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<?xml version="1.0" encoding="windows-1252"?> |
<xbrl xml:lang="en-US" xmlns="http://www.xbrl.org/2003/instance" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:fisv="http://www.fiserv.com/20240423" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:us-gaap="http://fasb.org/us-gaap/2023" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xlink="http://www.w3.org/1999/xlink"> |
| <link:schemaRef xlink:href="fisv-20240423.xsd" xlink:type="simple"/> |
| <context id="c-1"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000798354 </identifier> |
| | | </entity> |
| | <period> |
| | | <startDate> 2024-04-23 </startDate> |
| | | <endDate> 2024-04-23 </endDate> |
| | | </period> |
| | </context> |
| <context id="c-2"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000798354 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis"> us-gaap:CommonStockMember </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2024-04-23 </startDate> |
| | | <endDate> 2024-04-23 </endDate> |
| | | </period> |
| | </context> |
| <context id="c-3"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000798354 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis"> fisv:SeniorNotesDue2027Member </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2024-04-23 </startDate> |
| | | <endDate> 2024-04-23 </endDate> |
| | | </period> |
| | </context> |
| <context id="c-4"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000798354 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis"> fisv:SeniorNotesDue2030Member </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2024-04-23 </startDate> |
| | | <endDate> 2024-04-23 </endDate> |
| | | </period> |
| | </context> |
| <context id="c-5"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000798354 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis"> fisv:SeniorNotesDue2025Member </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2024-04-23 </startDate> |
| | | <endDate> 2024-04-23 </endDate> |
| | | </period> |
| | </context> |
| <context id="c-6"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000798354 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis"> fisv:ThreePointZeroPercentSeniorNotesDue2031Member </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2024-04-23 </startDate> |
| | | <endDate> 2024-04-23 </endDate> |
| | | </period> |
| | </context> |
| <context id="c-7"> |
| | <entity> |
| | | <identifier scheme="http://www.sec.gov/CIK"> 0000798354 </identifier> |
| | | <segment> |
| <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis"> fisv:FourPointFivePercentSeniorNotesDue2031Member </xbrldi:explicitMember> |
| </segment> |
| | | </entity> |
| | <period> |
| | | <startDate> 2024-04-23 </startDate> |
| | | <endDate> 2024-04-23 </endDate> |
| | | </period> |
| | </context> |
| <dei:EntityCentralIndexKey contextRef="c-1" id="f-36"> 0000798354 </dei:EntityCentralIndexKey> |
| <dei:AmendmentFlag contextRef="c-1" id="f-37"> false </dei:AmendmentFlag> |
| <dei:DocumentType contextRef="c-1" id="f-1"> 8-K </dei:DocumentType> |
| <dei:DocumentPeriodEndDate contextRef="c-1" id="f-2"> 2024-04-23 </dei:DocumentPeriodEndDate> |
| <dei:EntityRegistrantName contextRef="c-1" id="f-3"> Fiserv, Inc. </dei:EntityRegistrantName> |
| <dei:EntityIncorporationStateCountryCode contextRef="c-1" id="f-4"> WI </dei:EntityIncorporationStateCountryCode> |
| <dei:EntityFileNumber contextRef="c-1" id="f-5"> 1-38962 </dei:EntityFileNumber> |
| <dei:EntityTaxIdentificationNumber contextRef="c-1" id="f-6"> 39-1506125 </dei:EntityTaxIdentificationNumber> |
| <dei:EntityAddressAddressLine1 contextRef="c-1" id="f-7"> 600 N. Vel R. Phillips Avenue </dei:EntityAddressAddressLine1> |
| <dei:EntityAddressCityOrTown contextRef="c-1" id="f-8"> Milwaukee </dei:EntityAddressCityOrTown> |
| <dei:EntityAddressStateOrProvince contextRef="c-1" id="f-9"> WI </dei:EntityAddressStateOrProvince> |
| <dei:EntityAddressPostalZipCode contextRef="c-1" id="f-10"> 53203 </dei:EntityAddressPostalZipCode> |
| <dei:CityAreaCode contextRef="c-1" id="f-11"> 262 </dei:CityAreaCode> |
| <dei:LocalPhoneNumber contextRef="c-1" id="f-12"> 879-5000 </dei:LocalPhoneNumber> |
| <dei:WrittenCommunications contextRef="c-1" id="f-13"> false </dei:WrittenCommunications> |
| <dei:SolicitingMaterial contextRef="c-1" id="f-14"> false </dei:SolicitingMaterial> |
| <dei:PreCommencementTenderOffer contextRef="c-1" id="f-15"> false </dei:PreCommencementTenderOffer> |
| <dei:PreCommencementIssuerTenderOffer contextRef="c-1" id="f-16"> false </dei:PreCommencementIssuerTenderOffer> |
| <dei:Security12bTitle contextRef="c-2" id="f-17"> Common Stock, par value $0.01 per share </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="c-2" id="f-18"> FI </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="c-2" id="f-19"> NYSE </dei:SecurityExchangeName> |
| <dei:Security12bTitle contextRef="c-3" id="f-20"> 1.125% Senior Notes due 2027 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="c-3" id="f-21"> FI27 </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="c-3" id="f-22"> NYSE </dei:SecurityExchangeName> |
| <dei:Security12bTitle contextRef="c-4" id="f-23"> 1.625% Senior Notes due 2030 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="c-4" id="f-24"> FI30 </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="c-4" id="f-25"> NYSE </dei:SecurityExchangeName> |
| <dei:Security12bTitle contextRef="c-5" id="f-26"> 2.250% Senior Notes due 2025 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="c-5" id="f-27"> FI25 </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="c-5" id="f-28"> NYSE </dei:SecurityExchangeName> |
| <dei:Security12bTitle contextRef="c-6" id="f-29"> 3.000% Senior Notes due 2031 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="c-6" id="f-30"> FI31 </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="c-6" id="f-31"> NYSE </dei:SecurityExchangeName> |
| <dei:Security12bTitle contextRef="c-7" id="f-32"> 4.500% Senior Notes due 2031 </dei:Security12bTitle> |
| <dei:TradingSymbol contextRef="c-7" id="f-33"> FI31A </dei:TradingSymbol> |
| <dei:SecurityExchangeName contextRef="c-7" id="f-34"> NYSE </dei:SecurityExchangeName> |
| <dei:EntityEmergingGrowthCompany contextRef="c-1" id="f-35"> false </dei:EntityEmergingGrowthCompany> |
| </xbrl> |