| | | | | | | | | | | | | | | | | | | | | |
<?xml version="1.0" encoding="windows-1252"?> |
<xbrl xmlns="http://www.xbrl.org/2003/instance" xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink"> |
| <link:schemaRef xlink:href="nni-20191216.xsd" xlink:type="simple"/> |
| <context id="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0001258602 </identifier> |
| | | </entity> |
| | <period> |
| | | <startDate> 2019-12-16 </startDate> |
| | | <endDate> 2019-12-16 </endDate> |
| | | </period> |
| | </context> |
| <dei:EntityCentralIndexKey contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl80L2ZyYWc6NmFiOGZjMzY0NjNmNDUyODgzMTk5MjEzYWVkYTc1NjAvdGFibGU6ZjI0YTk3OGE0ODcyNDg4ODgwYTk4MDc0MjQzODMxYzYvdGFibGVyYW5nZTpmMjRhOTc4YTQ4NzI0ODg4ODBhOTgwNzQyNDM4MzFjNl8yLTEtMS0xLTA_da54f1af-5dea-4af6-90ba-fb390d6635be"> 0001258602 </dei:EntityCentralIndexKey> |
| <dei:AmendmentFlag contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl80L2ZyYWc6NmFiOGZjMzY0NjNmNDUyODgzMTk5MjEzYWVkYTc1NjAvdGFibGU6ZjI0YTk3OGE0ODcyNDg4ODgwYTk4MDc0MjQzODMxYzYvdGFibGVyYW5nZTpmMjRhOTc4YTQ4NzI0ODg4ODBhOTgwNzQyNDM4MzFjNl8zLTEtMS0xLTA_9ab6fc0f-d6bb-4659-8034-ff8fa46ec51e"> false </dei:AmendmentFlag> |
| <dei:DocumentType contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzgz_0308d6e8-d984-4848-a3b6-9d60e85a3a19"> 8-K </dei:DocumentType> |
| <dei:DocumentPeriodEndDate contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl8yMjI_dd963bd6-5ef8-4e39-9ca5-84337b2aa91b"> 2019-12-16 </dei:DocumentPeriodEndDate> |
| <dei:EntityRegistrantName contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzg1_e446995a-b3df-4a63-b2f9-3d8a4436dc73"> NELNET, INC </dei:EntityRegistrantName> |
| <dei:EntityIncorporationStateCountryCode contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6ZmU5NDdlNWJkZTUxNGE5MGFlNmJlNDIxOGY1NjkwMWMvdGFibGVyYW5nZTpmZTk0N2U1YmRlNTE0YTkwYWU2YmU0MjE4ZjU2OTAxY18wLTAtMS0xLTA_fdaaeb11-bcbf-441f-b348-c934db7c20eb"> NE </dei:EntityIncorporationStateCountryCode> |
| <dei:EntityFileNumber contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6ZmU5NDdlNWJkZTUxNGE5MGFlNmJlNDIxOGY1NjkwMWMvdGFibGVyYW5nZTpmZTk0N2U1YmRlNTE0YTkwYWU2YmU0MjE4ZjU2OTAxY18wLTItMS0xLTA_7593f923-dbc1-4589-b512-3355d849efd2"> 001-31924 </dei:EntityFileNumber> |
| <dei:EntityTaxIdentificationNumber contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6ZmU5NDdlNWJkZTUxNGE5MGFlNmJlNDIxOGY1NjkwMWMvdGFibGVyYW5nZTpmZTk0N2U1YmRlNTE0YTkwYWU2YmU0MjE4ZjU2OTAxY18wLTQtMS0xLTA_a00b2496-9e58-482b-b9c2-7e139c78130c"> 84-0748903 </dei:EntityTaxIdentificationNumber> |
| <dei:EntityAddressAddressLine1 contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6ZDM4MDdhNjQ0NDViNDFjMzhmNzNiZjg5NDYwMjdhNDkvdGFibGVyYW5nZTpkMzgwN2E2NDQ0NWI0MWMzOGY3M2JmODk0NjAyN2E0OV8wLTAtMS0xLTA_dab1a557-f5ea-4218-a088-31ab6232b4e1"> 121 South 13th Street, Suite 100 </dei:EntityAddressAddressLine1> |
| <dei:EntityAddressCityOrTown contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6ZDM4MDdhNjQ0NDViNDFjMzhmNzNiZjg5NDYwMjdhNDkvdGFibGVyYW5nZTpkMzgwN2E2NDQ0NWI0MWMzOGY3M2JmODk0NjAyN2E0OV8xLTAtMS0xLTA_de2bd27e-08fa-4868-9c0b-dfec2c8737a1"> Lincoln, </dei:EntityAddressCityOrTown> |
| <dei:EntityAddressStateOrProvince contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6ZDM4MDdhNjQ0NDViNDFjMzhmNzNiZjg5NDYwMjdhNDkvdGFibGVyYW5nZTpkMzgwN2E2NDQ0NWI0MWMzOGY3M2JmODk0NjAyN2E0OV8xLTEtMS0xLTA_c1a46b73-4ec4-4fdf-9602-68f2809292c0"> NE </dei:EntityAddressStateOrProvince> |
| <dei:EntityAddressPostalZipCode contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6ZDM4MDdhNjQ0NDViNDFjMzhmNzNiZjg5NDYwMjdhNDkvdGFibGVyYW5nZTpkMzgwN2E2NDQ0NWI0MWMzOGY3M2JmODk0NjAyN2E0OV8xLTMtMS0xLTA_0b534f74-5165-4fa0-ae04-19b2aeb324f3"> 68508 </dei:EntityAddressPostalZipCode> |
| <dei:CityAreaCode contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzg2_27d3681d-a298-4ee5-9744-39656892bec7"> 402 </dei:CityAreaCode> |
| <dei:LocalPhoneNumber contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzg3_c78d59f9-a477-429b-9c20-74776347c3dd"> 458-2370 </dei:LocalPhoneNumber> |
| <dei:WrittenCommunications contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzk0_d242743c-6f79-4bb5-86cb-f037ff258690"> false </dei:WrittenCommunications> |
| <dei:SolicitingMaterial contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzk1_bb9439fa-942c-4ee2-aaf6-5c08ccd85a89"> false </dei:SolicitingMaterial> |
| <dei:PreCommencementTenderOffer contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzg4_6b7a84a8-8b32-4ec8-acfb-79cb8bbb627c"> false </dei:PreCommencementTenderOffer> |
| <dei:PreCommencementIssuerTenderOffer contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzg5_0c0470df-9349-4858-ae1e-58b1598c9da3"> false </dei:PreCommencementIssuerTenderOffer> |
| <dei:Security12bTitle contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6NDYyMmJmZDgzNGMwNGU1YmE4NzkwZjBlNThkODQxZjgvdGFibGVyYW5nZTo0NjIyYmZkODM0YzA0ZTViYTg3OTBmMGU1OGQ4NDFmOF8xLTAtMS0xLTA_3451c6f6-c259-4e10-a4eb-3b8c6131b95e"> Class A Common Stock, Par Value $0.01 per Share </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6NDYyMmJmZDgzNGMwNGU1YmE4NzkwZjBlNThkODQxZjgvdGFibGVyYW5nZTo0NjIyYmZkODM0YzA0ZTViYTg3OTBmMGU1OGQ4NDFmOF8xLTEtMS0xLTA_af74381d-3698-43d6-a892-f401e035b34b"> NNI </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGFibGU6NDYyMmJmZDgzNGMwNGU1YmE4NzkwZjBlNThkODQxZjgvdGFibGVyYW5nZTo0NjIyYmZkODM0YzA0ZTViYTg3OTBmMGU1OGQ4NDFmOF8xLTItMS0xLTA_cc530160-cc3f-4d52-b8b4-873fb36debbd"> NYSE </dei:SecurityExchangeName> |
| <dei:EntityEmergingGrowthCompany contextRef="ie41c80abe1784040b723a2701f5d5413_D20191216-20191216" id="id3VybDovL2RvY3MudjEvZG9jOjI3MWYwNzEwODQyZjRlMTc4ZDEzODkyYjQzZDFiODVmL3NlYzoyNzFmMDcxMDg0MmY0ZTE3OGQxMzg5MmI0M2QxYjg1Zl8xL2ZyYWc6ODQ5ZDQ1MDg3MTFmNGNmNDhiOTcwMGRmOWY5Y2RhY2IvdGV4dHJlZ2lvbjo4NDlkNDUwODcxMWY0Y2Y0OGI5NzAwZGY5ZjljZGFjYl82Nzkw_6456d931-0699-4607-a8ee-10c5a94e4115"> false </dei:EntityEmergingGrowthCompany> |
| </xbrl> |