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Alliance Data Systems Corp – ‘10-K’ for 12/31/10 – ‘EX-101.CAL’

On:  Monday, 2/28/11, at 8:49am ET   ·   For:  12/31/10   ·   Accession #:  1140361-11-12449   ·   File #:  1-15749

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  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/28/11  Alliance Data Systems Corp        10-K       12/31/10   63:12M                                    Broadridge Fin’l So… Inc

Annual Report   —   Form 10-K   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Alliance Data Systems Corporation 10-K 12-31-2010   HTML   2.09M 
 2: EX-10.10    Material Contract                                   HTML     57K 
 5: EX-10.108   Material Contract                                   HTML     38K 
 6: EX-10.110   Material Contract                                   HTML     32K 
 7: EX-10.118   Material Contract                                   HTML     70K 
 8: EX-10.120   Material Contract                                   HTML     32K 
 9: EX-10.122   Material Contract                                   HTML     32K 
10: EX-10.127   Material Contract                                   HTML     28K 
11: EX-10.128   Material Contract                                   HTML     30K 
12: EX-10.134   Material Contract                                   HTML     31K 
13: EX-10.150   Material Contract                                   HTML     26K 
14: EX-10.156   Material Contract                                   HTML     23K 
15: EX-10.159   Material Contract                                   HTML     22K 
16: EX-10.161   Material Contract                                   HTML     22K 
 3: EX-10.26    Material Contract                                   HTML     21K 
 4: EX-10.59    Material Contract                                   HTML     21K 
18: EX-21       Subsidiaries List                                   HTML     37K 
19: EX-23.1     Consent of Experts or Counsel                       HTML     19K 
17: EX-12.1     Statement re: Computation of Ratios                 HTML     37K 
20: EX-31.1     Certification -- §302 - SOA'02                      HTML     24K 
21: EX-31.2     Certification -- §302 - SOA'02                      HTML     24K 
22: EX-32.1     Certification -- §906 - SOA'02                      HTML     21K 
23: EX-32.2     Certification -- §906 - SOA'02                      HTML     21K 
53: XML         IDEA XML File -- Definitions and References          XML    126K 
59: XML         IDEA XML File -- Filing Summary                      XML     80K 
57: XML.R1      Document And Entity Information                      XML    198K 
58: XML.R2      Consolidated Statements of Income                    XML    507K 
40: XML.R3      Consolidated Balance Sheets                          XML    496K 
45: XML.R4      Consolidated Balance Sheets Parenthetical            XML     90K 
51: XML.R5      Consolidated Statements of Stockholders' Equity      XML    913K 
50: XML.R6      Consolidated Statements of Stockholders' Equity      XML     66K 
                Parenthetical                                                    
62: XML.R7      Consolidated Statements of Cash Flows                XML    776K 
35: XML.R8      Description of Business and Basis of Presentation    XML     47K 
49: XML.R9      Change in Accounting Principle                       XML     46K 
33: XML.R10     Summary of Significant Accounting Policies           XML    127K 
32: XML.R11     Acquisitions                                         XML     73K 
39: XML.R12     Discontinued Operations                              XML     75K 
55: XML.R13     Credit Card Receivables                              XML    220K 
41: XML.R14     Redemption Settlement Assets                         XML    138K 
42: XML.R15     Property and Equipment                               XML     61K 
47: XML.R16     Intangible Assets and Goodwill                       XML    163K 
63: XML.R17     Accrued Expenses                                     XML     52K 
37: XML.R18     Debt                                                 XML    232K 
30: XML.R19     Deferred Revenue                                     XML     87K 
44: XML.R20     Commitments and Contingencies                        XML     73K 
54: XML.R21     Stockholders' Equity                                 XML    159K 
36: XML.R22     Employee Benefit Plans                               XML     54K 
52: XML.R23     Comprehensive Income                                 XML     75K 
43: XML.R24     Income Taxes                                         XML    186K 
61: XML.R25     Financial Instruments                                XML    234K 
56: XML.R26     Parent-Only Financial Statements                     XML    161K 
46: XML.R27     Segment Information                                  XML    205K 
48: XML.R28     Non-Cash Financing and Investing Activities          XML     46K 
31: XML.R29     Quarterly Results of Operations (Unaudited)          XML    143K 
34: XML.R30     Consolidated Valuations and Qualifying Accounts      XML     75K 
60: EXCEL       IDEA Workbook of Financial Reports (.xls)            XLS   1.75M 
24: EX-101.INS  XBRL Instance -- ads-20101231                        XML   2.20M 
26: EX-101.CAL  XBRL Calculations -- ads-20101231_cal                XML    202K 
27: EX-101.DEF  XBRL Definitions -- ads-20101231_def                 XML     76K 
28: EX-101.LAB  XBRL Labels -- ads-20101231_lab                      XML    713K 
29: EX-101.PRE  XBRL Presentations -- ads-20101231_pre               XML    372K 
25: EX-101.SCH  XBRL Schema -- ads-20101231                          XSD     91K 
38: ZIP         XBRL Zipped Folder -- 0001140361-11-012449-xbrl      Zip    152K

‘EX-101.CAL’   —   XBRL Calculations — ads-20101231_cal

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
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<link:roleRef roleURI="http://alliancedata.com/role/IncomeTaxes" xlink:type="simple" xlink:href="ads-20101231.xsd#IncomeTaxes"/>
<link:roleRef roleURI="http://alliancedata.com/role/ComprehensiveIncome" xlink:type="simple" xlink:href="ads-20101231.xsd#ComprehensiveIncome"/>
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<link:roleRef roleURI="http://alliancedata.com/role/CommitmentsAndContingencies" xlink:type="simple" xlink:href="ads-20101231.xsd#CommitmentsAndContingencies"/>
<link:roleRef roleURI="http://alliancedata.com/role/DeferredRevenue" xlink:type="simple" xlink:href="ads-20101231.xsd#DeferredRevenue"/>
<link:roleRef roleURI="http://alliancedata.com/role/Debt" xlink:type="simple" xlink:href="ads-20101231.xsd#Debt"/>
<link:roleRef roleURI="http://alliancedata.com/role/AccruedExpenses" xlink:type="simple" xlink:href="ads-20101231.xsd#AccruedExpenses"/>
<link:roleRef roleURI="http://alliancedata.com/role/IntangibleAssetsAndGoodwill" xlink:type="simple" xlink:href="ads-20101231.xsd#IntangibleAssetsAndGoodwill"/>
<link:roleRef roleURI="http://alliancedata.com/role/PropertyAndEquipment" xlink:type="simple" xlink:href="ads-20101231.xsd#PropertyAndEquipment"/>
<link:roleRef roleURI="http://alliancedata.com/role/RedemptionSettlementAssets" xlink:type="simple" xlink:href="ads-20101231.xsd#RedemptionSettlementAssets"/>
<link:roleRef roleURI="http://alliancedata.com/role/CreditCardReceivables" xlink:type="simple" xlink:href="ads-20101231.xsd#CreditCardReceivables"/>
<link:roleRef roleURI="http://alliancedata.com/role/DiscontinuedOperations" xlink:type="simple" xlink:href="ads-20101231.xsd#DiscontinuedOperations"/>
<link:roleRef roleURI="http://alliancedata.com/role/Acquisitions" xlink:type="simple" xlink:href="ads-20101231.xsd#Acquisitions"/>
<link:roleRef roleURI="http://alliancedata.com/role/SummaryOfSignificantAccountingPolicies" xlink:type="simple" xlink:href="ads-20101231.xsd#SummaryOfSignificantAccountingPolicies"/>
<link:roleRef roleURI="http://alliancedata.com/role/ChangeInAccountingPrinciple" xlink:type="simple" xlink:href="ads-20101231.xsd#ChangeInAccountingPrinciple"/>
<link:roleRef roleURI="http://alliancedata.com/role/DescriptionOfBusinessAndBasisOfPresentation" xlink:type="simple" xlink:href="ads-20101231.xsd#DescriptionOfBusinessAndBasisOfPresentation"/>
<link:roleRef roleURI="http://alliancedata.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="simple" xlink:href="ads-20101231.xsd#ConsolidatedStatementsOfCashFlows"/>
<link:roleRef roleURI="http://alliancedata.com/role/ConsolidatedStatementsOfStockholdersEquityParenthetical" xlink:type="simple" xlink:href="ads-20101231.xsd#ConsolidatedStatementsOfStockholdersEquityParenthetical"/>
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<link:roleRef roleURI="http://alliancedata.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:type="simple" xlink:href="ads-20101231.xsd#ConsolidatedBalanceSheetsParenthetical"/>
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<link:roleRef roleURI="http://alliancedata.com/role/ConsolidatedStatementsOfIncome" xlink:type="simple" xlink:href="ads-20101231.xsd#ConsolidatedStatementsOfIncome"/>
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<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare" xlink:label="IncomeLossFromContinuingOperationsPerDilutedShare" xlink:title="IncomeLossFromContinuingOperationsPerDilutedShare"/>
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<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare" xlink:label="IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare" xlink:title="IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare"/>
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<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="EarningsPerShareBasic" xlink:title="EarningsPerShareBasic"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsPerBasicShare" xlink:label="IncomeLossFromContinuingOperationsPerBasicShare" xlink:title="IncomeLossFromContinuingOperationsPerBasicShare"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="EarningsPerShareBasic" xlink:to="IncomeLossFromContinuingOperationsPerBasicShare" xlink:title="calculation: EarningsPerShareBasic to IncomeLossFromContinuingOperationsPerBasicShare" order="1.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare" xlink:label="IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare" xlink:title="IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="EarningsPerShareBasic" xlink:to="IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare" xlink:title="calculation: EarningsPerShareBasic to IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare" order="2.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeLossFromContinuingOperations" xlink:label="IncomeLossFromContinuingOperations" xlink:title="IncomeLossFromContinuingOperations"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_OperatingIncomeLoss" xlink:label="OperatingIncomeLoss" xlink:title="OperatingIncomeLoss"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_Revenues" xlink:label="Revenues" xlink:title="Revenues"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_Transaction" xlink:label="Transaction" xlink:title="Transaction"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Revenues" xlink:to="Transaction" xlink:title="calculation: Revenues to Transaction" order="1.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_Redemption" xlink:label="Redemption" xlink:title="Redemption"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Revenues" xlink:to="Redemption" xlink:title="calculation: Revenues to Redemption" order="2.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_GainLossOnSecuritizationOfFinancialAssets" xlink:label="GainLossOnSecuritizationOfFinancialAssets" xlink:title="GainLossOnSecuritizationOfFinancialAssets"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Revenues" xlink:to="GainLossOnSecuritizationOfFinancialAssets" xlink:title="calculation: Revenues to GainLossOnSecuritizationOfFinancialAssets" order="3.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentCreditCard" xlink:label="InterestAndFeeIncomeLoansConsumerInstallmentCreditCard" xlink:title="InterestAndFeeIncomeLoansConsumerInstallmentCreditCard"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Revenues" xlink:to="InterestAndFeeIncomeLoansConsumerInstallmentCreditCard" xlink:title="calculation: Revenues to InterestAndFeeIncomeLoansConsumerInstallmentCreditCard" order="4.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_DatabaseMarketingFeesAndDirectMarketingServices" xlink:label="DatabaseMarketingFeesAndDirectMarketingServices" xlink:title="DatabaseMarketingFeesAndDirectMarketingServices"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Revenues" xlink:to="DatabaseMarketingFeesAndDirectMarketingServices" xlink:title="calculation: Revenues to DatabaseMarketingFeesAndDirectMarketingServices" order="5.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="NoninterestIncomeOtherOperatingIncome" xlink:title="NoninterestIncomeOtherOperatingIncome"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Revenues" xlink:to="NoninterestIncomeOtherOperatingIncome" xlink:title="calculation: Revenues to NoninterestIncomeOtherOperatingIncome" order="6.0" weight="1.0"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="OperatingIncomeLoss" xlink:to="Revenues" xlink:title="calculation: OperatingIncomeLoss to Revenues" order="1.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CostsAndExpenses" xlink:label="CostsAndExpenses" xlink:title="CostsAndExpenses"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_CostOfRevenue" xlink:label="CostOfRevenue" xlink:title="CostOfRevenue"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CostsAndExpenses" xlink:to="CostOfRevenue" xlink:title="calculation: CostsAndExpenses to CostOfRevenue" order="1.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_GeneralAndAdministrativeExpense" xlink:label="GeneralAndAdministrativeExpense" xlink:title="GeneralAndAdministrativeExpense"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CostsAndExpenses" xlink:to="GeneralAndAdministrativeExpense" xlink:title="calculation: CostsAndExpenses to GeneralAndAdministrativeExpense" order="2.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="ProvisionForLoanLossesExpensed" xlink:title="ProvisionForLoanLossesExpensed"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CostsAndExpenses" xlink:to="ProvisionForLoanLossesExpensed" xlink:title="calculation: CostsAndExpenses to ProvisionForLoanLossesExpensed" order="3.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="DepreciationAndAmortization" xlink:title="DepreciationAndAmortization"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CostsAndExpenses" xlink:to="DepreciationAndAmortization" xlink:title="calculation: CostsAndExpenses to DepreciationAndAmortization" order="4.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="AmortizationOfIntangibleAssets" xlink:title="AmortizationOfIntangibleAssets"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CostsAndExpenses" xlink:to="AmortizationOfIntangibleAssets" xlink:title="calculation: CostsAndExpenses to AmortizationOfIntangibleAssets" order="5.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_BusinessCombinationBargainPurchaseGainRecognizedAmount" xlink:label="BusinessCombinationBargainPurchaseGainRecognizedAmount" xlink:title="BusinessCombinationBargainPurchaseGainRecognizedAmount"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CostsAndExpenses" xlink:to="BusinessCombinationBargainPurchaseGainRecognizedAmount" xlink:title="calculation: CostsAndExpenses to BusinessCombinationBargainPurchaseGainRecognizedAmount" order="6.0" weight="-1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_GainLossOnDispositionOfOtherAssets" xlink:label="GainLossOnDispositionOfOtherAssets" xlink:title="GainLossOnDispositionOfOtherAssets"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="CostsAndExpenses" xlink:to="GainLossOnDispositionOfOtherAssets" xlink:title="calculation: CostsAndExpenses to GainLossOnDispositionOfOtherAssets" order="7.0" weight="-1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_MergerAndAcquisitionCosts" xlink:label="MergerAndAcquisitionCosts" xlink:title="MergerAndAcquisitionCosts"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="LiabilitiesCurrent" xlink:title="calculation: Liabilities to LiabilitiesCurrent" order="1.0" weight="1.0"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Liabilities" xlink:to="OtherLiabilitiesNoncurrent" xlink:title="calculation: Liabilities to OtherLiabilitiesNoncurrent" order="7.0" weight="1.0"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LiabilitiesAndStockholdersEquity" xlink:to="Liabilities" xlink:title="calculation: LiabilitiesAndStockholdersEquity to Liabilities" order="1.0" weight="1.0"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AssetsCurrent" xlink:to="OtherAssetsCurrent" xlink:title="calculation: AssetsCurrent to OtherAssetsCurrent" order="2.0" weight="1.0"/>
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<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_SellersInterest" xlink:label="SellersInterest" xlink:title="SellersInterest"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AssetsCurrent" xlink:to="SellersInterest" xlink:title="calculation: AssetsCurrent to SellersInterest" order="7.0" weight="1.0"/>
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<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:label="LoansAndLeasesReceivableConsumer" xlink:title="LoansAndLeasesReceivableConsumer"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_CreditCardReceivablesRestrictedForSecuritizationInvestors" xlink:label="CreditCardReceivablesRestrictedForSecuritizationInvestors" xlink:title="CreditCardReceivablesRestrictedForSecuritizationInvestors"/>
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<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRevolvingCreditCard" xlink:label="LoansAndLeasesReceivableConsumerRevolvingCreditCard" xlink:title="LoansAndLeasesReceivableConsumerRevolvingCreditCard"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LoansAndLeasesReceivableNetReportedAmount" xlink:to="LoansAndLeasesReceivableConsumer" xlink:title="calculation: LoansAndLeasesReceivableNetReportedAmount to LoansAndLeasesReceivableConsumer" order="1.0" weight="1.0"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="LoansAndLeasesReceivableNetReportedAmount" xlink:to="LoansAndLeasesReceivableAllowance" xlink:title="calculation: LoansAndLeasesReceivableNetReportedAmount to LoansAndLeasesReceivableAllowance" order="2.0" weight="-1.0"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="AssetsCurrent" xlink:to="LoansAndLeasesReceivableNetReportedAmount" xlink:title="calculation: AssetsCurrent to LoansAndLeasesReceivableNetReportedAmount" order="8.0" weight="1.0"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="AssetsCurrent" xlink:title="calculation: Assets to AssetsCurrent" order="1.0" weight="1.0"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="PropertyPlantAndEquipmentNet" xlink:title="calculation: Assets to PropertyPlantAndEquipmentNet" order="2.0" weight="1.0"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="DeferredTaxAssetsNetNoncurrent" xlink:title="calculation: Assets to DeferredTaxAssetsNetNoncurrent" order="3.0" weight="1.0"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="RestrictedCashAndCashEquivalentsNoncurrent" xlink:title="calculation: Assets to RestrictedCashAndCashEquivalentsNoncurrent" order="5.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="IntangibleAssetsNetExcludingGoodwill" xlink:title="IntangibleAssetsNetExcludingGoodwill"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Assets" xlink:to="Goodwill" xlink:title="calculation: Assets to Goodwill" order="7.0" weight="1.0"/>
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<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/ConsolidatedStatementsOfStockholdersEquity"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/ConsolidatedStatementsOfStockholdersEquityParenthetical"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/ConsolidatedStatementsOfCashFlows">
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<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_CertificatesOfDepositIssuances" xlink:label="CertificatesOfDepositIssuances" xlink:title="CertificatesOfDepositIssuances"/>
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<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_RepaymentsOfCertificatesOfDeposit" xlink:label="RepaymentsOfCertificatesOfDeposit" xlink:title="RepaymentsOfCertificatesOfDeposit"/>
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<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_PaymentOfCapitalLeaseObligations" xlink:label="PaymentOfCapitalLeaseObligations" xlink:title="PaymentOfCapitalLeaseObligations"/>
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<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_PurchaseOfPrepaidForwardContracts" xlink:label="PurchaseOfPrepaidForwardContracts" xlink:title="PurchaseOfPrepaidForwardContracts"/>
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<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_ChangeInSellersInterest" xlink:label="ChangeInSellersInterest" xlink:title="ChangeInSellersInterest"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsToAcquireBusinessesNetOfCashAcquired" order="8.0" weight="-1.0"/>
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<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_ProceedsFromSaleOfCreditCardReceivablePortfoliosToSecuritizationTrusts" xlink:label="ProceedsFromSaleOfCreditCardReceivablePortfoliosToSecuritizationTrusts" xlink:title="ProceedsFromSaleOfCreditCardReceivablePortfoliosToSecuritizationTrusts"/>
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<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsToAcquireInterestInSubsidiariesAndAffiliates" order="11.0" weight="-1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ProceedsFromDivestitureOfBusinesses" xlink:label="ProceedsFromDivestitureOfBusinesses" xlink:title="ProceedsFromDivestitureOfBusinesses"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="ProceedsFromDivestitureOfBusinesses" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to ProceedsFromDivestitureOfBusinesses" order="12.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="PaymentsForProceedsFromOtherInvestingActivities" xlink:title="PaymentsForProceedsFromOtherInvestingActivities"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="PaymentsForProceedsFromOtherInvestingActivities" xlink:title="calculation: NetCashProvidedByUsedInInvestingActivities to PaymentsForProceedsFromOtherInvestingActivities" order="13.0" weight="-1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="NetIncomeLoss" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to NetIncomeLoss" order="1.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="DepreciationDepletionAndAmortization" xlink:title="DepreciationDepletionAndAmortization"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="DepreciationDepletionAndAmortization" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to DepreciationDepletionAndAmortization" order="2.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="DeferredIncomeTaxExpenseBenefit" xlink:title="DeferredIncomeTaxExpenseBenefit"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="DeferredIncomeTaxExpenseBenefit" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to DeferredIncomeTaxExpenseBenefit" order="3.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_ProvisionForLoanLoss" xlink:label="ProvisionForLoanLoss" xlink:title="ProvisionForLoanLoss"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ProvisionForLoanLoss" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ProvisionForLoanLoss" order="4.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ShareBasedCompensation" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ShareBasedCompensation" order="5.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_FairValueGainOnInterestOnlyStrip" xlink:label="FairValueGainOnInterestOnlyStrip" xlink:title="FairValueGainOnInterestOnlyStrip"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="FairValueGainOnInterestOnlyStrip" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to FairValueGainOnInterestOnlyStrip" order="6.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_UnrealizedGainLossOnDerivatives" xlink:label="UnrealizedGainLossOnDerivatives" xlink:title="UnrealizedGainLossOnDerivatives"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="UnrealizedGainLossOnDerivatives" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to UnrealizedGainLossOnDerivatives" order="7.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_AmortizationOfDebtDiscountPremium" xlink:label="AmortizationOfDebtDiscountPremium" xlink:title="AmortizationOfDebtDiscountPremium"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="AmortizationOfDebtDiscountPremium" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to AmortizationOfDebtDiscountPremium" order="8.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ImpairmentOfLongLivedAssetsToBeDisposedOf" xlink:label="ImpairmentOfLongLivedAssetsToBeDisposedOf" xlink:title="ImpairmentOfLongLivedAssetsToBeDisposedOf"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ImpairmentOfLongLivedAssetsToBeDisposedOf" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ImpairmentOfLongLivedAssetsToBeDisposedOf" order="9.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_BusinessCombinationBargainPurchaseGainRecognizedAmount" xlink:label="BusinessCombinationBargainPurchaseGainRecognizedAmount" xlink:title="BusinessCombinationBargainPurchaseGainRecognizedAmount"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="BusinessCombinationBargainPurchaseGainRecognizedAmount" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to BusinessCombinationBargainPurchaseGainRecognizedAmount" order="10.0" weight="-1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="GainLossOnSaleOfOtherAssets" xlink:title="GainLossOnSaleOfOtherAssets"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="GainLossOnSaleOfOtherAssets" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to GainLossOnSaleOfOtherAssets" order="11.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:label="IncreaseDecreaseInAccountsReceivable" xlink:title="IncreaseDecreaseInAccountsReceivable"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInAccountsReceivable" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInAccountsReceivable" order="12.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_ChangeInMerchantSettlementActivity" xlink:label="ChangeInMerchantSettlementActivity" xlink:title="ChangeInMerchantSettlementActivity"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ChangeInMerchantSettlementActivity" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ChangeInMerchantSettlementActivity" order="13.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInOtherOperatingAssets" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInOtherOperatingAssets" order="14.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:title="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" order="15.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_ChangeInDeferredRevenue" xlink:label="ChangeInDeferredRevenue" xlink:title="ChangeInDeferredRevenue"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ChangeInDeferredRevenue" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ChangeInDeferredRevenue" order="16.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="IncreaseDecreaseInOtherOperatingLiabilities" xlink:title="IncreaseDecreaseInOtherOperatingLiabilities"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="IncreaseDecreaseInOtherOperatingLiabilities" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to IncreaseDecreaseInOtherOperatingLiabilities" order="17.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_PurchaseOfCreditCardReceivables" xlink:label="PurchaseOfCreditCardReceivables" xlink:title="PurchaseOfCreditCardReceivables"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="PurchaseOfCreditCardReceivables" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to PurchaseOfCreditCardReceivables" order="18.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="ads-20101231.xsd#ads_TheCashFlowFromSaleOfCreditCardReceivablePortfolios" xlink:label="TheCashFlowFromSaleOfCreditCardReceivablePortfolios" xlink:title="TheCashFlowFromSaleOfCreditCardReceivablePortfolios"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="TheCashFlowFromSaleOfCreditCardReceivablePortfolios" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to TheCashFlowFromSaleOfCreditCardReceivablePortfolios" order="19.0" weight="1.0"/>
<link:loc xlink:type="locator" xlink:href="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-gaap-2009-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:title="ExcessTaxBenefitFromShareBasedCompensationOperatingActivities"/>
<link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:title="calculation: NetCashProvidedByUsedInOperatingActivities to ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" order="20.0" weight="1.0"/>
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<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/DescriptionOfBusinessAndBasisOfPresentation"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/ChangeInAccountingPrinciple"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/SummaryOfSignificantAccountingPolicies"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/Acquisitions"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/DiscontinuedOperations"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/CreditCardReceivables"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/RedemptionSettlementAssets"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/PropertyAndEquipment"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/IntangibleAssetsAndGoodwill"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/AccruedExpenses"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/Debt"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/DeferredRevenue"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/CommitmentsAndContingencies"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/StockholdersEquity"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/EmployeeBenefitPlans"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/ComprehensiveIncome"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/IncomeTaxes"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/FinancialInstruments"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/ParentOnlyFinancialStatements"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/SegmentInformation"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/NonCashFinancingAndInvestingActivities"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/QuarterlyResultsOfOperationsUnaudited"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/ConsolidatedValuationsAndQualifyingAccounts"/>
<link:calculationLink xlink:type="extended" xlink:role="http://alliancedata.com/role/DocumentAndEntityInformation"/>
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5 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 2/20/24  Bread Financial Holdings, Inc.    10-K       12/31/23  128:15M
 2/28/23  Bread Financial Holdings, Inc.    10-K       12/31/22  135:20M
 2/25/22  Bread Financial Holdings, Inc.    10-K       12/31/21  110:23M
 2/26/21  Bread Financial Holdings, Inc.    10-K       12/31/20  135:28M
 5/04/11  SEC                               UPLOAD9/21/17    1:54K  Bread Financial Holdings, Inc.
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