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Deluxe Corp. – ‘10-K’ for 12/31/21 – ‘EX-101.SCH’

On:  Monday, 2/28/22, at 1:55pm ET   ·   For:  12/31/21   ·   Accession #:  27996-22-78   ·   File #:  1-07945

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  As Of               Filer                 Filing    For·On·As Docs:Size

 2/28/22  Deluxe Corp.                      10-K       12/31/21  111:21M

Annual Report   —   Form 10-K

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Deluxe Corporation 10-K 12.31.2021                  HTML   2.27M 
 2: EX-21.1     Subsidiaries List                                   HTML     32K 
 3: EX-23.1     Consent of Expert or Counsel                        HTML     29K 
 4: EX-31.1     Certification -- §302 - SOA'02                      HTML     33K 
 5: EX-31.2     Certification -- §302 - SOA'02                      HTML     33K 
 6: EX-32.1     Certification -- §906 - SOA'02                      HTML     31K 
12: R1          Document                                            HTML     99K 
13: R2          Consolidated Balance Sheets                         HTML    157K 
14: R3          Consolidated Balance Sheets (Parentheticals)        HTML     37K 
15: R4          Consolidated Statements of Income (Loss)            HTML    119K 
16: R5          Consolidated Statements of Comprehensive Income     HTML    135K 
                (Loss)                                                           
17: R6          Consolidated Statements of Shareholders' Equity     HTML    129K 
18: R7          Consolidated Statements of Shareholders' Equity     HTML     31K 
                (Parentheticals)                                                 
19: R8          Consolidated Statements of Cash Flows               HTML    135K 
20: R9          Significant Accounting Policies                     HTML    150K 
21: R10         New Accounting Pronouncements                       HTML     51K 
22: R11         Supplemental Balance Sheet and Cash Flow            HTML    295K 
                Information                                                      
23: R12         Earnings (Loss) Per Share                           HTML     62K 
24: R13         Other Comprehensive Income                          HTML     90K 
25: R14         Acquisitions                                        HTML     54K 
26: R15         Derivative Financial Instruments                    HTML     32K 
27: R16         Fair Value Measurements                             HTML    122K 
28: R17         Restructuring and Integration Expense               HTML     74K 
29: R18         Income Tax Provision                                HTML    143K 
30: R19         Share-Based Compensation Plans                      HTML    133K 
31: R20         Employee Compensation Plans                         HTML     43K 
32: R21         Postretirement Benefits                             HTML    176K 
33: R22         Debt                                                HTML     73K 
34: R23         Leases                                              HTML     84K 
35: R24         Other Commitments and Contingencies                 HTML     37K 
36: R25         Shareholders' Equity                                HTML     36K 
37: R26         Business Segment Information                        HTML    170K 
38: R27         Risks and Uncertainties                             HTML     33K 
39: R28         Quarterly Financial Data (Unaudited)                HTML     49K 
40: R29         Significant Accounting Policies (Policies)          HTML    221K 
41: R30         New Accounting Pronouncements (Policies)            HTML     41K 
42: R31         Significant Accounting Policies (Tables)            HTML     83K 
43: R32         Supplemental Balance Sheet and Cash Flow            HTML    323K 
                Information (Tables)                                             
44: R33         Earnings (Loss) Per Share (Tables)                  HTML     62K 
45: R34         Other Comprehensive Income (Tables)                 HTML     90K 
46: R35         Acquisitions (Tables)                               HTML     51K 
47: R36         Fair Value Measurements (Tables)                    HTML    100K 
48: R37         Restructuring and Integration Expense (Tables)      HTML     73K 
49: R38         Income Tax Provision (Tables)                       HTML    146K 
50: R39         Share-Based Compensation Plans (Tables)             HTML    135K 
51: R40         Employee Compensation Plans (Tables)                HTML     37K 
52: R41         Postretirement Benefits (Tables)                    HTML    182K 
53: R42         Debt (Tables)                                       HTML     68K 
54: R43         Leases (Tables)                                     HTML     90K 
55: R44         Business Segment Information (Tables)               HTML    169K 
56: R45         Quarterly Financial Data (Unaudited) (Tables)       HTML     49K 
57: R46         Significant Accounting Policies (Revision)          HTML    166K 
                (Details)                                                        
58: R47         Significant Accounting Policies (Cash and Cash      HTML     34K 
                Equivalents and Trade Accounts Receivable)                       
                (Details)                                                        
59: R48         Significant Accounting Policies (Property, Plant    HTML     42K 
                and Equipment and Leases) (Details)                              
60: R49         Significant Accounting Policies (Intangibles)       HTML     36K 
                (Details)                                                        
61: R50         Significant Accounting Policies (Business           HTML     37K 
                Combinations and Prepaid Product Discounts)                      
                (Details)                                                        
62: R51         Significant Accounting Policies (Loans and Notes    HTML     42K 
                Receivable From Distributors and Advertising                     
                Costs) (Details)                                                 
63: R52         Significant Accounting Policies (Income Taxes,      HTML     46K 
                Revenue Recognition) (Details)                                   
64: R53         Significant Accounting Policies (Employee           HTML     35K 
                Share-Based Compensation) (Details)                              
65: R54         New Accounting Pronouncements (Details)             HTML     53K 
66: R55         Supplemental Balance Sheet and Cash Flow            HTML     47K 
                Information (Trade Accounts Receivable) (Details)                
67: R56         Supplemental Balance Sheet and Cash Flow            HTML     51K 
                Information (Inventories and Supplies) (Details)                 
68: R57         Supplemental Balance Sheet and Cash Flow            HTML     74K 
                Information (Available-For-Sale Debt Securities)                 
                (Details)                                                        
69: R58         Supplemental Balance Sheet and Cash Flow            HTML     37K 
                Information (Revenue in Excess of Billings)                      
                (Details)                                                        
70: R59         Supplemental Balance Sheet and Cash Flow            HTML     47K 
                Information (Property, Plant and Equipment)                      
                (Details)                                                        
71: R60         Supplemental Balance Sheet and Cash Flow            HTML     88K 
                Information (Intangibles) (Details)                              
72: R61         Supplemental Balance Sheet and Cash Flow            HTML     77K 
                Information (Goodwill) (Details)                                 
73: R62         Supplemental Balance Sheet and Cash Flow            HTML    101K 
                Information (Other Non-Current Assets) (Details)                 
74: R63         Supplemental Balance Sheet and Cash Flow            HTML     60K 
                Information (Prepaid Product Discounts and Accrued               
                Liabilities) (Details)                                           
75: R64         Supplemental Balance Sheet and Cash Flow            HTML     60K 
                Information (Supplemental Cash Flow Information)                 
                (Details)                                                        
76: R65         Earnings (Loss) Per Share (Details)                 HTML    102K 
77: R66         Other Comprehensive Income (Reclassification        HTML     84K 
                Adjustments) (Details)                                           
78: R67         Other Comprehensive Income (Accumulated Other       HTML     65K 
                Comprehensive Loss) (Details)                                    
79: R68         Acquisitions (Details)                              HTML    158K 
80: R69         Derivative Financial Instruments (Details)          HTML     36K 
81: R70         Fair Value Measurements (Goodwill and               HTML    206K 
                Non-Recurring Asset Impairment Analyses) (Details)               
82: R71         Fair Value Measurements (Financial Instruments)     HTML    104K 
                (Details)                                                        
83: R72         Restructuring and Integration Expense (Details)     HTML     49K 
84: R73         Restructuring and Integration Expense               HTML     61K 
                (Restructuring and Integration Accruals) (Details)               
85: R74         Income Tax Provision (Income Tax Provision)         HTML    119K 
                (Details)                                                        
86: R75         Income Tax Provision (Repatriation and              HTML     66K 
                Unrecognized Tax Benefits) (Details)                             
87: R76         Income Tax Provision (Deferred Income Taxes)        HTML     89K 
                (Details)                                                        
88: R77         Income Tax Provision (Net Operating Loss, Tax       HTML     44K 
                Credit and Capital Loss Carryforwards) (Details)                 
89: R78         Share-Based Compensation Plans (Long-Term           HTML     56K 
                Incentive Plan and Share-Based Compensation                      
                Expense) (Details)                                               
90: R79         Share-Based Compensation Plans (Award Terms)        HTML     60K 
                (Details)                                                        
91: R80         Share-Based Compensation Plans (Stock Options)      HTML     87K 
                (Details)                                                        
92: R81         Share-Based Compensation Plans (Restricted Stock    HTML    104K 
                Units, Restricted Shares and Performance Share                   
                Unit Awards) (Details)                                           
93: R82         Share-Based Compensation Plans (Employee Stock      HTML     38K 
                Purchase Plan) (Details)                                         
94: R83         Employee Compensation Plans (Details)               HTML     62K 
95: R84         Postretirement Benefits (Obligations and Funded     HTML     94K 
                Status) (Details)                                                
96: R85         Postretirement Benefits (Net Periodic Benefit       HTML     74K 
                Income and Actuarial Assumptions) (Details)                      
97: R86         Postretirement Benefits (Plan Assets) (Details)     HTML    127K 
98: R87         Postretirement Benefits (Cash Flows) (Details)      HTML     76K 
99: R88         Debt (Details)                                      HTML    226K 
100: R89         Leases (Details)                                    HTML    146K  
101: R90         Other Commitments and Contingencies (Details)       HTML     31K  
102: R91         Shareholders' Equity (Details)                      HTML     42K  
103: R92         Business Segment Information (Segment Results)      HTML    106K  
                (Details)                                                        
104: R93         Business Segment Information (Disaggregated         HTML     98K  
                Revenue Information) (Details)                                   
105: R94         Risks and Uncertainties (Details)                   HTML     39K  
106: R95         Quarterly Financial Data (Unaudited) (Details)      HTML     84K  
109: XML         IDEA XML File -- Filing Summary                      XML    213K  
107: XML         XBRL Instance -- dlx-20211231_htm                    XML   6.07M  
108: EXCEL       IDEA Workbook of Financial Reports                  XLSX    201K  
 8: EX-101.CAL  XBRL Calculations -- dlx-20211231_cal                XML    381K 
 9: EX-101.DEF  XBRL Definitions -- dlx-20211231_def                 XML   1.33M 
10: EX-101.LAB  XBRL Labels -- dlx-20211231_lab                      XML   3.18M 
11: EX-101.PRE  XBRL Presentations -- dlx-20211231_pre               XML   1.97M 
 7: EX-101.SCH  XBRL Schema -- dlx-20211231                          XSD    248K 
110: JSON        XBRL Instance as JSON Data -- MetaLinks              736±  1.07M  
111: ZIP         XBRL Zipped Folder -- 0000027996-22-000078-xbrl      Zip    874K

‘EX-101.SCH’   —   XBRL Schema — dlx-20211231

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
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<link:definition> 2417410 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (trade accounts receivable) (Details) </link:definition>
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<link:definition> 2418411 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (inventories and supplies) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2419412 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (available-for-sale debt securities) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2420413 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (revenue in excess of billings) (Details) </link:definition>
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<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2421414 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (property, plant and equipment) (Details) </link:definition>
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<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2422415 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (intangibles) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2423416 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (goodwill) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2424417 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (other non-current assets) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2425418 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (prepaid product discounts and accrued liabilities) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="SUPPLEMENTALBALANCESHEETANDCASHFLOWINFORMATIONsupplementalcashflowinformationDetails" roleURI="http://www.deluxe.com/role/SUPPLEMENTALBALANCESHEETANDCASHFLOWINFORMATIONsupplementalcashflowinformationDetails">
<link:definition> 2426419 - Disclosure - SUPPLEMENTAL BALANCE SHEET AND CASH FLOW INFORMATION (supplemental cash flow information) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="EARNINGSLOSSPERSHARE" roleURI="http://www.deluxe.com/role/EARNINGSLOSSPERSHARE">
<link:definition> 2127104 - Disclosure - EARNINGS (LOSS) PER SHARE </link:definition>
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<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="EARNINGSLOSSPERSHARETables" roleURI="http://www.deluxe.com/role/EARNINGSLOSSPERSHARETables">
<link:definition> 2328303 - Disclosure - EARNINGS (LOSS) PER SHARE (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="EARNINGSLOSSPERSHAREDetails" roleURI="http://www.deluxe.com/role/EARNINGSLOSSPERSHAREDetails">
<link:definition> 2429420 - Disclosure - EARNINGS (LOSS) PER SHARE (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="OTHERCOMPREHENSIVEINCOME" roleURI="http://www.deluxe.com/role/OTHERCOMPREHENSIVEINCOME">
<link:definition> 2130105 - Disclosure - OTHER COMPREHENSIVE INCOME </link:definition>
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<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType id="OTHERCOMPREHENSIVEINCOMETables" roleURI="http://www.deluxe.com/role/OTHERCOMPREHENSIVEINCOMETables">
<link:definition> 2331304 - Disclosure - OTHER COMPREHENSIVE INCOME (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2432421 - Disclosure - OTHER COMPREHENSIVE INCOME (reclassification adjustments) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="OTHERCOMPREHENSIVEINCOMEaccumulatedothercomprehensivelossDetails" roleURI="http://www.deluxe.com/role/OTHERCOMPREHENSIVEINCOMEaccumulatedothercomprehensivelossDetails">
<link:definition> 2433422 - Disclosure - OTHER COMPREHENSIVE INCOME (accumulated other comprehensive loss) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2134106 - Disclosure - ACQUISITIONS </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="ACQUISITIONSTables" roleURI="http://www.deluxe.com/role/ACQUISITIONSTables">
<link:definition> 2335305 - Disclosure - ACQUISITIONS (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="ACQUISITIONSDetails" roleURI="http://www.deluxe.com/role/ACQUISITIONSDetails">
<link:definition> 2436423 - Disclosure - ACQUISITIONS (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2137107 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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</link:roleType>
<link:roleType id="DERIVATIVEFINANCIALINSTRUMENTSDetails" roleURI="http://www.deluxe.com/role/DERIVATIVEFINANCIALINSTRUMENTSDetails">
<link:definition> 2438424 - Disclosure - DERIVATIVE FINANCIAL INSTRUMENTS (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="FAIRVALUEMEASUREMENTS" roleURI="http://www.deluxe.com/role/FAIRVALUEMEASUREMENTS">
<link:definition> 2139108 - Disclosure - FAIR VALUE MEASUREMENTS </link:definition>
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<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType id="FAIRVALUEMEASUREMENTSTables" roleURI="http://www.deluxe.com/role/FAIRVALUEMEASUREMENTSTables">
<link:definition> 2340306 - Disclosure - FAIR VALUE MEASUREMENTS (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2441425 - Disclosure - FAIR VALUE MEASUREMENTS (goodwill and non-recurring asset impairment analyses) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
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<link:definition> 2442426 - Disclosure - FAIR VALUE MEASUREMENTS (financial instruments) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2143109 - Disclosure - RESTRUCTURING AND INTEGRATION EXPENSE </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:definition> 2344307 - Disclosure - RESTRUCTURING AND INTEGRATION EXPENSE (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
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<link:definition> 2445427 - Disclosure - RESTRUCTURING AND INTEGRATION EXPENSE (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="RESTRUCTURINGANDINTEGRATIONEXPENSErestructuringandintegrationaccrualsDetails" roleURI="http://www.deluxe.com/role/RESTRUCTURINGANDINTEGRATIONEXPENSErestructuringandintegrationaccrualsDetails">
<link:definition> 2446428 - Disclosure - RESTRUCTURING AND INTEGRATION EXPENSE (restructuring and integration accruals) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:definition> 2147110 - Disclosure - INCOME TAX PROVISION </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="INCOMETAXPROVISIONTables" roleURI="http://www.deluxe.com/role/INCOMETAXPROVISIONTables">
<link:definition> 2348308 - Disclosure - INCOME TAX PROVISION (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
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<link:definition> 2449429 - Disclosure - INCOME TAX PROVISION (income tax provision) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="INCOMETAXPROVISIONrepatriationandunrecognizedtaxbenefitsDetails" roleURI="http://www.deluxe.com/role/INCOMETAXPROVISIONrepatriationandunrecognizedtaxbenefitsDetails">
<link:definition> 2450430 - Disclosure - INCOME TAX PROVISION (repatriation and unrecognized tax benefits) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2451431 - Disclosure - INCOME TAX PROVISION (deferred income taxes) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="INCOMETAXPROVISIONnetoperatinglosstaxcreditandcapitallosscarryforwardsDetails" roleURI="http://www.deluxe.com/role/INCOMETAXPROVISIONnetoperatinglosstaxcreditandcapitallosscarryforwardsDetails">
<link:definition> 2452432 - Disclosure - INCOME TAX PROVISION (net operating loss, tax credit and capital loss carryforwards) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="SHAREBASEDCOMPENSATIONPLANS" roleURI="http://www.deluxe.com/role/SHAREBASEDCOMPENSATIONPLANS">
<link:definition> 2153111 - Disclosure - SHARE-BASED COMPENSATION PLANS </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="SHAREBASEDCOMPENSATIONPLANSTables" roleURI="http://www.deluxe.com/role/SHAREBASEDCOMPENSATIONPLANSTables">
<link:definition> 2354309 - Disclosure - SHARE-BASED COMPENSATION PLANS (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="SHAREBASEDCOMPENSATIONPLANSlongtermincentiveplanandsharebasedcompensationexpenseDetails" roleURI="http://www.deluxe.com/role/SHAREBASEDCOMPENSATIONPLANSlongtermincentiveplanandsharebasedcompensationexpenseDetails">
<link:definition> 2455433 - Disclosure - SHARE-BASED COMPENSATION PLANS (long-term incentive plan and share-based compensation expense) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="SHAREBASEDCOMPENSATIONPLANSawardtermsDetails" roleURI="http://www.deluxe.com/role/SHAREBASEDCOMPENSATIONPLANSawardtermsDetails">
<link:definition> 2456434 - Disclosure - SHARE-BASED COMPENSATION PLANS (award terms) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="SHAREBASEDCOMPENSATIONPLANSstockoptionsDetails" roleURI="http://www.deluxe.com/role/SHAREBASEDCOMPENSATIONPLANSstockoptionsDetails">
<link:definition> 2457435 - Disclosure - SHARE-BASED COMPENSATION PLANS (stock options) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="SHAREBASEDCOMPENSATIONPLANSrestrictedstockunitsrestrictedsharesandperformanceshareunitawardsDetails" roleURI="http://www.deluxe.com/role/SHAREBASEDCOMPENSATIONPLANSrestrictedstockunitsrestrictedsharesandperformanceshareunitawardsDetails">
<link:definition> 2458436 - Disclosure - SHARE-BASED COMPENSATION PLANS (restricted stock units, restricted shares and performance share unit awards) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2459437 - Disclosure - SHARE-BASED COMPENSATION PLANS (employee stock purchase plan) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType id="EMPLOYEECOMPENSATIONPLANS" roleURI="http://www.deluxe.com/role/EMPLOYEECOMPENSATIONPLANS">
<link:definition> 2160112 - Disclosure - EMPLOYEE COMPENSATION PLANS </link:definition>
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<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="EMPLOYEECOMPENSATIONPLANSTables" roleURI="http://www.deluxe.com/role/EMPLOYEECOMPENSATIONPLANSTables">
<link:definition> 2361310 - Disclosure - EMPLOYEE COMPENSATION PLANS (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="EMPLOYEECOMPENSATIONPLANSDetails" roleURI="http://www.deluxe.com/role/EMPLOYEECOMPENSATIONPLANSDetails">
<link:definition> 2462438 - Disclosure - EMPLOYEE COMPENSATION PLANS (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="POSTRETIREMENTBENEFITS" roleURI="http://www.deluxe.com/role/POSTRETIREMENTBENEFITS">
<link:definition> 2163113 - Disclosure - POSTRETIREMENT BENEFITS </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="POSTRETIREMENTBENEFITSTables" roleURI="http://www.deluxe.com/role/POSTRETIREMENTBENEFITSTables">
<link:definition> 2364311 - Disclosure - POSTRETIREMENT BENEFITS (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="POSTRETIREMENTBENEFITSobligationsandfundedstatusDetails" roleURI="http://www.deluxe.com/role/POSTRETIREMENTBENEFITSobligationsandfundedstatusDetails">
<link:definition> 2465439 - Disclosure - POSTRETIREMENT BENEFITS (obligations and funded status) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="POSTRETIREMENTBENEFITSnetperiodicbenefitincomeandactuarialassumptionsDetails" roleURI="http://www.deluxe.com/role/POSTRETIREMENTBENEFITSnetperiodicbenefitincomeandactuarialassumptionsDetails">
<link:definition> 2466440 - Disclosure - POSTRETIREMENT BENEFITS (net periodic benefit income and actuarial assumptions) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="POSTRETIREMENTBENEFITSplanassetsDetails" roleURI="http://www.deluxe.com/role/POSTRETIREMENTBENEFITSplanassetsDetails">
<link:definition> 2467441 - Disclosure - POSTRETIREMENT BENEFITS (plan assets) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
</link:roleType>
<link:roleType id="POSTRETIREMENTBENEFITScashflowsDetails" roleURI="http://www.deluxe.com/role/POSTRETIREMENTBENEFITScashflowsDetails">
<link:definition> 2468442 - Disclosure - POSTRETIREMENT BENEFITS (cash flows) (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 2169114 - Disclosure - DEBT </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<xs:element id="dlx_StockIncentivePlanFullValueAwardsFactor" abstract="false" name="StockIncentivePlanFullValueAwardsFactor" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
<xs:element id="dlx_DirectToConsumerReportingUnitMember" abstract="true" name="DirectToConsumerReportingUnitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_Checks1Member" abstract="true" name="Checks1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_CloudComputingArrangementsPolicyTextBlock" abstract="false" name="CloudComputingArrangementsPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_FormsAndOtherProductsMember" abstract="true" name="FormsAndOtherProductsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_Deferredcompensationarrangementwithindividualcashawardsgrantedpercentageofbonus" abstract="false" name="Deferredcompensationarrangementwithindividualcashawardsgrantedpercentageofbonus" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
<xs:element id="dlx_Purchasepricepershareemployeestockpurchaseplan" abstract="false" name="Purchasepricepershareemployeestockpurchaseplan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
<xs:element id="dlx_CurrentPortionOfLongTermDebtAndLongTermDebtMember" abstract="true" name="CurrentPortionOfLongTermDebtAndLongTermDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_Prepaidproductdiscounts" abstract="false" name="Prepaidproductdiscounts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_PaymentsMember" abstract="true" name="PaymentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_Additionstoprepaidproductdiscounts" abstract="false" name="Additionstoprepaidproductdiscounts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_DatadrivenmarketingsolutionsMember" abstract="true" name="DatadrivenmarketingsolutionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_ChecksMember" abstract="true" name="ChecksMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_AccountingStandardsUpdateNo.201602Member" abstract="true" name="AccountingStandardsUpdateNo.201602Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_ConsiderationTransferredLiabilitiesIncurredBusinessCombinationsAndAssetPurchases" abstract="false" name="ConsiderationTransferredLiabilitiesIncurredBusinessCombinationsAndAssetPurchases" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_AdjustedEBITDA" abstract="false" name="AdjustedEBITDA" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_Exerciseperiodofawardfollowingvoluntaryterminationofemployment" abstract="false" name="Exerciseperiodofawardfollowingvoluntaryterminationofemployment" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_InternaluseComputerSoftwareIntangibleAssetMember" abstract="true" name="InternaluseComputerSoftwareIntangibleAssetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_OtherCommonSharesRetiredValue" abstract="false" name="OtherCommonSharesRetiredValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_A401Kplan50employermatchMember" abstract="true" name="A401Kplan50employermatchMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_PrepaidproductdiscountsTable" abstract="true" name="PrepaidproductdiscountsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
<xs:element id="dlx_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssets" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_PaymentsReportingUnitMember" abstract="true" name="PaymentsReportingUnitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_A401Kplanfirst1ofwagescontributedbyemployeeMember" abstract="true" name="A401Kplanfirst1ofwagescontributedbyemployeeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_PermittedPayments" abstract="false" name="PermittedPayments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_SupplementalBalanceSheetAndCashFlowInformationTextBlock" abstract="false" name="SupplementalBalanceSheetAndCashFlowInformationTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_InterestRateLoansAndNotesReceivable" abstract="false" name="InterestRateLoansAndNotesReceivable" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
<xs:element id="dlx_A2019acquisitionsMember" abstract="true" name="A2019acquisitionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNonCurrentLiabilitiesOperatingLeaseObligations" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNonCurrentLiabilitiesOperatingLeaseObligations" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_RestructuringIntegrationAndOtherCosts" abstract="false" name="RestructuringIntegrationAndOtherCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_ContractCostsPracticalExpedientPeriod" abstract="false" name="ContractCostsPracticalExpedientPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_AdditionalMatchingAmountForRestrictedStockUnitAwards" abstract="false" name="AdditionalMatchingAmountForRestrictedStockUnitAwards" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
<xs:element id="dlx_SupplementalBalanceSheetAndCashFlowInformationAbstract" abstract="true" name="SupplementalBalanceSheetAndCashFlowInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
<xs:element id="dlx_DeferredTaxAssetsNetOperatingAndCapitalLossCarryforwards" abstract="false" name="DeferredTaxAssetsNetOperatingAndCapitalLossCarryforwards" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_Deferredtaxliabilitiesrevenuerecognition" abstract="false" name="Deferredtaxliabilitiesrevenuerecognition" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_Periodsaftergrantwhenvestingofawardmaybemodified" abstract="false" name="Periodsaftergrantwhenvestingofawardmaybemodified" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_MeasurementOfTaxBenefitMinimumPercentageTaxBenefitMustBeLikelyToBeRealized" abstract="false" name="MeasurementOfTaxBenefitMinimumPercentageTaxBenefitMustBeLikelyToBeRealized" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
<xs:element id="dlx_FundsHeldForCustomersLiabiilty" abstract="false" name="FundsHeldForCustomersLiabiilty" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_SmallBusinessServicesWebServicesMember" abstract="true" name="SmallBusinessServicesWebServicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_Revenueinexcessofbillingscurrent" abstract="false" name="Revenueinexcessofbillingscurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_Netoperatinglossandtaxcreditcarryforwards" abstract="false" name="Netoperatinglossandtaxcreditcarryforwards" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_DeferredAdvertisingCostsAmortizationPeriod" abstract="false" name="DeferredAdvertisingCostsAmortizationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_ScheduleOfSupplementalCashFlowInformationLeasesTableTextBlock" abstract="false" name="ScheduleOfSupplementalCashFlowInformationLeasesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_Amortizationperiodprepaidproductdiscounts" abstract="false" name="Amortizationperiodprepaidproductdiscounts" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_PrepaidproductdiscountsRollForward" abstract="true" name="PrepaidproductdiscountsRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
<xs:element id="dlx_DeductibleInterestCarryforwardMember" abstract="true" name="DeductibleInterestCarryforwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_Otherchangesinprepaidproductdiscounts" abstract="false" name="Otherchangesinprepaidproductdiscounts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_MeasurementInputGrossMarginGrowthRateMember" abstract="true" name="MeasurementInputGrossMarginGrowthRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_RemittanceprocessingbusinessofFiservInc.Member" abstract="true" name="RemittanceprocessingbusinessofFiservInc.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_FundsHeldForCustomersMember" abstract="true" name="FundsHeldForCustomersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_AssetsheldforsalePolicyTextBlock" abstract="false" name="AssetsheldforsalePolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_LesseeScheduleOfLeaseObligationMaturitiesTableTextBlock" abstract="false" name="LesseeScheduleOfLeaseObligationMaturitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_Deferredrevenueperiodoverwhichrecognized" abstract="false" name="Deferredrevenueperiodoverwhichrecognized" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_DeferredTaxAssetPayrollTaxDeferral" abstract="false" name="DeferredTaxAssetPayrollTaxDeferral" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_OperatingLeaseObligationsMember" abstract="true" name="OperatingLeaseObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_FinancingReceivableAllowanceForCreditLossesOtherChange" abstract="false" name="FinancingReceivableAllowanceForCreditLossesOtherChange" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_ShortTermLeaseTerm" abstract="false" name="ShortTermLeaseTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_RollforwardofdeferredincometaxvaluationallowancesTableTextBlock" abstract="false" name="RollforwardofdeferredincometaxvaluationallowancesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_MaximumConsolidatedSecuredLeverageRatio" abstract="false" name="MaximumConsolidatedSecuredLeverageRatio" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
<xs:element id="dlx_FirstAmericanMember" abstract="true" name="FirstAmericanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_LoansAndNotesReceivableFromDistributorsMember" abstract="true" name="LoansAndNotesReceivableFromDistributorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_MeasurementInputRevenueGrowthRateMember" abstract="true" name="MeasurementInputRevenueGrowthRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_ThreeToFourInternalGradeMember" abstract="true" name="ThreeToFourInternalGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_MarketingAndPromotionalSolutionsMember" abstract="true" name="MarketingAndPromotionalSolutionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_InternallaborMember" abstract="true" name="InternallaborMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_A401Kplan100employermatchMember" abstract="true" name="A401Kplan100employermatchMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_EmployeeseveranceandoperatingleaseobligationsMember" abstract="true" name="EmployeeseveranceandoperatingleaseobligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_CloudSolutionsMember" abstract="true" name="CloudSolutionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_EffectiveTaxRateReconciliationNondeductibleAcquisitionCosts" abstract="false" name="EffectiveTaxRateReconciliationNondeductibleAcquisitionCosts" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
<xs:element id="dlx_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalentsRestrictedCashAndEquivalents" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalentsRestrictedCashAndEquivalents" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_PercentageOfConsumerChecksDeferredAdvertisingExpensedWithinSixMonths" abstract="false" name="PercentageOfConsumerChecksDeferredAdvertisingExpensedWithinSixMonths" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
<xs:element id="dlx_MaturityPeriodDebtSecurities" abstract="false" name="MaturityPeriodDebtSecurities" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_ImpairmentOfLongLivedAssetsAndAmortizableIntangiblesPolicyTextBlock" abstract="false" name="ImpairmentOfLongLivedAssetsAndAmortizableIntangiblesPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_SwingLineSubFacilityMember" abstract="true" name="SwingLineSubFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_DebtCovenantsTableTextBlock" abstract="false" name="DebtCovenantsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
<xs:element id="dlx_RestrictedSharesAndRestrictedStockUnitsMember" abstract="true" name="RestrictedSharesAndRestrictedStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
<xs:element id="dlx_Restructuringchargesnet" abstract="false" name="Restructuringchargesnet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
<xs:element id="dlx_Remainingleaseterm" abstract="false" name="Remainingleaseterm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
<xs:element id="dlx_AmortizationPeriodNetActuarialLoss" abstract="false" name="AmortizationPeriodNetActuarialLoss" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
</xs:schema>

3 Subsequent Filings that Reference this Filing

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 8/05/22  Deluxe Corp.                      S-8         8/05/22    9:286K                                   Toppan Merrill/FA
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19 Previous Filings that this Filing References

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 8/06/21  Deluxe Corp.                      8-K:5,9     8/06/21   11:177K
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