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Fifth Third Bancorp – ‘10-K’ for 12/31/18 – ‘EX-18’

On:  Friday, 3/1/19, at 9:04am ET   ·   For:  12/31/18   ·   Accession #:  1193125-19-59441   ·   File #:  1-33653

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  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 3/01/19  Fifth Third Bancorp               10-K       12/31/18  236:48M                                    Donnelley … Solutions/FA

Annual Report   —   Form 10-K   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                       HTML   3.24M 
27: 10-K        PDF of Annual Report -- d680668d10k1                 PDF   6.44M 
 2: EX-10.14    Material Contract                                   HTML     87K 
 3: EX-10.19    Material Contract                                   HTML     73K 
 4: EX-10.22    Material Contract                                   HTML     74K 
 5: EX-10.24    Material Contract                                   HTML     74K 
 6: EX-10.26    Material Contract                                   HTML     74K 
 7: EX-10.28    Material Contract                                   HTML     74K 
 8: EX-10.35    Material Contract                                   HTML     73K 
 9: EX-10.40    Material Contract                                   HTML     74K 
10: EX-10.74    Material Contract                                   HTML    150K 
11: EX-10.75    Material Contract                                   HTML    100K 
12: EX-10.76    Material Contract                                   HTML    102K 
13: EX-10.77    Material Contract                                   HTML    101K 
15: EX-21       Subsidiaries List                                   HTML     77K 
16: EX-23       Consent of Experts or Counsel                       HTML     75K 
14: EX-18       Letter re: Change in Accounting Principles          HTML     70K 
17: EX-31.(I)   Certification -- §302 - SOA'02                      HTML     76K 
18: EX-31.(II)  Certification -- §302 - SOA'02                      HTML     76K 
19: EX-32.(I)   Certification -- §906 - SOA'02                      HTML     71K 
20: EX-32.(II)  Certification -- §906 - SOA'02                      HTML     71K 
28: R1          Document and Entity Information                     HTML    106K 
29: R2          Consolidated Balance Sheets                         HTML    204K 
30: R3          Consolidated Balance Sheets (Parenthetical)         HTML    150K 
31: R4          Consolidated Statements of Income                   HTML    200K 
32: R5          Consolidated Statements of Comprehensive Income     HTML    117K 
33: R6          Consolidated Statements of Changes in Equity        HTML    128K 
34: R7          Consolidated Statements of Changes in Equity        HTML     79K 
                (Parenthetical)                                                  
35: R8          Consolidated Statements of Cash Flows               HTML    233K 
36: R9          Summary of Significant Accounting and Reporting     HTML    290K 
                Policies                                                         
37: R10         Supplemental Cash Flow Information                  HTML     85K 
38: R11         Restriction on Cash, Dividends and Other Capital    HTML     92K 
                Actions                                                          
39: R12         Investment Securities                               HTML    277K 
40: R13         Loans and Leases                                    HTML    191K 
41: R14         Credit Quality and the Allowance for Loan and       HTML    742K 
                Lease Losses                                                     
42: R15         Bank Premises and Equipment                         HTML    113K 
43: R16         Goodwill                                            HTML     99K 
44: R17         Intangible Assets                                   HTML    119K 
45: R18         Vie                                                 HTML    200K 
46: R19         Sales of Receivables and Servicing Rights           HTML    181K 
47: R20         Derivative Financial Instruments                    HTML    365K 
48: R21         Other Assets                                        HTML     95K 
49: R22         Short-Term Borrowings                               HTML    119K 
50: R23         Long-Term Debt                                      HTML    173K 
51: R24         Commitments, Contingent Liabilities and Guarantees  HTML    229K 
52: R25         Legal and Regulatory Proceedings                    HTML     99K 
53: R26         Related Party Transactions                          HTML    168K 
54: R27         Income Taxes                                        HTML    148K 
55: R28         Retirement and Benefit Plans                        HTML    258K 
56: R29         Accumulated Other Comprehensive Income              HTML    276K 
57: R30         Common, Preferred and Treasury Stock                HTML    164K 
58: R31         Stock-Based Compensation                            HTML    333K 
59: R32         Other Noninterest Income and Other Noninterest      HTML    142K 
                Expense                                                          
60: R33         Earnings Per Share                                  HTML    140K 
61: R34         Fair Value Measurements                             HTML    634K 
62: R35         Regulatory Capital Requirements and Capital Ratios  HTML    125K 
63: R36         Parent Company Financial Statements                 HTML    221K 
64: R37         Business Segments                                   HTML    265K 
65: R38         Pending Acquisition                                 HTML     78K 
66: R39         Subsequent Events                                   HTML     75K 
67: R40         Summary of Significant Accounting and Reporting     HTML    278K 
                Policies (Policies)                                              
68: R41         Summary of Significant Accounting and Reporting     HTML    140K 
                Policies (Tables)                                                
69: R42         Supplemental Cash Flow Information (Tables)         HTML     83K 
70: R43         Investment Securities (Tables)                      HTML    278K 
71: R44         Loans and Leases (Tables)                           HTML    178K 
72: R45         Credit Quality and the Allowance for Loan and       HTML    736K 
                Lease Losses (Tables)                                            
73: R46         Bank Premises and Equipment (Tables)                HTML    106K 
74: R47         Goodwill (Tables)                                   HTML     97K 
75: R48         Intangible Assets (Tables)                          HTML    119K 
76: R49         Variable Interest Entities (Tables)                 HTML    173K 
77: R50         Sales of Receivables and Servicing Rights (Tables)  HTML    182K 
78: R51         Derivative Financial Instruments (Tables)           HTML    342K 
79: R52         Other Assets (Tables)                               HTML     89K 
80: R53         Short-Term Borrowings (Tables)                      HTML    118K 
81: R54         Long-Term Debt (Tables)                             HTML    141K 
82: R55         Commitments, Contingent Liabilities and Guarantees  HTML    196K 
                (Tables)                                                         
83: R56         Related Party Transactions (Tables)                 HTML    129K 
84: R57         Income Taxes (Tables)                               HTML    144K 
85: R58         Retirement and Benefit Plans (Tables)               HTML    246K 
86: R59         Accumulated Other Comprehensive Income (Tables)     HTML    278K 
87: R60         Common, Preferred and Treasury Stock (Tables)       HTML    147K 
88: R61         Stock-Based Compensation (Tables)                   HTML    313K 
89: R62         Other Noninterest Income and Other Noninterest      HTML    140K 
                Expense (Tables)                                                 
90: R63         Earnings Per Share (Tables)                         HTML    132K 
91: R64         Fair Value Measurements (Tables)                    HTML    593K 
92: R65         Regulatory Capital Requirements and Capital Ratios  HTML    117K 
                (Tables)                                                         
93: R66         Parent Company Financial Statements (Tables)        HTML    224K 
94: R67         Business Segments (Tables)                          HTML    250K 
95: R68         Summary of Significant Policies (Summary of         HTML     88K 
                Significant Accounting and Reporting Policies -                  
                Additional Information) (Detail)                                 
96: R69         Summary of Significant Policies (LIHTC              HTML    139K 
                Restatement) (Detail)                                            
97: R70         Supplemental Cash Flow (Noncash Investing and       HTML     88K 
                Financing Activities) (Detail)                                   
98: R71         Restrictions (Restrictions on Cash, Dividends and   HTML    105K 
                Other Capital Actions- Additional Information)                   
                (Detail)                                                         
99: R72         Investment Securities (Investment Securities)       HTML    132K 
                (Detail)                                                         
100: R73         Investment Securities (Investment Securities)       HTML     83K  
                (Parenthetical) (Detail)                                         
101: R74         Investment Securities (Gains and Losses Recognized  HTML     88K  
                in Income from Securities) (Detail)                              
102: R75         Investment Securities (Gains and Losses Recognized  HTML     73K  
                in Income from Securities) (Parenthetical)                       
                (Detail)                                                         
103: R76         Investment Securities (Securities - Additional      HTML     73K  
                Information) (Detail)                                            
104: R77         Investment Securities (Amortized Cost and Fair      HTML    151K  
                Value of Available-for-Sale Debt and                             
                Held-to-Maturity Securities) (Detail)                            
105: R78         Investment Securities (Fair Value and Gross         HTML    106K  
                Unrealized Losses on Available-for-Sale Debt                     
                Securities) (Detail)                                             
106: R79         Loans & Leases (Loans and Leases Classified by      HTML    126K  
                Primary Purpose) (Detail)                                        
107: R80         Loans & Leases (Loans and Leases - Additional       HTML    113K  
                Information) (Detail)                                            
108: R81         Loans & Leases (Total Loans And Leases Managed By   HTML    114K  
                The Bancorp) (Detail)                                            
109: R82         Loans & Leases (Investment in Lease Financing)      HTML     89K  
                (Detail)                                                         
110: R83         Loans & Leases (Investment in Lease Financing)      HTML     83K  
                (Parenthetical) (Detail)                                         
111: R84         Credit Quality (Summary of Transactions in the      HTML    118K  
                ALLL by Portfolio Segment) (Detail)                              
112: R85         Credit Quality (Summary of Transactions in the      HTML     80K  
                ALLL by Portfolio Segment) (Parenthetical)                       
                (Detail)                                                         
113: R86         Credit Quality (Summary of the ALLL and Related     HTML    136K  
                Loans and Leases Classified by Portfolio Segment)                
                (Detail)                                                         
114: R87         Credit Quality (Summary of the ALLL and Related     HTML    105K  
                Loans and Leases Classified by Portfolio Segment)                
                (Parenthetical) (Detail)                                         
115: R88         Credit Quality (Summary of the Credit Risk Profile  HTML    128K  
                of the Bancorp's Commercial Portfolio Segment by                 
                Class) (Detail)                                                  
116: R89         Credit Quality (Summary of the Credit Risk Profile  HTML    103K  
                of the Bancorp's Residential Mortgage and Consumer               
                Portfolio Segments by Class) (Detail)                            
117: R90         Credit Quality (Summary of the Credit Risk Profile  HTML     76K  
                of the Bancorp's Residential Mortgage and Consumer               
                Portfolio Segments by Class) (Parenthetical)                     
                (Detail)                                                         
118: R91         Credit Quality (Summarizes the Bancorp's Recorded   HTML    167K  
                Investment in Portfolio Loans and Leases by Age                  
                and Class) (Detail)                                              
119: R92         Credit Quality (Summarizes the Bancorp's Recorded   HTML     96K  
                Investment in Portfolio Loans and Leases by Age                  
                and Class) (Parenthetical) (Detail)                              
120: R93         Credit Quality (Summarizes the Bancorp's Recorded   HTML    136K  
                Investment in Impaired Loans and Related Allowance               
                by Class) (Detail)                                               
121: R94         Credit Quality (Summarizes the Bancorp's Recorded   HTML    117K  
                Investment in Impaired Loans and Related Allowance               
                by Class) (Parenthetical) (Detail)                               
122: R95         Credit Quality (Summary of Average Impaired Loans   HTML    109K  
                and Leases and Interest Income by Class) (Detail)                
123: R96         Credit Quality (Summary of the Average Impaired     HTML     88K  
                Loans and Leases and Interest Income by Class)                   
                (Parenthetical) (Detail)                                         
124: R97         Credit Quality (Summary of the Bancorp's            HTML    113K  
                Nonaccrual Loans and Leases by Class) (Detail)                   
125: R98         Credit Quality (Summary of the Bancorp's            HTML     98K  
                Nonperforming Loans and Leases by Class)                         
                (Parenthetical) (Detail)                                         
126: R99         Credit Quality (Credit Quality Additional           HTML     78K  
                Information) (Detail)                                            
127: R100        Credit Quality (Summary of Loans Modified in a      HTML    119K  
                TDR) (Detail)                                                    
128: R101        Credit Quality (Summary of Subsequent Defaults)     HTML    101K  
                (Detail)                                                         
129: R102        Bank Premises and Equipment (Bank Premises and      HTML    115K  
                Equipment (Detail))                                              
130: R103        Bank Premises and Equipment (Bank Premises and      HTML     74K  
                Equipment (Parenthetical) (Detail))                              
131: R104        Bank Premises and Equipment (Bank Premises and      HTML     93K  
                Equipment - Additional Information (Detail))                     
132: R105        Bank Premises and Equipment (Annual Future Minimum  HTML    117K  
                Payments under Capital Leases and Noncancelable                  
                Operating Leases (Detail))                                       
133: R106        Goodwill (Changes in the Net Carrying Amount of     HTML     99K  
                Goodwill by Reporting Segment) (Detail)                          
134: R107        Intangible Assets (Intangible Assets - Additional   HTML     74K  
                Information) (Detail)                                            
135: R108        Intangible Assets (Intangible Assets) (Detail)      HTML     90K  
136: R109        Intangible Assets (Estimated Amortization Expense   HTML     84K  
                Other Intangible Assets) (Detail)                                
137: R110        Vie (Classifications of Consolidated VIE Assets,    HTML    142K  
                Liabilities and Noncontrolling Interest Included                 
                in the Bancorp's Consolidated Balance Sheets)                    
                (Detail)                                                         
138: R111        Vie (Variable Interest Entities - Additional        HTML    140K  
                Information) (Detail)                                            
139: R112        Vie (Assets and Liabilities Related to              HTML     87K  
                Non-consolidated VIEs and Maximum Exposure to                    
                Losses) (Detail)                                                 
140: R113        Vie (Investments in Qualified Affordable Housing    HTML     83K  
                Tax Credits) (Detail)                                            
141: R114        Vie (Investments in Qualified Affordable Housing    HTML     76K  
                Tax Credits) (Parenthetical) (Detail)                            
142: R115        Msr (Activity Related to Mortgage Banking Net       HTML     79K  
                Revenue) (Detail)                                                
143: R116        Msr (Changes in the Servicing Assets) (Detail)      HTML     85K  
144: R117        Msr (Activity Related to the MSR Portfolio)         HTML     86K  
                (Detail)                                                         
145: R118        Msr (Servicing Rights and Residual Interests        HTML     83K  
                Economic Assumptions) (Detail)                                   
146: R119        Msr (Sales of Receivables and Servicing Rights -    HTML     73K  
                Additional Information) (Detail)                                 
147: R120        Msr (Sensitivity of the Current Fair Value of       HTML    103K  
                Residual Cash Flows to Immediate 10%, 20% and 50%                
                Adverse Changes in Assumptions) (Detail)                         
148: R121        Derivatives (Derivative Financial Instruments -     HTML    107K  
                Additional Information) (Detail)                                 
149: R122        Derivatives (Notional Amounts and Fair Values for   HTML    136K  
                All Derivative Instruments Included in the                       
                Consolidated Balance Sheets) (Detail)                            
150: R123        Derivatives (Change in the Fair Value for Interest  HTML     87K  
                Rate Contracts and the Related Hedged Items)                     
                (Detail)                                                         
151: R124        Derivatives (Net Gains (Losses) Relating to         HTML     83K  
                Derivative Instruments Designated as Cash Flow                   
                Hedges) (Detail)                                                 
152: R125        Derivatives (Net Gains (Losses) Recorded in the     HTML     98K  
                Consolidated Statements of Income Relating to                    
                Free-Standing Derivative Instruments Used for Risk               
                Management and Other Business Purposes) (Detail)                 
153: R126        Derivatives (Net Gains (Losses) Recorded in the     HTML     76K  
                Consolidated Statements of Income Relating to                    
                Free-Standing Derivative Instruments Used for Risk               
                Management and Other Business Purposes)                          
                (Parenthetical) (Detail)                                         
154: R127        Derivatives (Risk Ratings of the Notional Amount    HTML     80K  
                of Risk Participation Agreements) (Detail)                       
155: R128        Derivatives (Net Gains (Losses) Recorded in the     HTML    102K  
                Consolidated Statements of Income Relating to                    
                Free-Standing Derivative Instruments Used For                    
                Customer Accommodation) (Detail)                                 
156: R129        Derivatives (Offsetting Derivative Financial        HTML    120K  
                Instruments) (Detail)                                            
157: R130        Other Assets (Components of Other Assets Included   HTML    108K  
                in the Consolidated Balance Sheets) (Detail)                     
158: R131        Other Assets (Other Assets - Additional             HTML     84K  
                Information) (Detail)                                            
159: R132        Short-Term Borrowings (Summary of Short-Term        HTML     89K  
                Borrowings and Weighted-Average Rates) (Detail)                  
160: R133        Short-Term Borrowings (Components of Other          HTML     83K  
                Short-Term Borrowings) (Details)                                 
161: R134        Long-Term Debt (Summary of the Bancorp's Long-Term  HTML    232K  
                Borrowings) (Detail)                                             
162: R135        Long-Term Debt (Summary of the Bancorp's Long-Term  HTML     81K  
                Borrowings) (Parenthetical) (Detail)                             
163: R136        Long-Term Debt (Schedule of Aggregate Maturities    HTML    108K  
                of Long-Term Debt Obligations) (Detail)                          
164: R137        Long-Term Debt (Long-Term Debt - Additional         HTML    289K  
                Information) (Detail)                                            
165: R138        Commitments (Summary of Significant Commitments)    HTML     91K  
                (Detail)                                                         
166: R139        Commitments (Risk Rating Under the Risk Rating      HTML     83K  
                System) (Detail)                                                 
167: R140        Commitments (Commitments, Contingent Liabilities    HTML    164K  
                and Guarantees - Additional Information) (Detail)                
168: R141        Commitments (Standby and Commercial Letters of      HTML     83K  
                Credit, Conditional Commitments Issued to                        
                Guarantee the Performance of a Customer to a Third               
                Party) (Detail)                                                  
169: R142        Commitments (Standby and Commercial Letters of      HTML     87K  
                Credit, Conditional Commitments Issued to                        
                Guarantee the Performance of a Customer to a Third               
                Party) (Parenthetical) (Detail)                                  
170: R143        Commitments (Letters of Credit) (Detail)            HTML     84K  
171: R144        Commitments (Activity in Reserve for                HTML     79K  
                Representation and Warranty Provisions) (Detail)                 
172: R145        Commitments (Unresolved Claims by Claimant)         HTML     96K  
                (Detail)                                                         
173: R146        Commitments (Visa Funding and Bancorp Cash          HTML     82K  
                Payments) (Detail)                                               
174: R147        Legal and Regulatory Proceedings (Legal and         HTML     97K  
                Regulatory Proceedings - Additional Information)                 
                (Detail)                                                         
175: R148        Related Party (Summary of the Bancorp's Activities  HTML     86K  
                with its Principal Shareholders, Directors and                   
                Executives) (Detail)                                             
176: R149        Related Party (Summary of Vantiv Holding, LLC       HTML     87K  
                Sales Transactions) (Detail)                                     
177: R150        Related Party (Summary of Vantiv Holding, LLC       HTML     74K  
                Sales Transactions) (Parenthetical) (Detail)                     
178: R151        Related Party (Cash Flows to be Received from the   HTML     91K  
                TRA) (Detail)                                                    
179: R152        Related Party (Cash Flows to be Received from the   HTML     80K  
                TRA) (Parenthetical) (Detail)                                    
180: R153        Related Party (Related Party Transactions -         HTML    290K  
                Additional Information) (Detail)                                 
181: R154        Income Taxes (Applicable Income Taxes Included in   HTML    102K  
                the Consolidated Statements of Income) (Detail)                  
182: R155        Income Taxes (Reconciliation Between the Federal    HTML    100K  
                Statutory Corporate Tax Rate and the Bancorp's                   
                Effective Tax Rate) (Detail)                                     
183: R156        Income Taxes (Income Taxes - Additional             HTML     89K  
                Information) (Detail)                                            
184: R157        Income Taxes (Reconciliation of the Beginning and   HTML     89K  
                Ending Amounts of the Bancorp's Unrecognized Tax                 
                Benefits) (Detail)                                               
185: R158        Income Taxes (Deferred Income Taxes Included in     HTML    124K  
                Other Assets in the Consolidated Balance Sheets)                 
                (Detail)                                                         
186: R159        Retirement and Benefit Plans (Defined Benefit       HTML     79K  
                Retirement Plans on Balance Sheets) (Detail)                     
187: R160        Retirement and Benefit Plans (Retirement and        HTML    107K  
                Benefit Plans - Additional Information) (Detail)                 
188: R161        Retirement and Benefit Plans (Defined Benefit       HTML    123K  
                Retirement Plans with Overfunded and Underfunded                 
                Status) (Detail)                                                 
189: R162        Retirement and Benefit Plans (Net Periodic Benefit  HTML     98K  
                Cost and Other Changes in Plan Assets and Benefit                
                Obligations Recognized in Other Comprehensive                    
                Income) (Detail)                                                 
190: R163        Retirement and Benefit Plans (Plan Assets Measured  HTML    135K  
                at Fair Value on a Recurring Basis) (Detail)                     
191: R164        Retirement and Benefit Plans (Plan Assumptions)     HTML     84K  
                (Detail)                                                         
192: R165        Retirement and Benefit Plans (Targeted and Actual   HTML     94K  
                Weighted Average Asset Allocations by Plan Asset                 
                Category) (Detail)                                               
193: R166        Aoci (Activity of the Components of Other           HTML    214K  
                Comprehensive Income and Accumulated Other                       
                Comprehensive Income) (Detail)                                   
194: R167        Aoci (Reclassification Out of Accumulated Other     HTML    118K  
                Comprehensive Income) (Detail)                                   
195: R168        Common, Preferred and Treasury Stock (Share         HTML    112K  
                Acitivity within Common, Preferred and Treasury                  
                Stock) (Detail)                                                  
196: R169        Common, Preferred and Treasury Stock (Common,       HTML    111K  
                Preferred, and Treasury Stock - Additional                       
                Information) (Detail)                                            
197: R170        Common, Preferred and Treasury Stock (Accelerated   HTML    131K  
                Share Repurchase Transactions) (Detail)                          
198: R171        Stock-Based Compensation (Number of Shares to be    HTML     88K  
                issued upon Exercise of Outstanding Stock-Based                  
                Awards and Remaining Shares Available for Future                 
                Issuance under all Equity Compensation Plans)                    
                (Detail)                                                         
199: R172        Stock-Based Compensation (Number of Shares to be    HTML     84K  
                issued upon Exercise of Outstanding Stock-Based                  
                Awards and Remaining Shares Available for Future                 
                Issuance under all Equity Compensation Plans)                    
                (Parenthetical) (Detail)                                         
200: R173        Stock-Based Compensation (Schedule of Share-based   HTML     83K  
                Payment, Award, Stock Appreciation Rights,                       
                Valuation Assumptions) (Detail)                                  
201: R174        Stock-Based Compensation (Schedule of Share-based   HTML    102K  
                Compensation, Stock Appreciation Rights Award                    
                Activity) (Detail)                                               
202: R175        Stock-Based Compensation (Outstanding and           HTML    107K  
                Exercisable SARs by Grant Price) (Detail)                        
203: R176        Stock-Based Compensation (Schedule of Share-based   HTML     98K  
                Compensation, Restricted Stock Award Activity)                   
                (Detail)                                                         
204: R177        Stock-Based Compensation (Unvested RSAs by          HTML     84K  
                Grant-Date Fair Value) (Detail)                                  
205: R178        Stock-Based Compensation (Schedule of Share-based   HTML     98K  
                Compensation, Restricted Stock Units Activity)                   
                (Detail)                                                         
206: R179        Stock-Based Compensation (Unvested RSUs by          HTML     93K  
                Grant-Date Fair Value) (Detail)                                  
207: R180        Stock-Based Compensation (Schedule of Share-based   HTML     96K  
                Compensation, Stock Options, Activity) (Detail)                  
208: R181        Stock-Based Compensation (Stock-Based Compensation  HTML    132K  
                - Additional Information) (Detail)                               
209: R182        Other Noninterest Income and Other Noninterest      HTML    166K  
                Expense (Other Nonint Income and Expense) (Detail)               
210: R183        Eps (Calculation of Earnings Per Share and the      HTML    118K  
                Reconciliation of Earnings Per Share to Earnings                 
                Per Diluted Share) (Detail)                                      
211: R184        Eps (Earnings Per Share - Additional Information)   HTML     76K  
                (Detail)                                                         
212: R185        Fair Value Measurements (Assets and Liabilities     HTML    231K  
                Measured at Fair Value on a Recurring Basis)                     
                (Detail)                                                         
213: R186        Fair Value Measurements (Assets and Liabilities     HTML     77K  
                Measured at Fair Value on a Recurring Basis)                     
                (Parenthetical) (Detail)                                         
214: R187        Fair Value Measurements (Fair Value Measurements -  HTML    137K  
                Additional Information) (Detail)                                 
215: R188        Fair Value Measurements (Reconciliation of Assets   HTML    128K  
                and Liabilities Measured at Fair Value on a                      
                Recurring Basis Using Significant Unobservable                   
                Inputs (Level 3)) (Detail)                                       
216: R189        Fair Value Measurements (Reconciliation of Assets   HTML     83K  
                and Liabilities Measured at Fair Value on a                      
                Recurring Basis Using Significant Unobservable                   
                Inputs (Level 3)) (Parenthetical) (Detail)                       
217: R190        Fair Value Measurements (Total Gains and Losses     HTML     83K  
                Included in Earnings for Assets and Liabilites                   
                Measured at Fair Value on a Recurring Basis Using                
                Significant Unobservable Inputs (Level 3))                       
                (Detail)                                                         
218: R191        Fair Value Measurements (Total Gains and Losses     HTML     82K  
                Included in Earning Attributable to Changes in                   
                Unrealized Gains and Losses Related to Level 3                   
                Assets and Liabilites Still Held at Year End)                    
                (Detail)                                                         
219: R192        Fair Value Measurements (Fair Values of Assets and  HTML    120K  
                Liabilities (Significant Unobservable Level 3                    
                Inputs Recurring Basis)) (Detail)                                
220: R193        Fair Value Measurements (Assets and Liabilities     HTML    121K  
                Measured at Fair Value on a Nonrecurring Basis)                  
                (Detail)                                                         
221: R194        Fair Value Measurements (Fair Values of Assets and  HTML    106K  
                Liabilities (Significant Unobservable Level 3                    
                Inputs Nonrecurring Basis)) (Detail)                             
222: R195        Fair Value Measurements (Difference Between the     HTML     99K  
                Aggregate Fair Value and the Aggregate Unpaid                    
                Principal Balance for Residential Mortgage Loans                 
                Measured at Fair Value) (Detail)                                 
223: R196        Fair Value Measurements (Carrying Amounts and       HTML    207K  
                Estimated Fair Values for Certain Financial                      
                Instruments) (Detail)                                            
224: R197        Regulatory Capital Requirements (Capital and        HTML    106K  
                Risk-Based Capital and Leverage Ratios for the                   
                Bancorp and its Significant Subsidiary Banks)                    
                (Detail)                                                         
225: R198        Parent Company Financial Statements (Condensed      HTML    120K  
                Statements of Income - Parent Company Only)                      
                (Detail)                                                         
226: R199        Parent Company Financial Statements (Condensed      HTML     75K  
                Statements of Income - Parent Company Only)                      
                (Parenthetical) (Detail)                                         
227: R200        Parent Company Financial Statements (Condensed      HTML    179K  
                Balance Sheet - Parent Company Only) (Detail)                    
228: R201        Parent Company Financial Statements (Condensed      HTML    152K  
                Statement of Cash Flow - Parent Company Only)                    
                (Detail)                                                         
229: R202        Segments (Results of Operations and Average Assets  HTML     74K  
                by Segment - Additional Information) (Detail)                    
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‘EX-18’   —   Letter re: Change in Accounting Principles


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  EX-18  

Exhibit 18

March 1, 2019

Fifth Third Bancorp

38 Fountain Square Plaza

Cincinnati, Ohio 45263

Dear Sirs/Madams:

We have audited the consolidated financial statements of Fifth Third Bancorp as of December 31, 2018 and 2017, and for each of the three years in the period ended December 31, 2018, included in your Annual Report on Form 10-K to the Securities and Exchange Commission and have issued our report thereon dated March 1, 2019, which expressed an unqualified opinion and included an explanatory paragraph concerning the change in accounting for qualifying Low-Income Housing Tax Credit investments from the equity method to the proportional amortization method. Note 1 to the consolidated financial statements contains a description of your election during the year ended December 31, 2018 of the change in accounting principle from the equity method of accounting for qualifying Low-Income Housing Tax Credit investments to the proportional amortization method of accounting. In our judgment, such change is to an alternative accounting principle that is preferable under the circumstances.

Yours truly,

 

/s/ Deloitte & Touche LLP


Dates Referenced Herein   and   Documents Incorporated by Reference

This ‘10-K’ Filing    Date    Other Filings
Filed on:3/1/198-K
For Period end:12/31/1813F-HR
12/31/1710-K,  13F-HR
 List all Filings 


7 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/27/24  Fifth Third Bancorp               10-K       12/31/23  224:62M
 2/24/23  Fifth Third Bancorp               10-K       12/31/22  216:67M
 2/25/22  Fifth Third Bancorp               10-K       12/31/21  221:60M
10/29/21  Fifth Third Bancorp               424B5                  1:475K                                   Donnelley … Solutions/FA
10/28/21  Fifth Third Bancorp               424B3                  1:380K                                   Donnelley … Solutions/FA
 2/26/21  Fifth Third Bancorp               10-K       12/31/20  228:59M
 1/06/21  Fifth Third Bancorp               S-8         1/06/21    3:63K                                    Donnelley … Solutions/FA
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