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Mackinac Financial Corp/MI – ‘10-K’ for 12/31/15 – ‘EX-101.PRE’

On:  Wednesday, 3/30/16, at 6:02am ET   ·   For:  12/31/15   ·   Accession #:  1104659-16-108403   ·   File #:  0-20167

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  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 3/30/16  Mackinac Financial Corp/MI        10-K       12/31/15  102:21M                                    Toppan Merrill/FA

Annual Report   —   Form 10-K   —   Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                       HTML   3.05M 
 2: EX-21       Subsidiaries List                                   HTML     24K 
 3: EX-23.1     Consent of Experts or Counsel                       HTML     26K 
 4: EX-31       Certification -- §302 - SOA'02                      HTML     41K 
 5: EX-32.1     Certification -- §906 - SOA'02                      HTML     27K 
 6: EX-32.2     Certification -- §906 - SOA'02                      HTML     28K 
13: R1          Document and Entity Information                     HTML     53K 
14: R2          Consolidated Balance Sheets                         HTML    126K 
15: R3          Consolidated Balance Sheets (Parenthetical)         HTML     46K 
16: R4          Consolidated Statements of Operations               HTML    130K 
17: R5          Consolidated Statement of Comprehensive Income      HTML     63K 
18: R6          Consolidated Statements of Changes in               HTML    104K 
                Shareholders' Equity                                             
19: R7          Consolidated Statements of Cash Flows               HTML    148K 
20: R8          Summary of Significant Accounting Policies          HTML     99K 
21: R9          Restrictions on Cash and Cash Equivalents           HTML     31K 
22: R10         Securities Available for Sale                       HTML    182K 
23: R11         Loans                                               HTML   1.29M 
24: R12         Premises and Equipment                              HTML     49K 
25: R13         Other Real Estate Held for Sale                     HTML     49K 
26: R14         Deposits                                            HTML     57K 
27: R15         Goodwill and Other Intangible Assets                HTML     34K 
28: R16         Servicing Rights                                    HTML     56K 
29: R17         Borrowings                                          HTML     58K 
30: R18         Income Taxes                                        HTML    124K 
31: R19         Operating Leases                                    HTML     43K 
32: R20         Retirement Plan                                     HTML     30K 
33: R21         Defined Benefit Pension Plan                        HTML     92K 
34: R22         Deferred Compensation Plan                          HTML     33K 
35: R23         Regulatory Matters                                  HTML    176K 
36: R24         Stock Compensation Plans                            HTML     82K 
37: R25         Shareholders' Equity                                HTML     35K 
38: R26         Commitments, Contingencies, and Credit Risk         HTML     53K 
39: R27         Fair Value                                          HTML    167K 
40: R28         Business Combinations                               HTML     96K 
41: R29         Subsequent Event                                    HTML     29K 
42: R30         Parent Company Only Financial Statements            HTML    196K 
43: R31         Summary of Significant Accounting Policies          HTML    166K 
                (Policies)                                                       
44: R32         Summary of Significant Accounting Policies          HTML     65K 
                (Tables)                                                         
45: R33         Securities Available for Sale (Tables)              HTML    184K 
46: R34         Loans (Tables)                                      HTML   1.29M 
47: R35         Premises and Equipment (Tables)                     HTML     49K 
48: R36         Other Real Estate Held for Sale (Tables)            HTML     45K 
49: R37         Deposits (Tables)                                   HTML     57K 
50: R38         Servicing Rights (Tables)                           HTML     53K 
51: R39         Borrowings (Tables)                                 HTML     61K 
52: R40         Income Taxes (Tables)                               HTML    125K 
53: R41         Operating Leases (Tables)                           HTML     38K 
54: R42         Defined Benefit Pension Plan (Tables)               HTML     96K 
55: R43         Regulatory Matters (Tables)                         HTML    167K 
56: R44         Stock Compensation Plans (Tables)                   HTML     84K 
57: R45         Commitments, Contingencies, and Credit Risk         HTML     45K 
                (Tables)                                                         
58: R46         Fair Value (Tables)                                 HTML    159K 
59: R47         Business Combinations (Tables)                      HTML     90K 
60: R48         Parent Company Only Financial Statements (Tables)   HTML    200K 
61: R49         Summary of Significant Accounting Policies          HTML     97K 
                (Details)                                                        
62: R50         Restrictions on Cash and Cash Equivalents           HTML     28K 
                (Details)                                                        
63: R51         Securities Available for Sale (Details)             HTML     78K 
64: R52         Securities Available for Sale (Details 2)           HTML     75K 
65: R53         Loans (Details)                                     HTML    114K 
66: R54         Loans (Details 2)                                   HTML    129K 
67: R55         Loans (Details 3)                                   HTML     93K 
68: R56         Loans (Details 4)                                   HTML    121K 
69: R57         Loans (Details 5)                                   HTML     69K 
70: R58         Loans (Details 6)                                   HTML     68K 
71: R59         Loans (Details 7)                                   HTML     90K 
72: R60         Loans (Details 8)                                   HTML     41K 
73: R61         Premises and Equipment (Details)                    HTML     46K 
74: R62         Other Real Estate Held for Sale (Details)           HTML     44K 
75: R63         Deposits (Details)                                  HTML     57K 
76: R64         Goodwill and Other Intangible Assets (Details)      HTML     49K 
77: R65         Servicing Rights (Details)                          HTML     57K 
78: R66         Borrowings (Details)                                HTML     72K 
79: R67         Borrowings (Details 2)                              HTML     45K 
80: R68         Income Taxes (Details)                              HTML    119K 
81: R69         Operating Leases (Details)                          HTML     90K 
82: R70         Retirement Plan (Details)                           HTML     34K 
83: R71         Defined Benefit Pension Plan (Details)              HTML    106K 
84: R72         Deferred Compensation Plan (Details)                HTML     43K 
85: R73         Regulatory Matters (Details)                        HTML    109K 
86: R74         Stock Compensation Plans (Details)                  HTML    112K 
87: R75         Stock Compensation Plans (Details 2)                HTML     36K 
88: R76         Shareholders' Equity (Details)                      HTML     61K 
89: R77         Commitments, Contingencies, and Credit Risk         HTML     43K 
                (Details)                                                        
90: R78         Commitments, Contingencies, and Credit Risk         HTML     39K 
                (Details 2)                                                      
91: R79         Fair Value (Details)                                HTML     76K 
92: R80         Fair Value (Details 2)                              HTML     47K 
93: R81         Fair Value (Details 3)                              HTML     37K 
94: R82         Business Combinations (Details)                     HTML    122K 
95: R83         Sebsequent Event (Details)                          HTML     39K 
96: R84         Parent Company Only Financial Statements (Details)  HTML     76K 
97: R85         Parent Company Only Financial Statements (Details   HTML     50K 
                2)                                                               
98: R86         Parent Company Only Financial Statements (Details   HTML     73K 
                3)                                                               
99: R87         Parent Company Only Financial Statements (Details   HTML     95K 
                4)                                                               
101: XML         IDEA XML File -- Filing Summary                      XML    187K  
100: EXCEL       IDEA Workbook of Financial Reports                  XLSX    126K  
 7: EX-101.INS  XBRL Instance -- mfnc-20151231                       XML   6.79M 
 9: EX-101.CAL  XBRL Calculations -- mfnc-20151231_cal               XML    318K 
10: EX-101.DEF  XBRL Definitions -- mfnc-20151231_def                XML    884K 
11: EX-101.LAB  XBRL Labels -- mfnc-20151231_lab                     XML   2.27M 
12: EX-101.PRE  XBRL Presentations -- mfnc-20151231_pre              XML   1.61M 
 8: EX-101.SCH  XBRL Schema -- mfnc-20151231                         XSD    246K 
102: ZIP         XBRL Zipped Folder -- 0001104659-16-108403-xbrl      Zip    338K

‘EX-101.PRE’   —   XBRL Presentations — mfnc-20151231_pre

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
<?xml version="1.0" encoding="windows-1252"?>
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<!-- Created on: 3/29/2016 8:49:06 AM -->
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<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#StatementConsolidatedStatementsOfOperations" roleURI="http://www.bankmbank.com/role/StatementConsolidatedStatementsOfOperations" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#StatementConsolidatedStatementOfComprehensiveIncome" roleURI="http://www.bankmbank.com/role/StatementConsolidatedStatementOfComprehensiveIncome" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#StatementConsolidatedStatementsOfChangesInShareholdersEquity" roleURI="http://www.bankmbank.com/role/StatementConsolidatedStatementsOfChangesInShareholdersEquity" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#StatementConsolidatedStatementsOfCashFlows" roleURI="http://www.bankmbank.com/role/StatementConsolidatedStatementsOfCashFlows" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureSummaryOfSignificantAccountingPolicies" roleURI="http://www.bankmbank.com/role/DisclosureSummaryOfSignificantAccountingPolicies" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureRestrictionsOnCashAndCashEquivalents" roleURI="http://www.bankmbank.com/role/DisclosureRestrictionsOnCashAndCashEquivalents" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureSecuritiesAvailableForSale" roleURI="http://www.bankmbank.com/role/DisclosureSecuritiesAvailableForSale" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureLoans" roleURI="http://www.bankmbank.com/role/DisclosureLoans" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosurePremisesAndEquipment" roleURI="http://www.bankmbank.com/role/DisclosurePremisesAndEquipment" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureOtherRealEstateHeldForSale" roleURI="http://www.bankmbank.com/role/DisclosureOtherRealEstateHeldForSale" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureDeposits" roleURI="http://www.bankmbank.com/role/DisclosureDeposits" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureGoodwillAndOtherIntangibleAssets" roleURI="http://www.bankmbank.com/role/DisclosureGoodwillAndOtherIntangibleAssets" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureServicingRights" roleURI="http://www.bankmbank.com/role/DisclosureServicingRights" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureBorrowings" roleURI="http://www.bankmbank.com/role/DisclosureBorrowings" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureIncomeTaxes" roleURI="http://www.bankmbank.com/role/DisclosureIncomeTaxes" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureOperatingLeases" roleURI="http://www.bankmbank.com/role/DisclosureOperatingLeases" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureRetirementPlan" roleURI="http://www.bankmbank.com/role/DisclosureRetirementPlan" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureDefinedBenefitPensionPlan" roleURI="http://www.bankmbank.com/role/DisclosureDefinedBenefitPensionPlan" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureDeferredCompensationPlan" roleURI="http://www.bankmbank.com/role/DisclosureDeferredCompensationPlan" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureRegulatoryMatters" roleURI="http://www.bankmbank.com/role/DisclosureRegulatoryMatters" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureStockCompensationPlans" roleURI="http://www.bankmbank.com/role/DisclosureStockCompensationPlans" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureShareholdersEquity" roleURI="http://www.bankmbank.com/role/DisclosureShareholdersEquity" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureCommitmentsContingenciesAndCreditRisk" roleURI="http://www.bankmbank.com/role/DisclosureCommitmentsContingenciesAndCreditRisk" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureFairValue" roleURI="http://www.bankmbank.com/role/DisclosureFairValue" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureBusinessCombinations" roleURI="http://www.bankmbank.com/role/DisclosureBusinessCombinations" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureSubsequentEvent" roleURI="http://www.bankmbank.com/role/DisclosureSubsequentEvent" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureParentCompanyOnlyFinancialStatements" roleURI="http://www.bankmbank.com/role/DisclosureParentCompanyOnlyFinancialStatements" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureSummaryOfSignificantAccountingPoliciesPolicies" roleURI="http://www.bankmbank.com/role/DisclosureSummaryOfSignificantAccountingPoliciesPolicies" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureSummaryOfSignificantAccountingPoliciesTables" roleURI="http://www.bankmbank.com/role/DisclosureSummaryOfSignificantAccountingPoliciesTables" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureSecuritiesAvailableForSaleTables" roleURI="http://www.bankmbank.com/role/DisclosureSecuritiesAvailableForSaleTables" xmlns="http://www.xbrl.org/2003/linkbase"/>
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<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosurePremisesAndEquipmentTables" roleURI="http://www.bankmbank.com/role/DisclosurePremisesAndEquipmentTables" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureOtherRealEstateHeldForSaleTables" roleURI="http://www.bankmbank.com/role/DisclosureOtherRealEstateHeldForSaleTables" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureDepositsTables" roleURI="http://www.bankmbank.com/role/DisclosureDepositsTables" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureServicingRightsTables" roleURI="http://www.bankmbank.com/role/DisclosureServicingRightsTables" xmlns="http://www.xbrl.org/2003/linkbase"/>
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<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureDefinedBenefitPensionPlanTables" roleURI="http://www.bankmbank.com/role/DisclosureDefinedBenefitPensionPlanTables" xmlns="http://www.xbrl.org/2003/linkbase"/>
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<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosurePremisesAndEquipmentDetails" roleURI="http://www.bankmbank.com/role/DisclosurePremisesAndEquipmentDetails" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureOtherRealEstateHeldForSaleDetails" roleURI="http://www.bankmbank.com/role/DisclosureOtherRealEstateHeldForSaleDetails" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureDepositsDetails" roleURI="http://www.bankmbank.com/role/DisclosureDepositsDetails" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureGoodwillAndOtherIntangibleAssetsDetails" roleURI="http://www.bankmbank.com/role/DisclosureGoodwillAndOtherIntangibleAssetsDetails" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureServicingRightsDetails" roleURI="http://www.bankmbank.com/role/DisclosureServicingRightsDetails" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureBorrowingsDetails" roleURI="http://www.bankmbank.com/role/DisclosureBorrowingsDetails" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureBorrowingsDetails2" roleURI="http://www.bankmbank.com/role/DisclosureBorrowingsDetails2" xmlns="http://www.xbrl.org/2003/linkbase"/>
<roleRef xlink:type="simple" xlink:href="mfnc-20151231.xsd#DisclosureIncomeTaxesDetails" roleURI="http://www.bankmbank.com/role/DisclosureIncomeTaxesDetails" xmlns="http://www.xbrl.org/2003/linkbase"/>
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