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Chubb Ltd – ‘10-Q’ for 6/30/09 – ‘EX-101.LAB’

On:  Friday, 8/7/09, at 2:22pm ET   ·   For:  6/30/09   ·   Accession #:  1193125-9-168881   ·   File #:  1-11778

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  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 8/07/09  Chubb Ltd                         10-Q        6/30/09   13:4.5M                                   Donnelley … Solutions/FA

Quarterly Report   —   Form 10-Q   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML   2.02M 
 2: EX-10.1     Letter of Credit Agreement                          HTML    240K 
 3: EX-10.2     Restricted Stock Unit Awards Terms                  HTML     23K 
 4: EX-31.1     Certification Pursuant to Section 302               HTML     14K 
 5: EX-31.2     Certification Pursuant to Section 302               HTML     14K 
 6: EX-32.1     Certification Pursuant to 18 U.S.C. Section 1350    HTML      8K 
 7: EX-32.2     Certification Pursuant to 18 U.S.C. Section 1350    HTML      8K 
 8: EX-101.INS  XBRL Instance -- ace-20090630                        XML   1.40M 
10: EX-101.CAL  XBRL Calculations -- ace-20090630_cal                XML    168K 
11: EX-101.DEF  XBRL Definitions -- ace-20090630_def                 XML     74K 
12: EX-101.LAB  XBRL Labels -- ace-20090630_lab                      XML    614K 
13: EX-101.PRE  XBRL Presentations -- ace-20090630_pre               XML    328K 
 9: EX-101.SCH  XBRL Schema -- ace-20090630                          XSD     66K

‘EX-101.LAB’   —   XBRL Labels — ace-20090630_lab

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
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<link:roleRef roleURI="http://xbrl.us/us-gaap/role/label/negated" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2008-03-31.xsd#negated"/>
<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract"> Accumulated other comprehensive income (loss): </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract to label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax"> Accumulated other comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="AdditionalPaidInCapital" xlink:title="AdditionalPaidInCapital"/>
<link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalPaidInCapital" xml:lang="en-US" id="label_AdditionalPaidInCapital"> Additional paid-in capital' </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapital" xlink:to="label_AdditionalPaidInCapital" xlink:title="label: AdditionalPaidInCapital to label_AdditionalPaidInCapital"/>
<link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapital_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdditionalPaidInCapital" xml:lang="en-US" id="label_AdditionalPaidInCapital_2"> Additional paid-in capital </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapital" xlink:to="label_AdditionalPaidInCapital_2" xlink:title="label: AdditionalPaidInCapital to label_AdditionalPaidInCapital"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="AmortizationOfFinancingCostsAndDiscounts" xlink:title="AmortizationOfFinancingCostsAndDiscounts"/>
<link:label xlink:type="resource" xlink:label="label_AmortizationOfFinancingCostsAndDiscounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmortizationOfFinancingCostsAndDiscounts" xml:lang="en-US" id="label_AmortizationOfFinancingCostsAndDiscounts"> Amortization of premium/discount on fixed maturities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfFinancingCostsAndDiscounts" xlink:to="label_AmortizationOfFinancingCostsAndDiscounts" xlink:title="label: AmortizationOfFinancingCostsAndDiscounts to label_AmortizationOfFinancingCostsAndDiscounts"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="StatementOfFinancialPositionAbstract" xlink:title="StatementOfFinancialPositionAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfFinancialPositionAbstract" xml:lang="en-US" id="label_StatementOfFinancialPositionAbstract"> Consolidated Balance Sheets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfFinancialPositionAbstract" xlink:to="label_StatementOfFinancialPositionAbstract" xlink:title="label: StatementOfFinancialPositionAbstract to label_StatementOfFinancialPositionAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="CashAndCashEquivalentsAtCarryingValueAbstract" xlink:title="CashAndCashEquivalentsAtCarryingValueAbstract"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsAtCarryingValueAbstract" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValueAbstract"> Cash: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValueAbstract" xlink:to="label_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:title="label: CashAndCashEquivalentsAtCarryingValueAbstract to label_CashAndCashEquivalentsAtCarryingValueAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue"> Cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_2"> Cash - beginning of period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_2" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_3"> Cash - end of period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_4" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsAtCarryingValue_7" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_CashAndCashEquivalentsAtCarryingValue_4"> Cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="label_CashAndCashEquivalentsAtCarryingValue_7" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to label_CashAndCashEquivalentsAtCarryingValue"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CededPremiumsWritten" xlink:label="CededPremiumsWritten" xlink:title="CededPremiumsWritten"/>
<link:label xlink:type="resource" xlink:label="label_CededPremiumsWritten" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CededPremiumsWritten" xml:lang="en-US" id="label_CededPremiumsWritten"> Reinsurance premiums ceded </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CededPremiumsWritten" xlink:to="label_CededPremiumsWritten" xlink:title="label: CededPremiumsWritten to label_CededPremiumsWritten"/>
<link:label xlink:type="resource" xlink:label="label_CededPremiumsWritten_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_CededPremiumsWritten" xml:lang="en-US" id="label_CededPremiumsWritten_2"> Reinsurance premiums ceded [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CededPremiumsWritten" xlink:to="label_CededPremiumsWritten_2" xlink:title="label: CededPremiumsWritten to label_CededPremiumsWritten"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:title="IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xml:lang="en-US" id="label_IncreaseDecreaseInAccruedIncomeTaxesPayable"> Income taxes payable (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:to="label_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:title="label: IncreaseDecreaseInAccruedIncomeTaxesPayable to label_IncreaseDecreaseInAccruedIncomeTaxesPayable"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="CommonStockSharesOutstanding" xlink:title="CommonStockSharesOutstanding"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockSharesOutstanding" xml:lang="en-US" id="label_CommonStockSharesOutstanding"> Common Shares - shares outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesOutstanding" xlink:to="label_CommonStockSharesOutstanding" xlink:title="label: CommonStockSharesOutstanding to label_CommonStockSharesOutstanding"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CommonStockValue" xlink:label="CommonStockValue" xlink:title="CommonStockValue"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockValue" xml:lang="en-US" id="label_CommonStockValue"> Common Shares (CHF 32.51 and CHF 33.14 par value, 337,565,874 and 335,413,501 shares issued, 336,097,451 and 333,645,471 shares outstanding disclosed) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockValue" xlink:to="label_CommonStockValue" xlink:title="label: CommonStockValue to label_CommonStockValue"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="ComprehensiveIncomeNetOfTax" xlink:title="ComprehensiveIncomeNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_ComprehensiveIncomeNetOfTax" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTax"> Comprehensive income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="label_ComprehensiveIncomeNetOfTax" xlink:title="label: ComprehensiveIncomeNetOfTax to label_ComprehensiveIncomeNetOfTax"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ComprehensiveIncomeNetOfTax" xml:lang="en-US" id="label_ComprehensiveIncomeNetOfTax_2"> Comprehensive income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="label_ComprehensiveIncomeNetOfTax_2" xlink:title="label: ComprehensiveIncomeNetOfTax to label_ComprehensiveIncomeNetOfTax"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DeferredCompensationEquity" xlink:label="DeferredCompensationEquity" xlink:title="DeferredCompensationEquity"/>
<link:label xlink:type="resource" xlink:label="label_DeferredCompensationEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredCompensationEquity" xml:lang="en-US" id="label_DeferredCompensationEquity"> Deferred compensation obligation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredCompensationEquity" xlink:to="label_DeferredCompensationEquity" xlink:title="label: DeferredCompensationEquity to label_DeferredCompensationEquity"/>
<link:label xlink:type="resource" xlink:label="label_DeferredCompensationEquity_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_DeferredCompensationEquity" xml:lang="en-US" id="label_DeferredCompensationEquity_2"> Deferred compensation obligation [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredCompensationEquity" xlink:to="label_DeferredCompensationEquity_2" xlink:title="label: DeferredCompensationEquity to label_DeferredCompensationEquity"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense" xlink:label="DeferredPolicyAcquisitionCostAmortizationExpense" xlink:title="DeferredPolicyAcquisitionCostAmortizationExpense"/>
<link:label xlink:type="resource" xlink:label="label_DeferredPolicyAcquisitionCostAmortizationExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredPolicyAcquisitionCostAmortizationExpense" xml:lang="en-US" id="label_DeferredPolicyAcquisitionCostAmortizationExpense"> Policy acquisition costs </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredPolicyAcquisitionCostAmortizationExpense" xlink:to="label_DeferredPolicyAcquisitionCostAmortizationExpense" xlink:title="label: DeferredPolicyAcquisitionCostAmortizationExpense to label_DeferredPolicyAcquisitionCostAmortizationExpense"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:title="IncreaseDecreaseInDeferredPolicyAcquisitionCosts"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts"> Deferred policy acquisition costs (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:to="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:title="label: IncreaseDecreaseInDeferredPolicyAcquisitionCosts to label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_2"> Deferred policy acquisition costs (cash flow) [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:to="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_2" xlink:title="label: IncreaseDecreaseInDeferredPolicyAcquisitionCosts to label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="DeferredPolicyAcquisitionCosts" xlink:title="DeferredPolicyAcquisitionCosts"/>
<link:label xlink:type="resource" xlink:label="label_DeferredPolicyAcquisitionCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredPolicyAcquisitionCosts" xml:lang="en-US" id="label_DeferredPolicyAcquisitionCosts"> Deferred policy acquisition costs </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredPolicyAcquisitionCosts" xlink:to="label_DeferredPolicyAcquisitionCosts" xlink:title="label: DeferredPolicyAcquisitionCosts to label_DeferredPolicyAcquisitionCosts"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="DeferredTaxAssetsNet" xlink:title="DeferredTaxAssetsNet"/>
<link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsNet" xml:lang="en-US" id="label_DeferredTaxAssetsNet"> Deferred tax assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsNet" xlink:to="label_DeferredTaxAssetsNet" xlink:title="label: DeferredTaxAssetsNet to label_DeferredTaxAssetsNet"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PolicyholderContractDeposits" xlink:label="PolicyholderContractDeposits" xlink:title="PolicyholderContractDeposits"/>
<link:label xlink:type="resource" xlink:label="label_PolicyholderContractDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PolicyholderContractDeposits" xml:lang="en-US" id="label_PolicyholderContractDeposits"> Deposit liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderContractDeposits" xlink:to="label_PolicyholderContractDeposits" xlink:title="label: PolicyholderContractDeposits to label_PolicyholderContractDeposits"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="EarningsPerShareDiluted" xlink:title="EarningsPerShareDiluted"/>
<link:label xlink:type="resource" xlink:label="label_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareDiluted" xml:lang="en-US" id="label_EarningsPerShareDiluted"> Diluted earnings per share </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDiluted" xlink:to="label_EarningsPerShareDiluted" xlink:title="label: EarningsPerShareDiluted to label_EarningsPerShareDiluted"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:label="EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:title="EffectOfExchangeRateOnCashAndCashEquivalentsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xml:lang="en-US" id="label_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract"> Effect of foreign currency rate changes on cash and cash equivalents: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:to="label_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract" xlink:title="label: EffectOfExchangeRateOnCashAndCashEquivalentsAbstract to label_EffectOfExchangeRateOnCashAndCashEquivalentsAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents" xlink:label="EffectOfExchangeRateOnCashAndCashEquivalents" xlink:title="EffectOfExchangeRateOnCashAndCashEquivalents"/>
<link:label xlink:type="resource" xlink:label="label_EffectOfExchangeRateOnCashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectOfExchangeRateOnCashAndCashEquivalents" xml:lang="en-US" id="label_EffectOfExchangeRateOnCashAndCashEquivalents"> Effect of foreign currency rate changes on cash and cash equivalents </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectOfExchangeRateOnCashAndCashEquivalents" xlink:to="label_EffectOfExchangeRateOnCashAndCashEquivalents" xlink:title="label: EffectOfExchangeRateOnCashAndCashEquivalents to label_EffectOfExchangeRateOnCashAndCashEquivalents"/>
<link:label xlink:type="resource" xlink:label="label_EffectOfExchangeRateOnCashAndCashEquivalents_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_EffectOfExchangeRateOnCashAndCashEquivalents" xml:lang="en-US" id="label_EffectOfExchangeRateOnCashAndCashEquivalents_2"> Effect of foreign currency rate changes on cash and cash equivalents </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectOfExchangeRateOnCashAndCashEquivalents" xlink:to="label_EffectOfExchangeRateOnCashAndCashEquivalents_2" xlink:title="label: EffectOfExchangeRateOnCashAndCashEquivalents to label_EffectOfExchangeRateOnCashAndCashEquivalents"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:label="LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:title="LiabilityForFuturePolicyBenefitsPeriodExpense"/>
<link:label xlink:type="resource" xlink:label="label_LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForFuturePolicyBenefitsPeriodExpense" xml:lang="en-US" id="label_LiabilityForFuturePolicyBenefitsPeriodExpense"> Policy benefits </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:to="label_LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:title="label: LiabilityForFuturePolicyBenefitsPeriodExpense to label_LiabilityForFuturePolicyBenefitsPeriodExpense"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet" xlink:label="PolicyholderBenefitsAndClaimsIncurredNet" xlink:title="PolicyholderBenefitsAndClaimsIncurredNet"/>
<link:label xlink:type="resource" xlink:label="label_PolicyholderBenefitsAndClaimsIncurredNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PolicyholderBenefitsAndClaimsIncurredNet" xml:lang="en-US" id="label_PolicyholderBenefitsAndClaimsIncurredNet"> Losses and loss expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderBenefitsAndClaimsIncurredNet" xlink:to="label_PolicyholderBenefitsAndClaimsIncurredNet" xlink:title="label: PolicyholderBenefitsAndClaimsIncurredNet to label_PolicyholderBenefitsAndClaimsIncurredNet"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:label="IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:title="IncreaseDecreaseInFuturePolicyBenefitReserves"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInFuturePolicyBenefitReserves" xml:lang="en-US" id="label_IncreaseDecreaseInFuturePolicyBenefitReserves"> Future policy benefits (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:to="label_IncreaseDecreaseInFuturePolicyBenefitReserves" xlink:title="label: IncreaseDecreaseInFuturePolicyBenefitReserves to label_IncreaseDecreaseInFuturePolicyBenefitReserves"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefits" xlink:label="LiabilityForFuturePolicyBenefits" xlink:title="LiabilityForFuturePolicyBenefits"/>
<link:label xlink:type="resource" xlink:label="label_LiabilityForFuturePolicyBenefits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForFuturePolicyBenefits" xml:lang="en-US" id="label_LiabilityForFuturePolicyBenefits"> Future policy benefits </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForFuturePolicyBenefits" xlink:to="label_LiabilityForFuturePolicyBenefits" xlink:title="label: LiabilityForFuturePolicyBenefits to label_LiabilityForFuturePolicyBenefits"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="GeneralAndAdministrativeExpense" xlink:title="GeneralAndAdministrativeExpense"/>
<link:label xlink:type="resource" xlink:label="label_GeneralAndAdministrativeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GeneralAndAdministrativeExpense" xml:lang="en-US" id="label_GeneralAndAdministrativeExpense"> Administrative expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralAndAdministrativeExpense" xlink:to="label_GeneralAndAdministrativeExpense" xlink:title="label: GeneralAndAdministrativeExpense to label_GeneralAndAdministrativeExpense"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_HybridInstrumentsAtFairValueNet" xlink:label="HybridInstrumentsAtFairValueNet" xlink:title="HybridInstrumentsAtFairValueNet"/>
<link:label xlink:type="resource" xlink:label="label_HybridInstrumentsAtFairValueNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HybridInstrumentsAtFairValueNet" xml:lang="en-US" id="label_HybridInstrumentsAtFairValueNet"> Fixed maturities available for sale, hybrid financial instruments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HybridInstrumentsAtFairValueNet" xlink:to="label_HybridInstrumentsAtFairValueNet" xlink:title="label: HybridInstrumentsAtFairValueNet to label_HybridInstrumentsAtFairValueNet"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="IncomeStatementAbstract" xlink:title="IncomeStatementAbstract"/>
<link:label xlink:type="resource" xlink:label="label_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeStatementAbstract" xml:lang="en-US" id="label_IncomeStatementAbstract"> Consolidated Statements of Operations and Comprehensive Income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeStatementAbstract" xlink:to="label_IncomeStatementAbstract" xlink:title="label: IncomeStatementAbstract to label_IncomeStatementAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsForProceedsFromDerivatives" xlink:label="PaymentsForProceedsFromDerivatives" xlink:title="PaymentsForProceedsFromDerivatives"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForProceedsFromDerivatives" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForProceedsFromDerivatives" xml:lang="en-US" id="label_PaymentsForProceedsFromDerivatives"> Net proceeds from the settlement of investment derivatives </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromDerivatives" xlink:to="label_PaymentsForProceedsFromDerivatives" xlink:title="label: PaymentsForProceedsFromDerivatives to label_PaymentsForProceedsFromDerivatives"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForProceedsFromDerivatives_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsForProceedsFromDerivatives" xml:lang="en-US" id="label_PaymentsForProceedsFromDerivatives_2"> Net proceeds from (payments made on) the settlement of investment derivatives [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromDerivatives" xlink:to="label_PaymentsForProceedsFromDerivatives_2" xlink:title="label: PaymentsForProceedsFromDerivatives to label_PaymentsForProceedsFromDerivatives"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_InterestExpense" xlink:label="InterestExpense" xlink:title="InterestExpense"/>
<link:label xlink:type="resource" xlink:label="label_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InterestExpense" xml:lang="en-US" id="label_InterestExpense"> Interest expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestExpense" xlink:to="label_InterestExpense" xlink:title="label: InterestExpense to label_InterestExpense"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_InvestmentIncomeNet" xlink:label="InvestmentIncomeNet" xlink:title="InvestmentIncomeNet"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentIncomeNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentIncomeNet" xml:lang="en-US" id="label_InvestmentIncomeNet"> Net investment income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentIncomeNet" xlink:to="label_InvestmentIncomeNet" xlink:title="label: InvestmentIncomeNet to label_InvestmentIncomeNet"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="InvestmentsAbstract" xlink:title="InvestmentsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsAbstract" xml:lang="en-US" id="label_InvestmentsAbstract"> Investments: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsAbstract" xlink:to="label_InvestmentsAbstract" xlink:title="label: InvestmentsAbstract to label_InvestmentsAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_Investments" xlink:label="Investments" xlink:title="Investments"/>
<link:label xlink:type="resource" xlink:label="label_Investments" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Investments" xml:lang="en-US" id="label_Investments"> Total investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Investments" xlink:to="label_Investments" xlink:title="label: Investments to label_Investments"/>
<link:label xlink:type="resource" xlink:label="label_Investments_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Investments" xml:lang="en-US" id="label_Investments_2"> Total investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Investments" xlink:to="label_Investments_2" xlink:title="label: Investments to label_Investments"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US" id="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"> Investments in partially-owned insurance companies (cost - $373 and $737) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:to="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:title="label: InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures to label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="LiabilitiesAbstract" xlink:title="LiabilitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAbstract" xml:lang="en-US" id="label_LiabilitiesAbstract"> Liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAbstract" xlink:to="label_LiabilitiesAbstract" xlink:title="label: LiabilitiesAbstract to label_LiabilitiesAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity"/>
<link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquity"> Total liabilities and shareholders' equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="label_LiabilitiesAndStockholdersEquity" xlink:title="label: LiabilitiesAndStockholdersEquity to label_LiabilitiesAndStockholdersEquity"/>
<link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquity_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAndStockholdersEquity" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquity_2"> Total liabilities and shareholders' equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="label_LiabilitiesAndStockholdersEquity_2" xlink:title="label: LiabilitiesAndStockholdersEquity to label_LiabilitiesAndStockholdersEquity"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities"/>
<link:label xlink:type="resource" xlink:label="label_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Liabilities" xml:lang="en-US" id="label_Liabilities"> Total liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="label_Liabilities" xlink:title="label: Liabilities to label_Liabilities"/>
<link:label xlink:type="resource" xlink:label="label_Liabilities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Liabilities" xml:lang="en-US" id="label_Liabilities_2"> Total liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="label_Liabilities_2" xlink:title="label: Liabilities to label_Liabilities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:label="IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:title="IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xml:lang="en-US" id="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve"> Unpaid losses and loss expenses (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:to="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:title="label: IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve to label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xml:lang="en-US" id="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_2"> Unpaid losses and loss expenses (cash flow) [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:to="label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_2" xlink:title="label: IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve to label_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="HeldToMaturitySecurities" xlink:title="HeldToMaturitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_HeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HeldToMaturitySecurities" xml:lang="en-US" id="label_HeldToMaturitySecurities"> Fixed maturities held to maturity, at amortized cost (fair value - $3,535 and $2,865) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HeldToMaturitySecurities" xlink:to="label_HeldToMaturitySecurities" xlink:title="label: HeldToMaturitySecurities to label_HeldToMaturitySecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract"> Cash flows from operating activities: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:to="label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract to label_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivitiesAbstract"> Cash flows (used for) from financing activities: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to label_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivities"> Net cash flows (used for) from financing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="label_NetCashProvidedByUsedInFinancingActivities" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to label_NetCashProvidedByUsedInFinancingActivities"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInFinancingActivities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInFinancingActivities_2"> Net cash flows (used for) from financing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="label_NetCashProvidedByUsedInFinancingActivities_2" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to label_NetCashProvidedByUsedInFinancingActivities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivitiesAbstract"> Cash flows used for investing activities: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="label_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to label_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivities"> Net cash flows used for investing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="label_NetCashProvidedByUsedInInvestingActivities" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to label_NetCashProvidedByUsedInInvestingActivities"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInInvestingActivities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInInvestingActivities_2"> Net cash flows used for investing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="label_NetCashProvidedByUsedInInvestingActivities_2" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to label_NetCashProvidedByUsedInInvestingActivities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivities"> Net cash flows from operating activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="label_NetCashProvidedByUsedInOperatingActivities" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to label_NetCashProvidedByUsedInOperatingActivities"/>
<link:label xlink:type="resource" xlink:label="label_NetCashProvidedByUsedInOperatingActivities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US" id="label_NetCashProvidedByUsedInOperatingActivities_2"> Net cash flows from operating activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="label_NetCashProvidedByUsedInOperatingActivities_2" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to label_NetCashProvidedByUsedInOperatingActivities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" xlink:label="ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" xlink:title="ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" xml:lang="en-US" id="label_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities"> Net proceeds from issuance of long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" xlink:to="label_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities" xlink:title="label: ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities to label_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeLoss" xml:lang="en-US" id="label_NetIncomeLoss"> Net income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="label_NetIncomeLoss" xlink:title="label: NetIncomeLoss to label_NetIncomeLoss"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeLoss_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeLoss" xml:lang="en-US" id="label_NetIncomeLoss_2"> Net income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="label_NetIncomeLoss_2" xlink:title="label: NetIncomeLoss to label_NetIncomeLoss"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:title="CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US" id="label_CashAndCashEquivalentsPeriodIncreaseDecrease"> Net (decrease) increase in cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="label_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:title="label: CashAndCashEquivalentsPeriodIncreaseDecrease to label_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_CashAndCashEquivalentsPeriodIncreaseDecrease_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US" id="label_CashAndCashEquivalentsPeriodIncreaseDecrease_2"> Net (decrease) increase in cash </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="label_CashAndCashEquivalentsPeriodIncreaseDecrease_2" xlink:title="label: CashAndCashEquivalentsPeriodIncreaseDecrease to label_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromStockPlans" xlink:label="ProceedsFromStockPlans" xlink:title="ProceedsFromStockPlans"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromStockPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromStockPlans" xml:lang="en-US" id="label_ProceedsFromStockPlans"> Proceeds from Common Shares issued under ESPP </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromStockPlans" xlink:to="label_ProceedsFromStockPlans" xlink:title="label: ProceedsFromStockPlans to label_ProceedsFromStockPlans"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PremiumsWrittenNet" xlink:label="PremiumsWrittenNet" xlink:title="PremiumsWrittenNet"/>
<link:label xlink:type="resource" xlink:label="label_PremiumsWrittenNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_PremiumsWrittenNet" xml:lang="en-US" id="label_PremiumsWrittenNet"> Net premiums written </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsWrittenNet" xlink:to="label_PremiumsWrittenNet" xlink:title="label: PremiumsWrittenNet to label_PremiumsWrittenNet"/>
<link:label xlink:type="resource" xlink:label="label_PremiumsWrittenNet_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PremiumsWrittenNet" xml:lang="en-US" id="label_PremiumsWrittenNet_2"> Net premiums written </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsWrittenNet" xlink:to="label_PremiumsWrittenNet_2" xlink:title="label: PremiumsWrittenNet to label_PremiumsWrittenNet"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="RevenuesAbstract" xlink:title="RevenuesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_RevenuesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevenuesAbstract" xml:lang="en-US" id="label_RevenuesAbstract"> Revenue: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenuesAbstract" xlink:to="label_RevenuesAbstract" xlink:title="label: RevenuesAbstract to label_RevenuesAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_Revenues" xlink:label="Revenues" xlink:title="Revenues"/>
<link:label xlink:type="resource" xlink:label="label_Revenues" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Revenues" xml:lang="en-US" id="label_Revenues"> Total revenues </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues" xlink:title="label: Revenues to label_Revenues"/>
<link:label xlink:type="resource" xlink:label="label_Revenues_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Revenues" xml:lang="en-US" id="label_Revenues_2"> Total revenues </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues_2" xlink:title="label: Revenues to label_Revenues"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:label="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:title="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xml:lang="en-US" id="label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"> General </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:to="label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:title="label: OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock to label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets"/>
<link:label xlink:type="resource" xlink:label="label_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherAssets" xml:lang="en-US" id="label_OtherAssets"> Other assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherAssets" xlink:to="label_OtherAssets" xlink:title="label: OtherAssets to label_OtherAssets"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="IncreaseDecreaseInOtherOperatingCapitalNet" xlink:title="IncreaseDecreaseInOtherOperatingCapitalNet"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOtherOperatingCapitalNet" xml:lang="en-US" id="label_IncreaseDecreaseInOtherOperatingCapitalNet"> Other cash flows from operating activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingCapitalNet" xlink:to="label_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:title="label: IncreaseDecreaseInOtherOperatingCapitalNet to label_IncreaseDecreaseInOtherOperatingCapitalNet"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOtherOperatingCapitalNet_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_IncreaseDecreaseInOtherOperatingCapitalNet" xml:lang="en-US" id="label_IncreaseDecreaseInOtherOperatingCapitalNet_2"> Other cash flows from operating activities [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingCapitalNet" xlink:to="label_IncreaseDecreaseInOtherOperatingCapitalNet_2" xlink:title="label: IncreaseDecreaseInOtherOperatingCapitalNet to label_IncreaseDecreaseInOtherOperatingCapitalNet"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:title="OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease"> Change in net unrealized appreciation (depreciation) on investments (AOCI), net of tax (expense) benefit of $(201) and $52 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:title="label: OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xlink:label="OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xlink:title="OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease"> Other comprehensive income (loss), before income tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xlink:title="label: OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease_2"> Other comprehensive income (loss), before income tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease_2" xlink:title="label: OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:title="OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease"> Change in pension liability adjustment (AOCI), net of tax (expense) benefit of $5 and $nil </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:title="label: OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecrease"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease" xlink:label="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease" xlink:title="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease"> Cumulative translation adjustments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease" xlink:title="label: OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentBeforeTaxPeriodIncreaseDecrease"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:title="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease"> Change in cumulative translation adjustment (AOCI), net of tax (expense) benefit of $(76) and $(17) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:title="label: OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"> Other comprehensive income (loss): </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract to label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xlink:label="OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xlink:title="OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax"> Pension liability </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xlink:to="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xlink:title="label: OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax to label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax_2"> Pension liability [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax" xlink:to="label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax_2" xlink:title="label: OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax to label_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentBeforeTax"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease"> Other comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_2"> Other comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease" xlink:to="label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease_2" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease to label_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:title="OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax"> Reclassification adjustment for net realized (gains) losses included in net income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:to="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:title="label: OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax to label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_2"> Reclassification adjustment for net realized (gains) losses included in net income [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:to="label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_2" xlink:title="label: OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax to label_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="OtherComprehensiveIncomeLossTax" xlink:title="OtherComprehensiveIncomeLossTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossTax"> Income tax (expense) benefit related to other comprehensive income items </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossTax" xlink:to="label_OtherComprehensiveIncomeLossTax" xlink:title="label: OtherComprehensiveIncomeLossTax to label_OtherComprehensiveIncomeLossTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossTax_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_OtherComprehensiveIncomeLossTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossTax_2"> Income tax (expense) benefit related to other comprehensive income items [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossTax" xlink:to="label_OtherComprehensiveIncomeLossTax_2" xlink:title="label: OtherComprehensiveIncomeLossTax to label_OtherComprehensiveIncomeLossTax"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"> Unrealized (depreciation) appreciation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:to="label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="label: OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax to label_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="PaymentsForProceedsFromOtherInvestingActivities" xlink:title="PaymentsForProceedsFromOtherInvestingActivities"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForProceedsFromOtherInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsForProceedsFromOtherInvestingActivities" xml:lang="en-US" id="label_PaymentsForProceedsFromOtherInvestingActivities"> Other cash flows from investing activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromOtherInvestingActivities" xlink:to="label_PaymentsForProceedsFromOtherInvestingActivities" xlink:title="label: PaymentsForProceedsFromOtherInvestingActivities to label_PaymentsForProceedsFromOtherInvestingActivities"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsForProceedsFromOtherInvestingActivities_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsForProceedsFromOtherInvestingActivities" xml:lang="en-US" id="label_PaymentsForProceedsFromOtherInvestingActivities_2"> Other [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromOtherInvestingActivities" xlink:to="label_PaymentsForProceedsFromOtherInvestingActivities_2" xlink:title="label: PaymentsForProceedsFromOtherInvestingActivities to label_PaymentsForProceedsFromOtherInvestingActivities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherLongTermInvestments" xlink:label="OtherLongTermInvestments" xlink:title="OtherLongTermInvestments"/>
<link:label xlink:type="resource" xlink:label="label_OtherLongTermInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherLongTermInvestments" xml:lang="en-US" id="label_OtherLongTermInvestments"> Other investments (cost - $1,320 and $1,368) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherLongTermInvestments" xlink:to="label_OtherLongTermInvestments" xlink:title="label: OtherLongTermInvestments to label_OtherLongTermInvestments"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherNonoperatingIncomeExpense" xlink:label="OtherNonoperatingIncomeExpense" xlink:title="OtherNonoperatingIncomeExpense"/>
<link:label xlink:type="resource" xlink:label="label_OtherNonoperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherNonoperatingIncomeExpense" xml:lang="en-US" id="label_OtherNonoperatingIncomeExpense"> Other (income) expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNonoperatingIncomeExpense" xlink:to="label_OtherNonoperatingIncomeExpense" xlink:title="label: OtherNonoperatingIncomeExpense to label_OtherNonoperatingIncomeExpense"/>
<link:label xlink:type="resource" xlink:label="label_OtherNonoperatingIncomeExpense_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_OtherNonoperatingIncomeExpense" xml:lang="en-US" id="label_OtherNonoperatingIncomeExpense_2"> Other (income) expense [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNonoperatingIncomeExpense" xlink:to="label_OtherNonoperatingIncomeExpense_2" xlink:title="label: OtherNonoperatingIncomeExpense to label_OtherNonoperatingIncomeExpense"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OtherShortTermInvestments" xlink:label="OtherShortTermInvestments" xlink:title="OtherShortTermInvestments"/>
<link:label xlink:type="resource" xlink:label="label_OtherShortTermInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherShortTermInvestments" xml:lang="en-US" id="label_OtherShortTermInvestments"> Short-term investments, at fair value and amortized cost </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherShortTermInvestments" xlink:to="label_OtherShortTermInvestments" xlink:title="label: OtherShortTermInvestments to label_OtherShortTermInvestments"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PayablesToBrokerDealersAndClearingOrganizations" xlink:label="PayablesToBrokerDealersAndClearingOrganizations" xlink:title="PayablesToBrokerDealersAndClearingOrganizations"/>
<link:label xlink:type="resource" xlink:label="label_PayablesToBrokerDealersAndClearingOrganizations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PayablesToBrokerDealersAndClearingOrganizations" xml:lang="en-US" id="label_PayablesToBrokerDealersAndClearingOrganizations"> Payable for securities purchased </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PayablesToBrokerDealersAndClearingOrganizations" xlink:to="label_PayablesToBrokerDealersAndClearingOrganizations" xlink:title="label: PayablesToBrokerDealersAndClearingOrganizations to label_PayablesToBrokerDealersAndClearingOrganizations"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="PaymentsOfDividendsCommonStock" xlink:title="PaymentsOfDividendsCommonStock"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsOfDividendsCommonStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsOfDividendsCommonStock" xml:lang="en-US" id="label_PaymentsOfDividendsCommonStock"> Dividends paid on Common Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsCommonStock" xlink:to="label_PaymentsOfDividendsCommonStock" xlink:title="label: PaymentsOfDividendsCommonStock to label_PaymentsOfDividendsCommonStock"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsOfDividendsCommonStock_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsOfDividendsCommonStock" xml:lang="en-US" id="label_PaymentsOfDividendsCommonStock_2"> Dividends paid on Common Shares [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsCommonStock" xlink:to="label_PaymentsOfDividendsCommonStock_2" xlink:title="label: PaymentsOfDividendsCommonStock to label_PaymentsOfDividendsCommonStock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US" id="label_PaymentsOfDividendsPreferredStockAndPreferenceStock"> Dividends paid on Preferred Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="label: PaymentsOfDividendsPreferredStockAndPreferenceStock to label_PaymentsOfDividendsPreferredStockAndPreferenceStock"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsOfDividendsPreferredStockAndPreferenceStock_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US" id="label_PaymentsOfDividendsPreferredStockAndPreferenceStock_2"> Dividends paid on Preferred Shares [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="label_PaymentsOfDividendsPreferredStockAndPreferenceStock_2" xlink:title="label: PaymentsOfDividendsPreferredStockAndPreferenceStock to label_PaymentsOfDividendsPreferredStockAndPreferenceStock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PremiumsReceivableAtCarryingValue" xlink:label="PremiumsReceivableAtCarryingValue" xlink:title="PremiumsReceivableAtCarryingValue"/>
<link:label xlink:type="resource" xlink:label="label_PremiumsReceivableAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PremiumsReceivableAtCarryingValue" xml:lang="en-US" id="label_PremiumsReceivableAtCarryingValue"> Insurance and reinsurance balances receivable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsReceivableAtCarryingValue" xlink:to="label_PremiumsReceivableAtCarryingValue" xlink:title="label: PremiumsReceivableAtCarryingValue to label_PremiumsReceivableAtCarryingValue"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums" xlink:label="IncreaseDecreaseInPrepaidReinsurancePremiums" xlink:title="IncreaseDecreaseInPrepaidReinsurancePremiums"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInPrepaidReinsurancePremiums" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInPrepaidReinsurancePremiums" xml:lang="en-US" id="label_IncreaseDecreaseInPrepaidReinsurancePremiums"> Prepaid reinsurance premiums (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInPrepaidReinsurancePremiums" xlink:to="label_IncreaseDecreaseInPrepaidReinsurancePremiums" xlink:title="label: IncreaseDecreaseInPrepaidReinsurancePremiums to label_IncreaseDecreaseInPrepaidReinsurancePremiums"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInPrepaidReinsurancePremiums_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_IncreaseDecreaseInPrepaidReinsurancePremiums" xml:lang="en-US" id="label_IncreaseDecreaseInPrepaidReinsurancePremiums_2"> Prepaid reinsurance premiums (cash flow) [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInPrepaidReinsurancePremiums" xlink:to="label_IncreaseDecreaseInPrepaidReinsurancePremiums_2" xlink:title="label: IncreaseDecreaseInPrepaidReinsurancePremiums to label_IncreaseDecreaseInPrepaidReinsurancePremiums"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PrepaidReinsurancePremiums" xlink:label="PrepaidReinsurancePremiums" xlink:title="PrepaidReinsurancePremiums"/>
<link:label xlink:type="resource" xlink:label="label_PrepaidReinsurancePremiums" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PrepaidReinsurancePremiums" xml:lang="en-US" id="label_PrepaidReinsurancePremiums"> Prepaid reinsurance premiums </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PrepaidReinsurancePremiums" xlink:to="label_PrepaidReinsurancePremiums" xlink:title="label: PrepaidReinsurancePremiums to label_PrepaidReinsurancePremiums"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US" id="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"> Maturities and redemptions of fixed maturities available for sale </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="label: ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities to label_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:title="ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xml:lang="en-US" id="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"> Maturities and redemptions of fixed maturities held to maturity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="label_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:title="label: ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities to label_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities" xlink:label="ProceedsFromSaleOfHeldToMaturitySecurities" xlink:title="ProceedsFromSaleOfHeldToMaturitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfHeldToMaturitySecurities" xml:lang="en-US" id="label_ProceedsFromSaleOfHeldToMaturitySecurities"> Sales of fixed maturities held to maturity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfHeldToMaturitySecurities" xlink:to="label_ProceedsFromSaleOfHeldToMaturitySecurities" xlink:title="label: ProceedsFromSaleOfHeldToMaturitySecurities to label_ProceedsFromSaleOfHeldToMaturitySecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="ProceedsFromStockOptionsExercised" xlink:title="ProceedsFromStockOptionsExercised"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromStockOptionsExercised" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromStockOptionsExercised" xml:lang="en-US" id="label_ProceedsFromStockOptionsExercised"> Proceeds from exercise of options for Common Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromStockOptionsExercised" xlink:to="label_ProceedsFromStockOptionsExercised" xlink:title="label: ProceedsFromStockOptionsExercised to label_ProceedsFromStockOptionsExercised"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="PaymentsToAcquireHeldToMaturitySecurities" xlink:title="PaymentsToAcquireHeldToMaturitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireHeldToMaturitySecurities" xml:lang="en-US" id="label_PaymentsToAcquireHeldToMaturitySecurities"> Purchases of fixed maturities held to maturity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireHeldToMaturitySecurities" xlink:to="label_PaymentsToAcquireHeldToMaturitySecurities" xlink:title="label: PaymentsToAcquireHeldToMaturitySecurities to label_PaymentsToAcquireHeldToMaturitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireHeldToMaturitySecurities_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsToAcquireHeldToMaturitySecurities" xml:lang="en-US" id="label_PaymentsToAcquireHeldToMaturitySecurities_2"> Purchases of fixed maturities held to maturity [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireHeldToMaturitySecurities" xlink:to="label_PaymentsToAcquireHeldToMaturitySecurities_2" xlink:title="label: PaymentsToAcquireHeldToMaturitySecurities to label_PaymentsToAcquireHeldToMaturitySecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims"/>
<link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims"> Unpaid losses and loss expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims" xlink:to="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims" xlink:title="label: LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims to label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReportedAndIncurredButNotReportedIBNRClaims"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit"> Retained earnings' </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit" xlink:title="label: RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit_2"> Retained earnings </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit_2" xlink:title="label: RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="PremiumsEarnedNet" xlink:title="PremiumsEarnedNet"/>
<link:label xlink:type="resource" xlink:label="label_PremiumsEarnedNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_PremiumsEarnedNet" xml:lang="en-US" id="label_PremiumsEarnedNet"> Net premiums earned </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsEarnedNet" xlink:to="label_PremiumsEarnedNet" xlink:title="label: PremiumsEarnedNet to label_PremiumsEarnedNet"/>
<link:label xlink:type="resource" xlink:label="label_PremiumsEarnedNet_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PremiumsEarnedNet" xml:lang="en-US" id="label_PremiumsEarnedNet_2"> Net premiums earned </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsEarnedNet" xlink:to="label_PremiumsEarnedNet_2" xlink:title="label: PremiumsEarnedNet to label_PremiumsEarnedNet"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="SegmentReportingDisclosureTextBlock" xlink:title="SegmentReportingDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_SegmentReportingDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SegmentReportingDisclosureTextBlock" xml:lang="en-US" id="label_SegmentReportingDisclosureTextBlock"> Segment information </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SegmentReportingDisclosureTextBlock" xlink:to="label_SegmentReportingDisclosureTextBlock" xlink:title="label: SegmentReportingDisclosureTextBlock to label_SegmentReportingDisclosureTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="SignificantAccountingPoliciesTextBlock" xlink:title="SignificantAccountingPoliciesTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_SignificantAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SignificantAccountingPoliciesTextBlock" xml:lang="en-US" id="label_SignificantAccountingPoliciesTextBlock"> Significant accounting policies </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SignificantAccountingPoliciesTextBlock" xlink:to="label_SignificantAccountingPoliciesTextBlock" xlink:title="label: SignificantAccountingPoliciesTextBlock to label_SignificantAccountingPoliciesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="StatementOfCashFlowsAbstract" xlink:title="StatementOfCashFlowsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfCashFlowsAbstract" xml:lang="en-US" id="label_StatementOfCashFlowsAbstract"> Consolidated Statements of Cash Flow </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfCashFlowsAbstract" xlink:to="label_StatementOfCashFlowsAbstract" xlink:title="label: StatementOfCashFlowsAbstract to label_StatementOfCashFlowsAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="StatementOfStockholdersEquityAbstract" xlink:title="StatementOfStockholdersEquityAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfStockholdersEquityAbstract" xml:lang="en-US" id="label_StatementOfStockholdersEquityAbstract"> Consolidated Statements of Shareholders' Equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementOfStockholdersEquityAbstract" xlink:to="label_StatementOfStockholdersEquityAbstract" xlink:title="label: StatementOfStockholdersEquityAbstract to label_StatementOfStockholdersEquityAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock"> Shareholders' equity disclosure </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="TreasuryStockMember" xlink:title="TreasuryStockMember"/>
<link:label xlink:type="resource" xlink:label="label_TreasuryStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockMember" xml:lang="en-US" id="label_TreasuryStockMember"> Treasury stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockMember" xlink:to="label_TreasuryStockMember" xlink:title="label: TreasuryStockMember to label_TreasuryStockMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA" xlink:label="ValueOfBusinessAcquiredVOBA" xlink:title="ValueOfBusinessAcquiredVOBA"/>
<link:label xlink:type="resource" xlink:label="label_ValueOfBusinessAcquiredVOBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ValueOfBusinessAcquiredVOBA" xml:lang="en-US" id="label_ValueOfBusinessAcquiredVOBA"> Value of business acquired </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ValueOfBusinessAcquiredVOBA" xlink:to="label_ValueOfBusinessAcquiredVOBA" xlink:title="label: ValueOfBusinessAcquiredVOBA to label_ValueOfBusinessAcquiredVOBA"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember" xlink:title="CommonStockMember"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockMember" xml:lang="en-US" id="label_CommonStockMember"> Common stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockMember" xlink:to="label_CommonStockMember" xlink:title="label: CommonStockMember to label_CommonStockMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember" xlink:title="PreferredStockMember"/>
<link:label xlink:type="resource" xlink:label="label_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PreferredStockMember" xml:lang="en-US" id="label_PreferredStockMember"> Preferred stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockMember" xlink:to="label_PreferredStockMember" xlink:title="label: PreferredStockMember to label_PreferredStockMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost"> Fixed maturities available for sale, at amortized cost </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:to="label_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost to label_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtSecurities" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtSecurities"> Fixed maturities available for sale, at fair value (amortized cost - $36,810 and $33,109) (includes hybrid financial instruments of $309 and $239) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="label_AvailableForSaleSecuritiesDebtSecurities" xlink:title="label: AvailableForSaleSecuritiesDebtSecurities to label_AvailableForSaleSecuritiesDebtSecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="AvailableForSaleSecuritiesEquitySecurities" xlink:title="AvailableForSaleSecuritiesEquitySecurities"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesEquitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesEquitySecurities" xml:lang="en-US" id="label_AvailableForSaleSecuritiesEquitySecurities"> Equity securities, at fair value (cost - $546 and $1,132) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesEquitySecurities" xlink:to="label_AvailableForSaleSecuritiesEquitySecurities" xlink:title="label: AvailableForSaleSecuritiesEquitySecurities to label_AvailableForSaleSecuritiesEquitySecurities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="HeldToMaturitySecuritiesFairValue" xlink:title="HeldToMaturitySecuritiesFairValue"/>
<link:label xlink:type="resource" xlink:label="label_HeldToMaturitySecuritiesFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_HeldToMaturitySecuritiesFairValue" xml:lang="en-US" id="label_HeldToMaturitySecuritiesFairValue"> Fixed maturities held to maturity, at fair value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="HeldToMaturitySecuritiesFairValue" xlink:to="label_HeldToMaturitySecuritiesFairValue" xlink:title="label: HeldToMaturitySecuritiesFairValue to label_HeldToMaturitySecuritiesFairValue"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets"/>
<link:label xlink:type="resource" xlink:label="label_Assets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Assets" xml:lang="en-US" id="label_Assets"> Total assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets" xlink:title="label: Assets to label_Assets"/>
<link:label xlink:type="resource" xlink:label="label_Assets_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Assets" xml:lang="en-US" id="label_Assets_2"> Total assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="label_Assets_2" xlink:title="label: Assets to label_Assets"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="AccruedInvestmentIncomeReceivable" xlink:title="AccruedInvestmentIncomeReceivable"/>
<link:label xlink:type="resource" xlink:label="label_AccruedInvestmentIncomeReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccruedInvestmentIncomeReceivable" xml:lang="en-US" id="label_AccruedInvestmentIncomeReceivable"> Accrued investment income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInvestmentIncomeReceivable" xlink:to="label_AccruedInvestmentIncomeReceivable" xlink:title="label: AccruedInvestmentIncomeReceivable to label_AccruedInvestmentIncomeReceivable"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:label="SecuritiesHeldAsCollateralAtFairValue" xlink:title="SecuritiesHeldAsCollateralAtFairValue"/>
<link:label xlink:type="resource" xlink:label="label_SecuritiesHeldAsCollateralAtFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritiesHeldAsCollateralAtFairValue" xml:lang="en-US" id="label_SecuritiesHeldAsCollateralAtFairValue"> Securities lending collateral </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesHeldAsCollateralAtFairValue" xlink:to="label_SecuritiesHeldAsCollateralAtFairValue" xlink:title="label: SecuritiesHeldAsCollateralAtFairValue to label_SecuritiesHeldAsCollateralAtFairValue"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US" id="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"> Share-based compensation </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:title="label: DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock to label_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StatementTable" xlink:label="StatementTable" xlink:title="StatementTable"/>
<link:label xlink:type="resource" xlink:label="label_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementTable" xml:lang="en-US" id="label_StatementTable"> Statement [Table] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementTable" xlink:to="label_StatementTable" xlink:title="label: StatementTable to label_StatementTable"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract"/>
<link:label xlink:type="resource" xlink:label="label_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AssetsAbstract" xml:lang="en-US" id="label_AssetsAbstract"> Assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="label_AssetsAbstract" xlink:title="label: AssetsAbstract to label_AssetsAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StatementLineItems" xlink:label="StatementLineItems" xlink:title="StatementLineItems"/>
<link:label xlink:type="resource" xlink:label="label_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementLineItems" xml:lang="en-US" id="label_StatementLineItems"> Statement [Line Items] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementLineItems" xlink:to="label_StatementLineItems" xlink:title="label: StatementLineItems to label_StatementLineItems"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="FairValueDisclosuresTextBlock" xlink:title="FairValueDisclosuresTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_FairValueDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueDisclosuresTextBlock" xml:lang="en-US" id="label_FairValueDisclosuresTextBlock"> Fair value measurements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresTextBlock" xlink:to="label_FairValueDisclosuresTextBlock" xlink:title="label: FairValueDisclosuresTextBlock to label_FairValueDisclosuresTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue"/>
<link:label xlink:type="resource" xlink:label="label_TreasuryStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockValue" xml:lang="en-US" id="label_TreasuryStockValue"> Common Shares in treasury (1,468,423 and 1,768,030 shares) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="label_TreasuryStockValue" xlink:title="label: TreasuryStockValue to label_TreasuryStockValue"/>
<link:label xlink:type="resource" xlink:label="label_TreasuryStockValue_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_TreasuryStockValue" xml:lang="en-US" id="label_TreasuryStockValue_2"> Common Shares in treasury [N] (1,468,423 and 1,768,030 shares) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="label_TreasuryStockValue_2" xlink:title="label: TreasuryStockValue to label_TreasuryStockValue"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xml:lang="en-US" id="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt"> Purchases of fixed maturities available for sale </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to label_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xml:lang="en-US" id="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt_2"> Purchases of fixed maturities available for sale [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="label_PaymentsToAcquireAvailableForSaleSecuritiesDebt_2" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to label_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesEquity"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xml:lang="en-US" id="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity"> Purchases of equity securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesEquity to label_PaymentsToAcquireAvailableForSaleSecuritiesEquity"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xml:lang="en-US" id="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity_2"> Purchases of equity securities [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="label_PaymentsToAcquireAvailableForSaleSecuritiesEquity_2" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesEquity to label_PaymentsToAcquireAvailableForSaleSecuritiesEquity"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:label="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xml:lang="en-US" id="label_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"> Sales of fixed maturities available for sale </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:to="label_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:title="label: ProceedsFromSaleOfAvailableForSaleSecuritiesDebt to label_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:label="ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:title="ProceedsFromSaleOfAvailableForSaleSecuritiesEquity"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xml:lang="en-US" id="label_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity"> Sales of equity securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:to="label_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:title="label: ProceedsFromSaleOfAvailableForSaleSecuritiesEquity to label_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="EarningsPerShareBasic" xlink:title="EarningsPerShareBasic"/>
<link:label xlink:type="resource" xlink:label="label_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareBasic" xml:lang="en-US" id="label_EarningsPerShareBasic"> Basic earnings per share </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareBasic" xlink:to="label_EarningsPerShareBasic" xlink:title="label: EarningsPerShareBasic to label_EarningsPerShareBasic"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="CommonStockSharesIssued" xlink:title="CommonStockSharesIssued"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockSharesIssued" xml:lang="en-US" id="label_CommonStockSharesIssued"> Common Shares - shares issued </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesIssued" xlink:to="label_CommonStockSharesIssued" xlink:title="label: CommonStockSharesIssued to label_CommonStockSharesIssued"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LongTermDebt" xlink:label="LongTermDebt" xlink:title="LongTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_LongTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LongTermDebt" xml:lang="en-US" id="label_LongTermDebt"> Long-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermDebt" xlink:to="label_LongTermDebt" xlink:title="label: LongTermDebt to label_LongTermDebt"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredIncomeTaxes"> Deferred income taxes </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="label_IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="label: IncreaseDecreaseInDeferredIncomeTaxes to label_IncreaseDecreaseInDeferredIncomeTaxes"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredIncomeTaxes_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredIncomeTaxes_2"> Deferred income taxes [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="label_IncreaseDecreaseInDeferredIncomeTaxes_2" xlink:title="label: IncreaseDecreaseInDeferredIncomeTaxes to label_IncreaseDecreaseInDeferredIncomeTaxes"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OperatingExpensesAbstract" xlink:label="OperatingExpensesAbstract" xlink:title="OperatingExpensesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_OperatingExpensesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingExpensesAbstract" xml:lang="en-US" id="label_OperatingExpensesAbstract"> Expenses: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingExpensesAbstract" xlink:to="label_OperatingExpensesAbstract" xlink:title="label: OperatingExpensesAbstract to label_OperatingExpensesAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract"/>
<link:label xlink:type="resource" xlink:label="label_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareAbstract" xml:lang="en-US" id="label_EarningsPerShareAbstract"> Earnings per share: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareAbstract" xlink:to="label_EarningsPerShareAbstract" xlink:title="label: EarningsPerShareAbstract to label_EarningsPerShareAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_UnearnedPremiums" xlink:label="UnearnedPremiums" xlink:title="UnearnedPremiums"/>
<link:label xlink:type="resource" xlink:label="label_UnearnedPremiums" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnearnedPremiums" xml:lang="en-US" id="label_UnearnedPremiums"> Unearned premiums </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedPremiums" xlink:to="label_UnearnedPremiums" xlink:title="label: UnearnedPremiums to label_UnearnedPremiums"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ReinsurancePayable" xlink:label="ReinsurancePayable" xlink:title="ReinsurancePayable"/>
<link:label xlink:type="resource" xlink:label="label_ReinsurancePayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReinsurancePayable" xml:lang="en-US" id="label_ReinsurancePayable"> Insurance and reinsurance balances payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsurancePayable" xlink:to="label_ReinsurancePayable" xlink:title="label: ReinsurancePayable to label_ReinsurancePayable"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="CommonStockParOrStatedValuePerShare" xlink:title="CommonStockParOrStatedValuePerShare"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockParOrStatedValuePerShare" xml:lang="en-US" id="label_CommonStockParOrStatedValuePerShare"> Common shares - par value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockParOrStatedValuePerShare" xlink:to="label_CommonStockParOrStatedValuePerShare" xlink:title="label: CommonStockParOrStatedValuePerShare to label_CommonStockParOrStatedValuePerShare"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="TreasuryStockShares" xlink:title="TreasuryStockShares"/>
<link:label xlink:type="resource" xlink:label="label_TreasuryStockShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockShares" xml:lang="en-US" id="label_TreasuryStockShares"> Common Shares in treasury - shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockShares" xlink:to="label_TreasuryStockShares" xlink:title="label: TreasuryStockShares to label_TreasuryStockShares"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ObligationToReturnSecuritiesReceivedAsCollateral" xlink:label="ObligationToReturnSecuritiesReceivedAsCollateral" xlink:title="ObligationToReturnSecuritiesReceivedAsCollateral"/>
<link:label xlink:type="resource" xlink:label="label_ObligationToReturnSecuritiesReceivedAsCollateral" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ObligationToReturnSecuritiesReceivedAsCollateral" xml:lang="en-US" id="label_ObligationToReturnSecuritiesReceivedAsCollateral"> Securities lending payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ObligationToReturnSecuritiesReceivedAsCollateral" xlink:to="label_ObligationToReturnSecuritiesReceivedAsCollateral" xlink:title="label: ObligationToReturnSecuritiesReceivedAsCollateral to label_ObligationToReturnSecuritiesReceivedAsCollateral"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_UnearnedESOPShares" xlink:label="UnearnedESOPShares" xlink:title="UnearnedESOPShares"/>
<link:label xlink:type="resource" xlink:label="label_UnearnedESOPShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnearnedESOPShares" xml:lang="en-US" id="label_UnearnedESOPShares"> Common shares issued to employee trust </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPShares" xlink:to="label_UnearnedESOPShares" xlink:title="label: UnearnedESOPShares to label_UnearnedESOPShares"/>
<link:label xlink:type="resource" xlink:label="label_UnearnedESOPShares_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_UnearnedESOPShares" xml:lang="en-US" id="label_UnearnedESOPShares_2"> Common shares issued to employee trust [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPShares" xlink:to="label_UnearnedESOPShares_2" xlink:title="label: UnearnedESOPShares to label_UnearnedESOPShares"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit"/>
<link:label xlink:type="resource" xlink:label="label_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxExpenseBenefit" xml:lang="en-US" id="label_IncomeTaxExpenseBenefit"> Income tax expense </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxExpenseBenefit" xlink:to="label_IncomeTaxExpenseBenefit" xlink:title="label: IncomeTaxExpenseBenefit to label_IncomeTaxExpenseBenefit"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums" xlink:label="IncreaseDecreaseInUnearnedPremiums" xlink:title="IncreaseDecreaseInUnearnedPremiums"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInUnearnedPremiums" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInUnearnedPremiums" xml:lang="en-US" id="label_IncreaseDecreaseInUnearnedPremiums"> Unearned premiums (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInUnearnedPremiums" xlink:to="label_IncreaseDecreaseInUnearnedPremiums" xlink:title="label: IncreaseDecreaseInUnearnedPremiums to label_IncreaseDecreaseInUnearnedPremiums"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_BenefitsLossesAndExpenses" xlink:label="BenefitsLossesAndExpenses" xlink:title="BenefitsLossesAndExpenses"/>
<link:label xlink:type="resource" xlink:label="label_BenefitsLossesAndExpenses" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_BenefitsLossesAndExpenses" xml:lang="en-US" id="label_BenefitsLossesAndExpenses"> Total expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BenefitsLossesAndExpenses" xlink:to="label_BenefitsLossesAndExpenses" xlink:title="label: BenefitsLossesAndExpenses to label_BenefitsLossesAndExpenses"/>
<link:label xlink:type="resource" xlink:label="label_BenefitsLossesAndExpenses_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BenefitsLossesAndExpenses" xml:lang="en-US" id="label_BenefitsLossesAndExpenses_2"> Total expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BenefitsLossesAndExpenses" xlink:to="label_BenefitsLossesAndExpenses_2" xlink:title="label: BenefitsLossesAndExpenses to label_BenefitsLossesAndExpenses"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="StatementEquityComponentsAxis" xlink:title="StatementEquityComponentsAxis"/>
<link:label xlink:type="resource" xlink:label="label_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementEquityComponentsAxis" xml:lang="en-US" id="label_StatementEquityComponentsAxis"> Statement of shareholders' equity by equity components </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementEquityComponentsAxis" xlink:to="label_StatementEquityComponentsAxis" xlink:title="label: StatementEquityComponentsAxis to label_StatementEquityComponentsAxis"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember"/>
<link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalPaidInCapitalMember" xml:lang="en-US" id="label_AdditionalPaidInCapitalMember"> Additional paid-in capital </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="label_AdditionalPaidInCapitalMember" xlink:title="label: AdditionalPaidInCapitalMember to label_AdditionalPaidInCapitalMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="RetainedEarningsMember" xlink:title="RetainedEarningsMember"/>
<link:label xlink:type="resource" xlink:label="label_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsMember" xml:lang="en-US" id="label_RetainedEarningsMember"> Retained earnings </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="label_RetainedEarningsMember" xlink:title="label: RetainedEarningsMember to label_RetainedEarningsMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:label="AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:title="AccumulatedNetUnrealizedInvestmentGainLossMember"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedNetUnrealizedInvestmentGainLossMember" xml:lang="en-US" id="label_AccumulatedNetUnrealizedInvestmentGainLossMember"> Accumulated net unrealized investment gain (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:to="label_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:title="label: AccumulatedNetUnrealizedInvestmentGainLossMember to label_AccumulatedNetUnrealizedInvestmentGainLossMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="AccumulatedOtherComprehensiveIncomeMember" xlink:title="AccumulatedOtherComprehensiveIncomeMember"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeMember"> Accumulated other comprehensive income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeMember" xlink:to="label_AccumulatedOtherComprehensiveIncomeMember" xlink:title="label: AccumulatedOtherComprehensiveIncomeMember to label_AccumulatedOtherComprehensiveIncomeMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccumulatedTranslationAdjustmentMember" xlink:label="AccumulatedTranslationAdjustmentMember" xlink:title="AccumulatedTranslationAdjustmentMember"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedTranslationAdjustmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedTranslationAdjustmentMember" xml:lang="en-US" id="label_AccumulatedTranslationAdjustmentMember"> Accumulated translation adjustment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedTranslationAdjustmentMember" xlink:to="label_AccumulatedTranslationAdjustmentMember" xlink:title="label: AccumulatedTranslationAdjustmentMember to label_AccumulatedTranslationAdjustmentMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:label="AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:title="AccumulatedDefinedBenefitPlansAdjustmentMember"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedDefinedBenefitPlansAdjustmentMember" xml:lang="en-US" id="label_AccumulatedDefinedBenefitPlansAdjustmentMember"> Accumulated defined benefit plan adjustment </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:to="label_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:title="label: AccumulatedDefinedBenefitPlansAdjustmentMember to label_AccumulatedDefinedBenefitPlansAdjustmentMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain"/>
<link:label xlink:type="resource" xlink:label="label_EquityComponentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityComponentDomain" xml:lang="en-US" id="label_EquityComponentDomain"> Equity components </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityComponentDomain" xlink:to="label_EquityComponentDomain" xlink:title="label: EquityComponentDomain to label_EquityComponentDomain"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="DeferredCompensationShareBasedPaymentsMember" xlink:title="DeferredCompensationShareBasedPaymentsMember"/>
<link:label xlink:type="resource" xlink:label="label_DeferredCompensationShareBasedPaymentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredCompensationShareBasedPaymentsMember" xml:lang="en-US" id="label_DeferredCompensationShareBasedPaymentsMember"> Deferred compensation, share-based payments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredCompensationShareBasedPaymentsMember" xlink:to="label_DeferredCompensationShareBasedPaymentsMember" xlink:title="label: DeferredCompensationShareBasedPaymentsMember to label_DeferredCompensationShareBasedPaymentsMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="StockIssuedDuringPeriodValueStockOptionsExercised" xlink:title="StockIssuedDuringPeriodValueStockOptionsExercised"/>
<link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodValueStockOptionsExercised" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueStockOptionsExercised"> Exercise of stock options </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="label_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:title="label: StockIssuedDuringPeriodValueStockOptionsExercised to label_StockIssuedDuringPeriodValueStockOptionsExercised"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:label="StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:title="StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans"/>
<link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xml:lang="en-US" id="label_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans"> Stock issued during period, shares, employee stock purchase plans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:to="label_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:title="label: StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans to label_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="EarningsPerShareTextBlock" xlink:title="EarningsPerShareTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_EarningsPerShareTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareTextBlock" xml:lang="en-US" id="label_EarningsPerShareTextBlock"> Earnings per share </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareTextBlock" xlink:to="label_EarningsPerShareTextBlock" xlink:title="label: EarningsPerShareTextBlock to label_EarningsPerShareTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccruedIncomeTaxes" xlink:label="AccruedIncomeTaxes" xlink:title="AccruedIncomeTaxes"/>
<link:label xlink:type="resource" xlink:label="label_AccruedIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccruedIncomeTaxes" xml:lang="en-US" id="label_AccruedIncomeTaxes"> Income taxes payable </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedIncomeTaxes" xlink:to="label_AccruedIncomeTaxes" xlink:title="label: AccruedIncomeTaxes to label_AccruedIncomeTaxes"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract"> Shareholders' equity: </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"> Shareholders' equity - beginning of period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2"> Shareholders' equity - end of period </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_2" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_3"> Shareholders' equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<link:label xlink:type="resource" xlink:label="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US" id="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_4"> Total shareholders' equity </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_5" xlink:title="label: StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest to label_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:title="AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"/>
<link:label xlink:type="resource" xlink:label="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xml:lang="en-US" id="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"> Accounts payable, accrued expenses, and other liabilities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:to="label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:title="label: AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent to label_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="DividendsCommonStockCash" xlink:title="DividendsCommonStockCash"/>
<link:label xlink:type="resource" xlink:label="label_DividendsCommonStockCash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsCommonStockCash" xml:lang="en-US" id="label_DividendsCommonStockCash"> Dividends declared on Common Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsCommonStockCash" xlink:to="label_DividendsCommonStockCash" xlink:title="label: DividendsCommonStockCash to label_DividendsCommonStockCash"/>
<link:label xlink:type="resource" xlink:label="label_DividendsCommonStockCash_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_DividendsCommonStockCash" xml:lang="en-US" id="label_DividendsCommonStockCash_2"> Dividends declared on Common Shares [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsCommonStockCash" xlink:to="label_DividendsCommonStockCash_2" xlink:title="label: DividendsCommonStockCash to label_DividendsCommonStockCash"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="DividendsPreferredStockCash" xlink:title="DividendsPreferredStockCash"/>
<link:label xlink:type="resource" xlink:label="label_DividendsPreferredStockCash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsPreferredStockCash" xml:lang="en-US" id="label_DividendsPreferredStockCash"> Dividends declared on Preferred Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStockCash" xlink:to="label_DividendsPreferredStockCash" xlink:title="label: DividendsPreferredStockCash to label_DividendsPreferredStockCash"/>
<link:label xlink:type="resource" xlink:label="label_DividendsPreferredStockCash_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_DividendsPreferredStockCash" xml:lang="en-US" id="label_DividendsPreferredStockCash_2"> Dividends declared on Preferred Shares [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStockCash" xlink:to="label_DividendsPreferredStockCash_2" xlink:title="label: DividendsPreferredStockCash to label_DividendsPreferredStockCash"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US" id="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"> Adjustments to reconcile net income to net cash flows from operating activities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="label: AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract to label_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ReinsuranceTextBlock" xlink:label="ReinsuranceTextBlock" xlink:title="ReinsuranceTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_ReinsuranceTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReinsuranceTextBlock" xml:lang="en-US" id="label_ReinsuranceTextBlock"> Assumed reinsurance programs involving minimum benefit guarantees under annuity contracts </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceTextBlock" xlink:to="label_ReinsuranceTextBlock" xlink:title="label: ReinsuranceTextBlock to label_ReinsuranceTextBlock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:title="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
<link:label xlink:type="resource" xlink:label="label_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xml:lang="en-US" id="label_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"> Share-based compensation expense (APIC) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:to="label_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:title="label: AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue to label_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation" xlink:label="StockGrantedDuringPeriodValueSharebasedCompensation" xlink:title="StockGrantedDuringPeriodValueSharebasedCompensation"/>
<link:label xlink:type="resource" xlink:label="label_StockGrantedDuringPeriodValueSharebasedCompensation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockGrantedDuringPeriodValueSharebasedCompensation" xml:lang="en-US" id="label_StockGrantedDuringPeriodValueSharebasedCompensation"> Net shares issued under employee-based compensation plans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockGrantedDuringPeriodValueSharebasedCompensation" xlink:to="label_StockGrantedDuringPeriodValueSharebasedCompensation" xlink:title="label: StockGrantedDuringPeriodValueSharebasedCompensation to label_StockGrantedDuringPeriodValueSharebasedCompensation"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CumulativeEffectOfInitialAdoptionOfSFAS159" xlink:label="CumulativeEffectOfInitialAdoptionOfSFAS159" xlink:title="CumulativeEffectOfInitialAdoptionOfSFAS159"/>
<link:label xlink:type="resource" xlink:label="label_CumulativeEffectOfInitialAdoptionOfSFAS159" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CumulativeEffectOfInitialAdoptionOfSFAS159" xml:lang="en-US" id="label_CumulativeEffectOfInitialAdoptionOfSFAS159"> Effect of adoption of FAS 159 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectOfInitialAdoptionOfSFAS159" xlink:to="label_CumulativeEffectOfInitialAdoptionOfSFAS159" xlink:title="label: CumulativeEffectOfInitialAdoptionOfSFAS159 to label_CumulativeEffectOfInitialAdoptionOfSFAS159"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_AmendmentDescription" xlink:label="AmendmentDescription" xlink:title="AmendmentDescription"/>
<link:label xlink:type="resource" xlink:label="label_AmendmentDescription" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentDescription" xml:lang="en-US" id="label_AmendmentDescription"> Amendment description </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentDescription" xlink:to="label_AmendmentDescription" xlink:title="label: AmendmentDescription to label_AmendmentDescription"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag"/>
<link:label xlink:type="resource" xlink:label="label_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentFlag" xml:lang="en-US" id="label_AmendmentFlag"> Amendment flag </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="label_AmendmentFlag" xlink:title="label: AmendmentFlag to label_AmendmentFlag"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate"/>
<link:label xlink:type="resource" xlink:label="label_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentFiscalYearEndDate" xml:lang="en-US" id="label_CurrentFiscalYearEndDate"> Current fiscal year end date </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="label_CurrentFiscalYearEndDate" xlink:title="label: CurrentFiscalYearEndDate to label_CurrentFiscalYearEndDate"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate"/>
<link:label xlink:type="resource" xlink:label="label_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentPeriodEndDate" xml:lang="en-US" id="label_DocumentPeriodEndDate"> Document period end date </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="label_DocumentPeriodEndDate" xlink:title="label: DocumentPeriodEndDate to label_DocumentPeriodEndDate"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType"/>
<link:label xlink:type="resource" xlink:label="label_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentType" xml:lang="en-US" id="label_DocumentType"> Document type </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="label_DocumentType" xlink:title="label: DocumentType to label_DocumentType"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityInformationLineItems" xlink:label="EntityInformationLineItems" xlink:title="EntityInformationLineItems"/>
<link:label xlink:type="resource" xlink:label="label_EntityInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityInformationLineItems" xml:lang="en-US" id="label_EntityInformationLineItems"> Entity information </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityInformationLineItems" xlink:to="label_EntityInformationLineItems" xlink:title="label: EntityInformationLineItems to label_EntityInformationLineItems"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer"/>
<link:label xlink:type="resource" xlink:label="label_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityWellKnownSeasonedIssuer" xml:lang="en-US" id="label_EntityWellKnownSeasonedIssuer"> Entity well-known seasoned issuer </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityWellKnownSeasonedIssuer" xlink:to="label_EntityWellKnownSeasonedIssuer" xlink:title="label: EntityWellKnownSeasonedIssuer to label_EntityWellKnownSeasonedIssuer"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers"/>
<link:label xlink:type="resource" xlink:label="label_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityVoluntaryFilers" xml:lang="en-US" id="label_EntityVoluntaryFilers"> Entity voluntary filers </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityVoluntaryFilers" xlink:to="label_EntityVoluntaryFilers" xlink:title="label: EntityVoluntaryFilers to label_EntityVoluntaryFilers"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus"/>
<link:label xlink:type="resource" xlink:label="label_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCurrentReportingStatus" xml:lang="en-US" id="label_EntityCurrentReportingStatus"> Entity current reporting status </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="label_EntityCurrentReportingStatus" xlink:title="label: EntityCurrentReportingStatus to label_EntityCurrentReportingStatus"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory"/>
<link:label xlink:type="resource" xlink:label="label_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityFilerCategory" xml:lang="en-US" id="label_EntityFilerCategory"> Entity filer category </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="label_EntityFilerCategory" xlink:title="label: EntityFilerCategory to label_EntityFilerCategory"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat"/>
<link:label xlink:type="resource" xlink:label="label_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityPublicFloat" xml:lang="en-US" id="label_EntityPublicFloat"> Entity public float </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityPublicFloat" xlink:to="label_EntityPublicFloat" xlink:title="label: EntityPublicFloat to label_EntityPublicFloat"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName"/>
<link:label xlink:type="resource" xlink:label="label_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityRegistrantName" xml:lang="en-US" id="label_EntityRegistrantName"> Entity registration name </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="label_EntityRegistrantName" xlink:title="label: EntityRegistrantName to label_EntityRegistrantName"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey"/>
<link:label xlink:type="resource" xlink:label="label_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCentralIndexKey" xml:lang="en-US" id="label_EntityCentralIndexKey"> Entity central index key </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="label_EntityCentralIndexKey" xlink:title="label: EntityCentralIndexKey to label_EntityCentralIndexKey"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding"/>
<link:label xlink:type="resource" xlink:label="label_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="label_EntityCommonStockSharesOutstanding"> Entity common stock, shares outstanding </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="label_EntityCommonStockSharesOutstanding" xlink:title="label: EntityCommonStockSharesOutstanding to label_EntityCommonStockSharesOutstanding"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_AvailableForSaleSecuritiesEquitySecuritiesCost" xlink:label="AvailableForSaleSecuritiesEquitySecuritiesCost" xlink:title="AvailableForSaleSecuritiesEquitySecuritiesCost"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesEquitySecuritiesCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesEquitySecuritiesCost" xml:lang="en-US" id="label_AvailableForSaleSecuritiesEquitySecuritiesCost"> Equity securities, at cost </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesEquitySecuritiesCost" xlink:to="label_AvailableForSaleSecuritiesEquitySecuritiesCost" xlink:title="label: AvailableForSaleSecuritiesEquitySecuritiesCost to label_AvailableForSaleSecuritiesEquitySecuritiesCost"/>
<link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesEquitySecuritiesCost_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AvailableForSaleSecuritiesEquitySecuritiesCost" xml:lang="en-US" id="label_AvailableForSaleSecuritiesEquitySecuritiesCost_2"> For an unclassified balance sheet, this item represents equity securities categorized neither as held-to-maturity nor trading. Equity securities represent ownership interests or the right to acquire ownership interests in corporations and other legal entities which ownership interest is represented by shares of common or preferred stock (which is not mandatorily redeemable or redeemable at the option of the holder), convertible securities, stock rights, or stock warrants. This disclosure reflects the value of the securities at cost. This item represents the cost of the equity security adjusted for other than temporary impairments, where applicable. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesEquitySecuritiesCost" xlink:to="label_AvailableForSaleSecuritiesEquitySecuritiesCost_2" xlink:title="label: AvailableForSaleSecuritiesEquitySecuritiesCost to label_AvailableForSaleSecuritiesEquitySecuritiesCost"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ReinsuranceRecoverableLossesAndLossExpenses" xlink:label="ReinsuranceRecoverableLossesAndLossExpenses" xlink:title="ReinsuranceRecoverableLossesAndLossExpenses"/>
<link:label xlink:type="resource" xlink:label="label_ReinsuranceRecoverableLossesAndLossExpenses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReinsuranceRecoverableLossesAndLossExpenses" xml:lang="en-US" id="label_ReinsuranceRecoverableLossesAndLossExpenses"> Reinsurance recoverable on losses and loss expenses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRecoverableLossesAndLossExpenses" xlink:to="label_ReinsuranceRecoverableLossesAndLossExpenses" xlink:title="label: ReinsuranceRecoverableLossesAndLossExpenses to label_ReinsuranceRecoverableLossesAndLossExpenses"/>
<link:label xlink:type="resource" xlink:label="label_ReinsuranceRecoverableLossesAndLossExpenses_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ReinsuranceRecoverableLossesAndLossExpenses" xml:lang="en-US" id="label_ReinsuranceRecoverableLossesAndLossExpenses_2"> The known and estimated amount recoverable as of the balance sheet date from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported net of any related valuation allowance. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRecoverableLossesAndLossExpenses" xlink:to="label_ReinsuranceRecoverableLossesAndLossExpenses_2" xlink:title="label: ReinsuranceRecoverableLossesAndLossExpenses to label_ReinsuranceRecoverableLossesAndLossExpenses"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ReinsuranceRecoverableFuturePolicyBenefits" xlink:label="ReinsuranceRecoverableFuturePolicyBenefits" xlink:title="ReinsuranceRecoverableFuturePolicyBenefits"/>
<link:label xlink:type="resource" xlink:label="label_ReinsuranceRecoverableFuturePolicyBenefits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReinsuranceRecoverableFuturePolicyBenefits" xml:lang="en-US" id="label_ReinsuranceRecoverableFuturePolicyBenefits"> Reinsurance recoverable on future policy benefits </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRecoverableFuturePolicyBenefits" xlink:to="label_ReinsuranceRecoverableFuturePolicyBenefits" xlink:title="label: ReinsuranceRecoverableFuturePolicyBenefits to label_ReinsuranceRecoverableFuturePolicyBenefits"/>
<link:label xlink:type="resource" xlink:label="label_ReinsuranceRecoverableFuturePolicyBenefits_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ReinsuranceRecoverableFuturePolicyBenefits" xml:lang="en-US" id="label_ReinsuranceRecoverableFuturePolicyBenefits_2"> The known and estimated amount recoverable as of the balance sheet date from reinsurers for claims paid or incurred by the ceding insurer and associated policy benefits net of any related valuation allowance. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRecoverableFuturePolicyBenefits" xlink:to="label_ReinsuranceRecoverableFuturePolicyBenefits_2" xlink:title="label: ReinsuranceRecoverableFuturePolicyBenefits to label_ReinsuranceRecoverableFuturePolicyBenefits"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_GoodwillAndIntangibles" xlink:label="GoodwillAndIntangibles" xlink:title="GoodwillAndIntangibles"/>
<link:label xlink:type="resource" xlink:label="label_GoodwillAndIntangibles" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GoodwillAndIntangibles" xml:lang="en-US" id="label_GoodwillAndIntangibles"> Goodwill and other intangible assets </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibles" xlink:to="label_GoodwillAndIntangibles" xlink:title="label: GoodwillAndIntangibles to label_GoodwillAndIntangibles"/>
<link:label xlink:type="resource" xlink:label="label_GoodwillAndIntangibles_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GoodwillAndIntangibles" xml:lang="en-US" id="label_GoodwillAndIntangibles_2"> Goodwill - the excess of the cost of an acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Intangible Assets - assets (not including financial assets) that lack physical substance (some, but not all, of which are subject to amortization). </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibles" xlink:to="label_GoodwillAndIntangibles_2" xlink:title="label: GoodwillAndIntangibles to label_GoodwillAndIntangibles"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ShortTermDebt" xlink:label="ShortTermDebt" xlink:title="ShortTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_ShortTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShortTermDebt" xml:lang="en-US" id="label_ShortTermDebt"> Short-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermDebt" xlink:to="label_ShortTermDebt" xlink:title="label: ShortTermDebt to label_ShortTermDebt"/>
<link:label xlink:type="resource" xlink:label="label_ShortTermDebt_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShortTermDebt" xml:lang="en-US" id="label_ShortTermDebt_2"> Reflects the total carrying amount as of the balance sheet date of debt which matures in less than one year. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermDebt" xlink:to="label_ShortTermDebt_2" xlink:title="label: ShortTermDebt to label_ShortTermDebt"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_TrustPreferredSecurities" xlink:label="TrustPreferredSecurities" xlink:title="TrustPreferredSecurities"/>
<link:label xlink:type="resource" xlink:label="label_TrustPreferredSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TrustPreferredSecurities" xml:lang="en-US" id="label_TrustPreferredSecurities"> Trust preferred securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrustPreferredSecurities" xlink:to="label_TrustPreferredSecurities" xlink:title="label: TrustPreferredSecurities to label_TrustPreferredSecurities"/>
<link:label xlink:type="resource" xlink:label="label_TrustPreferredSecurities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TrustPreferredSecurities" xml:lang="en-US" id="label_TrustPreferredSecurities_2"> Preferred securities that embody an unconditional obligation requiring the issuer to redeem the securities by transferring the assets at a specified or determinable date (or dates) or upon an event that is certain to occur, that are issued by a consolidated trust to outside investors where the trust uses the proceeds of the issuance of those securities to purchase, from the financial institution that established the trust, an equivalent amount of junior subordinated debentures or other loans having stated maturities. The trust-preferred securities must be redeemed upon maturity of the debentures or other loans. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TrustPreferredSecurities" xlink:to="label_TrustPreferredSecurities_2" xlink:title="label: TrustPreferredSecurities to label_TrustPreferredSecurities"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_GrossPremiumsWrittenDirectAndAssumed" xlink:label="GrossPremiumsWrittenDirectAndAssumed" xlink:title="GrossPremiumsWrittenDirectAndAssumed"/>
<link:label xlink:type="resource" xlink:label="label_GrossPremiumsWrittenDirectAndAssumed" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GrossPremiumsWrittenDirectAndAssumed" xml:lang="en-US" id="label_GrossPremiumsWrittenDirectAndAssumed"> Gross premiums written </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrossPremiumsWrittenDirectAndAssumed" xlink:to="label_GrossPremiumsWrittenDirectAndAssumed" xlink:title="label: GrossPremiumsWrittenDirectAndAssumed to label_GrossPremiumsWrittenDirectAndAssumed"/>
<link:label xlink:type="resource" xlink:label="label_GrossPremiumsWrittenDirectAndAssumed_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GrossPremiumsWrittenDirectAndAssumed" xml:lang="en-US" id="label_GrossPremiumsWrittenDirectAndAssumed_2"> Total consideration paid and payable by direct and assumed policyholders for insurance contracts sold by the Entity during the period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrossPremiumsWrittenDirectAndAssumed" xlink:to="label_GrossPremiumsWrittenDirectAndAssumed_2" xlink:title="label: GrossPremiumsWrittenDirectAndAssumed to label_GrossPremiumsWrittenDirectAndAssumed"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ChangeInUnearnedPremiumNet" xlink:label="ChangeInUnearnedPremiumNet" xlink:title="ChangeInUnearnedPremiumNet"/>
<link:label xlink:type="resource" xlink:label="label_ChangeInUnearnedPremiumNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ChangeInUnearnedPremiumNet" xml:lang="en-US" id="label_ChangeInUnearnedPremiumNet"> Change in unearned premiums </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChangeInUnearnedPremiumNet" xlink:to="label_ChangeInUnearnedPremiumNet" xlink:title="label: ChangeInUnearnedPremiumNet to label_ChangeInUnearnedPremiumNet"/>
<link:label xlink:type="resource" xlink:label="label_ChangeInUnearnedPremiumNet_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ChangeInUnearnedPremiumNet" xml:lang="en-US" id="label_ChangeInUnearnedPremiumNet_2"> Change during the period in the unearned portion of gross premiums written (direct and assumed) and ceded premiums written, excluding the portion amortized into income. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChangeInUnearnedPremiumNet" xlink:to="label_ChangeInUnearnedPremiumNet_2" xlink:title="label: ChangeInUnearnedPremiumNet to label_ChangeInUnearnedPremiumNet"/>
<link:label xlink:type="resource" xlink:label="label_ChangeInUnearnedPremiumNet_3" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_ChangeInUnearnedPremiumNet" xml:lang="en-US" id="label_ChangeInUnearnedPremiumNet_3"> Change in unearned premiums [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChangeInUnearnedPremiumNet" xlink:to="label_ChangeInUnearnedPremiumNet_3" xlink:title="label: ChangeInUnearnedPremiumNet to label_ChangeInUnearnedPremiumNet"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_NetRealizedGainsLosses" xlink:label="NetRealizedGainsLosses" xlink:title="NetRealizedGainsLosses"/>
<link:label xlink:type="resource" xlink:label="label_NetRealizedGainsLosses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetRealizedGainsLosses" xml:lang="en-US" id="label_NetRealizedGainsLosses"> Net realized gains (losses) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetRealizedGainsLosses" xlink:to="label_NetRealizedGainsLosses" xlink:title="label: NetRealizedGainsLosses to label_NetRealizedGainsLosses"/>
<link:label xlink:type="resource" xlink:label="label_NetRealizedGainsLosses_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NetRealizedGainsLosses" xml:lang="en-US" id="label_NetRealizedGainsLosses_2"> The net realized gains or losses on investments, derivative instruments, and foreign exchange recognized during the period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetRealizedGainsLosses" xlink:to="label_NetRealizedGainsLosses_2" xlink:title="label: NetRealizedGainsLosses to label_NetRealizedGainsLosses"/>
<link:label xlink:type="resource" xlink:label="label_NetRealizedGainsLosses_3" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_NetRealizedGainsLosses" xml:lang="en-US" id="label_NetRealizedGainsLosses_3"> Net realized (gains) losses [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetRealizedGainsLosses" xlink:to="label_NetRealizedGainsLosses_3" xlink:title="label: NetRealizedGainsLosses to label_NetRealizedGainsLosses"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_NetIncomeBeforeTax" xlink:label="NetIncomeBeforeTax" xlink:title="NetIncomeBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetIncomeBeforeTax" xml:lang="en-US" id="label_NetIncomeBeforeTax"> Net income before tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeBeforeTax" xlink:to="label_NetIncomeBeforeTax" xlink:title="label: NetIncomeBeforeTax to label_NetIncomeBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeBeforeTax_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NetIncomeBeforeTax" xml:lang="en-US" id="label_NetIncomeBeforeTax_2"> Net Income before tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeBeforeTax" xlink:to="label_NetIncomeBeforeTax_2" xlink:title="label: NetIncomeBeforeTax to label_NetIncomeBeforeTax"/>
<link:label xlink:type="resource" xlink:label="label_NetIncomeBeforeTax_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_NetIncomeBeforeTax" xml:lang="en-US" id="label_NetIncomeBeforeTax_3"> Net income before tax </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeBeforeTax" xlink:to="label_NetIncomeBeforeTax_3" xlink:title="label: NetIncomeBeforeTax to label_NetIncomeBeforeTax"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xlink:label="IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xlink:title="IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xml:lang="en-US" id="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable"> Insurance and reinsurance balances payable (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xlink:to="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xlink:title="label: IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable to label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xml:lang="en-US" id="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable_2"> The change, in insurance and reinsurance balances payable recorded on the balance sheet, is needed to adjust net income to arrive at net cash flows provided by (used in) operations. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable" xlink:to="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable_2" xlink:title="label: IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable to label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesPayable"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xlink:label="IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xlink:title="IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xml:lang="en-US" id="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities"> Accounts payable, accrued expenses, and other liabilities (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xlink:to="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xlink:title="label: IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities to label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xml:lang="en-US" id="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities_2"> The change, in accounts payable, accrued liabilities and other liabilities recorded on the balance sheet, is needed to adjust net income to arrive at net cash flows provided by (used in) operations. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities" xlink:to="label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities_2" xlink:title="label: IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities to label_IncreaseDecreaseInAccountsPayableAccruedLiabilitiesOtherLiabilities"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xlink:label="IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xlink:title="IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xml:lang="en-US" id="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable"> Insurance and reinsurance balances receivable (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xlink:to="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xlink:title="label: IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable to label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xml:lang="en-US" id="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable_2"> The change, in insurance and reinsurance balances receivable recorded on the balance sheet, is needed to adjust net income to arrive at net cash flows provided by (used in) operations. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable" xlink:to="label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable_2" xlink:title="label: IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable to label_IncreaseDecreaseInInsuranceAndReinsuranceBalancesReceivable"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xlink:label="IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xlink:title="IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xml:lang="en-US" id="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses"> Reinsurance recoverable on losses and loss expenses (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xlink:to="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xlink:title="label: IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses to label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses"/>
<link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xml:lang="en-US" id="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses_2"> The change, in reinsurance recoverable relating to loss and loss expenses recorded in the income statement, is needed to adjust net income to arrive at net cash flows provided by (used in) operations. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses" xlink:to="label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses_2" xlink:title="label: IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses to label_IncreaseDecreaseInReinsuranceRecoverableLossesAndLossExpenses"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_IncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xlink:label="newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xlink:title="newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits"/>
<link:label xlink:type="resource" xlink:label="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xml:lang="en-US" id="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits"> Reinsurance recoverable on future policy benefits (cash flow) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xlink:to="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xlink:title="label: newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits to label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits"/>
<link:label xlink:type="resource" xlink:label="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xml:lang="en-US" id="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits_2"> The change, in reinsurance recoverable relating to future policy benefits recorded on the balance sheet, is needed to adjust net income to arrive at net cash flows provided by (used in) operations. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits" xlink:to="label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits_2" xlink:title="label: newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits to label_newItemIncreaseDecreaseInReinsuranceRecoverableFuturePolicyBenefits"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_PaymentsToAcquireTBAMortgageBackedSecurities" xlink:label="PaymentsToAcquireTBAMortgageBackedSecurities" xlink:title="PaymentsToAcquireTBAMortgageBackedSecurities"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireTBAMortgageBackedSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireTBAMortgageBackedSecurities" xml:lang="en-US" id="label_PaymentsToAcquireTBAMortgageBackedSecurities"> Purchases of to be announced mortgage-backed securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireTBAMortgageBackedSecurities" xlink:to="label_PaymentsToAcquireTBAMortgageBackedSecurities" xlink:title="label: PaymentsToAcquireTBAMortgageBackedSecurities to label_PaymentsToAcquireTBAMortgageBackedSecurities"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireTBAMortgageBackedSecurities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsToAcquireTBAMortgageBackedSecurities" xml:lang="en-US" id="label_PaymentsToAcquireTBAMortgageBackedSecurities_2"> The cash outflow for the purchase of TBA Mortgage-backed securities secured by and repaid from underlying mortgages, which were designated as available for sale when acquired. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireTBAMortgageBackedSecurities" xlink:to="label_PaymentsToAcquireTBAMortgageBackedSecurities_2" xlink:title="label: PaymentsToAcquireTBAMortgageBackedSecurities to label_PaymentsToAcquireTBAMortgageBackedSecurities"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireTBAMortgageBackedSecurities_3" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsToAcquireTBAMortgageBackedSecurities" xml:lang="en-US" id="label_PaymentsToAcquireTBAMortgageBackedSecurities_3"> Purchases of to be announced mortgage-backed securities [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireTBAMortgageBackedSecurities" xlink:to="label_PaymentsToAcquireTBAMortgageBackedSecurities_3" xlink:title="label: PaymentsToAcquireTBAMortgageBackedSecurities to label_PaymentsToAcquireTBAMortgageBackedSecurities"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ProceedsFromSalesTBAMortgageBackedSecurities" xlink:label="ProceedsFromSalesTBAMortgageBackedSecurities" xlink:title="ProceedsFromSalesTBAMortgageBackedSecurities"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromSalesTBAMortgageBackedSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromSalesTBAMortgageBackedSecurities" xml:lang="en-US" id="label_ProceedsFromSalesTBAMortgageBackedSecurities"> Sales of to be announced mortgage-backed securities </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSalesTBAMortgageBackedSecurities" xlink:to="label_ProceedsFromSalesTBAMortgageBackedSecurities" xlink:title="label: ProceedsFromSalesTBAMortgageBackedSecurities to label_ProceedsFromSalesTBAMortgageBackedSecurities"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromSalesTBAMortgageBackedSecurities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromSalesTBAMortgageBackedSecurities" xml:lang="en-US" id="label_ProceedsFromSalesTBAMortgageBackedSecurities_2"> The cash inflow associated with the sale of TBA mortgage-backed securities (AFS). </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromSalesTBAMortgageBackedSecurities" xlink:to="label_ProceedsFromSalesTBAMortgageBackedSecurities_2" xlink:title="label: ProceedsFromSalesTBAMortgageBackedSecurities to label_ProceedsFromSalesTBAMortgageBackedSecurities"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ParValueReductionCommonShares" xlink:label="ParValueReductionCommonShares" xlink:title="ParValueReductionCommonShares"/>
<link:label xlink:type="resource" xlink:label="label_ParValueReductionCommonShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ParValueReductionCommonShares" xml:lang="en-US" id="label_ParValueReductionCommonShares"> Par value reduction on Common Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParValueReductionCommonShares" xlink:to="label_ParValueReductionCommonShares" xlink:title="label: ParValueReductionCommonShares to label_ParValueReductionCommonShares"/>
<link:label xlink:type="resource" xlink:label="label_ParValueReductionCommonShares_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ParValueReductionCommonShares" xml:lang="en-US" id="label_ParValueReductionCommonShares_2"> The cash outflow to common shareholders from the reduction in the par value of the common shares. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ParValueReductionCommonShares" xlink:to="label_ParValueReductionCommonShares_2" xlink:title="label: ParValueReductionCommonShares to label_ParValueReductionCommonShares"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ProceedsFromRepaymentsOfShortTermBorrowings" xlink:label="ProceedsFromRepaymentsOfShortTermBorrowings" xlink:title="ProceedsFromRepaymentsOfShortTermBorrowings"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromRepaymentsOfShortTermBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromRepaymentsOfShortTermBorrowings" xml:lang="en-US" id="label_ProceedsFromRepaymentsOfShortTermBorrowings"> Net (repayment of) proceeds from short-term debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentsOfShortTermBorrowings" xlink:to="label_ProceedsFromRepaymentsOfShortTermBorrowings" xlink:title="label: ProceedsFromRepaymentsOfShortTermBorrowings to label_ProceedsFromRepaymentsOfShortTermBorrowings"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromRepaymentsOfShortTermBorrowings_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ProceedsFromRepaymentsOfShortTermBorrowings" xml:lang="en-US" id="label_ProceedsFromRepaymentsOfShortTermBorrowings_2"> The net cash inflow (outflow) for borrowing having terms of repayment within one year. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepaymentsOfShortTermBorrowings" xlink:to="label_ProceedsFromRepaymentsOfShortTermBorrowings_2" xlink:title="label: ProceedsFromRepaymentsOfShortTermBorrowings to label_ProceedsFromRepaymentsOfShortTermBorrowings"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ConsolidatedBalanceSheetAssetsParentheticalDisclosures" xlink:label="ConsolidatedBalanceSheetAssetsParentheticalDisclosures" xlink:title="ConsolidatedBalanceSheetAssetsParentheticalDisclosures"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidatedBalanceSheetAssetsParentheticalDisclosures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedBalanceSheetAssetsParentheticalDisclosures" xml:lang="en-US" id="label_ConsolidatedBalanceSheetAssetsParentheticalDisclosures"> Consolidated balance sheets- assets - parenthetical disclosures </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedBalanceSheetAssetsParentheticalDisclosures" xlink:to="label_ConsolidatedBalanceSheetAssetsParentheticalDisclosures" xlink:title="label: ConsolidatedBalanceSheetAssetsParentheticalDisclosures to label_ConsolidatedBalanceSheetAssetsParentheticalDisclosures"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ConsolidatedBalanceSheetEquityParentheticalDisclosures" xlink:label="ConsolidatedBalanceSheetEquityParentheticalDisclosures" xlink:title="ConsolidatedBalanceSheetEquityParentheticalDisclosures"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidatedBalanceSheetEquityParentheticalDisclosures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedBalanceSheetEquityParentheticalDisclosures" xml:lang="en-US" id="label_ConsolidatedBalanceSheetEquityParentheticalDisclosures"> Consolidated balance sheets - equity - parenthetical disclosures </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedBalanceSheetEquityParentheticalDisclosures" xlink:to="label_ConsolidatedBalanceSheetEquityParentheticalDisclosures" xlink:title="label: ConsolidatedBalanceSheetEquityParentheticalDisclosures to label_ConsolidatedBalanceSheetEquityParentheticalDisclosures"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xlink:label="TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xlink:title="TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans"/>
<link:label xlink:type="resource" xlink:label="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xml:lang="en-US" id="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans"> Common shares issued in treasury, net of net shares redeemed under employee-based compensation plans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xlink:to="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xlink:title="label: TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans to label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans"/>
<link:label xlink:type="resource" xlink:label="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xml:lang="en-US" id="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans_2"> Common shares issued in Treasury net of shares redeemed under employee share-based compensation plans </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans" xlink:to="label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans_2" xlink:title="label: TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans to label_TreasuryStockIssuedNetOfSharesRedeemedUnderEmployeeShareBasedCompensationPlans"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xlink:label="OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xlink:title="OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xml:lang="en-US" id="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple"> Balance - beginning of period, adjusted for effect of adoption of new accounting principle </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xlink:to="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xlink:title="label: OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple to label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xml:lang="en-US" id="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple_2"> Opening balance of accumulated other comprehensive income adjusted for the adoption of new accounting principle(s). </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple" xlink:to="label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple_2" xlink:title="label: OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple to label_OtherComprehensiveIncomeAdjustedForAdoptionOfAccountingPrinciple"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_CommonStockIssuedEmployeeStockTrustMember" xlink:label="CommonStockIssuedEmployeeStockTrustMember" xlink:title="CommonStockIssuedEmployeeStockTrustMember"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockIssuedEmployeeStockTrustMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockIssuedEmployeeStockTrustMember" xml:lang="en-US" id="label_CommonStockIssuedEmployeeStockTrustMember"> Common stock issued to employee trust </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockIssuedEmployeeStockTrustMember" xlink:to="label_CommonStockIssuedEmployeeStockTrustMember" xlink:title="label: CommonStockIssuedEmployeeStockTrustMember to label_CommonStockIssuedEmployeeStockTrustMember"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockIssuedEmployeeStockTrustMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommonStockIssuedEmployeeStockTrustMember" xml:lang="en-US" id="label_CommonStockIssuedEmployeeStockTrustMember_2"> Common Shares issued to employee trust </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockIssuedEmployeeStockTrustMember" xlink:to="label_CommonStockIssuedEmployeeStockTrustMember_2" xlink:title="label: CommonStockIssuedEmployeeStockTrustMember to label_CommonStockIssuedEmployeeStockTrustMember"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_OtherInvestmentsAndSecurities" xlink:label="OtherInvestmentsAndSecurities" xlink:title="OtherInvestmentsAndSecurities"/>
<link:label xlink:type="resource" xlink:label="label_OtherInvestmentsAndSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherInvestmentsAndSecurities" xml:lang="en-US" id="label_OtherInvestmentsAndSecurities"> Other investments, at cost </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherInvestmentsAndSecurities" xlink:to="label_OtherInvestmentsAndSecurities" xlink:title="label: OtherInvestmentsAndSecurities to label_OtherInvestmentsAndSecurities"/>
<link:label xlink:type="resource" xlink:label="label_OtherInvestmentsAndSecurities_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OtherInvestmentsAndSecurities" xml:lang="en-US" id="label_OtherInvestmentsAndSecurities_3"> Includes other investments and securities reflected at cost as of the balance sheet date. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherInvestmentsAndSecurities" xlink:to="label_OtherInvestmentsAndSecurities_3" xlink:title="label: OtherInvestmentsAndSecurities to label_OtherInvestmentsAndSecurities"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xlink:label="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xlink:title="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xml:lang="en-US" id="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost"> Investments in partially-owned insurance companies, at cost </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xlink:to="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xlink:title="label: InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost to label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xml:lang="en-US" id="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost_2"> Total investments at cost in (A) an entity in which the entity has significant influence, but does not have control, (B) subsidiaries that are not required to be consolidated and are accounted for using the equity and or cost method, and (C) an entity in which the reporting entity shares control of the entity with another party or group. Includes long-term advances receivable form a party that is affiliated with the reporting entity by means of direct or indirect ownership. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost" xlink:to="label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost_2" xlink:title="label: InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost to label_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVenturesAtCost"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ComprehensiveIncomeLoss" xlink:label="ComprehensiveIncomeLoss" xlink:title="ComprehensiveIncomeLoss"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ComprehensiveIncomeLoss" xml:lang="en-US" id="label_ComprehensiveIncomeLoss"> Comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeLoss" xlink:to="label_ComprehensiveIncomeLoss" xlink:title="label: ComprehensiveIncomeLoss to label_ComprehensiveIncomeLoss"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeLoss_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ComprehensiveIncomeLoss" xml:lang="en-US" id="label_ComprehensiveIncomeLoss_2"> Net income (loss) plus other comprehensive income (loss). </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeLoss" xlink:to="label_ComprehensiveIncomeLoss_2" xlink:title="label: ComprehensiveIncomeLoss to label_ComprehensiveIncomeLoss"/>
<link:label xlink:type="resource" xlink:label="label_ComprehensiveIncomeLoss_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_ComprehensiveIncomeLoss" xml:lang="en-US" id="label_ComprehensiveIncomeLoss_3"> Comprehensive income (loss) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeLoss" xlink:to="label_ComprehensiveIncomeLoss_3" xlink:title="label: ComprehensiveIncomeLoss to label_ComprehensiveIncomeLoss"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_DividendsDeclaredCommonStockParValueReduction" xlink:label="AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember" xlink:title="AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember"> Dividends declared on Common Shares - par value reduction </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember" xlink:to="label_AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember" xlink:title="label: AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember to label_AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember"/>
<link:label xlink:type="resource" xlink:label="label_DividendsDeclaredCommonStockParValueReduction" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DividendsDeclaredCommonStockParValueReduction" xml:lang="en-US" id="label_DividendsDeclaredCommonStockParValueReduction"> Dividends declared to common shareholders from the reduction in the par value of the common shares. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeNetUnrealizedAppreciationDepreciationOnInvestmentsMember" xlink:to="label_DividendsDeclaredCommonStockParValueReduction" xlink:title="label: DividendsDeclaredCommonStockParValueReduction to label_DividendsDeclaredCommonStockParValueReduction"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_OtherComprehensiveIncomeLossSubtotal" xlink:label="OtherComprehensiveIncomeLossSubtotal" xlink:title="OtherComprehensiveIncomeLossSubtotal"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossSubtotal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeLossSubtotal" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossSubtotal"> Subtotal </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossSubtotal" xlink:to="label_OtherComprehensiveIncomeLossSubtotal" xlink:title="label: OtherComprehensiveIncomeLossSubtotal to label_OtherComprehensiveIncomeLossSubtotal"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossSubtotal_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OtherComprehensiveIncomeLossSubtotal" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossSubtotal_2"> Other Comprehensive Income Loss subtotal of unrealized depreciation/appreciation and reclassification adjustment for net realized gains/losses included in net income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossSubtotal" xlink:to="label_OtherComprehensiveIncomeLossSubtotal_2" xlink:title="label: OtherComprehensiveIncomeLossSubtotal to label_OtherComprehensiveIncomeLossSubtotal"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossSubtotal_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_OtherComprehensiveIncomeLossSubtotal" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossSubtotal_3"> Subtotal </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossSubtotal" xlink:to="label_OtherComprehensiveIncomeLossSubtotal_3" xlink:title="label: OtherComprehensiveIncomeLossSubtotal to label_OtherComprehensiveIncomeLossSubtotal"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_CumulativeEffectPartialAdoptionFAS157" xlink:label="DividendsCommonParValueReduction" xlink:title="DividendsCommonParValueReduction"/>
<link:label xlink:type="resource" xlink:label="label_DividendsCommonParValueReduction" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsCommonParValueReduction" xml:lang="en-US" id="label_DividendsCommonParValueReduction"> Effect of partial adoption of FAS 157 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsCommonParValueReduction" xlink:to="label_DividendsCommonParValueReduction" xlink:title="label: DividendsCommonParValueReduction to label_DividendsCommonParValueReduction"/>
<link:label xlink:type="resource" xlink:label="label_DividendsCommonParValueReduction_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DividendsCommonParValueReduction" xml:lang="en-US" id="label_DividendsCommonParValueReduction_2"> The effect on the opening balance of the partial adoption of FAS 157: Fair Value Measurements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsCommonParValueReduction" xlink:to="label_DividendsCommonParValueReduction_2" xlink:title="label: DividendsCommonParValueReduction to label_DividendsCommonParValueReduction"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_InvestmentsDisclosureTextBlock" xlink:label="InvestmentsDisclosureTextBlock" xlink:title="InvestmentsDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentsDisclosureTextBlock" xml:lang="en-US" id="label_InvestmentsDisclosureTextBlock"> Investments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsDisclosureTextBlock" xlink:to="label_InvestmentsDisclosureTextBlock" xlink:title="label: InvestmentsDisclosureTextBlock to label_InvestmentsDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_InvestmentsDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InvestmentsDisclosureTextBlock" xml:lang="en-US" id="label_InvestmentsDisclosureTextBlock_2"> Includes disclosures relating to the balance sheet and income statement components of the investment balances (fixed maturities available for sale, fixed maturities held to maturity, equity securities, short-term investments, investments in partially-owned insurance companies and other investments). </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsDisclosureTextBlock" xlink:to="label_InvestmentsDisclosureTextBlock_2" xlink:title="label: InvestmentsDisclosureTextBlock to label_InvestmentsDisclosureTextBlock"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_CommitmentsContingenciesGuaranteesDisclosureTextBlock" xlink:label="CommitmentsContingenciesGuaranteesDisclosureTextBlock" xlink:title="CommitmentsContingenciesGuaranteesDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock" xml:lang="en-US" id="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock"> Commitments, contingencies and guarantees </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsContingenciesGuaranteesDisclosureTextBlock" xlink:to="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock" xlink:title="label: CommitmentsContingenciesGuaranteesDisclosureTextBlock to label_CommitmentsContingenciesGuaranteesDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock" xml:lang="en-US" id="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock_2"> Includes disclosure of commitments and contingencies. This element may be used as a single block of text to encapsulate the entire disclosure including data and tables. Provides pertinent information about each guarantee obligation, or each group of similar guarantee obligations, including (a) the nature of the guarantee, including its term, how it arose, and the events or circumstances that would require the guarantor to perform under the guarantee; (b) the maximum potential amount of future payments (undiscounted) the guarantor could be required to make under the guarantee; (c) the current carrying amount of the liability, if any, for the guarantor's obligations under the guarantee; and (d) the nature of any recourse provisions under the guarantee, and any assets held either as collateral or by third parties, and any relevant related party disclosure. Excludes disclosures about product warranties. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommitmentsContingenciesGuaranteesDisclosureTextBlock" xlink:to="label_CommitmentsContingenciesGuaranteesDisclosureTextBlock_2" xlink:title="label: CommitmentsContingenciesGuaranteesDisclosureTextBlock to label_CommitmentsContingenciesGuaranteesDisclosureTextBlock"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_DebtOutstandingSubsidiariesDisclosuresTextBlock" xlink:label="DebtOutstandingSubsidiariesDisclosuresTextBlock" xlink:title="DebtOutstandingSubsidiariesDisclosuresTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_DebtOutstandingSubsidiariesDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtOutstandingSubsidiariesDisclosuresTextBlock" xml:lang="en-US" id="label_DebtOutstandingSubsidiariesDisclosuresTextBlock"> Information provided in connection with outstanding debt of subsidiaries </link:label>
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<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtOutstandingSubsidiariesDisclosuresTextBlock" xlink:to="label_DebtOutstandingSubsidiariesDisclosuresTextBlock_2" xlink:title="label: DebtOutstandingSubsidiariesDisclosuresTextBlock to label_DebtOutstandingSubsidiariesDisclosuresTextBlock"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_NotesToConsolidatedFinancialStatements" xlink:label="NotesToConsolidatedFinancialStatements" xlink:title="NotesToConsolidatedFinancialStatements"/>
<link:label xlink:type="resource" xlink:label="label_NotesToConsolidatedFinancialStatements" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NotesToConsolidatedFinancialStatements" xml:lang="en-US" id="label_NotesToConsolidatedFinancialStatements"> Notes to the Consolidated Financial Statements </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesToConsolidatedFinancialStatements" xlink:to="label_NotesToConsolidatedFinancialStatements" xlink:title="label: NotesToConsolidatedFinancialStatements to label_NotesToConsolidatedFinancialStatements"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ConsolidatedBalanceSheetsParentheticalDisclosures" xlink:label="ConsolidatedBalanceSheetsParentheticalDisclosures" xlink:title="ConsolidatedBalanceSheetsParentheticalDisclosures"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidatedBalanceSheetsParentheticalDisclosures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedBalanceSheetsParentheticalDisclosures" xml:lang="en-US" id="label_ConsolidatedBalanceSheetsParentheticalDisclosures"> Consolidated balance sheets parenthetical disclosures </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedBalanceSheetsParentheticalDisclosures" xlink:to="label_ConsolidatedBalanceSheetsParentheticalDisclosures" xlink:title="label: ConsolidatedBalanceSheetsParentheticalDisclosures to label_ConsolidatedBalanceSheetsParentheticalDisclosures"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple" xlink:label="CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple" xlink:title="CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple"/>
<link:label xlink:type="resource" xlink:label="label_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple" xml:lang="en-US" id="label_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple"> Cummulative effect of initial adoption of new accounting principle </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple" xlink:to="label_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple" xlink:title="label: CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple to label_CumulativeEffectOfInitialAdoptionOfNewAccountingPrinciple"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_AccumulatedIncomeTaxExpenseBenefitMember" xlink:label="AccumulatedIncomeTaxExpenseBenefit" xlink:title="AccumulatedIncomeTaxExpenseBenefit"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_AccumulatedIncomeTaxExpenseBenefit"> Accumulated income tax (expense) benefit </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedIncomeTaxExpenseBenefit" xlink:to="label_AccumulatedIncomeTaxExpenseBenefit" xlink:title="label: AccumulatedIncomeTaxExpenseBenefit to label_AccumulatedIncomeTaxExpenseBenefit"/>
<link:label xlink:type="resource" xlink:label="label_AccumulatedIncomeTaxExpenseBenefit_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AccumulatedIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_AccumulatedIncomeTaxExpenseBenefit_2"> The tax effect on items included in other comprehensive income during the period. </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedIncomeTaxExpenseBenefit" xlink:to="label_AccumulatedIncomeTaxExpenseBenefit_2" xlink:title="label: AccumulatedIncomeTaxExpenseBenefit to label_AccumulatedIncomeTaxExpenseBenefit"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_CommonSharesParValueAbstract" xlink:label="ConsolidatedBalanceSheetsParentheticalCHF" xlink:title="ConsolidatedBalanceSheetsParentheticalCHF"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidatedBalanceSheetsParentheticalCHF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedBalanceSheetsParentheticalCHF" xml:lang="en-US" id="label_ConsolidatedBalanceSheetsParentheticalCHF"> Common shares par value table </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedBalanceSheetsParentheticalCHF" xlink:to="label_ConsolidatedBalanceSheetsParentheticalCHF" xlink:title="label: ConsolidatedBalanceSheetsParentheticalCHF to label_ConsolidatedBalanceSheetsParentheticalCHF"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xlink:label="PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xlink:title="PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome"/>
<link:label xlink:type="resource" xlink:label="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xml:lang="en-US" id="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome"> Portion of OTTI losses recognized in other comprehensive income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xlink:to="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xlink:title="label: PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome to label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome"/>
<link:label xlink:type="resource" xlink:label="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xml:lang="en-US" id="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome_2"> The portion of other-than-temporary losses which is recognized in other comprehensive income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xlink:to="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome_2" xlink:title="label: PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome to label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome"/>
<link:label xlink:type="resource" xlink:label="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome_3" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xml:lang="en-US" id="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome_3"> Portion of OTTI losses recognized in other comprehensive income [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome" xlink:to="label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome_3" xlink:title="label: PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome to label_PortionOtherThanTemporaryLossesInAccumulatedOtherComprehensiveIncome"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xlink:label="NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xlink:title="NetOtherThanTemporaryImpairmentsRecognizedInNetIncome"/>
<link:label xlink:type="resource" xlink:label="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xml:lang="en-US" id="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome"> Net OTTI losses recognized in income </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xlink:to="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xlink:title="label: NetOtherThanTemporaryImpairmentsRecognizedInNetIncome to label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome"/>
<link:label xlink:type="resource" xlink:label="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xml:lang="en-US" id="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome_2"> Other-than-temporary impairment losses net of the portion of which is recognized in income in accordance with FSP FAS 115-2 and FAS 124-2 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xlink:to="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome_2" xlink:title="label: NetOtherThanTemporaryImpairmentsRecognizedInNetIncome to label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome"/>
<link:label xlink:type="resource" xlink:label="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome_3" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xml:lang="en-US" id="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome_3"> Net OTTI losses recognized in income [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetOtherThanTemporaryImpairmentsRecognizedInNetIncome" xlink:to="label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome_3" xlink:title="label: NetOtherThanTemporaryImpairmentsRecognizedInNetIncome to label_NetOtherThanTemporaryImpairmentsRecognizedInNetIncome"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xlink:label="MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xlink:title="MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount"/>
<link:label xlink:type="resource" xlink:label="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xml:lang="en-US" id="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount"> Other-than-temporary impairment (OTTI) losses, gross </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xlink:to="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xlink:title="label: MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount to label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount"/>
<link:label xlink:type="resource" xlink:label="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xml:lang="en-US" id="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount_2"> Other-than-temporary impairment (OTTI) losses, gross [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount" xlink:to="label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount_2" xlink:title="label: MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount to label_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_EffectOfAdoptionOfFSPFAS1152AndFAS1242" xlink:label="EffectOfAdoptionOfFSPFAS1152AndFAS1242" xlink:title="EffectOfAdoptionOfFSPFAS1152AndFAS1242"/>
<link:label xlink:type="resource" xlink:label="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242" xml:lang="en-US" id="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242"> Effect of adoption of FSP FAS 115-2 and FAS 124-2 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectOfAdoptionOfFSPFAS1152AndFAS1242" xlink:to="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242" xlink:title="label: EffectOfAdoptionOfFSPFAS1152AndFAS1242 to label_EffectOfAdoptionOfFSPFAS1152AndFAS1242"/>
<link:label xlink:type="resource" xlink:label="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242" xml:lang="en-US" id="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242_2"> Effect of the adoption of FSP FAS 115-2 - recognition and presentation of other-than-temporary impairments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EffectOfAdoptionOfFSPFAS1152AndFAS1242" xlink:to="label_EffectOfAdoptionOfFSPFAS1152AndFAS1242_2" xlink:title="label: EffectOfAdoptionOfFSPFAS1152AndFAS1242 to label_EffectOfAdoptionOfFSPFAS1152AndFAS1242"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xlink:label="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xlink:title="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xml:lang="en-US" id="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM"> Other-than-temporary impairments - fixed maturities HTM </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xlink:to="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xlink:title="label: OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM to label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xml:lang="en-US" id="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM_2"> The amount of other-than-temporary impairments for fixed maturities held to maturity that are reflected in comprehensive income in accordance with FSP FAS 115-2 and FAS 124-2 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM" xlink:to="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM_2" xlink:title="label: OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM to label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesHTM"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xlink:label="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xlink:title="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xml:lang="en-US" id="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS"> Other-than-temporary impairments - fixed maturities AFS </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xlink:to="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xlink:title="label: OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS to label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS"/>
<link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xml:lang="en-US" id="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS_2"> The amount of other-than-temporary impairments for fixed maturities available for sale that are reflected in comprehensive income in accordance with FSP FAS 115-2 and FAS 124-2 </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS" xlink:to="label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS_2" xlink:title="label: OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS to label_OtherComprehensiveIncomeOtherThanTemporaryImpairmentsFixedMaturitiesAFS"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromRepurchaseOfRedeemablePreferredStock" xlink:label="ProceedsFromRepurchaseOfRedeemablePreferredStock" xlink:title="ProceedsFromRepurchaseOfRedeemablePreferredStock"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromRepurchaseOfRedeemablePreferredStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProceedsFromRepurchaseOfRedeemablePreferredStock" xml:lang="en-US" id="label_ProceedsFromRepurchaseOfRedeemablePreferredStock"> Redemption of Preferred Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepurchaseOfRedeemablePreferredStock" xlink:to="label_ProceedsFromRepurchaseOfRedeemablePreferredStock" xlink:title="label: ProceedsFromRepurchaseOfRedeemablePreferredStock to label_ProceedsFromRepurchaseOfRedeemablePreferredStock"/>
<link:label xlink:type="resource" xlink:label="label_ProceedsFromRepurchaseOfRedeemablePreferredStock_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_ProceedsFromRepurchaseOfRedeemablePreferredStock" xml:lang="en-US" id="label_ProceedsFromRepurchaseOfRedeemablePreferredStock_2"> Redemption of Preferred Shares </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromRepurchaseOfRedeemablePreferredStock" xlink:to="label_ProceedsFromRepurchaseOfRedeemablePreferredStock_2" xlink:title="label: ProceedsFromRepurchaseOfRedeemablePreferredStock to label_ProceedsFromRepurchaseOfRedeemablePreferredStock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:title="PaymentsToAcquireBusinessesNetOfCashAcquired"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PaymentsToAcquireBusinessesNetOfCashAcquired" xml:lang="en-US" id="label_PaymentsToAcquireBusinessesNetOfCashAcquired"> Acquisition of subsidiary (net of cash acquired of $19) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:to="label_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:title="label: PaymentsToAcquireBusinessesNetOfCashAcquired to label_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
<link:label xlink:type="resource" xlink:label="label_PaymentsToAcquireBusinessesNetOfCashAcquired_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_PaymentsToAcquireBusinessesNetOfCashAcquired" xml:lang="en-US" id="label_PaymentsToAcquireBusinessesNetOfCashAcquired_2"> Acquisition of subsidiary (net of cash acquired of $19) </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:to="label_PaymentsToAcquireBusinessesNetOfCashAcquired_2" xlink:title="label: PaymentsToAcquireBusinessesNetOfCashAcquired to label_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DividendsCommonStockStock" xlink:label="DividendsCommonStockStock" xlink:title="DividendsCommonStockStock"/>
<link:label xlink:type="resource" xlink:label="label_DividendsCommonStockStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DividendsCommonStockStock" xml:lang="en-US" id="label_DividendsCommonStockStock"> Common Shares stock dividend </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsCommonStockStock" xlink:to="label_DividendsCommonStockStock" xlink:title="label: DividendsCommonStockStock to label_DividendsCommonStockStock"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="StockRedeemedOrCalledDuringPeriodValue" xlink:title="StockRedeemedOrCalledDuringPeriodValue"/>
<link:label xlink:type="resource" xlink:label="label_StockRedeemedOrCalledDuringPeriodValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockRedeemedOrCalledDuringPeriodValue" xml:lang="en-US" id="label_StockRedeemedOrCalledDuringPeriodValue"> Preferred Shares redeemed </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockRedeemedOrCalledDuringPeriodValue" xlink:to="label_StockRedeemedOrCalledDuringPeriodValue" xlink:title="label: StockRedeemedOrCalledDuringPeriodValue to label_StockRedeemedOrCalledDuringPeriodValue"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_NetRealizedGainsLossesExcludingOTTI" xlink:label="NetRealizedGainsLossesExcludingOTTI" xlink:title="NetRealizedGainsLossesExcludingOTTI"/>
<link:label xlink:type="resource" xlink:label="label_NetRealizedGainsLossesExcludingOTTI" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetRealizedGainsLossesExcludingOTTI" xml:lang="en-US" id="label_NetRealizedGainsLossesExcludingOTTI"> Net realized gains (losses) excluding OTTI losses </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetRealizedGainsLossesExcludingOTTI" xlink:to="label_NetRealizedGainsLossesExcludingOTTI" xlink:title="label: NetRealizedGainsLossesExcludingOTTI to label_NetRealizedGainsLossesExcludingOTTI"/>
<link:label xlink:type="resource" xlink:label="label_NetRealizedGainsLossesExcludingOTTI_2" xlink:role="http://xbrl.us/us-gaap/role/label/negated" xlink:title="label_NetRealizedGainsLossesExcludingOTTI" xml:lang="en-US" id="label_NetRealizedGainsLossesExcludingOTTI_2"> Net realized gains (losses) excluding OTTI losses [N] </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetRealizedGainsLossesExcludingOTTI" xlink:to="label_NetRealizedGainsLossesExcludingOTTI_2" xlink:title="label: NetRealizedGainsLossesExcludingOTTI to label_NetRealizedGainsLossesExcludingOTTI"/>
<link:label xlink:type="resource" xlink:label="label_NetRealizedGainsLossesExcludingOTTI_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NetRealizedGainsLossesExcludingOTTI" xml:lang="en-US" id="label_NetRealizedGainsLossesExcludingOTTI_3"> The net realized gains or losses on investments, derivative instruments and foreign exchange recognized during the period excluding other-than-temporary impairments </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetRealizedGainsLossesExcludingOTTI" xlink:to="label_NetRealizedGainsLossesExcludingOTTI_3" xlink:title="label: NetRealizedGainsLossesExcludingOTTI to label_NetRealizedGainsLossesExcludingOTTI"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="ClassOfStockDomain" xlink:title="ClassOfStockDomain"/>
<link:label xlink:type="resource" xlink:label="label_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ClassOfStockDomain" xml:lang="en-US" id="label_ClassOfStockDomain"> Class of stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ClassOfStockDomain" xlink:to="label_ClassOfStockDomain" xlink:title="label: ClassOfStockDomain to label_ClassOfStockDomain"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="StatementClassOfStockAxis" xlink:title="StatementClassOfStockAxis"/>
<link:label xlink:type="resource" xlink:label="label_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementClassOfStockAxis" xml:lang="en-US" id="label_StatementClassOfStockAxis"> Par value by class of stock </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementClassOfStockAxis" xlink:to="label_StatementClassOfStockAxis" xlink:title="label: StatementClassOfStockAxis to label_StatementClassOfStockAxis"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_CommonShareParValueTable" xlink:label="CommonShareParValueTable" xlink:title="CommonShareParValueTable"/>
<link:label xlink:type="resource" xlink:label="label_CommonShareParValueTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonShareParValueTable" xml:lang="en-US" id="label_CommonShareParValueTable"> Common share par value in CHF </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonShareParValueTable" xlink:to="label_CommonShareParValueTable" xlink:title="label: CommonShareParValueTable to label_CommonShareParValueTable"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_CommonShareParValueAxis" xlink:label="CommonShareParValueAxis" xlink:title="CommonShareParValueAxis"/>
<link:label xlink:type="resource" xlink:label="label_CommonShareParValueAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonShareParValueAxis" xml:lang="en-US" id="label_CommonShareParValueAxis"> Common share par value axis </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonShareParValueAxis" xlink:to="label_CommonShareParValueAxis" xlink:title="label: CommonShareParValueAxis to label_CommonShareParValueAxis"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_CommonStockParValueMember" xlink:label="CommonStockParValueMember" xlink:title="CommonStockParValueMember"/>
<link:label xlink:type="resource" xlink:label="label_CommonStockParValueMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockParValueMember" xml:lang="en-US" id="label_CommonStockParValueMember_2"> Common shares par value </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockParValueMember" xlink:to="label_CommonStockParValueMember_2" xlink:title="label: CommonStockParValueMember to label_CommonStockParValueMember"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="DebtDisclosureTextBlock" xlink:title="DebtDisclosureTextBlock"/>
<link:label xlink:type="resource" xlink:label="label_DebtDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DebtDisclosureTextBlock" xml:lang="en-US" id="label_DebtDisclosureTextBlock"> Debt </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtDisclosureTextBlock" xlink:to="label_DebtDisclosureTextBlock" xlink:title="label: DebtDisclosureTextBlock to label_DebtDisclosureTextBlock"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_ConsolidatedStatementsOfCashFlowsParentheticals" xlink:label="ConsolidatedStatementsOfCashFlowsParentheticals" xlink:title="ConsolidatedStatementsOfCashFlowsParentheticals"/>
<link:label xlink:type="resource" xlink:label="label_ConsolidatedStatementsOfCashFlowsParentheticals" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConsolidatedStatementsOfCashFlowsParentheticals" xml:lang="en-US" id="label_ConsolidatedStatementsOfCashFlowsParentheticals"> Consolidated statements of cash flows parenthetical disclosures </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsolidatedStatementsOfCashFlowsParentheticals" xlink:to="label_ConsolidatedStatementsOfCashFlowsParentheticals" xlink:title="label: ConsolidatedStatementsOfCashFlowsParentheticals to label_ConsolidatedStatementsOfCashFlowsParentheticals"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="CashAcquiredFromAcquisition" xlink:title="CashAcquiredFromAcquisition"/>
<link:label xlink:type="resource" xlink:label="label_CashAcquiredFromAcquisition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CashAcquiredFromAcquisition" xml:lang="en-US" id="label_CashAcquiredFromAcquisition"> Cash acquired from acquisition of subsidiary </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAcquiredFromAcquisition" xlink:to="label_CashAcquiredFromAcquisition" xlink:title="label: CashAcquiredFromAcquisition to label_CashAcquiredFromAcquisition"/>
<link:loc xlink:type="locator" xlink:href="ace-20090630.xsd#ace_NetRealizedGainsLossesAbstract" xlink:label="NetRealizedGainsLossesAbstract" xlink:title="NetRealizedGainsLossesAbstract"/>
<link:label xlink:type="resource" xlink:label="label_NetRealizedGainsLossesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NetRealizedGainsLossesAbstract" xml:lang="en-US" id="label_NetRealizedGainsLossesAbstract"> Net realized gains (losses): </link:label>
<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetRealizedGainsLossesAbstract" xlink:to="label_NetRealizedGainsLossesAbstract" xlink:title="label: NetRealizedGainsLossesAbstract to label_NetRealizedGainsLossesAbstract"/>
</link:labelLink>
</link:linkbase>

4 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/23/24  Chubb Ltd.                        10-K       12/31/23  196:51M
 2/24/23  Chubb Ltd.                        10-K       12/31/22  168:49M
 2/24/22  Chubb Ltd.                        10-K       12/31/21  162:46M
 2/25/21  Chubb Ltd.                        10-K       12/31/20  166:50M
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