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<?xml version="1.0" encoding="windows-1252"?> |
<ownershipDocument> |
| <schemaVersion> X0201 </schemaVersion> |
| <documentType> 3 </documentType> |
| <periodOfReport> 2003-07-11 </periodOfReport> |
| <noSecuritiesOwned> 0 </noSecuritiesOwned> |
| <issuer> |
| | <issuerCik> 0001106976 </issuerCik> |
| | <issuerName> PAYGARD INC </issuerName> |
| | <issuerTradingSymbol> Paygard </issuerTradingSymbol> |
| | </issuer> |
| <reportingOwner> |
| | <reportingOwnerId> |
| | | <rptOwnerCik> 0001281844 </rptOwnerCik> |
| | | <rptOwnerName> KENNEDY GREGORY JAMES </rptOwnerName> |
| | | </reportingOwnerId> |
| | <reportingOwnerAddress> |
| | | <rptOwnerStreet1> 1131 MT COTTON RD </rptOwnerStreet1> |
| | | <rptOwnerStreet2></rptOwnerStreet2> |
| | | <rptOwnerCity> BURBANK QUEENLAND AUSTRIA </rptOwnerCity> |
| | | <rptOwnerState> C4 </rptOwnerState> |
| | | <rptOwnerZipCode> 999999999 </rptOwnerZipCode> |
| | | <rptOwnerStateDescription> AUSTRIA </rptOwnerStateDescription> |
| | | </reportingOwnerAddress> |
| | <reportingOwnerRelationship> |
| | | <isDirector> 1 </isDirector> |
| | | <isOfficer> 0 </isOfficer> |
| | | <isTenPercentOwner> 1 </isTenPercentOwner> |
| | | <isOther> 0 </isOther> |
| | | </reportingOwnerRelationship> |
| | </reportingOwner> |
| <nonDerivativeTable> |
| | <nonDerivativeHolding> |
| | | <securityTitle> |
| <value> common shares </value> |
| </securityTitle> |
| | | <postTransactionAmounts> |
| <sharesOwnedFollowingTransaction> |
| <value> 20000000 </value> |
| </sharesOwnedFollowingTransaction> |
| </postTransactionAmounts> |
| | | <ownershipNature> |
| <directOrIndirectOwnership> |
| <value> I </value> |
| </directOrIndirectOwnership> |
| <natureOfOwnership> |
| <value> Boston Fidelity LTD </value> |
| </natureOfOwnership> |
| </ownershipNature> |
| | | </nonDerivativeHolding> |
| | </nonDerivativeTable> |
| <ownerSignature> |
| | <signatureName> Gregory James Kennedy </signatureName> |
| | <signatureDate> 2004-02-24 </signatureDate> |
| | </ownerSignature> |
| </ownershipDocument> |