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Transcend Wealth Collective, LLC – ‘13F-HR’ for 9/30/20 – ‘INFO-TABLE’

On:  Friday, 11/13/20, at 4:07pm ET   ·   Effective:  11/13/20   ·   For:  9/30/20   ·   Accession #:  1776082-20-5   ·   File #:  28-20168

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  As Of               Filer                 Filing    For·On·As Docs:Size

11/13/20  Transcend Wealth Collective, LLC  13F-HR      9/30/20    2:139K

Quarterly Holdings and Combination Report by a Money Manager   —   Form 13F
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 13F-HR      Quarterly Holdings and Combination Report by a      HTML      3K 
                Money Manager -- primary_doc.xml                                 
 2: INFO-TABLE  Portfolio Securities Holdings Info Table --         HTML      3K 
                twc13fq32020.xml

‘INFO-TABLE’   —   Portfolio Securities Holdings Info Table — twc13fq32020.xml



        

This ‘INFO-TABLE’ Document is an XML Data File that may be rendered in various formats:

  Information Table    –   Plain Text   –  SEC Website  –  EDGAR System  –    XML Data    –  <?xml?> File
 
 
XML Data rendering:  Portfolio Securities Holdings Info Table
 
                                                                                                                                                                                
<?xml version="1.0" encoding="windows-1252"?>
<ns1:informationTable xmlns:ns1="http://www.sec.gov/edgar/document/thirteenf/informationtable">
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES BROAD USD HG YLD </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 46435U853 </ns1:cusip>
<ns1:value> 288 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 7304 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 7295 </ns1:Sole>
<ns1:Shared> 9 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES 3-7 YEAR </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464288661 </ns1:cusip>
<ns1:value> 1462 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 10944 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 10878 </ns1:Sole>
<ns1:Shared> 66 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SPDR LONG TERM CORPORATE </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 78464A367 </ns1:cusip>
<ns1:value> 562 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 17696 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 17627 </ns1:Sole>
<ns1:Shared> 69 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD FTSE PACIFIC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 922042866 </ns1:cusip>
<ns1:value> 1381 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 20297 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 20196 </ns1:Sole>
<ns1:Shared> 101 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SELECT SECTOR HEALTH </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 81369Y209 </ns1:cusip>
<ns1:value> 3649 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 34598 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 34462 </ns1:Sole>
<ns1:Shared> 136 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SPDR FUND CONSUMER </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 81369Y407 </ns1:cusip>
<ns1:value> 3181 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 30874 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 30590 </ns1:Sole>
<ns1:Shared> 284 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES GLOBAL TECH ETF </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464287291 </ns1:cusip>
<ns1:value> 726 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 2752 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 2457 </ns1:Sole>
<ns1:Shared> 295 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES US FINANCIAL </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464287770 </ns1:cusip>
<ns1:value> 207 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1696 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 1365 </ns1:Sole>
<ns1:Shared> 331 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES HIGH YIELD </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 46434V407 </ns1:cusip>
<ns1:value> 1069 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 24333 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 23769 </ns1:Sole>
<ns1:Shared> 564 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SELECT SECTOR INDUSTRIAL </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 81369Y704 </ns1:cusip>
<ns1:value> 3200 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 41569 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 40969 </ns1:Sole>
<ns1:Shared> 600 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> BIOGEN INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 09062X103 </ns1:cusip>
<ns1:value> 219 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 771 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 126 </ns1:Sole>
<ns1:Shared> 645 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD INTERMEDIATE </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 92206C870 </ns1:cusip>
<ns1:value> 2957 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 30863 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 30178 </ns1:Sole>
<ns1:Shared> 685 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SELECT STR FINANCIAL </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 81369Y605 </ns1:cusip>
<ns1:value> 3079 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 127922 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 127222 </ns1:Sole>
<ns1:Shared> 700 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD S&P 500 ETF </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 922908363 </ns1:cusip>
<ns1:value> 236 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 768 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 768 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> AIR PROD & CHEMICALS </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 009158106 </ns1:cusip>
<ns1:value> 307 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1032 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 157 </ns1:Sole>
<ns1:Shared> 875 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES CORE S&P </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464287804 </ns1:cusip>
<ns1:value> 734 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 10453 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 9562 </ns1:Sole>
<ns1:Shared> 891 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES NATIONAL MUNI </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464288414 </ns1:cusip>
<ns1:value> 1886 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 16269 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 15344 </ns1:Sole>
<ns1:Shared> 925 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> LOCKHEED MARTIN CORP </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 539830109 </ns1:cusip>
<ns1:value> 422 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1101 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 144 </ns1:Sole>
<ns1:Shared> 957 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> VANGUARD INFORMATION </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 92204A702 </ns1:cusip>
<ns1:value> 368 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1181 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 172 </ns1:Sole>
<ns1:Shared> 1009 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> COSTCO WHOLESALE CO </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 22160K105 </ns1:cusip>
<ns1:value> 426 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1199 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 127 </ns1:Sole>
<ns1:Shared> 1072 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES RUSSELL 2000 </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464287655 </ns1:cusip>
<ns1:value> 1493 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 9967 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 8799 </ns1:Sole>
<ns1:Shared> 1168 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES US MEDICAL </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464288810 </ns1:cusip>
<ns1:value> 1040 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 3471 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 2273 </ns1:Sole>
<ns1:Shared> 1198 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SPDR INTRMDT TRM CRPRATE </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 78464A375 </ns1:cusip>
<ns1:value> 998 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 27152 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 25924 </ns1:Sole>
<ns1:Shared> 1228 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> UNITED PARCEL SRVC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 911312106 </ns1:cusip>
<ns1:value> 281 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1687 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 423 </ns1:Sole>
<ns1:Shared> 1264 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SQUARE INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 852234103 </ns1:cusip>
<ns1:value> 224 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1377 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 22 </ns1:Sole>
<ns1:Shared> 1355 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> CATERPILLAR INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 149123101 </ns1:cusip>
<ns1:value> 209 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1403 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 15 </ns1:Sole>
<ns1:Shared> 1388 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> NETFLIX INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 64110L106 </ns1:cusip>
<ns1:value> 726 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1452 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 57 </ns1:Sole>
<ns1:Shared> 1395 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> CITRIX SYSTEMS INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 177376100 </ns1:cusip>
<ns1:value> 210 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1522 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 122 </ns1:Sole>
<ns1:Shared> 1400 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SPDR NUVEEN BLOOMBERG </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 78468R739 </ns1:cusip>
<ns1:value> 602 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 11681 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:Sole> 10280 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES 20 PLUS YEAR </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> ABBOTT LABORATORIES </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2005 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 582 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> EQUINIX INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 1538 </ns1:sshPrnamt>
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<ns1:nameOfIssuer> SPDR PORTFOLIO S&P 500 </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> NVIDIA CORP </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> SEMPRA ENERGY </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 1922 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 213 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> TARGET CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2576 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 758 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> FEDEX CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 1908 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 60 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> ALLEGHANY CORP DEL </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 1924 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 1924 </ns1:Shared>
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<ns1:infoTable>
<ns1:nameOfIssuer> STRYKER CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 1995 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 25 </ns1:Sole>
<ns1:Shared> 1970 </ns1:Shared>
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<ns1:infoTable>
<ns1:nameOfIssuer> ARK NEXT GENERATION </ns1:nameOfIssuer>
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<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 1977 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 1977 </ns1:Shared>
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<ns1:infoTable>
<ns1:nameOfIssuer> ADOBE INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2234 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 190 </ns1:Sole>
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<ns1:nameOfIssuer> SPLUNK INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2223 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> SPDR BLOOMBERG BARCLAYS </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2247 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:nameOfIssuer> BROADCOM INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 2627 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 336 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES MSCI USA VALUE </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES MSCI USA QLTY </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> MASTERCARD INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> UNITEDHEALTH GRP INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES CORE US </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> AMAZON.COM INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> TECHNOLOGY SELECT SECTOR </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> FORTIVE CORP DISC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES IBOXX INVT GRADE </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> VF CORP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> SPOTIFY TECHNOLOGY F </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> VANGUARD MID CAP ETF IV </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> GENERAL DYNAMICS CO </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> WALMART INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 260 </ns1:Sole>
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</ns1:votingAuthority>
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<ns1:infoTable>
<ns1:nameOfIssuer> BLACKROCK INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> WORKDAY INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> IBM CORP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> VANGUARD FTSE ALL WORLD </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES TIPS BOND ETF </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> AMER ELECTRIC PWR CO </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ALLSTATE CORP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> PNC FINL SERVICES </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> P J T PARTNERS INCORPORA </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ARK GENOMIC REVOLUTION </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> AMGEN INC. </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> SOUTHERN CO </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES RUSSELL 1000 </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> QUALCOMM INC </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> INVESCO GLOBAL WATER </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> HCA HEALTHCARE INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> WALGREENS BOOTS ALLI </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7834 </ns1:sshPrnamt>
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<ns1:infoTable>
<ns1:nameOfIssuer> DIAGEO PLC F </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7360 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 486 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> NEXTERA ENERGY INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7773 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> ACTIVISION BLIZZARD </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ALPHABET INC. </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 7523 </ns1:sshPrnamt>
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<ns1:infoTable>
<ns1:nameOfIssuer> MCDONALDS CORP </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> SPDR S&P BIOTECH ETF IV </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ARK INNOVATION ETF </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES NASDAQ </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> SALESFORCE COM </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> EATON CORP PLC F </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES CORE MSCI </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> VANGUARD GROWTH ETF </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> IOVANCE BIOTHERAPEUTICS </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> GLAXOSMITHKLINE PLC F </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ISHARES SHORT TREASURY </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> WESTERN UNION CO </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> VANGUARD TOTAL STOCK </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> VANGUARD TOTAL BOND </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> PUB SVC ENTERPISE GP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> YUM BRANDS INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> MARSH & MC LENNAN CO </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> DANAHER CORP </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> BCE INC F </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> AYTU BIOSCIENCE INC </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> ELEVATE CREDIT INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> CONNECTONE BANCORP </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> NOVARTIS AG F </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> LAKELAND BANCORP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> FS KKR CAP CORP II </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> MORGAN STANLEY </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> TEVA PHARMACEUTICAL IN F </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> COLGATE-PALMOLIVE CO </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> AMERN TOWER CORP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> PEPSICO INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> TJX COMPANIES INC </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> NEW YORK CMNTY BANCO </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> GILEAD SCIENCES INC </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> VANECK VECTORS GOLD </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> EXELON CORP </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> BERKSHIRE HATHAWAY </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> BIOSPECIFICS TECH CO </ns1:nameOfIssuer>
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<ns1:infoTable>
<ns1:nameOfIssuer> ALBERTSONS CO SHS CLASS </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 24000 </ns1:sshPrnamt>
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<ns1:nameOfIssuer> WALT DISNEY CO </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 24580 </ns1:sshPrnamt>
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<ns1:infoTable>
<ns1:nameOfIssuer> CALITHERA BIOSCIENCE </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 24771 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> FIRST REPUBLIC BANK </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 24938 </ns1:sshPrnamt>
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<ns1:nameOfIssuer> SPDR S&P REGIONAL </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 24985 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> MFA FINL, INC. </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 25110 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> A G N C INVESTMENT CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 25140 </ns1:sshPrnamt>
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<ns1:nameOfIssuer> CITIGROUP INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 27680 </ns1:sshPrnamt>
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<ns1:nameOfIssuer> CVS HEALTH CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 25912 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:infoTable>
<ns1:nameOfIssuer> DOUBLELINE INCOME SOLUTI </ns1:nameOfIssuer>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:nameOfIssuer> INVESCO QQQ TRUST </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> CHEVRON CORP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> NEUBERGR BRM MLP AND ENR </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> BLACKROCK MUNIHOLDINGS N </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> JOHNSON & JOHNSON </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> VERIZON COMMUNICATN </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ORACLE CORP </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> BLACKROCK 2022 GLOBAL IN </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> NORFOLK SOUTHERN CO </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> ANWORTH MTG ASSET </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> INVESCO VARIABLE RATE </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> EURONAV NV F </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> PROCTER & GAMBLE </ns1:nameOfIssuer>
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<ns1:nameOfIssuer> MEDTRONIC PLC F </ns1:nameOfIssuer>
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<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> WELLS FARGO & CO </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 949746101 </ns1:cusip>
<ns1:value> 1960 </ns1:value>
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<ns1:sshPrnamt> 83365 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 624 </ns1:Sole>
<ns1:Shared> 82741 </ns1:Shared>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> HP INC. </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 40434L105 </ns1:cusip>
<ns1:value> 1729 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 91067 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 47 </ns1:Sole>
<ns1:Shared> 91020 </ns1:Shared>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> SPDR S&P 500 GROWTH ETF </ns1:nameOfIssuer>
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<ns1:cusip> 78464A409 </ns1:cusip>
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<ns1:sshPrnamt> 91542 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 0 </ns1:Sole>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> BANK OF AMERICA CORP </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 3625 </ns1:Sole>
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<ns1:nameOfIssuer> EXXON MOBIL CORP </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 105320 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 1346 </ns1:Sole>
<ns1:Shared> 103974 </ns1:Shared>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> PFIZER INC </ns1:nameOfIssuer>
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<ns1:sshPrnamt> 108688 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 3599 </ns1:Sole>
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<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
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<ns1:infoTable>
<ns1:nameOfIssuer> DOCUSIGN INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 256163106 </ns1:cusip>
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<ns1:sshPrnamt> 106708 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 106708 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> BLACKSTONE GROUP INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 09260D107 </ns1:cusip>
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<ns1:sshPrnamt> 122130 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 130 </ns1:Sole>
<ns1:Shared> 122000 </ns1:Shared>
<ns1:None> 0 </ns1:None>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES GOLD ETF </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464285105 </ns1:cusip>
<ns1:value> 2341 </ns1:value>
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<ns1:sshPrnamt> 130151 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 536 </ns1:Sole>
<ns1:Shared> 129615 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> CASTLIGHT HEALTH INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 14862Q100 </ns1:cusip>
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<ns1:sshPrnamt> 155000 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 155000 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> BRISTOL-MYERS SQUIBB </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 110122108 </ns1:cusip>
<ns1:value> 11506 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 190840 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 352 </ns1:Sole>
<ns1:Shared> 190488 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> UPWORK INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 91688F104 </ns1:cusip>
<ns1:value> 3601 </ns1:value>
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<ns1:sshPrnamt> 206452 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 206452 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> MERCK & CO. INC. </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 58933Y105 </ns1:cusip>
<ns1:value> 24363 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 293707 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 1611 </ns1:Sole>
<ns1:Shared> 292096 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> GOLD STANDARD VENTUR F </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 380738104 </ns1:cusip>
<ns1:value> 278 </ns1:value>
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<ns1:sshPrnamt> 356691 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 356691 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> BRISTOL-MYERS SQUIBB RTS </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 110122157 </ns1:cusip>
<ns1:value> 874 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 388408 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 1100 </ns1:Sole>
<ns1:Shared> 387308 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> APPLE INC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 037833100 </ns1:cusip>
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<ns1:sshPrnamt> 392513 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 2217 </ns1:Sole>
<ns1:Shared> 390296 </ns1:Shared>
<ns1:None> 0 </ns1:None>
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</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> INVESCO BULLETSHARES </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 46138J882 </ns1:cusip>
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<ns1:sshPrnamt> 499130 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 1860 </ns1:Sole>
<ns1:Shared> 497270 </ns1:Shared>
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<ns1:infoTable>
<ns1:nameOfIssuer> OWL ROCK CAPITAL CORP </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 69121K104 </ns1:cusip>
<ns1:value> 25354 </ns1:value>
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<ns1:sshPrnamt> 2102309 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 0 </ns1:Sole>
<ns1:Shared> 2102309 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES MSCI USA SIZE </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 46432F370 </ns1:cusip>
<ns1:value> 232 </ns1:value>
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<ns1:sshPrnamt> 2473 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 2473 </ns1:Sole>
<ns1:Shared> 0 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES 7-10 YEAR </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 464287440 </ns1:cusip>
<ns1:value> 557 </ns1:value>
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<ns1:sshPrnamt> 4572 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 4572 </ns1:Sole>
<ns1:Shared> 0 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> HARTFORD MLTFCTR DVLPD </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 518416102 </ns1:cusip>
<ns1:value> 234 </ns1:value>
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<ns1:sshPrnamt> 9051 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 9051 </ns1:Sole>
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<ns1:None> 0 </ns1:None>
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<ns1:infoTable>
<ns1:nameOfIssuer> WSDMTRE EMRG MKT EX STT </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 97717X578 </ns1:cusip>
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<ns1:sshPrnamt> 10861 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 10861 </ns1:Sole>
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</ns1:votingAuthority>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES 0-5 YEAR TIPS </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 46429B747 </ns1:cusip>
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<ns1:sshPrnamt> 13936 </ns1:sshPrnamt>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 13936 </ns1:Sole>
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<ns1:infoTable>
<ns1:nameOfIssuer> ENERGY SELECT SECTOR </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 81369Y506 </ns1:cusip>
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<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 14900 </ns1:Sole>
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</ns1:votingAuthority>
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<ns1:infoTable>
<ns1:nameOfIssuer> ISHARES MSCI ALL COUNT </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
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<ns1:sshPrnamt> 26510 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
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<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
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<ns1:Sole> 26510 </ns1:Sole>
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</ns1:votingAuthority>
</ns1:infoTable>
<ns1:infoTable>
<ns1:nameOfIssuer> COMMUNICAT SVS SLCT SEC </ns1:nameOfIssuer>
<ns1:titleOfClass> STOK </ns1:titleOfClass>
<ns1:cusip> 81369Y852 </ns1:cusip>
<ns1:value> 2998 </ns1:value>
<ns1:shrsOrPrnAmt>
<ns1:sshPrnamt> 50470 </ns1:sshPrnamt>
<ns1:sshPrnamtType> SH </ns1:sshPrnamtType>
</ns1:shrsOrPrnAmt>
<ns1:investmentDiscretion> DFND </ns1:investmentDiscretion>
<ns1:votingAuthority>
<ns1:Sole> 50470 </ns1:Sole>
<ns1:Shared> 0 </ns1:Shared>
<ns1:None> 0 </ns1:None>
</ns1:votingAuthority>
</ns1:infoTable>
</ns1:informationTable>


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