Jnlny Separate Account I, et al. – ‘485APOS’ on 5/20/02 – EX-99

On:  Monday, 5/20/02, at 5:28pm ET   ·   Accession #:  933691-2-193   ·   File #s:  333-70384, 811-08401

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Post-Effective Amendment
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 485APOS     Post-Effective Amendment                              26±   113K 
 2: EX-99       Miscellaneous Exhibit                                  5     20K 
 3: EX-99       Miscellaneous Exhibit                                  2      7K 

EX-99   —   Miscellaneous Exhibit

EX-99
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                                                        EX-99.4q

                                     JACKSON NATIONAL LIFE
                                 INSURANCE COMPANY
                                             OF NEW YORK [graphic omitted]
================================================================================

 GUARANTEED MINIMUM INCOME BENEFIT ENDORSEMENT

THIS ENDORSEMENT IS MADE A PART OF THE CONTRACT TO WHICH IT IS ATTACHED AND IS  
EFFECTIVE ON THE ISSUE DATE. TO THE EXTENT ANY PROVISIONS CONTAINED IN THIS     
ENDORSEMENT ARE CONTRARY TO OR INCONSISTENT WITH THOSE OF THE CONTRACT TO WHICH 
IT IS ATTACHED, THE PROVISIONS OF THIS ENDORSEMENT WILL CONTROL. THIS GUARANTEED
MINIMUM INCOME BENEFIT (ALSO REFERRED TO AS THE GMIB) MAY ONLY BE ELECTED PRIOR 
TO THE ISSUE DATE, AND ONLY IF THE ANNUITANT IS NOT OLDER THAN AGE 78 ON THE    
ISSUE DATE.                                                                     

ONCE ELECTED, THE GMIB CANNOT BE TERMINATED EXCEPT AS PROVIDED IN THE           
TERMINATION OF THE GMIB PROVISION BELOW.                                        

THE CONTRACT IS AMENDED AS FOLLOWS:                                             

1.       The CONTRACT DATA PAGE is amended by the addition of the following:    

"GUARANTEED MINIMUM INCOME BENEFIT  On a calendar quarter basis, this charge    
(GMIB) CHARGE:                    equals .075% of the GMIB Benefit Base,    
                             and is deducted (i) from the Contract
                         Value at the end of each calendar
                             quarter; and (ii) upon termination of
                           the GMIB on a pro rata basis, using
                            the GMIB Benefit Base as of the date
                             of termination and the number of days
                  since the last deduction."

2. The following are added to the DEFINITIONS section:                          

"CONTRACT ANNIVERSARY. Each one year anniversary of the Issue Date              

EXERCISE DATE. The Valuation Day that You elect Your annuity payments to begin  
under this endorsement. This date can only be on or during the 30 calendar day  
period following the 7th Contract Anniversary or on or during the 30 calendar   
day period following each subsequent Contract Anniversary thereafter, but in no 
event later than the Contract Anniversary immediately following the Annuitant's 
85th birthday.                                                                  

GMIB BENEFIT  BASE.  The GMIB Benefit Base will be  determined at the end of any
Valuation Day, and is equal to the greater of:                                  

1.   all Premiums paid into the contract (net of any applicable premium taxes), 

     a.   plus any Contract  Enhancements  credited on or before such  Valuation
Day,                                                        

     b.   less any withdrawals (including any applicable charges and adjustments
to such withdrawals),                                       

     c.   less contract maintenance charges, transfer charges and any applicable
   charges due under any optional endorsement to the contract, and

d.   less any taxes incurred; or                                      

EX-99
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2.   the  greatest  Contract  Value  on any  Contract  Anniversary  prior to the
Annuitant's 81st birthday;                                            

     a.   less  any   withdrawals   subsequent  to  that  Contract   Anniversary
          (including   any   applicable   charges  and   adjustments   for  such
withdrawals),                                               

     b.   plus any Premium paid (net of any applicable premium taxes) subsequent
to that Contract Anniversary,                               

     c.   less  any  contract  maintenance  charge,  transfer  charge,  and  any
          applicable charges due under any optional  endorsement to the contract
deducted subsequent to that Contract Anniversary, and       

d.   less any taxes deducted subsequent to that Contract Anniversary. 

For purposes of calculating the GMIB Benefit Base, (a) all adjustments will     
occur at the time of the withdrawal, Premium payment, or deductions of the      
contract maintenance charge, transfer charge, any applicable charges due to     
optional endorsements or taxes, and (b) all adjustments for amounts withdrawn   
will reduce the GMIB Benefit Base in the same proportion that the Contract Value
was reduced on the date of such withdrawal.                                     

The GMIB Benefit Base shall never exceed 200% of Premiums paid into the contract
(net of any applicable premium taxes and excluding Premium paid in the 12 months
prior to the Exercise Date), less any withdrawals and any applicable contract   
charges assessed and adjustments to such withdrawals, contract maintenance      
charges, transfer charges and any applicable charges due under any optional     
endorsement to the contract, and taxes incurred since the issuance of the       
contract.                                                                       

The GMIB Benefit Base is used only in connection with the determination of the  
GMIB, does not affect other contract endorsements, and is not reflective of the 
Contract Value."                                                                

3. The following provision is added to the INCOME PROVISIONS.                   

"GUARANTEED MINIMUM INCOME BENEFIT (GMIB). You have the option of taking the    
GMIB instead of the other income options described in the INCOME PROVISIONS of  
the contract. Your monthly income option payments will be the GMIB Benefit Base 
on the Exercise Date applied to the annuity rates based upon the Table of       
Guaranteed Annuity Purchase Rates attached to this endorsement.                 

If you elect to use the GMIB, you may choose any life contingent fixed annuity  
payment income option described in the contract. Such fixed annuity payment     
income options include:                                                         
1.       Life Income,                                                           
2.       Joint and Survivor,                                                    
3.       Life Annuity with 120 Monthly Payments Guaranteed, and                 
4.       Joint and Survivor Life Annuity with 120 Monthly Payments Guaranteed.  
NO OTHER INCOME OPTIONS WILL BE AVAILABLE.                                      

BASIS OF COMPUTATION. The actuarial basis for the Table of Guaranteed Annuity   
Purchase Rates shall be a 10 year setback of the Annuity 2000 Mortality Table,  
with an interest rate of 2.5%, and a 2% expense load. This table does not       
include any applicable tax.                                                     

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ASSESSMENT OF GMIB CHARGE. The GMIB Charge is as specified above. This charge   
will be deducted at the end of each calendar quarter after the Issue Date on a  
pro rata basis from the Separate Account Contract Value and the Guaranteed      
Period Contract Value. The first GMIB Charge will be assessed on a pro rata     
basis from the Issue Date to the end of the first calendar quarter after the    
Issue Date. GMIB Charges are applied to the Separate Account Contract Value     
resulting in a redemption of Accumulation Units. The GMIB Charge will not affect
the value of the Accumulation Units.                                            

Upon termination of the GMIB, a pro rata GMIB Charge will be assessed against   
Your Contract Value for the period since the last quarterly GMIB Charge.        

DEATH OF THE OWNER OR ANNUITANT. If You are also the Annuitant, and You die and 
Your spouse continues the contract, Your spouse will become the Annuitant and   
will continue to be eligible for the GMIB; as long as Your spouse would have    
been eligible as an Annuitant on the Issue Date under the terms of this GMIB    
endorsement and is not age 85 or older. If Your spouse would not have been      
eligible as an Annuitant on the Issue Date under the terms of this endorsement  
or is age 85 or older, the GMIB Charge will be discontinued, and the GMIB       
endorsement shall immediately terminate, and Your spouse will not receive the   
GMIB hereunder.                                                                 

If the Owner (assuming the Owner is a natural person) and the Annuitant are not 
the same person and the Annuitant dies, You may select a new Annuitant; as long 
as the new Annuitant would have been eligible as an Annuitant on the Issue Date 
under the terms of this endorsement and is not age 85 or older. If the new      
Annuitant would not have been eligible as an Annuitant on the Issue Date under  
the terms of this endorsement or is age 85 or older, the GMIB Charge will be    
discontinued, and the GMIB endorsement shall immediately terminate, and You will
not receive the GMIB hereunder.                                                 

The contract to which this endorsement is attached is hereby amended under this 
endorsement to limit the Owner's right to change/or select a new Annuitant as   
provided for in the immediately preceding paragraph.                            

TERMINATION  OF THE GMIB.  The GMIB will terminate and not be payable under this
endorsement on the earlier of:                                                  

1.   the date You elect to receive income  payments either under the contract or
this endorsement;                                                     

2.   the 31st calendar day following the Contract Anniversary  immediately after
the Annuitant's 85th birthday;                                        

3.   the date You make a total withdrawal from the contract; and,               

4.   upon Your  death  (unless  Your  spouse is the  Beneficiary  and  elects to
     continue the contract and is eligible for this benefit); or, upon the death
of the Annuitant if the Owner is not a natural person.                

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LIMITATIONS AND RESTRICTIONS --- PLEASE READ CAREFULLY                          

1.   The GMIB may only be elected prior to the Issue Date.                      

2.   If the GMIB  endorsement  is elected,  the Annuitant must not be older than
age 78 on the Issue Date.                                             

3.   If the GMIB endorsement is elected, the GMIB endorsement is irrevocable and
     will  remain  in place as long as the  contract  remains  in force or until
otherwise terminated hereunder.                                       

4.   The GMIB will only be payable as one of the following life contingent fixed
annuity payments:                                                     

a.   Life Income,                                                     

b.   Joint and Survivor,                                              

c.   Life Annuity with 120 Monthly Payments Guaranteed, and           

    d.   Joint and Survivor Life Annuity with 120 Monthly Payments Guaranteed.

5.   The GMIB will only be  available  on or during the 30  calendar  day period
     following  Your 7th Contract  Anniversary  and on or during the 30 calendar
     day period following each subsequent Contract Anniversary  thereafter,  but
     in no event later than the Contract Anniversary  immediately  following the
Annuitant's 85th birthday.                                            

6.   In the event of Joint Annuitants, the age of the youngest Annuitant will be
used to determine all limits dependent on age in this endorsement."   

EX-99
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                                                        [Enlarge/Download Table]

                                                                                                                    

--------------------------------------------------------------------------------------------------------------------
                   TABLE OF GUARANTEED ANNUITY PURCHASE RATES                                                       
--------------------------------------------------------------------------------------------------------------------

  The following table is for a GMIB Benefit Base of $1,000 and will apply pro                                       
  rata to the actual GMIB Benefit Base calculated under this endorsement.                                           

--------------------------------------------------------------------------------------------------------------      
                Monthly                    Monthly                    Monthly                    Monthly            
              Installments               Installments               Installments               Installments         
            -----------------          -----------------          -----------------          -----------------      
  Age of            Life w/   Age of           Life w/   Age of           Life w/   Age of           Life w/        
 Annuitant   Life  120 mos.  Annuitant  Life  120 mos.  Annuitant  Life   120 mos. Annuitant  Life  120 mos.        
   Male      Only   Certain    Male     Only   Certain   Female    Only   Certain   Female    Only   Certain        
--------------------------------------------------------------------------------------------------------------      
    40        2.85   2.84       70       4.62   4.53       40        2.74   2.74      70       4.24   4.19          
    41        2.88   2.87       71       4.74   4.64       41        2.76   2.76      71       4.34   4.29          
    42        2.90   2.90       72       4.87   4.76       42        2.79   2.79      72       4.45   4.39          
    43        2.93   2.93       73       5.01   4.88       43        2.81   2.81      73       4.57   4.50          
    44        2.97   2.96       74       5.16   5.00       44        2.84   2.84      74       4.69   4.61          
    45        3.00   2.99       75       5.32   5.13       45        2.87   2.87      75       4.83   4.73          
    46        3.03   3.03       76       5.49   5.27       46        2.90   2.90      76       4.97   4.85          
    47        3.07   3.06       77       5.67   5.41       47        2.93   2.93      77       5.12   4.99          
    48        3.11   3.10       78       5.87   5.56       48        2.96   2.96      78       5.28   5.13          
    49        3.15   3.14       79       6.07   5.72       49        2.99   2.99      79       5.46   5.27          
    50        3.19   3.18       80       6.29   5.87       50        3.03   3.03      80       5.65   5.43          
    51        3.23   3.22       81       6.53   6.04       51        3.07   3.06      81       5.85   5.59          
    52        3.28   3.27       82       6.78   6.20       52        3.10   3.10      82       6.07   5.76          
    53        3.33   3.32       83       7.04   6.37       53        3.14   3.14      83       6.31   5.94          
    54        3.38   3.36       84       7.33   6.55       54        3.19   3.18      84       6.57   6.12          
    55        3.43   3.41       85       7.63   6.72       55        3.23   3.22      85       6.85   6.31          
    56        3.48   3.47       86       7.96   6.90       56        3.28   3.27      86       7.15   6.51          
    57        3.54   3.52       87       8.31   7.07       57        3.32   3.31      87       7.48   6.71          
    58        3.60   3.58       88       8.68   7.24       58        3.37   3.36      88       7.83   6.91          
    59        3.66   3.64       89       9.08   7.42       59        3.43   3.42      89       8.21   7.11          
    60        3.73   3.70       90       9.51   7.58       60        3.48   3.47      90       8.63   7.30          
    61        3.80   3.77       91       9.97   7.75       61        3.54   3.53      91       9.08   7.50          
    62        3.87   3.84       92      10.46   7.90       62        3.60   3.59      92       9.57   7.68          
    63        3.95   3.91       93      10.98   8.05       63        3.67   3.65      93      10.10   7.86          
    64        4.03   3.99       94      11.54   8.19       64        3.74   3.72      94      10.67   8.03          
    65        4.11   4.07       95      12.13   8.32       65        3.81   3.79      95      11.29   8.19          
    66        4.20   4.15       96      12.77   8.44       66        3.89   3.86      96      11.96   8.33          
    67        4.30   4.24       97      13.44   8.55       67        3.97   3.94      97      12.68   8.46          
    68        4.40   4.33       98      14.16   8.65       68        4.05   4.02      98      13.44   8.58          
    69        4.51   4.43       99      14.93   8.74       69        4.15   4.10      99      14.25   8.68          
--------------------------------------------------------------------------------------------------------------      

Note:    Due to the length of the information, the Table for the Joint and      
         Survivor income option and the Joint and Survivor Life Annuity with 120
         Monthly Payments Guaranteed income option is available from the Service
Center upon Your request.                                     

4 Subsequent Filings that Reference this Filing

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 4/25/24  Jnlny Separate Account I          485BPOS     4/29/24    3:6.1M
 4/27/23  Jnlny Separate Account I          485BPOS     5/01/23    3:5.9M
 4/21/22  Jnlny Separate Account I          485BPOS     4/25/22    3:6M
 4/22/21  Jnlny Separate Account I          485BPOS     4/26/21    3:27M