9A77C869" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Redeemable Noncontrolling Interest, Equity, Carrying Amount </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount" xlink:label="loc_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_E5FD344784E2B92D4B41D34F9A77C869" xlink:type="locator"/>
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<link:label id="lab_us-gaap_EquityAbstract_154E3C486778F8ED6821D34F9A77665C_terseLabel_en-US" xlink:label="lab_us-gaap_EquityAbstract_154E3C486778F8ED6821D34F9A77665C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity: </link:label>
<link:label id="lab_us-gaap_EquityAbstract_154E3C486778F8ED6821D34F9A77665C_label_en-US" xlink:label="lab_us-gaap_EquityAbstract_154E3C486778F8ED6821D34F9A77665C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_154E3C486778F8ED6821D34F9A77665C" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityAbstract_154E3C486778F8ED6821D34F9A77665C" xlink:to="lab_us-gaap_EquityAbstract_154E3C486778F8ED6821D34F9A77665C" xlink:type="arc"/>
<link:label id="lab_us-gaap_StockholdersEquityAbstract_9998C87599C20588DCCFD34F9A7770E7_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_9998C87599C20588DCCFD34F9A7770E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity: </link:label>
<link:label id="lab_us-gaap_StockholdersEquityAbstract_9998C87599C20588DCCFD34F9A7770E7_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_9998C87599C20588DCCFD34F9A7770E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity Attributable to Parent [Abstract] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_9998C87599C20588DCCFD34F9A7770E7" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PreferredStockValue_C5D8ED3114C1ECA5A457D34F9A7726FD_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockValue_C5D8ED3114C1ECA5A457D34F9A7726FD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Preferred stock, $0.001 par value - 10 shares authorized; no shares issued or outstanding </link:label>
<link:label id="lab_us-gaap_PreferredStockValue_C5D8ED3114C1ECA5A457D34F9A7726FD_label_en-US" xlink:label="lab_us-gaap_PreferredStockValue_C5D8ED3114C1ECA5A457D34F9A7726FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Value, Issued </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_C5D8ED3114C1ECA5A457D34F9A7726FD" xlink:type="locator"/>
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<link:label id="lab_us-gaap_CommonStockValue_8C96AC8D31AA13473C37D34F9A7792E7_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockValue_8C96AC8D31AA13473C37D34F9A7792E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, $0.01 par value - 3,000 shares authorized; 953 and 954 issued and outstanding </link:label>
<link:label id="lab_us-gaap_CommonStockValue_8C96AC8D31AA13473C37D34F9A7792E7_label_en-US" xlink:label="lab_us-gaap_CommonStockValue_8C96AC8D31AA13473C37D34F9A7792E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Value, Issued </link:label>
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<link:label id="lab_us-gaap_AdditionalPaidInCapital_21F17F6BCEAEB7CE82C3D34F9A7730D3_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital_21F17F6BCEAEB7CE82C3D34F9A7730D3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Additional paid in capital </link:label>
<link:label id="lab_us-gaap_AdditionalPaidInCapital_21F17F6BCEAEB7CE82C3D34F9A7730D3_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital_21F17F6BCEAEB7CE82C3D34F9A7730D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Additional Paid in Capital </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaap_AdditionalPaidInCapital_21F17F6BCEAEB7CE82C3D34F9A7730D3" xlink:type="locator"/>
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<link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E54EE5B25995047E2EED34F9A7730A6_verboseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E54EE5B25995047E2EED34F9A7730A6" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Retained earnings </link:label>
<link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E54EE5B25995047E2EED34F9A7730A6_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E54EE5B25995047E2EED34F9A7730A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Retained Earnings (Accumulated Deficit) </link:label>
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<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_13E2962360AA0D0D7F6AD34F9A77D5A1_verboseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_13E2962360AA0D0D7F6AD34F9A77D5A1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated other comprehensive loss </link:label>
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<link:label id="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E27C81A73C801B866540607ECB3C81F7_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_E27C81A73C801B866540607ECB3C81F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block] </link:label>
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<link:label id="lab_us-gaap_CommonStockMember_8B5863F628DACEE92F96D82E7F9AE86B_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember_8B5863F628DACEE92F96D82E7F9AE86B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common Stock [Member] </link:label>
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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_A7D076D1962341C69096D82E7F9A3060" xlink:type="locator"/>
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<link:label id="lab_us-gaap_NetIncomeLossAttributableToNonredeemableNoncontrollingInterest_E0808C90FF66948DAEA5D82E7F9A0602_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAttributableToNonredeemableNoncontrollingInterest_E0808C90FF66948DAEA5D82E7F9A0602" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net earnings attributable to nonredeemable noncontrolling interest </link:label>
<link:label id="lab_us-gaap_NetIncomeLossAttributableToNonredeemableNoncontrollingInterest_E0808C90FF66948DAEA5D82E7F9A0602_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossAttributableToNonredeemableNoncontrollingInterest_E0808C90FF66948DAEA5D82E7F9A0602" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss) Attributable to Nonredeemable Noncontrolling Interest </link:label>
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<link:label id="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_EDAE20494241F6AF1E05D82E7F9A2DEC_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossIncludingPortionAttributableToNonredeemableNoncontrollingInterest_EDAE20494241F6AF1E05D82E7F9A2DEC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net Earnings, Including Portion Attributable to Nonredeemable Noncontrolling Interest </link:label>
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<link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_54F71FFE0E0E5F144749D82E7F9A40F8_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_54F71FFE0E0E5F144749D82E7F9A40F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Issuances of common shares, and related tax effects (in shares) </link:label>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_54F71FFE0E0E5F144749D82E7F9A40F8_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_54F71FFE0E0E5F144749D82E7F9A40F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Issued During Period, Shares, New Issues </link:label>
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<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_E31BAC4E15708080C427D82E7F9A5499_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_E31BAC4E15708080C427D82E7F9A5499" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Issuances of common shares, and related tax effects </link:label>
<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_E31BAC4E15708080C427D82E7F9A5499_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues_E31BAC4E15708080C427D82E7F9A5499" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Issued During Period, Value, New Issues </link:label>
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<link:label id="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_75F74B929EE2DFB5DE78D82E7F9AAB63_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_75F74B929EE2DFB5DE78D82E7F9AAB63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based compensation, and related tax benefits </link:label>
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<link:label id="lab_us-gaap_StockRepurchasedDuringPeriodShares_7BF0DFC8D4676F0A4F6ED82E7F9A8C47_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodShares_7BF0DFC8D4676F0A4F6ED82E7F9A8C47" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Common share repurchases (in shares) </link:label>
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<link:label id="lab_us-gaap_DividendsCash_2493E9E5F02BEA76E449D82E7F9AC265_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DividendsCash_2493E9E5F02BEA76E449D82E7F9AC265" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Cash dividends paid on common shares </link:label>
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<link:label id="lab_us-gaap_UnsecuredDebtMember_5762807D5CE488F93435CAFD5A8FFDDC_terseLabel_en-US" xlink:label="lab_us-gaap_UnsecuredDebtMember_5762807D5CE488F93435CAFD5A8FFDDC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unsecured Debt [Member] </link:label>
<link:label id="lab_us-gaap_UnsecuredDebtMember_5762807D5CE488F93435CAFD5A8FFDDC_label_en-US" xlink:label="lab_us-gaap_UnsecuredDebtMember_5762807D5CE488F93435CAFD5A8FFDDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unsecured Debt [Member] </link:label>
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<link:label id="lab_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_C94CD3AC871F02AF779ECAFD5A8F247C_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_C94CD3AC871F02AF779ECAFD5A8F247C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Business Acquisition, Percentage of Voting Interests Acquired </link:label>
<link:label id="lab_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_C94CD3AC871F02AF779ECAFD5A8F247C_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_C94CD3AC871F02AF779ECAFD5A8F247C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Business Acquisition, Percentage of Voting Interests Acquired </link:label>
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<link:label id="lab_us-gaap_PaymentsToAcquireBusinessesGross_0E315B7DDCE8E6E66FE2CAFD5A8FC232_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesGross_0E315B7DDCE8E6E66FE2CAFD5A8FC232" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Payments to Acquire Business, Gross </link:label>
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<link:label id="lab_unh_PeopleServed_30ADE50E6F331CE1CC9ACAFD5A8FD841_terseLabel_en-US" xlink:label="lab_unh_PeopleServed_30ADE50E6F331CE1CC9ACAFD5A8FD841" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> People Served </link:label>
<link:label id="lab_unh_PeopleServed_30ADE50E6F331CE1CC9ACAFD5A8FD841_label_en-US" xlink:label="lab_unh_PeopleServed_30ADE50E6F331CE1CC9ACAFD5A8FD841" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> People Served </link:label>
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<link:label id="lab_unh_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFiniteLivedIntangiblesandGoodwill_4F68AAF816686D651450CAFD5A8FA04F_terseLabel_en-US" xlink:label="lab_unh_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFiniteLivedIntangiblesandGoodwill_4F68AAF816686D651450CAFD5A8FA04F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Business Combination, Consideration Transferred </link:label>
<link:label id="lab_unh_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFiniteLivedIntangiblesandGoodwill_4F68AAF816686D651450CAFD5A8FA04F_label_en-US" xlink:label="lab_unh_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFiniteLivedIntangiblesandGoodwill_4F68AAF816686D651450CAFD5A8FA04F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles and Goodwill </link:label>
<link:label id="lab_unh_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFiniteLivedIntangiblesandGoodwill_4F68AAF816686D651450CAFD5A8FA04F_documentation_en-US" xlink:label="lab_unh_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedFiniteLivedIntangiblesandGoodwill_4F68AAF816686D651450CAFD5A8FA04F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The amount of identifiable intangible assets and goodwill recognized as of the acquisition date. </link:label>
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<link:label id="lab_us-gaap_BusinessCombinationProFormaInformationRevenueOfAcquireeSinceAcquisitionDateActual_59FF9B379376479DB8D2CAFD5A8F3408_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessCombinationProFormaInformationRevenueOfAcquireeSinceAcquisitionDateActual_59FF9B379376479DB8D2CAFD5A8F3408" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Business Combination, Pro Forma Information, Revenue of Acquiree since Acquisition Date, Actual </link:label>
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<link:label id="lab_us-gaap_BusinessAcquisitionsProFormaRevenue_E796603D68A14329023ECAFD5A8FD4EB_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionsProFormaRevenue_E796603D68A14329023ECAFD5A8FD4EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Business Acquisition, Pro Forma Revenue </link:label>
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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_3DE72F862D6EFD4A6308C9F09C227296_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_3DE72F862D6EFD4A6308C9F09C227296" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] </link:label>
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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_188F17E9EEBF396A1633C9F09C22D2AB_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_188F17E9EEBF396A1633C9F09C22D2AB" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Outstanding at the beginning of the period </link:label>
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<link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_27999ED063167DE85785C9F09C225D01_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_27999ED063167DE85785C9F09C225D01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Granted, Shares </link:label>
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<link:label id="lab_unh_BusinessCombinationPreviousNonredeemableNoncontrollingInterestAcquired_9D8E18C40BC89BDE1EC6D3966026CE92_label_en-US" xlink:label="lab_unh_BusinessCombinationPreviousNonredeemableNoncontrollingInterestAcquired_9D8E18C40BC89BDE1EC6D3966026CE92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Business Combination, Previous Nonredeemable Noncontrolling Interest Acquired </link:label>
<link:label id="lab_unh_BusinessCombinationPreviousNonredeemableNoncontrollingInterestAcquired_9D8E18C40BC89BDE1EC6D3966026CE92_documentation_en-US" xlink:label="lab_unh_BusinessCombinationPreviousNonredeemableNoncontrollingInterestAcquired_9D8E18C40BC89BDE1EC6D3966026CE92" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This element represents the value of the nonredeemable noncontrolling interest acquired through an acquisition in which the Company purchased 100% of an entity which maintained a nonredeemable noncontrolling interest in another company. </link:label>
<link:loc xlink:href="unh-20150930.xsd#unh_BusinessCombinationPreviousNonredeemableNoncontrollingInterestAcquired" xlink:label="loc_unh_BusinessCombinationPreviousNonredeemableNoncontrollingInterestAcquired_9D8E18C40BC89BDE1EC6D3966026CE92" xlink:type="locator"/>
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<link:label id="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_C3E8B77CF0544AC10180D39660266274_totalLabel_en-US" xlink:label="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_C3E8B77CF0544AC10180D39660266274" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total net tangible liabilities </link:label>
<link:label id="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_C3E8B77CF0544AC10180D39660266274_label_en-US" xlink:label="lab_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_C3E8B77CF0544AC10180D39660266274" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_C3E8B77CF0544AC10180D39660266274" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ScheduleOfStockByClassTable_758FFB00CD087B7A0278C8E98E30C4B9_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfStockByClassTable_758FFB00CD087B7A0278C8E98E30C4B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Stock by Class [Table] </link:label>
<link:label id="lab_us-gaap_ScheduleOfStockByClassTable_758FFB00CD087B7A0278C8E98E30C4B9_label_en-US" xlink:label="lab_us-gaap_ScheduleOfStockByClassTable_758FFB00CD087B7A0278C8E98E30C4B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Stock by Class [Table] </link:label>
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<link:label id="lab_us-gaap_ClassOfStockLineItems_D6D5DBBF7B1AA1023AC5C8E98E30BB31_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockLineItems_D6D5DBBF7B1AA1023AC5C8E98E30BB31" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Class of Stock [Line Items] </link:label>
<link:label id="lab_us-gaap_ClassOfStockLineItems_D6D5DBBF7B1AA1023AC5C8E98E30BB31_label_en-US" xlink:label="lab_us-gaap_ClassOfStockLineItems_D6D5DBBF7B1AA1023AC5C8E98E30BB31" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Class of Stock [Line Items] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="loc_us-gaap_ClassOfStockLineItems_D6D5DBBF7B1AA1023AC5C8E98E30BB31" xlink:type="locator"/>
<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockLineItems_D6D5DBBF7B1AA1023AC5C8E98E30BB31" xlink:to="lab_us-gaap_ClassOfStockLineItems_D6D5DBBF7B1AA1023AC5C8E98E30BB31" xlink:type="arc"/>
<link:label id="lab_us-gaap_CommonStockDividendsPerShareCashPaid_B2AE817BDC13420F74A4C8E98E30C989_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockDividendsPerShareCashPaid_B2AE817BDC13420F74A4C8E98E30C989" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common Stock, Dividends, Per Share, Cash Paid </link:label>
<link:label id="lab_us-gaap_CommonStockDividendsPerShareCashPaid_B2AE817BDC13420F74A4C8E98E30C989_label_en-US" xlink:label="lab_us-gaap_CommonStockDividendsPerShareCashPaid_B2AE817BDC13420F74A4C8E98E30C989" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Dividends, Per Share, Cash Paid </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_B2AE817BDC13420F74A4C8E98E30C989" xlink:type="locator"/>
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<link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_E023672221B978E10D06C8E98E30138A_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock_E023672221B978E10D06C8E98E30138A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Payments of Ordinary Dividends, Common Stock </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_E023672221B978E10D06C8E98E30138A" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_9A9F9966F6936B3EEB19607ECB6BF8EB_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_9A9F9966F6936B3EEB19607ECB6BF8EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Stock Option and SAR Activity [Table Text Block] </link:label>
<link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_9A9F9966F6936B3EEB19607ECB6BF8EB_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_9A9F9966F6936B3EEB19607ECB6BF8EB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block] </link:label>
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<link:label id="lab_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_B5055A3EC6B6D8C312D5607ECB6BC110_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_B5055A3EC6B6D8C312D5607ECB6BC110" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Restricted Share Activity [Table Text Block] </link:label>
<link:label id="lab_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_B5055A3EC6B6D8C312D5607ECB6BC110_label_en-US" xlink:label="lab_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_B5055A3EC6B6D8C312D5607ECB6BC110" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity [Table Text Block] </link:label>
<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_B5055A3EC6B6D8C312D5607ECB6BC110" xlink:type="locator"/>
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<link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_172498114780AEDA9F7B607ECB6BE2ED_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_172498114780AEDA9F7B607ECB6BE2ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other Share-Based Compensation Data [Table Text Block] </link:label>
<link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_172498114780AEDA9F7B607ECB6BE2ED_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock_172498114780AEDA9F7B607ECB6BE2ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Share-based Compensation, Activity [Table Text Block] </link:label>
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4 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/28/24  UnitedHealth Group Inc.           10-K       12/31/23  119:19M
 2/24/23  UnitedHealth Group Inc.           10-K       12/31/22  119:19M
 2/15/22  UnitedHealth Group Inc.           10-K       12/31/21  113:19M
 3/01/21  UnitedHealth Group Inc.           10-K       12/31/20  107:17M
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