SEC Info  
    Home      Search      My Interests      Help      Sign In      Please Sign In

CF Bankshares Inc. – ‘10-K’ for 12/31/23 – ‘EX-101.CAL’

On:  Thursday, 3/28/24, at 5:33pm ET   ·   As of:  3/29/24   ·   For:  12/31/23   ·   Accession #:  1070680-24-6   ·   File #:  0-25045

Previous ‘10-K’:  ‘10-K’ on 3/31/23 for 12/31/22   ·   Latest ‘10-K’:  This Filing   ·   25 References:   

Find Words in Filings emoji
 
  in    Show  and   Hints

  As Of               Filer                 Filing    For·On·As Docs:Size

 3/29/24  CF Bankshares Inc.                10-K       12/31/23  139:38M

Annual Report   —   Form 10-K   —   SEA’34

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                       HTML  10.20M 
 2: EX-4.4      Instrument Defining the Rights of Security Holders  HTML     73K 
 3: EX-4.5      Instrument Defining the Rights of Security Holders  HTML     39K 
 4: EX-21.1     Subsidiaries List                                   HTML     36K 
 5: EX-23.1     Consent of Expert or Counsel                        HTML     38K 
 9: EX-97       Clawback Policy re: Recovery of Erroneously         HTML     79K 
                Awarded Compensation                                             
 6: EX-31.1     Certification -- §302 - SOA'02                      HTML     49K 
 7: EX-31.2     Certification -- §302 - SOA'02                      HTML     49K 
 8: EX-32.1     Certification -- §906 - SOA'02                      HTML     43K 
15: R1          Document And Entity Information                     HTML    112K 
16: R2          Consolidated Balance Sheets                         HTML    137K 
17: R3          Consolidated Balance Sheets (Parenthetical)         HTML     51K 
18: R4          Consolidated Statements Of Income                   HTML    173K 
19: R5          Consolidated Statements Of Comprehensive Income     HTML     60K 
20: R6          Consolidated Statements Of Comprehensive Income     HTML     39K 
                (Parenthetical)                                                  
21: R7          Consolidated Statements Of Changes In               HTML     98K 
                Stockholders' Equity                                             
22: R8          Consolidated Statements Of Changes In               HTML     48K 
                Stockholders' Equity (Parenthetical)                             
23: R9          Consolidated Statements Of Changes Of Cash Flows    HTML    184K 
24: R10         Summary Of Significant Accounting Policies          HTML    137K 
25: R11         Revenue Recognition                                 HTML     45K 
26: R12         Securities                                          HTML    385K 
27: R13         Loans And Leases                                    HTML   2.37M 
28: R14         Foreclosed Assets                                   HTML     40K 
29: R15         Fair Value                                          HTML    575K 
30: R16         Loan Servicing                                      HTML     55K 
31: R17         Premises And Equipment And Operating Leases         HTML     92K 
32: R18         Deposits                                            HTML     55K 
33: R19         FHLB Advances And Other Debt                        HTML    185K 
34: R20         Subordinated Debentures                             HTML     50K 
35: R21         Benefit Plans                                       HTML     58K 
36: R22         Income Taxes                                        HTML    198K 
37: R23         Related-Party Transactions                          HTML     64K 
38: R24         Stock-Based Compensation                            HTML    133K 
39: R25         Regulatory Capital Matters                          HTML    175K 
40: R26         Derivative Instruments                              HTML    163K 
41: R27         Loan Commitments And Other Related Activities       HTML     84K 
42: R28         Parent Company Only Condensed Financial             HTML    286K 
                Information                                                      
43: R29         Earnings Per Common Share                           HTML    128K 
44: R30         Contingent Liabilities                              HTML     40K 
45: R31         Accumulated Other Comprehensive Income (Loss)       HTML     94K 
46: R32         Branch Sale                                         HTML     41K 
47: R33         Other Assets Held For Sale                          HTML     40K 
48: R34         Subsequent Event                                    HTML     40K 
49: R35         Summary Of Significant Accounting Policies          HTML    230K 
                (Policy)                                                         
50: R36         Securities (Tables)                                 HTML    383K 
51: R37         Loans And Leases (Tables)                           HTML   2.36M 
52: R38         Fair Value (Tables)                                 HTML    560K 
53: R39         Loan Servicing (Tables)                             HTML     47K 
54: R40         Premises And Equipment And Operating Leases         HTML     84K 
                (Tables)                                                         
55: R41         Deposits (Tables)                                   HTML     50K 
56: R42         FHLB Advances And Other Debt (Tables)               HTML    179K 
57: R43         Income Taxes (Tables)                               HTML    189K 
58: R44         Related-Party Transactions (Tables)                 HTML     58K 
59: R45         Stock-Based Compensation (Tables)                   HTML    115K 
60: R46         Regulatory Capital Matters (Tables)                 HTML    161K 
61: R47         Derivative Instruments (Tables)                     HTML    156K 
62: R48         Loan Commitments And Other Related Activities       HTML     78K 
                (Tables)                                                         
63: R49         Parent Company Only Condensed Financial             HTML    287K 
                Information (Tables)                                             
64: R50         Earnings Per Common Share (Tables)                  HTML    126K 
65: R51         Accumulated Other Comprehensive Income (Loss)       HTML     93K 
                (Tables)                                                         
66: R52         Summary of Significant Accounting Policies          HTML    103K 
                (Narrative) (Details)                                            
67: R53         Securities (Narrative) (Details)                    HTML     58K 
68: R54         Securities (Amortized Cost And Fair Value Of        HTML     56K 
                Available-For-Sale Securities Portfolio) (Details)               
69: R55         Securities (Securities Classified By Maturity       HTML     69K 
                Date) (Details)                                                  
70: R56         Securities (Fair Value Of Securities Pledged)       HTML     46K 
                (Details)                                                        
71: R57         Securities (Securities With Unrealized Losses)      HTML     67K 
                (Details)                                                        
72: R58         Loans And Leases (Narrative) (Details)              HTML     67K 
73: R59         Loans And Leases (Recorded Investment In Loans By   HTML     72K 
                Portfolio Segment) (Details)                                     
74: R60         Loans And Leases (Activity In ALLL By Portfolio     HTML    105K 
                Segment) (Details)                                               
75: R61         Loans And Leases (Activity In ALLL Under Prior      HTML     75K 
                GAAP) (Details)                                                  
76: R62         Loans And Leases (Schedule Of Collateral-Dependent  HTML     61K 
                Loans By Loan Segment) (Details)                                 
77: R63         Loans And Leases (Balance In ALLL And Recorded      HTML     86K 
                Investment In Loans By Portfolio Segment And Based               
                On Impairment Method) (Details)                                  
78: R64         Loans And Leases (Individually Evaluated For        HTML     73K 
                Impairment By Class Of Loans) (Details)                          
79: R65         Loans And Leases (Recorded Investment In            HTML     62K 
                Nonaccrual and Nonperforming Loans By Class Of                   
                Loans) (Details)                                                 
80: R66         Loans And Leases (Aging Of Recorded Investment In   HTML    115K 
                Past Due Loans By Class Of Loans) (Details)                      
81: R67         Loans And Leases (Nonaccrual Loans As Troubled      HTML     42K 
                Debt Restructuring) (Details)                                    
82: R68         Loans And Leases (Recorded Investment In Loans By   HTML    191K 
                Risk Category And Class Of Loans) (Details)                      
83: R69         Loans And Leases (Components Of Net Investment In   HTML     45K 
                Direct Financing Leases) (Details)                               
84: R70         Loans And Leases (Summary Of Future Minimum Lease   HTML     50K 
                Payments Receivable) (Details)                                   
85: R71         Foreclosed Assets (Narrative) (Details)             HTML     42K 
86: R72         Fair Value (Narrative) (Details)                    HTML     60K 
87: R73         Fair Value (Assets And Liabilities Measured At      HTML     81K 
                Fair Value On A Recurring Basis, Including                       
                Financial Assets And Liabilities) (Details)                      
88: R74         Fair Value (Assets Measured At Fair Value On A      HTML     48K 
                Non-Recurring Basis) (Details)                                   
89: R75         Fair Value (Financial Instruments Measured At Fair  HTML     52K 
                Value On A Non-Recurring Basis) (Details)                        
90: R76         Fair Value (Aggregate Fair Value, Contractual       HTML     40K 
                Balance And Gain Or Loss) (Details)                              
91: R77         Fair Value (Total Amount Of Gains And Losses From   HTML     44K 
                Changes In Fair Value Included In Earnings)                      
                (Details)                                                        
92: R78         Fair Value (Carrying Amounts And Estimated Fair     HTML    116K 
                Values Of Financial Instruments) (Details)                       
93: R79         Loan Servicing (Narrative) (Details)                HTML     39K 
94: R80         Loan Servicing (Principal Balances Of Mortgage      HTML     38K 
                Loans At Year-End) (Details)                                     
95: R81         Premises And Equipment And Operating Leases         HTML     48K 
                (Narrative) (Details)                                            
96: R82         Premises And Equipment And Operating Leases         HTML     51K 
                (Year-End Premises And Equipment) (Details)                      
97: R83         Premises And Equipment And Operating Leases         HTML     56K 
                (Future Minimum Operating Lease Payments)                        
                (Details)                                                        
98: R84         Deposits (Narrative) (Details)                      HTML     42K 
99: R85         Deposits (Scheduled Maturities Of Time Deposits)    HTML     49K 
                (Details)                                                        
100: R86         FHLB Advances And Other Debt (Narrative) (Details)  HTML     72K  
101: R87         FHLB Advances And Other Debt (Schedule Of FHLB      HTML     81K  
                Advances And Other Debt) (Details)                               
102: R88         FHLB Advances And Other Debt (Schedule Of Federal   HTML     53K  
                Home Loan Advances Pledged By Assets) (Details)                  
103: R89         FHLB Advances And Other Debt (FHLB Advances And     HTML     47K  
                Other Debt Outstanding Maturity Period) (Details)                
104: R90         FHLB Advances And Other Debt (Assets Pledged As     HTML     52K  
                Collateral With FRB) (Details)                                   
105: R91         Subordinated Debentures (Narrative) (Details)       HTML     82K  
106: R92         Benefit Plans (Narrative) (Details)                 HTML     79K  
107: R93         Income Taxes (Narrative) (Details)                  HTML     64K  
108: R94         Income Taxes (Income Tax Expense) (Details)         HTML     48K  
109: R95         Income Taxes (Effective Tax Rates Differ From       HTML     58K  
                Federal Statutory Rate) (Details)                                
110: R96         Income Taxes (Deferred Tax Assets and Liabilities)  HTML     70K  
                (Details)                                                        
111: R97         Related-Party Transactions (Narrative) (Details)    HTML     38K  
112: R98         Related-Party Transactions (Loans To Principal      HTML     44K  
                Officers, Directors And Affiliates) (Details)                    
113: R99         Stock-Based Compensation (Narrative) (Details)      HTML     98K  
114: R100        Stock-Based Compensation (Summary Of Stock Option   HTML     55K  
                Activity) (Details)                                              
115: R101        Stock-Based Compensation (Summary Of Changes In     HTML     57K  
                Company's Nonvested Restricted Shares) (Details)                 
116: R102        Regulatory Capital Matters (Narrative) (Details)    HTML     54K  
117: R103        Regulatory Capital Matters (Actual And Required     HTML     91K  
                Capital Amounts And Ratios Of CFBank) (Details)                  
118: R104        Derivative Instruments (Narrative) (Details)        HTML     67K  
119: R105        Derivative Instruments (Summary Of Derivative       HTML     64K  
                Instruments) (Details)                                           
120: R106        Derivative Instruments (Schedule Of Mortgage        HTML     60K  
                Banking Derivatives) (Details)                                   
121: R107        Derivative Instruments (Schedule Of Notional        HTML     38K  
                Amount Of Loans Sold) (Details)                                  
122: R108        Derivative Instruments (Schedule Of Revenue         HTML     46K  
                Recognized On Mortgage Activities) (Details)                     
123: R109        Loan Commitments And Other Related Activities       HTML     51K  
                (Narrative) (Details)                                            
124: R110        Loan Commitments And Other Related Activities       HTML     47K  
                (Contractual Amounts Of Financial Instruments With               
                Off-Balance-Sheet Risk) (Details)                                
125: R111        Parent Company Only Condensed Financial             HTML     82K  
                Information (Condensed Balance Sheets) (Details)                 
126: R112        Parent Company Only Condensed Financial             HTML     83K  
                Information (Condensed Statements Of Operations)                 
                (Details)                                                        
127: R113        Parent Company Only Condensed Financial             HTML     98K  
                Information (Condensed Statements Of Cash Flows)                 
                (Details)                                                        
128: R114        Earnings Per Common Share (Narrative) (Details)     HTML     39K  
129: R115        Earnings Per Common Share (Computation Of Earnings  HTML     93K  
                Per Share) (Details)                                             
130: R116        Accumulated Other Comprehensive Income (Loss)       HTML     58K  
                (Schedule Of Changes In Accumulated Other                        
                Comprehensive Income (Loss)) (Details)                           
131: R117        Branch Sale (Narrative) (Details)                   HTML     43K  
132: R118        Other Assets Held For Sale (Narrative) (Details)    HTML     41K  
133: R119        Subsequent Event (Narrative) (Details)              HTML     46K  
134: R120        Insider Trading Arrangements                        HTML     42K  
136: XML         IDEA XML File -- Filing Summary                      XML    272K  
139: XML         XBRL Instance -- cfbk-20231231x10k_htm               XML  11.74M  
135: EXCEL       IDEA Workbook of Financial Report Info              XLSX    286K  
11: EX-101.CAL  XBRL Calculations -- cfbk-20231231_cal               XML    400K 
12: EX-101.DEF  XBRL Definitions -- cfbk-20231231_def                XML   1.25M 
13: EX-101.LAB  XBRL Labels -- cfbk-20231231_lab                     XML   2.18M 
14: EX-101.PRE  XBRL Presentations -- cfbk-20231231_pre              XML   1.97M 
10: EX-101.SCH  XBRL Schema -- cfbk-20231231                         XSD    306K 
137: JSON        XBRL Instance as JSON Data -- MetaLinks              827±  1.29M  
138: ZIP         XBRL Zipped Folder -- 0001070680-24-000006-xbrl      Zip    794K  


‘EX-101.CAL’   —   XBRL Calculations — cfbk-20231231_cal


This Exhibit is an XBRL File.


                                                                                                                                                                                
<?xml version="1.0" encoding="windows-1252"?>
<!-- XBRL document created by Certent Disclosure Management 23.3.2.2 -->
<!-- Based on XBRL 2.1 -->
<!-- Created on: 3/28/2024 5:18:16 PM -->
<!-- Modified on: 3/28/2024 5:18:16 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#StatementConsolidatedBalanceSheets" roleURI="http://www.cfbankonline.com/role/StatementConsolidatedBalanceSheets"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#StatementConsolidatedStatementsOfIncome" roleURI="http://www.cfbankonline.com/role/StatementConsolidatedStatementsOfIncome"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#StatementConsolidatedStatementsOfComprehensiveIncome" roleURI="http://www.cfbankonline.com/role/StatementConsolidatedStatementsOfComprehensiveIncome"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#StatementConsolidatedStatementsOfChangesOfCashFlows" roleURI="http://www.cfbankonline.com/role/StatementConsolidatedStatementsOfChangesOfCashFlows"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureSecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesPortfolioDetails" roleURI="http://www.cfbankonline.com/role/DisclosureSecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesPortfolioDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureSecuritiesSecuritiesWithUnrealizedLossesDetails" roleURI="http://www.cfbankonline.com/role/DisclosureSecuritiesSecuritiesWithUnrealizedLossesDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesRecordedInvestmentInLoansByPortfolioSegmentDetails" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInLoansByPortfolioSegmentDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesBalanceInAlllAndRecordedInvestmentInLoansByPortfolioSegmentAndBasedOnImpairmentMethodDetails" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesBalanceInAlllAndRecordedInvestmentInLoansByPortfolioSegmentAndBasedOnImpairmentMethodDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesIndividuallyEvaluatedForImpairmentByClassOfLoansDetails" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesIndividuallyEvaluatedForImpairmentByClassOfLoansDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesRecordedInvestmentInNonaccrualAndNonperformingLoansByClassOfLoansDetails" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInNonaccrualAndNonperformingLoansByClassOfLoansDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesRecordedInvestmentInLoansByRiskCategoryAndClassOfLoansDetails" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInLoansByRiskCategoryAndClassOfLoansDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesRecordedInvestmentInLoansByRiskCategoryAndClassOfLoansDetailsAltCalc" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInLoansByRiskCategoryAndClassOfLoansDetailsAltCalc"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesComponentsOfNetInvestmentInDirectFinancingLeasesDetails" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesComponentsOfNetInvestmentInDirectFinancingLeasesDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureLoansAndLeasesSummaryOfFutureMinimumLeasePaymentsReceivableDetails" roleURI="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesSummaryOfFutureMinimumLeasePaymentsReceivableDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureFairValueTotalAmountOfGainsAndLossesFromChangesInFairValueIncludedInEarningsDetails" roleURI="http://www.cfbankonline.com/role/DisclosureFairValueTotalAmountOfGainsAndLossesFromChangesInFairValueIncludedInEarningsDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosurePremisesAndEquipmentAndOperatingLeasesYearEndPremisesAndEquipmentDetails" roleURI="http://www.cfbankonline.com/role/DisclosurePremisesAndEquipmentAndOperatingLeasesYearEndPremisesAndEquipmentDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosurePremisesAndEquipmentAndOperatingLeasesFutureMinimumOperatingLeasePaymentsDetails" roleURI="http://www.cfbankonline.com/role/DisclosurePremisesAndEquipmentAndOperatingLeasesFutureMinimumOperatingLeasePaymentsDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureDepositsScheduledMaturitiesOfTimeDepositsDetails" roleURI="http://www.cfbankonline.com/role/DisclosureDepositsScheduledMaturitiesOfTimeDepositsDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureFhlbAdvancesAndOtherDebtScheduleOfFhlbAdvancesAndOtherDebtDetails" roleURI="http://www.cfbankonline.com/role/DisclosureFhlbAdvancesAndOtherDebtScheduleOfFhlbAdvancesAndOtherDebtDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureFhlbAdvancesAndOtherDebtFhlbAdvancesAndOtherDebtOutstandingMaturityPeriodDetails" roleURI="http://www.cfbankonline.com/role/DisclosureFhlbAdvancesAndOtherDebtFhlbAdvancesAndOtherDebtOutstandingMaturityPeriodDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureIncomeTaxesIncomeTaxExpenseDetails" roleURI="http://www.cfbankonline.com/role/DisclosureIncomeTaxesIncomeTaxExpenseDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureIncomeTaxesEffectiveTaxRatesDifferFromFederalStatutoryRateDetails" roleURI="http://www.cfbankonline.com/role/DisclosureIncomeTaxesEffectiveTaxRatesDifferFromFederalStatutoryRateDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureIncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" roleURI="http://www.cfbankonline.com/role/DisclosureIncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureDerivativeInstrumentsScheduleOfRevenueRecognizedOnMortgageActivitiesDetails" roleURI="http://www.cfbankonline.com/role/DisclosureDerivativeInstrumentsScheduleOfRevenueRecognizedOnMortgageActivitiesDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" roleURI="http://www.cfbankonline.com/role/DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfOperationsDetails" roleURI="http://www.cfbankonline.com/role/DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfOperationsDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails" roleURI="http://www.cfbankonline.com/role/DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureEarningsPerCommonShareComputationOfEarningsPerShareDetailsAlternate" roleURI="http://www.cfbankonline.com/role/DisclosureEarningsPerCommonShareComputationOfEarningsPerShareDetailsAlternate"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureEarningsPerCommonShareComputationOfEarningsPerShareDetails" roleURI="http://www.cfbankonline.com/role/DisclosureEarningsPerCommonShareComputationOfEarningsPerShareDetails"> </roleRef>
<roleRef xlink:type="simple" xlink:href="cfbk-20231231.xsd#DisclosureAccumulatedOtherComprehensiveIncomeLossScheduleOfChangesInAccumulatedOtherComprehensiveIncomeLossDetails" roleURI="http://www.cfbankonline.com/role/DisclosureAccumulatedOtherComprehensiveIncomeLossScheduleOfChangesInAccumulatedOtherComprehensiveIncomeLossDetails"> </roleRef>
<calculationLink xlink:role="http://www.cfbankonline.com/role/StatementConsolidatedBalanceSheets" xlink:type="extended" xlink:title="00100 - Statement - Consolidated Balance Sheets">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_638472430836601618"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_638472430836601618" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_InterestBearingDepositsInOtherFinancialInstitutions" xlink:label="cfbk_InterestBearingDepositsInOtherFinancialInstitutions_638472430836611592"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="cfbk_InterestBearingDepositsInOtherFinancialInstitutions_638472430836611592" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities_638472430836621564" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_638472430836621564" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:label="us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_638472430836621564" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_638472430836621564" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetsHeldForSaleNotPartOfDisposalGroupOther" xlink:label="us-gaap_AssetsHeldForSaleNotPartOfDisposalGroupOther_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_AssetsHeldForSaleNotPartOfDisposalGroupOther_638472430836621564" order="7" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="us-gaap_BankOwnedLifeInsurance_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_BankOwnedLifeInsurance_638472430836621564" order="8" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_OtherAssets_638472430836621564" order="9" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAsset" xlink:label="us-gaap_OperatingLeaseRightOfUseAsset_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_OperatingLeaseRightOfUseAsset_638472430836621564" order="10" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EquitySecuritiesFvNi" xlink:label="us-gaap_EquitySecuritiesFvNi_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_EquitySecuritiesFvNi_638472430836621564" order="11" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="us-gaap_NotesReceivableNet_638472430836621564"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_NotesReceivableNet_638472430836621564" order="12" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities" xlink:label="us-gaap_Liabilities_638472430836711340"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_Liabilities_638472430836711340" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Deposits" xlink:label="us-gaap_Deposits_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Liabilities_638472430836711340" xlink:to="us-gaap_Deposits_638472430836721308" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Deposits_638472430836721308" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_638472430836721308" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="us-gaap_InterestBearingDepositLiabilities_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Deposits_638472430836721308" xlink:to="us-gaap_InterestBearingDepositLiabilities_638472430836721308" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Liabilities_638472430836711340" xlink:to="us-gaap_FederalHomeLoanBankAdvancesLongTerm_638472430836721308" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Liabilities_638472430836711340" xlink:to="us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance_638472430836721308" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubordinatedDebt" xlink:label="us-gaap_SubordinatedDebt_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Liabilities_638472430836711340" xlink:to="us-gaap_SubordinatedDebt_638472430836721308" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability" xlink:label="us-gaap_OperatingLeaseLiability_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Liabilities_638472430836711340" xlink:to="us-gaap_OperatingLeaseLiability_638472430836721308" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherLiabilities" xlink:label="us-gaap_OtherLiabilities_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Liabilities_638472430836711340" xlink:to="us-gaap_OtherLiabilities_638472430836721308" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_StockholdersEquity_638472430836721308" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue" xlink:label="us-gaap_CommonStockValue_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_StockholdersEquity_638472430836721308" xlink:to="us-gaap_CommonStockValue_638472430836721308" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="us-gaap_AdditionalPaidInCapital_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_StockholdersEquity_638472430836721308" xlink:to="us-gaap_AdditionalPaidInCapital_638472430836721308" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_638472430836721308"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_StockholdersEquity_638472430836721308" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_638472430836721308" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_StockholdersEquity_638472430836721308" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_638472430836731292" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockValue" xlink:label="us-gaap_TreasuryStockValue_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_StockholdersEquity_638472430836721308" xlink:to="us-gaap_TreasuryStockValue_638472430836731292" order="5" use="optional" weight="-1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/StatementConsolidatedStatementsOfIncome" xlink:type="extended" xlink:title="00200 - Statement - Consolidated Statements Of Income">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss_637194453930018531"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetIncomeLoss_637194453930018531" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_638472430836731292" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_638472430836731292" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_638472430836731292" order="1" use="optional" weight="1" priority="4"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="us-gaap_InterestIncomeExpenseNet_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_638472430836731292" xlink:to="us-gaap_InterestIncomeExpenseNet_638472430836731292" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="us-gaap_InterestAndDividendIncomeOperating_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestIncomeExpenseNet_638472430836731292" xlink:to="us-gaap_InterestAndDividendIncomeOperating_638472430836731292" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestAndDividendIncomeOperating_638472430836731292" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeases_638472430836731292" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeDebtSecuritiesOperating" xlink:label="us-gaap_InterestIncomeDebtSecuritiesOperating_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestAndDividendIncomeOperating_638472430836731292" xlink:to="us-gaap_InterestIncomeDebtSecuritiesOperating_638472430836731292" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DividendIncomeOperating" xlink:label="us-gaap_DividendIncomeOperating_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestAndDividendIncomeOperating_638472430836731292" xlink:to="us-gaap_DividendIncomeOperating_638472430836731292" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="us-gaap_InterestIncomeFederalFundsSold_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestAndDividendIncomeOperating_638472430836731292" xlink:to="us-gaap_InterestIncomeFederalFundsSold_638472430836731292" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestIncomeExpenseNet_638472430836731292" xlink:to="us-gaap_InterestExpense_638472430836731292" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseDeposits" xlink:label="us-gaap_InterestExpenseDeposits_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestExpense_638472430836731292" xlink:to="us-gaap_InterestExpenseDeposits_638472430836731292" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestExpense_638472430836731292" xlink:to="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_638472430836731292" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="us-gaap_InterestExpenseSubordinatedNotesAndDebentures_638472430836731292"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestExpense_638472430836731292" xlink:to="us-gaap_InterestExpenseSubordinatedNotesAndDebentures_638472430836731292" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_638472430836731292" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_638472430836741261" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:label="us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses_638472430836741261" xlink:to="us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_638472430836741261" order="1" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="us-gaap_ProvisionForLoanLossesExpensed_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses_638472430836741261" xlink:to="us-gaap_ProvisionForLoanLossesExpensed_638472430836741261" order="2" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncome" xlink:label="us-gaap_NoninterestIncome_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_638472430836731292" xlink:to="us-gaap_NoninterestIncome_638472430836741261" order="2" use="optional" weight="1" priority="4"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentBankingRevenue" xlink:label="us-gaap_InvestmentBankingRevenue_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="us-gaap_InvestmentBankingRevenue_638472430836741261" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainLossOnSalesOfResidentialMortgageLoans" xlink:label="cfbk_GainLossOnSalesOfResidentialMortgageLoans_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="cfbk_GainLossOnSalesOfResidentialMortgageLoans_638472430836741261" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainLossOnSalesOfSbaLoansNet" xlink:label="cfbk_GainLossOnSalesOfSbaLoansNet_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="cfbk_GainLossOnSalesOfSbaLoansNet_638472430836741261" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_638472430836741261" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="us-gaap_NoninterestIncomeOtherOperatingIncome_638472430836741261" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_SwapFeeIncome" xlink:label="cfbk_SwapFeeIncome_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="cfbk_SwapFeeIncome_638472430836741261" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainOnRedemptionOfLifeInsurancePolicies" xlink:label="cfbk_GainOnRedemptionOfLifeInsurancePolicies_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="cfbk_GainOnRedemptionOfLifeInsurancePolicies_638472430836741261" order="7" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainOnSaleOfDeposits" xlink:label="cfbk_GainOnSaleOfDeposits_638472430836741261"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestIncome_638472430836741261" xlink:to="cfbk_GainOnSaleOfDeposits_638472430836741261" order="8" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestExpense" xlink:label="us-gaap_NoninterestExpense_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_638472430836731292" xlink:to="us-gaap_NoninterestExpense_638472430836751245" order="3" use="optional" weight="-1" priority="4"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="us-gaap_LaborAndRelatedExpense_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_LaborAndRelatedExpense_638472430836751245" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OccupancyNet" xlink:label="us-gaap_OccupancyNet_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_OccupancyNet_638472430836751245" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="us-gaap_InformationTechnologyAndDataProcessing_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_InformationTechnologyAndDataProcessing_638472430836751245" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TaxesOther" xlink:label="us-gaap_TaxesOther_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_TaxesOther_638472430836751245" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProfessionalFees" xlink:label="us-gaap_ProfessionalFees_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_ProfessionalFees_638472430836751245" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestExpenseDirectorsFees" xlink:label="us-gaap_NoninterestExpenseDirectorsFees_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_NoninterestExpenseDirectorsFees_638472430836751245" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SuppliesAndPostageExpense" xlink:label="us-gaap_SuppliesAndPostageExpense_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_SuppliesAndPostageExpense_638472430836751245" order="7" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="us-gaap_MarketingAndAdvertisingExpense_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_MarketingAndAdvertisingExpense_638472430836751245" order="8" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Communication" xlink:label="us-gaap_Communication_638472430836751245"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_Communication_638472430836751245" order="9" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LoanPortfolioExpense" xlink:label="us-gaap_LoanPortfolioExpense_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_LoanPortfolioExpense_638472430836761197" order="10" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepreciationNonproduction" xlink:label="us-gaap_DepreciationNonproduction_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_DepreciationNonproduction_638472430836761197" order="11" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_638472430836761197" order="12" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="us-gaap_AmortizationOfIntangibleAssets_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_AmortizationOfIntangibleAssets_638472430836761197" order="13" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_RegulatoryAssessment" xlink:label="cfbk_RegulatoryAssessment_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="cfbk_RegulatoryAssessment_638472430836761197" order="14" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_OtherInsurance" xlink:label="cfbk_OtherInsurance_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="cfbk_OtherInsurance_638472430836761197" order="15" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherNoninterestExpense" xlink:label="us-gaap_OtherNoninterestExpense_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NoninterestExpense_638472430836751245" xlink:to="us-gaap_OtherNoninterestExpense_638472430836761197" order="16" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="us-gaap_IncomeTaxExpenseBenefit_638472430836761197"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetIncomeLoss_637194453930018531" xlink:to="us-gaap_IncomeTaxExpenseBenefit_638472430836761197" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/StatementConsolidatedStatementsOfComprehensiveIncome" xlink:type="extended" xlink:title="00300 - Statement - Consolidated Statements Of Comprehensive Income">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_NetIncomeLoss_638472430836771172" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_638472430836771172" order="2" use="optional" weight="1" priority="4"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_638472430836771172" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_638472430836771172" order="1" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/StatementConsolidatedStatementsOfChangesOfCashFlows" xlink:type="extended" xlink:title="00500 - Statement - Consolidated Statements Of Changes Of Cash Flows">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:label="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" order="1" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_NetIncomeLoss_638472430836771172" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Depreciation" xlink:label="us-gaap_Depreciation_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_Depreciation_638472430836771172" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentForAmortization" xlink:label="us-gaap_AdjustmentForAmortization_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_AdjustmentForAmortization_638472430836771172" order="3" use="optional" weight="1" priority="4"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_638472430836771172" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_638472430836771172" order="5" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForSale_638472430836771172" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_GainLossOnSalesOfLoansNet_638472430836771172" order="7" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_638472430836771172"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_638472430836771172" order="8" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_ShareBasedCompensation_638472430836781148" order="9" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_638472430836781148" order="10" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities_638472430836781148" order="11" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainLossOnSalesOfSbaLoansNet" xlink:label="cfbk_GainLossOnSalesOfSbaLoansNet_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="cfbk_GainLossOnSalesOfSbaLoansNet_638472430836781148" order="12" use="optional" weight="-1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_IncreaseDecreaseInOperatingLeaseRightOfUseAsset" xlink:label="cfbk_IncreaseDecreaseInOperatingLeaseRightOfUseAsset_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="cfbk_IncreaseDecreaseInOperatingLeaseRightOfUseAsset_638472430836781148" order="13" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_IncreaseDecreaseInOperatingLeaseRightOfUseLiability" xlink:label="cfbk_IncreaseDecreaseInOperatingLeaseRightOfUseLiability_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="cfbk_IncreaseDecreaseInOperatingLeaseRightOfUseLiability_638472430836781148" order="14" use="optional" weight="-1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainOnRedemptionOfLifeInsurancePolicies" xlink:label="cfbk_GainOnRedemptionOfLifeInsurancePolicies_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="cfbk_GainOnRedemptionOfLifeInsurancePolicies_638472430836781148" order="15" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainOnSaleOfDeposits" xlink:label="cfbk_GainOnSaleOfDeposits_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="cfbk_GainOnSaleOfDeposits_638472430836781148" order="16" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AssetImpairmentCharges" xlink:label="us-gaap_AssetImpairmentCharges_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_AssetImpairmentCharges_638472430836781148" order="17" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="us-gaap_GainLossOnSaleOfOtherAssets_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_GainLossOnSaleOfOtherAssets_638472430836781148" order="18" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities_638472430836771172" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_638472430836781148" order="19" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" order="2" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireInterestInJointVenture" xlink:label="us-gaap_PaymentsToAcquireInterestInJointVenture_638472430836791116"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_PaymentsToAcquireInterestInJointVenture_638472430836791116" order="1" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital" xlink:label="us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital_638472430836791116"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital_638472430836791116" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_638472430836791116"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_638472430836791116" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_638472430836791116"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_638472430836791116" order="4" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_638472430836791116"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_638472430836791116" order="5" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_638472430836791116"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_638472430836791116" order="6" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireReceivables" xlink:label="us-gaap_PaymentsToAcquireReceivables_638472430836791116"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_PaymentsToAcquireReceivables_638472430836791116" order="7" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfLoansReceivable" xlink:label="us-gaap_ProceedsFromSaleOfLoansReceivable_638472430836840997"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_ProceedsFromSaleOfLoansReceivable_638472430836840997" order="8" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_PaymentsToAcquireFederalReserveBankStockAndFederalHomeLoanBankStock" xlink:label="cfbk_PaymentsToAcquireFederalReserveBankStockAndFederalHomeLoanBankStock_638472430836840997"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="cfbk_PaymentsToAcquireFederalReserveBankStockAndFederalHomeLoanBankStock_638472430836840997" order="9" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies_638472430836840997"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_PaymentsToAcquireLifeInsurancePolicies_638472430836840997" order="10" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromLifeInsurancePolicies" xlink:label="us-gaap_ProceedsFromLifeInsurancePolicies_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_ProceedsFromLifeInsurancePolicies_638472430836850956" order="11" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_638472430836850956" order="12" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfOtherAssetsInvestingActivities" xlink:label="us-gaap_ProceedsFromSaleOfOtherAssetsInvestingActivities_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_ProceedsFromSaleOfOtherAssetsInvestingActivities_638472430836850956" order="13" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireEquityMethodInvestments" xlink:label="us-gaap_PaymentsToAcquireEquityMethodInvestments_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities_638472430836781148" xlink:to="us-gaap_PaymentsToAcquireEquityMethodInvestments_638472430836850956" order="14" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" order="3" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_IncreaseDecreaseInDeposits_638472430836850956" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_638472430836850956" order="2" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:label="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_638472430836850956" order="3" use="optional" weight="-1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance_638472430836850956" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForRepurchaseOfEquity" xlink:label="us-gaap_PaymentsForRepurchaseOfEquity_638472430836850956"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_PaymentsForRepurchaseOfEquity_638472430836850956" order="5" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:label="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_638472430836860923"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_638472430836860923" order="6" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_638472430836860923"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_638472430836860923" order="7" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_638472430836860923"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_PaymentsOfDividendsCommonStock_638472430836860923" order="8" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromLongTermLinesOfCredit" xlink:label="us-gaap_ProceedsFromLongTermLinesOfCredit_638472430836860923"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="us-gaap_ProceedsFromLongTermLinesOfCredit_638472430836860923" order="9" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_PaymentForAssumptionOfDepositsInBranchSale" xlink:label="cfbk_PaymentForAssumptionOfDepositsInBranchSale_638472430836860923"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities_638472430836850956" xlink:to="cfbk_PaymentForAssumptionOfDepositsInBranchSale_638472430836860923" order="10" use="optional" weight="-1" priority="3"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureSecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesPortfolioDetails" xlink:type="extended" xlink:title="40302 - Disclosure - Securities (Amortized Cost And Fair Value Of Available-For-Sale Securities Portfolio) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_638472430836860923"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_638472430836860923" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities_638472430836870897" order="2" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureSecuritiesSecuritiesWithUnrealizedLossesDetails" xlink:type="extended" xlink:title="40305 - Disclosure - Securities (Securities With Unrealized Losses) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_638472430836870897" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_638472430836870897" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_638472430836870897" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_638472430836870897" order="2" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInLoansByPortfolioSegmentDetails" xlink:type="extended" xlink:title="40402 - Disclosure - Loans And Leases (Recorded Investment In Loans By Portfolio Segment) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableNet" xlink:label="us-gaap_NotesReceivableNet"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="us-gaap_NotesReceivableGross_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableNet" xlink:to="us-gaap_NotesReceivableGross_638472430836870897" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableNet" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_638472430836870897" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesBalanceInAlllAndRecordedInvestmentInLoansByPortfolioSegmentAndBasedOnImpairmentMethodDetails" xlink:type="extended" xlink:title="40406 - Disclosure - Loans And Leases (Balance In ALLL And Recorded Investment In Loans By Portfolio Segment And Based On Impairment Method) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_638472430836870897" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="us-gaap_NotesReceivableGross"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_638472430836870897" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_638472430836870897"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_638472430836870897" order="2" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesIndividuallyEvaluatedForImpairmentByClassOfLoansDetails" xlink:type="extended" xlink:title="40407 - Disclosure - Loans And Leases (Individually Evaluated For Impairment By Class Of Loans) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_638472430836880888" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_638472430836880888" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_638472430836880888" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_638472430836880888" order="1" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInNonaccrualAndNonperformingLoansByClassOfLoansDetails" xlink:type="extended" xlink:title="40408 - Disclosure - Loans And Leases (Recorded Investment In Nonaccrual and Nonperforming Loans By Class Of Loans) (Details)">
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FinancingReceivableNonaccrualAndNonperforming" xlink:label="cfbk_FinancingReceivableNonaccrualAndNonperforming"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FinancingReceivableNonaccrualAndNonperforming" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_638472430836880888" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FinancingReceivableNonaccrualAndNonperforming" xlink:to="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_638472430836880888" order="2" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInLoansByRiskCategoryAndClassOfLoansDetails" xlink:type="extended" xlink:title="40411 - Disclosure - Loans And Leases (Recorded Investment In Loans By Risk Category And Class Of Loans) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NotesReceivableGross" xlink:label="us-gaap_NotesReceivableGross"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear" xlink:label="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_638472430836880888" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRevolving" xlink:label="us-gaap_FinancingReceivableRevolving_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableRevolving_638472430836880888" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableRevolvingConvertedToTermLoan" xlink:label="us-gaap_FinancingReceivableRevolvingConvertedToTermLoan_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableRevolvingConvertedToTermLoan_638472430836880888" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear" xlink:label="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_638472430836880888" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear" xlink:label="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_638472430836880888"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_638472430836880888" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear" xlink:label="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear_638472430836890843" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear" xlink:label="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_638472430836890843" order="7" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear" xlink:label="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_638472430836890843" order="8" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesRecordedInvestmentInLoansByRiskCategoryAndClassOfLoansDetailsAltCalc" xlink:type="extended" xlink:title="40411 - Disclosure - Loans And Leases (Recorded Investment In Loans By Risk Category And Class Of Loans) (Details) Alt Calc">
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FinancingReceivableAllowanceForCreditLossWriteoff" xlink:label="cfbk_FinancingReceivableAllowanceForCreditLossWriteoff"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:label="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FinancingReceivableAllowanceForCreditLossWriteoff" xlink:to="us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_638472430836890843" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" xlink:label="us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FinancingReceivableAllowanceForCreditLossWriteoff" xlink:to="us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_638472430836890843" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" xlink:label="us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FinancingReceivableAllowanceForCreditLossWriteoff" xlink:to="us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_638472430836890843" order="3" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesComponentsOfNetInvestmentInDirectFinancingLeasesDetails" xlink:type="extended" xlink:title="40412 - Disclosure - Loans And Leases (Components Of Net Investment In Direct Financing Leases) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:label="us-gaap_DirectFinancingLeaseNetInvestmentInLease"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DirectFinancingLeaseDeferredSellingProfit" xlink:label="us-gaap_DirectFinancingLeaseDeferredSellingProfit_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:to="us-gaap_DirectFinancingLeaseDeferredSellingProfit_638472430836890843" order="1" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DirectFinancingLeaseLeaseReceivable" xlink:label="us-gaap_DirectFinancingLeaseLeaseReceivable_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:to="us-gaap_DirectFinancingLeaseLeaseReceivable_638472430836890843" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DirectFinancingLeaseIndirectInitialCosts" xlink:label="cfbk_DirectFinancingLeaseIndirectInitialCosts_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:to="cfbk_DirectFinancingLeaseIndirectInitialCosts_638472430836890843" order="3" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureLoansAndLeasesSummaryOfFutureMinimumLeasePaymentsReceivableDetails" xlink:type="extended" xlink:title="40413 - Disclosure - Loans And Leases (Summary Of Future Minimum Lease Payments Receivable) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:label="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears" xlink:label="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:to="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears_638472430836890843" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears" xlink:label="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:to="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears_638472430836890843" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears" xlink:label="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:to="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears_638472430836890843" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears" xlink:label="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_638472430836890843"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:to="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears_638472430836890843" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths" xlink:label="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived" xlink:to="us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedNextTwelveMonths_638472430836900815" order="5" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureFairValueTotalAmountOfGainsAndLossesFromChangesInFairValueIncludedInEarningsDetails" xlink:type="extended" xlink:title="40606 - Disclosure - Fair Value (Total Amount Of Gains And Losses From Changes In Fair Value Included In Earnings) (Details)">
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_ChangeInFairValue" xlink:label="cfbk_ChangeInFairValue"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_ChangeInFairValue" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldForSale_638472430836900815" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_InterestExpenseLoansAndLeasesHeldforsale" xlink:label="cfbk_InterestExpenseLoansAndLeasesHeldforsale_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_ChangeInFairValue" xlink:to="cfbk_InterestExpenseLoansAndLeasesHeldforsale_638472430836900815" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_ChangeInFairValue" xlink:to="us-gaap_FairValueOptionChangesInFairValueGainLoss1_638472430836900815" order="3" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosurePremisesAndEquipmentAndOperatingLeasesYearEndPremisesAndEquipmentDetails" xlink:type="extended" xlink:title="40802 - Disclosure - Premises And Equipment And Operating Leases (Year-End Premises And Equipment) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_635303050962168786"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_PropertyPlantAndEquipmentNet_635303050962168786" xlink:to="us-gaap_PropertyPlantAndEquipmentGross_638472430836900815" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LandAndLandImprovements" xlink:label="us-gaap_LandAndLandImprovements_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_PropertyPlantAndEquipmentGross_638472430836900815" xlink:to="us-gaap_LandAndLandImprovements_638472430836900815" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_BuildingsAndImprovementsGross" xlink:label="us-gaap_BuildingsAndImprovementsGross_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_PropertyPlantAndEquipmentGross_638472430836900815" xlink:to="us-gaap_BuildingsAndImprovementsGross_638472430836900815" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FurnitureAndFixturesGross" xlink:label="us-gaap_FurnitureAndFixturesGross_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_PropertyPlantAndEquipmentGross_638472430836900815" xlink:to="us-gaap_FurnitureAndFixturesGross_638472430836900815" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_PropertyPlantAndEquipmentNet_635303050962168786" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_638472430836900815" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosurePremisesAndEquipmentAndOperatingLeasesFutureMinimumOperatingLeasePaymentsDetails" xlink:type="extended" xlink:title="40803 - Disclosure - Premises And Equipment And Operating Leases (Future Minimum Operating Lease Payments) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_638472430836900815" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_638472430836900815" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_638472430836900815" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_638472430836900815"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_638472430836900815" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_638472430836910787" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xlink:label="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:to="us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_638472430836910787" order="6" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureDepositsScheduledMaturitiesOfTimeDepositsDetails" xlink:type="extended" xlink:title="40902 - Disclosure - Deposits (Scheduled Maturities Of Time Deposits) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDeposits" xlink:label="us-gaap_TimeDeposits_635303050962268796"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_TimeDeposits_635303050962268796" xlink:to="us-gaap_TimeDepositMaturitiesYearOne_638472430836910787" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_TimeDeposits_635303050962268796" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo_638472430836910787" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_TimeDeposits_635303050962268796" xlink:to="us-gaap_TimeDepositMaturitiesYearThree_638472430836910787" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_TimeDeposits_635303050962268796" xlink:to="us-gaap_TimeDepositMaturitiesYearFour_638472430836910787" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_TimeDeposits_635303050962268796" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive_638472430836910787" order="5" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureFhlbAdvancesAndOtherDebtScheduleOfFhlbAdvancesAndOtherDebtDetails" xlink:type="extended" xlink:title="41002 - Disclosure - FHLB Advances And Other Debt (Schedule Of FHLB Advances And Other Debt) (Details)">
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_AdvancesFromFederalHomeLoanBanksAndOtherDebt" xlink:label="cfbk_AdvancesFromFederalHomeLoanBanksAndOtherDebt"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_AdvancesFromFederalHomeLoanBanksAndOtherDebt" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanks_638472430836910787" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LongTermDebt" xlink:label="us-gaap_LongTermDebt_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_AdvancesFromFederalHomeLoanBanksAndOtherDebt" xlink:to="us-gaap_LongTermDebt_638472430836910787" order="2" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureFhlbAdvancesAndOtherDebtFhlbAdvancesAndOtherDebtOutstandingMaturityPeriodDetails" xlink:type="extended" xlink:title="41004 - Disclosure - FHLB Advances And Other Debt (FHLB Advances And Other Debt Outstanding Maturity Period) (Details)">
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryTotal" xlink:label="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryTotal"> </loc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInNextTwelveMonths" xlink:label="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInNextTwelveMonths_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryTotal" xlink:to="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInNextTwelveMonths_638472430836910787" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearFive" xlink:label="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearFive_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryTotal" xlink:to="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearFive_638472430836910787" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearFour" xlink:label="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearFour_638472430836910787"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryTotal" xlink:to="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearFour_638472430836910787" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearThree" xlink:label="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearThree_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryTotal" xlink:to="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearThree_638472430836920762" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearTwo" xlink:label="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearTwo_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryTotal" xlink:to="cfbk_FederalHomeLoanBankAdvancesAndOtherDebtMaturitiesSummaryDueInYearTwo_638472430836920762" order="5" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureIncomeTaxesIncomeTaxExpenseDetails" xlink:type="extended" xlink:title="41302 - Disclosure - Income Taxes (Income Tax Expense) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="us-gaap_IncomeTaxExpenseBenefit"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="us-gaap_CurrentFederalTaxExpenseBenefit_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_CurrentFederalTaxExpenseBenefit_638472430836920762" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredFederalIncomeTaxExpenseBenefit_638472430836920762" order="2" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureIncomeTaxesEffectiveTaxRatesDifferFromFederalStatutoryRateDetails" xlink:type="extended" xlink:title="41303 - Disclosure - Income Taxes (Effective Tax Rates Differ From Federal Statutory Rate) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="us-gaap_IncomeTaxExpenseBenefit"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationTaxCredits" xlink:label="us-gaap_IncomeTaxReconciliationTaxCredits_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxReconciliationTaxCredits_638472430836920762" order="1" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:label="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_638472430836920762" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_IncomeTaxReconciliationBankOwnedLifeInsuranceIncome" xlink:label="cfbk_IncomeTaxReconciliationBankOwnedLifeInsuranceIncome_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="cfbk_IncomeTaxReconciliationBankOwnedLifeInsuranceIncome_638472430836920762" order="3" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_IncomeTaxReconciliationRedemptionOfLifeInsurancePolicies" xlink:label="cfbk_IncomeTaxReconciliationRedemptionOfLifeInsurancePolicies_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="cfbk_IncomeTaxReconciliationRedemptionOfLifeInsurancePolicies_638472430836920762" order="4" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="us-gaap_IncomeTaxReconciliationOtherAdjustments_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxReconciliationOtherAdjustments_638472430836920762" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:label="us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost_638472430836920762" order="6" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureIncomeTaxesDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="extended" xlink:title="41304 - Disclosure - Income Taxes (Deferred Tax Assets and Liabilities) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet_635303916268504055"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="us-gaap_DeferredTaxLiabilities_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsLiabilitiesNet_635303916268504055" xlink:to="us-gaap_DeferredTaxLiabilities_638472430836920762" order="1" use="optional" weight="-1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DeferredTaxLiabilitiesLimitedPartnershipInterests" xlink:label="cfbk_DeferredTaxLiabilitiesLimitedPartnershipInterests_638472430836920762"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxLiabilities_638472430836920762" xlink:to="cfbk_DeferredTaxLiabilitiesLimitedPartnershipInterests_638472430836920762" order="1" use="optional" weight="1" priority="1"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:label="cfbk_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxLiabilities_638472430836920762" xlink:to="cfbk_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_638472430836930737" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxLiabilities_638472430836920762" xlink:to="us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_638472430836930737" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DeferredTaxLiabilitiesDepreciation" xlink:label="cfbk_DeferredTaxLiabilitiesDepreciation_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxLiabilities_638472430836920762" xlink:to="cfbk_DeferredTaxLiabilitiesDepreciation_638472430836930737" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DeferredTaxLiabilitiesOperatingLeaseRightOfUseAssets" xlink:label="cfbk_DeferredTaxLiabilitiesOperatingLeaseRightOfUseAssets_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxLiabilities_638472430836920762" xlink:to="cfbk_DeferredTaxLiabilitiesOperatingLeaseRightOfUseAssets_638472430836930737" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts" xlink:label="us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxLiabilities_638472430836920762" xlink:to="us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts_638472430836930737" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="us-gaap_DeferredTaxAssetsGross_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsLiabilitiesNet_635303916268504055" xlink:to="us-gaap_DeferredTaxAssetsGross_638472430836930737" order="2" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsGross_638472430836930737" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_638472430836930737" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsGross_638472430836930737" xlink:to="us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits_638472430836930737" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DeferredTaxAssetsNonaccrualInterest" xlink:label="cfbk_DeferredTaxAssetsNonaccrualInterest_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsGross_638472430836930737" xlink:to="cfbk_DeferredTaxAssetsNonaccrualInterest_638472430836930737" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsGross_638472430836930737" xlink:to="us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_638472430836930737" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnTradingSecurities" xlink:label="us-gaap_DeferredTaxAssetsUnrealizedLossesOnTradingSecurities_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsGross_638472430836930737" xlink:to="us-gaap_DeferredTaxAssetsUnrealizedLossesOnTradingSecurities_638472430836930737" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DeferredTaxAssetsLoansFees" xlink:label="cfbk_DeferredTaxAssetsLoansFees_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsGross_638472430836930737" xlink:to="cfbk_DeferredTaxAssetsLoansFees_638472430836930737" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DeferredTaxAssetsOperatingLeaseLiabilities" xlink:label="cfbk_DeferredTaxAssetsOperatingLeaseLiabilities_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_DeferredTaxAssetsGross_638472430836930737" xlink:to="cfbk_DeferredTaxAssetsOperatingLeaseLiabilities_638472430836930737" order="7" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureDerivativeInstrumentsScheduleOfRevenueRecognizedOnMortgageActivitiesDetails" xlink:type="extended" xlink:title="41805 - Disclosure - Derivative Instruments (Schedule Of Revenue Recognized On Mortgage Activities) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NonoperatingGainsLosses" xlink:label="us-gaap_NonoperatingGainsLosses_636875706280209708"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="us-gaap_DerivativeGainLossOnDerivativeNet_638472430836930737"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NonoperatingGainsLosses_636875706280209708" xlink:to="us-gaap_DerivativeGainLossOnDerivativeNet_638472430836930737" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainLossOnLoansHeldForSale" xlink:label="cfbk_GainLossOnLoansHeldForSale_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NonoperatingGainsLosses_636875706280209708" xlink:to="cfbk_GainLossOnLoansHeldForSale_638472430836940710" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NonoperatingGainsLosses_636875706280209708" xlink:to="us-gaap_GainLossOnSaleOfMortgageLoans_638472430836940710" order="3" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedBalanceSheetsDetails" xlink:type="extended" xlink:title="42002 - Disclosure - Parent Company Only Condensed Financial Information (Condensed Balance Sheets) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_638472430836940710" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_Assets" xlink:to="us-gaap_OtherAssets_638472430836940710" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity"> </loc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_AccruedExpensesAndOtherLiabilities" xlink:label="cfbk_AccruedExpensesAndOtherLiabilities_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="cfbk_AccruedExpensesAndOtherLiabilities_638472430836940710" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherBorrowings" xlink:label="us-gaap_OtherBorrowings_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_OtherBorrowings_638472430836940710" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_StockholdersEquity_638472430836940710" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SubordinatedDebt" xlink:label="us-gaap_SubordinatedDebt_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_SubordinatedDebt_638472430836940710" order="4" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfOperationsDetails" xlink:type="extended" xlink:title="42003 - Disclosure - Parent Company Only Condensed Financial Information (Condensed Statements Of Operations) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="us-gaap_InterestAndDividendIncomeOperating_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_InterestAndDividendIncomeOperating_638472430836940710" order="1" use="optional" weight="1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_NoninterestIncomeOtherOperatingIncome_638472430836940710" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_InterestExpense_638472430836940710" order="3" use="optional" weight="-1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpenseOther" xlink:label="us-gaap_InterestExpenseOther_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_InterestExpenseOther_638472430836940710" order="4" use="optional" weight="-1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DividendIncomeOperating" xlink:label="us-gaap_DividendIncomeOperating_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_DividendIncomeOperating_638472430836940710" order="5" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestIncomeOperating" xlink:label="us-gaap_InterestIncomeOperating_638472430836940710"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_InterestIncomeOperating_638472430836940710" order="6" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="us-gaap_IncomeLossFromSubsidiariesNetOfTax_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_IncomeLossFromSubsidiariesNetOfTax_638472430836950681" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_GainLossAfterIncomeTaxAndUndistributedSubsidiaryIncome" xlink:label="cfbk_GainLossAfterIncomeTaxAndUndistributedSubsidiaryIncome_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetIncomeLoss" xlink:to="cfbk_GainLossAfterIncomeTaxAndUndistributedSubsidiaryIncome_638472430836950681" order="2" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureParentCompanyOnlyCondensedFinancialInformationCondensedStatementsOfCashFlowsDetails" xlink:type="extended" xlink:title="42004 - Disclosure - Parent Company Only Condensed Financial Information (Condensed Statements Of Cash Flows) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsForRepurchaseOfEquity" xlink:label="us-gaap_PaymentsForRepurchaseOfEquity_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_PaymentsForRepurchaseOfEquity_638472430836950681" order="1" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:label="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_638472430836950681" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromOtherDebt" xlink:label="us-gaap_ProceedsFromOtherDebt_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_ProceedsFromOtherDebt_638472430836950681" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_638472430836950681" order="4" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfOtherDebt" xlink:label="us-gaap_RepaymentsOfOtherDebt_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_RepaymentsOfOtherDebt_638472430836950681" order="5" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_PaymentsOfDividendsCommonStock_638472430836950681" order="6" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xlink:label="us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates_638472430836950681" order="1" use="optional" weight="-1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdjustmentForAmortization" xlink:label="us-gaap_AdjustmentForAmortization_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_AdjustmentForAmortization_638472430836950681" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_ChangeInOtherAssetsAndOtherLiabilities" xlink:label="cfbk_ChangeInOtherAssetsAndOtherLiabilities_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="cfbk_ChangeInOtherAssetsAndOtherLiabilities_638472430836950681" order="2" use="optional" weight="-1" priority="3"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromSubsidiariesNetOfTax" xlink:label="us-gaap_IncomeLossFromSubsidiariesNetOfTax_638472430836950681"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_IncomeLossFromSubsidiariesNetOfTax_638472430836950681" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetIncomeLoss_638472430836960665" order="4" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureEarningsPerCommonShareComputationOfEarningsPerShareDetailsAlternate" xlink:type="extended" xlink:title="42101 - Disclosure - Earnings Per Common Share (Computation of Earnings Per Share) (Details) (Alternate)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_638472430836960665" order="1" use="optional" weight="1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureEarningsPerCommonShareComputationOfEarningsPerShareDetails" xlink:type="extended" xlink:title="42102 - Disclosure - Earnings Per Common Share (Computation Of Earnings Per Share) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLoss_638472430836960665" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"> </loc>
<loc xlink:type="locator" xlink:href="cfbk-20231231.xsd#cfbk_DilutiveEffectOfEmployeeStockOptionsSharesUsedInComputation" xlink:label="cfbk_DilutiveEffectOfEmployeeStockOptionsSharesUsedInComputation_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="cfbk_DilutiveEffectOfEmployeeStockOptionsSharesUsedInComputation_638472430836960665" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_638472430836960665" order="2" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_638472430836960665" order="3" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfSharesIssuedBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesIssuedBasic_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_638472430836960665" xlink:to="us-gaap_WeightedAverageNumberOfSharesIssuedBasic_638472430836960665" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_WeightedAverageNumberOfSharesRestrictedStock" xlink:label="us-gaap_WeightedAverageNumberOfSharesRestrictedStock_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_638472430836960665" xlink:to="us-gaap_WeightedAverageNumberOfSharesRestrictedStock_638472430836960665" order="2" use="optional" weight="-1" priority="2"> </calculationArc>
</calculationLink>
<calculationLink xlink:role="http://www.cfbankonline.com/role/DisclosureAccumulatedOtherComprehensiveIncomeLossScheduleOfChangesInAccumulatedOtherComprehensiveIncomeLossDetails" xlink:type="extended" xlink:title="42301 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Schedule Of Changes In Accumulated Other Comprehensive Income (Loss)) (Details)">
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"> </loc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_638472430836960665"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_638472430836960665" order="1" use="optional" weight="1" priority="2"> </calculationArc>
<loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax" xlink:label="us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax_638472430836970636"> </loc>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax_638472430836970636" order="2" use="optional" weight="-1" priority="3"> </calculationArc>
</calculationLink>
</linkbase>


1 Subsequent Filing that References this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 4/15/24  CF Bankshares Inc.                S-3                    6:1.1M                                   Donnelley … Solutions/FA


24 Previous Filings that this Filing References

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/06/24  CF Bankshares Inc.                8-K:3,5,9   2/05/24   11:205K                                   Donnelley … Solutions/FA
 3/31/23  CF Bankshares Inc.                10-K       12/31/22  139:37M
 1/27/23  CF Bankshares Inc.                8-K:5,9     1/25/23   12:279K                                   Donnelley … Solutions/FA
 8/12/20  CF Bankshares Inc.                10-Q        6/30/20   95:18M
 7/28/20  CF Bankshares Inc.                8-K:2,5,8,9 7/28/20    4:1M
 6/02/20  CF Bankshares Inc.                8-K:5,9     6/02/20    2:131K
 3/16/20  CF Bankshares Inc.                10-K       12/31/19  139:20M
10/31/19  CF Bankshares Inc.                8-K:1,3,5,910/25/19    4:845K                                   Donnelley … Solutions/FA
 4/26/19  CF Bankshares Inc.                DEF 14A     4/26/19    1:1.2M
 4/26/19  CF Bankshares Inc.                8-K:5,9     4/26/19    3:269K
12/21/18  CF Bankshares Inc.                8-K:2      12/20/18    3:486K
 8/20/18  CF Bankshares Inc.                8-K:5,8,9   8/20/18    3:45K                                    Donnelley … Solutions/FA
11/09/17  CF Bankshares Inc.                10-Q        9/30/17   88:17M
 8/16/16  CF Bankshares Inc.                8-K:5,9     8/16/16    4:379K
 5/13/14  CF Bankshares Inc.                8-K:1,3,5,9 5/13/14    5:549K
 4/11/13  CF Bankshares Inc.                DEF 14A     5/16/13    1:512K                                   Donnelley … Solutions/FA
 4/01/13  CF Bankshares Inc.                10-K       12/31/12  142:17M                                    Donnelley … Solutions/FA
 5/04/12  CF Bankshares Inc.                POS AM                12:1M                                     Donnelley … Solutions/FA
11/10/11  CF Bankshares Inc.                10-Q        9/30/11   37:3.7M                                   Donnelley … Solutions/FA
 8/14/09  CF Bankshares Inc.                10-Q        6/30/09    6:373K                                   Donnelley … Solutions/FA
 3/31/09  CF Bankshares Inc.                DEF 14A     5/21/09    1:465K                                   Bowne BCL/FA
 3/27/08  CF Bankshares Inc.                10-K       12/31/07    9:1M                                     Bowne BCL/FA
10/28/05  CF Bankshares Inc.                S-2                    8:1.8M                                   Bowne BCL/FA
 9/23/98  CF Bankshares Inc.                SB-2                  22:1.1M                                   Donnelley Fin’l S… 09/FA
Top
Filing Submission 0001070680-24-000006   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

Copyright © 2024 Fran Finnegan & Company LLC – All Rights Reserved.
AboutPrivacyRedactionsHelp — Wed., May 15, 6:30:36.2am ET