12/30/08 Dunham Funds NT-NSAR 10/31/08 1:10K Gemini Fund Svcs, LLC. → Dunham Corporate/Government Bond Fund → Dunham Emerging Markets Stock Fund → Dunham High Yield Bond Fund → Dunham International Stock Fund → Dunham Large Cap Growth Fund → Dunham Large Cap Value Fund → Dunham Long/Short Credit Fund → Dunham Monthly Distribution Fund → Dunham Real Estate Stock Fund → Dunham Small Cap Growth Fund → Dunham Small Cap Value Fund 12/30/08 Dunham Funds AW 1:6K Gemini Fund Svcs, LLC. 12/30/08 Dunham Funds 485APOS 7:4.1M Gemini Fund Svcs, LLC. → Dunham Corporate/Government Bond Fund → Dunham Emerging Markets Stock Fund → Dunham High Yield Bond Fund → Dunham International Stock Fund → Dunham Large Cap Growth Fund → Dunham Large Cap Value Fund → Dunham Long/Short Credit Fund → Dunham Monthly Distribution Fund → Dunham Real Estate Stock Fund → Dunham Small Cap Growth Fund → Dunham Small Cap Value Fund 12/30/08 Dunham Funds 485APOS 7:4.1M Gemini Fund Svcs, LLC. → Dunham Corporate/Government Bond Fund → Dunham Emerging Markets Stock Fund → Dunham High Yield Bond Fund → Dunham International Stock Fund → Dunham Large Cap Growth Fund → Dunham Large Cap Value Fund → Dunham Long/Short Credit Fund → Dunham Monthly Distribution Fund → Dunham Real Estate Stock Fund → Dunham Small Cap Growth Fund → Dunham Small Cap Value Fund