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As Of Filer Filing For·On·As Docs:Size Issuer Filing Agent 3/15/18 Mackinac Financial Corp/MI 10-K 12/31/17 105:28M Toppan Merrill Bridge/FA |
Document/Exhibit Description Pages Size
1: 10-K Annual Report HTML 2.70M
2: EX-10.3 Material Contract HTML 156K
3: EX-10.4 Material Contract HTML 155K
4: EX-10.5 Material Contract HTML 160K
5: EX-21 Subsidiaries List HTML 25K
6: EX-23.1 Consent of Experts or Counsel HTML 26K
7: EX-31 Certification -- §302 - SOA'02 HTML 47K
8: EX-32.1 Certification -- §906 - SOA'02 HTML 29K
9: EX-32.2 Certification -- §906 - SOA'02 HTML 29K
16: R1 Document and Entity Information HTML 54K
17: R2 Consolidated Balance Sheets HTML 125K
18: R3 Consolidated Balance Sheets (Parenthetical) HTML 35K
19: R4 Consolidated Statements of Operations HTML 122K
20: R5 Consolidated Statements of Comprehensive Income HTML 61K
21: R6 Consolidated Statements of Changes in HTML 77K
Shareholders? Equity
22: R7 Consolidated Statements Cash Flows HTML 143K
23: R8 Summary of Significant Accounting Policies HTML 114K
24: R9 Restrictions on Cash and Cash Equivalents HTML 30K
25: R10 Securities Available for Sale HTML 275K
26: R11 Loans HTML 1.27M
27: R12 Premises and Equipment HTML 56K
28: R13 Other Real Estate Held for Sale HTML 61K
29: R14 Deposits HTML 72K
30: R15 Goodwill and Other Intangible Assets HTML 32K
31: R16 Servicing Rights HTML 51K
32: R17 Borrowings HTML 62K
33: R18 Income Taxes HTML 164K
34: R19 Operating Leases HTML 45K
35: R20 Retirement Plan HTML 28K
36: R21 Defined Benefit Pension Plan HTML 106K
37: R22 Deferred Compensation Plan HTML 32K
38: R23 Regulatory Matters HTML 271K
39: R24 Stock Compensation Plans HTML 71K
40: R25 Shareholders' Equity HTML 29K
41: R26 Commitments, Contingencies and Credit Risk HTML 52K
42: R27 Fair Value Measurements HTML 472K
43: R28 Business Combinations HTML 191K
44: R29 Subsequent Event HTML 29K
45: R30 Parent Company Only Financial Statements HTML 270K
46: R31 Summary of Significant Accounting Policies HTML 178K
(Policies)
47: R32 Summary of Significant Accounting Policies HTML 73K
(Tables)
48: R33 Securities Available for Sale (Tables) HTML 279K
49: R34 Loans (Tables) HTML 1.27M
50: R35 Premises and Equipment (Tables) HTML 56K
51: R36 Other Real Estate Held for Sale (Tables) HTML 57K
52: R37 Deposits (Tables) HTML 73K
53: R38 Servicing Rights (Tables) HTML 48K
54: R39 Borrowings (Tables) HTML 64K
55: R40 Income Taxes (Tables) HTML 167K
56: R41 Operating Leases (Tables) HTML 41K
57: R42 Defined Benefit Pension Plan (Tables) HTML 110K
58: R43 Regulatory Matters (Tables) HTML 263K
59: R44 Stock Compensation Plans (Tables) HTML 69K
60: R45 Commitments, Contingencies, and Credit Risk HTML 46K
(Tables)
61: R46 Fair Value Measurements (Tables) HTML 468K
62: R47 Business Combinations (Tables) HTML 186K
63: R48 Parent Company Only Financial Statements (Tables) HTML 271K
64: R49 Summary of Significant Accounting Policies HTML 100K
(Details)
65: R50 Restrictions on Cash and Cash Equivalents HTML 32K
(Details)
66: R51 Securities Available for Sale (Details) HTML 75K
67: R52 Securities Available for Sale - by Contractual HTML 84K
Maturity (Details)
68: R53 Loans (Details) HTML 118K
69: R54 Loans - Allowance (Details) HTML 126K
70: R55 Loans - Loans by Risk Category (Details) HTML 102K
71: R56 Loans - Impaired Loans and Effect on Interest HTML 79K
Income (Details)
72: R57 Loans - Past Due (Details) HTML 63K
73: R58 Loans - Troubled Debt Restructuring (Details) HTML 30K
74: R59 Loans - Insider Loans (Details) HTML 43K
75: R60 Premises and Equipment (Details) HTML 47K
76: R61 Other Real Estate Held for Sale (Details) HTML 46K
77: R62 Deposits (Details) HTML 58K
78: R63 Goodwill and Other Intangible Assets (Details) HTML 55K
79: R64 Servicing Rights (Details) HTML 55K
80: R65 Borrowings (Details) HTML 76K
81: R66 Borrowings - Maturities (Details) HTML 45K
82: R67 Income Taxes (Details) HTML 137K
83: R68 Operating Leases (Details) HTML 93K
84: R69 Retirement Plan (Details) HTML 34K
85: R70 Defined Benefit Pension Plan (Details) HTML 104K
86: R71 Deferred Compensation Plan (Details) HTML 43K
87: R72 Regulatory Matters (Details) HTML 110K
88: R73 Stock Compensation Plans (Details) HTML 75K
89: R74 Shareholders' Equity (Details) HTML 38K
90: R75 Commitments, Contingencies, and Credit Risk HTML 43K
(Details)
91: R76 Commitments, Contingencies, and Credit Risk - HTML 39K
Credit Risk (Details)
92: R77 Fair Value Measurements (Details) HTML 77K
93: R78 Fair Value Measurements - Other Assets and Other HTML 35K
Liabilities (Details)
94: R79 Fair Value Measurements - Recurring (Details) HTML 49K
95: R80 Fair Value Measurements - Level 3 Activities HTML 47K
(Details)
96: R81 Fair Value Measurements - Nonrecurring Basis HTML 48K
(Details)
97: R82 Business Combinations (Details) HTML 149K
98: R83 Sebsequent Event (Details) HTML 33K
99: R84 Parent Company Only Financial Statements (Details) HTML 77K
100: R85 Parent Company Only Financial Statements - Balance HTML 38K
Sheet (Details)
101: R86 Parent Company Only Financial Statements - HTML 66K
Statement of Operations (Details)
102: R87 Parent Company Only Financial Statements - Cash HTML 87K
Flows (Details)
104: XML IDEA XML File -- Filing Summary XML 185K
103: EXCEL IDEA Workbook of Financial Reports XLSX 134K
10: EX-101.INS XBRL Instance -- mfnc-20171231 XML 8.31M
12: EX-101.CAL XBRL Calculations -- mfnc-20171231_cal XML 365K
13: EX-101.DEF XBRL Definitions -- mfnc-20171231_def XML 982K
14: EX-101.LAB XBRL Labels -- mfnc-20171231_lab XML 2.18M
15: EX-101.PRE XBRL Presentations -- mfnc-20171231_pre XML 1.54M
11: EX-101.SCH XBRL Schema -- mfnc-20171231 XSD 243K
105: ZIP XBRL Zipped Folder -- 0001558370-18-002102-xbrl Zip 369K
| mfnc_Ex31 |
EXHIBIT 31
RULE 13(a) — 14 (a) CERTIFICATIONS
I, Paul D. Tobias, Chairman and Chief Executive Officer of Mackinac Financial Corporation certify that:
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1. |
I have reviewed this report on Form 10-K of Mackinac Financial Corporation (the “registrant”); |
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2. |
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; |
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3. |
Based on my knowledge, the financial statements and other financial information included in this report fairly present, in all material respects, the financial condition, results of operations, and cash flows of the registrant as of, and for, the periods presented in this report; |
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4. |
The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15(d)-15(f)) for the registrant and have: |
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(a) |
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; |
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(b) |
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; |
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(c) |
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and |
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(d) |
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and |
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5. |
The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions): |
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(a) |
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and |
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(b) |
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting. |
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Date: March 15, 2018 |
/s/ Paul D. Tobias |
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Chairman and Chief Executive Officer |
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(principal executive officer) |
I, Jesse A. Deering, Executive Vice President/Chief Financial Officer of Mackinac Financial Corporation, certify that:
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1. |
I have reviewed this report on Form 10-K of Mackinac Financial Corporation (the “registrant”); |
|
2. |
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; |
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3. |
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report; |
|
4. |
The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15(d)-15(f)) for the registrant and have: |
|
(a) |
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; |
|
(b) |
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; |
|
(c) |
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and |
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(d) |
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and |
|
5. |
The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions): |
|
(a) |
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and |
|
(b) |
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting. |
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Date: March 15, 2018 |
/s/ Jesse A. Deering |
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Executive Vice President/ |
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Chief Financial Officer |
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(principal financial officer) |
| This ‘10-K’ Filing | Date | Other Filings | ||
|---|---|---|---|---|
 | ||||
| Filed on: | 3/15/18 | |||
| For Period end: | 12/31/17 | 11-K, 11-K/A | ||
| List all Filings | ||||
As Of Filer Filing For·On·As Docs:Size Issuer Filing Agent 3/12/21 Mackinac Financial Corp./MI 10-K 12/31/20 102:25M Toppan Merrill Bridge/FA |