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First Financial Bankshares Inc. – ‘10-Q’ for 6/30/22 – ‘EX-101.SCH’

On:  Tuesday, 8/2/22, at 4:03pm ET   ·   For:  6/30/22   ·   Accession #:  950170-22-13858   ·   File #:  0-07674

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  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 8/02/22  First Financial Bankshares Inc.   10-Q        6/30/22   74:51M                                    Donnelley … Solutions/FA

Quarterly Report   —   Form 10-Q

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML  13.21M 
 2: EX-31.1     Certification -- §302 - SOA'02                      HTML     29K 
 3: EX-31.2     Certification -- §302 - SOA'02                      HTML     29K 
 4: EX-32.1     Certification -- §906 - SOA'02                      HTML     26K 
 5: EX-32.2     Certification -- §906 - SOA'02                      HTML     27K 
11: R1          Cover Page                                          HTML     75K 
12: R2          Consolidated Balance Sheets                         HTML    121K 
13: R3          Consolidated Balance Sheets (Parenthetical)         HTML     35K 
14: R4          Consolidated Statements of Earnings                 HTML    139K 
15: R5          Consolidated Statements of Comprehensive Earnings   HTML     63K 
                (Loss)                                                           
16: R6          Consolidated Statements of Shareholders' Equity     HTML    104K 
17: R7          Consolidated Statements of Shareholders' Equity     HTML     25K 
                (Parenthetical)                                                  
18: R8          Consolidated Statements of Cash Flows               HTML    119K 
19: R9          Summary of Significant Accounting Policies          HTML    232K 
20: R10         Securities                                          HTML    468K 
21: R11         Loans Held for Investment and Allowance for Loan    HTML   6.08M 
                Losses                                                           
22: R12         Loans Held for Sale                                 HTML     30K 
23: R13         Derivative Financial Instruments                    HTML     76K 
24: R14         Borrowings                                          HTML     59K 
25: R15         Income Taxes                                        HTML     41K 
26: R16         Stock Based Compensation                            HTML    185K 
27: R17         Fair Value Disclosures                              HTML    501K 
28: R18         Summary of Significant Accounting Policies          HTML    285K 
                (Policies)                                                       
29: R19         Summary of Significant Accounting Policies          HTML    159K 
                (Tables)                                                         
30: R20         Securities (Tables)                                 HTML    455K 
31: R21         Loans Held for Investment and Allowance for Loan    HTML   6.07M 
                Losses (Tables)                                                  
32: R22         Derivative Financial Instruments (Tables)           HTML     72K 
33: R23         Borrowings (Tables)                                 HTML     55K 
34: R24         Stock Based Compensation (Tables)                   HTML    159K 
35: R25         Fair Value Disclosures (Tables)                     HTML    482K 
36: R26         Summary of Significant Accounting Policies -        HTML     74K 
                Additional Information (Detail)                                  
37: R27         Summary of Significant Accounting Policies -        HTML     57K 
                Computation of Basic EPS to Dilutive EPS (Detail)                
38: R28         Securities - Additional Information (Detail)        HTML     52K 
39: R29         Securities - Summary of Available-for-Sale          HTML     52K 
                Securities (Detail)                                              
40: R30         Securities - Amortized Cost and Estimated Fair      HTML     51K 
                Value of Available-for-Sale Securities (Detail)                  
41: R31         Securities - Continuous Unrealized-Loss Position    HTML     65K 
                of Available-for-Sale Securities (Detail)                        
42: R32         Loans Held for Investment and Allowance for Loan    HTML     69K 
                Losses - Schedule of Allowance for Loan Losses by                
                Portfolio Segment (Detail)                                       
43: R33         Loans Held for Investment and Allowance for Loan    HTML     91K 
                Losses - Loans Held-for-Investment by Class of                   
                Financing Receivables (Detail)                                   
44: R34         Loans Held for Investment and Allowance for Loan    HTML     35K 
                Losses - Non-Accrual Loans, Loans Still Accruing                 
                and Past Due 90 Days or More and Restructured                    
                Loans (Detail)                                                   
45: R35         Loans Held for Investment and Allowance for Loan    HTML     31K 
                Losses - Non-Accrual Loans, Loans Still Accruing                 
                and Past Due 90 Days or More and Restructured                    
                Loans (Parenthetical) (Detail)                                   
46: R36         Loans Held for Investment and Allowance for Loan    HTML     57K 
                Losses - Additional Information (Detail)                         
47: R37         Loans Held for Investment and Allowance for Loan    HTML     54K 
                Losses - Schedule of Non-Accrual Loans (Detail)                  
48: R38         Loans Held for Investment and Allowance for Loan    HTML     76K 
                Losses - Changes in Allowance for Loan Losses                    
                (Detail)                                                         
49: R39         Loans Held for Investment and Allowance for Loan    HTML    121K 
                Losses - Schedule of loans that are individually                 
                evaluated for credit losses (Detail)                             
50: R40         Loans Held for Investment and Allowance for Loan    HTML     86K 
                Losses - Schedule of Investment in Loans Related                 
                to Balance in Allowance for Loan Losses on Basis                 
                of Company's Impairment Methodology (Detail)                     
51: R41         Loans Held-for-Investment and Allowance for Loan    HTML    190K 
                Losses - Schedule of Company's Internal Ratings of               
                its Loans Held-for-Investment, Including The Year                
                of Origination, by Portfolio Segments (Detail)                   
52: R42         Loans Held for Investment and Allowance for Loan    HTML     35K 
                Losses - Schedule of Internal Ratings of Loans                   
                (Detail)                                                         
53: R43         Loans Held for Investment and Allowance for Loan    HTML    193K 
                Losses - Schedule of Past Due Loans (Detail)                     
54: R44         Loans Held for Investment and Allowance for Loan    HTML     57K 
                Losses - Schedule of Loans Modified and Considered               
                Troubled Debt Restructurings (Detail)                            
55: R45         Loans Held for Investment and Allowance for Loan    HTML     65K 
                Losses - Schedule of How Loans Were Modified as                  
                Troubled Debt Restructured Loans (Detail)                        
56: R46         Loans Held for Sale - Additional Information        HTML     27K 
                (Detail)                                                         
57: R47         Derivative Financial Instruments - Summary of       HTML     37K 
                Outstanding Notional Balances and Fair Values of                 
                Outstanding Derivative Positions (Detail)                        
58: R48         Borrowings - Schedule of Borrowings (Detail)        HTML     33K 
59: R49         Borrowings - Additional Information (Detail)        HTML     35K 
60: R50         Income Taxes - Additional Information (Detail)      HTML     51K 
61: R51         Stock Based Compensation - Additional Information   HTML    100K 
                (Detail)                                                         
62: R52         Stock Based Compensation - Schedule of Changes in   HTML     56K 
                Stock Units (Detail)                                             
63: R53         Stock Based Compensation - Summary of Vested and    HTML     43K 
                Unvested Restricted Stock Outstanding (Detail)                   
64: R54         Stock Based Compensation - Schedule of Analysis of  HTML     47K 
                Stock Option Activity (Detail)                                   
65: R55         Fair Value Disclosures - Additional Information     HTML     48K 
                (Detail)                                                         
66: R56         Fair Value Disclosures - Financial Assets and       HTML    104K 
                Financial Liabilities Measured at Fair Value on                  
                Recurring Basis (Detail)                                         
67: R57         Fair Value Disclosures - Summary of Loans           HTML     28K 
                Held-for-Sale at Fair Value (Detail)                             
68: R58         Fair Value Disclosures - Schedule of Gain Loss on   HTML     33K 
                Sale of Mortgage Loans (Detail)                                  
69: R59         Fair Value Disclosures - Schedule of Estimated      HTML     85K 
                Fair Values and Carrying Values of All Financial                 
                Instruments (Detail)                                             
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<link:definition> 100350 - Disclosure - Securities - Continuous Unrealized-Loss Position of Available-for-Sale Securities (Detail) </link:definition>
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<link:definition> 100360 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Schedule of Allowance for Loan Losses by Portfolio Segment (Detail) </link:definition>
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<link:definition> 100380 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Non-Accrual Loans, Loans Still Accruing and Past Due 90 Days or More and Restructured Loans (Detail) </link:definition>
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<link:definition> 100400 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Additional Information (Detail) </link:definition>
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<link:definition> 100420 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Changes in Allowance for Loan Losses (Detail) </link:definition>
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<link:definition> 100430 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Schedule of loans that are individually evaluated for credit losses (Detail) </link:definition>
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<link:definition> 100440 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Schedule of Investment in Loans Related to Balance in Allowance for Loan Losses on Basis of Company's Impairment Methodology (Detail) </link:definition>
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<link:definition> 100450 - Disclosure - Loans Held-for-Investment and Allowance for Loan Losses - Schedule of Company's Internal Ratings of its Loans Held-for-Investment, Including The Year of Origination, by Portfolio Segments (Detail) </link:definition>
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<link:definition> 100470 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Schedule of Past Due Loans (Detail) </link:definition>
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<link:definition> 100480 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Schedule of Loans Modified and Considered Troubled Debt Restructurings (Detail) </link:definition>
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<link:definition> 100490 - Disclosure - Loans Held for Investment and Allowance for Loan Losses - Schedule of How Loans Were Modified as Troubled Debt Restructured Loans (Detail) </link:definition>
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<link:definition> 100620 - Disclosure - Fair Value Disclosures - Schedule of Gain Loss on Sale of Mortgage Loans (Detail) </link:definition>
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<xsd:element id="ffin_ChangeInForwardMortgageBackedSecuritiesTrades" name="ChangeInForwardMortgageBackedSecuritiesTrades" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_CommitmentToLendAdditionalFundsToBorrowersWithLoanModificationsClassifiedAsTDRs" name="CommitmentToLendAdditionalFundsToBorrowersWithLoanModificationsClassifiedAsTDRs" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_ContraAccountRelatedToSharesAcquiredInConnectionWithDirectorsDeferredCompensationPlan" name="ContraAccountRelatedToSharesAcquiredInConnectionWithDirectorsDeferredCompensationPlan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_DepositsWithNoStatedMaturities" name="DepositsWithNoStatedMaturities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_DiscountAccretionOnPurchasedLoans" name="DiscountAccretionOnPurchasedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_EffectOfStockOptionsPerShareAmount" name="EffectOfStockOptionsPerShareAmount" type="dtr-types:perShareItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_FairValueMeasurementWithUnobservantInputsReconciliationRecurringBasisAssetTransfersIntoLevelTwo" name="FairValueMeasurementWithUnobservantInputsReconciliationRecurringBasisAssetTransfersIntoLevelTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_HeldForInvestmentExcludingPPPLoans" name="HeldForInvestmentExcludingPPPLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_IncreaseDecreaseInValuationAndQualifyingAccountsAndReservesFromAdjustment" name="IncreaseDecreaseInValuationAndQualifyingAccountsAndReservesFromAdjustment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_InterestBearingTimeDepositsInBanks" name="InterestBearingTimeDepositsInBanks" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_InterestOnFederalFundsSoldAndInterestBearingDepositsInBanks" name="InterestOnFederalFundsSoldAndInterestBearingDepositsInBanks" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_InterestOnLoanRecoveries" name="InterestOnLoanRecoveries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_InternalRatingsOfLoansHeldForInvestment" name="InternalRatingsOfLoansHeldForInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_InvestmentSecuritiesPurchasedButNotSettled" name="InvestmentSecuritiesPurchasedButNotSettled" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_LineOfCreditFacilityRenewalDate" name="LineOfCreditFacilityRenewalDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_LoansAndLeasesReceivableCollectivelyEvaluatedForAllowance" name="LoansAndLeasesReceivableCollectivelyEvaluatedForAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_LoansAndLeasesReceivableIndividuallyEvaluatedForAllowance" name="LoansAndLeasesReceivableIndividuallyEvaluatedForAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_LoansHeldForSaleValuedAtTheLowerOfCostOrFairValue" name="LoansHeldForSaleValuedAtTheLowerOfCostOrFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_LoansReceivableCollateralForSecuredBorrowings" name="LoansReceivableCollateralForSecuredBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_LoansReceivableContractualAmount" name="LoansReceivableContractualAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_LoansStillAccruingPastDueNinetyDaysOrMoreRestructuredLoansForeclosedAssets" name="LoansStillAccruingPastDueNinetyDaysOrMoreRestructuredLoansForeclosedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_MinimumPeriodOfLoansPastDue" name="MinimumPeriodOfLoansPastDue" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_NetGainLossOnSaleOfForeclosedAssets" name="NetGainLossOnSaleOfForeclosedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_NetUnrealizedGainsOnLoansHeldForSale" name="NetUnrealizedGainsOnLoansHeldForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_NumberOfBankLocations" name="NumberOfBankLocations" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_NumberOfCommonSharesAcquiredInConnectionWithDirectorsDeferredCompensationPlan" name="NumberOfCommonSharesAcquiredInConnectionWithDirectorsDeferredCompensationPlan" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false"/>
<xsd:element id="ffin_NumberOfSharesThatHaveBeenAcquiredDuringPeriodInConnectionWithDirectorsDeferredCompensationPlan" name="NumberOfSharesThatHaveBeenAcquiredDuringPeriodInConnectionWithDirectorsDeferredCompensationPlan" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_NumberOfSharesThatHaveBeenAcquiredDuringPeriodInConnectionWithDirectorsDeferredCompensationPlanValue" name="NumberOfSharesThatHaveBeenAcquiredDuringPeriodInConnectionWithDirectorsDeferredCompensationPlanValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_OperationalAndOtherLosses" name="OperationalAndOtherLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_PercentageOfInvestmentPortfolioGuaranteedByPermanentSchoolFund" name="PercentageOfInvestmentPortfolioGuaranteedByPermanentSchoolFund" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false"/>
<xsd:element id="ffin_PercentageOfOptionsGranted" name="PercentageOfOptionsGranted" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_PercentageOfOptionVestingRate" name="PercentageOfOptionVestingRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_PerformanceMeasurementAmountInAssets" name="PerformanceMeasurementAmountInAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_PeriodOfLoansInDefaultTreatedAsTroubledDebtRestructuring" name="PeriodOfLoansInDefaultTreatedAsTroubledDebtRestructuring" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_PppLoans" name="PppLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_PrintingStationeryAndSupplies" name="PrintingStationeryAndSupplies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_ProfessionalAndServiceFees" name="ProfessionalAndServiceFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_RealEstateMortgageOperations" name="RealEstateMortgageOperations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_RealizedGainOnSaleAndFeesOnMortgageLoans" name="RealizedGainOnSaleAndFeesOnMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_RemainingPercentageOfOptionVestingRate" name="RemainingPercentageOfOptionVestingRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ReserveForLossesOnUnfundedCommitments" name="ReserveForLossesOnUnfundedCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_RestrictedStockGrantToOfficersAndDirectors" name="RestrictedStockGrantToOfficersAndDirectors" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_SecuritiesSoldUnderAgreementToRepurchaseMaturityDescription" name="SecuritiesSoldUnderAgreementToRepurchaseMaturityDescription" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ServiceChargesOnDepositAccounts" name="ServiceChargesOnDepositAccounts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAverageAdjustedEarningsPerShareGrowthPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAverageAdjustedEarningsPerShareGrowthPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesIssuedUponVestingBasedOnCoreReturnPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesIssuedUponVestingBasedOnCoreReturnPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_SharesAcquiredInConnectionWithDirectorsDeferredCompensationPlan" name="SharesAcquiredInConnectionWithDirectorsDeferredCompensationPlan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_TaxBenefitPercentOfQualifiedInvestments" name="TaxBenefitPercentOfQualifiedInvestments" type="xbrli:pureItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_TrustFees" name="TrustFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit"/>
<xsd:element id="ffin_UnpaidPrincipalBalanceOnLoansHeldForSale" name="UnpaidPrincipalBalanceOnLoansHeldForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="debit"/>
<xsd:element id="ffin_AllowancesAndReservesDomain" name="AllowancesAndReservesDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_IncomeTaxesLineItems" name="IncomeTaxesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_InterestBearingTimeDepositsInBanksAndSecuritiesLineItems" name="InterestBearingTimeDepositsInBanksAndSecuritiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_AgriculturalPortfolioSegmentMember" name="AgriculturalPortfolioSegmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_AllowanceForCreditLossesMember" name="AllowanceForCreditLossesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_AutoMember" name="AutoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_CAndIMember" name="CAndIMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_CombinedRateAndMaturityMember" name="CombinedRateAndMaturityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_CommercialBancsharesIncAndCommercialStateBankMember" name="CommercialBancsharesIncAndCommercialStateBankMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_CommercialBancsharesIncMember" name="CommercialBancsharesIncMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_ConstructionAndDevelopmentMember" name="ConstructionAndDevelopmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_EmployeeMember" name="EmployeeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_ExecutivesAndOtherOfficersMember" name="ExecutivesAndOtherOfficersMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_FairValueInputsLevel1AndLevel2Member" name="FairValueInputsLevel1AndLevel2Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_FarmMember" name="FarmMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_FBCBancsharesIncorporationAndFirstBankNationalAssociationMember" name="FBCBancsharesIncorporationAndFirstBankNationalAssociationMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_FinancingReceivables15To59DaysPastDueMember" name="FinancingReceivables15To59DaysPastDueMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_ForwardMortgageBackedSecuritiesTradesMember" name="ForwardMortgageBackedSecuritiesTradesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_MuncipalMember" name="MuncipalMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_NonAutoMember" name="NonAutoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_NonOwnerOccupiedCreMember" name="NonOwnerOccupiedCreMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_OwnerOccupiedCreMember" name="OwnerOccupiedCreMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_ReserveForUnfundedCommitmentsMember" name="ReserveForUnfundedCommitmentsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_ResidentialMember" name="ResidentialMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_ResidentialsRealEstateMember" name="ResidentialsRealEstateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_SecuritiesAvailableForSaleMember" name="SecuritiesAvailableForSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_TbTBancsharesIncorporationAndTheBankTrustOfBryanCollegeStationTexasMember" name="TbTBancsharesIncorporationAndTheBankTrustOfBryanCollegeStationTexasMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_TwoThousandTwentyOneOmnibusStockAndIncentivePlanMember" name="TwoThousandTwentyOneOmnibusStockAndIncentivePlanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_TwoThousandTwentyOnePlanMember" name="TwoThousandTwentyOnePlanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_AccumulatedOtherComprehensiveIncomeLossPolicyTextBlock" name="AccumulatedOtherComprehensiveIncomeLossPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_AcquiredLoansPolicyTextBlock" name="AcquiredLoansPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_AllowanceForCreditLossesAvailableForSaleSecuritiesPolicyTextBlock" name="AllowanceForCreditLossesAvailableForSaleSecuritiesPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_AllowanceForCreditLossesHeldToMaturitySecuritiesPolicyTextBlock" name="AllowanceForCreditLossesHeldToMaturitySecuritiesPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_AllowanceForCreditLossesOnOffBalanceSheetCreditExposuresPolicyTextBlock" name="AllowanceForCreditLossesOnOffBalanceSheetCreditExposuresPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_LoansHeldForInvestmentPolicyTextBlock" name="LoansHeldForInvestmentPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_NatureOfOperationsPolicyTextBlock" name="NatureOfOperationsPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_NewAccountingStandardForAccountingForAllowanceForCreditLossesPolicyPolicyTextBlock" name="NewAccountingStandardForAccountingForAllowanceForCreditLossesPolicyPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_StockRepurchasePolicyTextBlock" name="StockRepurchasePolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_IncomeTaxesTable" name="IncomeTaxesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_InterestBearingTimeDepositsInBanksAndSecuritiesTable" name="InterestBearingTimeDepositsInBanksAndSecuritiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true"/>
<xsd:element id="ffin_FairValueMeasurementsLoansHeldForSaleTableTextBlock" name="FairValueMeasurementsLoansHeldForSaleTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_LoansAndLeasesReceivableGrossCarryingAmountTableTextBlock" name="LoansAndLeasesReceivableGrossCarryingAmountTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ScheduleOfAllowanceForLoanLossByPortfolioSegmentTableTextBlock" name="ScheduleOfAllowanceForLoanLossByPortfolioSegmentTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ScheduleOfGainLossOnSaleOfMortgageLoansTableTextBlock" name="ScheduleOfGainLossOnSaleOfMortgageLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ScheduleOfHowLoansWereModifiedAsTroubledDebtRestructuredLoansTableTextBlock" name="ScheduleOfHowLoansWereModifiedAsTroubledDebtRestructuredLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ScheduleOfInternalRatingsOfItsLoansHeldForInvestmentByPortfolioSegmentsTableTextBlock" name="ScheduleOfInternalRatingsOfItsLoansHeldForInvestmentByPortfolioSegmentsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ScheduleOfInvestmentInLoansRelatedToAllowanceForLoanLossesOnBasisOfImpairmentMethodologyTableTextBlock" name="ScheduleOfInvestmentInLoansRelatedToAllowanceForLoanLossesOnBasisOfImpairmentMethodologyTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_ScheduleOfNonAccrualLoansTableTextBlock" name="ScheduleOfNonAccrualLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
<xsd:element id="ffin_LoansHeldForSaleTextBlock" name="LoansHeldForSaleTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false"/>
</xsd:schema>

16 Previous Filings that this Filing References

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 7/29/22  First Financial Bankshares Inc.   8-K:5,9     7/26/22   11:740K                                   Donnelley … Solutions/FA
 8/02/21  First Financial Bankshares Inc.   10-Q        6/30/21   80:19M                                    Donnelley … Solutions/FA
 7/07/21  First Financial Bankshares Inc.   8-K:1,9     6/30/21   11:168K                                   Donnelley … Solutions/FA
 4/28/21  First Financial Bankshares Inc.   8-K:5,7,9   4/27/21   12:430K                                   Donnelley … Solutions/FA
 2/22/21  First Financial Bankshares Inc.   10-K       12/31/20  120:20M                                    Donnelley … Solutions/FA
 6/30/20  First Financial Bankshares Inc.   8-K:5,9     6/30/20   11:211K                                   Donnelley … Solutions/FA
 5/01/20  First Financial Bankshares Inc.   8-K:5,9     4/28/20   11:242K                                   Donnelley … Solutions/FA
 4/03/20  First Financial Bankshares Inc.   8-K:5,8,9   4/03/20   12:296K                                   Donnelley … Solutions/FA
 9/20/19  First Financial Bankshares Inc.   8-K:1,7,9   9/19/19   12:865K                                   Donnelley … Solutions/FA
 7/30/19  First Financial Bankshares Inc.   10-Q        6/30/19   82:16M                                    Donnelley … Solutions/FA
 7/01/19  First Financial Bankshares Inc.   8-K:1,9     6/30/19    2:43K                                    Donnelley … Solutions/FA
 6/30/17  First Financial Bankshares Inc.   8-K:1,9     6/30/17    2:39K                                    Donnelley … Solutions/FA
 6/30/15  First Financial Bankshares Inc.   8-K:1,9     6/30/15    2:44K                                    Donnelley … Solutions/FA
 7/01/13  First Financial Bankshares Inc.   8-K:1,9     6/30/13    2:117K                                   Donnelley … Solutions/FA
 3/01/12  First Financial Bankshares Inc.   DEF 14A     4/24/12    1:534K                                   Donnelley … Solutions/FA
 1/07/94  First Financial Bankshares Inc.   8-A12G/A               4:53K                                    Donnelley Fin’l S… 03/FA
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