Annual Report — Form 10-K Filing Table of Contents
Document/ExhibitDescriptionPagesSize
1: 10-K Merrill Lynch First Franklin Mortgage Loan Trust, HTML 63K
Series 2007-4 Form 10-K
3: EX-33.A Assessment of Compliance, Home Loan Services, HTML 75K
Inc., as Servicer
4: EX-33.B Assessment of Compliance, Lasalle Bank National HTML 44K
Association, as Trustee and Custodian
5: EX-33.C Assessment of Compliance, First American Real HTML 13K
Estate Solutions of Texas, L.P. as
Servicing Function Participant
6: EX-33.D Assessment of Compliance, Regulus Group LLC, as HTML 14K
Servicing Function Participant
7: EX-33.E Assessment of Compliance, Assurant Inc., as HTML 15K Servicing Function Participant
8: EX-34.A Attestation Report on Assessment of Compliance, HTML 21K
Home Loan Services, Inc., as Servicer
9: EX-34.B Attestation Report on Assessment of Compliance, HTML 18K
Lasalle Bank National Association, as
Trustee and Custodian
10: EX-34.C Attestation Report on Assessment of Compliance, HTML 17K
First American Real Estate Solutions of
Texas, L.P. as Servicing Function
Participant
11: EX-34.D Attestation Report on Assessment of Compliance, HTML 16K
Regulus Group LLC, as Servicing Function
Participant
12: EX-34.E Attestation Report on Assessment of Compliance, HTML 19K
Assurant Inc., as Servicing Function
Participant
13: EX-35.A Servicer Compliance Statement, Home Loan Services, HTML 15K
Inc., as Servicer
14: EX-35.B Servicer Compliance Statement, Lasalle Bank HTML 16K
National Association, as Trustee
15: EX-35.C Servicer Compliance Statement, First American Real HTML 13K
Estate Solutions of Texas, L.P. as
Servicing Function Participant
16: EX-35.D Servicer Compliance Statement, Regulus Group LLC, HTML 12K
as Servicing Function Participant
2: EX-31 Sarbanes Oxley Certification HTML 15K
EX-33.E — Assessment of Compliance, Assurant Inc., as Servicing Function Participant
American
Security Insurance Company, Standard Guaranty Insurance Company and TrackSure
Insurance Agency, Inc. (formerly, "Safeco Financial Institution Solutions,
Inc.") (collectively, the "Asserting Party") is responsible for assessing
compliance for the period of January 1, 2007 through December 31, 2007 (the
"Reporting Period") with the servicing criteria set forth in §1122(d)(2)(vi),
§1122(d)(4)(xi) and §1122(d)(4)(xii) of Title 17, §229.1122(d) of the Code of
Federal Regulations, (the "Applicable Servicing Criteria") which the Asserting
Party has concluded are applicable to the insurance escrow servicing activities
it performs with respect to all mortgage backed securities transactions that
were registered after January 1, 2006 with the Securities and Exchange
Commission pursuant to the Securities Act of 1933 (the "Platform Transactions").
The Asserting Party used the criteria set forth in paragraph (d) of Item 1122 of
Regulation AB to assess the compliance with the Applicable Servicing
Criteria.
The
Asserting Party has assessed its compliance with the Applicable Servicing
Criteria for the Reporting Period and has identified a material instance of
noncompliance with the Applicable Servicing Criteria. Specifically, the
Asserting Party did not have, during the Reporting Period, sufficient policies
and procedures to capture the information with respect to the Platform
Transactions necessary to determine compliance with
§1122(d)(4)(xii).
The
Asserting Party has concluded that, with the exception of the aforementioned
material instance of noncompliance, the Asserting Party has complied, in all
material respects, with the Applicable Servicing Criteria for the Reporting
Period with respect to the Platform Transactions.
PricewaterhouseCoopers
LLP, an independent registered public accounting firm, has issued an attestation
report on the assessment of compliance with the Applicable Servicing Criteria as
of and for the Reporting Period.
