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Rubicon Financial Inc – ‘10-K’ for 12/31/14 – ‘EX-101.SCH’

On:  Friday, 6/5/15, at 2:56pm ET   ·   For:  12/31/14   ·   Accession #:  1185185-15-1555   ·   File #:  0-29315

Previous ‘10-K’:  ‘10-K/A’ on 4/22/14 for 12/31/13   ·   Latest ‘10-K’:  This Filing

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  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 6/05/15  Rubicon Financial Inc             10-K       12/31/14   79:6.3M                                   Federal Filings, LLC/FA

Annual Report   —   Form 10-K   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                       HTML    817K 
 4: EX-10.10    Material Contract                                   HTML     34K 
 2: EX-10.8     Material Contract                                   HTML     31K 
 3: EX-10.9     Material Contract                                   HTML     34K 
 5: EX-21.1     Subsidiaries List                                   HTML     24K 
 6: EX-23.1     Consent of Experts or Counsel                       HTML     23K 
 7: EX-31.1     Certification -- §302 - SOA'02                      HTML     30K 
 8: EX-31.2     Certification -- §302 - SOA'02                      HTML     30K 
 9: EX-32.1     Certification -- §906 - SOA'02                      HTML     24K 
10: EX-32.2     Certification -- §906 - SOA'02                      HTML     24K 
55: R1          Document And Entity Information                     HTML     52K 
44: R2          Consolidated Balance Sheets                         HTML    134K 
53: R3          Consolidated Balance Sheets (Parentheticals)        HTML     73K 
57: R4          Consolidated Statements of Operations               HTML    118K 
72: R5          Statements of Changes in Stockholders' Equity       HTML     82K 
46: R6          Consolidated Statements of Cash Flows               HTML    115K 
52: R7          NOTE 1 - Significant Accounting Policies and        HTML     50K 
                Procedures                                                       
40: R8          NOTE 2 - Going Concern                              HTML     27K 
31: R9          NOTE 3 - Restricted Cash                            HTML     28K 
73: R10         NOTE 4 - Intangible Assets - Customer Lists         HTML     27K 
59: R11         NOTE 5 - Marketable securities                      HTML     32K 
58: R12         NOTE 6 - Notes receivable                           HTML     25K 
63: R13         NOTE 7 - Accounts Receivable                        HTML     30K 
64: R14         NOTE 8 - Related Party Transactions                 HTML     29K 
62: R15         NOTE 9 - Fixed Assets                               HTML     38K 
65: R16         NOTE 10 - Notes payable and Line of Credit          HTML     49K 
54: R17         NOTE 11 - Income taxes                              HTML     59K 
56: R18         NOTE 12 - Stockholders' equity                      HTML     46K 
61: R19         NOTE 13 - Warrants and options                      HTML     57K 
79: R20         NOTE 14 - Operating Segments                        HTML     48K 
68: R21         NOTE 15 - Commitments and Contingencies             HTML     44K 
49: R22         NOTE 16 - Net capital requirement                   HTML     30K 
60: R23         NOTE 17 - Fair Value Measurements                   HTML     69K 
51: R24         NOTE 18 - Subsequent Events                         HTML     30K 
25: R25         Accounting Policies, by Policy (Policies)           HTML     96K 
69: R26         NOTE 7 - Accounts Receivable (Tables)               HTML     28K 
76: R27         NOTE 9 - Fixed Assets (Tables)                      HTML     36K 
35: R28         NOTE 10 - Notes payable and Line of Credit          HTML     42K 
                (Tables)                                                         
34: R29         NOTE 11 - Income taxes (Tables)                     HTML     57K 
38: R30         NOTE 13 - Warrants and options (Tables)             HTML     53K 
39: R31         NOTE 14 - Operating Segments (Tables)               HTML     42K 
41: R32         NOTE 15 - Commitments and Contingencies (Tables)    HTML     34K 
23: R33         NOTE 17 - Fair Value Measurements (Tables)          HTML     63K 
66: R34         NOTE 1 - Significant Accounting Policies and        HTML     48K 
                Procedures (Details)                                             
48: R35         NOTE 2 - Going Concern (Details)                    HTML     31K 
50: R36         NOTE 3 - Restricted Cash (Details)                  HTML     36K 
28: R37         NOTE 4 - Intangible Assets - Customer Lists         HTML     46K 
                (Details)                                                        
78: R38         NOTE 5 - Marketable securities (Details)            HTML     47K 
17: R39         NOTE 6 - Notes receivable (Details)                 HTML     35K 
42: R40         NOTE 7 - Accounts Receivable (Details) - Schedule   HTML     34K 
                of Accounts, Notes, Loans and Financing Receivable               
71: R41         NOTE 8 - Related Party Transactions (Details)       HTML     56K 
27: R42         NOTE 9 - Fixed Assets (Details)                     HTML     25K 
33: R43         NOTE 9 - Fixed Assets (Details) - Schedule of       HTML     42K 
                Property, Plant and Equipment                                    
37: R44         NOTE 10 - Notes payable and Line of Credit          HTML     59K 
                (Details)                                                        
45: R45         NOTE 10 - Notes payable and Line of Credit          HTML     40K 
                (Details) - Schedule of Debt                                     
22: R46         NOTE 10 - Notes payable and Line of Credit          HTML     50K 
                (Details) - Schedule of Debt (Parentheticals)                    
30: R47         NOTE 11 - Income taxes (Details)                    HTML     26K 
19: R48         NOTE 11 - Income taxes (Details) - Schedule of      HTML     35K 
                Components of Income Tax Expense (Benefit)                       
70: R49         NOTE 11 - Income taxes (Details) - Schedule of      HTML     34K 
                Deferred Tax Assets and Liabilities                              
26: R50         NOTE 11 - Income taxes (Details) - Schedule of      HTML     34K 
                Effective Income Tax Rate Reconciliation                         
67: R51         NOTE 12 - Stockholders' equity (Details)            HTML    201K 
29: R52         NOTE 13 - Warrants and options (Details)            HTML     60K 
43: R53         NOTE 13 - Warrants and options (Details) -          HTML     81K 
                Schedule of Share-based Compensation, Activity                   
18: R54         NOTE 14 - Operating Segments (Details) - Schedule   HTML     39K 
                of Segment Reporting Information, by Segment                     
21: R55         NOTE 15 - Commitments and Contingencies (Details)   HTML     32K 
36: R56         NOTE 15 - Commitments and Contingencies (Details)   HTML     41K 
                - Schedule of Future Minimum Rental Payments for                 
                Operating Leases                                                 
24: R57         NOTE 16 - Net capital requirement (Details)         HTML     33K 
74: R58         NOTE 17 - Fair Value Measurements (Details) -       HTML     74K 
                Schedule of Fair Value, Assets and Liabilities                   
                Measured on Recurring Basis                                      
47: R59         NOTE 18 - Subsequent Events (Details)               HTML     94K 
77: XML         IDEA XML File -- Filing Summary                      XML    108K 
20: EXCEL       IDEA Workbook of Financial Reports                  XLSX    119K 
32: EXCEL       IDEA Workbook of Financial Reports (.xls)            XLS    708K 
11: EX-101.INS  XBRL Instance -- rbcf-20141231                       XML    955K 
13: EX-101.CAL  XBRL Calculations -- rbcf-20141231_cal               XML    123K 
14: EX-101.DEF  XBRL Definitions -- rbcf-20141231_def                XML    692K 
15: EX-101.LAB  XBRL Labels -- rbcf-20141231_lab                     XML    917K 
16: EX-101.PRE  XBRL Presentations -- rbcf-20141231_pre              XML    674K 
12: EX-101.SCH  XBRL Schema -- rbcf-20141231                         XSD    154K 
75: ZIP         XBRL Zipped Folder -- 0001185185-15-001555-xbrl      Zip    114K

‘EX-101.SCH’   —   XBRL Schema — rbcf-20141231

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
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<link:definition> 013 - Disclosure - NOTE 8 - Related Party Transactions </link:definition>
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<link:definition> 014 - Disclosure - NOTE 9 - Fixed Assets </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 015 - Disclosure - NOTE 10 - Notes payable and Line of Credit </link:definition>
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<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE11Incometaxes" id="rbcf_r_NOTE11Incometaxes">
<link:definition> 016 - Disclosure - NOTE 11 - Income taxes </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE12Stockholdersequity" id="rbcf_r_NOTE12Stockholdersequity">
<link:definition> 017 - Disclosure - NOTE 12 - Stockholders' equity </link:definition>
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<link:definition> 018 - Disclosure - NOTE 13 - Warrants and options </link:definition>
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<link:definition> 019 - Disclosure - NOTE 14 - Operating Segments </link:definition>
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<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 021 - Disclosure - NOTE 16 - Net capital requirement </link:definition>
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<link:definition> 022 - Disclosure - NOTE 17 - Fair Value Measurements </link:definition>
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<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofAccountsNotesLoansandFinancingReceivableTable" id="rbcf_r_ScheduleofAccountsNotesLoansandFinancingReceivableTable">
<link:definition> 039 - Disclosure - NOTE 7 - Accounts Receivable (Details) - Schedule of Accounts, Notes, Loans and Financing Receivable </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE8RelatedPartyTransactionsDetails" id="rbcf_r_NOTE8RelatedPartyTransactionsDetails">
<link:definition> 040 - Disclosure - NOTE 8 - Related Party Transactions (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE9FixedAssetsDetails" id="rbcf_r_NOTE9FixedAssetsDetails">
<link:definition> 041 - Disclosure - NOTE 9 - Fixed Assets (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofPropertyPlantandEquipmentTable" id="rbcf_r_ScheduleofPropertyPlantandEquipmentTable">
<link:definition> 042 - Disclosure - NOTE 9 - Fixed Assets (Details) - Schedule of Property, Plant and Equipment </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE10NotespayableandLineofCreditDetails" id="rbcf_r_NOTE10NotespayableandLineofCreditDetails">
<link:definition> 043 - Disclosure - NOTE 10 - Notes payable and Line of Credit (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofDebtTable" id="rbcf_r_ScheduleofDebtTable">
<link:definition> 044 - Disclosure - NOTE 10 - Notes payable and Line of Credit (Details) - Schedule of Debt </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofDebtTable_Parentheticals" id="rbcf_r_ScheduleofDebtTable_Parentheticals">
<link:definition> 045 - Disclosure - NOTE 10 - Notes payable and Line of Credit (Details) - Schedule of Debt (Parentheticals) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE11IncometaxesDetails" id="rbcf_r_NOTE11IncometaxesDetails">
<link:definition> 046 - Disclosure - NOTE 11 - Income taxes (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofComponentsofIncomeTaxExpenseBenefitTable" id="rbcf_r_ScheduleofComponentsofIncomeTaxExpenseBenefitTable">
<link:definition> 047 - Disclosure - NOTE 11 - Income taxes (Details) - Schedule of Components of Income Tax Expense (Benefit) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofDeferredTaxAssetsandLiabilitiesTable" id="rbcf_r_ScheduleofDeferredTaxAssetsandLiabilitiesTable">
<link:definition> 048 - Disclosure - NOTE 11 - Income taxes (Details) - Schedule of Deferred Tax Assets and Liabilities </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofEffectiveIncomeTaxRateReconciliationTable" id="rbcf_r_ScheduleofEffectiveIncomeTaxRateReconciliationTable">
<link:definition> 049 - Disclosure - NOTE 11 - Income taxes (Details) - Schedule of Effective Income Tax Rate Reconciliation </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE12StockholdersequityDetails" id="rbcf_r_NOTE12StockholdersequityDetails">
<link:definition> 050 - Disclosure - NOTE 12 - Stockholders' equity (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE13WarrantsandoptionsDetails" id="rbcf_r_NOTE13WarrantsandoptionsDetails">
<link:definition> 051 - Disclosure - NOTE 13 - Warrants and options (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofSharebasedCompensationActivityTable" id="rbcf_r_ScheduleofSharebasedCompensationActivityTable">
<link:definition> 052 - Disclosure - NOTE 13 - Warrants and options (Details) - Schedule of Share-based Compensation, Activity </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofSegmentReportingInformationbySegmentTable" id="rbcf_r_ScheduleofSegmentReportingInformationbySegmentTable">
<link:definition> 053 - Disclosure - NOTE 14 - Operating Segments (Details) - Schedule of Segment Reporting Information, by Segment </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE15CommitmentsandContingenciesDetails" id="rbcf_r_NOTE15CommitmentsandContingenciesDetails">
<link:definition> 054 - Disclosure - NOTE 15 - Commitments and Contingencies (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofFutureMinimumRentalPaymentsforOperatingLeasesTable" id="rbcf_r_ScheduleofFutureMinimumRentalPaymentsforOperatingLeasesTable">
<link:definition> 055 - Disclosure - NOTE 15 - Commitments and Contingencies (Details) - Schedule of Future Minimum Rental Payments for Operating Leases </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE16NetcapitalrequirementDetails" id="rbcf_r_NOTE16NetcapitalrequirementDetails">
<link:definition> 056 - Disclosure - NOTE 16 - Net capital requirement (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/ScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisTable" id="rbcf_r_ScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisTable">
<link:definition> 057 - Disclosure - NOTE 17 - Fair Value Measurements (Details) - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/NOTE18SubsequentEventsDetails" id="rbcf_r_NOTE18SubsequentEventsDetails">
<link:definition> 058 - Disclosure - NOTE 18 - Subsequent Events (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.rubiconfg.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
<link:definition> 000 - Disclosure - Document And Entity Information </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
</xs:appinfo>
</xs:annotation>
<xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
<xs:import namespace="http://fasb.org/us-types/2015-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2015/elts/us-types-2015-01-31.xsd"/>
<xs:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
<xs:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
<xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<xs:element name="ScheduleOfAccountsNotesLoansAndFinancingReceivableAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfAccountsNotesLoansAndFinancingReceivableAbstract"/>
<xs:element name="ScheduleOfPropertyPlantAndEquipmentAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfPropertyPlantAndEquipmentAbstract"/>
<xs:element name="ScheduleOfDebtAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfDebtAbstract"/>
<xs:element name="ScheduleOfComponentsOfIncomeTaxExpenseBenefitAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfComponentsOfIncomeTaxExpenseBenefitAbstract"/>
<xs:element name="ScheduleOfDeferredTaxAssetsAndLiabilitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfDeferredTaxAssetsAndLiabilitiesAbstract"/>
<xs:element name="ScheduleOfEffectiveIncomeTaxRateReconciliationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfEffectiveIncomeTaxRateReconciliationAbstract"/>
<xs:element name="ScheduleOfShareBasedCompensationActivityAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfShareBasedCompensationActivityAbstract"/>
<xs:element name="ScheduleOfSegmentReportingInformationBySegmentAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfSegmentReportingInformationBySegmentAbstract"/>
<xs:element name="ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesAbstract"/>
<xs:element name="ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisAbstract"/>
<xs:element name="OtherComprehensiveIncomeLossAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_OtherComprehensiveIncomeLossAbstract"/>
<xs:element name="RevenueAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_RevenueAbstract"/>
<xs:element name="ExpensesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ExpensesAbstract"/>
<xs:element name="OtherComprehensiveIncomeLossUnrealizedGainsLossesOnMarketableSecuritiesRealized" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rbcf_OtherComprehensiveIncomeLossUnrealizedGainsLossesOnMarketableSecuritiesRealized"/>
<xs:element name="AmortizationOfNotesReceivable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rbcf_AmortizationOfNotesReceivable"/>
<xs:element name="GainOnReversalOfLawsuitAccrual" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rbcf_GainOnReversalOfLawsuitAccrual"/>
<xs:element name="NOTE10NotespayableandLineofCreditDetailsScheduleofDebtTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE10NotespayableandLineofCreditDetailsScheduleofDebtTable"/>
<xs:element name="NOTE10NotespayableandLineofCreditDetailsScheduleofDebtLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE10NotespayableandLineofCreditDetailsScheduleofDebtLineItems"/>
<xs:element name="NOTE10NotespayableandLineofCreditDetailsScheduleofDebtParentheticalsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE10NotespayableandLineofCreditDetailsScheduleofDebtParentheticalsTable"/>
<xs:element name="NOTE10NotespayableandLineofCreditDetailsScheduleofDebtParentheticalsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE10NotespayableandLineofCreditDetailsScheduleofDebtParentheticalsLineItems"/>
<xs:element name="ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsOutstanding" type="num:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsOutstanding"/>
<xs:element name="ClassOfWarrantOrRightsGranted" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsGranted"/>
<xs:element name="ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsGranted" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsGranted"/>
<xs:element name="ClassOfWarrantOrRightsCancelled" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsCancelled"/>
<xs:element name="ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsCancelled" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsCancelled"/>
<xs:element name="ClassOfWarrantOrRightsExercised" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsExercised"/>
<xs:element name="ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsExpired" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsExpired"/>
<xs:element name="ClassOfWarrantOrRightsVested" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsVested"/>
<xs:element name="ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsVested" type="num:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ClassOfWarrantOrRightsWeightedAverageExercisePriceOfWarrantsOrRightsVested"/>
<xs:element name="NOTE17FairValueMeasurementsDetailsScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE17FairValueMeasurementsDetailsScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisTable"/>
<xs:element name="NOTE17FairValueMeasurementsDetailsScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE17FairValueMeasurementsDetailsScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisLineItems"/>
<xs:element name="NOTE1SignificantAccountingPoliciesandProceduresDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE1SignificantAccountingPoliciesandProceduresDetailsTable"/>
<xs:element name="NOTE1SignificantAccountingPoliciesandProceduresDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE1SignificantAccountingPoliciesandProceduresDetailsLineItems"/>
<xs:element name="NOTE3RestrictedCashDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE3RestrictedCashDetailsTable"/>
<xs:element name="NOTE3RestrictedCashDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE3RestrictedCashDetailsLineItems"/>
<xs:element name="NOTE4IntangibleAssetsCustomerListsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE4IntangibleAssetsCustomerListsDetailsTable"/>
<xs:element name="NOTE4IntangibleAssetsCustomerListsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE4IntangibleAssetsCustomerListsDetailsLineItems"/>
<xs:element name="NOTE5MarketablesecuritiesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE5MarketablesecuritiesDetailsTable"/>
<xs:element name="NOTE5MarketablesecuritiesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE5MarketablesecuritiesDetailsLineItems"/>
<xs:element name="MarketableSecuritiesNumberHeld" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rbcf_MarketableSecuritiesNumberHeld"/>
<xs:element name="NOTE6NotesreceivableDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE6NotesreceivableDetailsTable"/>
<xs:element name="NOTE6NotesreceivableDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE6NotesreceivableDetailsLineItems"/>
<xs:element name="NumberOfNotesReceivable" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NumberOfNotesReceivable"/>
<xs:element name="NoteReceivableFaceAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NoteReceivableFaceAmount"/>
<xs:element name="NOTE8RelatedPartyTransactionsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE8RelatedPartyTransactionsDetailsTable"/>
<xs:element name="NOTE8RelatedPartyTransactionsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE8RelatedPartyTransactionsDetailsLineItems"/>
<xs:element name="NumberOfOfficers" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NumberOfOfficers"/>
<xs:element name="NOTE10NotespayableandLineofCreditDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE10NotespayableandLineofCreditDetailsTable"/>
<xs:element name="NOTE10NotespayableandLineofCreditDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE10NotespayableandLineofCreditDetailsLineItems"/>
<xs:element name="EquityTransactionDomain" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_EquityTransactionDomain"/>
<xs:element name="NOTE12StockholdersequityDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE12StockholdersequityDetailsTable"/>
<xs:element name="NOTE12StockholdersequityDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE12StockholdersequityDetailsLineItems"/>
<xs:element name="PrivatePlacementOfferingMaximumValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PrivatePlacementOfferingMaximumValue"/>
<xs:element name="PrivatePlacementPricePerUnit" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PrivatePlacementPricePerUnit"/>
<xs:element name="PrivatePlacementUnitDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PrivatePlacementUnitDescription"/>
<xs:element name="PrivatePlacementNumberOfUnitsIssued" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PrivatePlacementNumberOfUnitsIssued"/>
<xs:element name="WarrantsTerm" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_WarrantsTerm"/>
<xs:element name="NOTE13WarrantsandoptionsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE13WarrantsandoptionsDetailsTable"/>
<xs:element name="NOTE13WarrantsandoptionsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE13WarrantsandoptionsDetailsLineItems"/>
<xs:element name="SharesBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisePriceOfOptions" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_SharesBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisePriceOfOptions"/>
<xs:element name="NOTE15CommitmentsandContingenciesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE15CommitmentsandContingenciesDetailsTable"/>
<xs:element name="NOTE15CommitmentsandContingenciesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE15CommitmentsandContingenciesDetailsLineItems"/>
<xs:element name="NOTE16NetcapitalrequirementDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE16NetcapitalrequirementDetailsTable"/>
<xs:element name="NOTE16NetcapitalrequirementDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE16NetcapitalrequirementDetailsLineItems"/>
<xs:element name="NOTE18SubsequentEventsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rbcf_NOTE18SubsequentEventsDetailsTable"/>
<xs:element name="NOTE18SubsequentEventsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NOTE18SubsequentEventsDetailsLineItems"/>
<xs:element name="LitigationSettlementDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_LitigationSettlementDescription"/>
<xs:element name="EquityTransactionAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem" id="rbcf_EquityTransactionAxis"/>
<xs:element name="APEXCleaningCorporationMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_APEXCleaningCorporationMember"/>
<xs:element name="AccruedLegalFeesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_AccruedLegalFeesMember"/>
<xs:element name="BrokerageServicesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_BrokerageServicesMember"/>
<xs:element name="BrownNoteReceivableMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_BrownNoteReceivableMember"/>
<xs:element name="CORClearingLLCMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_CORClearingLLCMember"/>
<xs:element name="CommonStockOwedButNotIssuedMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_CommonStockOwedButNotIssuedMember"/>
<xs:element name="CommonStockPreviouslyAuthorizedButUnissuedMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_CommonStockPreviouslyAuthorizedButUnissuedMember"/>
<xs:element name="ConversionOfPreferredStockMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_ConversionOfPreferredStockMember"/>
<xs:element name="FormerBoardMemberMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_FormerBoardMemberMember"/>
<xs:element name="InvestmentInPublicallyTradedCommonStockMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_InvestmentInPublicallyTradedCommonStockMember"/>
<xs:element name="InvestmentInREITMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_InvestmentInREITMember"/>
<xs:element name="InvestmentWithRelatizedLossesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_InvestmentWithRelatizedLossesMember"/>
<xs:element name="LitigationSettlementWithBettingensMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_LitigationSettlementWithBettingensMember"/>
<xs:element name="MiscellaneousNoteReceivableTwoMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_MiscellaneousNoteReceivableTwoMember"/>
<xs:element name="NCSMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_NCSMember"/>
<xs:element name="OptionsIssuedToMrBettingenMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_OptionsIssuedToMrBettingenMember"/>
<xs:element name="OtherReceivableMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_OtherReceivableMember"/>
<xs:element name="PreferredStockVotingRightsAfterExpirationMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PreferredStockVotingRightsAfterExpirationMember"/>
<xs:element name="PromissoryNote1Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PromissoryNote1Member"/>
<xs:element name="PromissoryNote2Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PromissoryNote2Member"/>
<xs:element name="PromissoryNote3Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PromissoryNote3Member"/>
<xs:element name="PromissoryNote4Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PromissoryNote4Member"/>
<xs:element name="PromissoryNote5Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_PromissoryNote5Member"/>
<xs:element name="WedbusMorganSecuritiesIncMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_WedbusMorganSecuritiesIncMember"/>
<xs:element name="WellsNoticeMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_WellsNoticeMember"/>
<xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rbcf_DocumentAndEntityInformationAbstract"/>
</xs:schema>

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