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<?xml version="1.0" encoding="windows-1252"?> |
<!-- Generated by DFIN XBRL Instance Document - http://www.dfinsolutions.com/ - Version R3.0 - on 13-April-2023 [10:03:11] {AM} --> |
<schema targetNamespace="http://www.prudential.com/20220413" elementFormDefault="qualified" xmlns:cik0000080941="http://www.prudential.com/20220413" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:dei="http://xbrl.sec.gov/dei/2022" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:vip="http://xbrl.sec.gov/vip/2022q2" xmlns:country="http://xbrl.sec.gov/country/2022" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21"> |
| <annotation> |
| | <appinfo> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="cik0000080941-20220413_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="cik0000080941-20220413_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="cik0000080941-20220413_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/> |
| | | </appinfo> |
| | </annotation> |
| <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/> |
| <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/> |
| <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/> |
| <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/> |
| <import namespace="http://xbrl.sec.gov/vip-n4/2022q2" schemaLocation="https://xbrl.sec.gov/vip/2022q2/vip-n4-2022q2.xsd"/> |
| <import namespace="http://xbrl.sec.gov/dei/2022" schemaLocation="https://xbrl.sec.gov/dei/2022/dei-2022.xsd"/> |
| <import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd"/> |
| <element name="N4Abstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000080941_N4Abstract" substitutionGroup="xbrli:item"/> |
| <element name="C000027669Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000080941_C000027669Member" substitutionGroup="xbrli:item"/> |
| <element name="C000021014Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000080941_C000021014Member" substitutionGroup="xbrli:item"/> |
| <element name="AnnuitizationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000080941_AnnuitizationMember" substitutionGroup="xbrli:item"/> |
| <element name="PossibleAdverseTaxConsequencesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000080941_PossibleAdverseTaxConsequencesMember" substitutionGroup="xbrli:item"/> |
| <element name="RisksAssociatedWithVariableInvestmentOptionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0000080941_RisksAssociatedWithVariableInvestmentOptionsMember" substitutionGroup="xbrli:item"/> |
| </schema> |