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Capitol Federal Financial, Inc. – ‘10-Q’ for 12/31/21 – ‘EX-31.1’

On:  Wednesday, 2/9/22, at 9:04am ET   ·   For:  12/31/21   ·   Accession #:  1490906-22-9   ·   File #:  1-34814

Previous ‘10-Q’:  ‘10-Q’ on 8/9/21 for 6/30/21   ·   Next:  ‘10-Q’ on 5/9/22 for 3/31/22   ·   Latest:  ‘10-Q’ on 5/10/24 for 3/31/24   ·   13 References:   

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  As Of               Filer                 Filing    For·On·As Docs:Size

 2/09/22  Capitol Federal Financial, Inc.   10-Q       12/31/21   58:12M

Quarterly Report   —   Form 10-Q

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML   1.82M 
 2: EX-31.1     Certification -- §302 - SOA'02                      HTML     22K 
 3: EX-31.2     Certification -- §302 - SOA'02                      HTML     22K 
 4: EX-32       Certification -- §906 - SOA'02                      HTML     20K 
10: R1          Document And Entity Information                     HTML     71K 
11: R2          Consolidated Balance Sheets                         HTML     93K 
12: R3          Consolidated Balance Sheets (Parenthetical)         HTML     43K 
13: R4          Consolidated Statements Of Income                   HTML    123K 
14: R5          Consolidated Statements Of Comprehensive Income     HTML     39K 
15: R6          Consolidated Statements Of Comprehensive Income     HTML     23K 
                (Parenthetical)                                                  
16: R7          Consolidated Statements Of Stockholders' Equity     HTML     61K 
17: R8          Consolidated Statements Of Stockholders' Equity     HTML     20K 
                (Parenthetical)                                                  
18: R9          Consolidated Statements Of Cash Flows               HTML    118K 
19: R10         Summary Of Significant Accounting Policies          HTML     24K 
20: R11         Earnings Per Share                                  HTML     41K 
21: R12         Securities                                          HTML    108K 
22: R13         Loans Receivable And Allowance For Credit Losses    HTML    696K 
23: R14         Borrowed Funds                                      HTML     25K 
24: R15         Fair Value Of Financial Instruments                 HTML    120K 
25: R16         Accumulated Other Comprehensive Income              HTML     54K 
26: R17         Summary Of Significant Accounting Policies          HTML     25K 
                (Policies)                                                       
27: R18         Earnings Per Share (Tables)                         HTML     40K 
28: R19         Securities (Tables)                                 HTML    114K 
29: R20         Loans Receivable And Allowance For Credit Losses    HTML    689K 
                (Tables)                                                         
30: R21         Fair Value Of Financial Instruments (Tables)        HTML    107K 
31: R22         Accumulated Other Comprehensive Income (Tables)     HTML     54K 
32: R23         Summary Of Significant Accounting Policies          HTML     26K 
                (Narrative) (Details)                                            
33: R24         Earnings Per Share (Details)                        HTML     67K 
34: R25         Securities (Amortized Cost, Estimated Fair Value,   HTML     38K 
                and Gross Unrealized Gains and Losses of AFS and                 
                HTM Securities) (Details)                                        
35: R26         Securities (Schedule Of Estimated Fair Value And    HTML     41K 
                Gross Unrealized Losses Of Securities In                         
                Continuous Unrealized Loss Position) (Details)                   
36: R27         Securities (Schedule Of Contractual Maturities)     HTML     39K 
                (Details)                                                        
37: R28         Securities (Schedule Of Taxable And Non-taxable     HTML     24K 
                Components Of Interest Income) (Details)                         
38: R29         Securities (Schedule Of Carrying Value Of           HTML     27K 
                Securities Pledged As Collateral) (Details)                      
39: R30         Loans Receivable And Allowance For Credit Losses    HTML     40K 
                (Narrative) (Details)                                            
40: R31         Loans Receivable And Allowance For Credit Losses    HTML     60K 
                (Summary Of Loans Receivable) (Details)                          
41: R32         Loans Receivable And Allowance For Credit Losses    HTML    155K 
                (Classified Loans) (Details)                                     
42: R33         Loans Receivable And Allowance For Credit Losses    HTML    159K 
                (Delinquent Loans) (Details)                                     
43: R34         Loans Receivable And Allowance For Credit Losses    HTML     87K 
                (Loans, Past Due Aging Analysis) (Details)                       
44: R35         Loans Receivable And Allowance For Credit Losses    HTML     45K 
                (Loans, Nonaccrual) (Details)                                    
45: R36         Loans Receivable And Allowance For Credit Losses    HTML     50K 
                (Troubled Debt Restructurings On Financing                       
                Receivables) (Details)                                           
46: R37         Loans Receivable And Allowance For Credit Losses    HTML     45K 
                (Troubled Debt Restructurings On Financing                       
                Receivables That Subsequently Defaulted) (Details)               
47: R38         Loans Receivable And Allowance For Credit Losses    HTML     77K 
                (Allowance For Credit Losses) (Details)                          
48: R39         Loans Receivable And Allowance For Credit Losses    HTML     29K 
                (Reserve for Off-Balance Sheet Credit Exposures)                 
                (Details)                                                        
49: R40         Borrowed Funds (Narrative) (Details)                HTML     35K 
50: R41         Fair Value Of Financial Instruments (Narrative)     HTML     45K 
                (Details)                                                        
51: R42         Fair Value Of Financial Instruments (Schedule Of    HTML     56K 
                Fair Value Assets Measured On A Recurring Basis)                 
                (Details)                                                        
52: R43         Fair Value Of Financial Instruments (Schedule Of    HTML     59K 
                Carrying Amounts And Estimated Fair Values Of                    
                Financial Instruments) (Details)                                 
53: R44         Accumulated Other Comprehensive Income (Details)    HTML     63K 
56: XML         IDEA XML File -- Filing Summary                      XML    106K 
54: XML         XBRL Instance -- cffn-20211231_htm                   XML   4.12M 
55: EXCEL       IDEA Workbook of Financial Reports                  XLSX     84K 
 6: EX-101.CAL  XBRL Calculations -- cffn-20211231_cal               XML    195K 
 7: EX-101.DEF  XBRL Definitions -- cffn-20211231_def                XML    570K 
 8: EX-101.LAB  XBRL Labels -- cffn-20211231_lab                     XML   1.11M 
 9: EX-101.PRE  XBRL Presentations -- cffn-20211231_pre              XML    806K 
 5: EX-101.SCH  XBRL Schema -- cffn-20211231                         XSD     92K 
57: JSON        XBRL Instance as JSON Data -- MetaLinks              310±   451K 
58: ZIP         XBRL Zipped Folder -- 0001490906-22-000009-xbrl      Zip    328K 


‘EX-31.1’   —   Certification — §302 – SOA’02


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EXHIBIT 31.1

CERTIFICATION OF CHIEF EXECUTIVE OFFICER
 
I, John B. Dicus, certify that:

1.I have reviewed this Quarterly Report on Form 10-Q of Capitol Federal Financial, Inc.;
2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a.Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
b.Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
c.Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
d.Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and
5.The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
a.All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and
b.Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting. 
Date: February 9, 2022By:/s/ John B. Dicus                 
 John B. Dicus
 Chairman, President and Chief Executive Officer


Dates Referenced Herein   and   Documents Incorporated by Reference

This ‘10-Q’ Filing    Date    Other Filings
Filed on:2/9/22SC 13G
For Period end:12/31/214
 List all Filings 


13 Previous Filings that this Filing References

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

11/24/21  Capitol Federal Financial, Inc.   10-K        9/30/21  109:19M
 5/08/20  Capitol Federal Financial, Inc.   10-Q        3/31/20   71:17M
 3/30/20  Capitol Federal Financial, Inc.   8-K:5,9     3/25/20   13:316K
 5/10/19  Capitol Federal Financial, Inc.   10-Q        3/31/19   64:16M
11/29/18  Capitol Federal Financial, Inc.   10-K        9/30/18  112:22M
11/29/16  Capitol Federal Financial, Inc.   10-K        9/30/16  101:19M
11/29/12  Capitol Federal Financial, Inc.   10-K        9/30/12  114:46M
 2/06/12  Capitol Federal Financial, Inc.   10-Q       12/31/11   61:16M
12/22/11  Capitol Federal Financial, Inc.   DEF 14A     1/24/12    1:1.2M                                   Silver Freedman … LLP/FA
 1/20/11  Capitol Federal Financial, Inc.   8-K:5,9     1/19/11    2:75K                                    Silver Freedman … LLP/FA
 5/06/10  Capitol Federal Financial, Inc.   S-1                   14:24M                                    Toppan Vite NY Inc./FA
 2/04/05  Capitol Federal Financial         10-Q       12/31/04    8:907K
 4/13/00  Capitol Federal Financial         DEFR14A                1:98K                                    Silver Freedman … LLP/FA
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