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Asset Data
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| Assets: |
| Asset Type Number: HCA |
| New Ex-103tag1: assetTypeNumber
Comment: Asset Number Type - HCA indicates Hyundai Capital America. |
| New Ex-103tag2: originatorName
Comment: Originator - HCA indicates Hyundai Capital America. |
| New Ex-103tag3: originalLoanTerm
Comment: Original Loan Term - The Original Loan Term is calculated as the number of months from the origination date to the original maturity date. A partial month (even one day) counts as one month. |
| New Ex-103tag4: loanMaturityDate
Comment: Loan Maturity Date - The current final maturity date of the receivable after giving effect to extensions and due date changes that affect the month in which the final payment on the receivable is scheduled to be made. |
| New Ex-103tag5: originalInterestRatePercentage
Comment: Original Interest Rate - Original interest rate is the same as the annual percentage rate or APR. |
| New Ex-103tag6: originalInterestOnlyTermNumber
Comment: Original Interest-only Term - Not applicable to the types of receivables included in this securitized pool. |
| New Ex-103tag7: gracePeriodNumber
Comment: Grace Period - The number of months from the origination date to the first payment date. A partial month (even one day) counts as one month. |
| New Ex-103tag8: subvented
Comment: Subvented - Subvented loans are those where HCA, as the originator, receives a subsidy payment from the OEM to supplement the revenues of the retail contract. |
| New Ex-103tag9: vehicleTypeCode
Comment: Vehicle Type - The code 1 (Car) includes sedans, hatchbacks and coupes. The code 2 (Truck) includes vans, minivans, and pick-up trucks. The code 3 (SUV) includes CUVs and cross-overs. Codes for used vehicles represent HCA's determination and may be considered a different vehicle type by the vehicle manufacturer and others. |
| New Ex-103tag10: vehicleValueSourceCode
Comment: Source of Vehicle Value - Code 98 (Other) may be reported for a receivable financing a used vehicle even though Kelley Blue Book may have been used in the determination of the vehicle value for the receivable. Code 98 (Other) is also reported if the source of vehicle value is NADA values licensed to J.D. Power. |
| New Ex-103tag11: obligorCreditScore
Comment: Obligor Credit Score - Generally, the FICO(R) score of the primary obligor is used. FICO(R) is a federally registered servicemark of Fair, Isaac and Company. |
| New Ex-103tag12: obligorIncomeVerificationLevelCode
Comment: Obligor Income Verification Level - For loans that are identified as non-commercial loans, the income verification level of the primary obligor is used. However, for commercial loans where the primary obligor is a business, the highest income verification level between the primary obligor and the co-obligor is used. In the situation where the obligor has multiple incomes and one of the employment incomes is verified, the obligor will be deemed to have a verified income. |
| New Ex-103tag13: obligorEmploymentVerificationCode
Comment: Obligor Employment Verification - For loans that are identified as non-commercial loans, the employment verification level of the primary obligor is used. However, for commercial loans where the primary obligor is a business, the employment verification level of the co-obligor(s) is used. In the situation where the obligor has multiple employments and one of the employments is verified, the obligor will be deemed to have a verified employment. |
| New Ex-103tag14: paymentToIncomePercentage
Comment: Payment-to-income ratio - This is the original monthly payment amount divided by the combined gross monthly income and other monthly income of the obligor and any co-obligor(s). For non-commercial loans, the gross income of all the obligor(s) is used. However, for commercial loans where the primary obligor is a business, the income of the co-obligor(s) is used. |
| New Ex-103tag15: obligorGeographicLocation
Comment: Geographic location of obligor - AA, AE and AP are used for members of the United States Armed Forces not located in a state or territory of the United States. |
| New Ex-103tag16: remainingTermToMaturityNumber
Comment: Remaining Term to Maturity - Calculated as the number of months from the reporting period end date to the current maturity date. A partial month (even one day) counts as one month. |
| New Ex-103tag17: reportingPeriodBeginningLoanBalanceAmount
Comment: Reporting Period Beginning Loan Balance - Beginning Balance will equal Ending Balance if account is inactive at the Beginning of the Reporting Period. |
| New Ex-103tag18: nextReportingPeriodPaymentAmountDue
Comment: Next Reporting Period Payment Amount Due - The total amount of interest and principal due in the next reporting period needed to bring a receivable current. This amount does not include any additional fees that may be owed on the receivable, such as late charges, non-sufficient funds fees, or extension fees. If Next reporting period payment amount due is reported as 0.00, no interest or principal is due in the next reporting period to bring the receivable current. |
| New Ex-103tag19: reportingPeriodInterestRatePercentage
Comment: Reporting Period Interest Rate - This is the same as the annual percentage rate on the receivable at the beginning of the reporting period. The field is omitted for loans that are paid in full or charged off at the beginning of the reporting period. |
| New Ex-103tag20: nextInterestRatePercentage
Comment: Next Interest Rate - This is the annual percentage rate on the receivable at the end of the reporting period. The field is omitted for loans that are paid in full or charged off as of the end of the reporting period. |
| New Ex-103tag21: servicingFlatFeeAmount
Comment: Servicing fee - flat-fee - Not applicable to this transaction. |
| New Ex-103tag22: otherAssessedUncollectedServicerFeeAmount
Comment: Other Assessed but Uncollected Servicer Fees - For active loans, these are the fees that the servicer assessed to the customer less fees that the customer paid and any fees that the servicer waived. This field will be omitted for charged off or paid off loans. |
| New Ex-103tag23: scheduledInterestAmount
Comment: Scheduled Interest Amount - This is the scheduled interest amount based on the original amortizing schedule, assuming that the customer pays on time and not early or late. If the loan is charged off or paid off at the beginning of the period, this field is omitted. |
| New Ex-103tag24: scheduledPrincipalAmount
Comment: Scheduled Principal Amount - This is the scheduled principal amount based on the original amortizing schedule, assuming that the customer pays on time and not early or late. If the loan is charged off or paid off at the beginning of the period, this field is omitted. |
| New Ex-103tag25: otherPrincipalAdjustmentAmount
Comment: Other Principal Adjustment - If a negative value is reported for Other principal adjustment, the principal balance of the receivable was increased in the reporting period due to the reversal, correction or adjustment of a payment applied on the receivable in a prior reporting period. If no increase or decrease to the principal balance of a receivable is made in the reporting period, (0.00) is reported. |
| New Ex-103tag26: reportingPeriodScheduledPaymentAmount
Comment: Reporting Period Scheduled Payment Amount - This is the scheduled payment amount based on the original amortizing schedule at time of origination. If the loan is charged off or paid off at the beginning of the period, this field is omitted. |
| New Ex-103tag27: totalActualAmountPaid
Comment: Total Actual Amount Paid - No negative values will be reported for the actual amounts collected data items. If a payment applied in a previous period is reversed, adjusted, or misapplied, a negative value will be reported in item 3(f)(15) Other Principal Adjustments to the extent the reversal corrects or adjusts the outstanding principal balance of the receivable. This field may not tie to servicer reports because no negative values are reported and the distribution period for the initial servicer report is longer than one month as the result of a mid-month cutoff date. |
| New Ex-103tag28: actualInterestCollectedAmount
Comment: Actual Interest Collected - No negative values will be reported for the actual amounts collected data items. If a payment applied in a previous period is reversed, adjusted, or misapplied, a negative value will be reported in item 3(f)(15) Other Principal Adjustments to the extent the reversal corrects or adjusts the outstanding principal balance of the receivable. This field may not tie to servicer reports because no negative values are reported and the distribution period for the initial servicer report is longer than one month as the result of a mid-month cutoff date. |
| New Ex-103tag29: actualPrincipalCollectedAmount
Comment: Actual Principal Collected - No negative values will be reported for the actual amounts collected data items. If a payment applied in a previous period is reversed, adjusted, or misapplied, a negative value will be reported in item 3(f)(15) Other Principal Adjustments to the extent the reversal corrects or adjusts the outstanding principal balance of the receivable. This field may not tie to servicer reports because no negative values are reported and the distribution period for the initial servicer report is longer than one month as the result of a mid-month cutoff date. |
| New Ex-103tag30: actualOtherCollectedAmount
Comment: Actual Other Amounts Collected - No negative values will be reported for the actual amounts collected data items. If a payment applied in a previous period is reversed, adjusted, or misapplied, a negative value will be reported in item 3(f)(15) Other Principal Adjustments to the extent the reversal corrects or adjusts the outstanding principal balance of the receivable. This field may not tie to servicer reports because no negative values are reported and the distribution period for the initial servicer report is longer than one month as the result of a mid-month cutoff date. |
| New Ex-103tag31: interestPaidThroughDate
Comment: Interest Paid Through Date - Interest paid through date is the date on which the last payment was applied to a receivable. This date may not be a date in the reporting period if a payment is not received in the reporting period or if the receivable is paid ahead. If a payment has yet to be made on a receivable, Interest paid through date is the origination date of the receivable which is the date on which finance charges start to accrue. |
| New Ex-103tag32: zeroBalanceCode
Comment: Zero Balance Code - The coded value 3 will be used for voluntary repurchases, which are repurchases by Hyundai Capital America that do not fall into 3(h) Asset Subject to Demand. |
| New Ex-103tag33: currentDelinquencyStatus
Comment: Current Delinquency Status - The number of days elapsed from the date a payment is due. Delinquency is based on the number of days where more than 17% of a scheduled payment or payments (on a cumulative basis) is contractually past due. This field will be omitted for loans that are paid off, charged off, bankrupt, or repossesed. |
| New Ex-103tag34: primaryLoanServicerName
Comment: Primary Loan Servicer - HCA indicates Hyundai Capital America. |
| New Ex-103tag35: chargedoffPrincipalAmount
Comment: Charged off Principal Amount - A loan may have a charged off amount when there are amounts that customer owes that are unlikely to be collected and will be written off. This typically occurs when the customer is severely delinquent. Charged off reversals, which could result in a negative value in this field, could occur in a situation where the account was charged off in error, the account was redeemed, or the account was reinstated and brought current. This field may not tie to servicer reports because the distribution period for the initial servicer report is longer than one month as the result of a mid-month cutoff date. |
| New Ex-103tag36: recoveredAmount
Comment: Amounts Recovered - This field could have a negative value if a transaction from a prior reporting period is reversed or corrected in the current reporting period. This field may not tie to servicer reports because the distribution period for the initial servicer report is longer than one month as the result of a mid-month cutoff date. |
| New Ex-103tag37: modificationTypeCode
Comment: Modification Type - Code 98 (Other) is reported if the obligor's monthly payment due date is changed in the reporting period. |
| New Ex-103tag38: repossessedIndicator
Comment: Repossessed - Reported as true for the reporting period in which a vehicle is repossessed and for all subsequent reporting periods until the loan is reinstated. |
| New Ex-103tag39: repossessedProceedsAmount
Comment: Repossessed Proceeds - This field could have a negative value because transactions from a prior reporting period are reversed or corrected in the current reporting period. |
