Vel II Acct of State Mutual Life Assur Co of America, et al. – ‘497J’ on 5/3/02

On:  Friday, 5/3/02   ·   Accession #:  912057-2-18297   ·   File #s:  33-71056, 33-74184, 333-45914, 333-64162

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Certification of No Change in Definitive Material   —   Rule 497(j)
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 497J        Certification of No Change in Definitive Material      1      8K 

497J
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First Allmerica Financial Life Insurance Company                                
Office of the General Counsel                                                   
440 Lincoln Street, N-435                                                       
Worcester, MA  01653                                                            

VIA EDGAR                                                                       

May 3, 2002                                                                     

U.S. Securities and Exchange Commission                                         
450 Fifth Avenue, N.W.                                                          
Washington, D.C.  20549                                                         

RE: FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY                            
REGISTRATION STATEMENT FILED ON FORM S-6                                
----------------------------------------                                

VEL II ACCOUNT (VEL II ('93))  FILE NOS. 33-71056/811-8130              
SEPARATE ACCOUNT SPVL (VEL III AND AGENCY SPL)                          
FILE NOS. 333-45914/811-10133                                       
INHEIRITAGE ACCOUNT (SELECT AND VARIABLE INHEIRITAGE)                   
FILE NOS. 33-74184/811-8304                                         
SEPARATE ACCOUNT IMO (SELECT LIFE PLUS) FILE NOS. 333-64162/811-10433   

Dear Sir/Madam:                                                                 

Pursuant to Rule 497(j) under the 1933 Act, Registrant certifies that the       
form of Prospectuses that would have been filed under paragraph (c) of this     
section would not have differed from that contained in the most recent          
registration statement or amendment, and that the text of the most recent       
registration statement or amendment has been filed electronically.              

No copies of the cross-reference sheet are being filed because it has not       
been amended.                                                                   

If you have any questions or would like further information, please call me     
at (508) 855-4194.                                                              

                         Very truly yours,

                               /s/ Sheila B. St. Hilaire

                           Sheila B. St. Hilaire
                                        Assistant Vice President & Counsel

Dates Referenced Herein

This ‘497J’ Filing		Date		Other Filings
Filed on:		5/3/02		None on these Dates
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