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| <link:definition xmlns="http://www.xbrl.org/2003/linkbase"> 040 - Disclosure - Note 4 - Shareholders' Equity and Preferred Stock (Details Textual) </link:definition> |
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| <link:definition xmlns="http://www.xbrl.org/2003/linkbase"> 043 - Disclosure - Note 6 - Fair Values of Assets and Liabilities (Details Textual) </link:definition> |
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| <link:definition xmlns="http://www.xbrl.org/2003/linkbase"> 054 - Disclosure - Note 9 - Notes Payable (Details Textual) </link:definition> |
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| <link:definition xmlns="http://www.xbrl.org/2003/linkbase"> 055 - Disclosure - Note 9 - Notes Payable - Schedule of Structured Financing Notes Payable (Details) </link:definition> |
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| <link:definition xmlns="http://www.xbrl.org/2003/linkbase"> 060 - Disclosure - Note 10 - Convertible Senior Notes - Summary of Convertible Senior Notes (Details) </link:definition> |
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| <link:definition xmlns="http://www.xbrl.org/2003/linkbase"> 062 - Disclosure - Note 12 - Net Income Attributable to Controlling Interests Per Common Share (Details Textual) </link:definition> |
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| <xsd:element id="atlc_AssetBackedSecuritiesWeightedAverageInterestRate" name="AssetBackedSecuritiesWeightedAverageInterestRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/> |
| <xsd:element abstract="true" id="atlc_AutoFinanceMember" name="AutoFinanceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_ClassBPreferredUnitsMember" name="ClassBPreferredUnitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_CommercialPaperRatesMember" name="CommercialPaperRatesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_ComponentsOfFeesAndRelatedIncomeOnEarningAssetsTableTextBlock" name="ComponentsOfFeesAndRelatedIncomeOnEarningAssetsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_ComprehensiveIncomeLossAttributableToControllingInterestsToCommonShareholders" name="ComprehensiveIncomeLossAttributableToControllingInterestsToCommonShareholders" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_CreditAndOtherInvestmentsMember" name="CreditAndOtherInvestmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_CreditCardReceivablesAndRestrictedCashCarryingAmountAsSecurityForNotesPayable" name="CreditCardReceivablesAndRestrictedCashCarryingAmountAsSecurityForNotesPayable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element abstract="true" id="atlc_CreditProtectionProgramMember" name="CreditProtectionProgramMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_DebtInstrumentVariableRate" name="DebtInstrumentVariableRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/> |
| <xsd:element abstract="true" id="atlc_December2016RevolvingCreditFacilityMember" name="December2016RevolvingCreditFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_December2017RevolvingCreditFacilityMember" name="December2017RevolvingCreditFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_DirecttoConsumerMember" name="DirecttoConsumerMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_DocumentAndEntityInformation" name="DocumentAndEntityInformation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_DoveVenturesLLCMember" name="DoveVenturesLLCMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_EmployeeStockPurchasePlanMember" name="EmployeeStockPurchasePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_EquityMethodInvestmentToAcquirePortfolioOfCreditCardReceivablesMember" name="EquityMethodInvestmentToAcquirePortfolioOfCreditCardReceivablesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityRevaluationsOfNotesPayable" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityRevaluationsOfNotesPayable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_FairValueOptionLoansAndFeesReceivableUnpaidPrincipalBalance" name="FairValueOptionLoansAndFeesReceivableUnpaidPrincipalBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_FairValueOptionNotesPayableReportedAtFairValue" name="FairValueOptionNotesPayableReportedAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_FeesAndRelatedIncomeOnEarningAssets" name="FeesAndRelatedIncomeOnEarningAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_FeesOnCreditProducts" name="FeesOnCreditProducts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_FinancingReceivableModificationsCarryingValue" name="FinancingReceivableModificationsCarryingValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_FinancingReceivableModificationsNumberOfContractsOutstanding" name="FinancingReceivableModificationsNumberOfContractsOutstanding" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"/> |
| <xsd:element abstract="true" id="atlc_FivePointEightSevenFivePercentConvertibleSeniorNotesDueTwoThousandThirtyFiveMember" name="FivePointEightSevenFivePercentConvertibleSeniorNotesDueTwoThousandThirtyFiveMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_IncomeTaxSettlementAmountWithTaxingAuthority" name="IncomeTaxSettlementAmountWithTaxingAuthority" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue" name="IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_InterestIncomeExpenseBeforeFees" name="InterestIncomeExpenseBeforeFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_June2019RevolvingCreditFacilityMember" name="June2019RevolvingCreditFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_LoansAndFeesReceivableAtFairValueMember" name="LoansAndFeesReceivableAtFairValueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_LoansAndFeesReceivableMeasurementInput" name="LoansAndFeesReceivableMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_LoansAndFeesReceivableNetForWhichItIsPracticableToEstimateFairValue" name="LoansAndFeesReceivableNetForWhichItIsPracticableToEstimateFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element abstract="true" id="atlc_LoansAndFeesReceivablePledgedAsCollateralFairValueMember" name="LoansAndFeesReceivablePledgedAsCollateralFairValueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_LossesUponChargeOffOfLoanAndFeesReceivableRecordedAtFairValueNetOfRecoveries" name="LossesUponChargeOffOfLoanAndFeesReceivableRecordedAtFairValueNetOfRecoveries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_MeasurementInputGrossYieldMember" name="MeasurementInputGrossYieldMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_MeasurementInputServicingRateMember" name="MeasurementInputServicingRateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_NetIncomeLossAvailableToCommonStockholdersEffectOfDilutiveSecurities" name="NetIncomeLossAvailableToCommonStockholdersEffectOfDilutiveSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_NoteToFinancialStatementDetailsTextual" name="NoteToFinancialStatementDetailsTextual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_NotesPayableAssociatedWithStructuredFinancingsFairValue" name="NotesPayableAssociatedWithStructuredFinancingsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_NotesPayableGross" name="NotesPayableGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element abstract="true" id="atlc_NotesToFinancialStatements" name="NotesToFinancialStatements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_OperatingLeaseLiabilityAndPaymentsToBeReceivedMaturityTableTextBlock" name="OperatingLeaseLiabilityAndPaymentsToBeReceivedMaturityTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_OperatingLeaseNetLeasePaymentsDueAfterYearFive" name="OperatingLeaseNetLeasePaymentsDueAfterYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeaseNetLeasePaymentsDueYearThree" name="OperatingLeaseNetLeasePaymentsDueYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeaseNetLeasePaymentsDueYearTwo" name="OperatingLeaseNetLeasePaymentsDueYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesFutureMinimumLeasePaymentsDueImputedInterest" name="OperatingLeasesFutureMinimumLeasePaymentsDueImputedInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesFutureMinimumLeasePaymentsDueNetOfSubleaseIncomeAndImputedInterest" name="OperatingLeasesFutureMinimumLeasePaymentsDueNetOfSubleaseIncomeAndImputedInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentalsImputedInterest" name="OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentalsImputedInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentalsNetOfImputedInterest" name="OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentalsNetOfImputedInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesNetLeasePaymentsDueTotal" name="OperatingLeasesNetLeasePaymentsDueTotal" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesNetLeasePaymentsDueYearFive" name="OperatingLeasesNetLeasePaymentsDueYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesNetLeasePaymentsDueYearFour" name="OperatingLeasesNetLeasePaymentsDueYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesNetLeasePaymentsRemainderOfFiscalYear" name="OperatingLeasesNetLeasePaymentsRemainderOfFiscalYear" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_OperatingLeasesOptionsToExtendForAdditionalPeriodsRevolvingPeriods" name="OperatingLeasesOptionsToExtendForAdditionalPeriodsRevolvingPeriods" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_OtherSecuredDebtMember" name="OtherSecuredDebtMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_OtherUnsecuredLendingProductsMember" name="OtherUnsecuredLendingProductsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_PaymentOfIncomeTaxSettlement" name="PaymentOfIncomeTaxSettlement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_PhoenixMember" name="PhoenixMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_PointofSaleMember" name="PointofSaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_PreferredUnitPurchasePrice" name="PreferredUnitPurchasePrice" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_PreferredUnitsIssuedMaximumPercentagePointsOfPreferredReturnInFormOfIssuanceOfAdditionalUnitsOrCash" name="PreferredUnitsIssuedMaximumPercentagePointsOfPreferredReturnInFormOfIssuanceOfAdditionalUnitsOrCash" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_PreferredUnitsIssuedPercentageOfPreferredReturn" name="PreferredUnitsIssuedPercentageOfPreferredReturn" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/> |
| <xsd:element id="atlc_ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue" name="ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_ReductionInAccruals" name="ReductionInAccruals" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringDecember152022Member" name="RevolvingCreditFacilityExpiringDecember152022Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringDecember212020Member" name="RevolvingCreditFacilityExpiringDecember212020Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringFebruary82022Member" name="RevolvingCreditFacilityExpiringFebruary82022Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringJuly152021Member" name="RevolvingCreditFacilityExpiringJuly152021Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringJune112021Member" name="RevolvingCreditFacilityExpiringJune112021Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringMay152024Member" name="RevolvingCreditFacilityExpiringMay152024Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringNovember12020Member" name="RevolvingCreditFacilityExpiringNovember12020Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringNovember152023Member" name="RevolvingCreditFacilityExpiringNovember152023Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringNovember162020Member" name="RevolvingCreditFacilityExpiringNovember162020Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringOctober302022Member" name="RevolvingCreditFacilityExpiringOctober302022Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_RevolvingCreditFacilityExpiringSeptember192021Member" name="RevolvingCreditFacilityExpiringSeptember192021Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_SecuredByTheFinancialAndOperatingAssetsOfCARMember" name="SecuredByTheFinancialAndOperatingAssetsOfCARMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_SecuritizationFinancingFacilityMember" name="SecuritizationFinancingFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_SeniorSecuredTermLoanFacilityMember" name="SeniorSecuredTermLoanFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_September2018RevolvingCreditFacilityMember" name="September2018RevolvingCreditFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_ServiceChargesAndOtherCustomerRelatedFeesMember" name="ServiceChargesAndOtherCustomerRelatedFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_ServicingIncomeMember" name="ServicingIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriodExtension" name="SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriodExtension" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_StructuredFinancingNotesPayableMember" name="StructuredFinancingNotesPayableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_TemporaryEquityConversionPricePerShare" name="TemporaryEquityConversionPricePerShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant"/> |
| <xsd:element abstract="true" id="atlc_TermNoteMember" name="TermNoteMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_The5875ConvertibleSeniorNotesDue2035Member" name="The5875ConvertibleSeniorNotesDue2035Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_TheFourthAmended2014PlanMember" name="TheFourthAmended2014PlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_TrustFundingNotesFacilityMember" name="TrustFundingNotesFacilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_UnfundedIndividualCreditCommitmentMember" name="UnfundedIndividualCreditCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_UnfundedOutstandingFloorplanFinancingCommitmentMember" name="UnfundedOutstandingFloorplanFinancingCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue" name="UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element id="atlc_WeightedAverageRemainingAccretionPeriodOfDeferredRevenue" name="WeightedAverageRemainingAccretionPeriodOfDeferredRevenue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-10-convertible-senior-notes-summary-of-convertible-senior-notes-details" name="statement-statement-note-10-convertible-senior-notes-summary-of-convertible-senior-notes-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-10-convertible-senior-notes-tables" name="statement-statement-note-10-convertible-senior-notes-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-12-net-income-attributable-to-controlling-interests-per-common-share-summary-of-earning-per-share-details" name="statement-statement-note-12-net-income-attributable-to-controlling-interests-per-common-share-summary-of-earning-per-share-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-12-net-income-attributable-to-controlling-interests-per-common-share-tables" name="statement-statement-note-12-net-income-attributable-to-controlling-interests-per-common-share-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-13-stockbased-compensation-summary-of-outstanding-options-details" name="statement-statement-note-13-stockbased-compensation-summary-of-outstanding-options-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-13-stockbased-compensation-tables" name="statement-statement-note-13-stockbased-compensation-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-components-of-revenue-from-contracts-with-customers-details" name="statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-components-of-revenue-from-contracts-with-customers-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-aging-of-delinquent-loans-and-fees-receivable-details" name="statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-aging-of-delinquent-loans-and-fees-receivable-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-allowance-for-uncollectible-loans-and-fees-receivable-details" name="statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-allowance-for-uncollectible-loans-and-fees-receivable-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-fees-and-related-income-on-earning-assets-details" name="statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-fees-and-related-income-on-earning-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-troubled-debt-restructurings-details" name="statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-summary-of-troubled-debt-restructurings-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-tables" name="statement-statement-note-2-significant-accounting-policies-and-consolidated-financial-statement-components-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-3-segment-reporting-summary-of-operating-segment-information-details" name="statement-statement-note-3-segment-reporting-summary-of-operating-segment-information-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-3-segment-reporting-tables" name="statement-statement-note-3-segment-reporting-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-5-investment-in-equitymethod-investee-summary-of-equitymethod-investee-details" name="statement-statement-note-5-investment-in-equitymethod-investee-summary-of-equitymethod-investee-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-5-investment-in-equitymethod-investee-tables" name="statement-statement-note-5-investment-in-equitymethod-investee-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-6-fair-values-of-assets-and-liabilities-quantitative-information-about-level-3-assets-and-liabilities-fair-value-measurements-details" name="statement-statement-note-6-fair-values-of-assets-and-liabilities-quantitative-information-about-level-3-assets-and-liabilities-fair-value-measurements-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-6-fair-values-of-assets-and-liabilities-reconciliation-of-level-3-assets-details" name="statement-statement-note-6-fair-values-of-assets-and-liabilities-reconciliation-of-level-3-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-6-fair-values-of-assets-and-liabilities-reconciliation-of-level-3-liabilities-details" name="statement-statement-note-6-fair-values-of-assets-and-liabilities-reconciliation-of-level-3-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-6-fair-values-of-assets-and-liabilities-summary-of-fair-value-hierarchy-for-assets-details" name="statement-statement-note-6-fair-values-of-assets-and-liabilities-summary-of-fair-value-hierarchy-for-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-6-fair-values-of-assets-and-liabilities-summary-of-fair-value-hierarchy-for-liabilities-details" name="statement-statement-note-6-fair-values-of-assets-and-liabilities-summary-of-fair-value-hierarchy-for-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-6-fair-values-of-assets-and-liabilities-summary-of-other-relevant-data-details" name="statement-statement-note-6-fair-values-of-assets-and-liabilities-summary-of-other-relevant-data-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-6-fair-values-of-assets-and-liabilities-tables" name="statement-statement-note-6-fair-values-of-assets-and-liabilities-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-7-variable-interest-entities-summary-of-variable-interest-entities-details" name="statement-statement-note-7-variable-interest-entities-summary-of-variable-interest-entities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-7-variable-interest-entities-tables" name="statement-statement-note-7-variable-interest-entities-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-8-leases-lease-cost-details" name="statement-statement-note-8-leases-lease-cost-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-8-leases-maturities-of-lease-liabilities-details" name="statement-statement-note-8-leases-maturities-of-lease-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-8-leases-tables" name="statement-statement-note-8-leases-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-9-notes-payable-schedule-of-notes-payable-at-face-value-and-notes-payable-to-related-parties-details" name="statement-statement-note-9-notes-payable-schedule-of-notes-payable-at-face-value-and-notes-payable-to-related-parties-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-9-notes-payable-schedule-of-notes-payable-at-face-value-and-notes-payable-to-related-parties-details-parentheticals" name="statement-statement-note-9-notes-payable-schedule-of-notes-payable-at-face-value-and-notes-payable-to-related-parties-details-parentheticals" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-9-notes-payable-schedule-of-structured-financing-notes-payable-details" name="statement-statement-note-9-notes-payable-schedule-of-structured-financing-notes-payable-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-9-notes-payable-schedule-of-structured-financing-notes-payable-details-parentheticals" name="statement-statement-note-9-notes-payable-schedule-of-structured-financing-notes-payable-details-parentheticals" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-note-9-notes-payable-tables" name="statement-statement-note-9-notes-payable-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| <xsd:element abstract="true" id="atlc_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/> |
| </xsd:schema> |