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<?xml version="1.0" encoding="windows-1252"?> |
<!-- XBRL document created with Toppan Merrill Bridge 9.6.7629.27231 --> |
<!-- Based on XBRL 2.1 --> |
<!-- Created on: 1/15/2021 11:32:26 AM --> |
<!-- Modified on: 1/15/2021 11:32:26 AM --> |
<xsd:schema targetNamespace="http://www.citigroup.com/20201221" attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2020-01-31" xmlns:srt-types="http://fasb.org/srt-types/2020-01-31" xmlns:us-roles="http://fasb.org/us-roles/2020-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:currency="http://xbrl.sec.gov/currency/2020-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:naics="http://xbrl.sec.gov/naics/2017-01-31" xmlns:srt-roles="http://fasb.org/srt-roles/2020-01-31" xmlns:country="http://xbrl.sec.gov/country/2020-01-31" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:srt="http://fasb.org/srt/2020-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:exch="http://xbrl.sec.gov/exch/2020-01-31" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:sic="http://xbrl.sec.gov/sic/2020-01-31" xmlns:us-types="http://fasb.org/us-types/2020-01-31" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:attributeFormDefault="unqualified" xmlns:stpr="http://xbrl.sec.gov/stpr/2018-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:c="http://www.citigroup.com/20201221"> |
| <xsd:annotation> |
| | <xsd:appinfo> |
| | | <link:roleType roleURI="http://www.citigroup.com/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation"> |
| <link:definition> 00090 - Document - Document and Entity Information </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
| <link:usedOn> link:definitionLink </link:usedOn> |
| </link:roleType> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="c-20201221_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="c-20201221_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/> |
| | | <link:linkbaseRef xlink:type="simple" xlink:href="c-20201221_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/> |
| | | </xsd:appinfo> |
| | </xsd:annotation> |
| <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/> |
| <xsd:import namespace="http://fasb.org/us-gaap/2020-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd"/> |
| <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/> |
| <xsd:import namespace="http://xbrl.sec.gov/dei/2020-01-31" schemaLocation="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd"/> |
| <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/> |
| <xsd:element name="DocumentAndEntityInformationAbstract" id="c_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/> |
| <element id="c_SeriesJPreferredStockMember" name="SeriesJPreferredStockMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_SeriesKPreferredStockMember" name="SeriesKPreferredStockMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_SeriesSPreferredStockMember" name="SeriesSPreferredStockMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_CitigroupCapitalIiiMember" name="CitigroupCapitalIiiMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_CitigroupCapitalXiiiMember" name="CitigroupCapitalXiiiMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_CitigroupCapitalXviiiMember" name="CitigroupCapitalXviiiMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_CtracksMillerHowardMlpFundamentalIndexMember" name="CtracksMillerHowardMlpFundamentalIndexMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_CtracksMillerHowardStrategicDividendReinvestorMember" name="CtracksMillerHowardStrategicDividendReinvestorMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_CtracksMillerHowardMlpFundamentalIndexSeriesBMember" name="CtracksMillerHowardMlpFundamentalIndexSeriesBMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongUsdVsJpyMember" name="VelocitySharesDailyLongUsdVsJpyMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongUsdVsGbpMember" name="VelocitySharesDailyLongUsdVsGbpMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongUsdVsEurMember" name="VelocitySharesDailyLongUsdVsEurMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongUsdVsChfMember" name="VelocitySharesDailyLongUsdVsChfMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongUsdVsAudMember" name="VelocitySharesDailyLongUsdVsAudMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongJpyVsUsdMember" name="VelocitySharesDailyLongJpyVsUsdMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongEurVsUsdMember" name="VelocitySharesDailyLongEurVsUsdMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongGbpVsUsdMember" name="VelocitySharesDailyLongGbpVsUsdMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongChfVsUsdMember" name="VelocitySharesDailyLongChfVsUsdMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesDailyLongAudVsUsdMember" name="VelocitySharesDailyLongAudVsUsdMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesLongLiborEtnMember" name="VelocitySharesLongLiborEtnMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesShortLiborEtnMember" name="VelocitySharesShortLiborEtnMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesLongCrudeOilEtnMember" name="VelocitySharesLongCrudeOilEtnMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_VelocitySharesInverseCrudeOilEtnMember" name="VelocitySharesInverseCrudeOilEtnMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_SeriesNMediumTermSeniorNotesMember" name="SeriesNMediumTermSeniorNotesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_SeriesGMediumTermSeniorNotesMember" name="SeriesGMediumTermSeniorNotesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| <element id="c_SeriesNMediumTermSeniorNotesDueDec2035Member" name="SeriesNMediumTermSeniorNotesDueDec2035Member" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema"/> |
| </xsd:schema> |