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Transcend Wealth Collective, LLC – ‘13F-HR’ for 12/31/19 – ‘INFO-TABLE’

On:  Wednesday, 2/19/20, at 5:14pm ET   ·   Effective:  2/19/20   ·   For:  12/31/19   ·   Accession #:  1776082-20-2   ·   File #:  28-20168

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  As Of               Filer                 Filing    For·On·As Docs:Size

 2/19/20  Transcend Wealth Collective, LLC  13F-HR     12/31/19    2:112K

Quarterly Holdings and Combination Report by a Money Manager   —   Form 13F
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 13F-HR      Quarterly Holdings and Combination Report by a      HTML      3K 
                Money Manager -- primary_doc.xml                                 
 2: INFO-TABLE  Portfolio Securities Holdings Info Table --         HTML      3K 
                twc13fq42019.xml

‘INFO-TABLE’   —   Portfolio Securities Holdings Info Table — twc13fq42019.xml



        

This ‘INFO-TABLE’ Document is an XML Data File that may be rendered in various formats:

  Information Table    –   Plain Text   –  SEC Website  –  EDGAR System  –    XML Data    –  <?xml?> File
 
 
XML Data rendering:  Portfolio Securities Holdings Info Table
 
                                                                                                                                                                                
<?xml version="1.0" encoding="windows-1252"?>
<ns1:informationTable xmlns:ns1="http://www.sec.gov/edgar/document/thirteenf/informationtable">
<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD HIGH DIVIDEND </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 921946406 </ns1:cusip>
<ns1:value> 204 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 2173 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 2173 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> INVESCO GLOBAL WATER </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 46138E651 </ns1:cusip>
<ns1:value> 205 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 6630 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 6630 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES MORTGAGE REAL </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 46435G342 </ns1:cusip>
<ns1:value> 208 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 4675 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 4675 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> DUPONT DE NEMOURS INC </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
<ns1:cusip> 26614N102 </ns1:cusip>
<ns1:value> 209 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 3263 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 75 </ns1:Sole>
<ns1:Shared> 3188 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> REALOGY HOLDINGS CO </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
<ns1:cusip> 75605Y106 </ns1:cusip>
<ns1:value> 212 </ns1:value>
<ns1:shrsOrPrnAmt>
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</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
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<ns1:Shared> 21950 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES SHORT-TERM </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 464288646 </ns1:cusip>
<ns1:value> 214 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 3994 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> FIRST TRUST INTERNET </ns1:nameOfIssuer>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> IBM CORP </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> SPDR BLOOMBERG BARCLAYS </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 78464A391 </ns1:cusip>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> DOW INC </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
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<ns1:value> 220 </ns1:value>
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<ns1:sshPrnamt> 4024 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 1615 </ns1:Sole>
<ns1:Shared> 2409 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SPDR LARGE CAP ETF </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 78464A854 </ns1:cusip>
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</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> FORTIVE CORP DISC </ns1:nameOfIssuer>
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<ns1:value> 228 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 2979 </ns1:sshPrnamt>
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</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 237 </ns1:Sole>
<ns1:Shared> 2742 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> UNILEVER PLC F </ns1:nameOfIssuer>
<ns1:titleOfClass> AMERICAN DEPOSITORY </ns1:titleOfClass>
<ns1:cusip> 904767704 </ns1:cusip>
<ns1:value> 228 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 3993 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 179 </ns1:Sole>
<ns1:Shared> 3814 </ns1:Shared>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> GLDMN SACH ACTVBETA EMRG </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 381430206 </ns1:cusip>
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</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 782 </ns1:Sole>
<ns1:Shared> 5923 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> PAYPAL HOLDINGS INCORPOR </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
<ns1:cusip> 70450Y103 </ns1:cusip>
<ns1:value> 234 </ns1:value>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:Sole> 287 </ns1:Sole>
<ns1:Shared> 1875 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SEMPRA ENERGY </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
<ns1:cusip> 816851109 </ns1:cusip>
<ns1:value> 253 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1668 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 305 </ns1:Sole>
<ns1:Shared> 1363 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES MSCI INDIA ETF </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 46429B598 </ns1:cusip>
<ns1:value> 253 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 7208 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES MSCI ACWI EX US </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
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<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 5174 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Shared> 5174 </ns1:Shared>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> CONNECTONE BANCORP </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
<ns1:cusip> 20786W107 </ns1:cusip>
<ns1:value> 257 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 10000 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD SMALL CAP ETF </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
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<ns1:infoTable>
<ns1:nameOfIssuer> SELECT SECTOR INDUSTRIAL </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 81369Y704 </ns1:cusip>
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<ns1:infoTable>
<ns1:nameOfIssuer> CHUBB LTD F </ns1:nameOfIssuer>
<ns1:titleOfClass> FOREIGN ORDINARIES </ns1:titleOfClass>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES RUSSELL MID CAP </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> UNITED PARCEL SRVC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> NEW JERSEY RESOURCE </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES 3-7 YEAR TRERY </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 464288661 </ns1:cusip>
<ns1:value> 275 </ns1:value>
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<ns1:sshPrnamt> 2186 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 2186 </ns1:Shared>
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</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> AIR PROD & CHEMICALS </ns1:nameOfIssuer>
<ns1:titleOfClass> COMMON STOCK </ns1:titleOfClass>
<ns1:cusip> 009158106 </ns1:cusip>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 251 </ns1:Sole>
<ns1:Shared> 928 </ns1:Shared>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES SELECT DIVIDEND </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 464287168 </ns1:cusip>
<ns1:value> 283 </ns1:value>
<ns1:shrsOrPrnAmt>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> FEDEX CORP </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> CONOCOPHILLIPS </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES MSCI ACWI ETF </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES CORE US </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ALLISON TRANSMISSION </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> LAZARD GLOBAL TOTAL RETU </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> WORKDAY INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> ISHARES MSCI TAIWAN </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7634 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> OWL ROCK CAPITAL CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 17655 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:nameOfIssuer> CVS HEALTH CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 4261 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 126 </ns1:Sole>
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<ns1:nameOfIssuer> CATERPILLAR INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2175 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 2175 </ns1:Shared>
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<ns1:infoTable>
<ns1:nameOfIssuer> ALLIANZGI NFJ DIV INTERE </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 24804 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> SPDR S&P 500 GROWTH ETF </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7753 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 137 </ns1:Sole>
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<ns1:nameOfIssuer> SPDR S&P CHINA ETF </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
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<ns1:sshPrnamt> 3237 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 3237 </ns1:Shared>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES MSCI SOUTH KOREA </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 5398 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 5398 </ns1:Shared>
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<ns1:nameOfIssuer> NETFLIX INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 1047 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 12 </ns1:Sole>
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<ns1:nameOfIssuer> VF CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 3523 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 265 </ns1:Sole>
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<ns1:nameOfIssuer> WESTERN ASSET MRTG DEFIN </ns1:nameOfIssuer>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 218 </ns1:Sole>
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<ns1:sshPrnamt> 3217 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 110 </ns1:Sole>
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<ns1:nameOfIssuer> BOEING CO </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 202 </ns1:Sole>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 528 </ns1:Sole>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> SPDR DOUBLELINE TTL RTRN </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 339 </ns1:Sole>
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<ns1:sshPrnamt> 1273 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:nameOfIssuer> PNC FINL SERVICES </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2596 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 215 </ns1:Sole>
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<ns1:nameOfIssuer> VANGUARD INDUSTRIALS </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> BROADCOM INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 166 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> SPDR MSCI USA </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 138 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> NEW RESIDENTIAL INVE </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD CONSUMER </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 159 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> INVESCO BRIC ETF </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES US REGIONAL </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD DIVIDEND </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> ADOBE INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 279 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> UNITEDHEALTH GRP INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 380 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD FINANCIALS ETF </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 10132 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 322 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD TOTAL BOND </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 9352 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> ALIBABA GROUP HOLDING F </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 3872 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 648 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> SELECT SECTOR UTI SELECT </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 10798 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> CME GROUP INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> ALPS ALERIAN MLP ETF </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 99549 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> THE COCA-COLA CO </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 769 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> BLACKROCK INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 116 </ns1:Sole>
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<ns1:nameOfIssuer> ISHARES RUSSELL 1000 </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 5039 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 51 </ns1:Sole>
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<ns1:nameOfIssuer> CONSTELLATION BRAND </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 34 </ns1:Sole>
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<ns1:nameOfIssuer> EQUINIX INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 1582 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES CORE MSCI </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:nameOfIssuer> CROWN CASTLE INTL CO </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 6542 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 532 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> BP PLC F </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 1307 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> COMCAST CORP </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> EXELON CORP </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 241 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> BIOSPECIFICS TECH CO </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:nameOfIssuer> ISHARES 0-5 YEAR TIPS </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> KRAFT HEINZ CO </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 38030 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> AMERIPRISE FINL </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7450 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 71 </ns1:Sole>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> DIAGEO PLC F </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7395 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 722 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES GLOBAL TIMBER </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> TARGET CORP </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES 20 PLS YEAR </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> MARSH & MC LENNAN CO </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> SPDR SOLACTIVE UNITED </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> MC DONALDS CORP </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> NOVARTIS AG F </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> VGRD STC ETF DV </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> VGRD FTSE ALL WRLD EX US </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 138 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> DANAHER CORP </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> AUTO DATA PROCESSING </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 478 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD INFORMATION </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 141 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> BRISTOL-MYERS SQUIBB RTS </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> SPDR INDEX SHARES EMERG </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 490 </ns1:Sole>
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<ns1:nameOfIssuer> ALLEGHANY CORP DEL </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD TOTAL INTERNTL </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 120 </ns1:Sole>
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<ns1:nameOfIssuer> ISHARES CORE MSCI EAFE </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:nameOfIssuer> VAG ITM-TERM CORPORATE </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> CITIGROUP INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 19995 </ns1:sshPrnamt>
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<ns1:nameOfIssuer> THERMO FISHER SCNTFC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> ABBVIE INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> AMGEN INC. </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> BERKSHIRE HATHAWAY </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> A T & T INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> 3M CO </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD REAL ESTATE </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> ISHARES MSCI EUROPE </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> ORACLE CORP </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> U S BANCORP </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 1281 </ns1:Sole>
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<ns1:cusip> 58933Y105 </ns1:cusip>
<ns1:value> 25893 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 284699 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 1190 </ns1:Sole>
<ns1:Shared> 283509 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES CORE MSCI EUROPE </ns1:nameOfIssuer>
<ns1:titleOfClass> UIT EXCHANGE TRADED </ns1:titleOfClass>
<ns1:cusip> 46434V738 </ns1:cusip>
<ns1:value> 1023 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 20512 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> SOLE </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 20512 </ns1:Sole>
<ns1:Shared> 0 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
</ns1:informationTable>


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