| | | | | | | | | | | | | | | | | | | | | |
<?xml version="1.0" encoding="windows-1252"?> |
<!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.20b --> |
<!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com --> |
<!-- Field: Doc-Info; Name: Status; Value: 0x00000000 --> |
<!-- Field: Doc-Info; Name: Misc; Value: 96Mps7xRiXgen8uDanwsWaiF2bP9z5Z86ekhvWB3bcnaXy8v3weumyqfL2UmUTwM --> |
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:us-gaap="http://fasb.org/us-gaap/2023" xmlns:srt="http://fasb.org/srt/2023" xmlns:srt-types="http://fasb.org/srt-types/2023" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:NPFC="http://judocap.com/20230930" elementFormDefault="qualified" targetNamespace="http://judocap.com/20230930"> |
| <annotation> |
| | <appinfo> |
| | | <link:roleType roleURI="http://judocap.com/role/Cover" id="Cover"> |
| <link:definition> 00000001 - Document - Cover </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/BalanceSheets" id="BalanceSheets"> |
| <link:definition> 00000002 - Statement - Condensed Balance Sheets </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/BalanceSheetsParenthetical" id="BalanceSheetsParenthetical"> |
| <link:definition> 00000003 - Statement - Condensed Balance Sheets (Parenthetical) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/StatementsOfOperations" id="StatementsOfOperations"> |
| <link:definition> 00000004 - Statement - Condensed Statements of Operations (Unaudited) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/StatementOfStockholdersDeficit" id="StatementOfStockholdersDeficit"> |
| <link:definition> 00000005 - Statement - Condensed Statement of Stockholders' Deficit (Unaudited) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/StatementOfCashFlows" id="StatementOfCashFlows"> |
| <link:definition> 00000006 - Statement - Condensed Statement of Cash Flows (Unaudited) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/OrganizationAndNatureOfBusiness" id="OrganizationAndNatureOfBusiness"> |
| <link:definition> 00000007 - Disclosure - ORGANIZATION AND NATURE OF BUSINESS </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/GoingConcern" id="GoingConcern"> |
| <link:definition> 00000008 - Disclosure - GOING CONCERN </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/SummaryOfSignificantAccountingPolicies" id="SummaryOfSignificantAccountingPolicies"> |
| <link:definition> 00000009 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/Investments" id="Investments"> |
| <link:definition> 00000010 - Disclosure - INVESTMENTS </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/CreditCommitment" id="CreditCommitment"> |
| <link:definition> 00000011 - Disclosure - CREDIT COMMITMENT </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/RelatedPartyTransactionsAndNotePayable" id="RelatedPartyTransactionsAndNotePayable"> |
| <link:definition> 00000012 - Disclosure - RELATED PARTY TRANSACTIONS AND NOTE PAYABLE </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/StockholdersDeficit" id="StockholdersDeficit"> |
| <link:definition> 00000013 - Disclosure - STOCKHOLDERS’ DEFICIT </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/CommitmentsAndContingencies" id="CommitmentsAndContingencies"> |
| <link:definition> 00000014 - Disclosure - COMMITMENTS AND CONTINGENCIES </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/SubsequentEvents" id="SubsequentEvents"> |
| <link:definition> 00000015 - Disclosure - SUBSEQUENT EVENTS </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/SummaryOfSignificantAccountingPoliciesPolicies" id="SummaryOfSignificantAccountingPoliciesPolicies"> |
| <link:definition> 00000016 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/RelatedPartyTransactionsAndNotePayableTables" id="RelatedPartyTransactionsAndNotePayableTables"> |
| <link:definition> 00000017 - Disclosure - RELATED PARTY TRANSACTIONS AND NOTE PAYABLE (Tables) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/OrganizationAndNatureOfBusinessDetailsNarrative" id="OrganizationAndNatureOfBusinessDetailsNarrative"> |
| <link:definition> 00000018 - Disclosure - ORGANIZATION AND NATURE OF BUSINESS (Details Narrative) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/GoingConcernDetailsNarrative" id="GoingConcernDetailsNarrative"> |
| <link:definition> 00000019 - Disclosure - GOING CONCERN (Details Narrative) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" id="SummaryOfSignificantAccountingPoliciesDetailsNarrative"> |
| <link:definition> 00000020 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/InvestmentsDetailsNarrative" id="InvestmentsDetailsNarrative"> |
| <link:definition> 00000021 - Disclosure - INVESTMENTS (Details Narrative) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/CreditCommitmentDetailsNarrative" id="CreditCommitmentDetailsNarrative"> |
| <link:definition> 00000022 - Disclosure - CREDIT COMMITMENT (Details Narrative) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/ScheduleOfRelatedPartyTransactionDetails" id="ScheduleOfRelatedPartyTransactionDetails"> |
| <link:definition> 00000023 - Disclosure - SCHEDULE OF RELATED PARTY TRANSACTION (Details) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/ScheduleOfRelatedPartyTransactionDetailsParenthetical" id="ScheduleOfRelatedPartyTransactionDetailsParenthetical"> |
| <link:definition> 00000024 - Disclosure - SCHEDULE OF RELATED PARTY TRANSACTION (Details) (Parenthetical) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/RelatedPartyTransactionsAndNotePayableDetailsNarrative" id="RelatedPartyTransactionsAndNotePayableDetailsNarrative"> |
| <link:definition> 00000025 - Disclosure - RELATED PARTY TRANSACTIONS AND NOTE PAYABLE (Details Narrative) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:roleType roleURI="http://judocap.com/role/StockholdersDeficitDetailsNarrative" id="StockholdersDeficitDetailsNarrative"> |
| <link:definition> 00000026 - Disclosure - STOCKHOLDERS’ DEFICIT (Details Narrative) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="npfc-20230930_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links"/> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="npfc-20230930_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links"/> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="npfc-20230930_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Calculation Links"/> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="npfc-20230930_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links"/> |
| | | </appinfo> |
| | </annotation> |
| <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/> |
| <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/> |
| <import namespace="http://xbrl.sec.gov/dei/2023" schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd"/> |
| <import namespace="http://fasb.org/us-gaap/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd"/> |
| <import namespace="http://fasb.org/us-types/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd"/> |
| <import namespace="http://www.xbrl.org/dtr/type/2022-03-31" schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd"/> |
| <import namespace="http://xbrl.sec.gov/country/2023" schemaLocation="https://xbrl.sec.gov/country/2023/country-2023.xsd"/> |
| <import namespace="http://fasb.org/srt/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd"/> |
| <import namespace="http://fasb.org/srt-types/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd"/> |
| <element id="NPFC_RevolvingCreditFacilityAgreementMember" name="RevolvingCreditFacilityAgreementMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_NoveaIncMember" name="NoveaIncMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_LIBORMember" name="LIBORMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_NewpointFinancialCorpWyomingMember" name="NewpointFinancialCorpWyomingMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_NewpointReinsuranceLimtedMember" name="NewpointReinsuranceLimtedMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_NewpointCapitalLimitedMember" name="NewpointCapitalLimitedMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_MutualHoldingsMember" name="MutualHoldingsMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_LoanFacilityAgreementMember" name="LoanFacilityAgreementMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_MutualHoldingsIncMember" name="MutualHoldingsIncMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_CreditFacilityReceivable" name="CreditFacilityReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_AllowanceForCreditFacilityReceivable" name="AllowanceForCreditFacilityReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_LoanAdvancedToRelatedParties" name="LoanAdvancedToRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_CashPaidDuringYearAbstract" name="CashPaidDuringYearAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_DepositPaidToFinancedWithRelatedPartyDebt" name="DepositPaidToFinancedWithRelatedPartyDebt" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_CreditCommitmentFundedWithRelatedPartyDebt" name="CreditCommitmentFundedWithRelatedPartyDebt" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_RelatedPartyLoanConvertedToAdditionalPaidinCapital" name="RelatedPartyLoanConvertedToAdditionalPaidinCapital" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_ValuationAllowanceForFixedIncomeSecuritiesPolicyTextBlock" name="ValuationAllowanceForFixedIncomeSecuritiesPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item"/> |
| <element id="NPFC_RelatedPartiesPolicyTextBlock" name="RelatedPartiesPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item"/> |
| </schema> |