General Re Corp – ‘SC 13G’ on 5/6/97 re: Unico American Corp

As of:  Tuesday, 5/6/97   ·   Accession #:  317745-97-3   ·   File #:  5-10808

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Statement of Beneficial Ownership   —   Schedule 13G
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: SC 13G      Statement of Beneficial Ownership                      9±    29K 

Document Table of Contents

           UNITED STATES
          SECURITIES AND EXCHANGE COMMISSION
           Washington, DC  20549

          SCHEDULE 13G

         Under the Securities Exchange Act of 1934

          (Amendment No.)*

        UNICO AMERICAN CORPORATION
________________________________________________________________________        
            (Name of Issuer)

          COMMON STOCK, NO PAR
________________________________________________________________________        
            (Title of Class of Securities)

           904607108
________________________________________________________________________        
            (CUSIP Number)

*  The remainder of this cover page shall be filled out for a reporting         
person's initial filing on this form with respect to the subject class of       
securities, and for any subsequent amendment containing information             
which would alter disclosures provided in a prior cover page.                   

The information required on the remainder of this cover page shall not          
be deemed to be "filed" for the purpose of Section 18 of the Securities         
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of         
that section of the Act but shall be subject to all other provisions of the     
Act (however, see the Notes.)                                                   

CUSIP No.           904607108           13G        Page __2__  of __9__ Pages   
1                                                                               
NAME OF REPORTING PERSON                                                        
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON                                 

General Re Corporation                                                          
06-1026471                                                                      

2                                                                               
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*                               
(a)                                                                             
(b)                                                                             

3                                                                               
SEC USE ONLY                                                                    

4                                                                               
CITIZENSHIP OR PLACE OF ORGANIZATION                                            

State of Delaware                                                               

NUMBER OF                                                                   

SHARES          5           SOLE VOTING POWER                           
NONE            

BENEFICIALLY                                                                  

OWNED BY         6           SHARED VOTING POWER                          
432,092         

EACH                                                                  

REPORTING        7           SOLE DISPOSITIVE POWER                       
NONE            

PERSON                                                                  

WITH           8           SHARED DISPOSITIVE POWER                   
432,092         

9         AGGREGATE AMOUNT BENEFICIALLY OWNED BY                                
EACH REPORTING PERSON                                 
432,092                                               

10        CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)                          
EXCLUDES CERTAIN SHARES*                              

11        PERCENT OF CLASS REPRESENTED BY AMOUNT IN                             
ROW 9                                                 
7.1%                                                  

12        TYPE OF REPORTING PERSON*                                             
Corporation                                                 

*SEE INSTRUCTIONS BEFORE FILLING OUT          

CUSIP No.    904607108           13G             Page __3__  of __9__ Pages     

1                                                                               
NAME OF REPORTING PERSON                                                        
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON                                 

National Re Corporation                                                         
75-2300920                                                                      

2                                                                               
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*                               
(a)                                                                             
(b)                                                                             

3                                                                               
SEC USE ONLY                                                                    

4                                                                               
CITIZENSHIP OR PLACE OF ORGANIZATION                                            

State of Delaware                                                               

NUMBER OF                                                                   

SHARES           5            SOLE VOTING POWER                         
NONE        

BENEFICIALLY                                                                  

OWNED BY          6            SHARED VOTING POWER                        
432,092     

EACH                                                                  

REPORTING         7            SOLE DISPOSITIVE POWER                     
NONE        

PERSON                                                                

WITH           8            SHARED DISPOSITIVE POWER                
432,092     

9             AGGREGATE AMOUNT BENEFICIALLY OWNED BY                            
EACH REPORTING  PERSON                            
432,092                                           

10           CHECK BOX IF THE AGGREGATE AMOUNT IN                               
ROW (9) EXCLUDES CERTAIN SHARES*                  

11           PERCENT OF CLASS REPRESENTED BY AMOUNT                             
IN ROW 9                                          
7.1%                                              

12           TYPE OF REPORTING PERSON*                                          
Corporation                                       

*SEE INSTRUCTIONS BEFORE FILLING OUT        

CUSIP No.              904607108           13G     Page __4__  of __9__ Pages   

1                                                                               
NAME OF REPORTING PERSON                                                        
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON                                 

National Reinsurance Corporation                                                
13-1988169                                                                      

2                                                                               
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*                               
(a)                                                                             
(b)                                                                             

3                                                                               
SEC USE ONLY                                                                    

4                                                                               
CITIZENSHIP OR PLACE OF ORGANIZATION                                            

State of Delaware                                                               

NUMBER OF                                                                   

SHARES          5             SOLE VOTING POWER                         
NONE        

BENEFICIALLY                                                                  

OWNED BY         6             SHARED VOTING POWER                        
432,092     

EACH                                                                  

REPORTING        7             SOLE DISPOSITIVE POWER                     
NONE        

PERSON                                                                  

WITH            8            SHARED DISPOSITIVE POWER                 
432,092     

9           AGGREGATE AMOUNT BENEFICIALLY OWNED BY                              
EACH REPORTING PERSON                                   
432,092                                                 

10         CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)                         
EXCLUDES CERTAIN SHARES*                              

11         PERCENT OF CLASS REPRESENTED BY AMOUNT IN                            
ROW 9                                                 
7.1%                                                  

12         TYPE OF REPORTING PERSON*                                            
Corporation                                           

*SEE INSTRUCTIONS BEFORE FILLING OUT              

CUSIP No.            904607108          13G      Page __5__  of __9__ Pages     

1                                                                               
NAME OF REPORTING PERSON                                                        
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON                                 

National Intermediaries, Inc.                                                   
13-2866667                                                                      

2                                                                               
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*                               
(a)                                                                             
(b)                                                                             

3                                                                               
SEC USE ONLY                                                                    

4                                                                               
CITIZENSHIP OR PLACE OF ORGANIZATION                                            

New York                                                                        

NUMBER OF                                                                 

SHARES            5       SOLE VOTING POWER                             
NONE                

BENEFICIALLY                                                                  

OWNED BY           6       SHARED VOTING POWER                            
10                  

EACH                                                                  

REPORTING           7       SOLE DISPOSITIVE POWER                          
NONE                

PERSON                                                                    

WITH               8      SHARED DISPOSITIVE POWER                      
10                  

9           AGGREGATE AMOUNT BENEFICIALLY OWNED BY                              
EACH REPORTING PERSON                                 
10                                                    

10        CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)                          
EXCLUDES CERTAIN SHARES*                                

11        PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9                       
.00016%                                                   

12        TYPE OF REPORTING PERSON*                                             
Corporation                                             

*SEE INSTRUCTIONS BEFORE FILLING OUT      

                                                         Page 6 of 9 Pages

              SCHEDULE 13G

Item 1.                                                                         
(a)     Name of Issuer                                          

UNICO AMERICAN CORPORATION                      

(b)     Address of Issuer's Principal Executive Offices         

         23251 Mulholland Drive, Woodland Hills, California  91364

Item 2.                                                                         
(a)     Name of Person Filing                                   

GENERAL RE CORPORATION                          
NATIONAL RE CORPORATION                         
NATIONAL REINSURANCE CORPORATION                
NATIONAL INTERMEDIARIES, INC.                   

   (b)     Address of Principal Business Office or, if none, Residence

           FINANCIAL CENTRE, 695 EAST MAIN STREET, STAMFORD, CT  06904

(c)     Citizenship                                             

   General Re Corporation, National Re Corporation and
National Reinsurance Corporation                                            
DELAWARE CORPORATIONS         
   National Intermediaries, Inc.  NEW YORK CORPORATION

(d)     Title of Class of Securities                            

COMMON STOCK, NO PAR                            

(e)     CUSIP Number                                            

904607108                                       

Item 3. If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b),      
check whether the person filing is a:                   
General Re Corporation and National Re Corporation are each a   
      Parent Holding Company, in accordance with Rule 13d-(b)(ii)(G)
(Note:  See Item 7).            
National Reinsurance Company and National Intermediaries, Inc.  
  are each an Insurance Company as defined in section 3(a)(19)
of the Act.                                               

Item 4. Ownership                                                               
If the percent of the class owned, as of December 31 of the year
covered by the statement, or as of the last day of any month described in       
Rule 13d-1(b)(2), if applicable, exceeds five percent, provide the following    
information as of that date and identify those shares which there is a          
right to acquire.                                                               

(a)     Amount beneficially Owned                               
      See the Cover Pages for each of the Reporting Persons.

(b)     Percent of Class                                        
      See the Cover Pages for each of the Reporting Persons.

(c)     Number of shares as to which such person has:           
(i)     sole power to vote or to direct the vote
  (ii)    shared power to vote or to direct the vote
             (iii)   sole power to dispose or to direct the disposition of
            (iv)    shared power to dispose or to direct the disposition
                       of See the Cover Pages for each of the Reporting Persons.

Instruction:    For computations regarding securities which represents a        
right to acquire an underlying security see Rule 13d-3(d)(1)                    

                                                       Page 7 of 9 Pages

Item 5. Ownership of Five Percent or Less of a Class                            

Not Applicable                                                  

Item 6. Ownership of More than Five Percent on Behalf of Another Person.        

Not Applicable                                                  

Item 7. Identification and Classification of the Subsidiary Which Acquired      
the Security Being Reported on By the Parent Holding Company                    

If a parent holding company has filed this schedule pursuant to 
Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit         
stating the identify and Item 3 classification of the relevant subsidiary.      
If a parent holding company has filed this schedule pursuant to Rule            
13d-1(c), attach an exhibit stating the identification of the relevant          
subsidiary.  See Exhibit A.                                                     

Item 8. Identification and Classification of Members of the Group               

Not Applicable                                                  

Item 9. Notice of Dissolution of Group                                          

Not Applicable                                                  

Item 10.        Certification                                                   

Not Applicable                                                  

SIGNATURES                                                                      

After reasonable inquiry and to the best of my knowledge and    
belief, I certify that the information set forth in this statement is true,     
complete and correct.                                                           

April 25, 1997    
______________________________________________________                          
Date  

ERNEST C. FROHBOESE   
______________________________________________________                          
Signature   
Ernest C. Frohboese, Vice President - Investments   

______________________________________________________                          
Name/Title  
GENERAL RE CORPORATION  

April 25, 1997
_____________________________________________________                           
  Date

  RICHARD G. MCCARTY
_____________________________________________________                           
   Signature
   Richard G. McCarty, Assistant Secretary

_____________________________________________________                           
    Name/Title
   NATIONAL RE CORPORATION

    April 25, 1997
______________________________________________________                          
      Date

      LORRAINE D. MANDEL
______________________________________________________                          
     Signature
       Lorraine D. Mandel, Assistant Secretary

______________________________________________________                          
      Name/Title
      NATIONAL REINSURANCE CORPORATION

        April 25, 1997
_____________________________________________________                           
        Date

           RICHARD G. MC CARTY
_____________________________________________________                           
         Signature
       Richard G. McCarty, Assistant Secretary

_____________________________________________________                           
            Name/Title
           NATIONAL INTERMEDIARIES, INC.

                                                     Page 8 of 9 Pages
  SCHEDULE 13G

   EXHIBIT A

   TO BE INCLUDED IN STATEMENTS FILED BY
   PARENT HOLDING COMPANY PURSUANT TO ITEM 7

National Re Corporation, a Delaware corporation, is a wholly    
owned subsidiary of General Re Corporation with its principal office at         
Financial Centre, 695 East Main Street, Stamford, CT  06904.                    

National Reinsurance Corporation, a Delaware corporation, is a  
wholly owned subsidiary of National Re Corporation, with its principal          
office at Financial Centre, 695 East Main Street, Stamford, CT  06904.          

National Intermediaries, Inc., a New York Corporation, is a     
wholly owned subsidiary of National Reinsurance Corporation with its            
principal office at Financial Centre, 695 East Main Street, Stamford, CT        
06904.                                                                          

   National Intermediaries, Inc. is an insurance company as defined in
Section 3(a)(19) of the Securities Exchange Act of 1934, with its principal     
office at Financial Centre, 695 East Main Street, Stamford, CT  06904.          

                                                       Page 9 of 9 Pages
SCHEDULE 13G            
EXHIBIT B           

TO BE INCLUDED IN STATEMENTS            
FILED PURSUANT TO RULE 13d-1(c)           

RULE 13d-1(f)(1)          

The undersigned persons agree and consent to the joint filing on
their behalf of this Schedule 13G in connection with their beneficial           
ownership of the Common Stock of UNICO AMERICAN                                 
CORPORATION at December 31, 1996.                                               

                        GENERAL RE CORPORATION

                                                 ERNEST C. FROHBOESE
Dated:  April 25, 1997  By:  ________________________________________________   

                       NATIONAL RE CORPORATION

                           RICHARD G. MC CARTY
Dated:  April 25, 1997  By:  ________________________________________________   

                NATIONAL REINSURANCE CORPORATION

                                                    LORRAINE D. MANDEL
Dated:  April 25, 1997  By:  ________________________________________________   

                             NATIONAL INTERMEDIARIES, INC.

                                         RICHARD G. MC CARTY
Dated:  April 25, 1997  By:  ________________________________________________   

Dates Referenced Herein   and   Documents Incorporated by Reference

This ‘SC 13G’ Filing		Date		Other Filings
Filed on:		5/6/97
		4/25/97
		12/31/96		10-K,  10-K405,  11-K,  8-K
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