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National Rural Utilities Cooperative Finance Corp/DC – ‘10-Q’ for 11/30/12 – ‘EX-101.LAB’

On:  Monday, 1/14/13, at 4:20pm ET   ·   For:  11/30/12   ·   Accession #:  70502-13-29   ·   File #:  1-07102

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  As Of               Filer                 Filing    For·On·As Docs:Size

 1/14/13  Nat’l Rural Utilities Co… Corp/DC 10-Q       11/30/12   75:21M

Quarterly Report   —   Form 10-Q   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        November 30, 2012 10-Q                              HTML   1.37M 
 2: 10-Q        As Printed November 30 2012 10-Q -- nov302012_10q    PDF    860K 
 3: EX-10.1     Gup F - Bond Purchase Agreement                     HTML    562K 
 4: EX-10.2     Gup F - Amended, Restated, and Consolidated Bond    HTML    196K 
                Guarantee Agreement                                              
 5: EX-10.3     Gup F - Amended, Restated and Consolidated Pledge   HTML    224K 
                Agreement                                                        
 6: EX-10.4     Material Contract -- gupf_advance                   HTML    305K 
 7: EX-31.1     Certification Pursuant to Section 302 - Petersen    HTML     29K 
 8: EX-31.2     Certification Pursuant to Section 302 - Lilly       HTML     29K 
 9: EX-32.1     Certification Pursuant to Section 906 - Petersen    HTML     22K 
10: EX-32.2     Certification Pursuant to Section 906 - Lilly       HTML     22K 
52: R1          Document and Entity Information                     HTML     42K 
42: R2          Condensed Consolidated Balance Sheets               HTML    134K 
50: R3          Condensed Consolidated Statements of Operations     HTML     96K 
54: R4          Condensed Consolidated Statements of Comprehensive  HTML     59K 
                Income                                                           
69: R5          Condensed Consolidated Statement of Changes in      HTML     45K 
                Equity                                                           
44: R6          Condensed Consolidated Statements of Cash Flows     HTML    148K 
49: R7          General Information and Accounting Policies         HTML    107K 
38: R8          Investments                                         HTML     23K 
29: R9          Loans and Commitments                               HTML    715K 
70: R10         Foreclosed Assets                                   HTML     43K 
56: R11         Short-Term Debt and Credit Arrangements             HTML    101K 
55: R12         Long-Term Debt                                      HTML     64K 
60: R13         Subordinated Deferrable Debt                        HTML     32K 
61: R14         Derivative Financial Instruments                    HTML     89K 
59: R15         Equity                                              HTML     34K 
62: R16         Guarantees                                          HTML     69K 
51: R17         Fair Value Measurement                              HTML     65K 
53: R18         Fair Value of Financial Instruments                 HTML     87K 
58: R19         Segment Information                                 HTML    337K 
75: R20         General Information and Accounting Policies         HTML    158K 
                (Policies)                                                       
65: R21         General Information and Accounting Policies         HTML     85K 
                (Tables)                                                         
46: R22         Loans and Commitments (Tables)                      HTML    719K 
57: R23         Foreclosed Assets (Tables)                          HTML     42K 
48: R24         Short-Term Debt and Credit Arrangements (Tables)    HTML    102K 
23: R25         Long-Term Debt (Tables)                             HTML     63K 
66: R26         Subordinated Deferrable Debt (Tables)               HTML     31K 
71: R27         Derivative Financial Instruments (Tables)           HTML     89K 
33: R28         Guarantees (Tables)                                 HTML     65K 
32: R29         Fair Value Measurement (Tables)                     HTML     62K 
36: R30         Fair Value of Financial Instruments (Tables)        HTML     76K 
37: R31         Segment Information (Tables)                        HTML    331K 
39: R32         General Information and Accounting Policies         HTML     42K 
                (Details)                                                        
22: R33         General Information and Accounting Policies         HTML     40K 
                (Details 2)                                                      
63: R34         General Information and Accounting Policies         HTML     38K 
                (Details 3)                                                      
45: R35         General Information and Accounting Policies         HTML     33K 
                (Details 4)                                                      
47: R36         Investments (Details)                               HTML     43K 
26: R37         Loans and Commitments (Details)                     HTML     82K 
74: R38         Loans and Commitments (Details 2)                   HTML     40K 
17: R39         Loans and Commitments (Details 3)                   HTML     64K 
40: R40         Loans and Commitments (Details 4)                   HTML     43K 
68: R41         Loans and Commitments (Details 5)                   HTML     56K 
25: R42         Loans and Commitments (Details 6)                   HTML     78K 
31: R43         Loans and Commitments (Details 7)                   HTML     79K 
35: R44         Loans and Commitments (Details 8)                   HTML     44K 
43: R45         Foreclosed Assets (Details)                         HTML     33K 
21: R46         Short-Term Debt and Credit Arrangements (Details)   HTML     40K 
28: R47         Short-Term Debt and Credit Arrangements (Details    HTML     55K 
                2)                                                               
19: R48         Long-Term Debt (Details)                            HTML     57K 
67: R49         Subordinated Deferrable Debt (Details)              HTML     30K 
24: R50         Derivative Financial Instruments (Details)          HTML     63K 
64: R51         Equity (Details)                                    HTML     29K 
27: R52         Guarantees (Details)                                HTML     56K 
41: R53         Guarantees (Details 2)                              HTML     39K 
18: R54         Fair Value Measurement (Details)                    HTML     43K 
20: R55         Fair Value of Financial Instruments (Details)       HTML     80K 
34: R56         Segment Information (Details)                       HTML    141K 
72: XML         IDEA XML File -- Filing Summary                      XML    105K 
30: EXCEL       IDEA Workbook of Financial Reports (.xls)            XLS   3.60M 
11: EX-101.INS  XBRL Instance Document 11-30-2012 -- nrc-20121130    XML   4.83M 
13: EX-101.CAL  XBRL Calculation Linkbase 11-30-2012 --              XML    200K 
                nrc-20121130_cal                                                 
14: EX-101.DEF  XBRL Definition Linkbase 11-30-2012 --               XML    999K 
                nrc-20121130_def                                                 
15: EX-101.LAB  XBRL Label Linkbase 11-30-2012 -- nrc-20121130_lab   XML   2.39M 
16: EX-101.PRE  XBRL Presentation Linkbase 11-30-2012 --             XML   1.21M 
                nrc-20121130_pre                                                 
12: EX-101.SCH  XBRL Schema 11-30-2012 -- nrc-20121130               XSD    224K 
73: ZIP         XBRL Zipped Folder -- 0000070502-13-000029-xbrl      Zip    279K

‘EX-101.LAB’   —   XBRL Label Linkbase 11-30-2012 — nrc-20121130_lab

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
<?xml version="1.0" encoding="windows-1252"?>
<!-- Created by Merrill Corporation -->
<!-- Generated by Fujitsu Interstage XWand B0166_M01 -->
<!-- Generated by IRIS XBRL Generation Engine -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xlink:label="ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xlink:title="ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xml:lang="en-US" id="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock"> Schedule of Activity in Guarantee Liability Account Table [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xlink:to="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xlink:title="label: ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock to label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xml:lang="en-US" id="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock_2"> Summary of activity in the guarantee liability account </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xlink:to="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock_2" xlink:title="label: ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock to label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xml:lang="en-US" id="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock_3"> Tabular disclosure of the activity in the guarantee liability account. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" xlink:to="label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock_3" xlink:title="label: ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock to label_ScheduleOfActivityInGuaranteeLiabilityAccountTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ReimbursementObligationAgreementMember" xlink:label="ReimbursementObligationAgreementMember" xlink:title="ReimbursementObligationAgreementMember"/>
<link:label xlink:type="resource" xlink:label="label_ReimbursementObligationAgreementMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReimbursementObligationAgreementMember" xml:lang="en-US" id="label_ReimbursementObligationAgreementMember"> Reimbursement Obligation Agreement [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReimbursementObligationAgreementMember" xlink:to="label_ReimbursementObligationAgreementMember" xlink:title="label: ReimbursementObligationAgreementMember to label_ReimbursementObligationAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ReimbursementObligationAgreementMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ReimbursementObligationAgreementMember" xml:lang="en-US" id="label_ReimbursementObligationAgreementMember_2"> Reimbursement obligation agreements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReimbursementObligationAgreementMember" xlink:to="label_ReimbursementObligationAgreementMember_2" xlink:title="label: ReimbursementObligationAgreementMember to label_ReimbursementObligationAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ReimbursementObligationAgreementMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ReimbursementObligationAgreementMember" xml:lang="en-US" id="label_ReimbursementObligationAgreementMember_3"> Represents the activity related to potential exposure under reimbursement obligation agreements that the guarantor has in place with other lenders. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReimbursementObligationAgreementMember" xlink:to="label_ReimbursementObligationAgreementMember_3" xlink:title="label: ReimbursementObligationAgreementMember to label_ReimbursementObligationAgreementMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DistributionSystemsMember" xlink:label="DistributionSystemsMember" xlink:title="DistributionSystemsMember"/>
<link:label xlink:type="resource" xlink:label="label_DistributionSystemsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DistributionSystemsMember" xml:lang="en-US" id="label_DistributionSystemsMember"> Distribution Systems [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DistributionSystemsMember" xlink:to="label_DistributionSystemsMember" xlink:title="label: DistributionSystemsMember to label_DistributionSystemsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DistributionSystemsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DistributionSystemsMember" xml:lang="en-US" id="label_DistributionSystemsMember_2"> Distribution </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DistributionSystemsMember" xlink:to="label_DistributionSystemsMember_2" xlink:title="label: DistributionSystemsMember to label_DistributionSystemsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DistributionSystemsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DistributionSystemsMember" xml:lang="en-US" id="label_DistributionSystemsMember_3"> Represents information pertaining to distribution loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DistributionSystemsMember" xlink:to="label_DistributionSystemsMember_3" xlink:title="label: DistributionSystemsMember to label_DistributionSystemsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DistributionSystemsMember_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DistributionSystemsMember" xml:lang="en-US" id="label_DistributionSystemsMember_4"> Distribution system mortgage notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DistributionSystemsMember" xlink:to="label_DistributionSystemsMember_4" xlink:title="label: DistributionSystemsMember to label_DistributionSystemsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CollateralTrustBonds2007IndentureMember" xlink:label="CollateralTrustBonds2007IndentureMember" xlink:title="CollateralTrustBonds2007IndentureMember"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds2007IndentureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralTrustBonds2007IndentureMember" xml:lang="en-US" id="label_CollateralTrustBonds2007IndentureMember"> Collateral Trust Bonds 2007 Indenture [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds2007IndentureMember" xlink:to="label_CollateralTrustBonds2007IndentureMember" xlink:title="label: CollateralTrustBonds2007IndentureMember to label_CollateralTrustBonds2007IndentureMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds2007IndentureMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CollateralTrustBonds2007IndentureMember" xml:lang="en-US" id="label_CollateralTrustBonds2007IndentureMember_2"> Collateral trust bonds 2007 indenture </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds2007IndentureMember" xlink:to="label_CollateralTrustBonds2007IndentureMember_2" xlink:title="label: CollateralTrustBonds2007IndentureMember to label_CollateralTrustBonds2007IndentureMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds2007IndentureMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CollateralTrustBonds2007IndentureMember" xml:lang="en-US" id="label_CollateralTrustBonds2007IndentureMember_3"> Represents collateral trust bonds issued under a 2007 indenture. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds2007IndentureMember" xlink:to="label_CollateralTrustBonds2007IndentureMember_3" xlink:title="label: CollateralTrustBonds2007IndentureMember to label_CollateralTrustBonds2007IndentureMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CollateralTrustBonds1994IndentureMember" xlink:label="CollateralTrustBonds1994IndentureMember" xlink:title="CollateralTrustBonds1994IndentureMember"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds1994IndentureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralTrustBonds1994IndentureMember" xml:lang="en-US" id="label_CollateralTrustBonds1994IndentureMember"> Collateral Trust Bonds 1994 Indenture [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds1994IndentureMember" xlink:to="label_CollateralTrustBonds1994IndentureMember" xlink:title="label: CollateralTrustBonds1994IndentureMember to label_CollateralTrustBonds1994IndentureMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds1994IndentureMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CollateralTrustBonds1994IndentureMember" xml:lang="en-US" id="label_CollateralTrustBonds1994IndentureMember_2"> Collateral trust bonds 1994 indenture </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds1994IndentureMember" xlink:to="label_CollateralTrustBonds1994IndentureMember_2" xlink:title="label: CollateralTrustBonds1994IndentureMember to label_CollateralTrustBonds1994IndentureMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds1994IndentureMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CollateralTrustBonds1994IndentureMember" xml:lang="en-US" id="label_CollateralTrustBonds1994IndentureMember_3"> Represents collateral trust bonds issued under a 1994 indenture. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds1994IndentureMember" xlink:to="label_CollateralTrustBonds1994IndentureMember_3" xlink:title="label: CollateralTrustBonds1994IndentureMember to label_CollateralTrustBonds1994IndentureMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd#invest_InvestmentTable" xlink:label="InvestmentTable" xlink:title="InvestmentTable"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentTable" xml:lang="en-US" id="label_InvestmentTable"> Investment [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentTable" xlink:to="label_InvestmentTable" xlink:title="label: InvestmentTable to label_InvestmentTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PowerSupplySystemsMember" xlink:label="PowerSupplySystemsMember" xlink:title="PowerSupplySystemsMember"/>
<link:label xlink:type="resource" xlink:label="label_PowerSupplySystemsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PowerSupplySystemsMember" xml:lang="en-US" id="label_PowerSupplySystemsMember"> Power Supply Systems [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PowerSupplySystemsMember" xlink:to="label_PowerSupplySystemsMember" xlink:title="label: PowerSupplySystemsMember to label_PowerSupplySystemsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PowerSupplySystemsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PowerSupplySystemsMember" xml:lang="en-US" id="label_PowerSupplySystemsMember_2"> Power supply </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PowerSupplySystemsMember" xlink:to="label_PowerSupplySystemsMember_2" xlink:title="label: PowerSupplySystemsMember to label_PowerSupplySystemsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PowerSupplySystemsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PowerSupplySystemsMember" xml:lang="en-US" id="label_PowerSupplySystemsMember_3"> Represents information pertaining to power supply loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PowerSupplySystemsMember" xlink:to="label_PowerSupplySystemsMember_3" xlink:title="label: PowerSupplySystemsMember to label_PowerSupplySystemsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_StatewideAndAssociateMember" xlink:label="StatewideAndAssociateMember" xlink:title="StatewideAndAssociateMember"/>
<link:label xlink:type="resource" xlink:label="label_StatewideAndAssociateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatewideAndAssociateMember" xml:lang="en-US" id="label_StatewideAndAssociateMember"> Statewide and Associate [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatewideAndAssociateMember" xlink:to="label_StatewideAndAssociateMember" xlink:title="label: StatewideAndAssociateMember to label_StatewideAndAssociateMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StatewideAndAssociateMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatewideAndAssociateMember" xml:lang="en-US" id="label_StatewideAndAssociateMember_2"> Statewide and associate </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatewideAndAssociateMember" xlink:to="label_StatewideAndAssociateMember_2" xlink:title="label: StatewideAndAssociateMember to label_StatewideAndAssociateMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StatewideAndAssociateMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StatewideAndAssociateMember" xml:lang="en-US" id="label_StatewideAndAssociateMember_3"> Represents information pertaining to statewide and associate loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatewideAndAssociateMember" xlink:to="label_StatewideAndAssociateMember_3" xlink:title="label: StatewideAndAssociateMember to label_StatewideAndAssociateMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LongTermTaxExemptLoansMember" xlink:label="LongTermTaxExemptLoansMember" xlink:title="LongTermTaxExemptLoansMember"/>
<link:label xlink:type="resource" xlink:label="label_LongTermTaxExemptLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermTaxExemptLoansMember" xml:lang="en-US" id="label_LongTermTaxExemptLoansMember"> Long Term Tax Exempt Loans [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermTaxExemptLoansMember" xlink:to="label_LongTermTaxExemptLoansMember" xlink:title="label: LongTermTaxExemptLoansMember to label_LongTermTaxExemptLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermTaxExemptLoansMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermTaxExemptLoansMember" xml:lang="en-US" id="label_LongTermTaxExemptLoansMember_2"> Long-term tax-exempt bonds </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermTaxExemptLoansMember" xlink:to="label_LongTermTaxExemptLoansMember_2" xlink:title="label: LongTermTaxExemptLoansMember to label_LongTermTaxExemptLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermTaxExemptLoansMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LongTermTaxExemptLoansMember" xml:lang="en-US" id="label_LongTermTaxExemptLoansMember_3"> Represents information pertaining to long-term tax-exempt bonds. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermTaxExemptLoansMember" xlink:to="label_LongTermTaxExemptLoansMember_3" xlink:title="label: LongTermTaxExemptLoansMember to label_LongTermTaxExemptLoansMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LetterOfCreditSecuredMember" xlink:label="LetterOfCreditSecuredMember" xlink:title="LetterOfCreditSecuredMember"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditSecuredMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LetterOfCreditSecuredMember" xml:lang="en-US" id="label_LetterOfCreditSecuredMember"> Letter of Credit Secured [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditSecuredMember" xlink:to="label_LetterOfCreditSecuredMember" xlink:title="label: LetterOfCreditSecuredMember to label_LetterOfCreditSecuredMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditSecuredMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LetterOfCreditSecuredMember" xml:lang="en-US" id="label_LetterOfCreditSecuredMember_2"> Letters of credit, secured </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditSecuredMember" xlink:to="label_LetterOfCreditSecuredMember_2" xlink:title="label: LetterOfCreditSecuredMember to label_LetterOfCreditSecuredMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditSecuredMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LetterOfCreditSecuredMember" xml:lang="en-US" id="label_LetterOfCreditSecuredMember_3"> A document typically issued by a financial institution which acts as a guarantee of payment to a beneficiary, or as the source of payment for a specific transaction (for example, wiring funds to a foreign exporter if and when specified merchandise is accepted pursuant to the terms of the letter of credit) which is secured by collateral. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditSecuredMember" xlink:to="label_LetterOfCreditSecuredMember_3" xlink:title="label: LetterOfCreditSecuredMember to label_LetterOfCreditSecuredMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MasterLetterOfCreditMember" xlink:label="MasterLetterOfCreditMember" xlink:title="MasterLetterOfCreditMember"/>
<link:label xlink:type="resource" xlink:label="label_MasterLetterOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MasterLetterOfCreditMember" xml:lang="en-US" id="label_MasterLetterOfCreditMember"> Master Letter of Credit [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MasterLetterOfCreditMember" xlink:to="label_MasterLetterOfCreditMember" xlink:title="label: MasterLetterOfCreditMember to label_MasterLetterOfCreditMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MasterLetterOfCreditMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MasterLetterOfCreditMember" xml:lang="en-US" id="label_MasterLetterOfCreditMember_2"> Master letter of credit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MasterLetterOfCreditMember" xlink:to="label_MasterLetterOfCreditMember_2" xlink:title="label: MasterLetterOfCreditMember to label_MasterLetterOfCreditMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MasterLetterOfCreditMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MasterLetterOfCreditMember" xml:lang="en-US" id="label_MasterLetterOfCreditMember_3"> Represents the master letter of credit facility which acts as a guarantee of payment to a beneficiary, or as the source of payment for a specific transaction. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MasterLetterOfCreditMember" xlink:to="label_MasterLetterOfCreditMember_3" xlink:title="label: MasterLetterOfCreditMember to label_MasterLetterOfCreditMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentDescription" xlink:label="AmendmentDescription" xlink:title="AmendmentDescription"/>
<link:label xlink:type="resource" xlink:label="label_AmendmentDescription" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentDescription" xml:lang="en-US" id="label_AmendmentDescription"> Amendment Description </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentDescription" xlink:to="label_AmendmentDescription" xlink:title="label: AmendmentDescription to label_AmendmentDescription" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xlink:label="MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xlink:title="MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember"/>
<link:label xlink:type="resource" xlink:label="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xml:lang="en-US" id="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember"> Master Letter of Credit Subject Material Adverse Change Clauses [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xlink:to="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xlink:title="label: MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember to label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xml:lang="en-US" id="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember_2"> Master letter of credit subject to material adverse change clauses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xlink:to="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember_2" xlink:title="label: MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember to label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xml:lang="en-US" id="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember_3"> Represents the master letter of credit facility, subject to material adverse change clauses, which acts as a guarantee of payment to a beneficiary, or as the source of payment for a specific transaction. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" xlink:to="label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember_3" xlink:title="label: MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember to label_MasterLetterOfCreditSubjectMaterialAdverseChangeClausesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag"/>
<link:label xlink:type="resource" xlink:label="label_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentFlag" xml:lang="en-US" id="label_AmendmentFlag"> Amendment Flag </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="label_AmendmentFlag" xlink:title="label: AmendmentFlag to label_AmendmentFlag" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xlink:label="LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xlink:title="LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xml:lang="en-US" id="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued"> Letter of Credit Facility Maximum Additional Amount Potentially Required to be Issued </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xlink:to="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xlink:title="label: LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued to label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xml:lang="en-US" id="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued_2"> Maximum additional amount potentially required to be issued </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xlink:to="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued_2" xlink:title="label: LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued to label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xml:lang="en-US" id="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued_3"> Represents the maximum potential additional amount that may be required to be issued to third parties for the benefit of the entity's members. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" xlink:to="label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued_3" xlink:title="label: LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued to label_LetterOfCreditFacilityMaximumAdditionalAmountPotentiallyRequiredToBeIssued" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xlink:label="LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xlink:title="LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xml:lang="en-US" id="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan"> Letter of Credit Facility Commitments that Can be Used for Issuance of Letters of Credit or Line of Credit Loan </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xlink:to="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xlink:title="label: LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan to label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xml:lang="en-US" id="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan_2"> Commitments that may be used for the issuance of letters of credit or line of credit loan advances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xlink:to="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan_2" xlink:title="label: LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan to label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xml:lang="en-US" id="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan_3"> Represents the amount of commitments that may be used for the issuance of letters of credit or line of credit loan advances, at the option of the borrower. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" xlink:to="label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan_3" xlink:title="label: LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan to label_LetterOfCreditFacilityCommitmentsThatCanBeUsedForIssuanceOfLettersOfCreditOrLineOfCreditLoan" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CounterpartyGroupMember" xlink:label="CounterpartyGroupMember" xlink:title="CounterpartyGroupMember"/>
<link:label xlink:type="resource" xlink:label="label_CounterpartyGroupMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CounterpartyGroupMember" xml:lang="en-US" id="label_CounterpartyGroupMember"> Counterparty Group [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartyGroupMember" xlink:to="label_CounterpartyGroupMember" xlink:title="label: CounterpartyGroupMember to label_CounterpartyGroupMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CounterpartyGroupMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CounterpartyGroupMember" xml:lang="en-US" id="label_CounterpartyGroupMember_2"> Counterparty Group </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartyGroupMember" xlink:to="label_CounterpartyGroupMember_2" xlink:title="label: CounterpartyGroupMember to label_CounterpartyGroupMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CounterpartyGroupMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CounterpartyGroupMember" xml:lang="en-US" id="label_CounterpartyGroupMember_3"> Represents activity related to a group of counterparties. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartyGroupMember" xlink:to="label_CounterpartyGroupMember_3" xlink:title="label: CounterpartyGroupMember to label_CounterpartyGroupMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd#invest_InvestmentAxis" xlink:label="InvestmentAxis" xlink:title="InvestmentAxis"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentAxis" xml:lang="en-US" id="label_InvestmentAxis"> Investment [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentAxis" xlink:to="label_InvestmentAxis" xlink:title="label: InvestmentAxis to label_InvestmentAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CounterpartySpecificMember" xlink:label="CounterpartySpecificMember" xlink:title="CounterpartySpecificMember"/>
<link:label xlink:type="resource" xlink:label="label_CounterpartySpecificMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CounterpartySpecificMember" xml:lang="en-US" id="label_CounterpartySpecificMember"> Represents activity related to a specific counterparty. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartySpecificMember" xlink:to="label_CounterpartySpecificMember" xlink:title="label: CounterpartySpecificMember to label_CounterpartySpecificMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CounterpartySpecificMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CounterpartySpecificMember" xml:lang="en-US" id="label_CounterpartySpecificMember_2"> Counterparty Specific [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartySpecificMember" xlink:to="label_CounterpartySpecificMember_2" xlink:title="label: CounterpartySpecificMember to label_CounterpartySpecificMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CounterpartySpecificMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CounterpartySpecificMember" xml:lang="en-US" id="label_CounterpartySpecificMember_3"> Specific Counterparty </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartySpecificMember" xlink:to="label_CounterpartySpecificMember_3" xlink:title="label: CounterpartySpecificMember to label_CounterpartySpecificMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd#invest_InvestmentDomain" xlink:label="InvestmentDomain" xlink:title="InvestmentDomain"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentDomain" xml:lang="en-US" id="label_InvestmentDomain"> Investment [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentDomain" xlink:to="label_InvestmentDomain" xlink:title="label: InvestmentDomain to label_InvestmentDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableByCategoryAxis" xlink:label="FinancingReceivableByCategoryAxis" xlink:title="FinancingReceivableByCategoryAxis"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableByCategoryAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableByCategoryAxis" xml:lang="en-US" id="label_FinancingReceivableByCategoryAxis"> Financing Receivable by Category [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableByCategoryAxis" xlink:to="label_FinancingReceivableByCategoryAxis" xlink:title="label: FinancingReceivableByCategoryAxis to label_FinancingReceivableByCategoryAxis" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableByCategoryAxis_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableByCategoryAxis" xml:lang="en-US" id="label_FinancingReceivableByCategoryAxis_2"> Information by category of financing receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableByCategoryAxis" xlink:to="label_FinancingReceivableByCategoryAxis_2" xlink:title="label: FinancingReceivableByCategoryAxis to label_FinancingReceivableByCategoryAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CaribbeanAssetHoldingsMember" xlink:label="CaribbeanAssetHoldingsMember" xlink:title="CaribbeanAssetHoldingsMember"/>
<link:label xlink:type="resource" xlink:label="label_CaribbeanAssetHoldingsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CaribbeanAssetHoldingsMember" xml:lang="en-US" id="label_CaribbeanAssetHoldingsMember"> Caribbean Asset Holdings [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CaribbeanAssetHoldingsMember" xlink:to="label_CaribbeanAssetHoldingsMember" xlink:title="label: CaribbeanAssetHoldingsMember to label_CaribbeanAssetHoldingsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CaribbeanAssetHoldingsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CaribbeanAssetHoldingsMember" xml:lang="en-US" id="label_CaribbeanAssetHoldingsMember_2"> CAH </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CaribbeanAssetHoldingsMember" xlink:to="label_CaribbeanAssetHoldingsMember_2" xlink:title="label: CaribbeanAssetHoldingsMember to label_CaribbeanAssetHoldingsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CaribbeanAssetHoldingsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CaribbeanAssetHoldingsMember" xml:lang="en-US" id="label_CaribbeanAssetHoldingsMember_3"> Represents information pertaining to Caribbean Asset Holdings. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CaribbeanAssetHoldingsMember" xlink:to="label_CaribbeanAssetHoldingsMember_3" xlink:title="label: CaribbeanAssetHoldingsMember to label_CaribbeanAssetHoldingsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DentonRealtyPartnersLPMember" xlink:label="DentonRealtyPartnersLPMember" xlink:title="DentonRealtyPartnersLPMember"/>
<link:label xlink:type="resource" xlink:label="label_DentonRealtyPartnersLPMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DentonRealtyPartnersLPMember" xml:lang="en-US" id="label_DentonRealtyPartnersLPMember"> Denton Realty Partners LP [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DentonRealtyPartnersLPMember" xlink:to="label_DentonRealtyPartnersLPMember" xlink:title="label: DentonRealtyPartnersLPMember to label_DentonRealtyPartnersLPMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DentonRealtyPartnersLPMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DentonRealtyPartnersLPMember" xml:lang="en-US" id="label_DentonRealtyPartnersLPMember_2"> DRP </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DentonRealtyPartnersLPMember" xlink:to="label_DentonRealtyPartnersLPMember_2" xlink:title="label: DentonRealtyPartnersLPMember to label_DentonRealtyPartnersLPMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DentonRealtyPartnersLPMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DentonRealtyPartnersLPMember" xml:lang="en-US" id="label_DentonRealtyPartnersLPMember_3"> Represents information pertaining to Denton Realty Partners, LP. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DentonRealtyPartnersLPMember" xlink:to="label_DentonRealtyPartnersLPMember_3" xlink:title="label: DentonRealtyPartnersLPMember to label_DentonRealtyPartnersLPMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableByCategoryDomain" xlink:label="FinancingReceivableByCategoryDomain" xlink:title="FinancingReceivableByCategoryDomain"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableByCategoryDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableByCategoryDomain" xml:lang="en-US" id="label_FinancingReceivableByCategoryDomain"> Financing Receivable by Category [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableByCategoryDomain" xlink:to="label_FinancingReceivableByCategoryDomain" xlink:title="label: FinancingReceivableByCategoryDomain to label_FinancingReceivableByCategoryDomain" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableByCategoryDomain_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableByCategoryDomain" xml:lang="en-US" id="label_FinancingReceivableByCategoryDomain_2"> Represents the category of financing receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableByCategoryDomain" xlink:to="label_FinancingReceivableByCategoryDomain_2" xlink:title="label: FinancingReceivableByCategoryDomain to label_FinancingReceivableByCategoryDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ForeclosedAssetsRollForward" xlink:label="ForeclosedAssetsRollForward" xlink:title="ForeclosedAssetsRollForward"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ForeclosedAssetsRollForward" xml:lang="en-US" id="label_ForeclosedAssetsRollForward"> Activity for foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsRollForward" xlink:to="label_ForeclosedAssetsRollForward" xlink:title="label: ForeclosedAssetsRollForward to label_ForeclosedAssetsRollForward" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsRollForward_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForeclosedAssetsRollForward" xml:lang="en-US" id="label_ForeclosedAssetsRollForward_2"> Foreclosed Assets [Roll Forward] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsRollForward" xlink:to="label_ForeclosedAssetsRollForward_2" xlink:title="label: ForeclosedAssetsRollForward to label_ForeclosedAssetsRollForward" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xlink:label="ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xlink:title="ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock"> Schedule of Line of Credit Facility Covenants [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xlink:to="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xlink:title="label: ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock to label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock_2"> Schedule of required and actual financial ratios under the revolving credit agreements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xlink:to="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock_2" xlink:title="label: ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock to label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock_3"> Tabular disclosure of certain financial covenants ratios under the entity's revolving credit agreements. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" xlink:to="label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock_3" xlink:title="label: ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock to label_ScheduleOfLineOfCreditFacilityCovenantsTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CommercialPaperSoldThroughDealersNetOfDiscountsMember" xlink:label="CommercialPaperSoldThroughDealersNetOfDiscountsMember" xlink:title="CommercialPaperSoldThroughDealersNetOfDiscountsMember"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" xml:lang="en-US" id="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember"> Commercial paper sold through dealers, net of discounts </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldThroughDealersNetOfDiscountsMember" xlink:to="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" xlink:title="label: CommercialPaperSoldThroughDealersNetOfDiscountsMember to label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" xml:lang="en-US" id="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember_2"> Represents information pertaining to commercial paper sold through dealers, net of discounts. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldThroughDealersNetOfDiscountsMember" xlink:to="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember_2" xlink:title="label: CommercialPaperSoldThroughDealersNetOfDiscountsMember to label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" xml:lang="en-US" id="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember_3"> Commercial Paper Sold Through Dealers Net of Discounts [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldThroughDealersNetOfDiscountsMember" xlink:to="label_CommercialPaperSoldThroughDealersNetOfDiscountsMember_3" xlink:title="label: CommercialPaperSoldThroughDealersNetOfDiscountsMember to label_CommercialPaperSoldThroughDealersNetOfDiscountsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CommercialPaperSoldDirectlyToMembersAtParMember" xlink:label="CommercialPaperSoldDirectlyToMembersAtParMember" xlink:title="CommercialPaperSoldDirectlyToMembersAtParMember"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldDirectlyToMembersAtParMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommercialPaperSoldDirectlyToMembersAtParMember" xml:lang="en-US" id="label_CommercialPaperSoldDirectlyToMembersAtParMember"> Commercial Paper Sold Directly to Members at Par [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldDirectlyToMembersAtParMember" xlink:to="label_CommercialPaperSoldDirectlyToMembersAtParMember" xlink:title="label: CommercialPaperSoldDirectlyToMembersAtParMember to label_CommercialPaperSoldDirectlyToMembersAtParMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldDirectlyToMembersAtParMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommercialPaperSoldDirectlyToMembersAtParMember" xml:lang="en-US" id="label_CommercialPaperSoldDirectlyToMembersAtParMember_2"> Commercial paper sold directly to members, at par </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldDirectlyToMembersAtParMember" xlink:to="label_CommercialPaperSoldDirectlyToMembersAtParMember_2" xlink:title="label: CommercialPaperSoldDirectlyToMembersAtParMember to label_CommercialPaperSoldDirectlyToMembersAtParMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldDirectlyToMembersAtParMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommercialPaperSoldDirectlyToMembersAtParMember" xml:lang="en-US" id="label_CommercialPaperSoldDirectlyToMembersAtParMember_3"> Represents information pertaining to commercial paper sold directly to members, at par. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldDirectlyToMembersAtParMember" xlink:to="label_CommercialPaperSoldDirectlyToMembersAtParMember_3" xlink:title="label: CommercialPaperSoldDirectlyToMembersAtParMember to label_CommercialPaperSoldDirectlyToMembersAtParMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CommercialPaperSoldDirectlyToNonMembersAtParMember" xlink:label="CommercialPaperSoldDirectlyToNonMembersAtParMember" xlink:title="CommercialPaperSoldDirectlyToNonMembersAtParMember"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldDirectlyToNonMembersAtParMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommercialPaperSoldDirectlyToNonMembersAtParMember" xml:lang="en-US" id="label_CommercialPaperSoldDirectlyToNonMembersAtParMember"> Commercial Paper Sold Directly to Non Members at Par [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldDirectlyToNonMembersAtParMember" xlink:to="label_CommercialPaperSoldDirectlyToNonMembersAtParMember" xlink:title="label: CommercialPaperSoldDirectlyToNonMembersAtParMember to label_CommercialPaperSoldDirectlyToNonMembersAtParMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldDirectlyToNonMembersAtParMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommercialPaperSoldDirectlyToNonMembersAtParMember" xml:lang="en-US" id="label_CommercialPaperSoldDirectlyToNonMembersAtParMember_2"> Commercial paper sold directly to non-members, at par </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldDirectlyToNonMembersAtParMember" xlink:to="label_CommercialPaperSoldDirectlyToNonMembersAtParMember_2" xlink:title="label: CommercialPaperSoldDirectlyToNonMembersAtParMember to label_CommercialPaperSoldDirectlyToNonMembersAtParMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperSoldDirectlyToNonMembersAtParMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommercialPaperSoldDirectlyToNonMembersAtParMember" xml:lang="en-US" id="label_CommercialPaperSoldDirectlyToNonMembersAtParMember_3"> Represents information pertaining to commercial paper sold directly to non-members, at par. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperSoldDirectlyToNonMembersAtParMember" xlink:to="label_CommercialPaperSoldDirectlyToNonMembersAtParMember_3" xlink:title="label: CommercialPaperSoldDirectlyToNonMembersAtParMember to label_CommercialPaperSoldDirectlyToNonMembersAtParMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd#invest_InvestmentLineItems" xlink:label="InvestmentLineItems" xlink:title="InvestmentLineItems"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InvestmentLineItems" xml:lang="en-US" id="label_InvestmentLineItems"> Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentLineItems" xlink:to="label_InvestmentLineItems" xlink:title="label: InvestmentLineItems to label_InvestmentLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentLineItems" xml:lang="en-US" id="label_InvestmentLineItems_2"> Investment [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentLineItems" xlink:to="label_InvestmentLineItems_2" xlink:title="label: InvestmentLineItems to label_InvestmentLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ProceedsFromForeclosedAssets" xlink:label="ProceedsFromForeclosedAssets" xlink:title="ProceedsFromForeclosedAssets"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromForeclosedAssets" xml:lang="en-US" id="label_ProceedsFromForeclosedAssets"> Proceeds from Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromForeclosedAssets" xlink:to="label_ProceedsFromForeclosedAssets" xlink:title="label: ProceedsFromForeclosedAssets to label_ProceedsFromForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromForeclosedAssets_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromForeclosedAssets" xml:lang="en-US" id="label_ProceedsFromForeclosedAssets_2"> Proceeds from foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromForeclosedAssets" xlink:to="label_ProceedsFromForeclosedAssets_2" xlink:title="label: ProceedsFromForeclosedAssets to label_ProceedsFromForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromForeclosedAssets_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromForeclosedAssets" xml:lang="en-US" id="label_ProceedsFromForeclosedAssets_3"> The cash inflow from the operation of assets received in full or partial satisfaction of a receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromForeclosedAssets" xlink:to="label_ProceedsFromForeclosedAssets_3" xlink:title="label: ProceedsFromForeclosedAssets to label_ProceedsFromForeclosedAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_InvestmentsInForeclosedAssets" xlink:label="InvestmentsInForeclosedAssets" xlink:title="InvestmentsInForeclosedAssets"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsInForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsInForeclosedAssets" xml:lang="en-US" id="label_InvestmentsInForeclosedAssets"> Investments in Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInForeclosedAssets" xlink:to="label_InvestmentsInForeclosedAssets" xlink:title="label: InvestmentsInForeclosedAssets to label_InvestmentsInForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsInForeclosedAssets_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_InvestmentsInForeclosedAssets" xml:lang="en-US" id="label_InvestmentsInForeclosedAssets_2"> Investments in foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInForeclosedAssets" xlink:to="label_InvestmentsInForeclosedAssets_2" xlink:title="label: InvestmentsInForeclosedAssets to label_InvestmentsInForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsInForeclosedAssets_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InvestmentsInForeclosedAssets" xml:lang="en-US" id="label_InvestmentsInForeclosedAssets_3"> The cash outflow from the operation of assets received in full or partial satisfaction of a receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInForeclosedAssets" xlink:to="label_InvestmentsInForeclosedAssets_3" xlink:title="label: InvestmentsInForeclosedAssets to label_InvestmentsInForeclosedAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_StockholdersEquityTable" xlink:label="StockholdersEquityTable" xlink:title="StockholdersEquityTable"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityTable" xml:lang="en-US" id="label_StockholdersEquityTable"> Stockholder's Equity [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityTable" xlink:to="label_StockholdersEquityTable" xlink:title="label: StockholdersEquityTable to label_StockholdersEquityTable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityTable_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockholdersEquityTable" xml:lang="en-US" id="label_StockholdersEquityTable_2"> Schedule detailing information related to stockholders' equity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityTable" xlink:to="label_StockholdersEquityTable_2" xlink:title="label: StockholdersEquityTable to label_StockholdersEquityTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate"/>
<link:label xlink:type="resource" xlink:label="label_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentFiscalYearEndDate" xml:lang="en-US" id="label_CurrentFiscalYearEndDate"> Current Fiscal Year End Date </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="label_CurrentFiscalYearEndDate" xlink:title="label: CurrentFiscalYearEndDate to label_CurrentFiscalYearEndDate" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_StockholdersEquityLineItems" xlink:label="StockholdersEquityLineItems" xlink:title="StockholdersEquityLineItems"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityLineItems" xml:lang="en-US" id="label_StockholdersEquityLineItems"> Stockholder's Equity [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityLineItems" xlink:to="label_StockholdersEquityLineItems" xlink:title="label: StockholdersEquityLineItems to label_StockholdersEquityLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityLineItems" xml:lang="en-US" id="label_StockholdersEquityLineItems_2"> Equity disclosures </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityLineItems" xlink:to="label_StockholdersEquityLineItems_2" xlink:title="label: StockholdersEquityLineItems to label_StockholdersEquityLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xlink:label="SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xlink:title="SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xml:lang="en-US" id="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances"> Subordinated Certificates and Other Amounts Applied Against Loan Balances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xlink:to="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xlink:title="label: SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances to label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xml:lang="en-US" id="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances_2"> Subordinated certificates and other amounts applied against loan balances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xlink:to="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances_2" xlink:title="label: SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances to label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xml:lang="en-US" id="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances_3"> Represents the amount of the original member certificate in satisfaction of outstanding loans into in a noncash (or part noncash) transaction. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" xlink:to="label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances_3" xlink:title="label: SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances to label_SubordinatedCertificatesAndOtherAmountsAppliedAgainstLoanBalances" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_IncreaseToPatronageCapitalRetirementPayable" xlink:label="IncreaseToPatronageCapitalRetirementPayable" xlink:title="IncreaseToPatronageCapitalRetirementPayable"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseToPatronageCapitalRetirementPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseToPatronageCapitalRetirementPayable" xml:lang="en-US" id="label_IncreaseToPatronageCapitalRetirementPayable"> Increase to Patronage Capital Retirement Payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseToPatronageCapitalRetirementPayable" xlink:to="label_IncreaseToPatronageCapitalRetirementPayable" xlink:title="label: IncreaseToPatronageCapitalRetirementPayable to label_IncreaseToPatronageCapitalRetirementPayable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseToPatronageCapitalRetirementPayable_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseToPatronageCapitalRetirementPayable" xml:lang="en-US" id="label_IncreaseToPatronageCapitalRetirementPayable_2"> Increase to patronage capital retirement payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseToPatronageCapitalRetirementPayable" xlink:to="label_IncreaseToPatronageCapitalRetirementPayable_2" xlink:title="label: IncreaseToPatronageCapitalRetirementPayable to label_IncreaseToPatronageCapitalRetirementPayable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseToPatronageCapitalRetirementPayable_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncreaseToPatronageCapitalRetirementPayable" xml:lang="en-US" id="label_IncreaseToPatronageCapitalRetirementPayable_3"> Net earnings allocated to patrons, as required by the District of Columbia cooperative law and authorized by CFC's Board of Directors, that will be paid to patrons subsequent to the balance sheet date. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseToPatronageCapitalRetirementPayable" xlink:to="label_IncreaseToPatronageCapitalRetirementPayable_3" xlink:title="label: IncreaseToPatronageCapitalRetirementPayable to label_IncreaseToPatronageCapitalRetirementPayable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_IncreaseDecreaseInDebtServiceReserves" xlink:label="IncreaseDecreaseInDebtServiceReserves" xlink:title="IncreaseDecreaseInDebtServiceReserves"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDebtServiceReserves" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInDebtServiceReserves" xml:lang="en-US" id="label_IncreaseDecreaseInDebtServiceReserves"> Increase (Decrease) in Debt Service Reserves </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDebtServiceReserves" xlink:to="label_IncreaseDecreaseInDebtServiceReserves" xlink:title="label: IncreaseDecreaseInDebtServiceReserves to label_IncreaseDecreaseInDebtServiceReserves" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDebtServiceReserves_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncreaseDecreaseInDebtServiceReserves" xml:lang="en-US" id="label_IncreaseDecreaseInDebtServiceReserves_2"> Represents the noncash (or part noncash) net reduction of an asset and liability resulting from the repayment of bonds covered under a guarantee that require a debt service reserve fund. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDebtServiceReserves" xlink:to="label_IncreaseDecreaseInDebtServiceReserves_2" xlink:title="label: IncreaseDecreaseInDebtServiceReserves to label_IncreaseDecreaseInDebtServiceReserves" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDebtServiceReserves_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInDebtServiceReserves" xml:lang="en-US" id="label_IncreaseDecreaseInDebtServiceReserves_3"> Net decrease in debt service reserve funds/debt service reserve certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDebtServiceReserves" xlink:to="label_IncreaseDecreaseInDebtServiceReserves_3" xlink:title="label: IncreaseDecreaseInDebtServiceReserves to label_IncreaseDecreaseInDebtServiceReserves" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_AssetsOtherThanReceivables" xlink:label="AssetsOtherThanReceivables" xlink:title="AssetsOtherThanReceivables"/>
<link:label xlink:type="resource" xlink:label="label_AssetsOtherThanReceivables" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AssetsOtherThanReceivables" xml:lang="en-US" id="label_AssetsOtherThanReceivables"> Other assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsOtherThanReceivables" xlink:to="label_AssetsOtherThanReceivables" xlink:title="label: AssetsOtherThanReceivables to label_AssetsOtherThanReceivables" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AssetsOtherThanReceivables_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsOtherThanReceivables" xml:lang="en-US" id="label_AssetsOtherThanReceivables_2"> Assets Other than Receivables </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsOtherThanReceivables" xlink:to="label_AssetsOtherThanReceivables_2" xlink:title="label: AssetsOtherThanReceivables to label_AssetsOtherThanReceivables" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AssetsOtherThanReceivables_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AssetsOtherThanReceivables" xml:lang="en-US" id="label_AssetsOtherThanReceivables_3"> The aggregate carrying amounts, as of the balance sheet date, of assets, other than receivables, separately disclosed in the balance sheet. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsOtherThanReceivables" xlink:to="label_AssetsOtherThanReceivables_3" xlink:title="label: AssetsOtherThanReceivables to label_AssetsOtherThanReceivables" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PatronageCapitalAppliedAgainstLoanBalances" xlink:label="PatronageCapitalAppliedAgainstLoanBalances" xlink:title="PatronageCapitalAppliedAgainstLoanBalances"/>
<link:label xlink:type="resource" xlink:label="label_PatronageCapitalAppliedAgainstLoanBalances" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PatronageCapitalAppliedAgainstLoanBalances" xml:lang="en-US" id="label_PatronageCapitalAppliedAgainstLoanBalances"> Patronage Capital Applied Against Loan Balances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageCapitalAppliedAgainstLoanBalances" xlink:to="label_PatronageCapitalAppliedAgainstLoanBalances" xlink:title="label: PatronageCapitalAppliedAgainstLoanBalances to label_PatronageCapitalAppliedAgainstLoanBalances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageCapitalAppliedAgainstLoanBalances_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PatronageCapitalAppliedAgainstLoanBalances" xml:lang="en-US" id="label_PatronageCapitalAppliedAgainstLoanBalances_2"> Patronage capital applied against loan balances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageCapitalAppliedAgainstLoanBalances" xlink:to="label_PatronageCapitalAppliedAgainstLoanBalances_2" xlink:title="label: PatronageCapitalAppliedAgainstLoanBalances to label_PatronageCapitalAppliedAgainstLoanBalances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageCapitalAppliedAgainstLoanBalances_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PatronageCapitalAppliedAgainstLoanBalances" xml:lang="en-US" id="label_PatronageCapitalAppliedAgainstLoanBalances_3"> Represents the amount of patronage capital applied as satisfaction of outstanding loans into in a noncash (or part noncash) transaction. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageCapitalAppliedAgainstLoanBalances" xlink:to="label_PatronageCapitalAppliedAgainstLoanBalances_3" xlink:title="label: PatronageCapitalAppliedAgainstLoanBalances to label_PatronageCapitalAppliedAgainstLoanBalances" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xlink:label="NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xlink:title="NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances"/>
<link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xml:lang="en-US" id="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances"> Represents the portion of patronage capital attributable to a noncontrolling interest applied as satisfaction of outstanding loans in a noncash (or part noncash) transaction. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xlink:to="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xlink:title="label: NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances to label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xml:lang="en-US" id="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances_2"> Noncontrolling interest patronage capital applied against loan balances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xlink:to="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances_2" xlink:title="label: NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances to label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xml:lang="en-US" id="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances_3"> Noncontrolling Interest Patronage Capital Applied Against Loan Balances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" xlink:to="label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances_3" xlink:title="label: NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances to label_NoncontrollingInterestPatronageCapitalAppliedAgainstLoanBalances" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PatronageCapitalRetirementPayable" xlink:label="PatronageCapitalRetirementPayable" xlink:title="PatronageCapitalRetirementPayable"/>
<link:label xlink:type="resource" xlink:label="label_PatronageCapitalRetirementPayable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PatronageCapitalRetirementPayable" xml:lang="en-US" id="label_PatronageCapitalRetirementPayable"> Carrying value as of the balance sheet date of net earning allocated to patrons at the end of the year, as required by the District of Columbia cooperative law. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageCapitalRetirementPayable" xlink:to="label_PatronageCapitalRetirementPayable" xlink:title="label: PatronageCapitalRetirementPayable to label_PatronageCapitalRetirementPayable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageCapitalRetirementPayable_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PatronageCapitalRetirementPayable" xml:lang="en-US" id="label_PatronageCapitalRetirementPayable_2"> Patronage Capital Retirement Payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageCapitalRetirementPayable" xlink:to="label_PatronageCapitalRetirementPayable_2" xlink:title="label: PatronageCapitalRetirementPayable to label_PatronageCapitalRetirementPayable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageCapitalRetirementPayable_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PatronageCapitalRetirementPayable" xml:lang="en-US" id="label_PatronageCapitalRetirementPayable_3"> Patronage capital retirement payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageCapitalRetirementPayable" xlink:to="label_PatronageCapitalRetirementPayable_3" xlink:title="label: PatronageCapitalRetirementPayable to label_PatronageCapitalRetirementPayable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MembersSubordinatedCertificates" xlink:label="MembersSubordinatedCertificates" xlink:title="MembersSubordinatedCertificates"/>
<link:label xlink:type="resource" xlink:label="label_MembersSubordinatedCertificates" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MembersSubordinatedCertificates" xml:lang="en-US" id="label_MembersSubordinatedCertificates"> Members Subordinated Certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MembersSubordinatedCertificates" xlink:to="label_MembersSubordinatedCertificates" xlink:title="label: MembersSubordinatedCertificates to label_MembersSubordinatedCertificates" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MembersSubordinatedCertificates_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MembersSubordinatedCertificates" xml:lang="en-US" id="label_MembersSubordinatedCertificates_2"> Members' subordinated certificates: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MembersSubordinatedCertificates" xlink:to="label_MembersSubordinatedCertificates_2" xlink:title="label: MembersSubordinatedCertificates to label_MembersSubordinatedCertificates" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentInformationTextBlock" xlink:label="DocumentInformationTextBlock" xlink:title="DocumentInformationTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_DocumentInformationTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentInformationTextBlock" xml:lang="en-US" id="label_DocumentInformationTextBlock"> Document Information [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentInformationTextBlock" xlink:to="label_DocumentInformationTextBlock" xlink:title="label: DocumentInformationTextBlock to label_DocumentInformationTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_TotalMembersSubordinatedCertificates" xlink:label="TotalMembersSubordinatedCertificates" xlink:title="TotalMembersSubordinatedCertificates"/>
<link:label xlink:type="resource" xlink:label="label_TotalMembersSubordinatedCertificates" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_TotalMembersSubordinatedCertificates" xml:lang="en-US" id="label_TotalMembersSubordinatedCertificates"> Total members' subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalMembersSubordinatedCertificates" xlink:to="label_TotalMembersSubordinatedCertificates" xlink:title="label: TotalMembersSubordinatedCertificates to label_TotalMembersSubordinatedCertificates" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_TotalMembersSubordinatedCertificates_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TotalMembersSubordinatedCertificates" xml:lang="en-US" id="label_TotalMembersSubordinatedCertificates_2"> Sum of the carrying values as of the balance sheet date of all member subordinated debt. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalMembersSubordinatedCertificates" xlink:to="label_TotalMembersSubordinatedCertificates_2" xlink:title="label: TotalMembersSubordinatedCertificates to label_TotalMembersSubordinatedCertificates" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_TotalMembersSubordinatedCertificates_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TotalMembersSubordinatedCertificates" xml:lang="en-US" id="label_TotalMembersSubordinatedCertificates_3"> Total Members Subordinated Certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalMembersSubordinatedCertificates" xlink:to="label_TotalMembersSubordinatedCertificates_3" xlink:title="label: TotalMembersSubordinatedCertificates to label_TotalMembersSubordinatedCertificates" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ResultsOfOperationsOfForeclosedAssets" xlink:label="ResultsOfOperationsOfForeclosedAssets" xlink:title="ResultsOfOperationsOfForeclosedAssets"/>
<link:label xlink:type="resource" xlink:label="label_ResultsOfOperationsOfForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ResultsOfOperationsOfForeclosedAssets" xml:lang="en-US" id="label_ResultsOfOperationsOfForeclosedAssets"> Results of operations from foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ResultsOfOperationsOfForeclosedAssets" xlink:to="label_ResultsOfOperationsOfForeclosedAssets" xlink:title="label: ResultsOfOperationsOfForeclosedAssets to label_ResultsOfOperationsOfForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ResultsOfOperationsOfForeclosedAssets_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_ResultsOfOperationsOfForeclosedAssets" xml:lang="en-US" id="label_ResultsOfOperationsOfForeclosedAssets_2"> Results of operations of foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ResultsOfOperationsOfForeclosedAssets" xlink:to="label_ResultsOfOperationsOfForeclosedAssets_2" xlink:title="label: ResultsOfOperationsOfForeclosedAssets to label_ResultsOfOperationsOfForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ResultsOfOperationsOfForeclosedAssets_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ResultsOfOperationsOfForeclosedAssets" xml:lang="en-US" id="label_ResultsOfOperationsOfForeclosedAssets_3"> The amount of income or loss recognized from operations of our investments in repossessed assets. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ResultsOfOperationsOfForeclosedAssets" xlink:to="label_ResultsOfOperationsOfForeclosedAssets_3" xlink:title="label: ResultsOfOperationsOfForeclosedAssets to label_ResultsOfOperationsOfForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ResultsOfOperationsOfForeclosedAssets_4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ResultsOfOperationsOfForeclosedAssets" xml:lang="en-US" id="label_ResultsOfOperationsOfForeclosedAssets_4"> Results of Operations of Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ResultsOfOperationsOfForeclosedAssets" xlink:to="label_ResultsOfOperationsOfForeclosedAssets_4" xlink:title="label: ResultsOfOperationsOfForeclosedAssets to label_ResultsOfOperationsOfForeclosedAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate"/>
<link:label xlink:type="resource" xlink:label="label_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentPeriodEndDate" xml:lang="en-US" id="label_DocumentPeriodEndDate"> Document Period End Date </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="label_DocumentPeriodEndDate" xlink:title="label: DocumentPeriodEndDate to label_DocumentPeriodEndDate" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xlink:label="ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xlink:title="ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xml:lang="en-US" id="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges"> Foreclosed Assets, Results of Operations Including Impairment Charges </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xlink:to="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xlink:title="label: ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges to label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xml:lang="en-US" id="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges_2"> Represents the amount of operating income (loss) and impairment charges earned or incurred during the period on foreclosed assets. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xlink:to="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges_2" xlink:title="label: ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges to label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges_3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xml:lang="en-US" id="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges_3"> Results of operations of foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" xlink:to="label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges_3" xlink:title="label: ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges to label_ForeclosedAssetsResultsOfOperationsIncludingImpairmentCharges" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PayFixedReceiveVariableSwapsMember" xlink:label="PayFixedReceiveVariableSwapsMember" xlink:title="PayFixedReceiveVariableSwapsMember"/>
<link:label xlink:type="resource" xlink:label="label_PayFixedReceiveVariableSwapsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PayFixedReceiveVariableSwapsMember" xml:lang="en-US" id="label_PayFixedReceiveVariableSwapsMember"> Pay Fixed Receive Variable Swaps [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayFixedReceiveVariableSwapsMember" xlink:to="label_PayFixedReceiveVariableSwapsMember" xlink:title="label: PayFixedReceiveVariableSwapsMember to label_PayFixedReceiveVariableSwapsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PayFixedReceiveVariableSwapsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PayFixedReceiveVariableSwapsMember" xml:lang="en-US" id="label_PayFixedReceiveVariableSwapsMember_2"> Pay fixed-receive variable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayFixedReceiveVariableSwapsMember" xlink:to="label_PayFixedReceiveVariableSwapsMember_2" xlink:title="label: PayFixedReceiveVariableSwapsMember to label_PayFixedReceiveVariableSwapsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PayFixedReceiveVariableSwapsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PayFixedReceiveVariableSwapsMember" xml:lang="en-US" id="label_PayFixedReceiveVariableSwapsMember_3"> An arrangement between two parties (counterparties), in which one party pays at a fixed rate, while the other pays at a floating rate. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayFixedReceiveVariableSwapsMember" xlink:to="label_PayFixedReceiveVariableSwapsMember_3" xlink:title="label: PayFixedReceiveVariableSwapsMember to label_PayFixedReceiveVariableSwapsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PayVariableReceiveFixedSwapsMember" xlink:label="PayVariableReceiveFixedSwapsMember" xlink:title="PayVariableReceiveFixedSwapsMember"/>
<link:label xlink:type="resource" xlink:label="label_PayVariableReceiveFixedSwapsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PayVariableReceiveFixedSwapsMember" xml:lang="en-US" id="label_PayVariableReceiveFixedSwapsMember"> Pay Variable Receive Fixed Swaps [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayVariableReceiveFixedSwapsMember" xlink:to="label_PayVariableReceiveFixedSwapsMember" xlink:title="label: PayVariableReceiveFixedSwapsMember to label_PayVariableReceiveFixedSwapsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PayVariableReceiveFixedSwapsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PayVariableReceiveFixedSwapsMember" xml:lang="en-US" id="label_PayVariableReceiveFixedSwapsMember_2"> Pay variable-receive fixed </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayVariableReceiveFixedSwapsMember" xlink:to="label_PayVariableReceiveFixedSwapsMember_2" xlink:title="label: PayVariableReceiveFixedSwapsMember to label_PayVariableReceiveFixedSwapsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PayVariableReceiveFixedSwapsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PayVariableReceiveFixedSwapsMember" xml:lang="en-US" id="label_PayVariableReceiveFixedSwapsMember_3"> An arrangement between two parties (counterparties), in which one party pays at a floating rate, while the other pays at a fixed rate. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayVariableReceiveFixedSwapsMember" xlink:to="label_PayVariableReceiveFixedSwapsMember_3" xlink:title="label: PayVariableReceiveFixedSwapsMember to label_PayVariableReceiveFixedSwapsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityTextBlock" xlink:label="EntityTextBlock" xlink:title="EntityTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_EntityTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityTextBlock" xml:lang="en-US" id="label_EntityTextBlock"> Entity [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTextBlock" xlink:to="label_EntityTextBlock" xlink:title="label: EntityTextBlock to label_EntityTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xlink:label="DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xlink:title="DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xml:lang="en-US" id="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties"> Derivative Credit Risk Related Contingent Features Number of Counterparties </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xlink:to="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xlink:title="label: DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties to label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xml:lang="en-US" id="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties_2"> Number of counterparties </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xlink:to="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties_2" xlink:title="label: DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties to label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xml:lang="en-US" id="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties_3"> Represents the number of counterparties. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" xlink:to="label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties_3" xlink:title="label: DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties to label_DerivativeCreditRiskRelatedContingentFeaturesNumberOfCounterparties" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xlink:label="PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xlink:title="PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings"/>
<link:label xlink:type="resource" xlink:label="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xml:lang="en-US" id="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings"> Patronage Refunds Authorized as Percentage of Allocation of Net Earnings </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xlink:to="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xlink:title="label: PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings to label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xml:lang="en-US" id="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings_2"> Retirement of allocated net earnings, authorized percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xlink:to="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings_2" xlink:title="label: PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings to label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xml:lang="en-US" id="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings_3"> Represents the percentage of net earnings to be distributed to patrons of the cooperative authorized by the entity's Board of Directors. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" xlink:to="label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings_3" xlink:title="label: PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings to label_PatronageRefundsAuthorizedAsPercentageOfAllocationOfNetEarnings" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xlink:label="FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xlink:title="FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure"> Financing Receivable Recorded Investment Nonperforming Status Net of Reserve Fair Value Disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xlink:to="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xlink:title="label: FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure to label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure_2"> Non-performing loans, net of specific reserves </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xlink:to="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure_2" xlink:title="label: FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure to label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure_3"> This element represents the portion of the recorded investment in financing receivables that are on nonaccrual status valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" xlink:to="label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure_3" xlink:title="label: FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure to label_FinancingReceivableRecordedInvestmentNonperformingStatusNetOfReserveFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xlink:label="FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xlink:title="FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xml:lang="en-US" id="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings"> Fair Value Measurement with Unobservable Inputs Reconciliation Asset Impaired Financing Receivable Nonperforming Status Gain (Loss) Included in Earnings </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xlink:to="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xlink:title="label: FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings to label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xml:lang="en-US" id="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings_2"> Total losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xlink:to="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings_2" xlink:title="label: FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings to label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xml:lang="en-US" id="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings_3"> This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. The element may be used in both the balance sheet and disclosure in the same submission. Amount of allowance for credit losses related to recorded investment. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" xlink:to="label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings_3" xlink:title="label: FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings to label_FairValueMeasurementWithUnobservableInputsReconciliationAssetImpairedFinancingReceivableNonperformingStatusGainLossIncludedInEarnings" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FairValueOffBalanceSheetRiskAbstract" xlink:label="FairValueOffBalanceSheetRiskAbstract" xlink:title="FairValueOffBalanceSheetRiskAbstract"/>
<link:label xlink:type="resource" xlink:label="label_FairValueOffBalanceSheetRiskAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOffBalanceSheetRiskAbstract" xml:lang="en-US" id="label_FairValueOffBalanceSheetRiskAbstract"> Fair Value Off Balance Sheet Risk [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOffBalanceSheetRiskAbstract" xlink:to="label_FairValueOffBalanceSheetRiskAbstract" xlink:title="label: FairValueOffBalanceSheetRiskAbstract to label_FairValueOffBalanceSheetRiskAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueOffBalanceSheetRiskAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOffBalanceSheetRiskAbstract" xml:lang="en-US" id="label_FairValueOffBalanceSheetRiskAbstract_2"> Off-balance sheet instruments: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOffBalanceSheetRiskAbstract" xlink:to="label_FairValueOffBalanceSheetRiskAbstract_2" xlink:title="label: FairValueOffBalanceSheetRiskAbstract to label_FairValueOffBalanceSheetRiskAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="DerivativeNotionalAmount" xlink:title="DerivativeNotionalAmount"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeNotionalAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeNotionalAmount" xml:lang="en-US" id="label_DerivativeNotionalAmount"> Notional amounts outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeNotionalAmount" xlink:to="label_DerivativeNotionalAmount" xlink:title="label: DerivativeNotionalAmount to label_DerivativeNotionalAmount" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeNotionalAmount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeNotionalAmount" xml:lang="en-US" id="label_DerivativeNotionalAmount_2"> Derivative, Notional Amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeNotionalAmount" xlink:to="label_DerivativeNotionalAmount_2" xlink:title="label: DerivativeNotionalAmount to label_DerivativeNotionalAmount" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xlink:label="LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xlink:title="LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xml:lang="en-US" id="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised"> Represents the minimum period from which the option to select fixed rates can be exercised with the fixed rate resetting or repricing at the end of each selected rate term. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xlink:to="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xlink:title="label: LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised to label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xml:lang="en-US" id="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised_2"> Loans Receivable Minimum Period from which Option to Select Fixed Rates Can be Exercised </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xlink:to="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised_2" xlink:title="label: LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised to label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xml:lang="en-US" id="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised_3"> Minimum period from which the option to select fixed rates can be exercised </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" xlink:to="label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised_3" xlink:title="label: LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised to label_LoansReceivableMinimumPeriodFromWhichOptionToSelectFixedRatesCanBeExercised" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="EntityDomain" xlink:title="EntityDomain"/>
<link:label xlink:type="resource" xlink:label="label_EntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityDomain" xml:lang="en-US" id="label_EntityDomain"> Entity [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityDomain" xlink:to="label_EntityDomain" xlink:title="label: EntityDomain to label_EntityDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_VariableRateLoansFrequencyOfInterestRatesReset" xlink:label="VariableRateLoansFrequencyOfInterestRatesReset" xlink:title="VariableRateLoansFrequencyOfInterestRatesReset"/>
<link:label xlink:type="resource" xlink:label="label_VariableRateLoansFrequencyOfInterestRatesReset" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VariableRateLoansFrequencyOfInterestRatesReset" xml:lang="en-US" id="label_VariableRateLoansFrequencyOfInterestRatesReset"> Represents the frequency of interest rates reset of variable-rate loans valued at cost. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableRateLoansFrequencyOfInterestRatesReset" xlink:to="label_VariableRateLoansFrequencyOfInterestRatesReset" xlink:title="label: VariableRateLoansFrequencyOfInterestRatesReset to label_VariableRateLoansFrequencyOfInterestRatesReset" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableRateLoansFrequencyOfInterestRatesReset_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableRateLoansFrequencyOfInterestRatesReset" xml:lang="en-US" id="label_VariableRateLoansFrequencyOfInterestRatesReset_2"> Variable Rate Loans Frequency of Interest Rates Reset </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableRateLoansFrequencyOfInterestRatesReset" xlink:to="label_VariableRateLoansFrequencyOfInterestRatesReset_2" xlink:title="label: VariableRateLoansFrequencyOfInterestRatesReset to label_VariableRateLoansFrequencyOfInterestRatesReset" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableRateLoansFrequencyOfInterestRatesReset_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableRateLoansFrequencyOfInterestRatesReset" xml:lang="en-US" id="label_VariableRateLoansFrequencyOfInterestRatesReset_3"> Frequency of interest rates reset of variable-rate loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableRateLoansFrequencyOfInterestRatesReset" xlink:to="label_VariableRateLoansFrequencyOfInterestRatesReset_3" xlink:title="label: VariableRateLoansFrequencyOfInterestRatesReset to label_VariableRateLoansFrequencyOfInterestRatesReset" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xlink:label="MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xlink:title="MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates"/>
<link:label xlink:type="resource" xlink:label="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xml:lang="en-US" id="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates"> Maturity period of short-term debt for which the fair value is estimated based on quoted market rates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xlink:to="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xlink:title="label: MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates to label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xml:lang="en-US" id="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates_2"> Represents the maturity period of short-term debt for which the fair value is estimated based on quoted market rates for debt with similar maturities. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xlink:to="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates_2" xlink:title="label: MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates to label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xml:lang="en-US" id="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates_3"> Maturity Period of Short Term Debt for which Fair Value is Estimated Based on Quoted Market Rates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" xlink:to="label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates_3" xlink:title="label: MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates to label_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xlink:label="MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xlink:title="MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue"/>
<link:label xlink:type="resource" xlink:label="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xml:lang="en-US" id="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue"> Maturity Period of Short Term Debt for which Carrying Value is Reasonable Estimate of Fair Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xlink:to="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xlink:title="label: MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue to label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xml:lang="en-US" id="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue_2"> Maturity period of short-term debt for which the carrying value is a reasonable estimate of fair value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xlink:to="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue_2" xlink:title="label: MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue to label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xml:lang="en-US" id="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue_3"> Represents the maturity period of short-term debt for which the carrying value is a reasonable estimate of fair value. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" xlink:to="label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue_3" xlink:title="label: MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue to label_MaturityPeriodOfShortTermDebtForWhichCarryingValueIsReasonableEstimateOfFairValue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_NationalRuralUtilitiesCooperativeFinanceCorporationMember" xlink:label="NationalRuralUtilitiesCooperativeFinanceCorporationMember" xlink:title="NationalRuralUtilitiesCooperativeFinanceCorporationMember"/>
<link:label xlink:type="resource" xlink:label="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" xml:lang="en-US" id="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember"> National Rural Utilities Cooperative Finance Corporation [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NationalRuralUtilitiesCooperativeFinanceCorporationMember" xlink:to="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" xlink:title="label: NationalRuralUtilitiesCooperativeFinanceCorporationMember to label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" xml:lang="en-US" id="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember_2"> CFC </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NationalRuralUtilitiesCooperativeFinanceCorporationMember" xlink:to="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember_2" xlink:title="label: NationalRuralUtilitiesCooperativeFinanceCorporationMember to label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" xml:lang="en-US" id="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember_3"> Represents the National Rural Utilities Cooperative Finance Corporation, an operating segment of the entity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NationalRuralUtilitiesCooperativeFinanceCorporationMember" xlink:to="label_NationalRuralUtilitiesCooperativeFinanceCorporationMember_3" xlink:title="label: NationalRuralUtilitiesCooperativeFinanceCorporationMember to label_NationalRuralUtilitiesCooperativeFinanceCorporationMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xlink:label="RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xlink:title="RetainedEarningsAppropriatedPatronageCapitalAllocatedMember"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember"> Represents the portion of appropriated retained earnings after allocations for capital. Cooperative educational fund and other board-approved reserves. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xlink:to="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xlink:title="label: RetainedEarningsAppropriatedPatronageCapitalAllocatedMember to label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember_2"> Retained Earnings, Appropriated Patronage Capital Allocated [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xlink:to="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember_2" xlink:title="label: RetainedEarningsAppropriatedPatronageCapitalAllocatedMember to label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember_3"> Patronage capital allocated </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" xlink:to="label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember_3" xlink:title="label: RetainedEarningsAppropriatedPatronageCapitalAllocatedMember to label_RetainedEarningsAppropriatedPatronageCapitalAllocatedMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:label="RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:title="RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember"> Retained Earnings, Appropriated Membership Fees and Education Fund [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:to="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:title="label: RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember to label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_2"> Membership fees and education fund </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:to="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_2" xlink:title="label: RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember to label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_3"> Represents the portion of retained earnings appropriated for the cooperative educational fund reserves. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:to="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_3" xlink:title="label: RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember to label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_4"> Cooperative educational fund </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" xlink:to="label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember_4" xlink:title="label: RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember to label_RetainedEarningsAppropriatedMembershipFeesAndEducationFundMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_AdvancesMadeOnLoans" xlink:label="AdvancesMadeOnLoans" xlink:title="AdvancesMadeOnLoans"/>
<link:label xlink:type="resource" xlink:label="label_AdvancesMadeOnLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdvancesMadeOnLoans" xml:lang="en-US" id="label_AdvancesMadeOnLoans"> Advances Made on Loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesMadeOnLoans" xlink:to="label_AdvancesMadeOnLoans" xlink:title="label: AdvancesMadeOnLoans to label_AdvancesMadeOnLoans" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AdvancesMadeOnLoans_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AdvancesMadeOnLoans" xml:lang="en-US" id="label_AdvancesMadeOnLoans_2"> Advances made on loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesMadeOnLoans" xlink:to="label_AdvancesMadeOnLoans_2" xlink:title="label: AdvancesMadeOnLoans to label_AdvancesMadeOnLoans" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AdvancesMadeOnLoans_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AdvancesMadeOnLoans" xml:lang="en-US" id="label_AdvancesMadeOnLoans_3"> The cash outflow from advances on loans to members. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdvancesMadeOnLoans" xlink:to="label_AdvancesMadeOnLoans_3" xlink:title="label: AdvancesMadeOnLoans to label_AdvancesMadeOnLoans" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DocumentAndEntityInformationAbstract" xlink:label="DocumentAndEntityInformationAbstract" xlink:title="DocumentAndEntityInformationAbstract"/>
<link:label xlink:type="resource" xlink:label="label_DocumentAndEntityInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentAndEntityInformationAbstract" xml:lang="en-US" id="label_DocumentAndEntityInformationAbstract"> Document and Entity Information </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentAndEntityInformationAbstract" xlink:to="label_DocumentAndEntityInformationAbstract" xlink:title="label: DocumentAndEntityInformationAbstract to label_DocumentAndEntityInformationAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ForeclosedAssetsCFCTextBlock" xlink:label="ForeclosedAssetsCFCTextBlock" xlink:title="ForeclosedAssetsCFCTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsCFCTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForeclosedAssetsCFCTextBlock" xml:lang="en-US" id="label_ForeclosedAssetsCFCTextBlock"> Foreclosed Assets CFC [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsCFCTextBlock" xlink:to="label_ForeclosedAssetsCFCTextBlock" xlink:title="label: ForeclosedAssetsCFCTextBlock to label_ForeclosedAssetsCFCTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsCFCTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ForeclosedAssetsCFCTextBlock" xml:lang="en-US" id="label_ForeclosedAssetsCFCTextBlock_2"> The entire disclosure for an entities assets as of the balance sheet date obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsCFCTextBlock" xlink:to="label_ForeclosedAssetsCFCTextBlock_2" xlink:title="label: ForeclosedAssetsCFCTextBlock to label_ForeclosedAssetsCFCTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsCFCTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ForeclosedAssetsCFCTextBlock" xml:lang="en-US" id="label_ForeclosedAssetsCFCTextBlock_3"> Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsCFCTextBlock" xlink:to="label_ForeclosedAssetsCFCTextBlock_3" xlink:title="label: ForeclosedAssetsCFCTextBlock to label_ForeclosedAssetsCFCTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SubordinateDeferrableDebtTextBlock" xlink:label="SubordinateDeferrableDebtTextBlock" xlink:title="SubordinateDeferrableDebtTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_SubordinateDeferrableDebtTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinateDeferrableDebtTextBlock" xml:lang="en-US" id="label_SubordinateDeferrableDebtTextBlock"> Subordinated Deferrable Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinateDeferrableDebtTextBlock" xlink:to="label_SubordinateDeferrableDebtTextBlock" xlink:title="label: SubordinateDeferrableDebtTextBlock to label_SubordinateDeferrableDebtTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinateDeferrableDebtTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinateDeferrableDebtTextBlock" xml:lang="en-US" id="label_SubordinateDeferrableDebtTextBlock_2"> Subordinate Deferrable Debt [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinateDeferrableDebtTextBlock" xlink:to="label_SubordinateDeferrableDebtTextBlock_2" xlink:title="label: SubordinateDeferrableDebtTextBlock to label_SubordinateDeferrableDebtTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinateDeferrableDebtTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SubordinateDeferrableDebtTextBlock" xml:lang="en-US" id="label_SubordinateDeferrableDebtTextBlock_3"> The entire disclosure as of the balance sheet date of collateralized/uncollateralized debt obligation (with maturities initially due after one year or beyond the operating cycle if longer), excluding current portion. Subordinated debt places a lender in a lien position behind the primary lender of the company. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinateDeferrableDebtTextBlock" xlink:to="label_SubordinateDeferrableDebtTextBlock_3" xlink:title="label: SubordinateDeferrableDebtTextBlock to label_SubordinateDeferrableDebtTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SelectQuarterlyFinancialDataUnaudited" xlink:label="SelectQuarterlyFinancialDataUnaudited" xlink:title="SelectQuarterlyFinancialDataUnaudited"/>
<link:label xlink:type="resource" xlink:label="label_SelectQuarterlyFinancialDataUnaudited" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SelectQuarterlyFinancialDataUnaudited" xml:lang="en-US" id="label_SelectQuarterlyFinancialDataUnaudited"> SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SelectQuarterlyFinancialDataUnaudited" xlink:to="label_SelectQuarterlyFinancialDataUnaudited" xlink:title="label: SelectQuarterlyFinancialDataUnaudited to label_SelectQuarterlyFinancialDataUnaudited" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_EmployeeBenefits" xlink:label="EmployeeBenefits" xlink:title="EmployeeBenefits"/>
<link:label xlink:type="resource" xlink:label="label_EmployeeBenefits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EmployeeBenefits" xml:lang="en-US" id="label_EmployeeBenefits"> EMPLOYEE BENEFITS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeBenefits" xlink:to="label_EmployeeBenefits" xlink:title="label: EmployeeBenefits to label_EmployeeBenefits" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SelectedQuarterlyFinancialDataUnaudited" xlink:label="SelectedQuarterlyFinancialDataUnaudited" xlink:title="SelectedQuarterlyFinancialDataUnaudited"/>
<link:label xlink:type="resource" xlink:label="label_SelectedQuarterlyFinancialDataUnaudited" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SelectedQuarterlyFinancialDataUnaudited" xml:lang="en-US" id="label_SelectedQuarterlyFinancialDataUnaudited"> Selected Quarterly Financial Data Unaudited </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SelectedQuarterlyFinancialDataUnaudited" xlink:to="label_SelectedQuarterlyFinancialDataUnaudited" xlink:title="label: SelectedQuarterlyFinancialDataUnaudited to label_SelectedQuarterlyFinancialDataUnaudited" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SelectedQuarterlyFinancialDataUnaudited_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SelectedQuarterlyFinancialDataUnaudited" xml:lang="en-US" id="label_SelectedQuarterlyFinancialDataUnaudited_2"> SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SelectedQuarterlyFinancialDataUnaudited" xlink:to="label_SelectedQuarterlyFinancialDataUnaudited_2" xlink:title="label: SelectedQuarterlyFinancialDataUnaudited to label_SelectedQuarterlyFinancialDataUnaudited" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MemberSubordinatedCertificates" xlink:label="MemberSubordinatedCertificates" xlink:title="MemberSubordinatedCertificates"/>
<link:label xlink:type="resource" xlink:label="label_MemberSubordinatedCertificates" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MemberSubordinatedCertificates" xml:lang="en-US" id="label_MemberSubordinatedCertificates"> Member Subordinated Certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberSubordinatedCertificates" xlink:to="label_MemberSubordinatedCertificates" xlink:title="label: MemberSubordinatedCertificates to label_MemberSubordinatedCertificates" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MemberSubordinatedCertificates_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MemberSubordinatedCertificates" xml:lang="en-US" id="label_MemberSubordinatedCertificates_2"> MEMBERS SUBORDINATED CERTIFICATES </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberSubordinatedCertificates" xlink:to="label_MemberSubordinatedCertificates_2" xlink:title="label: MemberSubordinatedCertificates to label_MemberSubordinatedCertificates" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_EmployeeBenefit" xlink:label="EmployeeBenefit" xlink:title="EmployeeBenefit"/>
<link:label xlink:type="resource" xlink:label="label_EmployeeBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EmployeeBenefit" xml:lang="en-US" id="label_EmployeeBenefit"> Employee Benefit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeBenefit" xlink:to="label_EmployeeBenefit" xlink:title="label: EmployeeBenefit to label_EmployeeBenefit" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_EmployeeBenefit_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EmployeeBenefit" xml:lang="en-US" id="label_EmployeeBenefit_2"> EMPLOYEE BENEFITS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeBenefit" xlink:to="label_EmployeeBenefit_2" xlink:title="label: EmployeeBenefit to label_EmployeeBenefit" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FairValueAdjustmentsForForeclosedAssets" xlink:label="FairValueAdjustmentsForForeclosedAssets" xlink:title="FairValueAdjustmentsForForeclosedAssets"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAdjustmentsForForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAdjustmentsForForeclosedAssets" xml:lang="en-US" id="label_FairValueAdjustmentsForForeclosedAssets"> Fair Value Adjustments for Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAdjustmentsForForeclosedAssets" xlink:to="label_FairValueAdjustmentsForForeclosedAssets" xlink:title="label: FairValueAdjustmentsForForeclosedAssets to label_FairValueAdjustmentsForForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAdjustmentsForForeclosedAssets_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_FairValueAdjustmentsForForeclosedAssets" xml:lang="en-US" id="label_FairValueAdjustmentsForForeclosedAssets_2"> Fair value adjustments for foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAdjustmentsForForeclosedAssets" xlink:to="label_FairValueAdjustmentsForForeclosedAssets_2" xlink:title="label: FairValueAdjustmentsForForeclosedAssets to label_FairValueAdjustmentsForForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAdjustmentsForForeclosedAssets_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FairValueAdjustmentsForForeclosedAssets" xml:lang="en-US" id="label_FairValueAdjustmentsForForeclosedAssets_3"> The aggregate amount of write-downs for impairments recognized during the period for long lived assets held for use (including those held for disposal by means other than sale). </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAdjustmentsForForeclosedAssets" xlink:to="label_FairValueAdjustmentsForForeclosedAssets_3" xlink:title="label: FairValueAdjustmentsForForeclosedAssets to label_FairValueAdjustmentsForForeclosedAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PaymentsForRetirementOfPatronageCapital" xlink:label="PaymentsForRetirementOfPatronageCapital" xlink:title="PaymentsForRetirementOfPatronageCapital"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForRetirementOfPatronageCapital" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForRetirementOfPatronageCapital" xml:lang="en-US" id="label_PaymentsForRetirementOfPatronageCapital"> Payments for retirement of patronage capital </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRetirementOfPatronageCapital" xlink:to="label_PaymentsForRetirementOfPatronageCapital" xlink:title="label: PaymentsForRetirementOfPatronageCapital to label_PaymentsForRetirementOfPatronageCapital" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForRetirementOfPatronageCapital_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForRetirementOfPatronageCapital" xml:lang="en-US" id="label_PaymentsForRetirementOfPatronageCapital_2"> Board-approved distributions of net earnings to CFC's members based on its members patronage of CFC's lending programs during the year. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRetirementOfPatronageCapital" xlink:to="label_PaymentsForRetirementOfPatronageCapital_2" xlink:title="label: PaymentsForRetirementOfPatronageCapital to label_PaymentsForRetirementOfPatronageCapital" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForRetirementOfPatronageCapital_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForRetirementOfPatronageCapital" xml:lang="en-US" id="label_PaymentsForRetirementOfPatronageCapital_3"> Payments for Retirement of Patronage Capital </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForRetirementOfPatronageCapital" xlink:to="label_PaymentsForRetirementOfPatronageCapital_3" xlink:title="label: PaymentsForRetirementOfPatronageCapital to label_PaymentsForRetirementOfPatronageCapital" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xlink:label="ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xlink:title="ScheduleOfForeclosedAssetsRollForwardTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xml:lang="en-US" id="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock"> Tabular disclosure of the change in foreclosed assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xlink:to="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xlink:title="label: ScheduleOfForeclosedAssetsRollForwardTableTextBlock to label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xml:lang="en-US" id="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock_2"> Schedule of Foreclosed Assets Roll Forward [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xlink:to="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock_2" xlink:title="label: ScheduleOfForeclosedAssetsRollForwardTableTextBlock to label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xml:lang="en-US" id="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock_3"> Summary of activity for foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfForeclosedAssetsRollForwardTableTextBlock" xlink:to="label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock_3" xlink:title="label: ScheduleOfForeclosedAssetsRollForwardTableTextBlock to label_ScheduleOfForeclosedAssetsRollForwardTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DailyLiquidityFundNotesSoldDirectlyToMember" xlink:label="DailyLiquidityFundNotesSoldDirectlyToMember" xlink:title="DailyLiquidityFundNotesSoldDirectlyToMember"/>
<link:label xlink:type="resource" xlink:label="label_DailyLiquidityFundNotesSoldDirectlyToMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DailyLiquidityFundNotesSoldDirectlyToMember" xml:lang="en-US" id="label_DailyLiquidityFundNotesSoldDirectlyToMember"> Daily Liquidity Fund Notes Sold Directly to [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DailyLiquidityFundNotesSoldDirectlyToMember" xlink:to="label_DailyLiquidityFundNotesSoldDirectlyToMember" xlink:title="label: DailyLiquidityFundNotesSoldDirectlyToMember to label_DailyLiquidityFundNotesSoldDirectlyToMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DailyLiquidityFundNotesSoldDirectlyToMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DailyLiquidityFundNotesSoldDirectlyToMember" xml:lang="en-US" id="label_DailyLiquidityFundNotesSoldDirectlyToMember_2"> Daily liquidity fund notes sold directly to members </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DailyLiquidityFundNotesSoldDirectlyToMember" xlink:to="label_DailyLiquidityFundNotesSoldDirectlyToMember_2" xlink:title="label: DailyLiquidityFundNotesSoldDirectlyToMember to label_DailyLiquidityFundNotesSoldDirectlyToMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DailyLiquidityFundNotesSoldDirectlyToMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DailyLiquidityFundNotesSoldDirectlyToMember" xml:lang="en-US" id="label_DailyLiquidityFundNotesSoldDirectlyToMember_3"> Represents information pertaining to daily liquidity fund notes sold directly to members. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DailyLiquidityFundNotesSoldDirectlyToMember" xlink:to="label_DailyLiquidityFundNotesSoldDirectlyToMember_3" xlink:title="label: DailyLiquidityFundNotesSoldDirectlyToMember to label_DailyLiquidityFundNotesSoldDirectlyToMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_BankBidNotesMember" xlink:label="BankBidNotesMember" xlink:title="BankBidNotesMember"/>
<link:label xlink:type="resource" xlink:label="label_BankBidNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BankBidNotesMember" xml:lang="en-US" id="label_BankBidNotesMember"> Bank Bid Notes [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankBidNotesMember" xlink:to="label_BankBidNotesMember" xlink:title="label: BankBidNotesMember to label_BankBidNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_BankBidNotesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BankBidNotesMember" xml:lang="en-US" id="label_BankBidNotesMember_2"> Bank bid notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankBidNotesMember" xlink:to="label_BankBidNotesMember_2" xlink:title="label: BankBidNotesMember to label_BankBidNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_BankBidNotesMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_BankBidNotesMember" xml:lang="en-US" id="label_BankBidNotesMember_3"> Represents information pertaining to bank bid notes. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankBidNotesMember" xlink:to="label_BankBidNotesMember_3" xlink:title="label: BankBidNotesMember to label_BankBidNotesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MediumTermNotesSoldThroughDealersMember" xlink:label="MediumTermNotesSoldThroughDealersMember" xlink:title="MediumTermNotesSoldThroughDealersMember"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesSoldThroughDealersMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MediumTermNotesSoldThroughDealersMember" xml:lang="en-US" id="label_MediumTermNotesSoldThroughDealersMember"> Medium Term Notes Sold Through Dealers [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesSoldThroughDealersMember" xlink:to="label_MediumTermNotesSoldThroughDealersMember" xlink:title="label: MediumTermNotesSoldThroughDealersMember to label_MediumTermNotesSoldThroughDealersMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesSoldThroughDealersMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MediumTermNotesSoldThroughDealersMember" xml:lang="en-US" id="label_MediumTermNotesSoldThroughDealersMember_2"> Medium-term notes sold through dealers </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesSoldThroughDealersMember" xlink:to="label_MediumTermNotesSoldThroughDealersMember_2" xlink:title="label: MediumTermNotesSoldThroughDealersMember to label_MediumTermNotesSoldThroughDealersMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesSoldThroughDealersMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MediumTermNotesSoldThroughDealersMember" xml:lang="en-US" id="label_MediumTermNotesSoldThroughDealersMember_3"> Represents information pertaining to medium-term notes sold through dealers in the capital markets. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesSoldThroughDealersMember" xlink:to="label_MediumTermNotesSoldThroughDealersMember_3" xlink:title="label: MediumTermNotesSoldThroughDealersMember to label_MediumTermNotesSoldThroughDealersMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MediumTermNotesSoldToMembersMember" xlink:label="MediumTermNotesSoldToMembersMember" xlink:title="MediumTermNotesSoldToMembersMember"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesSoldToMembersMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MediumTermNotesSoldToMembersMember" xml:lang="en-US" id="label_MediumTermNotesSoldToMembersMember"> Medium Term Notes Sold to Members [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesSoldToMembersMember" xlink:to="label_MediumTermNotesSoldToMembersMember" xlink:title="label: MediumTermNotesSoldToMembersMember to label_MediumTermNotesSoldToMembersMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesSoldToMembersMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MediumTermNotesSoldToMembersMember" xml:lang="en-US" id="label_MediumTermNotesSoldToMembersMember_2"> Medium-term notes sold to members </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesSoldToMembersMember" xlink:to="label_MediumTermNotesSoldToMembersMember_2" xlink:title="label: MediumTermNotesSoldToMembersMember to label_MediumTermNotesSoldToMembersMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesSoldToMembersMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MediumTermNotesSoldToMembersMember" xml:lang="en-US" id="label_MediumTermNotesSoldToMembersMember_3"> Represents information pertaining to medium-term notes sold to members. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesSoldToMembersMember" xlink:to="label_MediumTermNotesSoldToMembersMember_3" xlink:title="label: MediumTermNotesSoldToMembersMember to label_MediumTermNotesSoldToMembersMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CollateralTrustBondsMember" xlink:label="CollateralTrustBondsMember" xlink:title="CollateralTrustBondsMember"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralTrustBondsMember" xml:lang="en-US" id="label_CollateralTrustBondsMember"> Collateral Trust Bonds [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBondsMember" xlink:to="label_CollateralTrustBondsMember" xlink:title="label: CollateralTrustBondsMember to label_CollateralTrustBondsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBondsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CollateralTrustBondsMember" xml:lang="en-US" id="label_CollateralTrustBondsMember_2"> Collateral trust bonds </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBondsMember" xlink:to="label_CollateralTrustBondsMember_2" xlink:title="label: CollateralTrustBondsMember to label_CollateralTrustBondsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBondsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CollateralTrustBondsMember" xml:lang="en-US" id="label_CollateralTrustBondsMember_3"> Represents the collateral trust bonds, which are secured obligations sold to investors in the capital markets. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBondsMember" xlink:to="label_CollateralTrustBondsMember_3" xlink:title="label: CollateralTrustBondsMember to label_CollateralTrustBondsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBondsMember_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_CollateralTrustBondsMember" xml:lang="en-US" id="label_CollateralTrustBondsMember_4"> Secured collateral trust bonds </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBondsMember" xlink:to="label_CollateralTrustBondsMember_4" xlink:title="label: CollateralTrustBondsMember to label_CollateralTrustBondsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SubordinatedDeferrableDebtMember" xlink:label="SubordinatedDeferrableDebtMember" xlink:title="SubordinatedDeferrableDebtMember"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedDeferrableDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedDeferrableDebtMember" xml:lang="en-US" id="label_SubordinatedDeferrableDebtMember"> Subordinated Deferrable Debt [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedDeferrableDebtMember" xlink:to="label_SubordinatedDeferrableDebtMember" xlink:title="label: SubordinatedDeferrableDebtMember to label_SubordinatedDeferrableDebtMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedDeferrableDebtMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinatedDeferrableDebtMember" xml:lang="en-US" id="label_SubordinatedDeferrableDebtMember_2"> Subordinated deferrable debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedDeferrableDebtMember" xlink:to="label_SubordinatedDeferrableDebtMember_2" xlink:title="label: SubordinatedDeferrableDebtMember to label_SubordinatedDeferrableDebtMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedDeferrableDebtMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SubordinatedDeferrableDebtMember" xml:lang="en-US" id="label_SubordinatedDeferrableDebtMember_3"> Represents information pertaining to subordinated deferrable debt. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedDeferrableDebtMember" xlink:to="label_SubordinatedDeferrableDebtMember_3" xlink:title="label: SubordinatedDeferrableDebtMember to label_SubordinatedDeferrableDebtMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MembershipSubordinatedCertificateMember" xlink:label="MembershipSubordinatedCertificateMember" xlink:title="MembershipSubordinatedCertificateMember"/>
<link:label xlink:type="resource" xlink:label="label_MembershipSubordinatedCertificateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MembershipSubordinatedCertificateMember" xml:lang="en-US" id="label_MembershipSubordinatedCertificateMember"> Membership Subordinated Certificate [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MembershipSubordinatedCertificateMember" xlink:to="label_MembershipSubordinatedCertificateMember" xlink:title="label: MembershipSubordinatedCertificateMember to label_MembershipSubordinatedCertificateMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MembershipSubordinatedCertificateMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MembershipSubordinatedCertificateMember" xml:lang="en-US" id="label_MembershipSubordinatedCertificateMember_2"> Represents activity related to membership subordinated certificates. Such certificates are interest-bearing, unsecured, subordinated debt. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MembershipSubordinatedCertificateMember" xlink:to="label_MembershipSubordinatedCertificateMember_2" xlink:title="label: MembershipSubordinatedCertificateMember to label_MembershipSubordinatedCertificateMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MembershipSubordinatedCertificateMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MembershipSubordinatedCertificateMember" xml:lang="en-US" id="label_MembershipSubordinatedCertificateMember_3"> Membership subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MembershipSubordinatedCertificateMember" xlink:to="label_MembershipSubordinatedCertificateMember_3" xlink:title="label: MembershipSubordinatedCertificateMember to label_MembershipSubordinatedCertificateMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LoanAndGuaranteeSubordinatedCertificatesMember" xlink:label="LoanAndGuaranteeSubordinatedCertificatesMember" xlink:title="LoanAndGuaranteeSubordinatedCertificatesMember"/>
<link:label xlink:type="resource" xlink:label="label_LoanAndGuaranteeSubordinatedCertificatesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoanAndGuaranteeSubordinatedCertificatesMember" xml:lang="en-US" id="label_LoanAndGuaranteeSubordinatedCertificatesMember"> Loan and Guarantee Subordinated Certificates [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanAndGuaranteeSubordinatedCertificatesMember" xlink:to="label_LoanAndGuaranteeSubordinatedCertificatesMember" xlink:title="label: LoanAndGuaranteeSubordinatedCertificatesMember to label_LoanAndGuaranteeSubordinatedCertificatesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoanAndGuaranteeSubordinatedCertificatesMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoanAndGuaranteeSubordinatedCertificatesMember" xml:lang="en-US" id="label_LoanAndGuaranteeSubordinatedCertificatesMember_2"> Represents activity related to loan certificates purchased by members when obtaining certain long-term loans. These certificates are unsecured, subordinated debt and may be interest bearing or non-interest bearing. Loan subordinated certificates have the same maturity as the related long-term loan. Some certificates may amortize annually based on the outstanding loan balance. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanAndGuaranteeSubordinatedCertificatesMember" xlink:to="label_LoanAndGuaranteeSubordinatedCertificatesMember_2" xlink:title="label: LoanAndGuaranteeSubordinatedCertificatesMember to label_LoanAndGuaranteeSubordinatedCertificatesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoanAndGuaranteeSubordinatedCertificatesMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoanAndGuaranteeSubordinatedCertificatesMember" xml:lang="en-US" id="label_LoanAndGuaranteeSubordinatedCertificatesMember_3"> Loan and guarantee subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanAndGuaranteeSubordinatedCertificatesMember" xlink:to="label_LoanAndGuaranteeSubordinatedCertificatesMember_3" xlink:title="label: LoanAndGuaranteeSubordinatedCertificatesMember to label_LoanAndGuaranteeSubordinatedCertificatesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MemberCapitalSecuritiesMember" xlink:label="MemberCapitalSecuritiesMember" xlink:title="MemberCapitalSecuritiesMember"/>
<link:label xlink:type="resource" xlink:label="label_MemberCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MemberCapitalSecuritiesMember" xml:lang="en-US" id="label_MemberCapitalSecuritiesMember"> Member Capital Securities [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberCapitalSecuritiesMember" xlink:to="label_MemberCapitalSecuritiesMember" xlink:title="label: MemberCapitalSecuritiesMember to label_MemberCapitalSecuritiesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MemberCapitalSecuritiesMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MemberCapitalSecuritiesMember" xml:lang="en-US" id="label_MemberCapitalSecuritiesMember_2"> Represents activity related to member capital securities. Member capital securities are interest-bearing unsecured obligations and are subordinate to other existing and future debt, but rank proportionally with other subordinated certificates. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberCapitalSecuritiesMember" xlink:to="label_MemberCapitalSecuritiesMember_2" xlink:title="label: MemberCapitalSecuritiesMember to label_MemberCapitalSecuritiesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MemberCapitalSecuritiesMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MemberCapitalSecuritiesMember" xml:lang="en-US" id="label_MemberCapitalSecuritiesMember_3"> Member capital securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberCapitalSecuritiesMember" xlink:to="label_MemberCapitalSecuritiesMember_3" xlink:title="label: MemberCapitalSecuritiesMember to label_MemberCapitalSecuritiesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SubordinatedCertificatesMember" xlink:label="SubordinatedCertificatesMember" xlink:title="SubordinatedCertificatesMember"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedCertificatesMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedCertificatesMember" xml:lang="en-US" id="label_SubordinatedCertificatesMember_2"> Subordinated Certificates [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedCertificatesMember" xlink:to="label_SubordinatedCertificatesMember_2" xlink:title="label: SubordinatedCertificatesMember to label_SubordinatedCertificatesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedCertificatesMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinatedCertificatesMember" xml:lang="en-US" id="label_SubordinatedCertificatesMember_3"> Subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedCertificatesMember" xlink:to="label_SubordinatedCertificatesMember_3" xlink:title="label: SubordinatedCertificatesMember to label_SubordinatedCertificatesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedCertificatesMember_4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SubordinatedCertificatesMember" xml:lang="en-US" id="label_SubordinatedCertificatesMember_4"> Represents information pertaining to subordinated certificates. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedCertificatesMember" xlink:to="label_SubordinatedCertificatesMember_4" xlink:title="label: SubordinatedCertificatesMember to label_SubordinatedCertificatesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedCertificatesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_SubordinatedCertificatesMember" xml:lang="en-US" id="label_SubordinatedCertificatesMember"> Total members' subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedCertificatesMember" xlink:to="label_SubordinatedCertificatesMember" xlink:title="label: SubordinatedCertificatesMember to label_SubordinatedCertificatesMember"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DeferredLoanConversionFees" xlink:label="DeferredLoanConversionFees" xlink:title="DeferredLoanConversionFees"/>
<link:label xlink:type="resource" xlink:label="label_DeferredLoanConversionFees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredLoanConversionFees" xml:lang="en-US" id="label_DeferredLoanConversionFees"> Deferred Loan Conversion Fees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredLoanConversionFees" xlink:to="label_DeferredLoanConversionFees" xlink:title="label: DeferredLoanConversionFees to label_DeferredLoanConversionFees" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DeferredLoanConversionFees_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredLoanConversionFees" xml:lang="en-US" id="label_DeferredLoanConversionFees_2"> Deferred conversion fees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredLoanConversionFees" xlink:to="label_DeferredLoanConversionFees_2" xlink:title="label: DeferredLoanConversionFees to label_DeferredLoanConversionFees" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DeferredLoanConversionFees_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DeferredLoanConversionFees" xml:lang="en-US" id="label_DeferredLoanConversionFees_3"> Amount of unrecognized conversion fee revenue that is deferred and recognized using the effective interest method over the remaining original loan interest rate pricing term. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredLoanConversionFees" xlink:to="label_DeferredLoanConversionFees_3" xlink:title="label: DeferredLoanConversionFees to label_DeferredLoanConversionFees" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MemberSubordinatedCertificatesMember" xlink:label="MemberSubordinatedCertificatesMember" xlink:title="MemberSubordinatedCertificatesMember"/>
<link:label xlink:type="resource" xlink:label="label_MemberSubordinatedCertificatesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MemberSubordinatedCertificatesMember" xml:lang="en-US" id="label_MemberSubordinatedCertificatesMember"> Member Subordinated Certificates [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberSubordinatedCertificatesMember" xlink:to="label_MemberSubordinatedCertificatesMember" xlink:title="label: MemberSubordinatedCertificatesMember to label_MemberSubordinatedCertificatesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MemberSubordinatedCertificatesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MemberSubordinatedCertificatesMember" xml:lang="en-US" id="label_MemberSubordinatedCertificatesMember_2"> Member subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberSubordinatedCertificatesMember" xlink:to="label_MemberSubordinatedCertificatesMember_2" xlink:title="label: MemberSubordinatedCertificatesMember to label_MemberSubordinatedCertificatesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MemberSubordinatedCertificatesMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MemberSubordinatedCertificatesMember" xml:lang="en-US" id="label_MemberSubordinatedCertificatesMember_3"> Represents information pertaining to member subordinated certificates. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemberSubordinatedCertificatesMember" xlink:to="label_MemberSubordinatedCertificatesMember_3" xlink:title="label: MemberSubordinatedCertificatesMember to label_MemberSubordinatedCertificatesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SecuredNotesPayableMember" xlink:label="SecuredNotesPayableMember" xlink:title="SecuredNotesPayableMember"/>
<link:label xlink:type="resource" xlink:label="label_SecuredNotesPayableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredNotesPayableMember" xml:lang="en-US" id="label_SecuredNotesPayableMember"> Secured Notes Payable [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredNotesPayableMember" xlink:to="label_SecuredNotesPayableMember" xlink:title="label: SecuredNotesPayableMember to label_SecuredNotesPayableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SecuredNotesPayableMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuredNotesPayableMember" xml:lang="en-US" id="label_SecuredNotesPayableMember_2"> Secured notes payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredNotesPayableMember" xlink:to="label_SecuredNotesPayableMember_2" xlink:title="label: SecuredNotesPayableMember to label_SecuredNotesPayableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SecuredNotesPayableMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SecuredNotesPayableMember" xml:lang="en-US" id="label_SecuredNotesPayableMember_3"> Represents information pertaining to secured notes payable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredNotesPayableMember" xlink:to="label_SecuredNotesPayableMember_3" xlink:title="label: SecuredNotesPayableMember to label_SecuredNotesPayableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SecuredNotesPayableMember_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_SecuredNotesPayableMember" xml:lang="en-US" id="label_SecuredNotesPayableMember_4"> Notes payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredNotesPayableMember" xlink:to="label_SecuredNotesPayableMember_4" xlink:title="label: SecuredNotesPayableMember to label_SecuredNotesPayableMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CleanRenewableEnergyBondsSeries2009AMember" xlink:label="CleanRenewableEnergyBondsSeries2009AMember" xlink:title="CleanRenewableEnergyBondsSeries2009AMember"/>
<link:label xlink:type="resource" xlink:label="label_CleanRenewableEnergyBondsSeries2009AMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CleanRenewableEnergyBondsSeries2009AMember" xml:lang="en-US" id="label_CleanRenewableEnergyBondsSeries2009AMember"> Clean Renewable Energy Bonds Series 2009 A [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CleanRenewableEnergyBondsSeries2009AMember" xlink:to="label_CleanRenewableEnergyBondsSeries2009AMember" xlink:title="label: CleanRenewableEnergyBondsSeries2009AMember to label_CleanRenewableEnergyBondsSeries2009AMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CleanRenewableEnergyBondsSeries2009AMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CleanRenewableEnergyBondsSeries2009AMember" xml:lang="en-US" id="label_CleanRenewableEnergyBondsSeries2009AMember_2"> Clean Renewable Energy Bonds Series 2009A </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CleanRenewableEnergyBondsSeries2009AMember" xlink:to="label_CleanRenewableEnergyBondsSeries2009AMember_2" xlink:title="label: CleanRenewableEnergyBondsSeries2009AMember to label_CleanRenewableEnergyBondsSeries2009AMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CleanRenewableEnergyBondsSeries2009AMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CleanRenewableEnergyBondsSeries2009AMember" xml:lang="en-US" id="label_CleanRenewableEnergyBondsSeries2009AMember_3"> Represents information pertaining to Clean Renewable Energy Bonds Series 2009A. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CleanRenewableEnergyBondsSeries2009AMember" xlink:to="label_CleanRenewableEnergyBondsSeries2009AMember_3" xlink:title="label: CleanRenewableEnergyBondsSeries2009AMember to label_CleanRenewableEnergyBondsSeries2009AMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_UnsecuredNotesPayableMember" xlink:label="UnsecuredNotesPayableMember" xlink:title="UnsecuredNotesPayableMember"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredNotesPayableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnsecuredNotesPayableMember" xml:lang="en-US" id="label_UnsecuredNotesPayableMember"> Unsecured Notes Payable [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredNotesPayableMember" xlink:to="label_UnsecuredNotesPayableMember" xlink:title="label: UnsecuredNotesPayableMember to label_UnsecuredNotesPayableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredNotesPayableMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnsecuredNotesPayableMember" xml:lang="en-US" id="label_UnsecuredNotesPayableMember_2"> Unsecured notes payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredNotesPayableMember" xlink:to="label_UnsecuredNotesPayableMember_2" xlink:title="label: UnsecuredNotesPayableMember to label_UnsecuredNotesPayableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredNotesPayableMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_UnsecuredNotesPayableMember" xml:lang="en-US" id="label_UnsecuredNotesPayableMember_3"> Represents information pertaining to unsecured notes payable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredNotesPayableMember" xlink:to="label_UnsecuredNotesPayableMember_3" xlink:title="label: UnsecuredNotesPayableMember to label_UnsecuredNotesPayableMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DebtInstrumentsLineItems" xlink:label="DebtInstrumentsLineItems" xlink:title="DebtInstrumentsLineItems"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentsLineItems" xml:lang="en-US" id="label_DebtInstrumentsLineItems"> Debt Instruments [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentsLineItems" xlink:to="label_DebtInstrumentsLineItems" xlink:title="label: DebtInstrumentsLineItems to label_DebtInstrumentsLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentsLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentsLineItems" xml:lang="en-US" id="label_DebtInstrumentsLineItems_2"> Short-Term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentsLineItems" xlink:to="label_DebtInstrumentsLineItems_2" xlink:title="label: DebtInstrumentsLineItems to label_DebtInstrumentsLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentsLineItems_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DebtInstrumentsLineItems" xml:lang="en-US" id="label_DebtInstrumentsLineItems_3"> Interest expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentsLineItems" xlink:to="label_DebtInstrumentsLineItems_3" xlink:title="label: DebtInstrumentsLineItems to label_DebtInstrumentsLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_RevolvingCreditAgreementPeriodAxis" xlink:label="RevolvingCreditAgreementPeriodAxis" xlink:title="RevolvingCreditAgreementPeriodAxis"/>
<link:label xlink:type="resource" xlink:label="label_RevolvingCreditAgreementPeriodAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevolvingCreditAgreementPeriodAxis" xml:lang="en-US" id="label_RevolvingCreditAgreementPeriodAxis"> Revolving Credit Agreement Period [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevolvingCreditAgreementPeriodAxis" xlink:to="label_RevolvingCreditAgreementPeriodAxis" xlink:title="label: RevolvingCreditAgreementPeriodAxis to label_RevolvingCreditAgreementPeriodAxis" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RevolvingCreditAgreementPeriodAxis_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RevolvingCreditAgreementPeriodAxis" xml:lang="en-US" id="label_RevolvingCreditAgreementPeriodAxis_2"> Information by period of revolving credit agreement. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevolvingCreditAgreementPeriodAxis" xlink:to="label_RevolvingCreditAgreementPeriodAxis_2" xlink:title="label: RevolvingCreditAgreementPeriodAxis to label_RevolvingCreditAgreementPeriodAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_RevolvingCreditAgreementPeriodDomain" xlink:label="RevolvingCreditAgreementPeriodDomain" xlink:title="RevolvingCreditAgreementPeriodDomain"/>
<link:label xlink:type="resource" xlink:label="label_RevolvingCreditAgreementPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevolvingCreditAgreementPeriodDomain" xml:lang="en-US" id="label_RevolvingCreditAgreementPeriodDomain"> Revolving Credit Agreement Period [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevolvingCreditAgreementPeriodDomain" xlink:to="label_RevolvingCreditAgreementPeriodDomain" xlink:title="label: RevolvingCreditAgreementPeriodDomain to label_RevolvingCreditAgreementPeriodDomain" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RevolvingCreditAgreementPeriodDomain_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RevolvingCreditAgreementPeriodDomain" xml:lang="en-US" id="label_RevolvingCreditAgreementPeriodDomain_2"> Represents the period of the revolving credit agreement. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevolvingCreditAgreementPeriodDomain" xlink:to="label_RevolvingCreditAgreementPeriodDomain_2" xlink:title="label: RevolvingCreditAgreementPeriodDomain to label_RevolvingCreditAgreementPeriodDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ThreeYearAgreementMember" xlink:label="ThreeYearAgreementMember" xlink:title="ThreeYearAgreementMember"/>
<link:label xlink:type="resource" xlink:label="label_ThreeYearAgreementMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ThreeYearAgreementMember" xml:lang="en-US" id="label_ThreeYearAgreementMember"> Three Year Agreement [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ThreeYearAgreementMember" xlink:to="label_ThreeYearAgreementMember" xlink:title="label: ThreeYearAgreementMember to label_ThreeYearAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ThreeYearAgreementMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ThreeYearAgreementMember" xml:lang="en-US" id="label_ThreeYearAgreementMember_2"> Three-year agreement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ThreeYearAgreementMember" xlink:to="label_ThreeYearAgreementMember_2" xlink:title="label: ThreeYearAgreementMember to label_ThreeYearAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ThreeYearAgreementMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ThreeYearAgreementMember" xml:lang="en-US" id="label_ThreeYearAgreementMember_3"> Represents information pertaining to the three-year revolving credit agreements. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ThreeYearAgreementMember" xlink:to="label_ThreeYearAgreementMember_3" xlink:title="label: ThreeYearAgreementMember to label_ThreeYearAgreementMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FourYearAgreementMember" xlink:label="FourYearAgreementMember" xlink:title="FourYearAgreementMember"/>
<link:label xlink:type="resource" xlink:label="label_FourYearAgreementMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FourYearAgreementMember" xml:lang="en-US" id="label_FourYearAgreementMember"> Four Year Agreement [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FourYearAgreementMember" xlink:to="label_FourYearAgreementMember" xlink:title="label: FourYearAgreementMember to label_FourYearAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FourYearAgreementMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FourYearAgreementMember" xml:lang="en-US" id="label_FourYearAgreementMember_2"> Four-year agreement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FourYearAgreementMember" xlink:to="label_FourYearAgreementMember_2" xlink:title="label: FourYearAgreementMember to label_FourYearAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FourYearAgreementMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FourYearAgreementMember" xml:lang="en-US" id="label_FourYearAgreementMember_3"> Represents information pertaining to the four-year revolving credit agreements. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FourYearAgreementMember" xlink:to="label_FourYearAgreementMember_3" xlink:title="label: FourYearAgreementMember to label_FourYearAgreementMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FiveYearAgreementMember" xlink:label="FiveYearAgreementMember" xlink:title="FiveYearAgreementMember"/>
<link:label xlink:type="resource" xlink:label="label_FiveYearAgreementMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FiveYearAgreementMember" xml:lang="en-US" id="label_FiveYearAgreementMember"> Five Year Agreement [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiveYearAgreementMember" xlink:to="label_FiveYearAgreementMember" xlink:title="label: FiveYearAgreementMember to label_FiveYearAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FiveYearAgreementMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FiveYearAgreementMember" xml:lang="en-US" id="label_FiveYearAgreementMember_2"> Five-year agreement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiveYearAgreementMember" xlink:to="label_FiveYearAgreementMember_2" xlink:title="label: FiveYearAgreementMember to label_FiveYearAgreementMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FiveYearAgreementMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FiveYearAgreementMember" xml:lang="en-US" id="label_FiveYearAgreementMember_3"> Represents information pertaining to the five-year revolving credit agreements. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiveYearAgreementMember" xlink:to="label_FiveYearAgreementMember_3" xlink:title="label: FiveYearAgreementMember to label_FiveYearAgreementMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityTerm" xlink:label="LineOfCreditFacilityTerm" xlink:title="LineOfCreditFacilityTerm"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityTerm" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityTerm" xml:lang="en-US" id="label_LineOfCreditFacilityTerm"> Line of Credit Facility Term </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityTerm" xlink:to="label_LineOfCreditFacilityTerm" xlink:title="label: LineOfCreditFacilityTerm to label_LineOfCreditFacilityTerm" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityTerm_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityTerm" xml:lang="en-US" id="label_LineOfCreditFacilityTerm_2"> Term of credit agreements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityTerm" xlink:to="label_LineOfCreditFacilityTerm_2" xlink:title="label: LineOfCreditFacilityTerm to label_LineOfCreditFacilityTerm" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityTerm_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityTerm" xml:lang="en-US" id="label_LineOfCreditFacilityTerm_3"> The term of the credit agreements relating to the credit facilities. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityTerm" xlink:to="label_LineOfCreditFacilityTerm_3" xlink:title="label: LineOfCreditFacilityTerm to label_LineOfCreditFacilityTerm" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xlink:label="LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xlink:title="LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract"> Line of Credit Facility Covenant Required Financial Ratios [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xlink:to="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xlink:title="label: LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract to label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract_2"> Requirement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" xlink:to="label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract_2" xlink:title="label: LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract to label_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:label="LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:title="LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters"> Line of Credit Facility Covenant Required Minimum Average Adjusted Times Interest Earned Ratio over Six Most Recent Fiscal Quarters </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:to="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:title="label: LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters to label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_2"> Minimum average adjusted TIER over the six most recent fiscal quarters </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:to="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_2" xlink:title="label: LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters to label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_3"> Represents the required minimum average adjusted times interest earned ratio (TIER) over the six most recent fiscal quarters. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:to="label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_3" xlink:title="label: LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters to label_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:label="LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:title="LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear"> Line of Credit Facility Covenant Required Minimum Adjusted Times Interest Earned Ratio for Most Recent Fiscal Year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:to="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:title="label: LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear to label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_2"> Minimum adjusted TIER for the most recent fiscal year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:to="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_2" xlink:title="label: LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear to label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_3"> Represents the required minimum adjusted times interest earned ratio (TIER) for the most recent fiscal year. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:to="label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_3" xlink:title="label: LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear to label_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:label="LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:title="LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity"> Line of Credit Facility Covenant Required Maximum Ratio of Adjusted Senior Debt to Total Equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:to="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:title="label: LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity to label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity_2"> Maximum ratio of adjusted senior debt to total equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:to="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity_2" xlink:title="label: LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity to label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity_3"> Represents the required maximum ratio of adjusted senior debt to total equity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:to="label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity_3" xlink:title="label: LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity to label_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xlink:label="LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xlink:title="LineOfCreditFacilityCovenantActualFinancialRatiosAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract"> Line of Credit Facility Covenant Actual Financial Ratios [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xlink:to="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xlink:title="label: LineOfCreditFacilityCovenantActualFinancialRatiosAbstract to label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract_2"> Actual </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" xlink:to="label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract_2" xlink:title="label: LineOfCreditFacilityCovenantActualFinancialRatiosAbstract to label_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:label="LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:title="LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters"> Line of Credit Facility Covenant Actual Minimum Average Adjusted Times Interest Earned Ratio over Six Most Recent Fiscal Quarters </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:to="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:title="label: LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters to label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_2"> Minimum average adjusted TIER over the six most recent fiscal quarters </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:to="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_2" xlink:title="label: LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters to label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_3"> Represents the actual minimum average adjusted times interest earned ratio (TIER) over the six most recent fiscal quarters. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" xlink:to="label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters_3" xlink:title="label: LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters to label_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer"/>
<link:label xlink:type="resource" xlink:label="label_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityWellKnownSeasonedIssuer" xml:lang="en-US" id="label_EntityWellKnownSeasonedIssuer"> Entity Well-known Seasoned Issuer </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityWellKnownSeasonedIssuer" xlink:to="label_EntityWellKnownSeasonedIssuer" xlink:title="label: EntityWellKnownSeasonedIssuer to label_EntityWellKnownSeasonedIssuer" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:label="LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:title="LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear"> Line of Credit Facility Covenant Actual Minimum Adjusted Times Interest Earned Ratio for Most Recent Fiscal Year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:to="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:title="label: LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear to label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_2"> Minimum adjusted TIER for the most recent fiscal year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:to="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_2" xlink:title="label: LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear to label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_3"> Represents the actual minimum adjusted times interest earned ratio (TIER) for the most recent fiscal year. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" xlink:to="label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear_3" xlink:title="label: LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear to label_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers"/>
<link:label xlink:type="resource" xlink:label="label_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityVoluntaryFilers" xml:lang="en-US" id="label_EntityVoluntaryFilers"> Entity Voluntary Filers </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityVoluntaryFilers" xlink:to="label_EntityVoluntaryFilers" xlink:title="label: EntityVoluntaryFilers to label_EntityVoluntaryFilers" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:label="LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:title="LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity"> Maximum ratio of adjusted senior debt to total equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:to="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:title="label: LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity to label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity_2"> Represents the actual maximum ratio of adjusted senior debt to total equity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:to="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity_2" xlink:title="label: LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity to label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xml:lang="en-US" id="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity_3"> Line of Credit Facility Covenant Actual Maximum Ratio of Adjusted Senior Debt to Total Equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" xlink:to="label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity_3" xlink:title="label: LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity to label_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus"/>
<link:label xlink:type="resource" xlink:label="label_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCurrentReportingStatus" xml:lang="en-US" id="label_EntityCurrentReportingStatus"> Entity Current Reporting Status </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="label_EntityCurrentReportingStatus" xlink:title="label: EntityCurrentReportingStatus to label_EntityCurrentReportingStatus" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfDebtInstrumentsTable" xlink:label="ScheduleOfDebtInstrumentsTable" xlink:title="ScheduleOfDebtInstrumentsTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDebtInstrumentsTable" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTable"> Schedule of Debt Instruments [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTable" xlink:to="label_ScheduleOfDebtInstrumentsTable" xlink:title="label: ScheduleOfDebtInstrumentsTable to label_ScheduleOfDebtInstrumentsTable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTable_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfDebtInstrumentsTable" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTable_2"> A table or schedule providing information pertaining to short-term and long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTable" xlink:to="label_ScheduleOfDebtInstrumentsTable_2" xlink:title="label: ScheduleOfDebtInstrumentsTable to label_ScheduleOfDebtInstrumentsTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory"/>
<link:label xlink:type="resource" xlink:label="label_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityFilerCategory" xml:lang="en-US" id="label_EntityFilerCategory"> Entity Filer Category </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="label_EntityFilerCategory" xlink:title="label: EntityFilerCategory to label_EntityFilerCategory" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_UnsecuredMediumTermNotesMember" xlink:label="UnsecuredMediumTermNotesMember" xlink:title="UnsecuredMediumTermNotesMember"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredMediumTermNotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_UnsecuredMediumTermNotesMember" xml:lang="en-US" id="label_UnsecuredMediumTermNotesMember"> Represents information pertaining to unsecured medium-term notes. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredMediumTermNotesMember" xlink:to="label_UnsecuredMediumTermNotesMember" xlink:title="label: UnsecuredMediumTermNotesMember to label_UnsecuredMediumTermNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredMediumTermNotesMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnsecuredMediumTermNotesMember" xml:lang="en-US" id="label_UnsecuredMediumTermNotesMember_2"> Unsecured Medium Term Notes [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredMediumTermNotesMember" xlink:to="label_UnsecuredMediumTermNotesMember_2" xlink:title="label: UnsecuredMediumTermNotesMember to label_UnsecuredMediumTermNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredMediumTermNotesMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnsecuredMediumTermNotesMember" xml:lang="en-US" id="label_UnsecuredMediumTermNotesMember_3"> Unsecured medium-term notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredMediumTermNotesMember" xlink:to="label_UnsecuredMediumTermNotesMember_3" xlink:title="label: UnsecuredMediumTermNotesMember to label_UnsecuredMediumTermNotesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat"/>
<link:label xlink:type="resource" xlink:label="label_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityPublicFloat" xml:lang="en-US" id="label_EntityPublicFloat"> Entity Public Float </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityPublicFloat" xlink:to="label_EntityPublicFloat" xlink:title="label: EntityPublicFloat to label_EntityPublicFloat" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CommittedLoanFacilitiesMember" xlink:label="CommittedLoanFacilitiesMember" xlink:title="CommittedLoanFacilitiesMember"/>
<link:label xlink:type="resource" xlink:label="label_CommittedLoanFacilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommittedLoanFacilitiesMember" xml:lang="en-US" id="label_CommittedLoanFacilitiesMember"> Committed loan facilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommittedLoanFacilitiesMember" xlink:to="label_CommittedLoanFacilitiesMember" xlink:title="label: CommittedLoanFacilitiesMember to label_CommittedLoanFacilitiesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommittedLoanFacilitiesMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommittedLoanFacilitiesMember" xml:lang="en-US" id="label_CommittedLoanFacilitiesMember_2"> Represents information pertaining to committed loan facilities from the Federal Financing Bank. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommittedLoanFacilitiesMember" xlink:to="label_CommittedLoanFacilitiesMember_2" xlink:title="label: CommittedLoanFacilitiesMember to label_CommittedLoanFacilitiesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommittedLoanFacilitiesMember_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommittedLoanFacilitiesMember" xml:lang="en-US" id="label_CommittedLoanFacilitiesMember_3"> Committed Loan Facilities [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommittedLoanFacilitiesMember" xlink:to="label_CommittedLoanFacilitiesMember_3" xlink:title="label: CommittedLoanFacilitiesMember to label_CommittedLoanFacilitiesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName"/>
<link:label xlink:type="resource" xlink:label="label_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityRegistrantName" xml:lang="en-US" id="label_EntityRegistrantName"> Entity Registrant Name </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="label_EntityRegistrantName" xlink:title="label: EntityRegistrantName to label_EntityRegistrantName" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfSubordinatedLongTermDebtTableTextBlock" xlink:label="ScheduleOfSubordinatedLongTermDebtTableTextBlock" xlink:title="ScheduleOfSubordinatedLongTermDebtTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" xml:lang="en-US" id="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock"> Schedule of Subordinated Long Term Debt [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSubordinatedLongTermDebtTableTextBlock" xlink:to="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" xlink:title="label: ScheduleOfSubordinatedLongTermDebtTableTextBlock to label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" xml:lang="en-US" id="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock_2"> Summary of subordinated deferrable debt outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSubordinatedLongTermDebtTableTextBlock" xlink:to="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock_2" xlink:title="label: ScheduleOfSubordinatedLongTermDebtTableTextBlock to label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" xml:lang="en-US" id="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock_3"> Tabular disclosure of subordinated deferrable debt outstanding. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSubordinatedLongTermDebtTableTextBlock" xlink:to="label_ScheduleOfSubordinatedLongTermDebtTableTextBlock_3" xlink:title="label: ScheduleOfSubordinatedLongTermDebtTableTextBlock to label_ScheduleOfSubordinatedLongTermDebtTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey"/>
<link:label xlink:type="resource" xlink:label="label_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCentralIndexKey" xml:lang="en-US" id="label_EntityCentralIndexKey"> Entity Central Index Key </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="label_EntityCentralIndexKey" xlink:title="label: EntityCentralIndexKey to label_EntityCentralIndexKey" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_NRCSubordinatedNotes6.10PercentDue2044Member" xlink:label="NRCSubordinatedNotes6.10PercentDue2044Member" xlink:title="NRCSubordinatedNotes6.10PercentDue2044Member"/>
<link:label xlink:type="resource" xlink:label="label_NRCSubordinatedNotes6.10PercentDue2044Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NRCSubordinatedNotes6.10PercentDue2044Member" xml:lang="en-US" id="label_NRCSubordinatedNotes6.10PercentDue2044Member"> NRC Subordinated Notes 6.10 Percent Due 2044 [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NRCSubordinatedNotes6.10PercentDue2044Member" xlink:to="label_NRCSubordinatedNotes6.10PercentDue2044Member" xlink:title="label: NRCSubordinatedNotes6.10PercentDue2044Member to label_NRCSubordinatedNotes6.10PercentDue2044Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NRCSubordinatedNotes6.10PercentDue2044Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NRCSubordinatedNotes6.10PercentDue2044Member" xml:lang="en-US" id="label_NRCSubordinatedNotes6.10PercentDue2044Member_2"> NRC 6.10% due 2044 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NRCSubordinatedNotes6.10PercentDue2044Member" xlink:to="label_NRCSubordinatedNotes6.10PercentDue2044Member_2" xlink:title="label: NRCSubordinatedNotes6.10PercentDue2044Member to label_NRCSubordinatedNotes6.10PercentDue2044Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NRCSubordinatedNotes6.10PercentDue2044Member_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NRCSubordinatedNotes6.10PercentDue2044Member" xml:lang="en-US" id="label_NRCSubordinatedNotes6.10PercentDue2044Member_3"> Represents the NRC 6.10 percent subordinated notes due in 2044. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NRCSubordinatedNotes6.10PercentDue2044Member" xlink:to="label_NRCSubordinatedNotes6.10PercentDue2044Member_3" xlink:title="label: NRCSubordinatedNotes6.10PercentDue2044Member to label_NRCSubordinatedNotes6.10PercentDue2044Member" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_NRUSubordinatedNotes5.95PercentDue2045Member" xlink:label="NRUSubordinatedNotes5.95PercentDue2045Member" xlink:title="NRUSubordinatedNotes5.95PercentDue2045Member"/>
<link:label xlink:type="resource" xlink:label="label_NRUSubordinatedNotes5.95PercentDue2045Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NRUSubordinatedNotes5.95PercentDue2045Member" xml:lang="en-US" id="label_NRUSubordinatedNotes5.95PercentDue2045Member"> NRU Subordinated Notes 5.95 Percent Due 2045 [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NRUSubordinatedNotes5.95PercentDue2045Member" xlink:to="label_NRUSubordinatedNotes5.95PercentDue2045Member" xlink:title="label: NRUSubordinatedNotes5.95PercentDue2045Member to label_NRUSubordinatedNotes5.95PercentDue2045Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NRUSubordinatedNotes5.95PercentDue2045Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NRUSubordinatedNotes5.95PercentDue2045Member" xml:lang="en-US" id="label_NRUSubordinatedNotes5.95PercentDue2045Member_2"> NRU 5.95% due 2045 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NRUSubordinatedNotes5.95PercentDue2045Member" xlink:to="label_NRUSubordinatedNotes5.95PercentDue2045Member_2" xlink:title="label: NRUSubordinatedNotes5.95PercentDue2045Member to label_NRUSubordinatedNotes5.95PercentDue2045Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NRUSubordinatedNotes5.95PercentDue2045Member_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NRUSubordinatedNotes5.95PercentDue2045Member" xml:lang="en-US" id="label_NRUSubordinatedNotes5.95PercentDue2045Member_3"> Represents the NRU 5.95 percent subordinated notes due in 2045. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NRUSubordinatedNotes5.95PercentDue2045Member" xlink:to="label_NRUSubordinatedNotes5.95PercentDue2045Member_3" xlink:title="label: NRUSubordinatedNotes5.95PercentDue2045Member to label_NRUSubordinatedNotes5.95PercentDue2045Member" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsPayableAndOtherAccruedLiabilities" xlink:label="AccountsPayableAndOtherAccruedLiabilities" xlink:title="AccountsPayableAndOtherAccruedLiabilities"/>
<link:label xlink:type="resource" xlink:label="label_AccountsPayableAndOtherAccruedLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsPayableAndOtherAccruedLiabilities" xml:lang="en-US" id="label_AccountsPayableAndOtherAccruedLiabilities"> Accounts Payable and Other Accrued Liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableAndOtherAccruedLiabilities" xlink:to="label_AccountsPayableAndOtherAccruedLiabilities" xlink:title="label: AccountsPayableAndOtherAccruedLiabilities to label_AccountsPayableAndOtherAccruedLiabilities" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccountsPayableAndOtherAccruedLiabilities_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccountsPayableAndOtherAccruedLiabilities" xml:lang="en-US" id="label_AccountsPayableAndOtherAccruedLiabilities_2"> Other liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableAndOtherAccruedLiabilities" xlink:to="label_AccountsPayableAndOtherAccruedLiabilities_2" xlink:title="label: AccountsPayableAndOtherAccruedLiabilities to label_AccountsPayableAndOtherAccruedLiabilities" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DebtServiceReserve" xlink:label="DebtServiceReserve" xlink:title="DebtServiceReserve"/>
<link:label xlink:type="resource" xlink:label="label_DebtServiceReserve" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtServiceReserve" xml:lang="en-US" id="label_DebtServiceReserve"> Debt Service Reserve </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtServiceReserve" xlink:to="label_DebtServiceReserve" xlink:title="label: DebtServiceReserve to label_DebtServiceReserve" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtServiceReserve_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtServiceReserve" xml:lang="en-US" id="label_DebtServiceReserve_2"> The carrying amount of cash reserves set aside by a borrower, either by internal policy or lender covenant, to repay debt in the event that cash generated by operations is insufficient. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtServiceReserve" xlink:to="label_DebtServiceReserve_2" xlink:title="label: DebtServiceReserve to label_DebtServiceReserve" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtServiceReserve_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtServiceReserve" xml:lang="en-US" id="label_DebtServiceReserve_3"> Debt service reserve funds </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtServiceReserve" xlink:to="label_DebtServiceReserve_3" xlink:title="label: DebtServiceReserve to label_DebtServiceReserve" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SubordinatedDeferrableLongTermDebt" xlink:label="SubordinatedDeferrableLongTermDebt" xlink:title="SubordinatedDeferrableLongTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedDeferrableLongTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedDeferrableLongTermDebt" xml:lang="en-US" id="label_SubordinatedDeferrableLongTermDebt"> Subordinated Deferrable Long Term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedDeferrableLongTermDebt" xlink:to="label_SubordinatedDeferrableLongTermDebt" xlink:title="label: SubordinatedDeferrableLongTermDebt to label_SubordinatedDeferrableLongTermDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedDeferrableLongTermDebt_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SubordinatedDeferrableLongTermDebt" xml:lang="en-US" id="label_SubordinatedDeferrableLongTermDebt_2"> Carrying value as of the balance sheet date of collateralized/uncollateralized deferrable debt obligation (with maturities initially due after one year or beyond the operating cycle if longer), excluding current portion. Subordinated debt places a lender in a lien position behind the primary lender of the company. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedDeferrableLongTermDebt" xlink:to="label_SubordinatedDeferrableLongTermDebt_2" xlink:title="label: SubordinatedDeferrableLongTermDebt to label_SubordinatedDeferrableLongTermDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedDeferrableLongTermDebt_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinatedDeferrableLongTermDebt" xml:lang="en-US" id="label_SubordinatedDeferrableLongTermDebt_3"> Subordinated deferrable debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedDeferrableLongTermDebt" xlink:to="label_SubordinatedDeferrableLongTermDebt_3" xlink:title="label: SubordinatedDeferrableLongTermDebt to label_SubordinatedDeferrableLongTermDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding"/>
<link:label xlink:type="resource" xlink:label="label_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="label_EntityCommonStockSharesOutstanding"> Entity Common Stock, Shares Outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="label_EntityCommonStockSharesOutstanding" xlink:title="label: EntityCommonStockSharesOutstanding to label_EntityCommonStockSharesOutstanding" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_RetainedEarningsAppropriatedCapitalReserveMember" xlink:label="RetainedEarningsAppropriatedCapitalReserveMember" xlink:title="RetainedEarningsAppropriatedCapitalReserveMember"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedCapitalReserveMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAppropriatedCapitalReserveMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedCapitalReserveMember"> Retained Earnings, Appropriated Capital Reserve [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedCapitalReserveMember" xlink:to="label_RetainedEarningsAppropriatedCapitalReserveMember" xlink:title="label: RetainedEarningsAppropriatedCapitalReserveMember to label_RetainedEarningsAppropriatedCapitalReserveMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedCapitalReserveMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RetainedEarningsAppropriatedCapitalReserveMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedCapitalReserveMember_2"> Represents the portion of retained earnings appropriated for the members' capital reserve. The members' capital reserve represents net earnings held to increase equity retention. The net earnings held in the members' capital reserve have not been specifically allocated to members, but may be allocated to individual members in the future as patronage capital if authorized by the Board of Directors. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedCapitalReserveMember" xlink:to="label_RetainedEarningsAppropriatedCapitalReserveMember_2" xlink:title="label: RetainedEarningsAppropriatedCapitalReserveMember to label_RetainedEarningsAppropriatedCapitalReserveMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAppropriatedCapitalReserveMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsAppropriatedCapitalReserveMember" xml:lang="en-US" id="label_RetainedEarningsAppropriatedCapitalReserveMember_3"> Members' capital reserve </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAppropriatedCapitalReserveMember" xlink:to="label_RetainedEarningsAppropriatedCapitalReserveMember_3" xlink:title="label: RetainedEarningsAppropriatedCapitalReserveMember to label_RetainedEarningsAppropriatedCapitalReserveMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract"> Fair Value of Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="label_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="label: FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract to label_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
<link:label xlink:type="resource" xlink:label="label_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xml:lang="en-US" id="label_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"> Receivable Type [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="label_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:title="label: AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis to label_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SaleOfLoansPolicyTextBlock" xlink:label="SaleOfLoansPolicyTextBlock" xlink:title="SaleOfLoansPolicyTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_SaleOfLoansPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SaleOfLoansPolicyTextBlock" xml:lang="en-US" id="label_SaleOfLoansPolicyTextBlock"> Sale of Loans [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SaleOfLoansPolicyTextBlock" xlink:to="label_SaleOfLoansPolicyTextBlock" xlink:title="label: SaleOfLoansPolicyTextBlock to label_SaleOfLoansPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SaleOfLoansPolicyTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SaleOfLoansPolicyTextBlock" xml:lang="en-US" id="label_SaleOfLoansPolicyTextBlock_2"> Loan Sales </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SaleOfLoansPolicyTextBlock" xlink:to="label_SaleOfLoansPolicyTextBlock_2" xlink:title="label: SaleOfLoansPolicyTextBlock to label_SaleOfLoansPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SaleOfLoansPolicyTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SaleOfLoansPolicyTextBlock" xml:lang="en-US" id="label_SaleOfLoansPolicyTextBlock_3"> Disclosure of accounting policy for sale of loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SaleOfLoansPolicyTextBlock" xlink:to="label_SaleOfLoansPolicyTextBlock_3" xlink:title="label: SaleOfLoansPolicyTextBlock to label_SaleOfLoansPolicyTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xlink:label="GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xlink:title="GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xml:lang="en-US" id="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock"> Gains (Losses) on Early Extinguishment of Debt [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xlink:to="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xlink:title="label: GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock to label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xml:lang="en-US" id="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock_2"> Early Extinguishment of Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xlink:to="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock_2" xlink:title="label: GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock to label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xml:lang="en-US" id="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock_3"> Disclosure of accounting policy for gains or losses on early extinguishment of debt. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" xlink:to="label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock_3" xlink:title="label: GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock to label_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfComponentsOfInterestExpenseTableTextBlock" xlink:label="ScheduleOfComponentsOfInterestExpenseTableTextBlock" xlink:title="ScheduleOfComponentsOfInterestExpenseTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" xml:lang="en-US" id="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock"> Schedule of Components of Interest (Expense) [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComponentsOfInterestExpenseTableTextBlock" xlink:to="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" xlink:title="label: ScheduleOfComponentsOfInterestExpenseTableTextBlock to label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" xml:lang="en-US" id="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock_2"> Schedule of components of interest expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComponentsOfInterestExpenseTableTextBlock" xlink:to="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock_2" xlink:title="label: ScheduleOfComponentsOfInterestExpenseTableTextBlock to label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" xml:lang="en-US" id="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock_3"> Tabular disclosure of components of interest expense. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfComponentsOfInterestExpenseTableTextBlock" xlink:to="label_ScheduleOfComponentsOfInterestExpenseTableTextBlock_3" xlink:title="label: ScheduleOfComponentsOfInterestExpenseTableTextBlock to label_ScheduleOfComponentsOfInterestExpenseTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xlink:label="NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xlink:title="NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets"/>
<link:label xlink:type="resource" xlink:label="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xml:lang="en-US" id="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets"> Number of Groups of Subsidiaries Wholly Owned by Entity Holding Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xlink:to="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xlink:title="label: NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets to label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xml:lang="en-US" id="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets_2"> Number of groups of subsidiaries wholly-owned by the entity, holding foreclosed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xlink:to="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets_2" xlink:title="label: NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets to label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xml:lang="en-US" id="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets_3"> Represents the number of groups of subsidiaries wholly-owned by the entity, holding foreclosed assets. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" xlink:to="label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets_3" xlink:title="label: NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets to label_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_RuralTelephoneFinanceCooperativeMember" xlink:label="RuralTelephoneFinanceCooperativeMember" xlink:title="RuralTelephoneFinanceCooperativeMember"/>
<link:label xlink:type="resource" xlink:label="label_RuralTelephoneFinanceCooperativeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RuralTelephoneFinanceCooperativeMember" xml:lang="en-US" id="label_RuralTelephoneFinanceCooperativeMember"> Rural Telephone Finance Cooperative [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RuralTelephoneFinanceCooperativeMember" xlink:to="label_RuralTelephoneFinanceCooperativeMember" xlink:title="label: RuralTelephoneFinanceCooperativeMember to label_RuralTelephoneFinanceCooperativeMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RuralTelephoneFinanceCooperativeMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RuralTelephoneFinanceCooperativeMember" xml:lang="en-US" id="label_RuralTelephoneFinanceCooperativeMember_2"> RTFC </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RuralTelephoneFinanceCooperativeMember" xlink:to="label_RuralTelephoneFinanceCooperativeMember_2" xlink:title="label: RuralTelephoneFinanceCooperativeMember to label_RuralTelephoneFinanceCooperativeMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RuralTelephoneFinanceCooperativeMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_RuralTelephoneFinanceCooperativeMember" xml:lang="en-US" id="label_RuralTelephoneFinanceCooperativeMember_3"> Represents information pertaining to Rural Telephone Finance Cooperative. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RuralTelephoneFinanceCooperativeMember" xlink:to="label_RuralTelephoneFinanceCooperativeMember_3" xlink:title="label: RuralTelephoneFinanceCooperativeMember to label_RuralTelephoneFinanceCooperativeMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_NationalCooperativeServicesCorporationMember" xlink:label="NationalCooperativeServicesCorporationMember" xlink:title="NationalCooperativeServicesCorporationMember"/>
<link:label xlink:type="resource" xlink:label="label_NationalCooperativeServicesCorporationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NationalCooperativeServicesCorporationMember" xml:lang="en-US" id="label_NationalCooperativeServicesCorporationMember"> National Cooperative Services Corporation [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NationalCooperativeServicesCorporationMember" xlink:to="label_NationalCooperativeServicesCorporationMember" xlink:title="label: NationalCooperativeServicesCorporationMember to label_NationalCooperativeServicesCorporationMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NationalCooperativeServicesCorporationMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NationalCooperativeServicesCorporationMember" xml:lang="en-US" id="label_NationalCooperativeServicesCorporationMember_2"> NCSC </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NationalCooperativeServicesCorporationMember" xlink:to="label_NationalCooperativeServicesCorporationMember_2" xlink:title="label: NationalCooperativeServicesCorporationMember to label_NationalCooperativeServicesCorporationMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NationalCooperativeServicesCorporationMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NationalCooperativeServicesCorporationMember" xml:lang="en-US" id="label_NationalCooperativeServicesCorporationMember_3"> Represents information pertaining to National Cooperative Services Corporation. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NationalCooperativeServicesCorporationMember" xlink:to="label_NationalCooperativeServicesCorporationMember_3" xlink:title="label: NationalCooperativeServicesCorporationMember to label_NationalCooperativeServicesCorporationMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xlink:label="VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xlink:title="VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xml:lang="en-US" id="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary"> Variable Interest Entity Consolidated Carrying Amount Obligations Guaranteed by Primary Beneficiary </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xlink:to="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xlink:title="label: VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary to label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xml:lang="en-US" id="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary_2"> Guarantee amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xlink:to="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary_2" xlink:title="label: VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary to label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xml:lang="en-US" id="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary_3"> The carrying amount of the consolidated Variable Interest Entity's obligations which are guaranteed by the primary beneficiary. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" xlink:to="label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary_3" xlink:title="label: VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary to label_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_VariableInterestEntityCommitmentToExtendLoanMaximum" xlink:label="VariableInterestEntityCommitmentToExtendLoanMaximum" xlink:title="VariableInterestEntityCommitmentToExtendLoanMaximum"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCommitmentToExtendLoanMaximum" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityCommitmentToExtendLoanMaximum" xml:lang="en-US" id="label_VariableInterestEntityCommitmentToExtendLoanMaximum"> Variable Interest Entity Commitment to Extend Loan Maximum </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCommitmentToExtendLoanMaximum" xlink:to="label_VariableInterestEntityCommitmentToExtendLoanMaximum" xlink:title="label: VariableInterestEntityCommitmentToExtendLoanMaximum to label_VariableInterestEntityCommitmentToExtendLoanMaximum" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCommitmentToExtendLoanMaximum_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityCommitmentToExtendLoanMaximum" xml:lang="en-US" id="label_VariableInterestEntityCommitmentToExtendLoanMaximum_2"> Maximum amount committed to extend loan </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCommitmentToExtendLoanMaximum" xlink:to="label_VariableInterestEntityCommitmentToExtendLoanMaximum_2" xlink:title="label: VariableInterestEntityCommitmentToExtendLoanMaximum to label_VariableInterestEntityCommitmentToExtendLoanMaximum" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCommitmentToExtendLoanMaximum_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VariableInterestEntityCommitmentToExtendLoanMaximum" xml:lang="en-US" id="label_VariableInterestEntityCommitmentToExtendLoanMaximum_3"> Represents the reporting entity's maximum amount of commitments to extend loan, as a result of its involvement with the variable interest entity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCommitmentToExtendLoanMaximum" xlink:to="label_VariableInterestEntityCommitmentToExtendLoanMaximum_3" xlink:title="label: VariableInterestEntityCommitmentToExtendLoanMaximum to label_VariableInterestEntityCommitmentToExtendLoanMaximum" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_VariableInterestEntityCommitmentOutstanding" xlink:label="VariableInterestEntityCommitmentOutstanding" xlink:title="VariableInterestEntityCommitmentOutstanding"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCommitmentOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityCommitmentOutstanding" xml:lang="en-US" id="label_VariableInterestEntityCommitmentOutstanding"> Variable Interest Entity Commitment Outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCommitmentOutstanding" xlink:to="label_VariableInterestEntityCommitmentOutstanding" xlink:title="label: VariableInterestEntityCommitmentOutstanding to label_VariableInterestEntityCommitmentOutstanding" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCommitmentOutstanding_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_VariableInterestEntityCommitmentOutstanding" xml:lang="en-US" id="label_VariableInterestEntityCommitmentOutstanding_2"> Commitment outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCommitmentOutstanding" xlink:to="label_VariableInterestEntityCommitmentOutstanding_2" xlink:title="label: VariableInterestEntityCommitmentOutstanding to label_VariableInterestEntityCommitmentOutstanding" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCommitmentOutstanding_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VariableInterestEntityCommitmentOutstanding" xml:lang="en-US" id="label_VariableInterestEntityCommitmentOutstanding_3"> Represents the amount of commitments provided by the reporting entity to the variable interest entity which are outstanding. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCommitmentOutstanding" xlink:to="label_VariableInterestEntityCommitmentOutstanding_3" xlink:title="label: VariableInterestEntityCommitmentOutstanding to label_VariableInterestEntityCommitmentOutstanding" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_VariableInterestEntityCreditEnhancements" xlink:label="VariableInterestEntityCreditEnhancements" xlink:title="VariableInterestEntityCreditEnhancements"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCreditEnhancements" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityCreditEnhancements" xml:lang="en-US" id="label_VariableInterestEntityCreditEnhancements"> Variable Interest Entity Credit Enhancements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCreditEnhancements" xlink:to="label_VariableInterestEntityCreditEnhancements" xlink:title="label: VariableInterestEntityCreditEnhancements to label_VariableInterestEntityCreditEnhancements" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCreditEnhancements_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityCreditEnhancements" xml:lang="en-US" id="label_VariableInterestEntityCreditEnhancements_2"> Credit enhancement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCreditEnhancements" xlink:to="label_VariableInterestEntityCreditEnhancements_2" xlink:title="label: VariableInterestEntityCreditEnhancements to label_VariableInterestEntityCreditEnhancements" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityCreditEnhancements_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VariableInterestEntityCreditEnhancements" xml:lang="en-US" id="label_VariableInterestEntityCreditEnhancements_3"> Represents the amount of credit enhancements provided by the reporting entity to the variable interest entity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityCreditEnhancements" xlink:to="label_VariableInterestEntityCreditEnhancements_3" xlink:title="label: VariableInterestEntityCreditEnhancements to label_VariableInterestEntityCreditEnhancements" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SaleOfLoansHeldForInvestmentAbstract" xlink:label="SaleOfLoansHeldForInvestmentAbstract" xlink:title="SaleOfLoansHeldForInvestmentAbstract"/>
<link:label xlink:type="resource" xlink:label="label_SaleOfLoansHeldForInvestmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SaleOfLoansHeldForInvestmentAbstract" xml:lang="en-US" id="label_SaleOfLoansHeldForInvestmentAbstract"> Sale of Loans Held For Investment [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SaleOfLoansHeldForInvestmentAbstract" xlink:to="label_SaleOfLoansHeldForInvestmentAbstract" xlink:title="label: SaleOfLoansHeldForInvestmentAbstract to label_SaleOfLoansHeldForInvestmentAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SaleOfLoansHeldForInvestmentAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SaleOfLoansHeldForInvestmentAbstract" xml:lang="en-US" id="label_SaleOfLoansHeldForInvestmentAbstract_2"> Loan Sales </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SaleOfLoansHeldForInvestmentAbstract" xlink:to="label_SaleOfLoansHeldForInvestmentAbstract_2" xlink:title="label: SaleOfLoansHeldForInvestmentAbstract to label_SaleOfLoansHeldForInvestmentAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LoansReceivableCostOfLoansSold" xlink:label="LoansReceivableCostOfLoansSold" xlink:title="LoansReceivableCostOfLoansSold"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableCostOfLoansSold" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansReceivableCostOfLoansSold" xml:lang="en-US" id="label_LoansReceivableCostOfLoansSold"> Loans Receivable Cost of Loans Sold </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableCostOfLoansSold" xlink:to="label_LoansReceivableCostOfLoansSold" xlink:title="label: LoansReceivableCostOfLoansSold to label_LoansReceivableCostOfLoansSold" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableCostOfLoansSold_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansReceivableCostOfLoansSold" xml:lang="en-US" id="label_LoansReceivableCostOfLoansSold_2"> Carrying amount of loans sold </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableCostOfLoansSold" xlink:to="label_LoansReceivableCostOfLoansSold_2" xlink:title="label: LoansReceivableCostOfLoansSold to label_LoansReceivableCostOfLoansSold" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableCostOfLoansSold_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansReceivableCostOfLoansSold" xml:lang="en-US" id="label_LoansReceivableCostOfLoansSold_3"> The carrying amount of loans that were sold during the reporting period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableCostOfLoansSold" xlink:to="label_LoansReceivableCostOfLoansSold_3" xlink:title="label: LoansReceivableCostOfLoansSold to label_LoansReceivableCostOfLoansSold" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LongTermFixedRateLoansMember" xlink:label="LongTermFixedRateLoansMember" xlink:title="LongTermFixedRateLoansMember"/>
<link:label xlink:type="resource" xlink:label="label_LongTermFixedRateLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermFixedRateLoansMember" xml:lang="en-US" id="label_LongTermFixedRateLoansMember"> Long Term Fixed Rate Loans [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermFixedRateLoansMember" xlink:to="label_LongTermFixedRateLoansMember" xlink:title="label: LongTermFixedRateLoansMember to label_LongTermFixedRateLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermFixedRateLoansMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermFixedRateLoansMember" xml:lang="en-US" id="label_LongTermFixedRateLoansMember_2"> Long-term fixed-rate loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermFixedRateLoansMember" xlink:to="label_LongTermFixedRateLoansMember_2" xlink:title="label: LongTermFixedRateLoansMember to label_LongTermFixedRateLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermFixedRateLoansMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LongTermFixedRateLoansMember" xml:lang="en-US" id="label_LongTermFixedRateLoansMember_3"> Represents information pertaining to long-term fixed-rate bonds. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermFixedRateLoansMember" xlink:to="label_LongTermFixedRateLoansMember_3" xlink:title="label: LongTermFixedRateLoansMember to label_LongTermFixedRateLoansMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SecuredFinancingReceivableMember" xlink:label="SecuredFinancingReceivableMember" xlink:title="SecuredFinancingReceivableMember"/>
<link:label xlink:type="resource" xlink:label="label_SecuredFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredFinancingReceivableMember" xml:lang="en-US" id="label_SecuredFinancingReceivableMember"> Secured Financing Receivable [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredFinancingReceivableMember" xlink:to="label_SecuredFinancingReceivableMember" xlink:title="label: SecuredFinancingReceivableMember to label_SecuredFinancingReceivableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SecuredFinancingReceivableMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuredFinancingReceivableMember" xml:lang="en-US" id="label_SecuredFinancingReceivableMember_2"> Secured </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredFinancingReceivableMember" xlink:to="label_SecuredFinancingReceivableMember_2" xlink:title="label: SecuredFinancingReceivableMember to label_SecuredFinancingReceivableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SecuredFinancingReceivableMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SecuredFinancingReceivableMember" xml:lang="en-US" id="label_SecuredFinancingReceivableMember_3"> Represents information pertaining to secured financing receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredFinancingReceivableMember" xlink:to="label_SecuredFinancingReceivableMember_3" xlink:title="label: SecuredFinancingReceivableMember to label_SecuredFinancingReceivableMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_UnsecuredFinancingReceivableMember" xlink:label="UnsecuredFinancingReceivableMember" xlink:title="UnsecuredFinancingReceivableMember"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnsecuredFinancingReceivableMember" xml:lang="en-US" id="label_UnsecuredFinancingReceivableMember"> Unsecured Financing Receivable [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredFinancingReceivableMember" xlink:to="label_UnsecuredFinancingReceivableMember" xlink:title="label: UnsecuredFinancingReceivableMember to label_UnsecuredFinancingReceivableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredFinancingReceivableMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnsecuredFinancingReceivableMember" xml:lang="en-US" id="label_UnsecuredFinancingReceivableMember_2"> Unsecured </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredFinancingReceivableMember" xlink:to="label_UnsecuredFinancingReceivableMember_2" xlink:title="label: UnsecuredFinancingReceivableMember to label_UnsecuredFinancingReceivableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredFinancingReceivableMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_UnsecuredFinancingReceivableMember" xml:lang="en-US" id="label_UnsecuredFinancingReceivableMember_3"> Represents information pertaining to unsecured financing receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredFinancingReceivableMember" xlink:to="label_UnsecuredFinancingReceivableMember_3" xlink:title="label: UnsecuredFinancingReceivableMember to label_UnsecuredFinancingReceivableMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus"/>
<link:label xlink:type="resource" xlink:label="label_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalYearFocus" xml:lang="en-US" id="label_DocumentFiscalYearFocus"> Document Fiscal Year Focus </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="label_DocumentFiscalYearFocus" xlink:title="label: DocumentFiscalYearFocus to label_DocumentFiscalYearFocus" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LongTermVariableRateLoansMember" xlink:label="LongTermVariableRateLoansMember" xlink:title="LongTermVariableRateLoansMember"/>
<link:label xlink:type="resource" xlink:label="label_LongTermVariableRateLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermVariableRateLoansMember" xml:lang="en-US" id="label_LongTermVariableRateLoansMember"> Long Term Variable Rate Loans [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermVariableRateLoansMember" xlink:to="label_LongTermVariableRateLoansMember" xlink:title="label: LongTermVariableRateLoansMember to label_LongTermVariableRateLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermVariableRateLoansMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermVariableRateLoansMember" xml:lang="en-US" id="label_LongTermVariableRateLoansMember_2"> Long-term variable-rate loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermVariableRateLoansMember" xlink:to="label_LongTermVariableRateLoansMember_2" xlink:title="label: LongTermVariableRateLoansMember to label_LongTermVariableRateLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermVariableRateLoansMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LongTermVariableRateLoansMember" xml:lang="en-US" id="label_LongTermVariableRateLoansMember_3"> Represents information pertaining to long-term variable-rate bonds. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermVariableRateLoansMember" xlink:to="label_LongTermVariableRateLoansMember_3" xlink:title="label: LongTermVariableRateLoansMember to label_LongTermVariableRateLoansMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus"/>
<link:label xlink:type="resource" xlink:label="label_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalPeriodFocus" xml:lang="en-US" id="label_DocumentFiscalPeriodFocus"> Document Fiscal Period Focus </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="label_DocumentFiscalPeriodFocus" xlink:title="label: DocumentFiscalPeriodFocus to label_DocumentFiscalPeriodFocus" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_AdjustableAndFloatingRateTaxExemptBondsMember" xlink:label="AdjustableAndFloatingRateTaxExemptBondsMember" xlink:title="AdjustableAndFloatingRateTaxExemptBondsMember"/>
<link:label xlink:type="resource" xlink:label="label_AdjustableAndFloatingRateTaxExemptBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdjustableAndFloatingRateTaxExemptBondsMember" xml:lang="en-US" id="label_AdjustableAndFloatingRateTaxExemptBondsMember"> Adjustable and Floating Rate Tax Exempt Bonds [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustableAndFloatingRateTaxExemptBondsMember" xlink:to="label_AdjustableAndFloatingRateTaxExemptBondsMember" xlink:title="label: AdjustableAndFloatingRateTaxExemptBondsMember to label_AdjustableAndFloatingRateTaxExemptBondsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AdjustableAndFloatingRateTaxExemptBondsMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AdjustableAndFloatingRateTaxExemptBondsMember" xml:lang="en-US" id="label_AdjustableAndFloatingRateTaxExemptBondsMember_2"> Represents activity related to adjustable and floating-rate tax-exempt bonds. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustableAndFloatingRateTaxExemptBondsMember" xlink:to="label_AdjustableAndFloatingRateTaxExemptBondsMember_2" xlink:title="label: AdjustableAndFloatingRateTaxExemptBondsMember to label_AdjustableAndFloatingRateTaxExemptBondsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AdjustableAndFloatingRateTaxExemptBondsMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdjustableAndFloatingRateTaxExemptBondsMember" xml:lang="en-US" id="label_AdjustableAndFloatingRateTaxExemptBondsMember_3"> Adjustable and floating-rate tax-exempt bonds </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustableAndFloatingRateTaxExemptBondsMember" xlink:to="label_AdjustableAndFloatingRateTaxExemptBondsMember_3" xlink:title="label: AdjustableAndFloatingRateTaxExemptBondsMember to label_AdjustableAndFloatingRateTaxExemptBondsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditLoansMember" xlink:label="LineOfCreditLoansMember" xlink:title="LineOfCreditLoansMember"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditLoansMember" xml:lang="en-US" id="label_LineOfCreditLoansMember"> Line of Credit Loans [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditLoansMember" xlink:to="label_LineOfCreditLoansMember" xlink:title="label: LineOfCreditLoansMember to label_LineOfCreditLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditLoansMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditLoansMember" xml:lang="en-US" id="label_LineOfCreditLoansMember_2"> Line of credit loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditLoansMember" xlink:to="label_LineOfCreditLoansMember_2" xlink:title="label: LineOfCreditLoansMember to label_LineOfCreditLoansMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditLoansMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditLoansMember" xml:lang="en-US" id="label_LineOfCreditLoansMember_3"> Represents information pertaining to line of credit loans receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditLoansMember" xlink:to="label_LineOfCreditLoansMember_3" xlink:title="label: LineOfCreditLoansMember to label_LineOfCreditLoansMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ConversionFee" xlink:label="ConversionFee" xlink:title="ConversionFee"/>
<link:label xlink:type="resource" xlink:label="label_ConversionFee" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionFee" xml:lang="en-US" id="label_ConversionFee"> Conversion Fee </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionFee" xlink:to="label_ConversionFee" xlink:title="label: ConversionFee to label_ConversionFee" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ConversionFee_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ConversionFee" xml:lang="en-US" id="label_ConversionFee_2"> Fee income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionFee" xlink:to="label_ConversionFee_2" xlink:title="label: ConversionFee to label_ConversionFee" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ConversionFee_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ConversionFee" xml:lang="en-US" id="label_ConversionFee_3"> Amount of fee income recognized during the reporting period, including income recognized from conversion fees which are deferred and recognized using the effective interest method over the remaining original loan interest rate pricing term. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionFee" xlink:to="label_ConversionFee_3" xlink:title="label: ConversionFee to label_ConversionFee" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CommercialPaperAndBankBidNotesMember" xlink:label="CommercialPaperAndBankBidNotesMember" xlink:title="CommercialPaperAndBankBidNotesMember"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperAndBankBidNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommercialPaperAndBankBidNotesMember" xml:lang="en-US" id="label_CommercialPaperAndBankBidNotesMember"> Commercial Paper and Bank Bid Notes [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperAndBankBidNotesMember" xlink:to="label_CommercialPaperAndBankBidNotesMember" xlink:title="label: CommercialPaperAndBankBidNotesMember to label_CommercialPaperAndBankBidNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperAndBankBidNotesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommercialPaperAndBankBidNotesMember" xml:lang="en-US" id="label_CommercialPaperAndBankBidNotesMember_2"> Commercial paper and bank bid notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperAndBankBidNotesMember" xlink:to="label_CommercialPaperAndBankBidNotesMember_2" xlink:title="label: CommercialPaperAndBankBidNotesMember to label_CommercialPaperAndBankBidNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperAndBankBidNotesMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommercialPaperAndBankBidNotesMember" xml:lang="en-US" id="label_CommercialPaperAndBankBidNotesMember_3"> Represents information pertaining to unsecured promissory notes (generally negotiable) that provides institutions with short-term funds and bank bid notes. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperAndBankBidNotesMember" xlink:to="label_CommercialPaperAndBankBidNotesMember_3" xlink:title="label: CommercialPaperAndBankBidNotesMember to label_CommercialPaperAndBankBidNotesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FeeExpense" xlink:label="FeeExpense" xlink:title="FeeExpense"/>
<link:label xlink:type="resource" xlink:label="label_FeeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FeeExpense" xml:lang="en-US" id="label_FeeExpense"> Fee Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FeeExpense" xlink:to="label_FeeExpense" xlink:title="label: FeeExpense to label_FeeExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FeeExpense_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FeeExpense" xml:lang="en-US" id="label_FeeExpense_2"> Fee expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FeeExpense" xlink:to="label_FeeExpense_2" xlink:title="label: FeeExpense to label_FeeExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FeeExpense_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FeeExpense" xml:lang="en-US" id="label_FeeExpense_3"> Represents the various fees related to funding activities, including fees paid to banks participating in the entity's revolving credit agreements. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FeeExpense" xlink:to="label_FeeExpense_3" xlink:title="label: FeeExpense to label_FeeExpense" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_Unsecured7.25PercentSeriesCMediumTermNotesMember" xlink:label="Unsecured7.25PercentSeriesCMediumTermNotesMember" xlink:title="Unsecured7.25PercentSeriesCMediumTermNotesMember"/>
<link:label xlink:type="resource" xlink:label="label_Unsecured7.25PercentSeriesCMediumTermNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Unsecured7.25PercentSeriesCMediumTermNotesMember" xml:lang="en-US" id="label_Unsecured7.25PercentSeriesCMediumTermNotesMember"> Unsecured 7.25 Percent Series C Medium Term Notes [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Unsecured7.25PercentSeriesCMediumTermNotesMember" xlink:to="label_Unsecured7.25PercentSeriesCMediumTermNotesMember" xlink:title="label: Unsecured7.25PercentSeriesCMediumTermNotesMember to label_Unsecured7.25PercentSeriesCMediumTermNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_Unsecured7.25PercentSeriesCMediumTermNotesMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_Unsecured7.25PercentSeriesCMediumTermNotesMember" xml:lang="en-US" id="label_Unsecured7.25PercentSeriesCMediumTermNotesMember_2"> Represents information pertaining to unsecured 7.25% Series C medium-term notes. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Unsecured7.25PercentSeriesCMediumTermNotesMember" xlink:to="label_Unsecured7.25PercentSeriesCMediumTermNotesMember_2" xlink:title="label: Unsecured7.25PercentSeriesCMediumTermNotesMember to label_Unsecured7.25PercentSeriesCMediumTermNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_Unsecured7.25PercentSeriesCMediumTermNotesMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_Unsecured7.25PercentSeriesCMediumTermNotesMember" xml:lang="en-US" id="label_Unsecured7.25PercentSeriesCMediumTermNotesMember_3"> 7.25% Series C medium-term notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Unsecured7.25PercentSeriesCMediumTermNotesMember" xlink:to="label_Unsecured7.25PercentSeriesCMediumTermNotesMember_3" xlink:title="label: Unsecured7.25PercentSeriesCMediumTermNotesMember to label_Unsecured7.25PercentSeriesCMediumTermNotesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LetterOfCreditMaximumAmountAvailable" xlink:label="LetterOfCreditMaximumAmountAvailable" xlink:title="LetterOfCreditMaximumAmountAvailable"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditMaximumAmountAvailable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LetterOfCreditMaximumAmountAvailable" xml:lang="en-US" id="label_LetterOfCreditMaximumAmountAvailable"> Letter of Credit Maximum Amount Available </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditMaximumAmountAvailable" xlink:to="label_LetterOfCreditMaximumAmountAvailable" xlink:title="label: LetterOfCreditMaximumAmountAvailable to label_LetterOfCreditMaximumAmountAvailable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditMaximumAmountAvailable_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LetterOfCreditMaximumAmountAvailable" xml:lang="en-US" id="label_LetterOfCreditMaximumAmountAvailable_2"> Represents the maximum amount of letters of credit that are available under the credit facility. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditMaximumAmountAvailable" xlink:to="label_LetterOfCreditMaximumAmountAvailable_2" xlink:title="label: LetterOfCreditMaximumAmountAvailable to label_LetterOfCreditMaximumAmountAvailable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditMaximumAmountAvailable_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LetterOfCreditMaximumAmountAvailable" xml:lang="en-US" id="label_LetterOfCreditMaximumAmountAvailable_3"> Maximum borrowing capacity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditMaximumAmountAvailable" xlink:to="label_LetterOfCreditMaximumAmountAvailable_3" xlink:title="label: LetterOfCreditMaximumAmountAvailable to label_LetterOfCreditMaximumAmountAvailable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FederalFinancingBankMember" xlink:label="FederalFinancingBankMember" xlink:title="FederalFinancingBankMember"/>
<link:label xlink:type="resource" xlink:label="label_FederalFinancingBankMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FederalFinancingBankMember" xml:lang="en-US" id="label_FederalFinancingBankMember"> Federal Financing Bank [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalFinancingBankMember" xlink:to="label_FederalFinancingBankMember" xlink:title="label: FederalFinancingBankMember to label_FederalFinancingBankMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FederalFinancingBankMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FederalFinancingBankMember" xml:lang="en-US" id="label_FederalFinancingBankMember_2"> Federal Financing Bank </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalFinancingBankMember" xlink:to="label_FederalFinancingBankMember_2" xlink:title="label: FederalFinancingBankMember to label_FederalFinancingBankMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FederalFinancingBankMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FederalFinancingBankMember" xml:lang="en-US" id="label_FederalFinancingBankMember_3"> Represents information pertaining to the lender, Federal Financing Bank. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalFinancingBankMember" xlink:to="label_FederalFinancingBankMember_3" xlink:title="label: FederalFinancingBankMember to label_FederalFinancingBankMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FederalAgriculturalMortgageCorporationMember" xlink:label="FederalAgriculturalMortgageCorporationMember" xlink:title="FederalAgriculturalMortgageCorporationMember"/>
<link:label xlink:type="resource" xlink:label="label_FederalAgriculturalMortgageCorporationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FederalAgriculturalMortgageCorporationMember" xml:lang="en-US" id="label_FederalAgriculturalMortgageCorporationMember"> Federal Agricultural Mortgage Corporation [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalAgriculturalMortgageCorporationMember" xlink:to="label_FederalAgriculturalMortgageCorporationMember" xlink:title="label: FederalAgriculturalMortgageCorporationMember to label_FederalAgriculturalMortgageCorporationMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FederalAgriculturalMortgageCorporationMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FederalAgriculturalMortgageCorporationMember" xml:lang="en-US" id="label_FederalAgriculturalMortgageCorporationMember_2"> Represents information pertaining to the lender, Federal Agricultural Mortgage Corporation. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalAgriculturalMortgageCorporationMember" xlink:to="label_FederalAgriculturalMortgageCorporationMember_2" xlink:title="label: FederalAgriculturalMortgageCorporationMember to label_FederalAgriculturalMortgageCorporationMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FederalAgriculturalMortgageCorporationMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FederalAgriculturalMortgageCorporationMember" xml:lang="en-US" id="label_FederalAgriculturalMortgageCorporationMember_3"> Federal Agricultural Mortgage Corporation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalAgriculturalMortgageCorporationMember" xlink:to="label_FederalAgriculturalMortgageCorporationMember_3" xlink:title="label: FederalAgriculturalMortgageCorporationMember to label_FederalAgriculturalMortgageCorporationMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LetterOfCreditFacilityRemainingCommitment" xlink:label="LetterOfCreditFacilityRemainingCommitment" xlink:title="LetterOfCreditFacilityRemainingCommitment"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityRemainingCommitment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LetterOfCreditFacilityRemainingCommitment" xml:lang="en-US" id="label_LetterOfCreditFacilityRemainingCommitment"> Letter of Credit Facility Remaining Commitment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityRemainingCommitment" xlink:to="label_LetterOfCreditFacilityRemainingCommitment" xlink:title="label: LetterOfCreditFacilityRemainingCommitment to label_LetterOfCreditFacilityRemainingCommitment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityRemainingCommitment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LetterOfCreditFacilityRemainingCommitment" xml:lang="en-US" id="label_LetterOfCreditFacilityRemainingCommitment_2"> Commitment remaining under letter of credit facility </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityRemainingCommitment" xlink:to="label_LetterOfCreditFacilityRemainingCommitment_2" xlink:title="label: LetterOfCreditFacilityRemainingCommitment to label_LetterOfCreditFacilityRemainingCommitment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditFacilityRemainingCommitment_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LetterOfCreditFacilityRemainingCommitment" xml:lang="en-US" id="label_LetterOfCreditFacilityRemainingCommitment_3"> Represents the remaining commitment that may be advanced as long as the borrower is in compliance with the terms and conditions of the facility. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditFacilityRemainingCommitment" xlink:to="label_LetterOfCreditFacilityRemainingCommitment_3" xlink:title="label: LetterOfCreditFacilityRemainingCommitment to label_LetterOfCreditFacilityRemainingCommitment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis" xlink:label="AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis" xlink:title="AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis"/>
<link:label xlink:type="resource" xlink:label="label_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis" xml:lang="en-US" id="label_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis"> Industry of Counterparty, Type [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis" xlink:to="label_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis" xlink:title="label: AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis to label_AccountsNotesLoansAndFinancingReceivablesByIndustryOfCounterpartyTypeAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuaranteeObligationsUnsecured" xlink:label="GuaranteeObligationsUnsecured" xlink:title="GuaranteeObligationsUnsecured"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsUnsecured" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeObligationsUnsecured" xml:lang="en-US" id="label_GuaranteeObligationsUnsecured"> Amount of unsecured guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsUnsecured" xlink:to="label_GuaranteeObligationsUnsecured" xlink:title="label: GuaranteeObligationsUnsecured to label_GuaranteeObligationsUnsecured" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsUnsecured_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuaranteeObligationsUnsecured" xml:lang="en-US" id="label_GuaranteeObligationsUnsecured_2"> Represents the amount of guarantee obligations with unsecured rights of recovery from the entity's members. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsUnsecured" xlink:to="label_GuaranteeObligationsUnsecured_2" xlink:title="label: GuaranteeObligationsUnsecured to label_GuaranteeObligationsUnsecured" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsUnsecured_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsUnsecured" xml:lang="en-US" id="label_GuaranteeObligationsUnsecured_3"> Guarantee Obligations Unsecured </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsUnsecured" xlink:to="label_GuaranteeObligationsUnsecured_3" xlink:title="label: GuaranteeObligationsUnsecured to label_GuaranteeObligationsUnsecured" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="LegalEntityAxis" xlink:title="LegalEntityAxis"/>
<link:label xlink:type="resource" xlink:label="label_LegalEntityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LegalEntityAxis" xml:lang="en-US" id="label_LegalEntityAxis"> Legal Entity [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LegalEntityAxis" xlink:to="label_LegalEntityAxis" xlink:title="label: LegalEntityAxis to label_LegalEntityAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xlink:label="GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xlink:title="GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xml:lang="en-US" id="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment"> Guarantee Obligations Unsecured Commitment as Percentage of Total Commitment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xlink:to="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xlink:title="label: GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment to label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xml:lang="en-US" id="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment_2"> Unsecured guarantees as a percentage of total guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xlink:to="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment_2" xlink:title="label: GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment to label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xml:lang="en-US" id="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment_3"> Represents the unsecured guarantee obligations as a percentage of total guarantee obligations. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" xlink:to="label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment_3" xlink:title="label: GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment to label_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType"/>
<link:label xlink:type="resource" xlink:label="label_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentType" xml:lang="en-US" id="label_DocumentType"> Document Type </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="label_DocumentType" xlink:title="label: DocumentType to label_DocumentType" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuaranteeLiabilityAbstract" xlink:label="GuaranteeLiabilityAbstract" xlink:title="GuaranteeLiabilityAbstract"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeLiabilityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeLiabilityAbstract" xml:lang="en-US" id="label_GuaranteeLiabilityAbstract"> Guarantee Liability [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeLiabilityAbstract" xlink:to="label_GuaranteeLiabilityAbstract" xlink:title="label: GuaranteeLiabilityAbstract to label_GuaranteeLiabilityAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeLiabilityAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeLiabilityAbstract" xml:lang="en-US" id="label_GuaranteeLiabilityAbstract_2"> Guarantee Liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeLiabilityAbstract" xlink:to="label_GuaranteeLiabilityAbstract_2" xlink:title="label: GuaranteeLiabilityAbstract to label_GuaranteeLiabilityAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuarantyLiabilitiesContingent" xlink:label="GuarantyLiabilitiesContingent" xlink:title="GuarantyLiabilitiesContingent"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuarantyLiabilitiesContingent" xml:lang="en-US" id="label_GuarantyLiabilitiesContingent"> Guaranty Liabilities Contingent </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingent" xlink:to="label_GuarantyLiabilitiesContingent" xlink:title="label: GuarantyLiabilitiesContingent to label_GuarantyLiabilitiesContingent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingent_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuarantyLiabilitiesContingent" xml:lang="en-US" id="label_GuarantyLiabilitiesContingent_2"> Contingent guarantee liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingent" xlink:to="label_GuarantyLiabilitiesContingent_2" xlink:title="label: GuarantyLiabilitiesContingent to label_GuarantyLiabilitiesContingent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingent_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuarantyLiabilitiesContingent" xml:lang="en-US" id="label_GuarantyLiabilitiesContingent_3"> Represents the portion of the guarantee liability based on contingent exposures that are both probable and reasonably estimable related to guarantees and liquidity obligations. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingent" xlink:to="label_GuarantyLiabilitiesContingent_3" xlink:title="label: GuarantyLiabilitiesContingent to label_GuarantyLiabilitiesContingent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuarantyLiabilitiesContingentAndNonContingentRollForward" xlink:label="GuarantyLiabilitiesContingentAndNonContingentRollForward" xlink:title="GuarantyLiabilitiesContingentAndNonContingentRollForward"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingentAndNonContingentRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuarantyLiabilitiesContingentAndNonContingentRollForward" xml:lang="en-US" id="label_GuarantyLiabilitiesContingentAndNonContingentRollForward"> Guaranty Liabilities Contingent and Non Contingent [Roll Forward] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingentAndNonContingentRollForward" xlink:to="label_GuarantyLiabilitiesContingentAndNonContingentRollForward" xlink:title="label: GuarantyLiabilitiesContingentAndNonContingentRollForward to label_GuarantyLiabilitiesContingentAndNonContingentRollForward" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingentAndNonContingentRollForward_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuarantyLiabilitiesContingentAndNonContingentRollForward" xml:lang="en-US" id="label_GuarantyLiabilitiesContingentAndNonContingentRollForward_2"> Activity in the guarantee liability account </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingentAndNonContingentRollForward" xlink:to="label_GuarantyLiabilitiesContingentAndNonContingentRollForward_2" xlink:title="label: GuarantyLiabilitiesContingentAndNonContingentRollForward to label_GuarantyLiabilitiesContingentAndNonContingentRollForward" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuarantyLiabilitiesNetChangeInNoncontingentLiability" xlink:label="GuarantyLiabilitiesNetChangeInNoncontingentLiability" xlink:title="GuarantyLiabilitiesNetChangeInNoncontingentLiability"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" xml:lang="en-US" id="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability"> Guaranty Liabilities Net Change in Noncontingent Liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesNetChangeInNoncontingentLiability" xlink:to="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" xlink:title="label: GuarantyLiabilitiesNetChangeInNoncontingentLiability to label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" xml:lang="en-US" id="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability_2"> Net change in non-contingent liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesNetChangeInNoncontingentLiability" xlink:to="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability_2" xlink:title="label: GuarantyLiabilitiesNetChangeInNoncontingentLiability to label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" xml:lang="en-US" id="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability_3"> Represents the net increase (decrease) in non-contingent portion of guarantee liabilities. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesNetChangeInNoncontingentLiability" xlink:to="label_GuarantyLiabilitiesNetChangeInNoncontingentLiability_3" xlink:title="label: GuarantyLiabilitiesNetChangeInNoncontingentLiability to label_GuarantyLiabilitiesNetChangeInNoncontingentLiability" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xlink:label="GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xlink:title="GuarantyLiabilitiesAsPercentageOfTotalGuarantees"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xml:lang="en-US" id="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees"> Guaranty Liabilities as Percentage of Total Guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xlink:to="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xlink:title="label: GuarantyLiabilitiesAsPercentageOfTotalGuarantees to label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xml:lang="en-US" id="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees_2"> Liability as a percentage of total guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xlink:to="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees_2" xlink:title="label: GuarantyLiabilitiesAsPercentageOfTotalGuarantees to label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xml:lang="en-US" id="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees_3"> Represents liabilities as a percentage of total guarantees. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesAsPercentageOfTotalGuarantees" xlink:to="label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees_3" xlink:title="label: GuarantyLiabilitiesAsPercentageOfTotalGuarantees to label_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xlink:label="ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xlink:title="ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock"> Schedule of Financing Receivable and Unadvanced Commitments [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xlink:title="label: ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock to label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock_2"> Tabular disclosure of the various types of loan outstanding and unadvanced commitments with the carrying value as of the balance sheet date. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock_2" xlink:title="label: ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock to label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock_3"> Summary of loans outstanding to members and unadvanced commitments by loan type and by member class </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock_3" xlink:title="label: ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock to label_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xlink:label="ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xlink:title="ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xml:lang="en-US" id="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock"> Tabular disclosure of the various types of non-performing and restructured loans outstanding and unadvanced commitments to members. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xlink:to="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xlink:title="label: ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock to label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xml:lang="en-US" id="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock_2"> Summary of non-performing and restructured loans outstanding and unadvanced commitments to members by loan type and by company </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xlink:to="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock_2" xlink:title="label: ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock to label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xml:lang="en-US" id="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock_3"> Schedule of Non Performing and Restructured Loans and Unadvanced Commitments to Members [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" xlink:to="label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock_3" xlink:title="label: ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock to label_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xlink:label="ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xlink:title="ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xml:lang="en-US" id="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock"> Schedule of Available Balance and Maturities of Committed Lines of Credit [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xlink:to="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xlink:title="label: ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock to label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xml:lang="en-US" id="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock_2"> Summary of available balance under committed lines of credit and the related maturities by fiscal year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xlink:to="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock_2" xlink:title="label: ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock to label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xml:lang="en-US" id="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock_3"> Tabular disclosure of available balance under committed lines of credit and the related maturities by fiscal year. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" xlink:to="label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock_3" xlink:title="label: ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock to label_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xlink:label="ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xlink:title="ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock"> Tabular disclosure of secured and unsecured loans outstanding by loan type and by company. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xlink:title="label: ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock to label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock_2"> Schedule of Financing Receivable Secured and Unsecured [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock_2" xlink:title="label: ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock to label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock_3"> Summary of secured and unsecured loans outstanding by loan type and by company </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock_3" xlink:title="label: ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock to label_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:label="AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:title="AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock"> Schedule of loan loss allowance and the recorded investment in outstanding loans by impairment methodology and by company </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:to="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:title="label: AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock to label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_2"> Allowance for Credit Losses and Recorded Investment in Financing Receivables [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:to="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_2" xlink:title="label: AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock to label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_3"> Tabular disclosure of allowance for credit losses including specific valuation allowance related to individually-evaluated impaired loans, as well as a general reserve for other probable incurred losses for loans that are collectively evaluated. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:to="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_3" xlink:title="label: AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock to label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_4"> Allowance for Credit Losses and Recorded Investment in Financing Receivables [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" xlink:to="label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock_4" xlink:title="label: AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock to label_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock"> Summary of recorded investment in individually-impaired loans and the related specific valuation allowance by member class </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:to="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock to label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_2"> Schedule of Loans and Leases Receivable Impaired Interest Lost on Nonaccrual Loans [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:to="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_2" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock to label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_3"> Tabular disclosure of investment in impaired financing receivables for which there is a related allowance for credit losses. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:to="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_3" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock to label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_4"> Impaired Financing Receivable with Related Allowance Recorded Investment [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" xlink:to="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock_4" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock to label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:label="ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:title="ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock"> Schedule of Financing Receivables Pledged as Collateral Against Debt Instruments [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:title="label: ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock to label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_2"> Summary of loans outstanding as collateral pledged to secure the entity's collateral trust bonds, Clean Renewable Energy Bonds and notes payable to the Federal Agricultural Mortgage Corporation and the amount of the corresponding debt outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_2" xlink:title="label: ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock to label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_3"> Tabular disclosure of loans outstanding as collateral pledged to secure outstanding debt instruments. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_3" xlink:title="label: ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock to label_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:label="ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:title="ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock"> Schedule of collateral on deposit and the amount of the corresponding debt outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:title="label: ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock to label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_2"> Schedule of Financing Receivables on Deposit Pledged as Collateral Against Debt Instruments [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_2" xlink:title="label: ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock to label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_3"> Tabular disclosure of loans outstanding on deposit as collateral pledged to secure outstanding debt instruments. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_3" xlink:title="label: ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock to label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_4"> Schedule of Financing Receivables on Deposit Pledged as Collateral Against Debt Instruments [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" xlink:to="label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock_4" xlink:title="label: ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock to label_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xlink:label="ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xlink:title="ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xml:lang="en-US" id="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock"> Impaired Financing Receivable Average Recorded Investment and Interest Income Recognized [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xlink:to="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock to label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xml:lang="en-US" id="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock_2"> Schedule of average recorded investment in impaired loans and the interest income recognized by member class </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xlink:to="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock_2" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock to label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xml:lang="en-US" id="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock_3"> Tabular disclosure of average amount of investment of impaired financing receivables and the interest income recognized. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" xlink:to="label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock_3" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock to label_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xlink:label="ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xlink:title="ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xml:lang="en-US" id="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock"> Schedule of Loans and Leases Receivable Impaired Interest Reduced on Nonaccrual Loans [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xlink:to="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xlink:title="label: ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock to label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xml:lang="en-US" id="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock_2"> Schedule of interest income reduced as a result of holding loans on non-accrual status </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xlink:to="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock_2" xlink:title="label: ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock to label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xml:lang="en-US" id="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock_3"> Tabular disclosure of interest income reduced as a result of holding loans on non-accrual status. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" xlink:to="label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock_3" xlink:title="label: ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock to label_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LoansGuaranteedByRuralUtilitiesServiceMember" xlink:label="LoansGuaranteedByRuralUtilitiesServiceMember" xlink:title="LoansGuaranteedByRuralUtilitiesServiceMember"/>
<link:label xlink:type="resource" xlink:label="label_LoansGuaranteedByRuralUtilitiesServiceMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansGuaranteedByRuralUtilitiesServiceMember" xml:lang="en-US" id="label_LoansGuaranteedByRuralUtilitiesServiceMember"> Loans Guaranteed by Rural Utilities Service [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansGuaranteedByRuralUtilitiesServiceMember" xlink:to="label_LoansGuaranteedByRuralUtilitiesServiceMember" xlink:title="label: LoansGuaranteedByRuralUtilitiesServiceMember to label_LoansGuaranteedByRuralUtilitiesServiceMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansGuaranteedByRuralUtilitiesServiceMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansGuaranteedByRuralUtilitiesServiceMember" xml:lang="en-US" id="label_LoansGuaranteedByRuralUtilitiesServiceMember_2"> Loans guaranteed by RUS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansGuaranteedByRuralUtilitiesServiceMember" xlink:to="label_LoansGuaranteedByRuralUtilitiesServiceMember_2" xlink:title="label: LoansGuaranteedByRuralUtilitiesServiceMember to label_LoansGuaranteedByRuralUtilitiesServiceMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansGuaranteedByRuralUtilitiesServiceMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansGuaranteedByRuralUtilitiesServiceMember" xml:lang="en-US" id="label_LoansGuaranteedByRuralUtilitiesServiceMember_3"> Represents information pertaining to loans receivable guaranteed by Rural Utilities Service. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansGuaranteedByRuralUtilitiesServiceMember" xlink:to="label_LoansGuaranteedByRuralUtilitiesServiceMember_3" xlink:title="label: LoansGuaranteedByRuralUtilitiesServiceMember to label_LoansGuaranteedByRuralUtilitiesServiceMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansGuaranteedByRuralUtilitiesServiceMember_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LoansGuaranteedByRuralUtilitiesServiceMember" xml:lang="en-US" id="label_LoansGuaranteedByRuralUtilitiesServiceMember_4"> RUS guaranteed loans qualifying as permitted investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansGuaranteedByRuralUtilitiesServiceMember" xlink:to="label_LoansGuaranteedByRuralUtilitiesServiceMember_4" xlink:title="label: LoansGuaranteedByRuralUtilitiesServiceMember to label_LoansGuaranteedByRuralUtilitiesServiceMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DistributionAndPowerSupplySystemMember" xlink:label="DistributionAndPowerSupplySystemMember" xlink:title="DistributionAndPowerSupplySystemMember"/>
<link:label xlink:type="resource" xlink:label="label_DistributionAndPowerSupplySystemMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DistributionAndPowerSupplySystemMember" xml:lang="en-US" id="label_DistributionAndPowerSupplySystemMember"> Distribution and Power Supply System [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DistributionAndPowerSupplySystemMember" xlink:to="label_DistributionAndPowerSupplySystemMember" xlink:title="label: DistributionAndPowerSupplySystemMember to label_DistributionAndPowerSupplySystemMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DistributionAndPowerSupplySystemMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DistributionAndPowerSupplySystemMember" xml:lang="en-US" id="label_DistributionAndPowerSupplySystemMember_2"> Distribution and power supply system mortgage notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DistributionAndPowerSupplySystemMember" xlink:to="label_DistributionAndPowerSupplySystemMember_2" xlink:title="label: DistributionAndPowerSupplySystemMember to label_DistributionAndPowerSupplySystemMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DistributionAndPowerSupplySystemMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DistributionAndPowerSupplySystemMember" xml:lang="en-US" id="label_DistributionAndPowerSupplySystemMember_3"> Represents information pertaining to distribution and power supply systems. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DistributionAndPowerSupplySystemMember" xlink:to="label_DistributionAndPowerSupplySystemMember_3" xlink:title="label: DistributionAndPowerSupplySystemMember to label_DistributionAndPowerSupplySystemMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivablePastDuePercentageAbstract" xlink:label="FinancingReceivablePastDuePercentageAbstract" xlink:title="FinancingReceivablePastDuePercentageAbstract"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivablePastDuePercentageAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivablePastDuePercentageAbstract" xml:lang="en-US" id="label_FinancingReceivablePastDuePercentageAbstract"> Financing Receivable Past Due Percentage [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePastDuePercentageAbstract" xlink:to="label_FinancingReceivablePastDuePercentageAbstract" xlink:title="label: FinancingReceivablePastDuePercentageAbstract to label_FinancingReceivablePastDuePercentageAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivablePastDuePercentageAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivablePastDuePercentageAbstract" xml:lang="en-US" id="label_FinancingReceivablePastDuePercentageAbstract_2"> As a % of total loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePastDuePercentageAbstract" xlink:to="label_FinancingReceivablePastDuePercentageAbstract_2" xlink:title="label: FinancingReceivablePastDuePercentageAbstract to label_FinancingReceivablePastDuePercentageAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivablePastDuePercentageAbstract_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_FinancingReceivablePastDuePercentageAbstract" xml:lang="en-US" id="label_FinancingReceivablePastDuePercentageAbstract_3"> Loans receivable as a percentage of total loan </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablePastDuePercentageAbstract" xlink:to="label_FinancingReceivablePastDuePercentageAbstract_3" xlink:title="label: FinancingReceivablePastDuePercentageAbstract to label_FinancingReceivablePastDuePercentageAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xlink:label="FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xlink:title="FinancingReceivableImpairedNumberOfBorrowersInBankruptcy"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xml:lang="en-US" id="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy"> Financing Receivable Impaired Number of Borrowers in Bankruptcy </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xlink:to="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xlink:title="label: FinancingReceivableImpairedNumberOfBorrowersInBankruptcy to label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xml:lang="en-US" id="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy_2"> Number of borrowers currently in bankruptcy </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xlink:to="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy_2" xlink:title="label: FinancingReceivableImpairedNumberOfBorrowersInBankruptcy to label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xml:lang="en-US" id="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy_3"> Represents the number of borrowers currently in bankruptcy. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" xlink:to="label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy_3" xlink:title="label: FinancingReceivableImpairedNumberOfBorrowersInBankruptcy to label_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xlink:label="FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xlink:title="FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xml:lang="en-US" id="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems"> Financing Receivable Impaired Number of Borrowers Seeking Buyers for Systems </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xlink:to="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xlink:title="label: FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems to label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xml:lang="en-US" id="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems_2"> Number of borrowers currently seeking buyers for their systems </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xlink:to="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems_2" xlink:title="label: FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems to label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xml:lang="en-US" id="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems_3"> Represents the number of borrowers seeking buyers for their system. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" xlink:to="label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems_3" xlink:title="label: FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems to label_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xlink:label="FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xlink:title="FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage"> Financing Receivable Recorded Investment 30 to 89 Days Past Due Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xlink:title="label: FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage to label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage_2"> 30-89 days past due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage_2" xlink:title="label: FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage to label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage_3"> Financing receivables that are less than 90 days past due but more than 29 days past due as a percentage of total loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage_3" xlink:title="label: FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage to label_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:label="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:title="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage"> Financing Receivable Recorded Investment Equal to Greater than 90 Days Past Due Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:title="label: FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage to label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_2"> 90 days or more past due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_2" xlink:title="label: FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage to label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_3"> Financing receivables that are equal to or greater than 90 days past due as a percentage of total loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_3" xlink:title="label: FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage to label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:label="FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:title="FinancingReceivableRecordedInvestmentPastDuePercentage"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentPastDuePercentage"> Financing Receivable Recorded Investment Past Due Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:title="label: FinancingReceivableRecordedInvestmentPastDuePercentage to label_FinancingReceivableRecordedInvestmentPastDuePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentPastDuePercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentPastDuePercentage_2"> Total past due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestmentPastDuePercentage_2" xlink:title="label: FinancingReceivableRecordedInvestmentPastDuePercentage to label_FinancingReceivableRecordedInvestmentPastDuePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentPastDuePercentage_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableRecordedInvestmentPastDuePercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentPastDuePercentage_3"> Recorded Investment in financing receivables that are past due at the balance sheet date as a percentage of total loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:to="label_FinancingReceivableRecordedInvestmentPastDuePercentage_3" xlink:title="label: FinancingReceivableRecordedInvestmentPastDuePercentage to label_FinancingReceivableRecordedInvestmentPastDuePercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:label="FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:title="FinancingReceivableRecordedInvestmentCurrentPercentage"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentCurrentPercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentCurrentPercentage"> Financing Receivable Recorded Investment Current Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:to="label_FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:title="label: FinancingReceivableRecordedInvestmentCurrentPercentage to label_FinancingReceivableRecordedInvestmentCurrentPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentCurrentPercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentCurrentPercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentCurrentPercentage_2"> Current </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:to="label_FinancingReceivableRecordedInvestmentCurrentPercentage_2" xlink:title="label: FinancingReceivableRecordedInvestmentCurrentPercentage to label_FinancingReceivableRecordedInvestmentCurrentPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentCurrentPercentage_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableRecordedInvestmentCurrentPercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentCurrentPercentage_3"> Financing receivables that are current as a percentage of total loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:to="label_FinancingReceivableRecordedInvestmentCurrentPercentage_3" xlink:title="label: FinancingReceivableRecordedInvestmentCurrentPercentage to label_FinancingReceivableRecordedInvestmentCurrentPercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:label="LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:title="LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage"> Loans and Leases Receivable Commercial Net of Deferred Income Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_2"> Total financing receivables </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_2" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_3"> Represents the percentage of total loan that is represented by a particular financial receivable category. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_3" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_4"> Loans receivable as a percentage of total loan </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage_4" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xlink:label="FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xlink:title="FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage"> Financing Receivable Recorded Investment Nonaccrual Status Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xlink:to="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xlink:title="label: FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage to label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage_2"> Non-accrual loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xlink:to="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage_2" xlink:title="label: FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage to label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage_3"> Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date as a percentage of total loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" xlink:to="label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage_3" xlink:title="label: FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage to label_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xlink:label="LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xlink:title="LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xml:lang="en-US" id="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum"> Represents the maximum period of commitments to fully fund agreements which have not yet been advanced. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xlink:to="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xlink:title="label: LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum to label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xml:lang="en-US" id="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum_2"> Loans and Leases Receivable Unadvanced Commitments Period Maximum </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xlink:to="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum_2" xlink:title="label: LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum to label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xml:lang="en-US" id="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum_3"> Maximum period of commitments to fully fund agreements which have not yet been advanced </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" xlink:to="label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum_3" xlink:title="label: LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum to label_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:label="FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:title="FinancingReceivableRecordedInvestment30To89DaysPastDue"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestment30To89DaysPastDue" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestment30To89DaysPastDue"> 30-89 days past due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:to="label_FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:title="label: FinancingReceivableRecordedInvestment30To89DaysPastDue to label_FinancingReceivableRecordedInvestment30To89DaysPastDue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestment30To89DaysPastDue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestment30To89DaysPastDue" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestment30To89DaysPastDue_2"> Financing Receivable Recorded Investment 30 to 89 Days Past Due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:to="label_FinancingReceivableRecordedInvestment30To89DaysPastDue_2" xlink:title="label: FinancingReceivableRecordedInvestment30To89DaysPastDue to label_FinancingReceivableRecordedInvestment30To89DaysPastDue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestment30To89DaysPastDue_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FinancingReceivableRecordedInvestment30To89DaysPastDue" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestment30To89DaysPastDue_3"> Financing receivables that are less than 90 days past due but more than 29 days past due. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestment30To89DaysPastDue" xlink:to="label_FinancingReceivableRecordedInvestment30To89DaysPastDue_3" xlink:title="label: FinancingReceivableRecordedInvestment30To89DaysPastDue to label_FinancingReceivableRecordedInvestment30To89DaysPastDue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CriticizedMember" xlink:label="CriticizedMember" xlink:title="CriticizedMember"/>
<link:label xlink:type="resource" xlink:label="label_CriticizedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CriticizedMember" xml:lang="en-US" id="label_CriticizedMember"> Criticized [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CriticizedMember" xlink:to="label_CriticizedMember" xlink:title="label: CriticizedMember to label_CriticizedMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CriticizedMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CriticizedMember" xml:lang="en-US" id="label_CriticizedMember_2"> Criticized </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CriticizedMember" xlink:to="label_CriticizedMember_2" xlink:title="label: CriticizedMember to label_CriticizedMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CriticizedMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CriticizedMember" xml:lang="en-US" id="label_CriticizedMember_3"> Represents the category of financing receivables including borrowers considered to be special mention, substandard, and doubtful. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CriticizedMember" xlink:to="label_CriticizedMember_3" xlink:title="label: CriticizedMember to label_CriticizedMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="AccountsNotesAndLoansReceivableLineItems" xlink:title="AccountsNotesAndLoansReceivableLineItems"/>
<link:label xlink:type="resource" xlink:label="label_AccountsNotesAndLoansReceivableLineItems" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US" id="label_AccountsNotesAndLoansReceivableLineItems"> Loan Security </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="label_AccountsNotesAndLoansReceivableLineItems" xlink:title="label: AccountsNotesAndLoansReceivableLineItems to label_AccountsNotesAndLoansReceivableLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccountsNotesAndLoansReceivableLineItems_2" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:title="label_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US" id="label_AccountsNotesAndLoansReceivableLineItems_2"> Loans outstanding and unadvanced commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="label_AccountsNotesAndLoansReceivableLineItems_2" xlink:title="label: AccountsNotesAndLoansReceivableLineItems to label_AccountsNotesAndLoansReceivableLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccountsNotesAndLoansReceivableLineItems_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US" id="label_AccountsNotesAndLoansReceivableLineItems_3"> Interest income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="label_AccountsNotesAndLoansReceivableLineItems_3" xlink:title="label: AccountsNotesAndLoansReceivableLineItems to label_AccountsNotesAndLoansReceivableLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccountsNotesAndLoansReceivableLineItems_4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US" id="label_AccountsNotesAndLoansReceivableLineItems_4"> Accounts, Notes, Loans and Financing Receivable [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="label_AccountsNotesAndLoansReceivableLineItems_4" xlink:title="label: AccountsNotesAndLoansReceivableLineItems to label_AccountsNotesAndLoansReceivableLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccountsNotesAndLoansReceivableLineItems_5" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:title="label_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US" id="label_AccountsNotesAndLoansReceivableLineItems_5"> Unadvanced Loan Commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsNotesAndLoansReceivableLineItems" xlink:to="label_AccountsNotesAndLoansReceivableLineItems_5" xlink:title="label: AccountsNotesAndLoansReceivableLineItems to label_AccountsNotesAndLoansReceivableLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_AccrualMember" xlink:label="AccrualMember" xlink:title="AccrualMember"/>
<link:label xlink:type="resource" xlink:label="label_AccrualMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccrualMember" xml:lang="en-US" id="label_AccrualMember"> Accrual [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualMember" xlink:to="label_AccrualMember" xlink:title="label: AccrualMember to label_AccrualMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccrualMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AccrualMember" xml:lang="en-US" id="label_AccrualMember_2"> Information pertaining to the financing receivables with accruing interest. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualMember" xlink:to="label_AccrualMember_2" xlink:title="label: AccrualMember to label_AccrualMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccrualMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccrualMember" xml:lang="en-US" id="label_AccrualMember_3"> Accrual </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualMember" xlink:to="label_AccrualMember_3" xlink:title="label: AccrualMember to label_AccrualMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_NonaccrualMember" xlink:label="NonaccrualMember" xlink:title="NonaccrualMember"/>
<link:label xlink:type="resource" xlink:label="label_NonaccrualMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonaccrualMember" xml:lang="en-US" id="label_NonaccrualMember"> Nonaccrual [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonaccrualMember" xlink:to="label_NonaccrualMember" xlink:title="label: NonaccrualMember to label_NonaccrualMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NonaccrualMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NonaccrualMember" xml:lang="en-US" id="label_NonaccrualMember_2"> Information pertaining to the financing receivables that are on nonaccrual status. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonaccrualMember" xlink:to="label_NonaccrualMember_2" xlink:title="label: NonaccrualMember to label_NonaccrualMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NonaccrualMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NonaccrualMember" xml:lang="en-US" id="label_NonaccrualMember_3"> Nonaccrual </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonaccrualMember" xlink:to="label_NonaccrualMember_3" xlink:title="label: NonaccrualMember to label_NonaccrualMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xlink:label="ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xlink:title="ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems"> Schedule of Financing Receivables Pledged as Collateral [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xlink:to="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xlink:title="label: ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems to label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems_2"> Pledging of Loans and Loans on Deposit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" xlink:to="label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems_2" xlink:title="label: ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems to label_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ForeclosedAssetsMember" xlink:label="ForeclosedAssetsMember" xlink:title="ForeclosedAssetsMember"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForeclosedAssetsMember" xml:lang="en-US" id="label_ForeclosedAssetsMember"> Foreclosed Assets [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsMember" xlink:to="label_ForeclosedAssetsMember" xlink:title="label: ForeclosedAssetsMember to label_ForeclosedAssetsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ForeclosedAssetsMember" xml:lang="en-US" id="label_ForeclosedAssetsMember_2"> Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsMember" xlink:to="label_ForeclosedAssetsMember_2" xlink:title="label: ForeclosedAssetsMember to label_ForeclosedAssetsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ForeclosedAssetsMember" xml:lang="en-US" id="label_ForeclosedAssetsMember_3"> Represents activity related to foreclosed assets. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsMember" xlink:to="label_ForeclosedAssetsMember_3" xlink:title="label: ForeclosedAssetsMember to label_ForeclosedAssetsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_AssetsPledgedAsCollateral" xlink:label="AssetsPledgedAsCollateral" xlink:title="AssetsPledgedAsCollateral"/>
<link:label xlink:type="resource" xlink:label="label_AssetsPledgedAsCollateral" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsPledgedAsCollateral" xml:lang="en-US" id="label_AssetsPledgedAsCollateral"> Assets Pledged as Collateral </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsPledgedAsCollateral" xlink:to="label_AssetsPledgedAsCollateral" xlink:title="label: AssetsPledgedAsCollateral to label_AssetsPledgedAsCollateral" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AssetsPledgedAsCollateral_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AssetsPledgedAsCollateral" xml:lang="en-US" id="label_AssetsPledgedAsCollateral_2"> Total pledged collateral </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsPledgedAsCollateral" xlink:to="label_AssetsPledgedAsCollateral_2" xlink:title="label: AssetsPledgedAsCollateral to label_AssetsPledgedAsCollateral" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AssetsPledgedAsCollateral_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AssetsPledgedAsCollateral" xml:lang="en-US" id="label_AssetsPledgedAsCollateral_3"> Carrying amount as of the balance sheet date of assets that have been pledged as collateral. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsPledgedAsCollateral" xlink:to="label_AssetsPledgedAsCollateral_3" xlink:title="label: AssetsPledgedAsCollateral to label_AssetsPledgedAsCollateral" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuaranteeObligationsSecured" xlink:label="GuaranteeObligationsSecured" xlink:title="GuaranteeObligationsSecured"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsSecured" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsSecured" xml:lang="en-US" id="label_GuaranteeObligationsSecured"> Guarantee Obligations Secured </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsSecured" xlink:to="label_GuaranteeObligationsSecured" xlink:title="label: GuaranteeObligationsSecured to label_GuaranteeObligationsSecured" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsSecured_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeObligationsSecured" xml:lang="en-US" id="label_GuaranteeObligationsSecured_2"> Amount of guarantee secured </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsSecured" xlink:to="label_GuaranteeObligationsSecured_2" xlink:title="label: GuaranteeObligationsSecured to label_GuaranteeObligationsSecured" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsSecured_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuaranteeObligationsSecured" xml:lang="en-US" id="label_GuaranteeObligationsSecured_3"> Represents the amount of guarantee obligations secured. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsSecured" xlink:to="label_GuaranteeObligationsSecured_3" xlink:title="label: GuaranteeObligationsSecured to label_GuaranteeObligationsSecured" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MortgageReceivablesOnDepositMember" xlink:label="MortgageReceivablesOnDepositMember" xlink:title="MortgageReceivablesOnDepositMember"/>
<link:label xlink:type="resource" xlink:label="label_MortgageReceivablesOnDepositMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageReceivablesOnDepositMember" xml:lang="en-US" id="label_MortgageReceivablesOnDepositMember"> Mortgage Receivables on Deposit [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageReceivablesOnDepositMember" xlink:to="label_MortgageReceivablesOnDepositMember" xlink:title="label: MortgageReceivablesOnDepositMember to label_MortgageReceivablesOnDepositMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MortgageReceivablesOnDepositMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MortgageReceivablesOnDepositMember" xml:lang="en-US" id="label_MortgageReceivablesOnDepositMember_2"> Mortgage notes receivable on deposit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageReceivablesOnDepositMember" xlink:to="label_MortgageReceivablesOnDepositMember_2" xlink:title="label: MortgageReceivablesOnDepositMember to label_MortgageReceivablesOnDepositMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MortgageReceivablesOnDepositMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MortgageReceivablesOnDepositMember" xml:lang="en-US" id="label_MortgageReceivablesOnDepositMember_3"> Represents information pertaining to mortgage notes receivable on deposit. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageReceivablesOnDepositMember" xlink:to="label_MortgageReceivablesOnDepositMember_3" xlink:title="label: MortgageReceivablesOnDepositMember to label_MortgageReceivablesOnDepositMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DerivativeWeightedAverageInterestRatePaidPercentage" xlink:label="DerivativeWeightedAverageInterestRatePaidPercentage" xlink:title="DerivativeWeightedAverageInterestRatePaidPercentage"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeWeightedAverageInterestRatePaidPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeWeightedAverageInterestRatePaidPercentage" xml:lang="en-US" id="label_DerivativeWeightedAverageInterestRatePaidPercentage"> Derivative Weighted Average Interest Rate Paid Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeWeightedAverageInterestRatePaidPercentage" xlink:to="label_DerivativeWeightedAverageInterestRatePaidPercentage" xlink:title="label: DerivativeWeightedAverageInterestRatePaidPercentage to label_DerivativeWeightedAverageInterestRatePaidPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeWeightedAverageInterestRatePaidPercentage_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DerivativeWeightedAverageInterestRatePaidPercentage" xml:lang="en-US" id="label_DerivativeWeightedAverageInterestRatePaidPercentage_2"> Represents the weighted average interest rate paid on derivative contracts. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeWeightedAverageInterestRatePaidPercentage" xlink:to="label_DerivativeWeightedAverageInterestRatePaidPercentage_2" xlink:title="label: DerivativeWeightedAverageInterestRatePaidPercentage to label_DerivativeWeightedAverageInterestRatePaidPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeWeightedAverageInterestRatePaidPercentage_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeWeightedAverageInterestRatePaidPercentage" xml:lang="en-US" id="label_DerivativeWeightedAverageInterestRatePaidPercentage_3"> Weighted-average rate paid (as a percent) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeWeightedAverageInterestRatePaidPercentage" xlink:to="label_DerivativeWeightedAverageInterestRatePaidPercentage_3" xlink:title="label: DerivativeWeightedAverageInterestRatePaidPercentage to label_DerivativeWeightedAverageInterestRatePaidPercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DerivativeWeightedAverageInterestRateReceivedPercentage" xlink:label="DerivativeWeightedAverageInterestRateReceivedPercentage" xlink:title="DerivativeWeightedAverageInterestRateReceivedPercentage"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeWeightedAverageInterestRateReceivedPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeWeightedAverageInterestRateReceivedPercentage" xml:lang="en-US" id="label_DerivativeWeightedAverageInterestRateReceivedPercentage"> Derivative Weighted Average Interest Rate Received Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeWeightedAverageInterestRateReceivedPercentage" xlink:to="label_DerivativeWeightedAverageInterestRateReceivedPercentage" xlink:title="label: DerivativeWeightedAverageInterestRateReceivedPercentage to label_DerivativeWeightedAverageInterestRateReceivedPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeWeightedAverageInterestRateReceivedPercentage_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DerivativeWeightedAverageInterestRateReceivedPercentage" xml:lang="en-US" id="label_DerivativeWeightedAverageInterestRateReceivedPercentage_2"> Represents the weighted average interest rate received on derivative contracts. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeWeightedAverageInterestRateReceivedPercentage" xlink:to="label_DerivativeWeightedAverageInterestRateReceivedPercentage_2" xlink:title="label: DerivativeWeightedAverageInterestRateReceivedPercentage to label_DerivativeWeightedAverageInterestRateReceivedPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeWeightedAverageInterestRateReceivedPercentage_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeWeightedAverageInterestRateReceivedPercentage" xml:lang="en-US" id="label_DerivativeWeightedAverageInterestRateReceivedPercentage_3"> Weighted-average rate received (as a percent) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeWeightedAverageInterestRateReceivedPercentage" xlink:to="label_DerivativeWeightedAverageInterestRateReceivedPercentage_3" xlink:title="label: DerivativeWeightedAverageInterestRateReceivedPercentage to label_DerivativeWeightedAverageInterestRateReceivedPercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MediumTermNotes8PercentSeriesCDue2032Member" xlink:label="MediumTermNotes8PercentSeriesCDue2032Member" xlink:title="MediumTermNotes8PercentSeriesCDue2032Member"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotes8PercentSeriesCDue2032Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MediumTermNotes8PercentSeriesCDue2032Member" xml:lang="en-US" id="label_MediumTermNotes8PercentSeriesCDue2032Member"> Medium Term Notes 8 Percent Series C Due 2032 [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotes8PercentSeriesCDue2032Member" xlink:to="label_MediumTermNotes8PercentSeriesCDue2032Member" xlink:title="label: MediumTermNotes8PercentSeriesCDue2032Member to label_MediumTermNotes8PercentSeriesCDue2032Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotes8PercentSeriesCDue2032Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MediumTermNotes8PercentSeriesCDue2032Member" xml:lang="en-US" id="label_MediumTermNotes8PercentSeriesCDue2032Member_2"> 8 percent medium-term notes, Series C, due 2032 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotes8PercentSeriesCDue2032Member" xlink:to="label_MediumTermNotes8PercentSeriesCDue2032Member_2" xlink:title="label: MediumTermNotes8PercentSeriesCDue2032Member to label_MediumTermNotes8PercentSeriesCDue2032Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotes8PercentSeriesCDue2032Member_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MediumTermNotes8PercentSeriesCDue2032Member" xml:lang="en-US" id="label_MediumTermNotes8PercentSeriesCDue2032Member_3"> Represents information pertaining to 8 percent Series C medium-term notes due in 2032. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotes8PercentSeriesCDue2032Member" xlink:to="label_MediumTermNotes8PercentSeriesCDue2032Member_3" xlink:title="label: MediumTermNotes8PercentSeriesCDue2032Member to label_MediumTermNotes8PercentSeriesCDue2032Member" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CollateralTrustBonds4.023PercentDue2032Member" xlink:label="CollateralTrustBonds4.023PercentDue2032Member" xlink:title="CollateralTrustBonds4.023PercentDue2032Member"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds4.023PercentDue2032Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralTrustBonds4.023PercentDue2032Member" xml:lang="en-US" id="label_CollateralTrustBonds4.023PercentDue2032Member"> Collateral Trust Bonds 4.023 Percent Due 2032 [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds4.023PercentDue2032Member" xlink:to="label_CollateralTrustBonds4.023PercentDue2032Member" xlink:title="label: CollateralTrustBonds4.023PercentDue2032Member to label_CollateralTrustBonds4.023PercentDue2032Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds4.023PercentDue2032Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CollateralTrustBonds4.023PercentDue2032Member" xml:lang="en-US" id="label_CollateralTrustBonds4.023PercentDue2032Member_2"> 4.023% collateral trust bonds due 2032 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds4.023PercentDue2032Member" xlink:to="label_CollateralTrustBonds4.023PercentDue2032Member_2" xlink:title="label: CollateralTrustBonds4.023PercentDue2032Member to label_CollateralTrustBonds4.023PercentDue2032Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBonds4.023PercentDue2032Member_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CollateralTrustBonds4.023PercentDue2032Member" xml:lang="en-US" id="label_CollateralTrustBonds4.023PercentDue2032Member_3"> Represents information pertaining to 4.023% collateral trust bonds due in 2032. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBonds4.023PercentDue2032Member" xlink:to="label_CollateralTrustBonds4.023PercentDue2032Member_3" xlink:title="label: CollateralTrustBonds4.023PercentDue2032Member to label_CollateralTrustBonds4.023PercentDue2032Member" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CapitalExpendituresLoanMember" xlink:label="CapitalExpendituresLoanMember" xlink:title="CapitalExpendituresLoanMember"/>
<link:label xlink:type="resource" xlink:label="label_CapitalExpendituresLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CapitalExpendituresLoanMember" xml:lang="en-US" id="label_CapitalExpendituresLoanMember"> Capital Expenditures Loan [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CapitalExpendituresLoanMember" xlink:to="label_CapitalExpendituresLoanMember" xlink:title="label: CapitalExpendituresLoanMember to label_CapitalExpendituresLoanMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CapitalExpendituresLoanMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CapitalExpendituresLoanMember" xml:lang="en-US" id="label_CapitalExpendituresLoanMember_2"> Capital expenditures loan </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CapitalExpendituresLoanMember" xlink:to="label_CapitalExpendituresLoanMember_2" xlink:title="label: CapitalExpendituresLoanMember to label_CapitalExpendituresLoanMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CapitalExpendituresLoanMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CapitalExpendituresLoanMember" xml:lang="en-US" id="label_CapitalExpendituresLoanMember_3"> Represents information pertaining to capital expenditures loan receivable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CapitalExpendituresLoanMember" xlink:to="label_CapitalExpendituresLoanMember_3" xlink:title="label: CapitalExpendituresLoanMember to label_CapitalExpendituresLoanMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DebtInstrumentMaturityRepaymentPeriod" xlink:label="DebtInstrumentMaturityRepaymentPeriod" xlink:title="DebtInstrumentMaturityRepaymentPeriod"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentMaturityRepaymentPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentMaturityRepaymentPeriod" xml:lang="en-US" id="label_DebtInstrumentMaturityRepaymentPeriod"> Debt Instrument Maturity Repayment Period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityRepaymentPeriod" xlink:to="label_DebtInstrumentMaturityRepaymentPeriod" xlink:title="label: DebtInstrumentMaturityRepaymentPeriod to label_DebtInstrumentMaturityRepaymentPeriod" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentMaturityRepaymentPeriod_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentMaturityRepaymentPeriod" xml:lang="en-US" id="label_DebtInstrumentMaturityRepaymentPeriod_2"> Maturity repayment period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityRepaymentPeriod" xlink:to="label_DebtInstrumentMaturityRepaymentPeriod_2" xlink:title="label: DebtInstrumentMaturityRepaymentPeriod to label_DebtInstrumentMaturityRepaymentPeriod" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentMaturityRepaymentPeriod_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentMaturityRepaymentPeriod" xml:lang="en-US" id="label_DebtInstrumentMaturityRepaymentPeriod_3"> Represents the maturity repayment period of the debt instrument. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityRepaymentPeriod" xlink:to="label_DebtInstrumentMaturityRepaymentPeriod_3" xlink:title="label: DebtInstrumentMaturityRepaymentPeriod to label_DebtInstrumentMaturityRepaymentPeriod" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xlink:label="DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xlink:title="DebtInstrumentPeriodForAvailabilityOfAdditionalFunding"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xml:lang="en-US" id="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding"> Debt Instrument Period for Availability of Additional Funding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xlink:to="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xlink:title="label: DebtInstrumentPeriodForAvailabilityOfAdditionalFunding to label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xml:lang="en-US" id="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding_2"> Period for availability of additional funding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xlink:to="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding_2" xlink:title="label: DebtInstrumentPeriodForAvailabilityOfAdditionalFunding to label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xml:lang="en-US" id="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding_3"> Represents the period for availability of additional funding under the loan facilities following the date of closing. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" xlink:to="label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding_3" xlink:title="label: DebtInstrumentPeriodForAvailabilityOfAdditionalFunding to label_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PrepaymentFeesOnAdvances" xlink:label="PrepaymentFeesOnAdvances" xlink:title="PrepaymentFeesOnAdvances"/>
<link:label xlink:type="resource" xlink:label="label_PrepaymentFeesOnAdvances" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrepaymentFeesOnAdvances" xml:lang="en-US" id="label_PrepaymentFeesOnAdvances"> Prepayment Fees on Advances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaymentFeesOnAdvances" xlink:to="label_PrepaymentFeesOnAdvances" xlink:title="label: PrepaymentFeesOnAdvances to label_PrepaymentFeesOnAdvances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PrepaymentFeesOnAdvances_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrepaymentFeesOnAdvances" xml:lang="en-US" id="label_PrepaymentFeesOnAdvances_2"> Prepayment fee </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaymentFeesOnAdvances" xlink:to="label_PrepaymentFeesOnAdvances_2" xlink:title="label: PrepaymentFeesOnAdvances to label_PrepaymentFeesOnAdvances" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PrepaymentFeesOnAdvances_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PrepaymentFeesOnAdvances" xml:lang="en-US" id="label_PrepaymentFeesOnAdvances_3"> Represents the prepayment fees charged for prepayment of certain loans before their original maturity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaymentFeesOnAdvances" xlink:to="label_PrepaymentFeesOnAdvances_3" xlink:title="label: PrepaymentFeesOnAdvances to label_PrepaymentFeesOnAdvances" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DebtConversionConvertedInstrumentConsiderationInCash" xlink:label="DebtConversionConvertedInstrumentConsiderationInCash" xlink:title="DebtConversionConvertedInstrumentConsiderationInCash"/>
<link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentConsiderationInCash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtConversionConvertedInstrumentConsiderationInCash" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentConsiderationInCash"> Debt Conversion Converted Instrument Consideration in Cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentConsiderationInCash" xlink:to="label_DebtConversionConvertedInstrumentConsiderationInCash" xlink:title="label: DebtConversionConvertedInstrumentConsiderationInCash to label_DebtConversionConvertedInstrumentConsiderationInCash" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentConsiderationInCash_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtConversionConvertedInstrumentConsiderationInCash" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentConsiderationInCash_2"> Cash consideration receivable by holders </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentConsiderationInCash" xlink:to="label_DebtConversionConvertedInstrumentConsiderationInCash_2" xlink:title="label: DebtConversionConvertedInstrumentConsiderationInCash to label_DebtConversionConvertedInstrumentConsiderationInCash" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentConsiderationInCash_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtConversionConvertedInstrumentConsiderationInCash" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentConsiderationInCash_3"> Represents the amount of cash consideration receivable by holders whose medium term notes were accepted for exchange. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentConsiderationInCash" xlink:to="label_DebtConversionConvertedInstrumentConsiderationInCash_3" xlink:title="label: DebtConversionConvertedInstrumentConsiderationInCash to label_DebtConversionConvertedInstrumentConsiderationInCash" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xlink:label="MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xlink:title="MoodysBaa1RatingStandardPoorsBBBPlusRatingMember"/>
<link:label xlink:type="resource" xlink:label="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xml:lang="en-US" id="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember"> Moodys Baa 1 Rating Standard Poors BBB Plus Rating [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xlink:to="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xlink:title="label: MoodysBaa1RatingStandardPoorsBBBPlusRatingMember to label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xml:lang="en-US" id="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember_2"> Baa1 or BBB+ credit rating as defined by the external credit rating agency, Moody's or Standard & Poor's. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xlink:to="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember_2" xlink:title="label: MoodysBaa1RatingStandardPoorsBBBPlusRatingMember to label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xml:lang="en-US" id="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember_3"> Baa1 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" xlink:to="label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember_3" xlink:title="label: MoodysBaa1RatingStandardPoorsBBBPlusRatingMember to label_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_MoodysBaa2RatingStandardPoorsBBBRatingMember" xlink:label="MoodysBaa2RatingStandardPoorsBBBRatingMember" xlink:title="MoodysBaa2RatingStandardPoorsBBBRatingMember"/>
<link:label xlink:type="resource" xlink:label="label_MoodysBaa2RatingStandardPoorsBBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MoodysBaa2RatingStandardPoorsBBBRatingMember" xml:lang="en-US" id="label_MoodysBaa2RatingStandardPoorsBBBRatingMember"> Moodys Baa 2 Rating Standard Poors BBB Rating [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoodysBaa2RatingStandardPoorsBBBRatingMember" xlink:to="label_MoodysBaa2RatingStandardPoorsBBBRatingMember" xlink:title="label: MoodysBaa2RatingStandardPoorsBBBRatingMember to label_MoodysBaa2RatingStandardPoorsBBBRatingMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MoodysBaa2RatingStandardPoorsBBBRatingMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MoodysBaa2RatingStandardPoorsBBBRatingMember" xml:lang="en-US" id="label_MoodysBaa2RatingStandardPoorsBBBRatingMember_2"> Baa2 or BBB credit rating as defined by the external credit rating agency, Moody's or Standard & Poor's. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoodysBaa2RatingStandardPoorsBBBRatingMember" xlink:to="label_MoodysBaa2RatingStandardPoorsBBBRatingMember_2" xlink:title="label: MoodysBaa2RatingStandardPoorsBBBRatingMember to label_MoodysBaa2RatingStandardPoorsBBBRatingMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MoodysBaa2RatingStandardPoorsBBBRatingMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MoodysBaa2RatingStandardPoorsBBBRatingMember" xml:lang="en-US" id="label_MoodysBaa2RatingStandardPoorsBBBRatingMember_3"> Baa2 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoodysBaa2RatingStandardPoorsBBBRatingMember" xlink:to="label_MoodysBaa2RatingStandardPoorsBBBRatingMember_3" xlink:title="label: MoodysBaa2RatingStandardPoorsBBBRatingMember to label_MoodysBaa2RatingStandardPoorsBBBRatingMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:label="LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:title="LoansAndLeasesReceivableCommercialNetOfAllowance"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfAllowance"> Loans and Leases Receivable Commercial, Net of Allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfAllowance to label_LoansAndLeasesReceivableCommercialNetOfAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfAllowance_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfAllowance_2"> Reflects the net carrying amount of commercial loans and leases held in portfolio, after deducting the allowance for losses, but before deducting deferred income on commercial loans and leases. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfAllowance_2" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfAllowance to label_LoansAndLeasesReceivableCommercialNetOfAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfAllowance_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfAllowance_3"> Loans to members, net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfAllowance_3" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfAllowance to label_LoansAndLeasesReceivableCommercialNetOfAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfAllowance_4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfAllowance_4"> Net loans outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfAllowance_4" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfAllowance to label_LoansAndLeasesReceivableCommercialNetOfAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfAllowance_5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfAllowance_5"> Loans outstanding to members </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfAllowance" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfAllowance_5" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfAllowance to label_LoansAndLeasesReceivableCommercialNetOfAllowance" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xlink:label="CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xlink:title="CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember"> Commitments to Extend Credit not Subject to Material Adverse Change Clause [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xlink:to="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xlink:title="label: CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember to label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember_2"> Unadvanced commitments not subject to material adverse change clauses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xlink:to="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember_2" xlink:title="label: CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember to label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember_3"> Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions, other than material adverse change clauses. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" xlink:to="label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember_3" xlink:title="label: CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember to label_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xlink:label="CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xlink:title="CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember"> Commitments to Extend Credit Subject to Material Adverse Change Clause [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xlink:to="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xlink:title="label: CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember to label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember_2"> Unadvanced commitments subject to material adverse change clauses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xlink:to="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember_2" xlink:title="label: CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember to label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember_3"> Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions, including material adverse change clauses. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" xlink:to="label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember_3" xlink:title="label: CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember to label_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_AvailableFundingCommitmentMember" xlink:label="AvailableFundingCommitmentMember" xlink:title="AvailableFundingCommitmentMember"/>
<link:label xlink:type="resource" xlink:label="label_AvailableFundingCommitmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableFundingCommitmentMember" xml:lang="en-US" id="label_AvailableFundingCommitmentMember"> Available Funding Commitment [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableFundingCommitmentMember" xlink:to="label_AvailableFundingCommitmentMember" xlink:title="label: AvailableFundingCommitmentMember to label_AvailableFundingCommitmentMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AvailableFundingCommitmentMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AvailableFundingCommitmentMember" xml:lang="en-US" id="label_AvailableFundingCommitmentMember_2"> Represents activity related to funds available to be drawn under certain terms and conditions. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableFundingCommitmentMember" xlink:to="label_AvailableFundingCommitmentMember_2" xlink:title="label: AvailableFundingCommitmentMember to label_AvailableFundingCommitmentMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AvailableFundingCommitmentMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableFundingCommitmentMember" xml:lang="en-US" id="label_AvailableFundingCommitmentMember_3"> Guaranteed Underwriter Commitment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableFundingCommitmentMember" xlink:to="label_AvailableFundingCommitmentMember_3" xlink:title="label: AvailableFundingCommitmentMember to label_AvailableFundingCommitmentMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LineOfCreditIncreaseInMaximumBorrowingCapacity" xlink:label="LineOfCreditIncreaseInMaximumBorrowingCapacity" xlink:title="LineOfCreditIncreaseInMaximumBorrowingCapacity"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditIncreaseInMaximumBorrowingCapacity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditIncreaseInMaximumBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditIncreaseInMaximumBorrowingCapacity"> Line of Credit Increase in Maximum Borrowing Capacity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditIncreaseInMaximumBorrowingCapacity" xlink:to="label_LineOfCreditIncreaseInMaximumBorrowingCapacity" xlink:title="label: LineOfCreditIncreaseInMaximumBorrowingCapacity to label_LineOfCreditIncreaseInMaximumBorrowingCapacity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditIncreaseInMaximumBorrowingCapacity_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LineOfCreditIncreaseInMaximumBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditIncreaseInMaximumBorrowingCapacity_2"> Increase in the maximum borrowing capacity under a credit facility. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditIncreaseInMaximumBorrowingCapacity" xlink:to="label_LineOfCreditIncreaseInMaximumBorrowingCapacity_2" xlink:title="label: LineOfCreditIncreaseInMaximumBorrowingCapacity to label_LineOfCreditIncreaseInMaximumBorrowingCapacity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditIncreaseInMaximumBorrowingCapacity_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditIncreaseInMaximumBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditIncreaseInMaximumBorrowingCapacity_3"> Additional amount available under loan facilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditIncreaseInMaximumBorrowingCapacity" xlink:to="label_LineOfCreditIncreaseInMaximumBorrowingCapacity_3" xlink:title="label: LineOfCreditIncreaseInMaximumBorrowingCapacity to label_LineOfCreditIncreaseInMaximumBorrowingCapacity" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuarantyLiabilitiesContingentAndNoncontingent" xlink:label="GuarantyLiabilitiesContingentAndNoncontingent" xlink:title="GuarantyLiabilitiesContingentAndNoncontingent"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingentAndNoncontingent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuarantyLiabilitiesContingentAndNoncontingent" xml:lang="en-US" id="label_GuarantyLiabilitiesContingentAndNoncontingent"> Guaranty Liabilities Contingent and Noncontingent </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingentAndNoncontingent" xlink:to="label_GuarantyLiabilitiesContingentAndNoncontingent" xlink:title="label: GuarantyLiabilitiesContingentAndNoncontingent to label_GuarantyLiabilitiesContingentAndNoncontingent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingentAndNoncontingent_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuarantyLiabilitiesContingentAndNoncontingent" xml:lang="en-US" id="label_GuarantyLiabilitiesContingentAndNoncontingent_2"> This item represents the liability for the fair value of an obligation to stand ready to perform over the term of a guaranty issued in the event that specified triggering events or conditions occur. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingentAndNoncontingent" xlink:to="label_GuarantyLiabilitiesContingentAndNoncontingent_2" xlink:title="label: GuarantyLiabilitiesContingentAndNoncontingent to label_GuarantyLiabilitiesContingentAndNoncontingent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingentAndNoncontingent_3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_GuarantyLiabilitiesContingentAndNoncontingent" xml:lang="en-US" id="label_GuarantyLiabilitiesContingentAndNoncontingent_3"> Beginning balance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingentAndNoncontingent" xlink:to="label_GuarantyLiabilitiesContingentAndNoncontingent_3" xlink:title="label: GuarantyLiabilitiesContingentAndNoncontingent to label_GuarantyLiabilitiesContingentAndNoncontingent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilitiesContingentAndNoncontingent_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_GuarantyLiabilitiesContingentAndNoncontingent" xml:lang="en-US" id="label_GuarantyLiabilitiesContingentAndNoncontingent_4"> Ending balance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilitiesContingentAndNoncontingent" xlink:to="label_GuarantyLiabilitiesContingentAndNoncontingent_4" xlink:title="label: GuarantyLiabilitiesContingentAndNoncontingent to label_GuarantyLiabilitiesContingentAndNoncontingent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_LongTermDebtGrossNoncurrent" xlink:label="LongTermDebtGrossNoncurrent" xlink:title="LongTermDebtGrossNoncurrent"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtGrossNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtGrossNoncurrent" xml:lang="en-US" id="label_LongTermDebtGrossNoncurrent"> Long Term Debt, Gross, Noncurrent </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtGrossNoncurrent" xlink:to="label_LongTermDebtGrossNoncurrent" xlink:title="label: LongTermDebtGrossNoncurrent to label_LongTermDebtGrossNoncurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtGrossNoncurrent_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermDebtGrossNoncurrent" xml:lang="en-US" id="label_LongTermDebtGrossNoncurrent_2"> Long-term debt before unamortized discount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtGrossNoncurrent" xlink:to="label_LongTermDebtGrossNoncurrent_2" xlink:title="label: LongTermDebtGrossNoncurrent to label_LongTermDebtGrossNoncurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtGrossNoncurrent_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LongTermDebtGrossNoncurrent" xml:lang="en-US" id="label_LongTermDebtGrossNoncurrent_3"> Represents the noncurrent portion of gross long-term borrowings as of the balance sheet date before deducting unamortized discount or premiums (if any). May include notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt, which had initial maturities beyond one year or beyond the normal operating cycle, if longer. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtGrossNoncurrent" xlink:to="label_LongTermDebtGrossNoncurrent_3" xlink:title="label: LongTermDebtGrossNoncurrent to label_LongTermDebtGrossNoncurrent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_ImpairedLoansNumberOfContracts" xlink:label="ImpairedLoansNumberOfContracts" xlink:title="ImpairedLoansNumberOfContracts"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedLoansNumberOfContracts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedLoansNumberOfContracts" xml:lang="en-US" id="label_ImpairedLoansNumberOfContracts"> Impaired Loans Number of Contracts </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansNumberOfContracts" xlink:to="label_ImpairedLoansNumberOfContracts" xlink:title="label: ImpairedLoansNumberOfContracts to label_ImpairedLoansNumberOfContracts" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedLoansNumberOfContracts_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedLoansNumberOfContracts" xml:lang="en-US" id="label_ImpairedLoansNumberOfContracts_2"> Number of impaired loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansNumberOfContracts" xlink:to="label_ImpairedLoansNumberOfContracts_2" xlink:title="label: ImpairedLoansNumberOfContracts to label_ImpairedLoansNumberOfContracts" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedLoansNumberOfContracts_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ImpairedLoansNumberOfContracts" xml:lang="en-US" id="label_ImpairedLoansNumberOfContracts_3"> Number of financing receivables that have been modified by restructurings. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansNumberOfContracts" xlink:to="label_ImpairedLoansNumberOfContracts_3" xlink:title="label: ImpairedLoansNumberOfContracts to label_ImpairedLoansNumberOfContracts" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FarmerMacSeriesCPreferredStockMember" xlink:label="FarmerMacSeriesCPreferredStockMember" xlink:title="FarmerMacSeriesCPreferredStockMember"/>
<link:label xlink:type="resource" xlink:label="label_FarmerMacSeriesCPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FarmerMacSeriesCPreferredStockMember" xml:lang="en-US" id="label_FarmerMacSeriesCPreferredStockMember"> Farmer Mac Series C Preferred Stock [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FarmerMacSeriesCPreferredStockMember" xlink:to="label_FarmerMacSeriesCPreferredStockMember" xlink:title="label: FarmerMacSeriesCPreferredStockMember to label_FarmerMacSeriesCPreferredStockMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FarmerMacSeriesCPreferredStockMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FarmerMacSeriesCPreferredStockMember" xml:lang="en-US" id="label_FarmerMacSeriesCPreferredStockMember_2"> Farmer Mac Series C preferred stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FarmerMacSeriesCPreferredStockMember" xlink:to="label_FarmerMacSeriesCPreferredStockMember_2" xlink:title="label: FarmerMacSeriesCPreferredStockMember to label_FarmerMacSeriesCPreferredStockMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FarmerMacSeriesCPreferredStockMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FarmerMacSeriesCPreferredStockMember" xml:lang="en-US" id="label_FarmerMacSeriesCPreferredStockMember_3"> Represents information pertaining to Farmer Mac Series C preferred stock, an investment held by the entity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FarmerMacSeriesCPreferredStockMember" xlink:to="label_FarmerMacSeriesCPreferredStockMember_3" xlink:title="label: FarmerMacSeriesCPreferredStockMember to label_FarmerMacSeriesCPreferredStockMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_FarmerMacSeriesACommonStockMember" xlink:label="FarmerMacSeriesACommonStockMember" xlink:title="FarmerMacSeriesACommonStockMember"/>
<link:label xlink:type="resource" xlink:label="label_FarmerMacSeriesACommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FarmerMacSeriesACommonStockMember" xml:lang="en-US" id="label_FarmerMacSeriesACommonStockMember"> Farmer Mac Series A Common Stock [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FarmerMacSeriesACommonStockMember" xlink:to="label_FarmerMacSeriesACommonStockMember" xlink:title="label: FarmerMacSeriesACommonStockMember to label_FarmerMacSeriesACommonStockMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FarmerMacSeriesACommonStockMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FarmerMacSeriesACommonStockMember" xml:lang="en-US" id="label_FarmerMacSeriesACommonStockMember_2"> Farmer Mac Series A common stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FarmerMacSeriesACommonStockMember" xlink:to="label_FarmerMacSeriesACommonStockMember_2" xlink:title="label: FarmerMacSeriesACommonStockMember to label_FarmerMacSeriesACommonStockMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FarmerMacSeriesACommonStockMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FarmerMacSeriesACommonStockMember" xml:lang="en-US" id="label_FarmerMacSeriesACommonStockMember_3"> Represents information pertaining to Farmer Mac Series A common stock, an investment held by the entity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FarmerMacSeriesACommonStockMember" xlink:to="label_FarmerMacSeriesACommonStockMember_3" xlink:title="label: FarmerMacSeriesACommonStockMember to label_FarmerMacSeriesACommonStockMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_SelectNotesMember" xlink:label="SelectNotesMember" xlink:title="SelectNotesMember"/>
<link:label xlink:type="resource" xlink:label="label_SelectNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SelectNotesMember" xml:lang="en-US" id="label_SelectNotesMember"> Select Notes [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SelectNotesMember" xlink:to="label_SelectNotesMember" xlink:title="label: SelectNotesMember to label_SelectNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SelectNotesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SelectNotesMember" xml:lang="en-US" id="label_SelectNotesMember_2"> Select notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SelectNotesMember" xlink:to="label_SelectNotesMember_2" xlink:title="label: SelectNotesMember to label_SelectNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SelectNotesMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SelectNotesMember" xml:lang="en-US" id="label_SelectNotesMember_3"> Represents information pertaining to select notes. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SelectNotesMember" xlink:to="label_SelectNotesMember_3" xlink:title="label: SelectNotesMember to label_SelectNotesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xlink:label="DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xlink:title="DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xml:lang="en-US" id="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement"> Debt Instrument Carrying Amount Exchanged Pursuant to Exchange Agreement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xlink:to="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xlink:title="label: DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement to label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xml:lang="en-US" id="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement_2"> Represents the aggregate principal amount of long term debt exchanged pursuant to exchange agreement. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xlink:to="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement_2" xlink:title="label: DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement to label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xml:lang="en-US" id="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement_3"> Aggregate principal amount of debt exchanged </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" xlink:to="label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement_3" xlink:title="label: DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement to label_DebtInstrumentCarryingAmountExchangedPursuantToExchangeAgreement" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xlink:label="DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xlink:title="DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xml:lang="en-US" id="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement"> Debt Instrument Carrying Amount Issued Pursuant to Exchange Agreement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xlink:to="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xlink:title="label: DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement to label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xml:lang="en-US" id="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement_2"> Aggregate principal amount of debt issued in exchange </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xlink:to="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement_2" xlink:title="label: DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement to label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xml:lang="en-US" id="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement_3"> Represents the aggregate principal amount of long term debt issued in exchange pursuant to exchange agreement. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" xlink:to="label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement_3" xlink:title="label: DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement to label_DebtInstrumentCarryingAmountIssuedPursuantToExchangeAgreement" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CashPaidPursuantToExchangeAgreement" xlink:label="CashPaidPursuantToExchangeAgreement" xlink:title="CashPaidPursuantToExchangeAgreement"/>
<link:label xlink:type="resource" xlink:label="label_CashPaidPursuantToExchangeAgreement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashPaidPursuantToExchangeAgreement" xml:lang="en-US" id="label_CashPaidPursuantToExchangeAgreement"> Cash Paid Pursuant to Exchange Agreement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashPaidPursuantToExchangeAgreement" xlink:to="label_CashPaidPursuantToExchangeAgreement" xlink:title="label: CashPaidPursuantToExchangeAgreement to label_CashPaidPursuantToExchangeAgreement" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CashPaidPursuantToExchangeAgreement_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashPaidPursuantToExchangeAgreement" xml:lang="en-US" id="label_CashPaidPursuantToExchangeAgreement_2"> Cash paid in exchange </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashPaidPursuantToExchangeAgreement" xlink:to="label_CashPaidPursuantToExchangeAgreement_2" xlink:title="label: CashPaidPursuantToExchangeAgreement to label_CashPaidPursuantToExchangeAgreement" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CashPaidPursuantToExchangeAgreement_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CashPaidPursuantToExchangeAgreement" xml:lang="en-US" id="label_CashPaidPursuantToExchangeAgreement_3"> Represents the cash paid as consideration in exchange of settlement of long term debt pursuant to exchange agreement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashPaidPursuantToExchangeAgreement" xlink:to="label_CashPaidPursuantToExchangeAgreement_3" xlink:title="label: CashPaidPursuantToExchangeAgreement to label_CashPaidPursuantToExchangeAgreement" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xlink:label="GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xlink:title="GuaranteeObligationsLiquidityProvidedToMemberCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xml:lang="en-US" id="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue"> Guarantee Obligations Liquidity Provided to Member Carrying Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xlink:to="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xlink:title="label: GuaranteeObligationsLiquidityProvidedToMemberCarryingValue to label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xml:lang="en-US" id="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue_2"> Value of bonds issued under liquidity provider obligations </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xlink:to="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue_2" xlink:title="label: GuaranteeObligationsLiquidityProvidedToMemberCarryingValue to label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xml:lang="en-US" id="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue_3"> Represents the amount of liquidity provided to our member cooperatives if the remarketing agents are unable to sell the bonds to other investors. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" xlink:to="label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue_3" xlink:title="label: GuaranteeObligationsLiquidityProvidedToMemberCarryingValue to label_GuaranteeObligationsLiquidityProvidedToMemberCarryingValue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_PaymentsForPortionOfDebtExchangePremium" xlink:label="PaymentsForPortionOfDebtExchangePremium" xlink:title="PaymentsForPortionOfDebtExchangePremium"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForPortionOfDebtExchangePremium" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForPortionOfDebtExchangePremium" xml:lang="en-US" id="label_PaymentsForPortionOfDebtExchangePremium"> Payments for Portion of Debt Exchange Premium </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPortionOfDebtExchangePremium" xlink:to="label_PaymentsForPortionOfDebtExchangePremium" xlink:title="label: PaymentsForPortionOfDebtExchangePremium to label_PaymentsForPortionOfDebtExchangePremium" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForPortionOfDebtExchangePremium_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForPortionOfDebtExchangePremium" xml:lang="en-US" id="label_PaymentsForPortionOfDebtExchangePremium_2"> Cash paid portion of debt exchange premium </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPortionOfDebtExchangePremium" xlink:to="label_PaymentsForPortionOfDebtExchangePremium_2" xlink:title="label: PaymentsForPortionOfDebtExchangePremium to label_PaymentsForPortionOfDebtExchangePremium" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForPortionOfDebtExchangePremium_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForPortionOfDebtExchangePremium" xml:lang="en-US" id="label_PaymentsForPortionOfDebtExchangePremium_3"> Represents the cash outflow for portion of debt exchange premium. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPortionOfDebtExchangePremium" xlink:to="label_PaymentsForPortionOfDebtExchangePremium_3" xlink:title="label: PaymentsForPortionOfDebtExchangePremium to label_PaymentsForPortionOfDebtExchangePremium" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_CollateralTrustBondsIssuedAsDebtExchangePremium" xlink:label="CollateralTrustBondsIssuedAsDebtExchangePremium" xlink:title="CollateralTrustBondsIssuedAsDebtExchangePremium"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBondsIssuedAsDebtExchangePremium" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CollateralTrustBondsIssuedAsDebtExchangePremium" xml:lang="en-US" id="label_CollateralTrustBondsIssuedAsDebtExchangePremium"> Represents the amount of collateral trust bonds issued as debt exchange premium in a noncash (or part noncash) transaction. Part noncash refers to that portion of the transaction not resulting in cash receipts or cash payments during the period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBondsIssuedAsDebtExchangePremium" xlink:to="label_CollateralTrustBondsIssuedAsDebtExchangePremium" xlink:title="label: CollateralTrustBondsIssuedAsDebtExchangePremium to label_CollateralTrustBondsIssuedAsDebtExchangePremium" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBondsIssuedAsDebtExchangePremium_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CollateralTrustBondsIssuedAsDebtExchangePremium" xml:lang="en-US" id="label_CollateralTrustBondsIssuedAsDebtExchangePremium_2"> Collateral Trust Bonds Issued as Debt Exchange Premium </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBondsIssuedAsDebtExchangePremium" xlink:to="label_CollateralTrustBondsIssuedAsDebtExchangePremium_2" xlink:title="label: CollateralTrustBondsIssuedAsDebtExchangePremium to label_CollateralTrustBondsIssuedAsDebtExchangePremium" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CollateralTrustBondsIssuedAsDebtExchangePremium_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CollateralTrustBondsIssuedAsDebtExchangePremium" xml:lang="en-US" id="label_CollateralTrustBondsIssuedAsDebtExchangePremium_3"> Collateral trust bonds issued as debt exchange premium </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralTrustBondsIssuedAsDebtExchangePremium" xlink:to="label_CollateralTrustBondsIssuedAsDebtExchangePremium_3" xlink:title="label: CollateralTrustBondsIssuedAsDebtExchangePremium to label_CollateralTrustBondsIssuedAsDebtExchangePremium" use="optional"/>
<link:loc xlink:type="locator" xlink:href="nrc-20121130.xsd#nrc_DepositAssetsTerm" xlink:label="DepositAssetsTerm" xlink:title="DepositAssetsTerm"/>
<link:label xlink:type="resource" xlink:label="label_DepositAssetsTerm" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DepositAssetsTerm" xml:lang="en-US" id="label_DepositAssetsTerm"> Deposit Assets Term </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositAssetsTerm" xlink:to="label_DepositAssetsTerm" xlink:title="label: DepositAssetsTerm to label_DepositAssetsTerm"/>
<link:label xlink:type="resource" xlink:label="label_DepositAssetsTerm_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DepositAssetsTerm" xml:lang="en-US" id="label_DepositAssetsTerm_2"> Term of deposit assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositAssetsTerm" xlink:to="label_DepositAssetsTerm_2" xlink:title="label: DepositAssetsTerm to label_DepositAssetsTerm"/>
<link:label xlink:type="resource" xlink:label="label_DepositAssetsTerm_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DepositAssetsTerm" xml:lang="en-US" id="label_DepositAssetsTerm_3"> Represents the term of deposit assets held by the entity. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositAssetsTerm" xlink:to="label_DepositAssetsTerm_3" xlink:title="label: DepositAssetsTerm to label_DepositAssetsTerm"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="AccruedInvestmentIncomeReceivable" xlink:title="AccruedInvestmentIncomeReceivable"/>
<link:label xlink:type="resource" xlink:label="label_AccruedInvestmentIncomeReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccruedInvestmentIncomeReceivable" xml:lang="en-US" id="label_AccruedInvestmentIncomeReceivable"> Accrued Investment Income Receivable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInvestmentIncomeReceivable" xlink:to="label_AccruedInvestmentIncomeReceivable" xlink:title="label: AccruedInvestmentIncomeReceivable to label_AccruedInvestmentIncomeReceivable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccruedInvestmentIncomeReceivable_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccruedInvestmentIncomeReceivable" xml:lang="en-US" id="label_AccruedInvestmentIncomeReceivable_2"> Accrued interest and other receivables </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInvestmentIncomeReceivable" xlink:to="label_AccruedInvestmentIncomeReceivable_2" xlink:title="label: AccruedInvestmentIncomeReceivable to label_AccruedInvestmentIncomeReceivable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="AccumulatedOtherComprehensiveIncomeMember" xlink:title="AccumulatedOtherComprehensiveIncomeMember"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeMember"> Accumulated other comprehensive income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeMember" xlink:to="label_AccumulatedOtherComprehensiveIncomeMember" xlink:title="label: AccumulatedOtherComprehensiveIncomeMember to label_AccumulatedOtherComprehensiveIncomeMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeMember_2"> Accumulated Other Comprehensive Income (Loss) [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeMember" xlink:to="label_AccumulatedOtherComprehensiveIncomeMember_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeMember to label_AccumulatedOtherComprehensiveIncomeMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax"> Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Effect Net of Tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2"> Transition adjustment recorded as an other comprehensive loss </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax"> Accumulated Other Comprehensive Income (Loss), Net of Tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2"> Accumulated other comprehensive income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalCollateralAggregateFairValue" xlink:label="AdditionalCollateralAggregateFairValue" xlink:title="AdditionalCollateralAggregateFairValue"/>
<link:label xlink:type="resource" xlink:label="label_AdditionalCollateralAggregateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalCollateralAggregateFairValue" xml:lang="en-US" id="label_AdditionalCollateralAggregateFairValue"> Additional Collateral, Aggregate Fair Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalCollateralAggregateFairValue" xlink:to="label_AdditionalCollateralAggregateFairValue" xlink:title="label: AdditionalCollateralAggregateFairValue to label_AdditionalCollateralAggregateFairValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AdditionalCollateralAggregateFairValue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdditionalCollateralAggregateFairValue" xml:lang="en-US" id="label_AdditionalCollateralAggregateFairValue_2"> Additional collateral amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalCollateralAggregateFairValue" xlink:to="label_AdditionalCollateralAggregateFairValue_2" xlink:title="label: AdditionalCollateralAggregateFairValue to label_AdditionalCollateralAggregateFairValue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"> Adjustments to reconcile net income (loss) to net cash provided by operating activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="label: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_2"> Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_2" xlink:title="label: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllOtherSegmentsMember" xlink:label="AllOtherSegmentsMember" xlink:title="AllOtherSegmentsMember"/>
<link:label xlink:type="resource" xlink:label="label_AllOtherSegmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllOtherSegmentsMember" xml:lang="en-US" id="label_AllOtherSegmentsMember"> Other </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllOtherSegmentsMember" xlink:to="label_AllOtherSegmentsMember" xlink:title="label: AllOtherSegmentsMember to label_AllOtherSegmentsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AllOtherSegmentsMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllOtherSegmentsMember" xml:lang="en-US" id="label_AllOtherSegmentsMember_2"> All Other Segments [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllOtherSegmentsMember" xlink:to="label_AllOtherSegmentsMember_2" xlink:title="label: AllOtherSegmentsMember to label_AllOtherSegmentsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:title="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"> Summary of the activity in the loan loss allowance reflecting disaggregation by company of the allowance for loan losses held at CFC based on borrower type </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:title="label: AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock to label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_2"> Allowance for Credit Losses on Financing Receivables [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_2" xlink:title="label: AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock to label_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossNet" xlink:label="AllowanceForLoanAndLeaseLossesProvisionForLossNet" xlink:title="AllowanceForLoanAndLeaseLossesProvisionForLossNet"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet" xml:lang="en-US" id="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet"> Allowance for Loan and Lease Losses, Provision for Loss, Net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForLoanAndLeaseLossesProvisionForLossNet" xlink:to="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet" xlink:title="label: AllowanceForLoanAndLeaseLossesProvisionForLossNet to label_AllowanceForLoanAndLeaseLossesProvisionForLossNet" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet" xml:lang="en-US" id="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet_2"> (Recovery of) provision for loan losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForLoanAndLeaseLossesProvisionForLossNet" xlink:to="label_AllowanceForLoanAndLeaseLossesProvisionForLossNet_2" xlink:title="label: AllowanceForLoanAndLeaseLossesProvisionForLossNet to label_AllowanceForLoanAndLeaseLossesProvisionForLossNet" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="AllowanceForLoanAndLeaseLossesRollForward" xlink:title="AllowanceForLoanAndLeaseLossesRollForward"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForLoanAndLeaseLossesRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForLoanAndLeaseLossesRollForward" xml:lang="en-US" id="label_AllowanceForLoanAndLeaseLossesRollForward"> Allowance for Loan and Lease Losses [Roll Forward] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForLoanAndLeaseLossesRollForward" xlink:to="label_AllowanceForLoanAndLeaseLossesRollForward" xlink:title="label: AllowanceForLoanAndLeaseLossesRollForward to label_AllowanceForLoanAndLeaseLossesRollForward" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AllowanceForLoanAndLeaseLossesRollForward_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllowanceForLoanAndLeaseLossesRollForward" xml:lang="en-US" id="label_AllowanceForLoanAndLeaseLossesRollForward_2"> Activity in the loan loss allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AllowanceForLoanAndLeaseLossesRollForward" xlink:to="label_AllowanceForLoanAndLeaseLossesRollForward_2" xlink:title="label: AllowanceForLoanAndLeaseLossesRollForward to label_AllowanceForLoanAndLeaseLossesRollForward" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="AmortizationOfFinancingCostsAndDiscounts" xlink:title="AmortizationOfFinancingCostsAndDiscounts"/>
<link:label xlink:type="resource" xlink:label="label_AmortizationOfFinancingCostsAndDiscounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmortizationOfFinancingCostsAndDiscounts" xml:lang="en-US" id="label_AmortizationOfFinancingCostsAndDiscounts"> Amortization of Financing Costs and Discounts </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfFinancingCostsAndDiscounts" xlink:to="label_AmortizationOfFinancingCostsAndDiscounts" xlink:title="label: AmortizationOfFinancingCostsAndDiscounts to label_AmortizationOfFinancingCostsAndDiscounts" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AmortizationOfFinancingCostsAndDiscounts_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AmortizationOfFinancingCostsAndDiscounts" xml:lang="en-US" id="label_AmortizationOfFinancingCostsAndDiscounts_2"> Amortization of debt issuance costs and deferred charges </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfFinancingCostsAndDiscounts" xlink:to="label_AmortizationOfFinancingCostsAndDiscounts_2" xlink:title="label: AmortizationOfFinancingCostsAndDiscounts to label_AmortizationOfFinancingCostsAndDiscounts" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsAbstract" xml:lang="en-US" id="label_AssetsAbstract"> Assets [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="label_AssetsAbstract" xlink:title="label: AssetsAbstract to label_AssetsAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AssetsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AssetsAbstract" xml:lang="en-US" id="label_AssetsAbstract_2"> ASSETS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="label_AssetsAbstract_2" xlink:title="label: AssetsAbstract to label_AssetsAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AssetsAbstract_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_AssetsAbstract" xml:lang="en-US" id="label_AssetsAbstract_3"> Assets: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="label_AssetsAbstract_3" xlink:title="label: AssetsAbstract to label_AssetsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets"/>
<link:label xlink:type="resource" xlink:label="label_Assets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Assets" xml:lang="en-US" id="label_Assets"> Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets" xlink:title="label: Assets to label_Assets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_Assets_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Assets" xml:lang="en-US" id="label_Assets_2"> Total assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets_2" xlink:title="label: Assets to label_Assets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsNeededForImmediateSettlementAggregateFairValue" xlink:label="AssetsNeededForImmediateSettlementAggregateFairValue" xlink:title="AssetsNeededForImmediateSettlementAggregateFairValue"/>
<link:label xlink:type="resource" xlink:label="label_AssetsNeededForImmediateSettlementAggregateFairValue" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AssetsNeededForImmediateSettlementAggregateFairValue" xml:lang="en-US" id="label_AssetsNeededForImmediateSettlementAggregateFairValue"> Entity's required payment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsNeededForImmediateSettlementAggregateFairValue" xlink:to="label_AssetsNeededForImmediateSettlementAggregateFairValue" xlink:title="label: AssetsNeededForImmediateSettlementAggregateFairValue to label_AssetsNeededForImmediateSettlementAggregateFairValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AssetsNeededForImmediateSettlementAggregateFairValue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsNeededForImmediateSettlementAggregateFairValue" xml:lang="en-US" id="label_AssetsNeededForImmediateSettlementAggregateFairValue_2"> Assets Needed for Immediate Settlement, Aggregate Fair Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsNeededForImmediateSettlementAggregateFairValue" xlink:to="label_AssetsNeededForImmediateSettlementAggregateFairValue_2" xlink:title="label: AssetsNeededForImmediateSettlementAggregateFairValue to label_AssetsNeededForImmediateSettlementAggregateFairValue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="AvailableForSaleSecuritiesFairValueDisclosure" xlink:title="AvailableForSaleSecuritiesFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesFairValueDisclosure" xml:lang="en-US" id="label_AvailableForSaleSecuritiesFairValueDisclosure"> Available-for-sale Securities, Fair Value Disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesFairValueDisclosure" xlink:to="label_AvailableForSaleSecuritiesFairValueDisclosure" xlink:title="label: AvailableForSaleSecuritiesFairValueDisclosure to label_AvailableForSaleSecuritiesFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesFairValueDisclosure" xml:lang="en-US" id="label_AvailableForSaleSecuritiesFairValueDisclosure_2"> Investments in common stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesFairValueDisclosure" xlink:to="label_AvailableForSaleSecuritiesFairValueDisclosure_2" xlink:title="label: AvailableForSaleSecuritiesFairValueDisclosure to label_AvailableForSaleSecuritiesFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="AvailableForSaleSecuritiesEquitySecurities" xlink:title="AvailableForSaleSecuritiesEquitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesEquitySecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesEquitySecurities" xml:lang="en-US" id="label_AvailableForSaleSecuritiesEquitySecurities"> Investment at fair value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesEquitySecurities" xlink:to="label_AvailableForSaleSecuritiesEquitySecurities" xlink:title="label: AvailableForSaleSecuritiesEquitySecurities to label_AvailableForSaleSecuritiesEquitySecurities" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesEquitySecurities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesEquitySecurities" xml:lang="en-US" id="label_AvailableForSaleSecuritiesEquitySecurities_2"> Available-for-sale Securities, Equity Securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesEquitySecurities" xlink:to="label_AvailableForSaleSecuritiesEquitySecurities_2" xlink:title="label: AvailableForSaleSecuritiesEquitySecurities to label_AvailableForSaleSecuritiesEquitySecurities" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:label="BasisOfAccountingPolicyPolicyTextBlock" xlink:title="BasisOfAccountingPolicyPolicyTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_BasisOfAccountingPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BasisOfAccountingPolicyPolicyTextBlock" xml:lang="en-US" id="label_BasisOfAccountingPolicyPolicyTextBlock"> Basis of Accounting, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BasisOfAccountingPolicyPolicyTextBlock" xlink:to="label_BasisOfAccountingPolicyPolicyTextBlock" xlink:title="label: BasisOfAccountingPolicyPolicyTextBlock to label_BasisOfAccountingPolicyPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_BasisOfAccountingPolicyPolicyTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BasisOfAccountingPolicyPolicyTextBlock" xml:lang="en-US" id="label_BasisOfAccountingPolicyPolicyTextBlock_2"> Basis of Presentation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BasisOfAccountingPolicyPolicyTextBlock" xlink:to="label_BasisOfAccountingPolicyPolicyTextBlock_2" xlink:title="label: BasisOfAccountingPolicyPolicyTextBlock to label_BasisOfAccountingPolicyPolicyTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="CounterpartyNameAxis" xlink:title="CounterpartyNameAxis"/>
<link:label xlink:type="resource" xlink:label="label_CounterpartyNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CounterpartyNameAxis" xml:lang="en-US" id="label_CounterpartyNameAxis"> Counterparty Name [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CounterpartyNameAxis" xlink:to="label_CounterpartyNameAxis" xlink:title="label: CounterpartyNameAxis to label_CounterpartyNameAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="CarryingReportedAmountFairValueDisclosureMember" xlink:title="CarryingReportedAmountFairValueDisclosureMember"/>
<link:label xlink:type="resource" xlink:label="label_CarryingReportedAmountFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US" id="label_CarryingReportedAmountFairValueDisclosureMember"> Carrying (Reported) Amount, Fair Value Disclosure [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingReportedAmountFairValueDisclosureMember" xlink:to="label_CarryingReportedAmountFairValueDisclosureMember" xlink:title="label: CarryingReportedAmountFairValueDisclosureMember to label_CarryingReportedAmountFairValueDisclosureMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CarryingReportedAmountFairValueDisclosureMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US" id="label_CarryingReportedAmountFairValueDisclosureMember_2"> Carrying value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingReportedAmountFairValueDisclosureMember" xlink:to="label_CarryingReportedAmountFairValueDisclosureMember_2" xlink:title="label: CarryingReportedAmountFairValueDisclosureMember to label_CarryingReportedAmountFairValueDisclosureMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue"> Cash and Cash Equivalents, at Carrying Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_2"> Cash and cash equivalents </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_3"> BEGINNING CASH AND CASH EQUIVALENTS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_3" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_4"> ENDING CASH AND CASH EQUIVALENTS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_4" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="CashAndCashEquivalentsFairValueDisclosure" xlink:title="CashAndCashEquivalentsFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsFairValueDisclosure" xml:lang="en-US" id="label_CashAndCashEquivalentsFairValueDisclosure"> Cash and Cash Equivalents, Fair Value Disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsFairValueDisclosure" xlink:to="label_CashAndCashEquivalentsFairValueDisclosure" xlink:title="label: CashAndCashEquivalentsFairValueDisclosure to label_CashAndCashEquivalentsFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CashAndCashEquivalentsFairValueDisclosure" xml:lang="en-US" id="label_CashAndCashEquivalentsFairValueDisclosure_2"> Cash and cash equivalents </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsFairValueDisclosure" xlink:to="label_CashAndCashEquivalentsFairValueDisclosure_2" xlink:title="label: CashAndCashEquivalentsFairValueDisclosure to label_CashAndCashEquivalentsFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain"/>
<link:label xlink:type="resource" xlink:label="label_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ClassOfStockDomain" xml:lang="en-US" id="label_ClassOfStockDomain"> Class of Stock [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockDomain" xlink:to="label_ClassOfStockDomain" xlink:title="label: ClassOfStockDomain to label_ClassOfStockDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="ClassificationOfVariableInterestEntityDomain" xlink:title="ClassificationOfVariableInterestEntityDomain"/>
<link:label xlink:type="resource" xlink:label="label_ClassificationOfVariableInterestEntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ClassificationOfVariableInterestEntityDomain" xml:lang="en-US" id="label_ClassificationOfVariableInterestEntityDomain"> Variable Interest Entity, Classification [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassificationOfVariableInterestEntityDomain" xlink:to="label_ClassificationOfVariableInterestEntityDomain" xlink:title="label: ClassificationOfVariableInterestEntityDomain to label_ClassificationOfVariableInterestEntityDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialPaperMember" xlink:label="CommercialPaperMember" xlink:title="CommercialPaperMember"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommercialPaperMember" xml:lang="en-US" id="label_CommercialPaperMember"> Commercial paper </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperMember" xlink:to="label_CommercialPaperMember" xlink:title="label: CommercialPaperMember to label_CommercialPaperMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommercialPaperMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommercialPaperMember" xml:lang="en-US" id="label_CommercialPaperMember_2"> Commercial Paper [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPaperMember" xlink:to="label_CommercialPaperMember_2" xlink:title="label: CommercialPaperMember to label_CommercialPaperMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="CommitmentsAndContingencies" xlink:title="CommitmentsAndContingencies"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingencies" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsAndContingencies" xml:lang="en-US" id="label_CommitmentsAndContingencies"> Commitments and Contingencies </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingencies" xlink:to="label_CommitmentsAndContingencies" xlink:title="label: CommitmentsAndContingencies to label_CommitmentsAndContingencies" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsAndContingencies_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommitmentsAndContingencies" xml:lang="en-US" id="label_CommitmentsAndContingencies_2"> Commitments and contingencies </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsAndContingencies" xlink:to="label_CommitmentsAndContingencies_2" xlink:title="label: CommitmentsAndContingencies to label_CommitmentsAndContingencies" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsFairValueDisclosure" xlink:label="CommitmentsFairValueDisclosure" xlink:title="CommitmentsFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsFairValueDisclosure" xml:lang="en-US" id="label_CommitmentsFairValueDisclosure"> Commitments, Fair Value Disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsFairValueDisclosure" xlink:to="label_CommitmentsFairValueDisclosure" xlink:title="label: CommitmentsFairValueDisclosure to label_CommitmentsFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommitmentsFairValueDisclosure" xml:lang="en-US" id="label_CommitmentsFairValueDisclosure_2"> Commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsFairValueDisclosure" xlink:to="label_CommitmentsFairValueDisclosure_2" xlink:title="label: CommitmentsFairValueDisclosure to label_CommitmentsFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="CommitmentsToExtendCreditMember" xlink:title="CommitmentsToExtendCreditMember"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsToExtendCreditMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditMember"> Commitments to Extend Credit [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditMember" xlink:to="label_CommitmentsToExtendCreditMember" xlink:title="label: CommitmentsToExtendCreditMember to label_CommitmentsToExtendCreditMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsToExtendCreditMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CommitmentsToExtendCreditMember" xml:lang="en-US" id="label_CommitmentsToExtendCreditMember_2"> Unadvanced commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsToExtendCreditMember" xlink:to="label_CommitmentsToExtendCreditMember_2" xlink:title="label: CommitmentsToExtendCreditMember to label_CommitmentsToExtendCreditMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="ComprehensiveIncomeNetOfTax" xlink:title="ComprehensiveIncomeNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_ComprehensiveIncomeNetOfTax" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTax"> Total comprehensive income (loss) attributable to CFC </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="label_ComprehensiveIncomeNetOfTax" xlink:title="label: ComprehensiveIncomeNetOfTax to label_ComprehensiveIncomeNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ComprehensiveIncomeNetOfTax" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTax_2"> Comprehensive Income (Loss), Net of Tax, Attributable to Parent </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="label_ComprehensiveIncomeNetOfTax_2" xlink:title="label: ComprehensiveIncomeNetOfTax to label_ComprehensiveIncomeNetOfTax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:label="ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:title="ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest"> Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:to="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:title="label: ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest to label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_2"> Less: Total comprehensive (income) loss attributable to noncontrolling interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" xlink:to="label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_2" xlink:title="label: ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest to label_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:label="ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:title="ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"> Total comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:title="label: ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest to label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_2"> Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_2" xlink:title="label: ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest to label_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="ConsolidationPolicyTextBlock" xlink:title="ConsolidationPolicyTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidationPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidationPolicyTextBlock" xml:lang="en-US" id="label_ConsolidationPolicyTextBlock"> Consolidation, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationPolicyTextBlock" xlink:to="label_ConsolidationPolicyTextBlock" xlink:title="label: ConsolidationPolicyTextBlock to label_ConsolidationPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidationPolicyTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ConsolidationPolicyTextBlock" xml:lang="en-US" id="label_ConsolidationPolicyTextBlock_2"> Principles of Consolidation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationPolicyTextBlock" xlink:to="label_ConsolidationPolicyTextBlock_2" xlink:title="label: ConsolidationPolicyTextBlock to label_ConsolidationPolicyTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsolidationVariableInterestEntityPolicy" xlink:label="ConsolidationVariableInterestEntityPolicy" xlink:title="ConsolidationVariableInterestEntityPolicy"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidationVariableInterestEntityPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidationVariableInterestEntityPolicy" xml:lang="en-US" id="label_ConsolidationVariableInterestEntityPolicy"> Consolidation, Variable Interest Entity, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationVariableInterestEntityPolicy" xlink:to="label_ConsolidationVariableInterestEntityPolicy" xlink:title="label: ConsolidationVariableInterestEntityPolicy to label_ConsolidationVariableInterestEntityPolicy" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidationVariableInterestEntityPolicy_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ConsolidationVariableInterestEntityPolicy" xml:lang="en-US" id="label_ConsolidationVariableInterestEntityPolicy_2"> Variable Interest Entities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidationVariableInterestEntityPolicy" xlink:to="label_ConsolidationVariableInterestEntityPolicy_2" xlink:title="label: ConsolidationVariableInterestEntityPolicy to label_ConsolidationVariableInterestEntityPolicy" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerCreditScoreMember" xlink:label="ConsumerCreditScoreMember" xlink:title="ConsumerCreditScoreMember"/>
<link:label xlink:type="resource" xlink:label="label_ConsumerCreditScoreMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsumerCreditScoreMember" xml:lang="en-US" id="label_ConsumerCreditScoreMember"> Consumer Credit Score [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsumerCreditScoreMember" xlink:to="label_ConsumerCreditScoreMember" xlink:title="label: ConsumerCreditScoreMember to label_ConsumerCreditScoreMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ConsumerCreditScoreMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ConsumerCreditScoreMember" xml:lang="en-US" id="label_ConsumerCreditScoreMember_2"> Non-performing and restructured loans: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsumerCreditScoreMember" xlink:to="label_ConsumerCreditScoreMember_2" xlink:title="label: ConsumerCreditScoreMember to label_ConsumerCreditScoreMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="CreditFacilityDomain" xlink:title="CreditFacilityDomain"/>
<link:label xlink:type="resource" xlink:label="label_CreditFacilityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditFacilityDomain" xml:lang="en-US" id="label_CreditFacilityDomain"> Credit Facility [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditFacilityDomain" xlink:to="label_CreditFacilityDomain" xlink:title="label: CreditFacilityDomain to label_CreditFacilityDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="CreditFacilityAxis" xlink:title="CreditFacilityAxis"/>
<link:label xlink:type="resource" xlink:label="label_CreditFacilityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditFacilityAxis" xml:lang="en-US" id="label_CreditFacilityAxis"> Credit Facility [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditFacilityAxis" xlink:to="label_CreditFacilityAxis" xlink:title="label: CreditFacilityAxis to label_CreditFacilityAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditRatingDomain" xlink:label="CreditRatingDomain" xlink:title="CreditRatingDomain"/>
<link:label xlink:type="resource" xlink:label="label_CreditRatingDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditRatingDomain" xml:lang="en-US" id="label_CreditRatingDomain"> Credit Rating [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditRatingDomain" xlink:to="label_CreditRatingDomain" xlink:title="label: CreditRatingDomain to label_CreditRatingDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtConversionConvertedInstrumentAmount1" xlink:label="DebtConversionConvertedInstrumentAmount1" xlink:title="DebtConversionConvertedInstrumentAmount1"/>
<link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentAmount1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtConversionConvertedInstrumentAmount1" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentAmount1"> Aggregate principal amount receivable by holders </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentAmount1" xlink:to="label_DebtConversionConvertedInstrumentAmount1" xlink:title="label: DebtConversionConvertedInstrumentAmount1 to label_DebtConversionConvertedInstrumentAmount1" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtConversionConvertedInstrumentAmount1_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtConversionConvertedInstrumentAmount1" xml:lang="en-US" id="label_DebtConversionConvertedInstrumentAmount1_2"> Debt Conversion, Converted Instrument, Amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionConvertedInstrumentAmount1" xlink:to="label_DebtConversionConvertedInstrumentAmount1_2" xlink:title="label: DebtConversionConvertedInstrumentAmount1 to label_DebtConversionConvertedInstrumentAmount1" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="DebtInstrumentLineItems" xlink:title="DebtInstrumentLineItems"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentLineItems" xml:lang="en-US" id="label_DebtInstrumentLineItems"> Debt Instrument [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentLineItems" xlink:to="label_DebtInstrumentLineItems" xlink:title="label: DebtInstrumentLineItems to label_DebtInstrumentLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentLineItems" xml:lang="en-US" id="label_DebtInstrumentLineItems_2"> Subordinated Deferrable Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentLineItems" xlink:to="label_DebtInstrumentLineItems_2" xlink:title="label: DebtInstrumentLineItems to label_DebtInstrumentLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentLineItems_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DebtInstrumentLineItems" xml:lang="en-US" id="label_DebtInstrumentLineItems_3"> Loss on early extinguishment of debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentLineItems" xlink:to="label_DebtInstrumentLineItems_3" xlink:title="label: DebtInstrumentLineItems to label_DebtInstrumentLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentLineItems_4" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:title="label_DebtInstrumentLineItems" xml:lang="en-US" id="label_DebtInstrumentLineItems_4"> Long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentLineItems" xlink:to="label_DebtInstrumentLineItems_4" xlink:title="label: DebtInstrumentLineItems to label_DebtInstrumentLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="DebtInstrumentTable" xlink:title="DebtInstrumentTable"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentTable" xml:lang="en-US" id="label_DebtInstrumentTable"> Schedule of Long-term Debt Instruments [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentTable" xlink:to="label_DebtInstrumentTable" xlink:title="label: DebtInstrumentTable to label_DebtInstrumentTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtConversionOriginalDebtAmount1" xlink:label="DebtConversionOriginalDebtAmount1" xlink:title="DebtConversionOriginalDebtAmount1"/>
<link:label xlink:type="resource" xlink:label="label_DebtConversionOriginalDebtAmount1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtConversionOriginalDebtAmount1" xml:lang="en-US" id="label_DebtConversionOriginalDebtAmount1"> Aggregate principal amount accepted for exchange </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionOriginalDebtAmount1" xlink:to="label_DebtConversionOriginalDebtAmount1" xlink:title="label: DebtConversionOriginalDebtAmount1 to label_DebtConversionOriginalDebtAmount1" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtConversionOriginalDebtAmount1_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtConversionOriginalDebtAmount1" xml:lang="en-US" id="label_DebtConversionOriginalDebtAmount1_2"> Debt Conversion, Original Debt, Amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtConversionOriginalDebtAmount1" xlink:to="label_DebtConversionOriginalDebtAmount1_2" xlink:title="label: DebtConversionOriginalDebtAmount1 to label_DebtConversionOriginalDebtAmount1" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="DebtDisclosureAbstract" xlink:title="DebtDisclosureAbstract"/>
<link:label xlink:type="resource" xlink:label="label_DebtDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtDisclosureAbstract" xml:lang="en-US" id="label_DebtDisclosureAbstract"> Short-Term Debt and Credit Arrangements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtDisclosureAbstract" xlink:to="label_DebtDisclosureAbstract" xlink:title="label: DebtDisclosureAbstract to label_DebtDisclosureAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentRepurchasedFaceAmount" xlink:label="DebtInstrumentRepurchasedFaceAmount" xlink:title="DebtInstrumentRepurchasedFaceAmount"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchasedFaceAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentRepurchasedFaceAmount" xml:lang="en-US" id="label_DebtInstrumentRepurchasedFaceAmount"> Debt Instrument, Repurchased Face Amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchasedFaceAmount" xlink:to="label_DebtInstrumentRepurchasedFaceAmount" xlink:title="label: DebtInstrumentRepurchasedFaceAmount to label_DebtInstrumentRepurchasedFaceAmount" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentRepurchasedFaceAmount_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentRepurchasedFaceAmount" xml:lang="en-US" id="label_DebtInstrumentRepurchasedFaceAmount_2"> Amount redeemed </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentRepurchasedFaceAmount" xlink:to="label_DebtInstrumentRepurchasedFaceAmount_2" xlink:title="label: DebtInstrumentRepurchasedFaceAmount to label_DebtInstrumentRepurchasedFaceAmount" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="DebtInstrumentAxis" xlink:title="DebtInstrumentAxis"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentAxis" xml:lang="en-US" id="label_DebtInstrumentAxis"> Debt Instrument [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentAxis" xlink:to="label_DebtInstrumentAxis" xlink:title="label: DebtInstrumentAxis to label_DebtInstrumentAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="DebtInstrumentFaceAmount" xlink:title="DebtInstrumentFaceAmount"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentFaceAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentFaceAmount" xml:lang="en-US" id="label_DebtInstrumentFaceAmount"> Debt Instrument, Face Amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFaceAmount" xlink:to="label_DebtInstrumentFaceAmount" xlink:title="label: DebtInstrumentFaceAmount to label_DebtInstrumentFaceAmount" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentFaceAmount_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentFaceAmount" xml:lang="en-US" id="label_DebtInstrumentFaceAmount_2"> Aggregate principal amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentFaceAmount" xlink:to="label_DebtInstrumentFaceAmount_2" xlink:title="label: DebtInstrumentFaceAmount to label_DebtInstrumentFaceAmount" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtIssuanceCosts" xlink:label="DebtIssuanceCosts" xlink:title="DebtIssuanceCosts"/>
<link:label xlink:type="resource" xlink:label="label_DebtIssuanceCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtIssuanceCosts" xml:lang="en-US" id="label_DebtIssuanceCosts"> Debt Issuance Cost </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtIssuanceCosts" xlink:to="label_DebtIssuanceCosts" xlink:title="label: DebtIssuanceCosts to label_DebtIssuanceCosts" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtIssuanceCosts_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtIssuanceCosts" xml:lang="en-US" id="label_DebtIssuanceCosts_2"> Debt issuance costs </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtIssuanceCosts" xlink:to="label_DebtIssuanceCosts_2" xlink:title="label: DebtIssuanceCosts to label_DebtIssuanceCosts" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="DebtInstrumentNameDomain" xlink:title="DebtInstrumentNameDomain"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentNameDomain" xml:lang="en-US" id="label_DebtInstrumentNameDomain"> Debt Instrument, Name [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentNameDomain" xlink:to="label_DebtInstrumentNameDomain" xlink:title="label: DebtInstrumentNameDomain to label_DebtInstrumentNameDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentIncreaseAdditionalBorrowings" xlink:label="DebtInstrumentIncreaseAdditionalBorrowings" xlink:title="DebtInstrumentIncreaseAdditionalBorrowings"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentIncreaseAdditionalBorrowings" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentIncreaseAdditionalBorrowings" xml:lang="en-US" id="label_DebtInstrumentIncreaseAdditionalBorrowings"> Amount borrowed </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentIncreaseAdditionalBorrowings" xlink:to="label_DebtInstrumentIncreaseAdditionalBorrowings" xlink:title="label: DebtInstrumentIncreaseAdditionalBorrowings to label_DebtInstrumentIncreaseAdditionalBorrowings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentIncreaseAdditionalBorrowings_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentIncreaseAdditionalBorrowings" xml:lang="en-US" id="label_DebtInstrumentIncreaseAdditionalBorrowings_2"> Debt Instrument, Increase, Additional Borrowings </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentIncreaseAdditionalBorrowings" xlink:to="label_DebtInstrumentIncreaseAdditionalBorrowings_2" xlink:title="label: DebtInstrumentIncreaseAdditionalBorrowings to label_DebtInstrumentIncreaseAdditionalBorrowings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentIncreaseAdditionalBorrowings_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DebtInstrumentIncreaseAdditionalBorrowings" xml:lang="en-US" id="label_DebtInstrumentIncreaseAdditionalBorrowings_3"> Additional amount available under loan facilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentIncreaseAdditionalBorrowings" xlink:to="label_DebtInstrumentIncreaseAdditionalBorrowings_3" xlink:title="label: DebtInstrumentIncreaseAdditionalBorrowings to label_DebtInstrumentIncreaseAdditionalBorrowings" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscount" xlink:label="DebtInstrumentUnamortizedDiscount" xlink:title="DebtInstrumentUnamortizedDiscount"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentUnamortizedDiscount" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DebtInstrumentUnamortizedDiscount" xml:lang="en-US" id="label_DebtInstrumentUnamortizedDiscount"> Unamortized discount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentUnamortizedDiscount" xlink:to="label_DebtInstrumentUnamortizedDiscount" xlink:title="label: DebtInstrumentUnamortizedDiscount to label_DebtInstrumentUnamortizedDiscount" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentUnamortizedDiscount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentUnamortizedDiscount" xml:lang="en-US" id="label_DebtInstrumentUnamortizedDiscount_2"> Debt Instrument, Unamortized Discount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentUnamortizedDiscount" xlink:to="label_DebtInstrumentUnamortizedDiscount_2" xlink:title="label: DebtInstrumentUnamortizedDiscount to label_DebtInstrumentUnamortizedDiscount" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtCurrent" xlink:label="DebtCurrent" xlink:title="DebtCurrent"/>
<link:label xlink:type="resource" xlink:label="label_DebtCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtCurrent" xml:lang="en-US" id="label_DebtCurrent"> Debt, Current </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCurrent" xlink:to="label_DebtCurrent" xlink:title="label: DebtCurrent to label_DebtCurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtCurrent_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtCurrent" xml:lang="en-US" id="label_DebtCurrent_2"> Short-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCurrent" xlink:to="label_DebtCurrent_2" xlink:title="label: DebtCurrent to label_DebtCurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtCurrent_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_DebtCurrent" xml:lang="en-US" id="label_DebtCurrent_3"> Total short-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtCurrent" xlink:to="label_DebtCurrent_3" xlink:title="label: DebtCurrent to label_DebtCurrent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="DebtInstrumentInterestRateStatedPercentage" xlink:title="DebtInstrumentInterestRateStatedPercentage"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentInterestRateStatedPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US" id="label_DebtInstrumentInterestRateStatedPercentage"> Debt Instrument, Interest Rate, Stated Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="label_DebtInstrumentInterestRateStatedPercentage" xlink:title="label: DebtInstrumentInterestRateStatedPercentage to label_DebtInstrumentInterestRateStatedPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentInterestRateStatedPercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US" id="label_DebtInstrumentInterestRateStatedPercentage_2"> Stated interest rate (as a percent) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="label_DebtInstrumentInterestRateStatedPercentage_2" xlink:title="label: DebtInstrumentInterestRateStatedPercentage to label_DebtInstrumentInterestRateStatedPercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentInterestRateStatedPercentage_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US" id="label_DebtInstrumentInterestRateStatedPercentage_3"> Interest rate on debt instrument (as a percent) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentInterestRateStatedPercentage" xlink:to="label_DebtInstrumentInterestRateStatedPercentage_3" xlink:title="label: DebtInstrumentInterestRateStatedPercentage to label_DebtInstrumentInterestRateStatedPercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="DebtInstrumentsAbstract" xlink:title="DebtInstrumentsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_DebtInstrumentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtInstrumentsAbstract" xml:lang="en-US" id="label_DebtInstrumentsAbstract"> Long-Term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentsAbstract" xlink:to="label_DebtInstrumentsAbstract" xlink:title="label: DebtInstrumentsAbstract to label_DebtInstrumentsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredFinanceCostsNet" xlink:label="DeferredFinanceCostsNet" xlink:title="DeferredFinanceCostsNet"/>
<link:label xlink:type="resource" xlink:label="label_DeferredFinanceCostsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredFinanceCostsNet" xml:lang="en-US" id="label_DeferredFinanceCostsNet"> Deferred Finance Costs, Net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFinanceCostsNet" xlink:to="label_DeferredFinanceCostsNet" xlink:title="label: DeferredFinanceCostsNet to label_DeferredFinanceCostsNet" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DeferredFinanceCostsNet_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredFinanceCostsNet" xml:lang="en-US" id="label_DeferredFinanceCostsNet_2"> Debt issuance costs, net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredFinanceCostsNet" xlink:to="label_DeferredFinanceCostsNet_2" xlink:title="label: DeferredFinanceCostsNet to label_DeferredFinanceCostsNet" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredRevenueAndCredits" xlink:label="DeferredRevenueAndCredits" xlink:title="DeferredRevenueAndCredits"/>
<link:label xlink:type="resource" xlink:label="label_DeferredRevenueAndCredits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredRevenueAndCredits" xml:lang="en-US" id="label_DeferredRevenueAndCredits"> Deferred Revenue and Credits </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredRevenueAndCredits" xlink:to="label_DeferredRevenueAndCredits" xlink:title="label: DeferredRevenueAndCredits to label_DeferredRevenueAndCredits" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DeferredRevenueAndCredits_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredRevenueAndCredits" xml:lang="en-US" id="label_DeferredRevenueAndCredits_2"> Deferred income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredRevenueAndCredits" xlink:to="label_DeferredRevenueAndCredits_2" xlink:title="label: DeferredRevenueAndCredits to label_DeferredRevenueAndCredits" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:label="DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:title="DepositLiabilitiesCollateralIssuedFinancialInstruments"/>
<link:label xlink:type="resource" xlink:label="label_DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DepositLiabilitiesCollateralIssuedFinancialInstruments" xml:lang="en-US" id="label_DepositLiabilitiesCollateralIssuedFinancialInstruments"> Collateral on deposit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:to="label_DepositLiabilitiesCollateralIssuedFinancialInstruments" xlink:title="label: DepositLiabilitiesCollateralIssuedFinancialInstruments to label_DepositLiabilitiesCollateralIssuedFinancialInstruments" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="DepreciationNonproduction" xlink:title="DepreciationNonproduction"/>
<link:label xlink:type="resource" xlink:label="label_DepreciationNonproduction" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DepreciationNonproduction" xml:lang="en-US" id="label_DepreciationNonproduction"> Depreciation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepreciationNonproduction" xlink:to="label_DepreciationNonproduction" xlink:title="label: DepreciationNonproduction to label_DepreciationNonproduction" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation" xlink:label="Depreciation" xlink:title="Depreciation"/>
<link:label xlink:type="resource" xlink:label="label_Depreciation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Depreciation" xml:lang="en-US" id="label_Depreciation"> Depreciation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Depreciation" xlink:to="label_Depreciation" xlink:title="label: Depreciation to label_Depreciation" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_Depreciation_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_Depreciation" xml:lang="en-US" id="label_Depreciation_2"> Depreciation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Depreciation" xlink:to="label_Depreciation_2" xlink:title="label: Depreciation to label_Depreciation" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="DerivativeInstrumentRiskAxis" xlink:title="DerivativeInstrumentRiskAxis"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeInstrumentRiskAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeInstrumentRiskAxis" xml:lang="en-US" id="label_DerivativeInstrumentRiskAxis"> Derivative Instrument Risk [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeInstrumentRiskAxis" xlink:to="label_DerivativeInstrumentRiskAxis" xlink:title="label: DerivativeInstrumentRiskAxis to label_DerivativeInstrumentRiskAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="DerivativeAssets" xlink:title="DerivativeAssets"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeAssets" xml:lang="en-US" id="label_DerivativeAssets"> Derivative Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeAssets" xlink:to="label_DerivativeAssets" xlink:title="label: DerivativeAssets to label_DerivativeAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeAssets_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeAssets" xml:lang="en-US" id="label_DerivativeAssets_2"> Derivative assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeAssets" xlink:to="label_DerivativeAssets_2" xlink:title="label: DerivativeAssets to label_DerivativeAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeAssets_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DerivativeAssets" xml:lang="en-US" id="label_DerivativeAssets_3"> Derivative instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeAssets" xlink:to="label_DerivativeAssets_3" xlink:title="label: DerivativeAssets to label_DerivativeAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="DerivativeLineItems" xlink:title="DerivativeLineItems"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeLineItems" xml:lang="en-US" id="label_DerivativeLineItems"> Derivative [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeLineItems" xlink:to="label_DerivativeLineItems" xlink:title="label: DerivativeLineItems to label_DerivativeLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeLineItems" xml:lang="en-US" id="label_DerivativeLineItems_2"> Derivative Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeLineItems" xlink:to="label_DerivativeLineItems_2" xlink:title="label: DerivativeLineItems to label_DerivativeLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:title="DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xml:lang="en-US" id="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"> Derivative Instruments and Hedging Activities Disclosure [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:to="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:title="label: DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock to label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xml:lang="en-US" id="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_2"> Derivative Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:to="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_2" xlink:title="label: DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock to label_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure" xlink:label="DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure" xlink:title="DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure" xml:lang="en-US" id="label_DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure"> Derivative liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure" xlink:to="label_DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure" xlink:title="label: DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure to label_DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="DerivativeLiabilities" xlink:title="DerivativeLiabilities"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeLiabilities" xml:lang="en-US" id="label_DerivativeLiabilities"> Derivative Liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeLiabilities" xlink:to="label_DerivativeLiabilities" xlink:title="label: DerivativeLiabilities to label_DerivativeLiabilities" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeLiabilities_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DerivativeLiabilities" xml:lang="en-US" id="label_DerivativeLiabilities_2"> Derivative instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeLiabilities" xlink:to="label_DerivativeLiabilities_2" xlink:title="label: DerivativeLiabilities to label_DerivativeLiabilities" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeLiabilities_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeLiabilities" xml:lang="en-US" id="label_DerivativeLiabilities_3"> Derivative liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeLiabilities" xlink:to="label_DerivativeLiabilities_3" xlink:title="label: DerivativeLiabilities to label_DerivativeLiabilities" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeTable" xlink:label="DerivativeTable" xlink:title="DerivativeTable"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeTable" xml:lang="en-US" id="label_DerivativeTable"> Derivative [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeTable" xlink:to="label_DerivativeTable" xlink:title="label: DerivativeTable to label_DerivativeTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:title="DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xml:lang="en-US" id="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"> Derivative Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:to="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:title="label: DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract to label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xml:lang="en-US" id="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_2"> Derivative Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:to="label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_2" xlink:title="label: DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract to label_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="DerivativeContractTypeDomain" xlink:title="DerivativeContractTypeDomain"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeContractTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeContractTypeDomain" xml:lang="en-US" id="label_DerivativeContractTypeDomain"> Derivative Contract Type [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeContractTypeDomain" xlink:to="label_DerivativeContractTypeDomain" xlink:title="label: DerivativeContractTypeDomain to label_DerivativeContractTypeDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeNetLiabilityPositionAggregateFairValue" xlink:label="DerivativeNetLiabilityPositionAggregateFairValue" xlink:title="DerivativeNetLiabilityPositionAggregateFairValue"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeNetLiabilityPositionAggregateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativeNetLiabilityPositionAggregateFairValue" xml:lang="en-US" id="label_DerivativeNetLiabilityPositionAggregateFairValue"> Derivative, Net Liability Position, Aggregate Fair Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeNetLiabilityPositionAggregateFairValue" xlink:to="label_DerivativeNetLiabilityPositionAggregateFairValue" xlink:title="label: DerivativeNetLiabilityPositionAggregateFairValue to label_DerivativeNetLiabilityPositionAggregateFairValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativeNetLiabilityPositionAggregateFairValue_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DerivativeNetLiabilityPositionAggregateFairValue" xml:lang="en-US" id="label_DerivativeNetLiabilityPositionAggregateFairValue_2"> Aggregate fair value of interest rate swaps with rating triggers that were in net liability position </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativeNetLiabilityPositionAggregateFairValue" xlink:to="label_DerivativeNetLiabilityPositionAggregateFairValue_2" xlink:title="label: DerivativeNetLiabilityPositionAggregateFairValue to label_DerivativeNetLiabilityPositionAggregateFairValue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativesPolicyTextBlock" xlink:label="DerivativesPolicyTextBlock" xlink:title="DerivativesPolicyTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_DerivativesPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DerivativesPolicyTextBlock" xml:lang="en-US" id="label_DerivativesPolicyTextBlock"> Derivatives, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativesPolicyTextBlock" xlink:to="label_DerivativesPolicyTextBlock" xlink:title="label: DerivativesPolicyTextBlock to label_DerivativesPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DerivativesPolicyTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DerivativesPolicyTextBlock" xml:lang="en-US" id="label_DerivativesPolicyTextBlock_2"> Derivative Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DerivativesPolicyTextBlock" xlink:to="label_DerivativesPolicyTextBlock_2" xlink:title="label: DerivativesPolicyTextBlock to label_DerivativesPolicyTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCreditDerivativesTextBlock" xlink:label="DisclosureOfCreditDerivativesTextBlock" xlink:title="DisclosureOfCreditDerivativesTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_DisclosureOfCreditDerivativesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DisclosureOfCreditDerivativesTextBlock" xml:lang="en-US" id="label_DisclosureOfCreditDerivativesTextBlock"> Schedule of notional amounts of derivative instruments having rating triggers </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCreditDerivativesTextBlock" xlink:to="label_DisclosureOfCreditDerivativesTextBlock" xlink:title="label: DisclosureOfCreditDerivativesTextBlock to label_DisclosureOfCreditDerivativesTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_DisclosureOfCreditDerivativesTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfCreditDerivativesTextBlock" xml:lang="en-US" id="label_DisclosureOfCreditDerivativesTextBlock_2"> Disclosure of Credit Derivatives [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCreditDerivativesTextBlock" xlink:to="label_DisclosureOfCreditDerivativesTextBlock_2" xlink:title="label: DisclosureOfCreditDerivativesTextBlock to label_DisclosureOfCreditDerivativesTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain"/>
<link:label xlink:type="resource" xlink:label="label_EquityComponentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityComponentDomain" xml:lang="en-US" id="label_EquityComponentDomain"> Equity Component [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityComponentDomain" xlink:to="label_EquityComponentDomain" xlink:title="label: EquityComponentDomain to label_EquityComponentDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="EstimateOfFairValueFairValueDisclosureMember" xlink:title="EstimateOfFairValueFairValueDisclosureMember"/>
<link:label xlink:type="resource" xlink:label="label_EstimateOfFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US" id="label_EstimateOfFairValueFairValueDisclosureMember"> Estimate of Fair Value, Fair Value Disclosure [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EstimateOfFairValueFairValueDisclosureMember" xlink:to="label_EstimateOfFairValueFairValueDisclosureMember" xlink:title="label: EstimateOfFairValueFairValueDisclosureMember to label_EstimateOfFairValueFairValueDisclosureMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_EstimateOfFairValueFairValueDisclosureMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US" id="label_EstimateOfFairValueFairValueDisclosureMember_2"> Fair value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EstimateOfFairValueFairValueDisclosureMember" xlink:to="label_EstimateOfFairValueFairValueDisclosureMember_2" xlink:title="label: EstimateOfFairValueFairValueDisclosureMember to label_EstimateOfFairValueFairValueDisclosureMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis"/>
<link:label xlink:type="resource" xlink:label="label_FairValueByMeasurementFrequencyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByMeasurementFrequencyAxis" xml:lang="en-US" id="label_FairValueByMeasurementFrequencyAxis"> Measurement Frequency [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="label_FairValueByMeasurementFrequencyAxis" xlink:title="label: FairValueByMeasurementFrequencyAxis to label_FairValueByMeasurementFrequencyAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis"/>
<link:label xlink:type="resource" xlink:label="label_FairValueByFairValueHierarchyLevelAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US" id="label_FairValueByFairValueHierarchyLevelAxis"> Fair Value, Hierarchy [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="label_FairValueByFairValueHierarchyLevelAxis" xlink:title="label: FairValueByFairValueHierarchyLevelAxis to label_FairValueByFairValueHierarchyLevelAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsRecurringMember"> Fair Value, Measurements, Recurring [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsRecurringMember" xlink:to="label_FairValueMeasurementsRecurringMember" xlink:title="label: FairValueMeasurementsRecurringMember to label_FairValueMeasurementsRecurringMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsRecurringMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsRecurringMember_2"> Recurring basis </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsRecurringMember" xlink:to="label_FairValueMeasurementsRecurringMember_2" xlink:title="label: FairValueMeasurementsRecurringMember to label_FairValueMeasurementsRecurringMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:label="FairValueMeasurementPolicyPolicyTextBlock" xlink:title="FairValueMeasurementPolicyPolicyTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementPolicyPolicyTextBlock" xml:lang="en-US" id="label_FairValueMeasurementPolicyPolicyTextBlock"> Fair Value Measurement, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementPolicyPolicyTextBlock" xlink:to="label_FairValueMeasurementPolicyPolicyTextBlock" xlink:title="label: FairValueMeasurementPolicyPolicyTextBlock to label_FairValueMeasurementPolicyPolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementPolicyPolicyTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueMeasurementPolicyPolicyTextBlock" xml:lang="en-US" id="label_FairValueMeasurementPolicyPolicyTextBlock_2"> Fair Value Measurement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementPolicyPolicyTextBlock" xlink:to="label_FairValueMeasurementPolicyPolicyTextBlock_2" xlink:title="label: FairValueMeasurementPolicyPolicyTextBlock to label_FairValueMeasurementPolicyPolicyTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain" xlink:title="FairValueMeasurementFrequencyDomain"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementFrequencyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementFrequencyDomain" xml:lang="en-US" id="label_FairValueMeasurementFrequencyDomain"> Fair Value, Measurement Frequency [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementFrequencyDomain" xlink:to="label_FairValueMeasurementFrequencyDomain" xlink:title="label: FairValueMeasurementFrequencyDomain to label_FairValueMeasurementFrequencyDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"> Fair Value Measurements, Recurring and Nonrecurring [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueOfAssetsAcquired" xlink:label="FairValueOfAssetsAcquired" xlink:title="FairValueOfAssetsAcquired"/>
<link:label xlink:type="resource" xlink:label="label_FairValueOfAssetsAcquired" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOfAssetsAcquired" xml:lang="en-US" id="label_FairValueOfAssetsAcquired"> Fair Value of Assets Acquired </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfAssetsAcquired" xlink:to="label_FairValueOfAssetsAcquired" xlink:title="label: FairValueOfAssetsAcquired to label_FairValueOfAssetsAcquired" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueOfAssetsAcquired_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOfAssetsAcquired" xml:lang="en-US" id="label_FairValueOfAssetsAcquired_2"> Fair value of foreclosed assets applied as repayment of loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfAssetsAcquired" xlink:to="label_FairValueOfAssetsAcquired_2" xlink:title="label: FairValueOfAssetsAcquired to label_FairValueOfAssetsAcquired" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US" id="label_FairValueMeasurementsFairValueHierarchyDomain"> Fair Value, Measurements, Fair Value Hierarchy [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:title="label: FairValueMeasurementsFairValueHierarchyDomain to label_FairValueMeasurementsFairValueHierarchyDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"> Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2"> Fair value of assets and liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract"/>
<link:label xlink:type="resource" xlink:label="label_FairValueDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueDisclosuresAbstract" xml:lang="en-US" id="label_FairValueDisclosuresAbstract"> Fair Value Measurement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresAbstract" xlink:to="label_FairValueDisclosuresAbstract" xlink:title="label: FairValueDisclosuresAbstract to label_FairValueDisclosuresAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="FairValueMeasurementsNonrecurringMember" xlink:title="FairValueMeasurementsNonrecurringMember"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsNonrecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsNonrecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsNonrecurringMember"> Fair Value, Measurements, Nonrecurring [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsNonrecurringMember" xlink:to="label_FairValueMeasurementsNonrecurringMember" xlink:title="label: FairValueMeasurementsNonrecurringMember to label_FairValueMeasurementsNonrecurringMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsNonrecurringMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueMeasurementsNonrecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsNonrecurringMember_2"> Non-recurring basis </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsNonrecurringMember" xlink:to="label_FairValueMeasurementsNonrecurringMember_2" xlink:title="label: FairValueMeasurementsNonrecurringMember to label_FairValueMeasurementsNonrecurringMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
<link:label xlink:type="resource" xlink:label="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xml:lang="en-US" id="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"> Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:title="label: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xml:lang="en-US" id="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_2"> Fair value of Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_2" xlink:title="label: FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems to label_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:label="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:title="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xml:lang="en-US" id="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock"> Fair Value Measurements, Nonrecurring [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:title="label: FairValueAssetsMeasuredOnNonrecurringBasisTextBlock to label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xml:lang="en-US" id="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_2"> Schedule of carrying/fair value of the related individual assets and the total losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_2" xlink:title="label: FairValueAssetsMeasuredOnNonrecurringBasisTextBlock to label_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:label="FairValueOfFinancialInstrumentsPolicy" xlink:title="FairValueOfFinancialInstrumentsPolicy"/>
<link:label xlink:type="resource" xlink:label="label_FairValueOfFinancialInstrumentsPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueOfFinancialInstrumentsPolicy" xml:lang="en-US" id="label_FairValueOfFinancialInstrumentsPolicy"> Fair Value of Financial Instruments, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfFinancialInstrumentsPolicy" xlink:to="label_FairValueOfFinancialInstrumentsPolicy" xlink:title="label: FairValueOfFinancialInstrumentsPolicy to label_FairValueOfFinancialInstrumentsPolicy" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueOfFinancialInstrumentsPolicy_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueOfFinancialInstrumentsPolicy" xml:lang="en-US" id="label_FairValueOfFinancialInstrumentsPolicy_2"> Fair Value of Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfFinancialInstrumentsPolicy" xlink:to="label_FairValueOfFinancialInstrumentsPolicy_2" xlink:title="label: FairValueOfFinancialInstrumentsPolicy to label_FairValueOfFinancialInstrumentsPolicy" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="FairValueByBalanceSheetGroupingTextBlock" xlink:title="FairValueByBalanceSheetGroupingTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FairValueByBalanceSheetGroupingTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByBalanceSheetGroupingTextBlock" xml:lang="en-US" id="label_FairValueByBalanceSheetGroupingTextBlock"> Fair Value, by Balance Sheet Grouping [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingTextBlock" xlink:to="label_FairValueByBalanceSheetGroupingTextBlock" xlink:title="label: FairValueByBalanceSheetGroupingTextBlock to label_FairValueByBalanceSheetGroupingTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueByBalanceSheetGroupingTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueByBalanceSheetGroupingTextBlock" xml:lang="en-US" id="label_FairValueByBalanceSheetGroupingTextBlock_2"> Schedule of carrying and fair values for the entity's financial instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingTextBlock" xlink:to="label_FairValueByBalanceSheetGroupingTextBlock_2" xlink:title="label: FairValueByBalanceSheetGroupingTextBlock to label_FairValueByBalanceSheetGroupingTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="FairValueDisclosureItemAmountsDomain" xlink:title="FairValueDisclosureItemAmountsDomain"/>
<link:label xlink:type="resource" xlink:label="label_FairValueDisclosureItemAmountsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueDisclosureItemAmountsDomain" xml:lang="en-US" id="label_FairValueDisclosureItemAmountsDomain"> Fair Value, Disclosure Item Amounts [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosureItemAmountsDomain" xlink:to="label_FairValueDisclosureItemAmountsDomain" xlink:title="label: FairValueDisclosureItemAmountsDomain to label_FairValueDisclosureItemAmountsDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="FairValueByBalanceSheetGroupingTable" xlink:title="FairValueByBalanceSheetGroupingTable"/>
<link:label xlink:type="resource" xlink:label="label_FairValueByBalanceSheetGroupingTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByBalanceSheetGroupingTable" xml:lang="en-US" id="label_FairValueByBalanceSheetGroupingTable"> Fair Value, by Balance Sheet Grouping [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingTable" xlink:to="label_FairValueByBalanceSheetGroupingTable" xlink:title="label: FairValueByBalanceSheetGroupingTable to label_FairValueByBalanceSheetGroupingTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:label="FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:title="FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis"/>
<link:label xlink:type="resource" xlink:label="label_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xml:lang="en-US" id="label_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis"> Fair Value, by Balance Sheet Grouping, Disclosure Item Amounts [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:to="label_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" xlink:title="label: FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis to label_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="FairValueInputsLevel3Member" xlink:title="FairValueInputsLevel3Member"/>
<link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel3Member" xml:lang="en-US" id="label_FairValueInputsLevel3Member"> Fair Value, Inputs, Level 3 [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="label_FairValueInputsLevel3Member" xlink:title="label: FairValueInputsLevel3Member to label_FairValueInputsLevel3Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel3Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueInputsLevel3Member" xml:lang="en-US" id="label_FairValueInputsLevel3Member_2"> Level 3 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel3Member" xlink:to="label_FairValueInputsLevel3Member_2" xlink:title="label: FairValueInputsLevel3Member to label_FairValueInputsLevel3Member" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member"/>
<link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel1Member" xml:lang="en-US" id="label_FairValueInputsLevel1Member"> Fair Value, Inputs, Level 1 [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="label_FairValueInputsLevel1Member" xlink:title="label: FairValueInputsLevel1Member to label_FairValueInputsLevel1Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel1Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueInputsLevel1Member" xml:lang="en-US" id="label_FairValueInputsLevel1Member_2"> Level 1 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="label_FairValueInputsLevel1Member_2" xlink:title="label: FairValueInputsLevel1Member to label_FairValueInputsLevel1Member" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member"/>
<link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel2Member" xml:lang="en-US" id="label_FairValueInputsLevel2Member"> Fair Value, Inputs, Level 2 [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="label_FairValueInputsLevel2Member" xlink:title="label: FairValueInputsLevel2Member to label_FairValueInputsLevel2Member" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel2Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueInputsLevel2Member" xml:lang="en-US" id="label_FairValueInputsLevel2Member_2"> Level 2 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel2Member" xlink:to="label_FairValueInputsLevel2Member_2" xlink:title="label: FairValueInputsLevel2Member to label_FairValueInputsLevel2Member" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:label="FairValueMeasurementInputsDisclosureTextBlock" xlink:title="FairValueMeasurementInputsDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementInputsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementInputsDisclosureTextBlock" xml:lang="en-US" id="label_FairValueMeasurementInputsDisclosureTextBlock"> Fair Value, Measurement Inputs, Disclosure [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementInputsDisclosureTextBlock" xlink:to="label_FairValueMeasurementInputsDisclosureTextBlock" xlink:title="label: FairValueMeasurementInputsDisclosureTextBlock to label_FairValueMeasurementInputsDisclosureTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FairValueMeasurementInputsDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueMeasurementInputsDisclosureTextBlock" xml:lang="en-US" id="label_FairValueMeasurementInputsDisclosureTextBlock_2"> Fair Value Measurement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementInputsDisclosureTextBlock" xlink:to="label_FairValueMeasurementInputsDisclosureTextBlock_2" xlink:title="label: FairValueMeasurementInputsDisclosureTextBlock to label_FairValueMeasurementInputsDisclosureTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="FeesAndCommissions" xlink:title="FeesAndCommissions"/>
<link:label xlink:type="resource" xlink:label="label_FeesAndCommissions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FeesAndCommissions" xml:lang="en-US" id="label_FeesAndCommissions"> Fee and other income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FeesAndCommissions" xlink:to="label_FeesAndCommissions" xlink:title="label: FeesAndCommissions to label_FeesAndCommissions" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FeesAndCommissions_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FeesAndCommissions" xml:lang="en-US" id="label_FeesAndCommissions_2"> Fees and Commissions </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FeesAndCommissions" xlink:to="label_FeesAndCommissions_2" xlink:title="label: FeesAndCommissions to label_FeesAndCommissions" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract"> Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="label: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_2"> Liabilities: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_2" xlink:title="label: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialGuaranteeMember" xlink:label="FinancialGuaranteeMember" xlink:title="FinancialGuaranteeMember"/>
<link:label xlink:type="resource" xlink:label="label_FinancialGuaranteeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialGuaranteeMember" xml:lang="en-US" id="label_FinancialGuaranteeMember"> Financial Guarantee [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialGuaranteeMember" xlink:to="label_FinancialGuaranteeMember" xlink:title="label: FinancialGuaranteeMember to label_FinancialGuaranteeMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancialGuaranteeMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialGuaranteeMember" xml:lang="en-US" id="label_FinancialGuaranteeMember_2"> Financial guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialGuaranteeMember" xlink:to="label_FinancialGuaranteeMember_2" xlink:title="label: FinancialGuaranteeMember to label_FinancialGuaranteeMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract"> Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="label: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_2"> Assets: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_2" xlink:title="label: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="FinancialInstrumentAxis" xlink:title="FinancialInstrumentAxis"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentAxis" xml:lang="en-US" id="label_FinancialInstrumentAxis"> Financial Instrument [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentAxis" xlink:to="label_FinancialInstrumentAxis" xlink:title="label: FinancialInstrumentAxis to label_FinancialInstrumentAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialStandbyLetterOfCreditMember" xlink:label="FinancialStandbyLetterOfCreditMember" xlink:title="FinancialStandbyLetterOfCreditMember"/>
<link:label xlink:type="resource" xlink:label="label_FinancialStandbyLetterOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialStandbyLetterOfCreditMember" xml:lang="en-US" id="label_FinancialStandbyLetterOfCreditMember"> Financial Standby Letter of Credit [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialStandbyLetterOfCreditMember" xlink:to="label_FinancialStandbyLetterOfCreditMember" xlink:title="label: FinancialStandbyLetterOfCreditMember to label_FinancialStandbyLetterOfCreditMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancialStandbyLetterOfCreditMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialStandbyLetterOfCreditMember" xml:lang="en-US" id="label_FinancialStandbyLetterOfCreditMember_2"> Letters of credit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialStandbyLetterOfCreditMember" xlink:to="label_FinancialStandbyLetterOfCreditMember_2" xlink:title="label: FinancialStandbyLetterOfCreditMember to label_FinancialStandbyLetterOfCreditMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentsDisclosureTextBlock" xlink:label="FinancialInstrumentsDisclosureTextBlock" xlink:title="FinancialInstrumentsDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialInstrumentsDisclosureTextBlock" xml:lang="en-US" id="label_FinancialInstrumentsDisclosureTextBlock"> Fair Value of Financial Instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsDisclosureTextBlock" xlink:to="label_FinancialInstrumentsDisclosureTextBlock" xlink:title="label: FinancialInstrumentsDisclosureTextBlock to label_FinancialInstrumentsDisclosureTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentsDisclosureTextBlock" xml:lang="en-US" id="label_FinancialInstrumentsDisclosureTextBlock_2"> Financial Instruments Disclosure [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsDisclosureTextBlock" xlink:to="label_FinancialInstrumentsDisclosureTextBlock_2" xlink:title="label: FinancialInstrumentsDisclosureTextBlock to label_FinancialInstrumentsDisclosureTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="FinancingReceivableRecordedInvestmentPastDueLineItems"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentPastDueLineItems" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentPastDueLineItems"> Financing Receivable, Recorded Investment, Past Due [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="label_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:title="label: FinancingReceivableRecordedInvestmentPastDueLineItems to label_FinancingReceivableRecordedInvestmentPastDueLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentPastDueLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentPastDueLineItems" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentPastDueLineItems_2"> Payment Status of Loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="label_FinancingReceivableRecordedInvestmentPastDueLineItems_2" xlink:title="label: FinancingReceivableRecordedInvestmentPastDueLineItems to label_FinancingReceivableRecordedInvestmentPastDueLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonaccrualStatus"> Financing Receivable, Recorded Investment, Nonaccrual Status </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="label_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:title="label: FinancingReceivableRecordedInvestmentNonaccrualStatus to label_FinancingReceivableRecordedInvestmentNonaccrualStatus" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentNonaccrualStatus_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentNonaccrualStatus_2"> Non-accrual loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="label_FinancingReceivableRecordedInvestmentNonaccrualStatus_2" xlink:title="label: FinancingReceivableRecordedInvestmentNonaccrualStatus to label_FinancingReceivableRecordedInvestmentNonaccrualStatus" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingDomain" xlink:label="FinancingDomain" xlink:title="FinancingDomain"/>
<link:label xlink:type="resource" xlink:label="label_FinancingDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingDomain" xml:lang="en-US" id="label_FinancingDomain"> Financing [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingDomain" xlink:to="label_FinancingDomain" xlink:title="label: FinancingDomain to label_FinancingDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="FinancingReceivableAllowanceForCreditLossesLineItems"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableAllowanceForCreditLossesLineItems" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesLineItems"> Financing Receivable, Allowance for Credit Losses [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="label_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:title="label: FinancingReceivableAllowanceForCreditLossesLineItems to label_FinancingReceivableAllowanceForCreditLossesLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableAllowanceForCreditLossesLineItems" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesLineItems_2"> Loan Loss Allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="label_FinancingReceivableAllowanceForCreditLossesLineItems_2" xlink:title="label: FinancingReceivableAllowanceForCreditLossesLineItems to label_FinancingReceivableAllowanceForCreditLossesLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"> Individually evaluated </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:title="label: FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 to label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_2"> Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_2" xlink:title="label: FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 to label_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="FinancingReceivableRecordedInvestmentLineItems" xlink:title="FinancingReceivableRecordedInvestmentLineItems"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentLineItems" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentLineItems"> Financing Receivable, Recorded Investment [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="label_FinancingReceivableRecordedInvestmentLineItems" xlink:title="label: FinancingReceivableRecordedInvestmentLineItems to label_FinancingReceivableRecordedInvestmentLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentLineItems" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentLineItems_2"> Credit Quality </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentLineItems" xlink:to="label_FinancingReceivableRecordedInvestmentLineItems_2" xlink:title="label: FinancingReceivableRecordedInvestmentLineItems to label_FinancingReceivableRecordedInvestmentLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="FinancingReceivablesTextBlock" xlink:title="FinancingReceivablesTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivablesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivablesTextBlock" xml:lang="en-US" id="label_FinancingReceivablesTextBlock"> Financing Receivables [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesTextBlock" xlink:to="label_FinancingReceivablesTextBlock" xlink:title="label: FinancingReceivablesTextBlock to label_FinancingReceivablesTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivablesTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivablesTextBlock" xml:lang="en-US" id="label_FinancingReceivablesTextBlock_2"> Loans and Commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesTextBlock" xlink:to="label_FinancingReceivablesTextBlock_2" xlink:title="label: FinancingReceivablesTextBlock to label_FinancingReceivablesTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:title="FinancingReceivableInformationByCreditQualityIndicatorAxis"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableInformationByCreditQualityIndicatorAxis" xml:lang="en-US" id="label_FinancingReceivableInformationByCreditQualityIndicatorAxis"> Credit Quality Indicator [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="label_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:title="label: FinancingReceivableInformationByCreditQualityIndicatorAxis to label_FinancingReceivableInformationByCreditQualityIndicatorAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="FinancingReceivableAllowanceForCreditLossesWriteOffs"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableAllowanceForCreditLossesWriteOffs" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesWriteOffs"> Charge-offs of allowance for loan losses applied against loan balances </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="label_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:title="label: FinancingReceivableAllowanceForCreditLossesWriteOffs to label_FinancingReceivableAllowanceForCreditLossesWriteOffs" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesWriteOffs_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableAllowanceForCreditLossesWriteOffs" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesWriteOffs_2"> Financing Receivable, Allowance for Credit Losses, Write-downs </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="label_FinancingReceivableAllowanceForCreditLossesWriteOffs_2" xlink:title="label: FinancingReceivableAllowanceForCreditLossesWriteOffs to label_FinancingReceivableAllowanceForCreditLossesWriteOffs" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:title="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"> Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:to="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:title="label: FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue to label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_2"> 90 days or more past due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:to="label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_2" xlink:title="label: FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue to label_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="FinancingReceivableAllowanceForCreditLossesRecovery"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableAllowanceForCreditLossesRecovery" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesRecovery"> Financing Receivable, Allowance for Credit Losses, Recovery </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="label_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:title="label: FinancingReceivableAllowanceForCreditLossesRecovery to label_FinancingReceivableAllowanceForCreditLossesRecovery" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesRecovery_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableAllowanceForCreditLossesRecovery" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesRecovery_2"> Recoveries of loans previously charged-off </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="label_FinancingReceivableAllowanceForCreditLossesRecovery_2" xlink:title="label: FinancingReceivableAllowanceForCreditLossesRecovery to label_FinancingReceivableAllowanceForCreditLossesRecovery" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="FinancingReceivableImpairedLineItems" xlink:title="FinancingReceivableImpairedLineItems"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableImpairedLineItems" xml:lang="en-US" id="label_FinancingReceivableImpairedLineItems"> Financing Receivable, Impaired [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="label_FinancingReceivableImpairedLineItems" xlink:title="label: FinancingReceivableImpairedLineItems to label_FinancingReceivableImpairedLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableImpairedLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableImpairedLineItems" xml:lang="en-US" id="label_FinancingReceivableImpairedLineItems_2"> Impaired Loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableImpairedLineItems" xlink:to="label_FinancingReceivableImpairedLineItems_2" xlink:title="label: FinancingReceivableImpairedLineItems to label_FinancingReceivableImpairedLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US" id="label_FinancingReceivableIndividuallyEvaluatedForImpairment"> Individually evaluated </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="label_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:title="label: FinancingReceivableIndividuallyEvaluatedForImpairment to label_FinancingReceivableIndividuallyEvaluatedForImpairment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableIndividuallyEvaluatedForImpairment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US" id="label_FinancingReceivableIndividuallyEvaluatedForImpairment_2"> Financing Receivable, Individually Evaluated for Impairment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="label_FinancingReceivableIndividuallyEvaluatedForImpairment_2" xlink:title="label: FinancingReceivableIndividuallyEvaluatedForImpairment to label_FinancingReceivableIndividuallyEvaluatedForImpairment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="FinancingReceivableByCreditQualityIndicatorDomain" xlink:title="FinancingReceivableByCreditQualityIndicatorDomain"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableByCreditQualityIndicatorDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableByCreditQualityIndicatorDomain" xml:lang="en-US" id="label_FinancingReceivableByCreditQualityIndicatorDomain"> Financing Receivable, by Credit Quality Indicator [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableByCreditQualityIndicatorDomain" xlink:to="label_FinancingReceivableByCreditQualityIndicatorDomain" xlink:title="label: FinancingReceivableByCreditQualityIndicatorDomain to label_FinancingReceivableByCreditQualityIndicatorDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="FinancingReceivableRecordedInvestmentCurrent" xlink:title="FinancingReceivableRecordedInvestmentCurrent"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentCurrent"> Financing Receivable, Recorded Investment, Current </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentCurrent" xlink:to="label_FinancingReceivableRecordedInvestmentCurrent" xlink:title="label: FinancingReceivableRecordedInvestmentCurrent to label_FinancingReceivableRecordedInvestmentCurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentCurrent_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentCurrent_2"> Current </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentCurrent" xlink:to="label_FinancingReceivableRecordedInvestmentCurrent_2" xlink:title="label: FinancingReceivableRecordedInvestmentCurrent to label_FinancingReceivableRecordedInvestmentCurrent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:title="FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xml:lang="en-US" id="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock"> Schedule of loan portfolio by risk rating category and member class based on available data </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:title="label: FinancingReceivableCreditQualityIndicatorsTableTextBlock to label_FinancingReceivableCreditQualityIndicatorsTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xml:lang="en-US" id="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock_2"> Financing Receivable Credit Quality Indicators [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="label_FinancingReceivableCreditQualityIndicatorsTableTextBlock_2" xlink:title="label: FinancingReceivableCreditQualityIndicatorsTableTextBlock to label_FinancingReceivableCreditQualityIndicatorsTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="FinancingReceivableRecordedInvestmentPastDue" xlink:title="FinancingReceivableRecordedInvestmentPastDue"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentPastDue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentPastDue"> Financing Receivable, Recorded Investment, Past Due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDue" xlink:to="label_FinancingReceivableRecordedInvestmentPastDue" xlink:title="label: FinancingReceivableRecordedInvestmentPastDue to label_FinancingReceivableRecordedInvestmentPastDue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableRecordedInvestmentPastDue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US" id="label_FinancingReceivableRecordedInvestmentPastDue_2"> Total past due </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableRecordedInvestmentPastDue" xlink:to="label_FinancingReceivableRecordedInvestmentPastDue_2" xlink:title="label: FinancingReceivableRecordedInvestmentPastDue to label_FinancingReceivableRecordedInvestmentPastDue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:label="FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:title="FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease"> Financing Receivable, Allowance for Credit Losses, Period Increase (Decrease) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:to="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:title="label: FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease to label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_2"> Recovery of (provision for) loan losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:to="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_2" xlink:title="label: FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease to label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_3"> Provision for (recovery of) loan losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:to="label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_3" xlink:title="label: FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease to label_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingAxis" xlink:label="FinancingAxis" xlink:title="FinancingAxis"/>
<link:label xlink:type="resource" xlink:label="label_FinancingAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingAxis" xml:lang="en-US" id="label_FinancingAxis"> Financing [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingAxis" xlink:to="label_FinancingAxis" xlink:title="label: FinancingAxis to label_FinancingAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US" id="label_FinancingReceivableCollectivelyEvaluatedForImpairment"> Collectively evaluated </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="label_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:title="label: FinancingReceivableCollectivelyEvaluatedForImpairment to label_FinancingReceivableCollectivelyEvaluatedForImpairment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableCollectivelyEvaluatedForImpairment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US" id="label_FinancingReceivableCollectivelyEvaluatedForImpairment_2"> Financing Receivable, Collectively Evaluated for Impairment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="label_FinancingReceivableCollectivelyEvaluatedForImpairment_2" xlink:title="label: FinancingReceivableCollectivelyEvaluatedForImpairment to label_FinancingReceivableCollectivelyEvaluatedForImpairment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"> Collectively evaluated </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:title="label: FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment to label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US" id="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_2"> Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_2" xlink:title="label: FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment to label_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ForeclosedAssets" xlink:label="ForeclosedAssets" xlink:title="ForeclosedAssets"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForeclosedAssets" xml:lang="en-US" id="label_ForeclosedAssets"> Repossessed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssets" xlink:to="label_ForeclosedAssets" xlink:title="label: ForeclosedAssets to label_ForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssets_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ForeclosedAssets" xml:lang="en-US" id="label_ForeclosedAssets_2"> Foreclosed assets, net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssets" xlink:to="label_ForeclosedAssets_2" xlink:title="label: ForeclosedAssets to label_ForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssets_3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_ForeclosedAssets" xml:lang="en-US" id="label_ForeclosedAssets_3"> Beginning balance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssets" xlink:to="label_ForeclosedAssets_3" xlink:title="label: ForeclosedAssets to label_ForeclosedAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssets_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_ForeclosedAssets" xml:lang="en-US" id="label_ForeclosedAssets_4"> Ending balance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssets" xlink:to="label_ForeclosedAssets_4" xlink:title="label: ForeclosedAssets to label_ForeclosedAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ForeclosedAssetsAbstract" xlink:label="ForeclosedAssetsAbstract" xlink:title="ForeclosedAssetsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_ForeclosedAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ForeclosedAssetsAbstract" xml:lang="en-US" id="label_ForeclosedAssetsAbstract"> Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ForeclosedAssetsAbstract" xlink:to="label_ForeclosedAssetsAbstract" xlink:title="label: ForeclosedAssetsAbstract to label_ForeclosedAssetsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnDerivativeInstrumentsNetPretax" xlink:label="GainLossOnDerivativeInstrumentsNetPretax" xlink:title="GainLossOnDerivativeInstrumentsNetPretax"/>
<link:label xlink:type="resource" xlink:label="label_GainLossOnDerivativeInstrumentsNetPretax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_GainLossOnDerivativeInstrumentsNetPretax" xml:lang="en-US" id="label_GainLossOnDerivativeInstrumentsNetPretax"> Derivative losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnDerivativeInstrumentsNetPretax" xlink:to="label_GainLossOnDerivativeInstrumentsNetPretax" xlink:title="label: GainLossOnDerivativeInstrumentsNetPretax to label_GainLossOnDerivativeInstrumentsNetPretax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GainLossOnDerivativeInstrumentsNetPretax_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GainLossOnDerivativeInstrumentsNetPretax" xml:lang="en-US" id="label_GainLossOnDerivativeInstrumentsNetPretax_2"> Derivative losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnDerivativeInstrumentsNetPretax" xlink:to="label_GainLossOnDerivativeInstrumentsNetPretax_2" xlink:title="label: GainLossOnDerivativeInstrumentsNetPretax to label_GainLossOnDerivativeInstrumentsNetPretax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GainLossOnDerivativeInstrumentsNetPretax_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainLossOnDerivativeInstrumentsNetPretax" xml:lang="en-US" id="label_GainLossOnDerivativeInstrumentsNetPretax_3"> Gain (Loss) on Derivative Instruments, Net, Pretax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnDerivativeInstrumentsNetPretax" xlink:to="label_GainLossOnDerivativeInstrumentsNetPretax_3" xlink:title="label: GainLossOnDerivativeInstrumentsNetPretax to label_GainLossOnDerivativeInstrumentsNetPretax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfDerivatives" xlink:label="GainLossOnSaleOfDerivatives" xlink:title="GainLossOnSaleOfDerivatives"/>
<link:label xlink:type="resource" xlink:label="label_GainLossOnSaleOfDerivatives" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GainLossOnSaleOfDerivatives" xml:lang="en-US" id="label_GainLossOnSaleOfDerivatives"> Derivative cash settlements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnSaleOfDerivatives" xlink:to="label_GainLossOnSaleOfDerivatives" xlink:title="label: GainLossOnSaleOfDerivatives to label_GainLossOnSaleOfDerivatives" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GainLossOnSaleOfDerivatives_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainLossOnSaleOfDerivatives" xml:lang="en-US" id="label_GainLossOnSaleOfDerivatives_2"> Gain (Loss) on Sale of Derivatives </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnSaleOfDerivatives" xlink:to="label_GainLossOnSaleOfDerivatives_2" xlink:title="label: GainLossOnSaleOfDerivatives to label_GainLossOnSaleOfDerivatives" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="GainsLossesOnExtinguishmentOfDebt" xlink:title="GainsLossesOnExtinguishmentOfDebt"/>
<link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainsLossesOnExtinguishmentOfDebt" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt"> Gains (Losses) on Extinguishment of Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt" xlink:title="label: GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GainsLossesOnExtinguishmentOfDebt" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt_2"> Loss on early extinguishment of debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt_2" xlink:title="label: GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GainsLossesOnExtinguishmentOfDebt_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GainsLossesOnExtinguishmentOfDebt" xml:lang="en-US" id="label_GainsLossesOnExtinguishmentOfDebt_3"> Loss on early extinguishment of debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainsLossesOnExtinguishmentOfDebt" xlink:to="label_GainsLossesOnExtinguishmentOfDebt_3" xlink:title="label: GainsLossesOnExtinguishmentOfDebt to label_GainsLossesOnExtinguishmentOfDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="GeneralAndAdministrativeExpense" xlink:title="GeneralAndAdministrativeExpense"/>
<link:label xlink:type="resource" xlink:label="label_GeneralAndAdministrativeExpense" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_GeneralAndAdministrativeExpense" xml:lang="en-US" id="label_GeneralAndAdministrativeExpense"> General and administrative expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralAndAdministrativeExpense" xlink:to="label_GeneralAndAdministrativeExpense" xlink:title="label: GeneralAndAdministrativeExpense to label_GeneralAndAdministrativeExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GeneralAndAdministrativeExpense_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GeneralAndAdministrativeExpense" xml:lang="en-US" id="label_GeneralAndAdministrativeExpense_2"> General and Administrative Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralAndAdministrativeExpense" xlink:to="label_GeneralAndAdministrativeExpense_2" xlink:title="label: GeneralAndAdministrativeExpense to label_GeneralAndAdministrativeExpense" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteeObligationsByNatureAxis" xlink:label="GuaranteeObligationsByNatureAxis" xlink:title="GuaranteeObligationsByNatureAxis"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsByNatureAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsByNatureAxis" xml:lang="en-US" id="label_GuaranteeObligationsByNatureAxis"> Guarantor Obligations, Nature [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsByNatureAxis" xlink:to="label_GuaranteeObligationsByNatureAxis" xlink:title="label: GuaranteeObligationsByNatureAxis to label_GuaranteeObligationsByNatureAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteeTypeOtherMember" xlink:label="GuaranteeTypeOtherMember" xlink:title="GuaranteeTypeOtherMember"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeTypeOtherMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeTypeOtherMember" xml:lang="en-US" id="label_GuaranteeTypeOtherMember"> Guarantee Type, Other [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeTypeOtherMember" xlink:to="label_GuaranteeTypeOtherMember" xlink:title="label: GuaranteeTypeOtherMember to label_GuaranteeTypeOtherMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeTypeOtherMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeTypeOtherMember" xml:lang="en-US" id="label_GuaranteeTypeOtherMember_2"> Other guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeTypeOtherMember" xlink:to="label_GuaranteeTypeOtherMember_2" xlink:title="label: GuaranteeTypeOtherMember to label_GuaranteeTypeOtherMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="GuaranteeObligationsNatureDomain" xlink:title="GuaranteeObligationsNatureDomain"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsNatureDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsNatureDomain" xml:lang="en-US" id="label_GuaranteeObligationsNatureDomain"> Guarantor Obligations, Nature [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsNatureDomain" xlink:to="label_GuaranteeObligationsNatureDomain" xlink:title="label: GuaranteeObligationsNatureDomain to label_GuaranteeObligationsNatureDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteeObligationsCurrentCarryingValue" xlink:label="GuaranteeObligationsCurrentCarryingValue" xlink:title="GuaranteeObligationsCurrentCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsCurrentCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsCurrentCarryingValue" xml:lang="en-US" id="label_GuaranteeObligationsCurrentCarryingValue"> Guarantor Obligations, Current Carrying Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsCurrentCarryingValue" xlink:to="label_GuaranteeObligationsCurrentCarryingValue" xlink:title="label: GuaranteeObligationsCurrentCarryingValue to label_GuaranteeObligationsCurrentCarryingValue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsCurrentCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeObligationsCurrentCarryingValue" xml:lang="en-US" id="label_GuaranteeObligationsCurrentCarryingValue_2"> Total </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsCurrentCarryingValue" xlink:to="label_GuaranteeObligationsCurrentCarryingValue_2" xlink:title="label: GuaranteeObligationsCurrentCarryingValue to label_GuaranteeObligationsCurrentCarryingValue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="GuaranteeObligationsLineItems" xlink:title="GuaranteeObligationsLineItems"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsLineItems" xml:lang="en-US" id="label_GuaranteeObligationsLineItems"> Guarantor Obligations [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsLineItems" xlink:to="label_GuaranteeObligationsLineItems" xlink:title="label: GuaranteeObligationsLineItems to label_GuaranteeObligationsLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeObligationsLineItems" xml:lang="en-US" id="label_GuaranteeObligationsLineItems_2"> Guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsLineItems" xlink:to="label_GuaranteeObligationsLineItems_2" xlink:title="label: GuaranteeObligationsLineItems to label_GuaranteeObligationsLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteeObligationsMaximumExposure" xlink:label="GuaranteeObligationsMaximumExposure" xlink:title="GuaranteeObligationsMaximumExposure"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsMaximumExposure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteeObligationsMaximumExposure" xml:lang="en-US" id="label_GuaranteeObligationsMaximumExposure"> Maximum potential exposure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsMaximumExposure" xlink:to="label_GuaranteeObligationsMaximumExposure" xlink:title="label: GuaranteeObligationsMaximumExposure to label_GuaranteeObligationsMaximumExposure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteeObligationsMaximumExposure_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteeObligationsMaximumExposure" xml:lang="en-US" id="label_GuaranteeObligationsMaximumExposure_2"> Guarantor Obligations, Maximum Exposure, Undiscounted </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteeObligationsMaximumExposure" xlink:to="label_GuaranteeObligationsMaximumExposure_2" xlink:title="label: GuaranteeObligationsMaximumExposure to label_GuaranteeObligationsMaximumExposure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteesAbstract" xlink:label="GuaranteesAbstract" xlink:title="GuaranteesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteesAbstract" xml:lang="en-US" id="label_GuaranteesAbstract"> Guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteesAbstract" xlink:to="label_GuaranteesAbstract" xlink:title="label: GuaranteesAbstract to label_GuaranteesAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteesFairValueDisclosure" xlink:label="GuaranteesFairValueDisclosure" xlink:title="GuaranteesFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteesFairValueDisclosure" xml:lang="en-US" id="label_GuaranteesFairValueDisclosure"> Guarantees, Fair Value Disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteesFairValueDisclosure" xlink:to="label_GuaranteesFairValueDisclosure" xlink:title="label: GuaranteesFairValueDisclosure to label_GuaranteesFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteesFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteesFairValueDisclosure" xml:lang="en-US" id="label_GuaranteesFairValueDisclosure_2"> Guarantee liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteesFairValueDisclosure" xlink:to="label_GuaranteesFairValueDisclosure_2" xlink:title="label: GuaranteesFairValueDisclosure to label_GuaranteesFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuaranteesTextBlock" xlink:label="GuaranteesTextBlock" xlink:title="GuaranteesTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuaranteesTextBlock" xml:lang="en-US" id="label_GuaranteesTextBlock"> Guarantees [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteesTextBlock" xlink:to="label_GuaranteesTextBlock" xlink:title="label: GuaranteesTextBlock to label_GuaranteesTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuaranteesTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuaranteesTextBlock" xml:lang="en-US" id="label_GuaranteesTextBlock_2"> Guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuaranteesTextBlock" xlink:to="label_GuaranteesTextBlock_2" xlink:title="label: GuaranteesTextBlock to label_GuaranteesTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GuarantyLiabilities" xlink:label="GuarantyLiabilities" xlink:title="GuarantyLiabilities"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GuarantyLiabilities" xml:lang="en-US" id="label_GuarantyLiabilities"> Guaranty Liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilities" xlink:to="label_GuarantyLiabilities" xlink:title="label: GuarantyLiabilities to label_GuarantyLiabilities" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_GuarantyLiabilities_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GuarantyLiabilities" xml:lang="en-US" id="label_GuarantyLiabilities_2"> Non-contingent guarantee liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GuarantyLiabilities" xlink:to="label_GuarantyLiabilities_2" xlink:title="label: GuarantyLiabilities to label_GuarantyLiabilities" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="HeldToMaturitySecurities" xlink:title="HeldToMaturitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_HeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_HeldToMaturitySecurities" xml:lang="en-US" id="label_HeldToMaturitySecurities"> Investment at cost </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HeldToMaturitySecurities" xlink:to="label_HeldToMaturitySecurities" xlink:title="label: HeldToMaturitySecurities to label_HeldToMaturitySecurities" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_HeldToMaturitySecurities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HeldToMaturitySecurities" xml:lang="en-US" id="label_HeldToMaturitySecurities_2"> Held-to-maturity Securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HeldToMaturitySecurities" xlink:to="label_HeldToMaturitySecurities_2" xlink:title="label: HeldToMaturitySecurities to label_HeldToMaturitySecurities" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="IntersegmentEliminationMember" xlink:title="IntersegmentEliminationMember"/>
<link:label xlink:type="resource" xlink:label="label_IntersegmentEliminationMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IntersegmentEliminationMember" xml:lang="en-US" id="label_IntersegmentEliminationMember"> Elimination </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IntersegmentEliminationMember" xlink:to="label_IntersegmentEliminationMember" xlink:title="label: IntersegmentEliminationMember to label_IntersegmentEliminationMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IntersegmentEliminationMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IntersegmentEliminationMember" xml:lang="en-US" id="label_IntersegmentEliminationMember_2"> Intersegment Elimination [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IntersegmentEliminationMember" xlink:to="label_IntersegmentEliminationMember_2" xlink:title="label: IntersegmentEliminationMember to label_IntersegmentEliminationMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:title="ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xml:lang="en-US" id="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract"> Impaired Financing Receivable, Interest Income, Accrual Method [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:to="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:title="label: ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract to label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xml:lang="en-US" id="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_2"> Interest income recognized </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:to="label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_2" xlink:title="label: ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract to label_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:title="ImpairedFinancingReceivableAverageRecordedInvestmentAbstract"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xml:lang="en-US" id="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract"> Impaired Financing Receivable, Average Recorded Investment [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:to="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestmentAbstract to label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xml:lang="en-US" id="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_2"> Average recorded investment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:to="label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_2" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestmentAbstract to label_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"> Impaired Financing Receivable, with Related Allowance, Recorded Investment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment to label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_2"> With a specific allowance recorded </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_2" xlink:title="label: ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment to label_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="ImpairedFinancingReceivableAverageRecordedInvestment"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableAverageRecordedInvestment"> Impaired Financing Receivable, Average Recorded Investment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestment to label_ImpairedFinancingReceivableAverageRecordedInvestment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableAverageRecordedInvestment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableAverageRecordedInvestment_2"> Total impaired loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableAverageRecordedInvestment_2" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestment to label_ImpairedFinancingReceivableAverageRecordedInvestment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="ImpairedFinancingReceivableRecordedInvestment" xlink:title="ImpairedFinancingReceivableRecordedInvestment"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableRecordedInvestment"> Impaired Financing Receivable, Recorded Investment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableRecordedInvestment to label_ImpairedFinancingReceivableRecordedInvestment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableRecordedInvestment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableRecordedInvestment_2"> Total impaired loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableRecordedInvestment_2" xlink:title="label: ImpairedFinancingReceivableRecordedInvestment to label_ImpairedFinancingReceivableRecordedInvestment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"> Impaired Financing Receivable, with No Related Allowance, Recorded Investment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:title="label: ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment to label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US" id="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_2"> With no specific allowance recorded </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_2" xlink:title="label: ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment to label_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="ImpairedFinancingReceivableRelatedAllowance" xlink:title="ImpairedFinancingReceivableRelatedAllowance"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableRelatedAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US" id="label_ImpairedFinancingReceivableRelatedAllowance"> Impaired Financing Receivable, Related Allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRelatedAllowance" xlink:to="label_ImpairedFinancingReceivableRelatedAllowance" xlink:title="label: ImpairedFinancingReceivableRelatedAllowance to label_ImpairedFinancingReceivableRelatedAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableRelatedAllowance_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US" id="label_ImpairedFinancingReceivableRelatedAllowance_2"> Related allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRelatedAllowance" xlink:to="label_ImpairedFinancingReceivableRelatedAllowance_2" xlink:title="label: ImpairedFinancingReceivableRelatedAllowance to label_ImpairedFinancingReceivableRelatedAllowance" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:title="ImpairedFinancingReceivableInterestIncomeAccrualMethod"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xml:lang="en-US" id="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod"> Impaired Financing Receivable, Interest Income, Accrual Method </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:to="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:title="label: ImpairedFinancingReceivableInterestIncomeAccrualMethod to label_ImpairedFinancingReceivableInterestIncomeAccrualMethod" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xml:lang="en-US" id="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod_2"> Interest impaired loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:to="label_ImpairedFinancingReceivableInterestIncomeAccrualMethod_2" xlink:title="label: ImpairedFinancingReceivableInterestIncomeAccrualMethod to label_ImpairedFinancingReceivableInterestIncomeAccrualMethod" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestmentAbstract" xlink:label="ImpairedFinancingReceivableRecordedInvestmentAbstract" xlink:title="ImpairedFinancingReceivableRecordedInvestmentAbstract"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableRecordedInvestmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ImpairedFinancingReceivableRecordedInvestmentAbstract" xml:lang="en-US" id="label_ImpairedFinancingReceivableRecordedInvestmentAbstract"> Impaired Financing Receivable, Recorded Investment [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRecordedInvestmentAbstract" xlink:to="label_ImpairedFinancingReceivableRecordedInvestmentAbstract" xlink:title="label: ImpairedFinancingReceivableRecordedInvestmentAbstract to label_ImpairedFinancingReceivableRecordedInvestmentAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ImpairedFinancingReceivableRecordedInvestmentAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ImpairedFinancingReceivableRecordedInvestmentAbstract" xml:lang="en-US" id="label_ImpairedFinancingReceivableRecordedInvestmentAbstract_2"> Recorded investment in individually-impaired loans and the related specific valuation allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRecordedInvestmentAbstract" xlink:to="label_ImpairedFinancingReceivableRecordedInvestmentAbstract_2" xlink:title="label: ImpairedFinancingReceivableRecordedInvestmentAbstract to label_ImpairedFinancingReceivableRecordedInvestmentAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract"/>
<link:label xlink:type="resource" xlink:label="label_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeStatementAbstract" xml:lang="en-US" id="label_IncomeStatementAbstract"> CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementAbstract" xlink:to="label_IncomeStatementAbstract" xlink:title="label: IncomeStatementAbstract to label_IncomeStatementAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncomeStatementAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeStatementAbstract" xml:lang="en-US" id="label_IncomeStatementAbstract_2"> Statement of operations: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementAbstract" xlink:to="label_IncomeStatementAbstract_2" xlink:title="label: IncomeStatementAbstract to label_IncomeStatementAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<link:label xlink:type="resource" xlink:label="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US" id="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"> Income (loss) prior to income taxes </link:label>
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<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_3" xlink:title="label: IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments to label_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit"/>
<link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncomeTaxExpenseBenefit" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit"> Income tax benefit (expense) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit" xlink:title="label: IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxExpenseBenefit" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit_2"> Income Tax Expense (Benefit) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit_2" xlink:title="label: IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit_3" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_IncomeTaxExpenseBenefit" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit_3"> Income tax (expense) benefit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit_3" xlink:title="label: IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="IncomeTaxesPaid" xlink:title="IncomeTaxesPaid"/>
<link:label xlink:type="resource" xlink:label="label_IncomeTaxesPaid" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxesPaid" xml:lang="en-US" id="label_IncomeTaxesPaid"> Cash paid for income taxes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesPaid" xlink:to="label_IncomeTaxesPaid" xlink:title="label: IncomeTaxesPaid to label_IncomeTaxesPaid" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncomeTaxesPaid_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxesPaid" xml:lang="en-US" id="label_IncomeTaxesPaid_2"> Income Taxes Paid </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesPaid" xlink:to="label_IncomeTaxesPaid_2" xlink:title="label: IncomeTaxesPaid to label_IncomeTaxesPaid" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="IncreaseDecreaseInOperatingCapitalAbstract"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingCapitalAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingCapitalAbstract"> Increase (Decrease) in Operating Capital [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="label_IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="label: IncreaseDecreaseInOperatingCapitalAbstract to label_IncreaseDecreaseInOperatingCapitalAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingCapitalAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingCapitalAbstract_2"> Changes in operating assets and liabilities: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="label_IncreaseDecreaseInOperatingCapitalAbstract_2" xlink:title="label: IncreaseDecreaseInOperatingCapitalAbstract to label_IncreaseDecreaseInOperatingCapitalAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="IncreaseDecreaseInOtherOperatingCapitalNet" xlink:title="IncreaseDecreaseInOtherOperatingCapitalNet"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOtherOperatingCapitalNet" xml:lang="en-US" id="label_IncreaseDecreaseInOtherOperatingCapitalNet"> Increase (Decrease) in Other Operating Assets and Liabilities, Net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingCapitalNet" xlink:to="label_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:title="label: IncreaseDecreaseInOtherOperatingCapitalNet to label_IncreaseDecreaseInOtherOperatingCapitalNet" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOtherOperatingCapitalNet_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInOtherOperatingCapitalNet" xml:lang="en-US" id="label_IncreaseDecreaseInOtherOperatingCapitalNet_2"> Other </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingCapitalNet" xlink:to="label_IncreaseDecreaseInOtherOperatingCapitalNet_2" xlink:title="label: IncreaseDecreaseInOtherOperatingCapitalNet to label_IncreaseDecreaseInOtherOperatingCapitalNet" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="IncreaseDecreaseInInterestPayableNet" xlink:title="IncreaseDecreaseInInterestPayableNet"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInterestPayableNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInInterestPayableNet" xml:lang="en-US" id="label_IncreaseDecreaseInInterestPayableNet"> Increase (Decrease) in Interest Payable, Net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInterestPayableNet" xlink:to="label_IncreaseDecreaseInInterestPayableNet" xlink:title="label: IncreaseDecreaseInInterestPayableNet to label_IncreaseDecreaseInInterestPayableNet" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInterestPayableNet_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInInterestPayableNet" xml:lang="en-US" id="label_IncreaseDecreaseInInterestPayableNet_2"> Accrued interest payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInterestPayableNet" xlink:to="label_IncreaseDecreaseInInterestPayableNet_2" xlink:title="label: IncreaseDecreaseInInterestPayableNet to label_IncreaseDecreaseInInterestPayableNet" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCash" xlink:label="IncreaseDecreaseInRestrictedCash" xlink:title="IncreaseDecreaseInRestrictedCash"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInRestrictedCash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInRestrictedCash" xml:lang="en-US" id="label_IncreaseDecreaseInRestrictedCash"> Increase (Decrease) in Restricted Cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInRestrictedCash" xlink:to="label_IncreaseDecreaseInRestrictedCash" xlink:title="label: IncreaseDecreaseInRestrictedCash to label_IncreaseDecreaseInRestrictedCash" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInRestrictedCash_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInRestrictedCash" xml:lang="en-US" id="label_IncreaseDecreaseInRestrictedCash_2"> Change in restricted cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInRestrictedCash" xlink:to="label_IncreaseDecreaseInRestrictedCash_2" xlink:title="label: IncreaseDecreaseInRestrictedCash to label_IncreaseDecreaseInRestrictedCash" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInReceivables" xlink:label="IncreaseDecreaseInReceivables" xlink:title="IncreaseDecreaseInReceivables"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInReceivables" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables"> Increase (Decrease) in Receivables </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables" xlink:title="label: IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReceivables_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInReceivables" xml:lang="en-US" id="label_IncreaseDecreaseInReceivables_2"> Accrued interest and other receivables </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReceivables" xlink:to="label_IncreaseDecreaseInReceivables_2" xlink:title="label: IncreaseDecreaseInReceivables to label_IncreaseDecreaseInReceivables" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="IncreaseDecreaseInStockholdersEquityRollForward"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInStockholdersEquityRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInStockholdersEquityRollForward" xml:lang="en-US" id="label_IncreaseDecreaseInStockholdersEquityRollForward"> Increase (Decrease) in Stockholders' Equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="label_IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="label: IncreaseDecreaseInStockholdersEquityRollForward to label_IncreaseDecreaseInStockholdersEquityRollForward" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInStockholdersEquityRollForward_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInStockholdersEquityRollForward" xml:lang="en-US" id="label_IncreaseDecreaseInStockholdersEquityRollForward_2"> Increase (Decrease) in Stockholders' Equity [Roll Forward] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="label_IncreaseDecreaseInStockholdersEquityRollForward_2" xlink:title="label: IncreaseDecreaseInStockholdersEquityRollForward to label_IncreaseDecreaseInStockholdersEquityRollForward" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndemnificationGuaranteeMember" xlink:label="IndemnificationGuaranteeMember" xlink:title="IndemnificationGuaranteeMember"/>
<link:label xlink:type="resource" xlink:label="label_IndemnificationGuaranteeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IndemnificationGuaranteeMember" xml:lang="en-US" id="label_IndemnificationGuaranteeMember"> Indemnification Agreement [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IndemnificationGuaranteeMember" xlink:to="label_IndemnificationGuaranteeMember" xlink:title="label: IndemnificationGuaranteeMember to label_IndemnificationGuaranteeMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_IndemnificationGuaranteeMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IndemnificationGuaranteeMember" xml:lang="en-US" id="label_IndemnificationGuaranteeMember_2"> Indemnifications of tax benefit transfers </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IndemnificationGuaranteeMember" xlink:to="label_IndemnificationGuaranteeMember_2" xlink:title="label: IndemnificationGuaranteeMember to label_IndemnificationGuaranteeMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndustryOfCounterpartyDomain" xlink:label="IndustryOfCounterpartyDomain" xlink:title="IndustryOfCounterpartyDomain"/>
<link:label xlink:type="resource" xlink:label="label_IndustryOfCounterpartyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IndustryOfCounterpartyDomain" xml:lang="en-US" id="label_IndustryOfCounterpartyDomain"> Industry of Counterparty [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IndustryOfCounterpartyDomain" xlink:to="label_IndustryOfCounterpartyDomain" xlink:title="label: IndustryOfCounterpartyDomain to label_IndustryOfCounterpartyDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="InterestPayableCurrentAndNoncurrent" xlink:title="InterestPayableCurrentAndNoncurrent"/>
<link:label xlink:type="resource" xlink:label="label_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestPayableCurrentAndNoncurrent" xml:lang="en-US" id="label_InterestPayableCurrentAndNoncurrent"> Interest Payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPayableCurrentAndNoncurrent" xlink:to="label_InterestPayableCurrentAndNoncurrent" xlink:title="label: InterestPayableCurrentAndNoncurrent to label_InterestPayableCurrentAndNoncurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestPayableCurrentAndNoncurrent_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestPayableCurrentAndNoncurrent" xml:lang="en-US" id="label_InterestPayableCurrentAndNoncurrent_2"> Accrued interest payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPayableCurrentAndNoncurrent" xlink:to="label_InterestPayableCurrentAndNoncurrent_2" xlink:title="label: InterestPayableCurrentAndNoncurrent to label_InterestPayableCurrentAndNoncurrent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpense" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_InterestExpense" xml:lang="en-US" id="label_InterestExpense"> Interest expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="label_InterestExpense" xlink:title="label: InterestExpense to label_InterestExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpense_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestExpense" xml:lang="en-US" id="label_InterestExpense_2"> Interest Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="label_InterestExpense_2" xlink:title="label: InterestExpense to label_InterestExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpense_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_InterestExpense" xml:lang="en-US" id="label_InterestExpense_3"> Total interest expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="label_InterestExpense_3" xlink:title="label: InterestExpense to label_InterestExpense" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="InterestExpenseAbstract" xlink:title="InterestExpenseAbstract"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestExpenseAbstract" xml:lang="en-US" id="label_InterestExpenseAbstract"> Interest Expense [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseAbstract" xlink:to="label_InterestExpenseAbstract" xlink:title="label: InterestExpenseAbstract to label_InterestExpenseAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpenseAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestExpenseAbstract" xml:lang="en-US" id="label_InterestExpenseAbstract_2"> Components of interest expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseAbstract" xlink:to="label_InterestExpenseAbstract_2" xlink:title="label: InterestExpenseAbstract to label_InterestExpenseAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:label="InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:title="InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans"/>
<link:label xlink:type="resource" xlink:label="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xml:lang="en-US" id="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans"> Interest income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:to="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:title="label: InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans to label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xml:lang="en-US" id="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans_2"> Interest and Fee Income, Loans, Commercial, Industrial, and Agricultural Loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:to="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans_2" xlink:title="label: InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans to label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xml:lang="en-US" id="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans_3"> Total interest income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" xlink:to="label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans_3" xlink:title="label: InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans to label_InterestAndFeeIncomeLoansCommercialIndustrialAndAgriculturalLoans" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndOtherIncomeTableTextBlock" xlink:label="InterestAndOtherIncomeTableTextBlock" xlink:title="InterestAndOtherIncomeTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_InterestAndOtherIncomeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestAndOtherIncomeTableTextBlock" xml:lang="en-US" id="label_InterestAndOtherIncomeTableTextBlock"> Interest and Other Income [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndOtherIncomeTableTextBlock" xlink:to="label_InterestAndOtherIncomeTableTextBlock" xlink:title="label: InterestAndOtherIncomeTableTextBlock to label_InterestAndOtherIncomeTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestAndOtherIncomeTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestAndOtherIncomeTableTextBlock" xml:lang="en-US" id="label_InterestAndOtherIncomeTableTextBlock_2"> Schedule of components of interest income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndOtherIncomeTableTextBlock" xlink:to="label_InterestAndOtherIncomeTableTextBlock_2" xlink:title="label: InterestAndOtherIncomeTableTextBlock to label_InterestAndOtherIncomeTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansCommercialAbstract" xlink:label="InterestAndFeeIncomeLoansCommercialAbstract" xlink:title="InterestAndFeeIncomeLoansCommercialAbstract"/>
<link:label xlink:type="resource" xlink:label="label_InterestAndFeeIncomeLoansCommercialAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestAndFeeIncomeLoansCommercialAbstract" xml:lang="en-US" id="label_InterestAndFeeIncomeLoansCommercialAbstract"> Components of interest income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="label_InterestAndFeeIncomeLoansCommercialAbstract" xlink:title="label: InterestAndFeeIncomeLoansCommercialAbstract to label_InterestAndFeeIncomeLoansCommercialAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestAndFeeIncomeLoansCommercialAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestAndFeeIncomeLoansCommercialAbstract" xml:lang="en-US" id="label_InterestAndFeeIncomeLoansCommercialAbstract_2"> Interest and Fee Income, Loans, Commercial [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestAndFeeIncomeLoansCommercialAbstract" xlink:to="label_InterestAndFeeIncomeLoansCommercialAbstract_2" xlink:title="label: InterestAndFeeIncomeLoansCommercialAbstract to label_InterestAndFeeIncomeLoansCommercialAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpensePolicyTextBlock" xlink:label="InterestExpensePolicyTextBlock" xlink:title="InterestExpensePolicyTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpensePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestExpensePolicyTextBlock" xml:lang="en-US" id="label_InterestExpensePolicyTextBlock"> Interest Expense, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpensePolicyTextBlock" xlink:to="label_InterestExpensePolicyTextBlock" xlink:title="label: InterestExpensePolicyTextBlock to label_InterestExpensePolicyTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpensePolicyTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestExpensePolicyTextBlock" xml:lang="en-US" id="label_InterestExpensePolicyTextBlock_2"> Interest Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpensePolicyTextBlock" xlink:to="label_InterestExpensePolicyTextBlock_2" xlink:title="label: InterestExpensePolicyTextBlock to label_InterestExpensePolicyTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="InterestIncomeExpenseNet" xlink:title="InterestIncomeExpenseNet"/>
<link:label xlink:type="resource" xlink:label="label_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestIncomeExpenseNet" xml:lang="en-US" id="label_InterestIncomeExpenseNet"> Interest Income (Expense), Net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseNet" xlink:to="label_InterestIncomeExpenseNet" xlink:title="label: InterestIncomeExpenseNet to label_InterestIncomeExpenseNet" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestIncomeExpenseNet_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_InterestIncomeExpenseNet" xml:lang="en-US" id="label_InterestIncomeExpenseNet_2"> Net interest income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseNet" xlink:to="label_InterestIncomeExpenseNet_2" xlink:title="label: InterestIncomeExpenseNet to label_InterestIncomeExpenseNet" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseDebt" xlink:label="InterestExpenseDebt" xlink:title="InterestExpenseDebt"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpenseDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestExpenseDebt" xml:lang="en-US" id="label_InterestExpenseDebt"> Interest Expense, Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseDebt" xlink:to="label_InterestExpenseDebt" xlink:title="label: InterestExpenseDebt to label_InterestExpenseDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpenseDebt_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestExpenseDebt" xml:lang="en-US" id="label_InterestExpenseDebt_2"> Interest expense on debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseDebt" xlink:to="label_InterestExpenseDebt_2" xlink:title="label: InterestExpenseDebt to label_InterestExpenseDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseBorrowingsAbstract" xlink:label="InterestExpenseBorrowingsAbstract" xlink:title="InterestExpenseBorrowingsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpenseBorrowingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestExpenseBorrowingsAbstract" xml:lang="en-US" id="label_InterestExpenseBorrowingsAbstract"> Interest Expense, Borrowings [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseBorrowingsAbstract" xlink:to="label_InterestExpenseBorrowingsAbstract" xlink:title="label: InterestExpenseBorrowingsAbstract to label_InterestExpenseBorrowingsAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpenseBorrowingsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestExpenseBorrowingsAbstract" xml:lang="en-US" id="label_InterestExpenseBorrowingsAbstract_2"> Interest expense on debt: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpenseBorrowingsAbstract" xlink:to="label_InterestExpenseBorrowingsAbstract_2" xlink:title="label: InterestExpenseBorrowingsAbstract to label_InterestExpenseBorrowingsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<link:label xlink:type="resource" xlink:label="label_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US" id="label_InterestIncomeExpenseAfterProvisionForLoanLoss"> Interest Income (Expense), after Provision for Loan Loss </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="label_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="label: InterestIncomeExpenseAfterProvisionForLoanLoss to label_InterestIncomeExpenseAfterProvisionForLoanLoss" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestIncomeExpenseAfterProvisionForLoanLoss_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US" id="label_InterestIncomeExpenseAfterProvisionForLoanLoss_2"> Net interest income after recovery of (provision for) loan losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="label_InterestIncomeExpenseAfterProvisionForLoanLoss_2" xlink:title="label: InterestIncomeExpenseAfterProvisionForLoanLoss to label_InterestIncomeExpenseAfterProvisionForLoanLoss" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="InterestRateSwapMember" xlink:title="InterestRateSwapMember"/>
<link:label xlink:type="resource" xlink:label="label_InterestRateSwapMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestRateSwapMember" xml:lang="en-US" id="label_InterestRateSwapMember"> Interest Rate Swap [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapMember" xlink:to="label_InterestRateSwapMember" xlink:title="label: InterestRateSwapMember to label_InterestRateSwapMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestRateSwapMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestRateSwapMember" xml:lang="en-US" id="label_InterestRateSwapMember_2"> Interest rate swaps </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestRateSwapMember" xlink:to="label_InterestRateSwapMember_2" xlink:title="label: InterestRateSwapMember to label_InterestRateSwapMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPaid" xlink:label="InterestPaid" xlink:title="InterestPaid"/>
<link:label xlink:type="resource" xlink:label="label_InterestPaid" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InterestPaid" xml:lang="en-US" id="label_InterestPaid"> Cash paid for interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPaid" xlink:to="label_InterestPaid" xlink:title="label: InterestPaid to label_InterestPaid" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InterestPaid_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestPaid" xml:lang="en-US" id="label_InterestPaid_2"> Interest Paid </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestPaid" xlink:to="label_InterestPaid_2" xlink:title="label: InterestPaid to label_InterestPaid" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentIncomeInterest" xlink:label="InvestmentIncomeInterest" xlink:title="InvestmentIncomeInterest"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentIncomeInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentIncomeInterest" xml:lang="en-US" id="label_InvestmentIncomeInterest"> Investment Income, Interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentIncomeInterest" xlink:to="label_InvestmentIncomeInterest" xlink:title="label: InvestmentIncomeInterest to label_InvestmentIncomeInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentIncomeInterest_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InvestmentIncomeInterest" xml:lang="en-US" id="label_InvestmentIncomeInterest_2"> Interest on investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentIncomeInterest" xlink:to="label_InvestmentIncomeInterest_2" xlink:title="label: InvestmentIncomeInterest to label_InvestmentIncomeInterest" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="InvestmentTypeCategorizationMember" xlink:title="InvestmentTypeCategorizationMember"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentTypeCategorizationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentTypeCategorizationMember" xml:lang="en-US" id="label_InvestmentTypeCategorizationMember"> Investment Type Categorization [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentTypeCategorizationMember" xlink:to="label_InvestmentTypeCategorizationMember" xlink:title="label: InvestmentTypeCategorizationMember to label_InvestmentTypeCategorizationMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentIncomeInterestAndDividend" xlink:label="InvestmentIncomeInterestAndDividend" xlink:title="InvestmentIncomeInterestAndDividend"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentIncomeInterestAndDividend" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentIncomeInterestAndDividend" xml:lang="en-US" id="label_InvestmentIncomeInterestAndDividend"> Investment Income, Interest and Dividend </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentIncomeInterestAndDividend" xlink:to="label_InvestmentIncomeInterestAndDividend" xlink:title="label: InvestmentIncomeInterestAndDividend to label_InvestmentIncomeInterestAndDividend" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentIncomeInterestAndDividend_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InvestmentIncomeInterestAndDividend" xml:lang="en-US" id="label_InvestmentIncomeInterestAndDividend_2"> Cash investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentIncomeInterestAndDividend" xlink:to="label_InvestmentIncomeInterestAndDividend_2" xlink:title="label: InvestmentIncomeInterestAndDividend to label_InvestmentIncomeInterestAndDividend" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentHoldingsOtherThanSecuritiesLineItems" xlink:label="InvestmentHoldingsOtherThanSecuritiesLineItems" xlink:title="InvestmentHoldingsOtherThanSecuritiesLineItems"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentHoldingsOtherThanSecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentHoldingsOtherThanSecuritiesLineItems" xml:lang="en-US" id="label_InvestmentHoldingsOtherThanSecuritiesLineItems"> Investment Holdings, Other than Securities [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentHoldingsOtherThanSecuritiesLineItems" xlink:to="label_InvestmentHoldingsOtherThanSecuritiesLineItems" xlink:title="label: InvestmentHoldingsOtherThanSecuritiesLineItems to label_InvestmentHoldingsOtherThanSecuritiesLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentHoldingsOtherThanSecuritiesLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InvestmentHoldingsOtherThanSecuritiesLineItems" xml:lang="en-US" id="label_InvestmentHoldingsOtherThanSecuritiesLineItems_2"> Foreclosed Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentHoldingsOtherThanSecuritiesLineItems" xlink:to="label_InvestmentHoldingsOtherThanSecuritiesLineItems_2" xlink:title="label: InvestmentHoldingsOtherThanSecuritiesLineItems to label_InvestmentHoldingsOtherThanSecuritiesLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="InvestmentTypeAxis" xlink:title="InvestmentTypeAxis"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentTypeAxis" xml:lang="en-US" id="label_InvestmentTypeAxis"> Investment Type [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentTypeAxis" xlink:to="label_InvestmentTypeAxis" xlink:title="label: InvestmentTypeAxis to label_InvestmentTypeAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentHoldingsOtherThanSecuritiesTable" xlink:label="InvestmentHoldingsOtherThanSecuritiesTable" xlink:title="InvestmentHoldingsOtherThanSecuritiesTable"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentHoldingsOtherThanSecuritiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentHoldingsOtherThanSecuritiesTable" xml:lang="en-US" id="label_InvestmentHoldingsOtherThanSecuritiesTable"> Investment Holdings, Other than Securities [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentHoldingsOtherThanSecuritiesTable" xlink:to="label_InvestmentHoldingsOtherThanSecuritiesTable" xlink:title="label: InvestmentHoldingsOtherThanSecuritiesTable to label_InvestmentHoldingsOtherThanSecuritiesTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Investments" xlink:label="Investments" xlink:title="Investments"/>
<link:label xlink:type="resource" xlink:label="label_Investments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Investments" xml:lang="en-US" id="label_Investments"> Investments. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Investments" xlink:to="label_Investments" xlink:title="label: Investments to label_Investments" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_Investments_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_Investments" xml:lang="en-US" id="label_Investments_2"> Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Investments" xlink:to="label_Investments_2" xlink:title="label: Investments to label_Investments" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsAndOtherNoncurrentAssetsTextBlock" xlink:label="InvestmentsAndOtherNoncurrentAssetsTextBlock" xlink:title="InvestmentsAndOtherNoncurrentAssetsTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsAndOtherNoncurrentAssetsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsAndOtherNoncurrentAssetsTextBlock" xml:lang="en-US" id="label_InvestmentsAndOtherNoncurrentAssetsTextBlock"> Investments and Other Noncurrent Assets [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsAndOtherNoncurrentAssetsTextBlock" xlink:to="label_InvestmentsAndOtherNoncurrentAssetsTextBlock" xlink:title="label: InvestmentsAndOtherNoncurrentAssetsTextBlock to label_InvestmentsAndOtherNoncurrentAssetsTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsAndOtherNoncurrentAssetsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InvestmentsAndOtherNoncurrentAssetsTextBlock" xml:lang="en-US" id="label_InvestmentsAndOtherNoncurrentAssetsTextBlock_2"> Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsAndOtherNoncurrentAssetsTextBlock" xlink:to="label_InvestmentsAndOtherNoncurrentAssetsTextBlock_2" xlink:title="label: InvestmentsAndOtherNoncurrentAssetsTextBlock to label_InvestmentsAndOtherNoncurrentAssetsTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="InvestmentsAbstract" xlink:title="InvestmentsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsAbstract" xml:lang="en-US" id="label_InvestmentsAbstract"> Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsAbstract" xlink:to="label_InvestmentsAbstract" xlink:title="label: InvestmentsAbstract to label_InvestmentsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="InvestmentsFairValueDisclosure" xlink:title="InvestmentsFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InvestmentsFairValueDisclosure" xml:lang="en-US" id="label_InvestmentsFairValueDisclosure"> Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsFairValueDisclosure" xlink:to="label_InvestmentsFairValueDisclosure" xlink:title="label: InvestmentsFairValueDisclosure to label_InvestmentsFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsFairValueDisclosure" xml:lang="en-US" id="label_InvestmentsFairValueDisclosure_2"> Investments, Fair Value Disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsFairValueDisclosure" xlink:to="label_InvestmentsFairValueDisclosure_2" xlink:title="label: InvestmentsFairValueDisclosure to label_InvestmentsFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="LettersOfCreditOutstandingAmount" xlink:title="LettersOfCreditOutstandingAmount"/>
<link:label xlink:type="resource" xlink:label="label_LettersOfCreditOutstandingAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LettersOfCreditOutstandingAmount" xml:lang="en-US" id="label_LettersOfCreditOutstandingAmount"> Outstanding letters of credit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LettersOfCreditOutstandingAmount" xlink:to="label_LettersOfCreditOutstandingAmount" xlink:title="label: LettersOfCreditOutstandingAmount to label_LettersOfCreditOutstandingAmount" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LettersOfCreditOutstandingAmount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LettersOfCreditOutstandingAmount" xml:lang="en-US" id="label_LettersOfCreditOutstandingAmount_2"> Letters of Credit Outstanding, Amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LettersOfCreditOutstandingAmount" xlink:to="label_LettersOfCreditOutstandingAmount_2" xlink:title="label: LettersOfCreditOutstandingAmount to label_LettersOfCreditOutstandingAmount" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="LongtermDebtTypeDomain" xlink:title="LongtermDebtTypeDomain"/>
<link:label xlink:type="resource" xlink:label="label_LongtermDebtTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongtermDebtTypeDomain" xml:lang="en-US" id="label_LongtermDebtTypeDomain"> Long-term Debt, Type [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongtermDebtTypeDomain" xlink:to="label_LongtermDebtTypeDomain" xlink:title="label: LongtermDebtTypeDomain to label_LongtermDebtTypeDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="LongtermDebtTypeAxis" xlink:title="LongtermDebtTypeAxis"/>
<link:label xlink:type="resource" xlink:label="label_LongtermDebtTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongtermDebtTypeAxis" xml:lang="en-US" id="label_LongtermDebtTypeAxis"> Long-term Debt, Type [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongtermDebtTypeAxis" xlink:to="label_LongtermDebtTypeAxis" xlink:title="label: LongtermDebtTypeAxis to label_LongtermDebtTypeAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="LaborAndRelatedExpense" xlink:title="LaborAndRelatedExpense"/>
<link:label xlink:type="resource" xlink:label="label_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_LaborAndRelatedExpense" xml:lang="en-US" id="label_LaborAndRelatedExpense"> Salaries and employee benefits </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LaborAndRelatedExpense" xlink:to="label_LaborAndRelatedExpense" xlink:title="label: LaborAndRelatedExpense to label_LaborAndRelatedExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LaborAndRelatedExpense_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LaborAndRelatedExpense" xml:lang="en-US" id="label_LaborAndRelatedExpense_2"> Labor and Related Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LaborAndRelatedExpense" xlink:to="label_LaborAndRelatedExpense_2" xlink:title="label: LaborAndRelatedExpense to label_LaborAndRelatedExpense" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LetterOfCreditMember" xlink:label="LetterOfCreditMember" xlink:title="LetterOfCreditMember"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LetterOfCreditMember" xml:lang="en-US" id="label_LetterOfCreditMember"> Letter of Credit [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditMember" xlink:to="label_LetterOfCreditMember" xlink:title="label: LetterOfCreditMember to label_LetterOfCreditMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LetterOfCreditMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LetterOfCreditMember" xml:lang="en-US" id="label_LetterOfCreditMember_2"> Letters of credit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LetterOfCreditMember" xlink:to="label_LetterOfCreditMember_2" xlink:title="label: LetterOfCreditMember to label_LetterOfCreditMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquityAbstract"> Liabilities and Equity [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="label_LiabilitiesAndStockholdersEquityAbstract" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to label_LiabilitiesAndStockholdersEquityAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquityAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquityAbstract_2"> LIABILITIES AND EQUITY </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="label_LiabilitiesAndStockholdersEquityAbstract_2" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to label_LiabilitiesAndStockholdersEquityAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity"/>
<link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquity"> Liabilities and Equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="label_LiabilitiesAndStockholdersEquity" xlink:title="label: LiabilitiesAndStockholdersEquity to label_LiabilitiesAndStockholdersEquity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquity_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquity_2"> Total liabilities and equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="label_LiabilitiesAndStockholdersEquity_2" xlink:title="label: LiabilitiesAndStockholdersEquity to label_LiabilitiesAndStockholdersEquity" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:title="LineOfCreditFacilityMaximumBorrowingCapacity"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacity"> Maximum borrowing capacity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:title="label: LineOfCreditFacilityMaximumBorrowingCapacity to label_LineOfCreditFacilityMaximumBorrowingCapacity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityMaximumBorrowingCapacity_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityMaximumBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityMaximumBorrowingCapacity_2"> Line of Credit Facility, Maximum Borrowing Capacity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="label_LineOfCreditFacilityMaximumBorrowingCapacity_2" xlink:title="label: LineOfCreditFacilityMaximumBorrowingCapacity to label_LineOfCreditFacilityMaximumBorrowingCapacity" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityCommitmentFeePercentage" xlink:label="LineOfCreditFacilityCommitmentFeePercentage" xlink:title="LineOfCreditFacilityCommitmentFeePercentage"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCommitmentFeePercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityCommitmentFeePercentage" xml:lang="en-US" id="label_LineOfCreditFacilityCommitmentFeePercentage"> Facility fee per year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCommitmentFeePercentage" xlink:to="label_LineOfCreditFacilityCommitmentFeePercentage" xlink:title="label: LineOfCreditFacilityCommitmentFeePercentage to label_LineOfCreditFacilityCommitmentFeePercentage" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityCommitmentFeePercentage_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityCommitmentFeePercentage" xml:lang="en-US" id="label_LineOfCreditFacilityCommitmentFeePercentage_2"> Line of Credit Facility, Commitment Fee Percentage </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityCommitmentFeePercentage" xlink:to="label_LineOfCreditFacilityCommitmentFeePercentage_2" xlink:title="label: LineOfCreditFacilityCommitmentFeePercentage to label_LineOfCreditFacilityCommitmentFeePercentage" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="LineOfCreditFacilityLenderDomain" xlink:title="LineOfCreditFacilityLenderDomain"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityLenderDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityLenderDomain" xml:lang="en-US" id="label_LineOfCreditFacilityLenderDomain"> Line of Credit Facility, Lender [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityLenderDomain" xlink:to="label_LineOfCreditFacilityLenderDomain" xlink:title="label: LineOfCreditFacilityLenderDomain to label_LineOfCreditFacilityLenderDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="LineOfCreditFacilityRemainingBorrowingCapacity" xlink:title="LineOfCreditFacilityRemainingBorrowingCapacity"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityRemainingBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityRemainingBorrowingCapacity"> Total available </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityRemainingBorrowingCapacity" xlink:to="label_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:title="label: LineOfCreditFacilityRemainingBorrowingCapacity to label_LineOfCreditFacilityRemainingBorrowingCapacity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityRemainingBorrowingCapacity_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityRemainingBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityRemainingBorrowingCapacity_2"> Line of Credit Facility, Remaining Borrowing Capacity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityRemainingBorrowingCapacity" xlink:to="label_LineOfCreditFacilityRemainingBorrowingCapacity_2" xlink:title="label: LineOfCreditFacilityRemainingBorrowingCapacity to label_LineOfCreditFacilityRemainingBorrowingCapacity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityRemainingBorrowingCapacity_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LineOfCreditFacilityRemainingBorrowingCapacity" xml:lang="en-US" id="label_LineOfCreditFacilityRemainingBorrowingCapacity_3"> Maximum borrowing capacity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityRemainingBorrowingCapacity" xlink:to="label_LineOfCreditFacilityRemainingBorrowingCapacity_3" xlink:title="label: LineOfCreditFacilityRemainingBorrowingCapacity to label_LineOfCreditFacilityRemainingBorrowingCapacity" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="LineOfCreditFacilityAxis" xlink:title="LineOfCreditFacilityAxis"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityAxis" xml:lang="en-US" id="label_LineOfCreditFacilityAxis"> Lender Name [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityAxis" xlink:to="label_LineOfCreditFacilityAxis" xlink:title="label: LineOfCreditFacilityAxis to label_LineOfCreditFacilityAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems" xlink:label="LineOfCreditFacilityLineItems" xlink:title="LineOfCreditFacilityLineItems"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LineOfCreditFacilityLineItems" xml:lang="en-US" id="label_LineOfCreditFacilityLineItems"> Revolving Credit Agreements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityLineItems" xlink:to="label_LineOfCreditFacilityLineItems" xlink:title="label: LineOfCreditFacilityLineItems to label_LineOfCreditFacilityLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityLineItems" xml:lang="en-US" id="label_LineOfCreditFacilityLineItems_2"> Line of Credit Facility [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityLineItems" xlink:to="label_LineOfCreditFacilityLineItems_2" xlink:title="label: LineOfCreditFacilityLineItems to label_LineOfCreditFacilityLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityTable" xlink:label="LineOfCreditFacilityTable" xlink:title="LineOfCreditFacilityTable"/>
<link:label xlink:type="resource" xlink:label="label_LineOfCreditFacilityTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LineOfCreditFacilityTable" xml:lang="en-US" id="label_LineOfCreditFacilityTable"> Line of Credit Facility [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LineOfCreditFacilityTable" xlink:to="label_LineOfCreditFacilityTable" xlink:title="label: LineOfCreditFacilityTable to label_LineOfCreditFacilityTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoanAndLeaseReceivablesImpairedAbstract" xlink:label="LoanAndLeaseReceivablesImpairedAbstract" xlink:title="LoanAndLeaseReceivablesImpairedAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LoanAndLeaseReceivablesImpairedAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoanAndLeaseReceivablesImpairedAbstract" xml:lang="en-US" id="label_LoanAndLeaseReceivablesImpairedAbstract"> Loan and Lease Receivables, Impaired [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanAndLeaseReceivablesImpairedAbstract" xlink:to="label_LoanAndLeaseReceivablesImpairedAbstract" xlink:title="label: LoanAndLeaseReceivablesImpairedAbstract to label_LoanAndLeaseReceivablesImpairedAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoanAndLeaseReceivablesImpairedAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoanAndLeaseReceivablesImpairedAbstract" xml:lang="en-US" id="label_LoanAndLeaseReceivablesImpairedAbstract_2"> Interest income reduction as a result of holding loans on non-accrual status </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoanAndLeaseReceivablesImpairedAbstract" xlink:to="label_LoanAndLeaseReceivablesImpairedAbstract_2" xlink:title="label: LoanAndLeaseReceivablesImpairedAbstract to label_LoanAndLeaseReceivablesImpairedAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableDisclosureAbstract" xlink:label="LoansAndLeasesReceivableDisclosureAbstract" xlink:title="LoansAndLeasesReceivableDisclosureAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableDisclosureAbstract" xml:lang="en-US" id="label_LoansAndLeasesReceivableDisclosureAbstract"> Loans and Commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableDisclosureAbstract" xlink:to="label_LoansAndLeasesReceivableDisclosureAbstract" xlink:title="label: LoansAndLeasesReceivableDisclosureAbstract to label_LoansAndLeasesReceivableDisclosureAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableCollateralForSecuredBorrowings" xlink:label="LoansAndLeasesReceivableCollateralForSecuredBorrowings" xlink:title="LoansAndLeasesReceivableCollateralForSecuredBorrowings"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings" xml:lang="en-US" id="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings"> Loans outstanding and pledged as collateral </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCollateralForSecuredBorrowings" xlink:to="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings" xlink:title="label: LoansAndLeasesReceivableCollateralForSecuredBorrowings to label_LoansAndLeasesReceivableCollateralForSecuredBorrowings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings" xml:lang="en-US" id="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings_2"> Loans and Leases Receivable, Collateral for Secured Borrowings </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCollateralForSecuredBorrowings" xlink:to="label_LoansAndLeasesReceivableCollateralForSecuredBorrowings_2" xlink:title="label: LoansAndLeasesReceivableCollateralForSecuredBorrowings to label_LoansAndLeasesReceivableCollateralForSecuredBorrowings" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="LoansAndLeasesReceivableAllowance" xlink:title="LoansAndLeasesReceivableAllowance"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableAllowance"> Loans and Leases Receivable, Allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAllowance" xlink:to="label_LoansAndLeasesReceivableAllowance" xlink:title="label: LoansAndLeasesReceivableAllowance to label_LoansAndLeasesReceivableAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableAllowance_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_LoansAndLeasesReceivableAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableAllowance_2"> Less: Allowance for loan losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAllowance" xlink:to="label_LoansAndLeasesReceivableAllowance_2" xlink:title="label: LoansAndLeasesReceivableAllowance to label_LoansAndLeasesReceivableAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableAllowance_3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_LoansAndLeasesReceivableAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableAllowance_3"> Balance at the beginning of the period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAllowance" xlink:to="label_LoansAndLeasesReceivableAllowance_3" xlink:title="label: LoansAndLeasesReceivableAllowance to label_LoansAndLeasesReceivableAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableAllowance_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_LoansAndLeasesReceivableAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableAllowance_4"> Balance at the end of the period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAllowance" xlink:to="label_LoansAndLeasesReceivableAllowance_4" xlink:title="label: LoansAndLeasesReceivableAllowance to label_LoansAndLeasesReceivableAllowance" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableAllowance_5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LoansAndLeasesReceivableAllowance" xml:lang="en-US" id="label_LoansAndLeasesReceivableAllowance_5"> Total ending balance of the allowance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAllowance" xlink:to="label_LoansAndLeasesReceivableAllowance_5" xlink:title="label: LoansAndLeasesReceivableAllowance to label_LoansAndLeasesReceivableAllowance" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:label="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xml:lang="en-US" id="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans"> Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:to="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="label: LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans to label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xml:lang="en-US" id="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_2"> Interest income reduced </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:to="label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_2" xlink:title="label: LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans to label_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:label="LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:title="LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xml:lang="en-US" id="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome"> Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:to="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:title="label: LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome to label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xml:lang="en-US" id="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_2"> Interest income reduced </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:to="label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_2" xlink:title="label: LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome to label_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableOtherInformationAbstract" xlink:label="LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="LoansAndLeasesReceivableOtherInformationAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableOtherInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableOtherInformationAbstract" xml:lang="en-US" id="label_LoansAndLeasesReceivableOtherInformationAbstract"> Loans and Leases Receivable, Other Information [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableOtherInformationAbstract" xlink:to="label_LoansAndLeasesReceivableOtherInformationAbstract" xlink:title="label: LoansAndLeasesReceivableOtherInformationAbstract to label_LoansAndLeasesReceivableOtherInformationAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableOtherInformationAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableOtherInformationAbstract" xml:lang="en-US" id="label_LoansAndLeasesReceivableOtherInformationAbstract_2"> Unadvanced commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableOtherInformationAbstract" xlink:to="label_LoansAndLeasesReceivableOtherInformationAbstract_2" xlink:title="label: LoansAndLeasesReceivableOtherInformationAbstract to label_LoansAndLeasesReceivableOtherInformationAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableOtherInformationAbstract_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LoansAndLeasesReceivableOtherInformationAbstract" xml:lang="en-US" id="label_LoansAndLeasesReceivableOtherInformationAbstract_3"> Ending balance of the allowance: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableOtherInformationAbstract" xlink:to="label_LoansAndLeasesReceivableOtherInformationAbstract_3" xlink:title="label: LoansAndLeasesReceivableOtherInformationAbstract to label_LoansAndLeasesReceivableOtherInformationAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableCommercialAndIndustrial" xlink:label="LoansReceivableCommercialAndIndustrial" xlink:title="LoansReceivableCommercialAndIndustrial"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableCommercialAndIndustrial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansReceivableCommercialAndIndustrial" xml:lang="en-US" id="label_LoansReceivableCommercialAndIndustrial"> Loans Receivable, Gross, Commercial and Industrial </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableCommercialAndIndustrial" xlink:to="label_LoansReceivableCommercialAndIndustrial" xlink:title="label: LoansReceivableCommercialAndIndustrial to label_LoansReceivableCommercialAndIndustrial" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableCommercialAndIndustrial_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansReceivableCommercialAndIndustrial" xml:lang="en-US" id="label_LoansReceivableCommercialAndIndustrial_2"> Loans to members </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableCommercialAndIndustrial" xlink:to="label_LoansReceivableCommercialAndIndustrial_2" xlink:title="label: LoansReceivableCommercialAndIndustrial to label_LoansReceivableCommercialAndIndustrial" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:title="LoansAndLeasesReceivableNetReportedAmountAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableNetReportedAmountAbstract" xml:lang="en-US" id="label_LoansAndLeasesReceivableNetReportedAmountAbstract"> Loans and Leases Receivable, Net Amount [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:to="label_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountAbstract to label_LoansAndLeasesReceivableNetReportedAmountAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableNetReportedAmountAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableNetReportedAmountAbstract" xml:lang="en-US" id="label_LoansAndLeasesReceivableNetReportedAmountAbstract_2"> Loans outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:to="label_LoansAndLeasesReceivableNetReportedAmountAbstract_2" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountAbstract to label_LoansAndLeasesReceivableNetReportedAmountAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableNetReportedAmountAbstract_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LoansAndLeasesReceivableNetReportedAmountAbstract" xml:lang="en-US" id="label_LoansAndLeasesReceivableNetReportedAmountAbstract_3"> Recorded investment in loans: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:to="label_LoansAndLeasesReceivableNetReportedAmountAbstract_3" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountAbstract to label_LoansAndLeasesReceivableNetReportedAmountAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="LoansReceivableFairValueDisclosure" xlink:title="LoansReceivableFairValueDisclosure"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansReceivableFairValueDisclosure" xml:lang="en-US" id="label_LoansReceivableFairValueDisclosure"> Loans Receivable, Fair Value Disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableFairValueDisclosure" xlink:to="label_LoansReceivableFairValueDisclosure" xlink:title="label: LoansReceivableFairValueDisclosure to label_LoansReceivableFairValueDisclosure" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansReceivableFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansReceivableFairValueDisclosure" xml:lang="en-US" id="label_LoansReceivableFairValueDisclosure_2"> Loans to members, net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableFairValueDisclosure" xlink:to="label_LoansReceivableFairValueDisclosure_2" xlink:title="label: LoansReceivableFairValueDisclosure to label_LoansReceivableFairValueDisclosure" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:label="LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:title="LoansAndLeasesReceivableNetReportedAmountCommercial"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableNetReportedAmountCommercial" xml:lang="en-US" id="label_LoansAndLeasesReceivableNetReportedAmountCommercial"> Loans and Leases Receivable, Net Amount, Commercial </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:to="label_LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountCommercial to label_LoansAndLeasesReceivableNetReportedAmountCommercial" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableNetReportedAmountCommercial_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LoansAndLeasesReceivableNetReportedAmountCommercial" xml:lang="en-US" id="label_LoansAndLeasesReceivableNetReportedAmountCommercial_2"> Loans to members, net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:to="label_LoansAndLeasesReceivableNetReportedAmountCommercial_2" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountCommercial to label_LoansAndLeasesReceivableNetReportedAmountCommercial" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableNetReportedAmountCommercial_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableNetReportedAmountCommercial" xml:lang="en-US" id="label_LoansAndLeasesReceivableNetReportedAmountCommercial_3"> Loans outstanding to members </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:to="label_LoansAndLeasesReceivableNetReportedAmountCommercial_3" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountCommercial to label_LoansAndLeasesReceivableNetReportedAmountCommercial" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableNetReportedAmountCommercial_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LoansAndLeasesReceivableNetReportedAmountCommercial" xml:lang="en-US" id="label_LoansAndLeasesReceivableNetReportedAmountCommercial_4"> Net loans outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountCommercial" xlink:to="label_LoansAndLeasesReceivableNetReportedAmountCommercial_4" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountCommercial to label_LoansAndLeasesReceivableNetReportedAmountCommercial" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:label="LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:title="LoansAndLeasesReceivableCommercialNetOfDeferredIncome"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome"> Loans and Leases Receivable, Commercial, Net of Deferred Income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncome to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_2"> Total loans outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_2" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncome to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_3"> Total financing receivables </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_3" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncome to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_4" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_4"> Total recorded investment in loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_4" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncome to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_5" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:title="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xml:lang="en-US" id="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_5"> Total loans outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableCommercialNetOfDeferredIncome" xlink:to="label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome_5" xlink:title="label: LoansAndLeasesReceivableCommercialNetOfDeferredIncome to label_LoansAndLeasesReceivableCommercialNetOfDeferredIncome" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtTextBlock" xlink:label="LongTermDebtTextBlock" xlink:title="LongTermDebtTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtTextBlock" xml:lang="en-US" id="label_LongTermDebtTextBlock"> Long-term Debt [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtTextBlock" xlink:to="label_LongTermDebtTextBlock" xlink:title="label: LongTermDebtTextBlock to label_LongTermDebtTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermDebtTextBlock" xml:lang="en-US" id="label_LongTermDebtTextBlock_2"> Long-Term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtTextBlock" xlink:to="label_LongTermDebtTextBlock_2" xlink:title="label: LongTermDebtTextBlock to label_LongTermDebtTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtCurrent" xlink:label="LongTermDebtCurrent" xlink:title="LongTermDebtCurrent"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtCurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermDebtCurrent" xml:lang="en-US" id="label_LongTermDebtCurrent"> Total long-term debt maturing within one year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtCurrent" xlink:to="label_LongTermDebtCurrent" xlink:title="label: LongTermDebtCurrent to label_LongTermDebtCurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtCurrent_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtCurrent" xml:lang="en-US" id="label_LongTermDebtCurrent_2"> Long-term Debt, Current Maturities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtCurrent" xlink:to="label_LongTermDebtCurrent_2" xlink:title="label: LongTermDebtCurrent to label_LongTermDebtCurrent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtNoncurrent" xlink:label="LongTermDebtNoncurrent" xlink:title="LongTermDebtNoncurrent"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebtNoncurrent" xml:lang="en-US" id="label_LongTermDebtNoncurrent"> Long-term Debt, Excluding Current Maturities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtNoncurrent" xlink:to="label_LongTermDebtNoncurrent" xlink:title="label: LongTermDebtNoncurrent to label_LongTermDebtNoncurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtNoncurrent_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LongTermDebtNoncurrent" xml:lang="en-US" id="label_LongTermDebtNoncurrent_2"> Long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtNoncurrent" xlink:to="label_LongTermDebtNoncurrent_2" xlink:title="label: LongTermDebtNoncurrent to label_LongTermDebtNoncurrent" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebtNoncurrent_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LongTermDebtNoncurrent" xml:lang="en-US" id="label_LongTermDebtNoncurrent_3"> Total long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebtNoncurrent" xlink:to="label_LongTermDebtNoncurrent_3" xlink:title="label: LongTermDebtNoncurrent to label_LongTermDebtNoncurrent" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:label="LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:title="LossContingencyAccrualCarryingValuePeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xml:lang="en-US" id="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease"> Loss Contingency Accrual, Carrying Value, Period Increase (Decrease) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:to="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:title="label: LossContingencyAccrualCarryingValuePeriodIncreaseDecrease to label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xml:lang="en-US" id="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_2"> Recovery of guarantee liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:to="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_2" xlink:title="label: LossContingencyAccrualCarryingValuePeriodIncreaseDecrease to label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xml:lang="en-US" id="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_3"> Recovery of guarantee liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:to="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_3" xlink:title="label: LossContingencyAccrualCarryingValuePeriodIncreaseDecrease to label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xml:lang="en-US" id="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_4"> Recovery of contingent guarantee liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" xlink:to="label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease_4" xlink:title="label: LossContingencyAccrualCarryingValuePeriodIncreaseDecrease to label_LossContingencyAccrualCarryingValuePeriodIncreaseDecrease" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="MaximumMember" xlink:title="MaximumMember"/>
<link:label xlink:type="resource" xlink:label="label_MaximumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MaximumMember" xml:lang="en-US" id="label_MaximumMember"> Maximum [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember" xlink:title="label: MaximumMember to label_MaximumMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MaximumMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MaximumMember" xml:lang="en-US" id="label_MaximumMember_2"> Maximum </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember_2" xlink:title="label: MaximumMember to label_MaximumMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MaximumMember_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_MaximumMember" xml:lang="en-US" id="label_MaximumMember_3"> Mutual rating trigger falls below </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember_3" xlink:title="label: MaximumMember to label_MaximumMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MediumTermNotesMember" xlink:label="MediumTermNotesMember" xlink:title="MediumTermNotesMember"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MediumTermNotesMember" xml:lang="en-US" id="label_MediumTermNotesMember"> Medium-term Notes [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesMember" xlink:to="label_MediumTermNotesMember" xlink:title="label: MediumTermNotesMember to label_MediumTermNotesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MediumTermNotesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MediumTermNotesMember" xml:lang="en-US" id="label_MediumTermNotesMember_2"> Medium-term notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MediumTermNotesMember" xlink:to="label_MediumTermNotesMember_2" xlink:title="label: MediumTermNotesMember to label_MediumTermNotesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="MinimumMember" xlink:title="MinimumMember"/>
<link:label xlink:type="resource" xlink:label="label_MinimumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinimumMember" xml:lang="en-US" id="label_MinimumMember"> Minimum [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="label_MinimumMember" xlink:title="label: MinimumMember to label_MinimumMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MinimumMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MinimumMember" xml:lang="en-US" id="label_MinimumMember_2"> Minimum </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="label_MinimumMember_2" xlink:title="label: MinimumMember to label_MinimumMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MinimumMember_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_MinimumMember" xml:lang="en-US" id="label_MinimumMember_3"> Mutual rating trigger falls to </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="label_MinimumMember_3" xlink:title="label: MinimumMember to label_MinimumMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest"/>
<link:label xlink:type="resource" xlink:label="label_MinorityInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinorityInterest" xml:lang="en-US" id="label_MinorityInterest"> Stockholders' Equity Attributable to Noncontrolling Interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="label_MinorityInterest" xlink:title="label: MinorityInterest to label_MinorityInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MinorityInterest_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MinorityInterest" xml:lang="en-US" id="label_MinorityInterest_2"> Noncontrolling interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="label_MinorityInterest_2" xlink:title="label: MinorityInterest to label_MinorityInterest" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageReceivablesMember" xlink:label="MortgageReceivablesMember" xlink:title="MortgageReceivablesMember"/>
<link:label xlink:type="resource" xlink:label="label_MortgageReceivablesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MortgageReceivablesMember" xml:lang="en-US" id="label_MortgageReceivablesMember"> Mortgage Receivable [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageReceivablesMember" xlink:to="label_MortgageReceivablesMember" xlink:title="label: MortgageReceivablesMember to label_MortgageReceivablesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_MortgageReceivablesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_MortgageReceivablesMember" xml:lang="en-US" id="label_MortgageReceivablesMember_2"> Mortgage notes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageReceivablesMember" xlink:to="label_MortgageReceivablesMember_2" xlink:title="label: MortgageReceivablesMember to label_MortgageReceivablesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember" xlink:label="NonperformingFinancingReceivableMember" xlink:title="NonperformingFinancingReceivableMember"/>
<link:label xlink:type="resource" xlink:label="label_NonperformingFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NonperformingFinancingReceivableMember" xml:lang="en-US" id="label_NonperformingFinancingReceivableMember"> Nonperforming Financing Receivable [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonperformingFinancingReceivableMember" xlink:to="label_NonperformingFinancingReceivableMember" xlink:title="label: NonperformingFinancingReceivableMember to label_NonperformingFinancingReceivableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NonperformingFinancingReceivableMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NonperformingFinancingReceivableMember" xml:lang="en-US" id="label_NonperformingFinancingReceivableMember_2"> Non-performing loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonperformingFinancingReceivableMember" xlink:to="label_NonperformingFinancingReceivableMember_2" xlink:title="label: NonperformingFinancingReceivableMember to label_NonperformingFinancingReceivableMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:title="NetCashProvidedByUsedInOperatingActivitiesContinuingOperations"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations"> Net Cash Provided by (Used in) Operating Activities, Continuing Operations </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesContinuingOperations to label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_2"> Net cash provided by operating activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_2" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesContinuingOperations to label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivitiesAbstract"> Net Cash Provided by (Used in) Financing Activities [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to label_NetCashProvidedByUsedInFinancingActivitiesAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivitiesAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivitiesAbstract_2"> CASH FLOWS FROM FINANCING ACTIVITIES </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInFinancingActivitiesAbstract_2" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to label_NetCashProvidedByUsedInFinancingActivitiesAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInContinuingOperations" xlink:label="NetCashProvidedByUsedInContinuingOperations" xlink:title="NetCashProvidedByUsedInContinuingOperations"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInContinuingOperations"> Net Cash Provided by (Used in) Continuing Operations </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInContinuingOperations" xlink:to="label_NetCashProvidedByUsedInContinuingOperations" xlink:title="label: NetCashProvidedByUsedInContinuingOperations to label_NetCashProvidedByUsedInContinuingOperations" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInContinuingOperations_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInContinuingOperations_2"> NET INCREASE IN CASH AND CASH EQUIVALENTS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInContinuingOperations" xlink:to="label_NetCashProvidedByUsedInContinuingOperations_2" xlink:title="label: NetCashProvidedByUsedInContinuingOperations to label_NetCashProvidedByUsedInContinuingOperations" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:title="NetCashProvidedByUsedInInvestingActivitiesContinuingOperations"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations"> Net Cash Provided by (Used in) Investing Activities, Continuing Operations </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesContinuingOperations to label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_2"> Net cash (used in) provided by investing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_2" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesContinuingOperations to label_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivities"> Net cash (used in) provided by financing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="label_NetCashProvidedByUsedInFinancingActivities" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to label_NetCashProvidedByUsedInFinancingActivities" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:title="NetCashProvidedByUsedInFinancingActivitiesContinuingOperations"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations"> Net Cash Provided by (Used in) Financing Activities, Continuing Operations </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesContinuingOperations to label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_2"> Net cash provided by (used in) financing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_2" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesContinuingOperations to label_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivitiesAbstract"> Net Cash Provided by (Used in) Investing Activities [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to label_NetCashProvidedByUsedInInvestingActivitiesAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivitiesAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivitiesAbstract_2"> CASH FLOWS FROM INVESTING ACTIVITIES </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInInvestingActivitiesAbstract_2" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to label_NetCashProvidedByUsedInInvestingActivitiesAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivitiesAbstract"> CASH FLOWS FROM OPERATING ACTIVITIES </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to label_NetCashProvidedByUsedInOperatingActivitiesAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivitiesAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivitiesAbstract_2"> Net Cash Provided by (Used in) Operating Activities [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInOperatingActivitiesAbstract_2" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to label_NetCashProvidedByUsedInOperatingActivitiesAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeLoss" xml:lang="en-US" id="label_NetIncomeLoss"> Net income (loss) attributable to CFC </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="label_NetIncomeLoss" xlink:title="label: NetIncomeLoss to label_NetIncomeLoss" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeLoss_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLoss" xml:lang="en-US" id="label_NetIncomeLoss_2"> Net Income (Loss) Attributable to Parent </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="label_NetIncomeLoss_2" xlink:title="label: NetIncomeLoss to label_NetIncomeLoss" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="NetIncomeLossAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeLossAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_NetIncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_NetIncomeLossAttributableToNoncontrollingInterest"> Less: Net (income) loss attributable to the noncontrolling interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAttributableToNoncontrollingInterest" xlink:to="label_NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="label: NetIncomeLossAttributableToNoncontrollingInterest to label_NetIncomeLossAttributableToNoncontrollingInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeLossAttributableToNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_NetIncomeLossAttributableToNoncontrollingInterest_2"> Net Income (Loss) Attributable to Noncontrolling Interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAttributableToNoncontrollingInterest" xlink:to="label_NetIncomeLossAttributableToNoncontrollingInterest_2" xlink:title="label: NetIncomeLossAttributableToNoncontrollingInterest to label_NetIncomeLossAttributableToNoncontrollingInterest" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NewContractAxis" xlink:label="NewContractAxis" xlink:title="NewContractAxis"/>
<link:label xlink:type="resource" xlink:label="label_NewContractAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NewContractAxis" xml:lang="en-US" id="label_NewContractAxis"> New Contract [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewContractAxis" xlink:to="label_NewContractAxis" xlink:title="label: NewContractAxis to label_NewContractAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NewContractDomain" xlink:label="NewContractDomain" xlink:title="NewContractDomain"/>
<link:label xlink:type="resource" xlink:label="label_NewContractDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NewContractDomain" xml:lang="en-US" id="label_NewContractDomain"> New Contract [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewContractDomain" xlink:to="label_NewContractDomain" xlink:title="label: NewContractDomain to label_NewContractDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract" xlink:label="NoncashInvestingAndFinancingItemsAbstract" xlink:title="NoncashInvestingAndFinancingItemsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NoncashInvestingAndFinancingItemsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NoncashInvestingAndFinancingItemsAbstract" xml:lang="en-US" id="label_NoncashInvestingAndFinancingItemsAbstract"> Non-cash financing and investing activities: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashInvestingAndFinancingItemsAbstract" xlink:to="label_NoncashInvestingAndFinancingItemsAbstract" xlink:title="label: NoncashInvestingAndFinancingItemsAbstract to label_NoncashInvestingAndFinancingItemsAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoncashInvestingAndFinancingItemsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoncashInvestingAndFinancingItemsAbstract" xml:lang="en-US" id="label_NoncashInvestingAndFinancingItemsAbstract_2"> Noncash Investing and Financing Items [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashInvestingAndFinancingItemsAbstract" xlink:to="label_NoncashInvestingAndFinancingItemsAbstract_2" xlink:title="label: NoncashInvestingAndFinancingItemsAbstract to label_NoncashInvestingAndFinancingItemsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="NoninterestIncomeAbstract" xlink:title="NoninterestIncomeAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NoninterestIncomeAbstract" xml:lang="en-US" id="label_NoninterestIncomeAbstract"> Non-interest income: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncomeAbstract" xlink:to="label_NoninterestIncomeAbstract" xlink:title="label: NoninterestIncomeAbstract to label_NoninterestIncomeAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestIncomeAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoninterestIncomeAbstract" xml:lang="en-US" id="label_NoninterestIncomeAbstract_2"> Noninterest Income [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncomeAbstract" xlink:to="label_NoninterestIncomeAbstract_2" xlink:title="label: NoninterestIncomeAbstract to label_NoninterestIncomeAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="NoninterestExpenseAbstract" xlink:title="NoninterestExpenseAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NoninterestExpenseAbstract" xml:lang="en-US" id="label_NoninterestExpenseAbstract"> Non-interest expense: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpenseAbstract" xlink:to="label_NoninterestExpenseAbstract" xlink:title="label: NoninterestExpenseAbstract to label_NoninterestExpenseAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestExpenseAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoninterestExpenseAbstract" xml:lang="en-US" id="label_NoninterestExpenseAbstract_2"> Noninterest Expense [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpenseAbstract" xlink:to="label_NoninterestExpenseAbstract_2" xlink:title="label: NoninterestExpenseAbstract to label_NoninterestExpenseAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="NoninterestIncome" xlink:title="NoninterestIncome"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NoninterestIncome" xml:lang="en-US" id="label_NoninterestIncome"> Total non-interest income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="label_NoninterestIncome" xlink:title="label: NoninterestIncome to label_NoninterestIncome" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestIncome_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoninterestIncome" xml:lang="en-US" id="label_NoninterestIncome_2"> Noninterest Income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="label_NoninterestIncome_2" xlink:title="label: NoninterestIncome to label_NoninterestIncome" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="NoninterestExpense" xlink:title="NoninterestExpense"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestExpense" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="label_NoninterestExpense" xml:lang="en-US" id="label_NoninterestExpense"> Total non-interest expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="label_NoninterestExpense" xlink:title="label: NoninterestExpense to label_NoninterestExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoninterestExpense_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoninterestExpense" xml:lang="en-US" id="label_NoninterestExpense_2"> Noninterest Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="label_NoninterestExpense_2" xlink:title="label: NoninterestExpense to label_NoninterestExpense" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NotesPayableOtherPayablesMember" xlink:label="NotesPayableOtherPayablesMember" xlink:title="NotesPayableOtherPayablesMember"/>
<link:label xlink:type="resource" xlink:label="label_NotesPayableOtherPayablesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NotesPayableOtherPayablesMember" xml:lang="en-US" id="label_NotesPayableOtherPayablesMember"> Notes Payable, Other Payables [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableOtherPayablesMember" xlink:to="label_NotesPayableOtherPayablesMember" xlink:title="label: NotesPayableOtherPayablesMember to label_NotesPayableOtherPayablesMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NotesPayableOtherPayablesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NotesPayableOtherPayablesMember" xml:lang="en-US" id="label_NotesPayableOtherPayablesMember_2"> Long-term notes payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableOtherPayablesMember" xlink:to="label_NotesPayableOtherPayablesMember_2" xlink:title="label: NotesPayableOtherPayablesMember to label_NotesPayableOtherPayablesMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="NoncontrollingInterestMember" xlink:title="NoncontrollingInterestMember"/>
<link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NoncontrollingInterestMember" xml:lang="en-US" id="label_NoncontrollingInterestMember"> Noncontrolling interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestMember" xlink:to="label_NoncontrollingInterestMember" xlink:title="label: NoncontrollingInterestMember to label_NoncontrollingInterestMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_NoncontrollingInterestMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NoncontrollingInterestMember" xml:lang="en-US" id="label_NoncontrollingInterestMember_2"> Noncontrolling Interest [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestMember" xlink:to="label_NoncontrollingInterestMember_2" xlink:title="label: NoncontrollingInterestMember to label_NoncontrollingInterestMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingIncomeLoss" xlink:label="OperatingIncomeLoss" xlink:title="OperatingIncomeLoss"/>
<link:label xlink:type="resource" xlink:label="label_OperatingIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingIncomeLoss" xml:lang="en-US" id="label_OperatingIncomeLoss"> Operating Income (Loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingIncomeLoss" xlink:to="label_OperatingIncomeLoss" xlink:title="label: OperatingIncomeLoss to label_OperatingIncomeLoss" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OperatingIncomeLoss_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingIncomeLoss" xml:lang="en-US" id="label_OperatingIncomeLoss_2"> Results of operations, Operating loss </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingIncomeLoss" xlink:to="label_OperatingIncomeLoss_2" xlink:title="label: OperatingIncomeLoss to label_OperatingIncomeLoss" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:title="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xml:lang="en-US" id="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"> General Information and Accounting Policies </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:title="label: OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract to label_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xlink:label="OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xlink:title="OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xml:lang="en-US" id="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock"> Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xlink:to="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xlink:title="label: OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock to label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xml:lang="en-US" id="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock_2"> General Information and Accounting Policies </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" xlink:to="label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock_2" xlink:title="label: OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock to label_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitmentDueInNextTwelveMonths" xlink:label="OtherCommitmentDueInNextTwelveMonths" xlink:title="OtherCommitmentDueInNextTwelveMonths"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitmentDueInNextTwelveMonths" xml:lang="en-US" id="label_OtherCommitmentDueInNextTwelveMonths"> Other Commitment, Due in Next Twelve Months </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInNextTwelveMonths" xlink:to="label_OtherCommitmentDueInNextTwelveMonths" xlink:title="label: OtherCommitmentDueInNextTwelveMonths to label_OtherCommitmentDueInNextTwelveMonths" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInNextTwelveMonths_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitmentDueInNextTwelveMonths" xml:lang="en-US" id="label_OtherCommitmentDueInNextTwelveMonths_2"> 2013 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInNextTwelveMonths" xlink:to="label_OtherCommitmentDueInNextTwelveMonths_2" xlink:title="label: OtherCommitmentDueInNextTwelveMonths to label_OtherCommitmentDueInNextTwelveMonths" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitmentDueInSecondYear" xlink:label="OtherCommitmentDueInSecondYear" xlink:title="OtherCommitmentDueInSecondYear"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInSecondYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitmentDueInSecondYear" xml:lang="en-US" id="label_OtherCommitmentDueInSecondYear"> Other Commitment, Due in Second Year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInSecondYear" xlink:to="label_OtherCommitmentDueInSecondYear" xlink:title="label: OtherCommitmentDueInSecondYear to label_OtherCommitmentDueInSecondYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInSecondYear_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitmentDueInSecondYear" xml:lang="en-US" id="label_OtherCommitmentDueInSecondYear_2"> 2014 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInSecondYear" xlink:to="label_OtherCommitmentDueInSecondYear_2" xlink:title="label: OtherCommitmentDueInSecondYear to label_OtherCommitmentDueInSecondYear" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="OtherComprehensiveIncomeLossNetOfTax" xlink:title="OtherComprehensiveIncomeLossNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTax"> Other Comprehensive Income (Loss), Net of Tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTax" xlink:to="label_OtherComprehensiveIncomeLossNetOfTax" xlink:title="label: OtherComprehensiveIncomeLossNetOfTax to label_OtherComprehensiveIncomeLossNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTax_2"> Other comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTax" xlink:to="label_OtherComprehensiveIncomeLossNetOfTax_2" xlink:title="label: OtherComprehensiveIncomeLossNetOfTax to label_OtherComprehensiveIncomeLossNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTax_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTax_3"> Other comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTax" xlink:to="label_OtherComprehensiveIncomeLossNetOfTax_3" xlink:title="label: OtherComprehensiveIncomeLossNetOfTax to label_OtherComprehensiveIncomeLossNetOfTax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitmentDueInThirdYear" xlink:label="OtherCommitmentDueInThirdYear" xlink:title="OtherCommitmentDueInThirdYear"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInThirdYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitmentDueInThirdYear" xml:lang="en-US" id="label_OtherCommitmentDueInThirdYear"> Other Commitment, Due in Third Year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInThirdYear" xlink:to="label_OtherCommitmentDueInThirdYear" xlink:title="label: OtherCommitmentDueInThirdYear to label_OtherCommitmentDueInThirdYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInThirdYear_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitmentDueInThirdYear" xml:lang="en-US" id="label_OtherCommitmentDueInThirdYear_2"> 2015 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInThirdYear" xlink:to="label_OtherCommitmentDueInThirdYear_2" xlink:title="label: OtherCommitmentDueInThirdYear to label_OtherCommitmentDueInThirdYear" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitmentDueAfterFifthYear" xlink:label="OtherCommitmentDueAfterFifthYear" xlink:title="OtherCommitmentDueAfterFifthYear"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueAfterFifthYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitmentDueAfterFifthYear" xml:lang="en-US" id="label_OtherCommitmentDueAfterFifthYear"> Other Commitment, Due after Fifth Year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueAfterFifthYear" xlink:to="label_OtherCommitmentDueAfterFifthYear" xlink:title="label: OtherCommitmentDueAfterFifthYear to label_OtherCommitmentDueAfterFifthYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueAfterFifthYear_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitmentDueAfterFifthYear" xml:lang="en-US" id="label_OtherCommitmentDueAfterFifthYear_2"> Thereafter </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueAfterFifthYear" xlink:to="label_OtherCommitmentDueAfterFifthYear_2" xlink:title="label: OtherCommitmentDueAfterFifthYear to label_OtherCommitmentDueAfterFifthYear" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:label="OtherOperatingActivitiesCashFlowStatement" xlink:title="OtherOperatingActivitiesCashFlowStatement"/>
<link:label xlink:type="resource" xlink:label="label_OtherOperatingActivitiesCashFlowStatement" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherOperatingActivitiesCashFlowStatement" xml:lang="en-US" id="label_OtherOperatingActivitiesCashFlowStatement"> Other </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherOperatingActivitiesCashFlowStatement" xlink:to="label_OtherOperatingActivitiesCashFlowStatement" xlink:title="label: OtherOperatingActivitiesCashFlowStatement to label_OtherOperatingActivitiesCashFlowStatement" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xlink:label="OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xlink:title="OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax"> Other Comprehensive Income (Loss), Reclassification Adjustment on Derivatives Included in Net Income, Net of Tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xlink:to="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xlink:title="label: OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax to label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax_2"> Less: Realized gains on derivatives </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" xlink:to="label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax_2" xlink:title="label: OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax to label_OtherComprehensiveIncomeLossReclassificationAdjustmentOnDerivativesIncludedInNetIncomeNetOfTax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitment" xlink:label="OtherCommitment" xlink:title="OtherCommitment"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitment" xml:lang="en-US" id="label_OtherCommitment"> Other Commitment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitment" xlink:to="label_OtherCommitment" xlink:title="label: OtherCommitment to label_OtherCommitment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitment" xml:lang="en-US" id="label_OtherCommitment_2"> Total Unadvanced commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitment" xlink:to="label_OtherCommitment_2" xlink:title="label: OtherCommitment to label_OtherCommitment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitment_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_OtherCommitment" xml:lang="en-US" id="label_OtherCommitment_3"> Total unadvanced commitments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitment" xlink:to="label_OtherCommitment_3" xlink:title="label: OtherCommitment to label_OtherCommitment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitmentDueInFourthYear" xlink:label="OtherCommitmentDueInFourthYear" xlink:title="OtherCommitmentDueInFourthYear"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInFourthYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitmentDueInFourthYear" xml:lang="en-US" id="label_OtherCommitmentDueInFourthYear"> Other Commitment, Due in Fourth Year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInFourthYear" xlink:to="label_OtherCommitmentDueInFourthYear" xlink:title="label: OtherCommitmentDueInFourthYear to label_OtherCommitmentDueInFourthYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInFourthYear_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitmentDueInFourthYear" xml:lang="en-US" id="label_OtherCommitmentDueInFourthYear_2"> 2016 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInFourthYear" xlink:to="label_OtherCommitmentDueInFourthYear_2" xlink:title="label: OtherCommitmentDueInFourthYear to label_OtherCommitmentDueInFourthYear" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitmentDueInFifthYear" xlink:label="OtherCommitmentDueInFifthYear" xlink:title="OtherCommitmentDueInFifthYear"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInFifthYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitmentDueInFifthYear" xml:lang="en-US" id="label_OtherCommitmentDueInFifthYear"> Other Commitment, Due in Fifth Year </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInFifthYear" xlink:to="label_OtherCommitmentDueInFifthYear" xlink:title="label: OtherCommitmentDueInFifthYear to label_OtherCommitmentDueInFifthYear" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentDueInFifthYear_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitmentDueInFifthYear" xml:lang="en-US" id="label_OtherCommitmentDueInFifthYear_2"> 2017 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentDueInFifthYear" xlink:to="label_OtherCommitmentDueInFifthYear_2" xlink:title="label: OtherCommitmentDueInFifthYear to label_OtherCommitmentDueInFifthYear" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitmentFiscalYearMaturityAbstract" xlink:label="OtherCommitmentFiscalYearMaturityAbstract" xlink:title="OtherCommitmentFiscalYearMaturityAbstract"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentFiscalYearMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherCommitmentFiscalYearMaturityAbstract" xml:lang="en-US" id="label_OtherCommitmentFiscalYearMaturityAbstract"> Other Commitment, Fiscal Year Maturity [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentFiscalYearMaturityAbstract" xlink:to="label_OtherCommitmentFiscalYearMaturityAbstract" xlink:title="label: OtherCommitmentFiscalYearMaturityAbstract to label_OtherCommitmentFiscalYearMaturityAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherCommitmentFiscalYearMaturityAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherCommitmentFiscalYearMaturityAbstract" xml:lang="en-US" id="label_OtherCommitmentFiscalYearMaturityAbstract_2"> Notional maturities of committed lines of credit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCommitmentFiscalYearMaturityAbstract" xlink:to="label_OtherCommitmentFiscalYearMaturityAbstract_2" xlink:title="label: OtherCommitmentFiscalYearMaturityAbstract to label_OtherCommitmentFiscalYearMaturityAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"> Other comprehensive income (loss): </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract to label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2"> Other Comprehensive Income (Loss), Net of Tax [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract to label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:label="OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:title="OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax"> Unrealized gains (losses) on derivatives </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:to="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:title="label: OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax to label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_2"> Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Net of Tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:to="label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_2" xlink:title="label: OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax to label_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:title="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"> Add: Unrealized gains (losses) on securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:title="label: OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax to label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_2"> Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_2" xlink:title="label: OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax to label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense"/>
<link:label xlink:type="resource" xlink:label="label_OtherNoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherNoninterestExpense" xml:lang="en-US" id="label_OtherNoninterestExpense"> Other Noninterest Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="label_OtherNoninterestExpense" xlink:title="label: OtherNoninterestExpense to label_OtherNoninterestExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_OtherNoninterestExpense_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_OtherNoninterestExpense" xml:lang="en-US" id="label_OtherNoninterestExpense_2"> Other </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="label_OtherNoninterestExpense_2" xlink:title="label: OtherNoninterestExpense to label_OtherNoninterestExpense" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PerformingFinancingReceivableMember" xlink:label="PerformingFinancingReceivableMember" xlink:title="PerformingFinancingReceivableMember"/>
<link:label xlink:type="resource" xlink:label="label_PerformingFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PerformingFinancingReceivableMember" xml:lang="en-US" id="label_PerformingFinancingReceivableMember"> Performing Financing Receivable [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformingFinancingReceivableMember" xlink:to="label_PerformingFinancingReceivableMember" xlink:title="label: PerformingFinancingReceivableMember to label_PerformingFinancingReceivableMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PerformingFinancingReceivableMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PerformingFinancingReceivableMember" xml:lang="en-US" id="label_PerformingFinancingReceivableMember_2"> Restructured loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformingFinancingReceivableMember" xlink:to="label_PerformingFinancingReceivableMember_2" xlink:title="label: PerformingFinancingReceivableMember to label_PerformingFinancingReceivableMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PatronageRefunds" xlink:label="PatronageRefunds" xlink:title="PatronageRefunds"/>
<link:label xlink:type="resource" xlink:label="label_PatronageRefunds" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PatronageRefunds" xml:lang="en-US" id="label_PatronageRefunds"> Patronage Refunds </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageRefunds" xlink:to="label_PatronageRefunds" xlink:title="label: PatronageRefunds to label_PatronageRefunds" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageRefunds_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_PatronageRefunds" xml:lang="en-US" id="label_PatronageRefunds_2"> Retirement of allocated net earnings authorized </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageRefunds" xlink:to="label_PatronageRefunds_2" xlink:title="label: PatronageRefunds to label_PatronageRefunds" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageRefunds_3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PatronageRefunds" xml:lang="en-US" id="label_PatronageRefunds_3"> Retirement/allocation of net earnings authorized </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageRefunds" xlink:to="label_PatronageRefunds_3" xlink:title="label: PatronageRefunds to label_PatronageRefunds" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PatronageRefunds_4" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_PatronageRefunds" xml:lang="en-US" id="label_PatronageRefunds_4"> Patronage capital retirement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PatronageRefunds" xlink:to="label_PatronageRefunds_4" xlink:title="label: PatronageRefunds to label_PatronageRefunds" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="PastDueFinancingReceivablesTableTextBlock" xlink:title="PastDueFinancingReceivablesTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_PastDueFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_PastDueFinancingReceivablesTableTextBlock"> Schedule of analysis of the age of the recorded investment in loans outstanding by member class </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PastDueFinancingReceivablesTableTextBlock" xlink:to="label_PastDueFinancingReceivablesTableTextBlock" xlink:title="label: PastDueFinancingReceivablesTableTextBlock to label_PastDueFinancingReceivablesTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PastDueFinancingReceivablesTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US" id="label_PastDueFinancingReceivablesTableTextBlock_2"> Past Due Financing Receivables [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PastDueFinancingReceivablesTableTextBlock" xlink:to="label_PastDueFinancingReceivablesTableTextBlock_2" xlink:title="label: PastDueFinancingReceivablesTableTextBlock to label_PastDueFinancingReceivablesTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember"/>
<link:label xlink:type="resource" xlink:label="label_PassMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PassMember" xml:lang="en-US" id="label_PassMember"> Pass [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="label_PassMember" xlink:title="label: PassMember to label_PassMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PassMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PassMember" xml:lang="en-US" id="label_PassMember_2"> Pass </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="label_PassMember_2" xlink:title="label: PassMember to label_PassMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="ParentCompanyMember" xlink:title="ParentCompanyMember"/>
<link:label xlink:type="resource" xlink:label="label_ParentCompanyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ParentCompanyMember" xml:lang="en-US" id="label_ParentCompanyMember"> Parent Company [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentCompanyMember" xlink:to="label_ParentCompanyMember" xlink:title="label: ParentCompanyMember to label_ParentCompanyMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ParentCompanyMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ParentCompanyMember" xml:lang="en-US" id="label_ParentCompanyMember_2"> CFC </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentCompanyMember" xlink:to="label_ParentCompanyMember_2" xlink:title="label: ParentCompanyMember to label_ParentCompanyMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="ParentMember" xlink:title="ParentMember"/>
<link:label xlink:type="resource" xlink:label="label_ParentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ParentMember" xml:lang="en-US" id="label_ParentMember"> Total CFC equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentMember" xlink:to="label_ParentMember" xlink:title="label: ParentMember to label_ParentMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ParentMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ParentMember" xml:lang="en-US" id="label_ParentMember_2"> Parent [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParentMember" xlink:to="label_ParentMember_2" xlink:title="label: ParentMember to label_ParentMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentAndPerformanceRiskCreditRatingAxis" xlink:label="PaymentAndPerformanceRiskCreditRatingAxis" xlink:title="PaymentAndPerformanceRiskCreditRatingAxis"/>
<link:label xlink:type="resource" xlink:label="label_PaymentAndPerformanceRiskCreditRatingAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentAndPerformanceRiskCreditRatingAxis" xml:lang="en-US" id="label_PaymentAndPerformanceRiskCreditRatingAxis"> Credit Rating [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentAndPerformanceRiskCreditRatingAxis" xlink:to="label_PaymentAndPerformanceRiskCreditRatingAxis" xlink:title="label: PaymentAndPerformanceRiskCreditRatingAxis to label_PaymentAndPerformanceRiskCreditRatingAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDebtIssuanceCosts" xlink:label="PaymentsOfDebtIssuanceCosts" xlink:title="PaymentsOfDebtIssuanceCosts"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsOfDebtIssuanceCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsOfDebtIssuanceCosts" xml:lang="en-US" id="label_PaymentsOfDebtIssuanceCosts"> Payments of Debt Issuance Costs </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDebtIssuanceCosts" xlink:to="label_PaymentsOfDebtIssuanceCosts" xlink:title="label: PaymentsOfDebtIssuanceCosts to label_PaymentsOfDebtIssuanceCosts" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsOfDebtIssuanceCosts_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsOfDebtIssuanceCosts" xml:lang="en-US" id="label_PaymentsOfDebtIssuanceCosts_2"> Issuance costs for revolving bank lines of credit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDebtIssuanceCosts" xlink:to="label_PaymentsOfDebtIssuanceCosts_2" xlink:title="label: PaymentsOfDebtIssuanceCosts to label_PaymentsOfDebtIssuanceCosts" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromProductiveAssets" xlink:label="PaymentsForProceedsFromProductiveAssets" xlink:title="PaymentsForProceedsFromProductiveAssets"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForProceedsFromProductiveAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForProceedsFromProductiveAssets" xml:lang="en-US" id="label_PaymentsForProceedsFromProductiveAssets"> Payments for (Proceeds from) Productive Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromProductiveAssets" xlink:to="label_PaymentsForProceedsFromProductiveAssets" xlink:title="label: PaymentsForProceedsFromProductiveAssets to label_PaymentsForProceedsFromProductiveAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForProceedsFromProductiveAssets_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsForProceedsFromProductiveAssets" xml:lang="en-US" id="label_PaymentsForProceedsFromProductiveAssets_2"> Net investment in fixed assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromProductiveAssets" xlink:to="label_PaymentsForProceedsFromProductiveAssets_2" xlink:title="label: PaymentsForProceedsFromProductiveAssets to label_PaymentsForProceedsFromProductiveAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireInvestments" xlink:label="PaymentsToAcquireInvestments" xlink:title="PaymentsToAcquireInvestments"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireInvestments" xml:lang="en-US" id="label_PaymentsToAcquireInvestments"> Payments to Acquire Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireInvestments" xlink:to="label_PaymentsToAcquireInvestments" xlink:title="label: PaymentsToAcquireInvestments to label_PaymentsToAcquireInvestments" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireInvestments_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_PaymentsToAcquireInvestments" xml:lang="en-US" id="label_PaymentsToAcquireInvestments_2"> Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireInvestments" xlink:to="label_PaymentsToAcquireInvestments_2" xlink:title="label: PaymentsToAcquireInvestments to label_PaymentsToAcquireInvestments" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PerformanceGuaranteeMember" xlink:label="PerformanceGuaranteeMember" xlink:title="PerformanceGuaranteeMember"/>
<link:label xlink:type="resource" xlink:label="label_PerformanceGuaranteeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PerformanceGuaranteeMember" xml:lang="en-US" id="label_PerformanceGuaranteeMember"> Performance Guarantee [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformanceGuaranteeMember" xlink:to="label_PerformanceGuaranteeMember" xlink:title="label: PerformanceGuaranteeMember to label_PerformanceGuaranteeMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PerformanceGuaranteeMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PerformanceGuaranteeMember" xml:lang="en-US" id="label_PerformanceGuaranteeMember_2"> Letters of credit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerformanceGuaranteeMember" xlink:to="label_PerformanceGuaranteeMember_2" xlink:title="label: PerformanceGuaranteeMember to label_PerformanceGuaranteeMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="PrepaidExpenseAndOtherAssets" xlink:title="PrepaidExpenseAndOtherAssets"/>
<link:label xlink:type="resource" xlink:label="label_PrepaidExpenseAndOtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrepaidExpenseAndOtherAssets" xml:lang="en-US" id="label_PrepaidExpenseAndOtherAssets"> Prepaid Expense and Other Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaidExpenseAndOtherAssets" xlink:to="label_PrepaidExpenseAndOtherAssets" xlink:title="label: PrepaidExpenseAndOtherAssets to label_PrepaidExpenseAndOtherAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PrepaidExpenseAndOtherAssets_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PrepaidExpenseAndOtherAssets" xml:lang="en-US" id="label_PrepaidExpenseAndOtherAssets_2"> Other assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaidExpenseAndOtherAssets" xlink:to="label_PrepaidExpenseAndOtherAssets_2" xlink:title="label: PrepaidExpenseAndOtherAssets to label_PrepaidExpenseAndOtherAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="PriorPeriodReclassificationAdjustmentDescription" xlink:title="PriorPeriodReclassificationAdjustmentDescription"/>
<link:label xlink:type="resource" xlink:label="label_PriorPeriodReclassificationAdjustmentDescription" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PriorPeriodReclassificationAdjustmentDescription" xml:lang="en-US" id="label_PriorPeriodReclassificationAdjustmentDescription"> Reclassifications </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustmentDescription" xlink:to="label_PriorPeriodReclassificationAdjustmentDescription" xlink:title="label: PriorPeriodReclassificationAdjustmentDescription to label_PriorPeriodReclassificationAdjustmentDescription" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PriorPeriodReclassificationAdjustmentDescription_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PriorPeriodReclassificationAdjustmentDescription" xml:lang="en-US" id="label_PriorPeriodReclassificationAdjustmentDescription_2"> Reclassification, Policy [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustmentDescription" xlink:to="label_PriorPeriodReclassificationAdjustmentDescription_2" xlink:title="label: PriorPeriodReclassificationAdjustmentDescription to label_PriorPeriodReclassificationAdjustmentDescription" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromCollectionOfLoansReceivable" xlink:label="ProceedsFromCollectionOfLoansReceivable" xlink:title="ProceedsFromCollectionOfLoansReceivable"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromCollectionOfLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromCollectionOfLoansReceivable" xml:lang="en-US" id="label_ProceedsFromCollectionOfLoansReceivable"> Payment received from borrower </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromCollectionOfLoansReceivable" xlink:to="label_ProceedsFromCollectionOfLoansReceivable" xlink:title="label: ProceedsFromCollectionOfLoansReceivable to label_ProceedsFromCollectionOfLoansReceivable" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromCollectionOfLoansReceivable_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromCollectionOfLoansReceivable" xml:lang="en-US" id="label_ProceedsFromCollectionOfLoansReceivable_2"> Proceeds from Collection of Loans Receivable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromCollectionOfLoansReceivable" xlink:to="label_ProceedsFromCollectionOfLoansReceivable_2" xlink:title="label: ProceedsFromCollectionOfLoansReceivable to label_ProceedsFromCollectionOfLoansReceivable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="ProceedsFromRepaymentsOfShortTermDebt" xlink:title="ProceedsFromRepaymentsOfShortTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromRepaymentsOfShortTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromRepaymentsOfShortTermDebt" xml:lang="en-US" id="label_ProceedsFromRepaymentsOfShortTermDebt"> Proceeds from (Repayments of) Short-term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentsOfShortTermDebt" xlink:to="label_ProceedsFromRepaymentsOfShortTermDebt" xlink:title="label: ProceedsFromRepaymentsOfShortTermDebt to label_ProceedsFromRepaymentsOfShortTermDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromRepaymentsOfShortTermDebt_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromRepaymentsOfShortTermDebt" xml:lang="en-US" id="label_ProceedsFromRepaymentsOfShortTermDebt_2"> Proceeds from (repayments of) issuances of short-term debt, net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentsOfShortTermDebt" xlink:to="label_ProceedsFromRepaymentsOfShortTermDebt_2" xlink:title="label: ProceedsFromRepaymentsOfShortTermDebt to label_ProceedsFromRepaymentsOfShortTermDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:label="ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:title="ProceedsFromIssuanceOfSeniorLongTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromIssuanceOfSeniorLongTermDebt" xml:lang="en-US" id="label_ProceedsFromIssuanceOfSeniorLongTermDebt"> Proceeds from Issuance of Senior Long-term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:to="label_ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:title="label: ProceedsFromIssuanceOfSeniorLongTermDebt to label_ProceedsFromIssuanceOfSeniorLongTermDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromIssuanceOfSeniorLongTermDebt_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromIssuanceOfSeniorLongTermDebt" xml:lang="en-US" id="label_ProceedsFromIssuanceOfSeniorLongTermDebt_2"> Proceeds from issuance of long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:to="label_ProceedsFromIssuanceOfSeniorLongTermDebt_2" xlink:title="label: ProceedsFromIssuanceOfSeniorLongTermDebt to label_ProceedsFromIssuanceOfSeniorLongTermDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:title="ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xml:lang="en-US" id="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment"> Proceeds from Principal Repayments on Loans and Leases Held-for-investment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:to="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:title="label: ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment to label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xml:lang="en-US" id="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_2"> Principal collected on loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:to="label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_2" xlink:title="label: ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment to label_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSubordinatedLongTermDebt" xlink:label="ProceedsFromIssuanceOfSubordinatedLongTermDebt" xlink:title="ProceedsFromIssuanceOfSubordinatedLongTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt" xml:lang="en-US" id="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt"> Proceeds from Issuance of Subordinated Long-term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfSubordinatedLongTermDebt" xlink:to="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt" xlink:title="label: ProceedsFromIssuanceOfSubordinatedLongTermDebt to label_ProceedsFromIssuanceOfSubordinatedLongTermDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt" xml:lang="en-US" id="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt_2"> Proceeds from issuance of members' subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromIssuanceOfSubordinatedLongTermDebt" xlink:to="label_ProceedsFromIssuanceOfSubordinatedLongTermDebt_2" xlink:title="label: ProceedsFromIssuanceOfSubordinatedLongTermDebt to label_ProceedsFromIssuanceOfSubordinatedLongTermDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:label="ProceedsFromSaleOfLoansHeldForInvestment" xlink:title="ProceedsFromSaleOfLoansHeldForInvestment"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfLoansHeldForInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfLoansHeldForInvestment" xml:lang="en-US" id="label_ProceedsFromSaleOfLoansHeldForInvestment"> Proceeds from Sale of Loans Held-for-investment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfLoansHeldForInvestment" xlink:to="label_ProceedsFromSaleOfLoansHeldForInvestment" xlink:title="label: ProceedsFromSaleOfLoansHeldForInvestment to label_ProceedsFromSaleOfLoansHeldForInvestment" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfLoansHeldForInvestment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProceedsFromSaleOfLoansHeldForInvestment" xml:lang="en-US" id="label_ProceedsFromSaleOfLoansHeldForInvestment_2"> Net proceeds from sale of loans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfLoansHeldForInvestment" xlink:to="label_ProceedsFromSaleOfLoansHeldForInvestment_2" xlink:title="label: ProceedsFromSaleOfLoansHeldForInvestment to label_ProceedsFromSaleOfLoansHeldForInvestment" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProfitLoss" xlink:label="ProfitLoss" xlink:title="ProfitLoss"/>
<link:label xlink:type="resource" xlink:label="label_ProfitLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_ProfitLoss" xml:lang="en-US" id="label_ProfitLoss"> Net income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss" xlink:title="label: ProfitLoss to label_ProfitLoss" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProfitLoss_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProfitLoss" xml:lang="en-US" id="label_ProfitLoss_2"> Net Income (Loss), Including Portion Attributable to Noncontrolling Interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_2" xlink:title="label: ProfitLoss to label_ProfitLoss" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ProfitLoss_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ProfitLoss" xml:lang="en-US" id="label_ProfitLoss_3"> Net income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProfitLoss" xlink:to="label_ProfitLoss_3" xlink:title="label: ProfitLoss to label_ProfitLoss" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="PropertyPlantAndEquipmentNet" xlink:title="PropertyPlantAndEquipmentNet"/>
<link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PropertyPlantAndEquipmentNet" xml:lang="en-US" id="label_PropertyPlantAndEquipmentNet"> Property, Plant and Equipment, Net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="label_PropertyPlantAndEquipmentNet" xlink:title="label: PropertyPlantAndEquipmentNet to label_PropertyPlantAndEquipmentNet" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_PropertyPlantAndEquipmentNet_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PropertyPlantAndEquipmentNet" xml:lang="en-US" id="label_PropertyPlantAndEquipmentNet_2"> Fixed assets, net </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PropertyPlantAndEquipmentNet" xlink:to="label_PropertyPlantAndEquipmentNet_2" xlink:title="label: PropertyPlantAndEquipmentNet to label_PropertyPlantAndEquipmentNet" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="RangeAxis" xlink:title="RangeAxis"/>
<link:label xlink:type="resource" xlink:label="label_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RangeAxis" xml:lang="en-US" id="label_RangeAxis"> Range [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeAxis" xlink:to="label_RangeAxis" xlink:title="label: RangeAxis to label_RangeAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember"/>
<link:label xlink:type="resource" xlink:label="label_RangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RangeMember" xml:lang="en-US" id="label_RangeMember"> Range [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RangeMember" xlink:to="label_RangeMember" xlink:title="label: RangeMember to label_RangeMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="ReceivableTypeDomain" xlink:title="ReceivableTypeDomain"/>
<link:label xlink:type="resource" xlink:label="label_ReceivableTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReceivableTypeDomain" xml:lang="en-US" id="label_ReceivableTypeDomain"> Receivable Type [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReceivableTypeDomain" xlink:to="label_ReceivableTypeDomain" xlink:title="label: ReceivableTypeDomain to label_ReceivableTypeDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RecognitionOfDeferredRevenue" xlink:label="RecognitionOfDeferredRevenue" xlink:title="RecognitionOfDeferredRevenue"/>
<link:label xlink:type="resource" xlink:label="label_RecognitionOfDeferredRevenue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RecognitionOfDeferredRevenue" xml:lang="en-US" id="label_RecognitionOfDeferredRevenue"> Recognition of Deferred Revenue </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RecognitionOfDeferredRevenue" xlink:to="label_RecognitionOfDeferredRevenue" xlink:title="label: RecognitionOfDeferredRevenue to label_RecognitionOfDeferredRevenue" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RecognitionOfDeferredRevenue_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RecognitionOfDeferredRevenue" xml:lang="en-US" id="label_RecognitionOfDeferredRevenue_2"> Amortization of deferred income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RecognitionOfDeferredRevenue" xlink:to="label_RecognitionOfDeferredRevenue_2" xlink:title="label: RecognitionOfDeferredRevenue to label_RecognitionOfDeferredRevenue" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfSubordinatedDebt" xlink:label="RepaymentsOfSubordinatedDebt" xlink:title="RepaymentsOfSubordinatedDebt"/>
<link:label xlink:type="resource" xlink:label="label_RepaymentsOfSubordinatedDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RepaymentsOfSubordinatedDebt" xml:lang="en-US" id="label_RepaymentsOfSubordinatedDebt"> Repayments of Subordinated Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSubordinatedDebt" xlink:to="label_RepaymentsOfSubordinatedDebt" xlink:title="label: RepaymentsOfSubordinatedDebt to label_RepaymentsOfSubordinatedDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RepaymentsOfSubordinatedDebt_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RepaymentsOfSubordinatedDebt" xml:lang="en-US" id="label_RepaymentsOfSubordinatedDebt_2"> Payments for retirement of members' subordinated certificates </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSubordinatedDebt" xlink:to="label_RepaymentsOfSubordinatedDebt_2" xlink:title="label: RepaymentsOfSubordinatedDebt to label_RepaymentsOfSubordinatedDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfSeniorDebt" xlink:label="RepaymentsOfSeniorDebt" xlink:title="RepaymentsOfSeniorDebt"/>
<link:label xlink:type="resource" xlink:label="label_RepaymentsOfSeniorDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RepaymentsOfSeniorDebt" xml:lang="en-US" id="label_RepaymentsOfSeniorDebt"> Repayments of Senior Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSeniorDebt" xlink:to="label_RepaymentsOfSeniorDebt" xlink:title="label: RepaymentsOfSeniorDebt to label_RepaymentsOfSeniorDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RepaymentsOfSeniorDebt_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_RepaymentsOfSeniorDebt" xml:lang="en-US" id="label_RepaymentsOfSeniorDebt_2"> Payments for retirement of long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepaymentsOfSeniorDebt" xlink:to="label_RepaymentsOfSeniorDebt_2" xlink:title="label: RepaymentsOfSeniorDebt to label_RepaymentsOfSeniorDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="RepurchaseAgreementCounterpartyNameDomain" xlink:title="RepurchaseAgreementCounterpartyNameDomain"/>
<link:label xlink:type="resource" xlink:label="label_RepurchaseAgreementCounterpartyNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RepurchaseAgreementCounterpartyNameDomain" xml:lang="en-US" id="label_RepurchaseAgreementCounterpartyNameDomain"> Counterparty Name [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepurchaseAgreementCounterpartyNameDomain" xlink:to="label_RepurchaseAgreementCounterpartyNameDomain" xlink:title="label: RepurchaseAgreementCounterpartyNameDomain to label_RepurchaseAgreementCounterpartyNameDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="RestrictedCashAndCashEquivalents" xlink:title="RestrictedCashAndCashEquivalents"/>
<link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedCashAndCashEquivalents" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents"> Restricted Cash and Cash Equivalents </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents" xlink:title="label: RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RestrictedCashAndCashEquivalents" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents_2"> Restricted cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents_2" xlink:title="label: RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RestrictedCashAndCashEquivalents_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_RestrictedCashAndCashEquivalents" xml:lang="en-US" id="label_RestrictedCashAndCashEquivalents_3"> Cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedCashAndCashEquivalents" xlink:to="label_RestrictedCashAndCashEquivalents_3" xlink:title="label: RestrictedCashAndCashEquivalents to label_RestrictedCashAndCashEquivalents" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit"> Retained Earnings (Accumulated Deficit) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit" xlink:title="label: RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit_2"> Retained equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit_2" xlink:title="label: RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="RetainedEarningsMember" xlink:title="RetainedEarningsMember"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsMember" xml:lang="en-US" id="label_RetainedEarningsMember"> CFC retained equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="label_RetainedEarningsMember" xlink:title="label: RetainedEarningsMember to label_RetainedEarningsMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsMember" xml:lang="en-US" id="label_RetainedEarningsMember_2"> Retained Earnings [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="label_RetainedEarningsMember_2" xlink:title="label: RetainedEarningsMember to label_RetainedEarningsMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedPatronageAllocations" xlink:label="RetainedPatronageAllocations" xlink:title="RetainedPatronageAllocations"/>
<link:label xlink:type="resource" xlink:label="label_RetainedPatronageAllocations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedPatronageAllocations" xml:lang="en-US" id="label_RetainedPatronageAllocations"> Retained Patronage Allocations </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedPatronageAllocations" xlink:to="label_RetainedPatronageAllocations" xlink:title="label: RetainedPatronageAllocations to label_RetainedPatronageAllocations" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedPatronageAllocations_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedPatronageAllocations" xml:lang="en-US" id="label_RetainedPatronageAllocations_2"> Allocation of net earnings </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedPatronageAllocations" xlink:to="label_RetainedPatronageAllocations_2" xlink:title="label: RetainedPatronageAllocations to label_RetainedPatronageAllocations" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsUnappropriatedMember" xlink:label="RetainedEarningsUnappropriatedMember" xlink:title="RetainedEarningsUnappropriatedMember"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsUnappropriatedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsUnappropriatedMember" xml:lang="en-US" id="label_RetainedEarningsUnappropriatedMember"> Unallocated net income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsUnappropriatedMember" xlink:to="label_RetainedEarningsUnappropriatedMember" xlink:title="label: RetainedEarningsUnappropriatedMember to label_RetainedEarningsUnappropriatedMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsUnappropriatedMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsUnappropriatedMember" xml:lang="en-US" id="label_RetainedEarningsUnappropriatedMember_2"> Retained Earnings, Unappropriated [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsUnappropriatedMember" xlink:to="label_RetainedEarningsUnappropriatedMember_2" xlink:title="label: RetainedEarningsUnappropriatedMember to label_RetainedEarningsUnappropriatedMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RevenueRecognitionInterest" xlink:label="RevenueRecognitionInterest" xlink:title="RevenueRecognitionInterest"/>
<link:label xlink:type="resource" xlink:label="label_RevenueRecognitionInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevenueRecognitionInterest" xml:lang="en-US" id="label_RevenueRecognitionInterest"> Revenue Recognition, Interest [Policy Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueRecognitionInterest" xlink:to="label_RevenueRecognitionInterest" xlink:title="label: RevenueRecognitionInterest to label_RevenueRecognitionInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RevenueRecognitionInterest_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RevenueRecognitionInterest" xml:lang="en-US" id="label_RevenueRecognitionInterest_2"> Interest Income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenueRecognitionInterest" xlink:to="label_RevenueRecognitionInterest_2" xlink:title="label: RevenueRecognitionInterest to label_RevenueRecognitionInterest" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RevolvingCreditFacilityMember" xlink:label="RevolvingCreditFacilityMember" xlink:title="RevolvingCreditFacilityMember"/>
<link:label xlink:type="resource" xlink:label="label_RevolvingCreditFacilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevolvingCreditFacilityMember" xml:lang="en-US" id="label_RevolvingCreditFacilityMember"> Revolving Credit Facility [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevolvingCreditFacilityMember" xlink:to="label_RevolvingCreditFacilityMember" xlink:title="label: RevolvingCreditFacilityMember to label_RevolvingCreditFacilityMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_RevolvingCreditFacilityMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RevolvingCreditFacilityMember" xml:lang="en-US" id="label_RevolvingCreditFacilityMember_2"> Revolving credit agreements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevolvingCreditFacilityMember" xlink:to="label_RevolvingCreditFacilityMember_2" xlink:title="label: RevolvingCreditFacilityMember to label_RevolvingCreditFacilityMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="ScenarioUnspecifiedDomain" xlink:title="ScenarioUnspecifiedDomain"/>
<link:label xlink:type="resource" xlink:label="label_ScenarioUnspecifiedDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScenarioUnspecifiedDomain" xml:lang="en-US" id="label_ScenarioUnspecifiedDomain"> Scenario, Unspecified [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScenarioUnspecifiedDomain" xlink:to="label_ScenarioUnspecifiedDomain" xlink:title="label: ScenarioUnspecifiedDomain to label_ScenarioUnspecifiedDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"> Schedule of Financing Receivable, Allowance for Credit Losses [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="label_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:title="label: ScheduleOfFinancingReceivableAllowanceForCreditLossesTable to label_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="ScheduleOfImpairedFinancingReceivableTable" xlink:title="ScheduleOfImpairedFinancingReceivableTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfImpairedFinancingReceivableTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfImpairedFinancingReceivableTable" xml:lang="en-US" id="label_ScheduleOfImpairedFinancingReceivableTable"> Schedule of Impaired Financing Receivable [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfImpairedFinancingReceivableTable" xlink:to="label_ScheduleOfImpairedFinancingReceivableTable" xlink:title="label: ScheduleOfImpairedFinancingReceivableTable to label_ScheduleOfImpairedFinancingReceivableTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"> Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:title="label: ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US" id="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_2"> Schedule of the entity's assets and liabilities that are measured at fair value on a recurring basis </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_2" xlink:title="label: ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock to label_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:label="ScheduleOfDebtTableTextBlock" xlink:title="ScheduleOfDebtTableTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfDebtTableTextBlock" xml:lang="en-US" id="label_ScheduleOfDebtTableTextBlock"> Summary of short-term debt outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtTableTextBlock" xlink:to="label_ScheduleOfDebtTableTextBlock" xlink:title="label: ScheduleOfDebtTableTextBlock to label_ScheduleOfDebtTableTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDebtTableTextBlock" xml:lang="en-US" id="label_ScheduleOfDebtTableTextBlock_2"> Schedule of Debt [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtTableTextBlock" xlink:to="label_ScheduleOfDebtTableTextBlock_2" xlink:title="label: ScheduleOfDebtTableTextBlock to label_ScheduleOfDebtTableTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="ScheduleOfFinancingReceivablesPastDueTable" xlink:title="ScheduleOfFinancingReceivablesPastDueTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivablesPastDueTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivablesPastDueTable" xml:lang="en-US" id="label_ScheduleOfFinancingReceivablesPastDueTable"> Schedule of Financing Receivables Past Due [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivablesPastDueTable" xlink:to="label_ScheduleOfFinancingReceivablesPastDueTable" xlink:title="label: ScheduleOfFinancingReceivablesPastDueTable to label_ScheduleOfFinancingReceivablesPastDueTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xml:lang="en-US" id="label_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"> Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="label_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:title="label: ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable to label_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:label="ScheduleOfDebtInstrumentsTextBlock" xlink:title="ScheduleOfDebtInstrumentsTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfDebtInstrumentsTextBlock" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTextBlock"> Summary of long-term debt outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTextBlock" xlink:to="label_ScheduleOfDebtInstrumentsTextBlock" xlink:title="label: ScheduleOfDebtInstrumentsTextBlock to label_ScheduleOfDebtInstrumentsTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDebtInstrumentsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDebtInstrumentsTextBlock" xml:lang="en-US" id="label_ScheduleOfDebtInstrumentsTextBlock_2"> Schedule of Long-term Debt Instruments [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDebtInstrumentsTextBlock" xlink:to="label_ScheduleOfDebtInstrumentsTextBlock_2" xlink:title="label: ScheduleOfDebtInstrumentsTextBlock to label_ScheduleOfDebtInstrumentsTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:label="ScheduleOfDerivativeInstrumentsTextBlock" xlink:title="ScheduleOfDerivativeInstrumentsTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDerivativeInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfDerivativeInstrumentsTextBlock" xml:lang="en-US" id="label_ScheduleOfDerivativeInstrumentsTextBlock"> Schedule of notional amounts outstanding and the weighted average interest rate paid and received for the entity's interest rate swaps </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDerivativeInstrumentsTextBlock" xlink:to="label_ScheduleOfDerivativeInstrumentsTextBlock" xlink:title="label: ScheduleOfDerivativeInstrumentsTextBlock to label_ScheduleOfDerivativeInstrumentsTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDerivativeInstrumentsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDerivativeInstrumentsTextBlock" xml:lang="en-US" id="label_ScheduleOfDerivativeInstrumentsTextBlock_2"> Schedule of Derivative Instruments [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDerivativeInstrumentsTextBlock" xlink:to="label_ScheduleOfDerivativeInstrumentsTextBlock_2" xlink:title="label: ScheduleOfDerivativeInstrumentsTextBlock to label_ScheduleOfDerivativeInstrumentsTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTextBlock" xlink:label="ScheduleOfGuaranteeObligationsTextBlock" xlink:title="ScheduleOfGuaranteeObligationsTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfGuaranteeObligationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfGuaranteeObligationsTextBlock" xml:lang="en-US" id="label_ScheduleOfGuaranteeObligationsTextBlock"> Summary of total guarantees by type of guarantee and member class </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfGuaranteeObligationsTextBlock" xlink:to="label_ScheduleOfGuaranteeObligationsTextBlock" xlink:title="label: ScheduleOfGuaranteeObligationsTextBlock to label_ScheduleOfGuaranteeObligationsTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfGuaranteeObligationsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfGuaranteeObligationsTextBlock" xml:lang="en-US" id="label_ScheduleOfGuaranteeObligationsTextBlock_2"> Schedule of Guarantor Obligations [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfGuaranteeObligationsTextBlock" xlink:to="label_ScheduleOfGuaranteeObligationsTextBlock_2" xlink:title="label: ScheduleOfGuaranteeObligationsTextBlock to label_ScheduleOfGuaranteeObligationsTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:label="ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:title="ScheduleOfLineOfCreditFacilitiesTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfLineOfCreditFacilitiesTextBlock" xml:lang="en-US" id="label_ScheduleOfLineOfCreditFacilitiesTextBlock"> Schedule of total available and outstanding letters of credit under the revolving credit agreements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:to="label_ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:title="label: ScheduleOfLineOfCreditFacilitiesTextBlock to label_ScheduleOfLineOfCreditFacilitiesTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfLineOfCreditFacilitiesTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfLineOfCreditFacilitiesTextBlock" xml:lang="en-US" id="label_ScheduleOfLineOfCreditFacilitiesTextBlock_2"> Schedule of Line of Credit Facilities [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:to="label_ScheduleOfLineOfCreditFacilitiesTextBlock_2" xlink:title="label: ScheduleOfLineOfCreditFacilitiesTextBlock to label_ScheduleOfLineOfCreditFacilitiesTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTable" xlink:label="ScheduleOfGuaranteeObligationsTable" xlink:title="ScheduleOfGuaranteeObligationsTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfGuaranteeObligationsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfGuaranteeObligationsTable" xml:lang="en-US" id="label_ScheduleOfGuaranteeObligationsTable"> Schedule of Guarantor Obligations [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfGuaranteeObligationsTable" xlink:to="label_ScheduleOfGuaranteeObligationsTable" xlink:title="label: ScheduleOfGuaranteeObligationsTable to label_ScheduleOfGuaranteeObligationsTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="ScheduleOfSegmentReportingInformationBySegmentTable" xlink:title="ScheduleOfSegmentReportingInformationBySegmentTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTable" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTable"> Schedule of Segment Reporting Information, by Segment [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTable" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:title="label: ScheduleOfSegmentReportingInformationBySegmentTable to label_ScheduleOfSegmentReportingInformationBySegmentTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:title="ScheduleOfSegmentReportingInformationBySegmentTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock"> Schedule of segment presentation for the condensed consolidated statements of operations and condensed consolidated balance sheets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:title="label: ScheduleOfSegmentReportingInformationBySegmentTextBlock to label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xml:lang="en-US" id="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_2"> Schedule of Segment Reporting Information, by Segment [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:to="label_ScheduleOfSegmentReportingInformationBySegmentTextBlock_2" xlink:title="label: ScheduleOfSegmentReportingInformationBySegmentTextBlock to label_ScheduleOfSegmentReportingInformationBySegmentTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xml:lang="en-US" id="label_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"> Schedule of Accounts, Notes, Loans and Financing Receivable [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="label_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:title="label: ScheduleOfAccountsNotesLoansAndFinancingReceivableTable to label_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="ScheduleOfVariableInterestEntitiesTable" xlink:title="ScheduleOfVariableInterestEntitiesTable"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfVariableInterestEntitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfVariableInterestEntitiesTable" xml:lang="en-US" id="label_ScheduleOfVariableInterestEntitiesTable"> Schedule of Variable Interest Entities [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfVariableInterestEntitiesTable" xlink:to="label_ScheduleOfVariableInterestEntitiesTable" xlink:title="label: ScheduleOfVariableInterestEntitiesTable to label_ScheduleOfVariableInterestEntitiesTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:label="ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:title="ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xml:lang="en-US" id="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"> Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance [Table Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:to="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:title="label: ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock to label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xml:lang="en-US" id="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_2"> Summary of gains and losses recorded on the consolidated statements of operations for the entity's interest rate swaps </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:to="label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_2" xlink:title="label: ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock to label_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuredDebtMember" xlink:label="SecuredDebtMember" xlink:title="SecuredDebtMember"/>
<link:label xlink:type="resource" xlink:label="label_SecuredDebtMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuredDebtMember" xml:lang="en-US" id="label_SecuredDebtMember"> Secured long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebtMember" xlink:to="label_SecuredDebtMember" xlink:title="label: SecuredDebtMember to label_SecuredDebtMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SecuredDebtMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredDebtMember" xml:lang="en-US" id="label_SecuredDebtMember_2"> Secured Debt [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebtMember" xlink:to="label_SecuredDebtMember_2" xlink:title="label: SecuredDebtMember to label_SecuredDebtMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuredDebt" xlink:label="SecuredDebt" xlink:title="SecuredDebt"/>
<link:label xlink:type="resource" xlink:label="label_SecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuredDebt" xml:lang="en-US" id="label_SecuredDebt"> Secured Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebt" xlink:to="label_SecuredDebt" xlink:title="label: SecuredDebt to label_SecuredDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SecuredDebt_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SecuredDebt" xml:lang="en-US" id="label_SecuredDebt_2"> Debt outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuredDebt" xlink:to="label_SecuredDebt_2" xlink:title="label: SecuredDebt to label_SecuredDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="SegmentReportingInformationLineItems" xlink:title="SegmentReportingInformationLineItems"/>
<link:label xlink:type="resource" xlink:label="label_SegmentReportingInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SegmentReportingInformationLineItems" xml:lang="en-US" id="label_SegmentReportingInformationLineItems"> Segment Information </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingInformationLineItems" xlink:to="label_SegmentReportingInformationLineItems" xlink:title="label: SegmentReportingInformationLineItems to label_SegmentReportingInformationLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SegmentReportingInformationLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingInformationLineItems" xml:lang="en-US" id="label_SegmentReportingInformationLineItems_2"> Segment Reporting Information [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingInformationLineItems" xlink:to="label_SegmentReportingInformationLineItems_2" xlink:title="label: SegmentReportingInformationLineItems to label_SegmentReportingInformationLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="SegmentReportingAbstract" xlink:title="SegmentReportingAbstract"/>
<link:label xlink:type="resource" xlink:label="label_SegmentReportingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingAbstract" xml:lang="en-US" id="label_SegmentReportingAbstract"> Segment Information </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingAbstract" xlink:to="label_SegmentReportingAbstract" xlink:title="label: SegmentReportingAbstract to label_SegmentReportingAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="SegmentReportingDisclosureTextBlock" xlink:title="SegmentReportingDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_SegmentReportingDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SegmentReportingDisclosureTextBlock" xml:lang="en-US" id="label_SegmentReportingDisclosureTextBlock"> Segment Information </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingDisclosureTextBlock" xlink:to="label_SegmentReportingDisclosureTextBlock" xlink:title="label: SegmentReportingDisclosureTextBlock to label_SegmentReportingDisclosureTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SegmentReportingDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingDisclosureTextBlock" xml:lang="en-US" id="label_SegmentReportingDisclosureTextBlock_2"> Segment Reporting Disclosure [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingDisclosureTextBlock" xlink:to="label_SegmentReportingDisclosureTextBlock_2" xlink:title="label: SegmentReportingDisclosureTextBlock to label_SegmentReportingDisclosureTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentDomain" xlink:label="SegmentDomain" xlink:title="SegmentDomain"/>
<link:label xlink:type="resource" xlink:label="label_SegmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentDomain" xml:lang="en-US" id="label_SegmentDomain"> Segment [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentDomain" xlink:to="label_SegmentDomain" xlink:title="label: SegmentDomain to label_SegmentDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SellingGeneralAndAdministrativeExpense" xlink:label="SellingGeneralAndAdministrativeExpense" xlink:title="SellingGeneralAndAdministrativeExpense"/>
<link:label xlink:type="resource" xlink:label="label_SellingGeneralAndAdministrativeExpense" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_SellingGeneralAndAdministrativeExpense" xml:lang="en-US" id="label_SellingGeneralAndAdministrativeExpense"> Other general and administrative expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SellingGeneralAndAdministrativeExpense" xlink:to="label_SellingGeneralAndAdministrativeExpense" xlink:title="label: SellingGeneralAndAdministrativeExpense to label_SellingGeneralAndAdministrativeExpense" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SellingGeneralAndAdministrativeExpense_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SellingGeneralAndAdministrativeExpense" xml:lang="en-US" id="label_SellingGeneralAndAdministrativeExpense_2"> Selling, General and Administrative Expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SellingGeneralAndAdministrativeExpense" xlink:to="label_SellingGeneralAndAdministrativeExpense_2" xlink:title="label: SellingGeneralAndAdministrativeExpense to label_SellingGeneralAndAdministrativeExpense" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SettlementOfDebtMember" xlink:label="SettlementOfDebtMember" xlink:title="SettlementOfDebtMember"/>
<link:label xlink:type="resource" xlink:label="label_SettlementOfDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SettlementOfDebtMember" xml:lang="en-US" id="label_SettlementOfDebtMember"> Settlement of Debt [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SettlementOfDebtMember" xlink:to="label_SettlementOfDebtMember" xlink:title="label: SettlementOfDebtMember to label_SettlementOfDebtMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SettlementOfDebtMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SettlementOfDebtMember" xml:lang="en-US" id="label_SettlementOfDebtMember_2"> Exchange of debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SettlementOfDebtMember" xlink:to="label_SettlementOfDebtMember_2" xlink:title="label: SettlementOfDebtMember to label_SettlementOfDebtMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="ShortTermBorrowings" xlink:title="ShortTermBorrowings"/>
<link:label xlink:type="resource" xlink:label="label_ShortTermBorrowings" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShortTermBorrowings" xml:lang="en-US" id="label_ShortTermBorrowings"> Short-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermBorrowings" xlink:to="label_ShortTermBorrowings" xlink:title="label: ShortTermBorrowings to label_ShortTermBorrowings" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ShortTermBorrowings_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShortTermBorrowings" xml:lang="en-US" id="label_ShortTermBorrowings_2"> Short-term Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermBorrowings" xlink:to="label_ShortTermBorrowings_2" xlink:title="label: ShortTermBorrowings to label_ShortTermBorrowings" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTextBlock" xlink:label="ShortTermDebtTextBlock" xlink:title="ShortTermDebtTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ShortTermDebtTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShortTermDebtTextBlock" xml:lang="en-US" id="label_ShortTermDebtTextBlock"> Short-term Debt [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermDebtTextBlock" xlink:to="label_ShortTermDebtTextBlock" xlink:title="label: ShortTermDebtTextBlock to label_ShortTermDebtTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_ShortTermDebtTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShortTermDebtTextBlock" xml:lang="en-US" id="label_ShortTermDebtTextBlock_2"> Short-Term Debt and Credit Arrangements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermDebtTextBlock" xlink:to="label_ShortTermDebtTextBlock_2" xlink:title="label: ShortTermDebtTextBlock to label_ShortTermDebtTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StandardPoorsBBBRatingMember" xlink:label="StandardPoorsBBBRatingMember" xlink:title="StandardPoorsBBBRatingMember"/>
<link:label xlink:type="resource" xlink:label="label_StandardPoorsBBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StandardPoorsBBBRatingMember" xml:lang="en-US" id="label_StandardPoorsBBBRatingMember"> BBB </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StandardPoorsBBBRatingMember" xlink:to="label_StandardPoorsBBBRatingMember" xlink:title="label: StandardPoorsBBBRatingMember to label_StandardPoorsBBBRatingMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StandardPoorsBBBRatingMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StandardPoorsBBBRatingMember" xml:lang="en-US" id="label_StandardPoorsBBBRatingMember_2"> Standard & Poor's, BBB Rating [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StandardPoorsBBBRatingMember" xlink:to="label_StandardPoorsBBBRatingMember_2" xlink:title="label: StandardPoorsBBBRatingMember to label_StandardPoorsBBBRatingMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable"/>
<link:label xlink:type="resource" xlink:label="label_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementTable" xml:lang="en-US" id="label_StatementTable"> Statement [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementTable" xlink:to="label_StatementTable" xlink:title="label: StatementTable to label_StatementTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="StatementScenarioAxis" xlink:title="StatementScenarioAxis"/>
<link:label xlink:type="resource" xlink:label="label_StatementScenarioAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementScenarioAxis" xml:lang="en-US" id="label_StatementScenarioAxis"> Scenario [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementScenarioAxis" xlink:to="label_StatementScenarioAxis" xlink:title="label: StatementScenarioAxis to label_StatementScenarioAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems"/>
<link:label xlink:type="resource" xlink:label="label_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementLineItems" xml:lang="en-US" id="label_StatementLineItems"> Statement [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementLineItems" xlink:to="label_StatementLineItems" xlink:title="label: StatementLineItems to label_StatementLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StatementLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatementLineItems" xml:lang="en-US" id="label_StatementLineItems_2"> Statement </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementLineItems" xlink:to="label_StatementLineItems_2" xlink:title="label: StatementLineItems to label_StatementLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="StatementOfStockholdersEquityAbstract" xlink:title="StatementOfStockholdersEquityAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfStockholdersEquityAbstract" xml:lang="en-US" id="label_StatementOfStockholdersEquityAbstract"> CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN EQUITY </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfStockholdersEquityAbstract" xlink:to="label_StatementOfStockholdersEquityAbstract" xlink:title="label: StatementOfStockholdersEquityAbstract to label_StatementOfStockholdersEquityAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfCashFlowsAbstract" xml:lang="en-US" id="label_StatementOfCashFlowsAbstract"> CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfCashFlowsAbstract" xlink:to="label_StatementOfCashFlowsAbstract" xlink:title="label: StatementOfCashFlowsAbstract to label_StatementOfCashFlowsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="StatementBusinessSegmentsAxis" xlink:title="StatementBusinessSegmentsAxis"/>
<link:label xlink:type="resource" xlink:label="label_StatementBusinessSegmentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementBusinessSegmentsAxis" xml:lang="en-US" id="label_StatementBusinessSegmentsAxis"> Business Segments [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementBusinessSegmentsAxis" xlink:to="label_StatementBusinessSegmentsAxis" xlink:title="label: StatementBusinessSegmentsAxis to label_StatementBusinessSegmentsAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis"/>
<link:label xlink:type="resource" xlink:label="label_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementEquityComponentsAxis" xml:lang="en-US" id="label_StatementEquityComponentsAxis"> Equity Components [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementEquityComponentsAxis" xlink:to="label_StatementEquityComponentsAxis" xlink:title="label: StatementEquityComponentsAxis to label_StatementEquityComponentsAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfFinancialPositionAbstract" xml:lang="en-US" id="label_StatementOfFinancialPositionAbstract"> CONDENSED CONSOLIDATED BALANCE SHEETS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="label_StatementOfFinancialPositionAbstract" xlink:title="label: StatementOfFinancialPositionAbstract to label_StatementOfFinancialPositionAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:title="StatementOfIncomeAndComprehensiveIncomeAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfIncomeAndComprehensiveIncomeAbstract" xml:lang="en-US" id="label_StatementOfIncomeAndComprehensiveIncomeAbstract"> CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="label_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:title="label: StatementOfIncomeAndComprehensiveIncomeAbstract to label_StatementOfIncomeAndComprehensiveIncomeAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityOther" xlink:label="StockholdersEquityOther" xlink:title="StockholdersEquityOther"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityOther" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityOther" xml:lang="en-US" id="label_StockholdersEquityOther"> Stockholders' Equity, Other </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityOther" xlink:to="label_StockholdersEquityOther" xlink:title="label: StockholdersEquityOther to label_StockholdersEquityOther" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityOther_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_StockholdersEquityOther" xml:lang="en-US" id="label_StockholdersEquityOther_2"> Other </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityOther" xlink:to="label_StockholdersEquityOther_2" xlink:title="label: StockholdersEquityOther to label_StockholdersEquityOther" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"> Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2"> Total equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3"> Balance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4"> Balance </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="StockholdersEquityAbstract" xlink:title="StockholdersEquityAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityAbstract" xml:lang="en-US" id="label_StockholdersEquityAbstract"> Stockholders' Equity Attributable to Parent [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="label_StockholdersEquityAbstract" xlink:title="label: StockholdersEquityAbstract to label_StockholdersEquityAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityAbstract" xml:lang="en-US" id="label_StockholdersEquityAbstract_2"> CFC equity: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="label_StockholdersEquityAbstract_2" xlink:title="label: StockholdersEquityAbstract to label_StockholdersEquityAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquity" xml:lang="en-US" id="label_StockholdersEquity"> Stockholders' Equity Attributable to Parent </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity" xlink:title="label: StockholdersEquity to label_StockholdersEquity" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquity_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_StockholdersEquity" xml:lang="en-US" id="label_StockholdersEquity_2"> Total CFC equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity_2" xlink:title="label: StockholdersEquity to label_StockholdersEquity" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteAbstract" xml:lang="en-US" id="label_StockholdersEquityNoteAbstract"> Equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteAbstract" xlink:to="label_StockholdersEquityNoteAbstract" xlink:title="label: StockholdersEquityNoteAbstract to label_StockholdersEquityNoteAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock"> Stockholders' Equity Note Disclosure [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock_2"> Equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock_2" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityPeriodIncreaseDecrease" xlink:label="StockholdersEquityPeriodIncreaseDecrease" xlink:title="StockholdersEquityPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityPeriodIncreaseDecrease" xml:lang="en-US" id="label_StockholdersEquityPeriodIncreaseDecrease"> Stockholders' Equity, Period Increase (Decrease) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityPeriodIncreaseDecrease" xlink:to="label_StockholdersEquityPeriodIncreaseDecrease" xlink:title="label: StockholdersEquityPeriodIncreaseDecrease to label_StockholdersEquityPeriodIncreaseDecrease" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedBorrowingAxis" xlink:label="SubordinatedBorrowingAxis" xlink:title="SubordinatedBorrowingAxis"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedBorrowingAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedBorrowingAxis" xml:lang="en-US" id="label_SubordinatedBorrowingAxis"> Subordinated Borrowing [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedBorrowingAxis" xlink:to="label_SubordinatedBorrowingAxis" xlink:title="label: SubordinatedBorrowingAxis to label_SubordinatedBorrowingAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="SubordinatedBorrowingNameDomain" xlink:title="SubordinatedBorrowingNameDomain"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedBorrowingNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedBorrowingNameDomain" xml:lang="en-US" id="label_SubordinatedBorrowingNameDomain"> Subordinated Borrowing, Name [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedBorrowingNameDomain" xlink:to="label_SubordinatedBorrowingNameDomain" xlink:title="label: SubordinatedBorrowingNameDomain to label_SubordinatedBorrowingNameDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedBorrowingInterestRate" xlink:label="SubordinatedBorrowingInterestRate" xlink:title="SubordinatedBorrowingInterestRate"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedBorrowingInterestRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinatedBorrowingInterestRate" xml:lang="en-US" id="label_SubordinatedBorrowingInterestRate"> Interest rate (as a percent) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedBorrowingInterestRate" xlink:to="label_SubordinatedBorrowingInterestRate" xlink:title="label: SubordinatedBorrowingInterestRate to label_SubordinatedBorrowingInterestRate" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedBorrowingInterestRate_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedBorrowingInterestRate" xml:lang="en-US" id="label_SubordinatedBorrowingInterestRate_2"> Subordinated Borrowing, Interest Rate </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedBorrowingInterestRate" xlink:to="label_SubordinatedBorrowingInterestRate_2" xlink:title="label: SubordinatedBorrowingInterestRate to label_SubordinatedBorrowingInterestRate" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedBorrowingsAbstract" xlink:label="SubordinatedBorrowingsAbstract" xlink:title="SubordinatedBorrowingsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedBorrowingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedBorrowingsAbstract" xml:lang="en-US" id="label_SubordinatedBorrowingsAbstract"> Subordinated Borrowings [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedBorrowingsAbstract" xlink:to="label_SubordinatedBorrowingsAbstract" xlink:title="label: SubordinatedBorrowingsAbstract to label_SubordinatedBorrowingsAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedBorrowingsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinatedBorrowingsAbstract" xml:lang="en-US" id="label_SubordinatedBorrowingsAbstract_2"> Members' subordinated certificates: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedBorrowingsAbstract" xlink:to="label_SubordinatedBorrowingsAbstract_2" xlink:title="label: SubordinatedBorrowingsAbstract to label_SubordinatedBorrowingsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedLongTermDebt" xlink:label="SubordinatedLongTermDebt" xlink:title="SubordinatedLongTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedLongTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedLongTermDebt" xml:lang="en-US" id="label_SubordinatedLongTermDebt"> Subordinated Long-term Debt, Noncurrent </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedLongTermDebt" xlink:to="label_SubordinatedLongTermDebt" xlink:title="label: SubordinatedLongTermDebt to label_SubordinatedLongTermDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedLongTermDebt_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_SubordinatedLongTermDebt" xml:lang="en-US" id="label_SubordinatedLongTermDebt_2"> Subordinated debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedLongTermDebt" xlink:to="label_SubordinatedLongTermDebt_2" xlink:title="label: SubordinatedLongTermDebt to label_SubordinatedLongTermDebt" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedLongTermDebt_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubordinatedLongTermDebt" xml:lang="en-US" id="label_SubordinatedLongTermDebt_3"> Subordinated deferrable debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedLongTermDebt" xlink:to="label_SubordinatedLongTermDebt_3" xlink:title="label: SubordinatedLongTermDebt to label_SubordinatedLongTermDebt" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedLongtermDebtCurrentAndNoncurrentAbstract" xlink:label="SubordinatedLongtermDebtCurrentAndNoncurrentAbstract" xlink:title="SubordinatedLongtermDebtCurrentAndNoncurrentAbstract"/>
<link:label xlink:type="resource" xlink:label="label_SubordinatedLongtermDebtCurrentAndNoncurrentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubordinatedLongtermDebtCurrentAndNoncurrentAbstract" xml:lang="en-US" id="label_SubordinatedLongtermDebtCurrentAndNoncurrentAbstract"> Subordinated Deferrable Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubordinatedLongtermDebtCurrentAndNoncurrentAbstract" xlink:to="label_SubordinatedLongtermDebtCurrentAndNoncurrentAbstract" xlink:title="label: SubordinatedLongtermDebtCurrentAndNoncurrentAbstract to label_SubordinatedLongtermDebtCurrentAndNoncurrentAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="SubsequentEventsTextBlock" xlink:title="SubsequentEventsTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsTextBlock" xml:lang="en-US" id="label_SubsequentEventsTextBlock"> Subsequent Events [Text Block] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="label_SubsequentEventsTextBlock" xlink:title="label: SubsequentEventsTextBlock to label_SubsequentEventsTextBlock" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventsTextBlock" xml:lang="en-US" id="label_SubsequentEventsTextBlock_2"> Subsequent Events </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="label_SubsequentEventsTextBlock_2" xlink:title="label: SubsequentEventsTextBlock to label_SubsequentEventsTextBlock" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="SubsequentEventsAbstract" xlink:title="SubsequentEventsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsAbstract" xml:lang="en-US" id="label_SubsequentEventsAbstract"> Subsequent Events </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsAbstract" xlink:to="label_SubsequentEventsAbstract" xlink:title="label: SubsequentEventsAbstract to label_SubsequentEventsAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTypeDomain" xml:lang="en-US" id="label_SubsequentEventTypeDomain"> Subsequent Event Type [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTypeDomain" xlink:to="label_SubsequentEventTypeDomain" xlink:title="label: SubsequentEventTypeDomain to label_SubsequentEventTypeDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventLineItems" xlink:label="SubsequentEventLineItems" xlink:title="SubsequentEventLineItems"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventLineItems" xml:lang="en-US" id="label_SubsequentEventLineItems"> Subsequent Events </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventLineItems" xlink:to="label_SubsequentEventLineItems" xlink:title="label: SubsequentEventLineItems to label_SubsequentEventLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventLineItems" xml:lang="en-US" id="label_SubsequentEventLineItems_2"> Subsequent Event [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventLineItems" xlink:to="label_SubsequentEventLineItems_2" xlink:title="label: SubsequentEventLineItems to label_SubsequentEventLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTypeAxis" xml:lang="en-US" id="label_SubsequentEventTypeAxis"> Subsequent Event Type [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTypeAxis" xlink:to="label_SubsequentEventTypeAxis" xlink:title="label: SubsequentEventTypeAxis to label_SubsequentEventTypeAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventTable" xlink:label="SubsequentEventTable" xlink:title="SubsequentEventTable"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTable" xml:lang="en-US" id="label_SubsequentEventTable"> Subsequent Event [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTable" xlink:to="label_SubsequentEventTable" xlink:title="label: SubsequentEventTable to label_SubsequentEventTable" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventMember" xml:lang="en-US" id="label_SubsequentEventMember"> Subsequent events </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventMember" xlink:to="label_SubsequentEventMember" xlink:title="label: SubsequentEventMember to label_SubsequentEventMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SubsequentEventMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventMember" xml:lang="en-US" id="label_SubsequentEventMember_2"> Subsequent Event [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventMember" xlink:to="label_SubsequentEventMember_2" xlink:title="label: SubsequentEventMember to label_SubsequentEventMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract"/>
<link:label xlink:type="resource" xlink:label="label_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="label_SupplementalCashFlowInformationAbstract"> SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="label_SupplementalCashFlowInformationAbstract" xlink:title="label: SupplementalCashFlowInformationAbstract to label_SupplementalCashFlowInformationAbstract" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_SupplementalCashFlowInformationAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="label_SupplementalCashFlowInformationAbstract_2"> Supplemental Cash Flow Information [Abstract] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="label_SupplementalCashFlowInformationAbstract_2" xlink:title="label: SupplementalCashFlowInformationAbstract to label_SupplementalCashFlowInformationAbstract" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TangibleAssetImpairmentCharges" xlink:label="TangibleAssetImpairmentCharges" xlink:title="TangibleAssetImpairmentCharges"/>
<link:label xlink:type="resource" xlink:label="label_TangibleAssetImpairmentCharges" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TangibleAssetImpairmentCharges" xml:lang="en-US" id="label_TangibleAssetImpairmentCharges"> Tangible Asset Impairment Charges </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TangibleAssetImpairmentCharges" xlink:to="label_TangibleAssetImpairmentCharges" xlink:title="label: TangibleAssetImpairmentCharges to label_TangibleAssetImpairmentCharges" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_TangibleAssetImpairmentCharges_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_TangibleAssetImpairmentCharges" xml:lang="en-US" id="label_TangibleAssetImpairmentCharges_2"> Results of operations, Impairment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TangibleAssetImpairmentCharges" xlink:to="label_TangibleAssetImpairmentCharges_2" xlink:title="label: TangibleAssetImpairmentCharges to label_TangibleAssetImpairmentCharges" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
<link:label xlink:type="resource" xlink:label="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US" id="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"> Types of Financial Instruments [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:title="label: TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain to label_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassDomain" xlink:label="UnderlyingAssetClassDomain" xlink:title="UnderlyingAssetClassDomain"/>
<link:label xlink:type="resource" xlink:label="label_UnderlyingAssetClassDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnderlyingAssetClassDomain" xml:lang="en-US" id="label_UnderlyingAssetClassDomain"> Underlying Asset Class [Domain] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnderlyingAssetClassDomain" xlink:to="label_UnderlyingAssetClassDomain" xlink:title="label: UnderlyingAssetClassDomain to label_UnderlyingAssetClassDomain" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassAxis" xlink:label="UnderlyingAssetClassAxis" xlink:title="UnderlyingAssetClassAxis"/>
<link:label xlink:type="resource" xlink:label="label_UnderlyingAssetClassAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnderlyingAssetClassAxis" xml:lang="en-US" id="label_UnderlyingAssetClassAxis"> Underlying Asset Class [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnderlyingAssetClassAxis" xlink:to="label_UnderlyingAssetClassAxis" xlink:title="label: UnderlyingAssetClassAxis to label_UnderlyingAssetClassAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xlink:label="UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xlink:title="UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial"/>
<link:label xlink:type="resource" xlink:label="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xml:lang="en-US" id="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial"> Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Commercial </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xlink:to="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xlink:title="label: UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial to label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xml:lang="en-US" id="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial_2"> Deferred origination costs </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" xlink:to="label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial_2" xlink:title="label: UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial to label_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiumsCommercial" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnrealizedGainLossOnDerivatives" xlink:label="UnrealizedGainLossOnDerivatives" xlink:title="UnrealizedGainLossOnDerivatives"/>
<link:label xlink:type="resource" xlink:label="label_UnrealizedGainLossOnDerivatives" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnrealizedGainLossOnDerivatives" xml:lang="en-US" id="label_UnrealizedGainLossOnDerivatives"> Unrealized Gain (Loss) on Derivatives </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrealizedGainLossOnDerivatives" xlink:to="label_UnrealizedGainLossOnDerivatives" xlink:title="label: UnrealizedGainLossOnDerivatives to label_UnrealizedGainLossOnDerivatives" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnrealizedGainLossOnDerivatives_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_UnrealizedGainLossOnDerivatives" xml:lang="en-US" id="label_UnrealizedGainLossOnDerivatives_2"> Derivative forward value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrealizedGainLossOnDerivatives" xlink:to="label_UnrealizedGainLossOnDerivatives_2" xlink:title="label: UnrealizedGainLossOnDerivatives to label_UnrealizedGainLossOnDerivatives" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnrealizedGainLossOnDerivatives_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnrealizedGainLossOnDerivatives" xml:lang="en-US" id="label_UnrealizedGainLossOnDerivatives_3"> Derivative forward value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnrealizedGainLossOnDerivatives" xlink:to="label_UnrealizedGainLossOnDerivatives_3" xlink:title="label: UnrealizedGainLossOnDerivatives to label_UnrealizedGainLossOnDerivatives" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnsecuredDebtMember" xlink:label="UnsecuredDebtMember" xlink:title="UnsecuredDebtMember"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredDebtMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_UnsecuredDebtMember" xml:lang="en-US" id="label_UnsecuredDebtMember"> Unsecured long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredDebtMember" xlink:to="label_UnsecuredDebtMember" xlink:title="label: UnsecuredDebtMember to label_UnsecuredDebtMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_UnsecuredDebtMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnsecuredDebtMember" xml:lang="en-US" id="label_UnsecuredDebtMember_2"> Unsecured Debt [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnsecuredDebtMember" xlink:to="label_UnsecuredDebtMember_2" xlink:title="label: UnsecuredDebtMember to label_UnsecuredDebtMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:label="VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:title="VariableInterestEntityConsolidatedCarryingAmountAssets"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityConsolidatedCarryingAmountAssets" xml:lang="en-US" id="label_VariableInterestEntityConsolidatedCarryingAmountAssets"> Variable Interest Entity, Consolidated, Carrying Amount, Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:to="label_VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:title="label: VariableInterestEntityConsolidatedCarryingAmountAssets to label_VariableInterestEntityConsolidatedCarryingAmountAssets" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityConsolidatedCarryingAmountAssets_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityConsolidatedCarryingAmountAssets" xml:lang="en-US" id="label_VariableInterestEntityConsolidatedCarryingAmountAssets_2"> Total assets including loans outstanding to members </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityConsolidatedCarryingAmountAssets" xlink:to="label_VariableInterestEntityConsolidatedCarryingAmountAssets_2" xlink:title="label: VariableInterestEntityConsolidatedCarryingAmountAssets to label_VariableInterestEntityConsolidatedCarryingAmountAssets" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" xlink:label="VariableInterestEntityPrimaryBeneficiaryMember" xlink:title="VariableInterestEntityPrimaryBeneficiaryMember"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityPrimaryBeneficiaryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityPrimaryBeneficiaryMember" xml:lang="en-US" id="label_VariableInterestEntityPrimaryBeneficiaryMember"> Variable Interest Entity, Primary Beneficiary [Member] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityPrimaryBeneficiaryMember" xlink:to="label_VariableInterestEntityPrimaryBeneficiaryMember" xlink:title="label: VariableInterestEntityPrimaryBeneficiaryMember to label_VariableInterestEntityPrimaryBeneficiaryMember" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityPrimaryBeneficiaryMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityPrimaryBeneficiaryMember" xml:lang="en-US" id="label_VariableInterestEntityPrimaryBeneficiaryMember_2"> Consolidated variable interest entities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityPrimaryBeneficiaryMember" xlink:to="label_VariableInterestEntityPrimaryBeneficiaryMember_2" xlink:title="label: VariableInterestEntityPrimaryBeneficiaryMember to label_VariableInterestEntityPrimaryBeneficiaryMember" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount" xlink:label="VariableInterestEntityEntityMaximumLossExposureAmount" xlink:title="VariableInterestEntityEntityMaximumLossExposureAmount"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityEntityMaximumLossExposureAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityEntityMaximumLossExposureAmount" xml:lang="en-US" id="label_VariableInterestEntityEntityMaximumLossExposureAmount"> Variable Interest Entity, Reporting Entity Involvement, Maximum Loss Exposure, Amount </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityEntityMaximumLossExposureAmount" xlink:to="label_VariableInterestEntityEntityMaximumLossExposureAmount" xlink:title="label: VariableInterestEntityEntityMaximumLossExposureAmount to label_VariableInterestEntityEntityMaximumLossExposureAmount" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityEntityMaximumLossExposureAmount_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityEntityMaximumLossExposureAmount" xml:lang="en-US" id="label_VariableInterestEntityEntityMaximumLossExposureAmount_2"> Maximum potential exposure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityEntityMaximumLossExposureAmount" xlink:to="label_VariableInterestEntityEntityMaximumLossExposureAmount_2" xlink:title="label: VariableInterestEntityEntityMaximumLossExposureAmount to label_VariableInterestEntityEntityMaximumLossExposureAmount" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_VariableInterestEntityLineItems" xlink:label="VariableInterestEntityLineItems" xlink:title="VariableInterestEntityLineItems"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntityLineItems" xml:lang="en-US" id="label_VariableInterestEntityLineItems"> Variable Interest Entity [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityLineItems" xlink:to="label_VariableInterestEntityLineItems" xlink:title="label: VariableInterestEntityLineItems to label_VariableInterestEntityLineItems" use="optional"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntityLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VariableInterestEntityLineItems" xml:lang="en-US" id="label_VariableInterestEntityLineItems_2"> Variable interest entities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntityLineItems" xlink:to="label_VariableInterestEntityLineItems_2" xlink:title="label: VariableInterestEntityLineItems to label_VariableInterestEntityLineItems" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:label="VariableInterestEntitiesByClassificationOfEntityAxis" xlink:title="VariableInterestEntitiesByClassificationOfEntityAxis"/>
<link:label xlink:type="resource" xlink:label="label_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VariableInterestEntitiesByClassificationOfEntityAxis" xml:lang="en-US" id="label_VariableInterestEntitiesByClassificationOfEntityAxis"> Variable Interest Entities [Axis] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VariableInterestEntitiesByClassificationOfEntityAxis" xlink:to="label_VariableInterestEntitiesByClassificationOfEntityAxis" xlink:title="label: VariableInterestEntitiesByClassificationOfEntityAxis to label_VariableInterestEntitiesByClassificationOfEntityAxis" use="optional"/>
<link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositsAtCarryingValue" xlink:label="TimeDepositsAtCarryingValue" xlink:title="TimeDepositsAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_TimeDepositsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TimeDepositsAtCarryingValue" xml:lang="en-US" id="label_TimeDepositsAtCarryingValue"> Deposit with a financial institution in an interest bearing account </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsAtCarryingValue" xlink:to="label_TimeDepositsAtCarryingValue" xlink:title="label: TimeDepositsAtCarryingValue to label_TimeDepositsAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_TimeDepositsAtCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TimeDepositsAtCarryingValue" xml:lang="en-US" id="label_TimeDepositsAtCarryingValue_2"> Time Deposits, at Carrying Value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TimeDepositsAtCarryingValue" xlink:to="label_TimeDepositsAtCarryingValue_2" xlink:title="label: TimeDepositsAtCarryingValue to label_TimeDepositsAtCarryingValue"/>
</link:labelLink>
</link:linkbase>

4 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 8/02/23  Nat’l Rural Utilities Co… Corp/DC 10-K        5/31/23  109:21M
 8/08/22  Nat’l Rural Utilities Co… Corp/DC 10-K        5/31/22  111:23M
 7/30/21  Nat’l Rural Utilities Co… Corp/DC 10-K        5/31/21  120:26M
 8/05/20  Nat’l Rural Utilities Co… Corp/DC 10-K        5/31/20  110:24M
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Filing Submission 0000070502-13-000029   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)
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