SEC Info - Trupanion, Inc. - ‘10-K’ for 12/31/17

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Trupanion, Inc. – ‘10-K’ for 12/31/17 – ‘EX-10.20’

On: Tuesday, 2/13/18, at 5:43pm ET · As of: 2/14/18 · For: 12/31/17 · Accession #: 1371285-18-14 · File #: 1-36537

  As Of               Filer                 Filing    For·On·As Docs:Size

 2/14/18  Trupanion, Inc.                   10-K       12/31/17   89:11M

Annual Report — Form 10-K — Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                       HTML   1.23M 
 2: EX-10.20    Material Contract                                   HTML     32K 
 3: EX-21.1     Subsidiaries List                                   HTML     23K 
 4: EX-23.1     Consent of Experts or Counsel                       HTML     25K 
 5: EX-31.1     Certification -- §302 - SOA'02                      HTML     30K 
 6: EX-31.2     Certification -- §302 - SOA'02                      HTML     29K 
 7: EX-32.1     Certification -- §906 - SOA'02                      HTML     25K 
 8: EX-32.2     Certification -- §906 - SOA'02                      HTML     25K 
15: R1          Document and Entity Information Document            HTML     52K 
16: R2          Consolidated Statement of Operations                HTML     61K 
17: R3          Consolidated Statement of Comprehensive Income      HTML     37K 
                Statement                                                        
18: R4          Consolidated Balance Sheet                          HTML    106K 
19: R5          Consolidated Balance Sheet Condensed Consolidated   HTML     48K 
                Balance Sheet Parentheticals                                     
20: R6          Consolidated Statement of Stockholders' Equity      HTML     69K 
                Statement                                                        
21: R7          Consolidated Statement of Cash Flows                HTML    108K 
22: R8          Condensed Consolidated Balance Sheet                HTML     54K 
                Parentheticals                                                   
23: R9          Net Loss per Share                                  HTML     36K 
24: R10         Property Plant and Equipment (Notes)                HTML     38K 
25: R11         Intangible Assets (Notes)                           HTML     27K 
26: R12         Investment Securities (Notes)                       HTML     99K 
27: R13         Fair Value                                          HTML     62K 
28: R14         Commitment and Contingencies                        HTML     65K 
29: R15         Claims Reserve (Notes)                              HTML    262K 
30: R16         Debt                                                HTML     30K 
31: R17         Stock-based Compensation                            HTML    124K 
32: R18         Stockholder's Equity (Notes)                        HTML     35K 
33: R19         Segments                                            HTML     90K 
34: R20         Dividend Restrictions Statutory Surplus (Notes)     HTML     41K 
35: R21         Related Parties (Notes)                             HTML     29K 
36: R22         Income Taxes (Notes)                                HTML    134K 
37: R23         Retirement Plan (Notes)                             HTML     26K 
38: R24         Quarterly Financial Information (Notes)             HTML     70K 
39: R25         Schedule 1-Parent Only Disclosures [Schedule]       HTML    195K 
                (Notes)                                                          
40: R26         Nature of Operations and Summary of Significant     HTML    193K 
                Accounting Policies (Policies)                                   
41: R27         Net Loss per Share (Tables)                         HTML     34K 
42: R28         Property Plant and Equipment (Tables)               HTML     36K 
43: R29         Investment Securities Available-for-Sale (Tables)   HTML    100K 
44: R30         Fair Value (Tables)                                 HTML     56K 
45: R31         Commitment and Contingencies (Tables)               HTML     57K 
46: R32         Claims Reserve (Tables)                             HTML    199K 
47: R33         Stock-based Compensation (Tables)                   HTML    132K 
48: R34         Segments (Tables)                                   HTML     86K 
49: R35         Dividend Restrictions Statutory Surplus (Tables)    HTML     37K 
50: R36         Income Taxes (Tables)                               HTML    134K 
51: R37         Quarterly Financial Information (Tables)            HTML     69K 
52: R38         Nature of Operations and Summary of Significant     HTML     67K 
                Accounting Policies Narrative (Details)                          
53: R39         Net Loss per Share (Details) Schedule of            HTML     39K 
                Antidilutive Securities Excluded from Computation                
                of Earnings Per Share                                            
54: R40         Property Plant and Equipment (Details)              HTML     41K 
55: R41         Nature of Operations and Summary of Significant     HTML     31K 
                Accounting Policies Deferred Acquisition Costs                   
                (Details)                                                        
56: R42         Intangible Assets (Details)                         HTML     27K 
57: R43         Investment Securities (Details) Investment          HTML     60K 
                Schedule                                                         
58: R44         Investment Securities (Details) Available-for-Sale  HTML     42K 
59: R45         Fair Value (Details) Unobservable                   HTML     58K 
60: R46         Commitment and Contingencies (Details) Narrative    HTML     38K 
61: R47         Commitment and Contingencies Commitments and        HTML     90K 
                Contingencies (Details)                                          
62: R48         Claims Reserve (Details)                            HTML     67K 
63: R49         Claims Reserve Cumulative claims paid and claims    HTML     61K 
                adjustment expenses (Details)                                    
64: R50         Claims Reserve Incurred claims and claim            HTML     52K 
                adjustment expense (Details)                                     
65: R51         Debt (Details) Narrative                            HTML     46K 
66: R52         Stock-based Compensation (Details) Narrative        HTML     42K 
67: R53         Stock-based Compensation Expense Category           HTML     47K 
                (Details)                                                        
68: R54         Stock-based Compensation Valuation Assumptions      HTML     40K 
                (Details)                                                        
69: R55         Stock-based Compensation Option Activity (Details)  HTML     68K 
70: R56         Stock-based Compensation Options Granted (Details)  HTML     29K 
71: R57         Stock-based Compensation Restricted Stock Awards    HTML     50K 
                (Details)                                                        
72: R58         Stockholder's Equity Narrative (Details)            HTML     35K 
73: R59         Segments (Details) Business Segment                 HTML     57K 
74: R60         Segments (Details) Revenue by Geography             HTML     35K 
75: R61         Dividend Restrictions Statutory Surplus (Details)   HTML     38K 
76: R62         Related Parties (Details)                           HTML     27K 
77: R63         Income Taxes Income before taxes (Details)          HTML     31K 
78: R64         Income Taxes Income tax benefits (Details)          HTML     48K 
79: R65         Income Taxes Tax Rate Reconciliation (Details)      HTML     53K 
80: R66         Income Taxes Deferred tax assets and liabilities    HTML     97K 
                (Details)                                                        
81: R67         Income Taxes Unrecognized Tax Benefits (Details)    HTML     40K 
82: R68         Retirement Plan Details (Details)                   HTML     26K 
83: R69         Quarterly Financial Information (Details)           HTML     57K 
84: R70         Schedule 1-Parent Only Disclosures [Schedule]       HTML    148K 
                Condensed Statement of Comprehensive Loss                        
                (Details)                                                        
85: R71         Schedule 1-Parent Only Disclosures [Schedule]       HTML    106K 
                Condensed Balance Sheet (Details)                                
86: R72         Schedule 1-Parent Only Disclosures [Schedule]       HTML    103K 
                Condensed Statements of Cash Flows (Details)                     
88: XML         IDEA XML File -- Filing Summary                      XML    151K 
87: EXCEL       IDEA Workbook of Financial Reports                  XLSX     92K 
 9: EX-101.INS  XBRL Instance -- trup-20171231                       XML   2.92M 
11: EX-101.CAL  XBRL Calculations -- trup-20171231_cal               XML    260K 
12: EX-101.DEF  XBRL Definitions -- trup-20171231_def                XML    580K 
13: EX-101.LAB  XBRL Labels -- trup-20171231_lab                     XML   1.59M 
14: EX-101.PRE  XBRL Presentations -- trup-20171231_pre              XML   1.05M 
10: EX-101.SCH  XBRL Schema -- trup-20171231                         XSD    149K 
89: ZIP         XBRL Zipped Folder -- 0001371285-18-000014-xbrl      Zip    246K

‘EX-10.20’ — Material Contract

This Exhibit is an HTML Document rendered as filed. [ Alternative Formats ]

<! C: C:

Exhibit

Exhibit 10.20

AGREEMENT NUMBER: 2015003

ADDENDUM#4

QUOTA SHARE REINSURANCE AGREEMENT

made between

OMEGA GENERAL INSURANCE COMPANY

(hereinafter referred to as the "Reinsured")

and

WYNDHAM INSURANCE COMPANY (SAC) LIMITED,

in respect of its Segregated Account AX (hereinafter referred to as the "Reinsurer")

WHEREAS the Reinsured and the Reinsurer entered into a Quota Share Reinsurance Agreement effective January 1, 2015;

AND WHEREAS the Reinsured and the Reinsurer now desire to further amend the Quota Share Reinsurance Agreement to take effect as of January 1, 2018;

In consideration of the covenants and agreements contained herein and for other good and valuable consideration, receipt and sufficiency of which is acknowledged, the parties agree as follows:

Amendment of Article 8

Effective January 1, 2018, Article 8 of the Quota Share Reinsurance Agreement is hereby deleted in its entirety, and the following shall be substituted in its place:

ARTICLE 8 CEDING COMMISSION

The Reinsurer will allow the Reinsured a "Ceding Commission" equal to the sum of:


A.	100% of the commission charged by the producing Broker, plus;


B.	4.00% of gross premium on the subject Business, representing reimbursement for premium taxes, plus;


C.	$1,125,000 for the calendar year ended December 31, 2018, representing the Reinsured's

"Fronting Fee".

The Ceding Commission shall be calculated and paid monthly, and shall include a monthly amount of $93,750.00 for the Fronting Fee component of the Ceding Commission.

The Fronting Fee component of the Ceding Commission is intended to represent approximately 1.50% of gross premium on the estimated volume of subject Business. The Fronting Fee component of the Ceding Commission will be renegotiated annually, no later than 90 days prior to the calendar year end, or any time during the year when projected gross premiums on the subject Business vary by 15 ··o from the estimated volume of subject Business.

SIGNED this 22^nd day of November, 2017;

For the Reinsured, OMEGA GENERAL INSURANCE COMPANY

/s/ Philip H. Cook

Chief Executive Officer

By: Philip H. Cook, Chief Executive Officer

SIGNED this 22^nd day of November, 2017;

For the Reinsured, WYNDHAM INSURANCE COMPANY (SAC) LIMITED, in respect of its segregated account AX

/s/ Andrew McComb

President

in Hamilton, Bermuda

By: Andrew McGub, President

Dates Referenced Herein and Documents Incorporated by Reference

This ‘10-K’ Filing	Date	Other Filings

	12/31/18	10-K, 4, 5, DEF 14A
Filed as of:	2/14/18	5, SC 13G/A
Filed on:	2/13/18	8-K, SC 13G/A
	1/1/18
For Period end:	12/31/17	5, DEF 14A
	1/1/15
		List all Filings

1 Subsequent Filing that References this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/12/21  Trupanion, Inc.                   10-K       12/31/20  101:12M

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Filing Submission 0001371285-18-000014 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)