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Allianz Life of NY Variable Account C, et al. – ‘485BPOS’ on 4/26/21

On:  Monday, 4/26/21, at 4:03pm ET   ·   Effective:  4/30/21   ·   Accession #:  845775-21-40   ·   File #s:  811-05716, 333-143195

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  As Of               Filer                 Filing    For·On·As Docs:Size

 4/26/21  Allianz Life of NY Var Account C  485BPOS     4/30/21    4:35M
          → Allianz Life of NY Variable Account C Allianz Vision New York Variable Annuity issued on or prior to April 29, 2011

Post-Effective Amendment of a Form N-1 or N-1A Registration   —   Rule 485(b)
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 485BPOS     Viison Ny Vs10 (Legacy) 485B Filing                 HTML   6.00M 
 3: EX-99.B10   Ex-99.B10. Audit Consent-Ny                         HTML      5K 
 4: EX-99.B13.A  Power of Attorney Allianz Ny                       HTML     15K 
 2: EX-99.B9    Ex-99.B9. Op&Consent Letter-Ny                      HTML      8K 


‘485BPOS’   —   Viison Ny Vs10 (Legacy) 485B Filing
Document Table of Contents

Page (sequential)   (alphabetic) Top
 
11st Page  –  Filing Submission
"Table of Contents
"Glossary
"Fee Tables
"Owner Transaction Expenses
"Owner Periodic Expenses
"Contract Annual Expenses
"Annual Operating Expenses of the Investment Options
"Examples
"The Variable Annuity Contract
"When the Contract Ends
"Owners, Annuitants, and Other Specified Persons
"Owner
"Joint Owners
"Annuitant
"Beneficiary
"Covered Person(s)
"Payee
"Assignments, Changes of Ownership and Other Transfers of Contract Rights
"Purchase Payments
"Purchase Payment Requirements
"Allocation of Purchase Payments
"Automatic Investment Plan (AIP)
"Dollar Cost Averaging (DCA) Program
"Valuing Your Contract
"Accumulation Units
"Computing Contract Value
"Investment Options
"Substitution and Limitation on Further Investments
"Transfers Between Investment Options
"Electronic Investment Option Transfer and Allocation Instructions
"Excessive Trading and Market Timing
"Flexible Rebalancing Program
"Financial Adviser Fees
"Voting Privileges
"Our General Account
"Expenses
"Mortality and Expense Risk (M&E) Charge
"Rider Charge
"Contract Maintenance Charge
"Withdrawal Charge
"Transfer Fee
"Premium Tax
"Income Tax
"Investment Option Expenses
"Access to Your Money
"Free Withdrawal Privilege
"Systematic Withdrawal Program
"Minimum Distribution Program and Required Minimum Distribution (RMD) Payments
"Waiver of Withdrawal Charge Benefit
"Suspension of Payments or Transfers
"The Annuity Phase
"Calculating Your Annuity Payments
"Variable or Fixed Annuity Payments
"Annuity Payment Options
"When Annuity Payments Begin
"Partial Annuitization
"10
"Death Benefit
"Traditional Death Benefit
"Death of the Owner and/or Annuitant
"Death Benefit Payment Options During the Accumulation Phase
"11.A
"Income Protector
"Removing Income Protector
"Lifetime Plus Payment Overview
"Benefit Base
"Quarterly Anniversary Value
"Annual Increase
"Requesting Lifetime Plus Payments
"Calculating Your Lifetime Plus Payments
"Automatic Annual Lifetime Plus Payment Increases
"Taxation of Lifetime Plus Payments
"Investment Option Allocation and Transfer Restrictions and Quarterly Rebalancing
"When Income Protector Ends
"11.B
"Maximum Anniversary Death Benefit
"11.C
"Bonus Option
"12
"Taxes
"Qualified and Non-Qualified Contracts
"Taxation of Annuity Contracts
"Taxation of Lifetime Payments
"Tax-Free Section 1035 Exchanges
"13
"Other Information
"Allianz Life of New York
"The Separate Account
"Distribution
"Additional Credits for Certain Groups
"Administration/Allianz Service Center
"Legal Proceedings
"Financial Statements
"14
"Privacy Notice
"15
"Table of Contents of the SAI
"Allianz Vision SM New York Variable Annuity Prospectus -- April 30, 2021
"Appendix A -- Annual Operating Expenses for Each Investment Option
"Appendix B -- Condensed Financial Information
"Appendix C -- Effects of Partial Withdrawals and Lifetime Payments on the Values Available Under the Contract
"Appendix D -- Lifetime Benefits
"Removing a Lifetime Benefit
"Lifetime Plus Benefit's 5% Annual Increase
"Lifetime Plus Benefit's Resets
"Lifetime Plus 8 Benefit's 8% Annual Increase
"When a Lifetime Benefit Ends
"Appendix E -- Target Date Benefits
"Removing a Target Date Benefit
"Target Value Dates
"Target Value
"When a Target Date Benefit Ends
"Appendix F -- Quarterly Value Death Benefit
"Appendix G -- Previous Versions of the Maximum Anniversary Death Benefit
"Appendix H -- Short Withdrawal Charge Option
"Appendix I -- No Withdrawal Charge Option
"Appendix J -- Income Focus
"Removing Income Focus
"Income Focus Payment Overview
"Total Income Value
"Income Values
"Income Value Percentages and Performance Increases
"Requesting Income Focus Payments
"Calculating Your Income Focus Payments
"Taxation of Income Focus Payments
"When Income Focus Ends
"Appendix K -- Investment Protector
"Removing Investment Protector
"When Investment Protector Ends
"Appendix L -- Material Contract Variations by Issue Date
"Closed Investment Options
"For Service or More Information
"Our Service Center
"Experts
"Legal Opinions
"Distributor
"Administrative Service Fees
"Federal Tax Status
"Annuity Contracts in General
"Taxation of Annuities in General
"Qualified Contracts
"Distributions -- Qualified Contracts
"Distributions -- Non-Qualified Contracts
"Required Distributions
"Diversification
"Owner Control
"Contracts Owned by Non-Individuals
"Annuity Purchases by Nonresident Aliens and Foreign Corporations
"Income Tax Withholding
"Multiple Contracts
"Partial 1035 Exchanges
"Assignments, Pledges and Gratuitous Transfers
"Death Benefits
"Spousal Continuation and the Federal Defense of Marriage Act (DOMA)
"Federal Estate Taxes
"Generation-Skipping Transfer Tax
"Foreign Tax Credits
"Possible Tax Law Changes
"Annuity Payments
"Annuity Units/Calculating Variable Annuity Payments
"Appendix A -- Death of the Owner and/or Annuitant
"Appendix C -- Allianz Life of NY Variable Account C Financial Statements

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 C: 
485BPOS
FILE NOS. 333-143195
ALLIANZ VISION NEW YORK (LEGACY)
 
CLASS I.D. C000051278
 
UNITED STATES
 
 
SECURITIES AND EXCHANGE COMMISSION
 
 
WASHINGTON, D.C. 20549
 
 
FORM N-4
 
     
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
PRE-EFFECTIVE AMENDMENT NO.
     
POST-EFFECTIVE AMENDMENT NO.
55
 
X
AND/OR
 
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
 
AMENDMENT NO.
272
 
X
 
(CHECK APPROPRIATE BOX OR BOXES.)
ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
(EXACT NAME OF REGISTRANT)
 
(NAME OF DEPOSITOR)
 
28 LIBERTY STREET, 38TH FLOOR, NEW YORK, NEW YORK 10005-1422
(ADDRESS OF DEPOSITOR'S PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)
 
(212) 586-7733
(DEPOSITOR'S TELEPHONE NUMBER, INCLUDING AREA CODE)
 
28 LIBERTY STREET, 38TH FLOOR
(NAME AND ADDRESS OF AGENT FOR SERVICE)
 
COPIES TO:
STEWART D. GREGG, SENIOR SECURITIES COUNSEL
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
5701 GOLDEN HILLS DRIVE
(763) 765-2913
 
IT IS PROPOSED THAT THIS FILING WILL BECOME EFFECTIVE (CHECK THE APPROPRIATE BOX):
 
IMMEDIATELY UPON FILING PURSUANT TO PARAGRAPH (B) OF RULE 485
X
ON APRIL 30, 2021 PURSUANT TO PARAGRAPH (B) OF RULE 485
 
60 DAYS AFTER FILING PURSUANT TO PARAGRAPH (A)(1) OF RULE 485
 
ON (DATE) PURSUANT TO PARAGRAPH (A)(1) OF RULE 485
IF APPROPRIATE, CHECK THE FOLLOWING:
 
THIS POST-EFFECTIVE AMENDMENT DESIGNATES A NEW EFFECTIVE DATE FOR A PREVIOUSLY FILED POST-EFFECTIVE AMENDMENT.
APPROXIMATE DATE OF THE PROPOSED PUBLIC OFFERING: APRIL 30, 2021
TITLES OF SECURITIES BEING REGISTERED: INDIVIDUAL FLEXIBLE PURCHASE PAYMENT VARIABLE DEFERRED ANNUITY CONTRACTS
 

Pursuant to Commission Rule 429 of the Securities Act of 1933, the combined prospectus contained in the Registration Statement also relates to securities registered on Form N-4 Registration Statement Nos. 333-171428 and 811-05716 filed on April 19, 2021. All applicable filing fees have been paid.

PART A – PROSPECTUS


NOTICE OF SUBSTITUTION
Dated April 30, 2021

Allianz Life Insurance Company of North America
Allianz Life Variable Account A
Allianz Life Variable Account B
Allianz Life Insurance Company of New York
Allianz Life of NY Variable Account C
(collectively, “Allianz Life”)
This notice supplements certain information contained in the prospectus and
should be attached to the prospectus and retained for future reference.

This Notice is to inform you that Allianz Life has obtained an order from the U.S. Securities and Exchange Commission (“SEC”) permitting Allianz Life to substitute shares of the Target Funds listed below with shares of the corresponding Destination Funds, owned through variable insurance products issued by Allianz Life. In other words, any shares of the Target Funds included below, that you hold through an Allianz Life variable product, will be replaced on the date of the substitution (anticipated to be June 18, 2021) with shares of the Destination Fund. You will receive a confirmation following the substitution.
Target Fund
Destination Fund
BlackRock Global Allocation V.I. Fund, Class III
AZL Moderate Index Strategy Fund
BNY MellonVIF Appreciation Portfolio, Service Class
AZL S&P 500 Index Fund, Class 2
Fidelity VIP FundsManager 50% Portfolio, Service Class 2
AZL Balanced Index Strategy Fund
Fidelity VIP FundsManager 60% Portfolio, Service Class 2
AZL Moderate Index Strategy Fund
Franklin Allocation VIP Fund, Class 2
AZL Moderate Index Strategy Fund
Franklin Income VIP Fund, Class 1
 
Franklin Income VIP Fund, Class 2
AZL Fidelity Institutional Asset Management Multi-Strategy Fund, Class 1
AZL Fidelity Institutional Asset Management Multi-Strategy Fund, Class 2
Franklin Mutual Shares VIP Fund, Class 1
Franklin Mutual Shares VIP Fund, Class 2
AZL Russell 1000 Value Index Fund, Class 1
AZL Russell 1000 Value Index Fund, Class 2
Franklin Strategic Income VIP Fund, Class 2
AZL Fidelity Institutional Asset Management Total Bond Fund, Class 2
PIMCO All Asset Portfolio, Administrative Class
AZL Fidelity Institutional Asset Management Multi-Strategy Fund, Class 2
PIMCO Dynamic Bond Portfolio, Administrative Class
PIMCO Total Return Portfolio, Administrative Class
PIMCO Global Bond Opportunities Portfolio (Unhedged), Administrative Class
PIMCO Global Core Bond (Hedged) Portfolio, Administrative Class
PIMCO Global Managed Asset Allocation Portfolio, Administrative Class
PIMCO Balanced Allocation Portfolio, Administrative Class
Templeton Growth VIP Fund, Class 1
Templeton Growth VIP Fund, Class 2
AZL MSCI Global Equity Index Fund, Class 1
AZL MSCI Global Equity Index Fund, Class 2

From the date of this Notice through the date of the substitution, you are permitted to transfer all or a portion of your Contract value invested in any subaccount investing in the Target Funds into other available Investment Options available to you under your Contract, without any limitation or charge on the transfer and without the transfer being counted as a transfer for purposes of transfer limitations and fees. In addition, if you do not exercise this free transfer right prior to the substitution, for a period of 60 days after the substitution, you may transfer Contract value invested in the Destination Funds into any one or more other
PRO-001-0421     Page 1 of 2


Investment Options available to you under your Contract, again without any limitation or charge on transfers. Any transfers you may make pursuant to this free transfer right will be subject to the restrictions on Investment Option allocations set forth in your Contract. Your free transfer will not count as one of the limited number of transfers permitted in a year free of charge, and Allianz Life will not impose any additional transfer restrictions on this transfer.
If you do not transfer your Contract value from any of the Target Funds prior to the date of the substitution, that amount, at relative net asset value, will be automatically transferred to the corresponding Destination Fund on the date of substitution. This automatic transfer will not count toward the number of free transfers available under your Contract, and you will not be assessed a transfer or any other fee for this automatic transfer.
Except for limitations imposed by a living benefit rider, or as described in the market timing limitations of the prospectus, we will not exercise any rights reserved under the Contracts to impose additional restrictions on transfers out of any Destination Fund during the free transfer period.
Allianz Life will send you an additional Notice within five days after the substitution has occurred. The Post-Substitution Notice will remind you of your right, for a period of 60 days following the date of substitution, to transfer from the Destination Funds into one or more other Investment Options available to you under your Contract, if you have not already exercised your free transfer rights.
We will send to you separately the prospectus for each Destination Fund applicable to you. If you would like further information or a prospectus, free of charge, for any of the Investment Options available under your Contract, or if you would like to make a transfer of your Contract value, please contact your financial professional or call our Service Center toll-free at 800.624.0197. Further information is also available on our website at www.allianzlife.com.

PRO-001-0421     Page 2 of 2



SUPPLEMENT DATED APRIL 30, 2021
To the following variable annuity prospectuses dated April 30, 2021:
ALLIANZ VISIONSM
For contracts issued on or after April 29, 2013 and for contracts issued on or prior to April 26, 2013
ALLIANZ CONNECTIONSSM
For contracts issued on or after April 29, 2013 and for contracts issued from May 2, 2011 through April 26, 2013
ALLIANZ VISIONSM NEW YORK
 For contracts issued on or after April 29, 2013 and for contracts issued on or prior to April 26, 2013
ALLIANZ HIGH FIVESM
ISSUED BY
Allianz Life Insurance Company of North America and Allianz Life Variable Account B
or
Allianz Life Insurance Company of New York and Allianz Life® of NY Variable Account C
This supplement updates certain information contained in the prospectus and should be
attached to the prospectus and retained for future reference. See the
Investment Option prospectuses for any additional information.



Section 10, Death Benefit – Death Benefit Payment Options During the Accumulation Phase

We are adding a second sentence to the last paragraph in this section as follows:

Other rules may apply to Qualified Contracts, such as all distributions must be made to Beneficiaries by the end of the tenth year after the Owner's death, except for distributions made to certain eligible designated Beneficiaries. The available options for certain Beneficiaries of Qualified Contracts have changed due to the enactment of the SECURE Act at the end of 2019.


















PRO-002-0421
(VSN-400, VSN-159, CNT-400, CNT-062WW, VNY-400, VNY-146, HFV-001)


ALLIANZ VisionSM New York VARIABLE ANNUITY CONTRACT issued on or prior to April 26, 2013
Issued by Allianz Life® of NY Variable Account C and Allianz Life Insurance Company of New York
This prospectus describes all material rights and obligations of purchasers under an individual flexible purchase payment variable deferred annuity contract (Contract) issued by Allianz Life Insurance Company of New York (Allianz Life of New York, we, us, our).
The Base Contract offers you, the Owner, standard features including: multiple variable investment options (Investment Options) and annuitization options (Annuity Options), a free withdrawal privilege, a seven-year withdrawal charge period, and a death benefit (Traditional Death Benefit). The Contract previously offered the following optional benefits for an additional charge.
Income Protector provides guaranteed lifetime income (Lifetime Plus Payments) until annuitization. We base payments on a value (Benefit Base) that is at least equal to total Purchase Payments adjusted for withdrawals plus a quarterly simple interest increase (Annual Increase). Income Protector was available from July 22, 2009 through February 28, 2021 and is described in section 11.a.
  Income Protector allows access to your investment value (Contract Value) and death benefit for a period of time after payments begin. Payments can begin as early as age 65 for Income Protector (08.09), or age 60 for all other versions of Income Protector, or as late as age 90. If we require you to annuitize your Contract while you are receiving Lifetime Plus Payments, which may occur as early as age 90 or as late as age 100, we provide an annuity option with payments at least equal to the Lifetime Plus Payments you are then receiving as described in section 9, The Annuity Phase – When Annuity Payments Begin.
Maximum Anniversary Death Benefit locks in any annual investment gains (Maximum Anniversary Value) to potentially provide an increased death benefit. The Maximum Anniversary Death Benefit was only available at issue. Section 11.b describes the Maximum Anniversary Death Benefit that was available from April 30, 2012 through April 26, 2013. Appendix G describes the original Maximum Anniversary Death Benefit available from September 20, 2010 through April 29, 2011, and the second Maximum Anniversary Death Benefit available from May 2, 2011 through April 27, 2012.
Bonus Option provides a 6% bonus on the money you put into the Contract (Purchase Payments). Bonus annuity contracts generally have higher charges than contracts without a bonus and therefore, the charges may be greater than the bonus. Bonus Option was available at issue from October 1, 2007 through April 26, 2013 and is described in section 11.c.
Income Focus provides guaranteed lifetime income (Income Focus Payments, which are similar to Lifetime Plus Payments) until annuitization. We base payments on a percentage of adjusted Purchase Payments, and that percentage can potentially increase by 1% each year if your Contract Value increases. Income Focus was available from April 30, 2012 through April 24, 2015 and is described in Appendix J.
Investment Protector provides a level of protection for your principal and any annual investment gains (Target Value), on a future date if you hold the Contract for the required period. Investment Protector was available from July 22, 2009 through October 16, 2016 and is described in Appendix K.
If you have the Maximum Anniversary Death Benefit, you must also have either one of the Lifetime Benefits, Target Date Benefits, Income Focus, Investment Protector, or Income Protector  (an Additional Required Benefit). However, you can have an Additional Required Benefit separately without having the Maximum Anniversary Death Benefit.
If you have an investment adviser and choose to pay their fees from this Contract, the deduction of this adviser fee is in addition to this Contract’s fees and expenses, may be subject to a withdrawal charge, reduces your guaranteed values, reduces any lifetime payments, and may be subject to federal and state income taxes and a 10% additional federal tax.
All guarantees under the Contract are the obligations of Allianz Life of New York and are subject to our claims paying ability and financial strength.
Please read this prospectus before investing and keep it for future reference. The prospectus describes all material rights and obligations of purchasers under the Contract. It contains important information about the Contract and Allianz Life of New York that you ought to know before investing including material state variations. This prospectus was not offered in

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
 1 

 

any state, country, or jurisdiction in which we were not authorized to sell the Contracts. You should rely only on the information contained in this prospectus. We have not authorized anyone to give you different information.
This prospectus is not intended to constitute a suitability recommendation or fiduciary advice.
Allianz Life of NY Variable Account C is the Separate Account that holds the assets that underlie the Contract. Additional information about the Separate Account has been filed with the Securities and Exchange Commission (SEC) and is available upon written or oral request without charge, or on the EDGAR database on the SEC’s website (www.sec.gov). A Statement of Additional Information (SAI) dated the same date as this prospectus includes additional information about the annuity previously offered by this prospectus. The SAI is incorporated by reference into this prospectus. The SAI is filed with the SEC and is available without charge by contacting us at the telephone number or address listed at the back of this prospectus. The SAI’s table of contents appears after the Privacy and Security Statement in this prospectus. The prospectus, SAI and other Contract information are also available on the EDGAR database. The prospectus and SAI are also available on our website at www.allianzlife.com/new-york.
The SEC has not approved or disapproved these securities or determined if this prospectus is truthful or complete. Any representation to the contrary is a criminal offense. An investment in this Contract is not a deposit of a bank or financial institution and is not federally insured or guaranteed by the Federal Deposit Insurance Corporation or any other federal government agency. An investment in this Contract involves investment risk including the possible loss of principal. Variable annuity contracts are complex insurance and investment vehicles. Before you invest, be sure to ask your Financial Professional about the Contract’s features, benefits, risks, and fees, and whether the Contract is appropriate for you based upon your financial situation and objectives.
Versions of the Contract and Optional Benefits Described in this Prospectus
This prospectus contains information on two different versions of the VisionSM New York Contract. “Version A Contracts” were issued on or prior to April 29, 2011(Registration Statement No. 333-143195). “Version B Contracts” were issued from May 2, 2011 through April 26, 2013 (Registration Statement No. 333-171428). Version A Contracts and Version B Contracts have the same Base Contract, but may have offered different optional benefits. For example, certain optional benefits were only offered through Version A Contracts, other optional benefits were only offered through Version B Contracts, and still other optional benefits were offered through both Version A Contracts and Version B Contracts.
The table below lists the optional benefits that were previously offered on Version A Contracts and Version B Contracts, including the dates on which they were offered and the prospectus appendix that has more detailed information about the benefits. The benefit version identifier for Income Protector and Investment Protector, for example (05.11), is located in your rider. If you have questions about which version of VisionSM New York Contract or optional benefits you have, please contact our Service Center at the toll-free telephone number listed at the back of this prospectus.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
 2 

 

Prospectus section or Appendix Contract
Version
Benefit Version Identifier Available From Available Through
11.a – Income Protector A (08.09) July 22, 2009 April 30, 2010
A (05.10) May 3, 2010 April 29, 2011
A and B (05.11) May 2, 2011 January 20, 2012
A and B (01.12) January 23, 2012 April 27, 2012
A(1) and B (05.12) April 30, 2012 July 20, 2012
A(1) and B (07.12) July 23, 2012 October 12, 2012
A(1) and B (10.12) October 15, 2012 April 24, 2015
A(1) and B (04.15, 04.16) April 27, 2015 May 2, 2016
A(1) and B (05.16, 06.16) May 3, 2016 July 4, 2016
A(1) and B (07.16, 08.16) July 5, 2016 September 5, 2016
A(1) and B (09.16, 10.16, 11.16) September 6, 2016 December 5, 2016
A(1) and B (12.16) December 6, 2017 January 2, 2017
A(1) and B (01.17, 02.17) January 3, 2017 March 6,2017
A(1) and B (03.17, 04.17, 05.17, 06.17, 07.17, 08.17, 09.17, 10.17, 11.17) March 7, 2017 December 4, 2017
A(1) and B (12.17, 01.18, 02.18) December 5, 2017 March 5, 2018
A(1) and B (03.18, 04.18, 05.18, 06.18, 07.18) March 6, 2018 August 6, 2018
A(1) and B (08.18, 09.18, 10.18) August 7, 2018 November 5, 2018
A(1) and B (11.18, 12.18, 01.19, 02.19, 03.19, 04.19v1, 04.19v2, 05.19, 06.19, 07.19, 08.19, 09.19, 10.19, 11.19, 12.19, 01.20, 02.20, 03.20) November 6, 2018 April 6, 2020
A(1) and B (04.20v1, 04.20v2, 05.20, 06.20, 07.20, 08.20v1, 08.20v2) April 7, 2020 September 7, 2020
A(1) and B (09.20, 10.20, 11.20, 12.20, 01.21, 02.21) September 8, 2020 February 28, 2021
11.b – Maximum Anniversary Death Benefit: B   April 30, 2012 April 26, 2013
11.c – Bonus Option A and B   October 1, 2007 April 26, 2013
D – Lifetime Benefits:        
Lifetime Plus Benefit A   October 1, 2007 March 31, 2009
Lifetime Plus 8 Benefit A   August 7, 2008 March 31, 2009
E – Target Date Benefits:        
Target Date Retirement Benefit A   May 1, 2008 January 23, 2009
Target Date 10 Benefit A   January 26, 2009 March 31, 2009
F – Quarterly Value Death Benefit A   October 1, 2007 March 7, 2010
G – Maximum Anniversary Death Benefits:        
Original Maximum Anniversary Death Benefit A   September 20, 2010 April 29, 2011
Second Maximum Anniversary Death Benefit B   May 2, 2011 April 27, 2012
H – Short Withdrawal Charge Option A and B   October 1, 2007 July 23, 2012
I – No Withdrawal Charge Option A   May 1, 2008 March 31, 2009
A and B   July 22, 2009 July 23, 2012
J – Income Focus B (05.12, 07.12) April 30, 2012 April 24, 2015
K – Investment Protector A (08.09) July 22, 2009 April 30, 2010
A and B (05.10) May 3, 2010 January 20, 2012
A and B (01.12) January 23, 2012 April 27, 2012
A(1) and B (01.12, 07.12, 07.13, 04.15, 04.16, 05.16, 06.16, 07.16, 08.16, 09.16, 10.16) April 30, 2012 October 16, 2016
(1) Available on Version A Contracts issued on or after April 1, 2009.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
 3 

 

If you have a benefit that restricts access to Investment Options, your available Investment Options are listed in the section that describes that benefit. For example, the Investment Options available with Investment Protector are listed in Appendix K. Certain Investment Options that are closed and are no longer available for selection are discussed in Appendix L.
CURRENTLY AVAILABLE INVESTMENT OPTIONS
ALLIANZ FUND OF FUNDS
AZL® Balanced Index Strategy Fund
AZL® DFA Multi-Strategy Fund
AZL® Moderate Index Strategy Fund
AZL® MVP Balanced Index Strategy Fund
AZL® MVP DFA Multi-Strategy Fund
AZL® MVP Fidelity Institutional Asset Management® Multi-Strategy Fund
AZL MVP FusionSM Balanced Fund
AZL MVP FusionSM Conservative Fund
AZL MVP FusionSM Moderate Fund
AZL® MVP Global Balanced Index Strategy Fund
AZL® MVP Growth Index Strategy Fund
AZL® MVP Moderate Index Strategy Fund
AZL® MVP T. Rowe Price Capital Appreciation Plus Fund
BLACKROCK
AZL® Enhanced Bond Index Fund
AZL® Government Money Market Fund
BLACKROCK (continued)
AZL® International Index Fund
AZL® Mid Cap Index Fund
AZL® MSCI Emerging Markets Equity Index Fund
AZL® MSCI Global Equity Index Fund
AZL® Russell 1000 Growth Index Fund
AZL® Russell 1000 Value Index Fund
AZL® S&P 500 Index Fund
AZL® Small Cap Stock Index Fund
DIMENSIONAL
AZL® DFA Five-Year Global Fixed Income Fund
FIDELITY
AZL® Fidelity Institutional Asset Management® Multi-Strategy Fund
AZL® Fidelity Institutional Asset Management® Total Bond Fund
GATEWAY
AZL® Gateway Fund
J.P. MORGAN
JPMorgan Insurance Trust Core Bond Portfolio
METWEST
AZL® MetWest Total Return Bond Fund
MFS
MFS VIT Total Return Bond Portfolio
PIMCO
PIMCO VIT Balanced Allocation Portfolio
PIMCO VIT CommodityRealReturn® Strategy Portfolio
PIMCO VIT Global Core Bond (Hedged) Portfolio
PIMCO VIT Long-Term U.S. Government Portfolio
PIMCO VIT StocksPLUS® Global Portfolio
PIMCO VIT Total Return Portfolio
T. ROWE PRICE
AZL® T. Rowe Price Capital Appreciation Fund

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
 4 

 

THE CONTRACT IS NO LONGER OFFERED FOR SALE.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
 5 

 

8.
40
 
41
 
42
 
42
 
42
 
42
9.
43
 
43
 
43
 
43
 
44
 
45
10.
45
 
46
 
46
 
46
11.a
47
 
48
 
48
 
51
 
51
 
52
 
52
 
53
 
55
 
55
 
55
 
56
11.b
57
11.c
58
12.
58
 
58
 
59
 
59
 
60
13.
60
 
60
 
60
 
60
 
61
 
61
 
62
 
62
14.
63
15.
65
 


 

 

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
 7 

 


Glossary
This prospectus is written in plain English. However, there are some technical words or terms that are capitalized and are used as defined terms throughout the prospectus. For your convenience, we included this glossary to define these terms.
5% Annual Increase – an amount used to determine the Benefit Base under the Lifetime Plus Benefit described in Appendix D.
8% Annual Increase – an amount used to determine the Benefit Base under the Lifetime Plus 8 Benefit described in Appendix D.
Accumulation Phase – the initial phase of your Contract before you apply your total Contract Value to Annuity Payments. The Accumulation Phase begins on the Issue Date and may occur at the same time as the Annuity Phase if you take Partial Annuitizations.
Additional Required Benefit – an additional optional benefit you must have if you have the Maximum Anniversary Death Benefit described in section 11.b. Additional Required Benefits include one of the Lifetime Benefits, Target Date Benefits, Income Focus, Investment Protector, or Income Protector .
Annual Increase – an amount used to determine the Benefit Base under Income Protector before Lifetime Plus Payments begin as discussed in section 11.a. If selected at issue, it was initially equal to total Purchase Payments adjusted for withdrawals plus a quarterly simple interest increase. If selected after issue, it was initially equal to Contract Value determined at the end of the last Business Day before the Rider Effective Date adjusted for subsequent withdrawals and Purchase Payments plus a quarterly simple interest increase. On Quarterly Anniversaries this value is reset to equal the current Contract Value if greater, and we apply future quarterly simple interest to this reset value.
Annual Increase Percentage – the simple interest increase we apply quarterly to the Annual Increase under Income Protector as discussed in section 11.a. Section 11.a also includes historical Annual Increase Percentage rates for all versions of Income Protector.
Annuitant – the individual upon whose life we base the Annuity Payments. Subject to our approval, you designate the Annuitant and can add a joint Annuitant for the Annuity Phase if you take a Full Annuitization. There are restrictions on who can become an Annuitant.
Annuity Options – the annuity income options available to you under the Contract.
Annuity Payments – payments made by us to the Payee pursuant to the chosen Annuity Option.
Annuity Phase – the phase the Contract is in once Annuity Payments begin. This may occur at the same time as the Accumulation Phase if you apply part of your Contract Value to a Partial Annuitization.
Base Contract – the Contract without any optional benefits.
Beneficiary – unless otherwise required by the Contract, the person(s) or entity the Owner designates to receive any death benefit.
Benefit Anniversary – a twelve-month anniversary of the Benefit Date, or any subsequent twelve-month Benefit Anniversary under Income Protector as discussed in section 11.a, or Income Focus as discussed in Appendix J.
Benefit Base – the amount we use to determine the initial annual maximum Lifetime Plus Payment under Income Protector as discussed in section 11.a or under the Lifetime Benefits as discussed in Appendix D.
Benefit Date – the date you begin receiving Lifetime Plus Payments under Income Protector as discussed in section 11.a or under the Lifetime Benefits as discussed in Appendix D, or Income Focus Payments under Income Focus as discussed in Appendix J.
Benefit Year – any period of twelve months beginning on the Benefit Date, or on a subsequent Benefit Anniversary under Income Protector as discussed in section 11.a, or under the Lifetime Benefits as discussed in Appendix D, or under Income Focus as discussed in Appendix J.
Bonus Option – an optional benefit that provides a 6% bonus on Purchase Payments we receive before the older Owner reaches age 81 as discussed in section 11.c. This benefit has an additional M& E charge and a higher and longer withdrawal charge schedule.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
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Business Day – each day on which the New York Stock Exchange is open for trading, except when an Investment Option does not value its shares. Allianz Life of New York is open for business on each day that the New York Stock Exchange is open. Our Business Day closes when regular trading on the New York Stock Exchange closes, which is usually at 4:00 p.m. Eastern Time.
Contract – the individual flexible purchase payment variable deferred annuity contract described by this prospectus.
Contract Anniversary – a twelve-month anniversary of the Issue Date or any subsequent twelve-month Contract Anniversary.
Contract Value – on any Business Day, the sum of the values in your selected Investment Options. The Contract Value reflects the deduction of any contract maintenance charge, transfer fee, M&E charge and rider charge, but does not reflect the deduction of any withdrawal charge. It does not include amounts applied to a Partial Annuitization. The Contract Value includes any applicable bonus.
Contract Year – any period of twelve months beginning on the Issue Date or a subsequent Contract Anniversary.
Covered Person(s) – the person(s) upon whose age and lifetime(s) we base Lifetime Plus Payments under Income Protector or Income Focus Payments under Income Focus as discussed in section 2, or under the Lifetime Benefits as discussed in Appendix D. There are restrictions on who can become a Covered Person.
Cumulative Withdrawal –while you are receiving Lifetime Plus Payments under the Lifetime Benefits described in Appendix D, this is the portion of a withdrawal that is less than or equal to your Cumulative Withdrawal Value.
Cumulative Withdrawal Benefit – a benefit under the Lifetime Benefits described in Appendix D that allows you to control the amount of Lifetime Plus Payments you receive.
Cumulative Withdrawal Value – under the Lifetime Benefits described in Appendix D, if you take less than the maximum Lifetime Plus Payment that you are entitled to, we add the difference between the annual maximum and annual actual Lifetime Plus Payment to the Cumulative Withdrawal Value.
Earliest Anniversary – the earliest available initial Target Value Date that you can select under Investment Protector as discussed in Appendix K. In the Contract the Earliest Anniversary is called the Earliest Target Value Anniversary. Appendix K also includes historical Earliest Anniversary rates for all versions of Investment Protector.
Excess Withdrawal – if you have Income Protector or Income Focus, the amount of any withdrawal you take while you are receiving Lifetime Plus Payments or Income Focus Payments that, when added to other withdrawals taken during the Benefit Year and your annual actual payment, is greater than your annual maximum permitted payment. Excess Withdrawals reduce your Contract Value and any guaranteed values, and may end your Contract. If you have one of the Lifetime Benefits, please see Appendix D for a definition of Excess Withdrawal that applies to your Contract. Income Protector is discussed in section 11.a, and Income Focus is discussed in Appendix J.
Financial Professional – the person who advises you regarding the Contract.
Full Annuitization – the application of the total Contract Value to Annuity Payments.
Future Anniversary – the number of Rider Anniversaries that occur between the initial Target Value Date and each subsequent Target Value Date under Investment Protector as discussed in Appendix K. Appendix K also includes historical Future Anniversary rates for all versions of Investment Protector.
Good Order – a request is in “Good Order” if it contains all of the information we require to process the request. If we require information to be provided in writing, “Good Order” also includes providing information on the correct form, with any required certifications, guarantees and/or signatures, and received at our Service Center after delivery to the correct mailing, email, or website address, which are all listed at the back of this prospectus. If you have questions about the information we require, or whether you can submit certain information by fax, email or over the web, please contact our Service Center. If you send information by email or upload it to our website, we send you a confirmation number that includes the date and time we received your information.
Guarantee Percentage – a percentage we use to calculate the Target Value under Investment Protector as discussed in Appendix K. Appendix K also includes historical Guarantee Percentage rates for all versions of Investment Protector.
Guarantee Years – the maximum number of years that you can receive simple interest increases under the Annual Increase for Income Protector as discussed in section 11.a. Section 11.a also includes historical Guarantee Years for all versions of Income Protector.

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Income Date – the date we begin making Annuity Payments to the Payee from the Contract. Because the Contract allows for Partial Annuitizations, there may be multiple Income Dates.
Income Focus – an optional benefit described in Appendix J that has an additional rider charge and is intended to provide a payment stream for life in the form of partial withdrawals. Income Focus provides no payment until the younger Covered Person is at least age 60.
Income Focus Payment – the guaranteed lifetime income payment we make to you under Income Focus as discussed in Appendix J. The annual maximum Income Focus Payment is equal to the sum of all Income Values multiplied by their associated Income Value Percentages.
Income Protector – an optional benefit described in section 11.a that has an additional rider charge and is intended to provide a payment stream for life in the form of partial withdrawals. Income Protector provides no payment until the younger Covered Person is at least age 65 for Income Protector (08.09), or age 60 for all other versions of Income Protector.
Income Value(s) – if you have Income Focus, we establish an Income Value for all Purchase Payments received in a specific time period that have the same associated Income Value Percentage as stated in Appendix J. We adjust each Income Value for subsequent withdrawals. A single Contract may have multiple Income Values. We use Income Value(s) to calculate the annual maximum Income Focus Payment.
Income Value Percentage(s) – a percentage we apply to each Income Value to determine the annual maximum Income Focus Payment under Income Focus. We establish a separate Income Value Percentage for each Income Value as discussed in Appendix J. Each Income Value Percentage can potentially increase by 1% each year if your Contract Value increases.
Increase Base – an amount we use to determine the Annual Increase under Income Protector as discussed in section 11.a. If selected at issue, it was initially equal to total Purchase Payments adjusted for withdrawals. If selected after issue, it was initially equal to Contract Value determined at the end of the last Business Day before the Rider Effective Date adjusted for subsequent withdrawals and Purchase Payments plus a quarterly simple interest increase. On Quarterly Anniversaries, if we reset the Annual Increase to equal the current Contract Value, we also reset the Increase Base to equal the current Contract Value.
Investment Options – the variable investments available to you under the Contract. Investment Option performance is based on the securities in which they invest.
Investment Protector – an optional benefit described in Appendix K that has an additional rider charge and is intended to provide a level of protection for your principal and any annual investment gains on a specific date in the future.
Issue Date – the date shown on the Contract that starts the first Contract Year. Contract Anniversaries and Contract Years are measured from the Issue Date.
Joint Owners – two Owners who own a Contract.
Lifetime Plus Benefit, Lifetime Plus 8 Benefit – optional benefits described in Appendix D that have an additional M&E charge and were intended to provide a payment stream for life in the form of partial withdrawals.
Lifetime Plus Payment – the guaranteed lifetime income payment we make to you based on the Benefit Base under Income Protector as discussed in section 11.a, or the Lifetime Benefits as discussed in Appendix D.
Maximum Anniversary Death Benefit – an optional benefit described in section 11.b and Appendix G that has an additional M&E charge and was intended to provide an increased death benefit. The benefit described in section 11.b also required selection of an Additional Required Benefit.
Maximum Anniversary Value – the highest Contract Value on any Contract Anniversary before age 91, adjusted for subsequent Purchase Payments and withdrawals, used to determine the Maximum Anniversary Death Benefits as discussed in section 11.b and Appendix G.
Non-Qualified Contract – a Contract that is not purchased under a pension or retirement plan that qualifies for special tax treatment under sections of the Internal Revenue Code.
No Withdrawal Charge Option – an optional benefit described in Appendix I that has an additional M&E charge and eliminates the Base Contract’s seven-year withdrawal charge.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
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Owner“you,” “your” and “yours.” The person(s) or entity designated at Contract issue and named in the Contract who may exercise all rights granted by the Contract.
Partial Annuitization – the application of only part of the Contract Value to Annuity Payments.
Payee – the person or entity who receives Annuity Payments during the Annuity Phase.
Payment Percentages – a percentage we use to calculate the annual maximum Lifetime Plus Payment under Income Protector as discussed in section 11.a. Section 11.a also includes historical Payment Percentages tables for all versions of Income Protector.
Performance Increase – a 1% annual increase to each Income Value Percentage under Income Focus if your annual Contract Value increases. A Performance Increase occurs for an Income Value Percentage only if it is associated with an Income Value we have had for at least one full Rider Year.
Purchase Payment – the money you put into the Contract.
Qualified Contract – a Contract purchased under a pension or retirement plan that qualifies for special tax treatment under sections of the Internal Revenue Code (for example, 401(a) and 401(k) plans), Individual Retirement Annuities (IRAs), or Tax-Sheltered Annuities (referred to as TSA or 403(b) contracts).
Quarterly Anniversary – the day that occurs three calendar months after the Issue Date or any subsequent Quarterly Anniversary.
Quarterly Anniversary Value – the highest Contract Value on any Quarterly Anniversary before age 91, adjusted for subsequent Purchase Payments and withdrawals, used to determine Income Protector’s Benefit Base as discussed in section 11.a, and the Quarterly Value Death Benefit in Appendix F.
Quarterly Value Death Benefit – an optional benefit described in Appendix F that has an additional M&E charge and was intended to provide an increased death benefit.
Rider Anniversary – a twelve-month anniversary of the Rider Effective Date or any subsequent twelve-month Rider Anniversary if you have Income Protector, Income Focus or Investment Protector.
Rider Anniversary Value – the highest Contract Value on any Rider Anniversary, adjusted for subsequent Purchase Payments and withdrawals, used to determine Investment Protector’s Target Value as discussed in Appendix K.
Rider Effective Date – the date shown on the Contract that starts the first Rider Year if you have Income Protector, Income Focus or Investment Protector. Rider Anniversaries and Rider Years are measured from the Rider Effective Date.
Rider Year – any period of twelve months beginning on the Rider Effective Date or a subsequent Rider Anniversary if you have Income Protector, Income Focus or Investment Protector.
Separate Account – Allianz Life of NY Variable Account C is the Separate Account that issued your Contract. It is a separate investment account of Allianz Life of New York. The Separate Account holds the Investment Options that underlie the Contracts. The Separate Account is divided into subaccounts, each of which invests exclusively in a single Investment Option.
Service Center – the area of our company that provides Contract maintenance and routine customer service. Our Service Center address and telephone number are listed at the back of this prospectus. The address for mailing checks for Purchase Payments may be different and is also listed at the back of this prospectus.
Short Withdrawal Charge Option – an optional benefit described in Appendix H that has an additional M&E charge and shortens the Base Contract’s withdrawal charge period to four years.
Target Value – the amount we guarantee will be available to you on the last Business Day before each Target Value Date under the Target Date Benefits as discussed in Appendix E, and under Investment Protector as discussed in Appendix K. If you have a Target Date Benefit the Target Value is the highest Contract Value on any Contract Anniversary, adjusted for subsequent Purchase Payments and withdrawals. If you selected Investment Protector at issue, it is the greater of the Rider Anniversary Value multiplied by the Guarantee Percentage, or the total Purchase Payments adjusted for withdrawals. If you selected Investment Protector after issue, it is equal to the greater of the Rider Anniversary Value multiplied by the Guarantee Percentage, or the Contract Value at the end of the last Business Day before the Rider Effective Date adjusted for subsequent withdrawals and Purchase Payments.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
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Target Value Date – on the last Business Day before each Target Value Date we guarantee your Contract Value cannot be less than the Target Value under the Target Date Benefits as discussed in Appendix E, and under Investment Protector as discussed in Appendix K.
Total Income Value – the sum of all your individual Income Value(s) under Income Focus as discussed in Appendix J. We use the Total Income Value to determine your Income Focus rider charge.
Traditional Death Benefit – the death benefit provided by the Contract that is equal to the greater of Contract Value or the Traditional Death Benefit Value as discussed in section 10.
Traditional Death Benefit Value – total Purchase Payments adjusted for withdrawals.
Valid Claim – the documents we require to be received in Good Order at our Service Center before we pay any death claim. This includes the death benefit payment option, due proof of death, and any required governmental forms. Due proof of death includes a certified copy of the death certificate, a decree of court of competent jurisdiction as to the finding of death, or any other proof satisfactory to us.
Withdrawal Charge Basis – the total amount under your Contract that is subject to a withdrawal charge.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
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Fee Tables
These tables describe the fees and expenses you pay when owning and taking a withdrawal from the Contract, or transferring Contract Value between Investment Options. For more information, see section 7. These tables do not reflect any financial adviser fees that you pay from your other assets, or that you choose to have us pay from this Contract. If financial adviser fees were reflected, fees and expenses would be higher.
Owner Transaction Expenses
Withdrawal Charge During Your Contract’s First Phase, the Accumulation Phase(1)
(as a percentage of each Purchase Payment withdrawn)(2)
Number of Complete
Years Since
Purchase Payment
  Withdrawal Charge Amount
Base Contract   Bonus Option   Short Withdrawal
Charge Option
  No Withdrawal
Charge Option
0   8.5%   8.5%   8.5%   0%
1   8.5%   8.5%   7.5%   0%
2   7.5%   8.5%   5.5%   0%
3   6.5%   8%   3%   0%
4   5%   7%   0%   0%
5   4%   6%   0%   0%
6   3%   5%   0%   0%
7   0%   4%   0%   0%
8   0%   3%   0%   0%
9 years or more   0%   0%   0%   0%
    
Transfer Fee(3)

$25
(for each transfer after twelve in a Contract Year)  
Premium Tax(4)

3.5%
(as a percentage of each Purchase Payment)  
Owner Periodic Expenses
Contract Maintenance Charge(5)

$30
(per Contract per year)  
(1) The Contract provides a free withdrawal privilege that allows you to withdraw 12% of your total Purchase Payments annually without incurring a withdrawal charge as discussed in section 8, Access to Your Money – Free Withdrawal Privilege.
(2) The Withdrawal Charge Basis is the amount subject to a withdrawal charge as discussed in section 7, Expenses – Withdrawal Charge.
(3) We count all transfers made in the same Business Day as one transfer. Program and benefit related transfers are not subject to the transfer fee and do not count against the free transfers we allow as discussed in section 7, Expenses – Transfer Fee. Transfers are subject to the market timing policies discussed in section 5, Investment Options – Excessive Trading and Market Timing.
(4) New York does not currently impose this tax, but we reserve the right to deduct this charge if they do so in the future. This is the current maximum charge imposed in other states as discussed in section 7, Expenses – Premium Tax.
(5) Waived if the Contract Value is at least $100,000 as discussed in section 7, Expenses – Contract Maintenance Charge.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
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Contract Annual Expenses
Base Version A Contract and Base Version B Contract with… Available Dates Mortality and Expense
Risk (M&E) Charge(6)
(as a percentage of each
Investment Options’
net asset value)
No optional benefits 10/1/2007 – 4/26/2013 1.40%
Quarterly Value Death Benefit 10/1/2007 – 3/7/2010 1.70%
Maximum Anniversary Death Benefit(7) 9/20/2010 – 4/26/2013 1.70%
Bonus Option 10/1/2007 – 4/26/2013 1.90%
Short Withdrawal Charge Option 10/1/2007 – 7/23/2012 1.65%
No Withdrawal Charge Option 5/1/2008 – 3/31/2009
7/22/2009 – 7/23/2012
1.75%
Bonus Option and Quarterly Value Death Benefit 10/1/2007 – 3/7/2010 2.20%
Bonus Option and Maximum Anniversary Death Benefit(7) 9/20/2010 – 4/26/2013 2.20%
Short Withdrawal Charge Option and Quarterly Value Death Benefit 10/1/2007 – 3/7/2010 1.95%
Short Withdrawal Charge Option and Maximum Anniversary Death Benefit(7) 9/20/2010 – 4/26/2013 1.95%
No Withdrawal Charge Option and Quarterly Value Death Benefit 5/1/2008 – 3/31/2009
7/22/2009 – 3/7/2010
2.05%
No Withdrawal Charge Option and Maximum Anniversary Death Benefit(7) 9/20/2010 – 7/23/2012 2.05%
    
Optional Benefits
(Version Identifier)
Contract
Version
Available Dates Rider Charge
Maximum   Current(8)
Single
Payments
Joint
Payments
Single
Payments
Joint
Payments
Income Protector with Lifetime Plus Payments (rider charge as a percentage of the Benefit Base)
Income Protector
(01.17 through 02.21)
A(9) and B 1/3/2017 – 2/28/2021 2.50% 2.75% 1.40% 1.40%
Income Protector
(04.15 through 12.16)
A(9) and B 4/27/2015 – 1/2/2017 2.50% 2.75% 1.30% 1.30%
Income Protector (10.12) A(9) and B 10/15/2012 – 4/24/2015 2.50% 2.75% 1.10% 1.10%
Income Protector (07.12) A(9) and B 7/23/2012 – 10/12/2012 2.50% 2.75% 1.00% 1.00%
Income Protector (05.12) A(9) and B 4/30/2012 – 7/20/2012 2.50% 2.75% 1.40% 1.40%
Income Protector (01.12) A and B 1/23/2012 – 4/27/2012 2.50% 2.75% 1.40% 1.40%
Income Protector (05.11) A and B 5/2/2011 – 1/20/2012 2.50% 2.75% 1.35% 1.50%
Income Protector (08.09, 05.10) A 7/22/2009 – 4/29/2011 2.50% 2.75% 1.35% 1.50%
Income Focus with Income Focus Payments (rider charge as a percentage of the Total Income Value)
Income Focus (05.12, 07.12) B 4/30/2012 – 4/24/2015 2.75% 2.95% 1.30% 1.30%
    
Optional Benefit
(Version Identifier)
Contract
Version
Available Dates Rider Charge
(as a percentage of the Target Value)
Maximum Current(8)
Investment Protector        
Investment Protector (07.13 through 10.16) A(9) and B 7/22/2013 – 10/16/2016 2.50% 1.30%
Investment Protector (01.12, 07.12) A(9) and B 4/30/2012 – 7/19/2013 2.50% 1.20%
Investment Protector (01.12) A and B 1/23/2012 – 4/27/2012 2.50% 1.20%
Investment Protector (05.10) A and B 5/3/2010 – 1/20/2012 2.50% 1.15%
Investment Protector (08.09) A 7/22/2009 – 4/30/2010 2.50% 1.05%

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Optional Lifetime Benefits   Maximum Additional
M&E Charge(10)
(as a percentage of each
Investment Options’
net asset value)
Current Additional M&E Charge(10)
(as a percentage of each
Investment Options’ net asset value)
No qualifying
event, or
declined charge
increase(11)
Had a qualifying
event and
accepted
increase(11)
Lifetime Plus 8 Benefit (available on Version A Contracts from 1/26/2009 through 3/31/2009)        
Single Lifetime Plus Payments   1.60% 0.95% 1.20%
Joint Lifetime Plus Payments   1.75% 1.10% 1.35%
Lifetime Plus 8 Benefit (available on Version A Contracts from 8/7/2008 through 1/23/2009)        
Single Lifetime Plus Payments   1.60% 0.80%(12) 1.20%(12)
Joint Lifetime Plus Payments   1.75% 0.95%(12) 1.35%(12)
Lifetime Plus Benefit (available on Version A Contracts from 10/1/2007 through 3/31/2009)        
Single Lifetime Plus Payments   1.50% 0.70% 1.20%
Joint Lifetime Plus Payments   1.65% 0.85% 1.35%
    
Optional Target Date Benefits
(available on Version A Contracts)
Available Dates Additional M&E Charge(13)
(as a percentage of each Investment Options’ net asset value)
Target Date 10 Benefit 1/26/2009 – 3/31/2009 0.55%
Target Date Retirement Benefit 5/1/2008 – 1/23/2009 0.40%
(6) The Contract allows Partial Annuitization. After a Partial Annuitization, the M&E charge listed above applies to the net asset value remaining in the Accumulation Phase. If you select variable Annuity Payments the M&E charge for a Base Contract with the Bonus Option is 1.90% of the net asset value in the Annuity Phase, or 1.40% for all other Contracts. If you select fixed Annuity Payments we do not assess the M&E charge during the Annuity Phase. See section 7, Expenses – Mortality and Expense Risk (M&E) Charge.
(7) The Contract offered two different Maximum Anniversary Death Benefits that have an additional 0.30% M&E charge. Appendix G describes the original (available from September 20, 2010 through April 29, 2011), and second (available from May 2, 2011 through April 27, 2012) versions of this death benefit. The Maximum Anniversary Death Benefit described in section 11.b was available from September 20, 2010 through April 27, 2012, and if you remove its Additional Required Benefit without simultaneously replacing it, we stop assessing the additional 0.30% M&E charge after the rider termination date.
(8) The current rider charge may increase or decrease on each Quarterly Anniversary. For Income Protector see section 7, Expenses – Rider Charge. For Income Focus see Appendix J, and for Investment Protector see Appendix K.
(9) Available on Version A Contracts issued on or after April 1, 2009.
(10) We assess the additional M&E charge for these optional benefits during the Accumulation Phase while your benefit is in effect and your Contract Value is positive as discussed in Appendix D.
(11) A qualifying event is the reset of a Lifetime Benefit’s Annual Increase, or an automatic annual Lifetime Plus Payment increase, that occurred on or after April 29, 2013. If you have had an annual payment increase, your additional M&E charge does not change until the next fifth Benefit Anniversary. If you have had a qualifying event, you can decline this increase to the additional M&E charge as discussed in Appendix D.
(12) On the Benefit Date, the additional M&E charge reduces 0.10% as discussed in Appendix D.
(13) We assess the additional M&E charge for these optional benefits during the Accumulation Phase while your benefit is in effect and your Contract Value is positive as discussed in Appendix E.
Annual Operating Expenses of the Investment Options
Following are the minimum and maximum total annual operating expenses charged by any of the Investment Options for the period ended December 31, 2020, before the effect of any contractual expense reimbursement or fee waiver. We show the expenses as a percentage of an Investment Option’s average daily net assets.
  Minimum   Maximum
Total annual Investment Option operating expenses(12)
(including management fees, distribution or 12b-1 fees, and other expenses)
     
before fee waivers and expense reimbursements .50%   1.42%
(12) Some of the Investment Options or their affiliates may also pay service fees to us or our affiliates. Amounts may be different for each Investment Option. The maximum service fee we currently receive from any variable investment option in any variable annuity contract we offer is 0.55%. If these fees are deducted from Investment Option assets, they are reflected in the above table and disclosed in Appendix A. Appendix A contains annual operating expense details for each Investment Option.

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Examples
These examples are intended to help you compare the cost of investing in this Contract with the costs of other variable annuity contracts. These examples assume you make a $10,000 investment and your selected Investment Options earn a 5% annual return. They also assume the maximum potential fees and charges for each period and are not a representation of past or future expenses. Your Contract expenses may be more or less than the examples below, depending on the Investment Option(s) and optional benefits you selected, and whether and when you take withdrawals. These examples do not reflect any financial adviser fees that you pay from your other assets, or that you choose to have us pay from this Contract. If financial adviser fees were reflected, costs would be higher.
We deduct the $30 contract maintenance charge in the examples at the end of the last Business Day before each Contract Anniversary during the Accumulation Phase. A Contract Anniversary is a twelve-month anniversary of your Contract’s Issue Date. We may waive this charge under certain circumstances, as described in section 7, Expenses – Contract Maintenance Charge. A transfer fee may apply, but is not reflected in these examples (see section 7, Expenses – Transfer Fee).
All figures in the examples below reflect the most expensive combination of benefits, which is the Base Contract with Bonus Option, Maximum Anniversary Death Benefit, and Income Protector with joint payments (8.5% declining withdrawal charge, 2.20% M&E charge and a maximum rider charge of 2.75%). However, Income Protector is the only currently available optional benefit.
1) If you surrender your Contract (take a full withdrawal) at the end of each time period.
    
Total annual Investment Option operating expenses before any fee waivers or expense reimbursements of: 1 Year 3 Years 5 Years 10 Years
1.42% (maximum Investment Option operating exp.) $1,455 $2,913 $4,293 $7,638
0.50% (minimum Investment Option operating exp.) $1,361 $2,646 $3,870 $6,924
2) If you apply your total Contract Value to Annuity Payments (take a Full Annuitization) at the end of each time period. The earliest available date Annuity Payments can begin (Income Date) is 13 months after the Issue Date (the date we issue the Contract).
    
Total annual Investment Option operating expenses before any fee waivers or expense reimbursements of: 1 Year 3 Years 5 Years 10 Years
1.42% (maximum Investment Option operating expense) N/A $2,135 $3,647 $7,608
0.50% (minimum Investment Option operating expense) N/A $1,868 $3,224 $6,894
3) If you do not surrender your Contract.
    
Total annual Investment Option operating expenses before any fee waivers or expense reimbursements of: 1 Year 3 Years 5 Years 10 Years
1.42% (maximum Investment Option operating expense) $707 $2,165 $3,677 $7,638
0.50% (minimum Investment Option operating expense) $613 $1,898 $3,254 $6,924
See Appendix B for condensed financial information regarding the accumulation unit values (AUVs) for the highest and lowest charges as of December 31, 2020. See the SAI Appendix B for condensed financial information regarding the December 31, 2020 AUVs for other charges.

1.  The Variable Annuity Contract
The Contract is no longer offered for sale.
An annuity is a contract between you as the Owner, and an insurance company (in this case Allianz Life of New York), where you make payments to us and the money is invested in Investment Options available through the Contract. Depending on market conditions, your Contract can gain or lose value based on your selected Investment Options’ performance. When you are ready to take money out, we make payments to you according to your instructions and any restrictions associated with the payout option you select that is described in this prospectus. We do not make any changes to your Contract without your permission except as may be required by law.
The Contract has an Accumulation Phase and an Annuity Phase.

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The Accumulation Phase is the first phase of your Contract, and it begins on the Issue Date. During the Accumulation Phase, your money is invested in the Investment Options you select on a tax-deferred basis. Tax deferral means you are not taxed on any earnings or appreciation on the assets in your Contract until you take money out of your Contract. (For more information, see section 12, Taxes.)
During the Accumulation Phase you can take withdrawals (subject to any withdrawal charge) and you can make additional Purchase Payments subject to the restrictions set out in section 3, Purchase Payments – Purchase Payment Requirements.
The Contract previously offered the following optional benefits, for an additional charge.
Income Protector (see section 11.a) provides guaranteed lifetime income called Lifetime Plus Payments that can begin as early as age 65 for Income Protector (08.09), or age 60 for all other versions of Income Protector, or as late as age 90. We base payments on the Benefit Base that is at least equal to the Annual Increase (total Purchase Payments adjusted for withdrawals plus a quarterly simple interest increase). Income Protector was available from July 22, 2009 through February 28, 2021.
The Maximum Anniversary Death Benefit potentially provides an increased death benefit based on the highest annual Contract Value adjusted for withdrawals (Maximum Anniversary Value). The Maximum Anniversary Death Benefit was only available at issue. Section 11.b describes the Maximum Anniversary Death Benefit that was available from September 20, 2010 through April 27, 2012. Appendix G describes the original Maximum Anniversary Death Benefit available from September 20, 2010 through April 29, 2011, and the second Maximum Anniversary Death Benefit available from May 2, 2011 through April 27, 2012.
The Bonus Option (see section 11.c) provides a 6% bonus on Purchase Payments received before age 81. The Bonus Option has a higher and longer withdrawal charge schedule and was only available at issue from October 1, 2007 through April 26, 2013.
The Lifetime Benefits (see Appendix D) are similar to Income Protector. These benefits provide Lifetime Plus Payments based on the Benefit Base, but the Benefit Base is calculated differently under each benefit. The Lifetime Plus Benefit was available from October 1, 2007 through March 31, 2009 allowed single payments to begin from age 55 to age 90, and joint payments to begin from age 60 to age 90. The Lifetime Plus 8 Benefit was available from August 7, 2008 through March 31, 2009 and payments can begin from age 65 to 90.
The Target Date Benefits (see Appendix E) are similar to Investment Protector. These benefits provide a Target Value (a level of protection for your principal and any annual investment gains) that is available on a future date if you hold the Contract for the required period. The Target Date Retirement Benefit was available from May 1, 2008 through January 23, 2009, and the Target Date 10 Benefit was available from January 26, 2009 through March 31, 2009.
The Quarterly Value Death Benefit (see Appendix F) potentially provides an increased death benefit based on the highest quarterly Contract Value adjusted for withdrawals (Quarterly Anniversary Value). The Quarterly Value Death Benefit was only available at issue from October 1, 2007 through March 7, 2010.
The Short Withdrawal Charge Option (see Appendix H) shortens the Base Contract’s withdrawal charge period from seven to four years. It was only available at issue from October 1, 2007 through July 23, 2012.
The No Withdrawal Charge Option (see Appendix I) eliminates the Base Contract’s withdrawal charge. It was only available at issue on Version A Contracts issued from May 1, 2008 through March 31, 2009, and then again from July 22, 2009 through July 23, 2012. The No Withdrawal Charge Option was also available on Version B Contracts issued from May 2, 2011 through July 23, 2012. The No Withdrawal Charge Option originally required selection of an Additional Required Benefit. Effective October 17, 2016 this requirement no longer applies and you can either retain or remove the previously selected Additional Required Benefit from your Contract. The Additional Required Benefits provide either guaranteed lifetime income (Lifetime Benefits,  Income Focus and Income Protector) or an accumulation guarantee (Target Date Benefits and Investment Protector), but these benefits also have an additional charge and restrict Investment Option selection. Removing an Additional Required Benefit will reduce your overall expenses and give you access to more Investment Options which may help increase your investment returns, but you will be giving up the benefit’s guaranteed income or accumulation features. Removing an Additional Required Benefit is an irrevocable decision. Please consult with a Financial Professional before deciding to remove an Additional Required Benefit from your Contract.
Income Focus (see Appendix J) provides guaranteed lifetime income called Income Focus Payments (which are similar to Lifetime Plus Payments) that can begin from age 60 to age 90. We base payments on a percentage (Income Value Percentage) of each Income Value (Purchase Payments adjusted for withdrawals). Income Value Percentages can potentially increase by 1% each year if your Contract Value increases (Performance Increases). Income Focus was available from April 30, 2012 through April 24, 2015.

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Investment Protector (see Appendix K) is similar to the Target Date Benefits. This benefit also provides a Target Value that is available on a future date if you hold the Contract for the required period, but the Target Value is calculated differently. Investment Protector was available from July 22, 2009 through October 16, 2016.
The Accumulation Phase ends upon the earliest of the following.
The Business Day before the Income Date if you take a Full Annuitization. A Business Day is each day the New York Stock Exchange is open for trading and it ends when regular trading on the New York Stock Exchange closes, which is usually at 4:00 p.m. Eastern Time.
The Business Day we process your request for a full withdrawal.
Upon the death of any Owner (or the Annuitant if the Contract is owned by a non-individual), the Business Day we first receive a Valid Claim from any one Beneficiary, unless the surviving spouse/Beneficiary continues the Contract. If there are multiple Beneficiaries, the remaining Contract Value continues to fluctuate with the performance of the Investment Options until the complete distribution of the death benefit.
If you request Annuity Payments, your Contract enters the Annuity Phase. During the Annuity Phase we make regular periodic payments (Annuity Payments) based on the life of a person you choose (the Annuitant). We send Annuity Payments to you (the Payee). You can choose when Annuity Payments begin (the Income Date), subject to certain restrictions. We base Annuity Payments on your Contract Value and the payout rates for the Annuity Option you select. If the Income Date occurs after Lifetime Plus Payments or Income Focus Payments begin and these payments are greater than the Annuity Payments as calculated for certain Annuity Options, you can elect to convert these payments to Annuity Payments as described in section 9 – When Annuity Payments Begin. For contracts with a previously available Lifetime Benefit, this is described in Appendix D. If you select variable Annuity Payments, your payments will change based on your selected Investment Options’ performance. If you select fixed Annuity Payments, your payments do not change unless an Annuitant dies. The Annuity Phase ends when we make the last Annuity Payment under your selected Annuity Option. For more information, see section 9, The Annuity Phase.
When the Contract Ends
The Contract ends when:
all applicable phases of the Contract (Accumulation Phase and/or Annuity Phase) have ended, and/or
if we received a Valid Claim, all applicable death benefit payments have been made.
For example, if you take a full withdrawal of the total Contract Value, both the Accumulation Phase and the Contract end even though the Annuity Phase never began and we did not make any death benefit payments.

2.  Owners, Annuitants, and Other Specified Persons
Owner
You, as the Owner, have all the rights under the Contract. The Owner was designated at Contract issue. The Owner may be a non-individual, which is anything other than an individual person, which could be a trust, qualified plan, or corporation. Qualified Contracts and non-individually owned Contracts can only have one Owner.
Joint Owners
Non-Qualified Contracts can be owned by up to two individual Owners. If a Contract has Joint Owners, we generally require the signature of both Owners on any forms that are submitted to our Service Center. Our “Service Center” is the area of our company that issues Contracts and provides Contract maintenance and routine customer service.
Partial Annuitizations (applying only part of your Contract Value to Annuity Payments) are not available to Joint Owners. There can be only one Owner, the Owner must be the Annuitant, and we do not allow the Owner to add a joint Annuitant.
Annuitant
The Annuitant is the individual on whose life we base Annuity Payments. Subject to our approval, you designated an Annuitant when you purchased a Contract. For Qualified Contracts, before the Income Date the Owner must be the Annuitant unless the Contract is owned by a qualified plan or is part of a custodial arrangement. You can change the Annuitant on an individually owned Non-Qualified Contract at any time before the Income Date, but you cannot change the Annuitant if the Owner is a non-individual (for example, a qualified plan or trust). Subject to our approval, you can add a joint Annuitant on the Income Date if you take a Full Annuitization. For Qualified Contracts, the ability to add a joint

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Annuitant is subject to any plan requirements associated with the Contract. For individually owned Contracts, if the Annuitant who is not an Owner dies before the Income Date, the sole Owner (or younger Joint Owner) automatically becomes the new Annuitant, but the Owner can subsequently name another Annuitant.
Designating different persons as Owner(s) and Annuitant(s) can have important impacts on whether a death benefit is paid, and on who receives it as indicated below. For more examples, please see Appendix A to the SAI. In order to convert Lifetime Plus Payments or Income Focus Payments to Annuity Payments the Covered Person(s) must be named as the Annuitant(s) as discussed in section 9, When Annuity Payments Begin. For contracts with a previously available Lifetime Benefit, this is described in Appendix D. Designating different persons as Covered Person(s) and Annuitant(s) will cause Income Protector or Income Focus and any lifetime payments to end at the maximum permitted Income Date. Use care when designating Owner(s), Annuitant(s) and Covered Person(s), and consult your Financial Professional if you have questions.
UPON THE DEATH OF A SOLE OWNER

Action under any portion of the Contract that is in the Accumulation Phase

We pay a death benefit to the person you designate (the Beneficiary) unless the Beneficiary is the surviving spouse and continues the Contract. If you selected a Target Date Benefit or Investment Protector, this benefit ends unless the Contract is continued by a surviving spouse. If you selected a Lifetime Benefit, Income Protector or Income Focus, this benefit and any lifetime payments end unless the Contract is continued by a surviving spouse who is also both a Beneficiary and Covered Person.
The death benefit is the greater of the Contract Value or the guaranteed death benefit value. The guaranteed death benefit value is total Purchase Payments adjusted for withdrawals under the Traditional Death Benefit, or the Maximum Anniversary Value under the Maximum Anniversary Death Benefit.
If a surviving spouse Beneficiary continues the Contract, as of the end of the Business Day we receive their Valid Claim:
–  we increase the Contract Value to equal the guaranteed death benefit value if greater, and the death benefit continues to be available to the surviving spouse’s Beneficiary(s),
–  the surviving spouse becomes the new Owner, and
–  the Accumulation Phase continues.
Action under any portion of the Contract that is in the Annuity Phase

The Beneficiary becomes the Payee. If we are still required to make Annuity Payments under the selected Annuity Option, the Beneficiary also becomes the new Owner.
If the deceased was not an Annuitant, Annuity Payments to the Payee continue. No death benefit is payable.
If the deceased was the only surviving Annuitant, Annuity Payments end or continue as follows.
–  Annuity Option 1 or 3, payments end.
–  Annuity Option 2 or 4, payments end when the guaranteed period ends.
–  Annuity Option 5, payments end and the Payee may receive a lump sum refund.
If the deceased was an Annuitant and there is a surviving joint Annuitant, Annuity Payments to the Payee continue during the lifetime of the surviving joint Annuitant. No death benefit is payable.
 
Beneficiary
The Beneficiary is the person(s) or entity you designated to receive any death benefit. You can change the Beneficiary or contingent Beneficiary at any time before your death unless you name an irrevocable Beneficiary. If a Beneficiary predeceases you, or you and a Beneficiary die simultaneously as defined by applicable state law or regulation, that Beneficiary’s interest in this Contract ends unless your Beneficiary designation specifies otherwise. If there are no surviving Beneficiaries or if there is no named Beneficiary, we pay the death benefit to your estate or the Owner if the Owner is a non-individual.
FOR JOINTLY OWNED CONTRACTS: The sole primary Beneficiary is the surviving Joint Owner regardless of any other named Beneficiaries. If both Joint Owners die simultaneously as defined by applicable state law or regulation, we pay the death benefit to the named contingent Beneficiaries, or to the estate of the Joint Owner who died last if there are no named contingent Beneficiaries.
Covered Person(s)
If you have Income Protector or Income Focus, we base Lifetime Plus Payments or Income Focus Payments (lifetime payments) on the lives of the Covered Person(s). Their ages determine when lifetime payments can begin and the initial payment amount. When you selected Income Protector or Income Focus, you chose whether you wanted payments based

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on your life (single lifetime payments), or the lifetime of you and your spouse (joint lifetime payments). Joint Owners and joint Covered Persons must be spouses within the meaning of federal tax law. Based on your payment selection, we determined the Covered Persons as follows.
For single lifetime payments and:
solely owned Contracts, the Covered Person is the Owner.
jointly owned Contracts, you chose which Owner is the Covered Person.
Contracts owned by a non-individual, the Covered Person is the Annuitant.
For joint lifetime payments, Covered Persons must be spouses and:
Non-Qualified Contracts:
–  spouses must be Joint Owners; or
–  one spouse must be the sole Owner and Annuitant and the other spouse must be the sole primary Beneficiary.
Qualified Contracts:
–  one spouse must be the sole Owner and Annuitant and the other spouse must be the sole primary Beneficiary; or
–  if the Owner is a qualified plan or a custodian, then one spouse must be the Annuitant and the other spouse must be the sole contingent Beneficiary because we also require the qualified plan or custodian to be the sole primary Beneficiary. This structure allows the surviving non-Annuitant spouse to continue to receive lifetime payments, assuming the surviving non-Annuitant spouse is the beneficiary under the qualified plan or custodial Individual Retirement Annuity (IRA).
After the date Income Protector or Income Focus is added to your Contract (Rider Effective Date) you cannot add or change a Covered Person. However, you can remove a joint Covered Person before the Benefit Date on a Contract Anniversary, or after the Benefit Date on a Benefit Anniversary by completing the appropriate form and sending it to us within 30 days before the anniversary. A Contract Anniversary is a twelve-month anniversary of your Contract’s Issue Date. A Benefit Anniversary is a twelve-month anniversary of the Benefit Date that Lifetime Plus Payments or Income Focus Payments begin. We process your request on the Contract Anniversary* (or Benefit Anniversary*) that occurs immediately after we receive your request in Good Order at our Service Center. A request is in “Good Order” when it contains all the information we require to process it. If you remove a joint Covered Person, we change your rider charge to equal the current charge for single lifetime payments that is in effect on the anniversary that we process your request to remove a joint Covered Person if this amount differs from your current charge. However, any new rider charge cannot be greater than the maximum listed in the Fee Tables or section 7, Expenses – Rider Charge.
* Or on the next Business Day if the Contract Anniversary or Benefit Anniversary is not a Business Day.
Joint Covered Persons must qualify as spouses under federal tax law until the benefit ends. Until then, if at any time joint Covered Persons are no longer spouses, you must send us written notice. We either divide the Contract in accordance with any applicable court order or law regarding division of assets upon divorce, or we will remove one former spouse from the Contract as a Covered Person and also as an Owner, Joint Owner and Annuitant. At this time, we change the rider charge to equal the current charge for single lifetime payments that is in effect if this amount differs from your current charge. However, any new rider charge cannot be greater than the maximum listed in the Fee Tables or section 7, Expenses – Rider Charge. When we receive notification of an Owner’s death, if we discover that the joint Covered Persons were not federally recognized spouses at the time of death, spousal continuation of the Contract is not available. Therefore, your benefit, any lifetime payments and the Contract all end.
If you have Income Protector and remove a joint Covered Person, we may increase your annual maximum Lifetime Plus Payment. If at the end of the last Business Day before the Benefit Anniversary that we remove the joint Covered Person the payment percentage for the remaining Covered Person’s current age multiplied by the Contract Value is greater than your current annual maximum Lifetime Plus Payment, we increase your payment to this new amount. If you have Income Focus removing a joint Covered Person does not change your annual maximum Income Focus Payment.

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Once we remove a Covered Person, he or she cannot be reinstated.

•  For Income Protector (08.09 through 01.12), following an assignment or change of ownership/Annuitant/Beneficiary, if a Covered Person no longer has the required relationship stated here, he or she is removed from the Contract as a Covered Person. If we remove all Covered Persons from the Contract, the benefit and any lifetime payments end.
•  For Joint Owners that selected single lifetime payments: If you are no longer spouses on the date of an Owner’s death and the Contract Value is positive, we pay any applicable death benefit to the Beneficiary(s) and the benefit and any lifetime payments end. This means Lifetime Plus Payments or Income Focus Payments are no longer available even if a Covered Person is still alive.
Payee
The Payee is the person or entity who receives Annuity Payments during the Annuity Phase. The Owner receives tax reporting on those payments. Generally we require the Payee to be an Owner. However, we may allow you to name a charitable trust, financial institution, qualified plan, or an individual specified in a court order as a Payee subject to our approval. For Qualified Contracts owned by a qualified plan, the qualified plan must be the Payee.
Assignments, Changes of Ownership and Other Transfers of Contract Rights
You can assign your rights under this Contract to someone else during the Accumulation Phase. An assignment may be absolute or limited, and includes changes of ownership, collateral assignments, or any other transfer of specific Contract rights. After an assignment, you may need the consent of the assignee of record to exercise certain Contract rights depending on the type of assignment and the rights assigned.
You must submit your request to assign the Contract in writing to our Service Center and we must approve it in writing. To the extent permitted by state law, we reserve the right to refuse to consent to any assignment at any time on a nondiscriminatory basis. We will not consent if the assignment would violate or result in noncompliance with any applicable state or federal law or regulation.
Upon our consent, we record the assignment. We are not responsible for the validity or effect of the assignment. We are not liable for any actions we take or payments we make before we receive your request in Good Order and record it. Assigning the Contract does not change, revoke or replace the originally named Annuitant or Beneficiary; if you also want to change the Annuitant or Beneficiary you must make a separate request.
An assignment may be a taxable event. In addition, there are other restrictions on changing the ownership of a Qualified Contract and Qualified Contracts generally cannot be assigned absolutely or on a limited basis. You should consult with your tax adviser before assigning this Contract.
•  IF YOU HAVE INCOME PROTECTOR OR INCOME FOCUS: An assignment does not change the Covered Person(s). Following an assignment or change of ownership/Annuitant/Beneficiary, if a Covered Person who was previously an Owner or Annuitant no longer has that position, the benefit and any lifetime payments end based on the earlier of the date of death of an individual Owner (or Annuitant if the Owner is a non-individual) or last surviving Covered Person. However, if the deceased’s spouse continues the Contract, the benefit and lifetime payments continue until the earlier of the date of death of the surviving spouse or last surviving Covered Person. This means that Lifetime Plus Payments or Income Focus Payments may end even if the Covered Person is still alive.

3.  Purchase Payments
Purchase Payment Requirements
The Contract is no longer offered for sale.
The additional Purchase Payment requirements for this Contract are as follows.
If you do not have Income Protector, Income Focus, or Investment Protector, you can make additional Purchase Payments of $50 or more during the Accumulation Phase.

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If you have Income Protector, Income Focus, or Investment Protector, we restrict additional Purchase Payments. Each rider year that we allow additional payments you cannot add more than your initial amount without our prior approval. Your initial amount is all Purchase Payments received before the first Quarterly Anniversary of the first Contract Year. A Contract Year is a period of twelve months beginning on the Issue Date or any subsequent Contract Anniversary. If you have Income Protector or Income Focus, we do not allow additional payments on or after the date Lifetime Plus Payments or Income Focus Payments begin (Benefit Date). If you have Investment Protector we do not allow additional payments on or after the third rider anniversary. If your benefit was effective on the Issue Date, we allow you to add up to the initial amount in the remainder of the first Contract Year (the first Quarterly Anniversary to the last Business Day before the first Contract Anniversary). The minimum additional Purchase Payment we will accept is $50.
  If you remove Income Protector, Income Focus or Investment Protector, these restrictions no longer apply.
We do not accept additional Purchase Payments on or after the Income Date if you take a Full Annuitization.
The maximum total Purchase Payments we accept without our prior approval is $1 million.
We may, at our sole discretion, waive the minimum Purchase Payment requirements.
If you make additional Purchase Payments, we add this money to your Contract on the Business Day we receive it in Good Order. Our Business Day closes when regular trading on the New York Stock Exchange closes.
If you submit a Purchase Payment to your Financial Professional, we do not begin processing the payment until we receive it. A Purchase Payment is “received” when it arrives at our Service Center from the address for mailing checks listed at the back of this prospectus regardless of how or when you submitted them. We forward Purchase Payments we receive at the wrong address to the last address listed at the back of this prospectus, which may delay processing.
Allocation of Purchase Payments
You must allocate your money to the Investment Options in whole percentages. If you have the Bonus Option, we allocate the bonus in the same way as the corresponding Purchase Payment. We allow you to invest in up to 15 Investment Options at any one time. We may change this maximum in the future, but you can always invest in at least five Investment Options.
You can instruct us how to allocate additional Purchase Payments. If you do not instruct us, we allocate them according to your future Purchase Payment allocation instructions. Contract Value transfers between Investment Options do not change your future allocation instructions, or how we rebalance your Contract Value quarterly if you have Income Protector, Income Focus, or Investment Protector. For more information, see section 5, Investment Options – Electronic Investment Option Transfer and Allocation Instructions.
You can change your future allocation instructions at any time without fee or penalty. Future allocation instruction changes are effective on the Business Day we receive them in Good Order at our Service Center. If you change your future allocation instructions and you are participating in the dollar cost averaging program or the flexible rebalancing program, this change does not automatically apply to your allocation instructions for these programs. To change your allocation instructions for these programs, you must send us additional instructions. We accept changes to future allocation instructions from any Owner unless you instruct otherwise. We may allow you to authorize someone else to change allocation instructions on your behalf.
Automatic Investment Plan (AIP)
AIP is not available if you have a Qualified Contract that is funding a plan that is tax qualified under Section 401 or 403(b) of the Internal Revenue Code.
The AIP makes additional Purchase Payments during the Accumulation Phase on a monthly or quarterly basis by electronic money transfer from your savings, checking or brokerage account. You can participate in AIP by completing our AIP form. Our Service Center must receive your form in Good Order by the 15th of the month (or the next Business Day if the 15th is not a Business day) in order for AIP to begin that same month. We process AIP Purchase Payments on the 20th of the month, or the next Business Day if the 20th is not a Business Day. We allocate AIP Purchase Payments according to your future allocation instructions. AIP Purchase Payments must comply with the allocation requirements and restrictions stated in this section, including the initial amount if you have Income Protector, Income Focus, or Investment Protector. We must receive your request to stop or change AIP at our Service Center before the end of the last Business Day immediately before the Business Day we process AIP to make the change that month. AIP ends automatically as follows.
If you begin Annuity Payments, AIP ends on the Business Day before the Income Date.

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If you have Income Protector or Income Focus, AIP ends on the Benefit Date.
If you have Investment Protector, AIP ends on the third rider anniversary.
We reserve the right to discontinue or modify AIP at any time and for any reason.
Dollar Cost Averaging (DCA) Program
The DCA program transfers Contract Value monthly from the AZL Government Money Market Fund to your selected Investment Options. By allocating on a regularly scheduled basis, as opposed to making a one-time allocation, your Contract Value may be less susceptible to market fluctuations. However, dollar cost averaging does not directly result in a Contract Value gain or protect against a market loss.
You can participate in either the six- or twelve-month DCA program by completing our DCA form. You can participate in this program, during the Accumulation Phase, one or more times. There are no fees for DCA transfers and currently, we do not count them as a free transfer. We reserve the right to discontinue or modify the DCA program at any time and for any reason.
If you choose to participate in this program, you must allocate at least $1,500 to the AZL Government Money Market Fund. Each month while the program is in effect, we transfer Contract Value applied to the DCA program from the AZL Government Money Market Fund according to your future Purchase Payment allocation instructions.
Information on the AZL Government Money Market Fund can be found in section 5, Investment Options; Appendix A – Annual Operating Expenses for Each Investment Option; and in the AZL Government Money Market Fund prospectus that you can obtain from your Financial Professional or us by calling the toll-free telephone number at the back of this prospectus.
We make DCA transfers on the tenth of the month, or the next Business Day if the tenth is not a Business Day. We must receive your DCA form in Good Order at our Service Center before the end of the Business Day that we process these transfers or your participation does not begin until next month.
Your participation ends on the earliest of the following:
the Benefit Date that Lifetime Plus Payments begin if you have Income Protector;
you request to end the program (your request must be received at our Service Center before the end of the last Business Day immediately before the tenth to end that month);
the DCA program period ends (which is either six or twelve months); or
your Contract ends.
If the DCA program ends at your request or because you request Lifetime Plus Payments, on the Business Day your program ends we transfer any remaining DCA program Contract Value in the AZL Government Money Market Fund according to your future allocation instructions.
•  For Contracts with Income Protector or Investment Protector, quarterly rebalancing transfers under these benefits do not move Contract Value allocated to the DCA program into or out of the AZL Government Money Market Fund.
•  This program is not available if you have Income Focus.

4.  Valuing Your Contract
Your Contract Value increases and decreases based on Purchase Payments (and any bonus), transfers, withdrawals, deduction of fees and charges, and your selected Investment Options’ performance.
We place Purchase Payments you allocate to the Investment Options into subaccounts under our Separate Account (Allianz Life of NY Variable Account C). Each subaccount invests exclusively in one Investment Option. We use accumulation units to account for all amounts allocated to or withdrawn from each subaccount. If you request variable Annuity Payments during the Annuity Phase, we call this measurement an annuity unit.

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Accumulation Units
When we receive a Purchase Payment at our Service Center, we credit your Contract with accumulation units based on the Purchase Payment (and any bonus) amount and daily price (accumulation unit value) for the subaccount of your selected Investment Option. A subaccount’s accumulation unit value is based on the price (net asset value) of the underlying Investment Option. An Investment Option’s net asset value is typically determined at the end of each Business Day, and any Purchase Payment received at or after the end of the current Business Day receives the next Business Day’s price.
We arbitrarily set the initial accumulation unit value for each subaccount. On the Issue Date, the number of accumulation units in each subaccount was equal to the initial Purchase Payment (and any bonus) amount allocated to a subaccount, divided by that subaccount’s accumulation unit value.
Example
On Wednesday, we receive at our Service Center an additional Purchase Payment of $3,000 from you before the end of the Business Day.
When the New York Stock Exchange closes on that Wednesday, we determine that the accumulation unit value is $13.25 for your selected Investment Option.
We then divide $3,000 by $13.25 and credit your Contract on Wednesday night with 226.415094 subaccount accumulation units for your selected Investment Option.
At the end of each Business Day, we adjust the number of accumulation units in each subaccount as follows. Additional Purchase Payments (and any bonus) and transfers into a subaccount increase the number of accumulation units. Withdrawals, transfers out of a subaccount, and the deduction of any Contract charge other than the M&E charge decrease the number of accumulation units. The M&E charge reduces the accumulation unit value, not the number of accumulation units.
At the end of each Business Day for each subaccount, we multiply the accumulation unit value at the end of the prior Business Day by the percentage change in value of an Investment Option since the prior Business Day. The percentage change includes both the market performance of the Investment Option and the assessed M&E Charge.
Computing Contract Value
We calculate your Contract Value at the end of each Business Day by multiplying each subaccount’s accumulation unit value by its number of accumulation units, and then adding those results together for all subaccounts. Additional Purchase Payments increase your Contract Value, withdrawals and Contract charges reduce your Contract Value. Your Contract Value on any given Business Day is determined at the end of the prior Business Day. For example, your Contract Value on a Contract Anniversary reflects the number and value of the accumulation units at the end of the prior Business Day.

5.  Investment Options
The following table lists this Contract’s Investment Options and their associated investment advisers and subadvisers, investment objectives, and principle investment strategies. Depending on market conditions, you can gain or lose value by investing in the Investment Options. In the future, we may add, eliminate or substitute Investment Options to the extent permitted by the federal securities laws and, when required, the Securities & Exchange Commission. Certain Investment Options listed here may not be available to you as disclosed in the list of Investment Options at the front of this prospectus.
You should read the Investment Options’ prospectuses carefully. The Investment Options invest in different types of securities and follow varying investment strategies. There are potential risks associated with each of these types of securities and investment strategies. The operation of the Investment Options and their various risks and expenses are described in the Investment Options’ prospectuses. You can obtain the current Investment Options’ prospectus by contacting your Financial Professional or calling us at the toll-free telephone number listed at the back of this prospectus.

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The COVID-19 pandemic has at times led to significant volatility and negative returns in the financial markets. These market conditions have impacted the performance of the Investment Options, as well as the securities held by the Investment Options. If these market conditions continue, or reoccur, and depending on your individual circumstances (e.g., your selected Investment Options, and the timing of any Purchase Payments, transfers, or withdrawals), you may experience (perhaps significant) negative returns under the Contract. The COVID-19 pandemic and other market factors have resulted in an abnormally low interest rate environment, in which certain rates have gone negative. This low level of rates can affect the returns of an Investment Option, other product features, and the performance of your Contract. The duration of the COVID-19 pandemic, and the future impact that the pandemic may have on the financial markets and global economy, cannot be foreseen. You should consult with a Financial Professional about how the COVID-19 pandemic and the recent market conditions may impact your future investment decisions related to the Contract, such as making Purchase Payments, transfers, or withdrawals, based on your individual circumstances.
Currently, the Investment Options are not publicly traded mutual funds. They are available only as investment options in variable annuity contracts or variable life insurance policies issued by life insurance companies or in some cases, through participation in certain qualified pension or retirement plans. A material conflict of interest may arise between insurance companies, owners of different types of contracts, and retirement plans or their participants. Each Investment Option’s Board of Directors monitors for material conflicts, and determines what action, if any, should be taken to address any conflicts.
The names, investment objectives and policies of certain Investment Options may be similar to the names, investment objectives and policies of other portfolios managed by the same investment advisers. Although the names, objectives and policies may be similar, the Investment Options investment results may be higher or lower than these other portfolios’ results. The investment advisers cannot guarantee, and make no representation, that these similar funds’ investment results will be comparable even though the Investment Options have the same names, investment advisers, objectives, and policies.
Each Investment Option offered by the Allianz Variable Insurance Products Fund of Funds Trust (Allianz VIP Fund of Funds Trust) is a “fund of funds” and diversifies its assets by investing primarily in shares of several other affiliated mutual funds.
The Investment Options may pay 12b-1 fees to the Contracts’ distributor, our affiliate, Allianz Life Financial Services, LLC, for distribution and/or administrative services. In addition, we may enter into certain arrangements under which we, or Allianz Life Financial Services, LLC, are compensated by the Investment Options’ advisers, distributors and/or affiliates for administrative services and benefits we provide to the Investment Options. The compensation amount usually is based on the Investment Options’ aggregate assets purchased through contracts we issue or administer. Some advisers may pay us more or less than others. The maximum service fee we currently receive from any variable investment option in any variable annuity contract we offer is 0.55% annually of the average aggregate amount invested by us in the Investment Options.
The Allianz VIP Fund of Funds Trust underlying funds do not pay 12b-1 fees or service fees to the Trust, and the Trust does not charge 12b-1 fees or service fees. The Allianz VIP Fund of Funds Trust underlying funds or their advisers may pay service fees to us and our affiliates for providing customer service and other administrative services to you. Service fees may vary depending on the underlying fund.
We offer other variable annuity contracts that may invest in these Investment Options. These contracts may have different charges and may offer different benefits more appropriate to your needs. For more information about these contracts, please contact our Service Center.
The following advisers and subadvisers are affiliated with us through common ownership: Allianz Investment Management LLC and Pacific Investment Management Company LLC.

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INVESTMENT OPTIONS
Investment
Management
Company and
Adviser/Subadviser
Investment
Option Name
Asset Class Investment
Objective
Principal Investment Strategies
(Normal market conditions)
ALLIANZ FUND OF FUNDS
Allianz Investment Management LLC AZL Balanced Index Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation with preservation of capital as an important consideration Invests primarily in a combination of five underlying bond and equity index funds, to achieve a range generally from 40% to 60% of assets in the underlying equity index funds and 40% to 60% in the underlying bond index fund.
  AZL DFA Multi-Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation Invests primarily in a combination of four underlying funds subadvised by Dimensional Fund Advisors LP, with approximately 60% of assets in the underlying equity funds and 40% in the underlying bond fund.
  AZL Moderate Index Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation Invests primarily in a combination of five underlying bond and equity index funds, to achieve a range generally from 50% to 70% of assets in the underlying equity index funds and 30% to 50% in the underlying bond index fund.
  AZL MVP Balanced Index Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation with preservation of capital as an important consideration Invests primarily (approximately 95%) in a combination of five underlying index funds (generally allocated 40% to 60% to underlying equity index funds and 40% to 60% to underlying bond index fund), combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP DFA Multi-Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation Invests primarily (approximately 95%) in a combination of four underlying funds subadvised by Dimensional Fund Advisors LP, combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP Fidelity Institutional Asset Management® Multi-Strategy Fund A “Fund of Funds” Model Portfolio High level of current income while maintaining prospects for capital appreciation Invests primarily (approximately 95%) in the underlying AZL Fidelity Institutional Asset Management® Multi-Strategy Fund, combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP Fusion Balanced Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation with preservation of capital as an important consideration Invests primarily (approximately 95%) in a combination of underlying investments, to achieve a range generally from 40% to 60% of assets in equity funds and approximately 40% to 60% invested in fixed income funds, combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP Fusion Conservative Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation with preservation of capital as an important consideration Invests primarily (approximately 95%) in a combination of underlying investments, to achieve a range generally from 25% to 45% of assets in equity funds and approximately 55% to 75% invested in fixed income funds, combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP Fusion Moderate Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation Invests primarily (approximately 95%) in a combination of underlying investments, to achieve a range generally from 50% to 70% of assets in equity funds and approximately 30% to 50% invested in fixed income funds, combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP Global Balanced Index Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation with preservation of capital as an important consideration Invests primarily (approximately 95%) in a combination of three underlying funds including, AZL MSCI Global Equity Index Fund (42.5%), AZL MSCI Emerging Markets Equity Index Fund (5%), and AZL Enhanced Bond Index Fund (47.5%) under normal market conditions, combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.

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Investment
Management
Company and
Adviser/Subadviser
Investment
Option Name
Asset Class Investment
Objective
Principal Investment Strategies
(Normal market conditions)
  AZL MVP Growth Index Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation Invests primarily (approximately 95%) in a combination of five underlying index funds (generally allocated 65% to 85% to underlying equity index funds and 15% to 35% to underlying bond index fund), combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP Moderate Index Strategy Fund A “Fund of Funds” Model Portfolio Long-term capital appreciation Invests primarily (approximately 95%) in a combination of five underlying index funds (generally allocated 50% to 70% to underlying equity index funds and 30% to 50% to underlying bond index fund), combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
  AZL MVP T. Rowe Price Capital Appreciation Plus Fund A “Fund of Funds” Model Portfolio Long term capital appreciation with preservation of capital as an important intermediate-term objective Invests primarily (approximately 95%) in a combination of three underlying funds including AZL T. Rowe Price Capital Appreciation Fund (50%), approximately 30% in the AZL S&P 500 Fund and 20% in the AZL Enhanced Bond Index Fund, combined with the MVP (Managed Volatility Portfolio) risk management process intended to adjust the risk of the portfolio based on quantitative indicators of market risk.
BLACKROCK
Allianz Investment Management LLC/BlackRock Financial Management, Inc. AZL Enhanced Bond Index Fund Intermediate-Term Bonds Exceed total return of the Barclays Capital U.S. Aggregate Bond Index Invests at least 80% of net assets in investment-grade debt securities of all types and repurchase agreements for those securities.
Allianz Investment Management LLC/BlackRock Advisors, LLC AZL Government Money Market Fund Cash Equivalent Current income consistent with stability of principal Invests at least 99.5% of its total assets in cash, government securities, or repurchase agreements that are collateralized fully. Invests at least 80% in government securities or in repurchase agreements collateralized by government securities. Investments include U.S. Treasury bills, notes and other obligations issued or guaranteed as to principal and interest by the U.S. Government, its agencies or instrumentalities, and repurchase agreements secured by such obligations. In addition, the Fund may invest in variable and floating rate instruments. During extended periods of low interest rates, and due in part to contract fees and expenses, the yield of the AZL Government Money Market Fund may also become extremely low and possibly negative.
Allianz Investment Management LLC/BlackRock Investment Management, LLC AZL International Index Fund International Seeks to match the performance of the MSCI EAFE® Index as closely as possible Invests at least 80% of its assets in a statistically selected sampling of equity securities of companies included in the Morgan Stanley Capital International Europe, Australasia and Far East Index (MSCI EAFE) and in derivative instruments linked to the MSCI EAFE Index.
  AZL Mid Cap Index Fund Mid Cap Seeks to match the performance of the Standard & Poor’s MidCap 400® Index (“S&P 400 Index”) as closely as possible Invests at least 80% of the value of its net assets in a statistically selected sampling of equity securities of companies included in the S&P 400 Index and in derivative instruments linked to the S&P 400 Index, primarily futures contracts.
  AZL MSCI Emerging Markets Equity Index Fund Specialty Seeks to match the performance of the MSCI Emerging Markets Index as closely as possible Generally invests at least 90% of its assets in the securities of the MSCI Emerging Markets Index, and in depositary receipts representing securities in the underlying index.
  AZL MSCI Global Equity Index Fund International Equity Seeks to match the performance of the MSCI World Index as closely as possible Generally invests at least 90% of its assets in securities of the MSCI World Index, and in depositary receipts representing securities of the underlying index.

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Investment
Management
Company and
Adviser/Subadviser
Investment
Option Name
Asset Class Investment
Objective
Principal Investment Strategies
(Normal market conditions)
  AZL Russell 1000 Growth Index Fund Large Growth Seeks to match the total return of the Russell 1000® Growth Index Generally invests at least 80% of the value of its net assets in a statistically selected sampling of securities of companies included in the Russell 1000 Growth Index or in derivative instruments linked to that Index, primarily stock index futures contracts.
  AZL Russell 1000 Value Index Fund Large Value Seeks to match the total return of the Russell 1000® Value Index Generally invests at least 80% of the value of its net assets in a statistically selected sampling of securities of companies included in the Russell 1000 Value Index or in derivative instruments linked to that Index, primarily stock index futures contracts.
  AZL S&P 500 Index Fund Large Blend Seeks to match total return of the S&P 500® Generally invests at least 80% of the value of its net assets in the securities of or in a statistically selected sampling of the securities of companies included in the S&P 500 Index or in derivative instruments linked to that Index.
  AZL Small Cap Stock Index Fund Small Cap Seeks to match performance of the S&P SmallCap 600 Index® Invests at least 80% of its assets in investments of small capitalization companies, with market capitalizations at the time of purchase, included in the S&P SmallCap 600 Index.
BlackRock Advisors, LLC/BlackRock Investment Management, LLC and BlackRock International Limited BlackRock Global Allocation V.I. Fund Specialty High total investment return Invests in both equity and debt securities, including money market securities, of issuers located around the world. Seeks diversification across markets, industries, and issuers. May invest in securities of companies of any market capitalization and in REITs.
DAVIS
Davis Selected Advisers, L.P. Davis VA Financial Portfolio Specialty Long-term growth of capital At least 80% of net assets in securities issued by companies principally engaged in the financial services sector.
DIMENSIONAL
Managed by Allianz Investment Management LLC/Dimensional Fund Advisors LP AZL DFA Five-Year Global Fixed Income Fund Global Bond The Fund seeks to provide a market rate of return for a fixed income portfolio with low relative volatility of returns, and seeks to focus the eligible universe on securities with relatively less expected upward or downward movement in market value Invests generally in a universe of U.S. and foreign debt securities maturing in five years or less. Under normal circumstances, the fund will invest at least 80% of its net assets in fixed income securities that mature within five years from the date of settlement
FIDELITY INSTITUTIONAL ASSET MANAGEMENT®
Managed by Allianz Investment Management LLC/FIAM® LLC/Geode Capital Management, LLC AZL Fidelity Institutional Asset Management® Multi-Strategy Fund Specialty High level of current income while maintaining prospects for capital appreciation Approximately 60% of the Fund’s assets will be managed by FIAM® LLC, which will invest primarily in investment-grade debt securities. Approximately 40% of the Fund’s assets will be managed by Geode Capital Management, LLC which will invest primarily in the equities securities of large cap companies.
Managed by Allianz Investment Management LLC/ FIAM® LLC AZL Fidelity Institutional Asset Management® Total Bond Fund Intermediate-Term Bond High level of current income Invests at least 80% of its net assets in debt securities of all types and in instruments related to such securities, such as repurchase agreements on such securities, and uses the Barclays Capital U.S. Aggregate Bond Index as a guide in structuring the Fund.
FIDELITY MANAGEMENT & RESEARCH COMPANY
Fidelity Management & Research Company/FMR Co., Inc. Fidelity VIP FundsManager 50% Portfolio Model Portfolio (Fund of Funds) High total return Invests in a combination of underlying Fidelity retail and variable insurance products funds using a target allocation of approximately 35% domestic equity funds, 15% international equity funds, 40% fixed income funds and 10% money market funds, to achieve portfolio characteristics similar to the VIP FundsManager 50% Composite Index.

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Investment
Management
Company and
Adviser/Subadviser
Investment
Option Name
Asset Class Investment
Objective
Principal Investment Strategies
(Normal market conditions)
  Fidelity VIP FundsManager 60% Portfolio Model Portfolio (Fund of Funds) High total return Invests in a combination of underlying Fidelity retail and variable insurance products funds using a target allocation of approximately 42% domestic equity funds, 18% international equity funds, 35% fixed income funds and 5% money market funds, to achieve portfolio characteristics similar to the VIP FundsManager 60% Composite Index.
FRANKLIN TEMPLETON
Franklin Advisers, Inc. Franklin Allocation VIP Fund Specialty Capital appreciation with income as a secondary goal Under normal market conditions, the fund allocates its assets among the broad asset classes of equity and fixed income investments through a variety of investment strategies.
Franklin Income VIP Fund Specialty Maximize income while maintaining prospects for capital appreciation Normally invests in a diversified portfolio of debt and equity securities.
Franklin Mutual Advisers, LLC Franklin Mutual Shares VIP Fund Large Value Capital appreciation, with income as a secondary goal Invests primarily in U.S. and foreign equity securities that the investment manager believes are undervalued.
Franklin Advisers, Inc. Franklin U.S. Government Securities VIP Fund Intermediate-Term Bonds Income At least 80% of its net assets in U.S. government securities.
  Templeton Global Bond VIP Fund Intermediate-Term Bonds High current income, consisent with preservation of capital, with capital appreciation as a secondary consideration Normally invests at least 80% of its net assets in debt securities of any maturity.
Templeton Global Advisors Limited Templeton Growth VIP Fund International Equity Long-term capital growth Normally invests predominantly in equity securities of companies located anywhere in the world, including developing markets.
GATEWAY
Allianz Investment Management LLC/Gateway Investment Advisors, LLC AZL Gateway Fund Specialty Capture equity market investment returns, while exposing investors to less risk than other equity investments Normally invests in a broadly diversified portfolio of common stocks, while also selling index call options and purchasing index put options. May invest in companies with small, medium or large market capitalizations and in foreign securities traded in U.S. markets.
J.P. MORGAN
J.P. Morgan Investment Management, Inc. JPMorgan Insurance Trust Core Bond Portfolio Intermediate-Term Bonds Maximize total return Invests at least 80% of net assets in bonds with intermediate to long-term maturities.
METWEST
Allianz Investment Management LLC/Metropolitan West Asset Management, LLC AZL MetWest Total Return Bond Fund Intermediate-Term Bonds Maximize long-term total return At least 80% of its net assets in investment grade fixed income securities or unrated securities that are determined by the subadviser to be of similar quality and in fixed income securities it regards as bonds. The portfolio duration is two to eight years and the dollar-weighted average maturity ranges from two to fifteen years. The Fund invests in the U.S. and abroad, including emerging markets.
MFS
Massachusetts Financial Services Company MFS VIT Total Return Bond Portfolio Intermediate-Term Bond Total return with an emphasis on current income, but also considering capital appreciation Invests at least 80% of net assets in debt instruments, mainly investment grade, but also in less than investment grade quality debt instruments. May also invest in foreign securities and may use derivatives for any investment purpose.
PIMCO
Pacific Investment Management Company LLC PIMCO VIT All Asset Portfolio Specialty (Fund of Funds) Maximum real return consistent with preservation of real capital and prudent investment management Invests substantially all of its assets in institutional class shares of the underlying PIMCO Funds.

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Investment
Management
Company and
Adviser/Subadviser
Investment
Option Name
Asset Class Investment
Objective
Principal Investment Strategies
(Normal market conditions)
  PIMCO VIT Balanced Allocation Portfolio Specialty Total return which exceeds that of its benchmark Invests in equity derivatives and other equity-related investments that provide equity-related exposure equivalent to 50-70% of its net assets (“Equity Sleeve”) and the remainder of its net assets in a diversified portfolio of Fixed Income Instruments (“Fixed Income Sleeve”).
  PIMCO VIT CommodityReal Return® Strategy Portfolio Specialty Maximum real return consistent with prudent investment management Invests in commodity linked derivative instruments backed by a portfolio of inflation-indexed securities and other fixed income securities.
  PIMCO VIT Dynamic Bond Portfolio Specialty Maximum long-term return, consistent with preservation of capital and prudent investment management At least 80% of its assets in a diversified portfolio of fixed income instruments of varying maturities, which may be represented by forwards or derivatives such as options, futures contracts, or swap agreements.
  PIMCO VIT Emerging Markets Bond Portfolio Intermediate-Term Bonds Maximum total return, consistent with preservation of capital and prudent investment management At least 80% of its assets in fixed income instruments of issuers that economically are tied to emerging markets countries.
  PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) Intermediate-Term Bonds Maximum total return, consistent with preservation of capital and prudent investment management At least 80% of its assets in fixed income instruments of issuers in at least three countries (one of which may be the U.S.), which may be represented by forwards or derivatives. May invest, without limitation, in securities economically tied to emerging market countries.
  PIMCO VIT Global Core Bond (Hedged) Portfolio Intermediate-Term Bonds Total return which exceeds that of its benchmark At least 80% of its assets in fixed income instruments that are economically tied to at least three countries (one of which may be the United States), which may be represented by forwards or derivatives such as options, futures contracts, or swap agreements.
  PIMCO VIT Global Managed Asset Allocation Portfolio Specialty Total return which exceeds that of a blend of 60% MSCI World Index/40% Barclays U.S. Aggregate Index Invests in a combination of affiliated and unaffiliated funds, fixed income instruments, equity securities, forwards and derivatives. Typically invests 50% to 70% of total assets in equity-related investments.
  PIMCO VIT High Yield Portfolio High-Yield Bonds Maximum total return, consistent with preservation of capital and prudent investment management At least 80% of assets in a diversified portfolio of high-yield securities (“junk bonds”) rated below investment grade by Moody’s or equivalently rated by S&P or Fitch. May invest up to 20% of total asets in securities denominated in foreign currencies.
  PIMCO VIT Long-Term U.S. Government Portfolio Speciality Maximum total return, consistent with preservation of capital and prudent investment management At least 80% of assets in a diversified portfolio of fixed income securities that are issued or guaranteed by the U.S. Government, its agencies or government-sponsored enterprises, which may be represented by forwards or derivatives. May also invest in other types of fixed income instruments.
  PIMCO VIT Real Return Portfolio Intermediate-Term Bonds Maximum real return, consistent with preservation of real capital and prudent investment management At least 80% of its net assets in inflation-indexed bonds of varying maturities issued by the U.S. and non-U.S. governments, their agencies or instrumentalities and corporations.
  PIMCO VIT StocksPLUS® Global Portfolio International Equity Total return, which exceeds that of its secondary benchmark index consistent with prudent investment management The Portfolio normally uses equity derivatives instead of stocks to attempt to equal or exceed the daily performance of the Secondary Index (50% S&P 500 Index/50% MSCI EAFE Net Dividend Index (USD Unhedged)). Derivatives may be purchased with a small fraction of the assets that would be needed to purchase the equity securities directly, so that the remainder of the assets may be invested in Fixed Income Instruments with a view toward enhancing the Portfolio's total return, subject to an overall portfolio duration which is normally not expected to exceed one year.

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Investment
Management
Company and
Adviser/Subadviser
Investment
Option Name
Asset Class Investment
Objective
Principal Investment Strategies
(Normal market conditions)
  PIMCO VIT Total Return Portfolio Intermediate-Term Bonds Maximum total return, consistent with preservation of capital and prudent investment management At least 65% of total assets in a diversified portfolio of fixed income instruments of varying maturities, which may be represented by forwards or derivatives such as options, futures contracts, or swap agreements.
T. ROWE PRICE
Allianz Investment Management LLC/T. Rowe Price Associates, Inc. AZL T. Rowe Price Capital Appreciation Fund Specialty Long-term capital appreciation with preservation of capital as an important intermediate-term objective Invests at least 50% of its total assets in the common stocks of established U.S. companies that the subadviser believes has above-average potential for capital growth. The remaining assets are generally invested in convertible securities, corporate and government debt, bank loans, and foreign securities. The Investment Option may invest up to 25% of its total assets in foreign securities.
Substitution and Limitation on Further Investments
We may substitute another Investment Option for one of your selected Investment Options, for any reason in our sole discretion. To the extent required by the Investment Company Act of 1940 or other applicable law, we do not substitute any shares without SEC approval and providing you notice. We may make substitutions with respect to your existing allocations, future Purchase Payment allocations, or both. New or substitute Investment Options may have different fees and expenses, and their availability may be limited to certain purchaser classes. We may limit further Investment Option allocations if marketing, tax or investment considerations warrant, or for any reason in our sole discretion. We may also close Investment Options to additional allocations. The fund companies that sell Investment Option shares to us, pursuant to participation agreements, may end those agreements and discontinue offering us their shares.
Transfers Between Investment Options
You can make transfers between Investment Options, subject to the following restrictions. Currently, there is no maximum number of transfers allowed, but we may change this in the future. Transfers may be subject to a transfer fee as discussed in section 7, Expenses.
The following applies to any transfer.
The minimum transfer is $1,000, or the entire Investment Option amount if less. We waive this requirement under the dollar cost averaging and flexible rebalancing programs, and under the allocation and transfer restrictions for Income Protector, Income Focus and Investment Protector.
Your request for a transfer must clearly state the Investment Options involved and how much to transfer.
If you have Income Protector, Income Focus, or Investment Protector, your transfer instructions must comply with the “Investment Option Allocation Restrictions and Quarterly Rebalancing” stated in section 11.a, Income Protector, or Appendix J – Income Focus, or Appendix K – Investment Protector.
Your right to make transfers is subject to the Excessive Trading and Market Timing policy discussed later in this section.
Contract Value transfers between Investment Options do not change your future Purchase Payment allocation instructions or how we rebalance your Contract Value quarterly if you have Income Protector, Income Focus or Investment Protector. To change this quarterly rebalancing when you make a transfer, you must also change your future allocation instructions.
We process transfer requests based on prices next determined after we receive your request in Good Order at our Service Center. If we do not receive your transfer request before the end of the current Business Day, even if due to our delay in answering your call or a delay caused by our electronic systems, you receive the next Business Day’s prices. For jointly owned Contracts, unless you require us to obtain signatures from both Joint Owners, we accept transfer instructions from any Joint Owner. We may also allow you to authorize someone else to request transfers on your behalf.

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Electronic Investment Option Transfer and Allocation Instructions
We use reasonable procedures to confirm that electronic transfer and allocation instructions given to us are genuine. If we do not use such procedures, we may be liable for any losses due to unauthorized or fraudulent instructions. We record telephone instructions and log all fax, email and website instructions. We reserve the right to deny any transfer request or allocation instruction change, and to discontinue or modify our electronic instruction privileges at any time for any reason.
Please note that telephone, fax, email and/or the website may not always be available. Any electronic system, whether it is ours, yours, your service provider’s, or your Financial Professional’s, can experience outages or slowdowns for a variety of reasons, which may delay or prevent our processing of your transfer request or allocation instruction change. Although we have taken precautions to help our systems handle heavy use, we cannot promise complete reliability. If you are experiencing problems, you should submit your instructions in writing to our Service Center.
By authorizing electronic instructions, you authorize us to accept and act upon these instructions for your Contract. There are risks associated with electronic communications that do not occur with a written request. Anyone authorizing or making such requests bears those risks. You should protect your website password, because the website is available to anyone with your password; we cannot verify that the person providing instructions on the website is you, or is authorized by you.
Excessive Trading and Market Timing
We may restrict or modify your right to make transfers to prevent any use that we consider to be part of a market timing program.
Frequent transfers, programmed transfers, transfers into and then out of an Investment Option in a short period of time, and transfers of large amounts at one time (collectively referred to as “potentially disruptive trading”) may have harmful effects for other Owners, Annuitants and Beneficiaries. These risks and harmful effects include the following.
Dilution of the interests of long-term investors in an Investment Option, if market timers or others transfer into an Investment Option at prices that are below their true value, or transfer out at prices above their true value.
An adverse effect on portfolio management, such as causing an Investment Option to maintain a higher level of cash or causing an Investment Option to liquidate investments prematurely.
Increased brokerage and administrative expenses.
We attempt to protect our Owners and the Investment Options from potentially disruptive trading through our excessive trading and market timing policies and procedures. Under these policies and procedures, we could modify your transfer privileges for some or all of the Investment Options. Unless prohibited by your Contract or applicable state law, we may:
Limit transfer frequency (for example, prohibit more than one transfer a week, or more than two a month, etc.).
Restrict the transfer method (for example, requiring all transfers be sent by first-class U.S. mail and rescinding electronic transfer privileges).
Require a minimum time period between each transfer into or out of the same Investment Option. Our current policy, which is subject to change without notice, prohibits “round trips” within 14 calendar days. We do not include transfers into and/or out of the AZL Government Money Market Fund when available in your Contract. Round trips are transfers into and back out of the same Investment Option, or transfers out of and back into the same Investment Option.
Refuse transfer requests made on your behalf by an asset allocation and/or market timing service.
Limit the dollar amount of any single Purchase Payment or transfer request to an Investment Option.
Prohibit transfers into specific Investment Options.
Impose other limitations or restrictions to the extent permitted by federal securities laws.
We also reserve the right to reject any specific Purchase Payment allocation or transfer request from any person if in the investment adviser’s, subadviser’s or our judgment, an Investment Option may be unable to invest effectively in accordance with its investment objectives and policies.
Currently, we attempt to deter disruptive trading as follows. If a transfer(s) is/are identified as potentially disruptive trading, we may (but are not required to) send a warning letter. If the conduct continues and we determine it constitutes disruptive trading, we also impose transfer restrictions. Transfer restrictions may include refusing electronic transfers and requiring all transfers be sent by first-class U.S. mail. We do not enter into agreements permitting market timing and would

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not permit activities determined to be disruptive trading to continue. We also reserve the right to impose transfer restrictions if we determine, in our sole discretion, that transfers disadvantage other Owners. We notify you in writing if we impose transfer restrictions on you.
We do not include automatic transfers made under any of our programs or Contract features when applying our market timing policy.
We adopted these policies and procedures as a preventative measure to protect all Owners from the potential effects of disruptive trading, while also abiding by your legitimate interest in diversifying your investment and making periodic asset re-allocations based on your personal situation or overall market conditions. We attempt to protect your interests in making legitimate transfers by providing reasonable and convenient transfer methods that do not harm other Owners.
We may make exceptions when imposing transfer restrictions if we determine a transfer is appropriate, although it may technically violate our policies and procedures discussed here. In determining if a transfer is appropriate, we may, but are not required to, take into consideration its relative size, whether it was purely a defensive transfer into the AZL Government Money Market Fund, and whether it involved an error or similar event. We may also reinstate electronic transfer privileges after we revoke them, but we do not reinstate these privileges if we believe they might be used for future disruptive trading.
We cannot guarantee the following:
Our monitoring will be 100% successful in detecting all potentially disruptive trading activity.
Revoking electronic transfer privileges will successfully deter all potentially disruptive trading.
In addition, some of the Investment Options are available to other insurance companies and we do not know if they adopted policies and procedures to detect and deter potentially disruptive trading, or what their policies and procedures might be. Because we may not be completely successful at detecting and preventing market timing activities, and other insurance companies that offer the Investment Options may not have adopted adequate market timing procedures, there is some risk that market timing activity may occur and negatively affect other Owners.
We may, without prior notice to any party, take whatever action we deem appropriate to comply with any state or federal regulatory requirement. In addition, purchase orders for an Investment Option’s shares are subject to acceptance by that Investment Option’s manager. We reserve the right to reject, without prior notice, any Investment Option transfer request or Purchase Payment if the purchase order is rejected by the investment manager. We have entered into agreements required under SEC Rule 22c-2 (Rule 22c-2 agreements) whereby, upon request by an underlying fund or its designee, we must provide information about you and your trading activities to the underlying fund or its designee. Under the terms of the Rule 22c-2 agreements, we are required to: (1) provide details concerning every purchase, redemption, transfer, or exchange of Investment Options during a specified period; and (2) restrict your trading activity if the party receiving the information so requests. Under certain Rule 22c-2 agreements, if we fail to comply with a request to restrict trading activity, the underlying fund or its designee may refuse to accept buy orders from us until we comply.
Investment Options may add or change policies designed to restrict market timing activities. For example, Investment Options may impose restrictions on transfers between Investment Options in an affiliated group if the investment adviser to one or more of the Investment Options determines that the person requesting the transfer has engaged, or is engaging in, market timing or other abusive trading activities. In addition, an Investment Option may impose a short-term trading fee on purchases and sales within a specified period. You should review the Investment Options’ prospectuses regarding any applicable transfer restrictions and the imposition of any fee to discourage short-term trading. The imposition of these restrictions would occur as a result of Investment Option restrictions and actions taken by the Investment Options’ managers.
This Contract is not designed for professional market timing organizations, or other persons using programmed, large, or frequent transfers, and we may restrict excessive or inappropriate transfer activity.
We retain some discretion in determining what actions constitute potentially disruptive trading and in determining when and how to impose trading restrictions. Therefore, persons engaging in potentially disruptive trading may be subjected to some uncertainty as to when and how we apply trading restrictions, and persons not engaging in potentially disruptive trading may not know precisely what actions will be taken against a person engaging in potentially disruptive trading. For example, if we determine a person is engaging in potentially disruptive trading, we may revoke that person’s electronic transfer privileges and require all future requests to be sent by first-class U.S. mail. In the alternative, if the disruptive

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trading affects only a single Investment Option, we may prohibit transfers into or Purchase Payment allocations to that Investment Option. We notify the person or entity making the potentially disruptive trade when we revoke any transfer privileges.
The retention of some level of discretion by us may result in disparate treatment among persons engaging in potentially disruptive trading, and it is possible that some persons could experience adverse consequences if others are able to engage in potentially disruptive trading practices that have negative effects.
Flexible Rebalancing Program
Your selected Investment Options’ performance may cause the percentage of Contract Value in each Investment Option to change. Flexible rebalancing can help you maintain your selected allocation percentages. You can direct us to automatically adjust your Contract Value in the Investment Options on a quarterly, semi-annual or annual basis according to your instructions. We make flexible rebalancing transfers on the 20th of the month, or the prior Business Day if the 20th is not a Business Day. We must receive your flexible rebalancing program form in Good Order at our Service Center before the end of the Business Day before we rebalance, or your program does not begin until next month. If you participate in this program, there are no fees for the flexible rebalancing transfers and we do not currently count them as a free transfer. We reserve the right to discontinue or modify the flexible rebalancing program at any time and for any reason. To end this program, we must receive your request at our Service Center before the end of the last Business Day immediately before the 20th to end that month.
This program is not available if you have Income Protector, Income Focus, or Investment Protector.
Financial Adviser Fees
If you have an investment adviser and want to pay their fees from this Contract, you can submit a written request to our Service Center on a form satisfactory to us. If we approve your request, we withdraw the fee and pay it to your adviser. We treat this fee payment as a withdrawal, which means a withdrawal charge, federal and state income taxes, and a 10% additional federal tax if you are under age 59 12 may apply. This withdrawal reduces the Contract Value and the amount available under the free withdrawal privilege by the amount withdrawn. It may also reduce your Contract's guaranteed values, such as Income Protector's Benefit Base, by more than the amount withdrawn and these reductions could be significant. If this is a Non-Qualified Contract, a withdrawal will be a taxable withdrawal to the extent that gain exists within the Contract. Financial adviser fees paid from an IRA will not be treated as a taxable withdrawal as long as the annuity contract is solely liable for the payment of the fee. You should consult a tax adviser regarding the tax treatment of adviser fee payments. Please consult with your Financial Professional before requesting us to pay financial adviser fees from this Contract compared to other assets you may have.
Your investment adviser acts on your behalf, not ours. We are not party to any agreement between you and your financial adviser, nor are we responsible for your financial adviser’s actions. We do not set your adviser’s fee or receive any part of it. Any financial adviser fee you pay is in addition to this Contract’s fees and expenses. You should ask your financial adviser about compensation they receive for this Contract. Allianz Life of New York is not an investment adviser, and does not provide investment advice in connection with sales of the Contract. We are not a fiduciary to you, and do not make recommendations or assess suitability.
You can submit a written request to our Service Center on a form satisfactory to us to allow your adviser to make Investment Option transfers on your behalf. However, we reserve the right to review a financial adviser’s trading history before allowing him or her to make transfers. If, in our sole discretion, we believe the adviser's trading history indicates excessive trading, we can deny your request. If we approve it, your financial adviser is subject to the same trading restrictions that apply to Owners. We can deny or revoke trading authority in our sole discretion.
Voting Privileges
We legally own the Investment Option shares. However, when an Investment Option holds a shareholder vote that affects your investment, we ask you to give us voting instructions. We then vote all of our shares, including any we own on our behalf, in proportion to those instructions. Because most Owners do not give us instructions and we vote shares proportionally, a small number of Owners may determine a vote’s outcome. If we determine we no longer need to get your voting instructions, we will decide how to vote the shares. Only Owners have voting privileges. Annuitants, Beneficiaries, Payees and other persons have no voting privileges unless they are also Owners.

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We determine your voting interest in an Investment Option as follows:
You can provide voting instructions based on the dollar value of the Investment Option’s shares in your Contract’s subaccount. We calculate this value based on the number and value of accumulation/annuity units for your Contract on the record date. We count fractional units.
You receive proxy materials and a voting instruction form.

6.  Our General Account
Our general account holds all our assets other than our separate account assets. We own our general account assets and use them to support our insurance and annuity obligations, other than those funded by our separate accounts. These assets are subject to our general business operation liabilities, and may lose value. Subject to applicable law, we have sole investment discretion over our general account assets.
We have not registered our general account as an investment company under the Investment Company Act of 1940, nor have we registered our general account interests under the Securities Act of 1933. As a result, the SEC has not reviewed our general account prospectus disclosures.
We do not currently offer any general account investment choices during the Accumulation Phase. Any Contract Value you apply to fixed Annuity Payments during the Annuity Phase becomes part of our general account. Any guaranteed values, such as Income Protector’s Benefit Base, or Investment Protector’s Target Value, that are greater than Contract Value are subject to our claims paying ability and the priority rights of our other creditors.
As a result of the COVID-19 pandemic, economic uncertainties have arisen which could negatively impact Allianz Life of New York’s net income and surplus. The extent to which the COVID-19 pandemic impacts our business (including our ability to timely process claims), net income, and surplus, as well as our capital and liquidity position, will depend on future developments, which are highly uncertain and cannot be estimated, including the scope and duration of the pandemic and actions taken by governmental authorities and other third parties in response to the pandemic.

7.  Expenses
Contract fees and expenses reduce your investment return and are described here in detail.
Mortality and Expense Risk (M&E) Charge
We calculate and accrue the M&E charge at an annualized rate of the Investment Options’ net asset value on each Business Day during the Accumulation Phase as follows.
  Mortality and Expense Risk (M&E) Charge
(as a percentage of each
Investment Options’ net asset value)
Base Contract without optional benefits(1) 1.40%
Base Contract with Maximum Anniversary Death Benefit(2) 1.70%
Base Contract with the Bonus Option 1.90%
Base Contract with the Bonus Option and Maximum Anniversary Death Benefit(2) 2.20%
(1) Upon the death of the Owner, we continue to assess a M&E charge of either 1.90% for a Base Contract with the Bonus Option, or 1.40% for all other Contracts when paying the death benefit under death benefit payment Option B, or with variable Annuity Payments or optional payments under death benefit payment Option C, as noted in section 10, Death Benefit – Death Benefit Payment Options During the Accumulation Phase.
(2) For Contracts issued from April 30, 2012 through April 26, 2013, if you remove an Additional Required Benefit from your Contract we stop assessing the additional 0.30% M&E charge for the Maximum Anniversary Death Benefit after the Additional Required Benefit’s rider termination date. In this instance you will not receive any future lock ins of annual investment gains to your death benefit but you keep any prior lock ins.
If you select variable Annuity Payments during the Annuity Phase we assess a M&E charge of either 1.90% for a Base Contract with the Bonus Option, or 1.40% for all other Contracts.
The M&E charge reduces the net asset value that we use to calculate each subaccount’s accumulation unit value during the Accumulation Phase, or each subaccount’s annuity unit value during the Annuity Phase. The net asset value is the price of an underlying Investment Option. For more information on accumulation unit values, see the discussion in section 4, Valuing Your Contract. For more information on Annuity Payments, see the Annuity Payments section of the SAI.

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The Contract allows Partial Annuitization. It is possible for part of your Contract to be in the Accumulation Phase with one M&E charge while another part is in the Annuity Phase with a different M&E charge. For example, if you have the Base Contract with Maximum Anniversary Death Benefit and request a variable Partial Annuitization, we reduce your accumulation unit value for the 1.70% M&E charge and we reduce your annuity unit value for the 1.40% M&E charge. For more information, see section 9, The Annuity Phase – Partial Annuitization.
The M&E charge compensates us for providing all your Contract’s benefits, including our contractual obligation to make Annuity Payments and certain Contract and distribution expenses. The M&E charge also compensates us for assuming the expense risk that the current charges are less than future Contract administration costs as well as the cost of providing certain features under the Contract. If the M&E charge covers these costs and risks, any excess is profit to us. We anticipate making such a profit.
Rider Charge
If you have Income Protector, we deduct a rider charge from your Contract Value during the Accumulation Phase while your benefit is in effect and your Contract Value is positive. The rider charge is an annualized rate that is calculated and accrued on a daily basis as a percentage of the Benefit Base.
We begin calculating and accruing the daily rider charge amount on the day after the Rider Effective Date. We calculate the daily rider charge before we process any additional Purchase Payments or withdrawals, and if this is also a Quarterly Anniversary, before we increase the Benefit Base for the Annual Increase Percentage or any Contract Value increase. We deduct the rider charge at the end of the last Business Day before each Quarterly Anniversary while Income Protector is in effect with the following exceptions.
If you withdraw the total Contract Value, we deduct the final rider charge (the total of all daily rider charges we calculated for the current Contract quarter) before processing the withdrawal.
If you take a Full Annuitization, we deduct the final rider charge before calculating Annuity Payments.
If Income Protector ends due to death, we deduct the final rider charge before calculating the death benefit.
    
Income Protector
(Version Identifier)
Available Dates Rider Charge (as a percentage of the Benefit Base)
Minimum   Maximum   Current(1)
Single
and Joint
Payment
  Single
Payment
Joint
Payment
Single
Payment
Joint
Payment
(01.17 through 02.21)
Contract Version A(2) and B
1/3/2017 – 2/28/2021 0.50%   2.50% 2.75% 1.40% 1.40%
(04.15 through 12.16)
Contract Version A(2) and B
4/27/2015 – 1/2/2017 0.50%   2.50% 2.75% 1.30% 1.30%
(10.12)
Contract Version A(2) and B
10/15/2012 – 4/24/2015 0.50%   2.50% 2.75% 1.10% 1.10%
(07.12)
Contract Version A(2) and B
7/23/2012 – 10/12/2012 0.50%   2.50% 2.75% 1.00% 1.00%
(05.12)
Contract Version A(2) and B
4/30/2012 – 7/20/2012 0.50%   2.50% 2.75% 1.40% 1.40%
(01.12)
Contract Version A and B
1/23/2012 – 4/27/2012 0.50%   2.50% 2.75% 1.40% 1.40%
(05.11)
Contract Version A and B
5/2/2011 – 1/20/2012 0.50%   2.50% 2.75% 1.35% 1.50%
(08.09, 05.10)
Contract Version A
7/22/2009 – 4/29/2011 0.50%   2.50% 2.75% 1.35% 1.50%
(1) The current rider charge may increase or decrease on each Quarterly Anniversary.
(2) Available on Version A Contracts issued on or after April 1, 2009.
For information on how we calculate the Benefit Base, see section 11.a, Income Protector – Benefit Base.
We reserve the right to increase or decrease the rider charge on each Quarterly Anniversary, subject to the maximum and minimum. However, in any twelve-month period we cannot increase or decrease the rider charge more than 0.50%. If we

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increase your rider charge, we notify you in writing at least 30 days in advance to allow you the option of accepting the charge increase, or removing your benefit before the charge increases.
We deduct the rider charge on a dollar for dollar basis from the Contract Value . We deduct the rider charge from the Contract Value on each Quarterly Anniversary before we use that Contract Value to compute any of your Contract’s guaranteed values, but we do not treat the deduction of the rider charge as a withdrawal when computing these guaranteed values. Guaranteed values include Income Protector’s Benefit Base and Maximum Anniversary Death Benefit’s Maximum Anniversary Value (see section 11.b). If on a Quarterly Anniversary the Contract Value  at the end of the prior Business Day is less than the rider charge, we deduct your total remaining Contract Value to cover the final rider charge and reduce your Contract Value to zero. If the deduction of the final rider charge eliminates your Contract Value, it does not end your Contract, selected benefit, or any Lifetime Plus Payments, although we no longer assess or deduct the rider charge.
Changes to the Benefit Base change the rider charge amount. For example, if you receive an annual Lifetime Plus Payment increase because the Contract Value increased, both your Benefit Base and daily rider charge amount also increase. Similarly, an Excess Withdrawal decreases both your Benefit Base and daily rider charge amount.
This fee compensates us for the benefits provided by Income Protector, including your benefit’s guarantees. If the rider charge covers these costs and risks, any excess is profit to us. We anticipate making such a profit.
Example: On the Quarterly Anniversary your current annual rider charge is 1.40% and your Benefit Base is $116,250 based on an Annual Increase Percentage of 5% (1.25% simple interest quarterly). During the quarter you make no additional Purchase Payments, take no withdrawals and do not begin Lifetime Plus Payments. We calculate the daily rider charge amount for this quarter as follows:
(the Benefit Base) x (annual rider charge ÷ 365) = daily rider charge amount, or: $116,250 x (1.40% ÷ 365) = $4.46
If there are 89 days in the current quarter (which does not include the next Quarterly Anniversary), then the total quarterly rider charge is:
(number of days in the current quarter) x (daily rider charge amount), or: 89 x $4.46 = $396.94
On the last Business Day before the next Quarterly Anniversary we would deduct $396.94 from the Contract Value. Then on the Quarterly Anniversary we would apply the Annual Increase Percentage to the Benefit Base. Assuming the Contract Value is not greater than the Annual Increase after application of simple interest increase, the new Benefit Base for the upcoming quarter would be $117, 500 ($116,250 x 1.25%). We would then use this new Benefit Base to begin computing the daily rider charge for the next quarter on the Quarterly Anniversary as:
(the Benefit Base) x (annual rider charge ÷ 365) = daily rider charge amount, or: $117,500 x (1.40% ÷ 365) = $4.51
If you make an additional Purchase Payment of $15,000 on the 43rd day of the next quarter, your Benefit Base would increase by the amount of the payment to $132,500 ($117,500 + $15,000). We would then use this new Benefit Base to begin computing the daily rider charge for the remainder of the quarter on the next day as:
(the Benefit Base) x (annual rider charge ÷ 365) = daily rider charge amount, or: $132,500 x (1.40% ÷ 365) = $5.08
If there are 92 days in the current quarter (which does not include the next Quarterly Anniversary), then the total quarterly rider charge is:
(number of days in the current quarter) x (daily rider charge amount), or:
(43 x $4.51) + (49 x $5.08) = $193.93+ $248.92 = $442.85
On the last Business Day before the next Quarterly Anniversary we would deduct $442.85 from the Contract Value, then apply the Annual Increase Percentage and lock in any Contract Value increase to the Benefit Base. We would then use this new updated Benefit Base to begin computing the daily rider charge for the next quarter on the next day.
Please note that this example may differ from your actual results due to rounding.

•  Rider charges for Income Focus are included in Appendix J, and for Investment Protector are included in Appendix K.

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Contract Maintenance Charge
Your annual contract maintenance charge is $30. This charge is for Contract administration and maintenance expenses. We waive this charge as follows:
During the Accumulation Phase if the total Contract Value for all VisionSM New York Contracts you own is at least $100,000 at the time we are to deduct the charge. We determine the total Contract Value for all individually owned VisionSM New York Contracts by using the Owner’s social security number, and for non-individually owned VisionSM New York Contracts we use the Annuitant’s social security number.
During the Annuity Phase.
When paying death benefits under death benefit payment options A, B, or C.
We deduct the contract maintenance charge on a dollar for dollar basis from the Contract Value determined at the end of the last Business Day before the Contract Anniversary. If you take a full withdrawal from your Contract (other than on a Contract Anniversary), we deduct the full contract maintenance charge. We do not treat the deduction of the contract maintenance charge as a withdrawal when computing any of your Contract’s guaranteed values.
Withdrawal Charge
You can take withdrawals from any part of the Contract that is in the Accumulation Phase. A withdrawal charge applies if any part of a withdrawal comes from a Purchase Payment that is still within the withdrawal charge period. We assess the withdrawal charge against the Withdrawal Charge Basis, which is equal to total Purchase Payments, less any withdrawals and any applicable withdrawal charge. We do not reduce the Withdrawal Charge Basis for any amounts we deduct to pay the transfer fee, contract maintenance charge, or rider charge.
We do not assess a withdrawal charge on penalty-free withdrawals or amounts we deduct to pay Contract charges,other than the withdrawal charge. However, any amounts used to pay a withdrawal charge are subject to a withdrawal charge. Amounts withdrawn to pay investment adviser fees are subject to a withdrawal charge if they exceed the free withdrawal privilege. Penalty-free withdrawals include: withdrawals under the free withdrawal privilege, and waiver of withdrawal charge benefit; payments under our minimum distribution program; Annuity Payments; Lifetime Plus Payments; and Income Focus Payments.
For purposes of calculating any withdrawal charge, we withdraw Purchase Payments on a “first-in-first-out” (FIFO) basis and we process withdrawal requests as follows.
1. First we withdraw from Purchase Payments that are beyond your Contract’s withdrawal charge period (for example, on a Base Contract, Purchase Payments we have had for seven or more complete years). This withdrawal is not subject to a withdrawal charge and it reduces the Withdrawal Charge Basis.
2. Then, we withdraw from the free withdrawal privilege (see section 8, Access to Your Money – Free Withdrawal Privilege). This withdrawal is not subject to a withdrawal charge and it reduces the Withdrawal Charge Basis, and is withdrawn from Purchase Payments on a FIFO basis.
3. Next, on a FIFO basis, we withdraw from Purchase Payments within your Contract’s withdrawal charge period and assess a withdrawal charge. Withdrawing payments on a FIFO basis may help reduce the total withdrawal charge because the charge declines over time. We determine your total withdrawal charge by multiplying each payment by its applicable withdrawal charge percentage and then totaling the charges. This withdrawal reduces the Withdrawal Charge Basis.
4. Finally we withdraw any Contract earnings. This withdrawal is not subject to a withdrawal charge and it reduces the Withdrawal Charge Basis.

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The withdrawal charge as a percentage of each Purchase Payment withdrawn is as follows.
Number of Complete
Years Since
Purchase Payment
  Withdrawal Charge Amount
Base Contract   Bonus Option
0   8.5%   8.5%
1   8.5%   8.5%
2   7.5%   8.5%
3   6.5%   8%
4   5%   7%
5   4%   6%
6   3%   5%
7   0%   4%
8   0%   3%
9 years or more   0%   0%
Upon a full withdrawal, we first deduct any applicable contract maintenance charge and rider charge before we calculate the withdrawal charge. We deduct any applicable withdrawal charge from the total Contract Value and send you the remaining amount. For a partial withdrawal we deduct the amount you request, plus any applicable withdrawal charge from the total Contract Value. We apply the withdrawal charge to this total amount and we pay you the amount you requested. For partial withdrawals, we deduct the charge proportionately from your selected Investment Options. If a partial withdrawal occurs on a day that we also assess the rider charge and/or contract maintenance charge, we assess these charges in this order after we deduct the withdrawal and any applicable withdrawal charge from the Contract Value.
The withdrawal charge compensates us for expenses associated with selling the Contract.
Example: You make an initial Purchase Payment of $30,000 on a Base Contract and make another Purchase Payment in the first month of the second Contract Year of $70,000. In the third month of the third Contract Year, your Contract Value is $110,000 and you request a $52,000 withdrawal. We withdraw money and compute the withdrawal charge as follows.
1) Purchase Payments beyond the withdrawal charge period. All payments are still within the withdrawal charge period, so this does not apply.
2) Amounts available under the free withdrawal privilege. You did not take any other withdrawals this year, so you can withdraw up to 12% of your total payments (or $12,000) without incurring a withdrawal charge. We deduct this $12,000 from your Purchase Payment; $3,600 ($3,600 x 12%) from the first Purchase Payment and then $8,400 ($70,000 x 12%) from the second Purchase Payment.
3) Purchase Payments on a FIFO basis. We withdraw the remaining $26,400 from the first Purchase Payment, which is subject to a 7.5% withdrawal charge, and you receive $24,420. We determine this amount as follows:
  (amount withdrawn) x (1 – withdrawal charge) = the amount you receive, or:
$26,400 x 0.925 = $24,420.
  Next we withdraw from the second Purchase Payment. So far, you received $36,420 ($12,000 under the free withdrawal privilege and $24,420 from the first Purchase Payment), so we withdraw $15,580 from the second Purchase Payment to equal the $52,000 you requested. The second Purchase Payment is subject to an 8.5% withdrawal charge. We calculate the total amount withdrawn and its withdrawal charge as follows:
  (the amount you receive) ÷ (1 – withdrawal charge) = amount withdrawn, or:
$15,580 ÷ 0.915 = $17,027
4) Contract earnings. We already withdrew your requested amount, so this does not apply.
In total we withdrew $55,427 from your Contract, of which you received $52,000 and paid a withdrawal charge of $3,427.
Reduction or Elimination of the Withdrawal Charge
We may reduce or eliminate the withdrawal charge if the Contract was sold under circumstances that reduced its sales expenses. We will implement this withdrawal charge reduction or elimination in a nondiscriminatory manner. For example, if a large group of individuals purchased Contracts or if a purchaser already had a relationship with us. We may choose not to deduct a withdrawal charge under a Contract issued to an officer, director, or employee of Allianz Life of New York or any of its affiliates. Also, we may reduce or eliminate the withdrawal charge if a Contract was sold by a Financial

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Professional appointed with Allianz Life of New York to any members of his or her immediate family and the Financial Professional waived their commission. We must pre-approve any withdrawal charge reduction or elimination.

•  We do not reduce the Withdrawal Charge Basis for the deduction of Contract expenses other than the withdrawal charge. This means that upon a full withdrawal, if your Contract Value is less than your remaining Purchase Payments that are still subject to a withdrawal charge we will assess a withdrawal charge on more than the amount withdrawn. This can occur because your Contract Value was reduced for:
–  deductions of Contract expenses other than the withdrawal charge, and/or
–  poor performance.
This also means that upon a full withdrawal you may not receive any money.
•  Withdrawals may have tax consequences and, if taken before age 59 12, may be subject to a 10% additional federal tax. For tax purposes in most instances, withdrawals from Non-Qualified Contracts are considered to come from earnings first, not Purchase Payments.
•  Partial Annuitizations reduce the Withdrawal Charge Basis proportionately by the percentage of Contract Value you annuitize.
Transfer Fee
The first twelve transfers every Contract Year are free. After that, we deduct a $25 transfer fee for each additional transfer. We count all transfers made in the same Business Day as one transfer. The following do not count against the free transfers we allow and are not subject to a transfer fee: dollar cost averaging transfers, flexible rebalancing transfers, or quarterly rebalancing transfers under Income Protector, Income Focus, or Investment Protector. The transfer fee continues to apply under death benefit payment Option B, and with variable Annuity Payments or optional payments under death benefit payment Option C as noted in section 10, Death Benefit – Death Benefit Payment Options During the Accumulation Phase.
Currently, we deduct this fee only during the Accumulation Phase, but we reserve the right to deduct it during the Annuity Phase. We deduct the transfer fee on a dollar for dollar basis from the Contract Value determined at the end of the Business Day that we process the transfer request. If you are transferring from multiple Investment Options, we deduct this fee proportionately from the Investment Options from which the transfer is made. If you transfer the total amount in an Investment Option, we deduct a transfer fee from the amount transferred. We do not treat the deduction of the transfer fee as a withdrawal when computing any of your Contract’s guaranteed values.
Premium Tax
Premium tax is based on your state of residence at the time you make each Purchase Payment. In states that assess a premium tax, we do not currently deduct it from the Contract, although we reserve the right to do so in the future. Premium tax normally ranges from 0% to 3.5% of the Purchase Payment, depending on the state or governmental entity. New York does not currently assess a premium tax.
Income Tax
Currently, we do not deduct any Contract related income tax we incur, although we reserve the right to do so in the future.
Investment Option Expenses
The Investment Options’ assets are subject to operating expenses (including management fees). These expenses are described in the Fee Tables, Appendix A, and in the Investment Options’ prospectuses. These expenses reduce the Investment Options’ performance and, therefore, negatively affect your Contract Value and any guaranteed values or payments based on Contract Value. The Investment Options’ provided us with the expense information in this prospectus and we did not independently verify it.

8.  Access to Your Money
The money in your Contract is available under the following circumstances:
by withdrawing your Contract Value;
by withdrawing the Target Value on the last Business Day before a Target Value Date (if you have Investment Protector);
by taking Lifetime Plus Payments (if you have Income Protector);
by taking Income Focus Payments (if you have Income Focus);

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by taking required minimum distributions (Qualified Contracts only) as discussed in “Minimum Distribution Program and Required Minimum Distribution (RMD) Payments” later in this section;
by taking Annuity Payments; or
when we pay a death benefit.
You can take withdrawals from any part of the Contract that is in the Accumulation Phase. We process withdrawal requests based on values next determined after receipt of the request in Good Order at our Service Center. Values are normally determined at the end of each Business Day. We process any withdrawal request received at or after the end of the current Business Day using values determined on the next Business Day.
Any partial withdrawal must be for at least $500.* The Contract Value after a partial withdrawal must be at least $2,000.** We reserve the right to treat a partial withdrawal that reduces the Contract Value below this minimum as a full withdrawal.
* Does not apply to Lifetime Plus Payments, Income Focus Payments, systematic withdrawals, or required minimum distributions.
** Does not apply to Lifetime Plus Payments or Income Focus Payments.
We deduct any partial withdrawal (including any withdrawal charge) proportionately from each Investment Option unless you provide us with alternate instructions. If you have Income Protector, Income Focus, or Investment Protector, and take a partial withdrawal from specific Investment Options, the benefit’s quarterly rebalancing feature moves money back into those Investment Options at the end of the quarter unless you also change your future Purchase Payment allocation instructions.
When you take a full withdrawal, we process your request on the Business Day we receive it in Good Order at our Service Center as follows:
total Contract Value determined at the end of the day,
less any final rider charge if you have Income Protector, Income Focus or Investment Protector,
less any withdrawal charge, and
less any contract maintenance charge.
See the Fee Tables and section 7, Expenses for a discussion of these charges.
We pay withdrawals within seven days of receipt of your request in Good Order at our Service Center, unless the suspension of payments or transfers provision is in effect (see the discussion later in this section).
•  Ordinary income taxes, tax penalties and certain restrictions may apply to any withdrawal you take.
•  Joint Owners: We send one check payable to both Joint Owners and we tax both Joint Owner's based on the age of the older Joint Owner.
•  We may be required to provide information about you or your Contract to government regulators. We may also be required to stop Contract disbursements and thereby refuse any transfer requests, and refuse to pay any withdrawals, surrenders, or death benefits until we receive instructions from the appropriate regulator. If, pursuant to SEC rules, the AZL Government Money Market Fund suspends payment of redemption proceeds in connection with a fund liquidation, we will delay payment of any transfer, partial withdrawal, surrender, or death benefit from the AZL Government Money Market Fund subaccount until the fund is liquidated.
•  For Contracts with Investment Protector: The Target Value is only guaranteed to be available on the last Business Day before each Target Value Date. Beginning on the next Business Day, your Contract Value fluctuates based on your selected Investment Options’ performance, and this is the value available to you upon withdrawal. We notify you in writing at least 30 days in advance of your initial Target Value Date to allow you to decide if you want to take a withdrawal and/or continue your Contract until the next Target Value Date.
Free Withdrawal Privilege
Each Contract Year you can withdraw up to 12% of your total Purchase Payments without incurring a withdrawal charge (the free withdrawal privilege). Any unused free withdrawal privilege in one Contract Year is not added to the amount available next year. Withdrawals of Purchase Payments that are beyond the withdrawal charge period are not subject to a withdrawal charge and do not reduce your free withdrawal privilege. Required minimum distribution payments are not subject to a withdrawal charge, but do reduce your free withdrawal privilege.

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The free withdrawal privilege is not available while you are receiving Lifetime Plus Payments or Income Focus Payments.
Systematic Withdrawal Program
The systematic withdrawal program can provide automatic withdrawal payments to you. You can request to receive these withdrawal payments monthly, quarterly, semi-annually or annually. However, if your Contract Value is less than $25,000, we only make annual payments. There is no minimum or maximum on the amount you can withdraw under this program. We make systematic withdrawals on the ninth of the month, or the prior Business Day if the ninth is not a Business Day. We must receive your systematic withdrawal program form instructions in Good Order at our Service Center before the end of the Business Day before we process these withdrawals, or your program does not begin until the next month. This program ends at your request or when you withdraw your total Contract Value. However, we reserve the right to discontinue or modify the systematic withdrawal program at any time and for any reason.
•  During the withdrawal charge period (if applicable), systematic withdrawals in excess of the free withdrawal privilege are subject to a withdrawal charge.
•  Ordinary income taxes and tax penalties may apply to systematic withdrawals.
•  The systematic withdrawal program is not available while you are receiving required minimum distribution payments , Lifetime Plus Payments, or Income Focus Payments.
Minimum Distribution Program and Required Minimum Distribution (RMD) Payments
If you own an IRA or SEP IRA Contract, you can participate in the minimum distribution program during the Accumulation Phase. Under this program, we make payments to you designed to meet the applicable minimum distribution requirements imposed by the Internal Revenue Code for this Qualified Contract. RMD payments are not subject to a withdrawal charge, but they reduce the free withdrawal privilege during the Contract Year. We can make payments to you on a monthly, quarterly, semi-annually or annually. However, if your Contract Value is less than $25,000, we only make annual payments. You cannot aggregate RMD payments between this Contract and other qualified contracts that you own. We make RMD payments on the ninth of the month, or the prior Business Day if the ninth is not a Business Day. We must receive your program form instructions in Good Order at our Service Center before the end of the Business Day before we process these payments, or your program does not begin until the next month.
When you request Lifetime Plus Payments or Income Focus Payments, we ask for instructions regarding your RMD needs for this Contract. If you choose to use these payments to satisfy your RMD needs, we determine whether this calendar year’s total RMD has been satisfied by your Lifetime Plus Payments or Income Focus Payments and any Excess Withdrawals. If the RMD amount for this Contract has not been satisfied, we send you this remaining amount as one RMD payment by the end of the calendar year. We consider this payment to be a withdrawal, but it is not an Excess Withdrawal and it is not subject to a withdrawal charge. For more information, see section 11.a, Income Protector: Calculating Your Lifetime Plus Payments, or Appendix J – Income Focus: Calculating Your Income Focus Payments.
The minimum distribution program is not available while you are receiving systematic withdrawals.
Waiver of Withdrawal Charge Benefit
After the first Contract Year, if any Owner becomes confined to a nursing home for a period of at least 90 consecutive days and a physician certifies that continued confinement is necessary, you can take withdrawals and we waive the withdrawal charge. This waiver is not available if any Owner was confined to a nursing home on the Issue Date. We base this benefit on the Annuitant for non-individually owned Contracts. We must receive proof of confinement in Good Order for each withdrawal before we waive the withdrawal charge.
Suspension of Payments or Transfers
We may be required to suspend or postpone transfers or payments for withdrawals* for any period when:
the New York Stock Exchange is closed (other than customary weekend and holiday closings);
trading on the New York Stock Exchange is restricted;
an emergency (as determined by the SEC) exists as a result of which disposal of the Investment Option shares is not reasonably practicable or we cannot reasonably value the Investment Option shares; or

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during any other period when the SEC, by order, so permits for the protection of Owners.
* Including Lifetime Plus Payments, Income Focus Payments, Excess Withdrawals and Cumulative Withdrawals.

9.  The Annuity Phase
Prior to annuitization, you can surrender your Contract and receive your total Contract Value. Annuity Payments offer a guaranteed income stream with certain tax advantages and are designed for Owners who are not concerned with continued access to Contract Value.
You can apply your Contract Value to regular periodic annuity payments (Annuity Payments). The Payee receives the Annuity Payments. You receive tax reporting on the payments, whether or not you are the Payee. We may require proof of the Annuitant(s)’ age before we make any life contingent Annuity Payment. If you misstate the Annuitant(s)’ age or gender, we pay the amount that would have been paid at the true age or gender.
Calculating Your Annuity Payments
We base Annuity Payments upon the following:
The Contract Value on the Income Date.
Whether you request fixed payments, variable payments, or a combination of both fixed and variable Annuity Payments.
The age of the Annuitant and any joint Annuitant on the Income Date.
The gender of the Annuitant and any joint Annuitant where permitted.
The Annuity Option you select.
Your Contract’s mortality table.
We guarantee the dollar amount of fixed Annuity Payments and this amount does not change during the entire annuity payout option period that you selected, except as provided under Annuity Option 3. Variable Annuity Payments are not predetermined and the dollar amount changes with your selected Investment Options’ investment experience.
Variable or Fixed Annuity Payments
You can request Annuity Payments under Annuity Options 1-5 as:
a variable payout,
a fixed payout, or
a combination of both.
After the Income Date, you cannot make a transfer from a fixed Annuity Payment stream to variable, but you can transfer from a variable Annuity Payment stream and establish a new fixed Annuity Payment stream.
We base fixed Annuity Payments on your Contract’s interest rate and mortality table or current rates, if higher.
The dollar amount of variable Annuity Payments depends on the assumed investment rate (AIR) you select and your selected Investment Options’ performance. You can choose a 3% or 4.5% AIR. Using a higher AIR results in a higher initial variable Annuity Payment, but future payments increase more slowly and decrease more rapidly. If your Investment Options’ actual performance exceeds your selected AIR, variable Annuity Payments increase. Similarly, if the actual performance is less than your selected AIR, variable Annuity Payments decrease.
If you choose a variable payout, you can invest in up to 15 Investment Options. We may change this in the future, but we will always allow you to invest in at least five Investment Options. If you do not instruct us, we base variable Annuity Payments on your future Purchase Payment allocation instructions. Currently, we require your initial Annuity Payment to be $100 or more.
Annuity Payment Options
You can choose one of the Annuity Options described below or any other payment option to which we agree. After Annuity Payments begin, you cannot change the Annuity Option.
Option 1. Life Annuity. We make Annuity Payments during the life of the Annuitant, and the last payment is the one that is due before the Annuitant’s death. If the Annuitant dies shortly after the Income Date, the Payee may receive less than your investment in the Contract.

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Option 2. Life Annuity with Payments Over 5, 10, 15 or 20 Years Guaranteed. We make Annuity Payments during the life of the Annuitant, with payments for a minimum guaranteed period that you select.
Option 3. Joint and Last Survivor Annuity. We make Annuity Payments during the lifetimes of the Annuitant and the joint Annuitant. Upon the death of one Annuitant, Annuity Payments to the Payee continue during the lifetime of the surviving joint Annuitant, at a level of 100%, 75% or 50% selected by the Owner when he or she chose this Annuity Payment option. If both Annuitants die shortly after the Income Date, the Payee may receive less than your investment in the Contract.
Option 4. Joint and Last Survivor Annuity with Payments Over 5, 10, 15 or 20 Years Guaranteed. We make Annuity Payments during the lifetimes of the Annuitant and the joint Annuitant, with payments for a minimum guaranteed period that you select.
Option 5. Refund Life Annuity. We make Annuity Payments during the lifetime of the Annuitant, and the last payment is the one that is due before the Annuitant’s death. After the Annuitant’s death, the Payee may receive a lump sum refund. For a fixed payout, the amount of the refund equals the amount applied to this Annuity Option minus the total paid under this option. For variable Annuity Payments, your total refund is the sum of your selected Investment Options’ refunds. Each Investment Option’s refund is equal to the value of the difference of the annuity units applied to this Annuity Option and allocated to that Investment Option minus the total number of annuity units paid from that Investment Option. The dollar value of these annuity units fluctuates based on your selected Investment Options’ performance.
Under Annuity Options 1, 3, and 5, if all Annuitants die on or after the Income Date and before we send the first Annuity Payment, we will cancel Annuity Payments and upon receipt of a Valid Claim, we will pay the amount applied to the selected Annuity Option to the surviving individual Owner, or the Beneficiary(s) if there is no surviving Owner. If the Owner is a non-individual, we pay the Owner.
After the Annuitant’s death under Annuity Option 2, or the last surviving joint Annuitant's death under Annuity Option 4, we make Annuity Payments during the remaining guaranteed period in the following order based on who is still alive: the Payee, any surviving original Owner, the last surviving Owner’s Beneficiaries, or to the last surviving Owner’s estate if there are no remaining or named Beneficiaries.
Annuity Payments are usually lower if you select an Annuity Option that requires us to make more frequent Annuity Payments or to make payments over a longer period of time. If you choose life contingent Annuity Payments, payout rates for a younger Annuitant are lower than the payout rates for an older Annuitant and payout rates for life with a guaranteed period are typically lower than life only payments. Monthly payout rates are lower than annual payout rates, payout rates for a 20-year guaranteed period are less than payout rates for a 10-year guaranteed period, and payout rates for a 50-year-old Annuitant are less than payout rates for a 70-year-old Annuitant.
If you do not choose an Annuity Option before the Income Date, we make variable Annuity Payments to the Payee under Annuity Option 2 with five years of guaranteed monthly payments.
When Annuity Payments Begin
Annuity Payments begin on the Income Date. Your scheduled Income Date is the first day of the calendar month following the Annuitant’s 90th birthday and is stated in your Contract. An earlier Income Date or a withdrawal may be required to satisfy minimum required distribution rules under certain Qualified Contracts. You can make an authorized request for a different, earlier or later Income Date, but any such request is subject to applicable law and our approval. An earlier or later Income Date may not be available to you depending on the Financial Professional you purchased your Contract through and your state of residence. Your Income Date must be the first day of a calendar month at least 13 months after the Issue Date. The Income Date cannot be later than what is permitted under applicable law. If we require you to take a Full Annuitization while you are receiving Lifetime Plus Payments or Income Focus Payments, which may occur as early as age 90 or as late as age 100, we provide an annuity option with payments at least equal to the payments you are then receiving as described next.

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•  If on the Income Date your Contract Value is greater than zero, you must take a Full Annuitization. We notify you of your available options in writing 60 days in advance, including the option to extend your Income Date if available. If on your Income Date you have not selected an Annuity Option, we make variable payments under Annuity Option 2 with five years of guaranteed monthly payments. Upon Full Annuitization you no longer have Contract Value or a death benefit, and you cannot receive any other periodic withdrawals or payments other than Annuity Payments.
•  For Contracts with Income Protector or Income Focus: If on the Income Date your Contract Value is greater than zero, you are receiving Lifetime Plus Payments or Income Focus Payments, and we require you to take a Full Annuitization, we make the following guarantee if you take fixed Annuity Payments under Annuity Option 1 or 3.
For single Lifetime Plus Payments or Income Focus Payments, if you choose Annuity Option 1 (Life Annuity) where the sole Annuitant is the sole Covered Person, then your fixed Annuity Payments equals the greater of:
–  annual fixed Annuity Payments under Annuity Option 1 based on the Contract Value; or
–  the current annual maximum Lifetime Plus Payment or Income Focus Payment available to you.
For joint Lifetime Plus Payments or Income Focus Payments, if you choose Annuity Option 3 (Joint and Last Survivor Annuity) with Annuity Payments to continue at a level of 100% to the surviving joint Annuitant, and both joint Annuitants are the joint Covered Persons, then your fixed Annuity Payments equals the greater of:
–  annual fixed Annuity Payments under Annuity Option 3 based on the Contract Value; or
–  the current annual maximum Lifetime Plus Payment or Income Focus Payment available to you.
However, if you select any other Annuity Option, or if you choose to take variable Annuity Payments, this guarantee does not apply.
If you have a Non-Qualified Contract, these Annuity Payments will receive the benefit of the exclusion ratio, which causes a portion of each Annuity Payment to be non-taxable as described in section 12, Taxes – Taxation of Annuity Contracts.
Partial Annuitization
Only a sole Owner can take Partial Annuitizations under Annuity Options 1, 2, or 5. The Owner must be the Annuitant and we do not allow joint Annuitants. You cannot take a new Partial Annuitization while receiving Lifetime Plus Payments or Income Focus Payments. We allow you to annuitize less than your total Contract Value in a Partial Annuitization. If you take a Partial Annuitization, your Contract is in both the Accumulation and Annuity Phases at the same time. We allow one Partial Annuitization every twelve months, up to a maximum of five. If you have four Partial Annuitizations and want a fifth, you must take a Full Annuitization of the total remaining Contract Value. You cannot add Contract Value to the part of a Contract that has been partially annuitized, or transfer values that have been partially annuitized to any other part of the Contract. If you take variable Annuity Payments under a Partial Annuitization, any Investment Option transfer instructions you give us apply equally to the accumulation and annuitization portions of the Contract. You cannot make Investment Option transfers selectively within different portions of the Contract. Partial Annuitizations are not subject to a withdrawal charge (if applicable), but they decrease the Contract Value, Withdrawal Charge Basis, death benefit, and any of your Contract’s guaranteed values.
A Partial Annuitization on a Non-Qualified Contract receives the same income tax treatment as a Full Annuitization. However, this income tax treatment does not apply to a Partial Annuitization on a Qualified Contract. You should consult a tax adviser before requesting a Partial Annuitization.

10.  Death Benefit
“You” in this section refers to the Owner, or the Annuitant if the Contract is owned by a non-individual.
The Base Contract provided the Traditional Death Benefit. When you purchased this Contract, you could instead have selected the Maximum Anniversary Death Benefit (for Contracts issued from April 30, 2012 through April 26, 2013, see section 11.b, Maximum Anniversary Death Benefit; for Contracts issued from September 20, 2010 through April 27, 2012, see Appendix G) or the Quarterly Value Death Benefit (for Contracts issued from October 1, 2007 through March 7, 2010, see Appendix F).

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The death benefit is only available during the Accumulation Phase. If you die during the Accumulation Phase, we process the death benefit using prices determined after we receive a Valid Claim. If we receive a Valid Claim after the end of the current Business Day, we use the next Business Day’s prices.
If there are multiple Beneficiaries, each Beneficiary receives the portion of the death benefit he or she is entitled to when we receive his or her Valid Claim. Unless you instruct us to pay Beneficiaries a specific percentage of the death benefit, he or she each receives an equal share.
Each Beneficiary’s portion of the death benefit remains in the Investment Options based on the allocation instructions that were in effect on the date of death until we receive his or her Valid Claim and we either pay the claim or the Beneficiary provides alternate allocation instructions. From the time we determine the death benefit until we make a complete distribution, any amount in the Investment Options continues to be subject to investment risk that is borne by the recipient(s). Once we receive notification of death, we may no longer accept or process transfer requests. After we receive the first Valid Claim from any Beneficiary we also will not accept additional Purchase Payments or allow any partial or full withdrawals unless the withdrawal is required to comply with federal tax law.
Traditional Death Benefit
The Traditional Death Benefit is the greater of the Contract Value (after deduction of the final rider charge, if applicable), or the Traditional Death Benefit Value. For a sole Beneficiary, we determine the Traditional Death Benefit at the end of the Business Day during which we receive a Valid Claim. For multiple Beneficiaries, each surviving Beneficiary receives the greater of their portion of Traditional Death Benefit Value determined at the end of the Business Day we receive the first Valid Claim from any one Beneficiary, or their portion of the Contract Value determined at the end of the Business Day during which we receive his or her Valid Claim.
The Traditional Death Benefit Value is the total of all Purchase Payments received, reduced by the percentage of Contract Value withdrawn, determined at the end of each Business Day. Withdrawals include Lifetime Plus Payments or Income Focus Payments, Excess Withdrawals, Partial Annuitizations, and any withdrawal charges; but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
The Traditional Death Benefit ends upon the earliest of the following.
The Business Day before the Income Date that you take a Full Annuitization.
The Business Day that the Traditional Death Benefit Value and Contract Value are both zero.
The Business Day the Contract ends.
    

•  For Contracts with the Bonus Option: Bonus amounts are included in the parts of the Traditional Death Benefit based on Contract Value, but do not in the parts of the Traditional Death Benefit based on Purchase Payments.
•  For Contracts with one of the Lifetime Benefits, Target Date Benefits, Income Focus, Investment Protector, or Income Protector : We restrict additional Purchase Payments, which limits the Traditional Death Benefit Value. In addition, each lifetime payment and any Excess Withdrawal reduces the Traditional Death Benefit Value by the percentage of Contract Value withdrawn (including any withdrawal charge). Taking lifetime payments and Excess Withdrawals may cause the Traditional Benefit to end.
Death of the Owner and/or Annuitant
Appendix A to the SAI includes tables that are intended to help you better understand what happens upon the death of any Owner and/or Annuitant under the different portions of the Contract.
Death Benefit Payment Options During the Accumulation Phase
If you do not designate a death benefit payment option, a Beneficiary must select one of the options listed below. If a Beneficiary requests a lump sum payment under Option A, we pay that Beneficiary within seven days of receipt of his or her Valid Claim, unless the suspension of payments or transfers provision is in effect. Payment of the death benefit may be delayed, pending receipt of any state forms. For Contracts issued or delivered in New York, if Option A is selected and we do not pay the claim within seven days, we pay interest on the death benefit amount beginning on the eighth calendar day at the greater of the current settlement rate which we declare annually, or 3%. You can contact our Service Center at the address or phone number listed at the back of this prospectus for information on the current settlement rate.
Spousal Continuation: If the Beneficiary is the deceased Owner’s spouse, he or she can choose to continue the Contract with the portion of the death benefit the spouse is entitled to in his or her own name. For an IRA, Roth IRA, or SEP IRA

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Contract, spousal continuation can only occur if the surviving spouse is the Contract’s sole primary Beneficiary. For non-individually owned Contracts, spousal continuation is only available to Qualified Contracts through a direct rollover to an IRA. Spouses must qualify as such under federal law to continue the Contract. Individuals who have entered into a registered domestic partnership, civil union, or other similar relationship that is not considered to be a marriage under state law are also not considered to be married under federal law. An election by the spouse to continue the Contract must be made on the death claim form before we pay the death benefit. If the surviving spouse continues the Contract, at the end of the Business Day we receive his or her Valid Claim, we increase the Contract Value to equal the guaranteed death benefit value if greater. The guaranteed death benefit value is total Purchase Payments adjusted for withdrawals if the Traditional Death Benefit applies, or the Maximum Anniversary Value if the Maximum Anniversary Death Benefit applies. We allocate any Contract Value increase to the Investment Options according to future Purchase Payment allocation instructions. For Contracts with Income Protector, Income Focus, or Investment Protector, a Contract Value increase may not increase the Benefit Base, Income Value Percentage(s), or Target Value.
If the surviving spouse continues the Contract:
he or she becomes the new Owner and may exercise all of the Owner’s rights, including naming a new Beneficiary or Beneficiaries; and
he or she is subject to any remaining withdrawal charge.
Death Benefit Payment Options
Option A: Lump sum payment of the death benefit.
Option B: Payment of the entire death benefit within five years of the date of any Owner’s death. The Beneficiary can continue to make transfers between Investment Options and is subject to a transfer fee, and a M&E charge of either 1.90% for a Base Contract with the Bonus Option, or 1.40% for all other Contracts. At the end of the fifth year, any remaining death benefit is paid in a lump sum.
Option C: If the Beneficiary is an individual, payment of the death benefit as Annuity Payments under Annuity Options 1, 2, or 5 as described under “Annuity Payment Options” in section 9. With our written consent other options may be available for payment over a period not extending beyond the Beneficiary’s life expectancy. Under this payment option, and with variable Annuity Payments, the Beneficiary can continue to make transfers between Investment Options and is subject to a transfer fee, and a M&E charge of either 1.90% for a Base Contract with the Bonus Option, or 1.40% for all other Contracts. Option C may not be available on a Qualified Contract.
Distribution from Non-Qualified Contracts must begin within one year of the date of the Owner’s death. Any portion of the death benefit from Non-Qualified Contracts not applied to Annuity Payments within one year of the date of the Owner’s death must be distributed within five years of the date of death.
If a Non-Qualified Contract is owned by a non-individual, then we treat the death of an Annuitant as the death of an Owner for purposes of the Internal Revenue Code’s distribution at death rules, which are set forth in Section 72(s) of the Code.
In all events, notwithstanding any provision to the contrary in the Contract or this prospectus, a Non-Qualified Contract is interpreted and administered in accordance with Section 72(s) of the Internal Revenue Code.
Other rules may apply to Qualified Contracts, such as all distributions must be made to Beneficiaries by the end of the tenth year after the Owner's death, except for distributions made to certain eligible designated Beneficiaries.

11.a  Income Protector
Income Protector was available from July 22, 2009 through February 28, 2021. Income Protector has a rider charge that we deduct from your Contract Value during the Accumulation Phase while your benefit is in effect and your Contract Value is positive. For information on the rider charge, please see the Fee Tables and section 7, Expenses – Rider Charge.
We designed Lifetime Plus Payments to last for the lifetime of the Covered Person(s). If you do not begin Lifetime Plus Payments before all Covered Persons die or are removed from the Contract, Income Protector ends and you will not receive any payments. In the case of non-spouse Joint Owners, if a Joint Owner dies before payments begin, this benefit ends and payments are not available to you even if the Covered Person is still alive. Lifetime Plus Payments are available once the younger Covered Person reaches the minimum exercise age and before the older Covered Person reaches age 91. The minimum exercise age is age 65 for Income Protector (08.09), or age 60 for all other versions of Income Protector.

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You choose your payment frequency and amount subject to an annual maximum. Once established, the annual maximum Lifetime Plus Payment can increase, but it cannot decrease unless you take an Excess Withdrawal.
Removing Income Protector
You can remove Income Protector from your Contract while the Contract Value is positive by completing the appropriate form. We remove this benefit from your Contract on the Quarterly Anniversary (or on the next Business Day if the Quarterly Anniversary is not a Business Day) that occurs immediately after we receive your request in Good Order at our Service Center, and the rider termination date is that Quarterly Anniversary.
If we increase this benefit’s rider charge and you want to remove this benefit before the increase, we must receive this form within 30 days of the date of our letter notifying you of the rider charge increase. If we receive your form after this period, we increase your rider charge and ask you to resubmit the form for the next Quarterly Anniversary.
If you are removing this benefit for any other reason, your request is in Good Order if we receive this form no earlier than 30 days before a Quarterly Anniversary, and no later than before the end of the last Business Day before the Quarterly Anniversary. If we receive your request outside this time period, we ask you to resubmit it for the next Quarterly Anniversary.
If you allocated Contract Value to Investment Options that are only available under Income Protector, you must transfer your Contract Value out of these Investment Options and remove these Investment Options from your future Purchase Payment allocation instructions for your removal request to be in Good Order.
On the rider termination date Lifetime Plus Payments (if applicable) stop, we deduct the final rider charge, and the restrictions on additional Purchase Payments and Contract Value allocations and transfers no longer apply.
Lifetime Plus Payment Overview
We base your initial annual maximum Lifetime Plus Payment on the Benefit Base and Payment Percentage. When payments begin (on the Benefit Date), the Benefit Base is the greatest of:
Contract Value determined at the end of the last Business Day before the Benefit Date,
highest Contract Value from any prior Quarterly Anniversary adjusted for subsequent withdrawals (Quarterly Anniversary Value), or
quarterly simple interest (Annual Increase Percentage) applied to Purchase Payments adjusted for withdrawals for a guaranteed number of years (Guarantee Years). Each quarter we reset the simple interest value to equal the Contract Value, if greater (Annual Increase).
The Payment Percentages table, Annual Increase Percentage and the number of Guarantee Years that are used to calculate your Lifetime Plus Payments and Annual Increase are set out in the following table.
Income Protector
(Version Identifier)
Annual Increase Percentage used to calculate the Annual Increase Number of Guarantee Years used to calculate the Annual Increase Payment Percentages used to calculate
annual maximum Lifetime Plus Payments
(09.20 through 02.21)
available on
Contract Version A(1) and B from September 8, 2020 through February 28, 2021
4%,
which is 1.00% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%
60 – 64
65 – 79
80+
3.00%
3.50%
4.50%
(04.20v1 through 08.20v2)
available on
Contract Version A(1) and B from April 7, 2020 through September 7, 2020
5%,
which is 1.25% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%
60 – 64
65 – 79
80+
3.00%
3.50%
4.50%
(09.19 through 03.20)
available on
Contract Version A(1) and B from September 4, 2019 through April 6, 2020
6%,
which is 1.50% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%

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Income Protector
(Version Identifier)
Annual Increase Percentage used to calculate the Annual Increase Number of Guarantee Years used to calculate the Annual Increase Payment Percentages used to calculate
annual maximum Lifetime Plus Payments
(07.19 through 08.19)
available on
Contract Version A(1) and B from July 2, 2019 through September 3, 2019
6%,
which is 1.50% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.50%
5.00%
6.00%
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
(05.19 through 06.19)
available on
Contract Version A(1) and B from May 7, 2019 through July 1, 2019
7%,
which is 1.75% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.50%
5.00%
6.00%
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
(11.18 through 04.19v2)
available on
Contract Version A(1) and B from November 6, 2018 through May 6, 2019
8%,
which is 2.00% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.50%
5.00%
6.00%
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
(08.18 through 10.18)
available on
Contract Version A(1) and B from August 7, 2018 through November 5, 2018
8%,
which is 2.00% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.25%
4.75%
5.75%
60 – 64
65 – 79
80+
3.75%
4.25%
5.25%
(03.18 through 07.18)
available on
Contract Version A(1) and B from March 6, 2018 through August 6, 2018
8%,
which is 2.00% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%
(12.17 through 02.18) available on
Contract Version A(1) and B from December 5, 2017 through March 5, 2018
7%,
which is 1.75% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%
(03.17 through 11.17)
available on
Contract Version A(1) and B from March 7, 2017 through December 4, 2017
6%,
which is 1.50% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%
(01.17, 02.17)
available on
Contract Version A(1) and B from January 3, 2017 through March 6, 2017
5%,
which is 1.25% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%
(12.16)
available on
Contract Version A(1) and B from December 6, 2016 through January 2, 2017
4%,
which is 1.00% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.00%
4.50%
5.50%
60 – 64
65 – 79
80+
3.50%
4.00%
5.00%
(09.16 through 11.16)
available on
Contract Version A(1) and B from September 6, 2016 through December 5, 2016
4%,
which is 1.00% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
3.75%
4.25%
5.25%
60 – 64
65 – 79
80+
3.25%
3.75%
4.75%

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Income Protector
(Version Identifier)
Annual Increase Percentage used to calculate the Annual Increase Number of Guarantee Years used to calculate the Annual Increase Payment Percentages used to calculate
annual maximum Lifetime Plus Payments
(07.16, 08.16)
available on
Contract Version A(1) and B from July 5, 2016 through September 5, 2016
4%,
which is 1.00% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payment Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
60 – 64
65 – 79
80+
3.5%
4.0%
5.0%
(05.16, 06.16)
available on
Contract Version A(1) and B from May 3, 2016 through July 4, 2016
5%,
which is 1.25% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
60 – 64
65 – 79
80+
3.5%
4.0%
5.0%
(04.15, 04.16)
available on Contract Version A(1) and B from April 27, 2015 through May 2, 2016
6%,
which is 1.5% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
60 – 64
65 – 79
80+
3.5%
4.0%
5.0%
(10.12)
available on Contract Version A(1) and B from October 15, 2012 through April 24, 2015
6%,
which is 1.5% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
60 – 64
65 – 79
80+
3.5%
4.0%
5.0%
(07.12)
available on Contract Version A(1) and B from July 23, 2012 through October 12, 2012
5%,
which is 1.25% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
60 – 64
65 – 79
80+
3.5%
4.0%
5.0%
(05.12)
available on Contract Version A(1) and B from April 30, 2012 through July 20, 2012
7%,
which is 1.75% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
60 – 64
65 – 79
80+
3.5%
4.0%
5.0%
(01.12)
available on Contract Version A and B
from January 23, 2012 through April 27, 2012
8%,
which is 2% applied quarterly
30 Covered Person’s age for single Lifetime Plus Payments Younger Covered Person’s age for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
60 – 64
65 – 79
80+
3.5%
4.0%
5.0%
(05.11)
available on Contract Version A and B
from May 2, 2011 through January 20, 2012
8%,
which is 2% applied quarterly
30 Age of Covered Person for single Lifetime Plus Payments, or
age of younger Covered Person for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
(05.10)
available on Contract Version A from
May 3, 2010 through
April 29, 2011
8%,
which is 2% applied quarterly
20 Age of Covered Person for single Lifetime Plus Payments, or
age of younger Covered Person for joint Lifetime Plus Payments
60 – 64
65 – 79
80+
4.0%
4.5%
5.5%
(08.09)
available on Contract Version A from
July 22, 2009 through April 30, 2010
8%,
which is 2% applied quarterly
20 Age of Covered Person for single Lifetime Plus Payments, or
age of younger Covered Person for joint Lifetime Plus Payments
65 – 79
80+
4.5%
5.5%
(1) Available on Version A Contracts issued on or after April 1, 2009.
   

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•  The minimum exercise age that Lifetime Plus Payments can begin is age 65 for Income Protector (08.09), or age 60 for all other versions of Income Protector.
•  On the Rider Effective Date we established your Contract’s Annual Increase Percentage, Guarantee Years, and Payment Percentages and we cannot change these values while your benefit is in effect.
The annual maximum Lifetime Plus Payment is the amount you are entitled to receive each year, but you can choose to take an actual payment that is less than your annual maximum Lifetime Plus Payment. If you take less than 100% of your annual maximum Lifetime Plus Payment in a Benefit Year, you are not eligible for a potential payment increase in the next Benefit Year. Your annual maximum Lifetime Plus Payment may increase based on the Covered Person’s age and/or if the Contract Value increases. However, your annual maximum payment does not increase just as a result of the Covered Person reaching an age that has a higher Payment Percentage; the result of the current Contract Value multiplied by the increased Payment Percentage must be greater than your current annual maximum payment for your payment to increase. For more information, see “Automatic Annual Lifetime Plus Payment Increases.”
Benefit Base
The Benefit Base determines both your rider charge and your initial annual maximum Lifetime Plus Payment. The greater the Benefit Base, the greater the initial annual maximum Lifetime Plus Payment.
On the Rider Effective Date, and on each Business Day before the Benefit Date, the Benefit Base is equal to the greater of the Quarterly Anniversary Value or the Annual Increase. On the Benefit Date, we compare your Benefit Base to the Contract Value using the values determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) and increase your Benefit Base to equal this Contract Value if it is greater.
On and after the Benefit Date, your Benefit Base only changes if you take an Excess Withdrawal, or we increase your annual maximum Lifetime Plus Payment. Changes in the Benefit Base also change your daily rider charge amount. Excess Withdrawals reduce your Benefit Base by the percentage of Contract Value withdrawn, determined at the end of the Business Day we process the withdrawal. An annual payment increase may increase or decrease your Benefit Base at the end of the last Business Day before a Benefit Anniversary as follows.
If we increase your annual maximum Lifetime Plus Payment because the Contract Value increased, we increase your Benefit Base by the same percentage that we increased the payment.
If we increase your annual maximum Lifetime Plus Payment because the Payment Percentage determined by using the Covered Person’s age multiplied by the current Contract Value results in a higher payment, we change your Benefit Base to equal this Contract Value. This change may increase or decrease your Benefit Base. For example, suppose a 65-year old has an annual maximum Lifetime Plus Payment of $4,000 based on the Benefit Base of $100,000 and a 4% Payment Percentage ($4,000 = 4% x $100,000). On the next Benefit Anniversary, assume the Payment Percentage increases to 4.5% based on the Covered Person’s age. At 4.5%, the annual maximum Lifetime Plus Payment would increase if the current Contract Value was at least $88,912 ($88,912 x 4.5% = $4,001). Assuming the Contract Value is $88,912, the Benefit Base would then reduce from $100,000 to $88,912 and the annual maximum Lifetime Plus Payment would increase to $4,001.
Quarterly Anniversary Value
While the benefit is in effect, we only calculate the Quarterly Anniversary Value before the Benefit Date.
If the Rider Effective Date was the Issue Date, the Quarterly Anniversary Value was initially equal to the Purchase Payment received on the Issue Date. If the Rider Effective Date was after the Issue Date, the Quarterly Anniversary Value was initially equal to the Contract Value determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses).
At the end of each Business Day, we adjust the Quarterly Anniversary Value as follows:
We increase it by the amount of any additional Purchase Payments.
We reduce it by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Quarterly Anniversary, we compare the Quarterly Anniversary Value to the Contract Value using the values determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) and increase the Quarterly Anniversary Value to equal this Contract Value if it is greater.

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Annual Increase
While the benefit is in effect, we only calculate the Annual Increase before the Benefit Date.
On each Quarterly Anniversary during the Guarantee Years, we apply a simple interest increase of one-fourth of the Annual Increase Percentage to the Purchase Payments adjusted for withdrawals (or the Contract Value on the Rider Effective Date, if applicable). Next, we compare this value to the Contract Value and increase it to equal the Contract Value if the Contract Value is greater (reset). We then apply any future simple interest increases to the reset value. Contract Value resets occur during the entire period we calculate the Annual Increase, not just during the Guarantee Years.
We established your Contract’s number of Guarantee Years and Annual Increase Percentage on the Rider Effective Date and we cannot change them. The Guarantee Years are the maximum number of years that you can receive simple interest increases under the Annual Increase. The number of Guarantee Years and the Annual Increase Percentage for the Income Protector rider are included in the Lifetime Plus Payment Overview earlier in this section.
If the Rider Effective Date was the Issue Date, both the Annual Increase and Increase Base were initially equal to the Purchase Payment received on the Issue Date. If the Rider Effective Date was after the Issue Date, both the Annual Increase and Increase Base were initially equal to the Contract Value determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses).
At the end of each Business Day, we adjust both the Annual Increase and Increase Base as follows.
We increase them by the amount of any additional Purchase Payments.
We reduce them by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Quarterly Anniversary on or before the maximum Rider Anniversary, the Annual Increase is equal to:
a + (b x (c – d))
Where:
a = The Annual Increase at the end of the prior Business Day.
b = The Annual Increase Percentage we set on the Rider Effective Date (which is included in the Lifetime Plus Payment Overview earlier in this section) divided by four.
c = The Increase Base at the end of the prior Business Day.
d = Purchase Payments* received on or after the prior Quarterly Anniversary. If you selected this benefit at issue, we exclude from “d” any Purchase Payments received before the first Quarterly Anniversary.
* We reduce each Purchase Payment by the percentage of any Contract Value withdrawn, including any withdrawal charge, for each withdrawal taken since we received that payment.
The maximum Rider Anniversary is the Quarterly Anniversary that occurs on the number of Guarantee Years after the Rider Effective Date. For example, if the Issue Date is June 1, 2009, the Rider Effective Date is September 1, 2009, and the number of Guarantee Years is 30, then the maximum Rider Anniversary is September 1, 2039.
We then compare this Annual Increase to the Contract Value determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) and increase both the Annual Increase and the Increase Base to equal this Contract Value if it is greater. As previously stated, these resets can occur during the entire period we calculate the Annual Increase.
•  FOR CONTRACTS WITH THE BONUS OPTION: The bonus is not included in the parts of the Quarterly Anniversary Value, Annual Increase or Increase Base based on Purchase Payments.
Requesting Lifetime Plus Payments
You request Lifetime Plus Payments by completing a payment election form. Lifetime Plus Payments begin on the Benefit Date, which must be either the 1st or 15th of a calendar month. Your Benefit Date is the next available date that occurs at least 15 calendar days after we receive your request in Good Order at our Service Center. At least one Covered Person

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must be alive on the Benefit Date in order for Lifetime Plus Payments to begin. You cannot submit this form until the younger Covered Person reaches age 65 for Income Protector (08.09), or age 60 for all other versions of Income Protector, or once the older Covered Person reaches age 91.
We will begin making payments to you automatically without your request if your Contract Value reduces to zero for any reason other than a withdrawal or annuitization while this benefit is in effect and before the Benefit Date. In this instance we calculate your annual maximum Lifetime Plus Payment and begin making annual payments to you on the next available Benefit Date.
If the Benefit Date has not occurred six months before the older Covered Person reaches age 91, we send you written notice that the benefit is about to end. If the benefit ends before Lifetime Plus Payments begin, you will have paid for the benefit without receiving any of its advantages.
Once Lifetime Plus Payments begin:
You cannot take new Partial Annuitizations.
You cannot make additional Purchase Payments, therefore Traditional Death Benefit Value (if applicable) no longer increases.
Any active automatic investment plan and/or systematic withdrawal or dollar cost averaging programs end.
The free withdrawal privilege is not available.
You can only remove Income Protector while the Contract Value is positive. If you remove this benefit, the restrictions listed above do not apply on or after the rider termination date.
The rider charge continues until the benefit ends, or the Business Day the Contract Value reduces to zero.
If you have the Maximum Anniversary Death Benefit, its additional M&E charge continues as indicated in section 7, Expenses – Mortality and Expense Risk (M&E) Charge.
If you take a Full Annuitization, Lifetime Plus Payments stop and Income Protector ends.
The Contract Value continues to fluctuate as a result of Investment Option performance. It decreases on a dollar for dollar basis with each Lifetime Plus Payment, Excess Withdrawal, and any Contract charges we deduct.
Lifetime Plus Payments do not reduce your Benefit Base, but Excess Withdrawals reduce your Benefit Base and annual maximum Lifetime Plus Payment by the percentage of Contract Value withdrawn (including any withdrawal charge). If you take an Excess Withdrawal of your total Contract Value, Lifetime Plus Payments stop and Income Protector ends.
Each Lifetime Plus Payment and any Excess Withdrawal reduces the Traditional Death Benefit Value (or the Maximum Anniversary Value under the Maximum Anniversary Death Benefit, if applicable) by the percentage of Contract Value withdrawn (including any withdrawal charge).
Any part of your annual maximum Lifetime Plus Payment that you do not withdraw in a given Benefit Year remains in your Contract for the remainder of that year, but is not added to the annual maximum payment available next year.
We may increase your annual maximum Lifetime Plus Payment on every Benefit Anniversary before the older Covered Person reaches age 91. If you receive a payment increase, we may also change your Benefit Base.
If your Contract Value reduces to zero for any reason other than an Excess Withdrawal or annuitization that does not convert your Lifetime Plus Payments to Annuity Payments, you will continue to receive your maximum available Lifetime Plus Payment at the previous selected payment frequency until the earlier of the death of the Owner or last surviving Covered Person.
    
•  If the older Covered Person is age 80 on the Rider Effective Date, we extend the latest available Benefit Date by 30 calendar days in order to allow you to receive the maximum benefit from the Annual Increase.
Calculating Your Lifetime Plus Payments
The annual maximum Lifetime Plus Payment is the amount you are entitled to receive each Benefit Year. On the Benefit Date, the initial annual maximum Lifetime Plus Payment is equal to the Benefit Base multiplied by the Payment Percentage, determined by using the Covered Person’s current age. The Payment Percentages table for the Income Protector rider is included in the Lifetime Plus Payment Overview earlier in this section. On the Benefit Date, if your initial annual maximum Lifetime Plus Payment is less than $100, the benefit ends and you will have paid for the benefit without receiving any of its advantages. For example, assuming a 4% initial Payment Percentage, if you take withdrawals that reduce the Benefit Base to less than $2,500, this would result in an initial Lifetime Plus Payment of less than $100.

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You can receive Lifetime Plus Payments semi-monthly, monthly, quarterly, semi-annually, or annually. If the scheduled payment date does not fall on a Business Day, we make the payment on the next Business Day.
You can change your payment frequency once each Benefit Year while your Contract Value is positive. A Benefit Year is a period of twelve months beginning on the Benefit Date or any subsequent Benefit Anniversary. You must provide notice of any requested payment frequency change to our Service Center at least 30 days before the Benefit Anniversary. If the change is available, we implement it on the Benefit Anniversary and it remains in effect until the benefit ends or you request another change. We do not accept payment frequency changes that would cause us to make payments of $0.01 to $99.99.
The annual maximum Lifetime Plus Payment is the amount you are entitled to, but you can choose to take less. The annual actual Lifetime Plus Payment is the total amount you choose to receive each year. Any part of your annual maximum payment that you do not withdraw in a given Benefit Year is not added to the annual maximum payment available next year. Each Lifetime Plus Payment you receive is equal to the annual actual Lifetime Plus Payment divided by the number of payments you chose to receive during the Benefit Year. Each actual Lifetime Plus Payment must either be zero, or $100 or more. For example, you cannot request an annual payment of $50.
If you would like to take less than the maximum available payment, you can change your payment amount once each Benefit Year while your Contract Value is positive by providing notice to our Service Center at least 30 days before the Benefit Anniversary. If the change is available, we implement it on the Benefit Anniversary and it remains in effect until the benefit ends or you request another change.
Once Lifetime Plus Payments have begun, if your Contract Value reduces to zero for any reason other than an Excess Withdrawal or annuitization, you will continue to receive your maximum Lifetime Plus Payment at the previous selected payment frequency until the earlier of the death of the Owner or last surviving Covered Person.
We deduct each Lifetime Plus Payment, Excess Withdrawal, and any additional payment resulting from a required minimum distribution, proportionately from the Investment Options. We continue to rebalance the Contract Value quarterly among the Investment Options according to your future Purchase Payment allocation instructions while this benefit is in effect. You can also continue to make transfers between the Investment Options while your benefit is in effect, subject to the restrictions set out in section 5, Investment Options – Transfers Between Investment Options, and the “Investment Option Allocation and Transfer Restrictions” discussion later in this section.
Excess Withdrawals
Your annual maximum Lifetime Plus Payment only decreases if you take an Excess Withdrawal. An Excess Withdrawal is a withdrawal you take while you are receiving Lifetime Plus Payments, that when added to any other withdrawals taken during the Benefit Year and your annual actual payment, is greater than your current annual maximum payment. If your actual Lifetime Plus Payment is less than your annual maximum payment, you can withdraw the difference and we consider that withdrawal to be an additional actual Lifetime Plus Payment, and not an Excess Withdrawal. Excess Withdrawals include any applicable withdrawal charge, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
For example, assume your annual maximum Lifetime Plus Payment is $2,000 and you take an annual actual Lifetime Plus Payment of $1,000. Within a Benefit Year, you can take an additional withdrawal of up to $1,000 and we consider that to be an additional actual Lifetime Plus Payment. If you withdraw $1,200, we consider the first $1,000 to be an additional actual Lifetime Plus Payment and the next $200 to be an Excess Withdrawal.
Any partial Excess Withdrawal must comply with the restrictions in section 8, Access to Your Money and the following provisions. If your Contract Value is less than $2,000, you can only withdraw the total remaining Contract Value (less any rider charge). Also, if at the end of the Business Day that we process your Excess Withdrawal your Contract Value is less than $2,000, you must withdraw the total remaining Contract Value (less any rider charge). If you take an Excess Withdrawal of the total remaining Contract Value your entire Contract ends.
Excess Withdrawals reduce your annual maximum Lifetime Plus Payment on the next Benefit Anniversary after the withdrawal. For each Excess Withdrawal, we reduce your annual maximum payment by the same percentage that we reduced the Benefit Base. If partial Excess Withdrawals reduce your annual maximum Lifetime Plus Payment to less than $100, we send you the total remaining Contract Value (less any rider charge) and your Contract ends.

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•  For Qualified Contracts, if we calculate a required minimum distribution (RMD) based on this Contract, after making all Lifetime Plus Payments for the calendar year, we determine whether this calendar year’s total RMD has been satisfied by these payments and any Excess Withdrawals. If the RMD amount for this Contract has not been satisfied, we send you this remaining amount as one RMD payment by the end of the calendar year. We consider this payment to be a withdrawal, but it is not an Excess Withdrawal and it is not subject to a withdrawal charge.
•  For required annuitization, if on the Income Date you are receiving Lifetime Plus Payments, we guarantee to pay you the greater of your maximum Lifetime Plus Payment or fixed Annuity Payments based on the Contract Value under Annuity Option 1 or Annuity Option 3. If you select any other Annuity Option, or if you choose to take variable Annuity Payments, this guarantee does not apply. For more information, see section 9, The Annuity Phase.
Automatic Annual Lifetime Plus Payment Increases
We may change your annual maximum Lifetime Plus Payment on each Benefit Anniversary before the older Covered Person reaches age 91 as follows.
If you took your annual maximum Lifetime Plus Payment during the last Benefit Year, we increase next year’s annual maximum payment if the Contract Value determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) is greater than the Contract Value from one year ago (which is the end of the last Business Day before the prior Benefit Anniversary, or the Benefit Date if this is the first Benefit Anniversary). This increase is equal to the percentage of growth between these two Contract Values. For example, if the Contract Value increased by 5%, we also increase your annual maximum Lifetime Plus Payment by 5%.
If the Payment Percentage determined by using the Covered Person’s current age multiplied by the Contract Value at the end of the prior Business Day results in a higher annual maximum Lifetime Plus Payment. The Payment Percentages table for Income Protector is  included in the Lifetime Plus Payment Overview earlier in this section.
    

•  Automatic annual Lifetime Plus Payment increases are not available once the older Covered Person reaches age 91, or on or after the Business Day your Contract Value reduces to zero.
Taxation of Lifetime Plus Payments
We treat Lifetime Plus Payments as withdrawals for tax purposes as discussed in section 12, Taxes – Taxation of Lifetime Payments.
Investment Option Allocation and Transfer Restrictions and Quarterly Rebalancing
Under Income Protector, we restrict your Investment Option selection. By selecting this benefit, you agreed to allow us to rebalance your Contract Value quarterly, as described here. We put these restrictions in place to support Income Protector’s guarantees. To the extent these restrictions limit your investment flexibility, they may limit the upside potential to your Investment Option returns, which may limit your Contract Value and Benefit Base.
If you have Income Protector we require you to allocate your Contract Value to the Investment Options listed below.
Investment Options available with Income Protector (01.12 through 10.17)
AZL DFA Five-Year Global Fixed Income Fund
AZL Enhanced Bond Index Fund
AZL Fidelity Institutional Asset Management® Total Bond Fund
AZL Government Money Market Fund
AZL MetWest Total Return Bond Fund
AZL MVP Balanced Index Strategy Fund
AZL MVP Global Balanced Index Strategy Fund
AZL MVP DFA Multi-Strategy Fund
AZL MVP Fidelity Institutional Asset Management® Multi-Strategy Fund
AZL MVP Fusion Balanced Fund
AZL MVP Fusion Conservative Fund
AZL MVP Fusion Moderate Fund
AZL MVP Growth Index Strategy Fund
AZL MVP Moderate Index Strategy Fund
AZL MVP T. Rowe Price Capital Appreciation Plus Fund
Franklin Income VIP Fund*
Franklin U.S. Government Securities VIP Fund*
JPMorgan Insurance Trust Core Bond Portfolio
MFS VIT Total Return Bond Portfolio
PIMCO VIT All Asset Portfolio*
PIMCO VIT Balanced Allocation Portfolio
PIMCO VIT Global Core Bond (Hedged) Portfolio
PIMCO VIT High Yield Portfolio*
PIMCO VIT Real Return Portfolio*
PIMCO VIT Total Return Portfolio
PIMCO VIT Unconstrained Bond Portfolio*
Templeton Global Bond VIP Fund*
    

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Investment Options available with Income Protector (08.09, 05.10, 05.11)
AZL Balanced Index Strategy Fund
AZL DFA Five-Year Global Fixed Income Fund
AZL DFA Multi-Strategy Fund
AZL Enhanced Bond Index Fund
AZL Fidelity Institutional Asset Management® Multi-Strategy Fund
AZL Fidelity Institutional Asset Management® Total Bond Fund
AZL Gateway Fund
AZL Government Money Market Fund
AZL MetWest Total Return Bond Fund
AZL Moderate Index Strategy Fund
AZL MVP Balanced Index Strategy Fund
AZL MVP DFA Multi-Strategy Fund
AZL MVP Fusion Balanced Fund
AZL MVP Fusion Conservative Fund
AZL MVP Fusion Moderate Fund
AZL MVP Growth Index Strategy Fund
AZL MVP Moderate Index Strategy Fund
AZL MVP T. Rowe Price Capital Appreciation Plus Fund
BlackRock Global Allocation V.I. Fund*
Fidelity VIP FundsManager 50% Portfolio*
Fidelity VIP FundsManager 60% Portfolio*
Franklin Income VIP Fund*
Franklin U.S. Government Securities VIP Fund*
JPMorgan Insurance Trust Core Bond Portfolio
MFS VIT Total Return Bond Portfolio
PIMCO VIT All Asset Portfolio*
PIMCO VIT Emerging Markets Bond Portfolio*
PIMCO VIT Global Bond Portfolio (Unhedged)*
PIMCO VIT Global Core Bond (Hedged) Portfolio
PIMCO VIT Global Managed Asset Allocation Portfolio*
PIMCO VIT High Yield Portfolio*
PIMCO VIT Real Return Portfolio*
PIMCO VIT Total Return Portfolio
PIMCO VIT Unconstrained Bond Portfolio*
Templeton Global Bond VIP Fund*
* These Investment Options are closed as discussed in Appendix L.
We may add, remove or substitute Investment Options from this list. We secure all necessary SEC and other governmental approvals before removing or substituting an Investment Option. We send you written notice regarding additions, removals or substitutions. When an Investment Option within this list is removed or substituted, we send you written notice 30 days before the removal or substitution date.
While your benefit is in effect and your Contract Value is positive, we rebalance your Contract Value quarterly according to your future Purchase Payment allocation instructions, which must comply with the restrictions stated here. The rebalancing occurs at the end of the last Business Day before each Quarterly Anniversary. Your Investment Options’ performance may cause your chosen allocations to shift. Quarterly rebalancing helps you maintain your selected allocation mix. There are no fees for the quarterly rebalancing transfers we make, and we do not count them against the free transfers we allow. To change this quarterly rebalancing, you must change your future Purchase Payment allocation instructions. Any requested change to these instructions must comply with the restrictions stated here or we reject your change.
When Income Protector Ends
Income Protector ends on the earliest of the following.
The Business Day we process your request to remove this benefit from your Contract (the rider termination date).
For Income Protector (08.09 through 01.12), the Business Day all original Covered Persons no longer have the required relationship (Owner, Annuitant or sole Beneficiary) as stated under “Covered Persons” in section 2.
The older Covered Person’s 91st birthday if it occurs before the Benefit Date.
The Business Day before the Income Date if you take a Full Annuitization.
The Business Day we process your request for a full withdrawal, other than a full withdrawal caused by a Lifetime Plus Payment.
The Benefit Date or a Benefit Anniversary if the annual maximum Lifetime Plus Payment is less than $100.
Upon the death of an Owner (or Annuitant if the Owner is a non-individual), the end of the Business Day we first receive a Valid Claim from any one Beneficiary. However, if a federally recognized spouse is a Covered Person and continues this Contract, Income Protector also continues.
The date of death of the last surviving Covered Person.
The Business Day the Contract ends.
    

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•  For Income Protector (05.12 through 02.21), an assignment or change of ownership does not change the Covered Person(s). After an assignment or change of ownership, if a Covered Person who was previously an Owner or Annuitant no longer has that position, Income Protector ends on the earlier of the date of death of an individual Owner (or Annuitant if the Owner is a non-individual), or last surviving Covered Person. Upon the death of an individual Owner (or Annuitant if the Owner is a non-individual), if the deceased’s spouse is a sole Beneficiary and continues the Contract, Income Protector ends on the earlier of the date of death of the surviving spouse or last surviving Covered Person. If a surviving spouse instead elects to receive payment of the death benefit, Income Protector ends on the Business Day we receive his or her Valid Claim. This means that Lifetime Plus Payments may end even if a Covered Person is still alive.

11.b  Maximum Anniversary Death Benefit
We designed the Maximum Anniversary Death Benefit to lock in any annual investment gains to provide an increased death benefit for Beneficiaries. The benefit described in this section was only available at issue on Version B Contracts from April 30, 2012 through April 26, 2013. Please see Appendix G for information on the previous versions of the Maximum Anniversary Death Benefit, or Appendix G for information on the Quarterly Value Death Benefit that was available from August 31, 2007 through March 7, 2010. You cannot remove the Maximum Anniversary Death Benefit from your Contract. The Maximum Anniversary Death Benefit carries an additional M&E charge as described in the Fee Tables and section 7, Expenses – Mortality and Expense Risk (M&E) Charge.
The Maximum Anniversary Death Benefit is the greater of the Contract Value (after deduction of the final rider charge, if applicable), or the Maximum Anniversary Value. For a sole Beneficiary, we determine the Maximum Anniversary Death Benefit at the end of the Business Day during which we receive a Valid Claim. For multiple Beneficiaries, each surviving Beneficiary receives the greater of their portion of Maximum Anniversary Value determined at the end of the Business Day we receive the first Valid Claim from any one Beneficiary, or their portion of the Contract Value determined at the end of the Business Day during which we receive his or her Valid Claim.
The Maximum Anniversary Value was initially equal to the Purchase Payment received on the Issue Date.
At the end of each Business Day, we adjust the Maximum Anniversary Value as follows:
We increase it by the amount of any additional Purchase Payments.
We reduce it by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations, Lifetime Plus Payments or Income Focus Payments, Excess Withdrawals and any withdrawal charges; but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Contract Anniversary before the end date, we compare the Maximum Anniversary Value to the Contract Value, using the values determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) and increase the Maximum Anniversary Value to equal this Contract Value if it is greater. On and after the end date, we no longer make this comparison and you will no longer receive lock ins of any annual investment gains.
The end date occurs on the earliest of:
the rider termination date if you remove an Additional Required Benefit;
the older Owner’s 91st birthday (or the Annuitant’s 91st birthday if the Owner is a non-individual); or
the end of the Business Day we receive the first Valid Claim from any one Beneficiary.
The Maximum Anniversary Death Benefit ends upon the earliest of the following:
The Business Day before the Income Date that you take a Full Annuitization.
The Business Day that the Maximum Anniversary Value and Contract Value are both zero.
The Business Day the Contract ends.
    

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•  Required selection of an Additional Required Benefit. If you remove the Additional Required Benefit you keep any prior lock ins of annual investment gains to your death benefit but you will not receive any future lock ins and we no longer assess the additional 0.30% M&E charge for the Maximum Anniversary Death Benefit.
•  If you have Income Protector or Income Focus, your Contract Value decreases with each Lifetime Plus Payment or Income Focus Payment, Excess Withdrawal, and rider charge deduction. This reduces the likelihood of locking in investment gains and directly reduces the Maximum Anniversary Value. Taking lifetime payments and Excess Withdrawals may cause the Maximum Anniversary Death Benefit to end prematurely.
•  For Contracts with the Bonus Option: The bonus is not included in the parts of the Maximum Anniversary Death Benefit based on Purchase Payments.

11.c  Bonus Option
We designed the Bonus Option for Owners who believe the bonus’ returns are offset by this benefit’s additional costs. This benefit provides a 6% bonus on each Purchase Payment received before the older Owner reaches age 81 (or the Annuitant reaches age 81 if Owner is a non-individual). After a withdrawal, we only apply a bonus to the part of additional Purchase Payments that are greater than total Purchase Payments previously withdrawn. The Bonus Option was only available at issue on Version A Contracts from October 1, 2007 through April 29, 2011, and Version B Contracts from May 2, 2011 through April 26, 2013. You cannot remove the Bonus Option from your Contract. This benefit ends when your Contract ends. The Bonus Option carries an additional M&E charge and is subject to a higher and longer withdrawal charge schedule as described in the Fee Tables and section 7, Expenses.
The bonus is subject to the following terms.
We include the bonus in any part of a guaranteed value based on Contract Value, but not in any part of a guaranteed value based on Purchase Payments.
We treat all bonus amounts and their gains or losses as Contract earnings for both tax purposes and the withdrawal charge.
All bonus gains and losses are part of your Contract Value.
We pay all bonus amounts from the general account assets of Allianz Life of New York. We expect to profit from the Bonus Option’s additional M&E charge and withdrawal charge.

•  The bonus may be more than offset by the Bonus Option’s additional M&E charge and withdrawal charge, especially during periods of poor Investment Option performance.
•  The IRS has not reviewed the Contract for qualification as an IRA and has not issued a ruling as to whether a bonus benefit complies with IRA requirements.

12.  Taxes
This section provides a summary explanation of the tax ramifications of your Contract. More detailed information about product taxation is contained in the SAI, which is available by calling the toll-free telephone number at the back of this prospectus. We do not provide individual tax advice. You should contact your tax adviser to discuss this Contract’s effects on your personal tax situation.
Qualified and Non-Qualified Contracts
Your Contract is either a Qualified Contract or a Non-Qualified Contract. A Qualified Contract is purchased pursuant to a specialized provision of the Internal Revenue Code (Code). For example, a Contract may have been purchased pursuant to Section 408 of the Code as an IRA.
Qualified Contracts are subject to certain restrictions, including restrictions on the amount of annual contributions, restrictions on how much you can earn and still be able to contribute to a Qualified Contract, and specialized restrictions on withdrawals. Qualified Contracts must have been purchased from earned income from the relevant year or years, or from a rollover or transfer from a qualified contract. An IRA to IRA indirect rollover can occur only once in any twelve month period from all of the IRAs you currently own.

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We previously offered the following types of Qualified Contracts.
Type of Contract Persons and Entities that can buy the Contract
IRA Must have the same individual as Owner and Annuitant.
Roth IRA Must have the same individual as Owner and Annuitant.
Simplified Employee Pension (SEP) IRA Must have the same individual as Owner and Annuitant.
Certain Code Section 401 Plans A qualified retirement plan is the Owner and the Annuitant must be an individual.
There are no Code restrictions on annual contributions to a Non-Qualified Contract or how much you can earn and still contribute to a Contract.
Taxation of Annuity Contracts
The Contract has the following tax characteristics.
Taxes on earnings are deferred until you take money out. Non-Qualified Contracts owned by corporations or partnerships do not receive income tax deferral on earnings.
When you take money out of a Non-Qualified Contract, earnings are generally subject to federal income tax and applicable state income tax. All pre-tax money distributed from Qualified Contracts are subject to federal and state income tax, but qualified distributions from Roth IRA Contracts are not subject to federal income tax. This prospectus does not address specific state tax laws. You should discuss state taxation with your tax adviser.
Taxable distributions are subject to an ordinary income tax rate, rather than a capital gains rate.
Distributions from Non-Qualified Contracts are considered investment income for purposes of the Medicare tax on investment income. Thus, in certain circumstances, a 3.8% tax may apply to some or all of the taxable portion of distributions (e.g. earnings) to individuals whose income exceeds certain threshold amounts ($200,000 for filing single, $250,000 for married filing jointly and $125,000 for married filing separately). Please consult a tax adviser for more information.
If you take partial withdrawals from your Non-Qualified Contract, the withdrawals are generally taxed as though you were paid taxable earnings first, and then as a non-taxable return of Purchase Payments.
If you fully annuitize your Non-Qualified Contract and receive a stream of Annuity Payments, you receive the benefit of the exclusion ratio, and each Annuity Payment you receive is treated partly as taxable earnings and partly as a non-taxable return of Purchase Payments.
If you take partial withdrawals or annuitize a Qualified Contract, you will be responsible for determining what portion, if any, of the distribution consists of after-tax money.
Lifetime Plus Payments and Income Focus Payments are taxed as partial withdrawals.
If you take out earnings before age 59 12, you may be subject to a 10% additional federal tax, unless you take a lifetime annuitization of your Contract or you take money out in a stream of substantially equal payments over your expected life in accordance with the requirements of the Code. If the Contract is jointly owned, we send one check payable to both Joint Owners and we tax both Joint Owner's based on the age of the older Joint Owner.
A pledge or assignment of a Contract may be treated as a taxable event. You should discuss any pledge or assignment of a Contract with your tax adviser.
If you purchase multiple non-qualified deferred annuity contracts from an affiliated group of companies in one calendar year, these contracts are treated as one contract for purposes of determining the tax consequences of any distribution.
Death benefit proceeds from Non-Qualified Contracts are taxable to the beneficiary as ordinary income to the extent of any earnings. Death benefit proceeds must be paid out in accordance with the requirements of the Code.
Depending upon the type of Qualified Contract you own, required minimum distributions (RMDs) must be satisfied when you reach a certain age. If you enroll in our minimum distribution program, we make RMD payments to you that are designed to meet this Contract’s RMD requirements.
Taxation of Lifetime Payments
We treat Lifetime Plus Payments and Income Focus Payments (lifetime payments) as withdrawals for tax purposes. This means that, for Non-Qualified Contracts, gains from the entire Contract are considered to be distributed first and are subject to ordinary income tax. Purchase Payments are distributed after gains have been paid out and are generally considered to be a return of your investment and are not subject to income tax. For Qualified Contracts, the total lifetime payment is most likely subject to ordinary income tax. If you are taking withdrawals from the Contract to satisfy the

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requirements for substantially equal periodic payments under Section 72(t) or 72(q) of the Internal Revenue Code and you begin lifetime payments before the required series of withdrawals is complete, you may incur additional penalties, including a 10% additional federal tax. If you begin lifetime payments before age 59 12 the payments will generally be subject to a 10% additional federal tax. In addition, if the Contract is jointly owned, we tax both Joint Owner's based on the age of the older Joint Owner.
Tax-Free Section 1035 Exchanges
Subject to certain restrictions, you can make a “tax-free” exchange under Section 1035 of the Code for all or a portion of one non-qualified annuity contract for another, or all of a life insurance policy for a non-qualified annuity contract. Before making an exchange, you should compare both contracts carefully. Remember that if you exchange a life insurance policy or annuity contract for the Contract described in this prospectus:
you might have to pay a withdrawal charge on your previous contract,
unless you have the No Withdrawal Charge Option,there is a new withdrawal charge period for this Contract,
other charges under this Contract may be higher (or lower),
the benefits may be different, and
you no longer have access to any benefits from your previous contract.
If the exchange does not qualify for Section 1035 treatment, you also may have to pay federal income tax, including a possible additional federal tax, on the exchange. You should not exchange an existing life insurance policy or another annuity contract for this Contract unless you determine the exchange is in your best interest and not just better for the person selling you the Contract who generally earns a commission on each sale. You should consult a tax adviser to discuss the potential tax effects before making a 1035 exchange.

13.  Other Information
Allianz Life of New York
Allianz Life of New York is a stock life insurance company organized under the laws of the state of New York on September 21, 1982. Our address is 1633 Broadway, 42nd Floor, New York, NY 10019-7585. We currently offer variable annuities and registered index-linked annuities. We are licensed to do direct business in 6 states, including New York and the District of Columbia. We are a subsidiary of Allianz SE, a provider of integrated financial services.
The Separate Account
We established Allianz Life of NY Variable Account C (the Separate Account, formerly Preferred Life Variable Account C) as a separate account under New York insurance law on February 26, 1988. The Separate Account is registered with the Securities and Exchange Commission as a unit investment trust under the Investment Company Act of 1940. The SEC does not supervise our management of the Separate Account.
The Separate Account holds the assets that underlie the Contracts, except assets allocated to our general account. We keep the Separate Account assets separate from the assets of our general account and other separate accounts. The Separate Account is divided into subaccounts, each of which invests exclusively in a single Investment Option.
We own the assets of the Separate Account. We credit gains to or charge losses against the Separate Account, whether or not realized, without regard to the performance of other investment accounts. The Separate Account’s assets may not be used to pay any of our liabilities, other than those arising from the Contracts.
If the Separate Account’s assets exceed the required reserves and other liabilities, we may transfer the excess to our general account, to the extent of seed money invested by us or earned fees and charges. The obligations under the Contracts are obligations of Allianz Life of New York.
Distribution
Allianz Life Financial Services, LLC (ALFS), a wholly owned subsidiary of Allianz Life Insurance Company of North America, serves as principal underwriter for the Contracts. ALFS is a limited liability company organized in Minnesota, and is located at 5701 Golden Hills Drive, Minneapolis, MN 55416. ALFS is registered as a broker/dealer with the SEC under the Securities Exchange Act of 1934, as well as with the securities commissions in the states in which it operates, and is a member of the Financial Industry Regulatory Authority (FINRA). ALFS is not a member of Securities Investors

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Protection Corporation. More information about ALFS is available at www.finra.org or by calling 1-800-289-9999. You also can obtain an investor brochure from FINRA describing its Public Disclosure Program.
We have entered into a distribution agreement with ALFS for the distribution of our products. ALFS also may perform various administrative services on our behalf.
We may fund ALFS operating and other expenses, including: overhead; legal and accounting fees; Financial Professional training; compensation for the ALFS management team; and other expenses associated with the Contracts. Financial Professionals and their managers may also be eligible for various benefits, such as production incentive bonuses, insurance benefits, and non-cash compensation items that we may provide jointly with ALFS. Non-cash items include conferences, seminars and trips (including travel, lodging and meals in connection therewith), entertainment, awards, merchandise and other similar items.
ALFS does not itself sell our products on a retail basis. Rather, ALFS enters into selling agreements with other broker/dealers registered under the 1934 Act (selling firms) for the sale of our products. Sometimes, we enter into an agreement with a selling firm to pay commissions as a combination of a certain amount of the commission at the time of sale and a trail commission which, when totaled, could exceed 7% of Purchase Payments.
A portion of the payments made to selling firms may be passed on to their Financial Professionals. Financial Professionals may receive cash and non-cash compensation and other benefits. Ask your Financial Professional for further information about what they and their firm may receive in connection with your Contract.
Commissions paid on the Contract, including other incentives or payments, are not charged directly to the Owners or the Separate Account. We intend to recover commissions and other expenses indirectly through fees and charges imposed under the Contract.
Broker-dealers and their Financial Professionals and managers involved in sales of our products may receive payments from us for administrative and other services that do not directly involve sales of our products, including payments made for recordkeeping, the recruitment and training of personnel, production of promotional literature and similar services. In addition, certain firms and their Financial Professionals may receive compensation for distribution and administrative services when acting in a wholesaling capacity and working with retail firms.
We and/or ALFS may pay certain selling firms additional marketing support allowances for:
marketing services and increased access to their Financial Professionals;
costs associated with sales conferences and educational seminars;
the cost of client meetings and presentations; and
other sales expenses incurred by them.
We retain substantial discretion in determining whether to grant a marketing support payment to a particular broker/dealer firm and the amount of any such payment.
We may also make payments for marketing and wholesaling support to broker/dealer affiliates of Investment Options that are available through the variable annuities we offer.
Additional information regarding marketing support payments can be found in the Distributor section of the SAI.
The Investment Options may assess a Rule 12b-1 fee. These fees are paid to ALFS as consideration for providing certain services and incurring certain expenses permitted under the Investment Option’s plan. These fees typically equal 0.25% of an Investment Option’s average daily net assets for the most recent calendar year.
In certain instances, an investment adviser and/or subadviser (and/or their affiliates) of an Investment Option may make payments for administrative services to ALFS or its affiliates.
Additional Credits for Certain Groups
We may credit additional amounts to a Contract instead of modifying charges because of special circumstances that result in lower administrative expenses or better than expected mortality or persistency experience.
Administration/Allianz Service Center
The Allianz Service Center performs certain administrative services regarding the Contracts and is located at 5701 Golden Hills Drive, Minneapolis, Minnesota. The Service Center mailing address and telephone number are listed at the back of this prospectus. The administrative and routine customer services performed by our Service Center include processing and

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mailing of account statements and other mailings to Owners, responding to Owner correspondence and inquiries, and processing requests for variable annuity payments. Allianz Life Insurance Company of North America (as service provider for the Contracts) also contracts with Tata Consultancy Services (Tata) located at #42(P) & 45(P), Think Campus, Electronic City, Phase II, Bangalore, Karnataka 560100, India, to perform certain administrative services including:
maintenance of the Contracts,
maintenance of Owner records, and
routine customer service including:
–  processing of Contract changes,
–  processing withdrawal requests (both partial and total), and
–  processing requests for fixed annuity payments.
Services performed by Tata are overseen and quality control checked by our Service Center.
To reduce expenses, only one copy of most financial reports and prospectuses, including reports and prospectuses for the Investment Options, may be mailed to your household, even if you or other persons in your household have more than one contract issued by us or our affiliate. Call our Service Center at the toll-free telephone number listed at the back of this prospectus if you need additional copies of financial reports, prospectuses, or annual and semiannual reports, or if you would like to receive one copy for each contract in future mailings.
Legal Proceedings
Like other life insurance companies, we from time to time are involved in legal proceedings of various kinds, including regulatory proceedings and individual and class action lawsuits. In some legal proceedings involving insurers, substantial damages have been sought and/or material settlement payments have been made. Although the outcome of any such proceedings cannot be predicted with certainty, we believe that, at the present time, there are no pending or threatened legal proceedings to which we, the Separate Account, or ALFS is a party that are reasonably likely to materially affect the Separate Account, our ability to meet our obligations under the Contracts, or ALFS ability to perform its obligations.
Financial Statements
The statutory financial statements of Allianz Life of New York have been included or incorporated by reference in Part C of the Registration Statement. The statutory financial statements of the Separate Account have been included in the SAI.

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14.  Privacy Notice
Allianz Life Insurance Company of New York
Home Office: New York, NY
Administrative Office
5701 Golden Hills Drive
Minneapolis, MN 55416-1297
800.328.5600
Your privacy is a high priority for Allianz Life Insurance Company of New York (“we” or “our”). This Privacy Notice outlines our principles for collecting, using, and protecting information that we maintain about you. This Privacy Notice is also displayed on our website at www.allianzlife.com/new-york.
Information about you that Allianz Life of NY collects
We collect information about you so that we can process the insurance transactions you request and administer or service your policy. We also collect information to inform you of new products and services and to engage in studies or research relating to our business. We limit the information collected to what is needed for our business purposes. We may collect your information from the following sources.
From you, either directly or through our financial professionals. This may include information provided on your insurance application or other forms you may complete. The information we collect includes, but is not limited to, your name, Social Security number, address, telephone number, mobile phone number, and email address.
From others, through the process of issuing a policy or handling a claim. This may include information from consumer reporting agencies and medical or accident reports.
From your doctor or during a home visit by a health care professional. This may include your health records gathered with your written consent.
From your relationship with us. For example, this may include the number of years you have been a customer or the types of products you have purchased.
From data brokers that collect publicly available information about you. This includes household information, financial transactions, and social media activity.
Information about you that Allianz Life of NY shares
We do not share information about current or former customers with anyone, except as allowed by law. “Allowed by law” means that we may share the information we collect about you as follows.
With people and entities when we have your consent to share your information.
With our affiliates and other third parties in order to process your application, or administer or service your policy.
With consumer reporting agencies to obtain a medical report, credit report, or motor vehicle report. These reports are used to decide eligibility for a policy or to process transactions you request.
With our financial professionals so that they can service your policy. They may also inform you of other Allianz Life of NY products and services that may be of interest to you.
With health care providers in order to process your claim.
As required or otherwise permitted by law. This may include sharing information with state insurance agencies, law enforcement, and other government officials. We may also share your information to respond to subpoenas, court orders, and other legal requests.
With research groups to conduct studies on our business to improve the products and services we offer.
To inform you of products and services that may be of interest to you. These communications may be made by us, our financial professionals, or through third parties.
With our affiliates so they can market their products and services to you. State insurance laws do not allow you to restrict this disclosure.
Allianz Life of NY does not sell your information to anyone
We do not sell your information to anyone for their own marketing purposes. For this reason, we are not required to obtain your “opt in election,” “opt out election” or authorization.

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Allianz Life of NY policies and practices regarding security of your information
We limit access to your information to those employees, affiliates, and service providers who need it for our business purposes. We protect your information using safeguards that comply with applicable federal and state law. This includes measures that are administrative, physical, and technical in nature. We use reasonable measures to secure our websites and protect the information that may be shared over these sites.
Your ability to access and correct your information
You have the right to access and obtain a copy of your information. This does not include the right to access and copy your information related to a claim or civil or criminal proceeding. You may also write to us and ask about disclosure(s) of your information made within the last two (2) years. If you wish to review your information, please write us at:
Please provide your full name, address and policy number(s) in your written request. For your protection, please have your request notarized. We reserve the right to ask for additional verification of your identity.
Within 30 working days of our receipt of your written request, you may see and get a copy of your information in person. If you prefer, we will send you a copy of your information. If medical information is contained in your file, we may request that you name a medical professional to whom we will send your information.
If you believe any of your information is incorrect, you may write to us at the address above. Within 30 working days, we will let you know if our review has resulted in a correction of your information. If we do not agree there is an error, you may file a statement disputing our finding. We will attach the statement to your file. We will send any corrections we make, or your statement, to anyone we shared your information with over the past two years, and to anyone who may receive your information from us in the future. We do not control the information about you obtained from a consumer reporting agency or a Department of Motor Vehicles. We will provide you with the names and addresses of these agencies so you can contact them directly.
Notification of change
Your trust is one of our most important assets. If we revise our privacy practices in the future, we will notify you prior to implementing any changes.
For more information or if you have questions
If you have any questions or concerns about our privacy practices, please call the Corporate Compliance Privacy Office at 800.328.5600, write us at the address above, or contact us via the secured website.
This Privacy Notice is being provided on behalf of the following companies:
Allianz Life Insurance Company of New York
Allianz Life Financial Services, LLC
M40018-NY (R-08/2020)

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15.  Table of Contents of the SAI
Allianz Life of New York

3
Experts

3
Legal Opinions

3
Distributor

3
Administrative Service Fees

4
Federal Tax Status

4
Annuity Contracts in General

4
Taxation of Annuities in General

4
Qualified Contracts

5
Distributions Qualified Contracts

6
Distributions Non-Qualified Contracts

8
Required Distributions

8
Diversification

9
Owner Control

9
Contracts Owned by Non-Individuals

9
Annuity Purchases by Nonresident Aliens and Foreign Corporations

9
Income Tax Withholding

9
Multiple Contracts

10
Partial 1035 Exchanges

10
Assignments, Pledges and Gratuitous Transfers

10
Death Benefits

10
Spousal Continuation and the Federal Defense of Marriage Act (DOMA)

10
Federal Estate Taxes

11
Generation-Skipping Transfer Tax

11
Foreign Tax Credits

11
Possible Tax Law Changes

11
Annuity Payments

11
Annuity Payment Options

12
Annuity Units/Calculating Variable Annuity Payments

13
Financial Statements

14
Appendix A – Death of the Owner and/or Annuitant

15
Appendix B – Condensed Financial Information

18
Appendix C – Allianz Life of NY Variable Account C Financial Statements

312

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Appendix A – Annual Operating Expenses for Each Investment Option
This table describes, in detail, the annual expenses for each of the Investment Options. We show the expenses as a percentage of an Investment Option’s average daily net assets for the most recent calendar year. Except for the AZL Funds and the PIMCO VIT portfolios, neither the Investment Options nor their advisers are affiliated with us. Expenses may vary in current and future years. The investment advisers for the Investment Options provided the fee and expense information and we did not independently verify it. See the Investment Options’ prospectuses for further information regarding the expenses you may expect to pay. Some of the Investment Options or their affiliates may also pay service fees to us or our affiliates. If these fees are deducted from Investment Option assets, they are reflected in the table below.
Investment Option Management
fees
Rule
12b-1
fees
Service
fees
Other
expenses
Acquired
fund fees
and
expenses
Total annual fund
operating expenses
before fee waivers
and/or expense
reimbursements
BLACKROCK
AZL Enhanced Bond Index Fund .35 .25 .06 .66
AZL Government Money Market Fund .35 .25 .04 .64
AZL International Index Fund .35 .25 .11 .71
AZL Mid Cap Index Fund .25 .25 .08 .58
AZL MSCI Emerging Markets Equity Index Fund .85 .25 .32 1.42
AZL MSCI Global Equity Index Fund .70 .25 .13 1.08
AZL Russell 1000 Growth Index Fund .44 .25 .08 .77
AZL Russell 1000 Value Index Fund .44 .25 .08 .77
AZL S&P 500 Index Fund – Class 2 .17 .25 .08 .50
AZL Small Cap Stock Index Fund .26 .25 .08 .59
BlackRock Global Allocation V.I. Fund – Class 3 .64 .25 .22 .02 1.13
DAVIS
Davis VA Financial Portfolio .55 .10 .65
DIMENSIONAL
AZL DFA Five-Year Global Fixed Income Fund .60 .25 .08 .93
FIDELITY INSTITUTIONAL ASSET MANAGEMENT®
AZL Fidelity Institutional Asset Management® Multi-Strategy Fund .70 .25 .08 1.03
AZL Fidelity Institutional Asset Management® Total Bond Fund .50 .25 .08 .83
FIDELITY MANAGEMENT & RESEARCH COMPANY
Fidelity VIP FundsManager 50% Portfolio – Service Class 2 .25 .25 .45 .95
Fidelity VIP FundsManager 60% Portfolio – Service Class 2 .25 .25 .52 1.02
FRANKLIN TEMPLETON
Franklin Funds Allocation VIP Fund – Class 2 .55 .25 .05 .02 .87
Franklin Income VIP Fund – Class 2 .46 .25 .01 .01 .73
Franklin Mutual Shares VIP Fund – Class 2 .68 .25 .05 .98
Franklin U.S. Government Securities VIP Fund – Class 2 .48 .25 .05 .78
Templeton Global Bond VIP Fund – Class 2 .46 .25 .04 .04 .79
Templeton Growth VIP Fund – Class 2 .84 .25 .07 1.16
GATEWAY
AZL Gateway Fund .80 .25 .07 1.12
J.P. MORGAN
JPMorgan Insurance Trust Core Bond Portfolio – Class 2 .40 .25 .14 .02 .81
METWEST
AZL MetWest Total Return Bond Fund .60 .25 .07 .92
MFS
MFS VIT Total Return Bond Portfolio – Service Class .50 .25 .04 .79
PIMCO
PIMCO VIT All Asset Portfolio – Admin. Class .425 .15 .80 1.375
PIMCO VIT Balanced Allocation Portfolio – Admin. Class .71 _ .15 .01 .04 .91
PIMCO VIT CommodityRealReturn Strategy Portfolio – Admin. Class .74 .15 .35 .14 1.38
PIMCO VIT Dynamic Bond Portfolio – Admin Class .85 .15 .02 1.02

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Investment Option Management
fees
Rule
12b-1
fees
Service
fees
Other
expenses
Acquired
fund fees
and
expenses
Total annual fund
operating expenses
before fee waivers
and/or expense
reimbursements
PIMCO VIT Emerging Markets Bond Portfolio – Admin. Class .85 .15 .10 1.10
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) – Admin. Class .75 .15 .03 .93
PIMCO VIT Global Core Bond (Hedged) Portfolio – Admin. Class .56 .15 .07 .78
PIMCO VIT Global Managed Asset Allocation Portfolio – Admin. Class .95 .15 .02 .22 1.34
PIMCO VIT High Yield Portfolio – Admin. Class .60 .15 .04 .79
PIMCO VIT Long-Term U.S. Government Portfolio – Admin. Class .475 .15 .22 .845
PIMCO VIT Real Return Portfolio – Admin. Class .50 .15 .19 .84
PIMCO VIT StocksPLUS® Global Portfolio – Advisor Class .61 .25 .05 .91
PIMCO VIT Total Return Portfolio – Admin. Class .50 .15 .04 .69
T. ROWE PRICE
AZL T. Rowe Price Capital Appreciation Fund .75 .25 .06 .02 1.08

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This table describes, in detail, the annual expenses for each of the Allianz Fund of Funds. We show the expenses as a percentage of an Investment Option’s average daily net assets. The underlying funds may pay 12b-1 fees to the distributor of the Contracts for distribution and/or administrative services. The underlying funds do not pay service fees or 12b-1 fees to the Allianz Fund of Funds and the Allianz Fund of Funds do not pay service fees or 12b-1 fees. The underlying funds of the Allianz Fund of Funds may pay service fees to the insurance companies issuing variable contracts, or their affiliates, for providing customer service and other administrative services to contract purchasers. The amount of such service fees may vary depending on the underlying fund.
Investment Option Management
fees
Rule
12b-1
fees
Other
expenses
Total Acquired
fund fees
and
expenses
Total annual fund
operating expenses
before fee waivers
and/or expense
reimbursements
ALLIANZ FUND OF FUNDS
AZL Balanced Index Strategy Fund .05 .04 .09 .59 .68
AZL DFA Multi-Strategy Fund .05 .03 .08 .90 .98
AZL Moderate Index Strategy Fund .40 .03 .43 .58 1.01
AZL MVP Balanced Index Strategy Fund .10 .04 .14 .57 .71
AZL MVP DFA Multi-Strategy Fund .20 .10 .30 .85 1.15
AZL MVP Fidelity Institutional Asset Management® Multi-Strategy Fund .10 .05 .15 .67 .82
AZL MVP Fusion Balanced Fund .20 .03 .23 .71 .94
AZL MVP Fusion Conservative Fund .20 .05 .25 .72 .97
AZL MVP Fusion Moderate Fund .20 .02 .22 .71 .93
AZL MVP Global Balanced Index Strategy Fund .10 .03 .13 .65 .78
AZL MVP Growth Index Strategy Fund .10 .02 .12 .53 .65
AZL MVP Moderate Index Strategy Fund .10 .03 .13 .55 .68
AZL MVP T. Rowe Price Capital Appreciation Plus Fund .10 -- .02 .12 .73 .85

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix A
 68 

 


Appendix B – Condensed Financial Information
The statutory financial statements of Allianz Life Insurance Company of New York are included or incorporated by reference in Part C of the Registration Statement.
AUV information corresponding to the lowest and highest combination of M&E charges as of December 31, 2020 is listed in the tables below. A separate rider charge may also apply to your Contract if you have Income Protector, Investment Protector, or Income Focus, which is not reflected in the table below. See the Fee Tables for further information regarding the rider charge. You can find AUV information corresponding to the additional combinations of charges as of December 31, 2020 in Appendix B of the SAI, which is available without charge by contacting us at the telephone number or address listed at the back of this prospectus.
This information should be read in conjunction with the financial statements and related notes of the Separate Account included in Appendix C of the SAI.
Lowest and Highest Combination of Benefit Options   M&E Charge
Base Contract without optional benefits   1.40%
Base Contract with the Bonus Option and Quarterly Value Death Benefit   2.20%
(Number of accumulation units in thousands)
M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
AZL Balanced Index Strategy Fund
12/31/2011 10.934 11.042 744.00 12/31/2011 10.830 10.850 86.00
12/31/2012 11.042 12.008 862.00 12/31/2012 10.850 11.705 75.00
12/31/2013 12.008 13.372 786.00 12/31/2013 11.705 12.931 68.00
12/31/2014 13.372 13.993 755.00 12/31/2014 12.931 13.423 58.00
12/31/2015 13.993 13.800 723.00 12/31/2015 13.423 13.132 54.00
12/31/2016 13.800 14.527 694.00 12/31/2016 13.132 13.714 56.00
12/31/2017 14.527 15.973 637.00 12/31/2017 13.714 14.960 24.00
12/31/2018 15.973 15.063 571.00 12/31/2018 14.960 13.994 22.00
12/31/2019 15.063 17.414 504.00 12/31/2019 13.994 16.050 18.00
12/31/2020 17.414 19.274 478.00 12/31/2020 16.050 17.622 14.00
AZL DFA Five-Year Global Fixed Income Fund
12/31/2017 N/A 9.868 0.00 12/31/2017 N/A 9.658 0.00
12/31/2018 9.868 9.843 6.00 12/31/2018 9.658 9.557 0.00
12/31/2019 9.843 10.046 6.00 12/31/2019 9.557 9.676 0.00
12/31/2020 10.046 9.963 4.00 12/31/2020 9.676 9.519 0.00
AZL DFA Multi-Strategy Fund
12/31/2011 11.259 11.104 2974.00 12/31/2011 11.152 10.911 43.00
12/31/2012 11.104 12.408 3430.00 12/31/2012 10.911 12.095 46.00
12/31/2013 12.408 14.814 3619.00 12/31/2013 12.095 14.325 53.00
12/31/2014 14.814 15.561 3630.00 12/31/2014 14.325 14.928 56.00
12/31/2015 15.561 15.242 3353.00 12/31/2015 14.928 14.505 63.00
12/31/2016 15.242 16.432 3048.00 12/31/2016 14.505 15.512 50.00
12/31/2017 16.432 18.260 2865.00 12/31/2017 15.512 17.101 36.00
12/31/2018 18.260 16.941 2463.00 12/31/2018 17.101 15.739 31.00
12/31/2019 16.941 19.475 2245.00 12/31/2019 15.739 17.949 31.00
12/31/2020 19.475 21.247 2074.00 12/31/2020 17.949 19.426 28.00
AZL Enhanced Bond Index Fund
12/31/2014 N/A 11.289 0.00 12/31/2014 N/A 10.804 0.00
12/31/2015 11.289 11.158 6.00 12/31/2015 10.804 10.594 10.00
12/31/2016 11.158 11.254 18.00 12/31/2016 10.594 10.600 10.00
12/31/2017 11.254 11.432 33.00 12/31/2017 10.600 10.682 11.00
12/31/2018 11.432 11.206 18.00 12/31/2018 10.682 10.387 10.00
12/31/2019 11.206 11.976 13.00 12/31/2019 10.387 11.012 9.00
12/31/2020 11.976 12.699 16.00 12/31/2020 11.012 11.584 2.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 69 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
AZL Fidelity Institutional Asset Management Multi-Strategy Fund
12/31/2011 11.085 10.731 1036.00 12/31/2011 10.980 10.545 69.00
12/31/2012 10.731 12.145 1070.00 12/31/2012 10.545 11.839 97.00
12/31/2013 12.145 14.147 1108.00 12/31/2013 11.839 13.680 134.00
12/31/2014 14.147 14.248 1114.00 12/31/2014 13.680 13.668 106.00
12/31/2015 14.248 13.283 1094.00 12/31/2015 13.668 12.640 98.00
12/31/2016 13.283 13.952 971.00 12/31/2016 12.640 13.172 90.00
12/31/2017 13.952 15.288 887.00 12/31/2017 13.172 14.318 74.00
12/31/2018 15.288 14.769 747.00 12/31/2018 14.318 13.722 69.00
12/31/2019 14.769 17.080 633.00 12/31/2019 13.722 15.742 64.00
12/31/2020 17.080 19.110 576.00 12/31/2020 15.742 17.472 57.00
AZL Fidelity Institutional Asset Management Total Bond Fund
12/31/2012 N/A 10.025 5.00 12/31/2012 N/A 10.000 0.00
12/31/2013 10.025 9.669 54.00 12/31/2013 10.000 9.567 0.00
12/31/2014 9.669 10.046 126.00 12/31/2014 9.567 9.862 0.00
12/31/2015 10.046 9.818 137.00 12/31/2015 9.862 9.561 0.00
12/31/2016 9.818 10.215 644.00 12/31/2016 9.561 9.868 16.00
12/31/2017 10.215 10.504 527.00 12/31/2017 9.868 10.067 14.00
12/31/2018 10.504 10.227 485.00 12/31/2018 10.067 9.723 13.00
12/31/2019 10.227 11.122 425.00 12/31/2019 9.723 10.489 12.00
12/31/2020 11.122 11.937 331.00 12/31/2020 10.489 11.168 9.00
AZL Gateway Fund
12/31/2011 10.332 10.501 527.00 12/31/2011 10.308 10.393 10.00
12/31/2012 10.501 10.784 557.00 12/31/2012 10.393 10.588 10.00
12/31/2013 10.784 11.532 628.00 12/31/2013 10.588 11.232 13.00
12/31/2014 11.532 11.723 597.00 12/31/2014 11.232 11.327 13.00
12/31/2015 11.723 11.788 552.00 12/31/2015 11.327 11.299 12.00
12/31/2016 11.788 12.187 530.00 12/31/2016 11.299 11.588 10.00
12/31/2017 12.187 13.154 508.00 12/31/2017 11.588 12.409 15.00
12/31/2018 13.154 12.367 459.00 12/31/2018 12.409 11.573 15.00
12/31/2019 12.367 13.515 401.00 12/31/2019 11.573 12.547 15.00
12/31/2020 13.515 14.300 359.00 12/31/2020 12.547 13.169 12.00
AZL Government Money Market Fund
12/31/2011 10.952 10.801 468.00 12/31/2011 9.712 9.501 112.00
12/31/2012 10.801 10.650 903.00 12/31/2012 9.501 9.293 96.00
12/31/2013 10.650 10.502 551.00 12/31/2013 9.293 9.091 54.00
12/31/2014 10.502 10.357 448.00 12/31/2014 9.091 8.894 61.00
12/31/2015 10.357 10.213 451.00 12/31/2015 8.894 8.701 31.00
12/31/2016 10.213 10.072 465.00 12/31/2016 8.701 8.512 40.00
12/31/2017 10.072 9.937 446.00 12/31/2017 8.512 8.332 34.00
12/31/2018 9.937 9.898 437.00 12/31/2018 8.332 8.232 31.00
12/31/2019 9.898 9.896 346.00 12/31/2019 8.232 8.165 30.00
12/31/2020 9.896 9.778 511.00 12/31/2020 8.165 8.003 35.00
AZL International Index Fund
12/31/2011 10.310 8.868 73.00 12/31/2011 10.212 8.714 2.00
12/31/2012 8.868 10.321 114.00 12/31/2012 8.714 10.061 1.00
12/31/2013 10.321 12.351 141.00 12/31/2013 10.061 11.944 5.00
12/31/2014 12.351 11.426 143.00 12/31/2014 11.944 10.961 1.00
12/31/2015 11.426 11.111 129.00 12/31/2015 10.961 10.574 1.00
12/31/2016 11.111 10.997 323.00 12/31/2016 10.574 10.382 42.00
12/31/2017 10.997 13.531 266.00 12/31/2017 10.382 12.672 40.00
12/31/2018 13.531 11.468 224.00 12/31/2018 12.672 10.654 40.00
12/31/2019 11.468 13.734 162.00 12/31/2019 10.654 12.658 39.00
12/31/2020 13.734 14.545 125.00 12/31/2020 12.658 13.298 35.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 70 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
AZL MetWest Total Return Bond Fund
12/31/2015 N/A 9.893 48.00 12/31/2015 N/A 9.805 0.00
12/31/2016 9.893 9.981 37.00 12/31/2016 9.805 9.813 0.00
12/31/2017 9.981 10.151 65.00 12/31/2017 9.813 9.901 0.00
12/31/2018 10.151 9.988 59.00 12/31/2018 9.901 9.663 0.00
12/31/2019 9.988 10.685 60.00 12/31/2019 9.663 10.256 0.00
12/31/2020 10.685 11.440 64.00 12/31/2020 10.256 10.893 1.00
AZL Mid Cap Index Fund
12/31/2011 11.628 11.201 30.00 12/31/2011 11.601 11.086 2.00
12/31/2012 11.201 12.945 85.00 12/31/2012 11.086 12.710 12.00
12/31/2013 12.945 16.941 118.00 12/31/2013 12.710 16.501 16.00
12/31/2014 16.941 18.244 113.00 12/31/2014 16.501 17.628 11.00
12/31/2015 18.244 17.510 100.00 12/31/2015 17.628 16.784 12.00
12/31/2016 17.510 20.637 257.00 12/31/2016 16.784 19.624 27.00
12/31/2017 20.637 23.577 210.00 12/31/2017 19.624 22.241 25.00
12/31/2018 23.577 20.610 171.00 12/31/2018 22.241 19.286 24.00
12/31/2019 20.610 25.460 132.00 12/31/2019 19.286 23.635 23.00
12/31/2020 25.460 28.753 90.00 12/31/2020 23.635 26.479 22.00
AZL Moderate Index Strategy Fund
12/31/2011 12.850 12.395 666.00 12/31/2011 12.059 11.540 31.00
12/31/2012 12.395 13.678 701.00 12/31/2012 11.540 12.632 29.00
12/31/2013 13.678 16.814 759.00 12/31/2013 12.632 15.405 41.00
12/31/2014 16.814 17.990 852.00 12/31/2014 15.405 16.350 56.00
12/31/2015 17.990 17.302 875.00 12/31/2015 16.350 15.600 48.00
12/31/2016 17.302 18.581 782.00 12/31/2016 15.600 16.620 47.00
12/31/2017 18.581 20.761 678.00 12/31/2017 16.620 18.422 30.00
12/31/2018 20.761 19.411 562.00 12/31/2018 18.422 17.086 16.00
12/31/2019 19.411 22.841 481.00 12/31/2019 17.086 19.945 15.00
12/31/2020 22.841 25.414 433.00 12/31/2020 19.945 22.014 15.00
AZL MSCI Emerging Markets Equity Index Fund
12/31/2011 11.985 9.778 63.00 12/31/2011 11.497 9.305 26.00
12/31/2012 9.778 11.670 61.00 12/31/2012 9.305 11.016 24.00
12/31/2013 11.670 11.266 46.00 12/31/2013 11.016 10.550 24.00
12/31/2014 11.266 10.530 39.00 12/31/2014 10.550 9.782 23.00
12/31/2015 10.530 9.045 33.00 12/31/2015 9.782 8.336 23.00
12/31/2016 9.045 9.802 28.00 12/31/2016 8.336 8.962 23.00
12/31/2017 9.802 13.206 20.00 12/31/2017 8.962 11.978 22.00
12/31/2018 13.206 11.008 19.00 12/31/2018 11.978 9.905 22.00
12/31/2019 11.008 12.721 15.00 12/31/2019 9.905 11.354 22.00
12/31/2020 12.721 14.665 12.00 12/31/2020 11.354 12.985 19.00
AZL MSCI Global Equity Index Fund
12/31/2014 N/A 15.779 0.00 12/31/2014 N/A 15.079 0.00
12/31/2015 15.779 13.604 3.00 12/31/2015 15.079 12.897 0.00
12/31/2016 13.604 13.291 3.00 12/31/2016 12.897 12.499 0.00
12/31/2017 13.291 16.013 4.00 12/31/2017 12.499 14.940 0.00
12/31/2018 16.013 14.378 2.00 12/31/2018 14.940 13.307 0.00
12/31/2019 14.378 18.042 1.00 12/31/2019 13.307 16.565 0.00
12/31/2020 18.042 20.522 1.00 12/31/2020 16.565 18.692 0.00
AZL MVP Balanced Index Strategy Fund
12/31/2012 N/A 10.702 513.00 12/31/2012 N/A 10.619 0.00
12/31/2013 10.702 11.879 638.00 12/31/2013 10.619 11.693 4.00
12/31/2014 11.879 12.428 628.00 12/31/2014 11.693 12.135 4.00
12/31/2015 12.428 12.227 627.00 12/31/2015 12.135 11.845 5.00
12/31/2016 12.227 12.854 631.00 12/31/2016 11.845 12.353 6.00
12/31/2017 12.854 14.121 585.00 12/31/2017 12.353 13.462 5.00
12/31/2018 14.121 13.305 570.00 12/31/2018 13.462 12.583 6.00
12/31/2019 13.305 15.340 505.00 12/31/2019 12.583 14.391 5.00
12/31/2020 15.340 16.030 393.00 12/31/2020 14.391 14.919 4.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 71 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
AZL MVP DFA Multi-Strategy Fund
12/31/2015 N/A 9.409 14.00 12/31/2015 N/A 9.359 0.00
12/31/2016 9.409 10.118 30.00 12/31/2016 9.359 9.984 0.00
12/31/2017 10.118 11.230 50.00 12/31/2017 9.984 10.993 2.00
12/31/2018 11.230 10.384 63.00 12/31/2018 10.993 10.084 9.00
12/31/2019 10.384 11.858 52.00 12/31/2019 10.084 11.423 9.00
12/31/2020 11.858 12.134 45.00 12/31/2020 11.423 11.596 12.00
AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund
12/31/2012 N/A 10.586 87.00 12/31/2012 N/A 10.529 1.00
12/31/2013 10.586 12.296 286.00 12/31/2013 10.529 12.132 14.00
12/31/2014 12.296 12.408 317.00 12/31/2014 12.132 12.145 14.00
12/31/2015 12.408 11.475 347.00 12/31/2015 12.145 11.142 14.00
12/31/2016 11.475 11.408 321.00 12/31/2016 11.142 10.989 14.00
12/31/2017 11.408 12.480 294.00 12/31/2017 10.989 11.926 13.00
12/31/2018 12.480 12.043 265.00 12/31/2018 11.926 11.416 12.00
12/31/2019 12.043 13.804 234.00 12/31/2019 11.416 12.981 12.00
12/31/2020 13.804 14.587 191.00 12/31/2020 12.981 13.608 10.00
AZL MVP Fusion Balanced Fund
12/31/2011 11.868 11.598 1006.00 12/31/2011 11.261 10.917 81.00
12/31/2012 11.598 12.739 1065.00 12/31/2012 10.917 11.895 77.00
12/31/2013 12.739 14.001 1998.00 12/31/2013 11.895 12.969 109.00
12/31/2014 14.001 14.439 1986.00 12/31/2014 12.969 13.268 80.00
12/31/2015 14.439 13.989 1880.00 12/31/2015 13.268 12.752 80.00
12/31/2016 13.989 14.612 1794.00 12/31/2016 12.752 13.213 75.00
12/31/2017 14.612 16.171 1582.00 12/31/2017 13.213 14.508 73.00
12/31/2018 16.171 15.084 1428.00 12/31/2018 14.508 13.424 71.00
12/31/2019 15.084 17.219 1199.00 12/31/2019 13.424 15.201 67.00
12/31/2020 17.219 17.621 1047.00 12/31/2020 15.201 15.432 57.00
AZL MVP Fusion Conservative Fund
12/31/2011 11.111 11.027 491.00 12/31/2011 11.005 10.835 8.00
12/31/2012 11.027 12.098 621.00 12/31/2012 10.835 11.793 7.00
12/31/2013 12.098 12.880 738.00 12/31/2013 11.793 12.455 5.00
12/31/2014 12.880 13.311 723.00 12/31/2014 12.455 12.769 5.00
12/31/2015 13.311 13.025 668.00 12/31/2015 12.769 12.395 4.00
12/31/2016 13.025 13.527 613.00 12/31/2016 12.395 12.770 6.00
12/31/2017 13.527 14.581 503.00 12/31/2017 12.770 13.656 6.00
12/31/2018 14.581 13.838 381.00 12/31/2018 13.656 12.856 5.00
12/31/2019 13.838 15.493 341.00 12/31/2019 12.856 14.279 15.00
12/31/2020 15.493 16.008 290.00 12/31/2020 14.279 14.636 15.00
AZL MVP Fusion Moderate Fund
12/31/2011 11.559 11.075 4324.00 12/31/2011 10.967 10.424 193.00
12/31/2012 11.075 12.289 4742.00 12/31/2012 10.424 11.474 210.00
12/31/2013 12.289 13.956 6588.00 12/31/2013 11.474 12.927 321.00
12/31/2014 13.956 14.345 6412.00 12/31/2014 12.927 13.182 323.00
12/31/2015 14.345 13.847 6162.00 12/31/2015 13.182 12.622 282.00
12/31/2016 13.847 14.299 5849.00 12/31/2016 12.622 12.931 273.00
12/31/2017 14.299 16.072 5297.00 12/31/2017 12.931 14.418 260.00
12/31/2018 16.072 14.824 4772.00 12/31/2018 14.418 13.192 248.00
12/31/2019 14.824 17.147 4042.00 12/31/2019 13.192 15.138 212.00
12/31/2020 17.147 17.675 3517.00 12/31/2020 15.138 15.480 210.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 72 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
AZL MVP Global Balanced Index Strategy Fund
12/31/2012 N/A 10.526 1425.00 12/31/2012 N/A 10.444 36.00
12/31/2013 10.526 11.841 2110.00 12/31/2013 10.444 11.656 62.00
12/31/2014 11.841 11.912 2034.00 12/31/2014 11.656 11.632 55.00
12/31/2015 11.912 11.571 1976.00 12/31/2015 11.632 11.209 52.00
12/31/2016 11.571 11.802 1848.00 12/31/2016 11.209 11.341 51.00
12/31/2017 11.802 12.970 1710.00 12/31/2017 11.341 12.365 49.00
12/31/2018 12.970 12.050 1631.00 12/31/2018 12.365 11.396 46.00
12/31/2019 12.050 13.807 1338.00 12/31/2019 11.396 12.954 43.00
12/31/2020 13.807 14.678 1130.00 12/31/2020 12.954 13.660 40.00
AZL MVP Growth Index Strategy Fund
12/31/2012 N/A 10.947 1313.00 12/31/2012 N/A 10.862 5.00
12/31/2013 10.947 13.046 2208.00 12/31/2013 10.862 12.841 142.00
12/31/2014 13.046 13.697 2236.00 12/31/2014 12.841 13.375 138.00
12/31/2015 13.697 13.398 2271.00 12/31/2015 13.375 12.979 150.00
12/31/2016 13.398 14.110 2396.00 12/31/2016 12.979 13.559 136.00
12/31/2017 14.110 16.136 2499.00 12/31/2017 13.559 15.383 171.00
12/31/2018 16.136 14.884 2500.00 12/31/2018 15.383 14.076 169.00
12/31/2019 14.884 17.689 2375.00 12/31/2019 14.076 16.595 155.00
12/31/2020 17.689 18.267 2117.00 12/31/2020 16.595 17.001 117.00
AZL MVP Moderate Index Strategy Fund
12/31/2012 N/A 10.741 264.00 12/31/2012 N/A 10.657 1.00
12/31/2013 10.741 13.121 500.00 12/31/2013 10.657 12.915 3.00
12/31/2014 13.121 14.028 550.00 12/31/2014 12.915 13.698 3.00
12/31/2015 14.028 13.388 524.00 12/31/2015 13.698 12.969 2.00
12/31/2016 13.388 13.920 503.00 12/31/2016 12.969 13.377 2.00
12/31/2017 13.920 15.541 473.00 12/31/2017 13.377 14.816 2.00
12/31/2018 15.541 14.518 427.00 12/31/2018 14.816 13.730 7.00
12/31/2019 14.518 16.985 372.00 12/31/2019 13.730 15.934 7.00
12/31/2020 16.985 17.826 395.00 12/31/2020 15.934 16.590 12.00
AZL MVP T. Rowe Price Capital Appreciation Plus Fund
12/31/2014 N/A 10.969 334.00 12/31/2014 N/A 10.884 59.00
12/31/2015 10.969 11.265 931.00 12/31/2015 10.884 11.089 91.00
12/31/2016 11.265 11.955 1015.00 12/31/2016 11.089 11.674 91.00
12/31/2017 11.955 13.465 1195.00 12/31/2017 11.674 13.044 95.00
12/31/2018 13.465 13.054 1050.00 12/31/2018 13.044 12.545 91.00
12/31/2019 13.054 15.626 1281.00 12/31/2019 12.545 14.897 98.00
12/31/2020 15.626 16.644 1224.00 12/31/2020 14.897 15.740 46.00
AZL Russell 1000 Growth Index Fund
12/31/2014 N/A 17.776 4.00 12/31/2014 N/A 17.124 0.00
12/31/2015 17.776 18.381 8.00 12/31/2015 17.124 17.565 0.00
12/31/2016 18.381 19.291 234.00 12/31/2016 17.565 18.288 24.00
12/31/2017 19.291 24.519 190.00 12/31/2017 18.288 23.059 20.00
12/31/2018 24.519 23.658 154.00 12/31/2018 23.059 22.071 16.00
12/31/2019 23.658 31.560 111.00 12/31/2019 22.071 29.209 15.00
12/31/2020 31.560 43.127 58.00 12/31/2020 29.209 39.595 11.00
AZL Russell 1000 Value Index Fund
12/31/2014 N/A 16.927 0.00 12/31/2014 N/A 16.305 0.00
12/31/2015 16.927 15.953 1.00 12/31/2015 16.305 15.245 0.00
12/31/2016 15.953 18.272 201.00 12/31/2016 15.245 17.322 5.00
12/31/2017 18.272 20.364 172.00 12/31/2017 17.322 19.152 5.00
12/31/2018 20.364 18.329 139.00 12/31/2018 19.152 17.100 3.00
12/31/2019 18.329 22.748 108.00 12/31/2019 17.100 21.054 2.00
12/31/2020 22.748 22.882 81.00 12/31/2020 21.054 21.008 2.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 73 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
AZL S&P 500 Index Fund
12/31/2011 8.489 8.502 252.00 12/31/2011 8.234 8.180 27.00
12/31/2012 8.502 9.675 435.00 12/31/2012 8.180 9.235 35.00
12/31/2013 9.675 12.561 538.00 12/31/2013 9.235 11.894 51.00
12/31/2014 12.561 14.011 483.00 12/31/2014 11.894 13.161 21.00
12/31/2015 14.011 13.948 430.00 12/31/2015 13.161 12.997 69.00
12/31/2016 13.948 15.329 517.00 12/31/2016 12.997 14.170 67.00
12/31/2017 15.329 18.345 432.00 12/31/2017 14.170 16.823 43.00
12/31/2018 18.345 17.213 350.00 12/31/2018 16.823 15.659 38.00
12/31/2019 17.213 22.216 263.00 12/31/2019 15.659 20.049 29.00
12/31/2020 22.216 25.740 160.00 12/31/2020 20.049 23.044 28.00
AZL Small Cap Stock Index Fund
12/31/2011 9.678 9.571 38.00 12/31/2011 9.386 9.209 3.00
12/31/2012 9.571 10.930 66.00 12/31/2012 9.209 10.432 9.00
12/31/2013 10.930 15.156 51.00 12/31/2013 10.432 14.350 14.00
12/31/2014 15.156 15.727 46.00 12/31/2014 14.350 14.773 8.00
12/31/2015 15.727 15.122 27.00 12/31/2015 14.773 14.091 9.00
12/31/2016 15.122 18.745 95.00 12/31/2016 14.091 17.328 9.00
12/31/2017 18.745 20.841 82.00 12/31/2017 17.328 19.113 9.00
12/31/2018 20.841 18.715 70.00 12/31/2018 19.113 17.025 8.00
12/31/2019 18.715 22.551 58.00 12/31/2019 17.025 20.351 8.00
12/31/2020 22.551 24.618 45.00 12/31/2020 20.351 22.039 8.00
AZL T. Rowe Price Capital Appreciation Fund
12/31/2011 11.422 10.791 102.00 12/31/2011 10.429 9.774 11.00
12/31/2012 10.791 11.951 138.00 12/31/2012 9.774 10.738 10.00
12/31/2013 11.951 15.314 120.00 12/31/2013 10.738 13.650 28.00
12/31/2014 15.314 16.879 110.00 12/31/2014 13.650 14.925 16.00
12/31/2015 16.879 17.487 104.00 12/31/2015 14.925 15.340 15.00
12/31/2016 17.487 18.596 115.00 12/31/2016 15.340 16.183 14.00
12/31/2017 18.596 21.096 102.00 12/31/2017 16.183 18.213 15.00
12/31/2018 21.096 20.880 89.00 12/31/2018 18.213 17.881 14.00
12/31/2019 20.880 25.609 63.00 12/31/2019 17.881 21.757 13.00
12/31/2020 25.609 29.666 41.00 12/31/2020 21.757 25.002 11.00
BlackRock Global Allocation V.I. Fund
12/31/2011 10.220 9.712 4450.00 12/31/2011 10.004 9.431 182.00
12/31/2012 9.712 10.530 4950.00 12/31/2012 9.431 10.144 234.00
12/31/2013 10.530 11.881 4931.00 12/31/2013 10.144 11.354 281.00
12/31/2014 11.881 11.942 4613.00 12/31/2014 11.354 11.321 253.00
12/31/2015 11.942 11.658 4203.00 12/31/2015 11.321 10.964 231.00
12/31/2016 11.658 11.934 3873.00 12/31/2016 10.964 11.133 209.00
12/31/2017 11.934 13.381 3414.00 12/31/2017 11.133 12.385 198.00
12/31/2018 13.381 12.194 3007.00 12/31/2018 12.385 11.196 186.00
12/31/2019 12.194 14.160 2604.00 12/31/2019 11.196 12.897 180.00
12/31/2020 14.160 16.854 2136.00 12/31/2020 12.897 15.228 163.00
Davis VA Financial Portfolio
12/31/2011 12.771 11.592 5.00 12/31/2011 9.266 8.344 0.00
12/31/2012 11.592 13.582 4.00 12/31/2012 8.344 9.698 0.00
12/31/2013 13.582 17.580 2.00 12/31/2013 9.698 12.453 0.00
12/31/2014 17.580 19.562 1.00 12/31/2014 12.453 13.747 0.00
12/31/2015 19.562 19.677 1.00 12/31/2015 13.747 13.717 0.00
12/31/2016 19.677 22.169 1.00 12/31/2016 13.717 15.331 0.00
12/31/2017 22.169 26.544 1.00 12/31/2017 15.331 18.210 0.00
12/31/2018 26.544 23.380 0.00 12/31/2018 18.210 15.911 0.00
12/31/2019 23.380 29.017 0.00 12/31/2019 15.911 19.590 0.00
12/31/2020 29.017 26.899 0.00 12/31/2020 19.590 18.015 0.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 74 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Fidelity VIP FundsManager 50% Portfolio
12/31/2011 N/A 10.780 73.00 12/31/2011 N/A 10.298 2.00
12/31/2012 10.780 11.705 114.00 12/31/2012 10.298 11.092 2.00
12/31/2013 11.705 13.235 100.00 12/31/2013 11.092 12.442 2.00
12/31/2014 13.235 13.697 113.00 12/31/2014 12.442 12.774 2.00
12/31/2015 13.697 13.504 105.00 12/31/2015 12.774 12.493 2.00
12/31/2016 13.504 13.859 151.00 12/31/2016 12.493 12.720 2.00
12/31/2017 13.859 15.614 75.00 12/31/2017 12.720 14.216 2.00
12/31/2018 15.614 14.568 60.00 12/31/2018 14.216 13.158 2.00
12/31/2019 14.568 16.907 39.00 12/31/2019 13.158 15.148 2.00
12/31/2020 16.907 18.986 33.00 12/31/2020 15.148 16.876 1.00
Fidelity VIP FundsManager 60% Portfolio
12/31/2011 N/A 9.691 385.00 12/31/2011 N/A 9.358 18.00
12/31/2012 9.691 10.651 524.00 12/31/2012 9.358 10.203 24.00
12/31/2013 10.651 12.434 537.00 12/31/2013 10.203 11.817 19.00
12/31/2014 12.434 12.906 569.00 12/31/2014 11.817 12.168 20.00
12/31/2015 12.906 12.761 556.00 12/31/2015 12.168 11.935 19.00
12/31/2016 12.761 13.169 523.00 12/31/2016 11.935 12.218 18.00
12/31/2017 13.169 15.163 479.00 12/31/2017 12.218 13.956 23.00
12/31/2018 15.163 13.977 426.00 12/31/2018 13.956 12.762 18.00
12/31/2019 13.977 16.574 318.00 12/31/2019 12.762 15.013 17.00
12/31/2020 16.574 18.781 286.00 12/31/2020 15.013 16.876 15.00
Franklin Allocation VIP Fund
12/31/2011 8.165 7.927 103.00 12/31/2011 7.934 7.642 2.00
12/31/2012 7.927 9.015 98.00 12/31/2012 7.642 8.621 2.00
12/31/2013 9.015 11.003 72.00 12/31/2013 8.621 10.438 0.00
12/31/2014 11.003 11.159 51.00 12/31/2014 10.438 10.501 0.00
12/31/2015 11.159 10.320 37.00 12/31/2015 10.501 9.635 1.00
12/31/2016 10.320 11.518 33.00 12/31/2016 9.635 10.667 0.00
12/31/2017 11.518 12.718 29.00 12/31/2017 10.667 11.686 0.00
12/31/2018 12.718 11.331 26.00 12/31/2018 11.686 10.327 0.00
12/31/2019 11.331 13.392 21.00 12/31/2019 10.327 12.109 0.00
12/31/2020 13.392 14.756 13.00 12/31/2020 12.109 13.235 0.00
Franklin Income VIP Fund
12/31/2011 49.967 50.449 81.00 12/31/2011 39.636 39.700 15.00
12/31/2012 50.449 56.037 270.00 12/31/2012 39.700 43.744 13.00
12/31/2013 56.037 62.962 359.00 12/31/2013 43.744 48.758 8.00
12/31/2014 62.962 64.952 362.00 12/31/2014 48.758 49.899 7.00
12/31/2015 64.952 59.531 337.00 12/31/2015 49.899 45.370 7.00
12/31/2016 59.531 66.936 323.00 12/31/2016 45.370 50.606 7.00
12/31/2017 66.936 72.392 299.00 12/31/2017 50.606 54.296 6.00
12/31/2018 72.392 68.308 257.00 12/31/2018 54.296 50.823 6.00
12/31/2019 68.308 78.175 219.00 12/31/2019 50.823 57.700 5.00
12/31/2020 78.175 77.620 188.00 12/31/2020 57.700 56.833 5.00
Franklin Mutual Shares VIP Fund
12/31/2011 20.410 19.917 76.00 12/31/2011 17.639 17.076 1.00
12/31/2012 19.917 22.436 161.00 12/31/2012 17.076 19.082 2.00
12/31/2013 22.436 28.376 164.00 12/31/2013 19.082 23.942 2.00
12/31/2014 28.376 29.974 147.00 12/31/2014 23.942 25.089 2.00
12/31/2015 29.974 28.099 129.00 12/31/2015 25.089 23.331 2.00
12/31/2016 28.099 32.157 98.00 12/31/2016 23.331 26.489 1.00
12/31/2017 32.157 34.358 82.00 12/31/2017 26.489 28.077 1.00
12/31/2018 34.358 30.807 70.00 12/31/2018 28.077 24.973 1.00
12/31/2019 30.807 37.235 55.00 12/31/2019 24.973 29.944 1.00
12/31/2020 37.235 34.865 39.00 12/31/2020 29.944 27.813 1.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 75 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Franklin U.S. Government Securities VIP Fund
12/31/2011 29.342 30.578 133.00 12/31/2011 23.309 24.099 29.00
12/31/2012 30.578 30.720 242.00 12/31/2012 24.099 24.016 49.00
12/31/2013 30.720 29.615 264.00 12/31/2013 24.016 22.968 21.00
12/31/2014 29.615 30.191 225.00 12/31/2014 22.968 23.228 19.00
12/31/2015 30.191 29.913 217.00 12/31/2015 23.228 22.831 23.00
12/31/2016 29.913 29.693 237.00 12/31/2016 22.831 22.482 28.00
12/31/2017 29.693 29.673 227.00 12/31/2017 22.482 22.289 29.00
12/31/2018 29.673 29.357 210.00 12/31/2018 22.289 21.874 28.00
12/31/2019 29.357 30.463 165.00 12/31/2019 21.874 22.517 28.00
12/31/2020 30.463 31.189 140.00 12/31/2020 22.517 22.870 23.00
JPMorgan Insurance Trust Core Bond Portfolio
12/31/2014 N/A 13.501 1.00 12/31/2014 N/A 12.626 0.00
12/31/2015 13.501 13.429 6.00 12/31/2015 12.626 12.458 0.00
12/31/2016 13.429 13.485 16.00 12/31/2016 12.458 12.410 0.00
12/31/2017 13.485 13.737 28.00 12/31/2017 12.410 12.542 0.00
12/31/2018 13.737 13.515 43.00 12/31/2018 12.542 12.240 0.00
12/31/2019 13.515 14.375 44.00 12/31/2019 12.240 12.915 0.00
12/31/2020 14.375 15.264 16.00 12/31/2020 12.915 13.604 0.00
MFS VIT Total Return Bond Portfolio
12/31/2014 N/A 17.752 10.00 12/31/2014 N/A 15.784 61.00
12/31/2015 17.752 17.404 15.00 12/31/2015 15.784 15.350 0.00
12/31/2016 17.404 17.850 30.00 12/31/2016 15.350 15.618 0.00
12/31/2017 17.850 18.339 41.00 12/31/2017 15.618 15.919 0.00
12/31/2018 18.339 17.842 64.00 12/31/2018 15.919 15.364 0.00
12/31/2019 17.842 19.339 57.00 12/31/2019 15.364 16.520 0.00
12/31/2020 19.339 20.628 20.00 12/31/2020 16.520 17.480 0.00
PIMCO VIT All Asset Portfolio
12/31/2011 14.370 14.448 465.00 12/31/2011 14.427 14.390 50.00
12/31/2012 14.448 16.375 748.00 12/31/2012 14.390 16.178 59.00
12/31/2013 16.375 16.192 850.00 12/31/2013 16.178 15.869 41.00
12/31/2014 16.192 16.042 771.00 12/31/2014 15.869 15.598 32.00
12/31/2015 16.042 14.397 741.00 12/31/2015 15.598 13.887 30.00
12/31/2016 14.397 16.033 678.00 12/31/2016 13.887 15.341 27.00
12/31/2017 16.033 17.952 619.00 12/31/2017 15.341 17.041 28.00
12/31/2018 17.952 16.744 545.00 12/31/2018 17.041 15.767 26.00
12/31/2019 16.744 18.475 417.00 12/31/2019 15.767 17.258 23.00
12/31/2020 18.475 19.677 350.00 12/31/2020 17.258 18.234 19.00
PIMCO VIT Balanced Allocation Portfolio
12/31/2012 N/A 10.237 154.00 12/31/2012 N/A 10.182 0.00
12/31/2013 10.237 9.477 219.00 12/31/2013 10.182 9.351 1.00
12/31/2014 9.477 9.802 221.00 12/31/2014 9.351 9.594 1.00
12/31/2015 9.802 9.563 216.00 12/31/2015 9.594 9.286 2.00
12/31/2016 9.563 9.708 204.00 12/31/2016 9.286 9.351 1.00
12/31/2017 9.708 10.959 182.00 12/31/2017 9.351 10.472 1.00
12/31/2018 10.959 10.202 175.00 12/31/2018 10.472 9.671 1.00
12/31/2019 10.202 11.972 153.00 12/31/2019 9.671 11.258 1.00
12/31/2020 11.972 13.118 131.00 12/31/2020 11.258 12.237 0.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 76 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
PIMCO VIT CommodityRealReturn Strategy Portfolio
12/31/2011 12.173 11.097 81.00 12/31/2011 11.632 10.520 8.00
12/31/2012 11.097 11.531 91.00 12/31/2012 10.520 10.844 6.00
12/31/2013 11.531 9.700 85.00 12/31/2013 10.844 9.049 6.00
12/31/2014 9.700 7.802 74.00 12/31/2014 9.049 7.221 5.00
12/31/2015 7.802 5.716 74.00 12/31/2015 7.221 5.248 7.00
12/31/2016 5.716 6.491 70.00 12/31/2016 5.248 5.912 6.00
12/31/2017 6.491 6.539 64.00 12/31/2017 5.912 5.908 7.00
12/31/2018 6.539 5.536 47.00 12/31/2018 5.908 4.962 6.00
12/31/2019 5.536 6.083 36.00 12/31/2019 4.962 5.409 6.00
12/31/2020 6.083 6.080 29.00 12/31/2020 5.409 5.363 7.00
PIMCO VIT Dynamic Bond Portfolio
12/31/2011 N/A 9.802 79.00 12/31/2011 N/A 9.749 40.00
12/31/2012 9.802 10.414 279.00 12/31/2012 9.749 10.275 49.00
12/31/2013 10.414 10.154 480.00 12/31/2013 10.275 9.939 39.00
12/31/2014 10.154 10.318 513.00 12/31/2014 9.939 10.019 38.00
12/31/2015 10.318 10.003 542.00 12/31/2015 10.019 9.635 15.00
12/31/2016 10.003 10.331 561.00 12/31/2016 9.635 9.872 16.00
12/31/2017 10.331 10.698 545.00 12/31/2017 9.872 10.142 13.00
12/31/2018 10.698 10.658 485.00 12/31/2018 10.142 10.023 13.00
12/31/2019 10.658 11.029 424.00 12/31/2019 10.023 10.289 9.00
12/31/2020 11.029 11.398 359.00 12/31/2020 10.289 10.549 9.00
PIMCO VIT Emerging Markets Bond Portfolio
12/31/2011 14.738 15.454 343.00 12/31/2011 14.084 14.650 32.00
12/31/2012 15.454 17.966 402.00 12/31/2012 14.650 16.895 49.00
12/31/2013 17.966 16.482 388.00 12/31/2013 16.895 15.376 35.00
12/31/2014 16.482 16.500 371.00 12/31/2014 15.376 15.271 35.00
12/31/2015 16.500 15.905 375.00 12/31/2015 15.271 14.603 37.00
12/31/2016 15.905 17.777 347.00 12/31/2016 14.603 16.191 37.00
12/31/2017 17.777 19.265 281.00 12/31/2017 16.191 17.407 37.00
12/31/2018 19.265 18.097 242.00 12/31/2018 17.407 16.220 36.00
12/31/2019 18.097 20.485 208.00 12/31/2019 16.220 18.215 36.00
12/31/2020 20.485 21.554 192.00 12/31/2020 18.215 19.012 35.00
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged)
12/31/2011 12.952 13.740 120.00 12/31/2011 12.377 13.026 7.00
12/31/2012 13.740 14.489 126.00 12/31/2012 13.026 13.626 6.00
12/31/2013 14.489 13.077 136.00 12/31/2013 13.626 12.199 6.00
12/31/2014 13.077 13.187 96.00 12/31/2014 12.199 12.204 6.00
12/31/2015 13.187 12.479 93.00 12/31/2015 12.204 11.457 6.00
12/31/2016 12.479 12.803 82.00 12/31/2016 11.457 11.661 6.00
12/31/2017 12.803 13.715 71.00 12/31/2017 11.661 12.393 6.00
12/31/2018 13.715 12.956 51.00 12/31/2018 12.393 11.613 2.00
12/31/2019 12.956 13.559 47.00 12/31/2019 11.613 12.057 2.00
12/31/2020 13.559 14.724 37.00 12/31/2020 12.057 12.988 1.00
PIMCO VIT Global Core Bond (Hedged) Portfolio
12/31/2011 N/A 9.814 22.00 12/31/2011 N/A 9.761 0.00
12/31/2012 9.814 10.276 112.00 12/31/2012 9.761 10.139 2.00
12/31/2013 10.276 9.814 196.00 12/31/2013 10.139 9.606 2.00
12/31/2014 9.814 9.533 203.00 12/31/2014 9.606 9.257 2.00
12/31/2015 9.533 8.928 221.00 12/31/2015 9.257 8.600 5.00
12/31/2016 8.928 9.401 224.00 12/31/2016 8.600 8.984 6.00
12/31/2017 9.401 9.668 233.00 12/31/2017 8.984 9.166 6.00
12/31/2018 9.668 9.633 240.00 12/31/2018 9.166 9.059 6.00
12/31/2019 9.633 10.249 186.00 12/31/2019 9.059 9.561 6.00
12/31/2020 10.249 10.926 142.00 12/31/2020 9.561 10.111 7.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix B
 77 

 

M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
PIMCO VIT Global Managed Asset Allocation Portfolio
12/31/2011 10.992 10.652 830.00 12/31/2011 10.888 10.467 71.00
12/31/2012 10.652 11.435 994.00 12/31/2012 10.467 11.146 77.00
12/31/2013 11.435 10.389 976.00 12/31/2013 11.146 10.046 62.00
12/31/2014 10.389 10.726 822.00 12/31/2014 10.046 10.289 54.00
12/31/2015 10.726 10.562 740.00 12/31/2015 10.289 10.051 47.00
12/31/2016 10.562 10.836 692.00 12/31/2016 10.051 10.230 44.00
12/31/2017 10.836 12.190 625.00 12/31/2017 10.230 11.416 40.00
12/31/2018 12.190 11.364 568.00 12/31/2018 11.416 10.558 36.00
12/31/2019 11.364 13.118 498.00 12/31/2019 10.558 12.090 34.00
12/31/2020 13.118 15.112 436.00 12/31/2020 12.090 13.817 28.00
PIMCO VIT High Yield Portfolio
12/31/2011 16.855 17.180 373.00 12/31/2011 15.360 15.532 49.00
12/31/2012 17.180 19.367 828.00 12/31/2012 15.532 17.369 64.00
12/31/2013 19.367 20.195 1104.00 12/31/2013 17.369 17.967 91.00
12/31/2014 20.195 20.581 1183.00 12/31/2014 17.967 18.165 59.00
12/31/2015 20.581 19.961 1180.00 12/31/2015 18.165 17.478 61.00
12/31/2016 19.961 22.141 1190.00 12/31/2016 17.478 19.231 70.00
12/31/2017 22.141 23.281 1163.00 12/31/2017 19.231 20.061 62.00
12/31/2018 23.281 22.346 1028.00 12/31/2018 20.061 19.101 54.00
12/31/2019 22.346 25.286 842.00 12/31/2019 19.101 21.442 53.00
12/31/2020 25.286 26.369 634.00 12/31/2020 21.442 22.181 47.00
PIMCO VIT Long-Term U.S. Government Portfolio
12/31/2017 N/A 28.289 0.00 12/31/2017 N/A 24.362 0.00
12/31/2018 28.289 27.232 0.00 12/31/2018 24.362 23.264 2.00
12/31/2019 27.232 30.437 0.00 12/31/2019 23.264 25.794 2.00
12/31/2020 30.437 35.238 1.00 12/31/2020 25.794 29.625 1.00
PIMCO VIT Real Return Portfolio
12/31/2011 14.058 15.482 460.00 12/31/2011 13.165 14.383 38.00
12/31/2012 15.482 16.603 775.00 12/31/2012 14.383 15.301 49.00
12/31/2013 16.603 14.863 876.00 12/31/2013 15.301 13.589 43.00
12/31/2014 14.863 15.111 847.00 12/31/2014 13.589 13.705 46.00
12/31/2015 15.111 14.498 844.00 12/31/2015 13.705 13.044 54.00
12/31/2016 14.498 15.039 837.00 12/31/2016 13.044 13.424 50.00
12/31/2017 15.039 15.373 798.00 12/31/2017 13.424 13.613 48.00
12/31/2018 15.373 14.824 709.00 12/31/2018 13.613 13.021 47.00
12/31/2019 14.824 15.853 570.00 12/31/2019 13.021 13.814 45.00
12/31/2020 15.853 17.464 451.00 12/31/2020 13.814 15.096 32.00
PIMCO VIT StocksPLUS Global Portfolio
12/31/2011 10.280 9.659 122.00 12/31/2011 10.262 9.566 1.00
12/31/2012 9.659 10.454 126.00 12/31/2012 9.566 10.271 1.00
12/31/2013 10.454 12.288 116.00 12/31/2013 10.271 11.976 1.00
12/31/2014 12.288 12.227 97.00 12/31/2014 11.976 11.821 1.00
12/31/2015 12.227 10.969 85.00 12/31/2015 11.821 10.521 1.00
12/31/2016 10.969 11.655 76.00 12/31/2016 10.521 11.090 1.00
12/31/2017 11.655 14.136 54.00 12/31/2017 11.090 13.343 1.00
12/31/2018 14.136 12.441 50.00 12/31/2018 13.343 11.649 0.00
12/31/2019 12.441 15.645 38.00 12/31/2019 11.649 14.533 0.00
12/31/2020 15.645 17.438 21.00 12/31/2020 14.533 16.069 0.00

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
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M&E Charge 1.40% M&E Charge 2.20%
Period or Year Ended AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
Period or
Year Ended
AUV at
Beginning
of Period
AUV at
End of
Period
Number of
Accumulation Units
Outstanding at End
of Period
PIMCO VIT Total Return Portfolio
12/31/2011 18.572 18.976 962.00 12/31/2011 15.635 15.848 64.00
12/31/2012 18.976 20.507 1518.00 12/31/2012 15.848 16.990 88.00
12/31/2013 20.507 19.825 1739.00 12/31/2013 16.990 16.294 79.00
12/31/2014 19.825 20.387 1657.00 12/31/2014 16.294 16.622 78.00
12/31/2015 20.387 20.194 1591.00 12/31/2015 16.622 16.334 108.00
12/31/2016 20.194 20.448 1569.00 12/31/2016 16.334 16.407 103.00
12/31/2017 20.448 21.156 1488.00 12/31/2017 16.407 16.840 103.00
12/31/2018 21.156 20.750 1341.00 12/31/2018 16.840 16.385 91.00
12/31/2019 20.750 22.174 1114.00 12/31/2019 16.385 17.370 73.00
12/31/2020 22.174 23.759 917.00 12/31/2020 17.370 18.462 69.00
Templeton Global Bond VIP Fund
12/31/2011 44.783 43.777 240.00 12/31/2011 35.596 34.521 17.00
12/31/2012 43.777 49.669 427.00 12/31/2012 34.521 38.852 24.00
12/31/2013 49.669 49.776 530.00 12/31/2013 38.852 38.626 23.00
12/31/2014 49.776 49.984 542.00 12/31/2014 38.626 38.478 21.00
12/31/2015 49.984 47.167 546.00 12/31/2015 38.478 36.021 21.00
12/31/2016 47.167 47.878 568.00 12/31/2016 36.021 36.272 21.00
12/31/2017 47.878 48.124 529.00 12/31/2017 36.272 36.168 19.00
12/31/2018 48.124 48.371 473.00 12/31/2018 36.168 36.063 18.00
12/31/2019 48.371 48.658 405.00 12/31/2019 36.063 35.988 18.00
12/31/2020 48.658 45.446 353.00 12/31/2020 35.988 33.344 18.00
Templeton Growth VIP Fund
12/31/2011 23.000 21.099 29.00 12/31/2011 19.306 17.569 0.00
12/31/2012 21.099 25.187 63.00 12/31/2012 17.569 20.805 1.00
12/31/2013 25.187 32.491 71.00 12/31/2013 20.805 26.625 3.00
12/31/2014 32.491 31.138 71.00 12/31/2014 26.625 25.313 1.00
12/31/2015 31.138 28.713 67.00 12/31/2015 25.313 23.156 1.00
12/31/2016 28.713 31.038 49.00 12/31/2016 23.156 24.831 1.00
12/31/2017 31.038 36.270 42.00 12/31/2017 24.831 28.786 1.00
12/31/2018 36.270 30.452 39.00 12/31/2018 28.786 23.975 1.00
12/31/2019 30.452 34.580 33.00 12/31/2019 23.975 27.008 1.00
12/31/2020 34.580 36.075 22.00 12/31/2020 27.008 27.950 1.00

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Appendix C – Effects of Partial Withdrawals and Lifetime Payments on the Values Available Under the Contract
These calculations show the effects of partial withdrawals and lifetime payments on the Contract’s values. All fractional numbers in these examples have been rounded up to the next whole number.
Partial withdrawals (including Partial Annuitizations, withdrawals for financial adviser fees, and any withdrawal charges, but not amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge) reduce the Contract Value on a dollar for dollar basis, and reduce all of the guaranteed values by the percentage of Contract Value withdrawn.
The following example shows the effect on the available guaranteed values assuming a Contract with a $90,000 initial Purchase Payment and a $5,000 free partial withdrawal to pay financial adviser fees (before beginning any Lifetime Plus Payments or Income Focus Payments) when the Contract Value and Rider Anniversary Value are $100,000, Benefit Base is $104,040, and (Maximum Anniversary Value) is $100,000.
Partial
Withdrawal
  Contract
Value
  Total Income Value
(Income Focus) and
Traditional Death
Benefit Value
  Benefit Base
(Income Protector)
  Rider Anniversary
Value
(Investment Protector)
  (Maximum Anniversary
Value)
(Maximum Anniversary
Death Benefit)
Prior to withdrawal   $ 100,000   $ 90,000   $104,040   $100,000   $100,000
$5,000 withdrawal       – [(5,000/ 100,000)
x 114,000)
  – [(5,000/ 100,000)
x 114,000)
  – [(5,000/ 100,000)
x 114,000)
  – [(5,000/ 100,000)
x 114,000)
        x 90,000)]   x 104,040)]   x 100,000)]   x 100,000)]
    – 5,000   = – 4,500   = – 5,202   = – 5,000   = – 5,000
After withdrawal   $ 95,000   $ 85,500   $ 98,838   $ 95,000   $ 95,000
Lifetime Plus Payments under Income Protector and Income Focus Payments under Income Focus reduce the Contract Value on a dollar for dollar basis and reduce other benefits guaranteed values by the percentage of Contract Value withdrawn. However, Lifetime Plus Payments do not reduce the Benefit Base and Income Focus Payments do not reduce Income Values.
The following example shows the effect of taking the annual maximum payment on your Contract under Income Protector or Income Focus if you are the sole Covered Person. For Income Protector, assume you begin payments at age 62 when the Contract Value is $97,000, the Benefit Base is $120,000, and the annual maximum Lifetime Plus Payment is $4,800 (4% of the $120,000 Benefit Base). For Income Focus, assume you begin payments when your Income Value Percentage is 6.25% and the annual maximum Income Focus Payment is $5,344 (6.25% of the $85,500 Income Value).
Lifetime Plus
Payment
  Contract
Value
  Traditional Death
Benefit Value
  Benefit
Base
  Income Focus
Payment
  Contract
Value
  Traditional Death
Benefit Value
  Income
Value
Before payment   $ 97,000   $ 85,500   $ 120,000   Before payment   $ 97,000   $ 85,500   $ 85,500
$4,800 payment       – [(4,800/ 97,000)       $ 5,344 payment       – [(5,344/ 97,000)    
        x 85,500)]               x 85,500)]    
    – 4,800   = – 4,231   no change       – 5,344   = – 4,710   no change
After payment   $ 92,200   $ 81,269   $ 120,000   After payment   $ 91,656   $ 80,790   $ 85,500
An Excess Withdrawal is a withdrawal you take while you are receiving Lifetime Plus Payments or Income Focus Payments, that when added to any other withdrawals taken during the Benefit Year and your annual actual payment, is greater than your current annual maximum lifetime payment. Partial Excess Withdrawals (including withdrawal charges, but not amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge) immediately reduce the Contract Value on a dollar for dollar basis, and reduce all of the guaranteed values by the percentage of Contract Value withdrawn. Partial Excess Withdrawals also reduce the annual maximum Lifetime Plus Payment or annual maximum Income Focus Payment on the next Benefit Anniversary.

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Continuing from the annual maximum payment example, assume you take a $5,000 partial Excess Withdrawal later in the first Benefit Year when the Contract Value is $92,000.
Excess
Withdrawal
  Contract
Value
  Traditional Death
Benefit Value
  Benefit Base   Next anniverary’s
annual maximum
Lifetime Plus
Payment
  Income Value   Next anniverary’s
annual
maximum
Income Focus
Payment
Prior to withdrawal   $ 92,000   $ 81,269   $ 120,000   $ 4,800   $ 85,500   $ 5,344
$5,000 withdrawal       – [(5,000/ 92,000)   – [(5,000/ 92,000)   – [(5,000/ 92,000)   – [(5,000/ 92,000)   – [(5,000/ 92,000)
        x 81,269)]   x 120,000)]   x 4,800)]   x 85,500   x 5,344)]
    – 5,000   = – 4,417   = – 6,522   = – 261   = – 4,647   = – 290
After withdrawal   $ 87,000   $ 76,852   $ 113,478   $ 4,539   $ 80,853   $ 5,054

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
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Appendix D – Lifetime Benefits
Version A Contracts that were issued on or prior to April 29, 2011 offered two different Lifetime Benefits. Lifetime Plus Benefit was available from October 1, 2007 through March 31, 2009. Lifetime Plus 8 Benefit was available from August 7, 2008 through March 31, 2009. The additional M&E charge for these benefits during the Accumulation Phase is as follows. There is no additional M&E charge for these benefits during the Annuity Phase.
Optional Lifetime Benefits Contract
Version
Available Dates Current Additional M&E
Charge(1)
(as a percentage of each
Investment Options’
net asset value)
Maximum
Additional
M&E Charge(1)
(as a percentage of each
Investment Options’
net asset value)
No qualifying
event, or
declined
charge
increase(2)
Had a
qualifying
event and
accepted
increase(2)
Lifetime Plus Benefit A 10/1/2007 – 3/31/2009      
Single Lifetime Plus Payments     0.70% 1.20% 1.50%(3)
Joint Lifetime Plus Payments     0.85% 1.35% 1.65%(4)
Lifetime Plus 8 Benefit A 8/7/2008 – 1/23/2009      
Single Lifetime Plus Payments     0.80%(5) 1.20%(7) 1.60%(3)
Joint Lifetime Plus Payments     0.95%(6) 1.35%(8) 1.75%(4)
Lifetime Plus 8 Benefit A 1/26/2009 – 3/31/2009      
Single Lifetime Plus Payments     0.95% 1.20% 1.60%(3)
Joint Lifetime Plus Payments     1.10% 1.35% 1.75%(4)
(1) We assess the additional M&E charge for these optional benefits during the Accumulation Phase while your benefit is in effect and your Contract Value is positive.
(2) A qualifying event is the reset of a Lifetime Benefit’s Annual Increase, or an automatic annual Lifetime Plus Payment increase, that occurred on or after April 29, 2013. If you have had an annual payment increase, your additional M&E charge does not change until the next fifth Benefit Anniversary. If you have had a qualifying event, you can decline this increase to the additional M&E charge as discussed in this appendix.
(3) This is the maximum charge we could impose if you remove a Covered Person or have a qualifying event.
(4) This is the maximum charge we could impose if you have a qualifying event.
(5) On the Benefit Date, the M&E charge reduces to 0.70% and the maximum M&E charge reduces to 1.50%.
(6) On the Benefit Date, the M&E charge reduces to 0.85% and the maximum M&E charge reduces to 1.65%.
(7) On the Benefit Date, the M&E charge reduces to 1.10% and the maximum M&E charge reduces to 1.50%.
(8) On the Benefit Date, the M&E charge reduces to 1.25% and the maximum M&E charge reduces to 1.65%.
Except as specified in this appendix, the same terms and conditions apply to each Lifetime Benefit. We designed Lifetime Plus Payments to last for the lifetime of the Covered Person(s). If all Covered Persons die or are removed from the Contract before Lifetime Plus Payments begin, your Lifetime Benefit ends and payments are not available to you. In the case of non-spouse Joint Owners, if a Joint Owner dies before payments begin, this benefit ends and payments are not available to you even if the Covered Person is still alive. You can begin payments immediately if the Covered Person(s) meet the minimum exercise age requirement (see “Requesting Lifetime Plus Payments”). You choose your payment frequency and amount subject to an annual maximum. Once established, the annual maximum Lifetime Plus Payment can increase, but it cannot decrease unless you take an Excess Withdrawal.
There are several important points to note about Lifetime Benefits.
If you do not begin receiving Lifetime Plus Payments during the eligibility period, your benefit ends and you will have paid for the benefit without receiving any of its advantages. In addition, before Lifetime Plus Payments begin you are paying for a benefit you are not currently using.
Joint Lifetime Plus Payments are not available under Lifetime Plus Benefit if there is more than a 30-year age difference between spouses, or under Lifetime Plus 8 Benefit if there is more than a 25-year age difference between spouses.
Lifetime Benefits do not create Contract Value or guarantee the performance of any Investment Option.

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We restrict Contract Value allocations and transfers, and rebalance your Contract Value quarterly. These restrictions support the benefit’s guarantees, and to the extent they limit your investment flexibility, they may limit the upside potential to your Contract Value and Benefit Base.
If you take less than the annual maximum Lifetime Plus Payment, you may not receive an annual payment increase. Allocations to the Cumulative Withdrawal Benefit (the difference between your annual maximum Lifetime Plus Payment and the annual actual Lifetime Plus Payment you receive) do not earn interest or participate in your selected Investment Options’ performance, and are not available to your Beneficiaries* upon death. (See the “Cumulative Withdrawal Benefit” discussion later in this appendix.)
* If you selected joint Lifetime Plus Payments and the surviving spouse who is also the joint Covered Person continues the Contract, the Cumulative Withdrawal Value is available to your spouse.
   
•  For the flexible rebalancing program: The program is not available while your Lifetime Benefit is in effect. However, you can participate in the flexible rebalancing program after the rider termination date if you remove a Lifetime Benefit from your Contract.
•  For partial withdrawals: You cannot take a partial withdrawal from specific Investment Options if you have a Lifetime Benefit.
Removing a Lifetime Benefit
You can remove a Lifetime Benefit from your Contract before Lifetime Plus Payments begin by completing the appropriate form. We remove your benefit from your Contract on the Contract Anniversary (or on the next Business Day if the Contract Anniversary is not a Business Day) that occurs immediately after we receive your request in Good Order at our Service Center, and the rider termination date is that Contract Anniversary. For the request to be in Good Order, we must receive this form no earlier than 30 days before a Contract Anniversary, and no later than before the end of the last Business Day before the Contract Anniversary. On the rider termination date, we no longer assess the Lifetime Benefit’s additional M&E charge, and the restrictions on Contract Value allocations and transfers no longer apply. Because the total M&E charge for the Contract changes, we adjust the number of accumulation units so that the Contract Value on the rider termination date remains the same. Because the performance of the Investment Options causes the accumulation unit values to fluctuate, the adjustment to the number of accumulation units may be positive or negative.
Although you cannot remove a Lifetime Benefit on or after the Benefit Date, you can end your selected benefit by:
taking an Excess Withdrawal of the total Contract Value (your Contract Value must be greater than the Cumulative Withdrawal Value); or
requesting a Full Annuitization.
Covered Person(s)
We base Lifetime Plus Payments on the lives of the Covered Person(s). Their ages determined availability of the benefit, when lifetime payments can begin and the Lifetime Plus Payment percentage. When you selected a benefit, you chose whether you wanted payments based on your life (single Lifetime Plus Payments), or the lifetime of you and your spouse (joint Lifetime Plus Payments). However, joint Lifetime Plus Payments are not available under Lifetime Plus Benefit if there is more than a 30-year age difference between spouses, or under Lifetime Plus 8 Benefit if there is more than a 25-year age difference between spouses. Based on your payment selection, we determined the Covered Persons as follows.
For single Lifetime Plus Payments and:
solely owned Contracts, the Covered Person is the Owner.
jointly owned Contracts, you chose which Owner is the Covered Person.
Contracts owned by a non-individual, the Covered Person is the Annuitant.
For joint Lifetime Plus Payments, Covered Persons must be spouses and:
Non-Qualified Contracts:
–  spouses must be Joint Owners; or

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–  one spouse must be the Annuitant and the other spouse must be the sole primary Beneficiary if the sole Owner is a non-individual; or
–  one spouse must be the sole Owner and Annuitant and the other spouse must be the sole primary Beneficiary.
Qualified Contracts:
–  one spouse must be the sole Owner and Annuitant and the other spouse must be the sole primary Beneficiary; or
–  if the owner is a non-individual, then one spouse must be the Annuitant and the other spouse must be the sole primary Beneficiary; or
–  if the owner is a non-individual and we require the non-individual Owner to also be the sole primary Beneficiary, then one spouse must be the Annuitant and the other spouse must be the sole contingent Beneficiary.
You cannot add or replace a Covered Person. However, you can remove a joint Covered Person before the Benefit Date on a Contract Anniversary, or after the Benefit Date on a Benefit Anniversary by completing the appropriate form and sending it to us within 30 days before the anniversary. We process your request on the Contract Anniversary* (or Benefit Anniversary) that occurs immediately after we receive your request in Good Order at our Service Center. Removing a joint Covered Person does not change Lifetime Plus Payments, but it may change your M&E charge. If you remove a joint Covered Person we reserve the right to declare a new additional M&E charge. Any new additional M&E charge cannot be greater than the maximum for your Lifetime Benefit with single Lifetime Plus Payments stated at the beginning of this appendix. If we change the additional M&E charge, we adjust the number of accumulation units so that the Contract Value on the anniversary that we process your request remains the same. Because the performance of the Investment Options causes the accumulation unit values to fluctuate, the adjustment to the number of accumulation units may be positive or negative.
* Or on the next Business Day if the Contract Anniversary or Benefit Anniversary is not a Business Day.
Once we remove a Covered Person, he or she cannot be reinstated.
•  Following an assignment or change of ownership/Annuitant/Beneficiary, if a Covered Person no longer has the required relationship stated here, he or she is removed from the Contract as a Covered Person. If we remove all Covered Persons from the Contract, your Lifetime Benefit and any Lifetime Plus Payments end.
•  For non-spouse Joint Owners with single Lifetime Plus Payments: If you are no longer spouses on the date of an Owner’s death and the Contract Value is positive, we pay any applicable death benefit to the Beneficiary(s) and the Lifetime Benefit and any Lifetime Plus Payments end. This means Lifetime Plus Payments are no longer available even if a Covered Person is still alive.
•  Joint Covered Persons must continue to qualify as spouses under federal law while your benefit is in effect. Until then, if at any time joint Covered Persons are no longer spouses, you must send us written notice. We either divide the Contract in accordance with any applicable court order or law regarding division of assets upon divorce, or remove a former spouse from the Contract as a Covered Person and also as an Owner, Joint Owner or Annuitant. At this time, we may change the additional M&E charge for your Lifetime Benefit as discussed in this appendix. However, any new additional M&E charge cannot be greater than the maximum stated at the beginning of this appendix. When we receive notification of an Owner’s death, if we discover that the joint Covered Persons were not federally recognized spouses at the time of death, spousal continuation of the Contract is not available. Therefore, your benefit, any Lifetime Plus Payments and the Contract all end.
Lifetime Plus Payment Overview
We base your initial Lifetime Plus Payment on the Benefit Base and payment percentage. When payments begin (on the Benefit Date), the Benefit Base is the greater of:
Contract Value as of the end of the last Business Day before the Benefit Date,
Quarterly Anniversary Value, or
For Lifetime Plus Benefit, an annual 5% compounded interest applied to Purchase Payments adjusted for withdrawals. Each Contract Anniversary before the older Covered Person’s 81st birthday we automatically reset the compounded interest to equal the Contract Value, if greater (5% Annual Increase).

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For Lifetime Plus 8 Benefit, a quarterly simple interest of 2% applied to Purchase Payments adjusted for withdrawals for up to 20 years. Each quarter we reset the simple interest to equal the Contract Value, if greater (8% Annual Increase).
We determine your payment percentage by using Lifetime Plus Payment Table for your selected benefit. We established your Contract’s Lifetime Plus Payment Table on the rider effective date and we cannot change it.
Lifetime Plus Payment Table for
Lifetime Plus Benefit with single Lifetime Plus Payments
Age band of the Covered Person   Annual maximum Lifetime Plus
Payment percentage
55 – 59   4%
60 – 69   5%
70 – 79   6%
80+   7%
    
Lifetime Plus Payment Table for
Lifetime Plus Benefit with joint Lifetime Plus Payments
Age band of the younger
Covered Person
  Annual maximum Lifetime Plus
Payment percentage
60 – 69   5%
70 – 74   5.5%
75 – 79   6%
80+   7%
    
Lifetime Plus Payment Table for
Lifetime Plus 8 Benefit
Age band of the Covered Person
(or younger Covered Person for
joint Lifetime Plus Payments)
  Annual maximum Lifetime Plus
Payment percentage
65 – 79   5%
80+   6%
The annual maximum Lifetime Plus Payment is the amount you are entitled to receive each year, but you can choose to take less. Your annual maximum Lifetime Plus Payment may increase based on the Covered Person’s age and/or if the Contract Value increases. However, your payment does not increase annually just as a result of the Covered Person moving into a new age band; the result of the current Contract Value multiplied by the increased payment percentage must be greater than your current annual maximum Lifetime Plus Payment for your payment to increase. For more information, see the “Automatic Annual Lifetime Plus Payment Increases.”
Benefit Base
The Benefit Base determines your initial annual maximum Lifetime Plus Payment. The greater the Benefit Base, the greater the initial annual maximum Lifetime Plus Payment.
On the rider effective date, and on each Business Day before the Benefit Date, the Benefit Base is equal to the greatest of:
the Quarterly Anniversary Value,
for Lifetime Plus Benefit, the 5% Annual Increase, or
for Lifetime Plus 8 Benefit, the 8% Annual Increase.
On the Benefit Date, we compare your Benefit Base to the Contract Value using the values determined at the end of the prior Business Day and increase your Benefit Base to equal this Contract Value if it is greater.
On and after the Benefit Date, your Benefit Base only changes if you take an Excess Withdrawal, or we increase your annual maximum Lifetime Plus Payment. Excess Withdrawals reduce your Benefit Base by the percentage of Contract

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Value withdrawn, determined at the end of the Business Day we process the withdrawal. An annual payment increase may increase or decrease your Benefit Base at the end of the last Business Day before a Benefit Anniversary as follows.
If we increase your annual maximum Lifetime Plus Payment because the Contract Value increased, we increase your Benefit Base by the same percentage that we increased the payment.
If we increase your annual maximum Lifetime Plus Payment because the current payment percentage multiplied by the current Contract Value results in a higher payment, we change your Benefit Base to equal this Contract Value. This change may increase or decrease your Benefit Base. For example, suppose a 60-year old has an annual maximum Lifetime Plus Payment of $4,000 based on the Benefit Base of $100,000 ($4,000 = 4% x $100,000). On the next Benefit Anniversary, if the payment percentage increases to 5% based on the Covered Person’s age, at 5% the annual maximum Lifetime Plus Payment would increase if the current Contract Value was at least $80,020 ($80,020 x 5% = $4,001). The Benefit Base of $100,000 would then reduce to equal the $80,020 Contract Value.
    
•  For Bonus Option Contracts, bonus amounts are not included in the parts of the Quarterly Anniversary Value, 5% Annual Increase or 8% Annual Increase based on Purchase Payments.
Quarterly Anniversary Value
While your Lifetime Benefit is in effect, we only calculate the Quarterly Anniversary Value before the Benefit Date.
If the rider effective date was the Issue Date, the Quarterly Anniversary Value was initially equal to the Purchase Payment received on the Issue Date. If the rider effective date was after the Issue Date, the Quarterly Anniversary Value was initially equal to the Contract Value at the end of the prior Business Day.
At the end of each Business Day, we adjust the Quarterly Anniversary Value as follows.
We increase it by the amount of any additional Purchase Payments.
We reduce it by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Quarterly Anniversary, we compare the Quarterly Anniversary Value to the Contract Value using the values determined at the end of the prior Business Day and increase the Quarterly Anniversary Value to equal this Contract Value if it is greater.
Lifetime Plus Benefit’s 5% Annual Increase
While your Lifetime Plus Benefit is in effect, we only calculate the 5% Annual Increase before the Benefit Date.
If the rider effective date was the Issue Date, the 5% Annual Increase was initially equal to the Purchase Payment received on the Issue Date. If the rider effective date was after the Issue Date, the 5% Annual Increase was initially equal to the Contract Value at the end of the prior Business Day.
At the end of each Business Day we adjust the 5% Annual Increase as follows.
We increase it by the amount of any additional Purchase Payments.
We reduce it by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
If the rider effective date was the Issue Date and there are no resets, we calculate the 5% Annual Increase as follows.
On the first Rider Anniversary the 5% Annual Increase is equal to:
a + (0.05 x b)
Where:
a = The 5% Annual Increase at the end of the prior Business Day; and
b = Purchase Payments* received within 90 days of the Issue Date.

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On the second and later Rider Anniversaries the 5% Annual Increase is equal to:
c + (0.05 x d)
Where:
c = The 5% Annual Increase at the end of the prior Business Day; and
d = Purchase Payments* received more than one year ago and at most 11 years ago. If there was no reset, on the 11th Rider Anniversary we exclude from “d” any Purchase Payments received within 90 days of the Issue Date.
* We reduce each Purchase Payment by the percentage of any Contract Value withdrawn, determined at the end of each Business Day. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
If the rider effective date was after the Issue Date or there are resets, we calculate the 5% Annual Increase as follows.
On the first Rider Anniversary (or first reset anniversary) the 5% Annual Increase is equal to:
e + (0.05 x f)
Where:
e = The 5% Annual Increase at the end of the prior Business Day; and
f = Contract Value* determined at the end of the last Business Day before the rider effective date (or reset date).
On the second and later Rider Anniversaries (or second and later reset anniversaries) the 5% Annual Increase is equal to:
g + (0.05 x h)
Where:
g = The 5% Annual Increase at the end of the prior Business Day; and
h = Contract Value* determined at the end of the last Business Day before the rider effective date (or reset date), plus total Purchase Payments* received more than one year ago and at most 11 years ago and after the rider effective date (or reset date). If there was no reset, on the 11th Rider Anniversary we exclude from “d” any Purchase Payments received within 90 days of the Issue Date. We reduce each Purchase Payment by the percentage of any Contract Value withdrawn, determined at the end of each Business Day. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
* Reduced by the percentage of any Contract Value withdrawn on or after the rider effective date (or reset date), determined at the end of each Business Day. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
Lifetime Plus Benefit’s Resets
While your Lifetime Plus Benefit is in effect, and before the older Covered Person’s 81st birthday or the Benefit Date, on each Contract Anniversary we compare the 5% Annual Increase to the Contract Value using the values determined at the end of the prior Business Day and increase the 5% Annual Increase to equal this Contract Value if it is greater (automatic reset).
For an automatic reset that occurs on or after April 29, 2013, the current additional M&E charge is 1.20% for single Lifetime Plus Payments and 1.35% for joint Lifetime Plus Payments. We reserve the right to change the additional M&E charge for an automatic reset in the future, but any new additional M&E charge cannot be greater than the maximum stated for the Lifetime Plus Benefit at the beginning of this appendix. We send you written notice of this increase to your additional M&E charge and provide you at least 30-days to accept the charge increase or opt out of future automatic resets. If you accept this increase to the additional M&E charge we change the additional M&E charge on the 60th day after the reset date, or on the next Business Day if the 60th day is not a Business Day. If you accept this increase, you continue to be eligible to receive future automatic resets.
If you opt out of future automatic resets, we do not increase Lifetime Plus Benefit’s additional M&E charge, you do not receive any future automatic resets, you keep all previous resets (including this reset), and you can request manual resets in the future. After opting out of automatic resets, you can request a manual reset within 30 days following a Contract Anniversary by completing the appropriate form. Manual resets are only available on a Contract Anniversary if the Contract Value is greater than the 5% Annual Increase using the values determined at the end of the prior Business Day.

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We process your manual reset request as of the immediately preceding Contract Anniversary (reset date) once we receive your request in Good Order at our Service Center. If the reset date does not fall on a Business Day, we process your request on the next Business Day. For a manual reset requested on or after April 29, 2013, the current additional M&E charge is 1.20% for single Lifetime Plus Payments and 1.35% for joint Lifetime Plus Payments. We reserve the right to change the additional M&E charge for a manual reset in the future, but any new additional M&E charge cannot be greater than the maximum stated at the beginning of this appendix. Any M& E charge change due to a manual reset occurs on the 30th day after the reset date, or on the next Business Day if the 30th day is not a Business Day.
If we change Lifetime Plus Benefit’s additional M&E charge, we simultaneously adjust the number of accumulation units so that the Contract Value remains the same. Because Investment Option performance changes accumulation unit values, this adjustment may be positive or negative.
When we process a reset (automatic or manual), we change the 5% Annual Increase to equal the Contract Value determined at the end of the last Business Day before the reset date.
Lifetime Plus 8 Benefit’s 8% Annual Increase
While your Lifetime Plus 8 Benefit is in effect, we only calculate the 8% Annual Increase before the Benefit Date.
On each Quarterly Anniversary during the increase period, we apply a simple interest increase of 2% to the Purchase Payments adjusted for withdrawals (or the Contract Value on the rider effective date, if applicable). The increase period begins on the first Quarterly Anniversary that occurs on or after the sole Covered Person’s 60th birthday, or the younger joint Covered Person’s 65th birthday (the increase start date). The increase start date was the rider effective date if the Covered Person’s age requirement was met on that date. The increase period ends on the earlier of the Contract Anniversary that occurs 20 years after the increase start date, or on the Benefit Date.
On each Quarterly Anniversary, we compare the 8% Annual Increase to the Contract Value and increase it to equal the Contract Value if the Contract Value is greater (reset). During the increase period, we do this comparison after applying any quarterly simple interest. We also then apply any future simple interest increases to the reset value. Contract Value resets occur during the entire period we calculate the 8% Annual Increase, not just during the increase period. A reset may result in an increase to the additional M&E charge as described later in this appendix.
If the rider effective date was the Issue Date, both the 8% Annual Increase and increase base were initially equal to the Purchase Payment received on the Issue Date. If the rider effective date was after the Issue Date, both the 8% Annual Increase and increase base were initially equal to the Contract Value at the end of the prior Business Day.
At the end of each Business Day, we adjust both the 8% Annual Increase and increase base as follows.
We increase them by the amount of any additional Purchase Payments.
We reduce them by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Quarterly Anniversary during the increase period, the 8% Annual Increase is equal to:
a + 0.02 (b – c)
Where:
a = The 8% Annual Increase at the end of the prior Business Day;
b = The increase base at the end of the prior Business Day; and
c = Purchase Payments* received on or after the prior Quarterly Anniversary. If you selected this benefit at issue, we exclude from “c” any Purchase Payments received before the first Quarterly Anniversary.
* We reduce each Purchase Payment by the percentage of any Contract Value withdrawn, determined at the end of each Business Day. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
We then compare this 8% Annual Increase to the Contract Value at the end of the prior Business Day and increase both the 8% Annual Increase and the increase base to equal this Contract Value if it is greater. As previously stated, these resets can occur before, during and after the increase period.

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For a reset that occurs on or after April 29, 2013, the current additional M&E charge is 1.20% for single Lifetime Plus Payments and 1.35% for joint Lifetime Plus Payments. We reserve the right to change this additional M&E charge for a reset in the future, but any new additional M&E charge cannot be greater than the maximum stated for the Lifetime Plus 8 Benefit at the beginning of this appendix. We send you written notice of this increase to your additional M&E charge and provide you at least 30-days to decline the reset. If you decline the reset, you will not receive any future automatic resets, but you keep all previous resets (including this reset). If you do not contact us and decline the increase to the additional M&E charge during the 30-day notice period, we assume you have accepted the increase and we change the additional M& E charge on the 60th day after the reset date, or on the next Business Day if the 60th day is not a Business Day. If you accept an increase to Lifetime Plus 8 Benefit’s additional M&E charge, then you continue to be eligible to receive future resets.
If we change Lifetime Plus 8 Benefit’s additional M&E charge, we simultaneously adjust the number of accumulation units so that the Contract Value remains the same. Because Investment Option performance changes accumulation unit values, this adjustment may be positive or negative.
Requesting Lifetime Plus Payments
You request Lifetime Plus Payments by completing a payment election form. Lifetime Plus Payments begin on the Benefit Date, which must be either the 1st or 15th of a calendar month. Your Benefit Date is the next available date that occurs at least 15 calendar days after we receive your request in Good Order at our Service Center. At least one Covered Person must be alive on the Benefit Date in order for Lifetime Plus Payments to begin. You cannot submit this form until the younger Covered Person reaches the exercise age, or once the older Covered Person reaches age 91. The exercise age for Lifetime Plus Benefit with single Lifetime Plus Payments is age 55, and for joint payments it is age 60. The exercise age for Lifetime Plus 8 Benefit is age 65.
You can receive Lifetime Plus Payments semi-monthly, monthly, quarterly, semi-annually, or annually. If the scheduled payment date does not fall on a Business Day, we make the payment on the next Business Day.
You can change your payment frequency once each Benefit Year while your Contract Value is positive. Once your Contract Value reduces to zero, you receive your maximum Lifetime Plus Payment at the previous selected payment frequency. You must provide notice of any requested payment frequency change to our Service Center at least 30 days before the Benefit Anniversary. If the change is available, we implement it on the Benefit Anniversary and it remains in effect until the benefit ends or you request another change.
We will begin making payments to you automatically without your request if your Contract Value reduces to zero for any reason other than a withdrawal or annuitization while this benefit is in effect and before the Benefit Date. In this instance we calculate your annual maximum Lifetime Plus Payment and begin making annual payments to you on the next available Benefit Date.
If the Benefit Date has not occurred six months before the older Covered Person reaches age 91, we send you written notice that the benefit is about to end. If the benefit ends before Lifetime Plus Payments begin, you will have paid for the benefit without receiving any of its advantages.
Once Lifetime Plus Payments begin:
You can no longer remove your selected Lifetime Benefit from the Contract.
You cannot take new Partial Annuitizations.
You cannot make additional Purchase Payments so the Traditional Death Benefit Value (if applicable) no longer increases.
Any active automatic investment plan and/or systematic withdrawal or dollar cost averaging programs end.
The free withdrawal privilege is not available.
You can only change the Owner if you selected joint Lifetime Plus Payments and:
–  an Owner dies and the spouse continues the Contract, or
–  you remove a joint Covered Person who is also a Joint Owner from the Contract. In this case, the remaining Covered Person must become the new sole Owner.
If you selected Lifetime Plus Benefit, the additional M&E charge continues until the benefit ends, or the Business Day the Contract Value reduces to zero.

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If you selected Lifetime Plus 8 Benefit and your rider effective date is before January 26, 2009, the additional M&E charge decreases as indicated at the beginning of this appendix, and it continues until the benefit ends, or the Contract Value reduces to zero.
If you selected Lifetime Plus 8 Benefit and your rider effective date is from January 26, 2009 through March 31, 2009, the additional M&E charge continues until the benefit ends, or the Contract Value reduces to zero.
If you selected the Quarterly Value Death Benefit, its additional M&E charge continues until that benefit ends.
If you take a Full Annuitization, Lifetime Plus Payments stop and your Lifetime Benefit ends.
The Contract Value continues to fluctuate as a result of Investment Option performance, and it decreases on a dollar for dollar basis with each Lifetime Plus Payment, Cumulative Withdrawal and any Excess Withdrawal, and the deduction of Contract charges other than the M&E charge.
Lifetime Plus Payments and Cumulative Withdrawals do not reduce your Benefit Base, but Excess Withdrawals reduce your Benefit Base and annual maximum Lifetime Plus Payment by the percentage of Contract Value withdrawn (including any withdrawal charge). Excess Withdrawals may cause your Lifetime Plus Payments to stop and your Lifetime Benefit to end.
Each Lifetime Plus Payment, Cumulative Withdrawal and any Excess Withdrawal reduces the Traditional Death Benefit Value (or the Quarterly Anniversary Value under the Quarterly Value Death Benefit, if applicable) by the percentage of Contract Value withdrawn (including any withdrawal charge).
We may increase your annual maximum Lifetime Plus Payment on every Benefit Anniversary before the older Covered Person reaches age 91. If you receive a payment increase, we may also change your Benefit Base and we reserve the right to change your Lifetime Benefit’s additional M&E charge subject to the maximum additional M&E charge stated at the beginning of this appendix.
If your Contract Value reduces to zero for any reason other than an Excess Withdrawal or annuitization that does not convert your Lifetime Plus Payments to Annuity Payments, you will continue to receive your maximum available Lifetime Plus Payment at the previous selected payment frequency until the earlier of the death of the Owner or last surviving Covered Person.
    
•  If the older Covered Person was age 80 on the rider effective date we extend the latest available Benefit Date by 30 calendar days in order to allow you to receive the maximum benefit from the Benefit Base values.
Calculating Your Lifetime Plus Payments
The annual maximum Lifetime Plus Payment is the amount you are entitled to receive each Benefit Year. On the Benefit Date, the initial annual maximum Lifetime Plus Payment is equal to the Benefit Base multiplied by the current payment percentage, determined by using the Lifetime Plus Payment Table (see “Lifetime Plus Payment Overview” earlier in this appendix). On the Benefit Date, if your initial annual maximum Lifetime Plus Payment is less than $100, your benefit ends without receiving any of its advantages. For example, assuming a 4% initial payment percentage, if you take withdrawals that reduce the Benefit Base to less than $2,200, this would result in an initial Lifetime Plus Payment of less than $100.
The annual maximum Lifetime Plus Payment is the amount you are entitled to, but the Cumulative Withdrawal Benefit allows you to take less. The annual actual Lifetime Plus Payment is the total amount you choose to receive each year. Each Lifetime Plus Payment you receive is equal to the annual actual Lifetime Plus Payment divided by the number of payments you chose to receive during the Benefit Year. The initial actual Lifetime Plus Payment must either be zero, or at least $100.
We deduct each Lifetime Plus Payment, Cumulative Withdrawal, Excess Withdrawal, and any additional payments resulting from a required minimum distribution, proportionately from the Investment Options. We continue to rebalance the Contract Value quarterly among the Investment Options according to your future Purchase Payment allocation instructions while your benefit is in effect. You can also continue to make transfers between the Investment Options while your benefit is in effect, subject to the restrictions set out in section 5, Investment Options – Transfers Between Investment Options, and the “Investment Option Allocation and Transfer Restrictions” discussion later in this appendix.
If your Contract Value reduces to zero for any reason other than an Excess Withdrawal or Full Annuitization, then Lifetime Plus Payments continue until the deaths of all Covered Persons.

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Cumulative Withdrawal Benefit
Cumulative Withdrawal Benefit allows you to control the amount of actual Lifetime Plus Payment you receive. Any part of your annual maximum Lifetime Plus Payment that you do not withdraw in a given Benefit Year is added to the Cumulative Withdrawal Value, which is available to you upon request. Cumulative Withdrawal Benefit is automatically part of your Lifetime Benefit and has no additional fee or charge.
You can change the amount of your actual Lifetime Plus Payment once each Benefit Year while your Contract Value is positive. You must provide notice of any requested change to your actual Lifetime Plus Payment amount to our Service Center at least 30 days before the Benefit Date or Benefit Anniversary (as applicable). If the change is available, we implement it on the Benefit Date or Benefit Anniversary and it remains in effect until you request another change, your Contract Value reduces to zero, or your benefit ends. Once your Contract Value reduces to zero you must take the maximum Lifetime Plus Payment at your previously selected payment frequency.
The Cumulative Withdrawal Value is the total of all annual maximum Lifetime Plus Payments that you did not take. The Cumulative Withdrawal Value does not earn interest and it does not increase or decrease with your selected Investment Options’ performance. It only increases when you take less than your annual maximum Lifetime Plus Payment and it only decreases when you take a Cumulative Withdrawal. The Cumulative Withdrawal Value remains in your Contract until you take a Cumulative Withdrawal. The Cumulative Withdrawal Value is not available to your Beneficiaries upon death, unless your Beneficiary is your spouse, a joint Covered Person and continues the Contract.
You can take withdrawals from your Cumulative Withdrawal Value at any time. Any portion of a withdrawal you take on or after the Benefit Date that is less than or equal to your Cumulative Withdrawal Value is a Cumulative Withdrawal, and any portion that is greater than your Cumulative Withdrawal Value is an Excess Withdrawal. Each Cumulative Withdrawal must be at least $100, or your entire Cumulative Withdrawal Value.
Cumulative Withdrawals are not subject to a withdrawal charge . Each Cumulative Withdrawal reduces your Contract Value, Withdrawal Charge Basis and Cumulative Withdrawal Value on a dollar for dollar basis, and reduces the portion of the Traditional Death Benefit Value that is based on Purchase Payments (or the portion of the Quarterly Value Death Benefit value that is based on the Quarterly Anniversary Value, if applicable) by the percentage of Contract Value withdrawn.
If your Contract Value reduces to zero for any reason other than an Excess Withdrawal, we send you any remaining Cumulative Withdrawal Value and your Cumulative Withdrawal Benefit ends. Otherwise your Cumulative Withdrawal Benefit ends when your Lifetime Benefit ends.
Excess Withdrawals
Your annual maximum Lifetime Plus Payment only decreases if you take an Excess Withdrawal. An Excess Withdrawal is any portion of a withdrawal you take on or after the Benefit Date that is greater than your Cumulative Withdrawal Value. Excess Withdrawals include any applicable withdrawal charge.
Any partial Excess Withdrawal must comply with the restrictions in section 8, Access to Your Money and the following provisions. If your Contract Value is less than $2,000, you can only withdraw the total remaining Contract Value. Also, if at the end of the Business Day that we process your Excess Withdrawal your Contract Value is less than $2,000, you must withdraw the total remaining Contract Value. We also review how each partial Excess Withdrawal would hypothetically reduce your current annual maximum Lifetime Plus Payment. On the Business Day you take a partial Excess Withdrawal, if the current Benefit Base (after reduction for the Excess Withdrawal) multiplied by the age-based payment percentage as of the prior Benefit Anniversary is less than $100, you must withdraw the total remaining Contract Value. If you take an Excess Withdrawal of the total remaining Contract Value your entire Contract ends.
Excess Withdrawals reduce your annual maximum Lifetime Plus Payment on the next Benefit Anniversary after the withdrawal by the percentage of Contract Value withdrawn, determined at the end of the Business Day we process each withdrawal.

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•  For Qualified Contracts, if we calculate a required minimum distribution (RMD) based on this Contract, after making all Lifetime Plus Payments for the calendar year, we determine whether this calendar year’s total RMD has been satisfied by these payments, Cumulative Withdrawals and any Excess Withdrawals. If the RMD amount for this Contract has not been satisfied, we send you this remaining amount as one RMD payment by the end of the calendar year. We consider this payment to be a withdrawal, but it is not an Excess Withdrawal and it is not subject to a withdrawal charge.
•  For required annuitizations, if on the Income Date you are receiving Lifetime Plus Payments, we guarantee to pay you the greater of your maximum Lifetime Plus Payment, or fixed Annuity Payments based on the greater of Contract Value or Cumulative Withdrawal Value under Annuity Option 1 or Annuity Option 3. If we pay you the maximum Lifetime Plus Payment on the Income Date, we also send you any remaining Cumulative Withdrawal Value. If you select any other Annuity Option, or if you choose variable Annuity Payments, these guarantees do not apply. For more information, see section 9, The Annuity Phase.
Automatic Annual Lifetime Plus Payment Increases
We may change your annual maximum Lifetime Plus Payment on each Benefit Anniversary before the older Covered Person reaches age 91 as follows.
If you took your annual maximum Lifetime Plus Payment during the last Benefit Year, we increase next year’s annual maximum payment if the Contract Value at the end of the prior Business Day is greater than the Contract Value from one year ago (which is the end of the last Business Day before the prior Benefit Anniversary, or the Benefit Date if this is the first Benefit Anniversary). This increase is equal to the percentage of growth between these two Contract Values. For example, if the Contract Value increased by 5%, we also increase your annual maximum Lifetime Plus Payment by 5%.
If the current payment percentage multiplied by the Contract Value at the end of the prior Business Day results in a higher annual maximum Lifetime Plus Payment.
If your actual Lifetime Plus Payment is an exact dollar amount, an automatic annual payment increase does not increase your actual payment. However, if your actual Lifetime Plus Payment is a percentage of your annual maximum Income Advantage Payment, an automatic annual payment increase does increase your actual payment.
If you receive an annual Lifetime Plus Payment increase we increase the current additional M&E charge on the next fifth Benefit Anniversary (for example, on the fifth, tenth and fifteenth Benefit Anniversaries) that occurs on or after April 29, 2013, to 1.20% for single Lifetime Plus Payments and 1.35% for joint Lifetime Plus Payments. We reserve the right to change the additional M&E charge for an annual payment increase in the future, but any new additional M&E charge cannot be greater than the maximum stated for your Lifetime Benefit at the beginning of this appendix. We send you written notice of this increase and provide you at least 30-days to decline the annual payment increase. If you decline the annual payment increase, you will not receive any future annual Lifetime Plus Payment increases, but you keep all previous increases (including this increase). If you do not contact us and decline the increase to the additional M&E charge during the 30-day notice period, we assume you have accepted the increase and we change the additional M& E charge on the 60th day after the current fifth Benefit Anniversary, or on the next Business Day if the 60th day is not a Business Day. If you accept an increase to your Lifetime Benefit’s additional M&E charge, then you continue to be eligible to receive future annual Lifetime Plus Payment increases.
If we change your Lifetime Benefit’s additional M&E charge, we simultaneously adjust the number of accumulation units so that the Contract Value remains the same. Because Investment Option performance changes accumulation unit values, this adjustment may be positive or negative.
•  Automatic annual Lifetime Plus Payment increases are not available once the older Covered Person reaches age 91, or on or after the Business Day your Contract Value reduces to zero.
Investment Option Allocation and Transfer Restrictions and Quarterly Rebalancing
Under your Lifetime Benefit, we restrict your Investment Option selection. When you selected your benefit, you agreed to allow us to rebalance your Contract Value quarterly, as described here. We put these restrictions in place to support your Lifetime Benefit’s guarantees and not to meet your investment objectives. To the extent these restrictions limit your investment flexibility, they may limit the upside potential to your Investment Option returns, which may limit

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your Contract Value and Benefit Base. We established your Contract’s Investment Option allocation and transfer restrictions on the rider effective date and we cannot change them.
If your rider effective date is from January 26, 2009 through March 31, 2009: We require you to allocate 100% of your total Contract Value to Investment Option Group C.
If your rider effective date is before January 26, 2009:
You cannot allocate more than 25% of your total Contract Value to Investment Option Group A.
You cannot allocate more than 70% of your total Contract Value to Investment Option Group A and Group B.
We do not limit allocations to Investment Option Group C.
    
Group A Investment Options(1)
AZL MSCI Emerging Markets Equity Index Fund Franklin Founding Funds Allocation VIP Fund*
AZL Small Cap Stock Index Fund PIMCO VIT CommodityRealReturn Strategy Portfolio
Davis VA Financial Portfolio*  
If your rider effective date is before January 26, 2009: Franklin Founding Funds Allocation VIP Fund is included in Investment Option Group C, and not in Group A.
Group B Investment Options
AZL International Index Fund AZL S&P 500 Index Fund
AZL Mid Cap Index Fund Franklin Mutual Shares VIP Fund*
AZL Russell 1000 Growth Index Fund PIMCO VIT StocksPLUS® Global Portfolio
AZL Russell 1000 Value Index Fund Templeton Growth VIP Fund*
    
Group C Investment Options
AZL Balanced Index Strategy Fund BlackRock Global Allocation V.I. Fund*
AZL DFA Five-Year Global Fixed Income Fund Fidelity VIP FundsManager 50% Portfolio*
AZL DFA Multi-Strategy Fund Fidelity VIP FundsManager 60% Portfolio*
AZL Fidelity Institutional Asset Management® Multi-Strategy Fund Franklin Income VIP Fund*
AZL Fidelity Institutional Asset Management® Total Bond Fund Franklin U.S. Government Securities VIP Fund*
AZL Gateway Fund PIMCO VIT All Asset Portfolio*
AZL Government Money Market Fund PIMCO VIT Emerging Markets Bond Portfolio*
AZL Moderate Index Strategy Fund PIMCO VIT Global Bond Portfolio (Unhedged) *
AZL MVP Balanced Index Strategy Fund PIMCO VIT Global Core Bond (Hedged) Portfolio
AZL MVP Fusion Balanced Fund PIMCO VIT Global Managed Asset Allocation Portfolio*
AZL MVP Fusion Conservative Fund PIMCO VIT High Yield Portfolio*
AZL MVP Fusion Moderate Fund PIMCO VIT Real Return Portfolio*
AZL MVP Growth Index Strategy Fund PIMCO VIT Total Return Portfolio
AZL T. Rowe Price Capital Appreciation Fund PIMCO VIT Unconstrained Bond Portfolio*
  Templeton Global Bond VIP Fund *
* These Investment Options are closed as discussed in Appendix L.
We may add, remove or substitute Investment Options from these groups. We secure all necessary SEC and other governmental approvals before removing or substituting an Investment Option. We may also move Investment Options from a more restrictive group to a less restrictive group, but we cannot move Investment Options the other way. We send you written notice regarding additions, removals or substitutions. When an Investment Option within a group is removed or substituted, we send your written notice 30 days before the removal or substitution date.

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While your Lifetime Benefit is in effect and your Contract Value is positive, we rebalance your Contract Value quarterly according to your future Purchase Payment allocation instructions. The rebalancing occurs at the end of the last Business Day before each Quarterly Anniversary. Your Investment Options’ performance may cause your chosen allocations to shift. Quarterly rebalancing helps you maintain your selected allocation mix. There are no fees for the quarterly rebalancing transfers we make, and we do not count them against the free transfers we allow. To change this quarterly rebalancing, you must change your future Purchase Payment allocation instructions. Any requested change to these instructions must comply with the restrictions stated here or we reject your change.
When a Lifetime Benefit Ends
Your Lifetime Benefit ends upon the earliest of the following.
Before the Benefit Date, the Business Day we process your request to remove your benefit from your Contract (the rider termination date).
Before the Benefit Date, the Business Day all original Covered Persons no longer have the required relationship (Owner, Annuitant or sole Beneficiary) as stated under “Covered Persons” in this appendix.
The older Covered Person’s 91st birthday if it occurs before the Benefit Date.
The Business Day before the Income Date you take a Full Annuitization.
The Business Day we process your request for a full withdrawal, other than a full withdrawal caused by a Lifetime Plus Payment.
The Benefit Date or a Benefit Anniversary if the annual maximum Lifetime Plus Payment is less than $100.
The date of death of an Owner (or Annuitant if the Owner is a non-individual). However, if a federally recognized spouse is a Covered Person and continues this Contract, the Lifetime Benefit also continues.
The date of death of the last surviving Covered Person.
The Business Day the Contract ends.

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Appendix E – Target Date Benefits
Version A Contracts that were issued on or prior to April 29, 2011 offered two different Target Date Benefits. Target Date Retirement Benefit was available from May 1, 2008 through January 23, 2009. Target Date 10 Benefit was available from January 26, 2009 through March 31, 2009. The additional M&E charge for these benefits during the Accumulation Phase is as follows. There is no additional M&E charge for these benefits during the Annuity Phase.
Optional Target Date Benefits   Contract
Version
  Available Dates   Additional M&E Charge(1)
(as a percentage of each Investment
Options’ net asset value)
Target Date Retirement Benefit
  A   5/1/2008 – 1/23/2009   0.40%
Target Date 10 Benefit
  A   1/26/2009 – 3/31/2009   0.55%
(1) We assess the additional M&E charge for these optional benefits during the Accumulation Phase while your benefit is in effect and your Contract Value is positive.
   
•  Your Contract refers to both of these benefits as “Target Date Retirement Benefit Rider.” If your Contract has a minimum of ten Contract Years to the initial Target Value Date then you have Target Date 10 Benefit; if the minimum is seven you have Target Date Retirement Benefit.
Except as specified in this appendix, the same terms and conditions apply to each Target Date Benefit. Each Target Date Benefit provides, during the Accumulation Phase, a level of protection for your principal and any annual investment gains through the Target Value. The Target Value is a future guarantee to your Contract Value. The Target Value is first available on the initial Target Value Date which you select. The earliest initial Target Value Date you can select under Target Date 10 Benefit is the tenth Rider Anniversary and under Target Date Retirement Benefit it is the seventh Rider Anniversary. Each Rider Anniversary occurs on a Contract Anniversary. Additional Target Value Dates occur on every subsequent Rider Anniversary. The Target Value is only guaranteed to be available to you on the last Business Day before each Target Value Date. Beginning on the next Business Day, your Contract Value fluctuates based on your selected Investment Options’ performance, and this is the value available to you upon withdrawal.
There are several important points to note about Target Date Benefits.
Target Date Benefits do not guarantee Investment Option performance.
You cannot take a partial withdrawal from specific Investment Options if you have a Target Date Benefit.
We restrict Contract Value allocations and transfers, and rebalance your Contract Value quarterly. These restrictions support the benefit’s guarantees, and to the extent they limit your investment flexibility, they may limit the upside potential to your Contract Value and Target Value.
We no longer accept additional Purchase Payments for Contracts with a Target Date Benefit. If you have a Target Date Benefit you can also no longer participate in the flexible rebalancing program while your Target Date Benefit is in effect. This restriction no longer applies if you remove a Target Date Benefit.
The Target Value does not lock in any Contract Value gains that occur between Rider Anniversaries.
The Target Value does not provide any guarantee to your Contract Value before the initial Target Value Date, or during the period between Target Value Dates.
The last Business Day before each Target Value Date is the only day that we guarantee your Contract Value equals the Target Value.
Removing a Target Date Benefit
You can remove a Target Date Benefit by completing the appropriate form from your Contract while the Contract Value is positive. We remove your benefit from your Contract on the Contract Anniversary (or on the next Business Day if the Contract Anniversary is not a Business Day) that occurs immediately after we receive your request in Good Order at our Service Center, and the rider termination date is that Contract Anniversary. For the request to be in Good Order, we must receive this form no earlier than 30 days before a Contract Anniversary, and no later than before the end of the last Business Day before the Contract Anniversary. On the rider termination date, we no longer assess the Target Date Benefit’s additional M&E charge, and the restrictions on Contract Value allocations and transfers no longer apply. Because the total M&E charge for the Contract changes, we adjust the number of accumulation units so that the Contract Value on

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the rider termination date remains the same. Because the performance of the Investment Options causes the accumulation unit values to fluctuate, the adjustment to the number of accumulation units may be positive or negative.
On the rider termination date, the restrictions on additional Purchase Payments and Contract Value allocations and transfers no longer apply.
Target Value Dates
Target Date Benefits guarantee that on each Target Value Date until the benefit ends, your Contract Value cannot be less than the Target Value (described next in this appendix). You selected the initial Target Value Date when you selected your benefit. The earliest available initial Target Value Date under Target Date Retirement Benefit is the seventh Rider Anniversary, and under Target Date 10 Benefit it is the tenth Rider Anniversary. The latest date under both benefits is the Rider Anniversary prior to the older Owner’s 91st birthday (or the Annuitant’s 91st birthday if the Owner is a non-individual). Additional Target Value Dates occur on each subsequent Rider Anniversary after the initial Target Value Date while your benefit is in effect.
For example, you purchased a Contract with Target Date Retirement Benefit as the sole Owner on September 1, 2009 and you were age 70. The earliest available initial Target Value Date is December 1, 2016 and the latest date is December 1, 2029. If you select the earliest available initial date (December 1, 2016), subsequent Target Value Dates would occur on December 1st in 2017, 2018, 2019, etc.
At the end of the last Business Day before each Target Value Date if your Contract Value is less than the Target Value, we increase your Contract Value to equal the Target Value and your Target Value becomes the Contract Value. The last Business Day before each Target Value Date is the only day that we guarantee your Contract Value equals the Target Value. We notify you in writing at least 30 days in advance of each Target Value Date outlining the options available to you. On the last Business Day before each Target Value Date you can continue your Contract or withdraw some or all of your Contract Value. You are not required to take a withdrawal at this time. Any withdrawal you do take is subject to any applicable withdrawal charge and additional federal tax.
We allocate any Contract Value increase to your selected Investment Options based on the percentage of Contract Value in each Investment Option after we do quarterly Contract Value rebalancing. For tax purposes, we treat any Contract Value increase as earnings under the Contract. However, if the Contract Value on the last Business Day before each Target Value Date is less than net Purchase Payments (total Purchase Payments less any payments withdrawn) then we treat some or all of the increase as a Purchase Payment when applying the withdrawal charge if you withdraw the total Contract Value.
Initial Target Value Date Resets
You can reset the initial Target Value Date before the older Owner’s 81st birthday (or the Annuitant’s 81st birthday if the Owner is a non-individual). Resets are only available if the Contract Value is at least equal to the Target Value using the values determined at the end of the last Business Day before the Rider Anniversary that we process your reset request. The earliest new initial Target Value Date is seven Rider Anniversaries after we process your request under Target Date Retirement Benefit, or ten Rider Anniversaries after we process your request under Target Date 10 Benefit. The latest available initial Target Value Date is the Rider Anniversary prior to the older Owner’s 91st birthday (or the Annuitant’s 91st birthday if the Owner is a non-individual). You request a reset by completing the appropriate form. We process your request as of the immediately preceding Rider Anniversary (or on the next Business Day if the Rider Anniversary is not a Business Day) once we receive your request in Good Order at our Service Center. For the request to be in Good Order, we must receive this form within 30 days after a Rider Anniversary. If we receive your request outside this time period, we reject your request. The reset date is the Rider Anniversary that we process your request. On the reset date, we change the Target Value to equal the Contract Value determined at the end of the last Business Day before the reset date.
Initial Target Value Date resets may change the maximum amount you can allocate to your selected Investment Options, but a reset does not automatically change your allocations. You can change your future Purchase Payment allocation instructions at any time without penalty or fee. The changes to these allocation instructions must comply with the current maximum allowable allocations.
Target Value
The Target Value determines if you receive a Contract Value increase on each Target Value Date. We only calculate the Target Value while your benefit is in effect.

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If the rider effective date was the Issue Date, the Target Value was initially equal to the Purchase Payment received on the Issue Date. If the rider effective date was after the Issue Date, the Target Value was initially equal to the Contract Value at the end of the prior Business Day. If you reset the initial Target Value Date, the Target Value is equal to the Contract Value at the end of the last Business Day before the reset date.
At the end of each Business Day, we adjust the Target Value as follows.
We increase it by the amount of any additional Purchase Payments.
We reduce it by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Contract Anniversary, we compare the Target Value to the Contract Value using the values determined at the end of the prior Business Day and increase the Target Value to equal this Contract Value if it is greater.
•  For Bonus Option Contracts, bonus amounts are not included in the parts of the Target Value based on Purchase Payments.
Investment Option Allocation and Transfer Restrictions and Quarterly Rebalancing
Under your Target Date Benefit, we restrict your Investment Option selection. When you selected your benefit, you agreed to allow us to rebalance your Contract Value quarterly, as described here. We put these restrictions in place to support your Target Date Benefit’s guarantees, and not to meet your investment objectives. To the extent these restrictions limit your investment flexibility, they may limit the upside potential to your Investment Option returns, which may limit your Contract Value and Target Value.
We established your Contract’s Investment Option allocation and transfer restrictions on the rider effective date and we cannot change them. We may add, remove or substitute Investment Options from these groups. We secure all necessary SEC and other governmental approvals before removing or substituting an Investment Option. We may also move Investment Options from a more restrictive group to a less restrictive group, but we cannot move Investment Options the other way. We send you written notice regarding additions, removals or substitutions. When an Investment Option in one of these groups is removed or substituted, we send your written notice 30 days before the removal or substitution date.

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TABLE 1: Investment Option Groups
Group A(1)
AZL MSCI Emerging Markets Equity Index Fund Davis VA Financial Portfolio*
AZL MVP Growth Index Strategy Fund* Franklin Founding Funds Allocation VIP Fund*
AZL Small Cap Stock Index Fund PIMCO VIT CommodityRealReturn Strategy Portfolio
(1)If your rider effective date is before January 26, 2009: AZL MVP Growth Index Strategy Fund and Franklin Founding Funds Allocation VIP Fund are included in the Group X Investment Options instead of in the Group A Investment Options.
Group B
AZL International Index Fund AZL T. Rowe Price Capital Appreciation Fund
AZL Mid Cap Index Fund Franklin Mutual Shares VIP Fund*
AZL Russell 1000 Growth Index Fund PIMCO VIT StocksPLUS® Global Portfolio
AZL Russell 1000 Value Index Fund Templeton Growth VIP Fund*
AZL S&P 500 Index Fund  
    
Group X   Group Y
AZL DFA Multi-Strategy Fund   AZL Balanced Index Strategy Fund
AZL Fidelity Institutional Asset Management® Multi-Strategy Fund   AZL DFA Five-Year Global Fixed Income Fund
AZL Gateway Fund   AZL Fidelity Institutional Asset Management® Total Bond Fund
AZL Moderate Index Strategy Fund   AZL Government Money Market Fund
AZL MVP Fusion Moderate Fund   AZL MVP Balanced Index Strategy Fund
BlackRock Global Allocation V.I. Fund*   AZL MVP Fusion Balanced Fund
Fidelity VIP FundsManager 50% Portfolio*   AZL MVP Fusion Conservative Fund
Fidelity VIP FundsManager 60% Portfolio*   Franklin U.S. Government Securities VIP Fund*
Franklin Income VIP Fund*   PIMCO VIT All Asset Portfolio*
PIMCO VIT Global Managed Asset Allocation Portfolio*   PIMCO VIT Emerging Markets Bond Portfolio *
    PIMCO VIT Global Bond Portfolio (Unhedged) *
    PIMCO VIT Global Core Bond (Hedged) Portfolio
    PIMCO VIT High Yield Portfolio*
    PIMCO VIT Long-Term U.S. Government Portfolio
    PIMCO VIT Real Return Portfolio*
    PIMCO VIT Total Return Portfolio
    PIMCO VIT Unconstrained Bond Portfolio*
    Templeton Global Bond VIP Fund*
* These Investment Options are closed as discussed in Appendix L.

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The maximum allowed Contract Value allocation for Investment Option Groups A, B and X is as follows. The minimum required Contract Value for Investment Option Group Y appears in Table 3 on the next page.
TABLE 2: Maximum Contract Value Allowed in Groups A and B/X
Number of
Rider
Years* to
the Initial
Target
Value Date
CV =
94%+
of TV
CV =
88%
to <
94%
of TV
CV =
82%
to <
88%
of TV
CV =
76%
to <
82%
of TV
CV =
70%
to <
76%
of TV
CV =
64%
to <
70%
of TV
CV =
58%
to <
64%
of TV
CV =
52%
to <
58%
of TV
CV =
46%
to <
52%
of TV
CV =
40%
to <
46%
of TV
CV =
34%
to <
40%
of TV
CV =
28%
to <
34%
of TV
CV =
22%
to <
28%
of TV
CV =
16%
to <
22%
of TV
CV =
10%
to <
16%
of TV
CV =
4%
to <
10%
of TV
CV <
4%
of TV
28+ 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95%
27 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90%
26 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85%
25 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80%
24 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75%
23 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70%
22 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65%
21 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60%
20 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55%
19 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50%
18 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45%
17 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40%
16 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35%
15 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 35%
14 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 35% 35%
13 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 35% 35% 35%
12 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 35% 35% 35% 35%
11 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 35% 35% 35% 35% 35%
10 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 35% 35% 35% 35% 35% 35%
9 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 35% 35% 35% 35% 35% 35% 35%
8 75% 70% 65% 60% 55% 50% 45% 40% 35% 35% 35% 35% 35% 35% 35% 35% 35%
7 70% 65% 60% 55% 50% 45% 40% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
6 65% 60% 55% 50% 45% 40% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
5 60% 55% 50% 45% 40% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
4 55% 50% 45% 40% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
3 50% 45% 40% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
2 45% 40% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
1 40% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
Initial Target Value Date
and beyond
35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35% 35%
* We round the number of years until the initial Target Value Date up to the next whole number. For example, when you are seven rider years and four months away from your initial Target Value Date, in this table you are eight rider years from the initial Target Value Date.
The maximum Contract Value allocation for Investment Option Group A and the minimum required Contract Value allocation for Investment Option Group Y depends on the maximum allowed allocation for Groups A, B and X as follows.

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TABLE 3: Maximum Contract Value Allowed in Group A and

Minimum Contract Value Required in Group Y

When the maximum %
of Contract Value
allowed in the combined
Groups A, B and X is…
  then the maximum %
of Contract Value
allowed in
Group A is…
  and the minimum %
of Contract Value
required in
Group Y is…
95%   30%   5%
90%   30%   10%
85%   25%   15%
80%   25%   20%
75%   20%   25%
70%   20%   30%
65%   15%   35%
60%   15%   40%
55%   10%   45%
50%   10%   50%
45%   5%   55%
40%   5%   60%
35%   5%   65%
You can only make Investment Option transfers if they comply with these restrictions. Transfers do not change your future Purchase Payment allocation instructions or how we rebalance your Contract Value each quarter. To change this quarterly rebalancing, you must change your future allocation instructions. Any requested change to these instructions must comply with the restrictions stated here or we reject your change.
We automatically rebalance your Contract Value quarterly until this benefit ends. The rebalancing occurs at the end of the last Business Day before each Quarterly Anniversary. There are no fees for the quarterly rebalancing transfers we make, and we do not count them against the free transfers we allow. This rebalancing applies to your selected Investment Options in Groups A, B, X and Y. If you are participating in the DCA program, quarterly rebalancing transfers do not apply to the Contract Value you apply to the AZL Money Market Fund under that program.
If your future allocation instructions allocate 5% or less to the Investment Options in Group A; and 35% or less to the Investment Options in the combined Groups A, B and X; we rebalance according to your future allocation instructions. Otherwise, we determine your Investment Option allocations at the end of the last Business Day before each Quarterly Anniversary as follows. First, we establish the maximum allowed allocation for each Investment Option group. Then, we compute the required allocations for each Investment Option group, which are your future allocation instructions adjusted downward to match the new maximum allowable group allocation if necessary. Lastly, we rebalance your Contract Value according to the new required allocation for each Investment Option.
Determining the Maximum Allowed and Minimum Required Group Allocation
Combined Groups A, B and X. The new maximum allowed allocation for Groups A, B, and X on each Quarterly Anniversary is the lesser of the maximum allowed allocation from the prior Quarterly Anniversary, or as set out in Table 2 (which appears earlier in this appendix).
Groups A and Y. We then use Table 3 and the new maximum allowed allocation for Groups A, B and X to determine the new maximum allowed allocation for Group A and minimum required allocation for Group Y.
Combined Groups B and X. The new maximum allowed allocation for Groups B and X is the new maximum allowed allocation for Groups A, B and X, less the new required allocation for Group A, computed as described next in this appendix.
Determining the Required Group Allocation
On the rider effective date, we require your future Purchase Payment allocation instructions to comply with maximum allowed and minimum required group allocations set out in Tables 2 and 3. On each subsequent Quarterly Anniversary, we determine the new required group allocations as follows.
1. Your current future allocation instructions comply with the new maximum allowed and new minimum required group allocations. No change to your future allocation instructions.

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2. Your current future allocation instructions for Group A comply with the new maximum allowed allocation, but your current future allocation instructions for combined Groups B and X Investment Options are greater than the new maximum allowed allocation. No change to your Group A future allocation instructions, but we decrease the required allocation for Groups B and X to equal the new maximum allowed allocation. We then take the excess from Groups B and X (your future allocation instructions for Group B and X minus the new maximum allowed allocation) and apply it to Group Y.
3. Your current future allocation instructions for Group A are greater than the new maximum allowed allocation. We decrease the required allocation for Group A to equal the new maximum allowed allocation. We then take the excess from Group A (your future allocation instructions for Group A minus the new maximum allowed allocation) and reallocate it as follows.
a) If your future allocation instructions for combined Groups B and X are less than the new maximum allowed allocation for these groups, the new required allocation is equal to your future allocation instructions for Groups B and X, plus the excess from Group A, subject to the new maximum allowed allocation for the combined Groups B and X. We then apply any remaining excess allocation from Group A to Group Y.
b) If your future allocation instructions for combined Groups B and X are greater than or equal to the new maximum allowed allocation for these groups, then we decrease the new required allocation for Groups B and X to equal the new maximum allowed allocation. We then take any excess allocation from Groups B and X (your future allocation instructions for Group B and X minus the new maximum allowable allocation), plus any excess allocation from Group A, and apply it all to Group Y.
The new required allocation for Group Y is equal to 100% minus the new required allocation for Group A, and minus the new required allocation for combined Groups B and X. We then rebalance the Contract Value in your selected Investment Options according to the required allocations for each Investment Option, as discussed next.
Determining the Required Allocation for Each Investment Option
We rebalance your Investment Options’ Contract Value on each Quarterly Anniversary using the formula: a x (b / c)
where:
a = The new required group allocation for the current Quarterly Anniversary.
b = The required allocation for each Investment Option at the end of the prior Business Day.
c = The required group allocation at the end of the prior Business Day.
We round your required allocation to the nearest whole percentage. The current required Investment Option allocations then become your future Purchase Payment allocation instructions. These allocation instructions remain in place until the earlier of the next Quarterly Anniversary, or the Business Day we process any new future Purchase Payment allocation instructions.

•  In any twelve-month period, we cannot reduce the maximum allowed Contract Value allocation in Group A by more than 10%, and in combined Groups A, B and X by more than 15%.
•  Unless the maximum allowed allocation for combined Groups A, B, and X changes, the maximum allowed allocation for Group A and the minimum required allocation for Group Y do not change.
•  We may move all of your Contract Value out of one or more of your selected Investment Options. However, we send you a transaction confirmation each time we move Contract Value between Investment Options.
•  Unless you reset the initial Target Value Date, the maximum allowed in Group A, and in combined Groups A, B and X never increases.
•  If you allocate less than the maximum allowed to combined Groups A, B and X, you may be subject to fewer Investment Option reallocations.

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When a Target Date Benefit Ends
Your Target Date Benefit ends upon the earliest of the following.
The Business Day we process your request to remove your benefit from your Contract (the rider termination date).
The date of death of any Owner (or Annuitant, if the Contract is owned by a non-individual), unless the surviving spouse elects to continue the Contract. However, if an Owner (or Annuitant, if the Contract is owned by a non-individual) dies and the surviving spouse elects to receive payout of the death benefit, then your Target Date Benefit ends as of the end of the Business Day during which we receive in Good Order at the Service Center, both due proof of death and an election of the death benefit payment option.
The Business Day before the Income Date that you take a Full Annuitization.
The Business Day we process your request for a full withdrawal.
When the Contract ends.

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Appendix F – Quarterly Value Death Benefit
The Quarterly Value Death Benefit was available on Version A Contracts issued from October 1, 2007 through March 7, 2010. This benefit had an additional M&E charge of 0.30% during the Accumulation Phase while your benefit is in effect and your Contract Value is positive. There is no additional M&E charge for this benefit during the Annuity Phase. The M&E charge is an annualized rate that is calculated and assessed on a daily basis as a percentage of each Investment Option’s net asset value. For more information, see section 7, Expenses – Mortality and Expense Risk (M&E) Charge. You cannot remove the Quarterly Value Death Benefit from your Contract.
We determine the Quarterly Value Death Benefit as of the end of the Business Day during which we receive in Good Order at our Service Center, both due proof of death* and the death benefit payment election. It is the greater of the Contract Value (after deduction of the final rider charge, if applicable), or the Quarterly Anniversary Value.
* Please see section 10, Death Benefit for details on what we consider to be due proof of death.
The Quarterly Anniversary Value was initially equal to the Purchase Payment received on the Issue Date.
At the end of each Business Day, we adjust the Quarterly Anniversary Value as follows.
We increase it by the amount of any additional Purchase Payments.
We reduce it by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations, Lifetime Plus Payments, Excess Withdrawals and any withdrawal charges; but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Quarterly Anniversary before the end date, we compare the Quarterly Anniversary Value to the Contract Value, using the values determined at the end of the prior Business Day and increase the Quarterly Anniversary Value to equal this Contract Value if it is greater.
The end date occurs on the earliest of:
the older Owner’s 91st birthday (or the Annuitant’s 91st birthday if the Owner is a non-individual); or
the end of the Business Day during which we first receive in Good Order at our Service Center, both due proof of death and the death benefit payment election.
If the end date occurs due to age, we continue to calculate the Quarterly Anniversary Value in the same way that we do on each Business Day other than a Quarterly Anniversary until we receive the required death information. If the end date occurs because of death and there are multiple Beneficiaries, the Quarterly Anniversary Value does not increase as of the Business Day we receive the above required death claim documentation from the Beneficiary that first files claim. However, if the surviving spouse continues the Contract, the Quarterly Anniversary Value can continue to increase until the next end date if the new Owner is not yet age 91.
The Quarterly Value Death Benefit ends upon the earliest of the following.
The Business Day before the Income Date that you take a Full Annuitization.
The Business Day that the Quarterly Anniversary Value and Contract Value are both zero.
When the Contract ends.

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Appendix G – Previous Versions of the Maximum Anniversary Death Benefit
These are the only differences between the original Maximum Anniversary Death Benefit, the second Maximum Anniversary Death Benefit, and the Maximum Anniversary Death Benefit discussed in section 11.b (which was on Version B Contracts issued from September 20, 2010 through April 27, 2012:
Original Maximum Anniversary Death Benefit   Second Maximum Anniversary Death Benefit
• Available on Version A Contracts issued from September 20, 2010 through April 29, 2011.   • Available on Version B Contracts issued from May 2, 2011 through April 27, 2012.
• Did not require an Additional Required Benefit.   • Did require an Additional Required Benefit.
    • If you remove the Additional Required Benefit you can continue to receive annual lock ins and we continue to assess the additional 0.30% M&E charge for the Maximum Anniversary Death Benefit after the Additional Required Benefit’s rider termination date.
For both the original Maximum Anniversary Death Benefit and second Maximum Anniversary Death Benefit, the end date occurs on the earliest of:
the older Owner’s 91st birthday (or the Annuitant’s 91st birthday if the Owner is a non-individual); or
the end of the Business Day during which we first receive in Good Order at our Service Center the death benefit payment option and due proof of death.

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Appendix H – Short Withdrawal Charge Option
The Short Withdrawal Charge Option was available on Version A Contracts issued from October 1, 2007 through April 29, 2011, and on Version B Contracts issued from May 2, 2011 through July 23, 2012.
The Short Withdrawal Charge Option shortens the Base Contract’s withdrawal charge period from seven to four years. You cannot remove the Short Withdrawal Charge Option from your Contract and the benefit ends when the Accumulation Phase ends. The Short Withdrawal Charge Option carries an additional M&E charge of 0.25% during the Accumulation Phase assessed against the Investment Options’ net asset value.
The withdrawal charge as a percentage of each Purchase Payment withdrawn is as follows.
Number of Complete Years
Since Purchase Payment
  Withdrawal Charge Amount
0   8.5%
1   7.5%
2   5.5%
3   3%
4 years or more   0%

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Appendix I – No Withdrawal Charge Option
The No Withdrawal Charge Option was available on Version A Contracts issued from May 1, 2008 through March 31, 2009, and then again from July 22, 2009 through July 23, 2012. The No Withdrawal Charge Option was also available on Version B Contracts issued from May 2, 2011 through July 23, 2012.
The No Withdrawal Charge Option eliminates the Base Contract’s withdrawal charge. You cannot remove the No Withdrawal Charge Option from your Contract and the benefit ends when the Accumulation Phase ends. The No Withdrawal Charge Option carries an additional M&E charge of 0.35% during the Accumulation Phase assessed against the Investment Options’ net asset value.
The No Withdrawal Charge Option originally required selection of an Additional Required Benefit. Effective October 17, 2016, this requirement no longer applies and you can either retain or remove the previously selected Additional Required Benefit from your Contract. The Additional Required Benefit provides either guaranteed lifetime income or an accumulation guarantee for an additional charge and restricts Investment Option selection. Removing an Additional Required Benefit will reduce your overall expenses and give you access to more Investment Options which may help increase your investment returns, but you will be giving up the benefit’s guaranteed lifetime income or accumulation features. Removing an Additional Required Benefit is an irrevocable decision. Please consult with a Financial Professional before deciding to remove an Additional Required Benefit from your Contract.

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Appendix J – Income Focus
Income Focus (05.12) was available from April 30, 2012 through July 20, 2012 on Version B Contracts. Income Focus (07.12) was available from July 23, 2012 through April 24, 2015 on Version B Contracts. Income Focus has a rider charge that we deduct from your Contract Value during the Accumulation Phase while your benefit is in effect and your Contract Value is positive. The rider charge is an annualized rate that is calculated and accrued on a daily basis as a percentage of the Total Income Value. For information on how we calculate and deduct the rider charge, and when we deduct the final rider charge, see section 7, Expenses – Rider Charge.
  Rider Charge
(as a percentage of the Total Income Value)
Maximum   Minimum   Current
Income Focus (05.12) and (07.12)          
Single Income Focus Payments 2.75%   0.50%   1.30%
Joint Income Focus Payments 2.95%   0.50%   1.30%
We reserve the right to increase or decrease the rider charge on each Quarterly Anniversary, subject to the maximum and minimum. However, in any twelve-month period we cannot increase or decrease the rider charge more than 0.50%. If we increase your rider charge, we notify you in writing at least 30 days in advance to allow you the option of accepting the charge increase, or removing your benefit before the charge increases. For information on how we deduct the rider charge from your Contract, please see section 7, Expenses – Rider Charge.
We designed Income Focus Payments to last for the lifetime of the Covered Person(s). If you do not begin Income Focus Payments before all Covered Persons die or are removed from the Contract, Income Focus ends and you will not receive any payments. In the case of non-spouse Joint Owners, if a Joint Owner dies before payments begin, this benefit ends and payments are not available to you even if the Covered Person is still alive. Income Focus Payments are available once the younger Covered Person reaches age 60 and before the older Covered Person reaches age 91. You choose your payment frequency and amount subject to an annual maximum. Once established, the annual maximum Income Focus Payment can increase, but it cannot decrease unless you take an Excess Withdrawal.
Removing Income Focus
You can remove Income Focus from your Contract while the Contract Value is positive by completing the appropriate form. We remove this benefit from your Contract on the Quarterly Anniversary (or on the next Business Day if the Quarterly Anniversary is not a Business Day) that occurs immediately after we receive your request in Good Order at our Service Center, and the rider termination date is that Quarterly Anniversary.
If we increase this benefit’s rider charge and you want to remove this benefit before the increase, we must receive this form within 30 days of the date of our letter notifying you of the rider charge increase. If we receive your form after this period, we increase your rider charge and ask you to resubmit the form for the next Quarterly Anniversary.
If you are removing this benefit for any other reason, your request is in Good Order if we receive this form no earlier than 30 days before a Quarterly Anniversary, and no later than before the end of the last Business Day before the Quarterly Anniversary. If we receive your request outside this time period, we ask you to resubmit it for the next Quarterly Anniversary.
You must transfer your Contract Value out of Income Focus’ Investment Options and remove these Investment Options from your future Purchase Payment allocation instructions for your removal request to be in Good Order.
On the rider termination date Income Focus Payments (if applicable) stop, we deduct the final rider charge, and the restrictions on additional Purchase Payments and Contract Value allocations and transfers no longer apply.
Income Focus Payment Overview
Your annual maximum Income Focus Payment is equal to the sum of all Income Values multiplied by their associated Income Value Percentages. Each Income Value is equal to one or more of your Purchase Payments received in a Rider Year, adjusted for any partial withdrawals as discussed under “Income Values.” Each Income Value has an associated

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Income Value Percentage. Each Income Value Percentage is initially based on the Covered Person’s age at the time you selected Income Focus as set out in the following tables.
Income Focus (07.12) Initial Income Value Percentage Table
Age of the Covered Person on
the Rider Effective Date for
single Income Focus Payments
  Initial Income Value
Percentage
  Age of the younger Covered
Person on the Rider Effective
Date for joint Income Focus
Payments
  Initial Income Value
Percentage
45 – 64   3.25%   45 – 64   2.75%
65 – 79   3.75%   65 – 79   3.25%
80+   4.75%   80+   4.25%
    
Income Focus (05.12) Initial Income Value Percentage Table
Age of the Covered Person on
the Rider Effective Date for
single Income Focus Payments
  Initial Income Value
Percentage
  Age of the younger Covered
Person on the Rider Effective
Date for joint Income Focus
Payments
  Initial Income Value
Percentage
45 – 64   3.75%   45 – 64   3.25%
65 – 79   4.25%   65 – 79   3.75%
80+   5.25%   80+   4.75%
Income Value Percentages can increase by 1% annually based on positive Contract Value performance from one Rider Anniversary or Benefit Anniversary to the next (determined after the deduction of all Contract fees and expenses) as discussed under “Income Value Percentages and Performance Increases.” A Benefit Anniversary is a twelve-month anniversary of the Benefit Date that Income Focus Payments begin. You can receive the 1% Performance Increases both before and after you begin receiving Income Focus Payments. Before payments begin, the first Income Value is eligible for a Performance Increase on the first Rider Anniversary and any subsequent Income Values are eligible for Performance Increases on the second Rider Anniversary after they are established.
The annual maximum Income Focus Payment is the amount you are entitled to receive each year, but you can choose to take an actual payment that is less than your annual maximum Income Focus Payment. If you take less than 100% of your annual maximum Income Focus Payment in a Benefit Year, you are not eligible to receive a Performance Increase in the next Benefit Year. For more information, see “Income Value Percentages and Performance Increases.”
Example
Assume you purchased a Contract with Income Focus at age 60 with a $100,000 initial Purchase Payment, and you are the sole Covered Person. Your first Income Value is this initial Purchase Payment and its associated Income Value Percentage based on the table is 3.75%. At this time your annual maximum Income Focus Payment would be $3,750 (3.75% x $100,000).
On the first Rider Anniversary (which is also the first Contract Anniversary) if your Contract Value after deduction of all fees and expenses is greater than your initial Purchase Payment, we apply a 1% Performance Increase to your first Income Value Percentage, so it is now 4.75%. At this time your annual maximum Income Focus Payment would be $4,750 (4.75% x $100,000).
If you make a series of additional Purchase Payments in the second Rider Year totaling $5,000, we establish a second Income Value equal to these payments, and a second Income Value Percentage which is initially equal to 3.75%. This second Income Value is not eligible for a Performance Increase until the third Rider Anniversary. At this time your annual maximum Income Focus Payment would be $4,937.50 [(4.75% x $100,000) + (3.75% x $5,000)].
Total Income Value
The Total Income Value determines your rider charge and is equal to the sum of all Income Values.
Income Values
Income Values help determine both your rider charge and your annual maximum Income Focus Payment. The greater the total Income Values, the greater the annual maximum Income Focus Payment.

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For each period, we establish a new Income Value on the Business Day we first receive a Purchase Payment. We establish Income Values during the first Rider Year as follows.
If the Rider Effective Date is the Issue Date, the first Income Value is equal to all Purchase Payments received before the first Quarterly Anniversary. If you make any additional Purchase Payments on or after the first Quarterly Anniversary and before the first Rider Anniversary we add them together and establish a new Income Value.
If the Rider Effective Date occurs after the Issue Date, the first Income Value is initially equal to the Contract Value at the end of the prior Business Day. If you make any additional Purchase Payments during the first Rider Year we add them together and establish a new Income Value.
If you make additional Purchase Payments in subsequent Rider Years, we establish a new Income Value each Rider Year. We establish each Income Value on the Business Day we receive the first Purchase Payment in a Rider Year; we add any additional Purchase Payments we receive during the same Rider Year to the existing Income Value.
Each Business Day before the Benefit Date, if you take a withdrawal, we reduce each Income Value by the percentage of Contract Value withdrawn. Each Business Day on or after the Benefit Date, if you take an Excess Withdrawal we reduce each Income Value by the percentage of Contract Value withdrawn. Withdrawals include  Partial Annuitizations and any withdrawal charges, but do not include Income Focus Payments or amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
For Contracts with the Bonus Option, bonus amounts are not included in the parts of Income Values or Total Income Value based on Purchase Payments.
Income Value Percentages and Performance Increases
Income Value Percentages help determine your annual maximum Income Focus Payment. The higher the Income Value Percentage, the greater the annual maximum Income Focus Payment.
Each Income Value has an associated Income Value Percentage. We determine your initial Income Value Percentage for each Income Value by using the Initial Income Value Percentage Table as discussed in “Income Focus Payment Overview.”
On each Rider Anniversary before the Benefit Date, and on each Benefit Anniversary after the Benefit Date if you took the entire annual maximum Income Focus Payment during the prior year, you receive a Performance Increase of 1% to each Income Value Percentage associated with an eligible Income Value if the Contract Value increases as discussed next in this section. Before the Benefit Date, each Income Value is eligible for a Performance Increase on the second Rider Anniversary that occurs after we establish it. On the first Rider Anniversary, only the first Income Value is eligible for a Performance Increase. Performance Increases are not available once the older Covered Person reaches age 91.
Performance Increases On or Before the Benefit Date
On each Rider Anniversary you receive a 1% Performance Increase if your Contract Value determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) is greater than your Contract Value at the end of the last Business Day before the prior Rider Anniversary (or Rider Effective Date if this is the first Rider Anniversary). Before we make this comparison, if we received any Purchase Payments during the last Rider Year we subtract these payments from the Contract Value we determined at the end of the prior Business Day.
However, if you selected Income Focus at issue and this is the first Rider Anniversary, you receive a Performance Increase if your Contract Value at the end of the prior Business Day less any Purchase Payments received on or after the first Quarterly Anniversary is greater than the total Purchase Payments received before the first Quarterly Anniversary.
Performance Increases After the Benefit Date
On each Benefit Anniversary you receive a 1% Performance Increase if your Contract Value determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) is greater than your Contract Value at the end of the last Business Day before the prior Benefit Anniversary (or Benefit Date if this is the first Benefit Anniversary).

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•  Performance Increases are not available once the older Covered Person reaches age 91.
•  After the Benefit Date Performance Increases are only available while your Contract Value is positive and if you took your annual maximum Income Focus Payment during the last Benefit Year.
•  If we increased the Contract Value to equal the death benefit due to a spousal continuation of the Contract during the last Rider Year or Benefit Year, we also subtract the amount of this increase from the Contract Value on the next Rider Anniversary or Benefit Anniversary when determining Performance Increases.
Requesting Income Focus Payments
You request Income Focus Payments by completing a payment election form. Income Focus Payments begin on the Benefit Date, which must be either the 1st or 15th of a calendar month. Your Benefit Date is the next available date that occurs at least 15 calendar days after we receive your request in Good Order at our Service Center. At least one Covered Person must be alive on the Benefit Date in order for Income Focus Payments to begin. You cannot submit this form until the younger Covered Person reaches age 60, or once the older Covered Person reaches age 91.
We will begin making payments to you automatically without your request if your Contract Value reduces to zero for any reason other than a withdrawal or annuitization while this benefit is in effect and before the Benefit Date. In this instance we calculate your annual maximum Income Focus Payment and begin making annual payments to you on the next available Benefit Date.
If the Benefit Date has not occurred six months before the older Covered Person reaches age 91, we send you written notice that the benefit is about to end. If the benefit ends before Income Focus Payments begin, you will have paid for the benefit without receiving any of its advantages. In addition, before Income Focus Payments begin you are paying for a benefit that you are not currently using.
Once Income Focus Payments begin:
You cannot take new Partial Annuitizations.
You cannot make additional Purchase Payments, therefore the Traditional Death Benefit Value (if applicable) no longer increases.
Any active automatic investment plan and/or systematic withdrawal program ends.
The free withdrawal privilege is not available.
You can only remove Income Focus while the Contract Value is positive. If you remove this benefit, the restrictions listed above do not apply on or after the rider termination date.
The rider charge continues until the benefit ends, or the Business Day the Contract Value reduces to zero.
If you have the Maximum Anniversary Death Benefit, its additional M&E charge continues as indicated in section 7, Expenses – Mortality and Expense Risk (M&E) Charge.
If you take a Full Annuitization, Income Focus Payments stop and Income Focus ends.
The Contract Value continues to fluctuate as a result of Investment Option performance. It decreases on a dollar for dollar basis with each Income Focus Payment, Excess Withdrawal, and any Contract charges we deduct.
Income Focus Payments do not reduce your Income Values, but Excess Withdrawals reduce the annual maximum Income Focus Payment and each Income Value by the percentage of Contract Value withdrawn (including any withdrawal charge). If you take an Excess Withdrawal of your total Contract Value, Income Focus Payments stop and Income Focus ends.
Each Income Focus Payment and any Excess Withdrawal reduces the Traditional Death Benefit Value (or the Maximum Anniversary Value under the Maximum Anniversary Death Benefit, if applicable) by the percentage of Contract Value withdrawn (including any withdrawal charge).
Any part of your annual maximum Income Focus Payment that you do not withdraw in a given Benefit Year remains in your Contract for the remainder of that year, but is not added to the annual maximum payment available next year.
You may receive a Performance Increase to Income Value Percentages on every Benefit Anniversary before the older Covered Person reaches age 91. Performance Increases increase your annual maximum Income Focus Payment.

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Calculating Your Income Focus Payments
The annual maximum Income Focus Payment is the amount you are entitled to receive each Benefit Year. On the Benefit Date and each subsequent Benefit Anniversary, your annual maximum Income Focus Payment is equal to the sum of all Income Values multiplied by their associated Income Value Percentages. On the Benefit Date, if your initial annual maximum Income Focus Payment is less than $100, the benefit ends and you will have paid for the benefit without receiving any of its advantages. For example, assuming a single Income Value and an Income Value Percentage of 6.25%, if you take withdrawals that reduce the Income Value to less than $1,600, this would result in an initial Income Focus Payment of less than $100.
You can receive Income Focus Payments monthly, quarterly, semi-annually, or annually. If the scheduled payment date does not fall on a Business Day, we make the payment on the next Business Day.
You can change your payment frequency once each Benefit Year while your Contract Value is positive. You must provide notice of any requested payment frequency change to our Service Center at least 30 days before the Benefit Anniversary. If the change is available, we implement it on the Benefit Anniversary and it remains in effect until the benefit ends or you request another change. We do not accept payment frequency changes that would cause us to make payments of $0.01 to $99.99.
The annual maximum Income Focus Payment is the amount you are entitled to, but you can choose to take less. The annual actual Income Focus Payment is the total amount you choose to receive each year. Any part of your annual maximum payment that you do not withdraw in a given Benefit Year is not added to the annual maximum payment available next year. Each Income Focus Payment you receive is equal to the annual actual Income Focus Payment divided by the number of payments you chose to receive during the Benefit Year. Each actual Income Focus Payment must either be zero, or $100 or more. For example, you cannot request an annual payment of $50.
If you would like to take less than the maximum available payment, you can change your payment amount once each Benefit Year while your Contract Value is positive by providing notice to our Service Center at least 30 days before the Benefit Anniversary. If the change is available, we implement it on the Benefit Anniversary and it remains in effect until the benefit ends or you request another change.
Once Income Focus Payments have begun, if your Contract Value reduces to zero for any reason other than an Excess Withdrawal or annuitization, you will continue to receive your maximum Income Focus Payment at the previous selected payment frequency until the earlier of the death of the Owner or last surviving Covered Person.
We deduct each Income Focus Payment, Excess Withdrawal, and any additional payment resulting from a required minimum distribution, proportionately from the Investment Options. We continue to rebalance the Contract Value quarterly among the Investment Options according to your future Purchase Payment allocation instructions while this benefit is in effect. You can also continue to make transfers between the Investment Options while your benefit is in effect, subject to the restrictions set out in section 5, Investment Options – Transfers Between Investment Options, and the “Investment Option Allocation and Transfer Restrictions” discussion later in this section.
Excess Withdrawals
Your annual maximum Income Focus Payment only decreases if you take an Excess Withdrawal. An Excess Withdrawal is a withdrawal you take while you are receiving Income Focus Payments, that when added to any other withdrawals taken during the Benefit Year and your annual actual payment, is greater than your current annual maximum payment. If your actual Income Focus Payment is less than your annual maximum payment, you can withdraw the difference and we consider that withdrawal to be an additional actual Income Focus Payment, and not an Excess Withdrawal. Excess Withdrawals include any applicable withdrawal charge, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
For example, assume your annual maximum Income Focus Payment is $2,000 and you take an annual actual Income Focus Payment of $1,000. Within a Benefit Year, you can take an additional withdrawal of up to $1,000 and we consider that to be an additional actual Income Focus Payment. If you withdraw $1,200, we consider the first $1,000 to be an additional actual Income Focus Payment and the next $200 to be an Excess Withdrawal.
Any partial Excess Withdrawal must comply with the restrictions in section 8, Access to Your Money and the following provisions. If your Contract Value is less than $2,000, you can only withdraw the total remaining Contract Value (less any rider charge). Also, if at the end of the Business Day that we process your Excess Withdrawal your Contract Value is less

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than $2,000, you must withdraw the total remaining Contract Value (less any rider charge). If you take an Excess Withdrawal of the total remaining Contract Value your entire Contract ends.
Excess Withdrawals reduce each Income Value on the Business Day we process the withdrawal, but they do not reduce your annual maximum Income Focus Payment until the next Benefit Anniversary after the withdrawal. If partial Excess Withdrawals reduce your annual maximum Income Focus Payment to less than $100, we send you the total remaining Contract Value (less any rider charge) and your Contract ends.
•  For Qualified Contracts, if we calculate a required minimum distribution (RMD) based on this Contract, after making all Income Focus Payments for the calendar year, we determine whether this calendar year’s total RMD has been satisfied by these payments and any Excess Withdrawals. If the RMD amount for this Contract has not been satisfied, we send you this remaining amount as one RMD payment by the end of the calendar year. We consider this payment to be a withdrawal, but it is not an Excess Withdrawal and it is not subject to a withdrawal charge.
•  For required annuitization, if on the Income Date you are receiving Income Focus Payments, we guarantee to pay you the greater of your maximum Income Focus Payment or fixed Annuity Payments based on the Contract Value under Annuity Option 1 or Annuity Option 3. If you select any other Annuity Option, or if you choose to take variable Annuity Payments, this guarantee does not apply. For more information, see section 9, The Annuity Phase.
Taxation of Income Focus Payments
We treat Income Focus Payments as withdrawals for tax purposes as discussed in section 12, Taxes – Taxation of Lifetime Payments.
Investment Option Allocation and Transfer Restrictions and Quarterly Rebalancing
Under Income Focus, we restrict your Investment Option selection and require you to allocate your Contract Value to the Investment Options listed below. By selecting this benefit, you agreed to allow us to rebalance your Contract Value quarterly, as described here. We put these restrictions in place to support Income Focus’s guarantees. To the extent these restrictions limit your investment flexibility, they may limit the upside potential to your Investment Option returns, which may limit your Contract Value and Performance Increases.
Income Focus (05.12) and (07.12) available Investment Options
AZL MVP Balanced Index Strategy Fund
AZL MVP Global Balanced Index Strategy Fund
AZL MVP Fidelity Institutional Asset Management® Multi-Strategy Fund
AZL MVP Fusion Balanced Fund
AZL MVP Fusion Conservative Fund
AZL MVP Fusion Moderate Fund
AZL MVP Growth Index Strategy Fund
AZL MVP Moderate Index Strategy Fund
AZL MVP T. Rowe Price Capital Appreciation Plus Fund
PIMCO VIT Balanced Allocation Portfolio
We may add, remove or substitute Investment Options from this list. We secure all necessary SEC and other governmental approvals before removing or substituting an Investment Option. We send you written notice regarding additions, removals or substitutions. When an Investment Option within this list is removed or substituted, we send you written notice 30 days before the removal or substitution date.
While your benefit is in effect and your Contract Value is positive, we rebalance your Contract Value quarterly according to your future Purchase Payment allocation instructions if they comply with the restrictions stated here. The rebalancing occurs at the end of the last Business Day before each Quarterly Anniversary. Your Investment Options’ performance may cause your chosen allocations to shift. Quarterly rebalancing helps you maintain your selected allocation mix. There are no fees for the quarterly rebalancing transfers we make, and we do not count them against the free transfers we allow. To change this quarterly rebalancing, you must change your future Purchase Payment allocation instructions. Any requested change to these instructions must comply with the restrictions stated here or we reject your change.
When Income Focus Ends
Income Focus ends on the earliest of the following.
The Business Day we process your request to remove this benefit from your Contract (the rider termination date).
The older Covered Person’s 91st birthday if it occurs before the Benefit Date.

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The Business Day before the Income Date if you take a Full Annuitization.
The Business Day we process your request for a full withdrawal, other than a full withdrawal caused by an Income Focus Payment.
The Benefit Date or a Benefit Anniversary if the annual maximum Income Focus Payment is less than $100.
Upon the death of an Owner (or Annuitant if the Owner is a non-individual), the end of the Business Day we first receive a Valid Claim from any one Beneficiary. However, if a federally recognized spouse is a Covered Person and continues this Contract, Income Focus also continues.
The date of death of the last surviving Covered Person.
The Business Day the Contract ends.
    
•  An assignment or change of ownership does not change the Covered Person(s). After an assignment or change of ownership, if a Covered Person who was previously an Owner or Annuitant no longer has that position, Income Focus ends on the earlier of the date of death of an individual Owner (or Annuitant if the Owner is a non individual), or last surviving Covered Person. Upon the death of an individual Owner (or Annuitant if the Owner is a non individual), if the deceased’s spouse is a sole Beneficiary and continues the Contract, Income Focus ends on the earlier of the date of death of the surviving spouse or last surviving Covered Person. If a surviving spouse instead elects to receive payment of the death benefit, Income Focus ends on the Business Day we receive his or her Valid Claim. This means that Income Focus Payments may end even if a Covered Person is still alive.

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Appendix K – Investment Protector
Investment Protector was available from July 22, 2009 through October 16, 2016. Investment Protector has a rider charge that we deduct from your Contract Value during the Accumulation Phase while your benefit is in effect and your Contract Value is positive. The rider charge is an annualized rate that is calculated and accrued on a daily basis as a percentage of the Target Value. For information on how we calculate and deduct the rider charge, and when we deduct the final rider charge, see section 7, Expenses – Rider Charge.
Investment Protector (Version Identifier) Contract
Version
Available Dates Rider Charge
(as a percentage of the Target Value)
Maximum   Minimum   Current
(07.13 through 10.16) A(1) and B 7/22/2013 – 10/16/2016 2.50%   0.35%   1.30%
(01.12, 07.12) A(1) and B 4/30/2012 - 7/9/2013 2.50%   0.35%   1.20%
(01.12) A and B 1/23/2012 – 4/27/2012 2.50%   0.35%   1.20%
(05.10) A and B 5/3/2010 – 1/20/2012 2.50%   0.35%   1.15%
(08.09) A 7/22/2009 – 4/30/2010 2.50%   0.35%   1.05%
(1) Available on Version A Contracts issued on or after April 1, 2009.
We reserve the right to increase or decrease the rider charge on each Quarterly Anniversary, subject to the maximum and minimum. However, in any twelve-month period we cannot increase or decrease the rider charge more than 0.35%. If we increase your rider charge, we notify you in writing at least 30 days in advance to allow you the option of accepting the charge increase, or removing your benefit before the charge increases. For information on how we deduct the rider charge from your Contract, please see section 7, Expenses – Rider Charge.
Investment Protector provides, during the Accumulation Phase, a level of protection for your principal and a percentage (Guarantee Percentage) of any annual investment gains through the Target Value. The Target Value is a future guarantee to your Contract Value. The Target Value is first available on the initial Target Value Date which you select. The initial Target Value Date cannot occur before the Earliest Anniversary, and it must occur before age 91. Subsequent Target Value Dates will occur on every Future Anniversary. The Target Value is only guaranteed to be available to you on the last Business Day before each Target Value Date. Beginning on the next Business Day, your Contract Value fluctuates based on your selected Investment Options’ performance, and this is the value available to you upon withdrawal.
We established your Contract’s Guarantee Percentage, Earliest Anniversary and Future Anniversary on the Rider Effective Date and we cannot change them. The Guarantee Percentage, Earliest Anniversary and Future Anniversary that are used to calculate your Target Value and determine your Target Value Dates are as follows.
Investment Protector
(Version Identifier)
Available Dates   Earliest Anniversary
used to determine
the initial
Target Value Date
Future Anniversary
used to determine
subsequent
Target Value Dates
Guarantee
Percentage used to
calculate the
Target Value
(07.13 through 10.16) 7/22/2013 – 10/16/2016 Tenth Rider
Anniversary
Fifth Rider
Anniversary
80%
(05.10 through 07.12) 5/3/2010 – 7/19/2013 Tenth Rider
Anniversary
Fifth Rider
Anniversary
100%
(08.09) 7/22/2009 – 4/30/2010 Tenth Rider
Anniversary
Fifth Rider
Anniversary
95%
Removing Investment Protector
You can remove Investment Protector from your Contract while the Contract Value is positive by completing the appropriate form. We remove this benefit from your Contract on the Quarterly Anniversary (or on the next Business Day if the Quarterly Anniversary is not a Business Day) that occurs immediately after we receive your request in Good Order at our Service Center, and the rider termination date is that Quarterly Anniversary.

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If we increase this benefit’s rider charge and you want to remove this benefit before the increase, we must receive this form within 30 days of the date of our letter notifying you of the rider charge increase. If we receive your form after this period, we increase your rider charge and ask you to resubmit the form for the next Quarterly Anniversary.
If you are removing this benefit for any other reason, your request is in Good Order if we receive this form no earlier than 30 days before a Quarterly Anniversary, and no later than before the end of the last Business Day before the Quarterly Anniversary. If we receive your request outside this time period, we ask you to resubmit it for the next Quarterly Anniversary.
On the rider termination date we deduct the final rider charge, and the restrictions on additional Purchase Payments and Contract Value allocations and transfers no longer apply.
Target Value Dates
Investment Protector guarantees that on each Target Value Date until the benefit ends, your Contract Value cannot be less than the Target Value (described next in this section). You selected the initial Target Value Date when you selected this benefit. The earliest available initial Target Value Date is the Earliest Anniversary, and the latest date is the Rider Anniversary before the older Owner reaches age 91 (or the Annuitant reaches age 91 if the Owner is a non-individual). Subsequent Target Value Dates occur on every Future Anniversary after the initial Target Value Date while this benefit is in effect.
For example, assume you purchased a Contract as the sole Owner on September 1, 2009 and you were age 70. You selected Investment Protector on the first Quarterly Anniversary, December 1, 2009 when you were still age 70, the Earliest Anniversary is the tenth Rider Anniversary and the Future Anniversary is the fifth Rider Anniversary. The earliest available initial Target Value Date is December 1, 2019 and the latest date is December 1, 2029. If you selected the earliest available initial date (December 1, 2019), subsequent Target Value Dates would occur on December 1st in 2024, 2029, 2034, etc.
At the end of the last Business Day before each Target Value Date if your Contract Value is less than the Target Value, we increase your Contract Value to equal the Target Value and your Target Value becomes the Contract Value. The last Business Day before each Target Value Date are the only days that we guarantee your Contract Value equals or exceeds the Target Value. After the Target Value Date, the Contract Value will fluctuate until the next Target Value Date. We notify you in writing at least 30 days in advance of each Target Value Date outlining the options available to you. On the last Business Day before each Target Value Date you can continue your Contract or withdraw some or all of your Contract Value. You are not required to take a withdrawal at this time. Any withdrawal you do take is subject to any applicable withdrawal charge and additional federal tax.
We allocate any Contract Value increase to your selected Investment Options based on the percentage of Contract Value in each Investment Option after we do quarterly Contract Value rebalancing. The rebalancing occurs at the end of the last Business Day before each Quarterly Anniversary. For tax purposes, we treat any Contract Value increase as earnings under the Contract. However, if the Contract Value on the last Business Day before each Target Value Date is less than net Purchase Payments (total Purchase Payments less any payments withdrawn) then we treat some or all of the increase as a Purchase Payment when applying the withdrawal charge if you withdraw the total Contract Value.
Initial Target Value Date Resets
You can reset the initial Target Value Date before the older Owner reaches age 81 (or the Annuitant reaches age 81 if the Owner is a non-individual). Resets are only available if the Contract Value is at least equal to the Target Value using the values determined at the end of the last Business Day before the Rider Anniversary that we process your reset request. The earliest new initial Target Value Date is the Earliest Anniversary after we process your request, and the latest available date is the Rider Anniversary before the older Owner reaches age 91 (or the Annuitant reaches age 91 if the Owner is a non-individual). You request a reset by completing the appropriate form. We process your request as of the immediately preceding Rider Anniversary (or on the next Business Day if the Rider Anniversary is not a Business Day) once we receive your request in Good Order at our Service Center. For the request to be in Good Order, we must receive this form within 30 days after a Rider Anniversary. If we receive your request outside this time period, we reject your request. The reset date is the Rider Anniversary that we process your request.
Initial Target Value Date resets may change the maximum amount you can allocate to your selected Investment Options, but a reset does not automatically change your allocations. To change your allocations on a reset, you must also change

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your future Purchase Payment allocation instructions. You can change your future Purchase Payment allocation instructions at any time without penalty or fee. The changes to these allocation instructions must comply with the current maximum allowable allocations.
Target Value
The Target Value determines both your rider charge and if you receive a Contract Value increase on each Target Value Date. We only calculate the Target Value while the benefit is in effect.
On each Business Day, the Target Value is equal to the greater of the result of the Rider Anniversary Value multiplied by the Guarantee Percentage or one of the following.
If you selected the benefit at issue, total Purchase Payments reduced by the percentage of Contract Value withdrawn, determined at the end of the Business Day we process each withdrawal.
If you selected the benefit after issue, the Contract Value determined at the end of the last Business Day (after the deduction of all Contract fees and expenses) before the Rider Effective Date plus all Purchase Payments received on or after the Rider Effective Date, and reduced by the percentage of Contract Value withdrawn determined at the end of the Business Day we process each withdrawal taken on or after the Rider Effective Date.
If you reset the initial Target Value Date, the Contract Value determined at the end of the last Business Day (after the deduction of all Contract fees and expenses) before the reset date plus all Purchase Payments received on or after the reset date, and reduced by the percentage of Contract Value withdrawn determined at the end of the Business Day we process each withdrawal taken on or after the reset date.
Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
If the Rider Effective Date was the Issue Date, the Rider Anniversary Value was initially equal to the Purchase Payment received on the Issue Date. If the Rider Effective Date was after the Issue Date, the Rider Anniversary Value was initially equal to the Contract Value determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses).
At the end of each Business Day, we adjust the Rider Anniversary Value as follows.
We increase it by the amount of any additional Purchase Payments.
We reduce it by the percentage of any Contract Value withdrawn. Withdrawals include Partial Annuitizations and any withdrawal charges, but do not include amounts we withdraw for the transfer fee, contract maintenance charge, or rider charge.
On each Rider Anniversary we compare the Rider Anniversary Value to the Contract Value using the values determined at the end of the prior Business Day (after the deduction of all Contract fees and expenses) and increase the Rider Anniversary Value to equal this Contract Value if it is greater.
•  For Contracts with the Bonus Option, the bonus is not included in the parts of the Target Value based on Purchase Payments.
Investment Option Allocation and Transfer Restrictions and Quarterly Rebalancing
Under Investment Protector, we restrict your Investment Option selection as discussed in this section. By selecting this benefit, you agreed to allow us to rebalance your Contract Value quarterly, as described here. We put these restrictions in place to support Investment Protector’s guarantees. The maximum amount of Contract Value allowed in the Equity Investment Option group decreases as the number of years until your initial Target Value Date declines, and if negative Investment Option performance reduces the Contract Value in comparison to the Target Value. To the extent these restrictions limit your investment flexibility, they may limit the upside potential to your Investment Option returns, which may limit your Contract Value and Target Value.
We established your Contract’s Investment Option allocation and transfer restrictions on the Rider Effective Date and we cannot change them. We may add, remove or substitute Investment Options from the groups discussed in this section. We secure all necessary SEC and other governmental approvals before removing or substituting an Investment Option. We may also move Investment Options from the Equity group to the Fixed Income group, but we cannot move Investment

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Options the other way. We send you written notice regarding additions, removals or substitutions. When an Investment Option in one of these groups is removed or substituted, we send you written notice 30 days before the removal or substitution date.
Investment Protector (07.12 through 10.16)
These are the Investment Option groups:
TABLE 1: Investment Option Groups
Equity Group
AZL Balanced Index Strategy Fund
AZL DFA Multi-Strategy Fund
AZL Fidelity Institutional Asset Management® Multi-Strategy Fund
AZL Gateway Fund
AZL International Index Fund
AZL Mid Cap Index Fund
AZL Moderate Index Strategy Fund
AZL MSCI Global Equity Index Fund
AZL MVP Balanced Index Strategy Fund
AZL MVP Fusion Balanced Fund
AZL MVP Fusion Conservative Fund
AZL MVP Fusion Moderate Fund
AZL MVP Growth Index Strategy Fund
AZL Russell 1000 Growth Index Fund
AZL Russell 1000 Value Index Fund
AZL S&P 500 Index Fund
AZL T. Rowe Price Capital Appreciation Fund
BlackRock Global Allocation V.I. Fund*
Fidelity VIP FundsManager 50% Portfolio*
Fidelity VIP FundsManager 60% Portfolio*
Franklin Income VIP Fund*
Franklin Mutual Shares VIP Fund*
PIMCO VIT All Asset Portfolio*
PIMCO VIT Global Managed Asset Allocation Portfolio*
PIMCO VIT StocksPLUS® Global Portfolio
Templeton Growth VIP Fund*
    
Fixed Income Group
AZL DFA Five-Year Global Fixed Income Fund
AZL Enhanced Bond Index Fund
AZL Fidelity Institutional Asset Management® Total Bond Fund
AZL Government Money Market Fund
AZL MetWest Total Return Bond Fund
Franklin U.S. Government Securities VIP Fund*
JP Morgan Insurance Trust Core Bond Portfolio
MFS VIT Total Return Bond Portfolio
PIMCO VIT Global Core Bond (Hedged) Portfolio
PIMCO VIT High Yield Portfolio*
PIMCO VIT Long-Term U.S. Government Portfolio
PIMCO VIT Real Return Portfolio*
PIMCO VIT Total Return Portfolio
PIMCO VIT Uncontstrained Bond Portfolio*
Templeton Global Bond VIP Fund*
* These Investment Options are closed as discussed in Appendix L.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 117 

 

On the Rider Effective Date and subsequent Quarterly Anniversaries, Table 2 determines the maximum Contract Value you can allocate to Investment Options in the Equity group based on the number of Rider Years* until the initial Target Value Date and the comparison of Contract Value (CV) to Target Value (TV). We then subtract the Table 2 value from 100% to determine the minimum Contract Value required in the Fixed Income group. For example, on the Rider Effective Date if your initial Target Value Date is the 12th Rider Anniversary, you can allocate up to 70% of your Contract Value to Investment Options in the Equity group and you must have at least 30% in the Fixed Income group.
TABLE 2: Maximum Contract Value Allowed in the Equity Group
Number of
Rider
Years* to
the Initial
Target
Value Date
CV =
94%+
of TV
CV =
88%
to <
94%
of TV
CV =
82%
to <
88%
of TV
CV =
76%
to <
82%
of TV
CV =
70%
to <
76%
of TV
CV =
64%
to <
70%
of TV
CV =
58%
to <
64%
of TV
CV =
52%
to <
58%
of TV
CV =
46%
to <
52%
of TV
CV =
40%
to <
46%
of TV
CV =
34%
to <
40%
of TV
CV =
28%
to <
34%
of TV
CV =
22%
to <
28%
of TV
CV =
16%
to <
22%
of TV
CV =
10%
to <
16%
of TV
CV =
4%
to <
10%
of TV
CV <
4%
of TV
33+ 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95%
32 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90%
31 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85%
30 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80%
29 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75%
28 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70%
27 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65%
26 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60%
25 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55%
24 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50%
23 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45%
22 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40%
21 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35%
20 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30%
19 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25%
18 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20%
17 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15%
16 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10%
15 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10%
14 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10%
13 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10%
12 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10%
11 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10%
10 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10%
9 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10%
8 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10%
7 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
6 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
5 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
4 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
3 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
2 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
1 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
Initial Target Value Date
and beyond
10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
* We round the number of years until the initial Target Value Date up to the next whole number. For example, when you are seven Rider Years and four months away from your initial Target Value Date, in this table you are eight Rider Years from the initial Target Value Date.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 118 

 

You can only make Investment Option transfers if they comply with these restrictions. Transfers do not change your future Purchase Payment allocation instructions or how we rebalance your Contract Value each quarter. To change this quarterly rebalancing, you must change your future allocation instructions. Any requested change to these instructions must comply with the restrictions stated here or we reject your change.
We automatically rebalance your Contract Value quarterly until this benefit ends. The rebalancing occurs at the end of the last Business Day before each Quarterly Anniversary. There are no fees for the quarterly rebalancing transfers we make, and we do not count them against the free transfers we allow. This rebalancing applies to your selected Investment Options in both the Equity and Fixed Income groups. If you are participating in the DCA program, quarterly rebalancing transfers do not apply to the Contract Value you apply to the AZL Government Money Market Fund under that program.
If your future allocation instructions allocate 10% or less to the Investment Options in the Equity group, we rebalance according to your future allocation instructions. Otherwise, we determine your required Investment Option allocations at the end of the last Business Day before each Quarterly Anniversary as follows:
1. We determine the new maximum allowed allocation for the Equity group. It is the lesser of the maximum allowed allocation from the prior Quarterly Anniversary, or as set out in Table 2 (which appears earlier in this section).
2. If your current future allocation instructions comply with this new maximum allowed allocation for the Equity group, there is no change to your future allocation instructions and we rebalance your Contract Value according to these instructions.
3. If your current future allocation instructions are greater than the new maximum allowed allocation for the Equity group we decrease the required allocation for the Equity group to this new lower amount. We then subtract this new percentage from 100% to determine the new required minimum allocation for the Fixed Income group. Lastly we rebalance your Investment Options’ Contract Value using the formula: a x (b / c) where:
    
a = The new required group allocation on the current Quarterly Anniversary.
b = The required allocation for each Investment Option at the end of the prior Business Day.
c = The required group allocation at the end of the prior Business Day.
We round your required allocation to the nearest whole percentage. The current required Investment Option allocations then become your future Purchase Payment allocation instructions. These allocation instructions remain in place until the earlier of the next Quarterly Anniversary, or the Business Day we process any new future Purchase Payment allocation instructions.

•  In any twelve-month period, we cannot reduce the maximum allowed Contract Value allocation in the Equity group by more than 15%.
•  Unless the maximum allowed allocation for the Equity group changes, the minimum required allocation for the Fixed Income group does not change.
•  We may move all of your Contract Value out of one or more of your selected Investment Options. However, we send you a transaction confirmation each time we move Contract Value between Investment Options.
•  Unless you reset the initial Target Value Date, the maximum allowed in the Equity group never increases.
•  The maximum allowed allocation to the Equity group reduces with negative Investment Option performance and as the time until the initial Target Value Date decreases. If you allocate less than the maximum allowed to the Equity group, you may be subject to fewer Investment Option reallocations resulting from negative Investment Option performance.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 119 

 

Investment Protector (08.09 through 01.12)
These are the Investment Option groups:
TABLE 1: Investment Option Groups
Group A
AZL MSCI Emerging Markets Equity Index Fund
AZL MVP Growth Index Strategy Fund
AZL Small Cap Stock Index Fund
Davis VA Financial Portfolio*
Franklin Founding Funds Allocation VIP Fund*
PIMCO VIT CommodityRealReturn Strategy Portfolio
    
Group B/X
AZL Balanced Index Strategy Fund
AZL DFA Multi-Strategy Fund
AZL Fidelity Institutional Asset Management® Multi-Strategy Fund
AZL Gateway Fund
AZL International Index Fund
AZL Mid Cap Index Fund
AZL Moderate Index Strategy Fund
AZL MSCI Global Equity Index Fund
AZL MVP Balanced Index Strategy Fund
AZL MVP Fusion Balanced Fund
AZL MVP Fusion Conservative Fund
AZL MVP Fusion Moderate Fund
AZL Russell 1000 Growth Index Fund
AZL Russell 1000 Value Index Fund
AZL S&P 500 Index Fund
AZL T. Rowe Price Capital Appreciation Fund
BlackRock Global Allocation V.I. Fund*
Fidelity VIP FundsManager 50% Portfolio*
Fidelity VIP FundsManager 60% Portfolio*
Franklin Income VIP Fund*
Franklin Mutual Shares VIP Fund*
PIMCO VIT All Asset Portfolio
*
PIMCO VIT Global Managed Asset Allocation Portfolio*
PIMCO VIT StocksPLUS® Global Portfolio
Templeton Growth VIP Fund*
    
Group Y
AZL DFA Five-Year Global Fixed Income Fund
AZL Enhanced Bond Index Fund
AZL Fidelity Institutional Asset Management® Total Bond Fund
AZL Government Money Market Fund
AZL MetWest Total Return Bond Fund
Franklin U.S. Government Securities VIP Fund
JP Morgan Insurance Trust Core Bond Portfolio
MFS VIT Total Return Bond Portfolio
PIMCO VIT Emerging Markets Bond Portfolio*
PIMCO VIT Global Bond Portfolio (Unhedged) *
PIMCO VIT Global Core Bond (Hedged) Portfolio
PIMCO VIT High Yield Portfolio*
PIMCO VIT Long-Term U.S. Government Portfolio
PIMCO VIT Real Return Portfolio*
PIMCO VIT Total Return Portfolio
PIMCO VIT Unconstrained Bond Portfolio*
Templeton Global Bond VIP Fund*
* These Investment Options are closed as discussed in Appendix L.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 120 

 

On the Rider Effective Date and subsequent Quarterly Anniversaries, Table 2 determines the maximum Contract Value you can allocate to Investment Options in Groups A and B/X based on the number of Rider Years* until the initial Target Value Date and the comparison of Contract Value (CV) to Target Value (TV). We then use Table 2 value in the first column of Table 3 on the next page to determine the maximum Contract Value you can allocate to Investment Options in Group A and the minimum required in Group Y. For example, on the Rider Effective Date if your initial Target Value Date is the 12th Rider Anniversary, you can allocate up to 70% of your Contract Value to Investment Options in Groups A and B/X, up to 20% in Group A, and you must have at least 30% in Group Y.
TABLE 2: Maximum Contract Value Allowed in Groups A and B/X
Number of Rider
Years* to
the Initial
Target
Value Date
CV =
94%
+
of TV
CV =
88%
to <
94%
of TV
CV =
82%
to <
88%
of TV
CV =
76%
to <
82%
of TV
CV =
70%
to <
76%
of TV
CV =
64%
to <
70%
of TV
CV =
58%
to <
64%
of TV
CV =
52%
to <
58%
of TV
CV =
46%
to <
52%
of TV
CV =
40%
to <
46%
of TV
CV =
34%
to <
40%
of TV
CV =
28%
to <
34%
of TV
CV =
22%
to <
28%
of TV
CV =
16%
to <
22%
of TV
CV =
10%
to <
16%
of TV
CV =
4%
to <
10%
of TV
CV <
4%
of TV
33+ 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95%
32 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90%
31 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85%
30 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80%
29 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75%
28 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70%
27 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65%
26 95% 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60%
25 95% 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55%
24 95% 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50%
23 95% 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45%
22 95% 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40%
21 95% 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35%
20 95% 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30%
19 95% 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25%
18 95% 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20%
17 95% 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15%
16 90% 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10%
15 85% 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10%
14 80% 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10%
13 75% 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10%
12 70% 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10%
11 65% 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10%
10 60% 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10%
9 55% 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10%
8 50% 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10%
7 45% 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
6 40% 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
5 35% 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
4 30% 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
3 25% 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
2 20% 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
1 15% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
Initial Target Value Date
and beyond
10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
* We round the number of years until the initial Target Value Date up to the next whole number. For example, when you are seven Rider Years and four months away from your initial Target Value Date, in this table you are eight Rider Years from the initial Target Value Date.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 121 

 

The maximum Contract Value allocation for Investment Option Group A and the minimum required Contract Value allocation for Investment Option Group Y depends on the maximum allowed allocation for Groups A and B/X as follows.
TABLE 3: Maximum Contract Value Allowed in Group A and Minimum Contract Value Required in Group Y
When the maximum % of Contract Value allowed in Groups A and B/X is…   then the maximum % of Contract Value allowed in Group A is…   and the minimum % of Contract Value required in Group Y is…
95%   30%   5%
90%   30%   10%
85%   25%   15%
80%   25%   20%
75%   20%   25%
70%   20%   30%
65%   15%   35%
60%   15%   40%
55%   10%   45%
50%   10%   50%
45%   5%   55%
40%   5%   60%
35%   5%   65%
30%   5%   70%
25%   5%   75%
20%   5%   80%
15%   5%   85%
10%   5%   90%
You can only make Investment Option transfers if they comply with these restrictions. Transfers do not change your future Purchase Payment allocation instructions or how we rebalance your Contract Value each quarter. To change this quarterly rebalancing, you must change your future allocation instructions. Any requested change to these instructions must comply with the restrictions stated here or we reject your change.
We automatically rebalance your Contract Value quarterly until this benefit ends. The rebalancing occurs at the end of the last Business Day before each Quarterly Anniversary. There are no fees for the quarterly rebalancing transfers we make, and we do not count them against the free transfers we allow. This rebalancing applies to your selected Investment Options in Groups A, B/X, and Y. If you are participating in the DCA program, quarterly rebalancing transfers do not apply to the Contract Value you apply to the AZL Money Market Fund under that program.
If your future allocation instructions allocate 5% or less to the Investment Options in Group A; and 10% or less to the Investment Options in the combined Groups A and B/X; we rebalance according to your future allocation instructions. Otherwise, we determine your Investment Option allocations at the end of the last Business Day before each Quarterly Anniversary as follows. First, we establish the maximum allowed allocation for each Investment Option group. Then, we compute the required allocations for each Investment Option group, which are your future allocation instructions adjusted downward to match the new maximum allowable group allocation if necessary. Lastly, we rebalance your Contract Value according to the new required allocation for each Investment Option.
Determining the Maximum Allowed and Minimum Required Group Allocation
Combined Groups A and B/X. The new maximum allowed allocation for Groups A and B/X on each Quarterly Anniversary is the lesser of the maximum allowed allocation from the prior Quarterly Anniversary, or as set out in Table 2 (which appears earlier in this section).
Groups A and Y. We then use Table 3 and the new maximum allowed allocation for Groups A and B/X to determine the new maximum allowed allocation for Group A and minimum required allocation for Group Y.
Group B/X. The new maximum allowed allocation for Group B/X is the new maximum allowed allocation for Groups A and B/X, less the new required allocation for Group A, computed as described next in this section.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 122 

 

Determining the Required Group Allocation
On the Rider Effective Date, we require your future Purchase Payment allocation instructions to comply with maximum allowed and minimum required group allocations set out in Tables 2 and 3. On each subsequent Quarterly Anniversary, we determine the new required group allocations as follows.
1. Your current future allocation instructions comply with the new maximum allowed and new minimum required group allocations. No change to your future allocation instructions.
2. Your current future allocation instructions for Group A comply with the new maximum allowed allocation, but your current future allocation instructions for Group B/X Investment Options are greater than the new maximum allowed allocation. No change to your Group A future allocation instructions, but we decrease the required allocation for Group B/X to equal the new maximum allowed allocation. We then take the excess from Group B/X (your future allocation instructions for Group B/X minus the new maximum allowed allocation) and apply it to Group Y.
3. Your current future allocation instructions for Group A are greater than the new maximum allowed allocation. We decrease the required allocation for Group A to equal the new maximum allowed allocation. We then take the excess from Group A (your future allocation instructions for Group A minus the new maximum allowed allocation) and reallocate it as follows.
a) If your future allocation instructions for Group B/X are less than the new maximum allowed allocation for these groups, the new required allocation is equal to your future allocation instructions for Group B/X, plus the excess from Group A, subject to the new maximum allowed allocation for the Group B/X. We then apply any remaining excess allocation from Group A to Group Y.
b) If your future allocation instructions for Group B/X are greater than or equal to the new maximum allowed allocation for this group, then we decrease the new required allocation for Group B/X to equal the new maximum allowed allocation. We then take any excess allocation from Group B/X (your future allocation instructions for Group B/X minus the new maximum allowable allocation), plus any excess allocation from Group A, and apply it all to Group Y.
The new required allocation for Group Y is equal to 100% minus the new required allocation for Group A, and minus the new required allocation for Group B/X. We then rebalance the Contract Value in your selected Investment Options according to the required allocations for each Investment Option, as discussed next.
Determining the Required Allocation for Each Investment Option
We rebalance your Investment Options’ Contract Value on each Quarterly Anniversary using the formula: a x (b / c)
where:
a = The new required group allocation for the current Quarterly Anniversary.
b = The required allocation for each Investment Option at the end of the prior Business Day.
c = The required group allocation at the end of the prior Business Day.
We round your required allocation to the nearest whole percentage. The current required Investment Option allocations then become your future Purchase Payment allocation instructions. These allocation instructions remain in place until the earlier of the next Quarterly Anniversary, or the Business Day we process any new future Purchase Payment allocation instructions.

•  In any twelve-month period, we cannot reduce the maximum allowed Contract Value allocation in Group A by more than 10%, and in combined Groups A and B/X by more than 15%.
•  Unless the maximum allowed allocation for combined Groups A and B/X changes, the maximum allowed allocation for Group A and the minimum required allocation for Group Y do not change.
•  We may move all of your Contract Value out of one or more of your selected Investment Options. However, we send you a transaction confirmation each time we move Contract Value between Investment Options.
•  Unless you reset the initial Target Value Date, the maximum allowed in Group A, and in combined Groups A and B/X never increases.
•  If you allocate less than the maximum allowed to combined Groups A and B/X, you may be subject to fewer Investment Option reallocations.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 123 

 

When Investment Protector Ends
Investment Protector ends upon the earliest of the following.
The Business Day we process your request to remove this benefit from your Contract (the rider termination date).
The date of death of any Owner (or Annuitant, if the Contract is owned by a non-individual), unless the surviving spouse elects to continue the Contract. However, if an Owner (or Annuitant, if the Contract is owned by a non-individual) dies and the surviving spouse elects to receive payout of the death benefit, then this benefit ends at the end of the Business Day we receive a Valid Claim.
The Business Day before the Income Date if you take a Full Annuitization.
The Business Day we process your request for a full withdrawal.
The Business Day the Contract ends.

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix K
 124 

 


Appendix L – Material Contract Variations by Issue Date
All material Issue Date variations in the Contract are disclosed in this Appendix. If you would like more information regarding Issue Date specific Contract provisions, you should contact your Financial Professional or contact our Service Center at the toll-free telephone number listed at the back of this prospectus.
Closed Investment Options
The following Investment Options were closed effective October 16, 2017, and are no longer available for selection. Assets in closed Investment Options will remain in those Investment Options until we receive alternate instructions from you, or in the event that we elect to effect a substitution into alternate Investment Options. Closed Investment Options are treated differently in Contracts that include one of the following optional living benefits: Lifetime Plus Benefit, Lifetime Plus 8 Benefit, Target Date Retirement Benefit, Target Date 10 Benefit, Investment Protector, or Income Protector versions available on or before October 13, 2017.
If your Contract does not include one of these optional living benefits, we no longer allow assets to move into a closed Investment Option either by Purchase Payment or transfer.
If your Contract includes one of these optional living benefits, closed Investment Options remain in your future Purchase Payment allocation instructions, continue to be subject to the automatic quarterly asset rebalancing transfers associated with your living benefit, and remain in an active AIP or DCA program unless you provide us with alternate instructions. However, you cannot request to transfer into these closed Investment Options and if you change your future Purchase Payment allocation instructions, the closed Investment Options will no longer be available to you.
    
CLOSED INVESTMENT OPTIONS
BLACKROCK
BlackRock Global Allocation V.I. Fund
DAVIS
Davis VA Financial Portfolio
FIDELITY
Fidelity VIP Funds
Manager® 50% Portfolio
Fidelity VIP Funds
Manager® 60% Portfolio
FRANKLIN TEMPLETON
Franklin Allocation VIP Fund
Franklin Income VIP Fund
Franklin Mutual Shares VIP Fund
FRANKLIN TEMPLETON (conintued)
Franklin U.S. Government Securities VIP Fund
Templeton Global Bond VIP Fund
Templeton Growth VIP Fund
PIMCO
PIMCO VIT All Asset Portfolio
PIMCO VIT Emerging Markets Bond Portfolio
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged)
PIMCO VIT Global Managed Asset Allocation Portfolio
PIMCO VIT High Yield Portfolio
PIMCO VIT Real Return Portfolio
PIMCO VIT Dynamic Bond Portfolio

Allianz VisionSM New York Variable Annuity Prospectus – April 30, 2021
Appendix L
 125 

 


For Service or More Information
The SEC also maintains a website (www.sec.gov). The prospectus, the SAI and other information about the Contract are available on the EDGAR database on the SEC’s website. Copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.
Our Service Center
If you need customer service (for Contract changes, information on Contract Values, requesting a withdrawal or transfer, changing your allocation instructions, etc.) please contact our Service Center at (800) 624-0197.
To send a check for an additional Purchase Payment or for general customer service, please mail to the appropriate address as follows:
Send an additional
Purchase Payment with a check:
  For general
customer service without a check:
REGULAR MAIL   REGULAR MAIL
Allianz Life Insurance Company of New York
NW5990
P.O. Box 1450
Minneapolis, MN 55485-5990
  Allianz Life Insurance Company of New York
P.O. Box 561
Minneapolis, MN 55440-0561
OVERNIGHT, CERTIFIED, OR REGISTERED MAIL   OVERNIGHT, CERTIFIED, OR REGISTERED MAIL
Allianz Life Insurance Company of New York
NW5990
1801 Parkview Drive
Shoreview, MN 55126
  Allianz Life Insurance Company of New York
5701 Golden Hills Drive
Golden Valley, MN 55416-1297
    
Checks sent to the wrong address for an additional Purchase Payment are forwarded to the 1801 Parkview Drive address listed above which may delay processing.
For general customer service by email, please use this address: Contact.Us@allianzlife.com. To send information by email, please use this address: variableannuity@send.allianzlife.com. To send information over the web, please upload to your account on our website at: www.allianzlife.com/newyork. If you have questions about whether you can submit certain information by email or over the web, please contact our Service Center.

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PART B – SAI



STATEMENT OF ADDITIONAL INFORMATION
ALLIANZ VisionSM New York VARIABLE ANNUITY contract issued on or prior to April 26, 2013
INDIVIDUAL FLEXIBLE PURCHASE PAYMENT VARIABLE DEFERRED ANNUITY CONTRACT
Issued by
Allianz Life® of NY Variable Account C (the Separate Account) and
Allianz Life Insurance Company of New York (Allianz Life of New York, we, us, our)
This Statement of Additional Information (SAI) is incorporated by reference into the prospectus that has been filed as Part A of the Registration Statement. This SAI should be read in conjunction with the prospectus. Definitions of capitalized terms can be found in the glossary of the prospectus. The prospectus is incorporated in this SAI by reference.
The prospectus contains important information about the Contract and Allianz Life of New York that you ought to know before investing. For a copy of the Contract’s prospectus, call or write us at:
P. O. Box 561
(800) 624-0197
VISNY(VS10)SAI-0521

 

 

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Allianz Life of New York
Allianz Life of New York is a stock life insurance company organized under the laws of the state of New York. Before January 1, 2003, Allianz Life of New York was known as Preferred Life Insurance Company of New York. We are a subsidiary of Allianz Life Insurance Company of North America (Allianz Life), which is also a stock life Insurance company. Allianz Life of New York is a subsidiary of Allianz of America, Inc. (AZOA), a financial holding company. AZOA is a subsidiary of Allianz SE, a provider of integrated financial services. Allianz SE is headquartered in Munich, Germany, and has sales outlets throughout the world. We currently offer registered index-linked annuities.
Allianz Life of New York does not have a separate custodian for the assets owned through the Separate Account. Most mutual fund shares are not in certificated form, and as such, Allianz Life of New York in effect acts as self custodian for the non-certificated shares we own through the Separate Account.

Experts
The financial statements of the subaccounts of Allianz Life of NY Variable Account C of Allianz Life Insurance Company of New York as of December 31, 2020 and 2019 and for each of the two years in the period ended December 31, 2020 included in Appendix C of this SAI have been so included in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting.
The statutory statements of Allianz Life Insurance Company of New York incorporated in Part C of this Registration Statement by reference to Post-Effective Amendment No. 22 to Registrant’s Form N-4 (File No. 333-182990) filed with the SEC for the year ended December 31, 2020 have been so incorporated in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting.

Legal Opinions
Stewart D. Gregg, Senior Securities Counsel of Allianz Life of New York, has provided legal advice on certain matters in connection with the issuance of the Contracts.

Distributor
Allianz Life Financial Services, LLC (ALFS), a wholly owned subsidiary of Allianz Life Insurance Company of North America, acts as the distributor of the contracts.
ALFS sells annuity contracts issued by Allianz Life of New York primarily through “wholesaling,” in which ALFS sells contracts through a large group of mostly non-affiliated broker/dealer firms. Currently, ALFS has agreements with approximately 705 retail broker/dealers to sell its contracts.
We pay commissions for the sale of our products. ALFS passes through most of the commissions it receives to the selling firms. ALFS received commissions for contracts issued under Allianz Life of NY Variable Account C in the following amounts during the last three calendar years:
Calendar Year Aggregate Amount of
Commissions Paid to ALFS
Aggregate Amount of
Commissions Retained by ALFS
After Payments to Selling Firms
2018 $24,154,779.30 $0
2019 $27,988,133.70 $0
2020 $31,063,685.59 $0
As described in the prospectus, ALFS may pay marketing support payments to certain third-party firms for marketing our contracts. Currently, ALFS makes marketing support payments to approximately 58 broker-dealer firms and one insurance

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agency. These payments vary in amount. In 2020, the five firms receiving the largest payments, ranging from $804,015 to $8,322,586, are listed below.
Firm Name
LPL Financial
Wells Fargo Advisors LLC – Wealth (ISG)
Royal Alliance
Wells Fargo Advisors LLC (PCG)
Woodbury Financial Services, Inc.

Administrative Service Fees
Allianz Life contracts with Tata Consultancy Services (Tata) to perform certain administrative services as described in prospectus section 13, Other Information – Administration/Allianz Service Center. Allianz Life paid Tata the following amounts for these services during the last three calendar years:
Calendar Year Total Paid to Tata
2018 $1,450,101
2019 $1,548,030
2020 $1,737,100

Federal Tax Status
NOTE: The following description is based upon our understanding of current federal income tax law applicable to annuities in general. We cannot predict the probability that any changes in such laws will be made. Purchasers are cautioned to seek competent tax advice regarding the possibility of such changes. We do not guarantee the tax status of the Contracts. Purchasers bear the complete risk that the Contracts may not be treated as “annuity contracts” under federal income tax laws. It should be further understood that the following discussion is not exhaustive and that special rules not described herein may be applicable in certain situations. Moreover, no attempt has been made to consider any applicable state or other tax laws.
Annuity Contracts in General
Annuity contracts are a means of setting aside money for future needs – usually retirement. Congress recognized the importance of saving for retirement and provided special rules in the Internal Revenue Code (Code) for annuities.
These rules generally provide that you will not be taxed on any earnings on the money held in your annuity until you take the money out. This is called tax deferral. There are different rules regarding how you will be taxed, depending upon how you take the money out and whether the annuity is Qualified or Non-Qualified (see the following discussion in this section).
If you did not purchase the Contract under a tax qualified retirement plan, the Contract is referred to as a Non-Qualified Contract.
Taxation of Annuities in General
Section 72 of the Internal Revenue Code of 1986, as amended (the Code) governs taxation of annuities in general. An Owner is generally not taxed on increases in the value of a Contract until distribution occurs, either in the form of withdrawals or as Annuity Payments. For a full withdrawal (total redemption), a partial withdrawal, or a death benefit, the recipient is taxed on the portion of the payment that exceeds your investment in the Contract (often referred to as cost basis). For Non-Qualified Contracts, this cost basis is generally the Purchase Payments, while for Qualified Contracts there is generally no cost basis. The taxable portion of the withdrawal or annuity payment is taxed at ordinary income tax rates. For Non-Qualified Contracts, the taxable portion of a partial withdrawal is the portion of the payment considered to be gain in the Contract (for example, the difference, if any, between the Contract Value immediately before the withdrawal, unreduced by any withdrawal charges, and the Contract’s cost basis). For a full withdrawal, the amount received that exceeds the Contract’s cost basis is taxable. Withdrawals, whether partial or full, and annuity payments may also be subject to an additional federal tax equal to 10% of the taxable amount.

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For variable Annuity Payments from Non-Qualified Contracts, the portion of each payment included in income equals the excess of the payment over the exclusion amount. The exclusion amount for variable Annuity Payments is determined by dividing the investment in the Contract (adjusted for any period certain or refund guarantee) by the number of years over which the annuity is expected to be paid (which is determined by Treasury Regulations). For fixed Annuity Payments from Non-Qualified Contracts, the portion of each payment included in income is determined by an exclusion ratio. We determine the exclusion ratio for fixed Annuity Payments by dividing the investment in the Contract (adjusted for any guaranteed period or refund guarantee) by the expected return anticipated to be paid as fixed Annuity Payments (which is determined by Treasury Regulations). We determine the amount of each fixed Annuity Payment that is excluded from income by multiplying the fixed Annuity Payment by the exclusion ratio. Fixed Annuity Payments received after the investment in the Contract has been recovered (for example, when the total of the exclusion amounts equal the investment in the Contract) are fully taxable. The taxable portion of an Annuity Payment is taxed at ordinary income tax rates. Generally, Annuity Payments from Qualified Contracts are fully taxable. Annuity Payments that are qualified distributions from Roth IRAs are income tax free. Owners, Annuitants and Beneficiaries under the Contracts should seek competent financial advice about the tax consequences of any distributions.
We are taxed as a life insurance company under the Code. For federal income tax purposes, the Separate Account is not a separate entity from us, and its operations form a part of Allianz Life of New York.
Qualified Contracts
If you purchased the Contract as an IRA, Roth IRA or to fund a qualified retirement plan, the Contract is referred to as a Qualified Contract. Qualified Contracts are subject to special rules under the Code. Adverse tax consequences may result if contributions, distributions, and transactions in connection with the Qualified Contract do not comply with the law.
A Qualified Contract funded by an annuity does not provide any additional tax deferral. However, the Contract has features and benefits other than tax deferral that may make it an appropriate investment for an IRA or qualified retirement plan.
Types of Qualified Contracts
We previously offered the following types of Qualified Contracts.
IRA. Section 408 of the Code permits eligible individuals to maintain IRAs. IRA contributions are limited each year to the lesser of a dollar amount specified in the Code or 100% of the amount of earned income included in the Owner’s income. Contributions may be tax deductible based on the Owner’s income. The limit on the amount contributed to an IRA does not apply to distributions from certain other types of qualified retirement plans that are “rolled over” on a tax-deferred basis into an IRA.
Roth IRA. Section 408A of the Code permits certain eligible individuals to contribute to a Roth IRA. Contributions to a Roth IRA are limited each year to the lesser of a dollar amount specified in the Code or 100% of the amount of earned income included in the Owner’s income. Contributions are also limited or prohibited if the Owner’s income is above certain limits. Contributions must be made in cash or as a rollover or transfer from another Roth IRA.
  Conversions to a Roth IRA from an IRA or other eligible qualified retirement plan are permitted regardless of an individual’s income. A conversion to a Roth IRA results in a taxable event, but not a 10% additional federal tax for early withdrawal if certain qualifications are met (please consult your tax adviser for more details).
  Distributions from a Roth IRA generally are not subject to income tax if the Roth IRA has been held for five years (starting with the year in which the first contribution is made to any Roth IRA) and the Owner satisfies a triggering event such as attaining age 59 12, death, disability or a first time homebuyer (subject to a $10,000 lifetime limit).
  Distribution before satisfying the five year period or triggering event requirement may subject the distribution to ordinary income tax and the 10% additional federal tax for early withdrawal. Please be aware that each Roth IRA conversion has its own five year holding period requirement.
Simplified Employee Pension (SEP) IRA. Employers may establish Simplified Employee Pension (SEP) IRAs under Code Section 408(k) to provide IRA contributions on behalf of their employees. In addition to all of the general rules governing IRAs, such plans are subject to additional requirements and different contribution limits.
Qualified Retirement Plans: Pension and Profit-Sharing Plans. A qualified plan is a retirement or pension plan that meets the requirements for tax qualification under the Code. Sections 401(a) and 401(k) of the Code permit employers, including self-employed individuals, to establish various types of retirement plans for employees. These retirement plans may have permitted the purchase of the Contracts to provide benefits under the plan. Contributions to the plan for the benefit of employees are not included in the gross income of the employee until distributed from the plan. The tax

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consequences to participants may vary, depending upon the particular plan design. However, the Code places limitations and restrictions on all plans, including on such items as: amount of allowable contributions; form, manner and timing of distributions; transferability of benefits; vesting and nonforfeitability of interests; nondiscrimination in eligibility and participation; and the tax treatment of distributions and withdrawals. Participant loans are not allowed under the Contracts purchased in connection with these plans.
If the Contract is an investment for assets of a qualified plan under Section 401 of the Code, the plan is both the Owner and the Beneficiary. The authorized signatory or plan trustee for the plan must make representations to us that the plan is qualified under the Code on the Issue Date and is intended to continue to be qualified for the entire Accumulation Phase of the Contract, or as long as the qualified plan owns the Contract. The qualified plan may designate a third party administrator to act on its behalf. All tax reporting is the responsibility of the plan. In the event the qualified plan instructs us to roll the plan assets into an IRA for the Annuitant under this Contract, we change the qualification type of the Contract to an IRA and make the Annuitant the Owner. The qualified plan is responsible for any reporting required for the rollover transactions out of the plan. We are responsible for any reporting required for the Contract as an IRA.
Taxation of participants in each Qualified Contract varies with the type of plan and terms and conditions of each specific plan. Owners, Annuitants and Beneficiaries are cautioned that benefits under a Qualified Contract may be subject to the terms and conditions of the plan regardless of the terms and conditions of the Contracts issued pursuant to the plan. Some retirement plans are subject to distribution and other requirements that are not incorporated into our administrative procedures. We are not bound by the terms and conditions of such plans to the extent such terms conflict with the terms of a Contract, unless we specifically consent to be bound. Owners, participants and Beneficiaries are responsible for determining that contributions, distributions and other transactions with respect to the Contracts comply with applicable law.
Generally, Contracts issued pursuant to qualified plans are not transferable except upon withdrawal or annuitization. Various penalty and excise taxes may apply to contributions or distributions made in violation of applicable limitations. Furthermore, certain withdrawal penalties and restrictions may apply to withdrawals from Qualified Contracts.
Distributions – Qualified Contracts
Distributions from Qualified Contracts are subject to ordinary income tax. Special rules may apply to withdrawals from certain types of Qualified Contracts, including Roth IRAs. You should consult with your qualified plan sponsor and tax adviser to determine how these rules affect the distribution of your benefits.

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Section 72(t) of the Code provides that any amount received under a Qualified Contract, which is included in income, may be subject to an additional federal tax. The amount of the additional federal tax is equal to 10% of the amount that is included in income. Some distributions will be exempt from the additional federal tax. There is an exception to this 10% additional federal tax for:
1) distributions made on or after the date you (or the Annuitant as applicable) reach age 59 12;
2) distributions following your death or disability (or the Annuitant as applicable) (for this purpose disability is as defined in Section 72(m)(7) of the Code);
3) distributions paid in a series of substantially equal payments made annually (or more frequently) for your life (or life expectancy) or joint lives of you and your designated Beneficiary;
4) distributions made to you after separation from service after reaching age 55 (does not apply to IRAs);
5) distributions made to you to the extent such distributions do not exceed the amount allowed as a deduction under Code Section 213 for amounts paid during the tax year for medical care;
6) distributions made on account of an IRS levy upon the Qualified Contract;
7) distributions from an IRA for the purchase of medical insurance (as described in Section 213(d)(1)(D) of the Code) for you and your spouse and dependents if you have received unemployment compensation for at least 12 weeks (this exception will no longer apply after you have been re-employed for at least 60 days);
8) distributions from an IRA made to you, to the extent such distributions do not exceed your qualified higher education expenses (as defined in Section 72(t)(7) of the Code) for the tax year;
9) distributions from an IRA which are qualified first-time homebuyer distributions (as defined in Section 72(t)(8) of the Code);
10) distributions made to an alternate Payee pursuant to a qualified domestic relations order (does not apply to an IRA);
11) distributions made to a reservist called to active duty after September 11, 2001, for a period in excess of 179 days (or for an indefinite period), from IRAs or amounts attributable to elective deferrals under a 401(k) plan made during such active period; and
12) distributions made during the payment period starting on the birth of a child or the finalization of an adoption (up to $5,000).
With respect to 12) above, a qualified birth or adoption distribution may be repaid in one or more contributions into an IRA or qualified retirement plan (if you are eligible to make a contribution to the qualified retirement plan). The repayment contribution will be treated as a rollover into the IRA or qualified retirement plan.
With respect to (3) above, if the series of substantially equal periodic payments is modified before the later of the Annuitant attaining age 59 12 or the close of the five year period that began on the date the first payment was received, then the tax for the year of the modification is increased by the 10% additional federal tax, plus interest for the tax years in which the exception was used. A partial withdrawal taken after a series of substantially equal periodic payments has begun will result in the modification of the series of substantially equal payments and therefore will result in the imposition of the 10% additional federal tax and interest for the period as described above. You should obtain competent tax advice before you take any partial withdrawals from your Contract. Adding Purchase Payments to a Contract that is making substantially equal periodic payments will also result in a modification of the payments.
For 2020 only, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, permitted corona-virus related distributions from Qualified Contracts and IRAs up to an aggregate amount of $100,000. This type of distribution was an exception to the 10% federal additional tax. To qualify for the distribution, generally you, your spouse, or dependent had to have been diagnosed with the virus, or you had to have been affected economically in certain ways because of the virus. The tax associated with the distributions may be paid ratably over three years, beginning with the 2020 tax year. The CARES Act also allows you to recontribute the amount you withdrew to an eligible retirement plan (to which you can make a rollover contribution) in one or more payments within three years.
Distributions from a Qualified Contract must commence no later than the required beginning date. For Roth IRAs, no distributions are required during the Owner’s lifetime. For IRAs other than Roth IRAs, the required beginning date is April 1 of the calendar year following the year in which you attain age 72 (or age 70  12 if you reached this age prior to January 1, 2020). Under a qualified plan, the required beginning date is generally April 1 of the calendar year following the later of the calendar year in which you reach age 72 (or age 70  12 if you reached this age prior to January 1, 2020) or retire.

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Generally, RMDs must be made over a period not exceeding the life or life expectancy of the individual or the joint lives or life expectancies of the individual and his or her designated Beneficiary. If the RMDs are not made, a 50% additional federal tax is imposed as to the amount not distributed. It is unclear whether a partial withdrawal taken after an Income Date will have an adverse impact on the determination of RMDs. If you are attempting to satisfy these rules through partial withdrawals, the present value of future benefits provided under the Contract may need to be included in calculating the amount required to be distributed. If you are receiving Annuity Payments or are age 72 or older (or age 70  12 if you reached this age prior to January 1, 2020), you should consult with a tax adviser before taking a partial withdrawal.
Distributions – Non-Qualified Contracts
You, as an individual Owner, generally will not be taxed on increases in the value of the Contract until an actual or deemed distribution occurs – either as a withdrawal or as Annuity Payments.
Section 72 of the Code governs treatment of distributions. When a withdrawal from a Non-Qualified Contract occurs, the amount received will generally be treated as ordinary income subject to tax up to an amount equal to the excess (if any) of the Contract Value immediately before the distribution over your investment in the Contract (generally, the Purchase Payments or other consideration paid for the Contract, reduced by any amount previously distributed from the Contract that was not subject to tax) at that time. Lifetime Plus Payments and Income Focus Payments are treated as partial withdrawals. While the Benefit Base is greater than the Contract Value, if you begin receiving Lifetime Plus Payments or Income Focus Payments, it is possible that the IRS could assert that the amount you receive will be taxable as ordinary income up to an amount equal to the excess of the Benefit Base immediately before the withdrawal over your investment in the Contract at that time. In the case of a full withdrawal under a Non-Qualified Contract, the amount received generally will be taxable only to the extent it exceeds your investment in the Contract.
Upon Full Annuitization, different rules apply. Periodic installments (for example, Annuity Payments) scheduled to be received at regular intervals (for example, monthly) after a Full Annuitization should be treated as annuity payments (and not withdrawals) for tax purposes. Upon Full Annuitization, a portion of each Annuity Payment may be treated as a partial return of your Purchase Payment and will not be taxed. The remaining portion of the payment will be treated as ordinary income. How the Annuity Payment is divided between taxable and non-taxable portions depends upon the period over which we expect to make the payments. Once we have paid your total Purchase Payment(s), the entire Annuity Payment is taxable as ordinary income.
Section 72 of the Code further provides that any amount received under an annuity contract, which is included in income, may be subject to an additional federal tax. The amount of the additional federal tax is equal to 10% of the amount that is included in income. Some distributions will be exempt from the additional federal tax. There is an exception to this 10% additional federal tax for amounts:
1) paid on or after you reach age 59 12;
2) paid after you die;
3) paid if you become totally disabled (as that term is defined in Section 72(m)(7) of the Code);
4) paid in a series of substantially equal payments made annually (or more frequently) for your life (or life expectancy) or joint lives of you and your designated Beneficiary;
5) paid as annuity payments under an immediate annuity; or
6) that come from Purchase Payments made before August 14, 1982.
With respect to (4) above, if the series of substantially equal periodic payments is modified before the later of your attaining age 59 12 or the close of the five year period that began on the date the first payment was received, then the tax for the year of the modification is increased by the 10% additional federal tax, plus interest, for the tax years in which the exception was used. A partial withdrawal taken after a series of substantially equal periodic payments has begun will result in the modification of the series of substantially equal payments and therefore will result in the imposition of the 10% additional federal tax and interest for the period as described above. Adding Purchase Payments to a Contract that is making substantially equal periodic payments will also result in a modification of the payments.
Required Distributions
Section 72(s) of the Code requires that, to be treated as an annuity contract for federal income tax purposes, a Non-Qualified Contract must contain certain provisions regarding distributions when an Owner dies. Specifically, Section 72(s) requires that: (a) if an Annuitant dies on or after a Full Annuitization, but before distribution of the entire Contract’s interest, the entire Contract’s interest must be distributed at least as rapidly as under the distribution method

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being used as of the Annuitant’s date of death; and (b) if any Owner (or the Annuitant if the Owner is a non-individual) dies before a Full Annuitization, the Contract’s entire interest must be distributed within five years after the Owner’s date of death. These requirements are satisfied as to any part of an Owner’s interest that is payable to, or for the benefit of, a designated Beneficiary and distributed over the designated Beneficiary’s life, or over a period not extending beyond that Beneficiary’s life expectancy, provided that distributions begin within one year of the Owner’s death. The designated Beneficiary refers to an individual designated by the Owner as a Beneficiary and to whom ownership of the Contract passes by reason of death. However, if the designated Beneficiary is the deceased Owner’s surviving spouse, the surviving spouse can continue the Contract as the new Owner.
Non-Qualified Contracts contain provisions that are intended to comply with these Code requirements.
Other rules may apply to Qualified Contracts, such as all distributions must be made to Beneficiaries by the end of the tenth year after the Owner's death, except for distributions made to certain eligible designated Beneficiaries. The available options for certain Beneficiaries of Qualified Contracts have changed due to the enactment of the SECURE Act at the end of 2019.
Diversification
Code Section 817(h) and accompanying Treasury Department Regulations imposes diversification standards on the assets underlying variable annuity contracts. The Code provides that a variable annuity contract cannot be treated as an annuity contract for any period during which its investments are not adequately diversified as required by the United States Treasury Department. If the Contract no longer qualifies as an annuity contract, you would be subject to federal income tax each year with respect to Contract earnings accrued. We intend that all Investment Options be managed by the investment advisers so that they comply with these diversification standards.
Owner Control
The Treasury Department has indicated that the diversification regulations do not provide guidance regarding the circumstances in which an Owner’s control of the Separate Account’s investments may cause the Owner to be treated as the owner of the Separate Account’s assets, which would cause the Contract to lose its favorable tax treatment. In certain circumstances, variable annuity contract owners have been considered for federal income tax purposes to be the owners of the separate account’s assets, due to their ability to exercise investment control over those assets. In this case, the contract owners have been currently taxed on income and gains attributable to the variable account assets. There is little guidance in this area and some of our Contract’s features, such as the flexibility of an Owner to allocate Purchase Payments and transfer amounts among the Investment Options have not been explicitly addressed in published rulings. While we believe that the Contracts do not give Owners investment control over Separate Account assets, we reserve the right to modify the Contracts as necessary to prevent an Owner from being treated as the owner of the Separate Account assets.
Contracts Owned by Non-Individuals
When a Non-Qualified Contract is owned by a non-individual (other than a trust holding the Contract as an agent for an individual), the Contract is not generally treated as an annuity for tax purposes. This means that the Contract may not receive the benefits of tax deferral and Contract earnings may be taxed as ordinary income every year.
Annuity Purchases by Nonresident Aliens and Foreign Corporations
The preceding discussion provides general information regarding federal income tax consequences to Owners that are U.S. citizens or residents. Owners that are not U.S. citizens or residents are generally subject to 30% federal withholding tax on distributions, unless a lower treaty rate applies. In addition, Owners may be subject to state and/or municipal taxes and taxes that may be imposed by the Owners’ country of citizenship or residence.
Income Tax Withholding
Any part of a distribution that is included in the Owner’s gross income is subject to federal income tax withholding. Generally, we withhold amounts from periodic payments at the same rate as wages, and we withhold 10% from non-periodic payments. However, in most cases, you may elect not to have taxes withheld or to have withholding done at a different rate.

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Certain distributions from retirement plans qualified under Code Section 401, that are not directly rolled over to another eligible retirement plan or IRA, are subject to a mandatory 20% federal income tax withholding. The 20% withholding requirement generally does not apply to:
a series of substantially equal payments made at least annually for the life or life expectancy of the participant or joint and last survivor expectancy of the participant and a designated Beneficiary, or for a specified period of ten years or more; or
required minimum distributions; or
any part of a distribution not included in gross income (for example, returns of after-tax contributions); or
hardship withdrawals.
Participants should consult a tax adviser regarding withholding requirements.
Multiple Contracts
Code Section 72(e)(12) provides that multiple Non-Qualified deferred annuity contracts issued within the same calendar year to the same owner by one company or its affiliates are treated as one annuity contract for purposes of determining a distribution’s tax consequences. This treatment may result in adverse tax consequences, including more rapid taxation of distributions from combined contracts. For purposes of this rule, contracts received in a Section 1035 exchange are considered issued in the year of the exchange.
Partial 1035 Exchanges
Code Section 1035 provides that an annuity contract may be exchanged in a tax-free transaction for another annuity contract. Historically, it was presumed that only the exchange of an entire contract (as opposed to a partial exchange) would be accorded tax-free status. IRS guidance however, confirmed that the direct transfer of a part of an annuity contract into another annuity contract can qualify as a non-taxable exchange. IRS guidance provides that this direct transfer can go into an existing annuity contract as well as a new annuity contract. If you perform a partial 1035 exchange, please be aware that no distributions or withdrawals can occur from the old or new annuity contract within 180 days of the partial exchange, unless you qualify for an exception to this rule. IRS guidance also provides that certain partial exchanges may not qualify as tax-free exchanges. Therefore, Owners should consult their own tax advisers before partial exchanging an annuity contract.
Assignments, Pledges and Gratuitous Transfers
Any assignment or pledge (or agreement to assign or pledge) the Contract Value is treated for federal income tax purposes as a full withdrawal. The Contract will not qualify for tax deferral while the assignment or pledge is effective. Qualified Contracts generally cannot be assigned or pledged. For Non-Qualified Contracts, the Contract’s cost basis is increased by the amount includible as income with respect to such amount or portion, though it is not affected by any other aspect of the assignment or pledge (including its release). If an Owner transfers a Contract without adequate consideration to a person other than their spouse (or to a former spouse incidental to divorce), the Owner is taxed on the difference between his or her Contract Value and the Contract’s cost basis at the time of transfer and for each subsequent year until the assignment is released. In such case, the transferee’s investment in the Contract is increased to reflect the increase in the transferor’s income.
The transfer or assignment of Contract ownership, the designation of an Annuitant, the selection of certain Income Dates, or a Contract exchange may result in other tax consequences that are not discussed here. An Owner should consult a tax adviser before requesting a transfer, assignment, or exchange.
Death Benefits
Generally, any death benefit is taxable to the recipient as ordinary income. The rules governing the taxation of payments from an annuity contract generally apply to the payment of death benefits and depend on whether the death benefits are paid as a lump sum or as Annuity Payments.
Spousal Continuation and the Federal Defense of Marriage Act (DOMA)
Before June 26, 2013, pursuant to Section 3 of DOMA, same-sex marriages were not recognized for purposes of federal law. On that date, the U.S. Supreme Court held in United States v. Windsor that Section 3 of DOMA is unconstitutional. Valid same-sex marriages are now recognized under federal law for tax purposes.

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The IRS has clarified its position regarding when a same-sex marriage will be recognized for federal tax purposes. If a couple is married in a jurisdiction (including a foreign country) that recognizes same-sex marriage, that marriage will be recognized for all federal tax purposes regardless of the law in the jurisdiction where they reside. However, the IRS did not recognize civil unions and registered domestic partnerships as marriages for federal tax purposes. Depending on the state in which your Contract is issued, we may offer certain spousal benefits to same-sex civil union couples, domestic partners or spouses. You should be aware, however, that, if state law does not recognize the civil union or registered domestic partnership as a marriage, we cannot permit the surviving partner/spouse to continue the Contract within the meaning of the federal tax law.
Same-sex civil union couples, domestic partners and spouses should contact their financial professional and a qualified tax adviser regarding their personal tax situation, the implications of any Contract benefits based on a spousal relationship, and their partner’s/spouse’s rights and benefits under the Contract.
Federal Estate Taxes
While no attempt is being made to discuss the Contract’s federal estate tax implications, an Owner should keep in mind the annuity contract’s value payable to a Beneficiary upon the Owner’s death is included in the deceased Owner’s gross estate. Depending on the annuity contract, the annuity’s value included in the gross estate may be the value of the lump sum payment payable to the designated Beneficiary, or the actuarial value of the payments to be received by the Beneficiary. Consult an estate planning adviser for more information.
Generation-Skipping Transfer Tax
The Code may impose a “generation-skipping transfer tax” when all or part of an annuity contract is transferred to, or a death benefit is paid to, an individual two or more generations younger than the Owner. Regulations may require us to deduct this tax from your Contract, or from any applicable payment, and pay it directly to the IRS.
Foreign Tax Credits
We may benefit from any foreign tax credits attributable to taxes paid by certain funds to foreign jurisdictions to the extent permitted under the federal tax law.
Possible Tax Law Changes
Although the likelihood of legislative or regulatory changes is uncertain, there is always the possibility that the Contract’s tax treatment could change. Consult a tax adviser with respect to legislative or regulatory developments and their effect on the Contract.
We have the right to modify the Contract in response to legislative or regulatory changes that could otherwise diminish the favorable tax treatment that annuity owners currently receive. We make no guarantee regarding the tax status of any contract and do not intend the above discussion as tax advice.

Annuity Payments
We base Annuity Payments on the Contract Value. We guarantee the dollar amount of fixed Annuity Payments (equal installments) and this amount does not change except as provided under Annuity Option 3. The Contract Value you apply to fixed Annuity Payments is placed in our general account and does not participate in the Investment Options’ performance. Fixed Annuity Payments are based on an interest rate and mortality table specified in your Contract. These rates are guaranteed and we cannot use lower rates.
Variable Annuity Payments are not predetermined and the dollar amount varies with your selected Investment Options’ performance. We use annuity units to determine your variable Annuity Payment amount.
Annuity Payments end upon the earliest of the following.
Under Annuity Options 1 and 3, the death of the last surviving Annuitant.
Under Annuity Options 2 and 4, the death of the last surviving Annuitant and the end of the guaranteed period. If we make a lump sum payment of the remaining guaranteed Annuity Payments at the death of the last surviving Annuitant, this portion of the Contract ends upon payment of the lump sum.
Under Annuity Option 5, the death of the Annuitant and payment of any lump sum refund.
When the Contract ends.

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Annuity Payment Options
The Annuity Payment Options are briefly described in prospectus section 9 – The Annuity Phase, and we included additional information that you may find helpful here.
Option 1. Life Annuity. We make Annuity Payments during the life of the Annuitant, and the last payment is the one that is due before the Annuitant’s death. If the Annuitant dies shortly after the Income Date, the Payee may receive less than your investment in the Contract.
Option 2. Life Annuity with Payments Over 5, 10, 15 or 20 Years Guaranteed. We make Annuity Payments during the life of the Annuitant. If the Annuitant dies before the end of the selected guaranteed period, we continue to make Annuity Payments to the Payee for the rest of the guaranteed period. If the Payee and Annuitant were the same person, we make payments to the Owner. If the Payee, Annuitant and Owner were the same person, we make payments to the Beneficiary(s). Under a Partial Annuitization, this Annuity Option is only available for variable Annuity Payments. If we were making variable Annuity Payments and the Annuitant dies before the guaranteed period has ended, the Owner may instead choose to discontinue the remaining payments and instead take a lump sum payment. The lump sum payment is equal to the present value of the remaining guaranteed variable Annuity Payments as of the date we receive proof of the Annuitant’s death and a payment election form at our Service Center, using the AIR as the interest rate for the present value calculation. We require proof of the Annuitant’s death and return of the Contract before we make any lump sum payment. There are no additional costs for a lump sum payment. If the Annuitant dies after the selected guaranteed period ends, the last payment is the one that is due before the Annuitant’s death.
Option 3. Joint and Last Survivor Annuity. We make Annuity Payments during the lifetimes of the Annuitant and the joint Annuitant. Upon the death of one Annuitant, Annuity Payments to the Payee continue during the lifetime of the surviving joint Annuitant, at a level of 100%, 75% or 50% selected by the Owner when he or she chose this Annuity Payment option. Annuity Payments stop with the last payment that is due before the last surviving joint Annuitant’s death. If both Annuitants die shortly after the Income Date, the Payee may receive less than your investment in the Contract. This Annuity Option is not available under a Partial Annuitization.
Option 4. Joint and Last Survivor Annuity with Payments Over 5, 10, 15 or 20 Years Guaranteed. We make Annuity Payments during the lifetimes of the Annuitant and the joint Annuitant. Upon the death of one Annuitant, Annuity Payments continue to the Payee during the lifetime of the surviving joint Annuitant at 100% of the amount that was paid when both Annuitants were alive. However, if both joint Annuitants die before the end of the selected guaranteed period, we continue to make Annuity Payments to the Payee for the rest of the guaranteed period. If the Payee and Annuitant were the same person, we make payments to the Owner. If the Payee, Annuitant and Owner were the same person, we make payments to the Beneficiary(s). If we were making variable Annuity Payments and the last surviving joint Annuitant dies before the guaranteed period has ended, the Owner may instead choose to discontinue the remaining payments and instead take a lump sum payment. The lump sum payment is equal to the present value of the remaining guaranteed variable Annuity Payments as of the date we receive proof of the last surviving joint Annuitant’s death and a payment election form at our Service Center, using the selected AIR as the interest rate for the present value calculation. We require proof of death of both joint Annuitants and return of the Contract before we make any lump sum payment. There are no additional costs associated with a lump sum payment. If the last surviving joint Annuitant dies after the selected guaranteed period ends, the last payment is the one that is due before the Annuitant’s death. This Annuity Option is not available under a Partial Annuitization.
Option 5. Refund Life Annuity. We make Annuity Payments during the lifetime of the Annuitant, and the last payment is the one that is due before the Annuitant’s death. After the Annuitant’s death, the Payee may receive a lump sum refund. For a fixed payout, the amount of the refund equals the amount applied to this Annuity Option minus the total paid under this option.
For variable Annuity Payments, the amount of the refund depends on the current Investment Option allocation and is the sum of refund amounts attributable to each Investment Option. We calculate the refund amount for a given Investment Option using the following formula.
(A) x {[(B) x (C) x (D)/(E)] - [(D) x (F)]}

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where:
(A) = annuity unit value of the subaccount for that given Investment Option when due proof of the Annuitant’s death is received at our Service Center.
(B) = The amount applied to variable Annuity Payments on the Income Date.
(C) = Allocation percentage in a given subaccount (in decimal form) when due proof of the Annuitant’s death is received at our Service Center.
(D) = The number of annuity units used in determining each variable Annuity Payment attributable to that given subaccount when due proof of the Annuitant’s death is received at our Service Center.
(E) = Dollar value of first variable Annuity Payment.
(F) = Number of variable Annuity Payments made since the Income Date.
We base this calculation upon the allocation of annuity units actually in force at the time due proof of the Annuitant’s death is received at our Service Center. We do not pay a refund if the total refund determined using the above calculation is less than or equal to zero.
EXAMPLE
The Contract has one Owner who is a 65-year-old male. He selects variable Annuity Payments under Annuity Option 5 based on a Contract Value of $100,000 (item “B”).
The Owner who is also the Annuitant allocates all the Contract Value to one Investment Option, so the allocation percentage in this subaccount is 100% (item “C”).
The purchase rate for the selected assumed investment rate is $6.15 per month per thousand dollars of Contract Value annuitized. Therefore, the first variable Annuity Payment is: $6.15 x ($100,000 / $1,000) = $615 (item “E”).
Assume the annuity unit value on the Income Date is $12, then the number of annuity units used in determining each Annuity Payment is: $615 / $12 = 51.25 (item “D”).
The Owner who is also the Annuitant dies after receiving 62 Annuity Payments (item “F”) and the annuity unit value for the subaccount on the date the Service Center receives due proof of death is $10 (item “A”).
We calculate the refund as follows:
(A) x {[(B) x (C) x (D)/(E)] – [(D) x (F)]} = 10 x {[100,000 x 1.00 x (51.25 / 615)] – [51.25 x 62]} =
10 x {[100,000 x 0.083333] – 3,177.50} = 10 x {8,333.33 – 3,177.50} = 10 x 5,155.83 = $51,558.30
Annuity Units/Calculating Variable Annuity Payments
The first variable Annuity Payment is equal to the Contract Value you apply to variable Annuity Payments on the Income Date, divided first by $1,000 and then multiplied by the appropriate variable annuity payout factor for each $1,000 of value for your selected Annuity Option.
We then purchase a fixed number of annuity units on the Income Date for each subaccount of the Investment Options you select. We do this by dividing the amount of the first Annuity Payment among your selected Investment Options’ subaccounts according to your future Purchase Payment allocation instructions. We then divide the Annuity Payment amount in each subaccount by the subaccount’s annuity unit value.
We determine the annuity unit value on each Business Day as follows:
we multiply the annuity unit value for the immediately preceding Business Day by the net investment factor for the current Business Day; and
divide by the assumed net investment factor for the current Business Day.
The assumed net investment factor for the current Business Day is one plus the annual assumed investment rate (AIR) adjusted to reflect the number of calendar days that lapsed since the immediately preceding Business Day. We allow an AIR of 3% or 4.5% based on your selection .
Thereafter, the number of subaccount annuity units remains unchanged unless you make a transfer. However, the number of annuity units changes if Annuity Option 3 is in effect, one Annuitant dies, and you requested Annuity Payments at 75% or 50% of the previous payment amount. All calculations appropriately reflect your selected payment frequency.

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The Annuity Payment on each subsequent payment date is equal to the sum of the Annuity Payments for each subaccount. We determine the Annuity Payment for each subaccount by multiplying the subaccount’s number of annuity units by the annuity unit value on the payment date.

Financial Statements
The audited statutory financial statements of Allianz Life of New York as of and for the year ended December 31, 2020 and 2019 are included in Part C of the Registration Statement and are incorporated herein by reference. The statutory financial statements should be considered only as bearing upon the ability of Allianz Life of New York to meet its obligations under the Contracts. The audited financial statements of the Separate Account as of and for the year or periods ended December 31, 2020 and 2019 are included in Appendix C.

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Appendix A – Death of the Owner and/or Annuitant
The following tables are intended to help you better understand what happens upon the death of any Owner and/or Annuitant under the different portions of the Contract.
UPON THE DEATH OF A SOLE OWNER

Action under any portion of the Contract that is in the Accumulation Phase

We pay a death benefit to the Beneficiary unless the Beneficiary is the surviving spouse and continues the Contract. If you selected a Target Date Benefit or Investment Protector, this benefit ends unless the Contract is continued by a surviving spouse. If you selected a Lifetime Benefit, Income Protector or Income Focus, this benefit and any lifetime payments end unless the Contract is continued by a surviving spouse who is also both a Beneficiary and Covered Person. For a description of the death benefit and payout options, see prospectus section 10, Death Benefit - Death Benefit Payment Options During the Accumulation Phase.
The death benefit is the greater of the Contract Value or the guaranteed death benefit value. The guaranteed death benefit value is total Purchase Payments adjusted for withdrawals under the Traditional Death Benefit, or the Maximum Anniversary Value under the Maximum Anniversary Death Benefit.
If a surviving spouse Beneficiary continues the Contract, as of the end of the Business Day we receive their Valid Claim:
–  we increase the Contract Value to equal the guaranteed death benefit value if greater, and the death benefit continues to be available to the surviving spouse’s Beneficiary(s),
–  the surviving spouse becomes the new Owner, and
–  the Accumulation Phase continues.
Action under any portion of the Contract that is in the Annuity Phase

The Beneficiary becomes the Payee. If we are still required to make Annuity Payments under the selected Annuity Option, the Beneficiary also becomes the new Owner.
If the deceased was not an Annuitant, Annuity Payments to the Payee continue. No death benefit is payable.
If the deceased was the only surviving Annuitant, Annuity Payments end or continue as follows.
–  Annuity Option 1 or 3, payments end.
–  Annuity Option 2 or 4, payments end either when the guaranteed period ends, or when we pay any final lump sum.
–  Annuity Option 5, payments end and the Payee may receive a lump sum refund.
If the deceased was an Annuitant and there is a surviving joint Annuitant, Annuity Payments to the Payee continue during the lifetime of the surviving joint Annuitant. No death benefit is payable.
 

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Appendix A
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UPON THE DEATH OF A JOINT OWNER

(NOTE: Joint Owners cannot take Partial Annuitizations)

Action under any portion of the Contract that is in the Accumulation Phase

The surviving Joint Owner is the sole primary Beneficiary. If the Joint Owners were spouses there may also be contingent Beneficiaries.
We pay a death benefit to the surviving Joint Owner unless he or she is the surviving spouse and continues the Contract. If you selected a Target Date Benefit or Investment Protector, this benefit ends unless the Contract is continued by the surviving Joint Owner who is also a surviving spouse. If you selected a Lifetime Benefit, Income Protector or Income Focus, this benefit and any lifetime payments end unless the Contract is continued by the surviving Joint Owner who is also both the surviving spouse and a Covered Person. This means lifetime payments may end even if a Covered Person is still alive. For a description of the death benefit and payout options, see prospectus section 10, Death Benefit - Death Benefit Payment Options During the Accumulation Phase.
The death benefit is the greater of the Contract Value or the guaranteed death benefit value. The guaranteed death benefit value is total Purchase Payments adjusted for withdrawals under the Traditional Death Benefit, or the Maximum Anniversary Value under the Maximum Anniversary Death Benefit.
If a surviving Joint Owner who is also a surviving spouse continues the Contract, as of the end of the Business Day we receive their Valid Claim:
–  we increase the Contract Value to equal the guaranteed death benefit value if greater, and the death benefit continues to be available to the surviving spouse’s Beneficiary(s),
–  the surviving Joint Owner/spouse becomes the new Owner, and
–  the Accumulation Phase continues.
Action under any portion of the Contract that is in the Annuity Phase

If we are still required to make Annuity Payments under the selected Annuity Option, the surviving Joint Owner becomes the sole Owner.
If the deceased was not an Annuitant, Annuity Payments to the Payee continue. No death benefit is payable.
If the deceased was the only surviving Annuitant, Annuity Payments end or continue as follows.
–  Annuity Option 1 or 3, payments end.
–  Annuity Option 2 or 4, payments end either when the guaranteed period ends, or when we pay any final lump sum.
–  Annuity Option 5, payments end and the Payee may receive a lump sum refund.
If the deceased was an Annuitant and there is a surviving joint Annuitant, Annuity Payments to the Payee continue during the lifetime of the surviving joint Annuitant. No death benefit is payable.
 

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Appendix A
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UPON THE DEATH OF AN ANNUITANT AND THERE IS NO SURVIVING JOINT ANNUITANT

Action under any portion of the Contract that is in the Accumulation Phase

If the deceased Annuitant was not an Owner, and the Contract is owned only by an individual(s), we do not pay a death benefit. The Owner can name a new Annuitant subject to our approval.
If the deceased Annuitant was a sole Owner, we pay a death benefit as discussed in the “Upon the Death of a Sole Owner” table. If the Contract is continued by a surviving spouse, the new spouse Owner can name a new Annuitant subject to our approval.
If the deceased Annuitant was a Joint Owner, we pay a death benefit as discussed in the “Upon the Death of a Joint Owner” table. If the Contract is continued by a surviving Joint Owner who is also a surviving spouse, the surviving Joint Owner can name a new Annuitant subject to our approval.
If the Contract is owned by a non-individual, we treat the death of the Annuitant as the death of a sole Owner, and we pay a death benefit as discussed in the “Upon the Death of a Sole Owner” table. NOTE: For non-individually owned Contracts, spousal continuation is only available if the Contract is Qualified, owned by a qualified plan or a custodian, and the surviving spouse is named as the primary beneficiary under the qualified plan or custodial account.
Action under any portion of the Contract that is in the Annuity Phase

If the deceased was the only surviving Annuitant, Annuity Payments end or continue as follows.
–  Annuity Option 1 or 3, payments end.
–  Annuity Option 2 or 4, payments end either when the guaranteed period ends, or when we pay any final lump sum.
–  Annuity Option 5, payments end and the Payee may receive a lump sum refund.
If we are still required to make Annuity Payments under the selected Annuity Option and the deceased was a sole Owner, the Beneficiary becomes the new sole Owner.
If we are still required to make Annuity Payments under the selected Annuity Option and the deceased was a Joint Owner, the surviving Joint Owner becomes the sole Owner.
 
UPON THE DEATH OF THE ANNUITANT DURING THE ANNUITY PHASE AND THERE IS A SURVIVING JOINT ANNUITANT

(NOTE: We only allow joint Annuitants on Full Annuitization, so the Accumulation Phase has ended)

Only Annuity Options 3 and 4 allow joint Annuitants. Under Annuity Options 3, Annuity Payments to the Payee continue during the lifetime of the surviving joint Annuitant. Under Annuity Option 4, Annuity Payments to the Payee continue until either the guaranteed period ends, or when we pay any final lump sum.
No death benefit is payable.
If we are still required to make Annuity Payments under the selected Annuity Option and the deceased was a sole Owner, the Beneficiary becomes the new Owner.
If we are still required to make Annuity Payments under the selected Annuity Option and the deceased was a Joint Owner, the surviving Joint Owner becomes the sole Owner.
 

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix A
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Appendix B – Condensed Financial Information
The financial statements of Allianz Life Insurance Company of New York are included in Part C of the Registration Statement.
AUV information corresponding to the highest and lowest combination of M&E charges for the Contract as of December 31, 2020 are found in prospectus Appendix B. A separate rider charge may also apply to your Contract if you have Income Protector, Income Focus or Investment Protector, which is not reflected in the table below. See the Fee Tables for further information regarding the rider charge. AUV information for the additional combinations of charges as of December 31, 2020 is found here in this Appendix.
This information should be read in conjunction with the financial statements and related notes of the Separate Account included in Appendix C.
Base Contract and Optional Benefits as follows: M&E Charge
Quarterly Value Death Benefit or Maximum Anniversary Death Benefit

1.70%
Bonus Option

1.90%
Short Withdrawal Charge Option

1.65%
No Withdrawal Charge Option

1.75%
Quarterly Value Death Benefit or Maximum Anniversary Death Benefit and Short Withdrawal Charge Option

1.95%
Quarterly Value Death Benefit or Maximum Anniversary Death Benefit and No Withdrawal Charge Option

2.05%
    
Base Contract with Lifetime Plus Benefit
(available from August 31, 2007 through March 31, 2009)
and Optional Benefits:
Payment
Type
M&E
Charge(1)
M&E
Charge(2)
Without Optional Benefits

single 2.10% 2.60%
Quarterly Value Death Benefit

single 2.40% 2.90%
Bonus Option

single 2.60% 3.10%
Short Withdrawal Charge Option

single 2.35% 2.85%
No Withdrawal Charge Option

single 2.45% 2.95%
Quarterly Value Death Benefit and Bonus Option

single 2.90% 3.40%
Quarterly Value Death Benefit and Short Withdrawal Charge Option

single 2.65% 3.15%
Quarterly Value Death Benefit and No Withdrawal Charge Option

single 2.75% 3.25%
Without Optional Benefits

joint 2.25% 2.75%
Quarterly Value Death Benefit

joint 2.55% 3.05%
Bonus Option

joint 2.75% 3.25%
Short Withdrawal Charge Option

joint 2.50% 3.00%
No Withdrawal Charge Option

joint 2.60% 3.10%
Quarterly Value Death Benefit and Bonus Option

joint 3.05% 3.55%
Quarterly Value Death Benefit and Short Withdrawal Charge Option

joint 2.80% 3.30%
Quarterly Value Death Benefit and No Withdrawal Charge Option

joint 2.90% 3.40%
    
Base Contract with Lifetime Plus 8 Benefit
(available from January 26, 2009 through March 31, 2009)
and Optional Benefits:
Payment
Type
M&E
Charge(1)
M&E
Charge(2)
Without Optional Benefits

single 2.35% 2.60%
Quarterly Value Death Benefit

single 2.65% 2.90%
Bonus Option

single 2.85% 3.10%
Short Withdrawal Charge Option

single 2.60% 2.85%
No Withdrawal Charge Option

single 2.70% 2.95%
Quarterly Value Death Benefit and Bonus Option

single 3.15% 3.40%
Quarterly Value Death Benefit and Short Withdrawal Charge Option

single 2.90% 3.15%
Quarterly Value Death Benefit and No Withdrawal Charge Option

single 3.00% 3.25%
Without Optional Benefits

joint 2.50% 2.75%
Quarterly Value Death Benefit

joint 2.80% 3.05%
Bonus Option

joint 3.00% 3.25%
Short Withdrawal Charge Option

joint 2.75% 3.00%
No Withdrawal Charge Option

joint 2.85% 3.10%

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
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Base Contract with Lifetime Plus 8 Benefit
(available from January 26, 2009 through March 31, 2009)
and Optional Benefits:
Payment
Type
M&E
Charge(1)
M&E
Charge(2)
Quarterly Value Death Benefit and Bonus Option

joint 3.30% 3.55%
Quarterly Value Death Benefit and Short Withdrawal Charge Option

joint 3.05% 3.30%
Quarterly Value Death Benefit and No Withdrawal Charge Option

joint 3.15% 3.40%
    
Base Contract with Lifetime Plus 8 Benefit
(available from August 7, 2008 through January 23, 2009)
and Optional Benefits:
Payment
Type
M&E Charge(1)
(before payments
begin)
M&E Charge(1)
(after payments
begin)
M&E Charge(2)
(before payments
begin)
M&E Charge(2)
(after payments
begin)
Without Optional Benefits

single 2.20% 2.10% 2.60% 2.50%
Quarterly Value Death Benefit

single 2.50% 2.40% 2.90% 2.80%
Bonus Option

single 2.70% 2.60% 3.10% 3.00%
Short Withdrawal Charge Option

single 2.45% 2.35% 2.85% 2.75%
No Withdrawal Charge Option

single 2.55% 2.45% 2.95% 2.85%
Quarterly Value Death Benefit and Bonus Option

single 3.00% 2.90% 3.40% 3.30%
Quarterly Value Death Benefit and Short Withdrawal Charge Option

single 2.75% 2.65% 3.15% 3.05%
Quarterly Value Death Benefit and No Withdrawal Charge Option

single 2.85% 2.75% 3.25% 3.15%
Without Optional Benefits

joint 2.35% 2.25% 2.75% 2.65%
Quarterly Value Death Benefit

joint 2.65% 2.55% 3.05% 2.95%
Bonus Option

joint 2.85% 2.75% 3.25% 3.15%
Short Withdrawal Charge Option

joint 2.60% 2.50% 3.00% 2.90%
No Withdrawal Charge Option

joint 2.70% 2.60% 3.10% 3.00%
Quarterly Value Death Benefit and Bonus Option

joint 3.15% 3.05% 3.55% 3.45%
Quarterly Value Death Benefit and Short Withdrawal Charge Option

joint 2.90% 2.80% 3.30% 3.20%
Quarterly Value Death Benefit and No Withdrawal Charge Option

joint 3.00% 2.90% 3.40% 3.30%
(1) Had no qualifying event, or had a qualifying event and declined the M&E charge increase.
(2) Had a qualifying event and accepted the M&E charge increase.
   
NOTE: A qualifying event is the reset of a Lifetime Benefit’s Annual Increase or an automatic annual Lifetime Plus Payment increase that occurred on or after April 29, 2013.
    
Base Contract with Target Date Retirement Benefit
(available from May 1, 2008 through January 23, 2009)
and Optional Benefits:
M&E
Charge
Base Contract with Target Date 10 Benefit
(available from January 26, 2009 through March 31, 2009)
and Optional Benefits:
M&E
Charge
Without Optional Benefits 1.80% Without Optional Benefits 1.95%
Quarterly Value Death Benefit 2.10% Quarterly Value Death Benefit 2.25%
Bonus Option 2.30% Bonus Option 2.45%
Short Withdrawal Charge Option 2.05% Short Withdrawal Charge Option 2.20%
No Withdrawal Charge Option 2.15% No Withdrawal Charge Option 2.30%
Quarterly Value Death Benefit and Bonus Option 2.60% Quarterly Value Death Benefit and Bonus Option 2.75%
Quarterly Value Death Benefit and Short Withdrawal Charge Option 2.35% Quarterly Value Death Benefit and Short Withdrawal Charge Option 2.50%
Quarterly Value Death Benefit and No Withdrawal Charge Option 2.45% Quarterly Value Death Benefit and No Withdrawal Charge Option 2.60%

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 19 

 

(Number of Accumulation Units in thousands)
Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL Balanced Index Strategy Fund
1.65%        
  12/31/2011 10.901 10.982 258
  12/31/2012 10.982 11.913 392
  12/31/2013 11.913 13.233 276
  12/31/2014 13.233 13.812 244
  12/31/2015 13.812 13.588 224
  12/31/2016 13.588 14.268 224
  12/31/2017 14.268 15.649 198
  12/31/2018 15.649 14.720 180
  12/31/2019 14.720 16.976 151
  12/31/2020 16.976 18.742 149
1.70%        
  12/31/2011 10.895 10.970 174
  12/31/2012 10.970 11.894 226
  12/31/2013 11.894 13.205 212
  12/31/2014 13.205 13.776 202
  12/31/2015 13.776 13.546 164
  12/31/2016 13.546 14.217 139
  12/31/2017 14.217 15.585 114
  12/31/2018 15.585 14.653 106
  12/31/2019 14.653 16.890 80
  12/31/2020 16.890 18.637 70
1.75%        
  12/31/2011 10.888 10.958 9
  12/31/2012 10.958 11.875 11
  12/31/2013 11.875 13.178 11
  12/31/2014 13.178 13.741 7
  12/31/2015 13.741 13.504 18
  12/31/2016 13.504 14.166 18
  12/31/2017 14.166 15.522 11
  12/31/2018 15.522 14.586 4
  12/31/2019 14.586 16.804 2
  12/31/2020 16.804 18.533 2
1.80%        
  12/31/2011 10.882 10.946 104
  12/31/2012 10.946 11.856 98
  12/31/2013 11.856 13.150 206
  12/31/2014 13.150 13.705 257
  12/31/2015 13.705 13.462 304
  12/31/2016 13.462 14.115 236
  12/31/2017 14.115 15.458 314
  12/31/2018 15.458 14.519 292
  12/31/2019 14.519 16.718 261
  12/31/2020 16.718 18.430 287

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
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Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2011 10.869 10.922 172
  12/31/2012 10.922 11.818 232
  12/31/2013 11.818 13.095 218
  12/31/2014 13.095 13.634 279
  12/31/2015 13.634 13.379 233
  12/31/2016 13.379 14.014 217
  12/31/2017 14.014 15.332 175
  12/31/2018 15.332 14.386 174
  12/31/2019 14.386 16.549 166
  12/31/2020 16.549 18.224 167
1.95%        
  12/31/2011 10.863 10.910 115
  12/31/2012 10.910 11.799 192
  12/31/2013 11.799 13.067 140
  12/31/2014 13.067 13.599 130
  12/31/2015 13.599 13.337 139
  12/31/2016 13.337 13.963 143
  12/31/2017 13.963 15.270 136
  12/31/2018 15.270 14.320 126
  12/31/2019 14.320 16.464 121
  12/31/2020 16.464 18.123 125
2.05%        
  12/31/2011 10.850 10.886 43
  12/31/2012 10.886 11.762 43
  12/31/2013 11.762 13.013 43
  12/31/2014 13.013 13.528 13
  12/31/2015 13.528 13.255 12
  12/31/2016 13.255 13.863 11
  12/31/2017 13.863 15.145 11
  12/31/2018 15.145 14.189 12
  12/31/2019 14.189 16.297 13
  12/31/2020 16.297 17.921 13
2.10%        
  12/31/2011 10.843 10.874 63
  12/31/2012 10.874 11.743 62
  12/31/2013 11.743 12.986 60
  12/31/2014 12.986 13.493 51
  12/31/2015 13.493 13.214 44
  12/31/2016 13.214 13.813 43
  12/31/2017 13.813 15.083 42
  12/31/2018 15.083 14.124 42
  12/31/2019 14.124 16.214 47
  12/31/2020 16.214 17.821 45
2.15%        
  12/31/2011 10.837 10.862 3
  12/31/2012 10.862 11.724 3
  12/31/2013 11.724 12.958 4
  12/31/2014 12.958 13.458 4
  12/31/2015 13.458 13.173 4
  12/31/2016 13.173 13.764 5
  12/31/2017 13.764 15.021 5
  12/31/2018 15.021 14.059 5
  12/31/2019 14.059 16.132 5
  12/31/2020 16.132 17.721 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 21 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.20%        
  12/31/2011 10.830 10.850 6
  12/31/2012 10.850 11.705 6
  12/31/2013 11.705 12.931 5
  12/31/2014 12.931 13.423 6
  12/31/2015 13.423 13.132 1
  12/31/2016 13.132 13.714 1
  12/31/2017 13.714 14.960 1
  12/31/2018 14.960 13.994 1
  12/31/2019 13.994 16.050 0
  12/31/2020 16.050 17.622 0
2.25%        
  12/31/2011 10.824 10.839 48
  12/31/2012 10.839 11.687 47
  12/31/2013 11.687 12.904 41
  12/31/2014 12.904 13.388 2
  12/31/2015 13.388 13.092 2
  12/31/2016 13.092 13.665 2
  12/31/2017 13.665 14.899 1
  12/31/2018 14.899 13.930 1
  12/31/2019 13.930 15.968 1
  12/31/2020 15.968 17.524 1
2.30%        
  12/31/2011 10.817 10.827 17
  12/31/2012 10.827 11.668 11
  12/31/2013 11.668 12.877 18
  12/31/2014 12.877 13.354 19
  12/31/2015 13.354 13.051 20
  12/31/2016 13.051 13.616 20
  12/31/2017 13.616 14.838 17
  12/31/2018 14.838 13.866 17
  12/31/2019 13.866 15.887 17
  12/31/2020 15.887 17.426 16
2.35%        
  12/31/2011 10.811 10.815 87
  12/31/2012 10.815 11.649 93
  12/31/2013 11.649 12.850 65
  12/31/2014 12.850 13.319 60
  12/31/2015 13.319 13.011 56
  12/31/2016 13.011 13.567 55
  12/31/2017 13.567 14.777 53
  12/31/2018 14.777 13.802 51
  12/31/2019 13.802 15.806 40
  12/31/2020 15.806 17.329 29
2.40%        
  12/31/2011 10.804 10.803 22
  12/31/2012 10.803 11.631 19
  12/31/2013 11.631 12.823 18
  12/31/2014 12.823 13.284 2
  12/31/2015 13.284 12.971 2
  12/31/2016 12.971 13.518 2
  12/31/2017 13.518 14.717 0
  12/31/2018 14.717 13.739 0
  12/31/2019 13.739 15.726 0
  12/31/2020 15.726 17.232 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 22 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.45%        
  12/31/2011 10.798 10.791 17
  12/31/2012 10.791 11.612 15
  12/31/2013 11.612 12.796 14
  12/31/2014 12.796 13.250 17
  12/31/2015 13.250 12.931 18
  12/31/2016 12.931 13.470 17
  12/31/2017 13.470 14.657 9
  12/31/2018 14.657 13.676 9
  12/31/2019 13.676 15.646 13
  12/31/2020 15.646 17.136 10
2.50%        
  12/31/2011 10.792 10.779 9
  12/31/2012 10.779 11.594 9
  12/31/2013 11.594 12.769 10
  12/31/2014 12.769 13.216 10
  12/31/2015 13.216 12.891 16
  12/31/2016 12.891 13.421 17
  12/31/2017 13.421 14.597 17
  12/31/2018 14.597 13.613 5
  12/31/2019 13.613 15.566 3
  12/31/2020 15.566 17.040 3
2.55%        
  12/31/2011 10.785 10.768 10
  12/31/2012 10.768 11.575 10
  12/31/2013 11.575 12.743 9
  12/31/2014 12.743 13.181 7
  12/31/2015 13.181 12.851 6
  12/31/2016 12.851 13.373 0
  12/31/2017 13.373 14.537 0
  12/31/2018 14.537 13.551 0
  12/31/2019 13.551 15.487 0
  12/31/2020 15.487 16.945 0
2.60%        
  12/31/2011 10.779 10.756 29
  12/31/2012 10.756 11.557 31
  12/31/2013 11.557 12.716 65
  12/31/2014 12.716 13.147 32
  12/31/2015 13.147 12.811 38
  12/31/2016 12.811 13.325 25
  12/31/2017 13.325 14.478 20
  12/31/2018 14.478 13.489 17
  12/31/2019 13.489 15.408 18
  12/31/2020 15.408 16.850 19
2.65%        
  12/31/2011 10.772 10.744 13
  12/31/2012 10.744 11.538 15
  12/31/2013 11.538 12.689 11
  12/31/2014 12.689 13.113 9
  12/31/2015 13.113 12.771 9
  12/31/2016 12.771 13.277 9
  12/31/2017 13.277 14.418 9
  12/31/2018 14.418 13.427 8
  12/31/2019 13.427 15.330 8
  12/31/2020 15.330 16.756 7

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 23 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.70%        
  12/31/2011 10.766 10.732 0
  12/31/2012 10.732 11.520 0
  12/31/2013 11.520 12.663 0
  12/31/2014 12.663 13.079 0
  12/31/2015 13.079 12.732 0
  12/31/2016 12.732 13.230 0
  12/31/2017 13.230 14.360 0
  12/31/2018 14.360 13.365 0
  12/31/2019 13.365 15.252 0
  12/31/2020 15.252 16.662 0
2.75%        
  12/31/2011 10.759 10.721 25
  12/31/2012 10.721 11.501 25
  12/31/2013 11.501 12.636 22
  12/31/2014 12.636 13.045 62
  12/31/2015 13.045 12.692 63
  12/31/2016 12.692 13.182 63
  12/31/2017 13.182 14.301 18
  12/31/2018 14.301 13.304 18
  12/31/2019 13.304 15.174 16
  12/31/2020 15.174 16.569 15
2.80%        
  12/31/2011 10.753 10.709 0
  12/31/2012 10.709 11.483 2
  12/31/2013 11.483 12.610 0
  12/31/2014 12.610 13.011 0
  12/31/2015 13.011 12.653 0
  12/31/2016 12.653 13.135 0
  12/31/2017 13.135 14.242 0
  12/31/2018 14.242 13.243 0
  12/31/2019 13.243 15.097 0
  12/31/2020 15.097 16.477 0
2.85%        
  12/31/2011 10.747 10.697 13
  12/31/2012 10.697 11.465 12
  12/31/2013 11.465 12.583 17
  12/31/2014 12.583 12.977 33
  12/31/2015 12.977 12.614 32
  12/31/2016 12.614 13.088 31
  12/31/2017 13.088 14.184 31
  12/31/2018 14.184 13.182 30
  12/31/2019 13.182 15.020 29
  12/31/2020 15.020 16.385 28
2.90%        
  12/31/2011 10.740 10.685 10
  12/31/2012 10.685 11.446 11
  12/31/2013 11.446 12.557 15
  12/31/2014 12.557 12.944 17
  12/31/2015 12.944 12.575 16
  12/31/2016 12.575 13.041 16
  12/31/2017 13.041 14.126 14
  12/31/2018 14.126 13.122 13
  12/31/2019 13.122 14.944 13
  12/31/2020 14.944 16.293 12

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 24 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.95%        
  12/31/2013 N/A 12.531 0
  12/31/2014 12.531 12.910 0
  12/31/2015 12.910 12.536 0
  12/31/2016 12.536 12.994 0
  12/31/2017 12.994 14.068 0
  12/31/2018 14.068 13.061 0
  12/31/2019 13.061 14.868 0
  12/31/2020 14.868 16.202 0
3.00%        
  12/31/2011 10.727 10.662 1
  12/31/2012 10.662 11.410 1
  12/31/2013 11.410 12.504 5
  12/31/2014 12.504 12.877 5
  12/31/2015 12.877 12.497 5
  12/31/2016 12.497 12.947 5
  12/31/2017 12.947 14.011 5
  12/31/2018 14.011 13.001 5
  12/31/2019 13.001 14.792 4
  12/31/2020 14.792 16.112 7
3.05%        
  12/31/2011 10.721 10.650 3
  12/31/2012 10.650 11.392 8
  12/31/2013 11.392 12.478 8
  12/31/2014 12.478 12.843 8
  12/31/2015 12.843 12.459 5
  12/31/2016 12.459 12.901 9
  12/31/2017 12.901 13.954 3
  12/31/2018 13.954 12.942 2
  12/31/2019 12.942 14.717 2
  12/31/2020 14.717 16.022 2
3.10%        
  12/31/2013 N/A 12.452 2
  12/31/2014 12.452 12.810 41
  12/31/2015 12.810 12.420 8
  12/31/2016 12.420 12.854 8
  12/31/2017 12.854 13.897 5
  12/31/2018 13.897 12.882 5
  12/31/2019 12.882 14.642 5
  12/31/2020 14.642 15.932 4
3.15%        
  12/31/2011 10.708 10.627 8
  12/31/2012 10.627 11.355 9
  12/31/2013 11.355 12.426 0
  12/31/2014 12.426 12.777 0
  12/31/2015 12.777 12.382 0
  12/31/2016 12.382 12.808 0
  12/31/2017 12.808 13.840 0
  12/31/2018 13.840 12.823 0
  12/31/2019 12.823 14.568 0
  12/31/2020 14.568 15.843 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 25 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.20%        
  12/31/2013 N/A 13.937 0
  12/31/2014 13.937 14.323 0
  12/31/2015 14.323 13.874 0
  12/31/2016 13.874 14.344 0
  12/31/2017 14.344 15.492 0
  12/31/2018 15.492 14.347 0
  12/31/2019 14.347 16.290 0
  12/31/2020 16.290 17.708 0
3.25%        
  12/31/2013 N/A 13.906 3
  12/31/2014 13.906 14.284 3
  12/31/2015 14.284 13.829 2
  12/31/2016 13.829 14.291 2
  12/31/2017 14.291 15.426 2
  12/31/2018 15.426 14.279 2
  12/31/2019 14.279 16.205 1
  12/31/2020 16.205 17.606 1
3.30%        
  12/31/2011 10.689 10.592 0
  12/31/2012 10.592 11.301 0
  12/31/2013 11.301 12.348 0
  12/31/2014 12.348 12.678 0
  12/31/2015 12.678 12.267 0
  12/31/2016 12.267 12.671 0
  12/31/2017 12.671 13.671 0
  12/31/2018 13.671 12.648 0
  12/31/2019 12.648 14.347 0
  12/31/2020 14.347 15.579 0
3.40%        
  12/31/2013 N/A 13.812 2
  12/31/2014 13.812 14.167 8
  12/31/2015 14.167 13.694 3
  12/31/2016 13.694 14.131 3
  12/31/2017 14.131 15.231 3
  12/31/2018 15.231 14.077 3
  12/31/2019 14.077 15.952 3
  12/31/2020 15.952 17.305 3
3.45%        
  12/31/2013 N/A 13.781 0
  12/31/2014 13.781 14.128 0
  12/31/2015 14.128 13.650 0
  12/31/2016 13.650 14.078 0
  12/31/2017 14.078 15.166 0
  12/31/2018 15.166 14.010 0
  12/31/2019 14.010 15.868 0
  12/31/2020 15.868 17.206 0
3.55%        
  12/31/2013 N/A 13.719 0
  12/31/2014 13.719 14.050 0
  12/31/2015 14.050 13.561 0
  12/31/2016 13.561 13.973 0
  12/31/2017 13.973 15.038 0
  12/31/2018 15.038 13.877 0
  12/31/2019 13.877 15.702 0
  12/31/2020 15.702 17.009 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 26 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL DFA Five-Year Global Fixed Income Fund
1.65%        
  12/31/2017 N/A 9.802 7
  12/31/2018 9.802 9.753 7
  12/31/2019 9.753 9.929 7
  12/31/2020 9.929 9.822 7
1.70%        
  12/31/2017 N/A 9.788 0
  12/31/2018 9.788 9.735 3
  12/31/2019 9.735 9.906 3
  12/31/2020 9.906 9.794 5
1.75%        
  12/31/2017 N/A 9.775 0
  12/31/2018 9.775 9.717 0
  12/31/2019 9.717 9.883 0
  12/31/2020 9.883 9.766 0
1.80%        
  12/31/2017 N/A 9.762 0
  12/31/2018 9.762 9.699 0
  12/31/2019 9.699 9.860 0
  12/31/2020 9.860 9.738 0
1.90%        
  12/31/2017 N/A 9.736 0
  12/31/2018 9.736 9.663 0
  12/31/2019 9.663 9.814 0
  12/31/2020 9.814 9.683 0
1.95%        
  12/31/2017 N/A 9.723 0
  12/31/2018 9.723 9.646 0
  12/31/2019 9.646 9.791 0
  12/31/2020 9.791 9.656 0
2.05%        
  12/31/2017 N/A 9.697 0
  12/31/2018 9.697 9.610 0
  12/31/2019 9.610 9.745 0
  12/31/2020 9.745 9.601 0
2.10%        
  12/31/2017 N/A 9.684 0
  12/31/2018 9.684 9.592 0
  12/31/2019 9.592 9.722 0
  12/31/2020 9.722 9.573 0
2.15%        
  12/31/2017 N/A 9.671 0
  12/31/2018 9.671 9.575 0
  12/31/2019 9.575 9.699 0
  12/31/2020 9.699 9.546 0
2.20%        
  12/31/2017 N/A 9.658 0
  12/31/2018 9.658 9.557 0
  12/31/2019 9.557 9.676 1
  12/31/2020 9.676 9.519 1
2.25%        
  12/31/2017 N/A 9.645 0
  12/31/2018 9.645 9.539 0
  12/31/2019 9.539 9.654 0
  12/31/2020 9.654 9.492 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 27 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.30%        
  12/31/2017 N/A 9.632 0
  12/31/2018 9.632 9.522 0
  12/31/2019 9.522 9.631 0
  12/31/2020 9.631 9.465 0
2.35%        
  12/31/2017 N/A 9.619 0
  12/31/2018 9.619 9.504 0
  12/31/2019 9.504 9.609 0
  12/31/2020 9.609 9.438 0
2.40%        
  12/31/2017 N/A 9.606 0
  12/31/2018 9.606 9.487 0
  12/31/2019 9.487 9.586 0
  12/31/2020 9.586 9.411 1
2.45%        
  12/31/2017 N/A 9.593 0
  12/31/2018 9.593 9.469 0
  12/31/2019 9.469 9.564 0
  12/31/2020 9.564 9.385 0
2.50%        
  12/31/2017 N/A 9.580 0
  12/31/2018 9.580 9.452 0
  12/31/2019 9.452 9.541 0
  12/31/2020 9.541 9.358 0
2.55%        
  12/31/2017 N/A 9.568 0
  12/31/2018 9.568 9.434 0
  12/31/2019 9.434 9.519 0
  12/31/2020 9.519 9.331 0
2.60%        
  12/31/2017 N/A 9.555 0
  12/31/2018 9.555 9.417 0
  12/31/2019 9.417 9.497 0
  12/31/2020 9.497 9.305 0
2.65%        
  12/31/2017 N/A 9.542 0
  12/31/2018 9.542 9.400 0
  12/31/2019 9.400 9.474 0
  12/31/2020 9.474 9.278 0
2.70%        
  12/31/2017 N/A 9.529 0
  12/31/2018 9.529 9.382 0
  12/31/2019 9.382 9.452 0
  12/31/2020 9.452 9.252 0
2.75%        
  12/31/2017 N/A 9.516 0
  12/31/2018 9.516 9.365 0
  12/31/2019 9.365 9.430 0
  12/31/2020 9.430 9.226 0
2.80%        
  12/31/2017 N/A 9.504 0
  12/31/2018 9.504 9.348 0
  12/31/2019 9.348 9.408 0
  12/31/2020 9.408 9.199 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 28 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2017 N/A 9.491 0
  12/31/2018 9.491 9.330 0
  12/31/2019 9.330 9.386 0
  12/31/2020 9.386 9.173 0
2.90%        
  12/31/2017 N/A 9.478 0
  12/31/2018 9.478 9.313 0
  12/31/2019 9.313 9.364 0
  12/31/2020 9.364 9.147 0
2.95%        
  12/31/2017 N/A 9.465 0
  12/31/2018 9.465 9.296 0
  12/31/2019 9.296 9.342 0
  12/31/2020 9.342 9.121 0
3.00%        
  12/31/2017 N/A 9.453 0
  12/31/2018 9.453 9.279 0
  12/31/2019 9.279 9.320 0
  12/31/2020 9.320 9.095 0
3.05%        
  12/31/2017 N/A 9.440 0
  12/31/2018 9.440 9.262 0
  12/31/2019 9.262 9.298 0
  12/31/2020 9.298 9.069 0
3.10%        
  12/31/2017 N/A 9.427 0
  12/31/2018 9.427 9.245 0
  12/31/2019 9.245 9.276 0
  12/31/2020 9.276 9.044 0
3.15%        
  12/31/2017 N/A 9.415 0
  12/31/2018 9.415 9.228 0
  12/31/2019 9.228 9.255 0
  12/31/2020 9.255 9.018 0
3.20%        
  12/31/2017 N/A 9.402 0
  12/31/2018 9.402 9.211 0
  12/31/2019 9.211 9.233 0
  12/31/2020 9.233 8.992 0
3.25%        
  12/31/2017 N/A 9.389 0
  12/31/2018 9.389 9.194 0
  12/31/2019 9.194 9.211 0
  12/31/2020 9.211 8.967 0
3.30%        
  12/31/2017 N/A 9.377 0
  12/31/2018 9.377 9.177 0
  12/31/2019 9.177 9.190 0
  12/31/2020 9.190 8.941 0
3.40%        
  12/31/2017 N/A 9.352 0
  12/31/2018 9.352 9.143 0
  12/31/2019 9.143 9.147 0
  12/31/2020 9.147 8.890 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 29 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.45%        
  12/31/2017 N/A 9.339 0
  12/31/2018 9.339 9.126 0
  12/31/2019 9.126 9.125 0
  12/31/2020 9.125 8.865 0
3.55%        
  12/31/2017 N/A 9.314 0
  12/31/2018 9.314 9.092 0
  12/31/2019 9.092 9.083 0
  12/31/2020 9.083 8.815 0
AZL DFA Multi-Strategy Fund
1.65%        
  12/31/2011 11.225 11.043 1,270
  12/31/2012 11.043 12.309 1,468
  12/31/2013 12.309 14.659 1,574
  12/31/2014 14.659 15.360 1,597
  12/31/2015 15.360 15.008 1,373
  12/31/2016 15.008 16.139 1,194
  12/31/2017 16.139 17.890 998
  12/31/2018 17.890 16.556 917
  12/31/2019 16.556 18.984 865
  12/31/2020 18.984 20.660 785
1.70%        
  12/31/2011 11.219 11.031 614
  12/31/2012 11.031 12.289 777
  12/31/2013 12.289 14.628 911
  12/31/2014 14.628 15.320 976
  12/31/2015 15.320 14.961 767
  12/31/2016 14.961 16.081 720
  12/31/2017 16.081 17.817 638
  12/31/2018 17.817 16.480 588
  12/31/2019 16.480 18.888 518
  12/31/2020 18.888 20.545 469
1.75%        
  12/31/2011 11.212 11.019 26
  12/31/2012 11.019 12.270 78
  12/31/2013 12.270 14.598 82
  12/31/2014 14.598 15.281 83
  12/31/2015 15.281 14.915 73
  12/31/2016 14.915 16.023 80
  12/31/2017 16.023 17.744 74
  12/31/2018 17.744 16.405 68
  12/31/2019 16.405 18.792 63
  12/31/2020 18.792 20.430 59
1.80%        
  12/31/2011 11.205 11.007 21
  12/31/2012 11.007 12.250 20
  12/31/2013 12.250 14.567 17
  12/31/2014 14.567 15.241 18
  12/31/2015 15.241 14.869 16
  12/31/2016 14.869 15.965 15
  12/31/2017 15.965 17.671 14
  12/31/2018 17.671 16.329 14
  12/31/2019 16.329 18.696 8
  12/31/2020 18.696 20.316 8

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 30 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2011 11.192 10.983 310
  12/31/2012 10.983 12.211 406
  12/31/2013 12.211 14.506 376
  12/31/2014 14.506 15.162 692
  12/31/2015 15.162 14.777 339
  12/31/2016 14.777 15.851 291
  12/31/2017 15.851 17.527 267
  12/31/2018 17.527 16.180 222
  12/31/2019 16.180 18.507 197
  12/31/2020 18.507 20.089 138
1.95%        
  12/31/2011 11.185 10.971 889
  12/31/2012 10.971 12.192 1,052
  12/31/2013 12.192 14.476 1,182
  12/31/2014 14.476 15.123 1,202
  12/31/2015 15.123 14.731 924
  12/31/2016 14.731 15.794 681
  12/31/2017 15.794 17.455 487
  12/31/2018 17.455 16.106 415
  12/31/2019 16.106 18.412 381
  12/31/2020 18.412 19.977 312
2.05%        
  12/31/2011 11.172 10.947 46
  12/31/2012 10.947 12.153 65
  12/31/2013 12.153 14.415 65
  12/31/2014 14.415 15.044 91
  12/31/2015 15.044 14.640 89
  12/31/2016 14.640 15.681 84
  12/31/2017 15.681 17.313 43
  12/31/2018 17.313 15.958 26
  12/31/2019 15.958 18.226 25
  12/31/2020 18.226 19.755 20
2.10%        
  12/31/2011 11.165 10.935 74
  12/31/2012 10.935 12.133 75
  12/31/2013 12.133 14.385 70
  12/31/2014 14.385 15.005 38
  12/31/2015 15.005 14.595 30
  12/31/2016 14.595 15.624 29
  12/31/2017 15.624 17.242 29
  12/31/2018 17.242 15.885 12
  12/31/2019 15.885 18.133 14
  12/31/2020 18.133 19.644 5
2.15%        
  12/31/2011 11.159 10.923 0
  12/31/2012 10.923 12.114 0
  12/31/2013 12.114 14.355 0
  12/31/2014 14.355 14.966 0
  12/31/2015 14.966 14.550 0
  12/31/2016 14.550 15.568 0
  12/31/2017 15.568 17.172 0
  12/31/2018 17.172 15.812 0
  12/31/2019 15.812 18.041 0
  12/31/2020 18.041 19.535 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 31 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.20%        
  12/31/2011 11.152 10.911 30
  12/31/2012 10.911 12.095 29
  12/31/2013 12.095 14.325 22
  12/31/2014 14.325 14.928 9
  12/31/2015 14.928 14.505 9
  12/31/2016 14.505 15.512 8
  12/31/2017 15.512 17.101 0
  12/31/2018 17.101 15.739 0
  12/31/2019 15.739 17.949 0
  12/31/2020 17.949 19.426 0
2.25%        
  12/31/2011 11.145 10.899 86
  12/31/2012 10.899 12.075 85
  12/31/2013 12.075 14.295 72
  12/31/2014 14.295 14.889 30
  12/31/2015 14.889 14.460 28
  12/31/2016 14.460 15.457 14
  12/31/2017 15.457 17.032 12
  12/31/2018 17.032 15.667 9
  12/31/2019 15.667 17.858 1
  12/31/2020 17.858 19.317 1
2.30%        
  12/31/2011 11.139 10.887 1
  12/31/2012 10.887 12.056 1
  12/31/2013 12.056 14.265 1
  12/31/2014 14.265 14.850 1
  12/31/2015 14.850 14.415 1
  12/31/2016 14.415 15.401 1
  12/31/2017 15.401 16.962 1
  12/31/2018 16.962 15.595 1
  12/31/2019 15.595 17.767 1
  12/31/2020 17.767 19.209 1
2.35%        
  12/31/2011 11.132 10.875 75
  12/31/2012 10.875 12.037 75
  12/31/2013 12.037 14.235 62
  12/31/2014 14.235 14.812 28
  12/31/2015 14.812 14.371 25
  12/31/2016 14.371 15.346 19
  12/31/2017 15.346 16.893 20
  12/31/2018 16.893 15.524 18
  12/31/2019 15.524 17.676 13
  12/31/2020 17.676 19.102 12
2.40%        
  12/31/2011 11.125 10.863 29
  12/31/2012 10.863 12.018 26
  12/31/2013 12.018 14.205 35
  12/31/2014 14.205 14.773 27
  12/31/2015 14.773 14.326 24
  12/31/2016 14.326 15.291 18
  12/31/2017 15.291 16.824 18
  12/31/2018 16.824 15.453 9
  12/31/2019 15.453 17.587 7
  12/31/2020 17.587 18.995 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 32 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.45%        
  12/31/2011 11.119 10.851 12
  12/31/2012 10.851 11.998 11
  12/31/2013 11.998 14.175 2
  12/31/2014 14.175 14.735 2
  12/31/2015 14.735 14.282 5
  12/31/2016 14.282 15.236 6
  12/31/2017 15.236 16.755 1
  12/31/2018 16.755 15.382 0
  12/31/2019 15.382 17.497 0
  12/31/2020 17.497 18.889 0
2.50%        
  12/31/2011 11.112 10.840 39
  12/31/2012 10.840 11.979 39
  12/31/2013 11.979 14.146 41
  12/31/2014 14.146 14.697 41
  12/31/2015 14.697 14.238 32
  12/31/2016 14.238 15.181 42
  12/31/2017 15.181 16.686 29
  12/31/2018 16.686 15.311 14
  12/31/2019 15.311 17.408 12
  12/31/2020 17.408 18.784 9
2.55%        
  12/31/2011 11.105 10.828 10
  12/31/2012 10.828 11.960 10
  12/31/2013 11.960 14.116 10
  12/31/2014 14.116 14.659 11
  12/31/2015 14.659 14.194 0
  12/31/2016 14.194 15.127 0
  12/31/2017 15.127 16.618 0
  12/31/2018 16.618 15.241 0
  12/31/2019 15.241 17.320 0
  12/31/2020 17.320 18.679 0
2.60%        
  12/31/2011 11.099 10.816 80
  12/31/2012 10.816 11.941 80
  12/31/2013 11.941 14.086 104
  12/31/2014 14.086 14.621 117
  12/31/2015 14.621 14.150 106
  12/31/2016 14.150 15.072 93
  12/31/2017 15.072 16.550 80
  12/31/2018 16.550 15.171 88
  12/31/2019 15.171 17.231 75
  12/31/2020 17.231 18.574 74
2.65%        
  12/31/2011 11.092 10.804 7
  12/31/2012 10.804 11.922 6
  12/31/2013 11.922 14.057 12
  12/31/2014 14.057 14.583 3
  12/31/2015 14.583 14.106 1
  12/31/2016 14.106 15.018 1
  12/31/2017 15.018 16.482 1
  12/31/2018 16.482 15.101 1
  12/31/2019 15.101 17.144 1
  12/31/2020 17.144 18.471 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 33 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.70%        
  12/31/2011 11.086 10.792 2
  12/31/2012 10.792 11.903 2
  12/31/2013 11.903 14.027 2
  12/31/2014 14.027 14.545 2
  12/31/2015 14.545 14.063 2
  12/31/2016 14.063 14.964 2
  12/31/2017 14.964 16.415 2
  12/31/2018 16.415 15.032 2
  12/31/2019 15.032 17.057 1
  12/31/2020 17.057 18.368 1
2.75%        
  12/31/2011 11.079 10.780 4
  12/31/2012 10.780 11.884 5
  12/31/2013 11.884 13.998 7
  12/31/2014 13.998 14.507 47
  12/31/2015 14.507 14.019 45
  12/31/2016 14.019 14.911 15
  12/31/2017 14.911 16.348 14
  12/31/2018 16.348 14.963 15
  12/31/2019 14.963 16.970 14
  12/31/2020 16.970 18.265 13
2.80%        
  12/31/2011 11.072 10.769 11
  12/31/2012 10.769 11.865 12
  12/31/2013 11.865 13.969 21
  12/31/2014 13.969 14.469 23
  12/31/2015 14.469 13.976 22
  12/31/2016 13.976 14.857 8
  12/31/2017 14.857 16.281 7
  12/31/2018 16.281 14.894 23
  12/31/2019 14.894 16.884 22
  12/31/2020 16.884 18.163 21
2.85%        
  12/31/2011 11.066 10.757 3
  12/31/2012 10.757 11.846 1
  12/31/2013 11.846 13.939 3
  12/31/2014 13.939 14.432 9
  12/31/2015 14.432 13.933 5
  12/31/2016 13.933 14.804 24
  12/31/2017 14.804 16.215 20
  12/31/2018 16.215 14.826 21
  12/31/2019 14.826 16.798 28
  12/31/2020 16.798 18.061 20
2.90%        
  12/31/2011 11.059 10.745 8
  12/31/2012 10.745 11.827 7
  12/31/2013 11.827 13.910 19
  12/31/2014 13.910 14.394 56
  12/31/2015 14.394 13.889 27
  12/31/2016 13.889 14.750 26
  12/31/2017 14.750 16.148 25
  12/31/2018 16.148 14.758 34
  12/31/2019 14.758 16.712 34
  12/31/2020 16.712 17.961 33

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 34 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.95%        
  12/31/2013 N/A 13.881 8
  12/31/2014 13.881 14.357 8
  12/31/2015 14.357 13.846 7
  12/31/2016 13.846 14.697 6
  12/31/2017 14.697 16.082 5
  12/31/2018 16.082 14.690 5
  12/31/2019 14.690 16.627 4
  12/31/2020 16.627 17.860 3
3.00%        
  12/31/2011 11.046 10.722 7
  12/31/2012 10.722 11.789 7
  12/31/2013 11.789 13.852 10
  12/31/2014 13.852 14.320 15
  12/31/2015 14.320 13.804 6
  12/31/2016 13.804 14.645 15
  12/31/2017 14.645 16.017 14
  12/31/2018 16.017 14.623 13
  12/31/2019 14.623 16.543 4
  12/31/2020 16.543 17.761 5
3.05%        
  12/31/2011 11.039 10.710 5
  12/31/2012 10.710 11.771 4
  12/31/2013 11.771 13.823 13
  12/31/2014 13.823 14.283 25
  12/31/2015 14.283 13.761 0
  12/31/2016 13.761 14.592 33
  12/31/2017 14.592 15.951 30
  12/31/2018 15.951 14.556 29
  12/31/2019 14.556 16.459 27
  12/31/2020 16.459 17.661 25
3.10%        
  12/31/2013 N/A 13.794 2
  12/31/2014 13.794 14.246 22
  12/31/2015 14.246 13.718 24
  12/31/2016 13.718 14.540 22
  12/31/2017 14.540 15.886 21
  12/31/2018 15.886 14.489 15
  12/31/2019 14.489 16.375 13
  12/31/2020 16.375 17.563 16
3.15%        
  12/31/2011 11.026 10.686 1
  12/31/2012 10.686 11.733 1
  12/31/2013 11.733 13.765 2
  12/31/2014 13.765 14.209 10
  12/31/2015 14.209 13.676 8
  12/31/2016 13.676 14.487 8
  12/31/2017 14.487 15.821 8
  12/31/2018 15.821 14.422 8
  12/31/2019 14.422 16.291 8
  12/31/2020 16.291 17.465 8

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 35 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.20%        
  12/31/2013 N/A 15.970 0
  12/31/2014 15.970 16.477 0
  12/31/2015 16.477 15.851 0
  12/31/2016 15.851 16.783 2
  12/31/2017 16.783 18.319 4
  12/31/2018 18.319 16.691 4
  12/31/2019 16.691 18.845 4
  12/31/2020 18.845 20.191 3
3.25%        
  12/31/2013 N/A 15.934 3
  12/31/2014 15.934 16.431 3
  12/31/2015 16.431 15.799 3
  12/31/2016 15.799 16.720 3
  12/31/2017 16.720 18.241 3
  12/31/2018 18.241 16.612 0
  12/31/2019 16.612 18.746 0
  12/31/2020 18.746 20.076 0
3.30%        
  12/31/2011 11.007 10.651 1
  12/31/2012 10.651 11.677 1
  12/31/2013 11.677 13.679 0
  12/31/2014 13.679 14.098 3
  12/31/2015 14.098 13.549 4
  12/31/2016 13.549 14.332 5
  12/31/2017 14.332 15.628 3
  12/31/2018 15.628 14.225 3
  12/31/2019 14.225 16.044 3
  12/31/2020 16.044 17.174 2
3.40%        
  12/31/2013 N/A 15.827 0
  12/31/2014 15.827 16.296 2
  12/31/2015 16.296 15.646 7
  12/31/2016 15.646 16.533 4
  12/31/2017 16.533 18.010 2
  12/31/2018 18.010 16.377 3
  12/31/2019 16.377 18.453 3
  12/31/2020 18.453 19.732 2
3.45%        
  12/31/2013 N/A 15.792 0
  12/31/2014 15.792 16.252 0
  12/31/2015 16.252 15.595 0
  12/31/2016 15.595 16.471 0
  12/31/2017 16.471 17.934 0
  12/31/2018 17.934 16.299 0
  12/31/2019 16.299 18.356 0
  12/31/2020 18.356 19.619 0
3.55%        
  12/31/2013 N/A 15.721 3
  12/31/2014 15.721 16.162 7
  12/31/2015 16.162 15.494 0
  12/31/2016 15.494 16.348 0
  12/31/2017 16.348 17.782 0
  12/31/2018 17.782 16.145 0
  12/31/2019 16.145 18.164 0
  12/31/2020 18.164 19.394 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 36 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL Enhanced Bond Index Fund
1.65%        
  12/31/2014 N/A 11.135 2
  12/31/2015 11.135 10.979 4
  12/31/2016 10.979 11.045 9
  12/31/2017 11.045 11.192 3
  12/31/2018 11.192 10.943 1
  12/31/2019 10.943 11.666 1
  12/31/2020 11.666 12.339 1
1.70%        
  12/31/2014 N/A 11.105 0
  12/31/2015 11.105 10.943 2
  12/31/2016 10.943 11.004 6
  12/31/2017 11.004 11.144 5
  12/31/2018 11.144 10.892 2
  12/31/2019 10.892 11.605 6
  12/31/2020 11.605 12.268 8
1.75%        
  12/31/2014 N/A 11.074 0
  12/31/2015 11.074 10.908 0
  12/31/2016 10.908 10.963 0
  12/31/2017 10.963 11.097 0
  12/31/2018 11.097 10.840 0
  12/31/2019 10.840 11.544 0
  12/31/2020 11.544 12.198 0
1.90%        
  12/31/2014 N/A 10.984 0
  12/31/2015 10.984 10.802 0
  12/31/2016 10.802 10.841 1
  12/31/2017 10.841 10.957 1
  12/31/2018 10.957 10.687 12
  12/31/2019 10.687 11.364 18
  12/31/2020 11.364 11.990 21
1.95%        
  12/31/2014 N/A 10.954 0
  12/31/2015 10.954 10.767 0
  12/31/2016 10.767 10.800 0
  12/31/2017 10.800 10.911 0
  12/31/2018 10.911 10.636 0
  12/31/2019 10.636 11.305 0
  12/31/2020 11.305 11.921 0
2.05%        
  12/31/2014 N/A 10.894 0
  12/31/2015 10.894 10.698 0
  12/31/2016 10.698 10.720 0
  12/31/2017 10.720 10.818 0
  12/31/2018 10.818 10.536 0
  12/31/2019 10.536 11.187 0
  12/31/2020 11.187 11.785 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 37 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL Fidelity Institutional Asset Management Multi-Strategy Fund
1.65%        
  12/31/2011 11.052 10.673 444
  12/31/2012 10.673 12.049 467
  12/31/2013 12.049 13.999 483
  12/31/2014 13.999 14.064 508
  12/31/2015 14.064 13.079 470
  12/31/2016 13.079 13.703 365
  12/31/2017 13.703 14.978 323
  12/31/2018 14.978 14.434 314
  12/31/2019 14.434 16.650 280
  12/31/2020 16.650 18.583 250
1.70%        
  12/31/2011 11.046 10.661 302
  12/31/2012 10.661 12.029 320
  12/31/2013 12.029 13.970 384
  12/31/2014 13.970 14.028 379
  12/31/2015 14.028 13.038 485
  12/31/2016 13.038 13.654 284
  12/31/2017 13.654 14.917 254
  12/31/2018 14.917 14.368 228
  12/31/2019 14.368 16.565 199
  12/31/2020 16.565 18.479 163
1.75%        
  12/31/2011 11.039 10.649 14
  12/31/2012 10.649 12.010 15
  12/31/2013 12.010 13.940 13
  12/31/2014 13.940 13.992 10
  12/31/2015 13.992 12.998 7
  12/31/2016 12.998 13.605 7
  12/31/2017 13.605 14.856 7
  12/31/2018 14.856 14.302 6
  12/31/2019 14.302 16.481 6
  12/31/2020 16.481 18.376 5
1.80%        
  12/31/2011 11.033 10.638 17
  12/31/2012 10.638 11.991 6
  12/31/2013 11.991 13.911 6
  12/31/2014 13.911 13.955 0
  12/31/2015 13.955 12.958 1
  12/31/2016 12.958 13.556 1
  12/31/2017 13.556 14.795 0
  12/31/2018 14.795 14.236 0
  12/31/2019 14.236 16.397 0
  12/31/2020 16.397 18.273 0
1.90%        
  12/31/2011 11.020 10.614 161
  12/31/2012 10.614 11.953 112
  12/31/2013 11.953 13.853 157
  12/31/2014 13.853 13.883 110
  12/31/2015 13.883 12.878 376
  12/31/2016 12.878 13.459 129
  12/31/2017 13.459 14.674 112
  12/31/2018 14.674 14.106 102
  12/31/2019 14.106 16.231 93
  12/31/2020 16.231 18.070 75

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 38 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2011 11.013 10.603 131
  12/31/2012 10.603 11.934 152
  12/31/2013 11.934 13.824 193
  12/31/2014 13.824 13.847 208
  12/31/2015 13.847 12.838 215
  12/31/2016 12.838 13.411 151
  12/31/2017 13.411 14.614 144
  12/31/2018 14.614 14.041 136
  12/31/2019 14.041 16.148 128
  12/31/2020 16.148 17.969 146
2.05%        
  12/31/2011 11.000 10.580 13
  12/31/2012 10.580 11.896 16
  12/31/2013 11.896 13.766 18
  12/31/2014 13.766 13.775 18
  12/31/2015 13.775 12.758 18
  12/31/2016 12.758 13.314 14
  12/31/2017 13.314 14.495 1
  12/31/2018 14.495 13.912 1
  12/31/2019 13.912 15.984 1
  12/31/2020 15.984 17.768 1
2.10%        
  12/31/2011 10.993 10.568 9
  12/31/2012 10.568 11.877 3
  12/31/2013 11.877 13.737 3
  12/31/2014 13.737 13.739 3
  12/31/2015 13.739 12.719 7
  12/31/2016 12.719 13.267 6
  12/31/2017 13.267 14.436 6
  12/31/2018 14.436 13.848 6
  12/31/2019 13.848 15.903 5
  12/31/2020 15.903 17.669 5
2.15%        
  12/31/2011 10.987 10.556 0
  12/31/2012 10.556 11.858 0
  12/31/2013 11.858 13.708 0
  12/31/2014 13.708 13.704 0
  12/31/2015 13.704 12.680 0
  12/31/2016 12.680 13.219 0
  12/31/2017 13.219 14.377 0
  12/31/2018 14.377 13.785 0
  12/31/2019 13.785 15.822 0
  12/31/2020 15.822 17.571 0
2.20%        
  12/31/2011 10.980 10.545 8
  12/31/2012 10.545 11.839 8
  12/31/2013 11.839 13.680 6
  12/31/2014 13.680 13.668 7
  12/31/2015 13.668 12.640 7
  12/31/2016 12.640 13.172 2
  12/31/2017 13.172 14.318 2
  12/31/2018 14.318 13.722 2
  12/31/2019 13.722 15.742 0
  12/31/2020 15.742 17.472 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 39 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.25%        
  12/31/2011 10.974 10.533 4
  12/31/2012 10.533 11.820 3
  12/31/2013 11.820 13.651 4
  12/31/2014 13.651 13.633 4
  12/31/2015 13.633 12.601 0
  12/31/2016 12.601 13.124 0
  12/31/2017 13.124 14.259 0
  12/31/2018 14.259 13.659 0
  12/31/2019 13.659 15.662 0
  12/31/2020 15.662 17.375 0
2.30%        
  12/31/2011 10.967 10.522 0
  12/31/2012 10.522 11.801 0
  12/31/2013 11.801 13.622 0
  12/31/2014 13.622 13.597 0
  12/31/2015 13.597 12.562 0
  12/31/2016 12.562 13.077 0
  12/31/2017 13.077 14.201 0
  12/31/2018 14.201 13.596 0
  12/31/2019 13.596 15.582 0
  12/31/2020 15.582 17.278 0
2.35%        
  12/31/2011 10.961 10.510 2
  12/31/2012 10.510 11.782 3
  12/31/2013 11.782 13.594 9
  12/31/2014 13.594 13.562 14
  12/31/2015 13.562 12.523 8
  12/31/2016 12.523 13.030 7
  12/31/2017 13.030 14.143 5
  12/31/2018 14.143 13.534 4
  12/31/2019 13.534 15.503 4
  12/31/2020 15.503 17.181 2
2.40%        
  12/31/2011 10.954 10.499 0
  12/31/2012 10.499 11.763 0
  12/31/2013 11.763 13.565 10
  12/31/2014 13.565 13.527 12
  12/31/2015 13.527 12.485 7
  12/31/2016 12.485 12.983 4
  12/31/2017 12.983 14.085 4
  12/31/2018 14.085 13.472 4
  12/31/2019 13.472 15.424 5
  12/31/2020 15.424 17.085 5
2.45%        
  12/31/2011 10.948 10.487 1
  12/31/2012 10.487 11.745 1
  12/31/2013 11.745 13.537 1
  12/31/2014 13.537 13.492 1
  12/31/2015 13.492 12.446 1
  12/31/2016 12.446 12.937 0
  12/31/2017 12.937 14.028 0
  12/31/2018 14.028 13.410 0
  12/31/2019 13.410 15.345 0
  12/31/2020 15.345 16.990 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 40 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.50%        
  12/31/2011 10.941 10.476 0
  12/31/2012 10.476 11.726 0
  12/31/2013 11.726 13.509 14
  12/31/2014 13.509 13.457 19
  12/31/2015 13.457 12.408 24
  12/31/2016 12.408 12.890 12
  12/31/2017 12.890 13.970 5
  12/31/2018 13.970 13.348 5
  12/31/2019 13.348 15.267 4
  12/31/2020 15.267 16.895 4
2.55%        
  12/31/2011 10.935 10.464 1
  12/31/2012 10.464 11.707 1
  12/31/2013 11.707 13.480 2
  12/31/2014 13.480 13.422 1
  12/31/2015 13.422 12.369 2
  12/31/2016 12.369 12.844 0
  12/31/2017 12.844 13.913 0
  12/31/2018 13.913 13.287 0
  12/31/2019 13.287 15.190 0
  12/31/2020 15.190 16.801 0
2.60%        
  12/31/2011 10.928 10.453 62
  12/31/2012 10.453 11.688 1
  12/31/2013 11.688 13.452 12
  12/31/2014 13.452 13.387 8
  12/31/2015 13.387 12.331 8
  12/31/2016 12.331 12.798 6
  12/31/2017 12.798 13.856 5
  12/31/2018 13.856 13.226 2
  12/31/2019 13.226 15.112 2
  12/31/2020 15.112 16.707 2
2.65%        
  12/31/2011 10.922 10.442 6
  12/31/2012 10.442 11.670 7
  12/31/2013 11.670 13.424 17
  12/31/2014 13.424 13.352 6
  12/31/2015 13.352 12.293 7
  12/31/2016 12.293 12.752 1
  12/31/2017 12.752 13.800 1
  12/31/2018 13.800 13.165 1
  12/31/2019 13.165 15.036 1
  12/31/2020 15.036 16.613 1
2.70%        
  12/31/2011 10.915 10.430 0
  12/31/2012 10.430 11.651 0
  12/31/2013 11.651 13.396 0
  12/31/2014 13.396 13.318 10
  12/31/2015 13.318 12.255 0
  12/31/2016 12.255 12.706 0
  12/31/2017 12.706 13.743 0
  12/31/2018 13.743 13.105 0
  12/31/2019 13.105 14.959 0
  12/31/2020 14.959 16.521 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 41 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.75%        
  12/31/2011 10.909 10.419 5
  12/31/2012 10.419 11.632 0
  12/31/2013 11.632 13.368 45
  12/31/2014 13.368 13.283 51
  12/31/2015 13.283 12.217 42
  12/31/2016 12.217 12.660 26
  12/31/2017 12.660 13.687 19
  12/31/2018 13.687 13.045 18
  12/31/2019 13.045 14.883 18
  12/31/2020 14.883 16.428 14
2.80%        
  12/31/2011 10.902 10.407 3
  12/31/2012 10.407 11.614 3
  12/31/2013 11.614 13.340 4
  12/31/2014 13.340 13.249 9
  12/31/2015 13.249 12.179 9
  12/31/2016 12.179 12.615 9
  12/31/2017 12.615 13.631 7
  12/31/2018 13.631 12.985 7
  12/31/2019 12.985 14.807 6
  12/31/2020 14.807 16.337 6
2.85%        
  12/31/2011 10.896 10.396 13
  12/31/2012 10.396 11.595 16
  12/31/2013 11.595 13.312 25
  12/31/2014 13.312 13.214 18
  12/31/2015 13.214 12.141 14
  12/31/2016 12.141 12.570 5
  12/31/2017 12.570 13.575 7
  12/31/2018 13.575 12.925 2
  12/31/2019 12.925 14.732 2
  12/31/2020 14.732 16.245 2
2.90%        
  12/31/2011 10.889 10.385 12
  12/31/2012 10.385 11.577 11
  12/31/2013 11.577 13.284 24
  12/31/2014 13.284 13.180 40
  12/31/2015 13.180 12.104 50
  12/31/2016 12.104 12.525 11
  12/31/2017 12.525 13.520 5
  12/31/2018 13.520 12.866 4
  12/31/2019 12.866 14.657 2
  12/31/2020 14.657 16.155 2
2.95%        
  12/31/2013 N/A 13.256 0
  12/31/2014 13.256 13.146 0
  12/31/2015 13.146 12.066 0
  12/31/2016 12.066 12.480 0
  12/31/2017 12.480 13.465 0
  12/31/2018 13.465 12.807 0
  12/31/2019 12.807 14.583 0
  12/31/2020 14.583 16.064 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 42 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.00%        
  12/31/2011 10.876 10.362 5
  12/31/2012 10.362 11.540 5
  12/31/2013 11.540 13.228 10
  12/31/2014 13.228 13.112 14
  12/31/2015 13.112 12.029 23
  12/31/2016 12.029 12.435 4
  12/31/2017 12.435 13.410 4
  12/31/2018 13.410 12.748 4
  12/31/2019 12.748 14.508 3
  12/31/2020 14.508 15.975 3
3.05%        
  12/31/2011 10.870 10.350 0
  12/31/2012 10.350 11.522 0
  12/31/2013 11.522 13.201 8
  12/31/2014 13.201 13.078 12
  12/31/2015 13.078 11.992 25
  12/31/2016 11.992 12.390 10
  12/31/2017 12.390 13.355 6
  12/31/2018 13.355 12.690 0
  12/31/2019 12.690 14.435 1
  12/31/2020 14.435 15.886 0
3.10%        
  12/31/2013 N/A 13.173 0
  12/31/2014 13.173 13.044 1
  12/31/2015 13.044 11.955 1
  12/31/2016 11.955 12.346 1
  12/31/2017 12.346 13.300 1
  12/31/2018 13.300 12.631 1
  12/31/2019 12.631 14.361 1
  12/31/2020 14.361 15.797 0
3.15%        
  12/31/2011 10.857 10.328 0
  12/31/2012 10.328 11.485 0
  12/31/2013 11.485 13.145 8
  12/31/2014 13.145 13.010 8
  12/31/2015 13.010 11.918 3
  12/31/2016 11.918 12.301 0
  12/31/2017 12.301 13.246 0
  12/31/2018 13.246 12.574 0
  12/31/2019 12.574 14.288 0
  12/31/2020 14.288 15.709 0
3.20%        
  12/31/2013 N/A 20.422 0
  12/31/2014 20.422 20.202 0
  12/31/2015 20.202 18.496 0
  12/31/2016 18.496 19.082 2
  12/31/2017 19.082 20.537 2
  12/31/2018 20.537 19.485 1
  12/31/2019 19.485 22.131 1
  12/31/2020 22.131 24.319 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 43 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.25%        
  12/31/2013 N/A 20.247 0
  12/31/2014 20.247 20.019 0
  12/31/2015 20.019 18.320 0
  12/31/2016 18.320 18.890 0
  12/31/2017 18.890 20.321 0
  12/31/2018 20.321 19.270 0
  12/31/2019 19.270 21.876 0
  12/31/2020 21.876 24.026 0
3.30%        
  12/31/2011 10.837 10.294 0
  12/31/2012 10.294 11.430 0
  12/31/2013 11.430 13.063 0
  12/31/2014 13.063 12.909 3
  12/31/2015 12.909 11.808 3
  12/31/2016 11.808 12.169 0
  12/31/2017 12.169 13.084 2
  12/31/2018 13.084 12.401 1
  12/31/2019 12.401 14.071 1
  12/31/2020 14.071 15.447 1
3.40%        
  12/31/2013 N/A 19.732 1
  12/31/2014 19.732 19.480 1
  12/31/2015 19.480 17.800 2
  12/31/2016 17.800 18.327 1
  12/31/2017 18.327 19.685 1
  12/31/2018 19.685 18.639 1
  12/31/2019 18.639 21.128 3
  12/31/2020 21.128 23.170 3
3.45%        
  12/31/2013 N/A 19.563 0
  12/31/2014 19.563 19.304 0
  12/31/2015 19.304 17.631 0
  12/31/2016 17.631 18.143 0
  12/31/2017 18.143 19.478 0
  12/31/2018 19.478 18.434 0
  12/31/2019 18.434 20.885 0
  12/31/2020 20.885 22.892 0
3.55%        
  12/31/2013 N/A 19.230 2
  12/31/2014 19.230 18.956 6
  12/31/2015 18.956 17.296 13
  12/31/2016 17.296 17.781 0
  12/31/2017 17.781 19.070 0
  12/31/2018 19.070 18.029 0
  12/31/2019 18.029 20.406 0
  12/31/2020 20.406 22.345 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 44 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL Fidelity Institutional Asset Management Total Bond Fund
1.65%        
  12/31/2012 N/A 10.017 0
  12/31/2013 10.017 9.637 5
  12/31/2014 9.637 9.988 22
  12/31/2015 9.988 9.737 18
  12/31/2016 9.737 10.105 124
  12/31/2017 10.105 10.365 91
  12/31/2018 10.365 10.067 78
  12/31/2019 10.067 10.920 73
  12/31/2020 10.920 11.691 59
1.70%        
  12/31/2012 N/A 10.016 2
  12/31/2013 10.016 9.630 31
  12/31/2014 9.630 9.977 33
  12/31/2015 9.977 9.721 24
  12/31/2016 9.721 10.084 145
  12/31/2017 10.084 10.338 150
  12/31/2018 10.338 10.035 125
  12/31/2019 10.035 10.880 113
  12/31/2020 10.880 11.642 81
1.75%        
  12/31/2012 N/A 10.014 0
  12/31/2013 10.014 9.624 0
  12/31/2014 9.624 9.965 0
  12/31/2015 9.965 9.705 0
  12/31/2016 9.705 10.062 19
  12/31/2017 10.062 10.310 21
  12/31/2018 10.310 10.003 7
  12/31/2019 10.003 10.840 8
  12/31/2020 10.840 11.594 8
1.80%        
  12/31/2012 N/A 10.013 0
  12/31/2013 10.013 9.618 0
  12/31/2014 9.618 9.954 23
  12/31/2015 9.954 9.689 26
  12/31/2016 9.689 10.040 94
  12/31/2017 10.040 10.283 93
  12/31/2018 10.283 9.972 92
  12/31/2019 9.972 10.801 53
  12/31/2020 10.801 11.546 51
1.90%        
  12/31/2012 N/A 10.009 0
  12/31/2013 10.009 9.605 1
  12/31/2014 9.605 9.931 9
  12/31/2015 9.931 9.657 10
  12/31/2016 9.657 9.997 73
  12/31/2017 9.997 10.229 62
  12/31/2018 10.229 9.909 58
  12/31/2019 9.909 10.722 43
  12/31/2020 10.722 11.450 40

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 45 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2012 N/A 10.008 0
  12/31/2013 10.008 9.599 0
  12/31/2014 9.599 9.919 0
  12/31/2015 9.919 9.641 0
  12/31/2016 9.641 9.975 74
  12/31/2017 9.975 10.201 76
  12/31/2018 10.201 9.878 79
  12/31/2019 9.878 10.683 78
  12/31/2020 10.683 11.402 81
2.05%        
  12/31/2012 N/A 10.005 0
  12/31/2013 10.005 9.586 0
  12/31/2014 9.586 9.896 0
  12/31/2015 9.896 9.609 0
  12/31/2016 9.609 9.932 13
  12/31/2017 9.932 10.147 11
  12/31/2018 10.147 9.816 11
  12/31/2019 9.816 10.605 8
  12/31/2020 10.605 11.308 8
2.10%        
  12/31/2012 N/A 10.003 0
  12/31/2013 10.003 9.580 0
  12/31/2014 9.580 9.885 0
  12/31/2015 9.885 9.593 0
  12/31/2016 9.593 9.911 16
  12/31/2017 9.911 10.120 16
  12/31/2018 10.120 9.785 16
  12/31/2019 9.785 10.566 12
  12/31/2020 10.566 11.261 12
2.15%        
  12/31/2012 N/A 10.002 0
  12/31/2013 10.002 9.574 0
  12/31/2014 9.574 9.873 0
  12/31/2015 9.873 9.577 0
  12/31/2016 9.577 9.889 2
  12/31/2017 9.889 10.093 1
  12/31/2018 10.093 9.754 1
  12/31/2019 9.754 10.528 0
  12/31/2020 10.528 11.214 0
2.20%        
  12/31/2012 N/A 10.000 0
  12/31/2013 10.000 9.567 0
  12/31/2014 9.567 9.862 0
  12/31/2015 9.862 9.561 0
  12/31/2016 9.561 9.868 6
  12/31/2017 9.868 10.067 7
  12/31/2018 10.067 9.723 8
  12/31/2019 9.723 10.489 1
  12/31/2020 10.489 11.168 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 46 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.25%        
  12/31/2012 N/A 9.998 0
  12/31/2013 9.998 9.561 0
  12/31/2014 9.561 9.850 0
  12/31/2015 9.850 9.545 0
  12/31/2016 9.545 9.847 19
  12/31/2017 9.847 10.040 20
  12/31/2018 10.040 9.692 18
  12/31/2019 9.692 10.451 10
  12/31/2020 10.451 11.121 6
2.30%        
  12/31/2012 N/A 9.997 0
  12/31/2013 9.997 9.555 0
  12/31/2014 9.555 9.839 0
  12/31/2015 9.839 9.530 0
  12/31/2016 9.530 9.826 8
  12/31/2017 9.826 10.013 8
  12/31/2018 10.013 9.662 8
  12/31/2019 9.662 10.413 6
  12/31/2020 10.413 11.075 5
2.35%        
  12/31/2012 N/A 9.995 0
  12/31/2013 9.995 9.548 0
  12/31/2014 9.548 9.828 0
  12/31/2015 9.828 9.514 0
  12/31/2016 9.514 9.804 23
  12/31/2017 9.804 9.987 17
  12/31/2018 9.987 9.631 16
  12/31/2019 9.631 10.375 16
  12/31/2020 10.375 11.029 14
2.40%        
  12/31/2012 N/A 9.994 0
  12/31/2013 9.994 9.542 0
  12/31/2014 9.542 9.816 0
  12/31/2015 9.816 9.498 0
  12/31/2016 9.498 9.783 11
  12/31/2017 9.783 9.960 11
  12/31/2018 9.960 9.601 11
  12/31/2019 9.601 10.337 10
  12/31/2020 10.337 10.983 9
2.45%        
  12/31/2012 N/A 9.992 0
  12/31/2013 9.992 9.536 0
  12/31/2014 9.536 9.805 0
  12/31/2015 9.805 9.482 0
  12/31/2016 9.482 9.762 4
  12/31/2017 9.762 9.934 3
  12/31/2018 9.934 9.570 3
  12/31/2019 9.570 10.299 3
  12/31/2020 10.299 10.938 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 47 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.50%        
  12/31/2012 N/A 9.990 0
  12/31/2013 9.990 9.529 0
  12/31/2014 9.529 9.794 0
  12/31/2015 9.794 9.467 0
  12/31/2016 9.467 9.741 3
  12/31/2017 9.741 9.907 3
  12/31/2018 9.907 9.540 3
  12/31/2019 9.540 10.261 3
  12/31/2020 10.261 10.892 2
2.55%        
  12/31/2012 N/A 9.989 0
  12/31/2013 9.989 9.523 0
  12/31/2014 9.523 9.782 0
  12/31/2015 9.782 9.451 0
  12/31/2016 9.451 9.720 1
  12/31/2017 9.720 9.881 1
  12/31/2018 9.881 9.510 1
  12/31/2019 9.510 10.224 1
  12/31/2020 10.224 10.847 1
2.60%        
  12/31/2012 N/A 9.987 0
  12/31/2013 9.987 9.507 0
  12/31/2014 9.507 9.761 0
  12/31/2015 9.761 9.426 0
  12/31/2016 9.426 9.689 24
  12/31/2017 9.689 9.845 17
  12/31/2018 9.845 9.471 15
  12/31/2019 9.471 10.176 15
  12/31/2020 10.176 10.791 14
2.65%        
  12/31/2012 N/A 9.986 0
  12/31/2013 9.986 9.511 0
  12/31/2014 9.511 9.760 0
  12/31/2015 9.760 9.420 0
  12/31/2016 9.420 9.678 1
  12/31/2017 9.678 9.829 1
  12/31/2018 9.829 9.450 1
  12/31/2019 9.450 10.149 1
  12/31/2020 10.149 10.757 1
2.70%        
  12/31/2012 N/A 9.984 0
  12/31/2013 9.984 9.504 0
  12/31/2014 9.504 9.748 0
  12/31/2015 9.748 9.404 0
  12/31/2016 9.404 9.657 5
  12/31/2017 9.657 9.803 5
  12/31/2018 9.803 9.420 12
  12/31/2019 9.420 10.112 5
  12/31/2020 10.112 10.712 5

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 48 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.75%        
  12/31/2012 N/A 9.982 0
  12/31/2013 9.982 9.489 0
  12/31/2014 9.489 9.727 0
  12/31/2015 9.727 9.379 0
  12/31/2016 9.379 9.627 2
  12/31/2017 9.627 9.767 2
  12/31/2018 9.767 9.381 4
  12/31/2019 9.381 10.065 4
  12/31/2020 10.065 10.657 4
2.80%        
  12/31/2012 N/A 9.981 0
  12/31/2013 9.981 9.492 0
  12/31/2014 9.492 9.726 0
  12/31/2015 9.726 9.373 2
  12/31/2016 9.373 9.616 7
  12/31/2017 9.616 9.751 7
  12/31/2018 9.751 9.361 1
  12/31/2019 9.361 10.038 1
  12/31/2020 10.038 10.623 1
2.85%        
  12/31/2012 N/A 9.979 0
  12/31/2013 9.979 9.476 0
  12/31/2014 9.476 9.705 0
  12/31/2015 9.705 9.348 0
  12/31/2016 9.348 9.585 7
  12/31/2017 9.585 9.715 5
  12/31/2018 9.715 9.322 5
  12/31/2019 9.322 9.992 4
  12/31/2020 9.992 10.569 4
2.90%        
  12/31/2012 N/A 9.978 0
  12/31/2013 9.978 9.470 0
  12/31/2014 9.470 9.693 5
  12/31/2015 9.693 9.332 4
  12/31/2016 9.332 9.565 15
  12/31/2017 9.565 9.689 10
  12/31/2018 9.689 9.293 10
  12/31/2019 9.293 9.955 9
  12/31/2020 9.955 10.525 9
2.95%        
  12/31/2013 N/A 9.464 0
  12/31/2014 9.464 9.682 0
  12/31/2015 9.682 9.317 0
  12/31/2016 9.317 9.544 0
  12/31/2017 9.544 9.664 0
  12/31/2018 9.664 9.263 0
  12/31/2019 9.263 9.919 0
  12/31/2020 9.919 10.481 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 49 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.00%        
  12/31/2012 N/A 9.975 0
  12/31/2013 9.975 9.457 0
  12/31/2014 9.457 9.671 0
  12/31/2015 9.671 9.301 0
  12/31/2016 9.301 9.523 2
  12/31/2017 9.523 9.638 2
  12/31/2018 9.638 9.234 20
  12/31/2019 9.234 9.882 26
  12/31/2020 9.882 10.438 24
3.05%        
  12/31/2012 N/A 9.973 0
  12/31/2013 9.973 9.451 0
  12/31/2014 9.451 9.660 0
  12/31/2015 9.660 9.286 0
  12/31/2016 9.286 9.503 0
  12/31/2017 9.503 9.612 0
  12/31/2018 9.612 9.205 0
  12/31/2019 9.205 9.846 0
  12/31/2020 9.846 10.394 0
3.10%        
  12/31/2013 N/A 9.445 0
  12/31/2014 9.445 9.649 0
  12/31/2015 9.649 9.271 0
  12/31/2016 9.271 9.482 23
  12/31/2017 9.482 9.587 24
  12/31/2018 9.587 9.176 6
  12/31/2019 9.176 9.810 5
  12/31/2020 9.810 10.351 5
3.15%        
  12/31/2012 N/A 9.970 0
  12/31/2013 9.970 9.439 0
  12/31/2014 9.439 9.637 0
  12/31/2015 9.637 9.255 0
  12/31/2016 9.255 9.462 0
  12/31/2017 9.462 9.561 0
  12/31/2018 9.561 9.147 0
  12/31/2019 9.147 9.774 0
  12/31/2020 9.774 10.308 0
3.20%        
  12/31/2013 N/A 9.431 0
  12/31/2014 9.431 9.625 0
  12/31/2015 9.625 9.238 0
  12/31/2016 9.238 9.440 0
  12/31/2017 9.440 9.534 0
  12/31/2018 9.534 9.117 0
  12/31/2019 9.117 9.737 0
  12/31/2020 9.737 10.263 0
3.25%        
  12/31/2013 N/A 9.425 0
  12/31/2014 9.425 9.613 0
  12/31/2015 9.613 9.223 0
  12/31/2016 9.223 9.420 0
  12/31/2017 9.420 9.509 0
  12/31/2018 9.509 9.088 0
  12/31/2019 9.088 9.701 0
  12/31/2020 9.701 10.221 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 50 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2012 N/A 9.965 0
  12/31/2013 9.965 9.430 0
  12/31/2014 9.430 9.614 0
  12/31/2015 9.614 9.219 0
  12/31/2016 9.219 9.410 0
  12/31/2017 9.410 9.495 0
  12/31/2018 9.495 9.070 0
  12/31/2019 9.070 9.677 0
  12/31/2020 9.677 10.190 0
3.40%        
  12/31/2013 N/A 9.406 0
  12/31/2014 9.406 9.580 0
  12/31/2015 9.580 9.177 0
  12/31/2016 9.177 9.359 0
  12/31/2017 9.359 9.433 0
  12/31/2018 9.433 9.002 0
  12/31/2019 9.002 9.595 1
  12/31/2020 9.595 10.094 0
3.45%        
  12/31/2013 N/A 9.400 0
  12/31/2014 9.400 9.569 0
  12/31/2015 9.569 9.162 0
  12/31/2016 9.162 9.338 0
  12/31/2017 9.338 9.408 0
  12/31/2018 9.408 8.973 0
  12/31/2019 8.973 9.560 0
  12/31/2020 9.560 10.052 0
3.55%        
  12/31/2013 N/A 9.387 0
  12/31/2014 9.387 9.547 0
  12/31/2015 9.547 9.131 0
  12/31/2016 9.131 9.298 16
  12/31/2017 9.298 9.358 7
  12/31/2018 9.358 8.917 6
  12/31/2019 8.917 9.491 6
  12/31/2020 9.491 9.968 6
AZL Gateway Fund
1.65%        
  12/31/2011 10.325 10.467 15
  12/31/2012 10.467 10.722 17
  12/31/2013 10.722 11.437 23
  12/31/2014 11.437 11.597 77
  12/31/2015 11.597 11.633 65
  12/31/2016 11.633 11.996 57
  12/31/2017 11.996 12.917 54
  12/31/2018 12.917 12.114 51
  12/31/2019 12.114 13.205 56
  12/31/2020 13.205 13.936 53

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 51 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.70%        
  12/31/2011 10.323 10.460 24
  12/31/2012 10.460 10.710 36
  12/31/2013 10.710 11.418 60
  12/31/2014 11.418 11.573 57
  12/31/2015 11.573 11.602 36
  12/31/2016 11.602 11.959 28
  12/31/2017 11.959 12.870 27
  12/31/2018 12.870 12.063 24
  12/31/2019 12.063 13.144 23
  12/31/2020 13.144 13.865 23
1.75%        
  12/31/2011 10.322 10.454 7
  12/31/2012 10.454 10.698 9
  12/31/2013 10.698 11.399 9
  12/31/2014 11.399 11.548 9
  12/31/2015 11.548 11.572 8
  12/31/2016 11.572 11.921 8
  12/31/2017 11.921 12.823 7
  12/31/2018 12.823 12.014 7
  12/31/2019 12.014 13.083 6
  12/31/2020 13.083 13.794 6
1.80%        
  12/31/2011 10.320 10.447 0
  12/31/2012 10.447 10.685 0
  12/31/2013 10.685 11.381 0
  12/31/2014 11.381 11.523 6
  12/31/2015 11.523 11.541 0
  12/31/2016 11.541 11.884 0
  12/31/2017 11.884 12.776 0
  12/31/2018 12.776 11.964 0
  12/31/2019 11.964 13.022 0
  12/31/2020 13.022 13.723 0
1.90%        
  12/31/2011 10.317 10.433 24
  12/31/2012 10.433 10.661 13
  12/31/2013 10.661 11.343 21
  12/31/2014 11.343 11.474 22
  12/31/2015 11.474 11.480 16
  12/31/2016 11.480 11.809 46
  12/31/2017 11.809 12.684 33
  12/31/2018 12.684 11.865 30
  12/31/2019 11.865 12.902 29
  12/31/2020 12.902 13.582 28
1.95%        
  12/31/2011 10.316 10.427 40
  12/31/2012 10.427 10.649 22
  12/31/2013 10.649 11.325 28
  12/31/2014 11.325 11.449 29
  12/31/2015 11.449 11.450 27
  12/31/2016 11.450 11.772 17
  12/31/2017 11.772 12.637 16
  12/31/2018 12.637 11.816 15
  12/31/2019 11.816 12.842 15
  12/31/2020 12.842 13.512 5

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 52 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2011 10.313 10.413 0
  12/31/2012 10.413 10.624 8
  12/31/2013 10.624 11.287 10
  12/31/2014 11.287 11.400 8
  12/31/2015 11.400 11.389 8
  12/31/2016 11.389 11.698 7
  12/31/2017 11.698 12.546 4
  12/31/2018 12.546 11.718 0
  12/31/2019 11.718 12.723 0
  12/31/2020 12.723 13.374 0
2.10%        
  12/31/2011 10.311 10.407 0
  12/31/2012 10.407 10.612 0
  12/31/2013 10.612 11.269 0
  12/31/2014 11.269 11.376 1
  12/31/2015 11.376 11.359 0
  12/31/2016 11.359 11.661 0
  12/31/2017 11.661 12.500 0
  12/31/2018 12.500 11.670 0
  12/31/2019 11.670 12.664 0
  12/31/2020 12.664 13.305 0
2.15%        
  12/31/2011 10.310 10.400 0
  12/31/2012 10.400 10.600 0
  12/31/2013 10.600 11.250 0
  12/31/2014 11.250 11.351 0
  12/31/2015 11.351 11.329 0
  12/31/2016 11.329 11.625 0
  12/31/2017 11.625 12.454 0
  12/31/2018 12.454 11.621 0
  12/31/2019 11.621 12.605 0
  12/31/2020 12.605 13.237 0
2.20%        
  12/31/2011 10.308 10.393 0
  12/31/2012 10.393 10.588 0
  12/31/2013 10.588 11.232 0
  12/31/2014 11.232 11.327 0
  12/31/2015 11.327 11.299 0
  12/31/2016 11.299 11.588 0
  12/31/2017 11.588 12.409 0
  12/31/2018 12.409 11.573 0
  12/31/2019 11.573 12.547 0
  12/31/2020 12.547 13.169 0
2.25%        
  12/31/2011 10.307 10.386 0
  12/31/2012 10.386 10.576 3
  12/31/2013 10.576 11.213 0
  12/31/2014 11.213 11.302 0
  12/31/2015 11.302 11.269 0
  12/31/2016 11.269 11.552 0
  12/31/2017 11.552 12.364 0
  12/31/2018 12.364 11.525 0
  12/31/2019 11.525 12.489 0
  12/31/2020 12.489 13.101 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 53 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.30%        
  12/31/2011 10.305 10.380 0
  12/31/2012 10.380 10.564 0
  12/31/2013 10.564 11.195 0
  12/31/2014 11.195 11.278 0
  12/31/2015 11.278 11.240 0
  12/31/2016 11.240 11.515 0
  12/31/2017 11.515 12.319 0
  12/31/2018 12.319 11.478 0
  12/31/2019 11.478 12.431 0
  12/31/2020 12.431 13.034 0
2.35%        
  12/31/2011 10.304 10.373 0
  12/31/2012 10.373 10.551 0
  12/31/2013 10.551 11.176 1
  12/31/2014 11.176 11.254 5
  12/31/2015 11.254 11.210 4
  12/31/2016 11.210 11.479 4
  12/31/2017 11.479 12.274 4
  12/31/2018 12.274 11.430 3
  12/31/2019 11.430 12.373 3
  12/31/2020 12.373 12.967 3
2.40%        
  12/31/2011 10.302 10.366 0
  12/31/2012 10.366 10.539 0
  12/31/2013 10.539 11.158 0
  12/31/2014 11.158 11.230 0
  12/31/2015 11.230 11.180 0
  12/31/2016 11.180 11.443 0
  12/31/2017 11.443 12.229 1
  12/31/2018 12.229 11.383 1
  12/31/2019 11.383 12.316 1
  12/31/2020 12.316 12.900 1
2.45%        
  12/31/2011 10.301 10.360 0
  12/31/2012 10.360 10.527 0
  12/31/2013 10.527 11.140 0
  12/31/2014 11.140 11.206 0
  12/31/2015 11.206 11.151 0
  12/31/2016 11.151 11.407 0
  12/31/2017 11.407 12.185 0
  12/31/2018 12.185 11.336 0
  12/31/2019 11.336 12.258 0
  12/31/2020 12.258 12.834 0
2.50%        
  12/31/2011 10.299 10.353 0
  12/31/2012 10.353 10.515 0
  12/31/2013 10.515 11.121 0
  12/31/2014 11.121 11.182 0
  12/31/2015 11.182 11.121 0
  12/31/2016 11.121 11.371 0
  12/31/2017 11.371 12.141 0
  12/31/2018 12.141 11.289 0
  12/31/2019 11.289 12.202 0
  12/31/2020 12.202 12.768 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 54 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.55%        
  12/31/2011 10.298 10.346 0
  12/31/2012 10.346 10.503 0
  12/31/2013 10.503 11.103 0
  12/31/2014 11.103 11.158 0
  12/31/2015 11.158 11.092 0
  12/31/2016 11.092 11.336 0
  12/31/2017 11.336 12.096 0
  12/31/2018 12.096 11.242 0
  12/31/2019 11.242 12.145 0
  12/31/2020 12.145 12.703 0
2.60%        
  12/31/2011 10.296 10.340 9
  12/31/2012 10.340 10.491 8
  12/31/2013 10.491 10.788 7
  12/31/2014 10.788 10.836 10
  12/31/2015 10.836 10.767 11
  12/31/2016 10.767 10.998 4
  12/31/2017 10.998 11.730 4
  12/31/2018 11.730 10.896 2
  12/31/2019 10.896 11.765 2
  12/31/2020 11.765 12.299 1
2.65%        
  12/31/2011 10.295 10.333 0
  12/31/2012 10.333 10.479 4
  12/31/2013 10.479 11.066 5
  12/31/2014 11.066 11.110 5
  12/31/2015 11.110 11.033 5
  12/31/2016 11.033 11.265 4
  12/31/2017 11.265 12.009 4
  12/31/2018 12.009 11.149 3
  12/31/2019 11.149 12.033 3
  12/31/2020 12.033 12.572 3
2.70%        
  12/31/2011 10.293 10.326 0
  12/31/2012 10.326 10.467 0
  12/31/2013 10.467 11.048 0
  12/31/2014 11.048 11.086 0
  12/31/2015 11.086 11.004 0
  12/31/2016 11.004 11.229 0
  12/31/2017 11.229 11.965 0
  12/31/2018 11.965 11.103 0
  12/31/2019 11.103 11.977 0
  12/31/2020 11.977 12.508 0
2.75%        
  12/31/2011 10.292 10.320 1
  12/31/2012 10.320 10.455 1
  12/31/2013 10.455 10.729 0
  12/31/2014 10.729 10.760 0
  12/31/2015 10.760 10.675 5
  12/31/2016 10.675 10.888 5
  12/31/2017 10.888 11.596 5
  12/31/2018 11.596 10.755 5
  12/31/2019 10.755 11.596 5
  12/31/2020 11.596 12.104 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 55 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.80%        
  12/31/2011 10.290 10.313 0
  12/31/2012 10.313 10.443 0
  12/31/2013 10.443 11.012 3
  12/31/2014 11.012 11.039 7
  12/31/2015 11.039 10.946 7
  12/31/2016 10.946 11.159 7
  12/31/2017 11.159 11.878 5
  12/31/2018 11.878 11.011 5
  12/31/2019 11.011 11.866 5
  12/31/2020 11.866 12.380 4
2.85%        
  12/31/2011 10.289 10.306 0
  12/31/2012 10.306 10.431 0
  12/31/2013 10.431 10.689 0
  12/31/2014 10.689 10.710 0
  12/31/2015 10.710 10.615 0
  12/31/2016 10.615 10.816 0
  12/31/2017 10.816 11.507 0
  12/31/2018 11.507 10.662 0
  12/31/2019 10.662 11.484 0
  12/31/2020 11.484 11.975 0
2.90%        
  12/31/2011 10.287 10.300 10
  12/31/2012 10.300 10.419 9
  12/31/2013 10.419 10.670 9
  12/31/2014 10.670 10.685 10
  12/31/2015 10.685 10.585 9
  12/31/2016 10.585 10.780 8
  12/31/2017 10.780 11.463 7
  12/31/2018 11.463 10.616 4
  12/31/2019 10.616 11.428 2
  12/31/2020 11.428 11.911 0
2.95%        
  12/31/2013 N/A 10.650 0
  12/31/2014 10.650 10.660 0
  12/31/2015 10.660 10.555 0
  12/31/2016 10.555 10.744 0
  12/31/2017 10.744 11.419 0
  12/31/2018 11.419 10.570 0
  12/31/2019 10.570 11.373 0
  12/31/2020 11.373 11.848 0
3.00%        
  12/31/2011 10.284 10.287 0
  12/31/2012 10.287 10.395 0
  12/31/2013 10.395 10.631 0
  12/31/2014 10.631 10.635 0
  12/31/2015 10.635 10.525 0
  12/31/2016 10.525 10.708 0
  12/31/2017 10.708 11.375 0
  12/31/2018 11.375 10.524 0
  12/31/2019 10.524 11.318 0
  12/31/2020 11.318 11.785 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 56 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2011 10.283 10.280 0
  12/31/2012 10.280 10.383 0
  12/31/2013 10.383 10.611 0
  12/31/2014 10.611 10.610 0
  12/31/2015 10.610 10.495 0
  12/31/2016 10.495 10.672 0
  12/31/2017 10.672 11.332 0
  12/31/2018 11.332 10.478 0
  12/31/2019 10.478 11.264 0
  12/31/2020 11.264 11.722 0
3.10%        
  12/31/2013 N/A 10.592 0
  12/31/2014 10.592 10.586 0
  12/31/2015 10.586 10.465 0
  12/31/2016 10.465 10.637 0
  12/31/2017 10.637 11.288 0
  12/31/2018 11.288 10.433 0
  12/31/2019 10.433 11.209 0
  12/31/2020 11.209 11.659 0
3.15%        
  12/31/2011 10.280 10.267 0
  12/31/2012 10.267 10.360 0
  12/31/2013 10.360 10.572 0
  12/31/2014 10.572 10.561 0
  12/31/2015 10.561 10.436 0
  12/31/2016 10.436 10.601 0
  12/31/2017 10.601 11.245 0
  12/31/2018 11.245 10.388 0
  12/31/2019 10.388 11.155 0
  12/31/2020 11.155 11.597 0
3.20%        
  12/31/2013 N/A 10.548 0
  12/31/2014 10.548 10.532 0
  12/31/2015 10.532 10.401 0
  12/31/2016 10.401 10.561 3
  12/31/2017 10.561 11.197 3
  12/31/2018 11.197 10.338 3
  12/31/2019 10.338 11.096 3
  12/31/2020 11.096 11.530 2
3.25%        
  12/31/2013 N/A 10.529 1
  12/31/2014 10.529 10.507 1
  12/31/2015 10.507 10.372 1
  12/31/2016 10.372 10.526 1
  12/31/2017 10.526 11.154 1
  12/31/2018 11.154 10.294 0
  12/31/2019 10.294 11.043 0
  12/31/2020 11.043 11.469 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 57 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2011 10.275 10.247 0
  12/31/2012 10.247 10.324 0
  12/31/2013 10.324 10.832 0
  12/31/2014 10.832 10.804 3
  12/31/2015 10.804 10.660 3
  12/31/2016 10.660 10.813 0
  12/31/2017 10.813 11.453 2
  12/31/2018 11.453 10.564 2
  12/31/2019 10.564 11.327 2
  12/31/2020 11.327 11.758 2
3.40%        
  12/31/2013 N/A 10.470 0
  12/31/2014 10.470 10.433 0
  12/31/2015 10.433 10.284 0
  12/31/2016 10.284 10.421 0
  12/31/2017 10.421 11.026 0
  12/31/2018 11.026 10.160 0
  12/31/2019 10.160 10.883 1
  12/31/2020 10.883 11.286 1
3.45%        
  12/31/2013 N/A 10.451 0
  12/31/2014 10.451 10.409 0
  12/31/2015 10.409 10.254 0
  12/31/2016 10.254 10.386 0
  12/31/2017 10.386 10.984 0
  12/31/2018 10.984 10.116 0
  12/31/2019 10.116 10.831 0
  12/31/2020 10.831 11.226 0
3.55%        
  12/31/2013 N/A 10.413 0
  12/31/2014 10.413 10.360 0
  12/31/2015 10.360 10.196 0
  12/31/2016 10.196 10.317 0
  12/31/2017 10.317 10.900 0
  12/31/2018 10.900 10.029 0
  12/31/2019 10.029 10.726 0
  12/31/2020 10.726 11.107 0
AZL Government Money Market Fund
1.65%        
  12/31/2011 10.657 10.484 541
  12/31/2012 10.484 10.311 346
  12/31/2013 10.311 10.143 290
  12/31/2014 10.143 9.977 163
  12/31/2015 9.977 9.815 199
  12/31/2016 9.815 9.655 213
  12/31/2017 9.655 9.502 128
  12/31/2018 9.502 9.440 97
  12/31/2019 9.440 9.415 44
  12/31/2020 9.415 9.280 63

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 58 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.70%        
  12/31/2011 10.599 10.421 345
  12/31/2012 10.421 10.245 354
  12/31/2013 10.245 10.072 158
  12/31/2014 10.072 9.903 71
  12/31/2015 9.903 9.737 66
  12/31/2016 9.737 9.573 232
  12/31/2017 9.573 9.417 45
  12/31/2018 9.417 9.351 73
  12/31/2019 9.351 9.322 66
  12/31/2020 9.322 9.183 75
1.75%        
  12/31/2011 10.533 10.351 0
  12/31/2012 10.351 10.171 16
  12/31/2013 10.171 9.994 41
  12/31/2014 9.994 9.822 18
  12/31/2015 9.822 9.652 2
  12/31/2016 9.652 9.485 2
  12/31/2017 9.485 9.326 16
  12/31/2018 9.326 9.256 15
  12/31/2019 9.256 9.222 14
  12/31/2020 9.222 9.080 13
1.80%        
  12/31/2011 10.484 10.298 164
  12/31/2012 10.298 10.113 246
  12/31/2013 10.113 9.933 321
  12/31/2014 9.933 9.756 172
  12/31/2015 9.756 9.583 86
  12/31/2016 9.583 9.413 246
  12/31/2017 9.413 9.250 58
  12/31/2018 9.250 9.176 11
  12/31/2019 9.176 9.138 231
  12/31/2020 9.138 8.993 12
1.90%        
  12/31/2011 10.006 9.819 250
  12/31/2012 9.819 9.633 239
  12/31/2013 9.633 9.452 274
  12/31/2014 9.452 9.275 276
  12/31/2015 9.275 9.101 155
  12/31/2016 9.101 8.930 254
  12/31/2017 8.930 8.767 57
  12/31/2018 8.767 8.688 80
  12/31/2019 8.688 8.643 42
  12/31/2020 8.643 8.497 62
1.95%        
  12/31/2011 10.314 10.115 419
  12/31/2012 10.115 9.919 155
  12/31/2013 9.919 9.728 41
  12/31/2014 9.728 9.540 28
  12/31/2015 9.540 9.357 53
  12/31/2016 9.357 9.177 23
  12/31/2017 9.177 9.004 17
  12/31/2018 9.004 8.919 17
  12/31/2019 8.919 8.869 12
  12/31/2020 8.869 8.715 12

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 59 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2011 10.202 9.995 8
  12/31/2012 9.995 9.791 10
  12/31/2013 9.791 9.593 13
  12/31/2014 9.593 9.399 11
  12/31/2015 9.399 9.209 30
  12/31/2016 9.209 9.023 16
  12/31/2017 9.023 8.845 5
  12/31/2018 8.845 8.752 5
  12/31/2019 8.752 8.694 5
  12/31/2020 8.694 8.534 5
2.10%        
  12/31/2011 10.146 9.936 51
  12/31/2012 9.936 9.728 25
  12/31/2013 9.728 9.526 73
  12/31/2014 9.526 9.329 41
  12/31/2015 9.329 9.136 17
  12/31/2016 9.136 8.947 19
  12/31/2017 8.947 8.766 19
  12/31/2018 8.766 8.669 18
  12/31/2019 8.669 8.607 18
  12/31/2020 8.607 8.445 17
2.15%        
  12/31/2011 10.091 9.877 38
  12/31/2012 9.877 9.666 39
  12/31/2013 9.666 9.460 22
  12/31/2014 9.460 9.260 44
  12/31/2015 9.260 9.063 37
  12/31/2016 9.063 8.871 0
  12/31/2017 8.871 8.687 0
  12/31/2018 8.687 8.588 0
  12/31/2019 8.588 8.522 0
  12/31/2020 8.522 8.357 0
2.20%        
  12/31/2011 9.712 9.501 69
  12/31/2012 9.501 9.293 62
  12/31/2013 9.293 9.091 40
  12/31/2014 9.091 8.894 39
  12/31/2015 8.894 8.701 59
  12/31/2016 8.701 8.512 27
  12/31/2017 8.512 8.332 19
  12/31/2018 8.332 8.232 18
  12/31/2019 8.232 8.165 14
  12/31/2020 8.165 8.003 13
2.25%        
  12/31/2011 9.981 9.760 68
  12/31/2012 9.760 9.542 57
  12/31/2013 9.542 9.329 35
  12/31/2014 9.329 9.123 20
  12/31/2015 9.123 8.920 17
  12/31/2016 8.920 8.722 16
  12/31/2017 8.722 8.533 18
  12/31/2018 8.533 8.427 14
  12/31/2019 8.427 8.354 13
  12/31/2020 8.354 8.184 12

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 60 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.30%        
  12/31/2011 9.616 9.398 8
  12/31/2012 9.398 9.183 8
  12/31/2013 9.183 8.974 7
  12/31/2014 8.974 8.771 7
  12/31/2015 8.771 8.572 3
  12/31/2016 8.572 8.378 3
  12/31/2017 8.378 8.192 4
  12/31/2018 8.192 8.086 4
  12/31/2019 8.086 8.012 4
  12/31/2020 8.012 7.845 4
2.35%        
  12/31/2011 9.873 9.644 84
  12/31/2012 9.644 9.419 55
  12/31/2013 9.419 9.200 38
  12/31/2014 9.200 8.987 27
  12/31/2015 8.987 8.779 22
  12/31/2016 8.779 8.576 40
  12/31/2017 8.576 8.381 41
  12/31/2018 8.381 8.269 27
  12/31/2019 8.269 8.189 18
  12/31/2020 8.189 8.015 15
2.40%        
  12/31/2011 9.819 9.587 40
  12/31/2012 9.587 9.358 34
  12/31/2013 9.358 9.137 24
  12/31/2014 9.137 8.921 17
  12/31/2015 8.921 8.710 17
  12/31/2016 8.710 8.504 18
  12/31/2017 8.504 8.307 14
  12/31/2018 8.307 8.191 14
  12/31/2019 8.191 8.108 13
  12/31/2020 8.108 7.931 12
2.45%        
  12/31/2011 9.765 9.530 0
  12/31/2012 9.530 9.298 21
  12/31/2013 9.298 9.073 0
  12/31/2014 9.073 8.854 0
  12/31/2015 8.854 8.640 0
  12/31/2016 8.640 8.432 0
  12/31/2017 8.432 8.233 0
  12/31/2018 8.233 8.114 0
  12/31/2019 8.114 8.027 0
  12/31/2020 8.027 7.849 0
2.50%        
  12/31/2011 9.712 9.473 37
  12/31/2012 9.473 9.238 24
  12/31/2013 9.238 9.010 18
  12/31/2014 9.010 8.788 18
  12/31/2015 8.788 8.572 17
  12/31/2016 8.572 8.361 61
  12/31/2017 8.361 8.159 42
  12/31/2018 8.159 8.037 38
  12/31/2019 8.037 7.948 36
  12/31/2020 7.948 7.767 33

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 61 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.55%        
  12/31/2011 9.659 9.417 5
  12/31/2012 9.417 9.179 4
  12/31/2013 9.179 8.948 5
  12/31/2014 8.948 8.723 2
  12/31/2015 8.723 8.504 1
  12/31/2016 8.504 8.290 1
  12/31/2017 8.290 8.086 1
  12/31/2018 8.086 7.961 1
  12/31/2019 7.961 7.869 1
  12/31/2020 7.869 7.686 1
2.60%        
  12/31/2011 9.333 9.094 118
  12/31/2012 9.094 8.859 236
  12/31/2013 8.859 8.632 197
  12/31/2014 8.632 8.411 40
  12/31/2015 8.411 8.196 66
  12/31/2016 8.196 7.986 34
  12/31/2017 7.986 7.786 56
  12/31/2018 7.786 7.662 50
  12/31/2019 7.662 7.569 44
  12/31/2020 7.569 7.389 41
2.65%        
  12/31/2011 9.554 9.305 97
  12/31/2012 9.305 9.061 61
  12/31/2013 9.061 8.824 53
  12/31/2014 8.824 8.594 63
  12/31/2015 8.594 8.370 60
  12/31/2016 8.370 8.151 47
  12/31/2017 8.151 7.943 41
  12/31/2018 7.943 7.812 38
  12/31/2019 7.812 7.714 33
  12/31/2020 7.714 7.527 28
2.70%        
  12/31/2011 9.502 9.250 0
  12/31/2012 9.250 9.002 0
  12/31/2013 9.002 8.763 0
  12/31/2014 8.763 8.530 0
  12/31/2015 8.530 8.303 53
  12/31/2016 8.303 8.083 18
  12/31/2017 8.083 7.872 0
  12/31/2018 7.872 7.739 0
  12/31/2019 7.739 7.637 2
  12/31/2020 7.637 7.449 2
2.75%        
  12/31/2011 9.194 8.946 19
  12/31/2012 8.946 8.702 35
  12/31/2013 8.702 8.466 32
  12/31/2014 8.466 8.237 32
  12/31/2015 8.237 8.014 32
  12/31/2016 8.014 7.797 28
  12/31/2017 7.797 7.590 25
  12/31/2018 7.590 7.458 17
  12/31/2019 7.458 7.357 16
  12/31/2020 7.357 7.171 15

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 62 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.80%        
  12/31/2011 9.399 9.140 13
  12/31/2012 9.140 8.887 8
  12/31/2013 8.887 8.641 11
  12/31/2014 8.641 8.403 21
  12/31/2015 8.403 8.172 33
  12/31/2016 8.172 7.947 26
  12/31/2017 7.947 7.732 25
  12/31/2018 7.732 7.593 5
  12/31/2019 7.593 7.487 5
  12/31/2020 7.487 7.294 5
2.85%        
  12/31/2011 9.348 9.086 5
  12/31/2012 9.086 8.829 3
  12/31/2013 8.829 8.581 13
  12/31/2014 8.581 8.341 5
  12/31/2015 8.341 8.107 6
  12/31/2016 8.107 7.880 6
  12/31/2017 7.880 7.663 6
  12/31/2018 7.663 7.522 4
  12/31/2019 7.522 7.412 3
  12/31/2020 7.412 7.218 3
2.90%        
  12/31/2011 9.058 8.800 27
  12/31/2012 8.800 8.547 34
  12/31/2013 8.547 8.303 31
  12/31/2014 8.303 8.066 30
  12/31/2015 8.066 7.836 25
  12/31/2016 7.836 7.613 78
  12/31/2017 7.613 7.399 22
  12/31/2018 7.399 7.260 21
  12/31/2019 7.260 7.150 20
  12/31/2020 7.150 6.960 27
2.95%        
  12/31/2013 N/A 8.463 0
  12/31/2014 8.463 8.217 0
  12/31/2015 8.217 7.979 0
  12/31/2016 7.979 7.748 0
  12/31/2017 7.748 7.527 0
  12/31/2018 7.527 7.381 0
  12/31/2019 7.381 7.266 0
  12/31/2020 7.266 7.069 0
3.00%        
  12/31/2011 9.196 8.925 6
  12/31/2012 8.925 8.660 4
  12/31/2013 8.660 8.404 0
  12/31/2014 8.404 8.156 1
  12/31/2015 8.156 7.916 1
  12/31/2016 7.916 7.682 3
  12/31/2017 7.682 7.460 1
  12/31/2018 7.460 7.311 1
  12/31/2019 7.311 7.194 1
  12/31/2020 7.194 6.995 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 63 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2011 8.924 8.657 21
  12/31/2012 8.657 8.395 15
  12/31/2013 8.395 8.143 13
  12/31/2014 8.143 7.899 9
  12/31/2015 7.899 7.662 8
  12/31/2016 7.662 7.433 35
  12/31/2017 7.433 7.214 8
  12/31/2018 7.214 7.067 8
  12/31/2019 7.067 6.950 8
  12/31/2020 6.950 6.754 8
3.10%        
  12/31/2013 N/A 8.288 16
  12/31/2014 8.288 8.035 43
  12/31/2015 8.035 7.791 17
  12/31/2016 7.791 7.553 18
  12/31/2017 7.553 7.327 24
  12/31/2018 7.327 7.174 27
  12/31/2019 7.174 7.052 6
  12/31/2020 7.052 6.850 6
3.15%        
  12/31/2011 9.046 8.767 2
  12/31/2012 8.767 8.494 1
  12/31/2013 8.494 8.230 0
  12/31/2014 8.230 7.976 0
  12/31/2015 7.976 7.729 0
  12/31/2016 7.729 7.490 4
  12/31/2017 7.490 7.262 0
  12/31/2018 7.262 7.107 0
  12/31/2019 7.107 6.982 0
  12/31/2020 6.982 6.779 0
3.20%        
  12/31/2013 N/A 8.163 0
  12/31/2014 8.163 7.907 0
  12/31/2015 7.907 7.658 0
  12/31/2016 7.658 7.417 0
  12/31/2017 7.417 7.188 0
  12/31/2018 7.188 7.031 0
  12/31/2019 7.031 6.904 0
  12/31/2020 6.904 6.700 0
3.25%        
  12/31/2013 N/A 8.106 1
  12/31/2014 8.106 7.848 1
  12/31/2015 7.848 7.597 1
  12/31/2016 7.597 7.355 1
  12/31/2017 7.355 7.124 1
  12/31/2018 7.124 6.965 0
  12/31/2019 6.965 6.836 0
  12/31/2020 6.836 6.630 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 64 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2011 8.705 8.423 4
  12/31/2012 8.423 8.148 2
  12/31/2013 8.148 7.884 1
  12/31/2014 7.884 7.628 0
  12/31/2015 7.628 7.381 0
  12/31/2016 7.381 7.142 0
  12/31/2017 7.142 6.914 0
  12/31/2018 6.914 6.756 0
  12/31/2019 6.756 6.628 0
  12/31/2020 6.628 6.425 0
3.40%        
  12/31/2013 N/A 7.939 0
  12/31/2014 7.939 7.674 0
  12/31/2015 7.674 7.418 0
  12/31/2016 7.418 7.170 72
  12/31/2017 7.170 6.935 0
  12/31/2018 6.935 6.770 0
  12/31/2019 6.770 6.634 0
  12/31/2020 6.634 6.425 0
3.45%        
  12/31/2013 N/A 7.883 0
  12/31/2014 7.883 7.617 0
  12/31/2015 7.617 7.359 0
  12/31/2016 7.359 7.110 0
  12/31/2017 7.110 6.873 0
  12/31/2018 6.873 6.706 0
  12/31/2019 6.706 6.568 0
  12/31/2020 6.568 6.358 0
3.55%        
  12/31/2013 N/A 7.774 0
  12/31/2014 7.774 7.504 0
  12/31/2015 7.504 7.242 0
  12/31/2016 7.242 6.990 23
  12/31/2017 6.990 6.751 0
  12/31/2018 6.751 6.580 0
  12/31/2019 6.580 6.439 0
  12/31/2020 6.439 6.226 32
AZL International Index Fund
1.65%        
  12/31/2011 10.279 8.820 11
  12/31/2012 8.820 10.239 36
  12/31/2013 10.239 12.222 36
  12/31/2014 12.222 11.279 37
  12/31/2015 11.279 10.941 31
  12/31/2016 10.941 10.801 46
  12/31/2017 10.801 13.256 33
  12/31/2018 13.256 11.207 33
  12/31/2019 11.207 13.388 26
  12/31/2020 13.388 14.143 21

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 65 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.70%        
  12/31/2011 10.273 8.810 13
  12/31/2012 8.810 10.223 20
  12/31/2013 10.223 12.197 25
  12/31/2014 12.197 11.250 22
  12/31/2015 11.250 10.907 20
  12/31/2016 10.907 10.762 144
  12/31/2017 10.762 13.202 130
  12/31/2018 13.202 11.156 125
  12/31/2019 11.156 13.320 97
  12/31/2020 13.320 14.064 80
1.75%        
  12/31/2011 10.267 8.800 0
  12/31/2012 8.800 10.206 0
  12/31/2013 10.206 12.171 0
  12/31/2014 12.171 11.221 0
  12/31/2015 11.221 10.873 0
  12/31/2016 10.873 10.724 4
  12/31/2017 10.724 13.148 3
  12/31/2018 13.148 11.105 0
  12/31/2019 11.105 13.252 0
  12/31/2020 13.252 13.986 0
1.80%        
  12/31/2011 10.261 8.791 22
  12/31/2012 8.791 10.190 20
  12/31/2013 10.190 12.146 20
  12/31/2014 12.146 11.191 18
  12/31/2015 11.191 10.839 15
  12/31/2016 10.839 10.685 67
  12/31/2017 10.685 13.094 78
  12/31/2018 13.094 11.054 56
  12/31/2019 11.054 13.185 50
  12/31/2020 13.185 13.907 56
1.90%        
  12/31/2011 10.249 8.771 20
  12/31/2012 8.771 10.158 10
  12/31/2013 10.158 12.095 16
  12/31/2014 12.095 11.133 15
  12/31/2015 11.133 10.772 24
  12/31/2016 10.772 10.609 58
  12/31/2017 10.609 12.988 59
  12/31/2018 12.988 10.952 49
  12/31/2019 10.952 13.051 39
  12/31/2020 13.051 13.752 22
1.95%        
  12/31/2011 10.243 8.762 10
  12/31/2012 8.762 10.141 9
  12/31/2013 10.141 12.070 7
  12/31/2014 12.070 11.105 6
  12/31/2015 11.105 10.739 7
  12/31/2016 10.739 10.571 89
  12/31/2017 10.571 12.934 69
  12/31/2018 12.934 10.902 63
  12/31/2019 10.902 12.984 45
  12/31/2020 12.984 13.676 48

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 66 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2011 10.230 8.743 0
  12/31/2012 8.743 10.109 0
  12/31/2013 10.109 12.019 0
  12/31/2014 12.019 11.047 0
  12/31/2015 11.047 10.673 0
  12/31/2016 10.673 10.495 0
  12/31/2017 10.495 12.829 0
  12/31/2018 12.829 10.802 0
  12/31/2019 10.802 12.853 0
  12/31/2020 12.853 13.523 0
2.10%        
  12/31/2011 10.224 8.733 49
  12/31/2012 8.733 10.093 42
  12/31/2013 10.093 11.994 39
  12/31/2014 11.994 11.018 34
  12/31/2015 11.018 10.640 29
  12/31/2016 10.640 10.457 115
  12/31/2017 10.457 12.776 95
  12/31/2018 12.776 10.753 86
  12/31/2019 10.753 12.787 80
  12/31/2020 12.787 13.448 52
2.15%        
  12/31/2011 10.218 8.724 4
  12/31/2012 8.724 10.077 4
  12/31/2013 10.077 11.969 3
  12/31/2014 11.969 10.990 3
  12/31/2015 10.990 10.607 2
  12/31/2016 10.607 10.420 2
  12/31/2017 10.420 12.724 2
  12/31/2018 12.724 10.703 2
  12/31/2019 10.703 12.722 2
  12/31/2020 12.722 13.373 3
2.20%        
  12/31/2011 10.212 8.714 3
  12/31/2012 8.714 10.061 3
  12/31/2013 10.061 11.944 0
  12/31/2014 11.944 10.961 0
  12/31/2015 10.961 10.574 0
  12/31/2016 10.574 10.382 5
  12/31/2017 10.382 12.672 6
  12/31/2018 12.672 10.654 6
  12/31/2019 10.654 12.658 0
  12/31/2020 12.658 13.298 0
2.25%        
  12/31/2011 10.206 8.705 5
  12/31/2012 8.705 10.045 4
  12/31/2013 10.045 11.919 4
  12/31/2014 11.919 10.933 3
  12/31/2015 10.933 10.541 3
  12/31/2016 10.541 10.345 33
  12/31/2017 10.345 12.620 27
  12/31/2018 12.620 10.605 22
  12/31/2019 10.605 12.593 7
  12/31/2020 12.593 13.224 6

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 67 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.30%        
  12/31/2011 10.200 8.695 6
  12/31/2012 8.695 10.029 0
  12/31/2013 10.029 11.894 0
  12/31/2014 11.894 10.904 0
  12/31/2015 10.904 10.509 0
  12/31/2016 10.509 10.308 6
  12/31/2017 10.308 12.569 4
  12/31/2018 12.569 10.557 4
  12/31/2019 10.557 12.529 3
  12/31/2020 12.529 13.150 2
2.35%        
  12/31/2011 10.194 8.686 20
  12/31/2012 8.686 10.013 21
  12/31/2013 10.013 11.869 18
  12/31/2014 11.869 10.876 17
  12/31/2015 10.876 10.476 15
  12/31/2016 10.476 10.271 40
  12/31/2017 10.271 12.517 31
  12/31/2018 12.517 10.508 28
  12/31/2019 10.508 12.465 23
  12/31/2020 12.465 13.076 23
2.40%        
  12/31/2011 10.188 8.676 7
  12/31/2012 8.676 9.997 5
  12/31/2013 9.997 11.844 4
  12/31/2014 11.844 10.848 4
  12/31/2015 10.848 10.444 4
  12/31/2016 10.444 10.234 15
  12/31/2017 10.234 12.466 13
  12/31/2018 12.466 10.460 12
  12/31/2019 10.460 12.402 12
  12/31/2020 12.402 13.003 10
2.45%        
  12/31/2011 10.182 8.667 1
  12/31/2012 8.667 9.981 0
  12/31/2013 9.981 11.819 0
  12/31/2014 11.819 10.820 0
  12/31/2015 10.820 10.412 0
  12/31/2016 10.412 10.197 4
  12/31/2017 10.197 12.415 2
  12/31/2018 12.415 10.412 3
  12/31/2019 10.412 12.339 2
  12/31/2020 12.339 12.931 2
2.50%        
  12/31/2011 10.176 8.657 1
  12/31/2012 8.657 9.965 1
  12/31/2013 9.965 11.794 1
  12/31/2014 11.794 10.792 1
  12/31/2015 10.792 10.379 1
  12/31/2016 10.379 10.160 4
  12/31/2017 10.160 12.365 3
  12/31/2018 12.365 10.364 4
  12/31/2019 10.364 12.276 4
  12/31/2020 12.276 12.859 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 68 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.55%        
  12/31/2011 10.170 8.648 0
  12/31/2012 8.648 9.949 3
  12/31/2013 9.949 11.770 2
  12/31/2014 11.770 10.764 0
  12/31/2015 10.764 10.347 0
  12/31/2016 10.347 10.124 4
  12/31/2017 10.124 12.314 4
  12/31/2018 12.314 10.317 4
  12/31/2019 10.317 12.214 3
  12/31/2020 12.214 12.787 3
2.60%        
  12/31/2011 10.163 8.638 6
  12/31/2012 8.638 9.933 6
  12/31/2013 9.933 11.745 3
  12/31/2014 11.745 10.736 21
  12/31/2015 10.736 10.315 20
  12/31/2016 10.315 10.088 72
  12/31/2017 10.088 12.264 65
  12/31/2018 12.264 10.269 62
  12/31/2019 10.269 12.152 52
  12/31/2020 12.152 12.715 62
2.65%        
  12/31/2011 10.157 8.629 0
  12/31/2012 8.629 9.917 0
  12/31/2013 9.917 11.720 0
  12/31/2014 11.720 10.708 0
  12/31/2015 10.708 10.283 0
  12/31/2016 10.283 10.051 3
  12/31/2017 10.051 12.214 2
  12/31/2018 12.214 10.222 2
  12/31/2019 10.222 12.090 4
  12/31/2020 12.090 12.644 4
2.70%        
  12/31/2011 10.151 8.619 0
  12/31/2012 8.619 9.901 0
  12/31/2013 9.901 11.696 0
  12/31/2014 11.696 10.680 0
  12/31/2015 10.680 10.252 0
  12/31/2016 10.252 10.015 7
  12/31/2017 10.015 12.164 6
  12/31/2018 12.164 10.175 7
  12/31/2019 10.175 12.028 9
  12/31/2020 12.028 12.574 7
2.75%        
  12/31/2011 10.145 8.610 4
  12/31/2012 8.610 9.885 4
  12/31/2013 9.885 11.671 2
  12/31/2014 11.671 10.653 1
  12/31/2015 10.653 10.220 1
  12/31/2016 10.220 9.979 14
  12/31/2017 9.979 12.114 11
  12/31/2018 12.114 10.129 16
  12/31/2019 10.129 11.967 16
  12/31/2020 11.967 12.503 13

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 69 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.80%        
  12/31/2011 10.139 8.600 2
  12/31/2012 8.600 9.870 1
  12/31/2013 9.870 11.647 1
  12/31/2014 11.647 10.625 1
  12/31/2015 10.625 10.188 1
  12/31/2016 10.188 9.943 12
  12/31/2017 9.943 12.064 11
  12/31/2018 12.064 10.082 6
  12/31/2019 10.082 11.906 5
  12/31/2020 11.906 12.434 10
2.85%        
  12/31/2011 10.133 8.591 5
  12/31/2012 8.591 9.854 5
  12/31/2013 9.854 11.622 5
  12/31/2014 11.622 10.597 0
  12/31/2015 10.597 10.157 0
  12/31/2016 10.157 9.908 17
  12/31/2017 9.908 12.015 21
  12/31/2018 12.015 10.036 24
  12/31/2019 10.036 11.846 22
  12/31/2020 11.846 12.364 21
2.90%        
  12/31/2011 10.127 8.582 34
  12/31/2012 8.582 9.838 33
  12/31/2013 9.838 11.598 40
  12/31/2014 11.598 10.570 20
  12/31/2015 10.570 10.125 19
  12/31/2016 10.125 9.872 39
  12/31/2017 9.872 11.966 24
  12/31/2018 11.966 9.990 25
  12/31/2019 9.990 11.785 23
  12/31/2020 11.785 12.295 17
2.95%        
  12/31/2013 N/A 11.574 0
  12/31/2014 11.574 10.542 0
  12/31/2015 10.542 10.094 0
  12/31/2016 10.094 9.837 0
  12/31/2017 9.837 11.917 0
  12/31/2018 11.917 9.944 0
  12/31/2019 9.944 11.726 0
  12/31/2020 11.726 12.226 0
3.00%        
  12/31/2011 10.115 8.563 0
  12/31/2012 8.563 9.807 0
  12/31/2013 9.807 11.550 0
  12/31/2014 11.550 10.515 1
  12/31/2015 10.515 10.063 1
  12/31/2016 10.063 9.801 15
  12/31/2017 9.801 11.868 13
  12/31/2018 11.868 9.898 13
  12/31/2019 9.898 11.666 12
  12/31/2020 11.666 12.158 10

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 70 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2011 10.109 8.553 0
  12/31/2012 8.553 9.791 0
  12/31/2013 9.791 11.525 0
  12/31/2014 11.525 10.488 3
  12/31/2015 10.488 10.032 3
  12/31/2016 10.032 9.766 4
  12/31/2017 9.766 11.820 3
  12/31/2018 11.820 9.853 2
  12/31/2019 9.853 11.607 1
  12/31/2020 11.607 12.090 1
3.10%        
  12/31/2013 N/A 11.501 2
  12/31/2014 11.501 10.461 4
  12/31/2015 10.461 10.001 4
  12/31/2016 10.001 9.731 22
  12/31/2017 9.731 11.771 20
  12/31/2018 11.771 9.808 34
  12/31/2019 9.808 11.548 32
  12/31/2020 11.548 12.023 32
3.15%        
  12/31/2011 10.097 8.535 0
  12/31/2012 8.535 9.760 0
  12/31/2013 9.760 11.477 0
  12/31/2014 11.477 10.433 0
  12/31/2015 10.433 9.970 0
  12/31/2016 9.970 9.696 4
  12/31/2017 9.696 11.723 4
  12/31/2018 11.723 9.763 4
  12/31/2019 9.763 11.489 4
  12/31/2020 11.489 11.956 4
3.20%        
  12/31/2013 N/A 15.331 0
  12/31/2014 15.331 13.930 0
  12/31/2015 13.930 13.304 0
  12/31/2016 13.304 12.933 0
  12/31/2017 12.933 15.628 20
  12/31/2018 15.628 13.008 20
  12/31/2019 13.008 15.301 18
  12/31/2020 15.301 15.914 17
3.25%        
  12/31/2013 N/A 15.295 1
  12/31/2014 15.295 13.890 1
  12/31/2015 13.890 13.260 1
  12/31/2016 13.260 12.883 9
  12/31/2017 12.883 15.561 7
  12/31/2018 15.561 12.946 5
  12/31/2019 12.946 15.219 3
  12/31/2020 15.219 15.821 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 71 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2011 10.079 8.507 0
  12/31/2012 8.507 9.713 0
  12/31/2013 9.713 11.405 0
  12/31/2014 11.405 10.352 23
  12/31/2015 10.352 9.877 22
  12/31/2016 9.877 9.592 28
  12/31/2017 9.592 11.580 5
  12/31/2018 11.580 9.629 5
  12/31/2019 9.629 11.314 5
  12/31/2020 11.314 11.756 4
3.40%        
  12/31/2013 N/A 15.188 0
  12/31/2014 15.188 13.772 0
  12/31/2015 13.772 13.127 0
  12/31/2016 13.127 12.735 4
  12/31/2017 12.735 15.359 6
  12/31/2018 15.359 12.759 6
  12/31/2019 12.759 14.977 7
  12/31/2020 14.977 15.546 8
3.45%        
  12/31/2013 N/A 15.152 0
  12/31/2014 15.152 13.733 0
  12/31/2015 13.733 13.083 0
  12/31/2016 13.083 12.686 0
  12/31/2017 12.686 15.293 0
  12/31/2018 15.293 12.697 0
  12/31/2019 12.697 14.897 0
  12/31/2020 14.897 15.456 0
3.55%        
  12/31/2013 N/A 15.081 0
  12/31/2014 15.081 13.655 0
  12/31/2015 13.655 12.996 0
  12/31/2016 12.996 12.589 3
  12/31/2017 12.589 15.160 1
  12/31/2018 15.160 12.574 2
  12/31/2019 12.574 14.738 1
  12/31/2020 14.738 15.276 2
AZL MetWest Total Return Bond Fund
1.65%        
  12/31/2015 N/A 9.866 1
  12/31/2016 9.866 9.928 2
  12/31/2017 9.928 10.072 5
  12/31/2018 10.072 9.885 4
  12/31/2019 9.885 10.549 1
  12/31/2020 10.549 11.266 1
1.70%        
  12/31/2015 N/A 9.860 9
  12/31/2016 9.860 9.917 1
  12/31/2017 9.917 10.056 10
  12/31/2018 10.056 9.865 11
  12/31/2019 9.865 10.522 15
  12/31/2020 10.522 11.232 17

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 72 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2015 N/A 9.855 0
  12/31/2016 9.855 9.907 0
  12/31/2017 9.907 10.041 0
  12/31/2018 10.041 9.844 0
  12/31/2019 9.844 10.495 0
  12/31/2020 10.495 11.197 0
1.90%        
  12/31/2015 N/A 9.838 3
  12/31/2016 9.838 9.875 41
  12/31/2017 9.875 9.994 27
  12/31/2018 9.994 9.784 28
  12/31/2019 9.784 10.415 39
  12/31/2020 10.415 11.095 18
1.95%        
  12/31/2015 N/A 9.833 0
  12/31/2016 9.833 9.865 0
  12/31/2017 9.865 9.978 0
  12/31/2018 9.978 9.764 0
  12/31/2019 9.764 10.388 0
  12/31/2020 10.388 11.061 0
2.05%        
  12/31/2015 N/A 9.822 0
  12/31/2016 9.822 9.844 0
  12/31/2017 9.844 9.947 0
  12/31/2018 9.947 9.723 0
  12/31/2019 9.723 10.335 0
  12/31/2020 10.335 10.993 0
AZL Mid Cap Index Fund
1.65%        
  12/31/2011 11.619 11.165 8
  12/31/2012 11.165 12.871 28
  12/31/2013 12.871 16.802 37
  12/31/2014 16.802 18.049 37
  12/31/2015 18.049 17.280 31
  12/31/2016 17.280 20.315 59
  12/31/2017 20.315 23.151 46
  12/31/2018 23.151 20.186 41
  12/31/2019 20.186 24.875 36
  12/31/2020 24.875 28.022 26
1.70%        
  12/31/2011 11.618 11.157 7
  12/31/2012 11.157 12.856 24
  12/31/2013 12.856 16.775 48
  12/31/2014 16.775 18.011 42
  12/31/2015 18.011 17.234 40
  12/31/2016 17.234 20.251 130
  12/31/2017 20.251 23.067 105
  12/31/2018 23.067 20.103 96
  12/31/2019 20.103 24.760 84
  12/31/2020 24.760 27.878 70

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 73 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 11.616 11.150 0
  12/31/2012 11.150 12.842 0
  12/31/2013 12.842 16.747 0
  12/31/2014 16.747 17.972 0
  12/31/2015 17.972 17.188 0
  12/31/2016 17.188 20.188 3
  12/31/2017 20.188 22.983 3
  12/31/2018 22.983 20.020 0
  12/31/2019 20.020 24.645 0
  12/31/2020 24.645 27.735 0
1.80%        
  12/31/2011 11.614 11.143 1
  12/31/2012 11.143 12.827 4
  12/31/2013 12.827 16.719 11
  12/31/2014 16.719 17.934 8
  12/31/2015 17.934 17.143 7
  12/31/2016 17.143 20.124 36
  12/31/2017 20.124 22.900 33
  12/31/2018 22.900 19.937 34
  12/31/2019 19.937 24.531 31
  12/31/2020 24.531 27.592 35
1.90%        
  12/31/2011 11.611 11.129 4
  12/31/2012 11.129 12.798 41
  12/31/2013 12.798 16.664 65
  12/31/2014 16.664 17.857 20
  12/31/2015 17.857 17.052 19
  12/31/2016 17.052 19.998 58
  12/31/2017 19.998 22.733 53
  12/31/2018 22.733 19.772 49
  12/31/2019 19.772 24.304 37
  12/31/2020 24.304 27.309 24
1.95%        
  12/31/2011 11.609 11.121 28
  12/31/2012 11.121 12.783 32
  12/31/2013 12.783 16.637 33
  12/31/2014 16.637 17.818 31
  12/31/2015 17.818 17.007 17
  12/31/2016 17.007 19.935 82
  12/31/2017 19.935 22.651 63
  12/31/2018 22.651 19.690 54
  12/31/2019 19.690 24.191 42
  12/31/2020 24.191 27.169 41
2.05%        
  12/31/2011 11.606 11.107 6
  12/31/2012 11.107 12.754 6
  12/31/2013 12.754 16.582 5
  12/31/2014 16.582 17.742 5
  12/31/2015 17.742 16.918 4
  12/31/2016 16.918 19.810 4
  12/31/2017 19.810 22.486 4
  12/31/2018 22.486 19.528 4
  12/31/2019 19.528 23.967 3
  12/31/2020 23.967 26.891 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 74 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 11.604 11.100 0
  12/31/2012 11.100 12.739 0
  12/31/2013 12.739 16.555 2
  12/31/2014 16.555 17.704 1
  12/31/2015 17.704 16.873 4
  12/31/2016 16.873 19.748 78
  12/31/2017 19.748 22.404 67
  12/31/2018 22.404 19.447 61
  12/31/2019 19.447 23.856 58
  12/31/2020 23.856 26.753 50
2.15%        
  12/31/2011 11.602 11.093 0
  12/31/2012 11.093 12.724 0
  12/31/2013 12.724 16.528 0
  12/31/2014 16.528 17.666 0
  12/31/2015 17.666 16.828 0
  12/31/2016 16.828 19.686 0
  12/31/2017 19.686 22.323 0
  12/31/2018 22.323 19.366 0
  12/31/2019 19.366 23.745 0
  12/31/2020 23.745 26.615 0
2.20%        
  12/31/2011 11.601 11.086 1
  12/31/2012 11.086 12.710 1
  12/31/2013 12.710 16.501 1
  12/31/2014 16.501 17.628 1
  12/31/2015 17.628 16.784 1
  12/31/2016 16.784 19.624 1
  12/31/2017 19.624 22.241 1
  12/31/2018 22.241 19.286 1
  12/31/2019 19.286 23.635 0
  12/31/2020 23.635 26.479 0
2.25%        
  12/31/2011 11.599 11.079 4
  12/31/2012 11.079 12.695 4
  12/31/2013 12.695 16.473 0
  12/31/2014 16.473 17.590 1
  12/31/2015 17.590 16.739 0
  12/31/2016 16.739 19.562 6
  12/31/2017 19.562 22.161 6
  12/31/2018 22.161 19.206 4
  12/31/2019 19.206 23.526 2
  12/31/2020 23.526 26.343 1
2.30%        
  12/31/2011 11.597 11.071 0
  12/31/2012 11.071 12.681 0
  12/31/2013 12.681 16.446 2
  12/31/2014 16.446 17.553 2
  12/31/2015 17.553 16.695 1
  12/31/2016 16.695 19.501 5
  12/31/2017 19.501 22.080 4
  12/31/2018 22.080 19.127 4
  12/31/2019 19.127 23.416 4
  12/31/2020 23.416 26.207 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 75 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 11.596 11.064 1
  12/31/2012 11.064 12.666 1
  12/31/2013 12.666 16.419 1
  12/31/2014 16.419 17.515 1
  12/31/2015 17.515 16.651 1
  12/31/2016 16.651 19.440 10
  12/31/2017 19.440 22.000 8
  12/31/2018 22.000 19.047 6
  12/31/2019 19.047 23.308 5
  12/31/2020 23.308 26.073 10
2.40%        
  12/31/2011 11.594 11.057 0
  12/31/2012 11.057 12.652 0
  12/31/2013 12.652 16.392 0
  12/31/2014 16.392 17.477 0
  12/31/2015 17.477 16.607 1
  12/31/2016 16.607 19.379 2
  12/31/2017 19.379 21.919 2
  12/31/2018 21.919 18.969 2
  12/31/2019 18.969 23.200 1
  12/31/2020 23.200 25.939 1
2.45%        
  12/31/2011 11.592 11.050 0
  12/31/2012 11.050 12.637 0
  12/31/2013 12.637 16.365 1
  12/31/2014 16.365 17.440 0
  12/31/2015 17.440 16.563 0
  12/31/2016 16.563 19.318 11
  12/31/2017 19.318 21.840 8
  12/31/2018 21.840 18.890 7
  12/31/2019 18.890 23.092 6
  12/31/2020 23.092 25.805 1
2.50%        
  12/31/2011 11.591 11.043 0
  12/31/2012 11.043 12.623 0
  12/31/2013 12.623 16.338 0
  12/31/2014 16.338 17.403 1
  12/31/2015 17.403 16.519 1
  12/31/2016 16.519 19.257 0
  12/31/2017 19.257 21.760 0
  12/31/2018 21.760 18.812 0
  12/31/2019 18.812 22.985 0
  12/31/2020 22.985 25.673 0
2.55%        
  12/31/2011 11.589 11.036 0
  12/31/2012 11.036 12.608 0
  12/31/2013 12.608 16.311 0
  12/31/2014 16.311 17.365 0
  12/31/2015 17.365 16.476 0
  12/31/2016 16.476 19.196 2
  12/31/2017 19.196 21.681 1
  12/31/2018 21.681 18.734 1
  12/31/2019 18.734 22.878 1
  12/31/2020 22.878 25.541 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 76 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 11.587 11.029 0
  12/31/2012 11.029 12.594 3
  12/31/2013 12.594 14.875 4
  12/31/2014 14.875 15.828 7
  12/31/2015 15.828 15.010 6
  12/31/2016 15.010 17.480 37
  12/31/2017 17.480 19.733 41
  12/31/2018 19.733 17.042 35
  12/31/2019 17.042 20.802 31
  12/31/2020 20.802 23.211 32
2.65%        
  12/31/2011 11.586 11.022 0
  12/31/2012 11.022 12.579 1
  12/31/2013 12.579 16.258 1
  12/31/2014 16.258 17.291 1
  12/31/2015 17.291 16.389 1
  12/31/2016 16.389 19.076 1
  12/31/2017 19.076 21.524 1
  12/31/2018 21.524 18.579 1
  12/31/2019 18.579 22.667 2
  12/31/2020 22.667 25.279 3
2.70%        
  12/31/2011 11.584 11.015 0
  12/31/2012 11.015 12.565 0
  12/31/2013 12.565 16.231 0
  12/31/2014 16.231 17.254 0
  12/31/2015 17.254 16.345 0
  12/31/2016 16.345 19.016 1
  12/31/2017 19.016 21.445 1
  12/31/2018 21.445 18.502 1
  12/31/2019 18.502 22.562 2
  12/31/2020 22.562 25.149 1
2.75%        
  12/31/2011 11.582 11.007 2
  12/31/2012 11.007 12.551 2
  12/31/2013 12.551 14.793 1
  12/31/2014 14.793 15.718 1
  12/31/2015 15.718 14.883 1
  12/31/2016 14.883 17.306 18
  12/31/2017 17.306 19.507 16
  12/31/2018 19.507 16.821 9
  12/31/2019 16.821 20.502 9
  12/31/2020 20.502 22.842 7
2.80%        
  12/31/2011 11.581 11.000 0
  12/31/2012 11.000 12.536 0
  12/31/2013 12.536 16.178 0
  12/31/2014 16.178 17.180 0
  12/31/2015 17.180 16.259 0
  12/31/2016 16.259 17.248 1
  12/31/2017 17.248 19.432 1
  12/31/2018 19.432 16.749 1
  12/31/2019 16.749 20.403 1
  12/31/2020 20.403 22.720 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 77 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 11.579 10.993 0
  12/31/2012 10.993 12.522 0
  12/31/2013 12.522 14.739 0
  12/31/2014 14.739 15.644 0
  12/31/2015 15.644 14.799 0
  12/31/2016 14.799 17.191 9
  12/31/2017 17.191 19.358 10
  12/31/2018 19.358 16.676 10
  12/31/2019 16.676 20.304 10
  12/31/2020 20.304 22.599 10
2.90%        
  12/31/2011 11.577 10.986 0
  12/31/2012 10.986 12.507 0
  12/31/2013 12.507 14.712 0
  12/31/2014 14.712 15.608 0
  12/31/2015 15.608 14.757 0
  12/31/2016 14.757 17.133 16
  12/31/2017 17.133 19.284 12
  12/31/2018 19.284 16.604 12
  12/31/2019 16.604 20.206 11
  12/31/2020 20.206 22.479 9
2.95%        
  12/31/2013 N/A 14.685 0
  12/31/2014 14.685 15.571 0
  12/31/2015 15.571 14.715 0
  12/31/2016 14.715 17.076 0
  12/31/2017 17.076 19.210 0
  12/31/2018 19.210 16.532 0
  12/31/2019 16.532 20.109 0
  12/31/2020 20.109 22.359 0
3.00%        
  12/31/2011 11.574 10.972 0
  12/31/2012 10.972 12.479 0
  12/31/2013 12.479 14.658 0
  12/31/2014 14.658 15.535 0
  12/31/2015 15.535 14.673 0
  12/31/2016 14.673 17.019 11
  12/31/2017 17.019 19.136 11
  12/31/2018 19.136 16.460 9
  12/31/2019 16.460 20.011 8
  12/31/2020 20.011 22.240 7
3.05%        
  12/31/2011 11.572 10.965 0
  12/31/2012 10.965 12.464 0
  12/31/2013 12.464 14.631 0
  12/31/2014 14.631 15.499 0
  12/31/2015 15.499 14.631 0
  12/31/2016 14.631 16.963 1
  12/31/2017 16.963 19.063 1
  12/31/2018 19.063 16.389 8
  12/31/2019 16.389 19.915 7
  12/31/2020 19.915 22.121 7

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 78 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 14.604 0
  12/31/2014 14.604 15.463 5
  12/31/2015 15.463 14.590 5
  12/31/2016 14.590 16.906 12
  12/31/2017 16.906 18.990 13
  12/31/2018 18.990 16.318 17
  12/31/2019 16.318 19.819 17
  12/31/2020 19.819 22.003 16
3.15%        
  12/31/2011 11.569 10.951 0
  12/31/2012 10.951 12.436 0
  12/31/2013 12.436 14.577 0
  12/31/2014 14.577 15.426 0
  12/31/2015 15.426 14.549 0
  12/31/2016 14.549 16.850 7
  12/31/2017 16.850 18.917 7
  12/31/2018 18.917 16.247 6
  12/31/2019 16.247 19.723 6
  12/31/2020 19.723 21.886 4
3.20%        
  12/31/2013 N/A 21.328 0
  12/31/2014 21.328 22.558 0
  12/31/2015 22.558 21.264 0
  12/31/2016 21.264 24.615 0
  12/31/2017 24.615 27.621 3
  12/31/2018 27.621 23.711 3
  12/31/2019 23.711 28.769 2
  12/31/2020 28.769 31.909 2
3.25%        
  12/31/2013 N/A 21.277 0
  12/31/2014 21.277 22.494 0
  12/31/2015 22.494 21.193 0
  12/31/2016 21.193 24.520 4
  12/31/2017 24.520 27.501 4
  12/31/2018 27.501 23.596 2
  12/31/2019 23.596 28.615 1
  12/31/2020 28.615 31.722 1
3.30%        
  12/31/2013 N/A 21.227 0
  12/31/2014 21.227 22.430 0
  12/31/2015 22.430 21.122 0
  12/31/2016 21.122 24.426 3
  12/31/2017 24.426 27.382 0
  12/31/2018 27.382 23.482 0
  12/31/2019 23.482 28.463 0
  12/31/2020 28.463 31.537 0
3.40%        
  12/31/2013 N/A 21.128 0
  12/31/2014 21.128 22.302 0
  12/31/2015 22.302 20.981 2
  12/31/2016 20.981 24.238 3
  12/31/2017 24.238 27.144 3
  12/31/2018 27.144 23.255 3
  12/31/2019 23.255 28.159 4
  12/31/2020 28.159 31.170 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 79 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.45%        
  12/31/2013 N/A 21.078 0
  12/31/2014 21.078 22.239 0
  12/31/2015 22.239 20.910 0
  12/31/2016 20.910 24.145 0
  12/31/2017 24.145 27.026 0
  12/31/2018 27.026 23.142 0
  12/31/2019 23.142 28.009 0
  12/31/2020 28.009 30.987 0
3.55%        
  12/31/2013 N/A 20.979 0
  12/31/2014 20.979 22.112 0
  12/31/2015 22.112 20.770 0
  12/31/2016 20.770 23.960 5
  12/31/2017 23.960 26.792 2
  12/31/2018 26.792 22.919 2
  12/31/2019 22.919 27.710 2
  12/31/2020 27.710 30.626 2
AZL Moderate Index Strategy Fund
1.65%        
  12/31/2011 12.637 12.160 220
  12/31/2012 12.160 13.384 234
  12/31/2013 13.384 16.412 283
  12/31/2014 16.412 17.516 364
  12/31/2015 17.516 16.804 342
  12/31/2016 16.804 18.002 432
  12/31/2017 18.002 20.063 394
  12/31/2018 20.063 18.712 392
  12/31/2019 18.712 21.963 360
  12/31/2020 21.963 24.376 318
1.70%        
  12/31/2011 12.595 12.113 323
  12/31/2012 12.113 13.326 340
  12/31/2013 13.326 16.333 337
  12/31/2014 16.333 17.423 326
  12/31/2015 17.423 16.706 374
  12/31/2016 16.706 17.888 264
  12/31/2017 17.888 19.926 231
  12/31/2018 19.926 18.575 181
  12/31/2019 18.575 21.791 139
  12/31/2020 21.791 24.174 112
1.75%        
  12/31/2011 12.543 12.057 4
  12/31/2012 12.057 13.258 2
  12/31/2013 13.258 16.241 2
  12/31/2014 16.241 17.316 7
  12/31/2015 17.316 16.596 9
  12/31/2016 16.596 17.761 11
  12/31/2017 17.761 19.775 5
  12/31/2018 19.775 18.425 5
  12/31/2019 18.425 21.604 4
  12/31/2020 21.604 23.954 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 80 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.80%        
  12/31/2011 12.511 12.021 32
  12/31/2012 12.021 13.211 32
  12/31/2013 13.211 16.176 22
  12/31/2014 16.176 17.238 29
  12/31/2015 17.238 16.513 16
  12/31/2016 16.513 17.663 4
  12/31/2017 17.663 19.656 3
  12/31/2018 19.656 18.305 2
  12/31/2019 18.305 21.453 2
  12/31/2020 21.453 23.774 2
1.90%        
  12/31/2011 12.428 11.929 103
  12/31/2012 11.929 13.097 98
  12/31/2013 13.097 16.020 163
  12/31/2014 16.020 17.055 168
  12/31/2015 17.055 16.321 277
  12/31/2016 16.321 17.440 126
  12/31/2017 17.440 19.389 131
  12/31/2018 19.389 18.038 79
  12/31/2019 18.038 21.118 82
  12/31/2020 21.118 23.380 73
1.95%        
  12/31/2011 12.387 11.883 94
  12/31/2012 11.883 13.040 105
  12/31/2013 13.040 15.943 159
  12/31/2014 15.943 16.964 164
  12/31/2015 16.964 16.226 208
  12/31/2016 16.226 17.330 225
  12/31/2017 17.330 19.257 203
  12/31/2018 19.257 17.906 186
  12/31/2019 17.906 20.953 174
  12/31/2020 20.953 23.186 205
2.05%        
  12/31/2011 12.305 11.793 15
  12/31/2012 11.793 12.928 12
  12/31/2013 12.928 15.790 14
  12/31/2014 15.790 16.784 12
  12/31/2015 16.784 16.038 7
  12/31/2016 16.038 17.112 4
  12/31/2017 17.112 18.996 1
  12/31/2018 18.996 17.645 1
  12/31/2019 17.645 20.628 1
  12/31/2020 20.628 22.803 1
2.10%        
  12/31/2011 12.263 11.747 86
  12/31/2012 11.747 12.872 65
  12/31/2013 12.872 15.713 47
  12/31/2014 15.713 16.694 20
  12/31/2015 16.694 15.944 12
  12/31/2016 15.944 17.003 10
  12/31/2017 17.003 18.866 10
  12/31/2018 18.866 17.516 9
  12/31/2019 17.516 20.466 6
  12/31/2020 20.466 22.613 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 81 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.15%        
  12/31/2011 12.223 11.703 1
  12/31/2012 11.703 12.816 1
  12/31/2013 12.816 15.638 1
  12/31/2014 15.638 16.606 1
  12/31/2015 16.606 15.852 1
  12/31/2016 15.852 16.897 1
  12/31/2017 16.897 18.738 0
  12/31/2018 18.738 17.388 0
  12/31/2019 17.388 20.307 0
  12/31/2020 20.307 22.426 0
2.20%        
  12/31/2011 12.059 11.540 10
  12/31/2012 11.540 12.632 10
  12/31/2013 12.632 15.405 9
  12/31/2014 15.405 16.350 2
  12/31/2015 16.350 15.600 2
  12/31/2016 15.600 16.620 0
  12/31/2017 16.620 18.422 0
  12/31/2018 18.422 17.086 0
  12/31/2019 17.086 19.945 0
  12/31/2020 19.945 22.014 0
2.25%        
  12/31/2011 12.141 11.613 12
  12/31/2012 11.613 12.705 11
  12/31/2013 12.705 15.487 10
  12/31/2014 15.487 16.429 5
  12/31/2015 16.429 15.667 9
  12/31/2016 15.667 16.683 8
  12/31/2017 16.683 18.482 8
  12/31/2018 18.482 17.134 4
  12/31/2019 17.134 19.991 4
  12/31/2020 19.991 22.054 1
2.30%        
  12/31/2011 12.101 11.568 1
  12/31/2012 11.568 12.650 1
  12/31/2013 12.650 15.412 1
  12/31/2014 15.412 16.341 1
  12/31/2015 16.341 15.576 1
  12/31/2016 15.576 16.578 1
  12/31/2017 16.578 18.357 1
  12/31/2018 18.357 17.009 1
  12/31/2019 17.009 19.834 0
  12/31/2020 19.834 21.871 0
2.35%        
  12/31/2011 12.060 11.524 189
  12/31/2012 11.524 12.595 175
  12/31/2013 12.595 15.337 33
  12/31/2014 15.337 16.254 28
  12/31/2015 16.254 15.485 24
  12/31/2016 15.485 16.473 24
  12/31/2017 16.473 18.231 26
  12/31/2018 18.231 16.885 25
  12/31/2019 16.885 19.679 18
  12/31/2020 19.679 21.689 21

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 82 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.40%        
  12/31/2011 12.020 11.480 25
  12/31/2012 11.480 12.541 22
  12/31/2013 12.541 15.263 11
  12/31/2014 15.263 16.168 5
  12/31/2015 16.168 15.395 5
  12/31/2016 15.395 16.369 3
  12/31/2017 16.369 18.107 2
  12/31/2018 18.107 16.761 2
  12/31/2019 16.761 19.526 1
  12/31/2020 19.526 21.509 1
2.45%        
  12/31/2011 11.980 11.436 1
  12/31/2012 11.436 12.487 1
  12/31/2013 12.487 15.190 14
  12/31/2014 15.190 16.082 9
  12/31/2015 16.082 15.305 8
  12/31/2016 15.305 16.265 8
  12/31/2017 16.265 17.984 9
  12/31/2018 17.984 16.638 8
  12/31/2019 16.638 19.373 7
  12/31/2020 19.373 21.330 0
2.50%        
  12/31/2011 11.940 11.392 23
  12/31/2012 11.392 12.432 26
  12/31/2013 12.432 15.116 9
  12/31/2014 15.116 15.996 5
  12/31/2015 15.996 15.216 17
  12/31/2016 15.216 16.163 11
  12/31/2017 16.163 17.861 11
  12/31/2018 17.861 16.517 10
  12/31/2019 16.517 19.222 9
  12/31/2020 19.222 21.153 7
2.55%        
  12/31/2011 11.900 11.349 7
  12/31/2012 11.349 12.379 6
  12/31/2013 12.379 15.043 3
  12/31/2014 15.043 15.911 4
  12/31/2015 15.911 15.128 1
  12/31/2016 15.128 16.061 0
  12/31/2017 16.061 17.740 0
  12/31/2018 17.740 16.396 0
  12/31/2019 16.396 19.072 0
  12/31/2020 19.072 20.977 0
2.60%        
  12/31/2011 11.861 11.305 17
  12/31/2012 11.305 12.325 16
  12/31/2013 12.325 14.971 27
  12/31/2014 14.971 15.826 39
  12/31/2015 15.826 15.040 50
  12/31/2016 15.040 15.959 47
  12/31/2017 15.959 17.619 43
  12/31/2018 17.619 16.276 31
  12/31/2019 16.276 18.923 29
  12/31/2020 18.923 20.803 24

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 83 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.65%        
  12/31/2011 11.821 11.262 47
  12/31/2012 11.262 12.272 34
  12/31/2013 12.272 14.899 23
  12/31/2014 14.899 15.742 16
  12/31/2015 15.742 14.952 17
  12/31/2016 14.952 15.858 15
  12/31/2017 15.858 17.499 14
  12/31/2018 17.499 16.157 7
  12/31/2019 16.157 18.775 8
  12/31/2020 18.775 20.630 9
2.70%        
  12/31/2011 11.782 11.219 0
  12/31/2012 11.219 12.219 0
  12/31/2013 12.219 14.827 0
  12/31/2014 14.827 15.658 12
  12/31/2015 15.658 14.865 0
  12/31/2016 14.865 15.758 0
  12/31/2017 15.758 17.379 0
  12/31/2018 17.379 16.039 4
  12/31/2019 16.039 18.628 0
  12/31/2020 18.628 20.459 0
2.75%        
  12/31/2011 11.742 11.176 8
  12/31/2012 11.176 12.166 8
  12/31/2013 12.166 14.755 21
  12/31/2014 14.755 15.575 22
  12/31/2015 15.575 14.778 22
  12/31/2016 14.778 15.658 21
  12/31/2017 15.658 17.261 16
  12/31/2018 17.261 15.922 7
  12/31/2019 15.922 18.483 7
  12/31/2020 18.483 20.289 9
2.80%        
  12/31/2011 11.703 11.133 16
  12/31/2012 11.133 12.113 9
  12/31/2013 12.113 14.684 6
  12/31/2014 14.684 15.492 7
  12/31/2015 15.492 14.692 9
  12/31/2016 14.692 15.559 12
  12/31/2017 15.559 17.143 10
  12/31/2018 17.143 15.805 4
  12/31/2019 15.805 18.339 4
  12/31/2020 18.339 20.120 4
2.85%        
  12/31/2011 11.664 11.090 23
  12/31/2012 11.090 12.061 21
  12/31/2013 12.061 14.613 23
  12/31/2014 14.613 15.409 36
  12/31/2015 15.409 14.607 34
  12/31/2016 14.607 15.461 34
  12/31/2017 15.461 17.026 27
  12/31/2018 17.026 15.689 20
  12/31/2019 15.689 18.195 19
  12/31/2020 18.195 19.953 18

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 84 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.90%        
  12/31/2011 11.509 10.937 30
  12/31/2012 10.937 11.888 31
  12/31/2013 11.888 14.396 33
  12/31/2014 14.396 15.173 43
  12/31/2015 15.173 14.376 49
  12/31/2016 14.376 15.209 31
  12/31/2017 15.209 16.740 28
  12/31/2018 16.740 15.418 27
  12/31/2019 15.418 17.872 28
  12/31/2020 17.872 19.589 26
2.95%        
  12/31/2013 N/A 14.472 0
  12/31/2014 14.472 15.246 0
  12/31/2015 15.246 14.437 0
  12/31/2016 14.437 15.266 0
  12/31/2017 15.266 16.795 0
  12/31/2018 16.795 15.461 0
  12/31/2019 15.461 17.912 0
  12/31/2020 17.912 19.623 0
3.00%        
  12/31/2011 11.549 10.964 18
  12/31/2012 10.964 11.906 17
  12/31/2013 11.906 14.404 10
  12/31/2014 14.404 15.166 14
  12/31/2015 15.166 14.354 21
  12/31/2016 14.354 15.171 8
  12/31/2017 15.171 16.682 7
  12/31/2018 16.682 15.349 7
  12/31/2019 15.349 17.774 10
  12/31/2020 17.774 19.462 11
3.05%        
  12/31/2011 11.394 10.812 24
  12/31/2012 10.812 11.734 19
  12/31/2013 11.734 14.189 12
  12/31/2014 14.189 14.932 8
  12/31/2015 14.932 14.126 14
  12/31/2016 14.126 14.923 0
  12/31/2017 14.923 16.401 0
  12/31/2018 16.401 15.082 10
  12/31/2019 15.082 17.456 9
  12/31/2020 17.456 19.105 9
3.10%        
  12/31/2013 N/A 14.264 0
  12/31/2014 14.264 15.004 2
  12/31/2015 15.004 14.187 2
  12/31/2016 14.187 14.979 2
  12/31/2017 14.979 16.455 2
  12/31/2018 16.455 15.125 2
  12/31/2019 15.125 17.496 2
  12/31/2020 17.496 19.139 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 85 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.15%        
  12/31/2011 11.434 10.839 4
  12/31/2012 10.839 11.752 4
  12/31/2013 11.752 14.195 5
  12/31/2014 14.195 14.924 14
  12/31/2015 14.924 14.104 15
  12/31/2016 14.104 14.885 13
  12/31/2017 14.885 16.343 13
  12/31/2018 16.343 15.014 12
  12/31/2019 15.014 17.360 12
  12/31/2020 17.360 18.980 10
3.20%        
  12/31/2013 N/A 14.537 0
  12/31/2014 14.537 15.276 0
  12/31/2015 15.276 14.430 0
  12/31/2016 14.430 15.220 2
  12/31/2017 15.220 16.703 2
  12/31/2018 16.703 15.337 2
  12/31/2019 15.337 17.725 2
  12/31/2020 17.725 19.369 2
3.25%        
  12/31/2013 N/A 14.467 1
  12/31/2014 14.467 15.195 3
  12/31/2015 15.195 14.346 2
  12/31/2016 14.346 15.124 1
  12/31/2017 15.124 16.589 1
  12/31/2018 16.589 15.225 1
  12/31/2019 15.225 17.586 1
  12/31/2020 17.586 19.208 0
3.30%        
  12/31/2011 11.320 10.715 7
  12/31/2012 10.715 11.600 6
  12/31/2013 11.600 13.992 1
  12/31/2014 13.992 14.688 3
  12/31/2015 14.688 13.860 4
  12/31/2016 13.860 14.605 1
  12/31/2017 14.605 16.012 3
  12/31/2018 16.012 14.688 3
  12/31/2019 14.688 16.957 3
  12/31/2020 16.957 18.512 3
3.40%        
  12/31/2013 N/A 14.258 2
  12/31/2014 14.258 14.953 9
  12/31/2015 14.953 14.096 14
  12/31/2016 14.096 14.839 10
  12/31/2017 14.839 16.252 6
  12/31/2018 16.252 14.893 4
  12/31/2019 14.893 17.177 4
  12/31/2020 17.177 18.733 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 86 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.45%        
  12/31/2013 N/A 14.190 0
  12/31/2014 14.190 14.873 0
  12/31/2015 14.873 14.014 0
  12/31/2016 14.014 14.745 0
  12/31/2017 14.745 16.141 0
  12/31/2018 16.141 14.784 0
  12/31/2019 14.784 17.043 0
  12/31/2020 17.043 18.577 0
3.55%        
  12/31/2013 N/A 14.053 1
  12/31/2014 14.053 14.715 3
  12/31/2015 14.715 13.852 11
  12/31/2016 13.852 14.559 0
  12/31/2017 14.559 15.922 0
  12/31/2018 15.922 14.569 0
  12/31/2019 14.569 16.778 0
  12/31/2020 16.778 18.270 0
AZL MSCI Emerging Markets Equity Index Fund
1.65%        
  12/31/2011 11.846 9.640 21
  12/31/2012 9.640 11.476 22
  12/31/2013 11.476 11.052 19
  12/31/2014 11.052 10.303 15
  12/31/2015 10.303 8.829 11
  12/31/2016 8.829 9.544 8
  12/31/2017 9.544 12.826 6
  12/31/2018 12.826 10.665 5
  12/31/2019 10.665 12.293 5
  12/31/2020 12.293 14.136 4
1.70%        
  12/31/2011 11.818 9.612 41
  12/31/2012 9.612 11.438 40
  12/31/2013 11.438 11.009 34
  12/31/2014 11.009 10.259 29
  12/31/2015 10.259 8.786 24
  12/31/2016 8.786 9.493 21
  12/31/2017 9.493 12.751 18
  12/31/2018 12.751 10.597 17
  12/31/2019 10.597 12.209 15
  12/31/2020 12.209 14.033 13
1.75%        
  12/31/2011 11.791 9.585 3
  12/31/2012 9.585 11.400 3
  12/31/2013 11.400 10.967 2
  12/31/2014 10.967 10.214 2
  12/31/2015 10.214 8.744 2
  12/31/2016 8.744 9.442 2
  12/31/2017 9.442 12.677 2
  12/31/2018 12.677 10.530 0
  12/31/2019 10.530 12.126 0
  12/31/2020 12.126 13.930 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 87 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.80%        
  12/31/2011 11.763 9.558 26
  12/31/2012 9.558 11.362 17
  12/31/2013 11.362 10.925 24
  12/31/2014 10.925 10.170 13
  12/31/2015 10.170 8.702 15
  12/31/2016 8.702 9.392 10
  12/31/2017 9.392 12.604 8
  12/31/2018 12.604 10.464 7
  12/31/2019 10.464 12.043 5
  12/31/2020 12.043 13.829 5
1.90%        
  12/31/2011 11.708 9.504 9
  12/31/2012 9.504 11.286 10
  12/31/2013 11.286 10.841 8
  12/31/2014 10.841 10.082 6
  12/31/2015 10.082 8.618 5
  12/31/2016 8.618 9.292 3
  12/31/2017 9.292 12.457 4
  12/31/2018 12.457 10.332 4
  12/31/2019 10.332 11.879 4
  12/31/2020 11.879 13.627 1
1.95%        
  12/31/2011 11.681 9.477 27
  12/31/2012 9.477 11.249 28
  12/31/2013 11.249 10.800 22
  12/31/2014 10.800 10.039 19
  12/31/2015 10.039 8.576 17
  12/31/2016 8.576 9.243 12
  12/31/2017 9.243 12.385 7
  12/31/2018 12.385 10.266 7
  12/31/2019 10.266 11.798 6
  12/31/2020 11.798 13.527 5
2.05%        
  12/31/2011 11.627 9.424 4
  12/31/2012 9.424 11.174 3
  12/31/2013 11.174 10.717 3
  12/31/2014 10.717 9.952 2
  12/31/2015 9.952 8.494 2
  12/31/2016 8.494 9.145 1
  12/31/2017 9.145 12.241 1
  12/31/2018 12.241 10.137 1
  12/31/2019 10.137 11.638 0
  12/31/2020 11.638 13.330 0
2.10%        
  12/31/2011 11.599 9.397 39
  12/31/2012 9.397 11.136 40
  12/31/2013 11.136 10.676 43
  12/31/2014 10.676 9.909 31
  12/31/2015 9.909 8.453 31
  12/31/2016 8.453 9.096 21
  12/31/2017 9.096 12.169 18
  12/31/2018 12.169 10.073 17
  12/31/2019 10.073 11.559 17
  12/31/2020 11.559 13.232 9

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 88 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.15%        
  12/31/2011 11.573 9.370 0
  12/31/2012 9.370 11.100 0
  12/31/2013 11.100 10.635 0
  12/31/2014 10.635 9.866 0
  12/31/2015 9.866 8.412 0
  12/31/2016 8.412 9.048 0
  12/31/2017 9.048 12.099 0
  12/31/2018 12.099 10.010 0
  12/31/2019 10.010 11.480 0
  12/31/2020 11.480 13.136 0
2.20%        
  12/31/2011 11.497 9.305 2
  12/31/2012 9.305 11.016 1
  12/31/2013 11.016 10.550 1
  12/31/2014 10.550 9.782 1
  12/31/2015 9.782 8.336 1
  12/31/2016 8.336 8.962 1
  12/31/2017 8.962 11.978 1
  12/31/2018 11.978 9.905 1
  12/31/2019 9.905 11.354 0
  12/31/2020 11.354 12.985 0
2.25%        
  12/31/2011 11.518 9.317 31
  12/31/2012 9.317 11.025 28
  12/31/2013 11.025 10.554 18
  12/31/2014 10.554 9.780 13
  12/31/2015 9.780 8.331 11
  12/31/2016 8.331 8.951 9
  12/31/2017 8.951 11.958 8
  12/31/2018 11.958 9.883 7
  12/31/2019 9.883 11.324 2
  12/31/2020 11.324 12.944 1
2.30%        
  12/31/2011 11.491 9.290 6
  12/31/2012 9.290 10.989 3
  12/31/2013 10.989 10.513 3
  12/31/2014 10.513 9.738 2
  12/31/2015 9.738 8.290 2
  12/31/2016 8.290 8.903 2
  12/31/2017 8.903 11.888 1
  12/31/2018 11.888 9.821 1
  12/31/2019 9.821 11.247 1
  12/31/2020 11.247 12.849 1
2.35%        
  12/31/2011 11.464 9.264 26
  12/31/2012 9.264 10.952 20
  12/31/2013 10.952 10.473 16
  12/31/2014 10.473 9.696 14
  12/31/2015 9.696 8.250 15
  12/31/2016 8.250 8.856 10
  12/31/2017 8.856 11.819 8
  12/31/2018 11.819 9.758 4
  12/31/2019 9.758 11.170 4
  12/31/2020 11.170 12.755 5

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 89 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.40%        
  12/31/2011 11.437 9.238 9
  12/31/2012 9.238 10.915 6
  12/31/2013 10.915 10.433 6
  12/31/2014 10.433 9.654 3
  12/31/2015 9.654 8.211 3
  12/31/2016 8.211 8.809 3
  12/31/2017 8.809 11.750 2
  12/31/2018 11.750 9.697 2
  12/31/2019 9.697 11.094 2
  12/31/2020 11.094 12.662 2
2.45%        
  12/31/2011 11.411 9.212 2
  12/31/2012 9.212 10.879 3
  12/31/2013 10.879 10.393 5
  12/31/2014 10.393 9.612 3
  12/31/2015 9.612 8.171 4
  12/31/2016 8.171 8.762 4
  12/31/2017 8.762 11.682 2
  12/31/2018 11.682 9.635 2
  12/31/2019 9.635 11.018 2
  12/31/2020 11.018 12.569 0
2.50%        
  12/31/2011 11.384 9.186 5
  12/31/2012 9.186 10.843 6
  12/31/2013 10.843 10.353 4
  12/31/2014 10.353 9.570 2
  12/31/2015 9.570 8.131 1
  12/31/2016 8.131 8.715 1
  12/31/2017 8.715 11.614 0
  12/31/2018 11.614 9.575 1
  12/31/2019 9.575 10.943 0
  12/31/2020 10.943 12.477 0
2.55%        
  12/31/2011 11.357 9.160 0
  12/31/2012 9.160 10.806 0
  12/31/2013 10.806 10.313 0
  12/31/2014 10.313 9.529 0
  12/31/2015 9.529 8.092 0
  12/31/2016 8.092 8.669 0
  12/31/2017 8.669 11.546 0
  12/31/2018 11.546 9.514 0
  12/31/2019 9.514 10.868 0
  12/31/2020 10.868 12.386 0
2.60%        
  12/31/2011 11.331 9.134 16
  12/31/2012 9.134 10.770 18
  12/31/2013 10.770 10.274 8
  12/31/2014 10.274 9.488 13
  12/31/2015 9.488 8.053 16
  12/31/2016 8.053 8.623 15
  12/31/2017 8.623 11.479 10
  12/31/2018 11.479 9.454 10
  12/31/2019 9.454 10.794 8
  12/31/2020 10.794 12.295 13

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 90 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.65%        
  12/31/2011 11.304 9.108 3
  12/31/2012 9.108 10.734 2
  12/31/2013 10.734 10.234 2
  12/31/2014 10.234 9.447 1
  12/31/2015 9.447 8.014 0
  12/31/2016 8.014 8.577 0
  12/31/2017 8.577 11.412 0
  12/31/2018 11.412 9.394 0
  12/31/2019 9.394 10.720 0
  12/31/2020 10.720 12.205 0
2.70%        
  12/31/2011 11.278 9.082 4
  12/31/2012 9.082 10.699 4
  12/31/2013 10.699 10.195 5
  12/31/2014 10.195 9.406 3
  12/31/2015 9.406 7.975 3
  12/31/2016 7.975 8.531 3
  12/31/2017 8.531 11.346 2
  12/31/2018 11.346 9.335 3
  12/31/2019 9.335 10.647 3
  12/31/2020 10.647 12.116 2
2.75%        
  12/31/2011 11.252 9.056 9
  12/31/2012 9.056 10.663 11
  12/31/2013 10.663 10.156 12
  12/31/2014 10.156 9.365 12
  12/31/2015 9.365 7.937 10
  12/31/2016 7.937 8.485 9
  12/31/2017 8.485 11.280 8
  12/31/2018 11.280 9.276 6
  12/31/2019 9.276 10.575 8
  12/31/2020 10.575 12.027 7
2.80%        
  12/31/2011 11.225 9.030 15
  12/31/2012 9.030 10.627 15
  12/31/2013 10.627 10.117 15
  12/31/2014 10.117 9.324 13
  12/31/2015 9.324 7.899 13
  12/31/2016 7.899 8.440 12
  12/31/2017 8.440 11.214 10
  12/31/2018 11.214 9.217 5
  12/31/2019 9.217 10.503 5
  12/31/2020 10.503 11.939 5
2.85%        
  12/31/2011 11.199 9.005 7
  12/31/2012 9.005 10.592 3
  12/31/2013 10.592 10.078 1
  12/31/2014 10.078 9.284 4
  12/31/2015 9.284 7.860 5
  12/31/2016 7.860 8.395 4
  12/31/2017 8.395 11.149 5
  12/31/2018 11.149 9.159 9
  12/31/2019 9.159 10.431 8
  12/31/2020 10.431 11.852 7

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 91 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.90%        
  12/31/2011 11.127 8.942 14
  12/31/2012 8.942 10.513 14
  12/31/2013 10.513 9.998 19
  12/31/2014 9.998 9.206 13
  12/31/2015 9.206 7.790 14
  12/31/2016 7.790 8.316 13
  12/31/2017 8.316 11.038 9
  12/31/2018 11.038 9.063 11
  12/31/2019 9.063 10.317 9
  12/31/2020 10.317 11.717 5
2.95%        
  12/31/2013 N/A 10.001 0
  12/31/2014 10.001 9.204 0
  12/31/2015 9.204 7.785 0
  12/31/2016 7.785 8.306 0
  12/31/2017 8.306 11.019 0
  12/31/2018 11.019 9.043 0
  12/31/2019 9.043 10.289 0
  12/31/2020 10.289 11.679 0
3.00%        
  12/31/2011 11.122 8.929 1
  12/31/2012 8.929 10.487 1
  12/31/2013 10.487 9.964 3
  12/31/2014 9.964 9.165 6
  12/31/2015 9.165 7.748 7
  12/31/2016 7.748 8.263 6
  12/31/2017 8.263 10.956 6
  12/31/2018 10.956 8.987 4
  12/31/2019 8.987 10.220 4
  12/31/2020 10.220 11.595 4
3.05%        
  12/31/2011 11.049 8.867 12
  12/31/2012 8.867 10.408 12
  12/31/2013 10.408 9.884 4
  12/31/2014 9.884 9.087 1
  12/31/2015 9.087 7.678 1
  12/31/2016 7.678 8.184 1
  12/31/2017 8.184 10.847 1
  12/31/2018 10.847 8.893 4
  12/31/2019 8.893 10.108 4
  12/31/2020 10.108 11.462 3
3.10%        
  12/31/2013 N/A 9.887 6
  12/31/2014 9.887 9.085 15
  12/31/2015 9.085 7.673 16
  12/31/2016 7.673 8.174 16
  12/31/2017 8.174 10.828 18
  12/31/2018 10.828 8.873 21
  12/31/2019 8.873 10.080 20
  12/31/2020 10.080 11.425 19

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 92 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.15%        
  12/31/2011 11.044 8.854 0
  12/31/2012 8.854 10.383 0
  12/31/2013 10.383 9.849 0
  12/31/2014 9.849 9.046 1
  12/31/2015 9.046 7.636 1
  12/31/2016 7.636 8.131 1
  12/31/2017 8.131 10.765 1
  12/31/2018 10.765 8.817 1
  12/31/2019 8.817 10.012 1
  12/31/2020 10.012 11.341 0
3.20%        
  12/31/2013 N/A 10.660 0
  12/31/2014 10.660 9.785 0
  12/31/2015 9.785 8.256 0
  12/31/2016 8.256 8.787 0
  12/31/2017 8.787 11.628 8
  12/31/2018 11.628 9.519 8
  12/31/2019 9.519 10.804 8
  12/31/2020 10.804 12.232 7
3.25%        
  12/31/2013 N/A 10.619 2
  12/31/2014 10.619 9.743 6
  12/31/2015 9.743 8.216 6
  12/31/2016 8.216 8.740 5
  12/31/2017 8.740 11.561 5
  12/31/2018 11.561 9.459 4
  12/31/2019 9.459 10.730 2
  12/31/2020 10.730 12.143 1
3.30%        
  12/31/2011 10.967 8.779 0
  12/31/2012 8.779 10.279 0
  12/31/2013 10.279 9.737 0
  12/31/2014 9.737 8.929 12
  12/31/2015 8.929 7.526 12
  12/31/2016 7.526 8.002 11
  12/31/2017 8.002 10.579 2
  12/31/2018 10.579 8.651 2
  12/31/2019 8.651 9.809 2
  12/31/2020 9.809 11.095 2
3.40%        
  12/31/2013 N/A 10.497 0
  12/31/2014 10.497 9.617 2
  12/31/2015 9.617 8.098 3
  12/31/2016 8.098 8.601 2
  12/31/2017 8.601 11.360 4
  12/31/2018 11.360 9.280 5
  12/31/2019 9.280 10.512 7
  12/31/2020 10.512 11.878 7

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 93 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.45%        
  12/31/2013 N/A 10.457 0
  12/31/2014 10.457 9.575 0
  12/31/2015 9.575 8.058 0
  12/31/2016 8.058 8.555 0
  12/31/2017 8.555 11.293 0
  12/31/2018 11.293 9.222 0
  12/31/2019 9.222 10.440 0
  12/31/2020 10.440 11.791 0
3.55%        
  12/31/2013 N/A 10.377 0
  12/31/2014 10.377 9.492 2
  12/31/2015 9.492 7.981 2
  12/31/2016 7.981 8.464 2
  12/31/2017 8.464 11.162 2
  12/31/2018 11.162 9.105 2
  12/31/2019 9.105 10.298 2
  12/31/2020 10.298 11.619 2
AZL MSCI Global Equity Index Fund
1.65%        
  12/31/2014 N/A 15.557 0
  12/31/2015 15.557 13.379 1
  12/31/2016 13.379 13.038 0
  12/31/2017 13.038 15.670 0
  12/31/2018 15.670 14.034 0
  12/31/2019 14.034 17.567 0
  12/31/2020 17.567 19.932 0
1.70%        
  12/31/2014 N/A 15.513 0
  12/31/2015 15.513 13.335 0
  12/31/2016 13.335 12.988 0
  12/31/2017 12.988 15.602 10
  12/31/2018 15.602 13.966 8
  12/31/2019 13.966 17.473 0
  12/31/2020 17.473 19.816 0
1.75%        
  12/31/2014 N/A 15.469 0
  12/31/2015 15.469 13.290 0
  12/31/2016 13.290 12.938 0
  12/31/2017 12.938 15.535 0
  12/31/2018 15.535 13.899 0
  12/31/2019 13.899 17.380 0
  12/31/2020 17.380 19.700 0
1.90%        
  12/31/2014 N/A 15.338 0
  12/31/2015 15.338 13.158 0
  12/31/2016 13.158 12.790 0
  12/31/2017 12.790 15.334 3
  12/31/2018 15.334 13.699 4
  12/31/2019 13.699 17.104 3
  12/31/2020 17.104 19.358 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 94 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2014 N/A 15.295 0
  12/31/2015 15.295 13.114 0
  12/31/2016 13.114 12.741 0
  12/31/2017 12.741 15.267 0
  12/31/2018 15.267 13.633 3
  12/31/2019 13.633 17.013 2
  12/31/2020 17.013 19.246 0
2.05%        
  12/31/2014 N/A 15.208 0
  12/31/2015 15.208 13.027 0
  12/31/2016 13.027 12.644 0
  12/31/2017 12.644 15.136 0
  12/31/2018 15.136 13.501 0
  12/31/2019 13.501 16.832 0
  12/31/2020 16.832 19.022 0
AZL MVP Balanced Index Strategy Fund
1.65%        
  12/31/2012 N/A 10.676 145
  12/31/2013 10.676 11.821 158
  12/31/2014 11.821 12.335 139
  12/31/2015 12.335 12.106 136
  12/31/2016 12.106 12.695 128
  12/31/2017 12.695 13.912 98
  12/31/2018 13.912 13.075 91
  12/31/2019 13.075 15.037 71
  12/31/2020 15.037 15.674 67
1.70%        
  12/31/2012 N/A 10.671 108
  12/31/2013 10.671 11.809 118
  12/31/2014 11.809 12.317 108
  12/31/2015 12.317 12.082 131
  12/31/2016 12.082 12.664 246
  12/31/2017 12.664 13.870 112
  12/31/2018 13.870 13.030 111
  12/31/2019 13.030 14.977 105
  12/31/2020 14.977 15.604 101
1.75%        
  12/31/2012 N/A 10.666 20
  12/31/2013 10.666 11.797 8
  12/31/2014 11.797 12.299 2
  12/31/2015 12.299 12.058 2
  12/31/2016 12.058 12.632 2
  12/31/2017 12.632 13.829 1
  12/31/2018 13.829 12.984 1
  12/31/2019 12.984 14.917 1
  12/31/2020 14.917 15.534 1
1.80%        
  12/31/2015 N/A 12.034 0
  12/31/2016 12.034 12.601 0
  12/31/2017 12.601 13.788 0
  12/31/2018 13.788 12.939 0
  12/31/2019 12.939 14.858 0
  12/31/2020 14.858 15.465 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 95 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2012 N/A 10.650 62
  12/31/2013 10.650 11.762 74
  12/31/2014 11.762 12.244 88
  12/31/2015 12.244 11.987 91
  12/31/2016 11.987 12.539 211
  12/31/2017 12.539 13.706 82
  12/31/2018 13.706 12.849 86
  12/31/2019 12.849 14.740 75
  12/31/2020 14.740 15.326 71
1.95%        
  12/31/2012 N/A 10.645 66
  12/31/2013 10.645 11.751 64
  12/31/2014 11.751 12.226 65
  12/31/2015 12.226 11.963 63
  12/31/2016 11.963 12.507 82
  12/31/2017 12.507 13.665 80
  12/31/2018 13.665 12.804 76
  12/31/2019 12.804 14.681 72
  12/31/2020 14.681 15.258 81
2.05%        
  12/31/2012 N/A 10.635 10
  12/31/2013 10.635 11.728 10
  12/31/2014 11.728 12.190 9
  12/31/2015 12.190 11.915 9
  12/31/2016 11.915 12.445 9
  12/31/2017 12.445 13.583 0
  12/31/2018 13.583 12.715 0
  12/31/2019 12.715 14.564 0
  12/31/2020 14.564 15.121 0
2.10%        
  12/31/2015 N/A 11.892 0
  12/31/2016 11.892 12.414 0
  12/31/2017 12.414 13.543 0
  12/31/2018 13.543 12.671 0
  12/31/2019 12.671 14.506 0
  12/31/2020 14.506 15.053 0
2.15%        
  12/31/2015 N/A 11.868 0
  12/31/2016 11.868 12.384 0
  12/31/2017 12.384 13.502 0
  12/31/2018 13.502 12.627 0
  12/31/2019 12.627 14.449 0
  12/31/2020 14.449 14.986 0
2.20%        
  12/31/2015 N/A 11.845 0
  12/31/2016 11.845 12.353 0
  12/31/2017 12.353 13.462 0
  12/31/2018 13.462 12.583 0
  12/31/2019 12.583 14.391 0
  12/31/2020 14.391 14.919 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 96 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.25%        
  12/31/2015 N/A 11.821 0
  12/31/2016 11.821 12.322 0
  12/31/2017 12.322 13.422 0
  12/31/2018 13.422 12.539 0
  12/31/2019 12.539 14.334 0
  12/31/2020 14.334 14.852 0
2.30%        
  12/31/2015 N/A 11.798 0
  12/31/2016 11.798 12.291 0
  12/31/2017 12.291 13.382 0
  12/31/2018 13.382 12.495 0
  12/31/2019 12.495 14.277 0
  12/31/2020 14.277 14.785 0
2.35%        
  12/31/2015 N/A 11.774 0
  12/31/2016 11.774 12.261 0
  12/31/2017 12.261 13.342 0
  12/31/2018 13.342 12.452 0
  12/31/2019 12.452 14.220 0
  12/31/2020 14.220 14.719 0
2.40%        
  12/31/2015 N/A 11.751 0
  12/31/2016 11.751 12.230 1
  12/31/2017 12.230 13.302 0
  12/31/2018 13.302 12.408 0
  12/31/2019 12.408 14.163 0
  12/31/2020 14.163 14.653 0
2.45%        
  12/31/2015 N/A 11.727 0
  12/31/2016 11.727 12.200 2
  12/31/2017 12.200 13.263 0
  12/31/2018 13.263 12.365 0
  12/31/2019 12.365 14.107 0
  12/31/2020 14.107 14.588 1
2.50%        
  12/31/2015 N/A 11.704 0
  12/31/2016 11.704 12.170 12
  12/31/2017 12.170 13.223 0
  12/31/2018 13.223 12.322 0
  12/31/2019 12.322 14.051 0
  12/31/2020 14.051 14.522 0
2.55%        
  12/31/2015 N/A 11.681 0
  12/31/2016 11.681 12.139 0
  12/31/2017 12.139 13.184 0
  12/31/2018 13.184 12.279 0
  12/31/2019 12.279 13.995 0
  12/31/2020 13.995 14.457 0
2.60%        
  12/31/2015 N/A 11.658 0
  12/31/2016 11.658 12.109 0
  12/31/2017 12.109 13.144 3
  12/31/2018 13.144 12.236 3
  12/31/2019 12.236 13.939 3
  12/31/2020 13.939 14.392 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 97 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.65%        
  12/31/2015 N/A 11.635 0
  12/31/2016 11.635 12.079 2
  12/31/2017 12.079 13.105 0
  12/31/2018 13.105 12.194 0
  12/31/2019 12.194 13.884 0
  12/31/2020 13.884 14.328 0
2.70%        
  12/31/2015 N/A 11.611 0
  12/31/2016 11.611 12.049 0
  12/31/2017 12.049 13.066 0
  12/31/2018 13.066 12.151 0
  12/31/2019 12.151 13.828 0
  12/31/2020 13.828 14.264 0
2.75%        
  12/31/2015 N/A 11.588 0
  12/31/2016 11.588 12.019 0
  12/31/2017 12.019 13.027 0
  12/31/2018 13.027 12.109 0
  12/31/2019 12.109 13.773 0
  12/31/2020 13.773 14.200 0
2.80%        
  12/31/2015 N/A 11.565 0
  12/31/2016 11.565 11.989 0
  12/31/2017 11.989 12.988 0
  12/31/2018 12.988 12.067 0
  12/31/2019 12.067 13.718 0
  12/31/2020 13.718 14.136 0
2.85%        
  12/31/2015 N/A 11.542 0
  12/31/2016 11.542 11.960 0
  12/31/2017 11.960 12.950 0
  12/31/2018 12.950 12.025 0
  12/31/2019 12.025 13.664 0
  12/31/2020 13.664 14.073 0
2.90%        
  12/31/2015 N/A 11.519 0
  12/31/2016 11.519 11.930 35
  12/31/2017 11.930 12.911 0
  12/31/2018 12.911 11.983 0
  12/31/2019 11.983 13.609 0
  12/31/2020 13.609 14.010 0
2.95%        
  12/31/2015 N/A 11.497 0
  12/31/2016 11.497 11.900 0
  12/31/2017 11.900 12.872 0
  12/31/2018 12.872 11.941 0
  12/31/2019 11.941 13.555 0
  12/31/2020 13.555 13.947 0
3.00%        
  12/31/2015 N/A 11.474 0
  12/31/2016 11.474 11.871 2
  12/31/2017 11.871 12.834 0
  12/31/2018 12.834 11.900 0
  12/31/2019 11.900 13.501 0
  12/31/2020 13.501 13.884 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 98 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2015 N/A 11.451 0
  12/31/2016 11.451 11.841 17
  12/31/2017 11.841 12.796 0
  12/31/2018 12.796 11.858 0
  12/31/2019 11.858 13.447 0
  12/31/2020 13.447 13.822 0
3.10%        
  12/31/2015 N/A 11.428 0
  12/31/2016 11.428 11.812 0
  12/31/2017 11.812 12.758 0
  12/31/2018 12.758 11.817 0
  12/31/2019 11.817 13.394 0
  12/31/2020 13.394 13.760 0
3.15%        
  12/31/2015 N/A 11.406 0
  12/31/2016 11.406 11.782 2
  12/31/2017 11.782 12.720 0
  12/31/2018 12.720 11.776 0
  12/31/2019 11.776 13.341 0
  12/31/2020 13.341 13.699 0
3.20%        
  12/31/2015 N/A 11.383 0
  12/31/2016 11.383 11.753 0
  12/31/2017 11.753 12.682 0
  12/31/2018 12.682 11.735 0
  12/31/2019 11.735 13.287 0
  12/31/2020 13.287 13.637 0
3.25%        
  12/31/2015 N/A 11.360 0
  12/31/2016 11.360 11.724 0
  12/31/2017 11.724 12.644 0
  12/31/2018 12.644 11.694 0
  12/31/2019 11.694 13.235 0
  12/31/2020 13.235 13.576 0
3.30%        
  12/31/2015 N/A 11.338 0
  12/31/2016 11.338 11.695 0
  12/31/2017 11.695 12.606 0
  12/31/2018 12.606 11.653 0
  12/31/2019 11.653 13.182 0
  12/31/2020 13.182 13.515 0
3.40%        
  12/31/2015 N/A 11.293 0
  12/31/2016 11.293 11.637 0
  12/31/2017 11.637 12.531 0
  12/31/2018 12.531 11.572 0
  12/31/2019 11.572 13.077 0
  12/31/2020 13.077 13.394 0
3.45%        
  12/31/2015 N/A 11.270 0
  12/31/2016 11.270 11.608 0
  12/31/2017 11.608 12.494 0
  12/31/2018 12.494 11.532 0
  12/31/2019 11.532 13.025 0
  12/31/2020 13.025 13.334 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 99 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.55%        
  12/31/2015 N/A 11.226 0
  12/31/2016 11.226 11.550 14
  12/31/2017 11.550 12.419 0
  12/31/2018 12.419 11.451 0
  12/31/2019 11.451 12.922 0
  12/31/2020 12.922 13.215 0
AZL MVP DFA Multi-Strategy Fund
1.65%        
  12/31/2015 N/A 9.393 0
  12/31/2016 9.393 10.075 43
  12/31/2017 10.075 11.155 50
  12/31/2018 11.155 10.289 48
  12/31/2019 10.289 11.720 46
  12/31/2020 11.720 11.963 39
1.70%        
  12/31/2015 N/A 9.390 35
  12/31/2016 9.390 10.067 44
  12/31/2017 10.067 11.140 22
  12/31/2018 11.140 10.270 25
  12/31/2019 10.270 11.692 21
  12/31/2020 11.692 11.929 21
1.75%        
  12/31/2015 N/A 9.386 0
  12/31/2016 9.386 10.058 0
  12/31/2017 10.058 11.125 0
  12/31/2018 11.125 10.251 0
  12/31/2019 10.251 11.665 0
  12/31/2020 11.665 11.895 0
1.90%        
  12/31/2015 N/A 9.377 0
  12/31/2016 9.377 10.033 0
  12/31/2017 10.033 11.080 6
  12/31/2018 11.080 10.194 28
  12/31/2019 10.194 11.583 27
  12/31/2020 11.583 11.793 6
1.95%        
  12/31/2015 N/A 9.373 0
  12/31/2016 9.373 10.025 3
  12/31/2017 10.025 11.065 3
  12/31/2018 11.065 10.175 5
  12/31/2019 10.175 11.556 5
  12/31/2020 11.556 11.760 2
2.05%        
  12/31/2015 N/A 9.367 0
  12/31/2016 9.367 10.008 0
  12/31/2017 10.008 11.036 0
  12/31/2018 11.036 10.138 0
  12/31/2019 10.138 11.502 0
  12/31/2020 11.502 11.693 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 100 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund
1.65%        
  12/31/2012 N/A 10.568 27
  12/31/2013 10.568 12.244 30
  12/31/2014 12.244 12.325 55
  12/31/2015 12.325 11.370 50
  12/31/2016 11.370 11.276 48
  12/31/2017 11.276 12.304 46
  12/31/2018 12.304 11.843 45
  12/31/2019 11.843 13.542 42
  12/31/2020 13.542 14.274 39
1.70%        
  12/31/2012 N/A 10.565 28
  12/31/2013 10.565 12.234 139
  12/31/2014 12.234 12.309 134
  12/31/2015 12.309 11.349 193
  12/31/2016 11.349 11.249 89
  12/31/2017 11.249 12.269 84
  12/31/2018 12.269 11.804 79
  12/31/2019 11.804 13.490 72
  12/31/2020 13.490 14.212 66
1.75%        
  12/31/2012 N/A 10.561 0
  12/31/2013 10.561 12.224 0
  12/31/2014 12.224 12.292 2
  12/31/2015 12.292 11.329 2
  12/31/2016 11.329 11.223 2
  12/31/2017 11.223 12.234 2
  12/31/2018 12.234 11.764 2
  12/31/2019 11.764 13.438 2
  12/31/2020 13.438 14.150 2
1.90%        
  12/31/2012 N/A 10.550 11
  12/31/2013 10.550 12.193 55
  12/31/2014 12.193 12.243 55
  12/31/2015 12.243 11.266 57
  12/31/2016 11.266 11.145 60
  12/31/2017 11.145 12.131 58
  12/31/2018 12.131 11.647 54
  12/31/2019 11.647 13.284 53
  12/31/2020 13.284 13.967 52
1.95%        
  12/31/2012 N/A 10.547 0
  12/31/2013 10.547 12.183 32
  12/31/2014 12.183 12.227 63
  12/31/2015 12.227 11.245 25
  12/31/2016 11.245 11.119 19
  12/31/2017 11.119 12.096 17
  12/31/2018 12.096 11.608 7
  12/31/2019 11.608 13.233 7
  12/31/2020 13.233 13.907 6

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 101 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2012 N/A 10.539 4
  12/31/2013 10.539 12.162 3
  12/31/2014 12.162 12.194 3
  12/31/2015 12.194 11.204 3
  12/31/2016 11.204 11.067 3
  12/31/2017 11.067 12.028 3
  12/31/2018 12.028 11.531 3
  12/31/2019 11.531 13.132 2
  12/31/2020 13.132 13.786 2
AZL MVP Fusion Balanced Fund
1.65%        
  12/31/2011 11.701 11.406 661
  12/31/2012 11.406 12.497 717
  12/31/2013 12.497 13.700 812
  12/31/2014 13.700 14.094 704
  12/31/2015 14.094 13.620 611
  12/31/2016 13.620 14.191 537
  12/31/2017 14.191 15.667 456
  12/31/2018 15.667 14.577 440
  12/31/2019 14.577 16.598 340
  12/31/2020 16.598 16.944 322
1.70%        
  12/31/2011 11.668 11.368 166
  12/31/2012 11.368 12.449 224
  12/31/2013 12.449 13.641 477
  12/31/2014 13.641 14.026 456
  12/31/2015 14.026 13.548 420
  12/31/2016 13.548 14.109 394
  12/31/2017 14.109 15.568 341
  12/31/2018 15.568 14.478 313
  12/31/2019 14.478 16.477 286
  12/31/2020 16.477 16.811 236
1.75%        
  12/31/2011 11.635 11.330 9
  12/31/2012 11.330 12.401 19
  12/31/2013 12.401 13.582 27
  12/31/2014 13.582 13.958 26
  12/31/2015 13.958 13.476 22
  12/31/2016 13.476 14.026 10
  12/31/2017 14.026 15.469 9
  12/31/2018 15.469 14.379 8
  12/31/2019 14.379 16.356 5
  12/31/2020 16.356 16.680 5
1.80%        
  12/31/2011 11.602 11.293 134
  12/31/2012 11.293 12.354 110
  12/31/2013 12.354 13.523 121
  12/31/2014 13.523 13.891 120
  12/31/2015 13.891 13.404 119
  12/31/2016 13.404 13.945 108
  12/31/2017 13.945 15.372 86
  12/31/2018 15.372 14.281 77
  12/31/2019 14.281 16.237 64
  12/31/2020 16.237 16.550 54

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 102 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2011 11.536 11.217 561
  12/31/2012 11.217 12.259 613
  12/31/2013 12.259 13.406 711
  12/31/2014 13.406 13.757 685
  12/31/2015 13.757 13.262 667
  12/31/2016 13.262 13.783 664
  12/31/2017 13.783 15.178 627
  12/31/2018 15.178 14.087 599
  12/31/2019 14.087 16.000 544
  12/31/2020 16.000 16.292 510
1.95%        
  12/31/2011 11.503 11.180 529
  12/31/2012 11.180 12.212 586
  12/31/2013 12.212 13.348 560
  12/31/2014 13.348 13.691 549
  12/31/2015 13.691 13.191 520
  12/31/2016 13.191 13.703 461
  12/31/2017 13.703 15.082 366
  12/31/2018 15.082 13.991 320
  12/31/2019 13.991 15.883 244
  12/31/2020 15.883 16.165 219
2.05%        
  12/31/2011 11.439 11.106 48
  12/31/2012 11.106 12.119 46
  12/31/2013 12.119 13.233 56
  12/31/2014 13.233 13.559 43
  12/31/2015 13.559 13.051 35
  12/31/2016 13.051 13.544 23
  12/31/2017 13.544 14.893 6
  12/31/2018 14.893 13.801 5
  12/31/2019 13.801 15.652 5
  12/31/2020 15.652 15.914 5
2.10%        
  12/31/2011 11.406 11.069 272
  12/31/2012 11.069 12.072 269
  12/31/2013 12.072 13.176 236
  12/31/2014 13.176 13.493 132
  12/31/2015 13.493 12.981 27
  12/31/2016 12.981 13.465 28
  12/31/2017 13.465 14.798 26
  12/31/2018 14.798 13.706 27
  12/31/2019 13.706 15.537 27
  12/31/2020 15.537 15.789 26
2.15%        
  12/31/2011 11.374 11.032 3
  12/31/2012 11.032 12.026 3
  12/31/2013 12.026 13.119 4
  12/31/2014 13.119 13.429 4
  12/31/2015 13.429 12.913 5
  12/31/2016 12.913 13.387 5
  12/31/2017 13.387 14.705 6
  12/31/2018 14.705 13.613 6
  12/31/2019 13.613 15.424 6
  12/31/2020 15.424 15.666 6

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 103 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.20%        
  12/31/2011 11.261 10.917 35
  12/31/2012 10.917 11.895 35
  12/31/2013 11.895 12.969 41
  12/31/2014 12.969 13.268 36
  12/31/2015 13.268 12.752 37
  12/31/2016 12.752 13.213 39
  12/31/2017 13.213 14.508 32
  12/31/2018 14.508 13.424 22
  12/31/2019 13.424 15.201 13
  12/31/2020 15.201 15.432 14
2.25%        
  12/31/2011 11.309 10.958 71
  12/31/2012 10.958 11.934 70
  12/31/2013 11.934 13.005 64
  12/31/2014 13.005 13.299 34
  12/31/2015 13.299 12.775 35
  12/31/2016 12.775 13.231 36
  12/31/2017 13.231 14.519 32
  12/31/2018 14.519 13.428 15
  12/31/2019 13.428 15.198 12
  12/31/2020 15.198 15.422 11
2.30%        
  12/31/2011 11.277 10.922 59
  12/31/2012 10.922 11.888 53
  12/31/2013 11.888 12.949 53
  12/31/2014 12.949 13.235 52
  12/31/2015 13.235 12.707 52
  12/31/2016 12.707 13.154 50
  12/31/2017 13.154 14.428 30
  12/31/2018 14.428 13.336 30
  12/31/2019 13.336 15.087 25
  12/31/2020 15.087 15.301 7
2.35%        
  12/31/2011 11.245 10.886 226
  12/31/2012 10.886 11.843 223
  12/31/2013 11.843 12.893 157
  12/31/2014 12.893 13.171 136
  12/31/2015 13.171 12.639 115
  12/31/2016 12.639 13.077 118
  12/31/2017 13.077 14.336 111
  12/31/2018 14.336 13.245 103
  12/31/2019 13.245 14.977 98
  12/31/2020 14.977 15.182 95
2.40%        
  12/31/2011 11.213 10.849 15
  12/31/2012 10.849 11.797 15
  12/31/2013 11.797 12.837 15
  12/31/2014 12.837 13.107 11
  12/31/2015 13.107 12.572 11
  12/31/2016 12.572 13.001 4
  12/31/2017 13.001 14.246 1
  12/31/2018 14.246 13.155 1
  12/31/2019 13.155 14.867 1
  12/31/2020 14.867 15.063 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 104 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.45%        
  12/31/2011 11.181 10.813 82
  12/31/2012 10.813 11.752 42
  12/31/2013 11.752 12.781 40
  12/31/2014 12.781 13.044 25
  12/31/2015 13.044 12.505 25
  12/31/2016 12.505 12.925 24
  12/31/2017 12.925 14.156 23
  12/31/2018 14.156 13.065 13
  12/31/2019 13.065 14.759 7
  12/31/2020 14.759 14.945 8
2.50%        
  12/31/2011 11.150 10.777 48
  12/31/2012 10.777 11.707 87
  12/31/2013 11.707 12.726 44
  12/31/2014 12.726 12.981 43
  12/31/2015 12.981 12.438 42
  12/31/2016 12.438 12.850 41
  12/31/2017 12.850 14.066 34
  12/31/2018 14.066 12.976 40
  12/31/2019 12.976 14.651 27
  12/31/2020 14.651 14.828 27
2.55%        
  12/31/2011 11.118 10.741 11
  12/31/2012 10.741 11.662 11
  12/31/2013 11.662 12.671 9
  12/31/2014 12.671 12.918 8
  12/31/2015 12.918 12.372 6
  12/31/2016 12.372 12.775 0
  12/31/2017 12.775 13.977 0
  12/31/2018 13.977 12.888 0
  12/31/2019 12.888 14.543 0
  12/31/2020 14.543 14.713 0
2.60%        
  12/31/2011 11.087 10.705 101
  12/31/2012 10.705 11.617 104
  12/31/2013 11.617 12.616 106
  12/31/2014 12.616 12.856 208
  12/31/2015 12.856 12.306 199
  12/31/2016 12.306 12.701 153
  12/31/2017 12.701 13.889 130
  12/31/2018 13.889 12.800 103
  12/31/2019 12.800 14.437 87
  12/31/2020 14.437 14.598 83
2.65%        
  12/31/2011 11.055 10.670 21
  12/31/2012 10.670 11.573 20
  12/31/2013 11.573 12.561 17
  12/31/2014 12.561 12.794 15
  12/31/2015 12.794 12.241 15
  12/31/2016 12.241 12.627 15
  12/31/2017 12.627 13.801 14
  12/31/2018 13.801 12.713 14
  12/31/2019 12.713 14.331 14
  12/31/2020 14.331 14.484 13

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 105 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.70%        
  12/31/2011 11.024 10.634 0
  12/31/2012 10.634 11.529 0
  12/31/2013 11.529 12.507 0
  12/31/2014 12.507 12.732 0
  12/31/2015 12.732 12.175 0
  12/31/2016 12.175 12.553 0
  12/31/2017 12.553 13.714 0
  12/31/2018 13.714 12.626 0
  12/31/2019 12.626 14.227 0
  12/31/2020 14.227 14.370 0
2.75%        
  12/31/2011 10.993 10.599 84
  12/31/2012 10.599 11.484 69
  12/31/2013 11.484 12.453 56
  12/31/2014 12.453 12.670 97
  12/31/2015 12.670 12.111 70
  12/31/2016 12.111 12.480 51
  12/31/2017 12.480 13.627 44
  12/31/2018 13.627 12.540 39
  12/31/2019 12.540 14.122 32
  12/31/2020 14.122 14.258 16
2.80%        
  12/31/2011 10.961 10.563 25
  12/31/2012 10.563 11.440 25
  12/31/2013 11.440 12.399 33
  12/31/2014 12.399 12.609 6
  12/31/2015 12.609 12.046 0
  12/31/2016 12.046 12.407 0
  12/31/2017 12.407 13.541 1
  12/31/2018 13.541 12.454 1
  12/31/2019 12.454 14.019 0
  12/31/2020 14.019 14.147 0
2.85%        
  12/31/2011 10.930 10.528 38
  12/31/2012 10.528 11.397 33
  12/31/2013 11.397 12.345 39
  12/31/2014 12.345 12.548 45
  12/31/2015 12.548 11.982 43
  12/31/2016 11.982 12.335 42
  12/31/2017 12.335 13.456 37
  12/31/2018 13.456 12.369 38
  12/31/2019 12.369 13.917 36
  12/31/2020 13.917 14.036 40
2.90%        
  12/31/2011 10.822 10.419 38
  12/31/2012 10.419 11.272 33
  12/31/2013 11.272 12.205 26
  12/31/2014 12.205 12.399 31
  12/31/2015 12.399 11.834 25
  12/31/2016 11.834 12.176 25
  12/31/2017 12.176 13.276 17
  12/31/2018 13.276 12.198 23
  12/31/2019 12.198 13.717 17
  12/31/2020 13.717 13.828 16

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 106 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.95%        
  12/31/2013 N/A 12.238 0
  12/31/2014 12.238 12.428 0
  12/31/2015 12.428 11.855 0
  12/31/2016 11.855 12.192 0
  12/31/2017 12.192 13.286 0
  12/31/2018 13.286 12.201 0
  12/31/2019 12.201 13.714 0
  12/31/2020 13.714 13.818 0
3.00%        
  12/31/2011 10.839 10.424 3
  12/31/2012 10.424 11.267 2
  12/31/2013 11.267 12.186 2
  12/31/2014 12.186 12.369 3
  12/31/2015 12.369 11.793 3
  12/31/2016 11.793 12.122 4
  12/31/2017 12.122 13.203 3
  12/31/2018 13.203 12.119 2
  12/31/2019 12.119 13.615 4
  12/31/2020 13.615 13.711 2
3.05%        
  12/31/2011 10.731 10.315 11
  12/31/2012 10.315 11.143 5
  12/31/2013 11.143 12.047 12
  12/31/2014 12.047 12.221 11
  12/31/2015 12.221 11.646 11
  12/31/2016 11.646 11.965 16
  12/31/2017 11.965 13.026 15
  12/31/2018 13.026 11.950 5
  12/31/2019 11.950 13.418 5
  12/31/2020 13.418 13.506 5
3.10%        
  12/31/2013 N/A 12.080 4
  12/31/2014 12.080 12.249 5
  12/31/2015 12.249 11.667 4
  12/31/2016 11.667 11.981 3
  12/31/2017 11.981 13.036 3
  12/31/2018 13.036 11.954 3
  12/31/2019 11.954 13.415 3
  12/31/2020 13.415 13.497 3
3.15%        
  12/31/2011 10.747 10.320 8
  12/31/2012 10.320 11.138 8
  12/31/2013 11.138 12.028 0
  12/31/2014 12.028 12.190 0
  12/31/2015 12.190 11.605 0
  12/31/2016 11.605 11.911 0
  12/31/2017 11.911 12.954 0
  12/31/2018 12.954 11.872 3
  12/31/2019 11.872 13.317 2
  12/31/2020 13.317 13.391 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 107 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.20%        
  12/31/2013 N/A 12.220 0
  12/31/2014 12.220 12.378 0
  12/31/2015 12.378 11.778 0
  12/31/2016 11.778 12.083 0
  12/31/2017 12.083 13.134 0
  12/31/2018 13.134 12.031 0
  12/31/2019 12.031 13.489 0
  12/31/2020 13.489 13.557 0
3.25%        
  12/31/2013 N/A 12.167 0
  12/31/2014 12.167 12.318 1
  12/31/2015 12.318 11.715 1
  12/31/2016 11.715 12.012 0
  12/31/2017 12.012 13.051 0
  12/31/2018 13.051 11.949 0
  12/31/2019 11.949 13.390 0
  12/31/2020 13.390 13.451 0
3.30%        
  12/31/2011 10.656 10.218 0
  12/31/2012 10.218 11.010 0
  12/31/2013 11.010 11.873 0
  12/31/2014 11.873 12.015 1
  12/31/2015 12.015 11.421 1
  12/31/2016 11.421 11.705 1
  12/31/2017 11.705 12.711 1
  12/31/2018 12.711 11.632 1
  12/31/2019 11.632 13.028 1
  12/31/2020 13.028 13.081 1
3.40%        
  12/31/2013 N/A 12.009 1
  12/31/2014 12.009 12.140 1
  12/31/2015 12.140 11.529 2
  12/31/2016 11.529 11.803 3
  12/31/2017 11.803 12.805 0
  12/31/2018 12.805 11.706 0
  12/31/2019 11.706 13.098 0
  12/31/2020 13.098 13.138 0
3.45%        
  12/31/2013 N/A 11.957 0
  12/31/2014 11.957 12.082 0
  12/31/2015 12.082 11.467 0
  12/31/2016 11.467 11.735 0
  12/31/2017 11.735 12.724 0
  12/31/2018 12.724 11.627 0
  12/31/2019 11.627 13.002 0
  12/31/2020 13.002 13.036 0
3.55%        
  12/31/2013 N/A 11.854 0
  12/31/2014 11.854 11.965 0
  12/31/2015 11.965 11.345 0
  12/31/2016 11.345 11.598 0
  12/31/2017 11.598 12.564 0
  12/31/2018 12.564 11.468 0
  12/31/2019 11.468 12.813 0
  12/31/2020 12.813 12.833 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 108 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL MVP Fusion Conservative Fund
1.65%        
  12/31/2011 11.077 10.967 147
  12/31/2012 10.967 12.002 246
  12/31/2013 12.002 12.745 326
  12/31/2014 12.745 13.140 338
  12/31/2015 13.140 12.824 275
  12/31/2016 12.824 13.285 238
  12/31/2017 13.285 14.285 157
  12/31/2018 14.285 13.523 123
  12/31/2019 13.523 15.103 95
  12/31/2020 15.103 15.566 90
1.70%        
  12/31/2011 11.071 10.955 59
  12/31/2012 10.955 11.983 61
  12/31/2013 11.983 12.719 100
  12/31/2014 12.719 13.105 100
  12/31/2015 13.105 12.785 90
  12/31/2016 12.785 13.238 84
  12/31/2017 13.238 14.227 80
  12/31/2018 14.227 13.461 58
  12/31/2019 13.461 15.026 34
  12/31/2020 15.026 15.479 26
1.75%        
  12/31/2011 11.064 10.943 21
  12/31/2012 10.943 11.963 18
  12/31/2013 11.963 12.692 17
  12/31/2014 12.692 13.071 17
  12/31/2015 13.071 12.745 23
  12/31/2016 12.745 13.190 24
  12/31/2017 13.190 14.169 23
  12/31/2018 14.169 13.400 22
  12/31/2019 13.400 14.950 21
  12/31/2020 14.950 15.393 20
1.80%        
  12/31/2011 11.058 10.931 0
  12/31/2012 10.931 11.944 0
  12/31/2013 11.944 12.665 0
  12/31/2014 12.665 13.038 0
  12/31/2015 13.038 12.706 0
  12/31/2016 12.706 13.143 0
  12/31/2017 13.143 14.111 0
  12/31/2018 14.111 13.338 0
  12/31/2019 13.338 14.874 0
  12/31/2020 14.874 15.307 0
1.90%        
  12/31/2011 11.044 10.907 127
  12/31/2012 10.907 11.906 111
  12/31/2013 11.906 12.612 105
  12/31/2014 12.612 12.970 111
  12/31/2015 12.970 12.627 104
  12/31/2016 12.627 13.049 98
  12/31/2017 13.049 13.996 74
  12/31/2018 13.996 13.216 59
  12/31/2019 13.216 14.723 44
  12/31/2020 14.723 15.136 36

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 109 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2011 11.038 10.895 56
  12/31/2012 10.895 11.887 67
  12/31/2013 11.887 12.586 96
  12/31/2014 12.586 12.936 64
  12/31/2015 12.936 12.588 61
  12/31/2016 12.588 13.002 47
  12/31/2017 13.002 13.938 51
  12/31/2018 13.938 13.155 48
  12/31/2019 13.155 14.648 44
  12/31/2020 14.648 15.052 103
2.05%        
  12/31/2011 11.025 10.871 3
  12/31/2012 10.871 11.849 3
  12/31/2013 11.849 12.533 2
  12/31/2014 12.533 12.869 2
  12/31/2015 12.869 12.510 2
  12/31/2016 12.510 12.909 0
  12/31/2017 12.909 13.825 0
  12/31/2018 13.825 13.035 0
  12/31/2019 13.035 14.499 0
  12/31/2020 14.499 14.884 0
2.10%        
  12/31/2011 11.018 10.859 0
  12/31/2012 10.859 11.830 0
  12/31/2013 11.830 12.507 0
  12/31/2014 12.507 12.836 0
  12/31/2015 12.836 12.472 0
  12/31/2016 12.472 12.862 0
  12/31/2017 12.862 13.768 0
  12/31/2018 13.768 12.975 0
  12/31/2019 12.975 14.425 0
  12/31/2020 14.425 14.801 0
2.15%        
  12/31/2011 11.012 10.847 0
  12/31/2012 10.847 11.811 0
  12/31/2013 11.811 12.481 0
  12/31/2014 12.481 12.803 0
  12/31/2015 12.803 12.433 0
  12/31/2016 12.433 12.816 0
  12/31/2017 12.816 13.712 0
  12/31/2018 13.712 12.916 0
  12/31/2019 12.916 14.352 0
  12/31/2020 14.352 14.718 0
2.20%        
  12/31/2011 11.005 10.835 1
  12/31/2012 10.835 11.793 1
  12/31/2013 11.793 12.455 1
  12/31/2014 12.455 12.769 1
  12/31/2015 12.769 12.395 1
  12/31/2016 12.395 12.770 0
  12/31/2017 12.770 13.656 0
  12/31/2018 13.656 12.856 0
  12/31/2019 12.856 14.279 0
  12/31/2020 14.279 14.636 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 110 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.25%        
  12/31/2011 10.999 10.824 1
  12/31/2012 10.824 11.774 1
  12/31/2013 11.774 12.429 1
  12/31/2014 12.429 12.736 10
  12/31/2015 12.736 12.356 10
  12/31/2016 12.356 12.724 10
  12/31/2017 12.724 13.600 10
  12/31/2018 13.600 12.797 10
  12/31/2019 12.797 14.206 0
  12/31/2020 14.206 14.554 0
2.30%        
  12/31/2011 10.992 10.812 0
  12/31/2012 10.812 11.755 0
  12/31/2013 11.755 12.403 0
  12/31/2014 12.403 12.703 0
  12/31/2015 12.703 12.318 0
  12/31/2016 12.318 12.678 0
  12/31/2017 12.678 13.544 0
  12/31/2018 13.544 12.739 0
  12/31/2019 12.739 14.134 0
  12/31/2020 14.134 14.473 0
2.35%        
  12/31/2011 10.985 10.800 2
  12/31/2012 10.800 11.736 2
  12/31/2013 11.736 12.377 0
  12/31/2014 12.377 12.670 0
  12/31/2015 12.670 12.280 0
  12/31/2016 12.280 12.633 9
  12/31/2017 12.633 13.489 9
  12/31/2018 13.489 12.680 9
  12/31/2019 12.680 14.062 0
  12/31/2020 14.062 14.392 0
2.40%        
  12/31/2011 10.979 10.788 0
  12/31/2012 10.788 11.718 0
  12/31/2013 11.718 12.351 0
  12/31/2014 12.351 12.637 0
  12/31/2015 12.637 12.242 0
  12/31/2016 12.242 12.588 0
  12/31/2017 12.588 13.434 0
  12/31/2018 13.434 12.622 0
  12/31/2019 12.622 13.991 0
  12/31/2020 13.991 14.312 0
2.45%        
  12/31/2011 10.972 10.776 0
  12/31/2012 10.776 11.699 0
  12/31/2013 11.699 12.325 0
  12/31/2014 12.325 12.605 0
  12/31/2015 12.605 12.204 0
  12/31/2016 12.204 12.542 1
  12/31/2017 12.542 13.379 0
  12/31/2018 13.379 12.564 0
  12/31/2019 12.564 13.920 0
  12/31/2020 13.920 14.232 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 111 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.50%        
  12/31/2011 10.966 10.764 6
  12/31/2012 10.764 11.680 0
  12/31/2013 11.680 12.299 0
  12/31/2014 12.299 12.572 0
  12/31/2015 12.572 12.167 0
  12/31/2016 12.167 12.497 0
  12/31/2017 12.497 13.324 0
  12/31/2018 13.324 12.506 0
  12/31/2019 12.506 13.849 0
  12/31/2020 13.849 14.153 0
2.55%        
  12/31/2011 10.959 10.753 0
  12/31/2012 10.753 11.661 0
  12/31/2013 11.661 12.273 2
  12/31/2014 12.273 12.539 0
  12/31/2015 12.539 12.129 0
  12/31/2016 12.129 12.452 0
  12/31/2017 12.452 13.270 0
  12/31/2018 13.270 12.449 0
  12/31/2019 12.449 13.778 0
  12/31/2020 13.778 14.073 0
2.60%        
  12/31/2011 10.953 10.741 28
  12/31/2012 10.741 11.643 28
  12/31/2013 11.643 12.247 27
  12/31/2014 12.247 12.507 27
  12/31/2015 12.507 12.091 27
  12/31/2016 12.091 12.408 26
  12/31/2017 12.408 13.215 24
  12/31/2018 13.215 12.392 20
  12/31/2019 12.392 13.708 19
  12/31/2020 13.708 13.995 18
2.65%        
  12/31/2011 10.946 10.729 0
  12/31/2012 10.729 11.624 0
  12/31/2013 11.624 12.222 0
  12/31/2014 12.222 12.474 0
  12/31/2015 12.474 12.054 0
  12/31/2016 12.054 12.363 0
  12/31/2017 12.363 13.161 0
  12/31/2018 13.161 12.335 0
  12/31/2019 12.335 13.639 0
  12/31/2020 13.639 13.917 0
2.70%        
  12/31/2011 10.940 10.717 0
  12/31/2012 10.717 11.606 0
  12/31/2013 11.606 12.196 0
  12/31/2014 12.196 12.442 0
  12/31/2015 12.442 12.017 0
  12/31/2016 12.017 12.319 0
  12/31/2017 12.319 13.108 0
  12/31/2018 13.108 12.278 0
  12/31/2019 12.278 13.569 0
  12/31/2020 13.569 13.839 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 112 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.75%        
  12/31/2011 10.933 10.706 0
  12/31/2012 10.706 11.587 0
  12/31/2013 11.587 12.171 0
  12/31/2014 12.171 12.410 1
  12/31/2015 12.410 11.980 1
  12/31/2016 11.980 12.274 1
  12/31/2017 12.274 13.054 1
  12/31/2018 13.054 12.222 0
  12/31/2019 12.222 13.500 0
  12/31/2020 13.500 13.762 0
2.80%        
  12/31/2011 10.927 10.694 0
  12/31/2012 10.694 11.569 0
  12/31/2013 11.569 12.145 0
  12/31/2014 12.145 12.378 0
  12/31/2015 12.378 11.942 0
  12/31/2016 11.942 12.230 0
  12/31/2017 12.230 13.001 0
  12/31/2018 13.001 12.166 0
  12/31/2019 12.166 13.432 0
  12/31/2020 13.432 13.685 0
2.85%        
  12/31/2011 10.920 10.682 0
  12/31/2012 10.682 11.550 0
  12/31/2013 11.550 12.120 0
  12/31/2014 12.120 12.345 0
  12/31/2015 12.345 11.906 0
  12/31/2016 11.906 12.186 0
  12/31/2017 12.186 12.948 0
  12/31/2018 12.948 12.110 0
  12/31/2019 12.110 13.363 0
  12/31/2020 13.363 13.608 0
2.90%        
  12/31/2011 10.914 10.671 0
  12/31/2012 10.671 11.532 0
  12/31/2013 11.532 12.094 0
  12/31/2014 12.094 12.313 0
  12/31/2015 12.313 11.869 0
  12/31/2016 11.869 12.143 0
  12/31/2017 12.143 12.895 0
  12/31/2018 12.895 12.055 0
  12/31/2019 12.055 13.295 0
  12/31/2020 13.295 13.532 0
2.95%        
  12/31/2013 N/A 12.069 0
  12/31/2014 12.069 12.281 0
  12/31/2015 12.281 11.832 0
  12/31/2016 11.832 12.099 0
  12/31/2017 12.099 12.842 0
  12/31/2018 12.842 11.999 0
  12/31/2019 11.999 13.228 0
  12/31/2020 13.228 13.457 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 113 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.00%        
  12/31/2011 10.901 10.647 0
  12/31/2012 10.647 11.495 0
  12/31/2013 11.495 12.044 0
  12/31/2014 12.044 12.250 0
  12/31/2015 12.250 11.795 0
  12/31/2016 11.795 12.056 0
  12/31/2017 12.056 12.789 0
  12/31/2018 12.789 11.944 0
  12/31/2019 11.944 13.160 0
  12/31/2020 13.160 13.382 0
3.05%        
  12/31/2011 10.894 10.636 0
  12/31/2012 10.636 11.477 0
  12/31/2013 11.477 12.018 0
  12/31/2014 12.018 12.218 2
  12/31/2015 12.218 11.759 2
  12/31/2016 11.759 12.012 0
  12/31/2017 12.012 12.737 0
  12/31/2018 12.737 11.889 0
  12/31/2019 11.889 13.093 2
  12/31/2020 13.093 13.307 2
3.10%        
  12/31/2013 N/A 11.993 0
  12/31/2014 11.993 12.186 0
  12/31/2015 12.186 11.723 0
  12/31/2016 11.723 11.969 0
  12/31/2017 11.969 12.685 0
  12/31/2018 12.685 11.835 0
  12/31/2019 11.835 13.027 0
  12/31/2020 13.027 13.233 0
3.15%        
  12/31/2011 10.881 10.612 0
  12/31/2012 10.612 11.440 0
  12/31/2013 11.440 11.968 0
  12/31/2014 11.968 12.155 0
  12/31/2015 12.155 11.686 0
  12/31/2016 11.686 11.926 0
  12/31/2017 11.926 12.633 0
  12/31/2018 12.633 11.780 0
  12/31/2019 11.780 12.961 0
  12/31/2020 12.961 13.159 0
3.20%        
  12/31/2013 N/A 11.937 0
  12/31/2014 11.937 12.117 0
  12/31/2015 12.117 11.644 0
  12/31/2016 11.644 11.877 0
  12/31/2017 11.877 12.575 0
  12/31/2018 12.575 11.720 0
  12/31/2019 11.720 12.888 0
  12/31/2020 12.888 13.078 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 114 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.25%        
  12/31/2013 N/A 11.912 0
  12/31/2014 11.912 12.085 0
  12/31/2015 12.085 11.608 0
  12/31/2016 11.608 11.834 0
  12/31/2017 11.834 12.523 0
  12/31/2018 12.523 11.666 0
  12/31/2019 11.666 12.822 0
  12/31/2020 12.822 13.005 0
3.30%        
  12/31/2011 10.862 10.578 0
  12/31/2012 10.578 11.385 0
  12/31/2013 11.385 11.893 0
  12/31/2014 11.893 12.060 0
  12/31/2015 12.060 11.578 0
  12/31/2016 11.578 11.798 0
  12/31/2017 11.798 12.479 0
  12/31/2018 12.479 11.619 0
  12/31/2019 11.619 12.764 0
  12/31/2020 12.764 12.939 0
3.40%        
  12/31/2013 N/A 11.837 0
  12/31/2014 11.837 11.991 0
  12/31/2015 11.991 11.500 0
  12/31/2016 11.500 11.707 0
  12/31/2017 11.707 12.370 0
  12/31/2018 12.370 11.506 0
  12/31/2019 11.506 12.627 0
  12/31/2020 12.627 12.788 0
3.45%        
  12/31/2013 N/A 11.812 0
  12/31/2014 11.812 11.960 0
  12/31/2015 11.960 11.465 0
  12/31/2016 11.465 11.665 0
  12/31/2017 11.665 12.319 0
  12/31/2018 12.319 11.453 0
  12/31/2019 11.453 12.563 0
  12/31/2020 12.563 12.717 0
3.55%        
  12/31/2013 N/A 11.762 0
  12/31/2014 11.762 11.898 0
  12/31/2015 11.898 11.394 0
  12/31/2016 11.394 11.581 0
  12/31/2017 11.581 12.219 0
  12/31/2018 12.219 11.348 0
  12/31/2019 11.348 12.435 0
  12/31/2020 12.435 12.575 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 115 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL MVP Fusion Moderate Fund
1.65%        
  12/31/2011 11.396 10.892 2,052
  12/31/2012 10.892 12.055 2,103
  12/31/2013 12.055 13.657 2,203
  12/31/2014 13.657 14.002 1,937
  12/31/2015 14.002 13.482 1,802
  12/31/2016 13.482 13.887 1,523
  12/31/2017 13.887 15.571 1,277
  12/31/2018 15.571 14.325 1,162
  12/31/2019 14.325 16.529 1,019
  12/31/2020 16.529 16.996 966
1.70%        
  12/31/2011 11.364 10.855 967
  12/31/2012 10.855 12.009 1,076
  12/31/2013 12.009 13.597 1,690
  12/31/2014 13.597 13.935 1,579
  12/31/2015 13.935 13.410 1,475
  12/31/2016 13.410 13.807 1,429
  12/31/2017 13.807 15.472 1,329
  12/31/2018 15.472 14.227 1,236
  12/31/2019 14.227 16.408 992
  12/31/2020 16.408 16.863 908
1.75%        
  12/31/2011 11.331 10.819 55
  12/31/2012 10.819 11.963 51
  12/31/2013 11.963 13.539 104
  12/31/2014 13.539 13.867 62
  12/31/2015 13.867 13.339 61
  12/31/2016 13.339 13.726 57
  12/31/2017 13.726 15.375 32
  12/31/2018 15.375 14.130 29
  12/31/2019 14.130 16.288 17
  12/31/2020 16.288 16.731 16
1.80%        
  12/31/2011 11.300 10.783 8
  12/31/2012 10.783 11.917 8
  12/31/2013 11.917 13.480 7
  12/31/2014 13.480 13.801 7
  12/31/2015 13.801 13.268 6
  12/31/2016 13.268 13.647 5
  12/31/2017 13.647 15.278 5
  12/31/2018 15.278 14.034 5
  12/31/2019 14.034 16.170 5
  12/31/2020 16.170 16.601 4
1.90%        
  12/31/2011 11.235 10.711 906
  12/31/2012 10.711 11.826 940
  12/31/2013 11.826 13.363 1,298
  12/31/2014 13.363 13.667 1,188
  12/31/2015 13.667 13.127 1,137
  12/31/2016 13.127 13.488 1,098
  12/31/2017 13.488 15.085 920
  12/31/2018 15.085 13.843 916
  12/31/2019 13.843 15.934 841
  12/31/2020 15.934 16.342 769

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 116 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2011 11.203 10.676 678
  12/31/2012 10.676 11.780 752
  12/31/2013 11.780 13.306 992
  12/31/2014 13.306 13.601 876
  12/31/2015 13.601 13.057 768
  12/31/2016 13.057 13.409 602
  12/31/2017 13.409 14.990 545
  12/31/2018 14.990 13.749 455
  12/31/2019 13.749 15.817 416
  12/31/2020 15.817 16.214 321
2.05%        
  12/31/2011 11.140 10.605 31
  12/31/2012 10.605 11.691 29
  12/31/2013 11.691 13.191 27
  12/31/2014 13.191 13.471 7
  12/31/2015 13.471 12.919 6
  12/31/2016 12.919 13.254 2
  12/31/2017 13.254 14.801 2
  12/31/2018 14.801 13.563 2
  12/31/2019 13.563 15.587 2
  12/31/2020 15.587 15.963 2
2.10%        
  12/31/2011 11.108 10.569 165
  12/31/2012 10.569 11.645 154
  12/31/2013 11.645 13.133 141
  12/31/2014 13.133 13.405 84
  12/31/2015 13.405 12.849 72
  12/31/2016 12.849 13.176 44
  12/31/2017 13.176 14.707 37
  12/31/2018 14.707 13.470 32
  12/31/2019 13.470 15.472 32
  12/31/2020 15.472 15.837 22
2.15%        
  12/31/2011 11.077 10.535 0
  12/31/2012 10.535 11.601 0
  12/31/2013 11.601 13.077 0
  12/31/2014 13.077 13.341 0
  12/31/2015 13.341 12.781 0
  12/31/2016 12.781 13.100 0
  12/31/2017 13.100 14.615 0
  12/31/2018 14.615 13.378 0
  12/31/2019 13.378 15.360 0
  12/31/2020 15.360 15.714 0
2.20%        
  12/31/2011 10.967 10.424 26
  12/31/2012 10.424 11.474 26
  12/31/2013 11.474 12.927 26
  12/31/2014 12.927 13.182 26
  12/31/2015 13.182 12.622 13
  12/31/2016 12.622 12.931 10
  12/31/2017 12.931 14.418 9
  12/31/2018 14.418 13.192 9
  12/31/2019 13.192 15.138 8
  12/31/2020 15.138 15.480 9

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 117 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.25%        
  12/31/2011 11.014 10.464 104
  12/31/2012 10.464 11.512 106
  12/31/2013 11.512 12.963 99
  12/31/2014 12.963 13.212 54
  12/31/2015 13.212 12.645 44
  12/31/2016 12.645 12.947 37
  12/31/2017 12.947 14.430 34
  12/31/2018 14.430 13.196 20
  12/31/2019 13.196 15.135 11
  12/31/2020 15.135 15.469 2
2.30%        
  12/31/2011 10.983 10.429 5
  12/31/2012 10.429 11.468 5
  12/31/2013 11.468 12.907 5
  12/31/2014 12.907 13.148 5
  12/31/2015 13.148 12.578 5
  12/31/2016 12.578 12.872 5
  12/31/2017 12.872 14.339 1
  12/31/2018 14.339 13.106 2
  12/31/2019 13.106 15.025 2
  12/31/2020 15.025 15.348 2
2.35%        
  12/31/2011 10.952 10.394 233
  12/31/2012 10.394 11.424 204
  12/31/2013 11.424 12.851 171
  12/31/2014 12.851 13.085 143
  12/31/2015 13.085 12.511 126
  12/31/2016 12.511 12.797 116
  12/31/2017 12.797 14.248 82
  12/31/2018 14.248 13.017 64
  12/31/2019 13.017 14.915 46
  12/31/2020 14.915 15.228 40
2.40%        
  12/31/2011 10.921 10.360 36
  12/31/2012 10.360 11.380 35
  12/31/2013 11.380 12.796 33
  12/31/2014 12.796 13.022 10
  12/31/2015 13.022 12.444 9
  12/31/2016 12.444 12.723 5
  12/31/2017 12.723 14.158 1
  12/31/2018 14.158 12.928 2
  12/31/2019 12.928 14.806 1
  12/31/2020 14.806 15.109 1
2.45%        
  12/31/2011 10.890 10.325 34
  12/31/2012 10.325 11.337 32
  12/31/2013 11.337 12.740 10
  12/31/2014 12.740 12.959 10
  12/31/2015 12.959 12.378 9
  12/31/2016 12.378 12.649 6
  12/31/2017 12.649 14.069 5
  12/31/2018 14.069 12.840 5
  12/31/2019 12.840 14.697 2
  12/31/2020 14.697 14.991 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 118 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.50%        
  12/31/2011 10.859 10.291 82
  12/31/2012 10.291 11.293 80
  12/31/2013 11.293 12.685 63
  12/31/2014 12.685 12.896 28
  12/31/2015 12.896 12.312 0
  12/31/2016 12.312 12.575 0
  12/31/2017 12.575 13.980 0
  12/31/2018 13.980 12.752 0
  12/31/2019 12.752 14.590 0
  12/31/2020 14.590 14.874 0
2.55%        
  12/31/2011 10.828 10.257 0
  12/31/2012 10.257 11.250 0
  12/31/2013 11.250 12.630 0
  12/31/2014 12.630 12.834 0
  12/31/2015 12.834 12.246 0
  12/31/2016 12.246 12.502 0
  12/31/2017 12.502 13.892 0
  12/31/2018 13.892 12.665 0
  12/31/2019 12.665 14.483 0
  12/31/2020 14.483 14.758 0
2.60%        
  12/31/2011 10.798 10.222 135
  12/31/2012 10.222 11.207 125
  12/31/2013 11.207 12.576 126
  12/31/2014 12.576 12.772 159
  12/31/2015 12.772 12.181 133
  12/31/2016 12.181 12.429 122
  12/31/2017 12.429 13.804 86
  12/31/2018 13.804 12.579 57
  12/31/2019 12.579 14.377 44
  12/31/2020 14.377 14.643 48
2.65%        
  12/31/2011 10.767 10.188 59
  12/31/2012 10.188 11.164 58
  12/31/2013 11.164 12.521 46
  12/31/2014 12.521 12.710 62
  12/31/2015 12.710 12.116 29
  12/31/2016 12.116 12.356 46
  12/31/2017 12.356 13.717 44
  12/31/2018 13.717 12.493 35
  12/31/2019 12.493 14.272 33
  12/31/2020 14.272 14.528 32
2.70%        
  12/31/2011 10.736 10.154 18
  12/31/2012 10.154 11.121 16
  12/31/2013 11.121 12.467 14
  12/31/2014 12.467 12.649 14
  12/31/2015 12.649 12.052 16
  12/31/2016 12.052 12.284 16
  12/31/2017 12.284 13.630 14
  12/31/2018 13.630 12.408 13
  12/31/2019 12.408 14.168 12
  12/31/2020 14.168 14.415 12

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 119 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.75%        
  12/31/2011 10.706 10.121 54
  12/31/2012 10.121 11.078 41
  12/31/2013 11.078 12.413 60
  12/31/2014 12.413 12.588 50
  12/31/2015 12.588 11.987 64
  12/31/2016 11.987 12.213 43
  12/31/2017 12.213 13.544 38
  12/31/2018 13.544 12.323 33
  12/31/2019 12.323 14.064 33
  12/31/2020 14.064 14.302 32
2.80%        
  12/31/2011 10.676 10.087 17
  12/31/2012 10.087 11.036 16
  12/31/2013 11.036 12.359 15
  12/31/2014 12.359 12.527 14
  12/31/2015 12.527 11.924 3
  12/31/2016 11.924 12.142 3
  12/31/2017 12.142 13.458 3
  12/31/2018 13.458 12.239 3
  12/31/2019 12.239 13.961 3
  12/31/2020 13.961 14.190 3
2.85%        
  12/31/2011 10.645 10.053 33
  12/31/2012 10.053 10.994 24
  12/31/2013 10.994 12.306 47
  12/31/2014 12.306 12.467 60
  12/31/2015 12.467 11.860 42
  12/31/2016 11.860 12.071 42
  12/31/2017 12.071 13.373 26
  12/31/2018 13.373 12.156 26
  12/31/2019 12.156 13.859 26
  12/31/2020 13.859 14.079 29
2.90%        
  12/31/2011 10.540 9.949 134
  12/31/2012 9.949 10.874 130
  12/31/2013 10.874 12.165 73
  12/31/2014 12.165 12.318 37
  12/31/2015 12.318 11.713 34
  12/31/2016 11.713 11.916 34
  12/31/2017 11.916 13.195 32
  12/31/2018 13.195 11.987 29
  12/31/2019 11.987 13.660 28
  12/31/2020 13.660 13.870 28
2.95%        
  12/31/2013 N/A 12.199 9
  12/31/2014 12.199 12.346 9
  12/31/2015 12.346 11.734 8
  12/31/2016 11.734 11.931 8
  12/31/2017 11.931 13.205 7
  12/31/2018 13.205 11.991 6
  12/31/2019 11.991 13.657 5
  12/31/2020 13.657 13.860 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 120 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.00%        
  12/31/2011 10.556 9.954 12
  12/31/2012 9.954 10.869 12
  12/31/2013 10.869 12.147 27
  12/31/2014 12.147 12.288 60
  12/31/2015 12.288 11.673 58
  12/31/2016 11.673 11.862 49
  12/31/2017 11.862 13.122 47
  12/31/2018 13.122 11.910 45
  12/31/2019 11.910 13.558 40
  12/31/2020 13.558 13.753 38
3.05%        
  12/31/2011 10.451 9.850 10
  12/31/2012 9.850 10.749 10
  12/31/2013 10.749 12.008 10
  12/31/2014 12.008 12.141 1
  12/31/2015 12.141 11.527 1
  12/31/2016 11.527 11.709 1
  12/31/2017 11.709 12.946 1
  12/31/2018 12.946 11.744 6
  12/31/2019 11.744 13.363 1
  12/31/2020 13.363 13.548 1
3.10%        
  12/31/2013 N/A 12.042 1
  12/31/2014 12.042 12.169 24
  12/31/2015 12.169 11.548 21
  12/31/2016 11.548 11.724 16
  12/31/2017 11.724 12.956 16
  12/31/2018 12.956 11.747 17
  12/31/2019 11.747 13.360 16
  12/31/2020 13.360 13.538 15
3.15%        
  12/31/2011 10.467 9.855 7
  12/31/2012 9.855 10.744 7
  12/31/2013 10.744 11.990 7
  12/31/2014 11.990 12.110 7
  12/31/2015 12.110 11.487 10
  12/31/2016 11.487 11.656 10
  12/31/2017 11.656 12.875 10
  12/31/2018 12.875 11.667 8
  12/31/2019 11.667 13.262 8
  12/31/2020 13.262 13.433 8
3.20%        
  12/31/2013 N/A 12.296 0
  12/31/2014 12.296 12.414 0
  12/31/2015 12.414 11.769 0
  12/31/2016 11.769 11.936 0
  12/31/2017 11.936 13.177 4
  12/31/2018 13.177 11.936 4
  12/31/2019 11.936 13.561 4
  12/31/2020 13.561 13.728 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 121 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.25%        
  12/31/2013 N/A 12.243 0
  12/31/2014 12.243 12.354 19
  12/31/2015 12.354 11.706 18
  12/31/2016 11.706 11.867 17
  12/31/2017 11.867 13.094 16
  12/31/2018 13.094 11.854 15
  12/31/2019 11.854 13.461 14
  12/31/2020 13.461 13.621 13
3.30%        
  12/31/2011 10.378 9.757 2
  12/31/2012 9.757 10.621 2
  12/31/2013 10.621 11.835 17
  12/31/2014 11.835 11.936 6
  12/31/2015 11.936 11.305 10
  12/31/2016 11.305 11.454 10
  12/31/2017 11.454 12.633 5
  12/31/2018 12.633 11.431 4
  12/31/2019 11.431 12.974 4
  12/31/2020 12.974 13.121 4
3.40%        
  12/31/2013 N/A 12.085 53
  12/31/2014 12.085 12.175 108
  12/31/2015 12.175 11.520 67
  12/31/2016 11.520 11.660 20
  12/31/2017 11.660 12.847 20
  12/31/2018 12.847 11.613 25
  12/31/2019 11.613 13.168 24
  12/31/2020 13.168 13.304 24
3.45%        
  12/31/2013 N/A 12.032 0
  12/31/2014 12.032 12.117 0
  12/31/2015 12.117 11.458 0
  12/31/2016 11.458 11.592 0
  12/31/2017 11.592 12.766 0
  12/31/2018 12.766 11.534 0
  12/31/2019 11.534 13.072 0
  12/31/2020 13.072 13.200 0
3.55%        
  12/31/2013 N/A 11.928 0
  12/31/2014 11.928 12.000 0
  12/31/2015 12.000 11.336 0
  12/31/2016 11.336 11.458 0
  12/31/2017 11.458 12.605 0
  12/31/2018 12.605 11.377 0
  12/31/2019 11.377 12.881 0
  12/31/2020 12.881 12.994 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 122 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
AZL MVP Global Balanced Index Strategy Fund
1.65%        
  12/31/2012 N/A 10.501 344
  12/31/2013 10.501 11.783 378
  12/31/2014 11.783 11.824 346
  12/31/2015 11.824 11.456 345
  12/31/2016 11.456 11.656 303
  12/31/2017 11.656 12.778 266
  12/31/2018 12.778 11.842 247
  12/31/2019 11.842 13.535 194
  12/31/2020 13.535 14.352 183
1.70%        
  12/31/2012 N/A 10.495 357
  12/31/2013 10.495 11.771 555
  12/31/2014 11.771 11.806 530
  12/31/2015 11.806 11.434 504
  12/31/2016 11.434 11.627 472
  12/31/2017 11.627 12.740 448
  12/31/2018 12.740 11.801 448
  12/31/2019 11.801 13.481 403
  12/31/2020 13.481 14.288 364
1.75%        
  12/31/2012 N/A 10.490 7
  12/31/2013 10.490 11.760 7
  12/31/2014 11.760 11.788 6
  12/31/2015 11.788 11.411 6
  12/31/2016 11.411 11.598 6
  12/31/2017 11.598 12.702 6
  12/31/2018 12.702 11.759 6
  12/31/2019 11.759 13.427 6
  12/31/2020 13.427 14.224 1
1.90%        
  12/31/2012 N/A 10.475 43
  12/31/2013 10.475 11.725 133
  12/31/2014 11.725 11.736 133
  12/31/2015 11.736 11.343 131
  12/31/2016 11.343 11.512 129
  12/31/2017 11.512 12.588 123
  12/31/2018 12.588 11.637 118
  12/31/2019 11.637 13.267 111
  12/31/2020 13.267 14.033 101
1.95%        
  12/31/2012 N/A 10.470 248
  12/31/2013 10.470 11.713 242
  12/31/2014 11.713 11.718 215
  12/31/2015 11.718 11.321 209
  12/31/2016 11.321 11.483 168
  12/31/2017 11.483 12.551 160
  12/31/2018 12.551 11.596 143
  12/31/2019 11.596 13.215 124
  12/31/2020 13.215 13.970 95

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 123 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2012 N/A 10.460 32
  12/31/2013 10.460 11.690 36
  12/31/2014 11.690 11.684 40
  12/31/2015 11.684 11.276 40
  12/31/2016 11.276 11.426 42
  12/31/2017 11.426 12.476 34
  12/31/2018 12.476 11.516 28
  12/31/2019 11.516 13.110 9
  12/31/2020 13.110 13.845 9
AZL MVP Growth Index Strategy Fund
1.65%        
  12/31/2012 N/A 10.921 444
  12/31/2013 10.921 12.981 472
  12/31/2014 12.981 13.596 459
  12/31/2015 13.596 13.266 554
  12/31/2016 13.266 13.936 626
  12/31/2017 13.936 15.896 671
  12/31/2018 15.896 14.627 709
  12/31/2019 14.627 17.340 651
  12/31/2020 17.340 17.862 625
1.70%        
  12/31/2012 N/A 10.915 587
  12/31/2013 10.915 12.969 884
  12/31/2014 12.969 13.575 933
  12/31/2015 13.575 13.240 889
  12/31/2016 13.240 13.901 984
  12/31/2017 13.901 15.849 1,026
  12/31/2018 15.849 14.576 999
  12/31/2019 14.576 17.271 922
  12/31/2020 17.271 17.782 816
1.75%        
  12/31/2012 N/A 10.910 17
  12/31/2013 10.910 12.956 16
  12/31/2014 12.956 13.555 17
  12/31/2015 13.555 13.213 16
  12/31/2016 13.213 13.866 16
  12/31/2017 13.866 15.802 28
  12/31/2018 15.802 14.525 27
  12/31/2019 14.525 17.202 23
  12/31/2020 17.202 17.702 19
1.80%        
  12/31/2015 N/A 13.187 0
  12/31/2016 13.187 13.832 7
  12/31/2017 13.832 15.755 7
  12/31/2018 15.755 14.474 7
  12/31/2019 14.474 17.133 5
  12/31/2020 17.133 17.623 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 124 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2012 N/A 10.894 162
  12/31/2013 10.894 12.918 300
  12/31/2014 12.918 13.495 328
  12/31/2015 13.495 13.135 392
  12/31/2016 13.135 13.763 411
  12/31/2017 13.763 15.661 442
  12/31/2018 15.661 14.374 482
  12/31/2019 14.374 16.997 457
  12/31/2020 16.997 17.465 376
1.95%        
  12/31/2012 N/A 10.889 363
  12/31/2013 10.889 12.905 364
  12/31/2014 12.905 13.475 362
  12/31/2015 13.475 13.109 513
  12/31/2016 13.109 13.729 501
  12/31/2017 13.729 15.614 561
  12/31/2018 15.614 14.324 574
  12/31/2019 14.324 16.929 558
  12/31/2020 16.929 17.387 465
2.05%        
  12/31/2012 N/A 10.878 38
  12/31/2013 10.878 12.879 42
  12/31/2014 12.879 13.435 44
  12/31/2015 13.435 13.057 43
  12/31/2016 13.057 13.661 48
  12/31/2017 13.661 15.521 82
  12/31/2018 15.521 14.224 102
  12/31/2019 14.224 16.795 101
  12/31/2020 16.795 17.231 101
2.10%        
  12/31/2015 N/A 13.031 0
  12/31/2016 13.031 13.627 84
  12/31/2017 13.627 15.475 68
  12/31/2018 15.475 14.175 42
  12/31/2019 14.175 16.728 32
  12/31/2020 16.728 17.154 26
2.15%        
  12/31/2015 N/A 13.005 0
  12/31/2016 13.005 13.593 0
  12/31/2017 13.593 15.429 0
  12/31/2018 15.429 14.125 0
  12/31/2019 14.125 16.661 0
  12/31/2020 16.661 17.077 0
2.20%        
  12/31/2015 N/A 12.979 0
  12/31/2016 12.979 13.559 1
  12/31/2017 13.559 15.383 1
  12/31/2018 15.383 14.076 1
  12/31/2019 14.076 16.595 0
  12/31/2020 16.595 17.001 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 125 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.25%        
  12/31/2015 N/A 12.953 0
  12/31/2016 12.953 13.526 5
  12/31/2017 13.526 15.337 2
  12/31/2018 15.337 14.027 1
  12/31/2019 14.027 16.529 1
  12/31/2020 16.529 16.925 0
2.30%        
  12/31/2015 N/A 12.927 0
  12/31/2016 12.927 13.492 0
  12/31/2017 13.492 15.291 0
  12/31/2018 15.291 13.978 0
  12/31/2019 13.978 16.463 0
  12/31/2020 16.463 16.849 0
2.35%        
  12/31/2015 N/A 12.902 10
  12/31/2016 12.902 13.459 41
  12/31/2017 13.459 15.245 19
  12/31/2018 15.245 13.929 18
  12/31/2019 13.929 16.398 18
  12/31/2020 16.398 16.773 7
2.40%        
  12/31/2015 N/A 12.876 2
  12/31/2016 12.876 13.425 42
  12/31/2017 13.425 15.200 48
  12/31/2018 15.200 13.881 46
  12/31/2019 13.881 16.332 41
  12/31/2020 16.332 16.698 36
2.45%        
  12/31/2015 N/A 12.851 0
  12/31/2016 12.851 13.392 48
  12/31/2017 13.392 15.155 53
  12/31/2018 15.155 13.833 57
  12/31/2019 13.833 16.267 36
  12/31/2020 16.267 16.623 32
2.50%        
  12/31/2015 N/A 12.825 1
  12/31/2016 12.825 13.359 0
  12/31/2017 13.359 15.109 1
  12/31/2018 15.109 13.784 1
  12/31/2019 13.784 16.203 0
  12/31/2020 16.203 16.549 0
2.55%        
  12/31/2015 N/A 12.800 0
  12/31/2016 12.800 13.325 23
  12/31/2017 13.325 15.064 22
  12/31/2018 15.064 13.736 4
  12/31/2019 13.736 16.138 4
  12/31/2020 16.138 16.475 3
2.60%        
  12/31/2015 N/A 12.774 0
  12/31/2016 12.774 13.292 37
  12/31/2017 13.292 15.019 55
  12/31/2018 15.019 13.688 52
  12/31/2019 13.688 16.074 53
  12/31/2020 16.074 16.401 56

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 126 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.65%        
  12/31/2015 N/A 12.749 30
  12/31/2016 12.749 13.259 38
  12/31/2017 13.259 14.975 31
  12/31/2018 14.975 13.641 1
  12/31/2019 13.641 16.010 1
  12/31/2020 16.010 16.327 1
2.70%        
  12/31/2015 N/A 12.723 0
  12/31/2016 12.723 13.226 31
  12/31/2017 13.226 14.930 24
  12/31/2018 14.930 13.593 9
  12/31/2019 13.593 15.946 2
  12/31/2020 15.946 16.254 2
2.75%        
  12/31/2015 N/A 12.698 0
  12/31/2016 12.698 13.193 11
  12/31/2017 13.193 14.886 11
  12/31/2018 14.886 13.546 10
  12/31/2019 13.546 15.883 24
  12/31/2020 15.883 16.181 23
2.80%        
  12/31/2015 N/A 12.673 7
  12/31/2016 12.673 13.161 27
  12/31/2017 13.161 14.841 22
  12/31/2018 14.841 13.499 13
  12/31/2019 13.499 15.819 11
  12/31/2020 15.819 16.109 3
2.85%        
  12/31/2015 N/A 12.648 0
  12/31/2016 12.648 13.128 54
  12/31/2017 13.128 14.797 64
  12/31/2018 14.797 13.452 87
  12/31/2019 13.452 15.756 82
  12/31/2020 15.756 16.037 80
2.90%        
  12/31/2015 N/A 12.623 0
  12/31/2016 12.623 13.095 6
  12/31/2017 13.095 14.753 16
  12/31/2018 14.753 13.405 16
  12/31/2019 13.405 15.694 17
  12/31/2020 15.694 15.965 14
2.95%        
  12/31/2015 N/A 12.598 0
  12/31/2016 12.598 13.063 0
  12/31/2017 13.063 14.709 0
  12/31/2018 14.709 13.358 0
  12/31/2019 13.358 15.631 0
  12/31/2020 15.631 15.893 0
3.00%        
  12/31/2015 N/A 12.573 0
  12/31/2016 12.573 13.030 16
  12/31/2017 13.030 14.665 17
  12/31/2018 14.665 13.312 26
  12/31/2019 13.312 15.569 26
  12/31/2020 15.569 15.822 24

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 127 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2015 N/A 12.548 0
  12/31/2016 12.548 12.998 5
  12/31/2017 12.998 14.621 15
  12/31/2018 14.621 13.265 12
  12/31/2019 13.265 15.507 10
  12/31/2020 15.507 15.751 9
3.10%        
  12/31/2015 N/A 12.523 0
  12/31/2016 12.523 12.966 27
  12/31/2017 12.966 14.578 26
  12/31/2018 14.578 13.219 20
  12/31/2019 13.219 15.445 18
  12/31/2020 15.445 15.680 18
3.15%        
  12/31/2015 N/A 12.498 0
  12/31/2016 12.498 12.933 3
  12/31/2017 12.933 14.534 10
  12/31/2018 14.534 13.173 10
  12/31/2019 13.173 15.384 9
  12/31/2020 15.384 15.610 10
3.20%        
  12/31/2015 N/A 12.473 0
  12/31/2016 12.473 12.901 0
  12/31/2017 12.901 14.491 1
  12/31/2018 14.491 13.127 1
  12/31/2019 13.127 15.322 1
  12/31/2020 15.322 15.540 1
3.25%        
  12/31/2015 N/A 12.448 0
  12/31/2016 12.448 12.869 11
  12/31/2017 12.869 14.447 10
  12/31/2018 14.447 13.081 5
  12/31/2019 13.081 15.261 4
  12/31/2020 15.261 15.471 3
3.30%        
  12/31/2015 N/A 12.424 0
  12/31/2016 12.424 12.837 3
  12/31/2017 12.837 14.404 3
  12/31/2018 14.404 13.036 3
  12/31/2019 13.036 15.201 3
  12/31/2020 15.201 15.401 8
3.40%        
  12/31/2015 N/A 12.374 8
  12/31/2016 12.374 12.773 0
  12/31/2017 12.773 14.319 2
  12/31/2018 14.319 12.945 2
  12/31/2019 12.945 15.080 1
  12/31/2020 15.080 15.264 3
3.45%        
  12/31/2015 N/A 12.350 0
  12/31/2016 12.350 12.742 0
  12/31/2017 12.742 14.276 0
  12/31/2018 14.276 12.900 0
  12/31/2019 12.900 15.020 0
  12/31/2020 15.020 15.195 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 128 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.55%        
  12/31/2015 N/A 12.301 0
  12/31/2016 12.301 12.678 0
  12/31/2017 12.678 14.191 6
  12/31/2018 14.191 12.810 6
  12/31/2019 12.810 14.900 9
  12/31/2020 14.900 15.059 4
AZL MVP Moderate Index Strategy Fund
1.65%        
  12/31/2012 N/A 10.715 65
  12/31/2013 10.715 13.056 77
  12/31/2014 13.056 13.924 103
  12/31/2015 13.924 13.256 116
  12/31/2016 13.256 13.748 103
  12/31/2017 13.748 15.310 97
  12/31/2018 15.310 14.267 87
  12/31/2019 14.267 16.649 73
  12/31/2020 16.649 17.430 108
1.70%        
  12/31/2012 N/A 10.710 194
  12/31/2013 10.710 13.044 294
  12/31/2014 13.044 13.903 300
  12/31/2015 13.903 13.230 364
  12/31/2016 13.230 13.714 273
  12/31/2017 13.714 15.265 263
  12/31/2018 15.265 14.217 236
  12/31/2019 14.217 16.583 205
  12/31/2020 16.583 17.352 214
1.75%        
  12/31/2012 N/A 10.704 1
  12/31/2013 10.704 13.031 1
  12/31/2014 13.031 13.883 1
  12/31/2015 13.883 13.203 1
  12/31/2016 13.203 13.679 1
  12/31/2017 13.679 15.219 1
  12/31/2018 15.219 14.168 0
  12/31/2019 14.168 16.517 0
  12/31/2020 16.517 17.274 0
1.90%        
  12/31/2012 N/A 10.689 12
  12/31/2013 10.689 12.992 97
  12/31/2014 12.992 13.821 114
  12/31/2015 13.821 13.125 113
  12/31/2016 13.125 13.578 112
  12/31/2017 13.578 15.083 102
  12/31/2018 15.083 14.020 98
  12/31/2019 14.020 16.320 93
  12/31/2020 16.320 17.043 96

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 129 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2012 N/A 10.683 98
  12/31/2013 10.683 12.979 141
  12/31/2014 12.979 13.800 152
  12/31/2015 13.800 13.099 185
  12/31/2016 13.099 13.544 161
  12/31/2017 13.544 15.038 144
  12/31/2018 15.038 13.971 124
  12/31/2019 13.971 16.255 115
  12/31/2020 16.255 16.967 166
2.05%        
  12/31/2012 N/A 10.673 0
  12/31/2013 10.673 12.954 0
  12/31/2014 12.954 13.759 0
  12/31/2015 13.759 13.047 0
  12/31/2016 13.047 13.477 0
  12/31/2017 13.477 14.949 0
  12/31/2018 14.949 13.874 0
  12/31/2019 13.874 16.126 0
  12/31/2020 16.126 16.815 0
AZL MVP T. Rowe Price Capital Appreciation Plus Fund
1.65%        
  12/31/2014 N/A 10.942 193
  12/31/2015 10.942 11.210 465
  12/31/2016 11.210 11.867 502
  12/31/2017 11.867 13.332 653
  12/31/2018 13.332 12.893 591
  12/31/2019 12.893 15.394 599
  12/31/2020 15.394 16.356 591
1.70%        
  12/31/2014 N/A 10.937 84
  12/31/2015 10.937 11.199 218
  12/31/2016 11.199 11.849 296
  12/31/2017 11.849 13.305 442
  12/31/2018 13.305 12.861 388
  12/31/2019 12.861 15.348 398
  12/31/2020 15.348 16.299 306
1.75%        
  12/31/2014 N/A 10.931 25
  12/31/2015 10.931 11.188 35
  12/31/2016 11.188 11.831 30
  12/31/2017 11.831 13.279 38
  12/31/2018 13.279 12.829 35
  12/31/2019 12.829 15.303 31
  12/31/2020 15.303 16.243 29
1.90%        
  12/31/2014 N/A 10.915 151
  12/31/2015 10.915 11.155 171
  12/31/2016 11.155 11.779 137
  12/31/2017 11.779 13.200 167
  12/31/2018 13.200 12.733 190
  12/31/2019 12.733 15.166 198
  12/31/2020 15.166 16.073 256

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 130 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2014 N/A 10.910 41
  12/31/2015 10.910 11.144 185
  12/31/2016 11.144 11.761 339
  12/31/2017 11.761 13.174 420
  12/31/2018 13.174 12.702 485
  12/31/2019 12.702 15.121 483
  12/31/2020 15.121 16.017 392
2.05%        
  12/31/2014 N/A 10.899 2
  12/31/2015 10.899 11.122 2
  12/31/2016 11.122 11.726 3
  12/31/2017 11.726 13.122 54
  12/31/2018 13.122 12.639 91
  12/31/2019 12.639 15.031 106
  12/31/2020 15.031 15.906 103
AZL Russell 1000 Growth Index Fund
1.65%        
  12/31/2014 N/A 17.570 7
  12/31/2015 17.570 18.122 1
  12/31/2016 18.122 18.972 25
  12/31/2017 18.972 24.053 18
  12/31/2018 24.053 23.150 16
  12/31/2019 23.150 30.805 14
  12/31/2020 30.805 41.991 8
1.70%        
  12/31/2014 N/A 17.529 0
  12/31/2015 17.529 18.071 4
  12/31/2016 18.071 18.908 131
  12/31/2017 18.908 23.961 98
  12/31/2018 23.961 23.050 77
  12/31/2019 23.050 30.657 62
  12/31/2020 30.657 41.767 40
1.75%        
  12/31/2014 N/A 17.488 0
  12/31/2015 17.488 18.020 0
  12/31/2016 18.020 18.845 2
  12/31/2017 18.845 23.869 2
  12/31/2018 23.869 22.950 0
  12/31/2019 22.950 30.509 0
  12/31/2020 30.509 41.545 0
1.80%        
  12/31/2016 N/A 18.069 21
  12/31/2017 18.069 22.875 21
  12/31/2018 22.875 21.983 28
  12/31/2019 21.983 29.208 10
  12/31/2020 29.208 39.754 14
1.90%        
  12/31/2014 N/A 17.365 0
  12/31/2015 17.365 17.867 4
  12/31/2016 17.867 18.658 28
  12/31/2017 18.658 23.596 30
  12/31/2018 23.596 22.654 24
  12/31/2019 22.654 30.069 22
  12/31/2020 30.069 40.884 16

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 131 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2014 N/A 17.325 0
  12/31/2015 17.325 17.816 0
  12/31/2016 17.816 18.595 45
  12/31/2017 18.595 23.506 31
  12/31/2018 23.506 22.556 27
  12/31/2019 22.556 29.924 18
  12/31/2020 29.924 40.667 12
2.05%        
  12/31/2014 N/A 17.244 0
  12/31/2015 17.244 17.715 0
  12/31/2016 17.715 18.472 2
  12/31/2017 18.472 23.326 2
  12/31/2018 23.326 22.361 2
  12/31/2019 22.361 29.636 2
  12/31/2020 29.636 40.235 1
2.10%        
  12/31/2016 N/A 17.602 27
  12/31/2017 17.602 22.216 18
  12/31/2018 22.216 21.286 11
  12/31/2019 21.286 28.198 9
  12/31/2020 28.198 38.263 6
2.15%        
  12/31/2016 N/A 17.525 0
  12/31/2017 17.525 22.109 0
  12/31/2018 22.109 21.172 0
  12/31/2019 21.172 28.033 0
  12/31/2020 28.033 38.020 0
2.20%        
  12/31/2016 N/A 17.449 4
  12/31/2017 17.449 22.001 4
  12/31/2018 22.001 21.059 3
  12/31/2019 21.059 27.868 0
  12/31/2020 27.868 37.778 0
2.25%        
  12/31/2016 N/A 17.373 14
  12/31/2017 17.373 21.894 11
  12/31/2018 21.894 20.946 8
  12/31/2019 20.946 27.705 3
  12/31/2020 27.705 37.539 2
2.30%        
  12/31/2016 N/A 17.297 2
  12/31/2017 17.297 21.788 2
  12/31/2018 21.788 20.834 2
  12/31/2019 20.834 27.543 1
  12/31/2020 27.543 37.300 1
2.35%        
  12/31/2016 N/A 17.221 18
  12/31/2017 17.221 21.682 13
  12/31/2018 21.682 20.722 12
  12/31/2019 20.722 27.382 7
  12/31/2020 27.382 37.063 8

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 132 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.40%        
  12/31/2016 N/A 17.146 5
  12/31/2017 17.146 21.577 5
  12/31/2018 21.577 20.611 3
  12/31/2019 20.611 27.222 3
  12/31/2020 27.222 36.828 2
2.45%        
  12/31/2016 N/A 17.072 10
  12/31/2017 17.072 21.472 8
  12/31/2018 21.472 20.501 7
  12/31/2019 20.501 27.062 6
  12/31/2020 27.062 36.594 2
2.50%        
  12/31/2016 N/A 16.997 0
  12/31/2017 16.997 21.368 0
  12/31/2018 21.368 20.391 0
  12/31/2019 20.391 26.904 1
  12/31/2020 26.904 36.361 1
2.55%        
  12/31/2016 N/A 16.923 0
  12/31/2017 16.923 21.264 0
  12/31/2018 21.264 20.282 0
  12/31/2019 20.282 26.746 0
  12/31/2020 26.746 36.130 0
2.60%        
  12/31/2016 N/A 16.849 46
  12/31/2017 16.849 21.161 39
  12/31/2018 21.161 20.173 27
  12/31/2019 20.173 26.590 20
  12/31/2020 26.590 35.901 15
2.65%        
  12/31/2016 N/A 16.776 1
  12/31/2017 16.776 21.058 1
  12/31/2018 21.058 20.065 1
  12/31/2019 20.065 26.434 1
  12/31/2020 26.434 35.673 2
2.70%        
  12/31/2016 N/A 16.703 1
  12/31/2017 16.703 20.956 1
  12/31/2018 20.956 19.958 1
  12/31/2019 19.958 26.280 2
  12/31/2020 26.280 35.446 1
2.75%        
  12/31/2016 N/A 16.630 10
  12/31/2017 16.630 20.854 9
  12/31/2018 20.854 19.851 4
  12/31/2019 19.851 26.126 4
  12/31/2020 26.126 35.221 3
2.80%        
  12/31/2016 N/A 16.557 6
  12/31/2017 16.557 20.753 5
  12/31/2018 20.753 19.744 2
  12/31/2019 19.744 25.973 2
  12/31/2020 25.973 34.997 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 133 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2016 N/A 16.485 11
  12/31/2017 16.485 20.652 12
  12/31/2018 20.652 19.639 10
  12/31/2019 19.639 25.821 10
  12/31/2020 25.821 34.775 8
2.90%        
  12/31/2016 N/A 16.413 11
  12/31/2017 16.413 20.552 6
  12/31/2018 20.552 19.534 3
  12/31/2019 19.534 25.670 3
  12/31/2020 25.670 34.554 2
2.95%        
  12/31/2016 N/A 16.342 1
  12/31/2017 16.342 20.452 1
  12/31/2018 20.452 19.429 1
  12/31/2019 19.429 25.519 0
  12/31/2020 25.519 34.335 0
3.00%        
  12/31/2016 N/A 16.271 7
  12/31/2017 16.271 20.353 6
  12/31/2018 20.353 19.325 5
  12/31/2019 19.325 25.370 5
  12/31/2020 25.370 34.117 3
3.05%        
  12/31/2016 N/A 16.200 1
  12/31/2017 16.200 20.254 1
  12/31/2018 20.254 19.221 5
  12/31/2019 19.221 25.221 4
  12/31/2020 25.221 33.900 3
3.10%        
  12/31/2016 N/A 16.129 32
  12/31/2017 16.129 20.156 31
  12/31/2018 20.156 19.118 40
  12/31/2019 19.118 25.074 24
  12/31/2020 25.074 33.685 18
3.15%        
  12/31/2016 N/A 16.059 4
  12/31/2017 16.059 20.058 4
  12/31/2018 20.058 19.016 3
  12/31/2019 19.016 24.927 3
  12/31/2020 24.927 33.471 0
3.20%        
  12/31/2016 N/A 15.989 0
  12/31/2017 15.989 19.960 0
  12/31/2018 19.960 18.914 0
  12/31/2019 18.914 24.781 0
  12/31/2020 24.781 33.258 0
3.25%        
  12/31/2016 N/A 15.919 5
  12/31/2017 15.919 19.863 4
  12/31/2018 19.863 18.813 1
  12/31/2019 18.813 24.636 1
  12/31/2020 24.636 33.047 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 134 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2016 N/A 15.850 0
  12/31/2017 15.850 19.767 0
  12/31/2018 19.767 18.712 0
  12/31/2019 18.712 24.492 0
  12/31/2020 24.492 32.837 0
3.40%        
  12/31/2016 N/A 15.712 0
  12/31/2017 15.712 19.575 0
  12/31/2018 19.575 18.512 2
  12/31/2019 18.512 24.206 1
  12/31/2020 24.206 32.421 1
3.45%        
  12/31/2016 N/A 15.643 0
  12/31/2017 15.643 19.480 0
  12/31/2018 19.480 18.413 0
  12/31/2019 18.413 24.064 0
  12/31/2020 24.064 32.215 0
3.55%        
  12/31/2016 N/A 15.507 1
  12/31/2017 15.507 19.292 1
  12/31/2018 19.292 18.216 1
  12/31/2019 18.216 23.783 1
  12/31/2020 23.783 31.807 0
AZL Russell 1000 Value Index Fund
1.65%        
  12/31/2014 N/A 16.730 1
  12/31/2015 16.730 15.728 1
  12/31/2016 15.728 17.970 24
  12/31/2017 17.970 19.978 19
  12/31/2018 19.978 17.935 17
  12/31/2019 17.935 22.205 17
  12/31/2020 22.205 22.279 12
1.70%        
  12/31/2014 N/A 16.691 0
  12/31/2015 16.691 15.684 0
  12/31/2016 15.684 17.910 60
  12/31/2017 17.910 19.901 51
  12/31/2018 19.901 17.858 42
  12/31/2019 17.858 22.097 32
  12/31/2020 22.097 22.160 28
1.75%        
  12/31/2014 N/A 16.652 0
  12/31/2015 16.652 15.639 0
  12/31/2016 15.639 17.850 0
  12/31/2017 17.850 19.825 0
  12/31/2018 19.825 17.780 0
  12/31/2019 17.780 21.991 0
  12/31/2020 21.991 22.042 0
1.80%        
  12/31/2016 N/A 17.128 22
  12/31/2017 17.128 19.014 18
  12/31/2018 19.014 17.044 17
  12/31/2019 17.044 21.070 16
  12/31/2020 21.070 21.109 16

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 135 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2014 N/A 16.536 0
  12/31/2015 16.536 15.507 0
  12/31/2016 15.507 17.672 43
  12/31/2017 17.672 19.598 31
  12/31/2018 19.598 17.551 28
  12/31/2019 17.551 21.674 20
  12/31/2020 21.674 21.692 10
1.95%        
  12/31/2014 N/A 16.497 0
  12/31/2015 16.497 15.463 0
  12/31/2016 15.463 17.613 20
  12/31/2017 17.613 19.523 13
  12/31/2018 19.523 17.475 11
  12/31/2019 17.475 21.569 8
  12/31/2020 21.569 21.576 9
2.05%        
  12/31/2014 N/A 16.420 0
  12/31/2015 16.420 15.375 0
  12/31/2016 15.375 17.496 0
  12/31/2017 17.496 19.374 0
  12/31/2018 19.374 17.324 0
  12/31/2019 17.324 21.361 0
  12/31/2020 21.361 21.347 0
2.10%        
  12/31/2016 N/A 16.685 27
  12/31/2017 16.685 18.467 23
  12/31/2018 18.467 16.504 22
  12/31/2019 16.504 20.341 21
  12/31/2020 20.341 20.317 23
2.15%        
  12/31/2016 N/A 16.612 0
  12/31/2017 16.612 18.377 0
  12/31/2018 18.377 16.416 0
  12/31/2019 16.416 20.222 0
  12/31/2020 20.222 20.188 0
2.20%        
  12/31/2016 N/A 16.540 3
  12/31/2017 16.540 18.288 3
  12/31/2018 18.288 16.328 2
  12/31/2019 16.328 20.103 0
  12/31/2020 20.103 20.060 0
2.25%        
  12/31/2016 N/A 16.468 2
  12/31/2017 16.468 18.199 2
  12/31/2018 18.199 16.240 2
  12/31/2019 16.240 19.986 1
  12/31/2020 19.986 19.932 1
2.30%        
  12/31/2016 N/A 16.396 2
  12/31/2017 16.396 18.110 2
  12/31/2018 18.110 16.153 2
  12/31/2019 16.153 19.869 2
  12/31/2020 19.869 19.806 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 136 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2016 N/A 16.325 8
  12/31/2017 16.325 18.023 8
  12/31/2018 18.023 16.067 8
  12/31/2019 16.067 19.752 6
  12/31/2020 19.752 19.680 6
2.40%        
  12/31/2016 N/A 16.254 0
  12/31/2017 16.254 17.935 0
  12/31/2018 17.935 15.981 0
  12/31/2019 15.981 19.637 0
  12/31/2020 19.637 19.555 0
2.45%        
  12/31/2016 N/A 16.183 2
  12/31/2017 16.183 17.848 0
  12/31/2018 17.848 15.895 0
  12/31/2019 15.895 19.522 0
  12/31/2020 19.522 19.431 0
2.50%        
  12/31/2016 N/A 16.112 6
  12/31/2017 16.112 17.761 5
  12/31/2018 17.761 15.810 4
  12/31/2019 15.810 19.407 1
  12/31/2020 19.407 19.307 1
2.55%        
  12/31/2016 N/A 16.042 0
  12/31/2017 16.042 17.675 0
  12/31/2018 17.675 15.725 0
  12/31/2019 15.725 19.294 0
  12/31/2020 19.294 19.184 0
2.60%        
  12/31/2016 N/A 15.972 10
  12/31/2017 15.972 17.589 10
  12/31/2018 17.589 15.641 5
  12/31/2019 15.641 19.181 4
  12/31/2020 19.181 19.063 4
2.65%        
  12/31/2016 N/A 15.902 2
  12/31/2017 15.902 17.504 1
  12/31/2018 17.504 15.557 1
  12/31/2019 15.557 19.069 2
  12/31/2020 19.069 18.942 2
2.70%        
  12/31/2016 N/A 15.833 3
  12/31/2017 15.833 17.419 3
  12/31/2018 17.419 15.474 3
  12/31/2019 15.474 18.957 5
  12/31/2020 18.957 18.821 3
2.75%        
  12/31/2016 N/A 15.764 6
  12/31/2017 15.764 17.334 4
  12/31/2018 17.334 15.391 3
  12/31/2019 15.391 18.846 4
  12/31/2020 18.846 18.702 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 137 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.80%        
  12/31/2016 N/A 15.695 0
  12/31/2017 15.695 17.250 0
  12/31/2018 17.250 15.309 0
  12/31/2019 15.309 18.736 0
  12/31/2020 18.736 18.583 2
2.85%        
  12/31/2016 N/A 15.627 8
  12/31/2017 15.627 17.166 5
  12/31/2018 17.166 15.227 5
  12/31/2019 15.227 18.626 3
  12/31/2020 18.626 18.465 3
2.90%        
  12/31/2016 N/A 15.559 9
  12/31/2017 15.559 17.083 7
  12/31/2018 17.083 15.145 7
  12/31/2019 15.145 18.517 6
  12/31/2020 18.517 18.348 4
2.95%        
  12/31/2016 N/A 15.491 0
  12/31/2017 15.491 17.000 0
  12/31/2018 17.000 15.064 0
  12/31/2019 15.064 18.409 0
  12/31/2020 18.409 18.231 0
3.00%        
  12/31/2016 N/A 15.423 7
  12/31/2017 15.423 16.917 7
  12/31/2018 16.917 14.983 7
  12/31/2019 14.983 18.301 6
  12/31/2020 18.301 18.115 6
3.05%        
  12/31/2016 N/A 15.356 0
  12/31/2017 15.356 16.835 0
  12/31/2018 16.835 14.903 0
  12/31/2019 14.903 18.194 0
  12/31/2020 18.194 18.000 0
3.10%        
  12/31/2016 N/A 15.289 2
  12/31/2017 15.289 16.753 4
  12/31/2018 16.753 14.823 8
  12/31/2019 14.823 18.087 7
  12/31/2020 18.087 17.886 7
3.15%        
  12/31/2016 N/A 15.222 0
  12/31/2017 15.222 16.672 0
  12/31/2018 16.672 14.744 0
  12/31/2019 14.744 17.981 0
  12/31/2020 17.981 17.772 0
3.20%        
  12/31/2016 N/A 15.156 0
  12/31/2017 15.156 16.591 14
  12/31/2018 16.591 14.665 12
  12/31/2019 14.665 17.876 11
  12/31/2020 17.876 17.659 11

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 138 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.25%        
  12/31/2016 N/A 15.090 1
  12/31/2017 15.090 16.511 1
  12/31/2018 16.511 14.586 0
  12/31/2019 14.586 17.772 0
  12/31/2020 17.772 17.547 0
3.30%        
  12/31/2016 N/A 15.024 13
  12/31/2017 15.024 16.430 0
  12/31/2018 16.430 14.508 0
  12/31/2019 14.508 17.668 0
  12/31/2020 17.668 17.436 0
3.40%        
  12/31/2016 N/A 14.894 2
  12/31/2017 14.894 16.271 0
  12/31/2018 16.271 14.353 0
  12/31/2019 14.353 17.461 0
  12/31/2020 17.461 17.215 0
3.45%        
  12/31/2016 N/A 14.829 0
  12/31/2017 14.829 16.192 0
  12/31/2018 16.192 14.276 0
  12/31/2019 14.276 17.359 0
  12/31/2020 17.359 17.106 0
3.55%        
  12/31/2016 N/A 14.700 0
  12/31/2017 14.700 16.035 0
  12/31/2018 16.035 14.124 0
  12/31/2019 14.124 17.156 0
  12/31/2020 17.156 16.889 0
AZL S&P 500 Index Fund
1.65%        
  12/31/2011 8.412 8.403 88
  12/31/2012 8.403 9.539 140
  12/31/2013 9.539 12.353 157
  12/31/2014 12.353 13.745 136
  12/31/2015 13.745 13.648 122
  12/31/2016 13.648 14.962 80
  12/31/2017 14.962 17.861 64
  12/31/2018 17.861 16.717 56
  12/31/2019 16.717 21.523 50
  12/31/2020 21.523 24.875 32
1.70%        
  12/31/2011 8.396 8.383 37
  12/31/2012 8.383 9.512 76
  12/31/2013 9.512 12.312 126
  12/31/2014 12.312 13.692 113
  12/31/2015 13.692 13.589 123
  12/31/2016 13.589 14.890 163
  12/31/2017 14.890 17.766 118
  12/31/2018 17.766 16.620 100
  12/31/2019 16.620 21.387 79
  12/31/2020 21.387 24.705 62

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 139 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 8.381 8.364 0
  12/31/2012 8.364 9.485 0
  12/31/2013 9.485 12.271 0
  12/31/2014 12.271 13.640 0
  12/31/2015 13.640 13.530 0
  12/31/2016 13.530 14.818 0
  12/31/2017 14.818 17.672 0
  12/31/2018 17.672 16.523 0
  12/31/2019 16.523 21.252 0
  12/31/2020 21.252 24.537 0
1.80%        
  12/31/2011 8.366 8.344 251
  12/31/2012 8.344 9.458 182
  12/31/2013 9.458 12.230 145
  12/31/2014 12.230 13.588 161
  12/31/2015 13.588 13.472 160
  12/31/2016 13.472 14.747 124
  12/31/2017 14.747 17.578 87
  12/31/2018 17.578 16.427 86
  12/31/2019 16.427 21.118 41
  12/31/2020 21.118 24.369 60
1.90%        
  12/31/2011 8.335 8.305 33
  12/31/2012 8.305 9.405 50
  12/31/2013 9.405 12.149 83
  12/31/2014 12.149 13.484 96
  12/31/2015 13.484 13.355 86
  12/31/2016 13.355 14.605 116
  12/31/2017 14.605 17.391 73
  12/31/2018 17.391 16.236 62
  12/31/2019 16.236 20.852 57
  12/31/2020 20.852 24.038 40
1.95%        
  12/31/2011 8.320 8.286 133
  12/31/2012 8.286 9.378 168
  12/31/2013 9.378 12.108 173
  12/31/2014 12.108 13.432 148
  12/31/2015 13.432 13.298 113
  12/31/2016 13.298 14.534 149
  12/31/2017 14.534 17.299 101
  12/31/2018 17.299 16.142 84
  12/31/2019 16.142 20.720 61
  12/31/2020 20.720 23.874 54
2.05%        
  12/31/2011 8.289 8.247 8
  12/31/2012 8.247 9.325 7
  12/31/2013 9.325 12.028 6
  12/31/2014 12.028 13.329 6
  12/31/2015 13.329 13.183 4
  12/31/2016 13.183 14.394 7
  12/31/2017 14.394 17.115 5
  12/31/2018 17.115 15.954 5
  12/31/2019 15.954 20.459 3
  12/31/2020 20.459 23.550 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 140 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 8.274 8.228 124
  12/31/2012 8.228 9.298 123
  12/31/2013 9.298 11.987 107
  12/31/2014 11.987 13.278 56
  12/31/2015 13.278 13.126 50
  12/31/2016 13.126 14.325 66
  12/31/2017 14.325 17.024 56
  12/31/2018 17.024 15.861 42
  12/31/2019 15.861 20.329 41
  12/31/2020 20.329 23.389 26
2.15%        
  12/31/2011 8.259 8.209 2
  12/31/2012 8.209 9.272 2
  12/31/2013 9.272 11.947 2
  12/31/2014 11.947 13.227 1
  12/31/2015 13.227 13.069 0
  12/31/2016 13.069 14.255 1
  12/31/2017 14.255 16.933 1
  12/31/2018 16.933 15.769 1
  12/31/2019 15.769 20.201 1
  12/31/2020 20.201 23.230 1
2.20%        
  12/31/2011 8.234 8.180 32
  12/31/2012 8.180 9.235 30
  12/31/2013 9.235 11.894 13
  12/31/2014 11.894 13.161 11
  12/31/2015 13.161 12.997 3
  12/31/2016 12.997 14.170 7
  12/31/2017 14.170 16.823 6
  12/31/2018 16.823 15.659 5
  12/31/2019 15.659 20.049 1
  12/31/2020 20.049 23.044 1
2.25%        
  12/31/2011 8.228 8.171 70
  12/31/2012 8.171 9.219 65
  12/31/2013 9.219 11.868 39
  12/31/2014 11.868 13.126 28
  12/31/2015 13.126 12.956 21
  12/31/2016 12.956 14.118 35
  12/31/2017 14.118 16.753 32
  12/31/2018 16.753 15.586 20
  12/31/2019 15.586 19.946 6
  12/31/2020 19.946 22.914 4
2.30%        
  12/31/2011 8.213 8.152 7
  12/31/2012 8.152 9.193 2
  12/31/2013 9.193 11.828 2
  12/31/2014 11.828 13.076 2
  12/31/2015 13.076 12.900 1
  12/31/2016 12.900 14.050 8
  12/31/2017 14.050 16.664 4
  12/31/2018 16.664 15.495 4
  12/31/2019 15.495 19.820 3
  12/31/2020 19.820 22.758 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 141 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 8.198 8.133 47
  12/31/2012 8.133 9.167 37
  12/31/2013 9.167 11.789 28
  12/31/2014 11.789 13.026 26
  12/31/2015 13.026 12.844 22
  12/31/2016 12.844 13.982 41
  12/31/2017 13.982 16.575 30
  12/31/2018 16.575 15.405 22
  12/31/2019 15.405 19.695 18
  12/31/2020 19.695 22.603 17
2.40%        
  12/31/2011 8.183 8.114 11
  12/31/2012 8.114 9.141 10
  12/31/2013 9.141 11.750 8
  12/31/2014 11.750 12.976 2
  12/31/2015 12.976 12.788 2
  12/31/2016 12.788 13.915 8
  12/31/2017 13.915 16.487 7
  12/31/2018 16.487 15.315 5
  12/31/2019 15.315 19.570 4
  12/31/2020 19.570 22.449 3
2.45%        
  12/31/2011 8.168 8.095 3
  12/31/2012 8.095 9.115 2
  12/31/2013 9.115 11.711 4
  12/31/2014 11.711 12.926 2
  12/31/2015 12.926 12.733 1
  12/31/2016 12.733 13.848 12
  12/31/2017 13.848 16.399 7
  12/31/2018 16.399 15.226 2
  12/31/2019 15.226 19.447 2
  12/31/2020 19.447 22.296 2
2.50%        
  12/31/2011 8.153 8.076 4
  12/31/2012 8.076 9.090 4
  12/31/2013 9.090 11.671 4
  12/31/2014 11.671 12.877 1
  12/31/2015 12.877 12.678 1
  12/31/2016 12.678 13.781 5
  12/31/2017 13.781 16.312 4
  12/31/2018 16.312 15.137 4
  12/31/2019 15.137 19.324 2
  12/31/2020 19.324 22.144 2
2.55%        
  12/31/2011 8.138 8.057 1
  12/31/2012 8.057 9.064 1
  12/31/2013 9.064 11.633 1
  12/31/2014 11.633 12.827 1
  12/31/2015 12.827 12.623 0
  12/31/2016 12.623 13.714 0
  12/31/2017 13.714 16.225 0
  12/31/2018 16.225 15.049 0
  12/31/2019 15.049 19.202 0
  12/31/2020 19.202 21.993 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 142 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 8.123 8.038 77
  12/31/2012 8.038 9.038 75
  12/31/2013 9.038 11.594 75
  12/31/2014 11.594 12.778 76
  12/31/2015 12.778 12.568 72
  12/31/2016 12.568 13.648 79
  12/31/2017 13.648 16.139 78
  12/31/2018 16.139 14.962 66
  12/31/2019 14.962 19.080 47
  12/31/2020 19.080 21.843 57
2.65%        
  12/31/2011 8.108 8.019 5
  12/31/2012 8.019 9.012 3
  12/31/2013 9.012 11.555 3
  12/31/2014 11.555 12.729 3
  12/31/2015 12.729 12.514 3
  12/31/2016 12.514 13.582 3
  12/31/2017 13.582 16.053 1
  12/31/2018 16.053 14.874 1
  12/31/2019 14.874 18.960 2
  12/31/2020 18.960 21.694 1
2.70%        
  12/31/2011 8.093 8.001 8
  12/31/2012 8.001 8.987 8
  12/31/2013 8.987 11.517 7
  12/31/2014 11.517 12.681 6
  12/31/2015 12.681 12.460 6
  12/31/2016 12.460 13.516 7
  12/31/2017 13.516 15.968 7
  12/31/2018 15.968 14.788 6
  12/31/2019 14.788 18.840 6
  12/31/2020 18.840 21.546 4
2.75%        
  12/31/2011 8.079 7.982 33
  12/31/2012 7.982 8.961 24
  12/31/2013 8.961 11.478 28
  12/31/2014 11.478 12.632 29
  12/31/2015 12.632 12.406 27
  12/31/2016 12.406 13.451 39
  12/31/2017 13.451 15.883 34
  12/31/2018 15.883 14.702 36
  12/31/2019 14.702 18.721 31
  12/31/2020 18.721 21.399 29
2.80%        
  12/31/2011 8.064 7.963 10
  12/31/2012 7.963 8.936 9
  12/31/2013 8.936 11.440 7
  12/31/2014 11.440 12.584 5
  12/31/2015 12.584 12.352 3
  12/31/2016 12.352 13.386 2
  12/31/2017 13.386 15.798 2
  12/31/2018 15.798 14.616 2
  12/31/2019 14.616 18.603 1
  12/31/2020 18.603 21.253 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 143 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 8.049 7.945 36
  12/31/2012 7.945 8.911 33
  12/31/2013 8.911 11.402 34
  12/31/2014 11.402 12.535 3
  12/31/2015 12.535 12.299 3
  12/31/2016 12.299 13.322 7
  12/31/2017 13.322 15.714 14
  12/31/2018 15.714 14.531 17
  12/31/2019 14.531 18.485 15
  12/31/2020 18.485 21.108 16
2.90%        
  12/31/2011 8.025 7.917 26
  12/31/2012 7.917 8.875 22
  12/31/2013 8.875 11.350 19
  12/31/2014 11.350 12.473 20
  12/31/2015 12.473 12.231 18
  12/31/2016 12.231 13.242 52
  12/31/2017 13.242 15.612 44
  12/31/2018 15.612 14.429 42
  12/31/2019 14.429 18.346 33
  12/31/2020 18.346 20.939 33
2.95%        
  12/31/2013 N/A 11.326 0
  12/31/2014 11.326 12.439 0
  12/31/2015 12.439 12.192 0
  12/31/2016 12.192 13.193 0
  12/31/2017 13.193 15.547 0
  12/31/2018 15.547 14.362 0
  12/31/2019 14.362 18.252 0
  12/31/2020 18.252 20.821 0
3.00%        
  12/31/2011 8.005 7.889 0
  12/31/2012 7.889 8.835 0
  12/31/2013 8.835 11.288 0
  12/31/2014 11.288 12.392 27
  12/31/2015 12.392 12.140 27
  12/31/2016 12.140 13.130 16
  12/31/2017 13.130 15.464 15
  12/31/2018 15.464 14.279 12
  12/31/2019 14.279 18.137 11
  12/31/2020 18.137 20.679 10
3.05%        
  12/31/2011 7.981 7.862 19
  12/31/2012 7.862 8.800 19
  12/31/2013 8.800 11.237 10
  12/31/2014 11.237 12.330 7
  12/31/2015 12.330 12.073 6
  12/31/2016 12.073 13.051 10
  12/31/2017 13.051 15.364 9
  12/31/2018 15.364 14.179 8
  12/31/2019 14.179 18.001 2
  12/31/2020 18.001 20.514 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 144 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 11.213 1
  12/31/2014 11.213 12.297 6
  12/31/2015 12.297 12.035 5
  12/31/2016 12.035 13.003 15
  12/31/2017 13.003 15.300 14
  12/31/2018 15.300 14.113 21
  12/31/2019 14.113 17.908 24
  12/31/2020 17.908 20.398 25
3.15%        
  12/31/2011 7.961 7.834 0
  12/31/2012 7.834 8.760 0
  12/31/2013 8.760 11.176 0
  12/31/2014 11.176 12.250 0
  12/31/2015 12.250 11.983 1
  12/31/2016 11.983 12.940 8
  12/31/2017 12.940 15.219 9
  12/31/2018 15.219 14.031 9
  12/31/2019 14.031 17.795 8
  12/31/2020 17.795 20.259 6
3.20%        
  12/31/2013 N/A 11.853 0
  12/31/2014 11.853 12.985 0
  12/31/2015 12.985 12.696 0
  12/31/2016 12.696 13.704 0
  12/31/2017 13.704 16.108 1
  12/31/2018 16.108 14.843 1
  12/31/2019 14.843 18.816 1
  12/31/2020 18.816 21.411 1
3.25%        
  12/31/2013 N/A 11.813 2
  12/31/2014 11.813 12.935 6
  12/31/2015 12.935 12.640 5
  12/31/2016 12.640 13.637 8
  12/31/2017 13.637 16.022 7
  12/31/2018 16.022 14.757 6
  12/31/2019 14.757 18.697 3
  12/31/2020 18.697 21.265 3
3.30%        
  12/31/2011 7.917 7.780 0
  12/31/2012 7.780 8.686 0
  12/31/2013 8.686 11.064 0
  12/31/2014 11.064 12.110 1
  12/31/2015 12.110 11.828 0
  12/31/2016 11.828 12.754 6
  12/31/2017 12.754 14.977 6
  12/31/2018 14.977 13.787 5
  12/31/2019 13.787 17.460 4
  12/31/2020 17.460 19.847 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 145 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 11.695 0
  12/31/2014 11.695 12.787 2
  12/31/2015 12.787 12.477 6
  12/31/2016 12.477 13.441 10
  12/31/2017 13.441 15.767 12
  12/31/2018 15.767 14.500 10
  12/31/2019 14.500 18.344 11
  12/31/2020 18.344 20.832 10
3.45%        
  12/31/2013 N/A 11.656 0
  12/31/2014 11.656 12.738 0
  12/31/2015 12.738 12.423 0
  12/31/2016 12.423 13.376 0
  12/31/2017 13.376 15.683 0
  12/31/2018 15.683 14.415 0
  12/31/2019 14.415 18.228 0
  12/31/2020 18.228 20.690 0
3.55%        
  12/31/2013 N/A 11.578 8
  12/31/2014 11.578 12.640 9
  12/31/2015 12.640 12.315 8
  12/31/2016 12.315 13.247 14
  12/31/2017 13.247 15.517 7
  12/31/2018 15.517 14.248 7
  12/31/2019 14.248 17.998 7
  12/31/2020 17.998 20.409 8
AZL Small Cap Stock Index Fund
1.65%        
  12/31/2011 9.589 9.460 6
  12/31/2012 9.460 10.776 13
  12/31/2013 10.776 14.905 10
  12/31/2014 14.905 15.428 14
  12/31/2015 15.428 14.797 9
  12/31/2016 14.797 18.297 29
  12/31/2017 18.297 20.292 22
  12/31/2018 20.292 18.176 20
  12/31/2019 18.176 21.847 19
  12/31/2020 21.847 23.790 16
1.70%        
  12/31/2011 9.571 9.438 18
  12/31/2012 9.438 10.746 29
  12/31/2013 10.746 14.855 21
  12/31/2014 14.855 15.369 20
  12/31/2015 15.369 14.733 15
  12/31/2016 14.733 18.209 56
  12/31/2017 18.209 20.184 46
  12/31/2018 20.184 18.071 37
  12/31/2019 18.071 21.709 30
  12/31/2020 21.709 23.627 28

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 146 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 9.554 9.416 0
  12/31/2012 9.416 10.715 0
  12/31/2013 10.715 14.806 0
  12/31/2014 14.806 15.310 0
  12/31/2015 15.310 14.669 0
  12/31/2016 14.669 18.121 0
  12/31/2017 18.121 20.077 0
  12/31/2018 20.077 17.965 0
  12/31/2019 17.965 21.572 0
  12/31/2020 21.572 23.466 0
1.80%        
  12/31/2011 9.536 9.394 40
  12/31/2012 9.394 10.685 19
  12/31/2013 10.685 14.756 15
  12/31/2014 14.756 15.252 10
  12/31/2015 15.252 14.606 11
  12/31/2016 14.606 18.034 30
  12/31/2017 18.034 19.970 24
  12/31/2018 19.970 17.861 21
  12/31/2019 17.861 21.435 19
  12/31/2020 21.435 23.306 20
1.90%        
  12/31/2011 9.501 9.350 13
  12/31/2012 9.350 10.624 15
  12/31/2013 10.624 14.658 67
  12/31/2014 14.658 15.135 11
  12/31/2015 15.135 14.480 10
  12/31/2016 14.480 17.860 38
  12/31/2017 17.860 19.758 30
  12/31/2018 19.758 17.653 25
  12/31/2019 17.653 21.165 19
  12/31/2020 21.165 22.990 15
1.95%        
  12/31/2011 9.484 9.329 20
  12/31/2012 9.329 10.594 41
  12/31/2013 10.594 14.609 35
  12/31/2014 14.609 15.077 32
  12/31/2015 15.077 14.417 28
  12/31/2016 14.417 17.774 37
  12/31/2017 17.774 19.653 27
  12/31/2018 19.653 17.551 25
  12/31/2019 17.551 21.031 21
  12/31/2020 21.031 22.833 20
2.05%        
  12/31/2011 9.449 9.285 5
  12/31/2012 9.285 10.534 4
  12/31/2013 10.534 14.512 3
  12/31/2014 14.512 14.962 2
  12/31/2015 14.962 14.293 1
  12/31/2016 14.293 17.602 3
  12/31/2017 17.602 19.444 2
  12/31/2018 19.444 17.347 2
  12/31/2019 17.347 20.766 2
  12/31/2020 20.766 22.523 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 147 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 9.432 9.263 23
  12/31/2012 9.263 10.504 20
  12/31/2013 10.504 14.464 16
  12/31/2014 14.464 14.904 10
  12/31/2015 14.904 14.231 10
  12/31/2016 14.231 17.517 40
  12/31/2017 17.517 19.341 32
  12/31/2018 19.341 17.246 26
  12/31/2019 17.246 20.635 28
  12/31/2020 20.635 22.369 20
2.15%        
  12/31/2011 9.415 9.242 1
  12/31/2012 9.242 10.474 1
  12/31/2013 10.474 14.416 1
  12/31/2014 14.416 14.847 1
  12/31/2015 14.847 14.169 0
  12/31/2016 14.169 17.433 1
  12/31/2017 17.433 19.238 1
  12/31/2018 19.238 17.145 1
  12/31/2019 17.145 20.505 1
  12/31/2020 20.505 22.216 1
2.20%        
  12/31/2011 9.386 9.209 6
  12/31/2012 9.209 10.432 6
  12/31/2013 10.432 14.350 1
  12/31/2014 14.350 14.773 1
  12/31/2015 14.773 14.091 1
  12/31/2016 14.091 17.328 2
  12/31/2017 17.328 19.113 2
  12/31/2018 19.113 17.025 2
  12/31/2019 17.025 20.351 0
  12/31/2020 20.351 22.039 0
2.25%        
  12/31/2011 9.380 9.199 8
  12/31/2012 9.199 10.415 11
  12/31/2013 10.415 14.320 5
  12/31/2014 14.320 14.734 4
  12/31/2015 14.734 14.047 3
  12/31/2016 14.047 17.265 11
  12/31/2017 17.265 19.034 10
  12/31/2018 19.034 16.946 9
  12/31/2019 16.946 20.246 2
  12/31/2020 20.246 21.915 1
2.30%        
  12/31/2011 9.363 9.177 3
  12/31/2012 9.177 10.386 3
  12/31/2013 10.386 14.272 4
  12/31/2014 14.272 14.677 3
  12/31/2015 14.677 13.986 2
  12/31/2016 13.986 17.182 3
  12/31/2017 17.182 18.932 2
  12/31/2018 18.932 16.847 2
  12/31/2019 16.847 20.118 2
  12/31/2020 20.118 21.765 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 148 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 9.346 9.156 7
  12/31/2012 9.156 10.356 5
  12/31/2013 10.356 14.224 4
  12/31/2014 14.224 14.621 8
  12/31/2015 14.621 13.925 7
  12/31/2016 13.925 17.099 12
  12/31/2017 17.099 18.831 11
  12/31/2018 18.831 16.749 9
  12/31/2019 16.749 19.991 7
  12/31/2020 19.991 21.617 11
2.40%        
  12/31/2011 9.328 9.134 4
  12/31/2012 9.134 10.327 3
  12/31/2013 10.327 14.177 2
  12/31/2014 14.177 14.565 2
  12/31/2015 14.565 13.865 2
  12/31/2016 13.865 17.016 3
  12/31/2017 17.016 18.731 2
  12/31/2018 18.731 16.652 2
  12/31/2019 16.652 19.865 2
  12/31/2020 19.865 21.469 1
2.45%        
  12/31/2011 9.311 9.113 0
  12/31/2012 9.113 10.298 0
  12/31/2013 10.298 14.130 2
  12/31/2014 14.130 14.509 1
  12/31/2015 14.509 13.805 0
  12/31/2016 13.805 16.934 10
  12/31/2017 16.934 18.631 7
  12/31/2018 18.631 16.555 5
  12/31/2019 16.555 19.739 4
  12/31/2020 19.739 21.323 1
2.50%        
  12/31/2011 9.294 9.092 1
  12/31/2012 9.092 10.268 1
  12/31/2013 10.268 14.083 1
  12/31/2014 14.083 14.454 0
  12/31/2015 14.454 13.745 1
  12/31/2016 13.745 16.852 2
  12/31/2017 16.852 18.532 1
  12/31/2018 18.532 16.458 1
  12/31/2019 16.458 19.615 1
  12/31/2020 19.615 21.178 1
2.55%        
  12/31/2011 9.277 9.071 5
  12/31/2012 9.071 10.239 5
  12/31/2013 10.239 14.036 5
  12/31/2014 14.036 14.398 5
  12/31/2015 14.398 13.686 4
  12/31/2016 13.686 16.771 3
  12/31/2017 16.771 18.434 3
  12/31/2018 18.434 16.363 3
  12/31/2019 16.363 19.491 3
  12/31/2020 19.491 21.033 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 149 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 9.260 9.050 8
  12/31/2012 9.050 10.210 7
  12/31/2013 10.210 13.989 10
  12/31/2014 13.989 14.343 15
  12/31/2015 14.343 13.626 13
  12/31/2016 13.626 16.690 41
  12/31/2017 16.690 18.335 40
  12/31/2018 18.335 16.267 31
  12/31/2019 16.267 19.367 28
  12/31/2020 19.367 20.890 31
2.65%        
  12/31/2011 9.243 9.028 0
  12/31/2012 9.028 10.181 0
  12/31/2013 10.181 13.942 0
  12/31/2014 13.942 14.288 0
  12/31/2015 14.288 13.567 0
  12/31/2016 13.567 16.609 1
  12/31/2017 16.609 18.238 1
  12/31/2018 18.238 16.173 1
  12/31/2019 16.173 19.245 2
  12/31/2020 19.245 20.747 3
2.70%        
  12/31/2011 9.226 9.007 4
  12/31/2012 9.007 10.152 4
  12/31/2013 10.152 13.896 3
  12/31/2014 13.896 14.233 3
  12/31/2015 14.233 13.509 0
  12/31/2016 13.509 16.529 1
  12/31/2017 16.529 18.141 1
  12/31/2018 18.141 16.078 1
  12/31/2019 16.078 19.123 2
  12/31/2020 19.123 20.606 2
2.75%        
  12/31/2011 9.209 8.986 8
  12/31/2012 8.986 10.124 8
  12/31/2013 10.124 13.849 5
  12/31/2014 13.849 14.179 3
  12/31/2015 14.179 13.450 3
  12/31/2016 13.450 16.449 12
  12/31/2017 16.449 18.044 11
  12/31/2018 18.044 15.985 7
  12/31/2019 15.985 19.002 8
  12/31/2020 19.002 20.465 6
2.80%        
  12/31/2011 9.192 8.965 12
  12/31/2012 8.965 10.095 11
  12/31/2013 10.095 13.803 9
  12/31/2014 13.803 14.125 9
  12/31/2015 14.125 13.392 8
  12/31/2016 13.392 16.370 7
  12/31/2017 16.370 17.948 7
  12/31/2018 17.948 15.892 3
  12/31/2019 15.892 18.882 3
  12/31/2020 18.882 20.326 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 150 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 9.175 8.944 0
  12/31/2012 8.944 10.066 0
  12/31/2013 10.066 13.757 0
  12/31/2014 13.757 14.070 1
  12/31/2015 14.070 13.334 1
  12/31/2016 13.334 16.291 10
  12/31/2017 16.291 17.853 10
  12/31/2018 17.853 15.799 10
  12/31/2019 15.799 18.763 10
  12/31/2020 18.763 20.187 10
2.90%        
  12/31/2011 9.148 8.913 8
  12/31/2012 8.913 10.026 8
  12/31/2013 10.026 13.695 7
  12/31/2014 13.695 14.000 4
  12/31/2015 14.000 13.261 4
  12/31/2016 13.261 16.193 9
  12/31/2017 16.193 17.737 6
  12/31/2018 17.737 15.689 5
  12/31/2019 15.689 18.622 4
  12/31/2020 18.622 20.026 3
2.95%        
  12/31/2013 N/A 13.666 0
  12/31/2014 13.666 13.963 0
  12/31/2015 13.963 13.219 0
  12/31/2016 13.219 16.134 1
  12/31/2017 16.134 17.663 1
  12/31/2018 17.663 15.616 0
  12/31/2019 15.616 18.527 0
  12/31/2020 18.527 19.913 0
3.00%        
  12/31/2011 9.125 8.882 1
  12/31/2012 8.882 9.981 1
  12/31/2013 9.981 13.620 1
  12/31/2014 13.620 13.909 1
  12/31/2015 13.909 13.162 1
  12/31/2016 13.162 16.056 4
  12/31/2017 16.056 17.569 4
  12/31/2018 17.569 15.525 2
  12/31/2019 15.525 18.409 2
  12/31/2020 18.409 19.777 1
3.05%        
  12/31/2011 9.097 8.851 0
  12/31/2012 8.851 9.941 0
  12/31/2013 9.941 13.559 0
  12/31/2014 13.559 13.840 0
  12/31/2015 13.840 13.089 0
  12/31/2016 13.089 15.960 2
  12/31/2017 15.960 17.455 4
  12/31/2018 17.455 15.416 8
  12/31/2019 15.416 18.271 8
  12/31/2020 18.271 19.619 8

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 151 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 13.529 2
  12/31/2014 13.529 13.803 6
  12/31/2015 13.803 13.048 4
  12/31/2016 13.048 15.902 17
  12/31/2017 15.902 17.382 16
  12/31/2018 17.382 15.344 19
  12/31/2019 15.344 18.177 16
  12/31/2020 18.177 19.508 16
3.15%        
  12/31/2011 9.075 8.820 0
  12/31/2012 8.820 9.896 0
  12/31/2013 9.896 13.484 0
  12/31/2014 13.484 13.750 0
  12/31/2015 13.750 12.991 0
  12/31/2016 12.991 15.825 6
  12/31/2017 15.825 17.290 6
  12/31/2018 17.290 15.255 6
  12/31/2019 15.255 18.063 6
  12/31/2020 18.063 19.375 5
3.20%        
  12/31/2013 N/A 14.195 0
  12/31/2014 14.195 14.467 0
  12/31/2015 14.467 13.662 0
  12/31/2016 13.662 16.634 0
  12/31/2017 16.634 18.165 3
  12/31/2018 18.165 16.019 3
  12/31/2019 16.019 18.957 3
  12/31/2020 18.957 20.325 2
3.25%        
  12/31/2013 N/A 14.148 1
  12/31/2014 14.148 14.412 4
  12/31/2015 14.412 13.603 3
  12/31/2016 13.603 16.553 4
  12/31/2017 16.553 18.068 4
  12/31/2018 18.068 15.925 2
  12/31/2019 15.925 18.837 1
  12/31/2020 18.837 20.186 1
3.30%        
  12/31/2011 9.025 8.758 0
  12/31/2012 8.758 9.812 0
  12/31/2013 9.812 13.350 0
  12/31/2014 13.350 13.593 3
  12/31/2015 13.593 12.823 3
  12/31/2016 12.823 15.597 3
  12/31/2017 15.597 17.015 1
  12/31/2018 17.015 14.990 1
  12/31/2019 14.990 17.722 1
  12/31/2020 17.722 18.982 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 152 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 14.006 0
  12/31/2014 14.006 14.247 2
  12/31/2015 14.247 13.427 3
  12/31/2016 13.427 16.314 3
  12/31/2017 16.314 17.780 3
  12/31/2018 17.780 15.648 4
  12/31/2019 15.648 18.482 5
  12/31/2020 18.482 19.776 5
3.45%        
  12/31/2013 N/A 13.959 0
  12/31/2014 13.959 14.192 0
  12/31/2015 14.192 13.369 0
  12/31/2016 13.369 16.236 0
  12/31/2017 16.236 17.686 0
  12/31/2018 17.686 15.557 0
  12/31/2019 15.557 18.365 0
  12/31/2020 18.365 19.641 0
3.55%        
  12/31/2013 N/A 13.866 0
  12/31/2014 13.866 14.083 0
  12/31/2015 14.083 13.253 0
  12/31/2016 13.253 16.079 4
  12/31/2017 16.079 17.498 1
  12/31/2018 17.498 15.376 1
  12/31/2019 15.376 18.133 1
  12/31/2020 18.133 19.373 1
AZL T. Rowe Price Capital Appreciation Fund
1.65%        
  12/31/2011 11.163 10.520 23
  12/31/2012 10.520 11.622 32
  12/31/2013 11.622 14.855 35
  12/31/2014 14.855 16.332 31
  12/31/2015 16.332 16.878 51
  12/31/2016 16.878 17.904 41
  12/31/2017 17.904 20.261 21
  12/31/2018 20.261 20.002 19
  12/31/2019 20.002 24.472 12
  12/31/2020 24.472 28.277 8
1.70%        
  12/31/2011 11.112 10.467 49
  12/31/2012 10.467 11.557 65
  12/31/2013 11.557 14.765 80
  12/31/2014 14.765 16.225 67
  12/31/2015 16.225 16.759 57
  12/31/2016 16.759 17.768 59
  12/31/2017 17.768 20.097 65
  12/31/2018 20.097 19.831 59
  12/31/2019 19.831 24.250 41
  12/31/2020 24.250 28.007 28

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 153 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 11.053 10.405 2
  12/31/2012 10.405 11.484 2
  12/31/2013 11.484 14.663 1
  12/31/2014 14.663 16.105 0
  12/31/2015 16.105 16.628 0
  12/31/2016 16.628 17.620 0
  12/31/2017 17.620 19.920 0
  12/31/2018 19.920 19.646 0
  12/31/2019 19.646 24.012 0
  12/31/2020 24.012 27.718 0
1.80%        
  12/31/2011 11.011 10.361 56
  12/31/2012 10.361 11.429 51
  12/31/2013 11.429 14.586 41
  12/31/2014 14.586 16.013 36
  12/31/2015 16.013 16.524 28
  12/31/2016 16.524 17.501 15
  12/31/2017 17.501 19.775 22
  12/31/2018 19.775 19.494 24
  12/31/2019 19.494 23.814 15
  12/31/2020 23.814 27.476 20
1.90%        
  12/31/2011 10.910 10.256 8
  12/31/2012 10.256 11.302 9
  12/31/2013 11.302 14.410 16
  12/31/2014 14.410 15.803 6
  12/31/2015 15.803 16.291 12
  12/31/2016 16.291 17.237 5
  12/31/2017 17.237 19.458 23
  12/31/2018 19.458 19.161 19
  12/31/2019 19.161 23.385 19
  12/31/2020 23.385 26.953 21
1.95%        
  12/31/2011 10.860 10.204 53
  12/31/2012 10.204 11.239 62
  12/31/2013 11.239 14.322 50
  12/31/2014 14.322 15.699 45
  12/31/2015 15.699 16.176 43
  12/31/2016 16.176 17.107 24
  12/31/2017 17.107 19.301 19
  12/31/2018 19.301 18.998 14
  12/31/2019 18.998 23.173 8
  12/31/2020 23.173 26.696 6
2.05%        
  12/31/2011 10.762 10.101 13
  12/31/2012 10.101 11.114 12
  12/31/2013 11.114 14.149 9
  12/31/2014 14.149 15.494 8
  12/31/2015 15.494 15.949 4
  12/31/2016 15.949 16.850 2
  12/31/2017 16.850 18.992 1
  12/31/2018 18.992 18.675 1
  12/31/2019 18.675 22.757 1
  12/31/2020 22.757 26.190 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 154 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 10.712 10.050 91
  12/31/2012 10.050 11.052 85
  12/31/2013 11.052 14.063 75
  12/31/2014 14.063 15.392 45
  12/31/2015 15.392 15.836 36
  12/31/2016 15.836 16.722 32
  12/31/2017 16.722 18.839 28
  12/31/2018 18.839 18.514 22
  12/31/2019 18.514 22.550 21
  12/31/2020 22.550 25.939 19
2.15%        
  12/31/2011 10.664 9.999 1
  12/31/2012 9.999 10.991 1
  12/31/2013 10.991 13.978 1
  12/31/2014 13.978 15.292 1
  12/31/2015 15.292 15.725 1
  12/31/2016 15.725 16.597 1
  12/31/2017 16.597 18.688 1
  12/31/2018 18.688 18.357 1
  12/31/2019 18.357 22.347 1
  12/31/2020 22.347 25.693 1
2.20%        
  12/31/2011 10.429 9.774 8
  12/31/2012 9.774 10.738 6
  12/31/2013 10.738 13.650 5
  12/31/2014 13.650 14.925 5
  12/31/2015 14.925 15.340 7
  12/31/2016 15.340 16.183 6
  12/31/2017 16.183 18.213 3
  12/31/2018 18.213 17.881 3
  12/31/2019 17.881 21.757 1
  12/31/2020 21.757 25.002 1
2.25%        
  12/31/2011 10.566 9.898 10
  12/31/2012 9.898 10.868 11
  12/31/2013 10.868 13.809 9
  12/31/2014 13.809 15.091 8
  12/31/2015 15.091 15.503 8
  12/31/2016 15.503 16.346 7
  12/31/2017 16.346 18.387 7
  12/31/2018 18.387 18.044 4
  12/31/2019 18.044 21.943 3
  12/31/2020 21.943 25.204 1
2.30%        
  12/31/2011 10.517 9.847 9
  12/31/2012 9.847 10.808 4
  12/31/2013 10.808 13.725 3
  12/31/2014 13.725 14.992 3
  12/31/2015 14.992 15.393 2
  12/31/2016 15.393 16.222 1
  12/31/2017 16.222 18.239 1
  12/31/2018 18.239 17.889 1
  12/31/2019 17.889 21.745 0
  12/31/2020 21.745 24.963 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 155 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 10.469 9.797 43
  12/31/2012 9.797 10.748 42
  12/31/2013 10.748 13.642 32
  12/31/2014 13.642 14.894 21
  12/31/2015 14.894 15.284 20
  12/31/2016 15.284 16.100 18
  12/31/2017 16.100 18.092 20
  12/31/2018 18.092 17.736 15
  12/31/2019 17.736 21.548 15
  12/31/2020 21.548 24.725 5
2.40%        
  12/31/2011 10.421 9.748 25
  12/31/2012 9.748 10.688 21
  12/31/2013 10.688 13.559 18
  12/31/2014 13.559 14.796 7
  12/31/2015 14.796 15.177 9
  12/31/2016 15.177 15.978 9
  12/31/2017 15.978 17.947 16
  12/31/2018 17.947 17.585 14
  12/31/2019 17.585 21.353 2
  12/31/2020 21.353 24.489 3
2.45%        
  12/31/2011 10.374 9.698 18
  12/31/2012 9.698 10.628 18
  12/31/2013 10.628 13.477 9
  12/31/2014 13.477 14.699 7
  12/31/2015 14.699 15.069 5
  12/31/2016 15.069 15.857 6
  12/31/2017 15.857 17.802 4
  12/31/2018 17.802 17.434 2
  12/31/2019 17.434 21.160 0
  12/31/2020 21.160 24.255 0
2.50%        
  12/31/2011 10.326 9.649 26
  12/31/2012 9.649 10.569 27
  12/31/2013 10.569 13.395 19
  12/31/2014 13.395 14.602 6
  12/31/2015 14.602 14.963 13
  12/31/2016 14.963 15.738 12
  12/31/2017 15.738 17.659 19
  12/31/2018 17.659 17.285 12
  12/31/2019 17.285 20.969 9
  12/31/2020 20.969 24.024 4
2.55%        
  12/31/2011 10.279 9.600 1
  12/31/2012 9.600 10.510 1
  12/31/2013 10.510 13.314 1
  12/31/2014 13.314 14.506 0
  12/31/2015 14.506 14.857 0
  12/31/2016 14.857 15.619 0
  12/31/2017 15.619 17.517 0
  12/31/2018 17.517 17.137 0
  12/31/2019 17.137 20.779 0
  12/31/2020 20.779 23.794 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 156 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 10.232 9.552 32
  12/31/2012 9.552 10.452 31
  12/31/2013 10.452 13.233 19
  12/31/2014 13.233 14.411 32
  12/31/2015 14.411 14.752 44
  12/31/2016 14.752 15.501 73
  12/31/2017 15.501 17.376 81
  12/31/2018 17.376 16.991 81
  12/31/2019 16.991 20.591 73
  12/31/2020 20.591 23.567 68
2.65%        
  12/31/2011 10.185 9.503 3
  12/31/2012 9.503 10.394 3
  12/31/2013 10.394 13.152 3
  12/31/2014 13.152 14.316 1
  12/31/2015 14.316 14.648 3
  12/31/2016 14.648 15.383 5
  12/31/2017 15.383 17.236 6
  12/31/2018 17.236 16.846 6
  12/31/2019 16.846 20.405 5
  12/31/2020 20.405 23.343 2
2.70%        
  12/31/2011 10.139 9.455 0
  12/31/2012 9.455 10.336 0
  12/31/2013 10.336 13.073 0
  12/31/2014 13.073 14.223 0
  12/31/2015 14.223 14.545 0
  12/31/2016 14.545 15.267 0
  12/31/2017 15.267 17.097 0
  12/31/2018 17.097 16.702 6
  12/31/2019 16.702 20.220 0
  12/31/2020 20.220 23.120 0
2.75%        
  12/31/2011 10.092 9.407 12
  12/31/2012 9.407 10.278 12
  12/31/2013 10.278 12.993 19
  12/31/2014 12.993 14.129 18
  12/31/2015 14.129 14.442 25
  12/31/2016 14.442 15.152 31
  12/31/2017 15.152 16.959 31
  12/31/2018 16.959 16.559 29
  12/31/2019 16.559 20.037 26
  12/31/2020 20.037 22.899 20
2.80%        
  12/31/2011 10.046 9.359 23
  12/31/2012 9.359 10.221 22
  12/31/2013 10.221 12.915 19
  12/31/2014 12.915 14.036 15
  12/31/2015 14.036 14.340 16
  12/31/2016 14.340 15.037 15
  12/31/2017 15.037 16.823 15
  12/31/2018 16.823 16.417 12
  12/31/2019 16.417 19.856 13
  12/31/2020 19.856 22.681 8

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 157 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 10.000 9.312 0
  12/31/2012 9.312 10.164 0
  12/31/2013 10.164 12.836 6
  12/31/2014 12.836 13.944 17
  12/31/2015 13.944 14.239 19
  12/31/2016 14.239 14.924 36
  12/31/2017 14.924 16.687 31
  12/31/2018 16.687 16.277 37
  12/31/2019 16.277 19.676 49
  12/31/2020 19.676 22.464 45
2.90%        
  12/31/2011 9.781 9.103 10
  12/31/2012 9.103 9.931 9
  12/31/2013 9.931 12.536 8
  12/31/2014 12.536 13.611 16
  12/31/2015 13.611 13.892 15
  12/31/2016 13.892 14.553 15
  12/31/2017 14.553 16.264 34
  12/31/2018 16.264 15.856 32
  12/31/2019 15.856 19.158 30
  12/31/2020 19.158 21.862 19
2.95%        
  12/31/2013 N/A 12.681 0
  12/31/2014 12.681 13.762 1
  12/31/2015 13.762 14.039 1
  12/31/2016 14.039 14.699 1
  12/31/2017 14.699 16.420 0
  12/31/2018 16.420 16.000 0
  12/31/2019 16.000 19.322 0
  12/31/2020 19.322 22.037 0
3.00%        
  12/31/2011 9.864 9.172 0
  12/31/2012 9.172 9.996 0
  12/31/2013 9.996 12.605 4
  12/31/2014 12.605 13.673 14
  12/31/2015 13.673 13.941 14
  12/31/2016 13.941 14.589 31
  12/31/2017 14.589 16.289 27
  12/31/2018 16.289 15.864 25
  12/31/2019 15.864 19.149 14
  12/31/2020 19.149 21.829 19
3.05%        
  12/31/2011 9.647 8.965 1
  12/31/2012 8.965 9.766 1
  12/31/2013 9.766 12.309 1
  12/31/2014 12.309 13.345 1
  12/31/2015 13.345 13.600 1
  12/31/2016 13.600 14.225 1
  12/31/2017 14.225 15.875 8
  12/31/2018 15.875 15.453 1
  12/31/2019 15.453 18.643 1
  12/31/2020 18.643 21.242 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 158 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 12.452 7
  12/31/2014 12.452 13.493 12
  12/31/2015 13.493 13.744 11
  12/31/2016 13.744 14.369 10
  12/31/2017 14.369 16.027 12
  12/31/2018 16.027 15.593 13
  12/31/2019 15.593 18.803 15
  12/31/2020 18.803 21.413 17
3.15%        
  12/31/2011 9.730 9.033 0
  12/31/2012 9.033 9.830 0
  12/31/2013 9.830 12.376 0
  12/31/2014 12.376 13.404 2
  12/31/2015 13.404 13.647 6
  12/31/2016 13.647 14.260 5
  12/31/2017 14.260 15.898 5
  12/31/2018 15.898 15.460 4
  12/31/2019 15.460 18.633 4
  12/31/2020 18.633 21.209 3
3.20%        
  12/31/2013 N/A 13.431 0
  12/31/2014 13.431 14.540 0
  12/31/2015 14.540 14.795 0
  12/31/2016 14.795 15.452 0
  12/31/2017 15.452 17.218 2
  12/31/2018 17.218 16.735 1
  12/31/2019 16.735 20.160 1
  12/31/2020 20.160 22.936 1
3.25%        
  12/31/2013 N/A 13.349 1
  12/31/2014 13.349 14.444 2
  12/31/2015 14.444 14.690 2
  12/31/2016 14.690 15.335 2
  12/31/2017 15.335 17.079 2
  12/31/2018 17.079 16.592 1
  12/31/2019 16.592 19.978 0
  12/31/2020 19.978 22.717 0
3.30%        
  12/31/2011 9.597 8.896 0
  12/31/2012 8.896 9.667 0
  12/31/2013 9.667 12.153 0
  12/31/2014 12.153 13.143 1
  12/31/2015 13.143 13.361 1
  12/31/2016 13.361 13.940 4
  12/31/2017 13.940 15.518 3
  12/31/2018 15.518 15.068 3
  12/31/2019 15.068 18.133 3
  12/31/2020 18.133 20.609 6

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 159 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 13.108 0
  12/31/2014 13.108 14.161 2
  12/31/2015 14.161 14.381 7
  12/31/2016 14.381 14.990 8
  12/31/2017 14.990 16.670 4
  12/31/2018 16.670 16.170 4
  12/31/2019 16.170 19.440 3
  12/31/2020 19.440 22.072 2
3.45%        
  12/31/2013 N/A 13.028 0
  12/31/2014 13.028 14.068 0
  12/31/2015 14.068 14.280 0
  12/31/2016 14.280 14.877 0
  12/31/2017 14.877 16.536 0
  12/31/2018 16.536 16.032 0
  12/31/2019 16.032 19.264 0
  12/31/2020 19.264 21.862 0
3.55%        
  12/31/2013 N/A 12.870 0
  12/31/2014 12.870 13.884 0
  12/31/2015 13.884 14.078 0
  12/31/2016 14.078 14.653 0
  12/31/2017 14.653 16.270 15
  12/31/2018 16.270 15.759 15
  12/31/2019 15.759 18.917 14
  12/31/2020 18.917 21.446 2
BlackRock Global Allocation V.I. Fund
1.65%        
  12/31/2011 10.152 9.623 1,947
  12/31/2012 9.623 10.408 2,129
  12/31/2013 10.408 11.714 2,002
  12/31/2014 11.714 11.745 1,839
  12/31/2015 11.745 11.437 1,626
  12/31/2016 11.437 11.678 1,441
  12/31/2017 11.678 13.062 1,192
  12/31/2018 13.062 11.873 980
  12/31/2019 11.873 13.752 875
  12/31/2020 13.752 16.328 758
1.70%        
  12/31/2011 10.139 9.605 944
  12/31/2012 9.605 10.384 1,181
  12/31/2013 10.384 11.680 1,255
  12/31/2014 11.680 11.705 1,167
  12/31/2015 11.705 11.393 1,012
  12/31/2016 11.393 11.627 915
  12/31/2017 11.627 12.999 797
  12/31/2018 12.999 11.810 709
  12/31/2019 11.810 13.672 575
  12/31/2020 13.672 16.225 462

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 160 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 10.125 9.588 31
  12/31/2012 9.588 10.360 33
  12/31/2013 10.360 11.647 30
  12/31/2014 11.647 11.666 36
  12/31/2015 11.666 11.349 28
  12/31/2016 11.349 11.577 25
  12/31/2017 11.577 12.936 30
  12/31/2018 12.936 11.747 30
  12/31/2019 11.747 13.593 29
  12/31/2020 13.593 16.122 27
1.80%        
  12/31/2011 10.112 9.570 137
  12/31/2012 9.570 10.335 142
  12/31/2013 10.335 11.614 108
  12/31/2014 11.614 11.628 87
  12/31/2015 11.628 11.306 69
  12/31/2016 11.306 11.527 56
  12/31/2017 11.527 12.873 39
  12/31/2018 12.873 11.684 38
  12/31/2019 11.684 13.514 38
  12/31/2020 13.514 16.020 34
1.90%        
  12/31/2011 10.085 9.535 657
  12/31/2012 9.535 10.287 647
  12/31/2013 10.287 11.549 602
  12/31/2014 11.549 11.550 531
  12/31/2015 11.550 11.219 499
  12/31/2016 11.219 11.427 474
  12/31/2017 11.427 12.750 423
  12/31/2018 12.750 11.560 389
  12/31/2019 11.560 13.357 315
  12/31/2020 13.357 15.818 259
1.95%        
  12/31/2011 10.071 9.518 855
  12/31/2012 9.518 10.263 943
  12/31/2013 10.263 11.516 946
  12/31/2014 11.516 11.512 858
  12/31/2015 11.512 11.176 730
  12/31/2016 11.176 11.378 647
  12/31/2017 11.378 12.688 537
  12/31/2018 12.688 11.499 431
  12/31/2019 11.499 13.279 363
  12/31/2020 13.279 15.718 314
2.05%        
  12/31/2011 10.044 9.483 51
  12/31/2012 9.483 10.215 73
  12/31/2013 10.215 11.451 74
  12/31/2014 11.451 11.435 71
  12/31/2015 11.435 11.091 65
  12/31/2016 11.091 11.279 55
  12/31/2017 11.279 12.566 42
  12/31/2018 12.566 11.377 19
  12/31/2019 11.377 13.125 18
  12/31/2020 13.125 15.520 17

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 161 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 10.031 9.465 172
  12/31/2012 9.465 10.191 172
  12/31/2013 10.191 11.418 151
  12/31/2014 11.418 11.397 56
  12/31/2015 11.397 11.048 54
  12/31/2016 11.048 11.230 48
  12/31/2017 11.230 12.505 38
  12/31/2018 12.505 11.316 32
  12/31/2019 11.316 13.048 25
  12/31/2020 13.048 15.422 16
2.15%        
  12/31/2011 10.018 9.448 5
  12/31/2012 9.448 10.168 6
  12/31/2013 10.168 11.386 5
  12/31/2014 11.386 11.359 4
  12/31/2015 11.359 11.006 2
  12/31/2016 11.006 11.182 2
  12/31/2017 11.182 12.445 2
  12/31/2018 12.445 11.256 2
  12/31/2019 11.256 12.972 0
  12/31/2020 12.972 15.325 0
2.20%        
  12/31/2011 10.004 9.431 44
  12/31/2012 9.431 10.144 42
  12/31/2013 10.144 11.354 31
  12/31/2014 11.354 11.321 30
  12/31/2015 11.321 10.964 25
  12/31/2016 10.964 11.133 18
  12/31/2017 11.133 12.385 17
  12/31/2018 12.385 11.196 13
  12/31/2019 11.196 12.897 8
  12/31/2020 12.897 15.228 7
2.25%        
  12/31/2011 9.991 9.414 64
  12/31/2012 9.414 10.120 70
  12/31/2013 10.120 11.321 70
  12/31/2014 11.321 11.283 31
  12/31/2015 11.283 10.922 24
  12/31/2016 10.922 11.085 19
  12/31/2017 11.085 12.325 15
  12/31/2018 12.325 11.136 5
  12/31/2019 11.136 12.822 4
  12/31/2020 12.822 15.132 4
2.30%        
  12/31/2011 9.978 9.396 30
  12/31/2012 9.396 10.097 21
  12/31/2013 10.097 11.289 6
  12/31/2014 11.289 11.246 6
  12/31/2015 11.246 10.880 4
  12/31/2016 10.880 11.037 4
  12/31/2017 11.037 12.266 2
  12/31/2018 12.266 11.077 2
  12/31/2019 11.077 12.747 1
  12/31/2020 12.747 15.036 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 162 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 9.964 9.379 223
  12/31/2012 9.379 10.073 225
  12/31/2013 10.073 11.257 192
  12/31/2014 11.257 11.208 158
  12/31/2015 11.208 10.838 145
  12/31/2016 10.838 10.990 126
  12/31/2017 10.990 12.206 85
  12/31/2018 12.206 11.018 62
  12/31/2019 11.018 12.673 49
  12/31/2020 12.673 14.941 44
2.40%        
  12/31/2011 9.951 9.362 30
  12/31/2012 9.362 10.049 30
  12/31/2013 10.049 11.225 45
  12/31/2014 11.225 11.171 10
  12/31/2015 11.171 10.797 5
  12/31/2016 10.797 10.942 5
  12/31/2017 10.942 12.148 6
  12/31/2018 12.148 10.959 6
  12/31/2019 10.959 12.599 5
  12/31/2020 12.599 14.846 5
2.45%        
  12/31/2011 9.938 9.345 25
  12/31/2012 9.345 10.026 17
  12/31/2013 10.026 11.194 16
  12/31/2014 11.194 11.134 15
  12/31/2015 11.134 10.756 13
  12/31/2016 10.756 10.895 14
  12/31/2017 10.895 12.089 10
  12/31/2018 12.089 10.901 9
  12/31/2019 10.901 12.526 5
  12/31/2020 12.526 14.753 4
2.50%        
  12/31/2011 9.924 9.328 80
  12/31/2012 9.328 10.003 93
  12/31/2013 10.003 11.162 54
  12/31/2014 11.162 11.097 30
  12/31/2015 11.097 10.714 25
  12/31/2016 10.714 10.847 27
  12/31/2017 10.847 12.031 25
  12/31/2018 12.031 10.843 24
  12/31/2019 10.843 12.453 14
  12/31/2020 12.453 14.659 12
2.55%        
  12/31/2011 9.911 9.310 1
  12/31/2012 9.310 9.979 1
  12/31/2013 9.979 11.130 1
  12/31/2014 11.130 11.060 1
  12/31/2015 11.060 10.673 0
  12/31/2016 10.673 10.801 0
  12/31/2017 10.801 11.973 0
  12/31/2018 11.973 10.785 0
  12/31/2019 10.785 12.380 0
  12/31/2020 12.380 14.567 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 163 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 9.898 9.293 30
  12/31/2012 9.293 9.956 33
  12/31/2013 9.956 11.099 49
  12/31/2014 11.099 11.023 131
  12/31/2015 11.023 10.633 128
  12/31/2016 10.633 10.754 120
  12/31/2017 10.754 11.915 116
  12/31/2018 11.915 10.728 87
  12/31/2019 10.728 12.308 74
  12/31/2020 12.308 14.475 45
2.65%        
  12/31/2011 9.885 9.276 33
  12/31/2012 9.276 9.933 47
  12/31/2013 9.933 11.067 65
  12/31/2014 11.067 10.986 38
  12/31/2015 10.986 10.592 37
  12/31/2016 10.592 10.707 35
  12/31/2017 10.707 11.857 33
  12/31/2018 11.857 10.671 32
  12/31/2019 10.671 12.237 32
  12/31/2020 12.237 14.383 29
2.70%        
  12/31/2011 9.871 9.259 30
  12/31/2012 9.259 9.910 30
  12/31/2013 9.910 11.036 30
  12/31/2014 11.036 10.950 28
  12/31/2015 10.950 10.551 23
  12/31/2016 10.551 10.661 23
  12/31/2017 10.661 11.800 2
  12/31/2018 11.800 10.614 2
  12/31/2019 10.614 12.165 2
  12/31/2020 12.165 14.292 0
2.75%        
  12/31/2011 9.858 9.242 11
  12/31/2012 9.242 9.886 11
  12/31/2013 9.886 11.005 12
  12/31/2014 11.005 10.913 44
  12/31/2015 10.913 10.511 29
  12/31/2016 10.511 10.615 20
  12/31/2017 10.615 11.743 24
  12/31/2018 11.743 10.557 29
  12/31/2019 10.557 12.094 25
  12/31/2020 12.094 14.202 22
2.80%        
  12/31/2011 9.845 9.225 10
  12/31/2012 9.225 9.863 10
  12/31/2013 9.863 10.974 19
  12/31/2014 10.974 10.877 5
  12/31/2015 10.877 10.471 3
  12/31/2016 10.471 10.569 3
  12/31/2017 10.569 11.687 4
  12/31/2018 11.687 10.501 0
  12/31/2019 10.501 12.024 17
  12/31/2020 12.024 14.112 15

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 164 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 9.832 9.209 66
  12/31/2012 9.209 9.840 60
  12/31/2013 9.840 10.942 75
  12/31/2014 10.942 10.840 86
  12/31/2015 10.840 10.430 76
  12/31/2016 10.430 10.523 77
  12/31/2017 10.523 11.630 63
  12/31/2018 11.630 10.445 56
  12/31/2019 10.445 11.954 54
  12/31/2020 11.954 14.023 47
2.90%        
  12/31/2011 9.819 9.192 129
  12/31/2012 9.192 9.817 121
  12/31/2013 9.817 10.911 146
  12/31/2014 10.911 10.804 58
  12/31/2015 10.804 10.390 44
  12/31/2016 10.390 10.478 39
  12/31/2017 10.478 11.574 49
  12/31/2018 11.574 10.390 47
  12/31/2019 10.390 11.884 26
  12/31/2020 11.884 13.934 22
2.95%        
  12/31/2013 N/A 10.881 0
  12/31/2014 10.881 10.768 1
  12/31/2015 10.768 10.351 1
  12/31/2016 10.351 10.432 1
  12/31/2017 10.432 11.518 1
  12/31/2018 11.518 10.334 1
  12/31/2019 10.334 11.815 1
  12/31/2020 11.815 13.846 0
3.00%        
  12/31/2011 9.793 9.158 0
  12/31/2012 9.158 9.772 0
  12/31/2013 9.772 10.850 10
  12/31/2014 10.850 10.732 11
  12/31/2015 10.732 10.311 5
  12/31/2016 10.311 10.387 4
  12/31/2017 10.387 11.463 27
  12/31/2018 11.463 10.279 26
  12/31/2019 10.279 11.746 26
  12/31/2020 11.746 13.759 24
3.05%        
  12/31/2011 9.780 9.141 52
  12/31/2012 9.141 9.749 50
  12/31/2013 9.749 10.819 64
  12/31/2014 10.819 10.697 55
  12/31/2015 10.697 10.272 46
  12/31/2016 10.272 10.342 1
  12/31/2017 10.342 11.407 3
  12/31/2018 11.407 10.224 3
  12/31/2019 10.224 11.678 3
  12/31/2020 11.678 13.672 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 165 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 10.788 9
  12/31/2014 10.788 10.661 16
  12/31/2015 10.661 10.232 16
  12/31/2016 10.232 10.297 15
  12/31/2017 10.297 11.352 18
  12/31/2018 11.352 10.170 28
  12/31/2019 10.170 11.610 27
  12/31/2020 11.610 13.585 25
3.15%        
  12/31/2011 15.689 14.650 20
  12/31/2012 14.650 15.608 20
  12/31/2013 15.608 10.758 21
  12/31/2014 10.758 10.626 16
  12/31/2015 10.626 10.193 15
  12/31/2016 10.193 10.253 16
  12/31/2017 10.253 11.298 16
  12/31/2018 11.298 10.116 16
  12/31/2019 10.116 11.542 15
  12/31/2020 11.542 13.499 12
3.20%        
  12/31/2013 N/A 25.835 0
  12/31/2014 25.835 25.505 0
  12/31/2015 25.505 24.454 0
  12/31/2016 24.454 24.585 0
  12/31/2017 24.585 27.077 0
  12/31/2018 27.077 24.233 0
  12/31/2019 24.233 27.637 0
  12/31/2020 27.637 32.306 0
3.25%        
  12/31/2013 N/A 25.554 0
  12/31/2014 25.554 25.215 0
  12/31/2015 25.215 24.164 0
  12/31/2016 24.164 24.281 0
  12/31/2017 24.281 26.729 0
  12/31/2018 26.729 23.909 0
  12/31/2019 23.909 27.254 0
  12/31/2020 27.254 31.843 0
3.30%        
  12/31/2011 9.714 9.058 0
  12/31/2012 9.058 9.635 0
  12/31/2013 9.635 10.667 4
  12/31/2014 10.667 10.520 0
  12/31/2015 10.520 10.076 1
  12/31/2016 10.076 10.120 1
  12/31/2017 10.120 11.135 1
  12/31/2018 11.135 9.955 1
  12/31/2019 9.955 11.342 1
  12/31/2020 11.342 13.245 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 166 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 24.729 0
  12/31/2014 24.729 24.364 11
  12/31/2015 24.364 23.314 6
  12/31/2016 23.314 23.392 6
  12/31/2017 23.392 25.712 8
  12/31/2018 25.712 22.964 7
  12/31/2019 22.964 26.138 7
  12/31/2020 26.138 30.493 6
3.45%        
  12/31/2013 N/A 24.460 0
  12/31/2014 24.460 24.087 0
  12/31/2015 24.087 23.037 0
  12/31/2016 23.037 23.103 0
  12/31/2017 23.103 25.381 0
  12/31/2018 25.381 22.658 0
  12/31/2019 22.658 25.776 0
  12/31/2020 25.776 30.056 0
3.55%        
  12/31/2013 N/A 23.931 2
  12/31/2014 23.931 23.542 3
  12/31/2015 23.542 22.494 0
  12/31/2016 22.494 22.535 0
  12/31/2017 22.535 24.733 0
  12/31/2018 24.733 22.057 0
  12/31/2019 22.057 25.067 0
  12/31/2020 25.067 29.200 0
Davis VA Financial Portfolio
1.65%        
  12/31/2011 12.427 11.251 1
  12/31/2012 11.251 13.150 1
  12/31/2013 13.150 16.978 1
  12/31/2014 16.978 18.846 1
  12/31/2015 18.846 18.909 1
  12/31/2016 18.909 21.250 0
  12/31/2017 21.250 25.381 0
  12/31/2018 25.381 22.299 0
  12/31/2019 22.299 27.606 0
  12/31/2020 27.606 25.527 0
1.70%        
  12/31/2011 12.359 11.185 0
  12/31/2012 11.185 13.065 0
  12/31/2013 13.065 16.860 0
  12/31/2014 16.860 18.706 0
  12/31/2015 18.706 18.759 0
  12/31/2016 18.759 21.071 0
  12/31/2017 21.071 25.154 0
  12/31/2018 25.154 22.089 0
  12/31/2019 22.089 27.333 0
  12/31/2020 27.333 25.261 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 167 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 9.691 8.765 0
  12/31/2012 8.765 10.234 0
  12/31/2013 10.234 13.200 0
  12/31/2014 13.200 14.638 0
  12/31/2015 14.638 14.672 0
  12/31/2016 14.672 16.472 0
  12/31/2017 16.472 19.654 0
  12/31/2018 19.654 17.251 0
  12/31/2019 17.251 21.335 0
  12/31/2020 21.335 19.708 0
1.80%        
  12/31/2011 12.225 11.052 6
  12/31/2012 11.052 12.897 5
  12/31/2013 12.897 16.627 3
  12/31/2014 16.627 18.429 1
  12/31/2015 18.429 18.463 1
  12/31/2016 18.463 20.718 1
  12/31/2017 20.718 24.707 1
  12/31/2018 24.707 21.675 1
  12/31/2019 21.675 26.793 1
  12/31/2020 26.793 24.738 1
1.90%        
  12/31/2011 9.547 8.622 0
  12/31/2012 8.622 10.052 0
  12/31/2013 10.052 12.946 0
  12/31/2014 12.946 14.334 0
  12/31/2015 14.334 14.347 0
  12/31/2016 14.347 16.083 0
  12/31/2017 16.083 19.161 0
  12/31/2018 19.161 16.792 0
  12/31/2019 16.792 20.737 0
  12/31/2020 20.737 19.127 0
1.95%        
  12/31/2011 12.026 10.856 16
  12/31/2012 10.856 12.650 15
  12/31/2013 12.650 16.283 14
  12/31/2014 16.283 18.021 13
  12/31/2015 18.021 18.027 12
  12/31/2016 18.027 20.198 11
  12/31/2017 20.198 24.052 10
  12/31/2018 24.052 21.068 10
  12/31/2019 21.068 26.004 10
  12/31/2020 26.004 23.973 10
2.05%        
  12/31/2011 11.896 10.727 0
  12/31/2012 10.727 12.487 0
  12/31/2013 12.487 16.058 0
  12/31/2014 16.058 17.754 0
  12/31/2015 17.754 17.742 0
  12/31/2016 17.742 19.859 0
  12/31/2017 19.859 23.625 0
  12/31/2018 23.625 20.673 0
  12/31/2019 20.673 25.491 0
  12/31/2020 25.491 23.477 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 168 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 11.831 10.664 11
  12/31/2012 10.664 12.407 10
  12/31/2013 12.407 15.947 7
  12/31/2014 15.947 17.622 3
  12/31/2015 17.622 17.601 2
  12/31/2016 17.601 19.692 2
  12/31/2017 19.692 23.414 0
  12/31/2018 23.414 20.478 0
  12/31/2019 20.478 25.238 0
  12/31/2020 25.238 23.232 0
2.15%        
  12/31/2011 11.767 10.600 0
  12/31/2012 10.600 12.327 0
  12/31/2013 12.327 15.836 0
  12/31/2014 15.836 17.490 0
  12/31/2015 17.490 17.462 0
  12/31/2016 17.462 19.526 0
  12/31/2017 19.526 23.205 0
  12/31/2018 23.205 20.285 0
  12/31/2019 20.285 24.988 0
  12/31/2020 24.988 22.990 0
2.20%        
  12/31/2011 9.266 8.344 2
  12/31/2012 8.344 9.698 2
  12/31/2013 9.698 12.453 2
  12/31/2014 12.453 13.747 1
  12/31/2015 13.747 13.717 1
  12/31/2016 13.717 15.331 0
  12/31/2017 15.331 18.210 0
  12/31/2018 18.210 15.911 0
  12/31/2019 15.911 19.590 0
  12/31/2020 19.590 18.015 0
2.25%        
  12/31/2011 11.639 10.475 5
  12/31/2012 10.475 12.168 4
  12/31/2013 12.168 15.617 3
  12/31/2014 15.617 17.231 2
  12/31/2015 17.231 17.186 2
  12/31/2016 17.186 19.198 2
  12/31/2017 19.198 22.793 1
  12/31/2018 22.793 19.905 0
  12/31/2019 19.905 24.495 0
  12/31/2020 24.495 22.514 0
2.30%        
  12/31/2011 9.175 8.253 0
  12/31/2012 8.253 9.583 0
  12/31/2013 9.583 12.292 0
  12/31/2014 12.292 13.556 0
  12/31/2015 13.556 13.513 0
  12/31/2016 13.513 15.088 0
  12/31/2017 15.088 17.904 0
  12/31/2018 17.904 15.628 0
  12/31/2019 15.628 19.222 0
  12/31/2020 19.222 17.659 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 169 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 11.512 10.351 6
  12/31/2012 10.351 12.012 3
  12/31/2013 12.012 15.401 2
  12/31/2014 15.401 16.976 2
  12/31/2015 16.976 16.914 2
  12/31/2016 16.914 18.876 1
  12/31/2017 18.876 22.388 1
  12/31/2018 22.388 19.532 1
  12/31/2019 19.532 24.011 1
  12/31/2020 24.011 22.048 1
2.40%        
  12/31/2011 11.449 10.289 5
  12/31/2012 10.289 11.935 3
  12/31/2013 11.935 15.294 3
  12/31/2014 15.294 16.850 0
  12/31/2015 16.850 16.780 0
  12/31/2016 16.780 18.717 0
  12/31/2017 18.717 22.188 0
  12/31/2018 22.188 19.348 0
  12/31/2019 19.348 23.773 0
  12/31/2020 23.773 21.818 0
2.45%        
  12/31/2011 11.387 10.228 0
  12/31/2012 10.228 11.858 0
  12/31/2013 11.858 15.188 0
  12/31/2014 15.188 16.724 0
  12/31/2015 16.724 16.647 0
  12/31/2016 16.647 18.559 0
  12/31/2017 18.559 21.990 0
  12/31/2018 21.990 19.165 0
  12/31/2019 19.165 23.537 0
  12/31/2020 23.537 21.591 0
2.50%        
  12/31/2011 11.325 10.167 1
  12/31/2012 10.167 11.781 1
  12/31/2013 11.781 15.083 0
  12/31/2014 15.083 16.600 0
  12/31/2015 16.600 16.515 0
  12/31/2016 16.515 18.403 0
  12/31/2017 18.403 21.794 0
  12/31/2018 21.794 18.985 0
  12/31/2019 18.985 23.304 0
  12/31/2020 23.304 21.366 0
2.55%        
  12/31/2011 11.263 10.107 0
  12/31/2012 10.107 11.706 0
  12/31/2013 11.706 14.978 0
  12/31/2014 14.978 16.477 0
  12/31/2015 16.477 16.384 0
  12/31/2016 16.384 18.247 0
  12/31/2017 18.247 21.599 0
  12/31/2018 21.599 18.806 0
  12/31/2019 18.806 23.073 0
  12/31/2020 23.073 21.144 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 170 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 8.905 7.986 1
  12/31/2012 7.986 9.245 1
  12/31/2013 9.245 11.824 1
  12/31/2014 11.824 13.000 4
  12/31/2015 13.000 12.920 3
  12/31/2016 12.920 14.383 1
  12/31/2017 14.383 17.016 2
  12/31/2018 17.016 14.808 1
  12/31/2019 14.808 18.159 1
  12/31/2020 18.159 16.632 1
2.65%        
  12/31/2011 11.141 9.987 2
  12/31/2012 9.987 11.555 2
  12/31/2013 11.555 14.771 2
  12/31/2014 14.771 16.233 0
  12/31/2015 16.233 16.125 0
  12/31/2016 16.125 17.941 0
  12/31/2017 17.941 21.216 0
  12/31/2018 21.216 18.453 0
  12/31/2019 18.453 22.618 0
  12/31/2020 22.618 20.706 0
2.70%        
  12/31/2011 11.080 9.928 0
  12/31/2012 9.928 11.481 0
  12/31/2013 11.481 14.668 0
  12/31/2014 14.668 16.112 0
  12/31/2015 16.112 15.997 0
  12/31/2016 15.997 17.790 0
  12/31/2017 17.790 21.026 0
  12/31/2018 21.026 18.279 0
  12/31/2019 18.279 22.393 0
  12/31/2020 22.393 20.490 0
2.75%        
  12/31/2011 8.773 7.856 4
  12/31/2012 7.856 9.081 2
  12/31/2013 9.081 11.596 1
  12/31/2014 11.596 12.731 1
  12/31/2015 12.731 12.634 1
  12/31/2016 12.634 14.043 1
  12/31/2017 14.043 16.589 0
  12/31/2018 16.589 14.414 1
  12/31/2019 14.414 17.650 1
  12/31/2020 17.650 16.142 1
2.80%        
  12/31/2011 10.960 9.810 0
  12/31/2012 9.810 11.333 0
  12/31/2013 11.333 14.465 0
  12/31/2014 14.465 15.873 0
  12/31/2015 15.873 15.744 0
  12/31/2016 15.744 17.491 0
  12/31/2017 17.491 20.653 0
  12/31/2018 20.653 17.937 0
  12/31/2019 17.937 21.951 0
  12/31/2020 21.951 20.066 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 171 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 10.900 9.752 4
  12/31/2012 9.752 11.260 4
  12/31/2013 11.260 14.365 5
  12/31/2014 14.365 15.755 1
  12/31/2015 15.755 15.619 1
  12/31/2016 15.619 17.344 0
  12/31/2017 17.344 20.468 0
  12/31/2018 20.468 17.768 0
  12/31/2019 17.768 21.734 0
  12/31/2020 21.734 19.857 0
2.90%        
  12/31/2011 8.643 7.728 2
  12/31/2012 7.728 8.919 2
  12/31/2013 8.919 11.373 2
  12/31/2014 11.373 12.467 3
  12/31/2015 12.467 12.353 3
  12/31/2016 12.353 13.710 2
  12/31/2017 13.710 16.172 2
  12/31/2018 16.172 14.031 2
  12/31/2019 14.031 17.155 2
  12/31/2020 17.155 15.665 2
2.95%        
  12/31/2013 N/A 14.166 0
  12/31/2014 14.166 15.522 0
  12/31/2015 15.522 15.373 0
  12/31/2016 15.373 17.053 0
  12/31/2017 17.053 20.105 0
  12/31/2018 20.105 17.434 0
  12/31/2019 17.434 21.305 0
  12/31/2020 21.305 19.445 0
3.00%        
  12/31/2011 10.723 9.579 0
  12/31/2012 9.579 11.044 0
  12/31/2013 11.044 14.068 0
  12/31/2014 14.068 15.406 0
  12/31/2015 15.406 15.251 0
  12/31/2016 15.251 16.909 0
  12/31/2017 16.909 19.925 0
  12/31/2018 19.925 17.270 0
  12/31/2019 17.270 21.094 0
  12/31/2020 21.094 19.243 0
3.05%        
  12/31/2011 8.515 7.602 0
  12/31/2012 7.602 8.761 0
  12/31/2013 8.761 11.154 0
  12/31/2014 11.154 12.209 0
  12/31/2015 12.209 12.079 0
  12/31/2016 12.079 13.386 0
  12/31/2017 13.386 15.766 0
  12/31/2018 15.766 13.658 0
  12/31/2019 13.658 16.674 0
  12/31/2020 16.674 15.203 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 172 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 13.873 1
  12/31/2014 13.873 15.178 1
  12/31/2015 15.178 15.010 1
  12/31/2016 15.010 16.625 1
  12/31/2017 16.625 19.571 1
  12/31/2018 19.571 16.946 1
  12/31/2019 16.946 20.677 1
  12/31/2020 20.677 18.844 1
3.15%        
  12/31/2011 10.549 9.409 0
  12/31/2012 9.409 10.832 0
  12/31/2013 10.832 13.777 0
  12/31/2014 13.777 15.065 2
  12/31/2015 15.065 14.891 1
  12/31/2016 14.891 16.485 1
  12/31/2017 16.485 19.397 1
  12/31/2018 19.397 16.787 1
  12/31/2019 16.787 20.472 1
  12/31/2020 20.472 18.648 1
3.20%        
  12/31/2013 N/A 13.093 0
  12/31/2014 13.093 14.310 0
  12/31/2015 14.310 14.137 0
  12/31/2016 14.137 15.643 0
  12/31/2017 15.643 18.397 0
  12/31/2018 18.397 15.913 0
  12/31/2019 15.913 19.397 0
  12/31/2020 19.397 17.660 0
3.25%        
  12/31/2013 N/A 12.998 1
  12/31/2014 12.998 14.199 1
  12/31/2015 14.199 14.020 1
  12/31/2016 14.020 15.506 1
  12/31/2017 15.506 18.227 1
  12/31/2018 18.227 15.758 0
  12/31/2019 15.758 19.199 0
  12/31/2020 19.199 17.471 0
3.30%        
  12/31/2011 8.305 7.397 0
  12/31/2012 7.397 8.503 0
  12/31/2013 8.503 10.798 0
  12/31/2014 10.798 11.790 0
  12/31/2015 11.790 11.636 0
  12/31/2016 11.636 12.863 0
  12/31/2017 12.863 15.112 0
  12/31/2018 15.112 13.059 0
  12/31/2019 13.059 15.902 0
  12/31/2020 15.902 14.463 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 173 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 12.718 0
  12/31/2014 12.718 13.872 2
  12/31/2015 13.872 13.677 2
  12/31/2016 13.677 15.104 2
  12/31/2017 15.104 17.727 3
  12/31/2018 17.727 15.303 2
  12/31/2019 15.303 18.617 3
  12/31/2020 18.617 16.915 3
3.45%        
  12/31/2013 N/A 12.626 0
  12/31/2014 12.626 13.765 0
  12/31/2015 13.765 13.564 0
  12/31/2016 13.564 14.972 0
  12/31/2017 14.972 17.564 0
  12/31/2018 17.564 15.154 0
  12/31/2019 15.154 18.426 0
  12/31/2020 18.426 16.734 0
3.55%        
  12/31/2013 N/A 12.444 0
  12/31/2014 12.444 13.552 0
  12/31/2015 13.552 13.342 0
  12/31/2016 13.342 14.712 0
  12/31/2017 14.712 17.241 0
  12/31/2018 17.241 14.861 0
  12/31/2019 14.861 18.052 0
  12/31/2020 18.052 16.377 0
Fidelity VIP FundsManager 50% Portfolio
1.65%        
  12/31/2011 N/A 10.627 3
  12/31/2012 10.627 11.510 15
  12/31/2013 11.510 12.982 6
  12/31/2014 12.982 13.401 12
  12/31/2015 13.401 13.180 12
  12/31/2016 13.180 13.493 11
  12/31/2017 13.493 15.163 10
  12/31/2018 15.163 14.112 9
  12/31/2019 14.112 16.336 9
  12/31/2020 16.336 18.300 8
1.70%        
  12/31/2011 N/A 10.596 15
  12/31/2012 10.596 11.472 21
  12/31/2013 11.472 12.932 27
  12/31/2014 12.932 13.343 28
  12/31/2015 13.343 13.116 26
  12/31/2016 13.116 13.421 19
  12/31/2017 13.421 15.074 14
  12/31/2018 15.074 14.022 13
  12/31/2019 14.022 16.225 11
  12/31/2020 16.225 18.166 10

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 174 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 N/A 10.566 0
  12/31/2012 10.566 11.433 0
  12/31/2013 11.433 12.882 0
  12/31/2014 12.882 13.285 0
  12/31/2015 13.285 13.052 0
  12/31/2016 13.052 13.349 0
  12/31/2017 13.349 14.986 0
  12/31/2018 14.986 13.933 0
  12/31/2019 13.933 16.114 0
  12/31/2020 16.114 18.032 0
1.80%        
  12/31/2011 N/A 10.536 0
  12/31/2012 10.536 11.395 0
  12/31/2013 11.395 12.832 0
  12/31/2014 12.832 13.227 0
  12/31/2015 13.227 12.989 0
  12/31/2016 12.989 13.277 0
  12/31/2017 13.277 14.899 0
  12/31/2018 14.899 13.845 0
  12/31/2019 13.845 16.004 0
  12/31/2020 16.004 17.900 0
1.90%        
  12/31/2011 N/A 10.476 17
  12/31/2012 10.476 11.318 17
  12/31/2013 11.318 12.733 20
  12/31/2014 12.733 13.112 20
  12/31/2015 13.112 12.863 19
  12/31/2016 12.863 13.136 18
  12/31/2017 13.136 14.725 17
  12/31/2018 14.725 13.670 4
  12/31/2019 13.670 15.785 4
  12/31/2020 15.785 17.638 3
1.95%        
  12/31/2011 N/A 10.446 51
  12/31/2012 10.446 11.280 71
  12/31/2013 11.280 12.684 79
  12/31/2014 12.684 13.055 78
  12/31/2015 13.055 12.801 74
  12/31/2016 12.801 13.066 69
  12/31/2017 13.066 14.639 43
  12/31/2018 14.639 13.583 36
  12/31/2019 13.583 15.677 33
  12/31/2020 15.677 17.509 29
2.05%        
  12/31/2011 N/A 10.387 0
  12/31/2012 10.387 11.205 0
  12/31/2013 11.205 12.587 0
  12/31/2014 12.587 12.942 1
  12/31/2015 12.942 12.677 1
  12/31/2016 12.677 12.926 1
  12/31/2017 12.926 14.468 1
  12/31/2018 14.468 13.411 1
  12/31/2019 13.411 15.464 1
  12/31/2020 15.464 17.253 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 175 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 N/A 10.357 0
  12/31/2012 10.357 11.167 0
  12/31/2013 11.167 12.538 8
  12/31/2014 12.538 12.885 8
  12/31/2015 12.885 12.615 7
  12/31/2016 12.615 12.857 0
  12/31/2017 12.857 14.384 0
  12/31/2018 14.384 13.326 0
  12/31/2019 13.326 15.358 0
  12/31/2020 15.358 17.126 0
2.15%        
  12/31/2011 N/A 10.327 0
  12/31/2012 10.327 11.130 0
  12/31/2013 11.130 12.490 0
  12/31/2014 12.490 12.829 0
  12/31/2015 12.829 12.554 0
  12/31/2016 12.554 12.788 0
  12/31/2017 12.788 14.300 0
  12/31/2018 14.300 13.242 0
  12/31/2019 13.242 15.253 0
  12/31/2020 15.253 17.001 0
2.20%        
  12/31/2011 N/A 10.298 0
  12/31/2012 10.298 11.092 0
  12/31/2013 11.092 12.442 0
  12/31/2014 12.442 12.774 0
  12/31/2015 12.774 12.493 0
  12/31/2016 12.493 12.720 0
  12/31/2017 12.720 14.216 0
  12/31/2018 14.216 13.158 0
  12/31/2019 13.158 15.148 0
  12/31/2020 15.148 16.876 0
2.25%        
  12/31/2011 N/A 10.268 0
  12/31/2012 10.268 11.055 0
  12/31/2013 11.055 12.394 0
  12/31/2014 12.394 12.718 0
  12/31/2015 12.718 12.433 0
  12/31/2016 12.433 12.652 0
  12/31/2017 12.652 14.133 0
  12/31/2018 14.133 13.074 0
  12/31/2019 13.074 15.045 0
  12/31/2020 15.045 16.752 0
2.30%        
  12/31/2011 N/A 10.239 0
  12/31/2012 10.239 11.018 0
  12/31/2013 11.018 12.346 0
  12/31/2014 12.346 12.663 0
  12/31/2015 12.663 12.372 0
  12/31/2016 12.372 12.584 0
  12/31/2017 12.584 14.051 0
  12/31/2018 14.051 12.991 0
  12/31/2019 12.991 14.942 0
  12/31/2020 14.942 16.629 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 176 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 N/A 10.210 0
  12/31/2012 10.210 10.981 0
  12/31/2013 10.981 12.298 0
  12/31/2014 12.298 12.607 0
  12/31/2015 12.607 12.312 0
  12/31/2016 12.312 12.517 0
  12/31/2017 12.517 13.969 0
  12/31/2018 13.969 12.909 0
  12/31/2019 12.909 14.840 0
  12/31/2020 14.840 16.507 0
2.40%        
  12/31/2011 N/A 10.181 0
  12/31/2012 10.181 10.944 0
  12/31/2013 10.944 12.251 0
  12/31/2014 12.251 12.553 0
  12/31/2015 12.553 12.253 0
  12/31/2016 12.253 12.450 0
  12/31/2017 12.450 13.887 0
  12/31/2018 13.887 12.827 0
  12/31/2019 12.827 14.738 0
  12/31/2020 14.738 16.386 0
2.45%        
  12/31/2011 N/A 10.152 0
  12/31/2012 10.152 10.907 0
  12/31/2013 10.907 12.204 0
  12/31/2014 12.204 12.498 0
  12/31/2015 12.498 12.193 0
  12/31/2016 12.193 12.383 0
  12/31/2017 12.383 13.806 0
  12/31/2018 13.806 12.746 0
  12/31/2019 12.746 14.637 0
  12/31/2020 14.637 16.266 0
2.50%        
  12/31/2011 N/A 10.123 0
  12/31/2012 10.123 10.871 0
  12/31/2013 10.871 12.157 0
  12/31/2014 12.157 12.444 0
  12/31/2015 12.444 12.134 0
  12/31/2016 12.134 12.317 0
  12/31/2017 12.317 13.725 0
  12/31/2018 13.725 12.665 0
  12/31/2019 12.665 14.537 0
  12/31/2020 14.537 16.146 0
2.55%        
  12/31/2011 N/A 10.094 0
  12/31/2012 10.094 10.834 0
  12/31/2013 10.834 12.110 0
  12/31/2014 12.110 12.389 0
  12/31/2015 12.389 12.075 0
  12/31/2016 12.075 12.251 0
  12/31/2017 12.251 13.645 0
  12/31/2018 13.645 12.585 0
  12/31/2019 12.585 14.438 0
  12/31/2020 14.438 16.028 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 177 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 N/A 10.065 3
  12/31/2012 10.065 10.798 3
  12/31/2013 10.798 12.063 0
  12/31/2014 12.063 12.335 0
  12/31/2015 12.335 12.017 1
  12/31/2016 12.017 12.186 1
  12/31/2017 12.186 13.565 0
  12/31/2018 13.565 12.505 0
  12/31/2019 12.505 14.339 0
  12/31/2020 14.339 15.910 0
2.65%        
  12/31/2011 N/A 10.036 0
  12/31/2012 10.036 10.762 0
  12/31/2013 10.762 12.017 0
  12/31/2014 12.017 12.282 0
  12/31/2015 12.282 11.958 0
  12/31/2016 11.958 12.121 0
  12/31/2017 12.121 13.486 0
  12/31/2018 13.486 12.425 0
  12/31/2019 12.425 14.241 0
  12/31/2020 14.241 15.793 0
2.70%        
  12/31/2011 N/A 10.008 0
  12/31/2012 10.008 10.726 0
  12/31/2013 10.726 11.970 0
  12/31/2014 11.970 12.228 0
  12/31/2015 12.228 11.900 0
  12/31/2016 11.900 12.056 0
  12/31/2017 12.056 13.407 0
  12/31/2018 13.407 12.347 0
  12/31/2019 12.347 14.144 0
  12/31/2020 14.144 15.677 0
2.75%        
  12/31/2011 N/A 9.979 2
  12/31/2012 9.979 10.690 2
  12/31/2013 10.690 11.924 0
  12/31/2014 11.924 12.175 0
  12/31/2015 12.175 11.843 0
  12/31/2016 11.843 11.991 0
  12/31/2017 11.991 13.329 0
  12/31/2018 13.329 12.268 0
  12/31/2019 12.268 14.047 0
  12/31/2020 14.047 15.562 0
2.80%        
  12/31/2011 N/A 9.950 0
  12/31/2012 9.950 10.654 0
  12/31/2013 10.654 11.878 0
  12/31/2014 11.878 12.122 0
  12/31/2015 12.122 11.785 0
  12/31/2016 11.785 11.927 0
  12/31/2017 11.927 13.251 0
  12/31/2018 13.251 12.190 0
  12/31/2019 12.190 13.951 0
  12/31/2020 13.951 15.448 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 178 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 N/A 9.922 0
  12/31/2012 9.922 10.618 0
  12/31/2013 10.618 11.832 0
  12/31/2014 11.832 12.069 0
  12/31/2015 12.069 11.728 0
  12/31/2016 11.728 11.863 0
  12/31/2017 11.863 13.173 0
  12/31/2018 13.173 12.113 0
  12/31/2019 12.113 13.855 0
  12/31/2020 13.855 15.335 0
2.90%        
  12/31/2011 N/A 9.894 0
  12/31/2012 9.894 10.582 0
  12/31/2013 10.582 11.787 0
  12/31/2014 11.787 12.017 0
  12/31/2015 12.017 11.671 0
  12/31/2016 11.671 11.800 0
  12/31/2017 11.800 13.096 0
  12/31/2018 13.096 12.036 0
  12/31/2019 12.036 13.761 0
  12/31/2020 13.761 15.222 0
2.95%        
  12/31/2013 N/A 11.741 0
  12/31/2014 11.741 11.964 0
  12/31/2015 11.964 11.615 0
  12/31/2016 11.615 11.737 0
  12/31/2017 11.737 13.020 0
  12/31/2018 13.020 11.960 0
  12/31/2019 11.960 13.666 0
  12/31/2020 13.666 15.111 0
3.00%        
  12/31/2011 N/A 9.837 0
  12/31/2012 9.837 10.511 0
  12/31/2013 10.511 11.696 0
  12/31/2014 11.696 11.912 0
  12/31/2015 11.912 11.558 0
  12/31/2016 11.558 11.674 0
  12/31/2017 11.674 12.944 0
  12/31/2018 12.944 11.884 0
  12/31/2019 11.884 13.573 0
  12/31/2020 13.573 15.000 0
3.05%        
  12/31/2011 N/A 9.809 0
  12/31/2012 9.809 10.476 0
  12/31/2013 10.476 11.651 0
  12/31/2014 11.651 11.861 0
  12/31/2015 11.861 11.502 0
  12/31/2016 11.502 11.612 2
  12/31/2017 11.612 12.868 0
  12/31/2018 12.868 11.809 0
  12/31/2019 11.809 13.480 0
  12/31/2020 13.480 14.890 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 179 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 11.606 0
  12/31/2014 11.606 11.809 0
  12/31/2015 11.809 11.446 0
  12/31/2016 11.446 11.549 0
  12/31/2017 11.549 12.793 0
  12/31/2018 12.793 11.734 0
  12/31/2019 11.734 13.388 0
  12/31/2020 13.388 14.780 0
3.15%        
  12/31/2011 N/A 9.753 0
  12/31/2012 9.753 10.406 0
  12/31/2013 10.406 11.561 0
  12/31/2014 11.561 11.758 0
  12/31/2015 11.758 11.391 0
  12/31/2016 11.391 11.488 0
  12/31/2017 11.488 12.718 0
  12/31/2018 12.718 11.659 0
  12/31/2019 11.659 13.296 0
  12/31/2020 13.296 14.672 0
3.20%        
  12/31/2013 N/A 11.511 0
  12/31/2014 11.511 11.700 0
  12/31/2015 11.700 11.330 0
  12/31/2016 11.330 11.420 0
  12/31/2017 11.420 12.637 0
  12/31/2018 12.637 11.579 0
  12/31/2019 11.579 13.198 0
  12/31/2020 13.198 14.557 0
3.25%        
  12/31/2013 N/A 11.466 2
  12/31/2014 11.466 11.649 1
  12/31/2015 11.649 11.275 1
  12/31/2016 11.275 11.359 1
  12/31/2017 11.359 12.563 1
  12/31/2018 12.563 11.506 1
  12/31/2019 11.506 13.108 1
  12/31/2020 13.108 14.450 1
3.30%        
  12/31/2011 N/A 9.670 0
  12/31/2012 9.670 10.301 0
  12/31/2013 10.301 11.428 0
  12/31/2014 11.428 11.605 0
  12/31/2015 11.605 11.226 0
  12/31/2016 11.226 11.304 0
  12/31/2017 11.304 12.496 0
  12/31/2018 12.496 11.439 0
  12/31/2019 11.439 13.025 0
  12/31/2020 13.025 14.351 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 180 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 11.334 0
  12/31/2014 11.334 11.497 0
  12/31/2015 11.497 11.111 0
  12/31/2016 11.111 11.178 0
  12/31/2017 11.178 12.344 0
  12/31/2018 12.344 11.288 0
  12/31/2019 11.288 12.840 0
  12/31/2020 12.840 14.134 0
3.45%        
  12/31/2013 N/A 11.290 0
  12/31/2014 11.290 11.447 0
  12/31/2015 11.447 11.057 0
  12/31/2016 11.057 11.118 0
  12/31/2017 11.118 12.272 0
  12/31/2018 12.272 11.216 0
  12/31/2019 11.216 12.753 0
  12/31/2020 12.753 14.030 0
3.55%        
  12/31/2013 N/A 11.203 0
  12/31/2014 11.203 11.348 0
  12/31/2015 11.348 10.950 0
  12/31/2016 10.950 10.999 0
  12/31/2017 10.999 12.128 0
  12/31/2018 12.128 11.074 0
  12/31/2019 11.074 12.578 0
  12/31/2020 12.578 13.824 0
Fidelity VIP FundsManager 60% Portfolio
1.65%        
  12/31/2011 N/A 9.586 50
  12/31/2012 9.586 10.509 54
  12/31/2013 10.509 12.238 50
  12/31/2014 12.238 12.671 109
  12/31/2015 12.671 12.497 94
  12/31/2016 12.497 12.864 84
  12/31/2017 12.864 14.775 76
  12/31/2018 14.775 13.586 72
  12/31/2019 13.586 16.069 64
  12/31/2020 16.069 18.164 59
1.70%        
  12/31/2011 N/A 9.565 66
  12/31/2012 9.565 10.481 85
  12/31/2013 10.481 12.199 89
  12/31/2014 12.199 12.624 106
  12/31/2015 12.624 12.445 114
  12/31/2016 12.445 12.804 106
  12/31/2017 12.804 14.699 93
  12/31/2018 14.699 13.509 84
  12/31/2019 13.509 15.970 78
  12/31/2020 15.970 18.043 64

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 181 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 N/A 9.544 0
  12/31/2012 9.544 10.453 0
  12/31/2013 10.453 12.160 0
  12/31/2014 12.160 12.578 0
  12/31/2015 12.578 12.393 0
  12/31/2016 12.393 12.744 0
  12/31/2017 12.744 14.623 2
  12/31/2018 14.623 13.432 2
  12/31/2019 13.432 15.872 2
  12/31/2020 15.872 17.923 1
1.80%        
  12/31/2011 N/A 9.523 0
  12/31/2012 9.523 10.425 0
  12/31/2013 10.425 12.122 0
  12/31/2014 12.122 12.532 0
  12/31/2015 12.532 12.341 0
  12/31/2016 12.341 12.685 0
  12/31/2017 12.685 14.547 0
  12/31/2018 14.547 13.356 0
  12/31/2019 13.356 15.774 0
  12/31/2020 15.774 17.803 0
1.90%        
  12/31/2011 N/A 9.482 14
  12/31/2012 9.482 10.369 31
  12/31/2013 10.369 12.045 37
  12/31/2014 12.045 12.440 27
  12/31/2015 12.440 12.239 24
  12/31/2016 12.239 12.566 30
  12/31/2017 12.566 14.397 55
  12/31/2018 14.397 13.205 39
  12/31/2019 13.205 15.580 55
  12/31/2020 15.580 17.567 54
1.95%        
  12/31/2011 N/A 9.461 26
  12/31/2012 9.461 10.341 46
  12/31/2013 10.341 12.007 49
  12/31/2014 12.007 12.394 43
  12/31/2015 12.394 12.188 41
  12/31/2016 12.188 12.508 36
  12/31/2017 12.508 14.323 26
  12/31/2018 14.323 13.130 25
  12/31/2019 13.130 15.484 24
  12/31/2020 15.484 17.450 13
2.05%        
  12/31/2011 N/A 9.420 0
  12/31/2012 9.420 10.286 0
  12/31/2013 10.286 11.930 0
  12/31/2014 11.930 12.303 1
  12/31/2015 12.303 12.086 1
  12/31/2016 12.086 12.391 1
  12/31/2017 12.391 14.175 1
  12/31/2018 14.175 12.982 1
  12/31/2019 12.982 15.294 1
  12/31/2020 15.294 17.218 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 182 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 N/A 9.399 0
  12/31/2012 9.399 10.258 0
  12/31/2013 10.258 11.893 0
  12/31/2014 11.893 12.258 0
  12/31/2015 12.258 12.036 0
  12/31/2016 12.036 12.333 0
  12/31/2017 12.333 14.102 0
  12/31/2018 14.102 12.908 0
  12/31/2019 12.908 15.199 0
  12/31/2020 15.199 17.103 0
2.15%        
  12/31/2011 N/A 9.379 0
  12/31/2012 9.379 10.231 0
  12/31/2013 10.231 11.855 0
  12/31/2014 11.855 12.213 0
  12/31/2015 12.213 11.985 0
  12/31/2016 11.985 12.276 0
  12/31/2017 12.276 14.029 0
  12/31/2018 14.029 12.835 0
  12/31/2019 12.835 15.106 0
  12/31/2020 15.106 16.989 0
2.20%        
  12/31/2011 N/A 9.358 0
  12/31/2012 9.358 10.203 0
  12/31/2013 10.203 11.817 0
  12/31/2014 11.817 12.168 0
  12/31/2015 12.168 11.935 0
  12/31/2016 11.935 12.218 0
  12/31/2017 12.218 13.956 0
  12/31/2018 13.956 12.762 0
  12/31/2019 12.762 15.013 0
  12/31/2020 15.013 16.876 0
2.25%        
  12/31/2011 N/A 9.338 0
  12/31/2012 9.338 10.176 0
  12/31/2013 10.176 11.780 0
  12/31/2014 11.780 12.123 0
  12/31/2015 12.123 11.885 0
  12/31/2016 11.885 12.161 0
  12/31/2017 12.161 13.884 0
  12/31/2018 13.884 12.690 0
  12/31/2019 12.690 14.920 0
  12/31/2020 14.920 16.764 0
2.30%        
  12/31/2011 N/A 9.318 0
  12/31/2012 9.318 10.149 0
  12/31/2013 10.149 11.742 0
  12/31/2014 11.742 12.079 0
  12/31/2015 12.079 11.836 0
  12/31/2016 11.836 12.104 0
  12/31/2017 12.104 13.813 0
  12/31/2018 13.813 12.618 0
  12/31/2019 12.618 14.828 0
  12/31/2020 14.828 16.652 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 183 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 N/A 9.297 0
  12/31/2012 9.297 10.122 0
  12/31/2013 10.122 11.705 0
  12/31/2014 11.705 12.034 5
  12/31/2015 12.034 11.786 6
  12/31/2016 11.786 12.048 4
  12/31/2017 12.048 13.741 3
  12/31/2018 13.741 12.546 3
  12/31/2019 12.546 14.737 3
  12/31/2020 14.737 16.541 2
2.40%        
  12/31/2011 N/A 9.277 0
  12/31/2012 9.277 10.094 0
  12/31/2013 10.094 11.668 0
  12/31/2014 11.668 11.990 0
  12/31/2015 11.990 11.737 0
  12/31/2016 11.737 11.991 0
  12/31/2017 11.991 13.670 0
  12/31/2018 13.670 12.475 0
  12/31/2019 12.475 14.646 0
  12/31/2020 14.646 16.431 0
2.45%        
  12/31/2011 N/A 9.257 5
  12/31/2012 9.257 10.067 5
  12/31/2013 10.067 11.631 2
  12/31/2014 11.631 11.946 2
  12/31/2015 11.946 11.688 2
  12/31/2016 11.688 11.935 0
  12/31/2017 11.935 13.599 0
  12/31/2018 13.599 12.405 0
  12/31/2019 12.405 14.555 0
  12/31/2020 14.555 16.321 0
2.50%        
  12/31/2011 N/A 9.237 0
  12/31/2012 9.237 10.040 0
  12/31/2013 10.040 11.594 0
  12/31/2014 11.594 11.902 0
  12/31/2015 11.902 11.639 2
  12/31/2016 11.639 11.880 2
  12/31/2017 11.880 13.529 2
  12/31/2018 13.529 12.334 2
  12/31/2019 12.334 14.466 1
  12/31/2020 14.466 16.212 1
2.55%        
  12/31/2011 N/A 9.217 0
  12/31/2012 9.217 10.014 0
  12/31/2013 10.014 11.557 0
  12/31/2014 11.557 11.858 0
  12/31/2015 11.858 11.591 0
  12/31/2016 11.591 11.824 0
  12/31/2017 11.824 13.459 0
  12/31/2018 13.459 12.264 0
  12/31/2019 12.264 14.377 0
  12/31/2020 14.377 16.104 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 184 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 N/A 9.197 0
  12/31/2012 9.197 9.987 0
  12/31/2013 9.987 11.520 5
  12/31/2014 11.520 11.815 0
  12/31/2015 11.815 11.543 0
  12/31/2016 11.543 11.769 0
  12/31/2017 11.769 13.390 0
  12/31/2018 13.390 12.195 0
  12/31/2019 12.195 14.288 0
  12/31/2020 14.288 15.997 0
2.65%        
  12/31/2011 N/A 9.177 0
  12/31/2012 9.177 9.960 0
  12/31/2013 9.960 11.483 0
  12/31/2014 11.483 11.771 0
  12/31/2015 11.771 11.494 0
  12/31/2016 11.494 11.714 0
  12/31/2017 11.714 13.321 0
  12/31/2018 13.321 12.126 0
  12/31/2019 12.126 14.200 0
  12/31/2020 14.200 15.890 0
2.70%        
  12/31/2011 N/A 9.157 0
  12/31/2012 9.157 9.933 0
  12/31/2013 9.933 11.447 0
  12/31/2014 11.447 11.728 0
  12/31/2015 11.728 11.446 0
  12/31/2016 11.446 11.659 17
  12/31/2017 11.659 13.252 25
  12/31/2018 13.252 12.057 23
  12/31/2019 12.057 14.112 0
  12/31/2020 14.112 15.785 0
2.75%        
  12/31/2011 N/A 9.137 0
  12/31/2012 9.137 9.907 0
  12/31/2013 9.907 11.411 0
  12/31/2014 11.411 11.685 0
  12/31/2015 11.685 11.399 0
  12/31/2016 11.399 11.605 0
  12/31/2017 11.605 13.183 0
  12/31/2018 13.183 11.989 0
  12/31/2019 11.989 14.025 0
  12/31/2020 14.025 15.679 0
2.80%        
  12/31/2011 N/A 9.117 0
  12/31/2012 9.117 9.880 0
  12/31/2013 9.880 11.374 0
  12/31/2014 11.374 11.642 7
  12/31/2015 11.642 11.351 7
  12/31/2016 11.351 11.551 7
  12/31/2017 11.551 13.115 5
  12/31/2018 13.115 11.921 4
  12/31/2019 11.921 13.939 4
  12/31/2020 13.939 15.575 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 185 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 N/A 9.097 0
  12/31/2012 9.097 9.854 0
  12/31/2013 9.854 11.338 0
  12/31/2014 11.338 11.599 0
  12/31/2015 11.599 11.304 0
  12/31/2016 11.304 11.497 0
  12/31/2017 11.497 13.047 0
  12/31/2018 13.047 11.853 0
  12/31/2019 11.853 13.853 0
  12/31/2020 13.853 15.471 0
2.90%        
  12/31/2011 N/A 9.077 0
  12/31/2012 9.077 9.827 0
  12/31/2013 9.827 11.302 0
  12/31/2014 11.302 11.557 0
  12/31/2015 11.557 11.256 0
  12/31/2016 11.256 11.443 0
  12/31/2017 11.443 12.980 0
  12/31/2018 12.980 11.786 0
  12/31/2019 11.786 13.767 0
  12/31/2020 13.767 15.368 0
2.95%        
  12/31/2013 N/A 11.266 0
  12/31/2014 11.266 11.514 0
  12/31/2015 11.514 11.209 0
  12/31/2016 11.209 11.389 0
  12/31/2017 11.389 12.913 0
  12/31/2018 12.913 11.719 0
  12/31/2019 11.719 13.683 0
  12/31/2020 13.683 15.266 0
3.00%        
  12/31/2011 N/A 9.038 0
  12/31/2012 9.038 9.775 0
  12/31/2013 9.775 11.230 0
  12/31/2014 11.230 11.472 0
  12/31/2015 11.472 11.163 0
  12/31/2016 11.163 11.336 0
  12/31/2017 11.336 12.846 0
  12/31/2018 12.846 11.653 0
  12/31/2019 11.653 13.598 0
  12/31/2020 13.598 15.164 0
3.05%        
  12/31/2011 N/A 9.018 0
  12/31/2012 9.018 9.748 0
  12/31/2013 9.748 11.195 0
  12/31/2014 11.195 11.430 0
  12/31/2015 11.430 11.116 0
  12/31/2016 11.116 11.283 0
  12/31/2017 11.283 12.780 0
  12/31/2018 12.780 11.587 0
  12/31/2019 11.587 13.514 0
  12/31/2020 13.514 15.063 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 186 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 11.159 0
  12/31/2014 11.159 11.388 2
  12/31/2015 11.388 11.070 2
  12/31/2016 11.070 11.231 2
  12/31/2017 11.231 12.714 2
  12/31/2018 12.714 11.521 1
  12/31/2019 11.521 13.431 1
  12/31/2020 13.431 14.962 1
3.15%        
  12/31/2011 N/A 8.979 0
  12/31/2012 8.979 9.696 0
  12/31/2013 9.696 11.124 0
  12/31/2014 11.124 11.346 0
  12/31/2015 11.346 11.023 0
  12/31/2016 11.023 11.178 0
  12/31/2017 11.178 12.648 0
  12/31/2018 12.648 11.456 0
  12/31/2019 11.456 13.348 0
  12/31/2020 13.348 14.863 0
3.20%        
  12/31/2013 N/A 11.083 0
  12/31/2014 11.083 11.298 0
  12/31/2015 11.298 10.972 0
  12/31/2016 10.972 11.120 3
  12/31/2017 11.120 12.576 2
  12/31/2018 12.576 11.385 2
  12/31/2019 11.385 13.259 2
  12/31/2020 13.259 14.756 2
3.25%        
  12/31/2013 N/A 11.047 0
  12/31/2014 11.047 11.256 0
  12/31/2015 11.256 10.926 0
  12/31/2016 10.926 11.068 0
  12/31/2017 11.068 12.511 0
  12/31/2018 12.511 11.320 0
  12/31/2019 11.320 13.177 0
  12/31/2020 13.177 14.657 0
3.30%        
  12/31/2011 N/A 8.920 0
  12/31/2012 8.920 9.619 0
  12/31/2013 9.619 11.018 0
  12/31/2014 11.018 11.221 3
  12/31/2015 11.221 10.886 3
  12/31/2016 10.886 11.022 0
  12/31/2017 11.022 12.453 2
  12/31/2018 12.453 11.262 2
  12/31/2019 11.262 13.103 1
  12/31/2020 13.103 14.568 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 187 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 10.942 0
  12/31/2014 10.942 11.132 0
  12/31/2015 11.132 10.789 1
  12/31/2016 10.789 10.913 1
  12/31/2017 10.913 12.317 1
  12/31/2018 12.317 11.128 1
  12/31/2019 11.128 12.935 1
  12/31/2020 12.935 14.366 1
3.45%        
  12/31/2013 N/A 10.907 0
  12/31/2014 10.907 11.091 0
  12/31/2015 11.091 10.744 0
  12/31/2016 10.744 10.862 0
  12/31/2017 10.862 12.254 0
  12/31/2018 12.254 11.065 0
  12/31/2019 11.065 12.855 0
  12/31/2020 12.855 14.270 0
3.55%        
  12/31/2013 N/A 10.838 0
  12/31/2014 10.838 11.010 0
  12/31/2015 11.010 10.654 0
  12/31/2016 10.654 10.761 0
  12/31/2017 10.761 12.127 0
  12/31/2018 12.127 10.940 0
  12/31/2019 10.940 12.696 0
  12/31/2020 12.696 14.080 0
Franklin Allocation VIP Fund
1.65%        
  12/31/2011 8.093 7.839 11
  12/31/2012 7.839 8.892 12
  12/31/2013 8.892 10.825 8
  12/31/2014 10.825 10.951 23
  12/31/2015 10.951 10.103 21
  12/31/2016 10.103 11.247 27
  12/31/2017 11.247 12.389 26
  12/31/2018 12.389 11.009 12
  12/31/2019 11.009 12.980 3
  12/31/2020 12.980 14.266 2
1.70%        
  12/31/2011 8.079 7.821 64
  12/31/2012 7.821 8.867 58
  12/31/2013 8.867 10.790 47
  12/31/2014 10.790 10.910 38
  12/31/2015 10.910 10.060 14
  12/31/2016 10.060 11.194 14
  12/31/2017 11.194 12.324 13
  12/31/2018 12.324 10.946 13
  12/31/2019 10.946 12.899 11
  12/31/2020 12.899 14.170 11

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 188 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 8.065 7.804 3
  12/31/2012 7.804 8.843 3
  12/31/2013 8.843 10.755 1
  12/31/2014 10.755 10.870 1
  12/31/2015 10.870 10.017 1
  12/31/2016 10.017 11.141 0
  12/31/2017 11.141 12.260 0
  12/31/2018 12.260 10.884 0
  12/31/2019 10.884 12.819 0
  12/31/2020 12.819 14.075 0
1.80%        
  12/31/2011 8.051 7.786 24
  12/31/2012 7.786 8.819 21
  12/31/2013 8.819 10.720 17
  12/31/2014 10.720 10.829 16
  12/31/2015 10.829 9.975 13
  12/31/2016 9.975 11.088 7
  12/31/2017 11.088 12.195 6
  12/31/2018 12.195 10.821 4
  12/31/2019 10.821 12.738 3
  12/31/2020 12.738 13.980 3
1.90%        
  12/31/2011 8.023 7.751 4
  12/31/2012 7.751 8.770 3
  12/31/2013 8.770 10.651 2
  12/31/2014 10.651 10.748 22
  12/31/2015 10.748 9.890 2
  12/31/2016 9.890 10.983 2
  12/31/2017 10.983 12.068 2
  12/31/2018 12.068 10.697 2
  12/31/2019 10.697 12.580 1
  12/31/2020 12.580 13.792 0
1.95%        
  12/31/2011 8.009 7.734 15
  12/31/2012 7.734 8.746 14
  12/31/2013 8.746 10.616 10
  12/31/2014 10.616 10.708 7
  12/31/2015 10.708 9.849 3
  12/31/2016 9.849 10.931 2
  12/31/2017 10.931 12.005 2
  12/31/2018 12.005 10.636 2
  12/31/2019 10.636 12.502 1
  12/31/2020 12.502 13.700 1
2.05%        
  12/31/2011 7.981 7.699 10
  12/31/2012 7.699 8.698 10
  12/31/2013 8.698 10.547 8
  12/31/2014 10.547 10.627 8
  12/31/2015 10.627 9.765 8
  12/31/2016 9.765 10.828 5
  12/31/2017 10.828 11.879 5
  12/31/2018 11.879 10.514 5
  12/31/2019 10.514 12.346 2
  12/31/2020 12.346 13.515 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 189 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 7.967 7.682 241
  12/31/2012 7.682 8.674 237
  12/31/2013 8.674 10.513 184
  12/31/2014 10.513 10.588 113
  12/31/2015 10.588 9.724 96
  12/31/2016 9.724 10.777 68
  12/31/2017 10.777 11.817 49
  12/31/2018 11.817 10.454 43
  12/31/2019 10.454 12.270 32
  12/31/2020 12.270 13.425 16
2.15%        
  12/31/2011 7.953 7.664 0
  12/31/2012 7.664 8.650 0
  12/31/2013 8.650 10.479 0
  12/31/2014 10.479 10.548 0
  12/31/2015 10.548 9.682 0
  12/31/2016 9.682 10.725 0
  12/31/2017 10.725 11.755 0
  12/31/2018 11.755 10.394 0
  12/31/2019 10.394 12.193 0
  12/31/2020 12.193 13.334 0
2.20%        
  12/31/2011 7.934 7.642 18
  12/31/2012 7.642 8.621 15
  12/31/2013 8.621 10.438 15
  12/31/2014 10.438 10.501 5
  12/31/2015 10.501 9.635 4
  12/31/2016 9.635 10.667 0
  12/31/2017 10.667 11.686 0
  12/31/2018 11.686 10.327 0
  12/31/2019 10.327 12.109 0
  12/31/2020 12.109 13.235 0
2.25%        
  12/31/2011 7.925 7.630 48
  12/31/2012 7.630 8.603 42
  12/31/2013 8.603 10.411 33
  12/31/2014 10.411 10.470 10
  12/31/2015 10.470 9.601 8
  12/31/2016 9.601 10.624 7
  12/31/2017 10.624 11.633 6
  12/31/2018 11.633 10.275 5
  12/31/2019 10.275 12.042 4
  12/31/2020 12.042 13.156 1
2.30%        
  12/31/2011 7.912 7.613 3
  12/31/2012 7.613 8.580 3
  12/31/2013 8.580 10.377 2
  12/31/2014 10.377 10.430 2
  12/31/2015 10.430 9.560 2
  12/31/2016 9.560 10.574 2
  12/31/2017 10.574 11.572 2
  12/31/2018 11.572 10.216 2
  12/31/2019 10.216 11.967 1
  12/31/2020 11.967 13.067 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 190 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 7.898 7.596 110
  12/31/2012 7.596 8.556 101
  12/31/2013 8.556 10.344 92
  12/31/2014 10.344 10.391 65
  12/31/2015 10.391 9.519 38
  12/31/2016 9.519 10.524 20
  12/31/2017 10.524 11.511 19
  12/31/2018 11.511 10.158 19
  12/31/2019 10.158 11.892 18
  12/31/2020 11.892 12.979 17
2.40%        
  12/31/2011 7.884 7.579 42
  12/31/2012 7.579 8.533 41
  12/31/2013 8.533 10.310 21
  12/31/2014 10.310 10.352 16
  12/31/2015 10.352 9.479 8
  12/31/2016 9.479 10.474 6
  12/31/2017 10.474 11.451 6
  12/31/2018 11.451 10.100 5
  12/31/2019 10.100 11.818 4
  12/31/2020 11.818 12.892 4
2.45%        
  12/31/2011 7.870 7.561 10
  12/31/2012 7.561 8.509 10
  12/31/2013 8.509 10.276 9
  12/31/2014 10.276 10.313 8
  12/31/2015 10.313 9.438 5
  12/31/2016 9.438 10.424 3
  12/31/2017 10.424 11.390 3
  12/31/2018 11.390 10.041 3
  12/31/2019 10.041 11.744 2
  12/31/2020 11.744 12.804 2
2.50%        
  12/31/2011 7.856 7.545 29
  12/31/2012 7.545 8.486 28
  12/31/2013 8.486 10.243 11
  12/31/2014 10.243 10.275 9
  12/31/2015 10.275 9.399 9
  12/31/2016 9.399 10.375 16
  12/31/2017 10.375 11.331 10
  12/31/2018 11.331 9.984 9
  12/31/2019 9.984 11.671 8
  12/31/2020 11.671 12.719 7
2.55%        
  12/31/2011 7.843 7.528 2
  12/31/2012 7.528 8.462 1
  12/31/2013 8.462 10.210 1
  12/31/2014 10.210 10.237 0
  12/31/2015 10.237 9.359 0
  12/31/2016 9.359 10.326 0
  12/31/2017 10.326 11.272 0
  12/31/2018 11.272 9.927 0
  12/31/2019 9.927 11.598 0
  12/31/2020 11.598 12.633 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 191 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 7.829 7.511 132
  12/31/2012 7.511 8.439 130
  12/31/2013 8.439 10.176 157
  12/31/2014 10.176 10.198 159
  12/31/2015 10.198 9.319 164
  12/31/2016 9.319 10.276 169
  12/31/2017 10.276 11.212 135
  12/31/2018 11.212 9.869 118
  12/31/2019 9.869 11.525 109
  12/31/2020 11.525 12.547 118
2.65%        
  12/31/2011 7.815 7.494 29
  12/31/2012 7.494 8.416 29
  12/31/2013 8.416 10.144 1
  12/31/2014 10.144 10.160 1
  12/31/2015 10.160 9.280 1
  12/31/2016 9.280 10.228 1
  12/31/2017 10.228 11.154 1
  12/31/2018 11.154 9.813 1
  12/31/2019 9.813 11.454 1
  12/31/2020 11.454 12.464 1
2.70%        
  12/31/2011 7.802 7.477 3
  12/31/2012 7.477 8.393 3
  12/31/2013 8.393 10.111 3
  12/31/2014 10.111 10.122 3
  12/31/2015 10.122 9.240 3
  12/31/2016 9.240 10.180 2
  12/31/2017 10.180 11.096 2
  12/31/2018 11.096 9.757 2
  12/31/2019 9.757 11.383 2
  12/31/2020 11.383 12.380 2
2.75%        
  12/31/2011 7.788 7.460 50
  12/31/2012 7.460 8.369 43
  12/31/2013 8.369 10.078 35
  12/31/2014 10.078 10.083 50
  12/31/2015 10.083 9.200 41
  12/31/2016 9.200 10.131 39
  12/31/2017 10.131 11.037 31
  12/31/2018 11.037 9.700 23
  12/31/2019 9.700 11.311 22
  12/31/2020 11.311 12.296 21
2.80%        
  12/31/2011 7.775 7.444 23
  12/31/2012 7.444 8.347 22
  12/31/2013 8.347 10.046 19
  12/31/2014 10.046 10.046 5
  12/31/2015 10.046 9.162 2
  12/31/2016 9.162 10.083 0
  12/31/2017 10.083 10.980 0
  12/31/2018 10.980 9.645 0
  12/31/2019 9.645 11.242 0
  12/31/2020 11.242 12.214 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 192 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 7.761 7.427 2
  12/31/2012 7.427 8.324 0
  12/31/2013 8.324 10.013 1
  12/31/2014 10.013 10.009 5
  12/31/2015 10.009 9.123 27
  12/31/2016 9.123 10.036 22
  12/31/2017 10.036 10.923 22
  12/31/2018 10.923 9.590 20
  12/31/2019 9.590 11.171 19
  12/31/2020 11.171 12.132 16
2.90%        
  12/31/2011 7.741 7.405 217
  12/31/2012 7.405 8.295 202
  12/31/2013 8.295 9.973 218
  12/31/2014 9.973 9.964 77
  12/31/2015 9.964 9.078 73
  12/31/2016 9.078 9.980 84
  12/31/2017 9.980 10.857 77
  12/31/2018 10.857 9.528 72
  12/31/2019 9.528 11.093 65
  12/31/2020 11.093 12.041 59
2.95%        
  12/31/2013 N/A 9.947 0
  12/31/2014 9.947 9.933 0
  12/31/2015 9.933 9.045 0
  12/31/2016 9.045 9.940 0
  12/31/2017 9.940 10.808 0
  12/31/2018 10.808 9.480 0
  12/31/2019 9.480 11.032 27
  12/31/2020 11.032 11.968 25
3.00%        
  12/31/2011 7.720 7.377 1
  12/31/2012 7.377 8.255 1
  12/31/2013 8.255 9.915 14
  12/31/2014 9.915 9.896 18
  12/31/2015 9.896 9.007 18
  12/31/2016 9.007 9.893 2
  12/31/2017 9.893 10.751 2
  12/31/2018 10.751 9.425 2
  12/31/2019 9.425 10.963 2
  12/31/2020 10.963 11.887 3
3.05%        
  12/31/2011 7.701 7.355 8
  12/31/2012 7.355 8.226 8
  12/31/2013 8.226 9.876 34
  12/31/2014 9.876 9.852 28
  12/31/2015 9.852 8.962 28
  12/31/2016 8.962 9.839 28
  12/31/2017 9.839 10.687 28
  12/31/2018 10.687 9.365 35
  12/31/2019 9.365 10.887 7
  12/31/2020 10.887 11.799 6

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 193 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 9.851 1
  12/31/2014 9.851 9.822 51
  12/31/2015 9.822 8.931 12
  12/31/2016 8.931 9.799 12
  12/31/2017 9.799 10.639 28
  12/31/2018 10.639 9.317 35
  12/31/2019 9.317 10.827 32
  12/31/2020 10.827 11.728 29
3.15%        
  12/31/2011 7.679 7.327 0
  12/31/2012 7.327 8.187 0
  12/31/2013 8.187 9.819 0
  12/31/2014 9.819 9.785 0
  12/31/2015 9.785 8.893 1
  12/31/2016 8.893 9.753 6
  12/31/2017 9.753 10.583 6
  12/31/2018 10.583 9.264 6
  12/31/2019 9.264 10.759 6
  12/31/2020 10.759 11.649 6
3.20%        
  12/31/2013 N/A 10.085 0
  12/31/2014 10.085 10.046 0
  12/31/2015 10.046 9.125 0
  12/31/2016 9.125 10.003 0
  12/31/2017 10.003 10.849 21
  12/31/2018 10.849 9.492 19
  12/31/2019 9.492 11.018 18
  12/31/2020 11.018 11.923 16
3.25%        
  12/31/2013 N/A 10.053 5
  12/31/2014 10.053 10.008 5
  12/31/2015 10.008 9.086 5
  12/31/2016 9.086 9.955 4
  12/31/2017 9.955 10.792 4
  12/31/2018 10.792 9.437 3
  12/31/2019 9.437 10.949 3
  12/31/2020 10.949 11.843 2
3.30%        
  12/31/2011 7.639 7.278 0
  12/31/2012 7.278 8.120 0
  12/31/2013 8.120 9.723 0
  12/31/2014 9.723 9.676 36
  12/31/2015 9.676 8.780 35
  12/31/2016 8.780 9.615 29
  12/31/2017 9.615 10.418 10
  12/31/2018 10.418 9.105 10
  12/31/2019 9.105 10.559 9
  12/31/2020 10.559 11.415 8

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 194 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 9.955 0
  12/31/2014 9.955 9.896 114
  12/31/2015 9.896 8.971 107
  12/31/2016 8.971 9.814 100
  12/31/2017 9.814 10.623 0
  12/31/2018 10.623 9.275 0
  12/31/2019 9.275 10.746 0
  12/31/2020 10.746 11.605 0
3.45%        
  12/31/2013 N/A 9.922 0
  12/31/2014 9.922 9.859 0
  12/31/2015 9.859 8.933 0
  12/31/2016 8.933 9.767 0
  12/31/2017 9.767 10.567 0
  12/31/2018 10.567 9.222 0
  12/31/2019 9.222 10.679 0
  12/31/2020 10.679 11.527 0
3.55%        
  12/31/2013 N/A 9.858 0
  12/31/2014 9.858 9.785 6
  12/31/2015 9.785 8.857 6
  12/31/2016 8.857 9.675 6
  12/31/2017 9.675 10.457 6
  12/31/2018 10.457 9.116 7
  12/31/2019 9.116 10.546 0
  12/31/2020 10.546 11.372 0
Franklin Income VIP Fund
1.65%        
  12/31/2011 47.299 47.636 19
  12/31/2012 47.636 52.780 61
  12/31/2013 52.780 59.154 68
  12/31/2014 59.154 60.872 81
  12/31/2015 60.872 55.652 73
  12/31/2016 55.652 62.417 65
  12/31/2017 62.417 67.337 60
  12/31/2018 67.337 63.379 52
  12/31/2019 63.379 72.353 46
  12/31/2020 72.353 71.659 44
1.70%        
  12/31/2011 46.782 47.092 41
  12/31/2012 47.092 52.152 127
  12/31/2013 52.152 58.420 155
  12/31/2014 58.420 60.087 154
  12/31/2015 60.087 54.907 143
  12/31/2016 54.907 61.551 131
  12/31/2017 61.551 66.370 128
  12/31/2018 66.370 62.437 112
  12/31/2019 62.437 71.241 92
  12/31/2020 71.241 70.523 80

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 195 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 46.262 46.546 0
  12/31/2012 46.546 51.520 1
  12/31/2013 51.520 57.684 1
  12/31/2014 57.684 59.300 4
  12/31/2015 59.300 54.161 3
  12/31/2016 54.161 60.684 2
  12/31/2017 60.684 65.402 2
  12/31/2018 65.402 61.496 2
  12/31/2019 61.496 70.133 2
  12/31/2020 70.133 69.391 2
1.80%        
  12/31/2011 45.767 46.024 84
  12/31/2012 46.024 50.917 85
  12/31/2013 50.917 56.980 83
  12/31/2014 56.980 58.547 96
  12/31/2015 58.547 53.447 105
  12/31/2016 53.447 59.854 66
  12/31/2017 59.854 64.475 74
  12/31/2018 64.475 60.594 69
  12/31/2019 60.594 69.070 59
  12/31/2020 69.070 68.305 66
1.90%        
  12/31/2011 44.811 45.018 11
  12/31/2012 45.018 49.754 18
  12/31/2013 49.754 55.623 41
  12/31/2014 55.623 57.096 47
  12/31/2015 57.096 52.069 45
  12/31/2016 52.069 58.253 53
  12/31/2017 58.253 62.689 51
  12/31/2018 62.689 58.855 39
  12/31/2019 58.855 67.021 38
  12/31/2020 67.021 66.212 34
1.95%        
  12/31/2011 44.284 44.467 21
  12/31/2012 44.467 49.120 41
  12/31/2013 49.120 54.887 42
  12/31/2014 54.887 56.312 43
  12/31/2015 56.312 51.329 38
  12/31/2016 51.329 57.396 35
  12/31/2017 57.396 61.735 30
  12/31/2018 61.735 57.931 27
  12/31/2019 57.931 65.936 22
  12/31/2020 65.936 65.107 20
2.05%        
  12/31/2011 43.323 43.458 7
  12/31/2012 43.458 47.957 8
  12/31/2013 47.957 53.534 9
  12/31/2014 53.534 54.869 9
  12/31/2015 54.869 49.963 6
  12/31/2016 49.963 55.814 4
  12/31/2017 55.814 59.973 3
  12/31/2018 59.973 56.221 3
  12/31/2019 56.221 63.926 2
  12/31/2020 63.926 63.059 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 196 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 42.850 42.962 54
  12/31/2012 42.962 47.386 54
  12/31/2013 47.386 52.870 49
  12/31/2014 52.870 54.161 32
  12/31/2015 54.161 49.295 48
  12/31/2016 49.295 55.039 42
  12/31/2017 55.039 59.111 41
  12/31/2018 59.111 55.385 37
  12/31/2019 55.385 62.944 33
  12/31/2020 62.944 62.060 32
2.15%        
  12/31/2011 42.382 42.472 1
  12/31/2012 42.472 46.822 1
  12/31/2013 46.822 52.215 1
  12/31/2014 52.215 53.463 1
  12/31/2015 53.463 48.635 1
  12/31/2016 48.635 54.275 1
  12/31/2017 54.275 58.262 1
  12/31/2018 58.262 54.562 1
  12/31/2019 54.562 61.977 0
  12/31/2020 61.977 61.076 0
2.20%        
  12/31/2011 39.636 39.700 1
  12/31/2012 39.700 43.744 2
  12/31/2013 43.744 48.758 1
  12/31/2014 48.758 49.899 1
  12/31/2015 49.899 45.370 1
  12/31/2016 45.370 50.606 1
  12/31/2017 50.606 54.296 1
  12/31/2018 54.296 50.823 1
  12/31/2019 50.823 57.700 1
  12/31/2020 57.700 56.833 1
2.25%        
  12/31/2011 41.462 41.508 10
  12/31/2012 41.508 45.714 9
  12/31/2013 45.714 50.928 6
  12/31/2014 50.928 52.093 5
  12/31/2015 52.093 47.341 4
  12/31/2016 47.341 52.779 3
  12/31/2017 52.779 56.599 3
  12/31/2018 56.599 52.952 3
  12/31/2019 52.952 60.087 0
  12/31/2020 60.087 59.155 1
2.30%        
  12/31/2011 40.120 40.145 1
  12/31/2012 40.145 44.190 1
  12/31/2013 44.190 49.206 1
  12/31/2014 49.206 50.307 1
  12/31/2015 50.307 45.695 0
  12/31/2016 45.695 50.918 0
  12/31/2017 50.918 54.576 0
  12/31/2018 54.576 51.033 0
  12/31/2019 51.033 57.882 0
  12/31/2020 57.882 56.954 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 197 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 40.561 40.566 19
  12/31/2012 40.566 44.632 19
  12/31/2013 44.632 49.673 16
  12/31/2014 49.673 50.758 18
  12/31/2015 50.758 46.082 16
  12/31/2016 46.082 51.324 13
  12/31/2017 51.324 54.984 12
  12/31/2018 54.984 51.389 11
  12/31/2019 51.389 58.256 9
  12/31/2020 58.256 57.294 9
2.40%        
  12/31/2011 40.119 40.103 5
  12/31/2012 40.103 44.100 5
  12/31/2013 44.100 49.057 5
  12/31/2014 49.057 50.104 1
  12/31/2015 50.104 45.465 1
  12/31/2016 45.465 50.611 1
  12/31/2017 50.611 54.194 1
  12/31/2018 54.194 50.625 0
  12/31/2019 50.625 57.361 0
  12/31/2020 57.361 56.385 0
2.45%        
  12/31/2011 39.681 39.646 5
  12/31/2012 39.646 43.575 5
  12/31/2013 43.575 48.448 4
  12/31/2014 48.448 49.458 3
  12/31/2015 49.458 44.856 2
  12/31/2016 44.856 49.909 2
  12/31/2017 49.909 53.415 2
  12/31/2018 53.415 49.872 2
  12/31/2019 49.872 56.480 1
  12/31/2020 56.480 55.491 2
2.50%        
  12/31/2011 39.247 39.194 9
  12/31/2012 39.194 43.056 9
  12/31/2013 43.056 47.847 5
  12/31/2014 47.847 48.820 1
  12/31/2015 48.820 44.256 1
  12/31/2016 44.256 49.216 1
  12/31/2017 49.216 52.647 1
  12/31/2018 52.647 49.130 1
  12/31/2019 49.130 55.612 1
  12/31/2020 55.612 54.612 1
2.55%        
  12/31/2011 38.819 38.746 1
  12/31/2012 38.746 42.544 2
  12/31/2013 42.544 47.254 1
  12/31/2014 47.254 48.191 0
  12/31/2015 48.191 43.663 0
  12/31/2016 43.663 48.533 0
  12/31/2017 48.533 51.890 0
  12/31/2018 51.890 48.400 0
  12/31/2019 48.400 54.758 0
  12/31/2020 54.758 53.746 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 198 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 38.395 38.304 14
  12/31/2012 38.304 42.037 14
  12/31/2013 42.037 46.668 20
  12/31/2014 46.668 47.569 25
  12/31/2015 47.569 43.079 25
  12/31/2016 43.079 47.859 27
  12/31/2017 47.859 51.145 26
  12/31/2018 51.145 47.680 21
  12/31/2019 47.680 53.917 19
  12/31/2020 53.917 52.894 19
2.65%        
  12/31/2011 37.976 37.867 2
  12/31/2012 37.867 41.537 2
  12/31/2013 41.537 46.089 2
  12/31/2014 46.089 46.956 2
  12/31/2015 46.956 42.502 2
  12/31/2016 42.502 47.195 2
  12/31/2017 47.195 50.410 2
  12/31/2018 50.410 46.971 2
  12/31/2019 46.971 53.089 2
  12/31/2020 53.089 52.055 2
2.70%        
  12/31/2011 37.562 37.435 0
  12/31/2012 37.435 41.042 2
  12/31/2013 41.042 45.518 2
  12/31/2014 45.518 46.350 2
  12/31/2015 46.350 41.933 2
  12/31/2016 41.933 46.540 2
  12/31/2017 46.540 49.685 2
  12/31/2018 49.685 46.273 0
  12/31/2019 46.273 52.273 0
  12/31/2020 52.273 51.230 0
2.75%        
  12/31/2011 37.151 37.008 4
  12/31/2012 37.008 40.553 4
  12/31/2013 40.553 44.953 5
  12/31/2014 44.953 45.753 4
  12/31/2015 45.753 41.372 4
  12/31/2016 41.372 45.893 3
  12/31/2017 45.893 48.971 3
  12/31/2018 48.971 45.585 3
  12/31/2019 45.585 51.470 1
  12/31/2020 51.470 50.418 1
2.80%        
  12/31/2011 36.746 36.586 1
  12/31/2012 36.586 40.071 1
  12/31/2013 40.071 44.396 1
  12/31/2014 44.396 45.163 0
  12/31/2015 45.163 40.818 0
  12/31/2016 40.818 45.256 0
  12/31/2017 45.256 48.267 0
  12/31/2018 48.267 44.907 0
  12/31/2019 44.907 50.680 4
  12/31/2020 50.680 49.618 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 199 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 36.345 36.168 0
  12/31/2012 36.168 39.593 0
  12/31/2013 39.593 43.845 0
  12/31/2014 43.845 44.580 3
  12/31/2015 44.580 40.271 4
  12/31/2016 40.271 44.628 3
  12/31/2017 44.628 47.573 4
  12/31/2018 47.573 44.240 4
  12/31/2019 44.240 49.901 5
  12/31/2020 49.901 48.832 5
2.90%        
  12/31/2011 33.990 33.808 4
  12/31/2012 33.808 36.991 4
  12/31/2013 36.991 40.943 8
  12/31/2014 40.943 41.608 10
  12/31/2015 41.608 37.568 10
  12/31/2016 37.568 41.611 9
  12/31/2017 41.611 44.335 9
  12/31/2018 44.335 41.208 9
  12/31/2019 41.208 46.458 5
  12/31/2020 46.458 45.439 4
2.95%        
  12/31/2013 N/A 42.765 0
  12/31/2014 42.765 43.438 2
  12/31/2015 43.438 39.200 0
  12/31/2016 39.200 43.398 0
  12/31/2017 43.398 46.216 0
  12/31/2018 46.216 42.934 0
  12/31/2019 42.934 48.380 0
  12/31/2020 48.380 47.295 0
3.00%        
  12/31/2011 35.167 34.944 1
  12/31/2012 34.944 38.196 1
  12/31/2013 38.196 42.234 2
  12/31/2014 42.234 42.878 5
  12/31/2015 42.878 38.676 5
  12/31/2016 38.676 42.795 4
  12/31/2017 42.795 45.551 5
  12/31/2018 45.551 42.295 4
  12/31/2019 42.295 47.637 4
  12/31/2020 47.637 46.546 4
3.05%        
  12/31/2011 32.889 32.664 2
  12/31/2012 32.664 35.685 2
  12/31/2013 35.685 39.438 1
  12/31/2014 39.438 40.019 2
  12/31/2015 40.019 36.079 2
  12/31/2016 36.079 39.902 3
  12/31/2017 39.902 42.451 3
  12/31/2018 42.451 39.397 3
  12/31/2019 39.397 44.350 3
  12/31/2020 44.350 43.312 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 200 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 41.193 2
  12/31/2014 41.193 41.779 5
  12/31/2015 41.779 37.647 4
  12/31/2016 37.647 41.616 4
  12/31/2017 41.616 44.251 4
  12/31/2018 44.251 41.047 4
  12/31/2019 41.047 46.184 4
  12/31/2020 46.184 45.081 4
3.15%        
  12/31/2011 34.028 33.762 0
  12/31/2012 33.762 36.848 0
  12/31/2013 36.848 40.683 0
  12/31/2014 40.683 41.241 2
  12/31/2015 41.241 37.143 2
  12/31/2016 37.143 41.038 1
  12/31/2017 41.038 43.615 1
  12/31/2018 43.615 40.437 1
  12/31/2019 40.437 45.475 1
  12/31/2020 45.475 44.367 1
3.20%        
  12/31/2013 N/A 39.652 0
  12/31/2014 39.652 40.175 0
  12/31/2015 40.175 36.165 0
  12/31/2016 36.165 39.938 0
  12/31/2017 39.938 42.425 0
  12/31/2018 42.425 39.314 0
  12/31/2019 39.314 44.190 0
  12/31/2020 44.190 43.091 0
3.25%        
  12/31/2013 N/A 39.160 1
  12/31/2014 39.160 39.657 3
  12/31/2015 39.657 35.681 3
  12/31/2016 35.681 39.383 3
  12/31/2017 39.383 41.815 2
  12/31/2018 41.815 38.729 2
  12/31/2019 38.729 43.511 2
  12/31/2020 43.511 42.408 2
3.30%        
  12/31/2011 32.926 32.619 0
  12/31/2012 32.619 35.547 0
  12/31/2013 35.547 39.188 0
  12/31/2014 39.188 39.666 1
  12/31/2015 39.666 35.671 1
  12/31/2016 35.671 39.352 1
  12/31/2017 39.352 41.761 1
  12/31/2018 41.761 38.660 1
  12/31/2019 38.660 43.411 1
  12/31/2020 43.411 42.290 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 201 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 37.720 0
  12/31/2014 37.720 38.142 3
  12/31/2015 38.142 34.266 1
  12/31/2016 34.266 37.765 0
  12/31/2017 37.765 40.037 1
  12/31/2018 40.037 37.026 0
  12/31/2019 37.026 41.535 0
  12/31/2020 41.535 40.421 0
3.45%        
  12/31/2013 N/A 37.252 0
  12/31/2014 37.252 37.650 0
  12/31/2015 37.650 33.807 0
  12/31/2016 33.807 37.240 0
  12/31/2017 37.240 39.461 0
  12/31/2018 39.461 36.475 0
  12/31/2019 36.475 40.897 0
  12/31/2020 40.897 39.780 0
3.55%        
  12/31/2013 N/A 36.333 1
  12/31/2014 36.333 36.684 1
  12/31/2015 36.684 32.907 1
  12/31/2016 32.907 36.213 1
  12/31/2017 36.213 38.334 0
  12/31/2018 38.334 35.398 0
  12/31/2019 35.398 39.649 0
  12/31/2020 39.649 38.528 0
Franklin Mutual Shares VIP Fund
1.65%        
  12/31/2011 19.700 19.176 12
  12/31/2012 19.176 21.547 19
  12/31/2013 21.547 27.184 14
  12/31/2014 27.184 28.644 13
  12/31/2015 28.644 26.784 10
  12/31/2016 26.784 30.577 8
  12/31/2017 30.577 32.588 7
  12/31/2018 32.588 29.146 6
  12/31/2019 29.146 35.140 5
  12/31/2020 35.140 32.821 5
1.70%        
  12/31/2011 19.561 19.032 24
  12/31/2012 19.032 21.374 52
  12/31/2013 21.374 26.952 56
  12/31/2014 26.952 28.385 51
  12/31/2015 28.385 26.529 42
  12/31/2016 26.529 30.270 31
  12/31/2017 30.270 32.245 29
  12/31/2018 32.245 28.825 26
  12/31/2019 28.825 34.736 22
  12/31/2020 34.736 32.426 20

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 202 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 19.425 18.890 0
  12/31/2012 18.890 21.204 0
  12/31/2013 21.204 26.724 0
  12/31/2014 26.724 28.131 0
  12/31/2015 28.131 26.279 0
  12/31/2016 26.279 29.969 0
  12/31/2017 29.969 31.909 0
  12/31/2018 31.909 28.510 0
  12/31/2019 28.510 34.339 0
  12/31/2020 34.339 32.040 0
1.80%        
  12/31/2011 19.286 18.745 39
  12/31/2012 18.745 21.031 32
  12/31/2013 21.031 26.494 30
  12/31/2014 26.494 27.874 35
  12/31/2015 27.874 26.026 24
  12/31/2016 26.026 29.666 17
  12/31/2017 29.666 31.570 15
  12/31/2018 31.570 28.193 15
  12/31/2019 28.193 33.940 14
  12/31/2020 33.940 31.652 15
1.90%        
  12/31/2011 19.032 18.480 11
  12/31/2012 18.480 20.713 21
  12/31/2013 20.713 26.066 47
  12/31/2014 26.066 27.397 21
  12/31/2015 27.397 25.554 19
  12/31/2016 25.554 29.100 20
  12/31/2017 29.100 30.937 14
  12/31/2018 30.937 27.600 13
  12/31/2019 27.600 33.193 7
  12/31/2020 33.193 30.924 4
1.95%        
  12/31/2011 18.881 18.324 18
  12/31/2012 18.324 20.528 30
  12/31/2013 20.528 25.820 24
  12/31/2014 25.820 27.125 21
  12/31/2015 27.125 25.288 18
  12/31/2016 25.288 28.782 12
  12/31/2017 28.782 30.584 9
  12/31/2018 30.584 27.271 9
  12/31/2019 27.271 32.781 6
  12/31/2020 32.781 30.525 7
2.05%        
  12/31/2011 18.615 18.048 6
  12/31/2012 18.048 20.199 5
  12/31/2013 20.199 25.381 4
  12/31/2014 25.381 26.637 4
  12/31/2015 26.637 24.808 3
  12/31/2016 24.808 28.208 2
  12/31/2017 28.208 29.944 2
  12/31/2018 29.944 26.673 1
  12/31/2019 26.673 32.031 1
  12/31/2020 32.031 29.796 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 203 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 18.484 17.912 55
  12/31/2012 17.912 20.036 50
  12/31/2013 20.036 25.164 32
  12/31/2014 25.164 26.396 17
  12/31/2015 26.396 24.572 15
  12/31/2016 24.572 27.925 9
  12/31/2017 27.925 29.629 6
  12/31/2018 29.629 26.379 5
  12/31/2019 26.379 31.662 3
  12/31/2020 31.662 29.439 4
2.15%        
  12/31/2011 18.354 17.777 1
  12/31/2012 17.777 19.875 1
  12/31/2013 19.875 24.949 0
  12/31/2014 24.949 26.158 0
  12/31/2015 26.158 24.337 0
  12/31/2016 24.337 27.645 0
  12/31/2017 27.645 29.317 0
  12/31/2018 29.317 26.089 0
  12/31/2019 26.089 31.297 0
  12/31/2020 31.297 29.085 0
2.20%        
  12/31/2011 17.639 17.076 6
  12/31/2012 17.076 19.082 5
  12/31/2013 19.082 23.942 3
  12/31/2014 23.942 25.089 2
  12/31/2015 25.089 23.331 2
  12/31/2016 23.331 26.489 2
  12/31/2017 26.489 28.077 2
  12/31/2018 28.077 24.973 2
  12/31/2019 24.973 29.944 1
  12/31/2020 29.944 27.813 2
2.25%        
  12/31/2011 18.096 17.510 10
  12/31/2012 17.510 19.556 7
  12/31/2013 19.556 24.525 7
  12/31/2014 24.525 25.687 4
  12/31/2015 25.687 23.876 4
  12/31/2016 23.876 27.093 3
  12/31/2017 27.093 28.703 2
  12/31/2018 28.703 25.517 2
  12/31/2019 25.517 30.581 1
  12/31/2020 30.581 28.390 1
2.30%        
  12/31/2011 17.968 17.377 1
  12/31/2012 17.377 19.399 1
  12/31/2013 19.399 24.315 0
  12/31/2014 24.315 25.455 0
  12/31/2015 25.455 23.648 0
  12/31/2016 23.648 26.821 0
  12/31/2017 26.821 28.401 0
  12/31/2018 28.401 25.236 0
  12/31/2019 25.236 30.228 0
  12/31/2020 30.228 28.049 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 204 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 17.841 17.246 29
  12/31/2012 17.246 19.243 27
  12/31/2013 19.243 24.107 21
  12/31/2014 24.107 25.225 14
  12/31/2015 25.225 23.422 10
  12/31/2016 23.422 26.552 9
  12/31/2017 26.552 28.102 7
  12/31/2018 28.102 24.958 6
  12/31/2019 24.958 29.880 4
  12/31/2020 29.880 27.713 4
2.40%        
  12/31/2011 17.715 17.116 7
  12/31/2012 17.116 19.088 5
  12/31/2013 19.088 23.901 4
  12/31/2014 23.901 24.997 2
  12/31/2015 24.997 23.199 1
  12/31/2016 23.199 26.286 1
  12/31/2017 26.286 27.806 1
  12/31/2018 27.806 24.682 1
  12/31/2019 24.682 29.536 1
  12/31/2020 29.536 27.380 0
2.45%        
  12/31/2011 17.590 16.987 6
  12/31/2012 16.987 18.934 6
  12/31/2013 18.934 23.697 1
  12/31/2014 23.697 24.771 1
  12/31/2015 24.771 22.978 1
  12/31/2016 22.978 26.022 1
  12/31/2017 26.022 27.514 1
  12/31/2018 27.514 24.410 0
  12/31/2019 24.410 29.196 0
  12/31/2020 29.196 27.051 0
2.50%        
  12/31/2011 17.466 16.859 6
  12/31/2012 16.859 18.782 6
  12/31/2013 18.782 23.495 3
  12/31/2014 23.495 24.547 2
  12/31/2015 24.547 22.759 2
  12/31/2016 22.759 25.761 1
  12/31/2017 25.761 27.224 1
  12/31/2018 27.224 24.141 1
  12/31/2019 24.141 28.860 1
  12/31/2020 28.860 26.726 0
2.55%        
  12/31/2011 17.343 16.731 4
  12/31/2012 16.731 18.631 4
  12/31/2013 18.631 23.294 4
  12/31/2014 23.294 24.325 4
  12/31/2015 24.325 22.542 3
  12/31/2016 22.542 25.503 3
  12/31/2017 25.503 26.938 3
  12/31/2018 26.938 23.875 3
  12/31/2019 23.875 28.528 3
  12/31/2020 28.528 26.405 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 205 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 17.221 16.605 15
  12/31/2012 16.605 18.481 13
  12/31/2013 18.481 23.095 21
  12/31/2014 23.095 24.105 32
  12/31/2015 24.105 22.327 29
  12/31/2016 22.327 25.247 22
  12/31/2017 25.247 26.654 23
  12/31/2018 26.654 23.612 16
  12/31/2019 23.612 28.199 13
  12/31/2020 28.199 26.088 13
2.65%        
  12/31/2011 17.099 16.480 6
  12/31/2012 16.480 18.332 4
  12/31/2013 18.332 22.898 3
  12/31/2014 22.898 23.887 0
  12/31/2015 23.887 22.114 0
  12/31/2016 22.114 24.994 0
  12/31/2017 24.994 26.374 0
  12/31/2018 26.374 23.352 1
  12/31/2019 23.352 27.874 1
  12/31/2020 27.874 25.774 1
2.70%        
  12/31/2011 16.979 16.355 0
  12/31/2012 16.355 18.184 0
  12/31/2013 18.184 22.702 0
  12/31/2014 22.702 23.671 0
  12/31/2015 23.671 21.903 0
  12/31/2016 21.903 24.743 0
  12/31/2017 24.743 26.096 0
  12/31/2018 26.096 23.095 0
  12/31/2019 23.095 27.553 0
  12/31/2020 27.553 25.465 0
2.75%        
  12/31/2011 16.859 16.232 9
  12/31/2012 16.232 18.038 8
  12/31/2013 18.038 22.508 16
  12/31/2014 22.508 23.457 14
  12/31/2015 23.457 21.694 14
  12/31/2016 21.694 24.495 9
  12/31/2017 24.495 25.822 4
  12/31/2018 25.822 22.840 4
  12/31/2019 22.840 27.236 2
  12/31/2020 27.236 25.159 2
2.80%        
  12/31/2011 16.740 16.109 1
  12/31/2012 16.109 17.893 1
  12/31/2013 17.893 22.316 1
  12/31/2014 22.316 23.245 0
  12/31/2015 23.245 21.487 0
  12/31/2016 21.487 24.249 0
  12/31/2017 24.249 25.550 0
  12/31/2018 25.550 22.588 0
  12/31/2019 22.588 26.922 0
  12/31/2020 26.922 24.857 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 206 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 16.622 15.988 0
  12/31/2012 15.988 17.749 0
  12/31/2013 17.749 22.125 4
  12/31/2014 22.125 23.035 6
  12/31/2015 23.035 21.283 10
  12/31/2016 21.283 24.006 7
  12/31/2017 24.006 25.281 8
  12/31/2018 25.281 22.339 8
  12/31/2019 22.339 26.612 10
  12/31/2020 26.612 24.558 11
2.90%        
  12/31/2011 15.975 15.358 4
  12/31/2012 15.358 17.041 3
  12/31/2013 17.041 21.232 2
  12/31/2014 21.232 22.094 4
  12/31/2015 22.094 20.403 4
  12/31/2016 20.403 23.002 4
  12/31/2017 23.002 24.212 3
  12/31/2018 24.212 21.384 3
  12/31/2019 21.384 25.461 3
  12/31/2020 25.461 23.484 3
2.95%        
  12/31/2013 N/A 21.749 0
  12/31/2014 21.749 22.620 0
  12/31/2015 22.620 20.879 0
  12/31/2016 20.879 23.527 0
  12/31/2017 23.527 24.752 0
  12/31/2018 24.752 21.850 0
  12/31/2019 21.850 26.003 0
  12/31/2020 26.003 23.972 0
3.00%        
  12/31/2011 16.273 15.628 1
  12/31/2012 15.628 17.324 1
  12/31/2013 17.324 21.563 2
  12/31/2014 21.563 22.416 3
  12/31/2015 22.416 20.680 3
  12/31/2016 20.680 23.291 2
  12/31/2017 23.291 24.491 2
  12/31/2018 24.491 21.609 2
  12/31/2019 21.609 25.704 2
  12/31/2020 25.704 23.684 2
3.05%        
  12/31/2011 15.639 15.012 4
  12/31/2012 15.012 16.633 4
  12/31/2013 16.633 20.692 2
  12/31/2014 20.692 21.500 1
  12/31/2015 21.500 19.825 1
  12/31/2016 19.825 22.317 1
  12/31/2017 22.317 23.455 2
  12/31/2018 23.455 20.685 2
  12/31/2019 20.685 24.592 2
  12/31/2020 24.592 22.648 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 207 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 21.196 4
  12/31/2014 21.196 22.012 4
  12/31/2015 22.012 20.287 1
  12/31/2016 20.287 22.826 1
  12/31/2017 22.826 23.978 1
  12/31/2018 23.978 21.135 3
  12/31/2019 21.135 25.115 3
  12/31/2020 25.115 23.118 3
3.15%        
  12/31/2011 15.931 15.277 0
  12/31/2012 15.277 16.909 0
  12/31/2013 16.909 21.015 0
  12/31/2014 21.015 21.813 3
  12/31/2015 21.813 20.094 4
  12/31/2016 20.094 22.597 4
  12/31/2017 22.597 23.726 4
  12/31/2018 23.726 20.902 4
  12/31/2019 20.902 24.826 4
  12/31/2020 24.826 22.841 3
3.20%        
  12/31/2013 N/A 21.543 0
  12/31/2014 21.543 22.350 0
  12/31/2015 22.350 20.578 0
  12/31/2016 20.578 23.130 0
  12/31/2017 23.130 24.274 0
  12/31/2018 24.274 21.374 0
  12/31/2019 21.374 25.373 0
  12/31/2020 25.373 23.333 0
3.25%        
  12/31/2013 N/A 21.359 1
  12/31/2014 21.359 22.148 3
  12/31/2015 22.148 20.382 3
  12/31/2016 20.382 22.898 3
  12/31/2017 22.898 24.018 2
  12/31/2018 24.018 21.138 2
  12/31/2019 21.138 25.081 1
  12/31/2020 25.081 23.052 1
3.30%        
  12/31/2011 15.596 14.934 0
  12/31/2012 14.934 16.504 0
  12/31/2013 16.504 20.481 0
  12/31/2014 20.481 21.227 0
  12/31/2015 21.227 19.524 0
  12/31/2016 19.524 21.924 0
  12/31/2017 21.924 22.985 0
  12/31/2018 22.985 20.219 0
  12/31/2019 20.219 23.978 0
  12/31/2020 23.978 22.027 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 208 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 20.815 1
  12/31/2014 20.815 21.553 3
  12/31/2015 21.553 19.804 1
  12/31/2016 19.804 22.215 0
  12/31/2017 22.215 23.267 0
  12/31/2018 23.267 20.447 0
  12/31/2019 20.447 24.224 0
  12/31/2020 24.224 22.231 0
3.45%        
  12/31/2013 N/A 20.637 0
  12/31/2014 20.637 21.358 0
  12/31/2015 21.358 19.615 0
  12/31/2016 19.615 21.992 0
  12/31/2017 21.992 23.022 0
  12/31/2018 23.022 20.221 0
  12/31/2019 20.221 23.945 0
  12/31/2020 23.945 21.964 0
3.55%        
  12/31/2013 N/A 20.286 2
  12/31/2014 20.286 20.973 1
  12/31/2015 20.973 19.242 1
  12/31/2016 19.242 21.553 1
  12/31/2017 21.553 22.540 1
  12/31/2018 22.540 19.778 1
  12/31/2019 19.778 23.396 0
  12/31/2020 23.396 21.439 0
Franklin U.S. Government Securities VIP Fund
1.65%        
  12/31/2011 27.784 28.883 50
  12/31/2012 28.883 28.944 54
  12/31/2013 28.944 27.833 51
  12/31/2014 27.833 28.304 57
  12/31/2015 28.304 27.973 51
  12/31/2016 27.973 27.698 46
  12/31/2017 27.698 27.610 45
  12/31/2018 27.610 27.248 36
  12/31/2019 27.248 28.203 36
  12/31/2020 28.203 28.803 33
1.70%        
  12/31/2011 27.483 28.555 26
  12/31/2012 28.555 28.601 44
  12/31/2013 28.601 27.490 52
  12/31/2014 27.490 27.941 54
  12/31/2015 27.941 27.600 71
  12/31/2016 27.600 27.315 80
  12/31/2017 27.315 27.215 62
  12/31/2018 27.215 26.844 55
  12/31/2019 26.844 27.772 51
  12/31/2020 27.772 28.349 46

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 209 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 27.098 28.142 0
  12/31/2012 28.142 28.173 6
  12/31/2013 28.173 27.064 5
  12/31/2014 27.064 27.495 4
  12/31/2015 27.495 27.146 4
  12/31/2016 27.146 26.852 1
  12/31/2017 26.852 26.741 1
  12/31/2018 26.741 26.363 1
  12/31/2019 26.363 27.260 1
  12/31/2020 27.260 27.812 1
1.80%        
  12/31/2011 26.890 27.911 4
  12/31/2012 27.911 27.928 20
  12/31/2013 27.928 26.816 4
  12/31/2014 26.816 27.229 7
  12/31/2015 27.229 26.870 4
  12/31/2016 26.870 26.565 4
  12/31/2017 26.565 26.442 4
  12/31/2018 26.442 26.055 4
  12/31/2019 26.055 26.929 4
  12/31/2020 26.929 27.461 4
1.90%        
  12/31/2011 26.325 27.298 74
  12/31/2012 27.298 27.287 89
  12/31/2013 27.287 26.174 84
  12/31/2014 26.174 26.550 87
  12/31/2015 26.550 26.174 86
  12/31/2016 26.174 25.852 89
  12/31/2017 25.852 25.707 86
  12/31/2018 25.707 25.305 79
  12/31/2019 25.305 26.127 40
  12/31/2020 26.127 26.616 39
1.95%        
  12/31/2011 26.024 26.972 24
  12/31/2012 26.972 26.948 43
  12/31/2013 26.948 25.836 50
  12/31/2014 25.836 26.194 46
  12/31/2015 26.194 25.810 45
  12/31/2016 25.810 25.480 43
  12/31/2017 25.480 25.324 32
  12/31/2018 25.324 24.916 29
  12/31/2019 24.916 25.712 23
  12/31/2020 25.712 26.180 22
2.05%        
  12/31/2011 25.462 26.364 5
  12/31/2012 26.364 26.313 6
  12/31/2013 26.313 25.202 7
  12/31/2014 25.202 25.526 7
  12/31/2015 25.526 25.127 7
  12/31/2016 25.127 24.781 5
  12/31/2017 24.781 24.604 4
  12/31/2018 24.604 24.183 4
  12/31/2019 24.183 24.932 3
  12/31/2020 24.932 25.360 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 210 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 25.186 26.065 22
  12/31/2012 26.065 26.002 21
  12/31/2013 26.002 24.891 22
  12/31/2014 24.891 25.199 12
  12/31/2015 25.199 24.792 18
  12/31/2016 24.792 24.438 20
  12/31/2017 24.438 24.252 9
  12/31/2018 24.252 23.825 8
  12/31/2019 23.825 24.550 7
  12/31/2020 24.550 24.960 7
2.15%        
  12/31/2011 24.913 25.769 2
  12/31/2012 25.769 25.694 2
  12/31/2013 25.694 24.584 2
  12/31/2014 24.584 24.876 2
  12/31/2015 24.876 24.462 2
  12/31/2016 24.462 24.101 1
  12/31/2017 24.101 23.905 1
  12/31/2018 23.905 23.473 1
  12/31/2019 23.473 24.175 1
  12/31/2020 24.175 24.566 1
2.20%        
  12/31/2011 23.309 24.099 6
  12/31/2012 24.099 24.016 6
  12/31/2013 24.016 22.968 2
  12/31/2014 22.968 23.228 3
  12/31/2015 23.228 22.831 3
  12/31/2016 22.831 22.482 3
  12/31/2017 22.482 22.289 4
  12/31/2018 22.289 21.874 4
  12/31/2019 21.874 22.517 2
  12/31/2020 22.517 22.870 2
2.25%        
  12/31/2011 24.375 25.188 22
  12/31/2012 25.188 25.089 13
  12/31/2013 25.089 23.982 11
  12/31/2014 23.982 24.242 10
  12/31/2015 24.242 23.815 9
  12/31/2016 23.815 23.439 9
  12/31/2017 23.439 23.226 9
  12/31/2018 23.226 22.783 9
  12/31/2019 22.783 23.441 4
  12/31/2020 23.441 23.796 3
2.30%        
  12/31/2011 23.488 24.259 3
  12/31/2012 24.259 24.152 0
  12/31/2013 24.152 23.074 1
  12/31/2014 23.074 23.312 1
  12/31/2015 23.312 22.890 1
  12/31/2016 22.890 22.518 1
  12/31/2017 22.518 22.302 1
  12/31/2018 22.302 21.866 1
  12/31/2019 21.866 22.486 0
  12/31/2020 22.486 22.816 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 211 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 23.849 24.620 39
  12/31/2012 24.620 24.498 35
  12/31/2013 24.498 23.394 27
  12/31/2014 23.394 23.624 25
  12/31/2015 23.624 23.184 22
  12/31/2016 23.184 22.796 21
  12/31/2017 22.796 22.566 17
  12/31/2018 22.566 22.114 15
  12/31/2019 22.114 22.730 10
  12/31/2020 22.730 23.051 9
2.40%        
  12/31/2011 23.590 24.340 8
  12/31/2012 24.340 24.208 4
  12/31/2013 24.208 23.105 4
  12/31/2014 23.105 23.321 2
  12/31/2015 23.321 22.876 2
  12/31/2016 22.876 22.481 1
  12/31/2017 22.481 22.243 1
  12/31/2018 22.243 21.786 1
  12/31/2019 21.786 22.382 1
  12/31/2020 22.382 22.687 1
2.45%        
  12/31/2011 23.334 24.064 2
  12/31/2012 24.064 23.922 2
  12/31/2013 23.922 22.820 1
  12/31/2014 22.820 23.021 1
  12/31/2015 23.021 22.571 1
  12/31/2016 22.571 22.171 1
  12/31/2017 22.171 21.925 1
  12/31/2018 21.925 21.464 1
  12/31/2019 21.464 22.040 1
  12/31/2020 22.040 22.329 1
2.50%        
  12/31/2011 23.081 23.791 10
  12/31/2012 23.791 23.639 11
  12/31/2013 23.639 22.539 10
  12/31/2014 22.539 22.726 5
  12/31/2015 22.726 22.270 1
  12/31/2016 22.270 21.864 1
  12/31/2017 21.864 21.612 1
  12/31/2018 21.612 21.146 0
  12/31/2019 21.146 21.703 0
  12/31/2020 21.703 21.976 0
2.55%        
  12/31/2011 22.831 23.522 1
  12/31/2012 23.522 23.359 1
  12/31/2013 23.359 22.261 0
  12/31/2014 22.261 22.435 0
  12/31/2015 22.435 21.973 0
  12/31/2016 21.973 21.562 0
  12/31/2017 21.562 21.302 0
  12/31/2018 21.302 20.833 0
  12/31/2019 20.833 21.371 0
  12/31/2020 21.371 21.629 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 212 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 22.536 23.206 6
  12/31/2012 23.206 23.034 6
  12/31/2013 23.034 21.940 14
  12/31/2014 21.940 22.101 26
  12/31/2015 22.101 21.636 26
  12/31/2016 21.636 21.220 22
  12/31/2017 21.220 20.954 17
  12/31/2018 20.954 20.482 16
  12/31/2019 20.482 21.000 12
  12/31/2020 21.000 21.243 11
2.65%        
  12/31/2011 22.338 22.991 11
  12/31/2012 22.991 22.809 2
  12/31/2013 22.809 21.715 1
  12/31/2014 21.715 21.863 0
  12/31/2015 21.863 21.392 0
  12/31/2016 21.392 20.971 0
  12/31/2017 20.971 20.697 0
  12/31/2018 20.697 20.221 0
  12/31/2019 20.221 20.722 0
  12/31/2020 20.722 20.952 0
2.70%        
  12/31/2011 22.096 22.730 8
  12/31/2012 22.730 22.539 4
  12/31/2013 22.539 21.447 4
  12/31/2014 21.447 21.582 4
  12/31/2015 21.582 21.107 5
  12/31/2016 21.107 20.681 5
  12/31/2017 20.681 20.401 2
  12/31/2018 20.401 19.922 2
  12/31/2019 19.922 20.405 3
  12/31/2020 20.405 20.621 3
2.75%        
  12/31/2011 21.811 22.427 12
  12/31/2012 22.427 22.227 10
  12/31/2013 22.227 21.140 7
  12/31/2014 21.140 21.262 7
  12/31/2015 21.262 20.783 7
  12/31/2016 20.783 20.354 8
  12/31/2017 20.354 20.068 9
  12/31/2018 20.068 19.587 9
  12/31/2019 19.587 20.052 14
  12/31/2020 20.052 20.254 14
2.80%        
  12/31/2011 21.619 22.217 16
  12/31/2012 22.217 22.008 5
  12/31/2013 22.008 20.921 5
  12/31/2014 20.921 21.032 1
  12/31/2015 21.032 20.548 0
  12/31/2016 20.548 20.114 0
  12/31/2017 20.114 19.822 0
  12/31/2018 19.822 19.336 0
  12/31/2019 19.336 19.786 0
  12/31/2020 19.786 19.975 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 213 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 21.384 21.965 10
  12/31/2012 21.965 21.748 11
  12/31/2013 21.748 20.663 14
  12/31/2014 20.663 20.762 6
  12/31/2015 20.762 20.275 6
  12/31/2016 20.275 19.836 6
  12/31/2017 19.836 19.538 6
  12/31/2018 19.538 19.050 6
  12/31/2019 19.050 19.483 5
  12/31/2020 19.483 19.659 5
2.90%        
  12/31/2011 20.008 20.541 18
  12/31/2012 20.541 20.328 18
  12/31/2013 20.328 19.304 23
  12/31/2014 19.304 19.387 21
  12/31/2015 19.387 18.922 20
  12/31/2016 18.922 18.503 19
  12/31/2017 18.503 18.217 15
  12/31/2018 18.217 17.753 13
  12/31/2019 17.753 18.147 13
  12/31/2020 18.147 18.302 9
2.95%        
  12/31/2013 N/A 20.157 0
  12/31/2014 20.157 20.233 0
  12/31/2015 20.233 19.738 0
  12/31/2016 19.738 19.291 0
  12/31/2017 19.291 18.983 0
  12/31/2018 18.983 18.490 0
  12/31/2019 18.490 18.892 0
  12/31/2020 18.892 19.044 0
3.00%        
  12/31/2011 20.696 21.226 0
  12/31/2012 21.226 20.984 0
  12/31/2013 20.984 19.908 0
  12/31/2014 19.908 19.973 4
  12/31/2015 19.973 19.475 3
  12/31/2016 19.475 19.025 3
  12/31/2017 19.025 18.711 6
  12/31/2018 18.711 18.216 6
  12/31/2019 18.216 18.603 5
  12/31/2020 18.603 18.743 5
3.05%        
  12/31/2011 19.364 19.850 0
  12/31/2012 19.850 19.614 0
  12/31/2013 19.614 18.599 1
  12/31/2014 18.599 18.651 1
  12/31/2015 18.651 18.176 1
  12/31/2016 18.176 17.747 1
  12/31/2017 17.747 17.446 1
  12/31/2018 17.446 16.976 1
  12/31/2019 16.976 17.327 1
  12/31/2020 17.327 17.449 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 214 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 19.420 0
  12/31/2014 19.420 19.464 0
  12/31/2015 19.464 18.960 0
  12/31/2016 18.960 18.503 0
  12/31/2017 18.503 18.180 0
  12/31/2018 18.180 17.681 2
  12/31/2019 17.681 18.038 1
  12/31/2020 18.038 18.156 1
3.15%        
  12/31/2011 20.029 20.512 3
  12/31/2012 20.512 20.248 3
  12/31/2013 20.248 19.180 3
  12/31/2014 19.180 19.215 3
  12/31/2015 19.215 18.707 7
  12/31/2016 18.707 18.247 4
  12/31/2017 18.247 17.920 4
  12/31/2018 17.920 17.419 4
  12/31/2019 17.419 17.762 3
  12/31/2020 17.762 17.869 3
3.20%        
  12/31/2013 N/A 18.441 0
  12/31/2014 18.441 18.465 0
  12/31/2015 18.465 17.968 0
  12/31/2016 17.968 17.518 0
  12/31/2017 17.518 17.195 7
  12/31/2018 17.195 16.706 7
  12/31/2019 16.706 17.026 7
  12/31/2020 17.026 17.120 6
3.25%        
  12/31/2013 N/A 18.214 0
  12/31/2014 18.214 18.228 0
  12/31/2015 18.228 17.729 0
  12/31/2016 17.729 17.275 0
  12/31/2017 17.275 16.948 0
  12/31/2018 16.948 16.459 0
  12/31/2019 16.459 16.766 0
  12/31/2020 16.766 16.850 0
3.30%        
  12/31/2011 19.384 19.822 0
  12/31/2012 19.822 19.537 0
  12/31/2013 19.537 18.479 0
  12/31/2014 18.479 18.485 9
  12/31/2015 18.485 17.969 5
  12/31/2016 17.969 17.501 5
  12/31/2017 17.501 17.161 0
  12/31/2018 17.161 16.657 0
  12/31/2019 16.657 16.959 0
  12/31/2020 16.959 17.036 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 215 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 17.548 0
  12/31/2014 17.548 17.535 0
  12/31/2015 17.535 17.029 0
  12/31/2016 17.029 16.569 0
  12/31/2017 16.569 16.231 0
  12/31/2018 16.231 15.738 0
  12/31/2019 15.738 16.008 0
  12/31/2020 16.008 16.064 0
3.45%        
  12/31/2013 N/A 17.331 0
  12/31/2014 17.331 17.310 0
  12/31/2015 17.310 16.802 0
  12/31/2016 16.802 16.340 0
  12/31/2017 16.340 15.999 0
  12/31/2018 15.999 15.505 0
  12/31/2019 15.505 15.763 0
  12/31/2020 15.763 15.810 0
3.55%        
  12/31/2013 N/A 16.906 0
  12/31/2014 16.906 16.868 0
  12/31/2015 16.868 16.357 0
  12/31/2016 16.357 15.891 0
  12/31/2017 15.891 15.544 0
  12/31/2018 15.544 15.049 0
  12/31/2019 15.049 15.284 0
  12/31/2020 15.284 15.315 0
JPMorgan Insurance Trust Core Bond Portfolio
1.65%        
  12/31/2014 N/A 13.221 0
  12/31/2015 13.221 13.117 3
  12/31/2016 13.117 13.140 5
  12/31/2017 13.140 13.352 4
  12/31/2018 13.352 13.103 4
  12/31/2019 13.103 13.902 4
  12/31/2020 13.902 14.724 4
1.70%        
  12/31/2014 N/A 13.166 0
  12/31/2015 13.166 13.056 2
  12/31/2016 13.056 13.072 11
  12/31/2017 13.072 13.276 3
  12/31/2018 13.276 13.022 6
  12/31/2019 13.022 13.809 15
  12/31/2020 13.809 14.619 13
1.75%        
  12/31/2014 N/A 13.111 0
  12/31/2015 13.111 12.995 0
  12/31/2016 12.995 13.004 0
  12/31/2017 13.004 13.201 0
  12/31/2018 13.201 12.941 0
  12/31/2019 12.941 13.717 0
  12/31/2020 13.717 14.514 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 216 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2014 N/A 12.947 0
  12/31/2015 12.947 12.813 0
  12/31/2016 12.813 12.803 0
  12/31/2017 12.803 12.978 2
  12/31/2018 12.978 12.703 9
  12/31/2019 12.703 13.445 11
  12/31/2020 13.445 14.204 13
1.95%        
  12/31/2014 N/A 12.893 0
  12/31/2015 12.893 12.753 0
  12/31/2016 12.753 12.737 0
  12/31/2017 12.737 12.904 0
  12/31/2018 12.904 12.625 0
  12/31/2019 12.625 13.355 0
  12/31/2020 13.355 14.102 0
2.05%        
  12/31/2014 N/A 12.786 0
  12/31/2015 12.786 12.634 0
  12/31/2016 12.634 12.605 0
  12/31/2017 12.605 12.758 0
  12/31/2018 12.758 12.469 0
  12/31/2019 12.469 13.177 0
  12/31/2020 13.177 13.901 0
MFS VIT Total Return Bond Portfolio
1.65%        
  12/31/2014 N/A 17.112 1
  12/31/2015 17.112 16.734 1
  12/31/2016 16.734 17.120 2
  12/31/2017 17.120 17.545 2
  12/31/2018 17.545 17.027 2
  12/31/2019 17.027 18.410 2
  12/31/2020 18.410 19.588 3
1.70%        
  12/31/2014 N/A 16.987 0
  12/31/2015 16.987 16.603 16
  12/31/2016 16.603 16.978 18
  12/31/2017 16.978 17.391 1
  12/31/2018 17.391 16.869 3
  12/31/2019 16.869 18.230 5
  12/31/2020 18.230 19.386 3
1.75%        
  12/31/2014 N/A 16.862 0
  12/31/2015 16.862 16.474 0
  12/31/2016 16.474 16.837 0
  12/31/2017 16.837 17.238 2
  12/31/2018 17.238 16.712 2
  12/31/2019 16.712 18.051 1
  12/31/2020 18.051 19.187 1
1.90%        
  12/31/2014 N/A 16.495 30
  12/31/2015 16.495 16.090 7
  12/31/2016 16.090 16.421 7
  12/31/2017 16.421 16.786 3
  12/31/2018 16.786 16.250 4
  12/31/2019 16.250 17.526 10
  12/31/2020 17.526 18.600 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 217 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2014 N/A 16.374 0
  12/31/2015 16.374 15.965 0
  12/31/2016 15.965 16.284 0
  12/31/2017 16.284 16.639 3
  12/31/2018 16.639 16.099 3
  12/31/2019 16.099 17.354 5
  12/31/2020 17.354 18.409 5
2.05%        
  12/31/2014 N/A 16.135 0
  12/31/2015 16.135 15.716 0
  12/31/2016 15.716 16.014 0
  12/31/2017 16.014 16.347 0
  12/31/2018 16.347 15.801 0
  12/31/2019 15.801 17.015 0
  12/31/2020 17.015 18.032 0
PIMCO VIT All Asset Portfolio
1.65%        
  12/31/2011 14.132 14.173 216
  12/31/2012 14.173 16.024 315
  12/31/2013 16.024 15.805 263
  12/31/2014 15.805 15.620 217
  12/31/2015 15.620 13.983 193
  12/31/2016 13.983 15.533 166
  12/31/2017 15.533 17.348 150
  12/31/2018 17.348 16.140 134
  12/31/2019 16.140 17.765 120
  12/31/2020 17.765 18.873 111
1.70%        
  12/31/2011 14.085 14.119 178
  12/31/2012 14.119 15.954 295
  12/31/2013 15.954 15.728 320
  12/31/2014 15.728 15.536 302
  12/31/2015 15.536 13.902 285
  12/31/2016 13.902 15.435 255
  12/31/2017 15.435 17.230 225
  12/31/2018 17.230 16.022 194
  12/31/2019 16.022 17.626 159
  12/31/2020 17.626 18.716 141
1.75%        
  12/31/2011 14.855 14.883 5
  12/31/2012 14.883 16.809 5
  12/31/2013 16.809 16.563 5
  12/31/2014 16.563 16.352 13
  12/31/2015 16.352 14.625 9
  12/31/2016 14.625 16.229 8
  12/31/2017 16.229 18.108 8
  12/31/2018 18.108 16.830 8
  12/31/2019 16.830 18.505 7
  12/31/2020 18.505 19.640 7

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 218 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.80%        
  12/31/2011 13.992 14.011 11
  12/31/2012 14.011 15.816 24
  12/31/2013 15.816 15.577 14
  12/31/2014 15.577 15.371 14
  12/31/2015 15.371 13.740 14
  12/31/2016 13.740 15.240 15
  12/31/2017 15.240 16.996 8
  12/31/2018 16.996 15.789 4
  12/31/2019 15.789 17.352 4
  12/31/2020 17.352 18.407 4
1.90%        
  12/31/2011 14.719 14.725 98
  12/31/2012 14.725 16.605 154
  12/31/2013 16.605 16.337 112
  12/31/2014 16.337 16.105 140
  12/31/2015 16.105 14.382 123
  12/31/2016 14.382 15.936 119
  12/31/2017 15.936 17.754 108
  12/31/2018 17.754 16.477 97
  12/31/2019 16.477 18.089 71
  12/31/2020 18.089 19.170 61
1.95%        
  12/31/2011 13.852 13.851 109
  12/31/2012 13.851 15.612 189
  12/31/2013 15.612 15.352 114
  12/31/2014 15.352 15.127 99
  12/31/2015 15.127 13.502 82
  12/31/2016 13.502 14.953 79
  12/31/2017 14.953 16.651 60
  12/31/2018 16.651 15.445 57
  12/31/2019 15.445 16.948 53
  12/31/2020 16.948 17.952 52
2.05%        
  12/31/2011 13.760 13.745 3
  12/31/2012 13.745 15.477 6
  12/31/2013 15.477 15.204 8
  12/31/2014 15.204 14.966 8
  12/31/2015 14.966 13.345 7
  12/31/2016 13.345 14.765 4
  12/31/2017 14.765 16.425 1
  12/31/2018 16.425 15.220 1
  12/31/2019 15.220 16.685 1
  12/31/2020 16.685 17.655 0
2.10%        
  12/31/2011 13.714 13.692 31
  12/31/2012 13.692 15.410 35
  12/31/2013 15.410 15.131 31
  12/31/2014 15.131 14.887 12
  12/31/2015 14.887 13.267 12
  12/31/2016 13.267 14.671 9
  12/31/2017 14.671 16.313 9
  12/31/2018 16.313 15.108 9
  12/31/2019 15.108 16.554 8
  12/31/2020 16.554 17.508 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 219 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.15%        
  12/31/2011 13.669 13.640 2
  12/31/2012 13.640 15.343 2
  12/31/2013 15.343 15.058 2
  12/31/2014 15.058 14.807 2
  12/31/2015 14.807 13.190 0
  12/31/2016 13.190 14.579 0
  12/31/2017 14.579 16.202 0
  12/31/2018 16.202 14.998 0
  12/31/2019 14.998 16.425 0
  12/31/2020 16.425 17.363 0
2.20%        
  12/31/2011 14.427 14.390 15
  12/31/2012 14.390 16.178 14
  12/31/2013 16.178 15.869 14
  12/31/2014 15.869 15.598 6
  12/31/2015 15.598 13.887 1
  12/31/2016 13.887 15.341 1
  12/31/2017 15.341 17.041 0
  12/31/2018 17.041 15.767 0
  12/31/2019 15.767 17.258 0
  12/31/2020 17.258 18.234 0
2.25%        
  12/31/2011 13.578 13.536 7
  12/31/2012 13.536 15.211 7
  12/31/2013 15.211 14.913 5
  12/31/2014 14.913 14.650 5
  12/31/2015 14.650 13.037 6
  12/31/2016 13.037 14.395 6
  12/31/2017 14.395 15.982 5
  12/31/2018 15.982 14.779 4
  12/31/2019 14.779 16.169 4
  12/31/2020 16.169 17.075 4
2.30%        
  12/31/2011 14.331 14.280 7
  12/31/2012 14.280 16.038 3
  12/31/2013 16.038 15.717 7
  12/31/2014 15.717 15.432 8
  12/31/2015 15.432 13.726 9
  12/31/2016 13.726 15.148 11
  12/31/2017 15.148 16.809 11
  12/31/2018 16.809 15.537 12
  12/31/2019 15.537 16.990 12
  12/31/2020 16.990 17.933 13
2.35%        
  12/31/2011 13.487 13.432 35
  12/31/2012 13.432 15.079 36
  12/31/2013 15.079 14.769 49
  12/31/2014 14.769 14.495 39
  12/31/2015 14.495 12.886 23
  12/31/2016 12.886 14.214 21
  12/31/2017 14.214 15.765 16
  12/31/2018 15.765 14.564 14
  12/31/2019 14.564 15.918 11
  12/31/2020 15.918 16.793 12

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 220 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.40%        
  12/31/2011 13.442 13.381 4
  12/31/2012 13.381 15.014 4
  12/31/2013 15.014 14.698 5
  12/31/2014 14.698 14.417 1
  12/31/2015 14.417 12.811 0
  12/31/2016 12.811 14.124 0
  12/31/2017 14.124 15.657 0
  12/31/2018 15.657 14.457 0
  12/31/2019 14.457 15.794 0
  12/31/2020 15.794 16.653 0
2.45%        
  12/31/2011 13.398 13.330 1
  12/31/2012 13.330 14.949 1
  12/31/2013 14.949 14.627 1
  12/31/2014 14.627 14.341 0
  12/31/2015 14.341 12.736 0
  12/31/2016 12.736 14.035 0
  12/31/2017 14.035 15.550 0
  12/31/2018 15.550 14.352 0
  12/31/2019 14.352 15.670 0
  12/31/2020 15.670 16.515 0
2.50%        
  12/31/2011 13.353 13.279 18
  12/31/2012 13.279 14.884 19
  12/31/2013 14.884 14.556 16
  12/31/2014 14.556 14.264 17
  12/31/2015 14.264 12.662 2
  12/31/2016 12.662 13.946 2
  12/31/2017 13.946 15.444 0
  12/31/2018 15.444 14.247 0
  12/31/2019 14.247 15.548 0
  12/31/2020 15.548 16.378 0
2.55%        
  12/31/2011 13.308 13.228 1
  12/31/2012 13.228 14.820 1
  12/31/2013 14.820 14.486 2
  12/31/2014 14.486 14.188 0
  12/31/2015 14.188 12.588 0
  12/31/2016 12.588 13.858 0
  12/31/2017 13.858 15.339 0
  12/31/2018 15.339 14.142 0
  12/31/2019 14.142 15.426 0
  12/31/2020 15.426 16.242 0
2.60%        
  12/31/2011 13.264 13.177 21
  12/31/2012 13.177 14.756 5
  12/31/2013 14.756 14.416 7
  12/31/2014 14.416 14.113 21
  12/31/2015 14.113 12.515 22
  12/31/2016 12.515 13.770 20
  12/31/2017 13.770 15.235 16
  12/31/2018 15.235 14.039 9
  12/31/2019 14.039 15.306 11
  12/31/2020 15.306 16.107 11

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 221 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.65%        
  12/31/2011 13.220 13.127 7
  12/31/2012 13.127 14.692 8
  12/31/2013 14.692 14.347 5
  12/31/2014 14.347 14.038 1
  12/31/2015 14.038 12.442 1
  12/31/2016 12.442 13.683 1
  12/31/2017 13.683 15.131 1
  12/31/2018 15.131 13.936 1
  12/31/2019 13.936 15.186 1
  12/31/2020 15.186 15.973 1
2.70%        
  12/31/2011 13.176 13.076 0
  12/31/2012 13.076 14.628 0
  12/31/2013 14.628 14.277 0
  12/31/2014 14.277 13.963 0
  12/31/2015 13.963 12.370 0
  12/31/2016 12.370 13.597 0
  12/31/2017 13.597 15.028 0
  12/31/2018 15.028 13.834 0
  12/31/2019 13.834 15.068 0
  12/31/2020 15.068 15.840 0
2.75%        
  12/31/2011 13.132 13.026 14
  12/31/2012 13.026 14.565 12
  12/31/2013 14.565 14.208 6
  12/31/2014 14.208 13.889 5
  12/31/2015 13.889 12.298 5
  12/31/2016 12.298 13.511 5
  12/31/2017 13.511 14.925 6
  12/31/2018 14.925 13.733 6
  12/31/2019 13.733 14.950 6
  12/31/2020 14.950 15.709 6
2.80%        
  12/31/2011 13.088 12.977 8
  12/31/2012 12.977 14.502 8
  12/31/2013 14.502 14.140 7
  12/31/2014 14.140 13.815 1
  12/31/2015 13.815 12.226 1
  12/31/2016 12.226 13.425 1
  12/31/2017 13.425 14.824 1
  12/31/2018 14.824 13.633 1
  12/31/2019 13.633 14.833 1
  12/31/2020 14.833 15.578 1
2.85%        
  12/31/2011 13.045 12.927 8
  12/31/2012 12.927 14.439 7
  12/31/2013 14.439 14.072 4
  12/31/2014 14.072 13.741 5
  12/31/2015 13.741 12.155 5
  12/31/2016 12.155 13.341 2
  12/31/2017 13.341 14.723 2
  12/31/2018 14.723 13.533 2
  12/31/2019 13.533 14.717 3
  12/31/2020 14.717 15.449 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 222 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.90%        
  12/31/2011 13.001 12.877 9
  12/31/2012 12.877 14.377 7
  12/31/2013 14.377 14.004 4
  12/31/2014 14.004 13.668 4
  12/31/2015 13.668 12.084 3
  12/31/2016 12.084 13.256 3
  12/31/2017 13.256 14.622 3
  12/31/2018 14.622 13.434 4
  12/31/2019 13.434 14.602 4
  12/31/2020 14.602 15.320 2
2.95%        
  12/31/2013 N/A 13.936 0
  12/31/2014 13.936 13.595 0
  12/31/2015 13.595 12.014 0
  12/31/2016 12.014 13.172 0
  12/31/2017 13.172 14.523 0
  12/31/2018 14.523 13.336 0
  12/31/2019 13.336 14.488 0
  12/31/2020 14.488 15.193 0
3.00%        
  12/31/2011 12.915 12.779 2
  12/31/2012 12.779 14.252 2
  12/31/2013 14.252 13.869 4
  12/31/2014 13.869 13.523 3
  12/31/2015 13.523 11.944 4
  12/31/2016 11.944 13.089 3
  12/31/2017 13.089 14.424 3
  12/31/2018 14.424 13.238 1
  12/31/2019 13.238 14.375 1
  12/31/2020 14.375 15.067 1
3.05%        
  12/31/2011 13.631 13.481 0
  12/31/2012 13.481 15.028 0
  12/31/2013 15.028 13.802 1
  12/31/2014 13.802 13.451 3
  12/31/2015 13.451 11.874 2
  12/31/2016 11.874 13.007 5
  12/31/2017 13.007 14.325 0
  12/31/2018 14.325 13.142 0
  12/31/2019 13.142 14.263 0
  12/31/2020 14.263 14.942 0
3.10%        
  12/31/2013 N/A 13.735 1
  12/31/2014 13.735 13.379 4
  12/31/2015 13.379 11.805 4
  12/31/2016 11.805 12.924 4
  12/31/2017 12.924 14.228 4
  12/31/2018 14.228 13.045 4
  12/31/2019 13.045 14.152 4
  12/31/2020 14.152 14.818 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 223 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.15%        
  12/31/2011 12.786 12.633 1
  12/31/2012 12.633 14.068 2
  12/31/2013 14.068 13.669 0
  12/31/2014 13.669 13.308 0
  12/31/2015 13.308 11.736 1
  12/31/2016 11.736 12.843 1
  12/31/2017 12.843 14.131 1
  12/31/2018 14.131 12.950 1
  12/31/2019 12.950 14.041 1
  12/31/2020 14.041 14.695 1
3.20%        
  12/31/2013 N/A 14.343 0
  12/31/2014 14.343 13.957 0
  12/31/2015 13.957 12.302 0
  12/31/2016 12.302 13.455 0
  12/31/2017 13.455 14.798 0
  12/31/2018 14.798 13.554 0
  12/31/2019 13.554 14.689 0
  12/31/2020 14.689 15.365 0
3.25%        
  12/31/2013 N/A 14.266 2
  12/31/2014 14.266 13.875 3
  12/31/2015 13.875 12.225 3
  12/31/2016 12.225 13.364 3
  12/31/2017 13.364 14.689 3
  12/31/2018 14.689 13.448 2
  12/31/2019 13.448 14.567 1
  12/31/2020 14.567 15.229 1
3.30%        
  12/31/2011 12.659 12.488 0
  12/31/2012 12.488 13.886 0
  12/31/2013 13.886 13.472 0
  12/31/2014 13.472 13.096 2
  12/31/2015 13.096 11.532 1
  12/31/2016 11.532 12.601 1
  12/31/2017 12.601 13.844 1
  12/31/2018 13.844 12.668 1
  12/31/2019 12.668 13.715 1
  12/31/2020 13.715 14.331 1
3.40%        
  12/31/2013 N/A 14.039 1
  12/31/2014 14.039 13.634 2
  12/31/2015 13.634 11.994 0
  12/31/2016 11.994 13.092 0
  12/31/2017 13.092 14.369 0
  12/31/2018 14.369 13.135 0
  12/31/2019 13.135 14.206 0
  12/31/2020 14.206 14.830 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 224 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.45%        
  12/31/2013 N/A 13.964 0
  12/31/2014 13.964 13.554 0
  12/31/2015 13.554 11.918 0
  12/31/2016 11.918 13.002 0
  12/31/2017 13.002 14.264 0
  12/31/2018 14.264 13.033 0
  12/31/2019 13.033 14.088 0
  12/31/2020 14.088 14.700 0
3.55%        
  12/31/2013 N/A 13.816 0
  12/31/2014 13.816 13.397 1
  12/31/2015 13.397 11.768 0
  12/31/2016 11.768 12.826 0
  12/31/2017 12.826 14.056 0
  12/31/2018 14.056 12.830 0
  12/31/2019 12.830 13.855 0
  12/31/2020 13.855 14.442 0
PIMCO VIT Balanced Allocation Portfolio
1.65%        
  12/31/2012 N/A 10.220 53
  12/31/2013 10.220 9.438 77
  12/31/2014 9.438 9.736 50
  12/31/2015 9.736 9.476 62
  12/31/2016 9.476 9.595 57
  12/31/2017 9.595 10.805 53
  12/31/2018 10.805 10.033 50
  12/31/2019 10.033 11.744 42
  12/31/2020 11.744 12.836 33
1.70%        
  12/31/2012 N/A 10.216 34
  12/31/2013 10.216 9.430 95
  12/31/2014 9.430 9.723 65
  12/31/2015 9.723 9.458 59
  12/31/2016 9.458 9.573 46
  12/31/2017 9.573 10.774 41
  12/31/2018 10.774 10.000 38
  12/31/2019 10.000 11.699 34
  12/31/2020 11.699 12.781 31
1.75%        
  12/31/2012 N/A 10.213 0
  12/31/2013 10.213 9.422 0
  12/31/2014 9.422 9.710 15
  12/31/2015 9.710 9.441 22
  12/31/2016 9.441 9.550 24
  12/31/2017 9.550 10.743 25
  12/31/2018 10.743 9.966 25
  12/31/2019 9.966 11.655 24
  12/31/2020 11.655 12.725 22

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 225 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2012 N/A 10.202 57
  12/31/2013 10.202 9.398 97
  12/31/2014 9.398 9.671 52
  12/31/2015 9.671 9.389 49
  12/31/2016 9.389 9.483 40
  12/31/2017 9.483 10.652 36
  12/31/2018 10.652 9.867 33
  12/31/2019 9.867 11.521 32
  12/31/2020 11.521 12.561 28
1.95%        
  12/31/2012 N/A 10.199 9
  12/31/2013 10.199 9.390 2
  12/31/2014 9.390 9.659 0
  12/31/2015 9.659 9.372 0
  12/31/2016 9.372 9.461 0
  12/31/2017 9.461 10.622 0
  12/31/2018 10.622 9.834 0
  12/31/2019 9.834 11.477 0
  12/31/2020 11.477 12.506 0
2.05%        
  12/31/2012 N/A 10.192 1
  12/31/2013 10.192 9.375 1
  12/31/2014 9.375 9.633 1
  12/31/2015 9.633 9.337 1
  12/31/2016 9.337 9.417 1
  12/31/2017 9.417 10.562 0
  12/31/2018 10.562 9.769 0
  12/31/2019 9.769 11.389 0
  12/31/2020 11.389 12.398 0
PIMCO VIT CommodityRealReturn Strategy Portfolio
1.65%        
  12/31/2011 12.001 10.913 19
  12/31/2012 10.913 11.312 22
  12/31/2013 11.312 9.491 13
  12/31/2014 9.491 7.616 9
  12/31/2015 7.616 5.566 5
  12/31/2016 5.566 6.304 4
  12/31/2017 6.304 6.335 4
  12/31/2018 6.335 5.350 4
  12/31/2019 5.350 5.864 4
  12/31/2020 5.864 5.846 3
1.70%        
  12/31/2011 11.967 10.877 24
  12/31/2012 10.877 11.269 20
  12/31/2013 11.269 9.450 19
  12/31/2014 9.450 7.579 12
  12/31/2015 7.579 5.536 13
  12/31/2016 5.536 6.268 12
  12/31/2017 6.268 6.295 12
  12/31/2018 6.295 5.314 11
  12/31/2019 5.314 5.821 9
  12/31/2020 5.821 5.800 9

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 226 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 11.933 10.841 0
  12/31/2012 10.841 11.226 0
  12/31/2013 11.226 9.409 0
  12/31/2014 9.409 7.542 0
  12/31/2015 7.542 5.506 0
  12/31/2016 5.506 6.231 0
  12/31/2017 6.231 6.255 0
  12/31/2018 6.255 5.277 0
  12/31/2019 5.277 5.779 0
  12/31/2020 5.779 5.755 0
1.80%        
  12/31/2011 11.900 10.804 33
  12/31/2012 10.804 11.183 30
  12/31/2013 11.183 9.369 28
  12/31/2014 9.369 7.506 13
  12/31/2015 7.506 5.477 15
  12/31/2016 5.477 6.195 12
  12/31/2017 6.195 6.215 8
  12/31/2018 6.215 5.241 8
  12/31/2019 5.241 5.736 8
  12/31/2020 5.736 5.710 7
1.90%        
  12/31/2011 11.832 10.733 8
  12/31/2012 10.733 11.097 8
  12/31/2013 11.097 9.288 5
  12/31/2014 9.288 7.434 5
  12/31/2015 7.434 5.419 5
  12/31/2016 5.419 6.123 5
  12/31/2017 6.123 6.137 4
  12/31/2018 6.137 5.170 4
  12/31/2019 5.170 5.653 3
  12/31/2020 5.653 5.621 3
1.95%        
  12/31/2011 11.799 10.697 44
  12/31/2012 10.697 11.054 42
  12/31/2013 11.054 9.247 33
  12/31/2014 9.247 7.398 31
  12/31/2015 7.398 5.390 31
  12/31/2016 5.390 6.087 19
  12/31/2017 6.087 6.098 11
  12/31/2018 6.098 5.135 10
  12/31/2019 5.135 5.611 9
  12/31/2020 5.611 5.577 10
2.05%        
  12/31/2011 11.732 10.626 5
  12/31/2012 10.626 10.970 4
  12/31/2013 10.970 9.167 6
  12/31/2014 9.167 7.327 4
  12/31/2015 7.327 5.333 6
  12/31/2016 5.333 6.016 4
  12/31/2017 6.016 6.022 4
  12/31/2018 6.022 5.065 3
  12/31/2019 5.065 5.530 3
  12/31/2020 5.530 5.490 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 227 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 11.699 10.590 43
  12/31/2012 10.590 10.928 36
  12/31/2013 10.928 9.128 43
  12/31/2014 9.128 7.291 37
  12/31/2015 7.291 5.304 40
  12/31/2016 5.304 5.981 33
  12/31/2017 5.981 5.984 28
  12/31/2018 5.984 5.031 25
  12/31/2019 5.031 5.489 26
  12/31/2020 5.489 5.447 19
2.15%        
  12/31/2011 11.665 10.555 1
  12/31/2012 10.555 10.886 1
  12/31/2013 10.886 9.088 1
  12/31/2014 9.088 7.256 1
  12/31/2015 7.256 5.276 1
  12/31/2016 5.276 5.947 1
  12/31/2017 5.947 5.946 1
  12/31/2018 5.946 4.996 0
  12/31/2019 4.996 5.449 0
  12/31/2020 5.449 5.405 0
2.20%        
  12/31/2011 11.632 10.520 4
  12/31/2012 10.520 10.844 3
  12/31/2013 10.844 9.049 2
  12/31/2014 9.049 7.221 2
  12/31/2015 7.221 5.248 2
  12/31/2016 5.248 5.912 1
  12/31/2017 5.912 5.908 1
  12/31/2018 5.908 4.962 1
  12/31/2019 4.962 5.409 1
  12/31/2020 5.409 5.363 1
2.25%        
  12/31/2011 11.599 10.485 16
  12/31/2012 10.485 10.803 15
  12/31/2013 10.803 9.010 18
  12/31/2014 9.010 7.186 14
  12/31/2015 7.186 5.220 13
  12/31/2016 5.220 5.878 11
  12/31/2017 5.878 5.871 11
  12/31/2018 5.871 4.928 5
  12/31/2019 4.928 5.370 5
  12/31/2020 5.370 5.321 1
2.30%        
  12/31/2011 11.566 10.450 7
  12/31/2012 10.450 10.761 2
  12/31/2013 10.761 8.971 2
  12/31/2014 8.971 7.151 2
  12/31/2015 7.151 5.192 2
  12/31/2016 5.192 5.843 2
  12/31/2017 5.843 5.834 2
  12/31/2018 5.834 4.895 2
  12/31/2019 4.895 5.330 2
  12/31/2020 5.330 5.279 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 228 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 11.534 10.415 19
  12/31/2012 10.415 10.720 19
  12/31/2013 10.720 8.932 16
  12/31/2014 8.932 7.117 13
  12/31/2015 7.117 5.165 12
  12/31/2016 5.165 5.809 11
  12/31/2017 5.809 5.797 11
  12/31/2018 5.797 4.861 9
  12/31/2019 4.861 5.291 10
  12/31/2020 5.291 5.238 10
2.40%        
  12/31/2011 11.501 10.380 14
  12/31/2012 10.380 10.679 14
  12/31/2013 10.679 8.893 18
  12/31/2014 8.893 7.083 6
  12/31/2015 7.083 5.137 8
  12/31/2016 5.137 5.775 8
  12/31/2017 5.775 5.760 8
  12/31/2018 5.760 4.828 8
  12/31/2019 4.828 5.253 8
  12/31/2020 5.253 5.197 7
2.45%        
  12/31/2011 11.468 10.346 3
  12/31/2012 10.346 10.638 4
  12/31/2013 10.638 8.855 2
  12/31/2014 8.855 7.048 2
  12/31/2015 7.048 5.110 1
  12/31/2016 5.110 5.742 1
  12/31/2017 5.742 5.724 1
  12/31/2018 5.724 4.795 1
  12/31/2019 4.795 5.214 1
  12/31/2020 5.214 5.156 1
2.50%        
  12/31/2011 11.436 10.311 3
  12/31/2012 10.311 10.597 3
  12/31/2013 10.597 8.816 2
  12/31/2014 8.816 7.014 2
  12/31/2015 7.014 5.083 2
  12/31/2016 5.083 5.708 2
  12/31/2017 5.708 5.688 2
  12/31/2018 5.688 4.763 2
  12/31/2019 4.763 5.176 2
  12/31/2020 5.176 5.116 2
2.55%        
  12/31/2011 11.403 10.277 0
  12/31/2012 10.277 10.557 0
  12/31/2013 10.557 8.778 0
  12/31/2014 8.778 6.980 0
  12/31/2015 6.980 5.056 0
  12/31/2016 5.056 5.675 0
  12/31/2017 5.675 5.652 0
  12/31/2018 5.652 4.730 0
  12/31/2019 4.730 5.138 0
  12/31/2020 5.138 5.076 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 229 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 11.371 10.243 41
  12/31/2012 10.243 10.516 42
  12/31/2013 10.516 8.740 36
  12/31/2014 8.740 6.947 42
  12/31/2015 6.947 5.029 52
  12/31/2016 5.029 5.642 49
  12/31/2017 5.642 5.616 53
  12/31/2018 5.616 4.698 48
  12/31/2019 4.698 5.101 51
  12/31/2020 5.101 5.036 52
2.65%        
  12/31/2011 11.339 10.208 7
  12/31/2012 10.208 10.476 5
  12/31/2013 10.476 8.702 6
  12/31/2014 8.702 6.913 2
  12/31/2015 6.913 5.002 0
  12/31/2016 5.002 5.609 6
  12/31/2017 5.609 5.581 7
  12/31/2018 5.581 4.666 6
  12/31/2019 4.666 5.063 7
  12/31/2020 5.063 4.997 6
2.70%        
  12/31/2011 11.307 10.174 1
  12/31/2012 10.174 10.436 1
  12/31/2013 10.436 8.664 2
  12/31/2014 8.664 6.880 2
  12/31/2015 6.880 4.975 2
  12/31/2016 4.975 5.577 2
  12/31/2017 5.577 5.545 2
  12/31/2018 5.545 4.634 2
  12/31/2019 4.634 5.026 3
  12/31/2020 5.026 4.958 3
2.75%        
  12/31/2011 11.275 10.141 19
  12/31/2012 10.141 10.396 19
  12/31/2013 10.396 8.627 18
  12/31/2014 8.627 6.847 19
  12/31/2015 6.847 4.949 20
  12/31/2016 4.949 5.544 10
  12/31/2017 5.544 5.510 10
  12/31/2018 5.510 4.602 17
  12/31/2019 4.602 4.989 14
  12/31/2020 4.989 4.919 12
2.80%        
  12/31/2011 11.243 10.107 7
  12/31/2012 10.107 10.356 8
  12/31/2013 10.356 8.590 9
  12/31/2014 8.590 6.813 5
  12/31/2015 6.813 4.922 0
  12/31/2016 4.922 5.512 0
  12/31/2017 5.512 5.475 0
  12/31/2018 5.475 4.571 0
  12/31/2019 4.571 4.953 0
  12/31/2020 4.953 4.881 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 230 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 11.211 10.073 2
  12/31/2012 10.073 10.316 0
  12/31/2013 10.316 8.552 0
  12/31/2014 8.552 6.781 1
  12/31/2015 6.781 4.896 5
  12/31/2016 4.896 5.480 5
  12/31/2017 5.480 5.441 7
  12/31/2018 5.441 4.540 6
  12/31/2019 4.540 4.917 10
  12/31/2020 4.917 4.843 10
2.90%        
  12/31/2011 11.179 10.040 7
  12/31/2012 10.040 10.277 7
  12/31/2013 10.277 8.515 5
  12/31/2014 8.515 6.748 18
  12/31/2015 6.748 4.870 23
  12/31/2016 4.870 5.448 19
  12/31/2017 5.448 5.406 16
  12/31/2018 5.406 4.509 14
  12/31/2019 4.509 4.881 15
  12/31/2020 4.881 4.805 12
2.95%        
  12/31/2013 N/A 8.478 0
  12/31/2014 8.478 6.715 0
  12/31/2015 6.715 4.844 0
  12/31/2016 4.844 5.416 0
  12/31/2017 5.416 5.372 0
  12/31/2018 5.372 4.478 0
  12/31/2019 4.478 4.845 0
  12/31/2020 4.845 4.767 0
3.00%        
  12/31/2011 11.116 9.973 0
  12/31/2012 9.973 10.198 0
  12/31/2013 10.198 8.442 1
  12/31/2014 8.442 6.683 2
  12/31/2015 6.683 4.818 3
  12/31/2016 4.818 5.385 3
  12/31/2017 5.385 5.338 3
  12/31/2018 5.338 4.448 3
  12/31/2019 4.448 4.810 3
  12/31/2020 4.810 4.730 2
3.05%        
  12/31/2011 11.084 9.940 1
  12/31/2012 9.940 10.159 1
  12/31/2013 10.159 8.405 1
  12/31/2014 8.405 6.651 1
  12/31/2015 6.651 4.793 1
  12/31/2016 4.793 5.353 1
  12/31/2017 5.353 5.305 1
  12/31/2018 5.305 4.417 1
  12/31/2019 4.417 4.774 1
  12/31/2020 4.774 4.693 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 231 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 8.369 1
  12/31/2014 8.369 6.618 4
  12/31/2015 6.618 4.767 5
  12/31/2016 4.767 5.322 5
  12/31/2017 5.322 5.271 6
  12/31/2018 5.271 4.387 9
  12/31/2019 4.387 4.740 9
  12/31/2020 4.740 4.657 9
3.15%        
  12/31/2011 11.022 9.873 0
  12/31/2012 9.873 10.081 0
  12/31/2013 10.081 8.333 0
  12/31/2014 8.333 6.586 5
  12/31/2015 6.586 4.742 7
  12/31/2016 4.742 5.291 7
  12/31/2017 5.291 5.238 8
  12/31/2018 5.238 4.357 8
  12/31/2019 4.357 4.705 9
  12/31/2020 4.705 4.620 9
3.20%        
  12/31/2013 N/A 9.220 0
  12/31/2014 9.220 7.285 0
  12/31/2015 7.285 5.242 0
  12/31/2016 5.242 5.846 0
  12/31/2017 5.846 5.784 0
  12/31/2018 5.784 4.810 0
  12/31/2019 4.810 5.191 0
  12/31/2020 5.191 5.095 0
3.25%        
  12/31/2013 N/A 9.177 3
  12/31/2014 9.177 7.246 7
  12/31/2015 7.246 5.212 9
  12/31/2016 5.212 5.809 8
  12/31/2017 5.809 5.745 7
  12/31/2018 5.745 4.775 7
  12/31/2019 4.775 5.150 6
  12/31/2020 5.150 5.053 4
3.30%        
  12/31/2011 10.928 9.775 0
  12/31/2012 9.775 9.966 0
  12/31/2013 9.966 8.225 0
  12/31/2014 8.225 6.492 5
  12/31/2015 6.492 4.666 6
  12/31/2016 4.666 5.199 6
  12/31/2017 5.199 5.139 6
  12/31/2018 5.139 4.269 6
  12/31/2019 4.269 4.602 6
  12/31/2020 4.602 4.513 6

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 232 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 9.046 0
  12/31/2014 9.046 7.133 0
  12/31/2015 7.133 5.122 0
  12/31/2016 5.122 5.701 0
  12/31/2017 5.701 5.630 0
  12/31/2018 5.630 4.672 0
  12/31/2019 4.672 5.032 0
  12/31/2020 5.032 4.929 0
3.45%        
  12/31/2013 N/A 9.003 0
  12/31/2014 9.003 7.095 0
  12/31/2015 7.095 5.093 0
  12/31/2016 5.093 5.666 0
  12/31/2017 5.666 5.592 0
  12/31/2018 5.592 4.638 0
  12/31/2019 4.638 4.993 0
  12/31/2020 4.993 4.888 0
3.55%        
  12/31/2013 N/A 8.918 0
  12/31/2014 8.918 7.021 0
  12/31/2015 7.021 5.034 0
  12/31/2016 5.034 5.595 0
  12/31/2017 5.595 5.517 0
  12/31/2018 5.517 4.571 0
  12/31/2019 4.571 4.916 0
  12/31/2020 4.916 4.808 0
PIMCO VIT Dynamic Bond Portfolio
1.65%        
  12/31/2011 N/A 9.785 42
  12/31/2012 9.785 10.370 92
  12/31/2013 10.370 10.086 242
  12/31/2014 10.086 10.224 207
  12/31/2015 10.224 9.887 174
  12/31/2016 9.887 10.186 124
  12/31/2017 10.186 10.521 103
  12/31/2018 10.521 10.455 84
  12/31/2019 10.455 10.792 75
  12/31/2020 10.792 11.126 72
1.70%        
  12/31/2011 N/A 9.775 34
  12/31/2012 9.775 10.354 102
  12/31/2013 10.354 10.066 202
  12/31/2014 10.066 10.198 276
  12/31/2015 10.198 9.857 218
  12/31/2016 9.857 10.150 210
  12/31/2017 10.150 10.479 236
  12/31/2018 10.479 10.408 224
  12/31/2019 10.408 10.738 178
  12/31/2020 10.738 11.064 155

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 233 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 N/A 9.779 20
  12/31/2012 9.779 10.353 23
  12/31/2013 10.353 10.059 23
  12/31/2014 10.059 10.186 23
  12/31/2015 10.186 9.840 22
  12/31/2016 9.840 10.128 22
  12/31/2017 10.128 10.451 21
  12/31/2018 10.451 10.375 21
  12/31/2019 10.375 10.699 19
  12/31/2020 10.699 11.018 18
1.80%        
  12/31/2011 N/A 9.776 3
  12/31/2012 9.776 10.344 152
  12/31/2013 10.344 10.046 72
  12/31/2014 10.046 10.167 45
  12/31/2015 10.167 9.817 2
  12/31/2016 9.817 10.099 3
  12/31/2017 10.099 10.417 3
  12/31/2018 10.417 10.335 3
  12/31/2019 10.335 10.652 3
  12/31/2020 10.652 10.965 3
1.90%        
  12/31/2011 N/A 9.769 3
  12/31/2012 9.769 10.327 126
  12/31/2013 10.327 10.019 98
  12/31/2014 10.019 10.130 43
  12/31/2015 10.130 9.772 42
  12/31/2016 9.772 10.042 59
  12/31/2017 10.042 10.347 29
  12/31/2018 10.347 10.256 27
  12/31/2019 10.256 10.560 26
  12/31/2020 10.560 10.860 17
1.95%        
  12/31/2011 N/A 9.766 44
  12/31/2012 9.766 10.318 120
  12/31/2013 10.318 10.006 132
  12/31/2014 10.006 10.111 208
  12/31/2015 10.111 9.749 197
  12/31/2016 9.749 10.014 193
  12/31/2017 10.014 10.313 147
  12/31/2018 10.313 10.217 127
  12/31/2019 10.217 10.514 98
  12/31/2020 10.514 10.807 95
2.05%        
  12/31/2011 N/A 9.759 2
  12/31/2012 9.759 10.301 2
  12/31/2013 10.301 9.979 23
  12/31/2014 9.979 10.074 19
  12/31/2015 10.074 9.703 2
  12/31/2016 9.703 9.957 2
  12/31/2017 9.957 10.244 2
  12/31/2018 10.244 10.139 2
  12/31/2019 10.139 10.424 2
  12/31/2020 10.424 10.703 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 234 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 N/A 9.756 0
  12/31/2012 9.756 10.292 0
  12/31/2013 10.292 9.966 4
  12/31/2014 9.966 10.056 5
  12/31/2015 10.056 9.681 6
  12/31/2016 9.681 9.929 6
  12/31/2017 9.929 10.210 6
  12/31/2018 10.210 10.100 6
  12/31/2019 10.100 10.378 6
  12/31/2020 10.378 10.651 6
2.15%        
  12/31/2011 N/A 9.753 0
  12/31/2012 9.753 10.284 0
  12/31/2013 10.284 9.952 0
  12/31/2014 9.952 10.037 0
  12/31/2015 10.037 9.658 0
  12/31/2016 9.658 9.901 0
  12/31/2017 9.901 10.176 0
  12/31/2018 10.176 10.061 0
  12/31/2019 10.061 10.333 0
  12/31/2020 10.333 10.600 0
2.20%        
  12/31/2011 N/A 9.749 0
  12/31/2012 9.749 10.275 0
  12/31/2013 10.275 9.939 0
  12/31/2014 9.939 10.019 0
  12/31/2015 10.019 9.635 0
  12/31/2016 9.635 9.872 0
  12/31/2017 9.872 10.142 0
  12/31/2018 10.142 10.023 0
  12/31/2019 10.023 10.289 0
  12/31/2020 10.289 10.549 0
2.25%        
  12/31/2011 N/A 9.746 0
  12/31/2012 9.746 10.266 0
  12/31/2013 10.266 9.926 0
  12/31/2014 9.926 10.000 0
  12/31/2015 10.000 9.613 0
  12/31/2016 9.613 9.845 0
  12/31/2017 9.845 10.108 0
  12/31/2018 10.108 9.984 0
  12/31/2019 9.984 10.244 0
  12/31/2020 10.244 10.498 0
2.30%        
  12/31/2011 N/A 9.743 0
  12/31/2012 9.743 10.258 0
  12/31/2013 10.258 9.912 0
  12/31/2014 9.912 9.982 0
  12/31/2015 9.982 9.591 0
  12/31/2016 9.591 9.817 0
  12/31/2017 9.817 10.075 0
  12/31/2018 10.075 9.946 0
  12/31/2019 9.946 10.200 0
  12/31/2020 10.200 10.447 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 235 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 N/A 9.740 1
  12/31/2012 9.740 10.249 4
  12/31/2013 10.249 9.899 23
  12/31/2014 9.899 9.964 23
  12/31/2015 9.964 9.568 3
  12/31/2016 9.568 9.789 3
  12/31/2017 9.789 10.041 1
  12/31/2018 10.041 9.908 1
  12/31/2019 9.908 10.156 1
  12/31/2020 10.156 10.397 1
2.40%        
  12/31/2011 N/A 9.736 0
  12/31/2012 9.736 10.241 2
  12/31/2013 10.241 9.886 0
  12/31/2014 9.886 9.945 0
  12/31/2015 9.945 9.546 0
  12/31/2016 9.546 9.761 0
  12/31/2017 9.761 10.008 0
  12/31/2018 10.008 9.870 0
  12/31/2019 9.870 10.112 0
  12/31/2020 10.112 10.346 0
2.45%        
  12/31/2011 N/A 9.733 0
  12/31/2012 9.733 10.232 0
  12/31/2013 10.232 9.873 0
  12/31/2014 9.873 9.927 1
  12/31/2015 9.927 9.523 1
  12/31/2016 9.523 9.733 1
  12/31/2017 9.733 9.974 0
  12/31/2018 9.974 9.832 0
  12/31/2019 9.832 10.068 0
  12/31/2020 10.068 10.296 0
2.50%        
  12/31/2011 N/A 9.730 0
  12/31/2012 9.730 10.223 0
  12/31/2013 10.223 9.859 2
  12/31/2014 9.859 9.909 2
  12/31/2015 9.909 9.501 0
  12/31/2016 9.501 9.706 0
  12/31/2017 9.706 9.941 0
  12/31/2018 9.941 9.794 0
  12/31/2019 9.794 10.024 0
  12/31/2020 10.024 10.247 0
2.55%        
  12/31/2011 N/A 9.726 0
  12/31/2012 9.726 10.215 1
  12/31/2013 10.215 9.846 2
  12/31/2014 9.846 9.891 0
  12/31/2015 9.891 9.479 0
  12/31/2016 9.479 9.678 0
  12/31/2017 9.678 9.908 0
  12/31/2018 9.908 9.757 0
  12/31/2019 9.757 9.981 0
  12/31/2020 9.981 10.197 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 236 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 N/A 9.723 0
  12/31/2012 9.723 10.206 0
  12/31/2013 10.206 9.833 3
  12/31/2014 9.833 9.873 3
  12/31/2015 9.873 9.457 3
  12/31/2016 9.457 9.651 3
  12/31/2017 9.651 9.875 0
  12/31/2018 9.875 9.719 0
  12/31/2019 9.719 9.938 0
  12/31/2020 9.938 10.148 0
2.65%        
  12/31/2011 N/A 9.720 0
  12/31/2012 9.720 10.198 2
  12/31/2013 10.198 9.820 0
  12/31/2014 9.820 9.854 0
  12/31/2015 9.854 9.435 0
  12/31/2016 9.435 9.623 0
  12/31/2017 9.623 9.842 0
  12/31/2018 9.842 9.682 0
  12/31/2019 9.682 9.895 0
  12/31/2020 9.895 10.099 0
2.70%        
  12/31/2011 N/A 9.717 7
  12/31/2012 9.717 10.189 7
  12/31/2013 10.189 9.807 7
  12/31/2014 9.807 9.836 7
  12/31/2015 9.836 9.413 7
  12/31/2016 9.413 9.596 7
  12/31/2017 9.596 9.809 7
  12/31/2018 9.809 9.645 0
  12/31/2019 9.645 9.852 0
  12/31/2020 9.852 10.050 0
2.75%        
  12/31/2011 N/A 9.713 0
  12/31/2012 9.713 10.181 1
  12/31/2013 10.181 9.794 0
  12/31/2014 9.794 9.818 0
  12/31/2015 9.818 9.391 0
  12/31/2016 9.391 9.569 0
  12/31/2017 9.569 9.777 0
  12/31/2018 9.777 9.608 0
  12/31/2019 9.608 9.809 0
  12/31/2020 9.809 10.002 0
2.80%        
  12/31/2011 N/A 9.710 0
  12/31/2012 9.710 10.172 4
  12/31/2013 10.172 9.781 0
  12/31/2014 9.781 9.800 0
  12/31/2015 9.800 9.369 0
  12/31/2016 9.369 9.542 0
  12/31/2017 9.542 9.744 0
  12/31/2018 9.744 9.571 0
  12/31/2019 9.571 9.767 0
  12/31/2020 9.767 9.953 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 237 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 N/A 9.707 0
  12/31/2012 9.707 10.164 0
  12/31/2013 10.164 9.768 0
  12/31/2014 9.768 9.782 0
  12/31/2015 9.782 9.347 0
  12/31/2016 9.347 9.515 0
  12/31/2017 9.515 9.711 0
  12/31/2018 9.711 9.534 0
  12/31/2019 9.534 9.724 0
  12/31/2020 9.724 9.905 0
2.90%        
  12/31/2011 N/A 9.708 0
  12/31/2012 9.708 10.160 0
  12/31/2013 10.160 9.755 0
  12/31/2014 9.755 9.764 1
  12/31/2015 9.764 9.325 1
  12/31/2016 9.325 9.488 1
  12/31/2017 9.488 9.679 0
  12/31/2018 9.679 9.498 0
  12/31/2019 9.498 9.682 0
  12/31/2020 9.682 9.858 0
2.95%        
  12/31/2013 N/A 9.742 0
  12/31/2014 9.742 9.747 0
  12/31/2015 9.747 9.304 0
  12/31/2016 9.304 9.461 0
  12/31/2017 9.461 9.647 0
  12/31/2018 9.647 9.462 0
  12/31/2019 9.462 9.640 0
  12/31/2020 9.640 9.810 0
3.00%        
  12/31/2011 N/A 9.697 0
  12/31/2012 9.697 10.138 0
  12/31/2013 10.138 9.728 0
  12/31/2014 9.728 9.728 0
  12/31/2015 9.728 9.282 0
  12/31/2016 9.282 9.434 0
  12/31/2017 9.434 9.615 0
  12/31/2018 9.615 9.425 0
  12/31/2019 9.425 9.598 0
  12/31/2020 9.598 9.762 0
3.05%        
  12/31/2011 N/A 9.694 0
  12/31/2012 9.694 10.130 0
  12/31/2013 10.130 9.715 0
  12/31/2014 9.715 9.711 2
  12/31/2015 9.711 9.260 2
  12/31/2016 9.260 9.407 3
  12/31/2017 9.407 9.583 0
  12/31/2018 9.583 9.389 0
  12/31/2019 9.389 9.557 0
  12/31/2020 9.557 9.715 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 238 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 9.703 0
  12/31/2014 9.703 9.693 0
  12/31/2015 9.693 9.238 0
  12/31/2016 9.238 9.381 0
  12/31/2017 9.381 9.551 0
  12/31/2018 9.551 9.353 0
  12/31/2019 9.353 9.516 0
  12/31/2020 9.516 9.668 0
3.15%        
  12/31/2011 N/A 9.687 0
  12/31/2012 9.687 10.113 0
  12/31/2013 10.113 9.689 0
  12/31/2014 9.689 9.675 0
  12/31/2015 9.675 9.217 0
  12/31/2016 9.217 9.354 0
  12/31/2017 9.354 9.519 0
  12/31/2018 9.519 9.317 0
  12/31/2019 9.317 9.474 0
  12/31/2020 9.474 9.622 0
3.20%        
  12/31/2013 N/A 9.672 0
  12/31/2014 9.672 9.652 0
  12/31/2015 9.652 9.191 0
  12/31/2016 9.191 9.323 0
  12/31/2017 9.323 9.483 0
  12/31/2018 9.483 9.277 0
  12/31/2019 9.277 9.429 0
  12/31/2020 9.429 9.570 0
3.25%        
  12/31/2013 N/A 9.659 0
  12/31/2014 9.659 9.635 0
  12/31/2015 9.635 9.169 0
  12/31/2016 9.169 9.297 0
  12/31/2017 9.297 9.451 0
  12/31/2018 9.451 9.241 0
  12/31/2019 9.241 9.388 0
  12/31/2020 9.388 9.524 0
3.30%        
  12/31/2011 N/A 9.673 0
  12/31/2012 9.673 10.083 0
  12/31/2013 10.083 9.646 0
  12/31/2014 9.646 9.617 0
  12/31/2015 9.617 9.148 0
  12/31/2016 9.148 9.271 0
  12/31/2017 9.271 9.420 0
  12/31/2018 9.420 9.206 0
  12/31/2019 9.206 9.347 0
  12/31/2020 9.347 9.479 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 239 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 9.620 0
  12/31/2014 9.620 9.581 0
  12/31/2015 9.581 9.105 0
  12/31/2016 9.105 9.218 0
  12/31/2017 9.218 9.357 0
  12/31/2018 9.357 9.135 0
  12/31/2019 9.135 9.266 0
  12/31/2020 9.266 9.387 0
3.45%        
  12/31/2013 N/A 9.607 0
  12/31/2014 9.607 9.564 0
  12/31/2015 9.564 9.084 0
  12/31/2016 9.084 9.191 0
  12/31/2017 9.191 9.325 0
  12/31/2018 9.325 9.100 0
  12/31/2019 9.100 9.226 0
  12/31/2020 9.226 9.341 0
3.55%        
  12/31/2013 N/A 9.581 0
  12/31/2014 9.581 9.529 0
  12/31/2015 9.529 9.041 0
  12/31/2016 9.041 9.139 0
  12/31/2017 9.139 9.263 0
  12/31/2018 9.263 9.031 0
  12/31/2019 9.031 9.146 0
  12/31/2020 9.146 9.251 0
PIMCO VIT Emerging Markets Bond Portfolio
1.65%        
  12/31/2011 14.530 15.198 305
  12/31/2012 15.198 17.624 355
  12/31/2013 17.624 16.128 136
  12/31/2014 16.128 16.106 84
  12/31/2015 16.106 15.486 66
  12/31/2016 15.486 17.266 69
  12/31/2017 17.266 18.664 44
  12/31/2018 18.664 17.488 39
  12/31/2019 17.488 19.747 35
  12/31/2020 19.747 20.725 27
1.70%        
  12/31/2011 14.489 15.148 92
  12/31/2012 15.148 17.557 89
  12/31/2013 17.557 16.058 94
  12/31/2014 16.058 16.028 90
  12/31/2015 16.028 15.404 83
  12/31/2016 15.404 17.165 68
  12/31/2017 17.165 18.546 62
  12/31/2018 18.546 17.369 57
  12/31/2019 17.369 19.603 49
  12/31/2020 19.603 20.563 48

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 240 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 14.448 15.097 65
  12/31/2012 15.097 17.490 44
  12/31/2013 17.490 15.989 2
  12/31/2014 15.989 15.951 2
  12/31/2015 15.951 15.322 2
  12/31/2016 15.322 17.065 1
  12/31/2017 17.065 18.429 1
  12/31/2018 18.429 17.250 1
  12/31/2019 17.250 19.459 0
  12/31/2020 19.459 20.403 1
1.80%        
  12/31/2011 14.407 15.047 5
  12/31/2012 15.047 17.423 16
  12/31/2013 17.423 15.919 7
  12/31/2014 15.919 15.874 6
  12/31/2015 15.874 15.240 6
  12/31/2016 15.240 16.966 4
  12/31/2017 16.966 18.313 4
  12/31/2018 18.313 17.133 4
  12/31/2019 17.133 19.317 4
  12/31/2020 19.317 20.243 4
1.90%        
  12/31/2011 14.326 14.947 129
  12/31/2012 14.947 17.289 84
  12/31/2013 17.289 15.782 44
  12/31/2014 15.782 15.721 53
  12/31/2015 15.721 15.078 35
  12/31/2016 15.078 16.769 33
  12/31/2017 16.769 18.082 28
  12/31/2018 18.082 16.900 12
  12/31/2019 16.900 19.035 11
  12/31/2020 19.035 19.928 9
1.95%        
  12/31/2011 14.285 14.897 32
  12/31/2012 14.897 17.223 49
  12/31/2013 17.223 15.713 28
  12/31/2014 15.713 15.645 24
  12/31/2015 15.645 14.998 22
  12/31/2016 14.998 16.671 18
  12/31/2017 16.671 17.968 15
  12/31/2018 17.968 16.785 15
  12/31/2019 16.785 18.896 14
  12/31/2020 18.896 19.773 14
2.05%        
  12/31/2011 14.204 14.798 36
  12/31/2012 14.798 17.091 36
  12/31/2013 17.091 15.578 3
  12/31/2014 15.578 15.494 3
  12/31/2015 15.494 14.839 6
  12/31/2016 14.839 16.478 2
  12/31/2017 16.478 17.741 2
  12/31/2018 17.741 16.557 2
  12/31/2019 16.557 18.621 1
  12/31/2020 18.621 19.465 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 241 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 14.164 14.748 8
  12/31/2012 14.748 17.026 7
  12/31/2013 17.026 15.510 8
  12/31/2014 15.510 15.419 3
  12/31/2015 15.419 14.760 3
  12/31/2016 14.760 16.382 3
  12/31/2017 16.382 17.629 2
  12/31/2018 17.629 16.444 2
  12/31/2019 16.444 18.484 1
  12/31/2020 18.484 19.313 1
2.15%        
  12/31/2011 14.124 14.699 1
  12/31/2012 14.699 16.960 1
  12/31/2013 16.960 15.443 1
  12/31/2014 15.443 15.345 1
  12/31/2015 15.345 14.681 1
  12/31/2016 14.681 16.286 1
  12/31/2017 16.286 17.518 1
  12/31/2018 17.518 16.332 1
  12/31/2019 16.332 18.349 0
  12/31/2020 18.349 19.162 0
2.20%        
  12/31/2011 14.084 14.650 2
  12/31/2012 14.650 16.895 2
  12/31/2013 16.895 15.376 1
  12/31/2014 15.376 15.271 2
  12/31/2015 15.271 14.603 2
  12/31/2016 14.603 16.191 2
  12/31/2017 16.191 17.407 2
  12/31/2018 17.407 16.220 3
  12/31/2019 16.220 18.215 0
  12/31/2020 18.215 19.012 0
2.25%        
  12/31/2011 14.044 14.602 4
  12/31/2012 14.602 16.831 1
  12/31/2013 16.831 15.310 2
  12/31/2014 15.310 15.197 1
  12/31/2015 15.197 14.525 1
  12/31/2016 14.525 16.097 1
  12/31/2017 16.097 17.297 1
  12/31/2018 17.297 16.110 0
  12/31/2019 16.110 18.082 0
  12/31/2020 18.082 18.864 0
2.30%        
  12/31/2011 14.004 14.553 5
  12/31/2012 14.553 16.766 3
  12/31/2013 16.766 15.243 1
  12/31/2014 15.243 15.124 1
  12/31/2015 15.124 14.448 1
  12/31/2016 14.448 16.003 1
  12/31/2017 16.003 17.188 0
  12/31/2018 17.188 16.000 0
  12/31/2019 16.000 17.950 0
  12/31/2020 17.950 18.716 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 242 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 13.964 14.504 14
  12/31/2012 14.504 16.702 16
  12/31/2013 16.702 15.177 5
  12/31/2014 15.177 15.051 2
  12/31/2015 15.051 14.371 30
  12/31/2016 14.371 15.910 2
  12/31/2017 15.910 17.079 2
  12/31/2018 17.079 15.891 2
  12/31/2019 15.891 17.818 2
  12/31/2020 17.818 18.570 1
2.40%        
  12/31/2011 13.925 14.456 8
  12/31/2012 14.456 16.638 7
  12/31/2013 16.638 15.111 8
  12/31/2014 15.111 14.978 0
  12/31/2015 14.978 14.294 0
  12/31/2016 14.294 15.817 0
  12/31/2017 15.817 16.971 0
  12/31/2018 16.971 15.782 0
  12/31/2019 15.782 17.688 0
  12/31/2020 17.688 18.425 0
2.45%        
  12/31/2011 13.885 14.408 5
  12/31/2012 14.408 16.574 5
  12/31/2013 16.574 15.046 6
  12/31/2014 15.046 14.906 5
  12/31/2015 14.906 14.218 6
  12/31/2016 14.218 15.725 6
  12/31/2017 15.725 16.864 6
  12/31/2018 16.864 15.675 5
  12/31/2019 15.675 17.558 6
  12/31/2020 17.558 18.281 6
2.50%        
  12/31/2011 13.846 14.360 11
  12/31/2012 14.360 16.511 11
  12/31/2013 16.511 14.981 8
  12/31/2014 14.981 14.834 6
  12/31/2015 14.834 14.142 7
  12/31/2016 14.142 15.634 6
  12/31/2017 15.634 16.757 6
  12/31/2018 16.757 15.568 7
  12/31/2019 15.568 17.430 2
  12/31/2020 17.430 18.138 2
2.55%        
  12/31/2011 13.807 14.312 0
  12/31/2012 14.312 16.447 0
  12/31/2013 16.447 14.916 1
  12/31/2014 14.916 14.762 0
  12/31/2015 14.762 14.067 0
  12/31/2016 14.067 15.543 0
  12/31/2017 15.543 16.651 0
  12/31/2018 16.651 15.462 0
  12/31/2019 15.462 17.303 0
  12/31/2020 17.303 17.996 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 243 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 13.767 14.264 14
  12/31/2012 14.264 16.384 13
  12/31/2013 16.384 14.851 3
  12/31/2014 14.851 14.691 5
  12/31/2015 14.691 13.992 5
  12/31/2016 13.992 15.452 5
  12/31/2017 15.452 16.546 4
  12/31/2018 16.546 15.356 2
  12/31/2019 15.356 17.176 2
  12/31/2020 17.176 17.856 2
2.65%        
  12/31/2011 13.728 14.217 3
  12/31/2012 14.217 16.321 3
  12/31/2013 16.321 14.787 2
  12/31/2014 14.787 14.620 1
  12/31/2015 14.620 13.918 1
  12/31/2016 13.918 15.362 1
  12/31/2017 15.362 16.442 1
  12/31/2018 16.442 15.252 1
  12/31/2019 15.252 17.050 1
  12/31/2020 17.050 17.716 1
2.70%        
  12/31/2011 13.690 14.169 7
  12/31/2012 14.169 16.259 10
  12/31/2013 16.259 14.723 0
  12/31/2014 14.723 14.549 0
  12/31/2015 14.549 13.843 0
  12/31/2016 13.843 15.273 0
  12/31/2017 15.273 16.338 0
  12/31/2018 16.338 15.148 0
  12/31/2019 15.148 16.926 0
  12/31/2020 16.926 17.578 0
2.75%        
  12/31/2011 13.651 14.122 8
  12/31/2012 14.122 16.197 8
  12/31/2013 16.197 14.659 10
  12/31/2014 14.659 14.479 11
  12/31/2015 14.479 13.770 12
  12/31/2016 13.770 15.184 4
  12/31/2017 15.184 16.235 3
  12/31/2018 16.235 15.044 2
  12/31/2019 15.044 16.802 2
  12/31/2020 16.802 17.441 2
2.80%        
  12/31/2011 13.612 14.075 8
  12/31/2012 14.075 16.135 7
  12/31/2013 16.135 14.596 7
  12/31/2014 14.596 14.409 6
  12/31/2015 14.409 13.696 5
  12/31/2016 13.696 15.095 4
  12/31/2017 15.095 16.132 4
  12/31/2018 16.132 14.942 1
  12/31/2019 14.942 16.679 1
  12/31/2020 16.679 17.304 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 244 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 13.573 14.028 2
  12/31/2012 14.028 16.073 1
  12/31/2013 16.073 14.533 1
  12/31/2014 14.533 14.339 0
  12/31/2015 14.339 13.623 0
  12/31/2016 13.623 15.007 0
  12/31/2017 15.007 16.030 0
  12/31/2018 16.030 14.840 0
  12/31/2019 14.840 16.557 0
  12/31/2020 16.557 17.169 0
2.90%        
  12/31/2011 13.535 13.982 8
  12/31/2012 13.982 16.011 5
  12/31/2013 16.011 14.470 5
  12/31/2014 14.470 14.270 7
  12/31/2015 14.270 13.551 6
  12/31/2016 13.551 14.920 4
  12/31/2017 14.920 15.929 3
  12/31/2018 15.929 14.739 4
  12/31/2019 14.739 16.436 3
  12/31/2020 16.436 17.035 2
2.95%        
  12/31/2013 N/A 14.407 0
  12/31/2014 14.407 14.201 0
  12/31/2015 14.201 13.479 0
  12/31/2016 13.479 14.833 0
  12/31/2017 14.833 15.828 0
  12/31/2018 15.828 14.638 0
  12/31/2019 14.638 16.316 0
  12/31/2020 16.316 16.902 0
3.00%        
  12/31/2011 13.458 13.889 1
  12/31/2012 13.889 15.889 1
  12/31/2013 15.889 14.345 1
  12/31/2014 14.345 14.133 1
  12/31/2015 14.133 13.407 1
  12/31/2016 13.407 14.747 1
  12/31/2017 14.747 15.728 1
  12/31/2018 15.728 14.538 12
  12/31/2019 14.538 16.196 11
  12/31/2020 16.196 16.770 10
3.05%        
  12/31/2011 13.420 13.842 1
  12/31/2012 13.842 15.828 1
  12/31/2013 15.828 14.282 1
  12/31/2014 14.282 14.064 1
  12/31/2015 14.064 13.336 1
  12/31/2016 13.336 14.661 1
  12/31/2017 14.661 15.629 1
  12/31/2018 15.629 14.439 1
  12/31/2019 14.439 16.078 1
  12/31/2020 16.078 16.639 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 245 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 14.221 18
  12/31/2014 14.221 13.997 19
  12/31/2015 13.997 13.264 19
  12/31/2016 13.264 14.576 17
  12/31/2017 14.576 15.530 18
  12/31/2018 15.530 14.341 8
  12/31/2019 14.341 15.960 3
  12/31/2020 15.960 16.509 3
3.15%        
  12/31/2011 13.344 13.750 1
  12/31/2012 13.750 15.707 1
  12/31/2013 15.707 14.159 0
  12/31/2014 14.159 13.929 0
  12/31/2015 13.929 13.194 1
  12/31/2016 13.194 14.491 1
  12/31/2017 14.491 15.432 1
  12/31/2018 15.432 14.243 1
  12/31/2019 14.243 15.843 1
  12/31/2020 15.843 16.380 1
3.20%        
  12/31/2013 N/A 22.102 0
  12/31/2014 22.102 21.732 0
  12/31/2015 21.732 20.575 0
  12/31/2016 20.575 22.586 0
  12/31/2017 22.586 24.041 0
  12/31/2018 24.041 22.177 0
  12/31/2019 22.177 24.657 0
  12/31/2020 24.657 25.479 0
3.25%        
  12/31/2013 N/A 21.978 0
  12/31/2014 21.978 21.599 1
  12/31/2015 21.599 20.439 1
  12/31/2016 20.439 22.425 1
  12/31/2017 22.425 23.858 1
  12/31/2018 23.858 21.998 1
  12/31/2019 21.998 24.445 0
  12/31/2020 24.445 25.247 0
3.30%        
  12/31/2011 13.231 13.613 0
  12/31/2012 13.613 15.527 0
  12/31/2013 15.527 13.976 0
  12/31/2014 13.976 13.728 1
  12/31/2015 13.728 12.984 1
  12/31/2016 12.984 14.239 0
  12/31/2017 14.239 15.141 0
  12/31/2018 15.141 13.954 0
  12/31/2019 13.954 15.498 0
  12/31/2020 15.498 15.999 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 246 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 21.609 1
  12/31/2014 21.609 21.205 2
  12/31/2015 21.205 20.036 0
  12/31/2016 20.036 21.950 0
  12/31/2017 21.950 23.317 0
  12/31/2018 23.317 21.467 0
  12/31/2019 21.467 23.819 0
  12/31/2020 23.819 24.564 0
3.45%        
  12/31/2013 N/A 21.487 0
  12/31/2014 21.487 21.075 0
  12/31/2015 21.075 19.903 0
  12/31/2016 19.903 21.794 0
  12/31/2017 21.794 23.140 0
  12/31/2018 23.140 21.293 0
  12/31/2019 21.293 23.614 0
  12/31/2020 23.614 24.341 0
3.55%        
  12/31/2013 N/A 21.246 0
  12/31/2014 21.246 20.818 1
  12/31/2015 20.818 19.640 1
  12/31/2016 19.640 21.485 1
  12/31/2017 21.485 22.789 1
  12/31/2018 22.789 20.949 1
  12/31/2019 20.949 23.210 1
  12/31/2020 23.210 23.900 1
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged)
1.65%        
  12/31/2011 12.770 13.513 88
  12/31/2012 13.513 14.214 91
  12/31/2013 14.214 12.796 78
  12/31/2014 12.796 12.872 62
  12/31/2015 12.872 12.150 53
  12/31/2016 12.150 12.435 50
  12/31/2017 12.435 13.288 47
  12/31/2018 13.288 12.521 42
  12/31/2019 12.521 13.071 40
  12/31/2020 13.071 14.158 37
1.70%        
  12/31/2011 12.734 13.468 33
  12/31/2012 13.468 14.159 35
  12/31/2013 14.159 12.741 36
  12/31/2014 12.741 12.809 37
  12/31/2015 12.809 12.086 36
  12/31/2016 12.086 12.362 33
  12/31/2017 12.362 13.204 31
  12/31/2018 13.204 12.435 30
  12/31/2019 12.435 12.975 25
  12/31/2020 12.975 14.047 22

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 247 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 12.698 13.423 1
  12/31/2012 13.423 14.105 1
  12/31/2013 14.105 12.685 1
  12/31/2014 12.685 12.748 1
  12/31/2015 12.748 12.021 1
  12/31/2016 12.021 12.290 0
  12/31/2017 12.290 13.120 0
  12/31/2018 13.120 12.350 0
  12/31/2019 12.350 12.880 0
  12/31/2020 12.880 13.938 0
1.80%        
  12/31/2011 12.662 13.378 15
  12/31/2012 13.378 14.051 17
  12/31/2013 14.051 12.630 20
  12/31/2014 12.630 12.686 24
  12/31/2015 12.686 11.957 25
  12/31/2016 11.957 12.219 16
  12/31/2017 12.219 13.037 16
  12/31/2018 13.037 12.266 16
  12/31/2019 12.266 12.786 17
  12/31/2020 12.786 13.829 16
1.90%        
  12/31/2011 12.590 13.289 84
  12/31/2012 13.289 13.944 52
  12/31/2013 13.944 12.521 32
  12/31/2014 12.521 12.564 29
  12/31/2015 12.564 11.830 25
  12/31/2016 11.830 12.077 24
  12/31/2017 12.077 12.873 24
  12/31/2018 12.873 12.099 24
  12/31/2019 12.099 12.600 22
  12/31/2020 12.600 13.613 19
1.95%        
  12/31/2011 12.554 13.245 22
  12/31/2012 13.245 13.890 25
  12/31/2013 13.890 12.467 26
  12/31/2014 12.467 12.503 28
  12/31/2015 12.503 11.767 23
  12/31/2016 11.767 12.007 21
  12/31/2017 12.007 12.792 22
  12/31/2018 12.792 12.017 19
  12/31/2019 12.017 12.507 10
  12/31/2020 12.507 13.507 10
2.05%        
  12/31/2011 12.483 13.157 2
  12/31/2012 13.157 13.784 2
  12/31/2013 13.784 12.359 2
  12/31/2014 12.359 12.383 3
  12/31/2015 12.383 11.642 3
  12/31/2016 11.642 11.867 0
  12/31/2017 11.867 12.631 0
  12/31/2018 12.631 11.854 0
  12/31/2019 11.854 12.325 0
  12/31/2020 12.325 13.297 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 248 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 12.448 13.113 22
  12/31/2012 13.113 13.731 27
  12/31/2013 13.731 12.306 34
  12/31/2014 12.306 12.323 29
  12/31/2015 12.323 11.580 33
  12/31/2016 11.580 11.798 39
  12/31/2017 11.798 12.551 42
  12/31/2018 12.551 11.773 46
  12/31/2019 11.773 12.235 52
  12/31/2020 12.235 13.193 51
2.15%        
  12/31/2011 12.412 13.069 2
  12/31/2012 13.069 13.678 2
  12/31/2013 13.678 12.252 2
  12/31/2014 12.252 12.263 2
  12/31/2015 12.263 11.519 2
  12/31/2016 11.519 11.729 2
  12/31/2017 11.729 12.471 1
  12/31/2018 12.471 11.693 1
  12/31/2019 11.693 12.145 1
  12/31/2020 12.145 13.090 1
2.20%        
  12/31/2011 12.377 13.026 3
  12/31/2012 13.026 13.626 3
  12/31/2013 13.626 12.199 3
  12/31/2014 12.199 12.204 3
  12/31/2015 12.204 11.457 3
  12/31/2016 11.457 11.661 4
  12/31/2017 11.661 12.393 4
  12/31/2018 12.393 11.613 5
  12/31/2019 11.613 12.057 0
  12/31/2020 12.057 12.988 0
2.25%        
  12/31/2011 12.342 12.982 9
  12/31/2012 12.982 13.574 9
  12/31/2013 13.574 12.147 9
  12/31/2014 12.147 12.145 8
  12/31/2015 12.145 11.396 8
  12/31/2016 11.396 11.593 8
  12/31/2017 11.593 12.314 6
  12/31/2018 12.314 11.534 7
  12/31/2019 11.534 11.968 5
  12/31/2020 11.968 12.886 1
2.30%        
  12/31/2011 12.307 12.939 2
  12/31/2012 12.939 13.522 2
  12/31/2013 13.522 12.094 2
  12/31/2014 12.094 12.087 3
  12/31/2015 12.087 11.336 3
  12/31/2016 11.336 11.526 2
  12/31/2017 11.526 12.236 1
  12/31/2018 12.236 11.455 1
  12/31/2019 11.455 11.881 1
  12/31/2020 11.881 12.785 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 249 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 12.272 12.896 3
  12/31/2012 12.896 13.470 3
  12/31/2013 13.470 12.042 3
  12/31/2014 12.042 12.028 3
  12/31/2015 12.028 11.275 3
  12/31/2016 11.275 11.459 3
  12/31/2017 11.459 12.159 3
  12/31/2018 12.159 11.377 3
  12/31/2019 11.377 11.794 3
  12/31/2020 11.794 12.686 2
2.40%        
  12/31/2011 12.237 12.853 8
  12/31/2012 12.853 13.418 8
  12/31/2013 13.418 11.989 9
  12/31/2014 11.989 11.970 5
  12/31/2015 11.970 11.215 4
  12/31/2016 11.215 11.392 4
  12/31/2017 11.392 12.082 4
  12/31/2018 12.082 11.299 4
  12/31/2019 11.299 11.708 4
  12/31/2020 11.708 12.586 4
2.45%        
  12/31/2011 12.203 12.810 6
  12/31/2012 12.810 13.367 6
  12/31/2013 13.367 11.937 4
  12/31/2014 11.937 11.912 4
  12/31/2015 11.912 11.155 4
  12/31/2016 11.155 11.325 4
  12/31/2017 11.325 12.006 4
  12/31/2018 12.006 11.222 2
  12/31/2019 11.222 11.622 2
  12/31/2020 11.622 12.488 2
2.50%        
  12/31/2011 12.168 12.767 2
  12/31/2012 12.767 13.316 2
  12/31/2013 13.316 11.886 1
  12/31/2014 11.886 11.855 1
  12/31/2015 11.855 11.096 1
  12/31/2016 11.096 11.260 1
  12/31/2017 11.260 11.930 0
  12/31/2018 11.930 11.146 0
  12/31/2019 11.146 11.537 0
  12/31/2020 11.537 12.391 0
2.55%        
  12/31/2011 12.134 12.725 0
  12/31/2012 12.725 13.265 0
  12/31/2013 13.265 11.834 0
  12/31/2014 11.834 11.798 0
  12/31/2015 11.798 11.037 0
  12/31/2016 11.037 11.194 0
  12/31/2017 11.194 11.855 0
  12/31/2018 11.855 11.070 0
  12/31/2019 11.070 11.453 0
  12/31/2020 11.453 12.294 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 250 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 12.099 12.682 8
  12/31/2012 12.682 13.214 8
  12/31/2013 13.214 11.783 8
  12/31/2014 11.783 11.741 12
  12/31/2015 11.741 10.978 12
  12/31/2016 10.978 11.129 11
  12/31/2017 11.129 11.780 10
  12/31/2018 11.780 10.994 9
  12/31/2019 10.994 11.369 9
  12/31/2020 11.369 12.198 9
2.65%        
  12/31/2011 12.065 12.640 9
  12/31/2012 12.640 13.163 8
  12/31/2013 13.163 11.732 5
  12/31/2014 11.732 11.684 2
  12/31/2015 11.684 10.920 2
  12/31/2016 10.920 11.064 2
  12/31/2017 11.064 11.705 2
  12/31/2018 11.705 10.919 2
  12/31/2019 10.919 11.286 2
  12/31/2020 11.286 12.102 2
2.70%        
  12/31/2011 12.031 12.598 0
  12/31/2012 12.598 13.113 0
  12/31/2013 13.113 11.681 0
  12/31/2014 11.681 11.628 0
  12/31/2015 11.628 10.861 0
  12/31/2016 10.861 11.000 0
  12/31/2017 11.000 11.631 0
  12/31/2018 11.631 10.845 0
  12/31/2019 10.845 11.203 0
  12/31/2020 11.203 12.008 0
2.75%        
  12/31/2011 11.997 12.556 7
  12/31/2012 12.556 13.062 8
  12/31/2013 13.062 11.631 5
  12/31/2014 11.631 11.571 7
  12/31/2015 11.571 10.804 6
  12/31/2016 10.804 10.935 6
  12/31/2017 10.935 11.558 7
  12/31/2018 11.558 10.771 7
  12/31/2019 10.771 11.121 6
  12/31/2020 11.121 11.914 5
2.80%        
  12/31/2011 11.963 12.514 0
  12/31/2012 12.514 13.012 0
  12/31/2013 13.012 11.580 0
  12/31/2014 11.580 11.515 0
  12/31/2015 11.515 10.746 0
  12/31/2016 10.746 10.872 0
  12/31/2017 10.872 11.485 0
  12/31/2018 11.485 10.697 0
  12/31/2019 10.697 11.040 0
  12/31/2020 11.040 11.821 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 251 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 11.929 12.473 9
  12/31/2012 12.473 12.962 8
  12/31/2013 12.962 11.530 11
  12/31/2014 11.530 11.460 0
  12/31/2015 11.460 10.689 0
  12/31/2016 10.689 10.808 0
  12/31/2017 10.808 11.412 0
  12/31/2018 11.412 10.625 0
  12/31/2019 10.625 10.959 3
  12/31/2020 10.959 11.729 3
2.90%        
  12/31/2011 11.895 12.431 5
  12/31/2012 12.431 12.913 5
  12/31/2013 12.913 11.480 1
  12/31/2014 11.480 11.405 4
  12/31/2015 11.405 10.632 3
  12/31/2016 10.632 10.746 3
  12/31/2017 10.746 11.340 3
  12/31/2018 11.340 10.552 3
  12/31/2019 10.552 10.879 3
  12/31/2020 10.879 11.637 3
2.95%        
  12/31/2013 N/A 11.430 0
  12/31/2014 11.430 11.349 0
  12/31/2015 11.349 10.575 0
  12/31/2016 10.575 10.683 0
  12/31/2017 10.683 11.269 0
  12/31/2018 11.269 10.480 0
  12/31/2019 10.480 10.799 0
  12/31/2020 10.799 11.546 0
3.00%        
  12/31/2011 11.828 12.348 0
  12/31/2012 12.348 12.814 0
  12/31/2013 12.814 11.381 2
  12/31/2014 11.381 11.295 2
  12/31/2015 11.295 10.519 2
  12/31/2016 10.519 10.621 2
  12/31/2017 10.621 11.197 0
  12/31/2018 11.197 10.409 0
  12/31/2019 10.409 10.720 0
  12/31/2020 10.720 11.456 0
3.05%        
  12/31/2011 11.794 12.307 2
  12/31/2012 12.307 12.765 2
  12/31/2013 12.765 11.332 2
  12/31/2014 11.332 11.240 1
  12/31/2015 11.240 10.463 1
  12/31/2016 10.463 10.559 1
  12/31/2017 10.559 11.127 1
  12/31/2018 11.127 10.338 1
  12/31/2019 10.338 10.642 1
  12/31/2020 10.642 11.366 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 252 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 11.283 0
  12/31/2014 11.283 11.186 0
  12/31/2015 11.186 10.407 0
  12/31/2016 10.407 10.497 0
  12/31/2017 10.497 11.056 0
  12/31/2018 11.056 10.267 0
  12/31/2019 10.267 10.564 0
  12/31/2020 10.564 11.278 0
3.15%        
  12/31/2011 11.727 12.225 1
  12/31/2012 12.225 12.667 1
  12/31/2013 12.667 11.234 0
  12/31/2014 11.234 11.132 3
  12/31/2015 11.132 10.352 3
  12/31/2016 10.352 10.436 3
  12/31/2017 10.436 10.986 3
  12/31/2018 10.986 10.197 3
  12/31/2019 10.197 10.487 4
  12/31/2020 10.487 11.189 3
3.20%        
  12/31/2013 N/A 15.188 0
  12/31/2014 15.188 15.043 0
  12/31/2015 15.043 13.982 0
  12/31/2016 13.982 14.089 0
  12/31/2017 14.089 14.824 0
  12/31/2018 14.824 13.753 0
  12/31/2019 13.753 14.136 0
  12/31/2020 14.136 15.076 0
3.25%        
  12/31/2013 N/A 15.098 0
  12/31/2014 15.098 14.946 0
  12/31/2015 14.946 13.884 0
  12/31/2016 13.884 13.984 0
  12/31/2017 13.984 14.706 0
  12/31/2018 14.706 13.636 0
  12/31/2019 13.636 14.009 0
  12/31/2020 14.009 14.933 0
3.30%        
  12/31/2011 11.628 12.103 0
  12/31/2012 12.103 12.522 0
  12/31/2013 12.522 11.088 0
  12/31/2014 11.088 10.971 0
  12/31/2015 10.971 10.187 0
  12/31/2016 10.187 10.255 0
  12/31/2017 10.255 10.779 0
  12/31/2018 10.779 9.990 0
  12/31/2019 9.990 10.258 0
  12/31/2020 10.258 10.929 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 253 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 14.828 1
  12/31/2014 14.828 14.657 2
  12/31/2015 14.657 13.596 0
  12/31/2016 13.596 13.673 0
  12/31/2017 13.673 14.358 0
  12/31/2018 14.358 13.293 0
  12/31/2019 13.293 13.636 0
  12/31/2020 13.636 14.513 0
3.45%        
  12/31/2013 N/A 14.740 0
  12/31/2014 14.740 14.562 0
  12/31/2015 14.562 13.501 0
  12/31/2016 13.501 13.571 0
  12/31/2017 13.571 14.243 0
  12/31/2018 14.243 13.180 0
  12/31/2019 13.180 13.514 0
  12/31/2020 13.514 14.376 0
3.55%        
  12/31/2013 N/A 14.564 0
  12/31/2014 14.564 14.374 1
  12/31/2015 14.374 13.313 1
  12/31/2016 13.313 13.368 1
  12/31/2017 13.368 14.017 1
  12/31/2018 14.017 12.958 1
  12/31/2019 12.958 13.273 1
  12/31/2020 13.273 14.105 1
PIMCO VIT Global Core Bond (Hedged) Portfolio
1.65%        
  12/31/2011 N/A 9.797 17
  12/31/2012 9.797 10.233 37
  12/31/2013 10.233 9.749 39
  12/31/2014 9.749 9.446 41
  12/31/2015 9.446 8.824 47
  12/31/2016 8.824 9.269 36
  12/31/2017 9.269 9.508 35
  12/31/2018 9.508 9.450 36
  12/31/2019 9.450 10.029 30
  12/31/2020 10.029 10.664 28
1.70%        
  12/31/2011 N/A 9.787 47
  12/31/2012 9.787 10.217 84
  12/31/2013 10.217 9.729 136
  12/31/2014 9.729 9.422 142
  12/31/2015 9.422 8.797 156
  12/31/2016 8.797 9.236 151
  12/31/2017 9.236 9.470 155
  12/31/2018 9.470 9.407 160
  12/31/2019 9.407 9.979 141
  12/31/2020 9.979 10.606 119

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 254 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 N/A 9.791 0
  12/31/2012 9.791 10.216 1
  12/31/2013 10.216 9.723 1
  12/31/2014 9.723 9.411 1
  12/31/2015 9.411 8.783 0
  12/31/2016 8.783 9.216 0
  12/31/2017 9.216 9.445 5
  12/31/2018 9.445 9.378 0
  12/31/2019 9.378 9.942 0
  12/31/2020 9.942 10.562 0
1.80%        
  12/31/2011 N/A 9.788 0
  12/31/2012 9.788 10.207 0
  12/31/2013 10.207 9.710 0
  12/31/2014 9.710 9.394 0
  12/31/2015 9.394 8.762 0
  12/31/2016 8.762 9.190 0
  12/31/2017 9.190 9.414 0
  12/31/2018 9.414 9.342 0
  12/31/2019 9.342 9.899 0
  12/31/2020 9.899 10.511 0
1.90%        
  12/31/2011 N/A 9.781 6
  12/31/2012 9.781 10.190 14
  12/31/2013 10.190 9.684 16
  12/31/2014 9.684 9.360 48
  12/31/2015 9.360 8.721 65
  12/31/2016 8.721 9.138 54
  12/31/2017 9.138 9.351 23
  12/31/2018 9.351 9.270 23
  12/31/2019 9.270 9.814 20
  12/31/2020 9.814 10.409 14
1.95%        
  12/31/2011 N/A 9.778 15
  12/31/2012 9.778 10.182 42
  12/31/2013 10.182 9.671 53
  12/31/2014 9.671 9.342 57
  12/31/2015 9.342 8.701 64
  12/31/2016 8.701 9.112 63
  12/31/2017 9.112 9.320 54
  12/31/2018 9.320 9.235 59
  12/31/2019 9.235 9.771 48
  12/31/2020 9.771 10.359 31
2.05%        
  12/31/2011 N/A 9.771 2
  12/31/2012 9.771 10.164 2
  12/31/2013 10.164 9.645 2
  12/31/2014 9.645 9.308 2
  12/31/2015 9.308 8.660 2
  12/31/2016 8.660 9.061 3
  12/31/2017 9.061 9.258 3
  12/31/2018 9.258 9.164 3
  12/31/2019 9.164 9.687 3
  12/31/2020 9.687 10.259 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 255 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 N/A 9.768 2
  12/31/2012 9.768 10.156 2
  12/31/2013 10.156 9.632 2
  12/31/2014 9.632 9.291 4
  12/31/2015 9.291 8.640 0
  12/31/2016 8.640 9.035 0
  12/31/2017 9.035 9.227 0
  12/31/2018 9.227 9.129 0
  12/31/2019 9.129 9.645 0
  12/31/2020 9.645 10.210 0
2.15%        
  12/31/2011 N/A 9.765 0
  12/31/2012 9.765 10.147 0
  12/31/2013 10.147 9.619 0
  12/31/2014 9.619 9.274 0
  12/31/2015 9.274 8.620 0
  12/31/2016 8.620 9.009 0
  12/31/2017 9.009 9.196 0
  12/31/2018 9.196 9.094 0
  12/31/2019 9.094 9.603 0
  12/31/2020 9.603 10.160 0
2.20%        
  12/31/2011 N/A 9.761 0
  12/31/2012 9.761 10.139 0
  12/31/2013 10.139 9.606 0
  12/31/2014 9.606 9.257 0
  12/31/2015 9.257 8.600 0
  12/31/2016 8.600 8.984 0
  12/31/2017 8.984 9.166 0
  12/31/2018 9.166 9.059 1
  12/31/2019 9.059 9.561 1
  12/31/2020 9.561 10.111 1
2.25%        
  12/31/2011 N/A 9.758 0
  12/31/2012 9.758 10.130 0
  12/31/2013 10.130 9.593 0
  12/31/2014 9.593 9.240 1
  12/31/2015 9.240 8.580 0
  12/31/2016 8.580 8.958 0
  12/31/2017 8.958 9.135 0
  12/31/2018 9.135 9.025 0
  12/31/2019 9.025 9.520 0
  12/31/2020 9.520 10.063 0
2.30%        
  12/31/2011 N/A 9.755 0
  12/31/2012 9.755 10.122 0
  12/31/2013 10.122 9.581 0
  12/31/2014 9.581 9.223 0
  12/31/2015 9.223 8.560 0
  12/31/2016 8.560 8.933 0
  12/31/2017 8.933 9.105 0
  12/31/2018 9.105 8.990 0
  12/31/2019 8.990 9.479 0
  12/31/2020 9.479 10.014 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 256 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 N/A 9.752 11
  12/31/2012 9.752 10.113 11
  12/31/2013 10.113 9.568 0
  12/31/2014 9.568 9.206 3
  12/31/2015 9.206 8.540 0
  12/31/2016 8.540 8.908 0
  12/31/2017 8.908 9.074 0
  12/31/2018 9.074 8.955 0
  12/31/2019 8.955 9.438 0
  12/31/2020 9.438 9.966 0
2.40%        
  12/31/2011 N/A 9.748 0
  12/31/2012 9.748 10.105 0
  12/31/2013 10.105 9.555 0
  12/31/2014 9.555 9.189 0
  12/31/2015 9.189 8.520 0
  12/31/2016 8.520 8.882 0
  12/31/2017 8.882 9.044 0
  12/31/2018 9.044 8.921 1
  12/31/2019 8.921 9.397 1
  12/31/2020 9.397 9.917 1
2.45%        
  12/31/2011 N/A 9.745 3
  12/31/2012 9.745 10.097 3
  12/31/2013 10.097 9.542 1
  12/31/2014 9.542 9.172 1
  12/31/2015 9.172 8.500 1
  12/31/2016 8.500 8.857 0
  12/31/2017 8.857 9.014 0
  12/31/2018 9.014 8.887 0
  12/31/2019 8.887 9.356 0
  12/31/2020 9.356 9.870 0
2.50%        
  12/31/2011 N/A 9.742 0
  12/31/2012 9.742 10.088 0
  12/31/2013 10.088 9.529 0
  12/31/2014 9.529 9.155 4
  12/31/2015 9.155 8.480 0
  12/31/2016 8.480 8.832 0
  12/31/2017 8.832 8.984 0
  12/31/2018 8.984 8.853 0
  12/31/2019 8.853 9.316 0
  12/31/2020 9.316 9.822 0
2.55%        
  12/31/2011 N/A 9.738 0
  12/31/2012 9.738 10.080 0
  12/31/2013 10.080 9.517 0
  12/31/2014 9.517 9.139 0
  12/31/2015 9.139 8.460 0
  12/31/2016 8.460 8.807 0
  12/31/2017 8.807 8.954 0
  12/31/2018 8.954 8.819 0
  12/31/2019 8.819 9.275 0
  12/31/2020 9.275 9.774 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 257 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 N/A 9.735 0
  12/31/2012 9.735 10.071 0
  12/31/2013 10.071 9.504 0
  12/31/2014 9.504 9.122 1
  12/31/2015 9.122 8.440 1
  12/31/2016 8.440 8.782 1
  12/31/2017 8.782 8.924 1
  12/31/2018 8.924 8.785 1
  12/31/2019 8.785 9.235 2
  12/31/2020 9.235 9.727 4
2.65%        
  12/31/2011 N/A 9.732 0
  12/31/2012 9.732 10.063 0
  12/31/2013 10.063 9.491 0
  12/31/2014 9.491 9.105 0
  12/31/2015 9.105 8.421 0
  12/31/2016 8.421 8.757 0
  12/31/2017 8.757 8.894 0
  12/31/2018 8.894 8.751 0
  12/31/2019 8.751 9.195 0
  12/31/2020 9.195 9.680 0
2.70%        
  12/31/2011 N/A 9.729 1
  12/31/2012 9.729 10.054 2
  12/31/2013 10.054 9.479 2
  12/31/2014 9.479 9.088 2
  12/31/2015 9.088 8.401 2
  12/31/2016 8.401 8.732 2
  12/31/2017 8.732 8.865 2
  12/31/2018 8.865 8.718 0
  12/31/2019 8.718 9.155 0
  12/31/2020 9.155 9.633 0
2.75%        
  12/31/2011 N/A 9.725 0
  12/31/2012 9.725 10.046 0
  12/31/2013 10.046 9.466 0
  12/31/2014 9.466 9.072 0
  12/31/2015 9.072 8.381 0
  12/31/2016 8.381 8.708 0
  12/31/2017 8.708 8.835 0
  12/31/2018 8.835 8.685 0
  12/31/2019 8.685 9.116 0
  12/31/2020 9.116 9.587 0
2.80%        
  12/31/2011 N/A 9.722 0
  12/31/2012 9.722 10.037 0
  12/31/2013 10.037 9.453 0
  12/31/2014 9.453 9.055 0
  12/31/2015 9.055 8.362 0
  12/31/2016 8.362 8.683 0
  12/31/2017 8.683 8.806 0
  12/31/2018 8.806 8.651 0
  12/31/2019 8.651 9.076 0
  12/31/2020 9.076 9.541 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 258 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 N/A 9.719 0
  12/31/2012 9.719 10.029 0
  12/31/2013 10.029 9.441 0
  12/31/2014 9.441 9.038 0
  12/31/2015 9.038 8.342 0
  12/31/2016 8.342 8.658 0
  12/31/2017 8.658 8.777 0
  12/31/2018 8.777 8.618 0
  12/31/2019 8.618 9.037 0
  12/31/2020 9.037 9.495 0
2.90%        
  12/31/2011 N/A 9.720 0
  12/31/2012 9.720 10.025 0
  12/31/2013 10.025 9.428 0
  12/31/2014 9.428 9.022 0
  12/31/2015 9.022 8.323 0
  12/31/2016 8.323 8.634 0
  12/31/2017 8.634 8.747 0
  12/31/2018 8.747 8.585 0
  12/31/2019 8.585 8.998 0
  12/31/2020 8.998 9.449 0
2.95%        
  12/31/2013 N/A 9.415 0
  12/31/2014 9.415 9.005 0
  12/31/2015 9.005 8.303 0
  12/31/2016 8.303 8.609 0
  12/31/2017 8.609 8.718 0
  12/31/2018 8.718 8.552 0
  12/31/2019 8.552 8.959 0
  12/31/2020 8.959 9.403 0
3.00%        
  12/31/2011 N/A 9.709 0
  12/31/2012 9.709 10.004 0
  12/31/2013 10.004 9.403 0
  12/31/2014 9.403 8.989 0
  12/31/2015 8.989 8.284 0
  12/31/2016 8.284 8.585 0
  12/31/2017 8.585 8.689 0
  12/31/2018 8.689 8.519 0
  12/31/2019 8.519 8.920 0
  12/31/2020 8.920 9.358 0
3.05%        
  12/31/2011 N/A 9.706 0
  12/31/2012 9.706 9.995 0
  12/31/2013 9.995 9.390 0
  12/31/2014 9.390 8.972 0
  12/31/2015 8.972 8.264 0
  12/31/2016 8.264 8.560 0
  12/31/2017 8.560 8.660 0
  12/31/2018 8.660 8.487 0
  12/31/2019 8.487 8.881 0
  12/31/2020 8.881 9.312 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 259 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 9.378 0
  12/31/2014 9.378 8.956 0
  12/31/2015 8.956 8.245 0
  12/31/2016 8.245 8.536 0
  12/31/2017 8.536 8.631 0
  12/31/2018 8.631 8.454 0
  12/31/2019 8.454 8.843 0
  12/31/2020 8.843 9.267 0
3.15%        
  12/31/2011 N/A 9.699 0
  12/31/2012 9.699 9.979 0
  12/31/2013 9.979 9.365 0
  12/31/2014 9.365 8.939 0
  12/31/2015 8.939 8.226 0
  12/31/2016 8.226 8.512 0
  12/31/2017 8.512 8.602 0
  12/31/2018 8.602 8.422 0
  12/31/2019 8.422 8.805 0
  12/31/2020 8.805 9.223 0
3.20%        
  12/31/2013 N/A 9.348 0
  12/31/2014 9.348 8.918 0
  12/31/2015 8.918 8.202 0
  12/31/2016 8.202 8.483 0
  12/31/2017 8.483 8.569 0
  12/31/2018 8.569 8.385 0
  12/31/2019 8.385 8.762 0
  12/31/2020 8.762 9.173 0
3.25%        
  12/31/2013 N/A 9.335 0
  12/31/2014 9.335 8.902 0
  12/31/2015 8.902 8.183 0
  12/31/2016 8.183 8.459 0
  12/31/2017 8.459 8.541 0
  12/31/2018 8.541 8.353 0
  12/31/2019 8.353 8.724 0
  12/31/2020 8.724 9.129 0
3.30%        
  12/31/2011 N/A 9.685 0
  12/31/2012 9.685 9.949 0
  12/31/2013 9.949 9.323 0
  12/31/2014 9.323 8.886 0
  12/31/2015 8.886 8.165 0
  12/31/2016 8.165 8.436 0
  12/31/2017 8.436 8.513 0
  12/31/2018 8.513 8.322 0
  12/31/2019 8.322 8.687 0
  12/31/2020 8.687 9.086 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 260 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 9.297 0
  12/31/2014 9.297 8.852 0
  12/31/2015 8.852 8.126 0
  12/31/2016 8.126 8.387 0
  12/31/2017 8.387 8.455 0
  12/31/2018 8.455 8.257 2
  12/31/2019 8.257 8.611 1
  12/31/2020 8.611 8.997 2
3.45%        
  12/31/2013 N/A 9.285 0
  12/31/2014 9.285 8.836 0
  12/31/2015 8.836 8.107 0
  12/31/2016 8.107 8.364 0
  12/31/2017 8.364 8.427 0
  12/31/2018 8.427 8.225 0
  12/31/2019 8.225 8.573 0
  12/31/2020 8.573 8.954 0
3.55%        
  12/31/2013 N/A 9.260 0
  12/31/2014 9.260 8.803 0
  12/31/2015 8.803 8.069 0
  12/31/2016 8.069 8.316 0
  12/31/2017 8.316 8.371 0
  12/31/2018 8.371 8.162 0
  12/31/2019 8.162 8.499 0
  12/31/2020 8.499 8.867 0
PIMCO VIT Global Managed Asset Allocation Portfolio
1.65%        
  12/31/2011 10.960 10.594 675
  12/31/2012 10.594 11.344 686
  12/31/2013 11.344 10.280 536
  12/31/2014 10.280 10.587 390
  12/31/2015 10.587 10.399 340
  12/31/2016 10.399 10.642 259
  12/31/2017 10.642 11.943 226
  12/31/2018 11.943 11.105 179
  12/31/2019 11.105 12.787 166
  12/31/2020 12.787 14.695 148
1.70%        
  12/31/2011 10.953 10.582 386
  12/31/2012 10.582 11.326 474
  12/31/2013 11.326 10.259 494
  12/31/2014 10.259 10.560 424
  12/31/2015 10.560 10.367 391
  12/31/2016 10.367 10.604 381
  12/31/2017 10.604 11.894 337
  12/31/2018 11.894 11.054 291
  12/31/2019 11.054 12.722 236
  12/31/2020 12.722 14.613 199

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 261 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 10.947 10.571 18
  12/31/2012 10.571 11.308 19
  12/31/2013 11.308 10.237 21
  12/31/2014 10.237 10.533 11
  12/31/2015 10.533 10.335 11
  12/31/2016 10.335 10.566 11
  12/31/2017 10.566 11.845 10
  12/31/2018 11.845 11.004 10
  12/31/2019 11.004 12.658 9
  12/31/2020 12.658 14.531 8
1.80%        
  12/31/2011 10.940 10.559 14
  12/31/2012 10.559 11.290 13
  12/31/2013 11.290 10.216 14
  12/31/2014 10.216 10.505 0
  12/31/2015 10.505 10.303 0
  12/31/2016 10.303 10.528 0
  12/31/2017 10.528 11.797 0
  12/31/2018 11.797 10.953 0
  12/31/2019 10.953 12.593 0
  12/31/2020 12.593 14.450 0
1.90%        
  12/31/2011 10.927 10.536 145
  12/31/2012 10.536 11.254 333
  12/31/2013 11.254 10.173 311
  12/31/2014 10.173 10.451 117
  12/31/2015 10.451 10.239 95
  12/31/2016 10.239 10.453 97
  12/31/2017 10.453 11.701 93
  12/31/2018 11.701 10.853 79
  12/31/2019 10.853 12.466 51
  12/31/2020 12.466 14.289 37
1.95%        
  12/31/2011 10.921 10.524 352
  12/31/2012 10.524 11.236 376
  12/31/2013 11.236 10.152 240
  12/31/2014 10.152 10.424 208
  12/31/2015 10.424 10.208 201
  12/31/2016 10.208 10.415 191
  12/31/2017 10.415 11.653 164
  12/31/2018 11.653 10.803 140
  12/31/2019 10.803 12.402 126
  12/31/2020 12.402 14.209 111
2.05%        
  12/31/2011 10.908 10.501 15
  12/31/2012 10.501 11.200 15
  12/31/2013 11.200 10.109 16
  12/31/2014 10.109 10.370 17
  12/31/2015 10.370 10.145 16
  12/31/2016 10.145 10.341 14
  12/31/2017 10.341 11.558 2
  12/31/2018 11.558 10.704 2
  12/31/2019 10.704 12.276 2
  12/31/2020 12.276 14.051 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 262 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 10.901 10.490 2
  12/31/2012 10.490 11.182 6
  12/31/2013 11.182 10.088 3
  12/31/2014 10.088 10.343 0
  12/31/2015 10.343 10.113 0
  12/31/2016 10.113 10.303 0
  12/31/2017 10.303 11.510 1
  12/31/2018 11.510 10.655 1
  12/31/2019 10.655 12.214 0
  12/31/2020 12.214 13.973 0
2.15%        
  12/31/2011 10.895 10.478 2
  12/31/2012 10.478 11.164 2
  12/31/2013 11.164 10.067 3
  12/31/2014 10.067 10.316 3
  12/31/2015 10.316 10.082 0
  12/31/2016 10.082 10.266 0
  12/31/2017 10.266 11.463 0
  12/31/2018 11.463 10.606 0
  12/31/2019 10.606 12.152 0
  12/31/2020 12.152 13.895 0
2.20%        
  12/31/2011 10.888 10.467 0
  12/31/2012 10.467 11.146 0
  12/31/2013 11.146 10.046 6
  12/31/2014 10.046 10.289 5
  12/31/2015 10.289 10.051 0
  12/31/2016 10.051 10.230 0
  12/31/2017 10.230 11.416 0
  12/31/2018 11.416 10.558 0
  12/31/2019 10.558 12.090 0
  12/31/2020 12.090 13.817 0
2.25%        
  12/31/2011 10.882 10.455 4
  12/31/2012 10.455 11.129 4
  12/31/2013 11.129 10.025 0
  12/31/2014 10.025 10.262 0
  12/31/2015 10.262 10.020 0
  12/31/2016 10.020 10.193 0
  12/31/2017 10.193 11.370 0
  12/31/2018 11.370 10.509 0
  12/31/2019 10.509 12.028 0
  12/31/2020 12.028 13.740 0
2.30%        
  12/31/2011 10.875 10.444 0
  12/31/2012 10.444 11.111 0
  12/31/2013 11.111 10.004 0
  12/31/2014 10.004 10.236 0
  12/31/2015 10.236 9.989 0
  12/31/2016 9.989 10.156 0
  12/31/2017 10.156 11.323 0
  12/31/2018 11.323 10.461 0
  12/31/2019 10.461 11.967 0
  12/31/2020 11.967 13.663 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 263 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 10.869 10.433 2
  12/31/2012 10.433 11.093 0
  12/31/2013 11.093 9.983 4
  12/31/2014 9.983 10.209 4
  12/31/2015 10.209 9.958 5
  12/31/2016 9.958 10.120 4
  12/31/2017 10.120 11.277 3
  12/31/2018 11.277 10.413 3
  12/31/2019 10.413 11.906 0
  12/31/2020 11.906 13.587 0
2.40%        
  12/31/2011 10.862 10.421 11
  12/31/2012 10.421 11.075 13
  12/31/2013 11.075 9.962 12
  12/31/2014 9.962 10.183 5
  12/31/2015 10.183 9.927 2
  12/31/2016 9.927 10.083 2
  12/31/2017 10.083 11.231 2
  12/31/2018 11.231 10.365 2
  12/31/2019 10.365 11.846 2
  12/31/2020 11.846 13.511 1
2.45%        
  12/31/2011 10.856 10.410 0
  12/31/2012 10.410 11.058 0
  12/31/2013 11.058 9.941 0
  12/31/2014 9.941 10.156 1
  12/31/2015 10.156 9.896 1
  12/31/2016 9.896 10.047 1
  12/31/2017 10.047 11.185 0
  12/31/2018 11.185 10.317 0
  12/31/2019 10.317 11.786 0
  12/31/2020 11.786 13.435 0
2.50%        
  12/31/2011 10.849 10.398 15
  12/31/2012 10.398 11.040 19
  12/31/2013 11.040 9.920 9
  12/31/2014 9.920 10.130 5
  12/31/2015 10.130 9.866 0
  12/31/2016 9.866 10.011 0
  12/31/2017 10.011 11.139 0
  12/31/2018 11.139 10.270 0
  12/31/2019 10.270 11.726 0
  12/31/2020 11.726 13.360 0
2.55%        
  12/31/2011 10.843 10.387 4
  12/31/2012 10.387 11.022 4
  12/31/2013 11.022 9.900 5
  12/31/2014 9.900 10.104 4
  12/31/2015 10.104 9.835 0
  12/31/2016 9.835 9.975 0
  12/31/2017 9.975 11.094 0
  12/31/2018 11.094 10.223 0
  12/31/2019 10.223 11.666 0
  12/31/2020 11.666 13.286 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 264 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 10.836 10.376 3
  12/31/2012 10.376 11.005 3
  12/31/2013 11.005 9.879 2
  12/31/2014 9.879 10.078 2
  12/31/2015 10.078 9.805 0
  12/31/2016 9.805 9.939 0
  12/31/2017 9.939 11.048 0
  12/31/2018 11.048 10.176 0
  12/31/2019 10.176 11.607 0
  12/31/2020 11.607 13.212 0
2.65%        
  12/31/2011 10.830 10.364 14
  12/31/2012 10.364 10.987 9
  12/31/2013 10.987 9.858 10
  12/31/2014 9.858 10.051 1
  12/31/2015 10.051 9.775 0
  12/31/2016 9.775 9.904 0
  12/31/2017 9.904 11.003 0
  12/31/2018 11.003 10.129 0
  12/31/2019 10.129 11.548 0
  12/31/2020 11.548 13.138 0
2.70%        
  12/31/2011 10.823 10.353 3
  12/31/2012 10.353 10.970 3
  12/31/2013 10.970 9.837 3
  12/31/2014 9.837 10.025 3
  12/31/2015 10.025 9.744 3
  12/31/2016 9.744 9.868 3
  12/31/2017 9.868 10.958 3
  12/31/2018 10.958 10.083 0
  12/31/2019 10.083 11.489 0
  12/31/2020 11.489 13.064 0
2.75%        
  12/31/2011 10.817 10.342 5
  12/31/2012 10.342 10.952 4
  12/31/2013 10.952 9.817 1
  12/31/2014 9.817 9.999 1
  12/31/2015 9.999 9.714 1
  12/31/2016 9.714 9.833 1
  12/31/2017 9.833 10.913 1
  12/31/2018 10.913 10.037 1
  12/31/2019 10.037 11.430 1
  12/31/2020 11.430 12.991 1
2.80%        
  12/31/2011 10.810 10.330 11
  12/31/2012 10.330 10.935 9
  12/31/2013 10.935 9.796 0
  12/31/2014 9.796 9.973 0
  12/31/2015 9.973 9.684 0
  12/31/2016 9.684 9.797 0
  12/31/2017 9.797 10.869 0
  12/31/2018 10.869 9.991 0
  12/31/2019 9.991 11.372 0
  12/31/2020 11.372 12.919 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 265 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 10.804 10.319 8
  12/31/2012 10.319 10.917 4
  12/31/2013 10.917 9.776 4
  12/31/2014 9.776 9.948 2
  12/31/2015 9.948 9.654 0
  12/31/2016 9.654 9.762 0
  12/31/2017 9.762 10.824 0
  12/31/2018 10.824 9.945 0
  12/31/2019 9.945 11.315 0
  12/31/2020 11.315 12.847 0
2.90%        
  12/31/2011 10.798 10.308 11
  12/31/2012 10.308 10.900 10
  12/31/2013 10.900 9.755 11
  12/31/2014 9.755 9.922 9
  12/31/2015 9.922 9.624 0
  12/31/2016 9.624 9.727 0
  12/31/2017 9.727 10.780 0
  12/31/2018 10.780 9.899 0
  12/31/2019 9.899 11.257 0
  12/31/2020 11.257 12.775 0
2.95%        
  12/31/2013 N/A 9.735 0
  12/31/2014 9.735 9.896 0
  12/31/2015 9.896 9.595 0
  12/31/2016 9.595 9.692 0
  12/31/2017 9.692 10.736 0
  12/31/2018 10.736 9.854 0
  12/31/2019 9.854 11.200 0
  12/31/2020 11.200 12.704 0
3.00%        
  12/31/2011 10.785 10.285 5
  12/31/2012 10.285 10.865 7
  12/31/2013 10.865 9.714 7
  12/31/2014 9.714 9.870 4
  12/31/2015 9.870 9.565 0
  12/31/2016 9.565 9.657 0
  12/31/2017 9.657 10.692 0
  12/31/2018 10.692 9.808 0
  12/31/2019 9.808 11.143 0
  12/31/2020 11.143 12.633 0
3.05%        
  12/31/2011 10.778 10.274 11
  12/31/2012 10.274 10.848 17
  12/31/2013 10.848 9.694 18
  12/31/2014 9.694 9.845 7
  12/31/2015 9.845 9.535 0
  12/31/2016 9.535 9.623 0
  12/31/2017 9.623 10.648 3
  12/31/2018 10.648 9.763 2
  12/31/2019 9.763 11.086 2
  12/31/2020 11.086 12.562 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 266 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 9.674 0
  12/31/2014 9.674 9.819 0
  12/31/2015 9.819 9.506 0
  12/31/2016 9.506 9.588 0
  12/31/2017 9.588 10.605 0
  12/31/2018 10.605 9.719 0
  12/31/2019 9.719 11.030 0
  12/31/2020 11.030 12.492 0
3.15%        
  12/31/2011 10.765 10.251 2
  12/31/2012 10.251 10.813 2
  12/31/2013 10.813 9.653 2
  12/31/2014 9.653 9.794 1
  12/31/2015 9.794 9.476 0
  12/31/2016 9.476 9.554 0
  12/31/2017 9.554 10.562 0
  12/31/2018 10.562 9.674 0
  12/31/2019 9.674 10.974 0
  12/31/2020 10.974 12.422 0
3.20%        
  12/31/2013 N/A 11.249 0
  12/31/2014 11.249 11.406 0
  12/31/2015 11.406 11.031 0
  12/31/2016 11.031 11.116 0
  12/31/2017 11.116 12.282 0
  12/31/2018 12.282 11.245 0
  12/31/2019 11.245 12.749 0
  12/31/2020 12.749 14.424 0
3.25%        
  12/31/2013 N/A 11.222 0
  12/31/2014 11.222 11.374 0
  12/31/2015 11.374 10.994 0
  12/31/2016 10.994 11.073 0
  12/31/2017 11.073 12.229 0
  12/31/2018 12.229 11.190 0
  12/31/2019 11.190 12.680 0
  12/31/2020 12.680 14.340 0
3.30%        
  12/31/2011 10.746 10.218 3
  12/31/2012 10.218 10.761 4
  12/31/2013 10.761 9.593 0
  12/31/2014 9.593 9.718 0
  12/31/2015 9.718 9.389 0
  12/31/2016 9.389 9.451 0
  12/31/2017 9.451 10.433 0
  12/31/2018 10.433 9.542 0
  12/31/2019 9.542 10.807 0
  12/31/2020 10.807 12.215 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 267 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 11.143 0
  12/31/2014 11.143 11.276 1
  12/31/2015 11.276 10.884 0
  12/31/2016 10.884 10.945 0
  12/31/2017 10.945 12.070 0
  12/31/2018 12.070 11.028 0
  12/31/2019 11.028 12.478 0
  12/31/2020 12.478 14.090 0
3.45%        
  12/31/2013 N/A 11.116 0
  12/31/2014 11.116 11.244 0
  12/31/2015 11.244 10.847 0
  12/31/2016 10.847 10.903 0
  12/31/2017 10.903 12.017 0
  12/31/2018 12.017 10.974 0
  12/31/2019 10.974 12.411 0
  12/31/2020 12.411 14.007 0
3.55%        
  12/31/2013 N/A 11.064 4
  12/31/2014 11.064 11.180 3
  12/31/2015 11.180 10.774 0
  12/31/2016 10.774 10.819 0
  12/31/2017 10.819 11.913 0
  12/31/2018 11.913 10.868 0
  12/31/2019 10.868 12.278 0
  12/31/2020 12.278 13.844 0
PIMCO VIT High Yield Portfolio
1.65%        
  12/31/2011 16.401 16.675 120
  12/31/2012 16.675 18.751 251
  12/31/2013 18.751 19.504 277
  12/31/2014 19.504 19.827 263
  12/31/2015 19.827 19.182 250
  12/31/2016 19.182 21.223 219
  12/31/2017 21.223 22.261 180
  12/31/2018 22.261 21.313 153
  12/31/2019 21.313 24.057 115
  12/31/2020 24.057 25.024 106
1.70%        
  12/31/2011 16.311 16.576 142
  12/31/2012 16.576 18.630 372
  12/31/2013 18.630 19.368 538
  12/31/2014 19.368 19.680 569
  12/31/2015 19.680 19.030 561
  12/31/2016 19.030 21.045 581
  12/31/2017 21.045 22.062 566
  12/31/2018 22.062 21.112 525
  12/31/2019 21.112 23.818 442
  12/31/2020 23.818 24.764 367

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 268 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.75%        
  12/31/2011 15.622 15.868 8
  12/31/2012 15.868 17.825 9
  12/31/2013 17.825 18.522 9
  12/31/2014 18.522 18.811 13
  12/31/2015 18.811 18.180 9
  12/31/2016 18.180 20.095 9
  12/31/2017 20.095 21.056 8
  12/31/2018 21.056 20.139 2
  12/31/2019 20.139 22.709 1
  12/31/2020 22.709 23.599 1
1.80%        
  12/31/2011 16.134 16.380 27
  12/31/2012 16.380 18.391 44
  12/31/2013 18.391 19.100 49
  12/31/2014 19.100 19.388 45
  12/31/2015 19.388 18.729 34
  12/31/2016 18.729 20.691 33
  12/31/2017 20.691 21.670 23
  12/31/2018 21.670 20.716 16
  12/31/2019 20.716 23.348 4
  12/31/2020 23.348 24.251 4
1.90%        
  12/31/2011 15.826 16.051 51
  12/31/2012 16.051 18.004 123
  12/31/2013 18.004 18.679 134
  12/31/2014 18.679 18.942 119
  12/31/2015 18.942 18.280 116
  12/31/2016 18.280 20.175 126
  12/31/2017 20.175 21.108 116
  12/31/2018 21.108 20.159 105
  12/31/2019 20.159 22.697 85
  12/31/2020 22.697 23.550 70
1.95%        
  12/31/2011 15.872 16.089 77
  12/31/2012 16.089 18.038 176
  12/31/2013 18.038 18.706 208
  12/31/2014 18.706 18.959 204
  12/31/2015 18.959 18.287 184
  12/31/2016 18.287 20.173 148
  12/31/2017 20.173 21.095 129
  12/31/2018 21.095 20.136 103
  12/31/2019 20.136 22.661 81
  12/31/2020 22.661 23.501 78
2.05%        
  12/31/2011 15.699 15.899 4
  12/31/2012 15.899 17.806 25
  12/31/2013 17.806 18.447 27
  12/31/2014 18.447 18.678 28
  12/31/2015 18.678 17.998 27
  12/31/2016 17.998 19.834 26
  12/31/2017 19.834 20.720 19
  12/31/2018 20.720 19.759 10
  12/31/2019 19.759 22.214 3
  12/31/2020 22.214 23.014 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 269 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.10%        
  12/31/2011 15.614 15.804 28
  12/31/2012 15.804 17.692 30
  12/31/2013 17.692 18.319 38
  12/31/2014 18.319 18.539 38
  12/31/2015 18.539 17.855 45
  12/31/2016 17.855 19.667 54
  12/31/2017 19.667 20.535 56
  12/31/2018 20.535 19.573 63
  12/31/2019 19.573 21.993 70
  12/31/2020 21.993 22.775 81
2.15%        
  12/31/2011 15.529 15.710 2
  12/31/2012 15.710 17.578 2
  12/31/2013 17.578 18.192 2
  12/31/2014 18.192 18.401 2
  12/31/2015 18.401 17.714 2
  12/31/2016 17.714 19.501 2
  12/31/2017 19.501 20.352 1
  12/31/2018 20.352 19.388 0
  12/31/2019 19.388 21.775 0
  12/31/2020 21.775 22.537 0
2.20%        
  12/31/2011 15.360 15.532 4
  12/31/2012 15.532 17.369 6
  12/31/2013 17.369 17.967 3
  12/31/2014 17.967 18.165 5
  12/31/2015 18.165 17.478 5
  12/31/2016 17.478 19.231 5
  12/31/2017 19.231 20.061 5
  12/31/2018 20.061 19.101 6
  12/31/2019 19.101 21.442 1
  12/31/2020 21.442 22.181 1
2.25%        
  12/31/2011 15.360 15.524 10
  12/31/2012 15.524 17.352 11
  12/31/2013 17.352 17.940 4
  12/31/2014 17.940 18.129 4
  12/31/2015 18.129 17.434 4
  12/31/2016 17.434 19.174 4
  12/31/2017 19.174 19.991 4
  12/31/2018 19.991 19.025 4
  12/31/2019 19.025 21.345 4
  12/31/2020 21.345 22.070 3
2.30%        
  12/31/2011 15.208 15.363 6
  12/31/2012 15.363 17.163 5
  12/31/2013 17.163 17.736 6
  12/31/2014 17.736 17.914 7
  12/31/2015 17.914 17.218 7
  12/31/2016 17.218 18.927 4
  12/31/2017 18.927 19.724 2
  12/31/2018 19.724 18.761 2
  12/31/2019 18.761 21.039 2
  12/31/2020 21.039 21.743 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 270 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.35%        
  12/31/2011 15.193 15.340 10
  12/31/2012 15.340 17.129 10
  12/31/2013 17.129 17.692 8
  12/31/2014 17.692 17.860 9
  12/31/2015 17.860 17.158 8
  12/31/2016 17.158 18.852 8
  12/31/2017 18.852 19.635 9
  12/31/2018 19.635 18.668 7
  12/31/2019 18.668 20.924 6
  12/31/2020 20.924 21.613 6
2.40%        
  12/31/2011 15.110 15.249 4
  12/31/2012 15.249 17.019 7
  12/31/2013 17.019 17.569 3
  12/31/2014 17.569 17.727 0
  12/31/2015 17.727 17.022 0
  12/31/2016 17.022 18.693 1
  12/31/2017 18.693 19.460 1
  12/31/2018 19.460 18.492 0
  12/31/2019 18.492 20.717 0
  12/31/2020 20.717 21.388 0
2.45%        
  12/31/2011 15.028 15.158 9
  12/31/2012 15.158 16.909 10
  12/31/2013 16.909 17.447 11
  12/31/2014 17.447 17.596 12
  12/31/2015 17.596 16.887 13
  12/31/2016 16.887 18.535 15
  12/31/2017 18.535 19.287 13
  12/31/2018 19.287 18.318 1
  12/31/2019 18.318 20.511 0
  12/31/2020 20.511 21.166 0
2.50%        
  12/31/2011 14.946 15.068 9
  12/31/2012 15.068 16.800 11
  12/31/2013 16.800 17.326 6
  12/31/2014 17.326 17.465 7
  12/31/2015 17.465 16.753 7
  12/31/2016 16.753 18.379 7
  12/31/2017 18.379 19.115 8
  12/31/2018 19.115 18.145 8
  12/31/2019 18.145 20.308 3
  12/31/2020 20.308 20.945 3
2.55%        
  12/31/2011 14.865 14.979 0
  12/31/2012 14.979 16.692 0
  12/31/2013 16.692 17.206 0
  12/31/2014 17.206 17.335 0
  12/31/2015 17.335 16.620 0
  12/31/2016 16.620 18.224 0
  12/31/2017 18.224 18.944 0
  12/31/2018 18.944 17.974 0
  12/31/2019 17.974 20.107 0
  12/31/2020 20.107 20.727 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 271 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.60%        
  12/31/2011 14.761 14.866 10
  12/31/2012 14.866 16.558 10
  12/31/2013 16.558 17.060 8
  12/31/2014 17.060 17.179 8
  12/31/2015 17.179 16.463 8
  12/31/2016 16.463 18.042 7
  12/31/2017 18.042 18.745 8
  12/31/2018 18.745 17.777 8
  12/31/2019 17.777 19.876 8
  12/31/2020 19.876 20.479 8
2.65%        
  12/31/2011 14.703 14.801 4
  12/31/2012 14.801 16.477 19
  12/31/2013 16.477 16.968 14
  12/31/2014 16.968 17.078 3
  12/31/2015 17.078 16.358 3
  12/31/2016 16.358 17.918 10
  12/31/2017 17.918 18.607 9
  12/31/2018 18.607 17.637 3
  12/31/2019 17.637 19.710 4
  12/31/2020 19.710 20.298 4
2.70%        
  12/31/2011 14.623 14.713 8
  12/31/2012 14.713 16.371 11
  12/31/2013 16.371 16.850 1
  12/31/2014 16.850 16.951 0
  12/31/2015 16.951 16.228 0
  12/31/2016 16.228 17.767 2
  12/31/2017 17.767 18.441 4
  12/31/2018 18.441 17.471 3
  12/31/2019 17.471 19.514 0
  12/31/2020 19.514 20.086 0
2.75%        
  12/31/2011 14.542 14.624 10
  12/31/2012 14.624 16.264 13
  12/31/2013 16.264 16.731 10
  12/31/2014 16.731 16.823 6
  12/31/2015 16.823 16.097 6
  12/31/2016 16.097 17.615 4
  12/31/2017 17.615 18.275 4
  12/31/2018 18.275 17.304 4
  12/31/2019 17.304 19.318 4
  12/31/2020 19.318 19.875 3
2.80%        
  12/31/2011 14.464 14.539 1
  12/31/2012 14.539 16.161 11
  12/31/2013 16.161 16.617 5
  12/31/2014 16.617 16.700 1
  12/31/2015 16.700 15.972 1
  12/31/2016 15.972 17.469 3
  12/31/2017 17.469 18.114 4
  12/31/2018 18.114 17.143 1
  12/31/2019 17.143 19.129 1
  12/31/2020 19.129 19.670 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 272 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.85%        
  12/31/2011 14.385 14.452 7
  12/31/2012 14.452 16.057 6
  12/31/2013 16.057 16.502 7
  12/31/2014 16.502 16.576 1
  12/31/2015 16.576 15.845 1
  12/31/2016 15.845 17.322 1
  12/31/2017 17.322 17.952 1
  12/31/2018 17.952 16.982 1
  12/31/2019 16.982 18.939 0
  12/31/2020 18.939 19.465 0
2.90%        
  12/31/2011 14.307 14.366 3
  12/31/2012 14.366 15.953 3
  12/31/2013 15.953 16.387 4
  12/31/2014 16.387 16.452 5
  12/31/2015 16.452 15.719 5
  12/31/2016 15.719 17.176 5
  12/31/2017 17.176 17.792 3
  12/31/2018 17.792 16.822 3
  12/31/2019 16.822 18.752 3
  12/31/2020 18.752 19.263 3
2.95%        
  12/31/2013 N/A 16.274 0
  12/31/2014 16.274 16.330 0
  12/31/2015 16.330 15.595 0
  12/31/2016 15.595 17.031 0
  12/31/2017 17.031 17.633 0
  12/31/2018 17.633 16.663 0
  12/31/2019 16.663 18.566 0
  12/31/2020 18.566 19.062 0
3.00%        
  12/31/2011 14.152 14.196 1
  12/31/2012 14.196 15.748 1
  12/31/2013 15.748 16.161 4
  12/31/2014 16.161 16.209 4
  12/31/2015 16.209 15.471 2
  12/31/2016 15.471 16.888 3
  12/31/2017 16.888 17.476 3
  12/31/2018 17.476 16.506 13
  12/31/2019 16.506 18.382 11
  12/31/2020 18.382 18.864 11
3.05%        
  12/31/2011 14.114 14.151 1
  12/31/2012 14.151 15.691 1
  12/31/2013 15.691 16.048 1
  12/31/2014 16.048 16.088 1
  12/31/2015 16.088 15.348 1
  12/31/2016 15.348 16.745 1
  12/31/2017 16.745 17.320 4
  12/31/2018 17.320 16.351 3
  12/31/2019 16.351 18.199 2
  12/31/2020 18.199 18.667 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 273 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.10%        
  12/31/2013 N/A 15.937 11
  12/31/2014 15.937 15.968 14
  12/31/2015 15.968 15.226 13
  12/31/2016 15.226 16.604 13
  12/31/2017 16.604 17.165 13
  12/31/2018 17.165 16.197 3
  12/31/2019 16.197 18.019 3
  12/31/2020 18.019 18.473 3
3.15%        
  12/31/2011 13.922 13.945 1
  12/31/2012 13.945 15.446 1
  12/31/2013 15.446 15.826 0
  12/31/2014 15.826 15.850 0
  12/31/2015 15.850 15.106 0
  12/31/2016 15.106 16.464 0
  12/31/2017 16.464 17.012 0
  12/31/2018 17.012 16.044 0
  12/31/2019 16.044 17.840 0
  12/31/2020 17.840 18.280 0
3.20%        
  12/31/2013 N/A 15.478 0
  12/31/2014 15.478 15.492 0
  12/31/2015 15.492 14.758 0
  12/31/2016 14.758 16.077 0
  12/31/2017 16.077 16.604 0
  12/31/2018 16.604 15.651 0
  12/31/2019 15.651 17.395 0
  12/31/2020 17.395 17.815 0
3.25%        
  12/31/2013 N/A 15.356 0
  12/31/2014 15.356 15.364 5
  12/31/2015 15.364 14.628 4
  12/31/2016 14.628 15.927 4
  12/31/2017 15.927 16.441 4
  12/31/2018 16.441 15.490 4
  12/31/2019 15.490 17.207 2
  12/31/2020 17.207 17.614 2
3.30%        
  12/31/2011 13.767 13.769 0
  12/31/2012 13.769 15.228 0
  12/31/2013 15.228 15.580 0
  12/31/2014 15.580 15.580 0
  12/31/2015 15.580 14.826 0
  12/31/2016 14.826 16.135 0
  12/31/2017 16.135 16.647 0
  12/31/2018 16.647 15.677 0
  12/31/2019 15.677 17.405 0
  12/31/2020 17.405 17.808 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 274 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.40%        
  12/31/2013 N/A 14.999 1
  12/31/2014 14.999 14.984 2
  12/31/2015 14.984 14.244 0
  12/31/2016 14.244 15.487 2
  12/31/2017 15.487 15.962 2
  12/31/2018 15.962 15.016 0
  12/31/2019 15.016 16.656 0
  12/31/2020 16.656 17.024 0
3.45%        
  12/31/2013 N/A 14.882 0
  12/31/2014 14.882 14.859 0
  12/31/2015 14.859 14.119 0
  12/31/2016 14.119 15.343 0
  12/31/2017 15.343 15.806 0
  12/31/2018 15.806 14.862 0
  12/31/2019 14.862 16.476 0
  12/31/2020 16.476 16.832 0
3.55%        
  12/31/2013 N/A 14.650 0
  12/31/2014 14.650 14.613 0
  12/31/2015 14.613 13.871 0
  12/31/2016 13.871 15.058 0
  12/31/2017 15.058 15.498 0
  12/31/2018 15.498 14.557 0
  12/31/2019 14.557 16.122 0
  12/31/2020 16.122 16.454 0
PIMCO VIT Long-Term U.S. Government Portfolio
1.65%        
  12/31/2017 N/A 26.999 0
  12/31/2018 26.999 25.924 1
  12/31/2019 25.924 28.903 1
  12/31/2020 28.903 33.378 1
1.70%        
  12/31/2017 N/A 26.748 0
  12/31/2018 26.748 25.671 0
  12/31/2019 25.671 28.605 0
  12/31/2020 28.605 33.018 0
1.75%        
  12/31/2017 N/A 26.499 0
  12/31/2018 26.499 25.419 0
  12/31/2019 25.419 28.311 0
  12/31/2020 28.311 32.662 0
1.80%        
  12/31/2017 N/A 26.253 0
  12/31/2018 26.253 25.170 0
  12/31/2019 25.170 28.020 2
  12/31/2020 28.020 32.310 2
1.90%        
  12/31/2017 N/A 25.767 0
  12/31/2018 25.767 24.679 1
  12/31/2019 24.679 27.446 0
  12/31/2020 27.446 31.617 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 275 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2017 N/A 25.527 0
  12/31/2018 25.527 24.438 0
  12/31/2019 24.438 27.163 0
  12/31/2020 27.163 31.276 0
2.05%        
  12/31/2017 N/A 25.055 0
  12/31/2018 25.055 23.961 0
  12/31/2019 23.961 26.607 0
  12/31/2020 26.607 30.605 0
2.10%        
  12/31/2017 N/A 24.822 0
  12/31/2018 24.822 23.727 0
  12/31/2019 23.727 26.333 0
  12/31/2020 26.333 30.274 0
2.15%        
  12/31/2017 N/A 24.591 0
  12/31/2018 24.591 23.494 0
  12/31/2019 23.494 26.062 0
  12/31/2020 26.062 29.948 0
2.20%        
  12/31/2017 N/A 24.362 0
  12/31/2018 24.362 23.264 0
  12/31/2019 23.264 25.794 0
  12/31/2020 25.794 29.625 0
2.25%        
  12/31/2017 N/A 24.136 0
  12/31/2018 24.136 23.036 0
  12/31/2019 23.036 25.529 0
  12/31/2020 25.529 29.305 0
2.30%        
  12/31/2017 N/A 23.911 0
  12/31/2018 23.911 22.810 0
  12/31/2019 22.810 25.266 0
  12/31/2020 25.266 28.989 0
2.35%        
  12/31/2017 N/A 23.689 0
  12/31/2018 23.689 22.587 0
  12/31/2019 22.587 25.006 0
  12/31/2020 25.006 28.677 0
2.45%        
  12/31/2017 N/A 23.251 0
  12/31/2018 23.251 22.147 0
  12/31/2019 22.147 24.494 0
  12/31/2020 24.494 28.061 0
2.50%        
  12/31/2017 N/A 23.034 0
  12/31/2018 23.034 21.930 0
  12/31/2019 21.930 24.242 0
  12/31/2020 24.242 27.759 0
2.60%        
  12/31/2017 N/A 22.608 0
  12/31/2018 22.608 21.502 0
  12/31/2019 21.502 23.746 0
  12/31/2020 23.746 27.163 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 276 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.75%        
  12/31/2017 N/A 21.983 0
  12/31/2018 21.983 20.877 0
  12/31/2019 20.877 23.020 0
  12/31/2020 23.020 26.293 0
PIMCO VIT Real Return Portfolio
1.65%        
  12/31/2011 13.791 15.150 199
  12/31/2012 15.150 16.206 299
  12/31/2013 16.206 14.472 271
  12/31/2014 14.472 14.676 251
  12/31/2015 14.676 14.045 225
  12/31/2016 14.045 14.534 218
  12/31/2017 14.534 14.820 202
  12/31/2018 14.820 14.254 176
  12/31/2019 14.254 15.205 154
  12/31/2020 15.205 16.708 139
1.70%        
  12/31/2011 13.738 15.085 139
  12/31/2012 15.085 16.128 240
  12/31/2013 16.128 14.395 301
  12/31/2014 14.395 14.591 300
  12/31/2015 14.591 13.957 318
  12/31/2016 13.957 14.435 320
  12/31/2017 14.435 14.711 328
  12/31/2018 14.711 14.143 304
  12/31/2019 14.143 15.079 254
  12/31/2020 15.079 16.561 204
1.75%        
  12/31/2011 13.674 15.007 5
  12/31/2012 15.007 16.037 6
  12/31/2013 16.037 14.307 8
  12/31/2014 14.307 14.494 8
  12/31/2015 14.494 13.857 8
  12/31/2016 13.857 14.325 9
  12/31/2017 14.325 14.592 9
  12/31/2018 14.592 14.021 9
  12/31/2019 14.021 14.942 9
  12/31/2020 14.942 16.402 8
1.80%        
  12/31/2011 13.633 14.954 43
  12/31/2012 14.954 15.973 42
  12/31/2013 15.973 14.242 48
  12/31/2014 14.242 14.421 32
  12/31/2015 14.421 13.781 29
  12/31/2016 13.781 14.239 25
  12/31/2017 14.239 14.497 33
  12/31/2018 14.497 13.923 31
  12/31/2019 13.923 14.829 14
  12/31/2020 14.829 16.271 24

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 277 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.90%        
  12/31/2011 13.472 14.763 186
  12/31/2012 14.763 15.752 216
  12/31/2013 15.752 14.031 134
  12/31/2014 14.031 14.194 131
  12/31/2015 14.194 13.550 128
  12/31/2016 13.550 13.986 130
  12/31/2017 13.986 14.225 118
  12/31/2018 14.225 13.649 115
  12/31/2019 13.649 14.523 115
  12/31/2020 14.523 15.918 104
1.95%        
  12/31/2011 13.477 14.761 94
  12/31/2012 14.761 15.743 154
  12/31/2013 15.743 14.015 162
  12/31/2014 14.015 14.171 141
  12/31/2015 14.171 13.521 122
  12/31/2016 13.521 13.949 122
  12/31/2017 13.949 14.181 98
  12/31/2018 14.181 13.599 88
  12/31/2019 13.599 14.463 70
  12/31/2020 14.463 15.845 64
2.05%        
  12/31/2011 13.374 14.633 10
  12/31/2012 14.633 15.591 12
  12/31/2013 15.591 13.867 12
  12/31/2014 13.867 14.006 12
  12/31/2015 14.006 13.351 11
  12/31/2016 13.351 13.760 8
  12/31/2017 13.760 13.974 8
  12/31/2018 13.974 13.388 8
  12/31/2019 13.388 14.224 8
  12/31/2020 14.224 15.567 7
2.10%        
  12/31/2011 13.322 14.570 51
  12/31/2012 14.570 15.516 50
  12/31/2013 15.516 13.793 51
  12/31/2014 13.793 13.925 36
  12/31/2015 13.925 13.266 31
  12/31/2016 13.266 13.666 26
  12/31/2017 13.666 13.872 28
  12/31/2018 13.872 13.283 24
  12/31/2019 13.283 14.106 23
  12/31/2020 14.106 15.430 23
2.15%        
  12/31/2011 13.271 14.507 1
  12/31/2012 14.507 15.441 2
  12/31/2013 15.441 13.719 2
  12/31/2014 13.719 13.844 1
  12/31/2015 13.844 13.183 1
  12/31/2016 13.183 13.573 1
  12/31/2017 13.573 13.771 1
  12/31/2018 13.771 13.179 0
  12/31/2019 13.179 13.988 0
  12/31/2020 13.988 15.294 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 278 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.20%        
  12/31/2011 13.165 14.383 4
  12/31/2012 14.383 15.301 6
  12/31/2013 15.301 13.589 9
  12/31/2014 13.589 13.705 7
  12/31/2015 13.705 13.044 2
  12/31/2016 13.044 13.424 2
  12/31/2017 13.424 13.613 2
  12/31/2018 13.613 13.021 2
  12/31/2019 13.021 13.814 2
  12/31/2020 13.814 15.096 2
2.25%        
  12/31/2011 13.170 14.382 13
  12/31/2012 14.382 15.292 20
  12/31/2013 15.292 13.573 9
  12/31/2014 13.573 13.683 9
  12/31/2015 13.683 13.016 8
  12/31/2016 13.016 13.388 8
  12/31/2017 13.388 13.570 8
  12/31/2018 13.570 12.974 7
  12/31/2019 12.974 13.757 8
  12/31/2020 13.757 15.026 8
2.30%        
  12/31/2011 13.119 14.319 6
  12/31/2012 14.319 15.218 5
  12/31/2013 15.218 13.501 6
  12/31/2014 13.501 13.603 6
  12/31/2015 13.603 12.934 5
  12/31/2016 12.934 13.297 5
  12/31/2017 13.297 13.471 6
  12/31/2018 13.471 12.873 6
  12/31/2019 12.873 13.643 5
  12/31/2020 13.643 14.894 4
2.35%        
  12/31/2011 13.069 14.257 46
  12/31/2012 14.257 15.145 47
  12/31/2013 15.145 13.429 23
  12/31/2014 13.429 13.524 15
  12/31/2015 13.524 12.852 11
  12/31/2016 12.852 13.207 10
  12/31/2017 13.207 13.372 6
  12/31/2018 13.372 12.772 5
  12/31/2019 12.772 13.529 4
  12/31/2020 13.529 14.763 4
2.40%        
  12/31/2011 13.019 14.196 17
  12/31/2012 14.196 15.071 15
  12/31/2013 15.071 13.358 19
  12/31/2014 13.358 13.445 4
  12/31/2015 13.445 12.771 4
  12/31/2016 12.771 13.117 3
  12/31/2017 13.117 13.275 3
  12/31/2018 13.275 12.673 3
  12/31/2019 12.673 13.417 3
  12/31/2020 13.417 14.633 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 279 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.45%        
  12/31/2011 12.969 14.134 3
  12/31/2012 14.134 14.999 3
  12/31/2013 14.999 13.287 2
  12/31/2014 13.287 13.367 2
  12/31/2015 13.367 12.690 3
  12/31/2016 12.690 13.027 3
  12/31/2017 13.027 13.178 1
  12/31/2018 13.178 12.574 1
  12/31/2019 12.574 13.305 1
  12/31/2020 13.305 14.504 1
2.50%        
  12/31/2011 12.920 14.073 9
  12/31/2012 14.073 14.926 9
  12/31/2013 14.926 13.216 9
  12/31/2014 13.216 13.289 5
  12/31/2015 13.289 12.610 4
  12/31/2016 12.610 12.938 3
  12/31/2017 12.938 13.081 3
  12/31/2018 13.081 12.475 3
  12/31/2019 12.475 13.195 3
  12/31/2020 13.195 14.376 2
2.55%        
  12/31/2011 12.870 14.012 3
  12/31/2012 14.012 14.854 3
  12/31/2013 14.854 13.145 1
  12/31/2014 13.145 13.212 0
  12/31/2015 13.212 12.531 0
  12/31/2016 12.531 12.850 0
  12/31/2017 12.850 12.986 0
  12/31/2018 12.986 12.378 0
  12/31/2019 12.378 13.085 0
  12/31/2020 13.085 14.249 0
2.60%        
  12/31/2011 12.767 13.893 40
  12/31/2012 13.893 14.720 21
  12/31/2013 14.720 13.020 30
  12/31/2014 13.020 13.079 32
  12/31/2015 13.079 12.399 30
  12/31/2016 12.399 12.709 31
  12/31/2017 12.709 12.836 24
  12/31/2018 12.836 12.230 19
  12/31/2019 12.230 12.922 15
  12/31/2020 12.922 14.065 13
2.65%        
  12/31/2011 12.772 13.891 14
  12/31/2012 13.891 14.711 13
  12/31/2013 14.711 13.006 15
  12/31/2014 13.006 13.058 9
  12/31/2015 13.058 12.373 9
  12/31/2016 12.373 12.675 9
  12/31/2017 12.675 12.796 10
  12/31/2018 12.796 12.185 1
  12/31/2019 12.185 12.869 1
  12/31/2020 12.869 14.000 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 280 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.70%        
  12/31/2011 12.723 13.831 2
  12/31/2012 13.831 14.640 2
  12/31/2013 14.640 12.936 3
  12/31/2014 12.936 12.982 3
  12/31/2015 12.982 12.294 3
  12/31/2016 12.294 12.589 6
  12/31/2017 12.589 12.703 8
  12/31/2018 12.703 12.090 8
  12/31/2019 12.090 12.762 4
  12/31/2020 12.762 13.876 1
2.75%        
  12/31/2011 12.621 13.713 17
  12/31/2012 13.713 14.508 15
  12/31/2013 14.508 12.813 8
  12/31/2014 12.813 12.852 9
  12/31/2015 12.852 12.165 9
  12/31/2016 12.165 12.451 4
  12/31/2017 12.451 12.557 6
  12/31/2018 12.557 11.945 8
  12/31/2019 11.945 12.603 7
  12/31/2020 12.603 13.696 7
2.80%        
  12/31/2011 12.625 13.712 12
  12/31/2012 13.712 14.499 10
  12/31/2013 14.499 12.799 10
  12/31/2014 12.799 12.831 10
  12/31/2015 12.831 12.140 9
  12/31/2016 12.140 12.418 8
  12/31/2017 12.418 12.518 9
  12/31/2018 12.518 11.902 4
  12/31/2019 11.902 12.551 4
  12/31/2020 12.551 13.633 3
2.85%        
  12/31/2011 12.577 13.652 13
  12/31/2012 13.652 14.429 12
  12/31/2013 14.429 12.731 13
  12/31/2014 12.731 12.757 10
  12/31/2015 12.757 12.063 11
  12/31/2016 12.063 12.333 10
  12/31/2017 12.333 12.426 9
  12/31/2018 12.426 11.809 8
  12/31/2019 11.809 12.446 7
  12/31/2020 12.446 13.513 7
2.90%        
  12/31/2011 12.476 13.536 4
  12/31/2012 13.536 14.299 2
  12/31/2013 14.299 12.610 2
  12/31/2014 12.610 12.629 9
  12/31/2015 12.629 11.936 7
  12/31/2016 11.936 12.198 5
  12/31/2017 12.198 12.283 4
  12/31/2018 12.283 11.667 3
  12/31/2019 11.667 12.291 3
  12/31/2020 12.291 13.338 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 281 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.95%        
  12/31/2013 N/A 12.596 0
  12/31/2014 12.596 12.608 0
  12/31/2015 12.608 11.911 0
  12/31/2016 11.911 12.166 0
  12/31/2017 12.166 12.245 0
  12/31/2018 12.245 11.625 0
  12/31/2019 11.625 12.240 0
  12/31/2020 12.240 13.276 0
3.00%        
  12/31/2011 12.433 13.476 0
  12/31/2012 13.476 14.221 0
  12/31/2013 14.221 12.529 4
  12/31/2014 12.529 12.535 4
  12/31/2015 12.535 11.835 4
  12/31/2016 11.835 12.083 3
  12/31/2017 12.083 12.156 2
  12/31/2018 12.156 11.534 2
  12/31/2019 11.534 12.139 2
  12/31/2020 12.139 13.159 2
3.05%        
  12/31/2011 12.333 13.361 1
  12/31/2012 13.361 14.093 1
  12/31/2013 14.093 12.409 3
  12/31/2014 12.409 12.410 3
  12/31/2015 12.410 11.711 3
  12/31/2016 11.711 11.950 3
  12/31/2017 11.950 12.016 3
  12/31/2018 12.016 11.396 3
  12/31/2019 11.396 11.987 3
  12/31/2020 11.987 12.989 3
3.10%        
  12/31/2013 N/A 12.395 0
  12/31/2014 12.395 12.389 2
  12/31/2015 12.389 11.686 2
  12/31/2016 11.686 11.919 2
  12/31/2017 11.919 11.978 2
  12/31/2018 11.978 11.355 3
  12/31/2019 11.355 11.938 3
  12/31/2020 11.938 12.929 3
3.15%        
  12/31/2011 12.291 13.302 1
  12/31/2012 13.302 14.016 1
  12/31/2013 14.016 12.329 0
  12/31/2014 12.329 12.317 3
  12/31/2015 12.317 11.612 3
  12/31/2016 11.612 11.837 3
  12/31/2017 11.837 11.891 3
  12/31/2018 11.891 11.266 3
  12/31/2019 11.266 11.839 3
  12/31/2020 11.839 12.815 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 282 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.20%        
  12/31/2013 N/A 16.384 0
  12/31/2014 16.384 16.360 0
  12/31/2015 16.360 15.416 0
  12/31/2016 15.416 15.706 0
  12/31/2017 15.706 15.769 0
  12/31/2018 15.769 14.933 0
  12/31/2019 14.933 15.685 0
  12/31/2020 15.685 16.969 0
3.25%        
  12/31/2013 N/A 16.267 1
  12/31/2014 16.267 16.235 1
  12/31/2015 16.235 15.291 1
  12/31/2016 15.291 15.571 1
  12/31/2017 15.571 15.626 1
  12/31/2018 15.626 14.790 1
  12/31/2019 14.790 15.526 1
  12/31/2020 15.526 16.789 0
3.30%        
  12/31/2011 12.150 13.130 0
  12/31/2012 13.130 13.814 0
  12/31/2013 13.814 12.133 0
  12/31/2014 12.133 12.103 0
  12/31/2015 12.103 11.394 1
  12/31/2016 11.394 11.597 1
  12/31/2017 11.597 11.632 1
  12/31/2018 11.632 11.004 1
  12/31/2019 11.004 11.546 1
  12/31/2020 11.546 12.479 0
3.40%        
  12/31/2013 N/A 15.922 1
  12/31/2014 15.922 15.867 2
  12/31/2015 15.867 14.922 0
  12/31/2016 14.922 15.173 0
  12/31/2017 15.173 15.203 0
  12/31/2018 15.203 14.368 0
  12/31/2019 14.368 15.061 0
  12/31/2020 15.061 16.262 0
3.45%        
  12/31/2013 N/A 15.809 0
  12/31/2014 15.809 15.746 0
  12/31/2015 15.746 14.801 0
  12/31/2016 14.801 15.042 0
  12/31/2017 15.042 15.065 0
  12/31/2018 15.065 14.231 0
  12/31/2019 14.231 14.909 0
  12/31/2020 14.909 16.090 0
3.55%        
  12/31/2013 N/A 15.585 0
  12/31/2014 15.585 15.508 0
  12/31/2015 15.508 14.562 0
  12/31/2016 14.562 14.784 0
  12/31/2017 14.784 14.792 0
  12/31/2018 14.792 13.959 0
  12/31/2019 13.959 14.610 0
  12/31/2020 14.610 15.751 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 283 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
PIMCO VIT StocksPLUS Global Portfolio
1.65%        
  12/31/2011 10.274 9.630 111
  12/31/2012 9.630 10.397 107
  12/31/2013 10.397 12.189 86
  12/31/2014 12.189 12.098 74
  12/31/2015 12.098 10.827 31
  12/31/2016 10.827 11.475 24
  12/31/2017 11.475 13.883 16
  12/31/2018 13.883 12.188 16
  12/31/2019 12.188 15.289 12
  12/31/2020 15.289 16.998 5
1.70%        
  12/31/2011 10.273 9.624 36
  12/31/2012 9.624 10.385 41
  12/31/2013 10.385 12.170 46
  12/31/2014 12.170 12.073 38
  12/31/2015 12.073 10.799 36
  12/31/2016 10.799 11.440 24
  12/31/2017 11.440 13.833 20
  12/31/2018 13.833 12.138 12
  12/31/2019 12.138 15.218 10
  12/31/2020 15.218 16.911 7
1.75%        
  12/31/2011 10.272 9.618 1
  12/31/2012 9.618 10.374 1
  12/31/2013 10.374 12.150 1
  12/31/2014 12.150 12.048 0
  12/31/2015 12.048 10.771 0
  12/31/2016 10.771 11.404 0
  12/31/2017 11.404 13.783 0
  12/31/2018 13.783 12.088 0
  12/31/2019 12.088 15.148 0
  12/31/2020 15.148 16.825 0
1.80%        
  12/31/2011 10.271 9.612 61
  12/31/2012 9.612 10.362 60
  12/31/2013 10.362 12.131 46
  12/31/2014 12.131 12.022 50
  12/31/2015 12.022 10.743 40
  12/31/2016 10.743 11.369 31
  12/31/2017 11.369 13.734 27
  12/31/2018 13.734 12.039 25
  12/31/2019 12.039 15.079 19
  12/31/2020 15.079 16.739 18
1.90%        
  12/31/2011 10.269 9.601 8
  12/31/2012 9.601 10.339 8
  12/31/2013 10.339 12.092 7
  12/31/2014 12.092 11.972 23
  12/31/2015 11.972 10.687 4
  12/31/2016 10.687 11.298 4
  12/31/2017 11.298 13.635 2
  12/31/2018 13.635 11.940 2
  12/31/2019 11.940 14.940 1
  12/31/2020 14.940 16.569 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 284 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.95%        
  12/31/2011 10.268 9.595 73
  12/31/2012 9.595 10.328 57
  12/31/2013 10.328 12.072 44
  12/31/2014 12.072 11.946 41
  12/31/2015 11.946 10.659 37
  12/31/2016 10.659 11.263 31
  12/31/2017 11.263 13.586 25
  12/31/2018 13.586 11.891 22
  12/31/2019 11.891 14.872 20
  12/31/2020 14.872 16.485 19
2.05%        
  12/31/2011 10.266 9.583 18
  12/31/2012 9.583 10.305 18
  12/31/2013 10.305 12.034 15
  12/31/2014 12.034 11.896 15
  12/31/2015 11.896 10.604 12
  12/31/2016 10.604 11.194 10
  12/31/2017 11.194 13.488 8
  12/31/2018 13.488 11.794 7
  12/31/2019 11.794 14.735 7
  12/31/2020 14.735 16.317 7
2.10%        
  12/31/2011 10.264 9.577 101
  12/31/2012 9.577 10.294 90
  12/31/2013 10.294 12.014 76
  12/31/2014 12.014 11.871 34
  12/31/2015 11.871 10.576 29
  12/31/2016 10.576 11.159 28
  12/31/2017 11.159 13.440 26
  12/31/2018 13.440 11.746 25
  12/31/2019 11.746 14.667 22
  12/31/2020 14.667 16.234 12
2.15%        
  12/31/2011 10.263 9.572 1
  12/31/2012 9.572 10.282 1
  12/31/2013 10.282 11.995 1
  12/31/2014 11.995 11.846 1
  12/31/2015 11.846 10.549 1
  12/31/2016 10.549 11.124 1
  12/31/2017 11.124 13.391 1
  12/31/2018 13.391 11.697 1
  12/31/2019 11.697 14.600 1
  12/31/2020 14.600 16.151 1
2.20%        
  12/31/2011 10.262 9.566 21
  12/31/2012 9.566 10.271 18
  12/31/2013 10.271 11.976 17
  12/31/2014 11.976 11.821 9
  12/31/2015 11.821 10.521 6
  12/31/2016 10.521 11.090 2
  12/31/2017 11.090 13.343 2
  12/31/2018 13.343 11.649 2
  12/31/2019 11.649 14.533 2
  12/31/2020 14.533 16.069 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 285 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.25%        
  12/31/2011 10.261 9.560 35
  12/31/2012 9.560 10.259 30
  12/31/2013 10.259 11.957 25
  12/31/2014 11.957 11.796 14
  12/31/2015 11.796 10.494 12
  12/31/2016 10.494 11.055 12
  12/31/2017 11.055 13.295 10
  12/31/2018 13.295 11.602 9
  12/31/2019 11.602 14.466 5
  12/31/2020 14.466 15.987 4
2.30%        
  12/31/2011 10.260 9.554 11
  12/31/2012 9.554 10.248 10
  12/31/2013 10.248 11.937 6
  12/31/2014 11.937 11.772 6
  12/31/2015 11.772 10.467 5
  12/31/2016 10.467 11.021 5
  12/31/2017 11.021 13.247 3
  12/31/2018 13.247 11.554 3
  12/31/2019 11.554 14.399 3
  12/31/2020 14.399 15.905 3
2.35%        
  12/31/2011 10.259 9.549 44
  12/31/2012 9.549 10.237 39
  12/31/2013 10.237 11.918 33
  12/31/2014 11.918 11.747 19
  12/31/2015 11.747 10.439 16
  12/31/2016 10.439 10.987 15
  12/31/2017 10.987 13.200 13
  12/31/2018 13.200 11.507 9
  12/31/2019 11.507 14.333 7
  12/31/2020 14.333 15.824 6
2.40%        
  12/31/2011 10.258 9.543 9
  12/31/2012 9.543 10.225 8
  12/31/2013 10.225 11.899 8
  12/31/2014 11.899 11.722 5
  12/31/2015 11.722 10.412 3
  12/31/2016 10.412 10.953 3
  12/31/2017 10.953 13.152 3
  12/31/2018 13.152 11.460 3
  12/31/2019 11.460 14.267 3
  12/31/2020 14.267 15.744 1
2.45%        
  12/31/2011 10.257 9.537 11
  12/31/2012 9.537 10.214 11
  12/31/2013 10.214 11.880 10
  12/31/2014 11.880 11.697 9
  12/31/2015 11.697 10.385 9
  12/31/2016 10.385 10.919 9
  12/31/2017 10.919 13.105 5
  12/31/2018 13.105 11.413 0
  12/31/2019 11.413 14.202 0
  12/31/2020 14.202 15.663 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 286 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.50%        
  12/31/2011 10.256 9.531 14
  12/31/2012 9.531 10.203 15
  12/31/2013 10.203 11.861 12
  12/31/2014 11.861 11.673 4
  12/31/2015 11.673 10.358 2
  12/31/2016 10.358 10.885 2
  12/31/2017 10.885 13.058 1
  12/31/2018 13.058 11.366 1
  12/31/2019 11.366 14.136 1
  12/31/2020 14.136 15.583 1
2.55%        
  12/31/2011 10.255 9.525 6
  12/31/2012 9.525 10.192 6
  12/31/2013 10.192 11.842 3
  12/31/2014 11.842 11.648 1
  12/31/2015 11.648 10.331 1
  12/31/2016 10.331 10.851 1
  12/31/2017 10.851 13.011 1
  12/31/2018 13.011 11.319 1
  12/31/2019 11.319 14.071 1
  12/31/2020 14.071 15.504 1
2.60%        
  12/31/2011 10.254 9.520 25
  12/31/2012 9.520 10.180 25
  12/31/2013 10.180 11.823 29
  12/31/2014 11.823 11.624 61
  12/31/2015 11.624 10.304 45
  12/31/2016 10.304 10.818 39
  12/31/2017 10.818 12.964 35
  12/31/2018 12.964 11.273 28
  12/31/2019 11.273 14.007 24
  12/31/2020 14.007 15.425 21
2.65%        
  12/31/2011 10.253 9.514 9
  12/31/2012 9.514 10.169 8
  12/31/2013 10.169 11.804 7
  12/31/2014 11.804 11.599 1
  12/31/2015 11.599 10.277 0
  12/31/2016 10.277 10.784 0
  12/31/2017 10.784 12.917 0
  12/31/2018 12.917 11.227 0
  12/31/2019 11.227 13.942 0
  12/31/2020 13.942 15.346 0
2.70%        
  12/31/2011 10.251 9.508 6
  12/31/2012 9.508 10.158 6
  12/31/2013 10.158 11.785 6
  12/31/2014 11.785 11.575 0
  12/31/2015 11.575 10.251 0
  12/31/2016 10.251 10.751 0
  12/31/2017 10.751 12.871 0
  12/31/2018 12.871 11.180 0
  12/31/2019 11.180 13.878 0
  12/31/2020 13.878 15.268 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 287 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.75%        
  12/31/2011 10.250 9.502 9
  12/31/2012 9.502 10.146 8
  12/31/2013 10.146 11.758 9
  12/31/2014 11.758 11.543 16
  12/31/2015 11.543 10.217 16
  12/31/2016 10.217 10.710 15
  12/31/2017 10.710 12.816 11
  12/31/2018 12.816 11.127 10
  12/31/2019 11.127 13.805 9
  12/31/2020 13.805 15.180 8
2.80%        
  12/31/2011 10.249 9.497 4
  12/31/2012 9.497 10.135 4
  12/31/2013 10.135 11.747 3
  12/31/2014 11.747 11.526 2
  12/31/2015 11.526 10.197 1
  12/31/2016 10.197 10.684 1
  12/31/2017 10.684 12.778 0
  12/31/2018 12.778 11.089 0
  12/31/2019 11.089 13.751 0
  12/31/2020 13.751 15.113 0
2.85%        
  12/31/2011 10.248 9.491 0
  12/31/2012 9.491 10.124 0
  12/31/2013 10.124 11.715 2
  12/31/2014 11.715 11.489 9
  12/31/2015 11.489 10.159 10
  12/31/2016 10.159 10.639 5
  12/31/2017 10.639 12.718 5
  12/31/2018 12.718 11.031 8
  12/31/2019 11.031 13.672 8
  12/31/2020 13.672 15.019 7
2.90%        
  12/31/2011 10.247 9.485 11
  12/31/2012 9.485 10.113 10
  12/31/2013 10.113 11.694 9
  12/31/2014 11.694 11.462 11
  12/31/2015 11.462 10.130 12
  12/31/2016 10.130 10.603 11
  12/31/2017 10.603 12.669 9
  12/31/2018 12.669 10.983 8
  12/31/2019 10.983 13.606 6
  12/31/2020 13.606 14.939 5
2.95%        
  12/31/2013 N/A 11.672 0
  12/31/2014 11.672 11.435 0
  12/31/2015 11.435 10.102 0
  12/31/2016 10.102 10.568 0
  12/31/2017 10.568 12.621 0
  12/31/2018 12.621 10.936 0
  12/31/2019 10.936 13.541 0
  12/31/2020 13.541 14.859 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 288 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.00%        
  12/31/2011 10.245 9.474 4
  12/31/2012 9.474 10.090 4
  12/31/2013 10.090 11.651 4
  12/31/2014 11.651 11.409 8
  12/31/2015 11.409 10.073 7
  12/31/2016 10.073 10.533 7
  12/31/2017 10.533 12.572 6
  12/31/2018 12.572 10.888 4
  12/31/2019 10.888 13.475 4
  12/31/2020 13.475 14.780 2
3.05%        
  12/31/2011 10.244 9.468 0
  12/31/2012 9.468 10.079 0
  12/31/2013 10.079 11.469 1
  12/31/2014 11.469 11.225 3
  12/31/2015 11.225 9.906 3
  12/31/2016 9.906 10.353 3
  12/31/2017 10.353 12.352 2
  12/31/2018 12.352 10.692 2
  12/31/2019 10.692 13.226 2
  12/31/2020 13.226 14.499 2
3.10%        
  12/31/2013 N/A 11.448 1
  12/31/2014 11.448 11.199 2
  12/31/2015 11.199 9.878 2
  12/31/2016 9.878 10.319 2
  12/31/2017 10.319 12.304 2
  12/31/2018 12.304 10.646 4
  12/31/2019 10.646 13.162 3
  12/31/2020 13.162 14.422 3
3.15%        
  12/31/2011 10.242 9.457 0
  12/31/2012 9.457 10.057 0
  12/31/2013 10.057 11.427 0
  12/31/2014 11.427 11.172 6
  12/31/2015 11.172 9.850 5
  12/31/2016 9.850 10.284 5
  12/31/2017 10.284 12.257 5
  12/31/2018 12.257 10.599 5
  12/31/2019 10.599 13.098 4
  12/31/2020 13.098 14.345 4
3.20%        
  12/31/2013 N/A 11.405 0
  12/31/2014 11.405 11.146 0
  12/31/2015 11.146 9.822 0
  12/31/2016 9.822 10.249 0
  12/31/2017 10.249 12.210 0
  12/31/2018 12.210 10.553 0
  12/31/2019 10.553 13.034 0
  12/31/2020 13.034 14.268 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 289 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.25%        
  12/31/2013 N/A 11.384 2
  12/31/2014 11.384 11.120 4
  12/31/2015 11.120 9.793 4
  12/31/2016 9.793 10.215 4
  12/31/2017 10.215 12.162 3
  12/31/2018 12.162 10.507 3
  12/31/2019 10.507 12.971 2
  12/31/2020 12.971 14.191 1
3.30%        
  12/31/2013 N/A 11.363 0
  12/31/2014 11.363 11.093 2
  12/31/2015 11.093 9.765 1
  12/31/2016 9.765 10.180 1
  12/31/2017 10.180 12.115 1
  12/31/2018 12.115 10.461 1
  12/31/2019 10.461 12.908 1
  12/31/2020 12.908 14.115 1
3.40%        
  12/31/2013 N/A 11.320 0
  12/31/2014 11.320 11.041 1
  12/31/2015 11.041 9.710 0
  12/31/2016 9.710 10.112 0
  12/31/2017 10.112 12.022 0
  12/31/2018 12.022 10.370 3
  12/31/2019 10.370 12.783 4
  12/31/2020 12.783 13.964 4
3.45%        
  12/31/2013 N/A 11.299 0
  12/31/2014 11.299 11.015 0
  12/31/2015 11.015 9.682 0
  12/31/2016 9.682 10.078 0
  12/31/2017 10.078 11.976 0
  12/31/2018 11.976 10.325 0
  12/31/2019 10.325 12.720 0
  12/31/2020 12.720 13.890 0
3.55%        
  12/31/2013 N/A 11.257 0
  12/31/2014 11.257 10.963 0
  12/31/2015 10.963 9.626 0
  12/31/2016 9.626 10.010 0
  12/31/2017 10.010 11.884 0
  12/31/2018 11.884 10.235 0
  12/31/2019 10.235 12.597 0
  12/31/2020 12.597 13.741 0
PIMCO VIT Total Return Portfolio
1.65%        
  12/31/2011 18.071 18.418 415
  12/31/2012 18.418 19.855 589
  12/31/2013 19.855 19.147 619
  12/31/2014 19.147 19.640 532
  12/31/2015 19.640 19.406 461
  12/31/2016 19.406 19.600 385
  12/31/2017 19.600 20.229 345
  12/31/2018 20.229 19.791 300
  12/31/2019 19.791 21.096 264
  12/31/2020 21.096 22.547 232

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 290 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.70%        
  12/31/2011 17.973 18.309 313
  12/31/2012 18.309 19.727 595
  12/31/2013 19.727 19.014 469
  12/31/2014 19.014 19.494 463
  12/31/2015 19.494 19.252 434
  12/31/2016 19.252 19.435 437
  12/31/2017 19.435 20.048 422
  12/31/2018 20.048 19.604 392
  12/31/2019 19.604 20.887 361
  12/31/2020 20.887 22.312 274
1.75%        
  12/31/2011 17.392 17.709 61
  12/31/2012 17.709 19.071 58
  12/31/2013 19.071 18.372 46
  12/31/2014 18.372 18.827 21
  12/31/2015 18.827 18.583 21
  12/31/2016 18.583 18.751 15
  12/31/2017 18.751 19.333 15
  12/31/2018 19.333 18.895 11
  12/31/2019 18.895 20.121 10
  12/31/2020 20.121 21.484 9
1.80%        
  12/31/2011 17.778 18.092 134
  12/31/2012 18.092 19.474 100
  12/31/2013 19.474 18.751 98
  12/31/2014 18.751 19.205 104
  12/31/2015 19.205 18.948 64
  12/31/2016 18.948 19.109 149
  12/31/2017 19.109 19.692 36
  12/31/2018 19.692 19.237 19
  12/31/2019 19.237 20.475 17
  12/31/2020 20.475 21.850 16
1.90%        
  12/31/2011 16.109 16.377 267
  12/31/2012 16.377 17.610 381
  12/31/2013 17.610 16.940 330
  12/31/2014 16.940 17.333 342
  12/31/2015 17.333 17.083 351
  12/31/2016 17.083 17.211 351
  12/31/2017 17.211 17.719 331
  12/31/2018 17.719 17.292 316
  12/31/2019 17.292 18.387 262
  12/31/2020 18.387 19.602 253
1.95%        
  12/31/2011 17.489 17.771 254
  12/31/2012 17.771 19.100 358
  12/31/2013 19.100 18.364 326
  12/31/2014 18.364 18.780 301
  12/31/2015 18.780 18.500 304
  12/31/2016 18.500 18.630 288
  12/31/2017 18.630 19.170 272
  12/31/2018 19.170 18.698 259
  12/31/2019 18.698 19.872 224
  12/31/2020 19.872 21.175 192

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 291 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2011 17.299 17.561 27
  12/31/2012 17.561 18.854 31
  12/31/2013 18.854 18.110 27
  12/31/2014 18.110 18.502 28
  12/31/2015 18.502 18.208 25
  12/31/2016 18.208 18.317 24
  12/31/2017 18.317 18.829 17
  12/31/2018 18.829 18.347 17
  12/31/2019 18.347 19.480 15
  12/31/2020 19.480 20.736 14
2.10%        
  12/31/2011 17.204 17.456 58
  12/31/2012 17.456 18.733 54
  12/31/2013 18.733 17.984 49
  12/31/2014 17.984 18.364 20
  12/31/2015 18.364 18.064 13
  12/31/2016 18.064 18.163 14
  12/31/2017 18.163 18.661 14
  12/31/2018 18.661 18.175 11
  12/31/2019 18.175 19.287 10
  12/31/2020 19.287 20.520 10
2.15%        
  12/31/2011 17.111 17.353 3
  12/31/2012 17.353 18.612 3
  12/31/2013 18.612 17.859 3
  12/31/2014 17.859 18.228 2
  12/31/2015 18.228 17.920 2
  12/31/2016 17.920 18.010 2
  12/31/2017 18.010 18.495 2
  12/31/2018 18.495 18.003 2
  12/31/2019 18.003 19.095 0
  12/31/2020 19.095 20.306 0
2.20%        
  12/31/2011 15.635 15.848 15
  12/31/2012 15.848 16.990 16
  12/31/2013 16.990 16.294 11
  12/31/2014 16.294 16.622 15
  12/31/2015 16.622 16.334 9
  12/31/2016 16.334 16.407 10
  12/31/2017 16.407 16.840 13
  12/31/2018 16.840 16.385 15
  12/31/2019 16.385 17.370 5
  12/31/2020 17.370 18.462 5
2.25%        
  12/31/2011 16.925 17.147 37
  12/31/2012 17.147 18.373 34
  12/31/2013 18.373 17.612 31
  12/31/2014 17.612 17.958 21
  12/31/2015 17.958 17.637 20
  12/31/2016 17.637 17.707 21
  12/31/2017 17.707 18.166 20
  12/31/2018 18.166 17.666 21
  12/31/2019 17.666 18.718 14
  12/31/2020 18.718 19.886 13

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 292 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.30%        
  12/31/2011 15.480 15.675 18
  12/31/2012 15.675 16.788 14
  12/31/2013 16.788 16.084 14
  12/31/2014 16.084 16.392 14
  12/31/2015 16.392 16.091 11
  12/31/2016 16.091 16.147 12
  12/31/2017 16.147 16.557 7
  12/31/2018 16.557 16.093 7
  12/31/2019 16.093 17.044 3
  12/31/2020 17.044 18.097 2
2.35%        
  12/31/2011 16.741 16.944 170
  12/31/2012 16.944 18.137 157
  12/31/2013 18.137 17.368 112
  12/31/2014 17.368 17.691 67
  12/31/2015 17.691 17.358 53
  12/31/2016 17.358 17.410 45
  12/31/2017 17.410 17.843 39
  12/31/2018 17.843 17.334 35
  12/31/2019 17.334 18.349 33
  12/31/2020 18.349 19.474 30
2.40%        
  12/31/2011 16.650 16.843 31
  12/31/2012 16.843 18.020 30
  12/31/2013 18.020 17.248 13
  12/31/2014 17.248 17.560 10
  12/31/2015 17.560 17.221 9
  12/31/2016 17.221 17.263 8
  12/31/2017 17.263 17.684 8
  12/31/2018 17.684 17.171 8
  12/31/2019 17.171 18.167 7
  12/31/2020 18.167 19.271 7
2.45%        
  12/31/2011 16.559 16.743 28
  12/31/2012 16.743 17.904 28
  12/31/2013 17.904 17.128 10
  12/31/2014 17.128 17.429 10
  12/31/2015 17.429 17.084 8
  12/31/2016 17.084 17.118 8
  12/31/2017 17.118 17.526 10
  12/31/2018 17.526 17.009 8
  12/31/2019 17.009 17.987 5
  12/31/2020 17.987 19.070 6
2.50%        
  12/31/2011 16.469 16.643 26
  12/31/2012 16.643 17.789 30
  12/31/2013 17.789 17.009 10
  12/31/2014 17.009 17.300 9
  12/31/2015 17.300 16.949 6
  12/31/2016 16.949 16.974 2
  12/31/2017 16.974 17.370 0
  12/31/2018 17.370 16.849 0
  12/31/2019 16.849 17.809 0
  12/31/2020 17.809 18.872 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 293 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.55%        
  12/31/2011 16.379 16.544 11
  12/31/2012 16.544 17.674 10
  12/31/2013 17.674 16.891 8
  12/31/2014 16.891 17.171 9
  12/31/2015 17.171 16.814 4
  12/31/2016 16.814 16.831 3
  12/31/2017 16.831 17.215 3
  12/31/2018 17.215 16.690 3
  12/31/2019 16.690 17.632 3
  12/31/2020 17.632 18.675 3
2.60%        
  12/31/2011 15.025 15.169 38
  12/31/2012 15.169 16.196 37
  12/31/2013 16.196 15.471 42
  12/31/2014 15.471 15.720 48
  12/31/2015 15.720 15.385 45
  12/31/2016 15.385 15.392 45
  12/31/2017 15.392 15.736 41
  12/31/2018 15.736 15.249 41
  12/31/2019 15.249 16.101 32
  12/31/2020 16.101 17.045 31
2.65%        
  12/31/2011 16.201 16.348 31
  12/31/2012 16.348 17.447 25
  12/31/2013 17.447 16.658 10
  12/31/2014 16.658 16.917 7
  12/31/2015 16.917 16.549 7
  12/31/2016 16.549 16.548 7
  12/31/2017 16.548 16.909 7
  12/31/2018 16.909 16.377 1
  12/31/2019 16.377 17.284 1
  12/31/2020 17.284 18.288 1
2.70%        
  12/31/2011 16.113 16.251 8
  12/31/2012 16.251 17.335 8
  12/31/2013 17.335 16.542 8
  12/31/2014 16.542 16.791 6
  12/31/2015 16.791 16.417 6
  12/31/2016 16.417 16.409 6
  12/31/2017 16.409 16.758 7
  12/31/2018 16.758 16.223 2
  12/31/2019 16.223 17.113 4
  12/31/2020 17.113 18.098 2
2.75%        
  12/31/2011 14.802 14.922 35
  12/31/2012 14.922 15.908 32
  12/31/2013 15.908 15.173 28
  12/31/2014 15.173 15.394 28
  12/31/2015 15.394 15.044 26
  12/31/2016 15.044 15.028 25
  12/31/2017 15.028 15.341 27
  12/31/2018 15.341 14.844 22
  12/31/2019 14.844 15.650 17
  12/31/2020 15.650 16.542 14

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 294 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.80%        
  12/31/2011 15.938 16.059 24
  12/31/2012 16.059 17.112 30
  12/31/2013 17.112 16.313 11
  12/31/2014 16.313 16.542 4
  12/31/2015 16.542 16.158 3
  12/31/2016 16.158 16.133 6
  12/31/2017 16.133 16.461 6
  12/31/2018 16.461 15.919 3
  12/31/2019 15.919 16.775 3
  12/31/2020 16.775 17.723 3
2.85%        
  12/31/2011 15.851 15.963 62
  12/31/2012 15.963 17.002 61
  12/31/2013 17.002 16.200 63
  12/31/2014 16.200 16.419 47
  12/31/2015 16.419 16.030 47
  12/31/2016 16.030 15.997 9
  12/31/2017 15.997 16.314 9
  12/31/2018 16.314 15.769 9
  12/31/2019 15.769 16.609 11
  12/31/2020 16.609 17.539 11
2.90%        
  12/31/2011 14.582 14.678 38
  12/31/2012 14.678 15.626 51
  12/31/2013 15.626 14.881 23
  12/31/2014 14.881 15.075 16
  12/31/2015 15.075 14.710 15
  12/31/2016 14.710 14.673 13
  12/31/2017 14.673 14.956 11
  12/31/2018 14.956 14.449 14
  12/31/2019 14.449 15.211 12
  12/31/2020 15.211 16.054 16
2.95%        
  12/31/2013 N/A 15.976 0
  12/31/2014 15.976 16.176 0
  12/31/2015 16.176 15.776 0
  12/31/2016 15.776 15.729 0
  12/31/2017 15.729 16.024 0
  12/31/2018 16.024 15.473 0
  12/31/2019 15.473 16.281 0
  12/31/2020 16.281 17.175 0
3.00%        
  12/31/2011 15.593 15.680 16
  12/31/2012 15.680 16.675 16
  12/31/2013 16.675 15.865 6
  12/31/2014 15.865 16.055 9
  12/31/2015 16.055 15.651 8
  12/31/2016 15.651 15.596 8
  12/31/2017 15.596 15.881 8
  12/31/2018 15.881 15.327 8
  12/31/2019 15.327 16.119 8
  12/31/2020 16.119 16.996 3

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 295 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2011 14.366 14.439 55
  12/31/2012 14.439 15.348 59
  12/31/2013 15.348 14.595 21
  12/31/2014 14.595 14.763 11
  12/31/2015 14.763 14.384 7
  12/31/2016 14.384 14.326 6
  12/31/2017 14.326 14.580 4
  12/31/2018 14.580 14.065 6
  12/31/2019 14.065 14.784 5
  12/31/2020 14.784 15.581 5
3.10%        
  12/31/2013 N/A 15.646 9
  12/31/2014 15.646 15.818 11
  12/31/2015 15.818 15.404 10
  12/31/2016 15.404 15.334 10
  12/31/2017 15.334 15.599 11
  12/31/2018 15.599 15.040 12
  12/31/2019 15.040 15.801 2
  12/31/2020 15.801 16.644 2
3.15%        
  12/31/2011 15.340 15.402 3
  12/31/2012 15.402 16.355 3
  12/31/2013 16.355 15.537 0
  12/31/2014 15.537 15.700 0
  12/31/2015 15.700 15.282 0
  12/31/2016 15.282 15.205 4
  12/31/2017 15.205 15.459 4
  12/31/2018 15.459 14.898 4
  12/31/2019 14.898 15.645 4
  12/31/2020 15.645 16.471 4
3.20%        
  12/31/2013 N/A 15.640 0
  12/31/2014 15.640 15.796 0
  12/31/2015 15.796 15.368 0
  12/31/2016 15.368 15.283 0
  12/31/2017 15.283 15.531 0
  12/31/2018 15.531 14.959 0
  12/31/2019 14.959 15.701 0
  12/31/2020 15.701 16.522 0
3.25%        
  12/31/2013 N/A 15.515 0
  12/31/2014 15.515 15.662 3
  12/31/2015 15.662 15.230 3
  12/31/2016 15.230 15.138 3
  12/31/2017 15.138 15.376 3
  12/31/2018 15.376 14.803 3
  12/31/2019 14.803 15.529 3
  12/31/2020 15.529 16.333 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 296 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2011 14.013 14.049 6
  12/31/2012 14.049 14.896 7
  12/31/2013 14.896 14.130 1
  12/31/2014 14.130 14.256 9
  12/31/2015 14.256 13.856 8
  12/31/2016 13.856 13.765 4
  12/31/2017 13.765 13.975 4
  12/31/2018 13.975 13.447 5
  12/31/2019 13.447 14.100 4
  12/31/2020 14.100 14.822 4
3.40%        
  12/31/2013 N/A 15.147 0
  12/31/2014 15.147 15.267 4
  12/31/2015 15.267 14.823 5
  12/31/2016 14.823 14.712 5
  12/31/2017 14.712 14.921 5
  12/31/2018 14.921 14.343 4
  12/31/2019 14.343 15.024 6
  12/31/2020 15.024 15.778 6
3.45%        
  12/31/2013 N/A 15.026 0
  12/31/2014 15.026 15.138 0
  12/31/2015 15.138 14.690 0
  12/31/2016 14.690 14.573 0
  12/31/2017 14.573 14.772 0
  12/31/2018 14.772 14.193 0
  12/31/2019 14.193 14.860 0
  12/31/2020 14.860 15.597 0
3.55%        
  12/31/2013 N/A 14.787 0
  12/31/2014 14.787 14.882 0
  12/31/2015 14.882 14.428 0
  12/31/2016 14.428 14.298 0
  12/31/2017 14.298 14.479 0
  12/31/2018 14.479 13.898 0
  12/31/2019 13.898 14.536 0
  12/31/2020 14.536 15.242 0
Templeton Global Bond VIP Fund
1.65%        
  12/31/2011 42.464 41.407 104
  12/31/2012 41.407 46.862 136
  12/31/2013 46.862 46.846 141
  12/31/2014 46.846 46.924 125
  12/31/2015 46.924 44.169 118
  12/31/2016 44.169 44.723 102
  12/31/2017 44.723 44.840 85
  12/31/2018 44.840 44.957 71
  12/31/2019 44.957 45.112 68
  12/31/2020 45.112 42.028 65

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 297 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.70%        
  12/31/2011 42.015 40.949 85
  12/31/2012 40.949 46.320 185
  12/31/2013 46.320 46.281 248
  12/31/2014 46.281 46.335 251
  12/31/2015 46.335 43.593 253
  12/31/2016 43.593 44.117 261
  12/31/2017 44.117 44.211 254
  12/31/2018 44.211 44.304 208
  12/31/2019 44.304 44.434 189
  12/31/2020 44.434 41.376 179
1.75%        
  12/31/2011 41.570 40.495 1
  12/31/2012 40.495 45.784 2
  12/31/2013 45.784 45.722 3
  12/31/2014 45.722 45.753 8
  12/31/2015 45.753 43.024 8
  12/31/2016 43.024 43.520 7
  12/31/2017 43.520 43.590 1
  12/31/2018 43.590 43.660 1
  12/31/2019 43.660 43.766 1
  12/31/2020 43.766 40.734 1
1.80%        
  12/31/2011 41.019 39.938 25
  12/31/2012 39.938 45.131 18
  12/31/2013 45.131 45.048 22
  12/31/2014 45.048 45.055 29
  12/31/2015 45.055 42.347 30
  12/31/2016 42.347 42.813 24
  12/31/2017 42.813 42.861 22
  12/31/2018 42.861 42.908 20
  12/31/2019 42.908 42.991 16
  12/31/2020 42.991 39.993 17
1.90%        
  12/31/2011 40.265 39.165 68
  12/31/2012 39.165 44.213 54
  12/31/2013 44.213 44.088 57
  12/31/2014 44.088 44.051 55
  12/31/2015 44.051 41.361 61
  12/31/2016 41.361 41.775 63
  12/31/2017 41.775 41.781 58
  12/31/2018 41.781 41.784 50
  12/31/2019 41.784 41.823 49
  12/31/2020 41.823 38.867 40
1.95%        
  12/31/2011 39.839 38.732 56
  12/31/2012 38.732 43.702 99
  12/31/2013 43.702 43.556 121
  12/31/2014 43.556 43.498 119
  12/31/2015 43.498 40.822 121
  12/31/2016 40.822 41.210 111
  12/31/2017 41.210 41.194 94
  12/31/2018 41.194 41.177 85
  12/31/2019 41.177 41.195 80
  12/31/2020 41.195 38.264 81

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 298 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2011 38.828 37.711 6
  12/31/2012 37.711 42.508 7
  12/31/2013 42.508 42.323 7
  12/31/2014 42.323 42.225 8
  12/31/2015 42.225 39.587 8
  12/31/2016 39.587 39.924 6
  12/31/2017 39.924 39.869 5
  12/31/2018 39.869 39.812 5
  12/31/2019 39.812 39.790 4
  12/31/2020 39.790 36.921 5
2.10%        
  12/31/2011 38.588 37.460 21
  12/31/2012 37.460 42.203 21
  12/31/2013 42.203 41.999 22
  12/31/2014 41.999 41.880 12
  12/31/2015 41.880 39.244 10
  12/31/2016 39.244 39.558 11
  12/31/2017 39.558 39.484 11
  12/31/2018 39.484 39.408 7
  12/31/2019 39.408 39.366 4
  12/31/2020 39.366 36.510 4
2.15%        
  12/31/2011 37.985 36.856 1
  12/31/2012 36.856 41.501 1
  12/31/2013 41.501 41.280 1
  12/31/2014 41.280 41.143 1
  12/31/2015 41.143 38.535 1
  12/31/2016 38.535 38.823 1
  12/31/2017 38.823 38.731 0
  12/31/2018 38.731 38.637 0
  12/31/2019 38.637 38.577 0
  12/31/2020 38.577 35.760 0
2.20%        
  12/31/2011 35.596 34.521 2
  12/31/2012 34.521 38.852 1
  12/31/2013 38.852 38.626 1
  12/31/2014 38.626 38.478 2
  12/31/2015 38.478 36.021 2
  12/31/2016 36.021 36.272 2
  12/31/2017 36.272 36.168 2
  12/31/2018 36.168 36.063 2
  12/31/2019 36.063 35.988 2
  12/31/2020 35.988 33.344 2
2.25%        
  12/31/2011 37.377 36.229 15
  12/31/2012 36.229 40.755 15
  12/31/2013 40.755 40.497 9
  12/31/2014 40.497 40.322 8
  12/31/2015 40.322 37.728 8
  12/31/2016 37.728 37.972 9
  12/31/2017 37.972 37.845 9
  12/31/2018 37.845 37.715 7
  12/31/2019 37.715 37.618 3
  12/31/2020 37.618 34.837 4

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 299 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.30%        
  12/31/2011 36.981 35.828 4
  12/31/2012 35.828 40.283 3
  12/31/2013 40.283 40.009 2
  12/31/2014 40.009 39.816 2
  12/31/2015 39.816 37.236 2
  12/31/2016 37.236 37.458 1
  12/31/2017 37.458 37.314 2
  12/31/2018 37.314 37.167 2
  12/31/2019 37.167 37.053 2
  12/31/2020 37.053 34.296 2
2.35%        
  12/31/2011 36.590 35.431 15
  12/31/2012 35.431 39.817 14
  12/31/2013 39.817 39.526 14
  12/31/2014 39.526 39.316 14
  12/31/2015 39.316 36.750 11
  12/31/2016 36.750 36.951 12
  12/31/2017 36.951 36.790 9
  12/31/2018 36.790 36.627 8
  12/31/2019 36.627 36.497 6
  12/31/2020 36.497 33.764 6
2.40%        
  12/31/2011 36.203 35.039 2
  12/31/2012 35.039 39.357 2
  12/31/2013 39.357 39.049 2
  12/31/2014 39.049 38.822 2
  12/31/2015 38.822 36.270 1
  12/31/2016 36.270 36.450 1
  12/31/2017 36.450 36.273 1
  12/31/2018 36.273 36.095 1
  12/31/2019 36.095 35.948 1
  12/31/2020 35.948 33.240 1
2.45%        
  12/31/2011 35.565 34.404 5
  12/31/2012 34.404 38.624 5
  12/31/2013 38.624 38.303 6
  12/31/2014 38.303 38.061 7
  12/31/2015 38.061 35.541 8
  12/31/2016 35.541 35.700 9
  12/31/2017 35.700 35.509 7
  12/31/2018 35.509 35.316 0
  12/31/2019 35.316 35.155 0
  12/31/2020 35.155 32.491 0
2.50%        
  12/31/2011 35.441 34.268 5
  12/31/2012 34.268 38.451 5
  12/31/2013 38.451 38.113 6
  12/31/2014 38.113 37.853 3
  12/31/2015 37.853 35.330 1
  12/31/2016 35.330 35.470 1
  12/31/2017 35.470 35.262 1
  12/31/2018 35.262 35.053 1
  12/31/2019 35.053 34.876 1
  12/31/2020 34.876 32.217 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 300 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.55%        
  12/31/2011 35.066 33.888 2
  12/31/2012 33.888 38.007 2
  12/31/2013 38.007 37.653 2
  12/31/2014 37.653 37.378 1
  12/31/2015 37.378 34.869 1
  12/31/2016 34.869 34.989 0
  12/31/2017 34.989 34.767 0
  12/31/2018 34.767 34.544 0
  12/31/2019 34.544 34.352 0
  12/31/2020 34.352 31.717 0
2.60%        
  12/31/2011 34.413 33.240 17
  12/31/2012 33.240 37.261 18
  12/31/2013 37.261 36.896 19
  12/31/2014 36.896 36.608 28
  12/31/2015 36.608 34.133 23
  12/31/2016 34.133 34.234 24
  12/31/2017 34.234 34.000 23
  12/31/2018 34.000 33.765 19
  12/31/2019 33.765 33.560 19
  12/31/2020 33.560 30.970 18
2.65%        
  12/31/2011 34.329 33.142 1
  12/31/2012 33.142 37.132 1
  12/31/2013 37.132 36.750 2
  12/31/2014 36.750 36.445 1
  12/31/2015 36.445 33.964 0
  12/31/2016 33.964 34.048 0
  12/31/2017 34.048 33.798 0
  12/31/2018 33.798 33.548 1
  12/31/2019 33.548 33.328 1
  12/31/2020 33.328 30.740 1
2.70%        
  12/31/2011 33.965 32.775 4
  12/31/2012 32.775 36.703 4
  12/31/2013 36.703 36.307 4
  12/31/2014 36.307 35.988 3
  12/31/2015 35.988 33.521 3
  12/31/2016 33.521 33.587 3
  12/31/2017 33.587 33.324 3
  12/31/2018 33.324 33.060 0
  12/31/2019 33.060 32.827 0
  12/31/2020 32.827 30.263 0
2.75%        
  12/31/2011 33.298 32.115 2
  12/31/2012 32.115 35.946 2
  12/31/2013 35.946 35.540 3
  12/31/2014 35.540 35.210 2
  12/31/2015 35.210 32.780 2
  12/31/2016 32.780 32.828 4
  12/31/2017 32.828 32.555 4
  12/31/2018 32.555 32.281 5
  12/31/2019 32.281 32.037 6
  12/31/2020 32.037 29.520 7

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 301 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.80%        
  12/31/2011 33.251 32.053 2
  12/31/2012 32.053 35.859 2
  12/31/2013 35.859 35.436 2
  12/31/2014 35.436 35.090 2
  12/31/2015 35.090 32.652 1
  12/31/2016 32.652 32.683 0
  12/31/2017 32.683 32.395 0
  12/31/2018 32.395 32.106 0
  12/31/2019 32.106 31.848 0
  12/31/2020 31.848 29.331 0
2.85%        
  12/31/2011 32.899 31.698 0
  12/31/2012 31.698 35.444 0
  12/31/2013 35.444 35.009 3
  12/31/2014 35.009 34.649 3
  12/31/2015 34.649 32.226 3
  12/31/2016 32.226 32.241 3
  12/31/2017 32.241 31.940 2
  12/31/2018 31.940 31.640 3
  12/31/2019 31.640 31.370 3
  12/31/2020 31.370 28.876 3
2.90%        
  12/31/2011 30.526 29.397 2
  12/31/2012 29.397 32.854 3
  12/31/2013 32.854 32.435 5
  12/31/2014 32.435 32.085 5
  12/31/2015 32.085 29.826 2
  12/31/2016 29.826 29.825 2
  12/31/2017 29.825 29.533 1
  12/31/2018 29.533 29.240 2
  12/31/2019 29.240 28.976 2
  12/31/2020 28.976 26.659 1
2.95%        
  12/31/2013 N/A 33.810 0
  12/31/2014 33.810 33.429 0
  12/31/2015 33.429 31.060 0
  12/31/2016 31.060 31.043 0
  12/31/2017 31.043 30.723 0
  12/31/2018 30.723 30.404 0
  12/31/2019 30.404 30.114 0
  12/31/2020 30.114 27.692 0
3.00%        
  12/31/2011 31.520 30.324 0
  12/31/2012 30.324 33.856 0
  12/31/2013 33.856 33.391 1
  12/31/2014 33.391 32.998 3
  12/31/2015 32.998 30.644 3
  12/31/2016 30.644 30.612 3
  12/31/2017 30.612 30.282 3
  12/31/2018 30.282 29.952 2
  12/31/2019 29.952 29.651 2
  12/31/2020 29.651 27.253 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 302 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2011 29.537 28.402 6
  12/31/2012 28.402 31.694 6
  12/31/2013 31.694 31.243 2
  12/31/2014 31.243 30.860 3
  12/31/2015 30.860 28.644 2
  12/31/2016 28.644 28.600 3
  12/31/2017 28.600 28.277 1
  12/31/2018 28.277 27.955 1
  12/31/2019 27.955 27.661 1
  12/31/2020 27.661 25.411 1
3.10%        
  12/31/2013 N/A 32.568 0
  12/31/2014 32.568 32.152 2
  12/31/2015 32.152 29.829 2
  12/31/2016 29.829 29.768 2
  12/31/2017 29.768 29.418 2
  12/31/2018 29.418 29.068 8
  12/31/2019 29.068 28.747 8
  12/31/2020 28.747 26.396 9
3.15%        
  12/31/2011 30.499 29.298 0
  12/31/2012 29.298 32.661 0
  12/31/2013 32.661 32.164 0
  12/31/2014 32.164 31.738 0
  12/31/2015 31.738 29.430 0
  12/31/2016 29.430 29.355 0
  12/31/2017 29.355 28.995 0
  12/31/2018 28.995 28.635 0
  12/31/2019 28.635 28.306 0
  12/31/2020 28.306 25.977 0
3.20%        
  12/31/2013 N/A 31.091 0
  12/31/2014 31.091 30.663 0
  12/31/2015 30.663 28.419 0
  12/31/2016 28.419 28.333 0
  12/31/2017 28.333 27.971 0
  12/31/2018 27.971 27.611 0
  12/31/2019 27.611 27.279 0
  12/31/2020 27.279 25.023 0
3.25%        
  12/31/2013 N/A 30.705 0
  12/31/2014 30.705 30.268 1
  12/31/2015 30.268 28.039 1
  12/31/2016 28.039 27.939 1
  12/31/2017 27.939 27.569 1
  12/31/2018 27.569 27.200 1
  12/31/2019 27.200 26.860 1
  12/31/2020 26.860 24.626 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 303 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2011 29.511 28.307 0
  12/31/2012 28.307 31.508 0
  12/31/2013 31.508 30.982 0
  12/31/2014 30.982 30.526 0
  12/31/2015 30.526 28.264 0
  12/31/2016 28.264 28.150 1
  12/31/2017 28.150 27.763 1
  12/31/2018 27.763 27.377 1
  12/31/2019 27.377 27.021 1
  12/31/2020 27.021 24.761 1
3.40%        
  12/31/2013 N/A 29.576 1
  12/31/2014 29.576 29.111 1
  12/31/2015 29.111 26.927 0
  12/31/2016 26.927 26.791 0
  12/31/2017 26.791 26.397 0
  12/31/2018 26.397 26.004 0
  12/31/2019 26.004 25.641 0
  12/31/2020 25.641 23.472 0
3.45%        
  12/31/2013 N/A 29.209 0
  12/31/2014 29.209 28.736 0
  12/31/2015 28.736 26.566 0
  12/31/2016 26.566 26.419 0
  12/31/2017 26.419 26.017 0
  12/31/2018 26.017 25.617 0
  12/31/2019 25.617 25.247 0
  12/31/2020 25.247 23.100 0
3.55%        
  12/31/2013 N/A 28.489 0
  12/31/2014 28.489 27.999 1
  12/31/2015 27.999 25.859 0
  12/31/2016 25.859 25.691 0
  12/31/2017 25.691 25.274 0
  12/31/2018 25.274 24.861 0
  12/31/2019 24.861 24.477 0
  12/31/2020 24.477 22.373 0
Templeton Growth VIP Fund
1.65%        
  12/31/2011 22.053 20.180 10
  12/31/2012 20.180 24.030 11
  12/31/2013 24.030 30.921 13
  12/31/2014 30.921 29.559 18
  12/31/2015 29.559 27.189 11
  12/31/2016 27.189 29.317 8
  12/31/2017 29.317 34.174 7
  12/31/2018 34.174 28.620 7
  12/31/2019 28.620 32.418 6
  12/31/2020 32.418 33.735 5

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 304 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
1.70%        
  12/31/2011 21.869 20.001 11
  12/31/2012 20.001 23.805 28
  12/31/2013 23.805 30.616 36
  12/31/2014 30.616 29.253 35
  12/31/2015 29.253 26.894 29
  12/31/2016 26.894 28.984 22
  12/31/2017 28.984 33.769 19
  12/31/2018 33.769 28.267 16
  12/31/2019 28.267 32.002 15
  12/31/2020 32.002 33.286 13
1.75%        
  12/31/2011 21.687 19.825 0
  12/31/2012 19.825 23.583 0
  12/31/2013 23.583 30.316 0
  12/31/2014 30.316 28.951 0
  12/31/2015 28.951 26.604 0
  12/31/2016 26.604 28.657 0
  12/31/2017 28.657 33.371 0
  12/31/2018 33.371 27.920 0
  12/31/2019 27.920 31.594 0
  12/31/2020 31.594 32.844 0
1.80%        
  12/31/2011 21.504 19.648 20
  12/31/2012 19.648 23.361 18
  12/31/2013 23.361 30.015 14
  12/31/2014 30.015 28.650 8
  12/31/2015 28.650 26.314 7
  12/31/2016 26.314 28.331 6
  12/31/2017 28.331 32.974 5
  12/31/2018 32.974 27.574 5
  12/31/2019 27.574 31.187 5
  12/31/2020 31.187 32.405 5
1.90%        
  12/31/2011 21.164 19.318 4
  12/31/2012 19.318 22.945 5
  12/31/2013 22.945 29.452 33
  12/31/2014 29.452 28.084 14
  12/31/2015 28.084 25.768 6
  12/31/2016 25.768 27.715 5
  12/31/2017 27.715 32.226 4
  12/31/2018 32.226 26.921 3
  12/31/2019 26.921 30.418 3
  12/31/2020 30.418 31.574 1
1.95%        
  12/31/2011 20.969 19.130 10
  12/31/2012 19.130 22.711 13
  12/31/2013 22.711 29.136 13
  12/31/2014 29.136 27.769 13
  12/31/2015 27.769 25.467 11
  12/31/2016 25.467 27.377 7
  12/31/2017 27.377 31.817 5
  12/31/2018 31.817 26.567 4
  12/31/2019 26.567 30.002 2
  12/31/2020 30.002 31.127 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 305 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.05%        
  12/31/2011 20.619 18.793 2
  12/31/2012 18.793 22.288 2
  12/31/2013 22.288 28.565 2
  12/31/2014 28.565 27.197 2
  12/31/2015 27.197 24.917 0
  12/31/2016 24.917 26.760 0
  12/31/2017 26.760 31.069 0
  12/31/2018 31.069 25.916 0
  12/31/2019 25.916 29.237 0
  12/31/2020 29.237 30.303 0
2.10%        
  12/31/2011 20.446 18.626 30
  12/31/2012 18.626 22.079 28
  12/31/2013 22.079 28.283 19
  12/31/2014 28.283 26.916 11
  12/31/2015 26.916 24.647 10
  12/31/2016 24.647 26.456 7
  12/31/2017 26.456 30.701 6
  12/31/2018 30.701 25.596 5
  12/31/2019 25.596 28.862 4
  12/31/2020 28.862 29.900 4
2.15%        
  12/31/2011 20.275 18.461 1
  12/31/2012 18.461 21.872 1
  12/31/2013 21.872 28.004 0
  12/31/2014 28.004 26.637 0
  12/31/2015 26.637 24.379 0
  12/31/2016 24.379 26.156 0
  12/31/2017 26.156 30.338 0
  12/31/2018 30.338 25.280 0
  12/31/2019 25.280 28.492 0
  12/31/2020 28.492 29.501 0
2.20%        
  12/31/2011 19.306 17.569 3
  12/31/2012 17.569 20.805 2
  12/31/2013 20.805 26.625 4
  12/31/2014 26.625 25.313 2
  12/31/2015 25.313 23.156 0
  12/31/2016 23.156 24.831 0
  12/31/2017 24.831 28.786 0
  12/31/2018 28.786 23.975 0
  12/31/2019 23.975 27.008 0
  12/31/2020 27.008 27.950 0
2.25%        
  12/31/2011 19.937 18.135 9
  12/31/2012 18.135 21.464 5
  12/31/2013 21.464 27.455 4
  12/31/2014 27.455 26.088 4
  12/31/2015 26.088 23.853 3
  12/31/2016 23.853 25.566 2
  12/31/2017 25.566 29.624 1
  12/31/2018 29.624 24.661 1
  12/31/2019 24.661 27.766 0
  12/31/2020 27.766 28.721 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 306 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.30%        
  12/31/2011 19.770 17.974 2
  12/31/2012 17.974 21.263 2
  12/31/2013 21.263 27.184 2
  12/31/2014 27.184 25.818 3
  12/31/2015 25.818 23.595 1
  12/31/2016 23.595 25.276 1
  12/31/2017 25.276 29.273 1
  12/31/2018 29.273 24.356 1
  12/31/2019 24.356 27.410 1
  12/31/2020 27.410 28.338 1
2.35%        
  12/31/2011 19.605 17.815 15
  12/31/2012 17.815 21.064 15
  12/31/2013 21.064 26.916 9
  12/31/2014 26.916 25.551 8
  12/31/2015 25.551 23.339 5
  12/31/2016 23.339 24.990 5
  12/31/2017 24.990 28.927 5
  12/31/2018 28.927 24.056 4
  12/31/2019 24.056 27.058 4
  12/31/2020 27.058 27.961 3
2.40%        
  12/31/2011 19.441 17.657 2
  12/31/2012 17.657 20.867 1
  12/31/2013 20.867 26.651 1
  12/31/2014 26.651 25.286 1
  12/31/2015 25.286 23.085 0
  12/31/2016 23.085 24.706 0
  12/31/2017 24.706 28.584 0
  12/31/2018 28.584 23.759 0
  12/31/2019 23.759 26.711 0
  12/31/2020 26.711 27.588 0
2.45%        
  12/31/2011 19.278 17.500 5
  12/31/2012 17.500 20.672 5
  12/31/2013 20.672 26.388 0
  12/31/2014 26.388 25.025 0
  12/31/2015 25.025 22.835 0
  12/31/2016 22.835 24.426 0
  12/31/2017 24.426 28.246 0
  12/31/2018 28.246 23.466 0
  12/31/2019 23.466 26.368 0
  12/31/2020 26.368 27.221 0
2.50%        
  12/31/2011 19.117 17.345 1
  12/31/2012 17.345 20.478 1
  12/31/2013 20.478 26.128 3
  12/31/2014 26.128 24.765 3
  12/31/2015 24.765 22.587 4
  12/31/2016 22.587 24.149 0
  12/31/2017 24.149 27.911 0
  12/31/2018 27.911 23.177 0
  12/31/2019 23.177 26.030 0
  12/31/2020 26.030 26.858 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 307 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.55%        
  12/31/2011 18.957 17.192 0
  12/31/2012 17.192 20.286 0
  12/31/2013 20.286 25.870 0
  12/31/2014 25.870 24.509 0
  12/31/2015 24.509 22.342 0
  12/31/2016 22.342 23.875 0
  12/31/2017 23.875 27.581 0
  12/31/2018 27.581 22.891 0
  12/31/2019 22.891 25.696 0
  12/31/2020 25.696 26.500 0
2.60%        
  12/31/2011 18.798 17.039 15
  12/31/2012 17.039 20.096 13
  12/31/2013 20.096 25.615 21
  12/31/2014 25.615 24.255 24
  12/31/2015 24.255 22.100 24
  12/31/2016 22.100 23.604 16
  12/31/2017 23.604 27.255 15
  12/31/2018 27.255 22.609 9
  12/31/2019 22.609 25.367 9
  12/31/2020 25.367 26.147 8
2.65%        
  12/31/2011 18.640 16.888 1
  12/31/2012 16.888 19.908 1
  12/31/2013 19.908 25.363 1
  12/31/2014 25.363 24.004 0
  12/31/2015 24.004 21.860 0
  12/31/2016 21.860 23.336 2
  12/31/2017 23.336 26.932 1
  12/31/2018 26.932 22.330 2
  12/31/2019 22.330 25.041 2
  12/31/2020 25.041 25.799 2
2.70%        
  12/31/2011 18.484 16.738 0
  12/31/2012 16.738 19.722 0
  12/31/2013 19.722 25.113 0
  12/31/2014 25.113 23.756 0
  12/31/2015 23.756 21.623 0
  12/31/2016 21.623 23.072 0
  12/31/2017 23.072 26.613 0
  12/31/2018 26.613 22.055 0
  12/31/2019 22.055 24.720 0
  12/31/2020 24.720 25.455 0
2.75%        
  12/31/2011 18.330 16.590 5
  12/31/2012 16.590 19.537 5
  12/31/2013 19.537 24.865 7
  12/31/2014 24.865 23.510 5
  12/31/2015 23.510 21.388 6
  12/31/2016 21.388 22.810 4
  12/31/2017 22.810 26.298 3
  12/31/2018 26.298 21.783 3
  12/31/2019 21.783 24.403 2
  12/31/2020 24.403 25.116 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 308 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
2.80%        
  12/31/2011 18.176 16.443 0
  12/31/2012 16.443 19.354 0
  12/31/2013 19.354 24.620 0
  12/31/2014 24.620 23.266 0
  12/31/2015 23.266 21.156 0
  12/31/2016 21.156 22.551 0
  12/31/2017 22.551 25.987 0
  12/31/2018 25.987 21.514 0
  12/31/2019 21.514 24.090 0
  12/31/2020 24.090 24.781 0
2.85%        
  12/31/2011 18.024 16.297 0
  12/31/2012 16.297 19.173 0
  12/31/2013 19.173 24.377 2
  12/31/2014 24.377 23.025 5
  12/31/2015 23.025 20.927 5
  12/31/2016 20.927 22.295 5
  12/31/2017 22.295 25.679 3
  12/31/2018 25.679 21.249 3
  12/31/2019 21.249 23.781 5
  12/31/2020 23.781 24.451 5
2.90%        
  12/31/2011 17.162 15.510 7
  12/31/2012 15.510 18.238 7
  12/31/2013 18.238 23.177 5
  12/31/2014 23.177 21.880 4
  12/31/2015 21.880 19.876 3
  12/31/2016 19.876 21.165 3
  12/31/2017 21.165 24.366 1
  12/31/2018 24.366 20.152 1
  12/31/2019 20.152 22.542 1
  12/31/2020 22.542 23.166 1
2.95%        
  12/31/2013 N/A 23.899 0
  12/31/2014 23.899 22.551 0
  12/31/2015 22.551 20.475 0
  12/31/2016 20.475 21.792 0
  12/31/2017 21.792 25.075 0
  12/31/2018 25.075 20.728 0
  12/31/2019 20.728 23.175 0
  12/31/2020 23.175 23.804 0
3.00%        
  12/31/2011 17.575 15.867 0
  12/31/2012 15.867 18.639 0
  12/31/2013 18.639 23.663 0
  12/31/2014 23.663 22.317 0
  12/31/2015 22.317 20.253 0
  12/31/2016 20.253 21.545 2
  12/31/2017 21.545 24.778 2
  12/31/2018 24.778 20.472 2
  12/31/2019 20.472 22.878 2
  12/31/2020 22.878 23.487 2

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 309 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.05%        
  12/31/2011 16.735 15.101 4
  12/31/2012 15.101 17.730 4
  12/31/2013 17.730 22.498 1
  12/31/2014 22.498 21.208 0
  12/31/2015 21.208 19.236 1
  12/31/2016 19.236 20.453 0
  12/31/2017 20.453 23.511 0
  12/31/2018 23.511 19.415 0
  12/31/2019 19.415 21.686 0
  12/31/2020 21.686 22.252 0
3.10%        
  12/31/2013 N/A 23.199 2
  12/31/2014 23.199 21.858 2
  12/31/2015 21.858 19.816 0
  12/31/2016 19.816 21.059 0
  12/31/2017 21.059 24.195 0
  12/31/2018 24.195 19.970 5
  12/31/2019 19.970 22.294 5
  12/31/2020 22.294 22.865 5
3.15%        
  12/31/2011 17.137 15.449 0
  12/31/2012 15.449 18.121 0
  12/31/2013 18.121 22.970 0
  12/31/2014 22.970 21.631 1
  12/31/2015 21.631 19.601 1
  12/31/2016 19.601 20.820 1
  12/31/2017 20.820 23.909 1
  12/31/2018 23.909 19.724 1
  12/31/2019 19.724 22.008 1
  12/31/2020 22.008 22.561 0
3.20%        
  12/31/2013 N/A 23.828 0
  12/31/2014 23.828 22.428 0
  12/31/2015 22.428 20.312 0
  12/31/2016 20.312 21.565 0
  12/31/2017 21.565 24.752 0
  12/31/2018 24.752 20.409 0
  12/31/2019 20.409 22.762 0
  12/31/2020 22.762 23.321 0
3.25%        
  12/31/2013 N/A 23.593 1
  12/31/2014 23.593 22.195 2
  12/31/2015 22.195 20.092 2
  12/31/2016 20.092 21.320 2
  12/31/2017 21.320 24.459 1
  12/31/2018 24.459 20.157 1
  12/31/2019 20.157 22.470 1
  12/31/2020 22.470 23.010 1

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 310 

 

Investment Option
M&E Charge
Period or Year Ended AUV at Beginning
of Period
AUV at End of Period Number of Accumulation
Units Outstanding at End
of Period
3.30%        
  12/31/2011 16.711 15.042 0
  12/31/2012 15.042 17.616 0
  12/31/2013 17.616 22.297 0
  12/31/2014 22.297 20.966 0
  12/31/2015 20.966 18.970 0
  12/31/2016 18.970 20.120 0
  12/31/2017 20.120 23.070 0
  12/31/2018 23.070 19.003 0
  12/31/2019 19.003 21.172 0
  12/31/2020 21.172 21.671 0
3.40%        
  12/31/2013 N/A 22.901 0
  12/31/2014 22.901 21.512 3
  12/31/2015 21.512 19.445 1
  12/31/2016 19.445 20.603 1
  12/31/2017 20.603 23.600 1
  12/31/2018 23.600 19.420 0
  12/31/2019 19.420 21.615 0
  12/31/2020 21.615 22.102 0
3.45%        
  12/31/2013 N/A 22.675 0
  12/31/2014 22.675 21.290 0
  12/31/2015 21.290 19.233 0
  12/31/2016 19.233 20.369 0
  12/31/2017 20.369 23.320 0
  12/31/2018 23.320 19.180 0
  12/31/2019 19.180 21.338 0
  12/31/2020 21.338 21.808 0
3.55%        
  12/31/2013 N/A 22.230 2
  12/31/2014 22.230 20.851 1
  12/31/2015 20.851 18.818 1
  12/31/2016 18.818 19.909 1
  12/31/2017 19.909 22.771 1
  12/31/2018 22.771 18.710 1
  12/31/2019 18.710 20.794 1
  12/31/2020 20.794 21.230 0

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix B
 311 

 


Appendix C – Allianz Life of NY Variable Account C Financial Statements

Allianz VisionSM New York Statement of Additional Information – April 30, 2021
Appendix C
 312 













ALLIANZ LIFE OF NY VARIABLE ACCOUNT C

of

ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK


Financial Statements

December 31, 2020

(With Report of Independent Registered Public Accounting Firm Thereon)




Report of Independent Registered Public Accounting Firm

To the Board of Directors of Allianz Life Insurance Company of New York and the Contract Owners of Allianz Life of NY Variable Account C of Allianz Life Insurance Company of New York.

Opinions on the Financial Statements

We have audited the accompanying statements of assets and liabilities of each of the subaccounts of Allianz Life of NY Variable Account C of Allianz Life Insurance Company of New York, indicated in the table below (other than RCM Dynamic MultiAsset Plus VIT Fund, AZL Morgan Stanley Global Real Estate Fund Class 1 and AZL Morgan Stanley Global Real Estate Fund Class 2, which do not present statements of assets and liabilities) as of December 31, 2020, the related statements of operations for the year then ended (other than RCM Dynamic MultiAsset Plus VIT Fund, which is for the period January 1, 2020 to April 24, 2020 (date of merger with AZL MVP Moderate Index Strategy Fund) AZL Morgan Stanley Global Real Estate Fund Class 1 and AZL Morgan Stanley Global Real Estate Fund Class 2, which is for the period January 1, 2020 to August 21, 2020 (date of both mergers with AZL S&P 500 Index Fund)), and the statements of changes in net assets for each of the two years in the period ended December 31, 2020, including the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial position of each of the subaccounts of Allianz Life of NY Variable Account C of Allianz Life Insurance Company of New York (other than RCM Dynamic MultiAsset Plus VIT Fund, AZL Morgan Stanley Global Real Estate Fund Class 1, and AZL Morgan Stanley Global Real Estate Fund Class 2, which do not present statements of assets and liabilities) as of December 31, 2020, and the results of each of their operations for the year then ended, and the changes in each of their net assets for each of the two years in the period ended December 31, 2020 (other than RCM Dynamic MultiAsset Plus VIT Fund, which is for the period January 1, 2020 to April 24, 2020 (date of merger with AZL MVP Moderate Index Strategy Fund) AZL Morgan Stanley Global Real Estate Fund Class 1 and AZL Morgan Stanley Global Real Estate Fund Class 2, which is for the period January 1, 2020 to August 21, 2020 (date of both mergers with AZL S&P 500 Index Fund)), in conformity with accounting principles generally accepted in the United States of America.









Subaccounts of Allianz Life of NY Variable Account C
AZL Balanced Index Strategy Fund
AZL Russell 1000 Value Index Fund Class 1
Ivy VIP Growth Portfolio
AZL DFA Five-Year Global Fixed Income Fund
AZL Russell 1000 Value Index Fund Class 2
Ivy VIP Mid Cap Growth Portfolio
AZL DFA Multi-Strategy Fund
AZL S&P 500 Index Fund
Ivy VIP Natural Resources Portfolio
AZL Enhanced Bond Index Fund
AZL Small Cap Stock Index Fund Class 1
Ivy VIP Science and Technology Portfolio
AZL Fidelity Institutional Asset Management Multi-Strategy Fund
AZL Small Cap Stock Index Fund Class 2
JPMorgan Insurance Trust Core Bond Portfolio
AZL Fidelity Institutional Asset Management Total Bond Fund Class 1
AZL T. Rowe Price Capital Appreciation Fund
Lazard Retirement International Equity Portfolio
AZL Fidelity Institutional Asset Management Total Bond Fund Class 2
BlackRock Equity Dividend V.I. Fund
Lazard Retirement U.S. Small-Mid Cap Equity Portfolio
AZL Gateway Fund
BlackRock Global Allocation V.I. Fund
MFS International Intrinsic Value Portfolio
AZL Government Money Market Fund
BNY Mellon VIF Appreciation Portfolio
MFS VIT Total Return Bond Portfolio












AZL International Index Fund Class 1
ClearBridge Variable Aggressive Growth Portfolio
MFS VIT Utilities Portfolio
AZL International Index Fund Class 2
Columbia Variable Portfolio – Seligman Global Technology Fund
PIMCO VIT All Asset Portfolio
AZL MetWest Total Return Bond Fund
Davis VA Financial Portfolio
PIMCO VIT Balanced Allocation Portfolio
AZL Mid Cap Index Fund Class 1
Eaton Vance VT Floating-Rate Income Fund
PIMCO VIT CommodityRealReturn Strategy Portfolio
AZL Mid Cap Index Fund Class 2
Fidelity VIP Emerging Markets Portfolio
PIMCO VIT Dynamic Bond Portfolio
AZL Moderate Index Strategy Fund
Fidelity VIP FundsManager 50% Portfolio
PIMCO VIT Emerging Markets Bond Portfolio
AZL MSCI Emerging Markets Equity Index Class 1
Fidelity VIP FundsManager 60% Portfolio
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged
AZL MSCI Emerging Markets Equity Index Class 2
Fidelity VIP Mid Cap Portfolio
PIMCO VIT Global Core Bond (Hedged) Portfolio
AZL MSCI Global Equity Index Fund
Fidelity VIP Strategic Income Portfolio
PIMCO VIT Global Managed Asset Allocation Portfolio
AZL MVP Balanced Index Strategy Fund
Franklin Allocation VIP Fund
PIMCO VIT High Yield Portfolio
AZL MVP DFA Multi-Strategy Fund
Franklin Income VIP Fund
PIMCO VIT Long-Term U.S. Government Portfolio
AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund
Franklin Mutual Shares VIP Fund
PIMCO VIT Low Duration Portfolio
AZL MVP Fusion Dynamic Balanced Fund
Franklin Rising Dividends VIP Fund
PIMCO VIT Real Return Portfolio
AZL MVP Fusion Dynamic Conservative Fund
Franklin Strategic Income VIP Fund
PIMCO VIT StocksPlus Global Portfolio
AZL MVP Fusion Dynamic Moderate Fund
Franklin U.S. Government Securities VIP Fund
PIMCO VIT Total Return Portfolio
AZL MVP Global Balanced Index Strategy Fund
Invesco Oppenheimer V.I. Global Strategic Income Fund
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio
AZL MVP Growth Index Strategy Fund
Invesco Oppenheimer V.I. International Growth Fund
T. Rowe Price Blue Chip Growth Portfolio
AZL MVP Moderate Index Strategy Fund
Invesco V.I. American Value Fund
T. Rowe Price Equity Income Portfolio
AZL MVP T. Rowe Price Capital Appreciation Plus Fund
Invesco V.I. Balanced-Risk Allocation Fund
T. Rowe Price Health Sciences Portfolio
AZL Russell 1000 Growth Index Fund Class 1
Ivy VIP Asset Strategy Portfolio
Templeton Global Bond VIP Fund
AZL Russell 1000 Growth Index Fund Class 2
Ivy VIP Energy Portfolio
Templeton Growth VIP Fund





Basis for Opinions

These financial statements are the responsibility of the Allianz Life Insurance Company of New York management. Our responsibility is to express an opinion on the financial statements of each of the subaccounts of Allianz Life of NY Variable Account C of Allianz Life Insurance Company of New York based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to each of the subaccounts of Allianz Life of NY Variable Account C of Allianz Life Insurance Company of New York in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits of these financial statements in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud.

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. Our procedures included confirmation of investments owned as of December 31, 2020 by correspondence with the investee mutual funds. We believe that our audits provide a reasonable basis for our opinions.


/s/ PricewaterhouseCoopers LLP

Minneapolis, MN
March 29, 2021


We have served as the auditor of one or more of the subaccounts of Allianz Life of NY Variable Account C of Allianz Life Insurance Company of New York since 2019.



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















AZL Balanced Index Strategy Fund AZL DFA Five-Year Global Fixed Income Fund AZL DFA Multi-Strategy Fund AZL Enhanced Bond Index Fund AZL Fidelity Institutional Asset Management Multi-Strategy Fund
 Assets:




    Investments at Net Asset Value $ 28,639 
$ 768 
$ 87,949 
$ 5,142 
$ 25,460 
         Total Assets 28,639 
768 
87,949 
5,142 
25,460 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 28,639 
768 
87,949 
5,142 
25,460 






 Net Assets:




    Contracts in Accumulation Period 28,639 
768 
87,949 
5,142 
25,460 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 28,639 
$ 768 
$ 87,949 
$ 5,142 
$ 25,460 






           Investment Shares 1,638 
80 
6,057 
437 
1,763 
           Investments at Cost $ 24,321 
$ 794 
$ 83,734 
$ 4,866 
$ 21,864 





















AZL Fidelity Institutional Asset Management Total Bond Fund Class 1 AZL Fidelity Institutional Asset Management Total Bond Fund Class 2 AZL Gateway Fund AZL Government Money Market Fund AZL International Index Fund Class 1
 Assets:




    Investments at Net Asset Value $ 1,739 
$ 19,319 
$ 7,736 
$ 45,883 
$ 5,410 
         Total Assets 1,739 
19,319 
7,736 
45,883 
5,410 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 1,739 
19,319 
7,736 
45,883 
5,410 






 Net Assets:




    Contracts in Accumulation Period 1,734 
19,319 
7,736 
45,867 
5,367 
    Contracts in Annuity Payment Period
— 
— 
16 
43 
         Total Net Assets $ 1,739 
$ 19,319 
$ 7,736 
$ 45,883 
$ 5,410 






           Investment Shares 162 
1,747 
530 
45,883 
460 
           Investments at Cost $ 1,623 
$ 18,034 
$ 5,944 
$ 45,883 
$ 4,665 
See accompanying notes to financial statements
Page 4 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















AZL International Index Fund Class 2 AZL MetWest Total Return Bond Fund AZL Mid Cap Index Fund Class 1 AZL Mid Cap Index Fund Class 2 AZL Moderate Index Strategy Fund
 Assets:




    Investments at Net Asset Value $ 21,214 
$ 3,015 
$ 2,577 
$ 25,166 
$ 34,602 
         Total Assets 21,214 
3,015 
2,577 
25,166 
34,602 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 21,214 
3,015 
2,577 
25,166 
34,602 






 Net Assets:




    Contracts in Accumulation Period 21,214 
3,015 
2,555 
25,166 
34,602 
    Contracts in Annuity Payment Period — 
— 
22 
— 
— 
         Total Net Assets $ 21,214 
$ 3,015 
$ 2,577 
$ 25,166 
$ 34,602 






           Investment Shares 1,217 
275 
307 
1,046 
2,437 
           Investments at Cost $ 17,798 
$ 2,931 
$ 2,819 
$ 20,891 
$ 33,138 





















AZL MSCI Emerging Markets Equity Index Class 1 AZL MSCI Emerging Markets Equity Index Class 2 AZL MSCI Global Equity Index Fund AZL MVP Balanced Index Strategy Fund AZL MVP DFA Multi-Strategy Fund
 Assets:




    Investments at Net Asset Value $ 660 
$ 4,507 
$ 324 
$ 42,195 
$ 9,557 
         Total Assets 660 
4,507 
324 
42,195 
9,557 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 660 
4,507 
324 
42,195 
9,557 






 Net Assets:




    Contracts in Accumulation Period 660 
4,507 
324 
42,195 
9,557 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 660 
$ 4,507 
$ 324 
$ 42,195 
$ 9,557 






           Investment Shares 77 
528 
23 
3,005 
825 
           Investments at Cost $ 422 
$ 3,811 
$ 243 
$ 37,864 
$ 9,119 
See accompanying notes to financial statements
Page 5 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund AZL MVP Fusion Dynamic Balanced Fund AZL MVP Fusion Dynamic Conservative Fund AZL MVP Fusion Dynamic Moderate Fund AZL MVP Global Balanced Index Strategy Fund
 Assets:




    Investments at Net Asset Value $ 33,097 
$ 76,153 
$ 21,898 
$ 204,047 
$ 88,279 
         Total Assets 33,097 
76,153 
21,898 
204,047 
88,279 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 33,097 
76,153 
21,898 
204,047 
88,279 






 Net Assets:




    Contracts in Accumulation Period 33,097 
76,153 
21,898 
204,047 
88,279 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 33,097 
$ 76,153 
$ 21,898 
$ 204,047 
$ 88,279 






           Investment Shares 2,546 
6,917 
1,836 
18,584 
7,171 
           Investments at Cost $ 30,519 
$ 79,371 
$ 21,804 
$ 209,850 
$ 83,538 





















AZL MVP Growth Index Strategy Fund AZL MVP Moderate Index Strategy Fund AZL MVP T. Rowe Price Capital Appreciation Plus Fund AZL Russell 1000 Growth Index Fund Class 1 AZL Russell 1000 Growth Index Fund Class 2
 Assets:




    Investments at Net Asset Value $ 324,506 
$ 66,231 
$ 180,567 
$ 4,288 
$ 27,959 
         Total Assets 324,506 
66,231 
180,567 
4,288 
27,959 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 324,506 
66,231 
180,567 
4,288 
27,959 






 Net Assets:




    Contracts in Accumulation Period 324,506 
66,231 
180,567 
4,270 
27,959 
    Contracts in Annuity Payment Period — 
— 
— 
18 
— 
         Total Net Assets $ 324,506 
$ 66,231 
$ 180,567 
$ 4,288 
$ 27,959 






           Investment Shares 20,577 
4,383 
12,833 
292 
1,324 
           Investments at Cost $ 289,017 
$ 59,612 
$ 155,884 
$ 3,070 
$ 18,794 
See accompanying notes to financial statements
Page 6 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















AZL Russell 1000 Value Index Fund Class 1 AZL Russell 1000 Value Index Fund Class 2 AZL S&P 500 Index Fund AZL Small Cap Stock Index Fund Class 1 AZL Small Cap Stock Index Fund Class 2
 Assets:




    Investments at Net Asset Value $ 11,950 
$ 15,543 
$ 45,615 
$ 674 
$ 15,859 
         Total Assets 11,950 
15,543 
45,615 
674 
15,859 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 11,950 
15,543 
45,615 
674 
15,859 






 Net Assets:




    Contracts in Accumulation Period 11,783 
15,543 
45,577 
674 
15,859 
    Contracts in Annuity Payment Period 167 
— 
38 
— 
— 
         Total Net Assets $ 11,950 
$ 15,543 
$ 45,615 
$ 674 
$ 15,859 






           Investment Shares 1,325 
1,245 
2,240 
69 
1,154 
           Investments at Cost $ 12,812 
$ 15,382 
$ 32,658 
$ 676 
$ 14,206 





















AZL T. Rowe Price Capital Appreciation Fund BlackRock Global Allocation V.I. Fund ClearBridge Variable Aggressive Growth Portfolio Columbia Variable Portfolio – Seligman Global Technology Fund Davis VA Financial Portfolio
 Assets:




    Investments at Net Asset Value $ 23,850 
$ 76,608 
$ 57 
$ 42 
$ 906 
         Total Assets 23,850 
76,608 
57 
42 
906 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 23,850 
76,608 
57 
42 
906 






 Net Assets:




    Contracts in Accumulation Period 23,830 
76,608 
57 
42 
906 
    Contracts in Annuity Payment Period 20 
— 
— 
— 
— 
         Total Net Assets $ 23,850 
$ 76,608 
$ 57 
$ 42 
$ 906 






           Investment Shares 1,128 
4,703 


77 
           Investments at Cost $ 18,645 
$ 67,116 
$ 58 
$ 25 
$ 949 
See accompanying notes to financial statements
Page 7 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















Fidelity VIP Emerging Markets Portfolio Fidelity VIP FundsManager 50% Portfolio Fidelity VIP FundsManager 60% Portfolio Fidelity VIP Mid Cap Portfolio Fidelity VIP Strategic Income Portfolio
 Assets:




    Investments at Net Asset Value $ 23 
1,759 
$ 9,367 
$ 63 
$ 62 
         Total Assets 23 
1,759 
9,367 
63 
62 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 23 
1,759 
9,367 
63 
62 






 Net Assets:




    Contracts in Accumulation Period 23 
1,759 
9,367 
63 
62 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 23 
1,759 
$ 9,367 
$ 63 
$ 62 






           Investment Shares
130 
828 


           Investments at Cost $ 15 
1,471 
$ 8,763 
$ 55 
$ 60 





















Franklin Allocation VIP Fund Franklin Income VIP Fund Franklin Mutual Shares VIP Fund Franklin Rising Dividends VIP Fund Franklin U.S. Government Securities VIP Fund
 Assets:




    Investments at Net Asset Value $ 5,608 
$ 112,993 
$ 13,647 
$ 16,902 
$ 23,452 
         Total Assets 5,608 
112,993 
13,647 
16,902 
23,452 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 5,608 
112,993 
13,647 
16,902 
23,452 






 Net Assets:




    Contracts in Accumulation Period 5,608 
112,875 
13,626 
16,784 
23,437 
    Contracts in Annuity Payment Period — 
118 
21 
118 
15 
         Total Net Assets $ 5,608 
$ 112,993 
$ 13,647 
$ 16,902 
$ 23,452 






           Investment Shares 1,033 
7,495 
819 
566 
1,936 
           Investments at Cost $ 6,480 
$ 113,686 
$ 14,433 
$ 11,633 
$ 24,259 
See accompanying notes to financial statements
Page 8 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















Invesco Oppenheimer V.I. Global Strategic Income Fund Invesco Oppenheimer V.I. International Growth Fund Invesco V.I. American Value Fund Ivy VIP Natural Resources Portfolio JPMorgan Insurance Trust Core Bond Portfolio
 Assets:




    Investments at Net Asset Value $ 141 
$
$ 15 
$
$ 2,693 
         Total Assets 141 

15 

2,693 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 141 

15 

2,693 






 Net Assets:




    Contracts in Accumulation Period 141 

15 

2,693 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 141 
$
$ 15 
$
$ 2,693 






           Investment Shares 29 



230 
           Investments at Cost $ 155 
$
$ 18 
$
$ 2,574 





















MFS International Intrinsic Value Portfolio MFS VIT Total Return Bond Portfolio MFS VIT Utilities Portfolio PIMCO VIT All Asset Portfolio PIMCO VIT Balanced Allocation Portfolio
 Assets:




    Investments at Net Asset Value $ 14 
$ 7,134 
$
$ 23,275 
$ 12,288 
         Total Assets 14 
7,134 

23,275 
12,288 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 14 
7,134 

23,275 
12,288 






 Net Assets:




    Contracts in Accumulation Period 14 
7,134 

23,275 
12,288 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 14 
$ 7,134 
$
$ 23,275 
$ 12,288 






           Investment Shares — 
515 
— 
2,102 
1,190 
           Investments at Cost $
$ 6,835 
$
$ 22,350 
$ 11,338 
See accompanying notes to financial statements
Page 9 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















PIMCO VIT CommodityRealReturn Strategy Portfolio PIMCO VIT Dynamic Bond Portfolio PIMCO VIT Emerging Markets Bond Portfolio PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) PIMCO VIT Global Core Bond (Hedged) Portfolio
 Assets:




    Investments at Net Asset Value $ 1,706 
$ 16,712 
$ 7,924 
$ 3,525 
$ 9,149 
         Total Assets 1,706 
16,712 
7,924 
3,525 
9,149 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 1,706 
16,712 
7,924 
3,525 
9,149 






 Net Assets:




    Contracts in Accumulation Period 1,706 
16,712 
7,924 
3,525 
9,149 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 1,706 
$ 16,712 
$ 7,924 
$ 3,525 
$ 9,149 






           Investment Shares 282 
1,578 
590 
289 
908 
           Investments at Cost $ 2,651 
$ 16,299 
$ 7,776 
$ 3,599 
$ 8,730 





















PIMCO VIT Global Managed Asset Allocation Portfolio PIMCO VIT High Yield Portfolio PIMCO VIT Long-Term U.S. Government Portfolio PIMCO VIT Low Duration Portfolio PIMCO VIT Real Return Portfolio
 Assets:




    Investments at Net Asset Value $ 14,517 
$ 68,447 
$ 590 
$ 105 
$ 29,506 
         Total Assets 14,517 
68,447 
590 
105 
29,506 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 14,517 
68,447 
590 
105 
29,506 






 Net Assets:




    Contracts in Accumulation Period 14,517 
68,447 
590 
105 
29,506 
    Contracts in Annuity Payment Period — 
— 
— 
— 
— 
         Total Net Assets $ 14,517 
$ 68,447 
$ 590 
$ 105 
$ 29,506 






           Investment Shares 1,104 
8,545 
40 
10 
2,120 
           Investments at Cost $ 13,325 
$ 66,625 
$ 545 
$ 105 
$ 27,700 
See accompanying notes to financial statements
Page 10 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)



















PIMCO VIT StocksPLUS Global Portfolio PIMCO VIT Total Return Portfolio T. Rowe Price Blue Chip Growth Portfolio T. Rowe Price Equity Income Portfolio T. Rowe Price Health Sciences Portfolio
 Assets:




    Investments at Net Asset Value $ 9,602 
$ 81,796 
$ 71 
$ 52 
$ 16 
         Total Assets 9,602 
81,796 
71 
52 
16 






 Liabilities:




         Total Liabilities — 
— 
— 
— 
— 
 Net Assets: 9,602 
81,796 
71 
52 
16 






 Net Assets:




    Contracts in Accumulation Period 9,580 
81,796 
71 
52 
16 
    Contracts in Annuity Payment Period 22 
— 
— 
— 
— 
         Total Net Assets $ 9,602 
$ 81,796 
$ 71 
$ 52 
$ 16 






           Investment Shares 1,078 
7,057 


— 
           Investments at Cost $ 9,636 
$ 78,288 
$ 32 
$ 56 
$ 10 














Templeton Global Bond VIP Fund Templeton Growth VIP Fund Total All Funds
 Assets:


    Investments at Net Asset Value $ 58,232 
$ 8,968 
$ 2,130,366 
         Total Assets 58,232 
8,968 
2,130,366 




 Liabilities:


         Total Liabilities — 
— 
— 
 Net Assets: 58,232 
8,968 
2,130,366 




 Net Assets:


    Contracts in Accumulation Period 58,209 
8,954 
2,129,706 
    Contracts in Annuity Payment Period 23 
14 
660 
         Total Net Assets $ 58,232 
$ 8,968 
$ 2,130,366 




           Investment Shares 4,210 
798 
202,404 
           Investments at Cost $ 70,923 
$ 9,628 
$ 1,994,831 





See accompanying notes to financial statements
Page 11 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Assets and Liabilities
(In thousands)
The following open/available funds had no activity as of December 31, 2020 and therefore, were not listed in the Statements of Assets and Liabilities:



BlackRock Equity Dividend V.I. Fund
BNY Mellon VIF Appreciation Portfolio
Eaton Vance VT Floating-Rate Income Fund
Franklin Strategic Income VIP Fund
Invesco V.I. Balanced-Risk Allocation Fund
Ivy VIP Asset Strategy Portfolio
Ivy VIP Energy Portfolio
Ivy VIP Growth Portfolio
Ivy VIP Mid Cap Growth Portfolio
Ivy VIP Science and Technology Portfolio
Lazard Retirement International Equity Portfolio
Lazard Retirement U.S. Small-Mid Cap Equity Portfolio
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio


See accompanying notes to financial statements
Page 12 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















AZL Balanced Index Strategy Fund AZL DFA Five-Year Global Fixed Income Fund AZL DFA Multi-Strategy Fund AZL Enhanced Bond Index Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $ 524 
$ 17 
$ 2,606 
$ 114 





 Expenses:



    Mortality and Expense Risk Charges 467 
11 
1,367 
74 
         Investment Income (Loss), Net 57 

1,239 
40 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 938 
— 
4,649 
— 
    Realized Gains (Losses) on Sales of Investments, Net 370 
(14)
(243)
82 
         Realized Gains (Losses) on Investments, Net 1,308 
(14)
4,406 
82 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 1,272 

1,341 
158 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 2,580 
(12)
5,747 
240 
     Net Increase (Decrease) in Net Assets From Operations $ 2,637 
$ (6)
$ 6,986 
$ 280 

















AZL Fidelity Institutional Asset Management Multi-Strategy Fund AZL Fidelity Institutional Asset Management Total Bond Fund Class 1 AZL Fidelity Institutional Asset Management Total Bond Fund Class 2 AZL Gateway Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $ 596 
$ 69 
$ 612 
$ 80 





 Expenses:



    Mortality and Expense Risk Charges 397 
26 
322 
119 
         Investment Income (Loss), Net 199 
43 
290 
(39)
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 715 
— 
— 
— 
    Realized Gains (Losses) on Sales of Investments, Net 342 
18 
297 
205 
         Realized Gains (Losses) on Investments, Net 1,057 
18 
297 
205 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 1,344 
76 
716 
229 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 2,401 
94 
1,013 
434 
         Net Increase (Decrease) in Net Assets From Operations $ 2,600 
$ 137 
$ 1,303 
$ 395 
See accompanying notes to financial statements
Page 13 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















AZL Government Money Market Fund AZL International Index Fund Class 1 AZL International Index Fund Class 2 AZL MetWest Total Return Bond Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $ 57 
$ 248 
$ 611 
$ 74 





 Expenses:



    Mortality and Expense Risk Charges 408 
76 
421 
39 
         Investment Income (Loss), Net (351)
172 
190 
35 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds — 
14 
38 
47 
    Realized Gains (Losses) on Sales of Investments, Net — 
13 
222 
75 
         Realized Gains (Losses) on Investments, Net — 
27 
260 
122 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments — 
69 
469 

         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments — 
96 
729 
125 
         Net Increase (Decrease) in Net Assets From Operations $ (351)
$ 268 
$ 919 
$ 160 

















AZL Mid Cap Index Fund Class 1 AZL Mid Cap Index Fund Class 2 AZL Moderate Index Strategy Fund AZL Morgan Stanley Global Real Estate Fund Class 1




 (A)
 Investment Income:



    Dividends Reinvested in Fund Shares $ 85 
$ 265 
$ 636 
$ 79 





 Expenses:



    Mortality and Expense Risk Charges 30 
458 
558 
14 
         Investment Income (Loss), Net 55 
(193)
78 
65 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 174 
683 
1,177 
— 
    Realized Gains (Losses) on Sales of Investments, Net (39)
32 
(188)
(696)
         Realized Gains (Losses) on Investments, Net 135 
715 
989 
(696)
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 100 
2,316 
2,343 
117 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 235 
3,031 
3,332 
(579)
         Net Increase (Decrease) in Net Assets From Operations $ 290 
$ 2,838 
$ 3,410 
$ (514)
See accompanying notes to financial statements
Page 14 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















AZL Morgan Stanley Global Real Estate Fund Class 2 AZL MSCI Emerging Markets Equity Index Class 1 AZL MSCI Emerging Markets Equity Index Class 2 AZL MSCI Global Equity Index Fund

 (A)


 Investment Income:



    Dividends Reinvested in Fund Shares $ 116 
$ 21 
$ 134 
$





 Expenses:



    Mortality and Expense Risk Charges 32 

99 

         Investment Income (Loss), Net 84 
13 
35 
(3)
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds — 
22 
147 
— 
    Realized Gains (Losses) on Sales of Investments, Net (669)
31 
(10)
43 
         Realized Gains (Losses) on Investments, Net (669)
53 
137 
43 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments (73)
10 
347 

         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments (742)
63 
484 
51 
         Net Increase (Decrease) in Net Assets From Operations $ (658)
$ 76 
$ 519 
$ 48 

















AZL MVP Balanced Index Strategy Fund AZL MVP DFA Multi-Strategy Fund AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund AZL MVP Fusion Dynamic Balanced Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $ 797 
$ 267 
$ 880 
$ 1,767 





 Expenses:



    Mortality and Expense Risk Charges 571 
131 
491 
1,261 
         Investment Income (Loss), Net 226 
136 
389 
506 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 1,087 
383 
— 
2,345 
    Realized Gains (Losses) on Sales of Investments, Net 371 
29 
203 
(904)
         Realized Gains (Losses) on Investments, Net 1,458 
412 
203 
1,441 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 11 
(338)
1,057 
(766)
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 1,469 
74 
1,260 
675 
         Net Increase (Decrease) in Net Assets From Operations $ 1,695 
$ 210 
$ 1,649 
$ 1,181 
See accompanying notes to financial statements
Page 15 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















AZL MVP Fusion Dynamic Conservative Fund AZL MVP Fusion Dynamic Moderate Fund AZL MVP Global Balanced Index Strategy Fund AZL MVP Growth Index Strategy Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $ 476 
$ 4,211 
$ 7,878 
$ 5,715 





 Expenses:



    Mortality and Expense Risk Charges 328 
3,151 
1,295 
4,736 
         Investment Income (Loss), Net 148 
1,060 
6,583 
979 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 524 
7,173 
2,446 
12,681 
    Realized Gains (Losses) on Sales of Investments, Net (80)
(2,037)
788 
2,666 
         Realized Gains (Losses) on Investments, Net 444 
5,136 
3,234 
15,347 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 165 
(1,390)
(4,984)
(6,903)
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 609 
3,746 
(1,750)
8,444 
         Net Increase (Decrease) in Net Assets From Operations $ 757 
$ 4,806 
$ 4,833 
$ 9,423 

















AZL MVP Moderate Index Strategy Fund AZL MVP T. Rowe Price Capital Appreciation Plus Fund AZL Russell 1000 Growth Index Fund Class 1 AZL Russell 1000 Growth Index Fund Class 2





 Investment Income:



    Dividends Reinvested in Fund Shares $ 1,175 
$ 4,702 
$ 41 
$ 141 





 Expenses:



    Mortality and Expense Risk Charges 939 
2,536 
50 
523 
         Investment Income (Loss), Net 236 
2,166 
(9)
(382)
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 2,068 
5,359 
267 
1,292 
    Realized Gains (Losses) on Sales of Investments, Net 471 
2,686 
33 
2,146 
         Realized Gains (Losses) on Investments, Net 2,539 
8,045 
300 
3,438 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 886 
345 
875 
5,055 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 3,425 
8,390 
1,175 
8,493 
         Net Increase (Decrease) in Net Assets From Operations $ 3,661 
$ 10,556 
$ 1,166 
$ 8,111 
See accompanying notes to financial statements
Page 16 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















AZL Russell 1000 Value Index Fund Class 1 AZL Russell 1000 Value Index Fund Class 2 AZL S&P 500 Index Fund AZL Small Cap Stock Index Fund Class 1





 Investment Income:



    Dividends Reinvested in Fund Shares $ 336 
$ 295 
$ 679 
$ 11 





 Expenses:



    Mortality and Expense Risk Charges 154 
291 
837 

         Investment Income (Loss), Net 182 

(158)

    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 715 
710 
1,535 
39 
    Realized Gains (Losses) on Sales of Investments, Net (163)
(263)
3,087 
(23)
         Realized Gains (Losses) on Investments, Net 552 
447 
4,622 
16 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments (742)
(563)
1,623 
22 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments (190)
(116)
6,245 
38 
         Net Increase (Decrease) in Net Assets From Operations $ (8)
$ (112)
$ 6,087 
$ 40 

















AZL Small Cap Stock Index Fund Class 2 AZL T. Rowe Price Capital Appreciation Fund BlackRock Global Allocation V.I. Fund ClearBridge Variable Aggressive Growth Portfolio





 Investment Income:



    Dividends Reinvested in Fund Shares $ 150 
$ 308 
$ 877 
$ — 





 Expenses:



    Mortality and Expense Risk Charges 308 
469 
1,206 
— 
         Investment Income (Loss), Net (158)
(161)
(329)
— 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 695 
1,629 
4,343 

    Realized Gains (Losses) on Sales of Investments, Net (226)
1,095 
758 
(3)
         Realized Gains (Losses) on Investments, Net 469 
2,724 
5,101 

    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 975 
530 
7,722 

         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 1,444 
3,254 
12,823 

         Net Increase (Decrease) in Net Assets From Operations $ 1,286 
$ 3,093 
$ 12,494 
$
See accompanying notes to financial statements
Page 17 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















Columbia Variable Portfolio – Seligman Global Technology Fund Davis VA Financial Portfolio Eaton Vance VT Floating-Rate Income Fund Fidelity VIP Emerging Markets Portfolio





 Investment Income:



    Dividends Reinvested in Fund Shares $ — 
$ 12 
$ — 
$ — 





 Expenses:



    Mortality and Expense Risk Charges — 
19 
— 
— 
         Investment Income (Loss), Net — 
(7)
— 
— 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds
53 
— 

    Realized Gains (Losses) on Sales of Investments, Net — 
(6)
(5)

         Realized Gains (Losses) on Investments, Net
47 
(5)

    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 11 
(111)


         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 13 
(64)


         Net Increase (Decrease) in Net Assets From Operations $ 13 
$ (71)
$
$

















Fidelity VIP FundsManager 50% Portfolio Fidelity VIP FundsManager 60% Portfolio Fidelity VIP Mid Cap Portfolio Fidelity VIP Strategic Income Portfolio





 Investment Income:



    Dividends Reinvested in Fund Shares $ 17 
$ 80 
$ — 
$





 Expenses:



    Mortality and Expense Risk Charges 29 
141 
— 
— 
         Investment Income (Loss), Net (12)
(61)
— 

    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 39 
223 
— 

    Realized Gains (Losses) on Sales of Investments, Net 31 
(75)
— 
— 
         Realized Gains (Losses) on Investments, Net 70 
148 
— 

    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 142 
1,007 
10 

         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 212 
1,155 
10 

         Net Increase (Decrease) in Net Assets From Operations $ 200 
$ 1,094 
$ 10 
$
See accompanying notes to financial statements
Page 18 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















Franklin Allocation VIP Fund Franklin Income VIP Fund Franklin Mutual Shares VIP Fund Franklin Rising Dividends VIP Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $ 79 
$ 6,497 
$ 367 
$ 213 





 Expenses:



    Mortality and Expense Risk Charges 134 
1,754 
250 
252 
         Investment Income (Loss), Net (55)
4,743 
117 
(39)
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 1,415 
92 
500 
779 
    Realized Gains (Losses) on Sales of Investments, Net (204)
(938)
(408)
419 
         Realized Gains (Losses) on Investments, Net 1,211 
(846)
92 
1,198 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments (724)
(5,520)
(1,350)
923 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 487 
(6,366)
(1,258)
2,121 
         Net Increase (Decrease) in Net Assets From Operations $ 432 
$ (1,623)
$ (1,141)
$ 2,082 

















Franklin U.S. Government Securities VIP Fund Invesco Oppenheimer V.I. Global Strategic Income Fund Invesco Oppenheimer V.I. International Growth Fund Invesco V.I. American Value Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $ 808 
$
$ — 
$ — 





 Expenses:



    Mortality and Expense Risk Charges 401 

— 
— 
         Investment Income (Loss), Net 407 

— 
— 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds — 
— 
— 
— 
    Realized Gains (Losses) on Sales of Investments, Net (115)
(2)
— 
(4)
         Realized Gains (Losses) on Investments, Net (115)
(2)
— 
(4)
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 222 
(2)


         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 107 
(4)

(2)
         Net Increase (Decrease) in Net Assets From Operations $ 514 
$
$
$ (2)
See accompanying notes to financial statements
Page 19 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















Ivy VIP Natural Resources Portfolio JPMorgan Insurance Trust Core Bond Portfolio MFS International Intrinsic Value Portfolio MFS VIT Total Return Bond Portfolio





 Investment Income:



    Dividends Reinvested in Fund Shares $ — 
$ 48 
$ — 
$ 224 





 Expenses:



    Mortality and Expense Risk Charges — 
39 
— 
100 
         Investment Income (Loss), Net — 

— 
124 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds — 
— 
— 
— 
    Realized Gains (Losses) on Sales of Investments, Net — 
84 
— 
103 
         Realized Gains (Losses) on Investments, Net — 
84 
— 
103 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments
52 

181 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments
136 

284 
         Net Increase (Decrease) in Net Assets From Operations $
$ 145 
$
$ 408 

















PIMCO VIT All Asset Portfolio PIMCO VIT Balanced Allocation Portfolio PIMCO VIT CommodityRealReturn Strategy Portfolio PIMCO VIT Dynamic Bond Portfolio





 Investment Income:



    Dividends Reinvested in Fund Shares $ 1,114 
$ 120 
$ 104 
$ 467 





 Expenses:



    Mortality and Expense Risk Charges 366 
185 
38 
259 
         Investment Income (Loss), Net 748 
(65)
66 
208 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds — 
915 
— 
— 
    Realized Gains (Losses) on Sales of Investments, Net (207)
(14)
(386)
(34)
         Realized Gains (Losses) on Investments, Net (207)
901 
(386)
(34)
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 742 
215 
303 
309 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 535 
1,116 
(83)
275 
         Net Increase (Decrease) in Net Assets From Operations $ 1,283 
$ 1,051 
$ (17)
$ 483 
See accompanying notes to financial statements
Page 20 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















PIMCO VIT Emerging Markets Bond Portfolio PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) PIMCO VIT Global Core Bond (Hedged) Portfolio PIMCO VIT Global Managed Asset Allocation Portfolio





 Investment Income:



    Dividends Reinvested in Fund Shares $ 349 
$ 86 
$ 562 
$ 1,115 





 Expenses:



    Mortality and Expense Risk Charges 131 
68 
141 
222 
         Investment Income (Loss), Net 218 
18 
421 
893 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds — 
— 
— 
275 
    Realized Gains (Losses) on Sales of Investments, Net (46)
(82)
69 
(30)
         Realized Gains (Losses) on Investments, Net (46)
(82)
69 
245 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 201 
323 
73 
790 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 155 
241 
142 
1,035 
         Net Increase (Decrease) in Net Assets From Operations $ 373 
$ 259 
$ 563 
$ 1,928 

















PIMCO VIT High Yield Portfolio PIMCO VIT Long-Term U.S. Government Portfolio PIMCO VIT Low Duration Portfolio PIMCO VIT Real Return Portfolio





 Investment Income:



    Dividends Reinvested in Fund Shares $ 3,378 
$
$
$ 421 





 Expenses:



    Mortality and Expense Risk Charges 1,111 

— 
497 
         Investment Income (Loss), Net 2,267 


(76)
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds — 

— 
— 
    Realized Gains (Losses) on Sales of Investments, Net (257)
12 
— 
23 
         Realized Gains (Losses) on Investments, Net (257)
16 
— 
23 
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 524 
38 

2,839 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 267 
54 

2,862 
         Net Increase (Decrease) in Net Assets From Operations $ 2,534 
$ 55 
$
$ 2,786 
See accompanying notes to financial statements
Page 21 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)

















PIMCO VIT StocksPLUS Global Portfolio PIMCO VIT Total Return Portfolio RCM Dynamic Multi-Asset Plus VIT Portfolio T. Rowe Price Blue Chip Growth Portfolio



 (A)
 Investment Income:



    Dividends Reinvested in Fund Shares $ 104 
$ 1,770 
$
$ — 





 Expenses:



    Mortality and Expense Risk Charges 176 
1,359 
25 
— 
         Investment Income (Loss), Net (72)
411 
(21)
— 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds 874 
913 
33 

    Realized Gains (Losses) on Sales of Investments, Net (254)
534 
(421)
— 
         Realized Gains (Losses) on Investments, Net 620 
1,447 
(388)

    Net Change in Unrealized Appreciation



      (Depreciation) on Investments 407 
3,556 
(157)
16 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments 1,027 
5,003 
(545)
18 
         Net Increase (Decrease) in Net Assets From Operations $ 955 
$ 5,414 
$ (566)
$ 18 

















T. Rowe Price Equity Income Portfolio T. Rowe Price Health Sciences Portfolio Templeton Global Bond VIP Fund Templeton Growth VIP Fund





 Investment Income:



    Dividends Reinvested in Fund Shares $
$ — 
$ 5,032 
$ 262 





 Expenses:



    Mortality and Expense Risk Charges — 
— 
964 
160 
         Investment Income (Loss), Net
— 
4,068 
102 
    Realized Gains (Losses) and Unrealized



      Appreciation (Depreciation) on Investments:



    Realized Capital Gain Distributions on Funds

— 
— 
    Realized Gains (Losses) on Sales of Investments, Net — 
— 
(2,142)
(420)
         Realized Gains (Losses) on Investments, Net

(2,142)
(420)
    Net Change in Unrealized Appreciation



      (Depreciation) on Investments (2)

(6,342)
555 
         Total Realized Gains (Losses) & Changes in



         Appreciation (Depreciation) on Investments (1)

(8,484)
135 
         Net Increase (Decrease) in Net Assets From Operations $ — 
$
$ (4,416)
$ 237 
See accompanying notes to financial statements
Page 22 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Operations
For the year or period ended December 31, 2020
(In thousands)








Total All Funds


 Investment Income:
    Dividends Reinvested in Fund Shares $ 60,907 


 Expenses:
    Mortality and Expense Risk Charges 33,050 
         Investment Income (Loss), Net 27,857 
    Realized Gains (Losses) and Unrealized
      Appreciation (Depreciation) on Investments:
    Realized Capital Gain Distributions on Funds 60,024 
    Realized Gains (Losses) on Sales of Investments, Net 5,731 
         Realized Gains (Losses) on Investments, Net 65,755 
    Net Change in Unrealized Appreciation
      (Depreciation) on Investments 13,684 
         Total Realized Gains (Losses) & Changes in
         Appreciation (Depreciation) on Investments 79,439 
         Net Increase (Decrease) in Net Assets From Operations $ 107,296 







(A) Fund terminated in 2020. See Footnote 1 for further details.

The following open/available funds had no activity for the year or period ended December 31, 2020 and therefore, were not listed in the Statements of Operations:



BlackRock Equity Dividend V.I. Fund
BNY Mellon VIF Appreciation Portfolio
Franklin Strategic Income VIP Fund
Invesco V.I. Balanced-Risk Allocation Fund
Ivy VIP Asset Strategy Portfolio
Ivy VIP Energy Portfolio
Ivy VIP Growth Portfolio
Ivy VIP Mid Cap Growth Portfolio
Ivy VIP Science and Technology Portfolio
Lazard Retirement International Equity Portfolio
Lazard Retirement U.S. Small-Mid Cap Equity Portfolio
MFS VIT Utilities Portfolio
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio








See accompanying notes to financial statements
Page 23 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL Balanced Index Strategy Fund AZL DFA Five-Year Global Fixed Income Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 57 
$ 128 
$
$ 39 
       Realized Gains (Losses) on Investments, Net 1,308 
1,441 
(14)

       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 1,272 
2,241 

(31)
            Net Increase (Decrease) in Net Assets From Operations 2,637 
3,810 
(6)
10 
 Contract Transactions-All Products



    Purchase Payments 42 
82 
46 
190 
    Transfers Between Funds or (to) from General Account 992 
(147)
(37)
331 
    Surrenders and Terminations (1,343)
(2,743)
(146)
(21)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge (2)
(3)
— 
— 
    Rider Charge (265)
(275)
(8)
(8)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (576)
(3,086)
(145)
492 
             Increase (Decrease) in Net Assets 2,061 
724 
(151)
502 
 Net Assets at Beginning of Period 26,578 
25,854 
919 
417 
 Net Assets at End of Period $ 28,639 
$ 26,578 
$ 768 
$ 919 
 Changes in Units



      Issued 59 


53 
      Redeemed (95)
(195)
(19)
(4)
      Net Increase (Decrease) (36)
(190)
(14)
49 
















AZL DFA Multi-Strategy Fund AZL Enhanced Bond Index Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 1,239 
$ (513)
$ 40 
$ 48 
       Realized Gains (Losses) on Investments, Net 4,406 
3,630 
82 
23 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 1,341 
9,152 
158 
208 
            Net Increase (Decrease) in Net Assets From Operations 6,986 
12,269 
280 
279 
 Contract Transactions-All Products



    Purchase Payments 234 
141 
226 
560 
    Transfers Between Funds or (to) from General Account (2,798)
(1,342)
199 
565 
    Surrenders and Terminations (5,551)
(5,563)
(341)
(214)
    Rescissions — 
(1)
— 
— 
    Bonus (Recapture) — 
— 
— 

    Contract Maintenance Charge (8)
(8)
— 
— 
    Rider Charge (1,513)
(1,531)
(59)
(54)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (9,636)
(8,304)
25 
861 
             Increase (Decrease) in Net Assets (2,650)
3,965 
305 
1,140 
 Net Assets at Beginning of Period 90,599 
86,634 
4,837 
3,697 
 Net Assets at End of Period $ 87,949 
$ 90,599 
$ 5,142 
$ 4,837 
 Changes in Units



      Issued 12 

34 
98 
      Redeemed (529)
(469)
(32)
(23)
      Net Increase (Decrease) (517)
(461)

75 
See accompanying notes to financial statements
Page 24 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL Fidelity Institutional Asset Management Multi-Strategy Fund AZL Fidelity Institutional Asset Management Total Bond Fund Class 1

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 199 
$ 187 
$ 43 
$ 36 
       Realized Gains (Losses) on Investments, Net 1,057 
1,370 
18 

       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 1,344 
2,085 
76 
123 
            Net Increase (Decrease) in Net Assets From Operations 2,600 
3,642 
137 
160 
 Contract Transactions-All Products



    Purchase Payments 12 
25 
— 
— 
    Transfers Between Funds or (to) from General Account (65)
(364)


    Surrenders and Terminations (1,935)
(2,480)
(284)
(113)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge (3)
(3)
(1)
(1)
    Rider Charge (460)
(468)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (2,451)
(3,290)
(276)
(106)
             Increase (Decrease) in Net Assets 149 
352 
(139)
54 
 Net Assets at Beginning of Period 25,311 
24,959 
1,878 
1,824 
 Net Assets at End of Period $ 25,460 
$ 25,311 
$ 1,739 
$ 1,878 
 Changes in Units



      Issued



      Redeemed (150)
(210)
(25)
(11)
      Net Increase (Decrease) (149)
(208)
(24)
(10)
















AZL Fidelity Institutional Asset Management Total Bond Fund Class 2 AZL Gateway Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 290 
$ 273 
$ (39)
$ (46)
       Realized Gains (Losses) on Investments, Net 297 
48 
205 
171 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 716 
1,323 
229 
586 
            Net Increase (Decrease) in Net Assets From Operations 1,303 
1,644 
395 
711 
 Contract Transactions-All Products



    Purchase Payments 121 
528 
— 
— 
    Transfers Between Funds or (to) from General Account (429)
1,831 
(189)
196 
    Surrenders and Terminations (1,948)
(2,850)
(554)
(792)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 

— 
— 
    Contract Maintenance Charge (3)
(3)
(1)
(1)
    Rider Charge (195)
(205)
(154)
(156)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (2,454)
(697)
(898)
(753)
             Increase (Decrease) in Net Assets (1,151)
947 
(503)
(42)
 Net Assets at Beginning of Period 20,470 
19,523 
8,239 
8,281 
 Net Assets at End of Period $ 19,319 
$ 20,470 
$ 7,736 
$ 8,239 
 Changes in Units



      Issued 10 
222 
— 
16 
      Redeemed (231)
(289)
(69)
(75)
      Net Increase (Decrease) (221)
(67)
(69)
(59)
See accompanying notes to financial statements
Page 25 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL Government Money Market Fund AZL International Index Fund Class 1

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (351)
$
$ 172 
$ 116 
       Realized Gains (Losses) on Investments, Net — 
— 
27 
93 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments — 
— 
69 
758 
            Net Increase (Decrease) in Net Assets From Operations (351)

268 
967 
 Contract Transactions-All Products



    Purchase Payments 130,093 
79,894 
— 
— 
    Transfers Between Funds or (to) from General Account (96,144)
(63,743)
(2)
(19)
    Surrenders and Terminations (19,100)
(16,362)
(404)
(438)
    Rescissions (589)
(310)
— 
— 
    Bonus (Recapture) 63 
32 
— 
— 
    Contract Maintenance Charge (7)
(7)
(2)
(2)
    Rider Charge (349)
(254)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions 13,967 
(750)
(408)
(459)
             Increase (Decrease) in Net Assets 13,616 
(741)
(140)
508 
 Net Assets at Beginning of Period 32,267 
33,008 
5,550 
5,042 
 Net Assets at End of Period $ 45,883 
$ 32,267 
$ 5,410 
$ 5,550 
 Changes in Units



      Issued 10,052 
6,432 
— 
— 
      Redeemed (8,848)
(6,580)
(35)
(39)
      Net Increase (Decrease) 1,204 
(148)
(35)
(39)
















AZL International Index Fund Class 2 AZL MetWest Total Return Bond Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 190 
$ 39 
$ 35 
$ 27 
       Realized Gains (Losses) on Investments, Net 260 
575 
122 
11 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 469 
3,513 

108 
            Net Increase (Decrease) in Net Assets From Operations 919 
4,127 
160 
146 
 Contract Transactions-All Products



    Purchase Payments 19 
177 

327 
    Transfers Between Funds or (to) from General Account (628)
(1,486)
578 
487 
    Surrenders and Terminations (2,126)
(2,862)
(373)
(119)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) (3)

— 
— 
    Contract Maintenance Charge (3)
(3)
— 
— 
    Rider Charge (69)
(90)
(37)
(28)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (2,810)
(4,256)
175 
667 
             Increase (Decrease) in Net Assets (1,891)
(129)
335 
813 
 Net Assets at Beginning of Period 23,105 
23,234 
2,680 
1,867 
 Net Assets at End of Period $ 21,214 
$ 23,105 
$ 3,015 
$ 2,680 
 Changes in Units



      Issued
17 
49 
79 
      Redeemed (223)
(362)
(36)
(14)
      Net Increase (Decrease) (222)
(345)
13 
65 
See accompanying notes to financial statements
Page 26 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL Mid Cap Index Fund Class 1 AZL Mid Cap Index Fund Class 2

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 55 
$ 39 
$ (193)
$ (262)
       Realized Gains (Losses) on Investments, Net 135 
341 
715 
2,188 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 100 
102 
2,316 
3,710 
            Net Increase (Decrease) in Net Assets From Operations 290 
482 
2,838 
5,636 
 Contract Transactions-All Products



    Purchase Payments — 
— 
32 
225 
    Transfers Between Funds or (to) from General Account (2)
— 
(2,106)
(1,063)
    Surrenders and Terminations (111)
(150)
(2,438)
(3,429)
    Rescissions — 
— 
— 
(25)
    Bonus (Recapture) — 
— 
— 
(4)
    Contract Maintenance Charge (1)
(1)
(3)
(3)
    Rider Charge — 
— 
(118)
(148)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (114)
(151)
(4,633)
(4,447)
             Increase (Decrease) in Net Assets 176 
331 
(1,795)
1,189 
 Net Assets at Beginning of Period 2,401 
2,070 
26,961 
25,772 
 Net Assets at End of Period $ 2,577 
$ 2,401 
$ 25,166 
$ 26,961 
 Changes in Units



      Issued — 
— 

11 
      Redeemed (9)
(12)
(195)
(213)
      Net Increase (Decrease) (9)
(12)
(193)
(202)
















AZL Moderate Index Strategy Fund AZL Morgan Stanley Global Real Estate Fund Class 1

2020 2019 2020 (A) 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 78 
$ 214 
$ 65 
$ 35 
       Realized Gains (Losses) on Investments, Net 989 
1,233 
(696)
(25)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 2,343 
3,932 
117 
301 
            Net Increase (Decrease) in Net Assets From Operations 3,410 
5,379 
(514)
311 
 Contract Transactions-All Products



    Purchase Payments 57 
89 
— 
— 
    Transfers Between Funds or (to) from General Account 390 
(13)
(1,452)
(67)
    Surrenders and Terminations (2,835)
(3,370)
(61)
(138)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge (3)
(3)
— 
(1)
    Rider Charge (519)
(540)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (2,910)
(3,837)
(1,513)
(206)
             Increase (Decrease) in Net Assets 500 
1,542 
(2,027)
105 
 Net Assets at Beginning of Period 34,102 
32,560 
2,027 
1,922 
 Net Assets at End of Period $ 34,602 
$ 34,102 
$ — 
$ 2,027 
 Changes in Units



      Issued 26 

— 
— 
      Redeemed (158)
(191)
(174)
(19)
      Net Increase (Decrease) (132)
(187)
(174)
(19)
See accompanying notes to financial statements
Page 27 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL Morgan Stanley Global Real Estate Fund Class 2 AZL MSCI Emerging Markets Equity Index Class 1

2020 (A) 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 84 
$
$ 13 
$
       Realized Gains (Losses) on Investments, Net (669)

53 
26 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments (73)
359 
10 
66 
            Net Increase (Decrease) in Net Assets From Operations (658)
371 
76 
96 
 Contract Transactions-All Products



    Purchase Payments
— 
— 
— 
    Transfers Between Funds or (to) from General Account (1,759)

(18)
13 
    Surrenders and Terminations (137)
(318)
(99)
(23)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) (1)
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge (1)
(2)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,897)
(317)
(117)
(10)
             Increase (Decrease) in Net Assets (2,555)
54 
(41)
86 
 Net Assets at Beginning of Period 2,555 
2,501 
701 
615 
 Net Assets at End of Period $ — 
$ 2,555 
$ 660 
$ 701 
 Changes in Units



      Issued — 
— 
— 

      Redeemed (210)
(27)
(10)
(2)
      Net Increase (Decrease) (210)
(27)
(10)
(1)
















AZL MSCI Emerging Markets Equity Index Class 2 AZL MSCI Global Equity Index Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 35 
$ (36)
$ (3)
$
       Realized Gains (Losses) on Investments, Net 137 
132 
43 
27 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 347 
517 

107 
            Net Increase (Decrease) in Net Assets From Operations 519 
613 
48 
135 
 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account (205)
30 
(134)
(109)
    Surrenders and Terminations (396)
(502)
(83)
(119)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
(1)
— 
— 
    Rider Charge (5)
(5)
(2)
(4)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (606)
(478)
(219)
(232)
             Increase (Decrease) in Net Assets (87)
135 
(171)
(97)
 Net Assets at Beginning of Period 4,594 
4,459 
495 
592 
 Net Assets at End of Period $ 4,507 
$ 4,594 
$ 324 
$ 495 
 Changes in Units



      Issued — 

— 
— 
      Redeemed (57)
(50)
(11)
(15)
      Net Increase (Decrease) (57)
(46)
(11)
(15)
See accompanying notes to financial statements
Page 28 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL MVP Balanced Index Strategy Fund AZL MVP DFA Multi-Strategy Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 226 
$ 252 
$ 136 
$ (46)
       Realized Gains (Losses) on Investments, Net 1,458 
1,196 
412 
185 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 11 
4,255 
(338)
1,012 
            Net Increase (Decrease) in Net Assets From Operations 1,695 
5,703 
210 
1,151 
 Contract Transactions-All Products



    Purchase Payments 1,195 
3,290 
262 
1,202 
    Transfers Between Funds or (to) from General Account 689 
(198)
(216)
146 
    Surrenders and Terminations (3,144)
(3,335)
(297)
(231)
    Rescissions — 
(29)
— 
— 
    Bonus (Recapture) — 

— 

    Contract Maintenance Charge (6)
(6)
(1)
(1)
    Rider Charge (593)
(571)
(139)
(133)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,859)
(840)
(391)
985 
             Increase (Decrease) in Net Assets (164)
4,863 
(181)
2,136 
 Net Assets at Beginning of Period 42,359 
37,496 
9,738 
7,602 
 Net Assets at End of Period $ 42,195 
$ 42,359 
$ 9,557 
$ 9,738 
 Changes in Units



      Issued 119 
227 
24 
122 
      Redeemed (256)
(284)
(57)
(33)
      Net Increase (Decrease) (137)
(57)
(33)
89 
















AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund AZL MVP Fusion Dynamic Balanced Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 389 
$ 792 
$ 506 
$ 644 
       Realized Gains (Losses) on Investments, Net 203 
55 
1,441 
3,213 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 1,057 
3,441 
(766)
7,020 
            Net Increase (Decrease) in Net Assets From Operations 1,649 
4,288 
1,181 
10,877 
 Contract Transactions-All Products



    Purchase Payments 581 
1,980 
913 
1,314 
    Transfers Between Funds or (to) from General Account (592)
35 
(465)
(618)
    Surrenders and Terminations (1,896)
(1,332)
(6,834)
(10,664)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture)

— 
11 
    Contract Maintenance Charge (6)
(6)
(12)
(12)
    Rider Charge (458)
(440)
(1,111)
(1,171)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (2,366)
239 
(7,509)
(11,140)
             Increase (Decrease) in Net Assets (717)
4,527 
(6,328)
(263)
 Net Assets at Beginning of Period 33,814 
29,287 
82,481 
82,744 
 Net Assets at End of Period $ 33,097 
$ 33,814 
$ 76,153 
$ 82,481 
 Changes in Units



      Issued 43 
157 
58 
83 
      Redeemed (221)
(137)
(535)
(799)
      Net Increase (Decrease) (178)
20 
(477)
(716)
See accompanying notes to financial statements
Page 29 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL MVP Fusion Dynamic Conservative Fund AZL MVP Fusion Dynamic Moderate Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 148 
$ 164 
$ 1,060 
$ 1,917 
       Realized Gains (Losses) on Investments, Net 444 
624 
5,136 
10,395 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 165 
1,533 
(1,390)
18,916 
            Net Increase (Decrease) in Net Assets From Operations 757 
2,321 
4,806 
31,228 
 Contract Transactions-All Products



    Purchase Payments 367 
355 
1,205 
4,110 
    Transfers Between Funds or (to) from General Account 1,736 
72 
(1,308)
(5,102)
    Surrenders and Terminations (1,521)
(1,748)
(15,629)
(20,559)
    Rescissions — 
(2)
— 
(1)
    Bonus (Recapture)


33 
    Contract Maintenance Charge (3)
(3)
(26)
(27)
    Rider Charge (318)
(310)
(3,114)
(3,284)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions 270 
(1,634)
(18,871)
(24,830)
             Increase (Decrease) in Net Assets 1,027 
687 
(14,065)
6,398 
 Net Assets at Beginning of Period 20,871 
20,184 
218,112 
211,714 
 Net Assets at End of Period $ 21,898 
$ 20,871 
$ 204,047 
$ 218,112 
 Changes in Units



      Issued 152 
31 
76 
260 
      Redeemed (125)
(143)
(1,270)
(1,839)
      Net Increase (Decrease) 27 
(112)
(1,194)
(1,579)
















AZL MVP Global Balanced Index Strategy Fund AZL MVP Growth Index Strategy Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 6,583 
$ 207 
$ 979 
$ 2,095 
       Realized Gains (Losses) on Investments, Net 3,234 
3,068 
15,347 
11,595 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments (4,984)
9,236 
(6,903)
37,101 
            Net Increase (Decrease) in Net Assets From Operations 4,833 
12,511 
9,423 
50,791 
 Contract Transactions-All Products



    Purchase Payments 696 
2,768 
8,502 
29,580 
    Transfers Between Funds or (to) from General Account (2,711)
(4,125)
(2,429)
5,478 
    Surrenders and Terminations (6,568)
(6,184)
(17,490)
(14,161)
    Rescissions — 
(22)
— 
(47)
    Bonus (Recapture) — 


43 
    Contract Maintenance Charge (14)
(14)
(33)
(31)
    Rider Charge (1,296)
(1,368)
(4,358)
(4,045)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (9,893)
(8,937)
(15,802)
16,817 
             Increase (Decrease) in Net Assets (5,060)
3,574 
(6,379)
67,608 
 Net Assets at Beginning of Period 93,339 
89,765 
330,885 
263,277 
 Net Assets at End of Period $ 88,279 
$ 93,339 
$ 324,506 
$ 330,885 
 Changes in Units



      Issued 51 
215 
510 
2,159 
      Redeemed (796)
(903)
(1,462)
(1,127)
      Net Increase (Decrease) (745)
(688)
(952)
1,032 
See accompanying notes to financial statements
Page 30 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL MVP Moderate Index Strategy Fund AZL MVP T. Rowe Price Capital Appreciation Plus Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 236 
$ 357 
$ 2,166 
$ 561 
       Realized Gains (Losses) on Investments, Net 2,539 
2,287 
8,045 
6,056 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 886 
6,646 
345 
20,171 
            Net Increase (Decrease) in Net Assets From Operations 3,661 
9,290 
10,556 
26,788 
 Contract Transactions-All Products



    Purchase Payments 1,608 
1,825 
4,976 
14,805 
    Transfers Between Funds or (to) from General Account 4,917 
(1,508)
3,327 
12,894 
    Surrenders and Terminations (4,882)
(3,364)
(9,104)
(6,243)
    Rescissions — 
(25)
— 
(93)
    Bonus (Recapture) — 

57 
40 
    Contract Maintenance Charge (8)
(8)
(18)
(17)
    Rider Charge (898)
(846)
(2,517)
(2,238)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions 737 
(3,917)
(3,279)
19,148 
             Increase (Decrease) in Net Assets 4,398 
5,373 
7,277 
45,936 
 Net Assets at Beginning of Period 61,833 
56,460 
173,290 
127,354 
 Net Assets at End of Period $ 66,231 
$ 61,833 
$ 180,567 
$ 173,290 
 Changes in Units



      Issued 442 
115 
534 
1,943 
      Redeemed (359)
(361)
(765)
(590)
      Net Increase (Decrease) 83 
(246)
(231)
1,353 
















AZL Russell 1000 Growth Index Fund Class 1 AZL Russell 1000 Growth Index Fund Class 2

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (9)
$ (2)
$ (382)
$ (341)
       Realized Gains (Losses) on Investments, Net 300 
537 
3,438 
4,153 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 875 
380 
5,055 
3,972 
            Net Increase (Decrease) in Net Assets From Operations 1,166 
915 
8,111 
7,784 
 Contract Transactions-All Products



    Purchase Payments — 
— 
19 
250 
    Transfers Between Funds or (to) from General Account (49)
(5)
(4,074)
(2,111)
    Surrenders and Terminations (117)
(471)
(3,241)
(3,985)
    Rescissions — 
— 
— 
(43)
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge (1)
(1)
(3)
(4)
    Rider Charge — 
— 
(118)
(137)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (167)
(477)
(7,417)
(6,030)
             Increase (Decrease) in Net Assets 999 
438 
694 
1,754 
 Net Assets at Beginning of Period 3,289 
2,851 
27,265 
25,511 
 Net Assets at End of Period $ 4,288 
$ 3,289 
$ 27,959 
$ 27,265 
 Changes in Units



      Issued — 
— 


      Redeemed (9)
(31)
(223)
(236)
      Net Increase (Decrease) (9)
(31)
(222)
(227)
See accompanying notes to financial statements
Page 31 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL Russell 1000 Value Index Fund Class 1 AZL Russell 1000 Value Index Fund Class 2

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 182 
$ 184 
$
$ (1)
       Realized Gains (Losses) on Investments, Net 552 
751 
447 
883 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments (742)
1,757 
(563)
2,838 
            Net Increase (Decrease) in Net Assets From Operations (8)
2,692 
(112)
3,720 
 Contract Transactions-All Products



    Purchase Payments


181 
    Transfers Between Funds or (to) from General Account (67)
(169)
(382)
(821)
    Surrenders and Terminations (777)
(1,250)
(1,688)
(1,925)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
(4)
— 
    Contract Maintenance Charge (4)
(5)
(2)
(2)
    Rider Charge — 
— 
(70)
(88)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (844)
(1,423)
(2,142)
(2,655)
             Increase (Decrease) in Net Assets (852)
1,269 
(2,254)
1,065 
 Net Assets at Beginning of Period 12,802 
11,533 
17,797 
16,732 
 Net Assets at End of Period $ 11,950 
$ 12,802 
$ 15,543 
$ 17,797 
 Changes in Units



      Issued — 
— 
— 

      Redeemed (69)
(113)
(105)
(143)
      Net Increase (Decrease) (69)
(113)
(105)
(134)
















AZL S&P 500 Index Fund AZL Small Cap Stock Index Fund Class 1

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (158)
$ (222)
$
$ — 
       Realized Gains (Losses) on Investments, Net 4,622 
4,264 
16 
83 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 1,623 
7,415 
22 
41 
            Net Increase (Decrease) in Net Assets From Operations 6,087 
11,457 
40 
124 
 Contract Transactions-All Products



    Purchase Payments 60 
310 
— 
— 
    Transfers Between Funds or (to) from General Account (521)
(3,268)

(1)
    Surrenders and Terminations (4,881)
(6,495)
(59)
(61)
    Rescissions — 
(31)
— 
— 
    Bonus (Recapture) (2)

— 
— 
    Contract Maintenance Charge (6)
(6)
— 
— 
    Rider Charge (200)
(242)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (5,550)
(9,731)
(57)
(62)
             Increase (Decrease) in Net Assets 537 
1,726 
(17)
62 
 Net Assets at Beginning of Period 45,078 
43,352 
691 
629 
 Net Assets at End of Period $ 45,615 
$ 45,078 
$ 674 
$ 691 
 Changes in Units



      Issued
16 
— 
— 
      Redeemed (260)
(523)
(6)
(5)
      Net Increase (Decrease) (257)
(507)
(6)
(5)
See accompanying notes to financial statements
Page 32 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















AZL Small Cap Stock Index Fund Class 2 AZL T. Rowe Price Capital Appreciation Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (158)
$ (216)
$ (161)
$ (2)
       Realized Gains (Losses) on Investments, Net 469 
1,694 
2,724 
2,176 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 975 
1,382 
530 
2,577 
            Net Increase (Decrease) in Net Assets From Operations 1,286 
2,860 
3,093 
4,751 
 Contract Transactions-All Products



    Purchase Payments 17 
256 
18 
466 
    Transfers Between Funds or (to) from General Account (241)
182 
(922)
(581)
    Surrenders and Terminations (1,343)
(2,407)
(2,417)
(3,098)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) (2)

— 
— 
    Contract Maintenance Charge (2)
(2)
(3)
(3)
    Rider Charge (21)
(26)
(51)
(67)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,592)
(1,993)
(3,375)
(3,283)
             Increase (Decrease) in Net Assets (306)
867 
(282)
1,468 
 Net Assets at Beginning of Period 16,165 
15,298 
24,132 
22,664 
 Net Assets at End of Period $ 15,859 
$ 16,165 
$ 23,850 
$ 24,132 
 Changes in Units



      Issued
24 

20 
      Redeemed (78)
(128)
(152)
(177)
      Net Increase (Decrease) (73)
(104)
(151)
(157)
















BlackRock Global Allocation V.I. Fund ClearBridge Variable Aggressive Growth Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (329)
$ (349)
$ — 
$
       Realized Gains (Losses) on Investments, Net 5,101 
3,023 


       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 7,722 
8,888 

14 
            Net Increase (Decrease) in Net Assets From Operations 12,494 
11,562 

16 
 Contract Transactions-All Products



    Purchase Payments 77 
120 
— 
— 
    Transfers Between Funds or (to) from General Account (5,339)
(3,353)
(32)
— 
    Surrenders and Terminations (6,831)
(6,987)
— 
(1)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge (9)
(10)
— 
— 
    Rider Charge (1,313)
(1,378)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (13,415)
(11,608)
(32)
(1)
             Increase (Decrease) in Net Assets (921)
(46)
(24)
15 
 Net Assets at Beginning of Period 77,529 
77,575 
81 
66 
 Net Assets at End of Period $ 76,608 
$ 77,529 
$ 57 
$ 81 
 Changes in Units



      Issued

— 
— 
      Redeemed (948)
(904)
(1)
— 
      Net Increase (Decrease) (943)
(895)
(1)
— 
See accompanying notes to financial statements
Page 33 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















Columbia Variable Portfolio – Seligman Global Technology Fund Davis VA Financial Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$ (7)
$ (11)
       Realized Gains (Losses) on Investments, Net

47 
65 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 11 

(111)
161 
            Net Increase (Decrease) in Net Assets From Operations 13 
11 
(71)
215 
 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account — 
— 
35 
(1)
    Surrenders and Terminations — 
(1)
(78)
(310)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge — 
— 
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions — 
(1)
(43)
(311)
             Increase (Decrease) in Net Assets 13 
10 
(114)
(96)
 Net Assets at Beginning of Period 29 
19 
1,020 
1,116 
 Net Assets at End of Period $ 42 
$ 29 
$ 906 
$ 1,020 
 Changes in Units



      Issued — 
— 

— 
      Redeemed — 
— 
(5)
(19)
      Net Increase (Decrease) — 
— 
(2)
(19)
















Eaton Vance VT Floating-Rate Income Fund Fidelity VIP Emerging Markets Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$
$ — 
$ — 
       Realized Gains (Losses) on Investments, Net (5)
— 


       Net Change in Unrealized Appreciation



         (Depreciation) on Investments



            Net Increase (Decrease) in Net Assets From Operations
16 


 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account (239)
— 
(5)
— 
    Surrenders and Terminations — 
(16)
— 
(7)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge — 
— 
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (239)
(16)
(5)
(7)
             Increase (Decrease) in Net Assets (238)
— 
— 
(1)
 Net Assets at Beginning of Period 238 
238 
23 
24 
 Net Assets at End of Period $ — 
$ 238 
$ 23 
$ 23 
 Changes in Units



      Issued — 
— 
— 
— 
      Redeemed (14)
— 
(1)
— 
      Net Increase (Decrease) (14)
— 
(1)
— 
See accompanying notes to financial statements
Page 34 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















Fidelity VIP FundsManager 50% Portfolio Fidelity VIP FundsManager 60% Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (12)
$ (3)
$ (61)
$ (28)
       Realized Gains (Losses) on Investments, Net 70 
215 
148 
1,395 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 142 
80 
1,007 
280 
            Net Increase (Decrease) in Net Assets From Operations 200 
292 
1,094 
1,647 
 Contract Transactions-All Products



    Purchase Payments — 
— 


    Transfers Between Funds or (to) from General Account (135)
(234)
(316)
(168)
    Surrenders and Terminations (142)
(201)
(655)
(1,700)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
(1)
(1)
    Rider Charge (31)
(33)
(156)
(171)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (308)
(468)
(1,127)
(2,033)
             Increase (Decrease) in Net Assets (108)
(176)
(33)
(386)
 Net Assets at Beginning of Period 1,867 
2,043 
9,400 
9,786 
 Net Assets at End of Period $ 1,759 
$ 1,867 
$ 9,367 
$ 9,400 
 Changes in Units



      Issued — 
— 
— 
— 
      Redeemed (19)
(29)
(69)
(135)
      Net Increase (Decrease) (19)
(29)
(69)
(135)
















Fidelity VIP Mid Cap Portfolio Fidelity VIP Strategic Income Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$
$
       Realized Gains (Losses) on Investments, Net — 


— 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 10 



            Net Increase (Decrease) in Net Assets From Operations 10 



 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account
— 
— 
20 
    Surrenders and Terminations (1)
(1)
(1)
— 
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge — 
— 
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions
(1)
(1)
20 
             Increase (Decrease) in Net Assets 17 


25 
 Net Assets at Beginning of Period 46 
38 
58 
33 
 Net Assets at End of Period $ 63 
$ 46 
$ 62 
$ 58 
 Changes in Units



      Issued — 
— 
— 

      Redeemed — 
— 
— 
— 
      Net Increase (Decrease) — 
— 
— 

See accompanying notes to financial statements
Page 35 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















Franklin Allocation VIP Fund Franklin Income VIP Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (55)
$ 59 
$ 4,743 
$ 4,663 
       Realized Gains (Losses) on Investments, Net 1,211 
299 
(846)
2,398 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments (724)
543 
(5,520)
9,366 
            Net Increase (Decrease) in Net Assets From Operations 432 
901 
(1,623)
16,427 
 Contract Transactions-All Products



    Purchase Payments — 
— 
295 
432 
    Transfers Between Funds or (to) from General Account (113)
17 
918 
(2,569)
    Surrenders and Terminations (421)
(792)
(8,620)
(9,207)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 

(2)
    Contract Maintenance Charge (1)
(1)
(20)
(20)
    Rider Charge (3)
(4)
(1,344)
(1,415)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (538)
(780)
(8,770)
(12,781)
             Increase (Decrease) in Net Assets (106)
121 
(10,393)
3,646 
 Net Assets at Beginning of Period 5,714 
5,593 
123,386 
119,740 
 Net Assets at End of Period $ 5,608 
$ 5,714 
$ 112,993 
$ 123,386 
 Changes in Units



      Issued — 

22 

      Redeemed (48)
(71)
(148)
(191)
      Net Increase (Decrease) (48)
(70)
(126)
(185)
















Franklin Mutual Shares VIP Fund Franklin Rising Dividends VIP Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 117 
$ (11)
$ (39)
$ (38)
       Realized Gains (Losses) on Investments, Net 92 
1,653 
1,198 
2,943 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments (1,350)
1,402 
923 
885 
            Net Increase (Decrease) in Net Assets From Operations (1,141)
3,044 
2,082 
3,790 
 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account (79)
(463)
(139)
(141)
    Surrenders and Terminations (1,406)
(2,020)
(1,486)
(1,532)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
(5)
— 
— 
    Contract Maintenance Charge (3)
(3)
(5)
(5)
    Rider Charge (46)
(63)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,534)
(2,554)
(1,630)
(1,678)
             Increase (Decrease) in Net Assets (2,675)
490 
452 
2,112 
 Net Assets at Beginning of Period 16,322 
15,832 
16,450 
14,338 
 Net Assets at End of Period $ 13,647 
$ 16,322 
$ 16,902 
$ 16,450 
 Changes in Units



      Issued
— 
— 
— 
      Redeemed (51)
(82)
(20)
(21)
      Net Increase (Decrease) (48)
(82)
(20)
(21)
See accompanying notes to financial statements
Page 36 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















Franklin U.S. Government Securities VIP Fund Invesco Oppenheimer V.I. Global Strategic Income Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 407 
$ 325 
$
$
       Realized Gains (Losses) on Investments, Net (115)
(298)
(2)
(2)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 222 
894 
(2)
12 
            Net Increase (Decrease) in Net Assets From Operations 514 
921 

12 
 Contract Transactions-All Products



    Purchase Payments 13 
21 
— 
— 
    Transfers Between Funds or (to) from General Account 981 
311 
— 
— 
    Surrenders and Terminations (2,446)
(4,016)
(9)
(15)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 

— 
— 
    Contract Maintenance Charge (5)
(6)
— 
— 
    Rider Charge (222)
(244)
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,679)
(3,933)
(9)
(15)
             Increase (Decrease) in Net Assets (1,165)
(3,012)
(8)
(3)
 Net Assets at Beginning of Period 24,617 
27,629 
149 
152 
 Net Assets at End of Period $ 23,452 
$ 24,617 
$ 141 
$ 149 
 Changes in Units



      Issued 34 
13 
— 
— 
      Redeemed (93)
(156)
(1)
— 
      Net Increase (Decrease) (59)
(143)
(1)
— 
















Invesco Oppenheimer V.I. International Growth Fund Invesco V.I. American Value Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$ — 
$ — 
       Realized Gains (Losses) on Investments, Net — 
(1)
(4)

       Net Change in Unrealized Appreciation



         (Depreciation) on Investments



            Net Increase (Decrease) in Net Assets From Operations

(2)

 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account — 
— 
(9)
— 
    Surrenders and Terminations — 
(10)
— 
— 
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge — 
— 
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions — 
(10)
(9)
— 
             Increase (Decrease) in Net Assets
(8)
(11)

 Net Assets at Beginning of Period
13 
26 
21 
 Net Assets at End of Period $
$
$ 15 
$ 26 
 Changes in Units



      Issued — 
— 
— 
— 
      Redeemed — 
(1)
(1)
— 
      Net Increase (Decrease) — 
(1)
(1)
— 
See accompanying notes to financial statements
Page 37 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















Ivy VIP Natural Resources Portfolio JPMorgan Insurance Trust Core Bond Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$
$ 16 
       Realized Gains (Losses) on Investments, Net — 
— 
84 
14 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments
— 
52 
88 
            Net Increase (Decrease) in Net Assets From Operations
— 
145 
118 
 Contract Transactions-All Products



    Purchase Payments — 
— 
440 
150 
    Transfers Between Funds or (to) from General Account
— 
766 
547 
    Surrenders and Terminations (1)
— 
(739)
(223)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge — 
— 
(30)
(22)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions
— 
437 
452 
             Increase (Decrease) in Net Assets
— 
582 
570 
 Net Assets at Beginning of Period — 
— 
2,111 
1,541 
 Net Assets at End of Period $
$ — 
$ 2,693 
$ 2,111 
 Changes in Units



      Issued
— 
85 
50 
      Redeemed — 
— 
(53)
(16)
      Net Increase (Decrease)
— 
32 
34 
















MFS International Intrinsic Value Portfolio MFS VIT Total Return Bond Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$ 124 
$ 107 
       Realized Gains (Losses) on Investments, Net — 
— 
103 

       Net Change in Unrealized Appreciation



         (Depreciation) on Investments

181 
344 
            Net Increase (Decrease) in Net Assets From Operations

408 
460 
 Contract Transactions-All Products



    Purchase Payments — 
— 
183 
1,055 
    Transfers Between Funds or (to) from General Account — 
— 
930 
661 
    Surrenders and Terminations — 
— 
(1,016)
(789)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 

— 
    Contract Maintenance Charge — 
— 
(1)
(1)
    Rider Charge — 
— 
(85)
(70)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions — 
— 
15 
856 
             Increase (Decrease) in Net Assets

423 
1,316 
 Net Assets at Beginning of Period 12 
10 
6,711 
5,395 
 Net Assets at End of Period $ 14 
$ 12 
$ 7,134 
$ 6,711 
 Changes in Units



      Issued — 
— 
55 
93 
      Redeemed — 
— 
(55)
(47)
      Net Increase (Decrease) — 
— 
— 
46 
See accompanying notes to financial statements
Page 38 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















MFS VIT Utilities Portfolio PIMCO VIT All Asset Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$ 748 
$ 338 
       Realized Gains (Losses) on Investments, Net — 
— 
(207)
(172)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments — 

742 
2,380 
                Net Increase (Decrease) in Net Assets From Operations — 

1,283 
2,546 
 Contract Transactions-All Products



    Purchase Payments — 
— 
126 
148 
    Transfers Between Funds or (to) from General Account — 
— 
(501)
(1,519)
    Surrenders and Terminations — 
— 
(2,338)
(2,948)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 

    Contract Maintenance Charge — 
— 
(4)
(4)
    Rider Charge — 
— 
(365)
(418)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions — 
— 
(3,082)
(4,740)
             Increase (Decrease) in Net Assets — 

(1,799)
(2,194)
 Net Assets at Beginning of Period

25,074 
27,268 
 Net Assets at End of Period $
$
$ 23,275 
$ 25,074 
 Changes in Units



      Issued — 
— 


      Redeemed — 
— 
(183)
(282)
      Net Increase (Decrease) — 
— 
(176)
(273)
















PIMCO VIT Balanced Allocation Portfolio PIMCO VIT CommodityRealReturn Strategy Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (65)
$ 76 
$ 66 
$ 42 
       Realized Gains (Losses) on Investments, Net 901 

(386)
(228)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 215 
1,863 
303 
345 
                Net Increase (Decrease) in Net Assets From Operations 1,051 
1,942 
(17)
159 
 Contract Transactions-All Products



    Purchase Payments 121 
125 
— 
50 
    Transfers Between Funds or (to) from General Account (172)
(339)
38 
129 
    Surrenders and Terminations (1,032)
(812)
(242)
(223)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
(3)

    Contract Maintenance Charge (2)
(2)
— 
— 
    Rider Charge (162)
(166)
(3)
(4)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,247)
(1,194)
(210)
(45)
             Increase (Decrease) in Net Assets (196)
748 
(227)
114 
 Net Assets at Beginning of Period 12,484 
11,736 
1,933 
1,819 
 Net Assets at End of Period $ 12,288 
$ 12,484 
$ 1,706 
$ 1,933 
 Changes in Units



      Issued 10 
11 
13 
36 
      Redeemed (116)
(118)
(51)
(43)
      Net Increase (Decrease) (106)
(107)
(38)
(7)
See accompanying notes to financial statements
Page 39 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















PIMCO VIT Dynamic Bond Portfolio PIMCO VIT Emerging Markets Bond Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 208 
$ 537 
$ 218 
$ 229 
       Realized Gains (Losses) on Investments, Net (34)
20 
(46)
(60)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 309 
50 
201 
859 
                Net Increase (Decrease) in Net Assets From Operations 483 
607 
373 
1,028 
 Contract Transactions-All Products



    Purchase Payments 10 
14 
— 

    Transfers Between Funds or (to) from General Account 301 
887 
249 
(278)
    Surrenders and Terminations (1,677)
(2,219)
(820)
(926)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge (3)
(3)
(1)
(1)
    Rider Charge (221)
(233)
(93)
(103)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,590)
(1,554)
(665)
(1,306)
             Increase (Decrease) in Net Assets (1,107)
(947)
(292)
(278)
 Net Assets at Beginning of Period 17,819 
18,766 
8,216 
8,494 
 Net Assets at End of Period $ 16,712 
$ 17,819 
$ 7,924 
$ 8,216 
 Changes in Units



      Issued 26 
83 
14 
— 
      Redeemed (174)
(229)
(48)
(71)
      Net Increase (Decrease) (148)
(146)
(34)
(71)
















PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) PIMCO VIT Global Core Bond (Hedged) Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 18 
$ 18 
$ 421 
$ 67 
       Realized Gains (Losses) on Investments, Net (82)
(95)
69 
46 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 323 
227 
73 
493 
                Net Increase (Decrease) in Net Assets From Operations 259 
150 
563 
606 
 Contract Transactions-All Products



    Purchase Payments

20 
256 
    Transfers Between Funds or (to) from General Account 37 
226 
263 
(88)
    Surrenders and Terminations (424)
(511)
(1,245)
(1,002)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) (1)
— 
— 
— 
    Contract Maintenance Charge — 
(1)
(2)
(2)
    Rider Charge (29)
(31)
(118)
(125)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (414)
(314)
(1,082)
(961)
             Increase (Decrease) in Net Assets (155)
(164)
(519)
(355)
 Net Assets at Beginning of Period 3,680 
3,844 
9,668 
10,023 
 Net Assets at End of Period $ 3,525 
$ 3,680 
$ 9,149 
$ 9,668 
 Changes in Units



      Issued
18 
26 
25 
      Redeemed (35)
(43)
(133)
(122)
      Net Increase (Decrease) (33)
(25)
(107)
(97)
See accompanying notes to financial statements
Page 40 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















PIMCO VIT Global Managed Asset Allocation Portfolio PIMCO VIT High Yield Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 893 
$ 82 
$ 2,267 
$ 2,645 
       Realized Gains (Losses) on Investments, Net 245 
(39)
(257)
(50)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 790 
2,092 
524 
6,938 
                Net Increase (Decrease) in Net Assets From Operations 1,928 
2,135 
2,534 
9,533 
 Contract Transactions-All Products



    Purchase Payments 16 
38 
59 
103 
    Transfers Between Funds or (to) from General Account (773)
(488)
705 
345 
    Surrenders and Terminations (1,054)
(1,548)
(10,536)
(9,166)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 


    Contract Maintenance Charge (2)
(2)
(11)
(12)
    Rider Charge (286)
(300)
(834)
(930)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (2,099)
(2,300)
(10,616)
(9,659)
             Increase (Decrease) in Net Assets (171)
(165)
(8,082)
(126)
 Net Assets at Beginning of Period 14,688 
14,853 
76,529 
76,655 
 Net Assets at End of Period $ 14,517 
$ 14,688 
$ 68,447 
$ 76,529 
 Changes in Units



      Issued

38 
17 
      Redeemed (162)
(192)
(472)
(434)
      Net Increase (Decrease) (161)
(189)
(434)
(417)
















PIMCO VIT Long-Term U.S. Government Portfolio PIMCO VIT Low Duration Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $
$
$
$
       Realized Gains (Losses) on Investments, Net 16 
15 
— 
(1)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 38 



                Net Increase (Decrease) in Net Assets From Operations 55 
22 


 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account 379 
134 
56 
— 
    Surrenders and Terminations (154)
(28)
— 
(13)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge (1)
— 
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions 224 
106 
56 
(13)
             Increase (Decrease) in Net Assets 279 
128 
58 
(12)
 Net Assets at Beginning of Period 311 
183 
47 
59 
 Net Assets at End of Period $ 590 
$ 311 
$ 105 
$ 47 
 Changes in Units



      Issued 10 


— 
      Redeemed (4)
(1)
— 
(1)
      Net Increase (Decrease)


(1)
See accompanying notes to financial statements
Page 41 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















PIMCO VIT Real Return Portfolio PIMCO VIT StocksPLUS Global Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ (76)
$ — 
$ (72)
$ (40)
       Realized Gains (Losses) on Investments, Net 23 
(351)
620 
(273)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 2,839 
2,494 
407 
2,543 
                Net Increase (Decrease) in Net Assets From Operations 2,786 
2,143 
955 
2,230 
 Contract Transactions-All Products



    Purchase Payments 37 
90 

— 
    Transfers Between Funds or (to) from General Account (129)
(109)
(471)
(291)
    Surrenders and Terminations (4,060)
(3,630)
(965)
(1,200)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 

— 
(3)
    Contract Maintenance Charge (5)
(5)
(2)
(2)
    Rider Charge (367)
(399)
(9)
(13)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (4,524)
(4,051)
(1,446)
(1,509)
             Increase (Decrease) in Net Assets (1,738)
(1,908)
(491)
721 
 Net Assets at Beginning of Period 31,244 
33,152 
10,093 
9,372 
 Net Assets at End of Period $ 29,506 
$ 31,244 
$ 9,602 
$ 10,093 
 Changes in Units



      Issued

— 
— 
      Redeemed (290)
(276)
(97)
(109)
      Net Increase (Decrease) (288)
(270)
(97)
(109)
















PIMCO VIT Total Return Portfolio RCM Dynamic Multi-Asset Plus VIT Portfolio

2020 2019 2020 (A) 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 411 
$ 1,175 
$ (21)
$
       Realized Gains (Losses) on Investments, Net 1,447 
(251)
(388)
126 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 3,556 
4,610 
(157)
502 
                Net Increase (Decrease) in Net Assets From Operations 5,414 
5,534 
(566)
629 
 Contract Transactions-All Products



    Purchase Payments 1,360 
3,245 
— 
601 
    Transfers Between Funds or (to) from General Account 2,398 
2,897 
(4,531)
55 
    Surrenders and Terminations (11,088)
(11,315)
(43)
(100)
    Rescissions — 
(10)
— 
— 
    Bonus (Recapture)
11 
— 
— 
    Contract Maintenance Charge (13)
(13)
— 
(1)
    Rider Charge (1,039)
(1,053)
(27)
(79)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (8,377)
(6,238)
(4,601)
476 
             Increase (Decrease) in Net Assets (2,963)
(704)
(5,167)
1,105 
 Net Assets at Beginning of Period 84,759 
85,463 
5,167 
4,062 
 Net Assets at End of Period $ 81,796 
$ 84,759 
$ — 
$ 5,167 
 Changes in Units



      Issued 162 
294 
— 
63 
      Redeemed (551)
(615)
(464)
(17)
      Net Increase (Decrease) (389)
(321)
(464)
46 
See accompanying notes to financial statements
Page 42 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















T. Rowe Price Blue Chip Growth Portfolio T. Rowe Price Equity Income Portfolio

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$
$
       Realized Gains (Losses) on Investments, Net



       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 16 
11 
(2)

                Net Increase (Decrease) in Net Assets From Operations 18 
12 
— 
11 
 Contract Transactions-All Products



    Purchase Payments — 
— 
— 
— 
    Transfers Between Funds or (to) from General Account — 
— 
— 
— 
    Surrenders and Terminations — 
— 
— 
— 
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
— 
— 
    Rider Charge — 
— 
— 
— 
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions — 
— 
— 
— 
             Increase (Decrease) in Net Assets 18 
12 
— 
11 
 Net Assets at Beginning of Period 53 
41 
52 
41 
 Net Assets at End of Period $ 71 
$ 53 
$ 52 
$ 52 
 Changes in Units



      Issued — 
— 
— 
— 
      Redeemed — 
— 
— 
— 
      Net Increase (Decrease) — 
— 
— 
— 
















T. Rowe Price Health Sciences Portfolio Templeton Global Bond VIP Fund

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ — 
$ — 
$ 4,068 
$ 3,776 
       Realized Gains (Losses) on Investments, Net

(2,142)
(692)
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments

(6,342)
(2,741)
                Net Increase (Decrease) in Net Assets From Operations

(4,416)
343 
 Contract Transactions-All Products



    Purchase Payments — 
— 
19 
81 
    Transfers Between Funds or (to) from General Account — 
— 
5,690 
4,120 
    Surrenders and Terminations — 
— 
(9,004)
(8,104)
    Rescissions — 
— 
— 
— 
    Bonus (Recapture) — 
— 
— 
— 
    Contract Maintenance Charge — 
— 
(11)
(12)
    Rider Charge — 
— 
(745)
(822)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions — 
— 
(4,051)
(4,737)
             Increase (Decrease) in Net Assets

(8,467)
(4,394)
 Net Assets at Beginning of Period 12 

66,699 
71,093 
 Net Assets at End of Period $ 16 
$ 12 
$ 58,232 
$ 66,699 
 Changes in Units



      Issued — 
— 
133 
92 
      Redeemed — 
— 
(221)
(192)
      Net Increase (Decrease) — 
— 
(88)
(100)
See accompanying notes to financial statements
Page 43 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Statements of Changes in Net Assets
For the years or periods ended December 31, 2020 and 2019
(In thousands)

















Templeton Growth VIP Fund Total All Funds

2020 2019 2020 2019
 Increase (Decrease) in Net Assets:



    Operations:



       Investment Income (Loss), Net $ 102 
$ 97 
$ 27,857 
$ 20,475 
       Realized Gains (Losses) on Investments, Net (420)
1,689 
65,755 
75,928 
       Net Change in Unrealized Appreciation



         (Depreciation) on Investments 555 
(563)
13,684 
203,964 
                Net Increase (Decrease) in Net Assets From Operations 237 
1,223 
107,296 
300,367 
 Contract Transactions-All Products



    Purchase Payments — 
— 
154,098 
151,472 
    Transfers Between Funds or (to) from General Account (448)
19 
(106,774)
(64,262)
    Surrenders and Terminations (693)
(1,092)
(191,380)
(202,784)
    Rescissions — 
— 
(589)
(639)
    Bonus (Recapture) — 
(1)
136 
214 
    Contract Maintenance Charge (3)
(3)
(289)
(298)
    Rider Charge (26)
(34)
(26,571)
(26,844)
       Net Increase (Decrease) in Net Assets Resulting



         From Contract Transactions (1,170)
(1,111)
(171,369)
(143,141)
             Increase (Decrease) in Net Assets (933)
112 
(64,073)
157,226 
 Net Assets at Beginning of Period 9,901 
9,789 
2,194,439 
2,037,213 
 Net Assets at End of Period $ 8,968 
$ 9,901 
$ 2,130,366 
$ 2,194,439 
 Changes in Units



      Issued — 

12,926 
13,180 
      Redeemed (38)
(40)
(22,430)
(20,829)
      Net Increase (Decrease) (38)
(38)
(9,504)
(7,649)






(A) Fund terminated in 2020. See Footnote 1 for further details.
(B) Fund terminated in 2019. See Footnote 1 for further details.

The following open/available funds had no activity for the years or periods ended December 31, 2020 and 2019, and therefore, were not listed in the Statements of Changes in Net Assets:






BlackRock Equity Dividend V.I. Fund
BNY Mellon VIF Appreciation Portfolio
Franklin Strategic Income VIP Fund
Invesco V.I. Balanced-Risk Allocation Fund
Ivy VIP Asset Strategy Portfolio
Ivy VIP Energy Portfolio
Ivy VIP Growth Portfolio
Ivy VIP Mid Cap Growth Portfolio
Ivy VIP Science and Technology Portfolio
Lazard Retirement International Equity Portfolio
Lazard Retirement U.S. Small-Mid Cap Equity Portfolio
Oppenheimer Global Multi-Alternatives Fund/VA (B)
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio










See accompanying notes to financial statements
Page 44 of 66


ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements


(1) Organization
Allianz Life of NY Variable Account C (Variable Account) is a segregated investment account of Allianz Life Insurance Company of New York (Allianz Life of New York) and is registered with the Securities and Exchange Commission as a unit investment trust pursuant to the provisions of the Investment Company Act of 1940 (1940 Act), as amended. Allianz Life of New York applies the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) guidance of Topic 946, Financial Services - Investment Companies. The Variable Account was established by Allianz Life of New York on February 26, 1988, and commenced operations September 6, 1991. Accordingly, it is an accounting entity wherein all segregated account transactions are reflected.

The Variable Account's assets are the property of Allianz Life of New York and are held for the benefit of the owners and other persons entitled to payments under variable annuity contracts issued through the Variable Account and underwritten by Allianz Life of New York. The assets of the Variable Account are equal to the reserves and other liabilities of the Variable Account. These assets are not chargeable with liabilities that arise from any other business Allianz Life of New York may conduct. Allianz Life of New York products offered under the Variable Account are listed below. The only product actively being marketed is Allianz Index Advantage New York.

Allianz Advantage
Allianz Charter II New York
Allianz High Five New York
Allianz Index Advantage New York
Allianz Opportunity
Valuemark II New York
Allianz Valuemark IV New York
Allianz Vision New York
Allianz Retirement Advantage New York
Allianz Retirement Pro New York

The Variable Account's subaccounts are invested, at net asset values, in one or more of the funds (investment options) in accordance with the selection made by the contractholder. The contractholder may have the option to invest in the fixed account or other index options in the General Account, based on the product features. The liabilities of the fixed account are included in the General Account, which is not registered as an investment company under the 1940 Act. Not all funds listed are available for all products. Some funds have been closed to accepting new money. Generally, each multiple-class fund is presented on an aggregate basis. When mergers occur, the fund will generally be presented separately by class, to disclose which class received additional money. The funds and investment advisers are:









Fund
Investment Adviser
AZL Balanced Index Strategy Fund *†
Allianz Investment Management, LLC
AZL DFA Five-Year Global Fixed Income Fund *†
Allianz Investment Management, LLC
AZL DFA Multi-Strategy Fund *†
Allianz Investment Management, LLC
AZL Enhanced Bond Index Fund *†
Allianz Investment Management, LLC
AZL Fidelity Institutional Asset Management Multi-Strategy Fund *†
Allianz Investment Management, LLC
AZL Fidelity Institutional Asset Management Total Bond Fund Class 1 †
Allianz Investment Management, LLC
AZL Fidelity Institutional Asset Management Total Bond Fund Class 2 *†
Allianz Investment Management, LLC
AZL Gateway Fund *†
Allianz Investment Management, LLC
AZL Government Money Market Fund *†
Allianz Investment Management, LLC
AZL International Index Fund Class 1 †
Allianz Investment Management, LLC
AZL International Index Fund Class 2 *†
Allianz Investment Management, LLC
AZL MetWest Total Return Bond Fund *†
Allianz Investment Management, LLC
AZL Mid Cap Index Fund Class 1 †
Allianz Investment Management, LLC
AZL Mid Cap Index Fund Class 2 *†
Allianz Investment Management, LLC
AZL Moderate Index Strategy Fund *†
Allianz Investment Management, LLC
AZL MSCI Emerging Markets Equity Index Class 1 †
Allianz Investment Management, LLC
AZL MSCI Emerging Markets Equity Index Class 2 *†
Allianz Investment Management, LLC
AZL MSCI Global Equity Index Fund *†
Allianz Investment Management, LLC
AZL MVP Balanced Index Strategy Fund *†
Allianz Investment Management, LLC
Page 45 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements











Fund
Investment Adviser
AZL MVP DFA Multi-Strategy Fund *†
Allianz Investment Management, LLC
AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund *†
Allianz Investment Management, LLC
AZL MVP Fusion Dynamic Balanced Fund *†
Allianz Investment Management, LLC
AZL MVP Fusion Dynamic Conservative Fund *†
Allianz Investment Management, LLC
AZL MVP Fusion Dynamic Moderate Fund *†
Allianz Investment Management, LLC
AZL MVP Global Balanced Index Strategy Fund *†
Allianz Investment Management, LLC
AZL MVP Growth Index Strategy Fund *†
Allianz Investment Management, LLC
AZL MVP Moderate Index Strategy Fund *†
Allianz Investment Management, LLC
AZL MVP T. Rowe Price Capital Appreciation Plus Fund *†
Allianz Investment Management, LLC
AZL Russell 1000 Growth Index Fund Class 1 †
Allianz Investment Management, LLC
AZL Russell 1000 Growth Index Fund Class 2 *†
Allianz Investment Management, LLC
AZL Russell 1000 Value Index Fund Class 1 †
Allianz Investment Management, LLC
AZL Russell 1000 Value Index Fund Class 2 *†
Allianz Investment Management, LLC
AZL S&P 500 Index Fund *†
Allianz Investment Management, LLC
AZL Small Cap Stock Index Fund Class 1 †
Allianz Investment Management, LLC
AZL Small Cap Stock Index Fund Class 2 *†
Allianz Investment Management, LLC
AZL T. Rowe Price Capital Appreciation Fund *†
Allianz Investment Management, LLC
BlackRock Equity Dividend V.I. Fund *
BlackRock Advisors, LLC
BlackRock Global Allocation V.I. Fund *
BlackRock Advisors, LLC
BNY Mellon VIF Appreciation Portfolio *
BNY Mellon Investment Adviser, Inc
ClearBridge Variable Aggressive Growth Portfolio
Legg Mason Partners Fund Advisor, LLC
Columbia Variable Portfolio – Seligman Global Technology Fund
Columbia Management Investment Advisors, LLC
Davis VA Financial Portfolio
Davis Selected Advisers, L.P.
Eaton Vance VT Floating-Rate Income Fund *
Eaton Vance Management
Fidelity VIP Emerging Markets Portfolio
Fidelity Management & Research Company
Fidelity VIP FundsManager 50% Portfolio
FMR Co., Inc.
Fidelity VIP FundsManager 60% Portfolio
FMR Co., Inc.
Fidelity VIP Mid Cap Portfolio
Fidelity Management & Research Company
Fidelity VIP Strategic Income Portfolio
Fidelity Management & Research Company
Franklin Allocation VIP Fund *
Franklin Templeton Services, LLC
Franklin Income VIP Fund *
Franklin Advisers, Inc.
Franklin Mutual Shares VIP Fund *
Franklin Mutual Advisers, LLC
Franklin Rising Dividends VIP Fund *
Franklin Advisers, Inc.
Franklin Strategic Income VIP Fund *
Franklin Advisers, Inc.
Franklin U.S. Government Securities VIP Fund *
Franklin Advisers, Inc.
Invesco Oppenheimer V.I. Global Strategic Income Fund
Invesco Advisors, Inc.
Invesco Oppenheimer V.I. International Growth Fund *
Invesco Advisors, Inc.
Invesco V.I. American Value Fund *
Invesco Advisors, Inc.
Invesco V.I. Balanced-Risk Allocation Fund *
Invesco Advisors, Inc.
Ivy VIP Asset Strategy Portfolio *
Ivy Investment Management Company
Ivy VIP Energy Portfolio *
Ivy Investment Management Company
Ivy VIP Growth Portfolio *
Ivy Investment Management Company
Page 46 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements











Fund
Investment Adviser
Ivy VIP Mid Cap Growth Portfolio *
Ivy Investment Management Company
Ivy VIP Natural Resources Portfolio *
Ivy Investment Management Company
Ivy VIP Science and Technology Portfolio *
Ivy Investment Management Company
JPMorgan Insurance Trust Core Bond Portfolio
J.P. Morgan Investment Management, Inc.
Lazard Retirement International Equity Portfolio *
Lazard Asset Management, LLC
Lazard Retirement U.S. Small-Mid Cap Equity Portfolio *
Lazard Asset Management, LLC
MFS International Intrinsic Value Portfolio *
Massachusetts Financial Services Company
MFS VIT Total Return Bond Portfolio *
Massachusetts Financial Services Company
MFS VIT Utilities Portfolio *
Massachusetts Financial Services Company
PIMCO VIT All Asset Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Balanced Allocation Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT CommodityRealReturn Strategy Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Dynamic Bond Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Emerging Markets Bond Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) †
Pacific Investment Management Company, LLC
PIMCO VIT Global Core Bond (Hedged) Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Global Managed Asset Allocation Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT High Yield Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Long-Term U.S. Government Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Low Duration Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Real Return Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT StocksPLUS Global Portfolio †
Pacific Investment Management Company, LLC
PIMCO VIT Total Return Portfolio †
Pacific Investment Management Company, LLC
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio
Legg Mason Partners Fund Advisor, LLC
T. Rowe Price Blue Chip Growth Portfolio *
T. Rowe Price Associates, Inc.
T. Rowe Price Equity Income Portfolio *
T. Rowe Price Associates, Inc.
T. Rowe Price Health Sciences Portfolio *
T. Rowe Price Associates, Inc.
Templeton Global Bond VIP Fund *
Franklin Advisors, Inc.
Templeton Growth VIP Fund *
Templeton Global Advisors Limited
* Fund contains share classes which assess 12b-1 fees.
† The investment adviser of this fund is an affiliate of Allianz Life of New York and is paid an investment management fee by the fund.
Page 47 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements


During the year ended December 31, 2019, the funds listed below changed their name. There were no name changes in 2020.















Prior Fund Name
Current Fund Name
Effective Date
Franklin Founding Funds Allocation VIP Fund
Franklin Allocation VIP Fund
May 1, 2019
Oppenheimer Global Strategic Income Fund/VA
Invesco Oppenheimer V.I. Global Strategic Income Fund
May 24, 2019
Oppenheimer International Growth Fund/VA
Invesco Oppenheimer V.I. International Growth Fund
May 24, 2019
MFS VIT II International Value Portfolio
MFS International Intrinsic Value Portfolio
June 1, 2019
Dreyfus VIF Appreciation Portfolio
BNY Mellon VIF Appreciation Portfolio
June 3, 2019
PIMCO VIT Global Multi‐Asset Managed Allocation Portfolio
PIMCO VIT Global Managed Asset Allocation Portfolio
October 1, 2019
AZL MVP BlackRock Global Strategy Plus Fund
AZL MVP Global Balanced Index Strategy Fund 
November 18, 2019

During the years ended December 31, 2020 and 2019, the following funds were closed to new money:









Fund
Date Closed
Oppenheimer Global Multi-Alternatives Fund/VA
April 29, 2019
RCM Dynamic Multi‐Asset Plus VIT Fund
April 24, 2020
AZL Morgan Stanley Global Real Estate Fund Class 1
August 21, 2020
AZL Morgan Stanley Global Real Estate Fund Class 2
August 21, 2020

During the years ended December 31, 2020 and 2019, no funds were added as available options.
During the years ended December 31, 2020 and 2019, the following funds were merged or replaced:















Closed Fund
Receiving Fund
Date Merged
Oppenheimer Global Multi-Alternatives Fund/VA
AZL Government Money Market Fund
April 29, 2019
RCM Dynamic Multi‐Asset Plus VIT Fund
AZL MVP Moderate Index Strategy Fund
April 24, 2020
AZL Morgan Stanley Global Real Estate Fund Class 1
AZL S&P 500 Index Fund
August 21, 2020
AZL Morgan Stanley Global Real Estate Fund Class 2
AZL S&P 500 Index Fund
August 21, 2020

Effective December 4, 2020, a One-for-Two Reverse Split occurred for the Lazard Retirement U.S. Small-Mid Cap Equity Portfolio. The effect of this transaction was to divide the number of outstanding shares of the fund by the split ratio, resulting in a corresponding increase in the net asset value per share. The shares presented in the Statements of Assets and Liabilities reflect this reverse split. There were no changes in the net assets, results of operations or total return as a result of this transaction.
Page 48 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements


(2) Significant Accounting Policies
Use of Estimates

The preparation of financial statements in conformity with U.S. generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Investments

Investment transactions are recorded by the Variable Account on the trade date. Investments of the Variable Account are valued each day the markets are open at fair value using net asset values provided by the investment advisers of the funds after the 4 PM Eastern Standard Time market close.

The Fair Value Measurement Topic of the FASB ASC establishes a fair value hierarchy that prioritizes the inputs used in the valuation techniques to measure fair value.

Level 1 -     Unadjusted quoted prices for identical assets or liabilities in active markets that the Variable Account has the ability to access at the measurement date.

Level 2 –     Valuations derived from techniques that utilize observable inputs, other than quoted prices included in Level 1, which are observable for the asset or liability either directly or indirectly, such as:

(a)    Quoted prices for similar assets or liabilities in active markets.
(b)    Quoted prices for identical or similar assets or liabilities in markets that are not active.
(c)    Inputs other than quoted prices that are observable.
(d)    Inputs that are derived principally from or corroborated by observable market data by correlation or other means.

Level 3 -    Valuations derived from techniques in which the significant inputs are unobservable. Level 3 fair values reflect the Variable Account’s own assumptions about the assumptions that market participants would use in pricing the asset or liability (including assumptions about risk).

The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities. As of December 31, 2020, all of the Variable Account’s investments are in funds for which quoted prices are available in an active market which the Variable Account has the ability to access. Therefore, all investments have been categorized as Level 1. The characterization of the underlying securities held by the funds are accounted for on a trade-date basis and are in accordance with the Fair Value Measurements and Disclosures topic of the FASB ASC, which differs from the characterization of an investment in the fund.

Realized gains on investments include realized gain distributions received from the respective funds and gains on the sale of fund shares as determined by the average cost method. Realized gain distributions are reinvested in the respective funds. Dividend distributions received from the funds are reinvested in additional shares of the funds and are recorded as income to the Variable Account on the ex-dividend date.

The cost of investments sold and the corresponding capital gains and losses are determined on a specific identification basis. Net investment income (loss) and net realized gains (losses) and unrealized appreciation (depreciation) on investments are allocated to the contracts on each valuation date based on each contract's pro rata share of the assets of the fund as of the beginning of the valuation date.

Transfers between subaccounts, including the fixed account (net), include transfers of all or part of the contractholders' interest to or from another eligible subaccount, or from or to the fixed account option of the general account of the Company.

Contracts in Annuity Payment Period

Annuity reserves are computed for currently payable contracts according to the 1983 and 2000 Individual Annuity Mortality Tables using an assumed investment return (AIR) equal to the AIR of the specific contracts, either 3%, 4.5% or 5%. Charges to annuity reserves for mortality and risk expense are reimbursed to Allianz Life of New York if the reserves required are less than originally estimated. If additional reserves are required, Allianz Life of New York reimburses the Variable Account.
Page 49 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements


(3) Related Party Charges, Expenses and Fees
Under the terms of the contracts, certain charges, expenses and fees are incurred by the contractholders to cover Allianz Life of New York's expenses in connection with the issuance and administration of the contracts. Following is a summary of these charges, expenses and fees for the period ended December 31, 2020:

Mortality and Expense Risk Charges
Allianz Life of New York assumes mortality and expense risks related to the operations of the Variable Account. These charges range from 0.35% to 3.55% annually during the accumulation phase, or from 1.25% to 1.90% annually during the annuity phase for variable annuity payments. These charges are deducted on a daily basis and assessed against the daily net asset value of each fund. These charges are assessed either through a reduction in subaccount accumulation unit values during the accumulation phase, or a reduction in subaccount annuity unit values during the annuity phase for contractholders that selected variable annuity payments.

Administrative Charges
A charge to cover administrative expenses of the Variable Account may be deducted from the Variable Account, depending on the contract. This annual charge of 0.15% is calculated and assessed daily as a percentage of each fund’s net asset value. This charge is assessed through a reduction in subaccount accumulation unit values during the accumulation phase, or a reduction in subaccount annuity unit values during the annuity phase for contractholders that selected variable annuity payments.

Contract Maintenance Charges
For certain contracts, an annual contract maintenance charge of $30 to $50 may be deducted to cover ongoing administrative expenses. These charges are assessed through the redemption of subaccount accumulation units during the accumulation phase, or a redemption in subaccount annuity unit values during the annuity phase if variable annuity payments are selected or a reduction in fixed annuity payments.

Withdrawal Charges
For certain contracts, a withdrawal charge (sometimes called a contingent deferred sales charge) is imposed as a percentage, with a range of 1.0% to 8.5%, of each purchase payment if the contract is surrendered or a partial withdrawal is taken during the withdrawal charge period. For certain contracts, a withdrawal charge may also apply during the annuity phase if there are liquidations of variable annuity payments under certain annuity options. These withdrawal charges are imposed as a percentage, with a range of 2.0% to 6.0% of the amount liquidated. These charges are assessed through the redemption of subaccount accumulation units during the accumulation phase, or a redemption in subaccount annuity units during the annuity phase.

Rider Charges
For certain contracts, optional benefit riders may be available for an additional charge to the contractholder. The rider charges for Investment Protector, Income Protector and Income Focus are deducted from the contract value.

Investment Protector: 1.05% to 1.30%
Income Protector: 1.00% to 1.70%
Income Focus: 1.30%

Transfer Fee
A charge for transfers between funds may be imposed at a rate of up to $25 per transfer. These charges are deducted from the contract value.

Other Contract Charges
For certain contracts there are additional fees, as described below.
Account Fee - ranges from 0.85% to 1.05% and are imposed as a percentage of the account’s guaranteed value and are assessed through the redemption of subaccount accumulation units during the accumulation phase.
Product Fee - is 1.25% annually and is accrued on a daily basis as a percentage of the prior quarterly contract anniversary contract value adjusted for subsequent purchase payments and withdrawals. The fee is deducted from the contract value during the accumulation phase through the redemption of accumulation units.

Additional details on charges and fees can be found in the respective product prospectus.
Page 50 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements


(4) Federal Income Taxes
Operations of the Variable Account form a part of Allianz Life of New York, which is taxed as a life insurance company under the Internal Revenue Code (the Code). Under current law, no federal income taxes are payable with respect to the Variable Account. Under the principles set forth in Internal Revenue Service Ruling 81-225 and Section 817(h) of the Code and regulations thereunder, Allianz Life of New York understands that it will be treated as owner of the assets invested in the Variable Account for federal income tax purposes, with the result that earnings and gains, if any, derived from those assets will not be included in an annuitant's gross income until amounts are received pursuant to an annuity.
(5) Purchases and Sales of Investments (In thousands)
The cost of purchases and proceeds from sales of investments for the year or period ended December 31, 2020, are as follows:













 Cost of Purchases
 Proceeds from Sales
AZL Balanced Index Strategy Fund $ 3,982 

$ 3,563 
AZL DFA Five-Year Global Fixed Income Fund 491 

630 
AZL DFA Multi-Strategy Fund 8,312 

12,060 
AZL Enhanced Bond Index Fund 1,548 

1,482 
AZL Fidelity Institutional Asset Management Multi-Strategy Fund 2,374 

3,911 
AZL Fidelity Institutional Asset Management Total Bond Fund Class 1 108 

341 
AZL Fidelity Institutional Asset Management Total Bond Fund Class 2 4,094 

6,257 
AZL Gateway Fund 273 

1,209 
AZL Government Money Market Fund 117,523 

103,906 
AZL International Index Fund Class 1 292 

514 
AZL International Index Fund Class 2 2,302 

4,883 
AZL MetWest Total Return Bond Fund 1,761 

1,505 
AZL Mid Cap Index Fund Class 1 259 

145 
AZL Mid Cap Index Fund Class 2 3,717 

7,860 
AZL Moderate Index Strategy Fund 4,377 

6,032 
AZL Morgan Stanley Global Real Estate Fund Class 1 106 

1,554 
AZL Morgan Stanley Global Real Estate Fund Class 2 364 

2,178 
AZL MSCI Emerging Markets Equity Index Class 1 43 

125 
AZL MSCI Emerging Markets Equity Index Class 2 562 

987 
AZL MSCI Global Equity Index Fund 93 

314 
AZL MVP Balanced Index Strategy Fund 5,192 

5,738 
AZL MVP DFA Multi-Strategy Fund 1,256 

1,129 
AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund 4,176 

6,152 
AZL MVP Fusion Dynamic Balanced Fund 6,299 

10,958 
AZL MVP Fusion Dynamic Conservative Fund 5,045 

4,102 
AZL MVP Fusion Dynamic Moderate Fund 16,674 

27,312 
AZL MVP Global Balanced Index Strategy Fund 11,230 

12,093 
AZL MVP Growth Index Strategy Fund 34,793 

36,935 
AZL MVP Moderate Index Strategy Fund 12,140 

9,098 
AZL MVP T. Rowe Price Capital Appreciation Plus Fund 32,390 

28,145 
AZL Russell 1000 Growth Index Fund Class 1 316 

224 
AZL Russell 1000 Growth Index Fund Class 2 3,570 

10,078 
AZL Russell 1000 Value Index Fund Class 1 1,095 

1,042 
Page 51 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements















 Cost of Purchases
 Proceeds from Sales
AZL Russell 1000 Value Index Fund Class 2 $ 2,237 

$ 3,666 
AZL S&P 500 Index Fund 9,081 

13,255 
AZL Small Cap Stock Index Fund Class 1 56 

72 
AZL Small Cap Stock Index Fund Class 2 2,243 

3,297 
AZL T. Rowe Price Capital Appreciation Fund 5,543 

7,450 
BlackRock Equity Dividend V.I. Fund — 

— 
BlackRock Global Allocation V.I. Fund 6,343 

15,745 
BNY Mellon VIF Appreciation Portfolio — 

— 
ClearBridge Variable Aggressive Growth Portfolio

33 
Columbia Variable Portfolio – Seligman Global Technology Fund

— 
Davis VA Financial Portfolio 130 

128 
Eaton Vance VT Floating-Rate Income Fund — 

239 
Fidelity VIP Emerging Markets Portfolio


Fidelity VIP FundsManager 50% Portfolio 68 

350 
Fidelity VIP FundsManager 60% Portfolio 651 

1,617 
Fidelity VIP Mid Cap Portfolio

— 
Fidelity VIP Strategic Income Portfolio

— 
Franklin Allocation VIP Fund 2,014 

1,193 
Franklin Income VIP Fund 10,207 

14,143 
Franklin Mutual Shares VIP Fund 1,786 

2,704 
Franklin Rising Dividends VIP Fund 1,015 

1,905 
Franklin Strategic Income VIP Fund — 

— 
Franklin U.S. Government Securities VIP Fund 2,995 

4,266 
Invesco Oppenheimer V.I. Global Strategic Income Fund

11 
Invesco Oppenheimer V.I. International Growth Fund — 

— 
Invesco V.I. American Value Fund — 


Invesco V.I. Balanced-Risk Allocation Fund — 

— 
Ivy VIP Asset Strategy Portfolio — 

— 
Ivy VIP Energy Portfolio — 

— 
Ivy VIP Growth Portfolio — 

— 
Ivy VIP Mid Cap Growth Portfolio — 

— 
Ivy VIP Natural Resources Portfolio

— 
Ivy VIP Science and Technology Portfolio — 

— 
JPMorgan Insurance Trust Core Bond Portfolio 2,616 

2,170 
Lazard Retirement International Equity Portfolio — 

— 
Lazard Retirement U.S. Small-Mid Cap Equity Portfolio — 

— 
MFS International Intrinsic Value Portfolio — 

— 
MFS VIT Total Return Bond Portfolio 3,577 

3,438 
MFS VIT Utilities Portfolio — 

— 
PIMCO VIT All Asset Portfolio 2,154 

4,488 
PIMCO VIT Balanced Allocation Portfolio 2,095 

2,492 
Page 52 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements















 Cost of Purchases
 Proceeds from Sales
PIMCO VIT CommodityRealReturn Strategy Portfolio $ 352 

$ 497 
PIMCO VIT Dynamic Bond Portfolio 1,453 

2,833 
PIMCO VIT Emerging Markets Bond Portfolio 903 

1,351 
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) 331 

727 
PIMCO VIT Global Core Bond (Hedged) Portfolio 1,610 

2,271 
PIMCO VIT Global Managed Asset Allocation Portfolio 1,677 

2,608 
PIMCO VIT High Yield Portfolio 6,189 

14,538 
PIMCO VIT Long-Term U.S. Government Portfolio 404 

175 
PIMCO VIT Low Duration Portfolio 56 

— 
PIMCO VIT Real Return Portfolio 2,556 

7,156 
PIMCO VIT StocksPLUS Global Portfolio 1,393 

2,037 
PIMCO VIT Total Return Portfolio 15,491 

22,544 
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio — 

— 
RCM Dynamic Multi-Asset Plus VIT Portfolio 361 

4,949 
T. Rowe Price Blue Chip Growth Portfolio

— 
T. Rowe Price Equity Income Portfolio

— 
T. Rowe Price Health Sciences Portfolio

— 
Templeton Global Bond VIP Fund 11,805 

11,789 
Templeton Growth VIP Fund 635 

1,702 


Page 53 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements


(6) Financial Highlights
A summary of units outstanding (in thousands), unit values, net assets (in thousands), ratios, and total returns for variable annuity contracts is as follows:











































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
AZL Balanced Index Strategy Fund







2020 1,549 
$ 15.84 
to $ 19.60 
$ 28,639 

1.99  % 1.15  % to 3.55  % 8.48  % to 10.85  %
2019 1,585 
$ 14.57 
to $ 17.68 
$ 26,578 

2.24  % 1.15  % to 3.55  % 13.32  % to 15.78  %
2018 1,775 
$ 12.82 
to $ 15.27 
$ 25,854 

0.94  % 1.15  % to 3.55  % (7.58) % to (5.56) %
2017 1,933 
$ 13.84 
to $ 16.17 
$ 29,984 

2.22  % 1.15  % to 3.55  % 7.78  % to 10.12  %
2016 2,137 
$ 12.81 
to $ 14.68 
$ 30,179 

2.62  % 1.15  % to 3.55  % 3.19  % to 5.43  %
AZL DFA Five-Year Global Fixed Income Fund







2020 78 
$ 9.23 
to $ 9.97 
$ 768 

2.33  % —  % to 3.55  % (2.17) % to (0.82) %
2019 92 
$ 9.54 
to $ 10.05 
$ 919 

6.91  % —  % to 3.55  % 0.95  % to 2.07  %
2018 43 
$ 9.45 
to $ 9.84 
$ 417 

0.59  % —  % to 3.55  % (1.34) % to (0.24) %
2017³ 16 
$ 9.58 
to $ 9.87 
$ 156 

—  % —  % to 3.55  % (0.90) % to (0.68) %
AZL DFA Multi-Strategy Fund







2020 4,248 
$ 17.17 
to $ 21.61 
$ 87,949 

3.12  % 1.15  % to 3.55  % 6.93  % to 9.26  %
2019 4,765 
$ 16.04 
to $ 19.77 
$ 90,599 

1.06  % 1.15  % to 3.55  % 12.68  % to 15.13  %
2018 5,226 
$ 14.22 
to $ 17.18 
$ 86,634 

1.17  % 1.15  % to 3.55  % (9.07) % to (7.08) %
2017 5,972 
$ 15.63 
to $ 18.49 
$ 106,996 

0.77  % 1.15  % to 3.55  % 8.93  % to 11.29  %
2016 6,819 
$ 14.33 
to $ 16.78 
$ 110,027 

—  % 1.15  % to 3.55  % 5.67  % to 7.97  %
AZL Enhanced Bond Index Fund







2020 411 
$ 11.58 
to $ 12.71 
$ 5,142 

2.34  % 1.15  % to 2.20  % 5.19  % to 6.05  %
2019 409 
$ 11.01 
to $ 11.98 
$ 4,837 

2.60  % 1.15  % to 2.20  % 6.02  % to 6.88  %
2018 334 
$ 10.39 
to $ 11.21 
$ 3,697 

2.31  % 1.15  % to 2.20  % (2.76) % to (1.96) %
2017 270 
$ 10.68 
to $ 11.44 
$ 3,060 

0.93  % 1.15  % to 2.20  % 0.77  % to 1.59  %
2016 219 
$ 10.60 
to $ 11.26 
$ 2,448 

2.31  % 1.15  % to 2.20  % 0.05  % to 0.87  %
AZL Fidelity Institutional Asset Management Multi-Strategy Fund







2020 1,369 
$ 15.45 
to $ 24.32 
$ 25,460 

2.48  % 0.35  % to 3.55  % 9.67  % to 13.07  %
2019 1,518 
$ 14.07 
to $ 22.13 
$ 25,311 

2.37  % 0.35  % to 3.55  % 13.35  % to 16.86  %
2018 1,726 
$ 12.40 
to $ 19.48 
$ 24,959 

2.23  % 0.35  % to 3.55  % (5.31) % to (2.36) %
2017 1,959 
$ 13.08 
to $ 20.54 
$ 29,386 

—  % 0.35  % to 3.55  % 7.41  % to 10.73  %
2016 2,214 
$ 12.35 
to $ 19.08 
$ 30,342 

1.47  % 0.35  % to 3.55  % 2.96  % to 6.15  %
AZL Fidelity Institutional Asset Management Total Bond Fund Class 1







2020 151 
$ 11.46 
to $ 11.50 
$ 1,739 

3.67  % 1.40  % to 1.49  % 7.50  % to 7.60  %
2019 175 
$ 10.66 
to $ 10.69 
$ 1,878 

3.35  % 1.40  % to 1.49  % 8.93  % to 9.03  %
2018 185 
$ 9.78 
to $ 9.80 
$ 1,824 

3.14  % 1.40  % to 1.49  % (2.47) % to (2.39) %
2017 210 
$ 10.03 
to $ 10.04 
$ 2,113 

2.45  % 1.40  % to 1.49  % 3.01  % to 3.10  %
2016¹ 229 
$ 9.74 
to $ 9.74 
$ 2,238 

—  % 1.40  % to 1.49  % (2.61) % to (2.59) %
AZL Fidelity Institutional Asset Management Total Bond Fund Class 2







2020 1,655 
$ 9.97 
to $ 13.41 
$ 19,319 

3.13  % —  % to 3.55  % 5.04  % to 8.84  %
2019 1,876 
$ 9.49 
to $ 12.01 
$ 20,470 

3.00  % —  % to 3.55  % 6.43  % to 9.89  %
2018 1,943 
$ 8.92 
to $ 10.93 
$ 19,523 

2.87  % —  % to 3.55  % (4.72) % to (1.60) %
Page 54 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
2017 2,052 
$ 9.36 
to $ 11.32 
$ 21,226 

2.38  % —  % to 3.55  % 0.65  % to 4.27  %
2016 2,241 
$ 9.30 
to $ 10.85 
$ 22,586 

2.50  % —  % to 3.55  % (3.09) % to 5.14  %
AZL Gateway Fund







2020 551 
$ 11.29 
to $ 14.30 
$ 7,736 

1.04  % —  % to 3.55  % 3.70  % to 5.81  %
2019 620 
$ 10.88 
to $ 13.52 
$ 8,239 

0.98  % —  % to 3.55  % 7.12  % to 9.29  %
2018 679 
$ 10.29 
to $ 12.37 
$ 8,281 

1.23  % —  % to 3.55  % (7.76) % to (5.97) %
2017 750 
$ 11.15 
to $ 13.94 
$ 9,743 

1.00  % —  % to 3.55  % 5.92  % to 9.08  %
2016 795 
$ 10.53 
to $ 12.78 
$ 9,577 

1.99  % —  % to 3.55  % 1.49  % to 4.47  %
AZL Government Money Market Fund







2020 4,388 
$ 6.23 
to $ 13.10 
$ 45,883 

0.16  % —  % to 3.55  % (3.30) % to 0.21  %
2019 3,184 
$ 6.95 
to $ 13.07 
$ 32,267 

1.38  % —  % to 3.55  % (1.70) % to 1.39  %
2018 3,332 
$ 6.96 
to $ 12.89 
$ 33,008 

1.00  % —  % to 3.55  % (2.23) % to 1.01  %
2017 3,222 
$ 6.75 
to $ 12.76 
$ 31,519 

0.04  % —  % to 3.55  % (3.43) % to 0.05  %
2016 4,577 
$ 6.99 
to $ 12.76 
$ 43,505 

—  % —  % to 3.55  % (3.48) % to 0.01  %
AZL International Index Fund Class 1







2020 403 
$ 12.67 
to $ 13.41 
$ 5,410 

5.07  % 1.40  % to 2.75  % 4.74  % to 6.16  %
2019 438 
$ 12.09 
to $ 12.63 
$ 5,550 

3.69  % 1.40  % to 2.75  % 18.37  % to 19.98  %
2018 477 
$ 10.22 
to $ 10.53 
$ 5,042 

4.04  % 1.40  % to 2.75  % (16.15) % to (15.01) %
2017 520 
$ 12.19 
to $ 12.39 
$ 6,481 

1.33  % 1.40  % to 2.75  % 21.74  % to 23.39  %
2016¹ 566 
$ 10.01 
to $ 10.04 
$ 5,728 

—  % 1.40  % to 2.75  % 0.11  % to 0.40  %
AZL International Index Fund Class 2







2020 1,579 
$ 11.76 
to $ 22.21 
$ 21,214 

3.11  % —  % to 3.55  % 3.65  % to 7.03  %
2019 1,801 
$ 11.31 
to $ 20.75 
$ 23,105 

2.26  % —  % to 3.55  % 17.21  % to 21.02  %
2018 2,146 
$ 9.63 
to $ 17.15 
$ 23,234 

2.58  % —  % to 3.55  % (17.06) % to (14.34) %
2017 2,409 
$ 11.58 
to $ 20.02 
$ 30,968 

0.88  % —  % to 3.55  % 20.42  % to 24.33  %
2016 2,796 
$ 9.59 
to $ 16.10 
$ 29,325 

1.47  % —  % to 3.55  % (3.13) % to 0.49  %
AZL MetWest Total Return Bond Fund







2020 266 
$ 10.89 
to $ 11.45 
$ 3,015 

2.87  % 1.15  % to 2.20  % 6.21  % to 7.08  %
2019 253 
$ 10.27 
to $ 10.69 
$ 2,680 

2.70  % 1.15  % to 2.20  % 6.16  % to 6.99  %
2018 188 
$ 9.67 
to $ 9.99 
$ 1,867 

2.16  % 1.15  % to 2.20  % (2.37) % to (1.60) %
2017 183 
$ 9.91 
to $ 10.15 
$ 1,850 

1.51  % 1.15  % to 2.20  % 0.92  % to 1.72  %
2016 143 
$ 9.82 
to $ 9.98 
$ 1,423 

0.98  % 1.15  % to 2.20  % 0.10  % to 0.89  %
AZL Mid Cap Index Fund Class 1







2020 167 
$ 15.23 
to $ 15.29 
$ 2,577 

3.98  % 1.40  % to 1.49  % 13.12  % to 13.22  %
2019 176 
$ 13.47 
to $ 13.51 
$ 2,401 

3.09  % 1.40  % to 1.49  % 23.62  % to 23.73  %
2018 188 
$ 10.89 
to $ 10.92 
$ 2,070 

2.41  % 1.40  % to 1.49  % (12.33) % to (12.25) %
2017 201 
$ 12.43 
to $ 12.44 
$ 2,520 

1.02  % 1.40  % to 1.49  % 14.37  % to 14.47  %
2016¹ 249 
$ 10.86 
to $ 10.87 
$ 2,722 

—  % 1.40  % to 1.49  % 8.65  % to 8.67  %
AZL Mid Cap Index Fund Class 2







2020 978 
$ 21.89 
to $ 44.56 
$ 25,166 

1.15  % —  % to 3.55  % 10.52  % to 14.13  %
2019 1,171 
$ 19.72 
to $ 39.04 
$ 26,961 

1.02  % —  % to 3.55  % 20.91  % to 24.84  %
2018 1,373 
$ 16.25 
to $ 31.28 
$ 25,772 

0.87  % —  % to 3.55  % (14.46) % to (11.66) %
2017 1,569 
$ 18.92 
to $ 35.40 
$ 33,928 

0.46  % —  % to 3.55  % 11.82  % to 15.85  %
2016 1,832 
$ 16.85 
to $ 30.67 
$ 34,935 

0.65  % —  % to 3.55  % 8.36  % to 19.52  %
Page 55 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
AZL Moderate Index Strategy Fund







2020 1,447 
$ 18.51 
to $ 30.28 
$ 34,602 

1.99  % 0.35  % to 3.55  % 9.06  % to 12.44  %
2019 1,579 
$ 16.96 
to $ 26.93 
$ 34,102 

2.37  % 0.35  % to 3.55  % 15.34  % to 18.91  %
2018 1,766 
$ 14.69 
to $ 22.65 
$ 32,560 

0.95  % 0.35  % to 3.55  % (8.36) % to (5.51) %
2017 2,065 
$ 16.01 
to $ 23.97 
$ 40,855 

2.05  % 0.35  % to 3.55  % 9.52  % to 12.90  %
2016 2,351 
$ 14.61 
to $ 21.23 
$ 41,729 

1.90  % 0.35  % to 3.55  % 5.27  % to 8.53  %
AZL MSCI Emerging Markets Equity Index Class 1







2020 43 
$ 15.19 
to $ 15.38 
$ 660 

3.61  % 1.40  % to 1.49  % 15.52  % to 15.63  %
2019 53 
$ 13.15 
to $ 13.30 
$ 701 

1.97  % 1.40  % to 1.49  % 15.81  % to 15.92  %
2018 54 
$ 11.36 
to $ 11.48 
$ 615 

1.81  % 1.40  % to 1.49  % (16.56) % to (16.49) %
2017 62 
$ 13.61 
to $ 13.74 
$ 851 

0.55  % 1.40  % to 1.49  % 34.95  % to 35.07  %
2016 75 
$ 10.09 
to $ 10.17 
$ 767 

0.93  % 1.40  % to 1.49  % 8.58  % to 8.68  %
AZL MSCI Emerging Markets Equity Index Class 2







2020 359 
$ 11.09 
to $ 17.11 
$ 4,507 

3.35  % —  % to 3.55  % 12.83  % to 16.51  %
2019 416 
$ 9.81 
to $ 14.69 
$ 4,594 

1.65  % —  % to 3.55  % 13.10  % to 16.78  %
2018 462 
$ 8.65 
to $ 12.58 
$ 4,459 

1.64  % —  % to 3.55  % (18.43) % to (15.76) %
2017 514 
$ 10.58 
to $ 14.93 
$ 6,021 

0.39  % —  % to 3.55  % 31.87  % to 36.15  %
2016 596 
$ 8.00 
to $ 10.97 
$ 5,243 

0.58  % —  % to 3.55  % 6.06  % to 9.51  %
AZL MSCI Global Equity Index Fund







2020 16 
$ 18.72 
to $ 23.35 
$ 324 

0.72  % 0.35  % to 2.20  % 12.87  % to 14.95  %
2019 27 
$ 16.59 
to $ 20.31 
$ 495 

1.61  % 0.35  % to 2.20  % 24.52  % to 26.81  %
2018 42 
$ 13.32 
to $ 16.02 
$ 592 

1.79  % 0.35  % to 2.20  % (10.91) % to (9.26) %
2017 41 
$ 14.95 
to $ 17.65 
$ 644 

2.55  % 0.35  % to 2.20  % 19.56  % to 21.75  %
2016 24 
$ 12.51 
to $ 14.50 
$ 316 

3.24  % 0.35  % to 2.20  % (3.06) % to (1.28) %
AZL MVP Balanced Index Strategy Fund







2020 2,636 
$ 14.39 
to $ 18.18 
$ 42,195 

1.99  % —  % to 3.55  % 3.25  % to 5.98  %
2019 2,773 
$ 13.94 
to $ 17.15 
$ 42,359 

2.07  % —  % to 3.55  % 13.92  % to 16.92  %
2018 2,830 
$ 12.24 
to $ 14.67 
$ 37,496 

0.81  % —  % to 3.55  % (6.91) % to (4.44) %
2017 2,830 
$ 13.14 
to $ 15.35 
$ 39,794 

1.80  % —  % to 3.55  % 8.55  % to 11.40  %
2016 3,343 
$ 11.55 
to $ 13.78 
$ 42,672 

2.19  % —  % to 3.55  % 2.89  % to 6.61  %
AZL MVP DFA Multi-Strategy Fund







2020 791 
$ 11.60 
to $ 12.14 
$ 9,557 

3.01  % 1.15  % to 2.20  % 1.51  % to 2.34  %
2019 824 
$ 11.42 
to $ 11.86 
$ 9,738 

0.97  % 1.15  % to 2.20  % 13.29  % to 14.21  %
2018 735 
$ 10.08 
to $ 10.39 
$ 7,602 

0.88  % 1.15  % to 2.20  % (8.28) % to (7.53) %
2017 449 
$ 10.99 
to $ 11.23 
$ 5,028 

0.45  % 1.15  % to 2.20  % 10.11  % to 11.00  %
2016 337 
$ 10.02 
to $ 10.12 
$ 3,402 

—  % 1.15  % to 2.20  % 6.95  % to 7.55  %
AZL MVP Fidelity Institutional Asset Management Multi-Strategy Fund





2020 2,295 
$ 13.61 
to $ 14.60 
$ 33,097 

2.74  % 1.15  % to 2.20  % 4.83  % to 5.68  %
2019 2,473 
$ 12.98 
to $ 13.81 
$ 33,814 

3.99  % 1.15  % to 2.20  % 13.72  % to 14.64  %
2018 2,453 
$ 11.42 
to $ 12.05 
$ 29,287 

3.25  % 1.15  % to 2.20  % (4.28) % to (3.49) %
2017 2,610 
$ 11.93 
to $ 12.49 
$ 32,325 

1.33  % 1.15  % to 2.20  % 8.52  % to 9.40  %
2016 2,838 
$ 10.99 
to $ 11.41 
$ 32,179 

4.04  % 1.15  % to 2.20  % (1.38) % to (0.57) %
Page 56 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
AZL MVP Fusion Dynamic Balanced Fund







2020 4,534 
$ 13.08 
to $ 20.78 
$ 76,153 

2.38  % 0.35  % to 3.55  % 0.41  % to 3.42  %
2019 5,011 
$ 13.03 
to $ 20.09 
$ 82,481 

2.46  % 0.35  % to 3.55  % 12.00  % to 15.36  %
2018 5,727 
$ 11.63 
to $ 17.42 
$ 82,744 

1.23  % 0.35  % to 3.55  % (8.49) % to (5.73) %
2017 6,169 
$ 12.71 
to $ 18.47 
$ 95,628 

1.65  % 0.35  % to 3.55  % 8.60  % to 11.84  %
2016 7,006 
$ 11.70 
to $ 16.52 
$ 98,443 

2.32  % 0.35  % to 3.55  % 2.38  % to 5.55  %
AZL MVP Fusion Dynamic Conservative Fund







2020 1,402 
$ 13.31 
to $ 16.02 
$ 21,898 

2.34  % 0.35  % to 3.55  % 1.63  % to 3.34  %
2019 1,375 
$ 13.09 
to $ 15.50 
$ 20,871 

2.39  % 0.35  % to 3.55  % 10.13  % to 11.97  %
2018 1,487 
$ 12.22 
to $ 13.85 
$ 20,184 

1.31  % 0.35  % to 3.55  % (6.37) % to (5.09) %
2017 1,685 
$ 13.05 
to $ 14.59 
$ 24,160 

1.81  % 0.35  % to 3.55  % 6.35  % to 7.80  %
2016 1,994 
$ 12.27 
to $ 13.53 
$ 26,583 

2.23  % 0.35  % to 3.55  % 2.46  % to 3.87  %
AZL MVP Fusion Dynamic Moderate Fund







2020 11,948 
$ 13.12 
to $ 18.10 
$ 204,047 

2.16  % 0.35  % to 3.55  % 1.03  % to 3.23  %
2019 13,142 
$ 12.97 
to $ 17.53 
$ 218,112 

2.49  % 0.35  % to 3.55  % 13.39  % to 15.85  %
2018 14,721 
$ 11.43 
to $ 15.13 
$ 211,714 

1.13  % 0.35  % to 3.55  % (9.60) % to (7.63) %
2017 15,872 
$ 12.63 
to $ 16.38 
$ 247,790 

1.56  % 0.35  % to 3.55  % 10.18  % to 12.57  %
2016 17,509 
$ 11.45 
to $ 14.55 
$ 243,560 

2.16  % 0.35  % to 3.55  % 1.22  % to 3.42  %
AZL MVP Global Balanced Index Strategy Fund







2020 6,071 
$ 13.66 
to $ 14.69 
$ 88,279 

9.17  % 1.15  % to 2.20  % 5.45  % to 6.31  %
2019 6,816 
$ 12.95 
to $ 13.82 
$ 93,339 

1.72  % 1.15  % to 2.20  % 13.67  % to 14.59  %
2018 7,504 
$ 11.40 
to $ 12.06 
$ 89,765 

1.47  % 1.15  % to 2.20  % (7.84) % to (7.08) %
2017 7,581 
$ 12.36 
to $ 12.98 
$ 97,713 

0.38  % 1.15  % to 2.20  % 9.03  % to 9.91  %
2016 8,061 
$ 11.34 
to $ 11.81 
$ 94,635 

2.67  % 1.15  % to 2.20  % 1.18  % to 2.00  %
AZL MVP Growth Index Strategy Fund







2020 18,004 
$ 15.06 
to $ 20.71 
$ 324,506 

1.88  % —  % to 3.55  % 1.07  % to 4.73  %
2019 18,956 
$ 14.90 
to $ 19.78 
$ 330,885 

2.26  % —  % to 3.55  % 16.32  % to 20.52  %
2018 17,924 
$ 12.81 
to $ 16.41 
$ 263,277 

0.83  % —  % to 3.55  % (9.73) % to (6.45) %
2017 16,840 
$ 14.19 
to $ 17.54 
$ 268,316 

1.15  % —  % to 3.55  % 11.93  % to 15.96  %
2016 16,427 
$ 12.77 
to $ 15.13 
$ 229,274 

2.10  % —  % to 3.55  % 3.22  % to 6.80  %
AZL MVP Moderate Index Strategy Fund







2020 3,762 
$ 16.59 
to $ 17.84 
$ 66,231 

1.92  % 1.15  % to 2.20  % 4.12  % to 4.97  %
2019 3,679 
$ 15.93 
to $ 17.00 
$ 61,833 

2.12  % 1.15  % to 2.20  % 16.06  % to 17.00  %
2018 3,925 
$ 13.73 
to $ 14.53 
$ 56,460 

0.87  % 1.15  % to 2.20  % (7.33) % to (6.57) %
2017 4,089 
$ 14.82 
to $ 15.55 
$ 63,013 

1.65  % 1.15  % to 2.20  % 10.76  % to 11.66  %
2016 4,350 
$ 13.38 
to $ 13.93 
$ 60,119 

2.22  % 1.15  % to 2.20  % 3.14  % to 3.98  %
AZL MVP T. Rowe Price Capital Appreciation Plus Fund







2020 10,944 
$ 15.74 
to $ 16.66 
$ 180,567 

2.83  % 1.15  % to 2.20  % 5.66  % to 6.53  %
2019 11,175 
$ 14.90 
to $ 15.64 
$ 173,290 

1.89  % 1.15  % to 2.20  % 18.75  % to 19.71  %
2018 9,822 
$ 12.54 
to $ 13.06 
$ 127,354 

0.98  % 1.15  % to 2.20  % (3.83) % to (3.04) %
2017 8,959 
$ 13.04 
to $ 13.47 
$ 119,973 

1.26  % 1.15  % to 2.20  % 11.73  % to 12.64  %
2016 7,805 
$ 11.67 
to $ 11.96 
$ 92,937 

1.61  % 1.15  % to 2.20  % 5.28  % to 6.13  %
AZL Russell 1000 Growth Index Fund Class 1







2020 185 
$ 23.06 
to $ 23.15 
$ 4,288 

1.17  % 1.40  % to 1.49  % 36.97  % to 37.10  %
2019 194 
$ 16.84 
to $ 16.89 
$ 3,289 

1.37  % 1.40  % to 1.49  % 33.53  % to 33.65  %
Page 57 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
2018 225 
$ 12.61 
to $ 12.63 
$ 2,851 

1.60  % 1.40  % to 1.49  % (3.32) % to (3.23) %
2017 240 
$ 13.04 
to $ 13.06 
$ 3,145 

0.39  % 1.40  % to 1.49  % 27.29  % to 27.40  %
2016¹ 312 
$ 10.25 
to $ 10.25 
$ 3,208 

—  % 1.40  % to 1.49  % 2.47  % to 2.49  %
AZL Russell 1000 Growth Index Fund Class 2







2020 714 
$ 31.81 
to $ 48.25 
$ 27,959 

0.54  % —  % to 3.55  % 33.74  % to 38.10  %
2019 936 
$ 23.78 
to $ 34.94 
$ 27,265 

0.74  % —  % to 3.55  % 30.56  % to 34.81  %
2018 1,163 
$ 18.22 
to $ 25.92 
$ 25,511 

0.88  % —  % to 3.55  % (5.57) % to (2.49) %
2017 1,375 
$ 19.29 
to $ 28.41 
$ 31,450 

0.25  % —  % to 3.55  % 24.40  % to 28.89  %
2016 1,683 
$ 15.51 
to $ 22.04 
$ 30,471 

0.34  % —  % to 3.55  % 1.99  % to 6.43  %
AZL Russell 1000 Value Index Fund Class 1







2020 866 
$ 12.85 
to $ 13.61 
$ 11,950 

3.08  % 1.40  % to 2.75  % (0.53) % to 0.83  %
2019 935 
$ 12.92 
to $ 13.50 
$ 12,802 

2.88  % 1.40  % to 2.75  % 22.71  % to 24.37  %
2018 1,048 
$ 10.53 
to $ 10.85 
$ 11,533 

2.77  % 1.40  % to 2.75  % (10.99) % to (9.78) %
2017 1,140 
$ 11.83 
to $ 12.03 
$ 13,915 

0.88  % 1.40  % to 2.75  % 10.31  % to 11.80  %
2016¹ 1,311 
$ 10.73 
to $ 10.76 
$ 14,298 

—  % 1.40  % to 2.75  % 7.27  % to 7.58  %
AZL Russell 1000 Value Index Fund Class 2







2020 742 
$ 17.55 
to $ 25.60 
$ 15,543 

1.98  % —  % to 3.55  % (1.26) % to 1.65  %
2019 847 
$ 17.77 
to $ 25.18 
$ 17,797 

1.93  % —  % to 3.55  % 21.84  % to 25.42  %
2018 981 
$ 14.59 
to $ 20.08 
$ 16,732 

1.87  % —  % to 3.55  % (11.66) % to (9.04) %
2017 1,128 
$ 16.51 
to $ 24.07 
$ 21,474 

0.65  % —  % to 3.55  % 9.41  % to 13.02  %
2016 1,349 
$ 14.89 
to $ 21.30 
$ 23,121 

0.75  % —  % to 3.55  % 7.03  % to 16.15  %
AZL S&P 500 Index Fund







2020 1,930 
$ 19.85 
to $ 31.83 
$ 45,615 

1.62  % —  % to 3.55  % 13.39  % to 17.09  %
2019 2,187 
$ 17.46 
to $ 27.18 
$ 45,078 

1.48  % 0.35  % to 3.55  % 26.32  % to 30.43  %
2018 2,694 
$ 13.79 
to $ 20.84 
$ 43,352 

1.49  % 0.35  % to 3.55  % (8.18) % to (5.17) %
2017 3,129 
$ 14.76 
to $ 21.98 
$ 54,041 

0.91  % 0.35  % to 3.55  % 17.14  % to 20.94  %
2016 3,810 
$ 12.37 
to $ 18.17 
$ 55,231 

1.57  % 0.35  % to 3.55  % 4.82  % to 11.06  %
AZL Small Cap Stock Index Fund Class 1







2020 45 
$ 14.21 
to $ 15.05 
$ 674 

1.94  % 1.40  % to 2.75  % 7.96  % to 9.43  %
2019 51 
$ 13.16 
to $ 13.75 
$ 691 

1.60  % 1.40  % to 2.75  % 19.10  % to 20.71  %
2018 56 
$ 11.05 
to $ 11.39 
$ 629 

1.44  % 1.40  % to 2.75  % (11.08) % to (9.86) %
2017 57 
$ 12.43 
to $ 12.64 
$ 719 

0.67  % 1.40  % to 2.75  % 9.88  % to 11.37  %
2016¹ 72 
$ 11.31 
to $ 11.35 
$ 811 

—  % 1.40  % to 2.75  % 13.13  % to 13.46  %
AZL Small Cap Stock Index Fund Class 2







2020 726 
$ 18.98 
to $ 28.42 
$ 15,859 

1.10  % —  % to 3.55  % 6.84  % to 10.32  %
2019 799 
$ 17.72 
to $ 25.76 
$ 16,165 

0.92  % —  % to 3.55  % 17.93  % to 21.77  %
2018 903 
$ 14.99 
to $ 21.16 
$ 15,298 

0.83  % —  % to 3.55  % (12.12) % to (9.25) %
2017 1,054 
$ 17.02 
to $ 23.31 
$ 20,028 

0.48  % —  % to 3.55  % 8.82  % to 12.35  %
2016 1,255 
$ 15.60 
to $ 20.75 
$ 21,650 

0.72  % —  % to 3.55  % 21.32  % to 25.27  %
AZL T. Rowe Price Capital Appreciation Fund







2020 920 
$ 20.61 
to $ 36.28 
$ 23,850 

1.36  % 0.35  % to 3.55  % 13.37  % to 17.07  %
2019 1,071 
$ 18.13 
to $ 30.99 
$ 24,132 

2.07  % 0.35  % to 3.55  % 20.04  % to 23.95  %
2018 1,228 
$ 15.07 
to $ 25.01 
$ 22,664 

0.89  % 0.35  % to 3.55  % (3.14) % to 0.02  %
Page 58 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
2017 1,369 
$ 15.52 
to $ 25.00 
$ 25,709 

1.33  % 0.35  % to 3.55  % 11.04  % to 14.64  %
2016 1,466 
$ 13.94 
to $ 21.81 
$ 24,439 

0.73  % 0.35  % to 3.55  % 4.23  % to 7.46  %
BlackRock Equity Dividend V.I. Fund







2020 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2019 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2018 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2017 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2016 — 
$ — 
to $ — 
$ — 

1.04  % 0.35  % to 0.35  % —  % to —  %
BlackRock Global Allocation V.I. Fund







2020 4,679 
$ 13.25 
to $ 70.03 
$ 76,608 

1.21  % —  % to 3.55  % 16.66  % to 20.29  %
2019 5,622 
$ 11.34 
to $ 58.22 
$ 77,529 

1.21  % —  % to 3.55  % 13.82  % to 17.34  %
2018 6,517 
$ 9.96 
to $ 49.62 
$ 77,575 

0.81  % —  % to 3.55  % (10.68) % to (7.90) %
2017 7,536 
$ 11.13 
to $ 53.88 
$ 98,651 

1.22  % —  % to 3.55  % 9.92  % to 13.31  %
2016 8,702 
$ 10.12 
to $ 47.55 
$ 101,788 

1.20  % —  % to 3.55  % 0.33  % to 3.44  %
ClearBridge Variable Aggressive Growth Portfolio







2020
$ 31.03 
to $ 31.03 
$ 57 

0.45  % 0.35  % to 0.35  % 17.32  % to 17.32  %
2019
$ 26.45 
to $ 26.45 
$ 81 

0.77  % 0.35  % to 0.35  % 24.31  % to 24.31  %
2018
$ 21.28 
to $ 21.28 
$ 66 

0.38  % 0.35  % to 0.35  % (8.89) % to (8.89) %
2017
$ 23.35 
to $ 23.35 
$ 72 

0.27  % 0.35  % to 0.35  % 15.58  % to 15.58  %
2016
$ 20.21 
to $ 20.21 
$ 65 

0.40  % 0.35  % to 0.35  % 0.58  % to 0.58  %
Columbia Variable Portfolio – Seligman Global Technology Fund







2020
$ 41.89 
to $ 41.89 
$ 42 

—  % 1.49  % to 1.49  % 44.02  % to 44.02  %
2019
$ 29.09 
to $ 29.09 
$ 29 

—  % 1.49  % to 1.49  % 53.02  % to 53.02  %
2018
$ 19.01 
to $ 19.01 
$ 19 

—  % 1.49  % to 1.49  % (9.52) % to (9.52) %
2017
$ 21.01 
to $ 21.01 
$ 21 

—  % 1.49  % to 1.49  % 33.22  % to 33.22  %
2016
$ 15.77 
to $ 15.77 
$ 16 

—  % 1.49  % to 1.49  % 17.62  % to 17.62  %
Davis VA Financial Portfolio







2020 46 
$ 16.14 
to $ 26.90 
$ 906 

1.53  % 1.15  % to 3.55  % (9.14) % to (7.30) %
2019 48 
$ 17.65 
to $ 29.02 
$ 1,020 

1.34  % 1.15  % to 3.55  % 21.65  % to 24.11  %
2018 67 
$ 14.41 
to $ 23.38 
$ 1,116 

1.12  % 1.15  % to 3.55  % (13.67) % to (11.92) %
2017 86 
$ 16.59 
to $ 26.54 
$ 1,626 

0.70  % 1.15  % to 3.55  % 17.37  % to 19.73  %
2016 101 
$ 14.04 
to $ 22.17 
$ 1,613 

0.95  % 1.15  % to 3.55  % 10.43  % to 12.66  %
Eaton Vance VT Floating-Rate Income Fund







2020 — 
$ — 
to $ — 
$ — 

5.61  % 0.35  % to 0.35  % —  % to —  %
2019 14 
$ 17.52 
to $ 17.52 
$ 238 

4.31  % 0.35  % to 0.35  % 6.71  % to 6.71  %
2018 14 
$ 16.42 
to $ 16.42 
$ 238 

3.77  % 0.35  % to 0.35  % (0.43) % to (0.43) %
2017 14 
$ 16.49 
to $ 16.49 
$ 239 

3.26  % 0.35  % to 0.35  % 3.07  % to 3.07  %
2016 14 
$ 16.00 
to $ 16.00 
$ 232 

3.48  % 0.35  % to 0.35  % 8.58  % to 8.58  %
Fidelity VIP Emerging Markets Portfolio







2020
$ 17.27 
to $ 17.27 
$ 23 

0.61  % 0.35  % to 0.35  % 30.42  % to 30.42  %
2019
$ 13.24 
to $ 13.24 
$ 23 

1.27  % 0.35  % to 0.35  % 28.74  % to 28.74  %
2018
$ 10.29 
to $ 10.29 
$ 24 

0.54  % 0.35  % to 0.35  % (18.45) % to (18.45) %
2017
$ 12.62 
to $ 12.62 
$ 29 

0.53  % 0.35  % to 0.35  % 46.54  % to 46.54  %
2016
$ 8.61 
to $ 8.61 
$ 22 

0.12  % 0.35  % to 0.35  % 2.59  % to 2.59  %
Page 59 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
Fidelity VIP FundsManager 50% Portfolio







2020 96 
$ 14.45 
to $ 19.00 
$ 1,759 

0.96  % 1.15  % to 3.55  % 10.24  % to 12.31  %
2019 115 
$ 13.11 
to $ 16.92 
$ 1,867 

1.47  % 1.15  % to 3.55  % 13.93  % to 16.07  %
2018 144 
$ 11.51 
to $ 14.58 
$ 2,043 

1.15  % 1.15  % to 3.55  % (8.42) % to (6.69) %
2017 189 
$ 12.56 
to $ 15.62 
$ 2,863 

0.74  % 1.15  % to 3.55  % 10.60  % to 12.67  %
2016 302 
$ 11.36 
to $ 13.86 
$ 4,085 

1.10  % 1.15  % to 3.55  % 0.75  % to 2.64  %
Fidelity VIP FundsManager 60% Portfolio







2020 512 
$ 14.37 
to $ 18.80 
$ 9,367 

0.91  % 1.15  % to 3.55  % 11.07  % to 13.33  %
2019 581 
$ 12.93 
to $ 16.59 
$ 9,400 

1.30  % 1.15  % to 3.55  % 16.23  % to 18.59  %
2018 716 
$ 11.13 
to $ 13.99 
$ 9,786 

1.05  % 1.15  % to 3.55  % (9.65) % to (7.81) %
2017 808 
$ 12.32 
to $ 15.17 
$ 12,009 

0.93  % 1.15  % to 3.55  % 12.87  % to 15.15  %
2016 844 
$ 10.91 
to $ 13.17 
$ 10,941 

1.12  % 1.15  % to 3.55  % 1.15  % to 3.20  %
Fidelity VIP Mid Cap Portfolio







2020
$ 76.93 
to $ 76.93 
$ 63 

0.43  % 0.35  % to 0.35  % 17.45  % to 17.45  %
2019
$ 65.50 
to $ 65.50 
$ 46 

0.69  % 0.35  % to 0.35  % 22.74  % to 22.74  %
2018
$ 53.36 
to $ 53.36 
$ 38 

0.40  % 0.35  % to 0.35  % (15.07) % to (15.07) %
2017
$ 62.83 
to $ 62.83 
$ 45 

0.52  % 0.35  % to 0.35  % 20.12  % to 20.12  %
2016
$ 52.31 
to $ 52.31 
$ 51 

0.33  % 0.35  % to 0.35  % 11.53  % to 11.53  %
Fidelity VIP Strategic Income Portfolio







2020
$ 23.59 
to $ 23.59 
$ 62 

3.14  % 0.35  % to 0.35  % 6.78  % to 6.78  %
2019
$ 22.09 
to $ 22.09 
$ 58 

3.24  % 0.35  % to 0.35  % 10.27  % to 10.27  %
2018
$ 20.03 
to $ 20.03 
$ 33 

4.65  % 0.35  % to 0.35  % (3.16) % to (3.16) %
2017
$ 20.69 
to $ 20.69 
$ 16 

6.57  % 0.35  % to 0.35  % 7.17  % to 7.17  %
2016 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
Franklin Allocation VIP Fund







2020 442 
$ 11.42 
to $ 15.06 
$ 5,608 

1.50  % 0.35  % to 3.55  % 8.11  % to 10.35  %
2019 490 
$ 10.56 
to $ 13.65 
$ 5,714 

3.52  % 0.35  % to 3.55  % 15.97  % to 18.37  %
2018 560 
$ 9.11 
to $ 11.53 
$ 5,593 

3.04  % 0.35  % to 3.55  % (12.82) % to (10.78) %
2017 623 
$ 10.42 
to $ 12.92 
$ 7,103 

2.59  % 0.35  % to 3.55  % 8.08  % to 10.59  %
2016 792 
$ 9.61 
to $ 11.68 
$ 8,207 

3.90  % 0.35  % to 3.55  % 9.23  % to 11.77  %
Franklin Income VIP Fund







2020 1,557 
$ 38.53 
to $ 82.04 
$ 112,993 

5.93  % 0.35  % to 3.55  % (2.83) % to (0.44) %
2019 1,683 
$ 39.65 
to $ 82.40 
$ 123,386 

5.37  % 0.35  % to 3.55  % 12.01  % to 14.80  %
2018 1,868 
$ 35.40 
to $ 71.78 
$ 119,740 

4.80  % 0.35  % to 3.55  % (7.66) % to (5.43) %
2017 2,144 
$ 38.33 
to $ 75.90 
$ 145,936 

4.20  % 0.35  % to 3.55  % 5.86  % to 8.42  %
2016 2,161 
$ 36.21 
to $ 70.01 
$ 135,953 

4.97  % 0.35  % to 3.55  % 10.05  % to 12.75  %
Franklin Mutual Shares VIP Fund







2020 444 
$ 21.44 
to $ 44.76 
$ 13,647 

2.83  % 0.35  % to 3.55  % (8.36) % to (5.38) %
2019 492 
$ 23.40 
to $ 47.31 
$ 16,322 

1.83  % 0.35  % to 3.55  % 18.30  % to 22.14  %
2018 574 
$ 19.78 
to $ 38.73 
$ 15,832 

2.33  % 0.35  % to 3.55  % (12.25) % to (9.39) %
2017 676 
$ 22.54 
to $ 42.74 
$ 20,909 

2.26  % 0.35  % to 3.55  % 4.58  % to 7.97  %
2016 820 
$ 21.55 
to $ 39.59 
$ 23,695 

2.01  % 0.35  % to 3.55  % 12.01  % to 15.65  %
Franklin Rising Dividends VIP Fund







2020 172 
$ 69.28 
to $ 147.15 
$ 16,902 

1.40  % 0.35  % to 2.75  % 12.82  % to 15.56  %
2019 192 
$ 61.41 
to $ 127.33 
$ 16,450 

1.42  % 0.35  % to 2.75  % 25.73  % to 28.78  %
Page 60 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
2018 213 
$ 48.84 
to $ 98.87 
$ 14,338 

1.41  % 0.35  % to 2.75  % (7.66) % to (5.41) %
2017 244 
$ 52.90 
to $ 104.53 
$ 17,563 

1.66  % 0.35  % to 2.75  % 17.30  % to 20.14  %
2016 283 
$ 45.10 
to $ 87.01 
$ 17,044 

1.55  % 0.35  % to 2.75  % 12.89  % to 15.64  %
Franklin Strategic Income VIP Fund







2020 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2019 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2018 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2017 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2016 — 
$ — 
to $ — 
$ — 

4.43  % 0.35  % to 0.35  % —  % to —  %
Franklin U.S. Government Securities VIP Fund







2020 830 
$ 17.12 
to $ 42.40 
$ 23,452 

3.41  % —  % to 3.55  % 0.55  % to 3.47  %
2019 889 
$ 17.03 
to $ 40.98 
$ 24,617 

2.94  % —  % to 3.55  % 1.92  % to 4.86  %
2018 1,032 
$ 16.71 
to $ 39.08 
$ 27,629 

2.76  % —  % to 3.55  % (2.84) % to (0.02) %
2017 1,125 
$ 17.19 
to $ 39.09 
$ 30,572 

2.64  % —  % to 3.55  % (1.84) % to 0.99  %
2016 1,233 
$ 17.50 
to $ 38.70 
$ 33,801 

2.53  % —  % to 3.55  % (2.60) % to 0.31  %
Invesco Oppenheimer V.I. Global Strategic Income Fund







2020
$ 20.89 
to $ 29.61 
$ 141 

5.80  % 1.25  % to 2.75  % 0.59  % to 1.87  %
2019
$ 20.77 
to $ 29.07 
$ 149 

3.74  % 1.25  % to 2.75  % 7.80  % to 9.16  %
2018
$ 19.26 
to $ 26.63 
$ 152 

4.88  % 1.25  % to 2.75  % (7.00) % to (5.82) %
2017
$ 20.71 
to $ 28.27 
$ 211 

2.42  % 1.25  % to 2.75  % 3.40  % to 4.70  %
2016 11 
$ 20.03 
to $ 27.00 
$ 250 

4.86  % 1.25  % to 2.75  % 3.64  % to 4.96  %
Invesco Oppenheimer V.I. International Growth Fund







2020 — 
$ 33.63 
to $ 33.63 
$

0.66  % 0.35  % to 0.35  % 20.62  % to 20.62  %
2019 — 
$ 27.89 
to $ 27.89 
$

0.34  % 0.35  % to 0.35  % 27.50  % to 27.50  %
2018
$ 21.87 
to $ 21.87 
$ 13 

0.60  % 0.35  % to 0.35  % (19.83) % to (19.83) %
2017
$ 27.28 
to $ 27.28 
$ 17 

1.15  % 0.35  % to 0.35  % 26.00  % to 26.00  %
2016
$ 21.65 
to $ 21.65 
$ 13 

0.82  % 0.35  % to 0.35  % (3.06) % to (3.06) %
Invesco V.I. American Value Fund







2020 — 
$ 41.90 
to $ 41.90 
$ 15 

0.43  % 0.35  % to 0.35  % 0.50  % to 0.50  %
2019
$ 41.69 
to $ 41.69 
$ 26 

0.43  % 0.35  % to 0.35  % 24.27  % to 24.27  %
2018
$ 33.55 
to $ 33.55 
$ 21 

0.20  % 0.35  % to 0.35  % (13.17) % to (13.17) %
2017
$ 38.64 
to $ 38.64 
$ 24 

0.57  % 0.35  % to 0.35  % 9.30  % to 9.30  %
2016
$ 35.35 
to $ 35.35 
$ 35 

0.12  % 0.35  % to 0.35  % 14.82  % to 14.82  %
Ivy VIP Asset Strategy Portfolio







2020 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2019 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2018 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2017 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2016 — 
$ — 
to $ — 
$ — 

1.38  % 0.35  % to 0.35  % —  % to —  %
Ivy VIP Energy Portfolio







2020 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2019 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2018 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2017 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2016 — 
$ — 
to $ — 
$ — 

0.18  % 0.35  % to 0.35  % —  % to —  %
Page 61 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
Ivy VIP Growth Portfolio







2020 $ — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2019 $ — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2018 $ — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2017 $ — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2016 $ — 
$ — 
to $ — 
$ — 

0.03  % 0.35  % to 0.35  % —  % to —  %
Ivy VIP Natural Resources Portfolio







2020
$ 9.31 
to $ 9.31 
$

—  % 0.35  % to 0.35  % (12.30) % to (12.30) %
2019 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2018 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2017 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2016 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
JPMorgan Insurance Trust Core Bond Portfolio







2020 181 
$ 13.60 
to $ 15.27 
$ 2,693 

1.96  % 0.35  % to 2.20  % 5.33  % to 6.19  %
2019 149 
$ 12.93 
to $ 14.38 
$ 2,111 

2.28  % 0.35  % to 2.20  % 5.54  % to 6.38  %
2018 115 
$ 12.25 
to $ 13.52 
$ 1,541 

2.40  % 0.35  % to 2.20  % (2.39) % to (1.61) %
2017 88 
$ 12.55 
to $ 13.74 
$ 1,203 

2.33  % 0.35  % to 2.20  % 1.09  % to 1.88  %
2016 74 
$ 12.42 
to $ 13.49 
$ 986 

2.53  % 0.35  % to 2.20  % (0.36) % to 0.43  %
Lazard Retirement U.S. Small-Mid Cap Equity Portfolio







2020 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2019 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2018 — 
$ — 
to $ — 
$ — 

—  % 0.35  % to 0.35  % —  % to —  %
2017 — 
$ 47.31 
to $ 47.31 
$ 11 

0.36  % 0.35  % to 0.35  % 13.55  % to 13.55  %
2016 — 
$ 41.66 
to $ 41.66 
$

—  % 0.35  % to 0.35  % 15.38  % to 15.38  %
MFS International Intrinsic Value Portfolio







2020
$ 25.14 
to $ 25.14 
$ 14 

0.80  % 0.35  % to 0.35  % 19.79  % to 19.79  %
2019
$ 20.98 
to $ 20.98 
$ 12 

1.49  % 0.35  % to 0.35  % 25.21  % to 25.21  %
2018
$ 16.76 
to $ 16.76 
$ 10 

0.92  % 0.35  % to 0.35  % (10.04) % to (10.04) %
2017
$ 18.63 
to $ 18.63 
$ 11 

1.32  % 0.35  % to 0.35  % 26.38  % to 26.38  %
2016
$ 14.74 
to $ 14.74 
$

1.15  % 0.35  % to 0.35  % 3.48  % to 3.48  %
MFS VIT Total Return Bond Portfolio







2020 353 
$ 17.48 
to $ 25.65 
$ 7,134 

3.32  % 0.35  % to 2.20  % 5.81  % to 7.79  %
2019 353 
$ 16.54 
to $ 23.80 
$ 6,711 

3.26  % 0.35  % to 2.20  % 7.55  % to 9.54  %
2018 307 
$ 15.38 
to $ 21.73 
$ 5,395 

3.20  % 0.35  % to 2.20  % (3.46) % to (1.68) %
2017 227 
$ 15.93 
to $ 22.10 
$ 4,115 

3.21  % 0.35  % to 2.20  % 1.95  % to 3.82  %
2016 208 
$ 15.63 
to $ 21.28 
$ 3,643 

3.36  % 0.35  % to 2.20  % 1.77  % to 3.65  %
MFS VIT Utilities Portfolio







2020 — 
$ 39.25 
to $ 39.25 


2.25  % 0.35  % to 0.35  % 5.25  % to 5.25  %
2019 — 
$ 37.29 
to $ 37.29 


3.83  % 0.35  % to 0.35  % 24.37  % to 24.37  %
2018 — 
$ 29.98 
to $ 29.98 


0.86  % 0.35  % to 0.35  % 0.46  % to 0.46  %
2017 — 
$ 29.85 
to $ 29.85 


4.17  % 0.35  % to 0.35  % 14.09  % to 14.09  %
2016 — 
$ 26.16 
to $ 26.16 


3.69  % 0.35  % to 0.35  % 10.85  % to 10.85  %
PIMCO VIT All Asset Portfolio







2020 1,221 
$ 14.33 
to $ 20.53 
$ 23,275 

4.98  % 0.35  % to 3.55  % 4.50  % to 6.67  %
2019 1,397 
$ 13.71 
to $ 19.29 
$ 25,074 

2.89  % 0.35  % to 3.55  % 8.26  % to 10.51  %
Page 62 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
2018 1,670 
$ 12.67 
to $ 21.26 
$ 27,268 

3.13  % 0.35  % to 3.55  % (8.49) % to (5.74) %
2017 1,937 
$ 13.84 
to $ 22.55 
$ 33,997 

4.58  % 0.35  % to 3.55  % 9.87  % to 13.15  %
2016 2,152 
$ 12.60 
to $ 19.93 
$ 33,761 

2.63  % 0.35  % to 3.55  % 9.26  % to 12.53  %
PIMCO VIT Balanced Allocation Portfolio







2020 948 
$ 12.26 
to $ 13.13 
$ 12,288 

1.00  % 1.15  % to 2.20  % 8.72  % to 9.58  %
2019 1,054 
$ 11.26 
to $ 11.98 
$ 12,484 

2.16  % 1.15  % to 2.20  % 16.41  % to 17.36  %
2018 1,161 
$ 9.67 
to $ 10.21 
$ 11,736 

1.30  % 1.15  % to 2.20  % (7.65) % to (6.90) %
2017 1,244 
$ 10.47 
to $ 10.96 
$ 13,524 

0.72  % 1.15  % to 2.20  % 11.99  % to 12.90  %
2016 1,367 
$ 9.35 
to $ 9.71 
$ 13,182 

0.76  % 1.15  % to 2.20  % 0.70  % to 1.52  %
PIMCO VIT CommodityRealReturn Strategy Portfolio







2020 326 
$ 4.51 
to $ 8.14 
$ 1,706 

6.53  % —  % to 3.55  % (1.95) % to 1.00  %
2019 364 
$ 4.60 
to $ 8.06 
$ 1,933 

4.51  % —  % to 3.55  % 7.81  % to 11.04  %
2018 371 
$ 4.27 
to $ 7.26 
$ 1,819 

2.09  % —  % to 3.55  % (16.93) % to (14.43) %
2017 440 
$ 5.14 
to $ 8.48 
$ 2,579 

11.23  % —  % to 3.55  % (1.15) % to 1.80  %
2016 474 
$ 5.20 
to $ 8.33 
$ 2,793 

1.10  % —  % to 3.55  % 11.42  % to 14.75  %
PIMCO VIT Dynamic Bond Portfolio







2020 1,487 
$ 10.40 
to $ 12.62 
$ 16,712 

2.78  % —  % to 3.55  % 2.37  % to 4.45  %
2019 1,635 
$ 10.16 
to $ 12.08 
$ 17,819 

4.45  % —  % to 3.55  % 2.50  % to 4.57  %
2018 1,781 
$ 9.64 
to $ 11.55 
$ 18,766 

2.83  % —  % to 3.55  % (1.67) % to 0.68  %
2017 1,945 
$ 9.58 
to $ 11.75 
$ 20,609 

1.71  % —  % to 3.55  % 1.86  % to 5.01  %
2016 2,075 
$ 9.41 
to $ 11.19 
$ 21,240 

1.75  % —  % to 3.55  % 1.59  % to 4.74  %
PIMCO VIT Emerging Markets Bond Portfolio







2020 387 
$ 16.00 
to $ 23.90 
$ 7,924 

4.60  % —  % to 3.55  % 2.97  % to 5.38  %
2019 421 
$ 15.50 
to $ 24.44 
$ 8,216 

4.43  % —  % to 3.55  % 10.79  % to 13.37  %
2018 492 
$ 13.95 
to $ 22.00 
$ 8,494 

4.13  % —  % to 3.55  % (8.07) % to (5.92) %
2017 568 
$ 15.14 
to $ 23.86 
$ 10,486 

5.09  % —  % to 3.55  % 6.07  % to 8.53  %
2016 691 
$ 14.24 
to $ 22.43 
$ 11,833 

5.27  % —  % to 3.55  % 9.39  % to 11.94  %
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged)







2020 263 
$ 11.19 
to $ 14.72 
$ 3,525 

2.49  % —  % to 3.55  % 6.27  % to 8.59  %
2019 296 
$ 10.49 
to $ 13.56 
$ 3,680 

2.46  % —  % to 3.55  % 2.43  % to 4.66  %
2018 321 
$ 10.20 
to $ 12.96 
$ 3,844 

6.31  % —  % to 3.55  % (7.56) % to (5.54) %
2017 353 
$ 10.99 
to $ 16.38 
$ 4,528 

1.96  % —  % to 3.55  % 4.85  % to 8.63  %
2016 377 
$ 10.44 
to $ 15.08 
$ 4,534 

1.51  % —  % to 3.55  % 0.41  % to 4.04  %
PIMCO VIT Global Core Bond (Hedged) Portfolio







2020 848 
$ 9.00 
to $ 10.93 
$ 9,149 

6.11  % 1.15  % to 3.55  % 4.49  % to 6.61  %
2019 955 
$ 8.61 
to $ 10.25 
$ 9,668 

2.22  % 1.15  % to 3.55  % 4.28  % to 6.39  %
2018 1,052 
$ 8.26 
to $ 9.64 
$ 10,023 

1.68  % 1.15  % to 3.55  % (2.35) % to (0.36) %
2017 929 
$ 8.86 
to $ 9.67 
$ 8,891 

1.42  % 1.15  % to 3.55  % 1.52  % to 2.85  %
2016 951 
$ 8.73 
to $ 9.40 
$ 8,857 

1.69  % 1.15  % to 3.55  % 3.94  % to 5.31  %
PIMCO VIT Global Managed Asset Allocation Portfolio







2020 984 
$ 12.49 
to $ 15.12 
$ 14,517 

8.11  % —  % to 3.55  % 13.26  % to 15.22  %
2019 1,145 
$ 11.03 
to $ 13.13 
$ 14,688 

2.16  % —  % to 3.55  % 13.49  % to 15.45  %
2018 1,334 
$ 9.72 
to $ 11.37 
$ 14,853 

1.70  % —  % to 3.55  % (8.36) % to (6.77) %
2017 1,532 
$ 10.60 
to $ 12.20 
$ 18,336 

2.22  % —  % to 3.55  % 10.61  % to 12.51  %
2016 1,740 
$ 9.59 
to $ 10.84 
$ 18,539 

2.44  % —  % to 3.55  % 0.86  % to 2.60  %
Page 63 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
PIMCO VIT High Yield Portfolio







2020 2,719 
$ 17.02 
to $ 34.02 
$ 68,447 

4.84  % —  % to 3.55  % 2.21  % to 5.39  %
2019 3,153 
$ 16.66 
to $ 32.28 
$ 76,529 

4.96  % —  % to 3.55  % 10.92  % to 14.35  %
2018 3,570 
$ 15.02 
to $ 28.23 
$ 76,655 

5.10  % —  % to 3.55  % (5.93) % to (3.00) %
2017 3,939 
$ 15.96 
to $ 29.10 
$ 88,177 

4.88  % —  % to 3.55  % 3.07  % to 6.26  %
2016 4,028 
$ 15.49 
to $ 27.39 
$ 85,850 

5.22  % —  % to 3.55  % 8.72  % to 12.09  %
PIMCO VIT Long-Term U.S. Government Portfolio







2020 17 
$ 29.62 
to $ 47.74 
$ 590 

1.68  % —  % to 2.75  % 14.85  % to 17.41  %
2019 11 
$ 25.79 
to $ 30.44 
$ 311 

1.99  % —  % to 2.75  % 10.88  % to 11.77  %
2018
$ 23.26 
to $ 27.23 
$ 183 

2.42  % —  % to 2.75  % (4.51) % to (3.74) %
2017²
$ 24.36 
to $ 25.77 
$ 33 

1.58  % —  % to 2.75  % 4.51  % to 4.73  %
PIMCO VIT Low Duration Portfolio







2020
$ 19.61 
to $ 19.61 
$ 105 

1.14  % 0.35  % to 0.35  % 2.63  % to 2.63  %
2019
$ 19.11 
to $ 19.11 
$ 47 

2.79  % 0.35  % to 0.35  % 3.67  % to 3.67  %
2018
$ 18.43 
to $ 18.43 
$ 59 

1.92  % 0.35  % to 0.35  % (0.01) % to (0.01) %
2017
$ 18.43 
to $ 18.43 
$ 60 

1.34  % 0.35  % to 0.35  % 0.99  % to 0.99  %
2016
$ 18.25 
to $ 18.25 
$ 63 

1.49  % 0.35  % to 0.35  % 1.05  % to 1.05  %
PIMCO VIT Real Return Portfolio







2020 1,775 
$ 12.48 
to $ 31.39 
$ 29,506 

1.41  % —  % to 3.55  % 8.08  % to 11.33  %
2019 2,063 
$ 11.55 
to $ 28.19 
$ 31,244 

1.66  % —  % to 3.55  % 4.92  % to 8.07  %
2018 2,333 
$ 11.00 
to $ 26.09 
$ 33,152 

2.48  % —  % to 3.55  % (5.40) % to (2.55) %
2017 2,557 
$ 11.63 
to $ 26.77 
$ 37,752 

2.38  % —  % to 3.55  % 0.30  % to 3.30  %
2016 2,652 
$ 11.60 
to $ 25.92 
$ 38,377 

2.29  % —  % to 3.55  % 1.78  % to 4.83  %
PIMCO VIT StocksPLUS Global Portfolio







2020 578 
$ 13.96 
to $ 17.92 
$ 9,602 

1.16  % 0.35  % to 3.55  % 9.25  % to 11.89  %
2019 675 
$ 12.78 
to $ 16.01 
$ 10,093 

1.56  % 0.35  % to 3.55  % 23.26  % to 26.09  %
2018 784 
$ 10.37 
to $ 12.70 
$ 9,372 

1.57  % 0.35  % to 3.55  % (13.74) % to (11.85) %
2017 888 
$ 12.12 
to $ 14.41 
$ 12,110 

3.37  % 0.35  % to 3.55  % 19.01  % to 21.76  %
2016 1,064 
$ 10.18 
to $ 11.83 
$ 11,996 

5.13  % 0.35  % to 3.55  % 4.25  % to 6.58  %
PIMCO VIT Total Return Portfolio







2020 3,696 
$ 14.82 
to $ 31.48 
$ 81,796 

2.14  % —  % to 3.55  % 5.02  % to 8.66  %
2019 4,085 
$ 14.10 
to $ 29.07 
$ 84,759 

3.02  % —  % to 3.55  % 4.75  % to 7.99  %
2018 4,406 
$ 13.45 
to $ 26.92 
$ 85,463 

2.54  % —  % to 3.55  % (3.87) % to (0.88) %
2017 4,641 
$ 13.97 
to $ 27.16 
$ 91,908 

2.02  % —  % to 3.55  % 1.42  % to 4.92  %
2016 4,921 
$ 13.77 
to $ 25.98 
$ 94,253 

2.08  % —  % to 3.55  % (0.90) % to 2.68  %
T. Rowe Price Blue Chip Growth Portfolio







2020
$ 66.19 
to $ 66.19 
$ 71 

—  % 0.35  % to 0.35  % 33.45  % to 33.45  %
2019
$ 49.60 
to $ 49.60 
$ 53 

—  % 0.35  % to 0.35  % 29.12  % to 29.12  %
2018
$ 38.41 
to $ 38.41 
$ 41 

—  % 0.35  % to 0.35  % 1.29  % to 1.29  %
2017
$ 37.92 
to $ 37.92 
$ 53 

—  % 0.35  % to 0.35  % 35.35  % to 35.35  %
2016
$ 28.02 
to $ 28.02 
$ 39 

—  % 0.35  % to 0.35  % 0.19  % to 0.19  %
T. Rowe Price Equity Income Portfolio







2020
$ 32.10 
to $ 32.10 
$ 52 

2.11  % 0.35  % to 0.35  % 0.60  % to 0.60  %
2019
$ 31.90 
to $ 31.90 
$ 52 

2.08  % 0.35  % to 0.35  % 25.60  % to 25.60  %
2018
$ 25.40 
to $ 25.40 
$ 41 

1.79  % 0.35  % to 0.35  % (10.01) % to (10.01) %
Page 64 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements













































At December 31
For the years or periods ended December 31

 Units Outstanding **** Unit Fair Value lowest to highest  Net Assets ****
Investment Income Ratio* Expense Ratio
lowest to highest**
Total Return
lowest to highest***
2017
$ 28.23 
to $ 28.23 
$ 46 

1.54  % 0.35  % to 0.35  % 15.33  % to 15.33  %
2016
$ 24.47 
to $ 24.47 
$ 40 

2.09  % 0.35  % to 0.35  % 18.44  % to 18.44  %
T. Rowe Price Health Sciences Portfolio







2020 — 
$ 116.87 
to $ 116.87 
$ 16 

—  % 0.35  % to 0.35  % 28.82  % to 28.82  %
2019 — 
$ 90.72 
to $ 90.72 
$ 12 

—  % 0.35  % to 0.35  % 28.18  % to 28.18  %
2018 — 
$ 70.78 
to $ 70.78 
$

—  % 0.35  % to 0.35  % 0.50  % to 0.50  %
2017 — 
$ 70.42 
to $ 70.42 
$

—  % 0.35  % to 0.35  % 26.86  % to 26.86  %
2016 — 
$ 55.51 
to $ 55.51 
$

—  % 0.35  % to 0.35  % (11.03) % to (11.03) %
Templeton Global Bond VIP Fund







2020 1,371 
$ 24.63 
to $ 62.36 
$ 58,232 

8.33  % —  % to 3.55  % (8.36) % to (5.61) %
2019 1,459 
$ 26.86 
to $ 66.07 
$ 66,699 

7.06  % —  % to 3.55  % (1.30) % to 1.66  %
2018 1,559 
$ 27.20 
to $ 64.99 
$ 71,093 

—  % —  % to 3.55  % (1.39) % to 1.58  %
2017 1,749 
$ 26.40 
to $ 63.98 
$ 79,365 

—  % —  % to 3.55  % (1.47) % to 1.57  %
2016 1,861 
$ 26.79 
to $ 62.99 
$ 84,067 

—  % —  % to 3.55  % (0.50) % to 2.58  %
Templeton Growth VIP Fund







2020 285 
$ 21.23 
to $ 38.04 
$ 8,968 

3.11  % 0.35  % to 3.55  % 2.10  % to 4.51  %
2019 323 
$ 20.79 
to $ 36.40 
$ 9,901 

2.85  % 0.35  % to 3.55  % 11.14  % to 13.83  %
2018 361 
$ 18.71 
to $ 39.00 
$ 9,789 

2.05  % 0.35  % to 3.55  % (17.84) % to (15.15) %
2017 410 
$ 22.77 
to $ 45.96 
$ 13,354 

1.68  % 0.35  % to 3.55  % 14.38  % to 18.09  %
2016 493 
$ 19.91 
to $ 38.92 
$ 13,794 

2.11  % 0.35  % to 3.55  % 5.80  % to 9.24  %



 1 Period from October 14, 2016 (fund commencement) to December 31, 2016
 2 Period from May 1, 2017 (fund commencement) to December 31, 2017
 3 Period from October 16, 2017 (fund commencement) to December 31, 2017
* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying fund, net of management fees assessed by the fund manager, divided by the average daily net assets. These ratios exclude those expenses, such as mortality and expense risk and administrative charges, that result in direct reductions in the unit values. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccounts invest.
** These ratios represent the annualized contract expenses of the Variable Account, consisting primarily of mortality and expense risk and administrative charges, for each period indicated, based on the products available to the contractholders. The ratios include only those expenses that result in a direct reduction to unit values. Charges made directly to contractholder accounts through the redemption of units such as the contract maintenance charges and rider charges for the optional benefits Investment Protector and Income Protector, and expenses of the underlying funds are excluded. Mortality and expense risk and administrative charges for all funds in annuitized contracts are excluded from the expense ratio.
*** These amounts represent the total return for the periods indicated, including changes in the value of the underlying fund, and reflect contract expenses of the Variable Account for products held at the time by contractholders. The total return does not include any expenses assessed through the redemption of units. Inclusion of these expenses in the calculation would result in a reduction in the total return presented. Funds with a date notation, as shown below, indicate the effective date of that fund in the Variable Account. The total return is calculated for the period indicated or from the effective date through the end of the reporting period. The total return is presented as a range of minimum to maximum values. Based on the product grouping representing the minimum and maximum expense ratio amounts, some individual contract returns are not within the ranges presented and are not annualized.
**** Units Outstanding excludes units for annuitized contracts. Total Net Assets includes the net assets of the annuitized contracts. Total net assets of annuitized contracts at December 31, 2020, 2019, 2018, 2017 and 2016, are $660, $698, $644, $756 and $764, respectively.
Page 65 of 66



ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
Notes to the Financial Statements



The following open/available funds had no activity for the years or periods ended December 31, 2020, 2019, 2018, 2017 and 2016, and therefore, were not listed in the Financial Highlights:



BNY Mellon VIF Appreciation Portfolio
Invesco V.I. Balanced-Risk Allocation Fund
Ivy VIP Mid Cap Growth Portfolio
Ivy VIP Science and Technology Portfolio
Lazard Retirement International Equity Portfolio
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio

(7) Subsequent Events

No material subsequent events have occurred since December 31, 2020 through March 29, 2021, the date at which the financial statements were issued, that would require adjustment to the financial statements.



Page 66 of 66


PART C - OTHER INFORMATION

ITEM 24. FINANCIAL STATEMENTS AND EXHIBITS
A.
FINANCIAL STATEMENTS
THE FOLLOWING FINANCIAL STATEMENTS OF THE COMPANY ARE INCORPORATED BY REFERENCE AS EXHIBIT EX-99.A. FROM POST-EFFECTIVE AMENDMENT NO. 22 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-182990 AND 811-05716), ELECTRONICALLY FILED ON APRIL 19, 2021.
1.
REPORT OF INDEPENDENT AUDITORS, PRICEWATERHOUSECOOPERS, LLP
2.
STATUTORY STATEMENTS OF ADMITTED ASSETS, LIABILITIES AND CAPITAL AND SURPLUS – DECEMBER 31, 2020 AND 2019
3.
STATUTORY STATEMENTS OF OPERATIONS – YEARS ENDED DECEMBER 31, 2020, 2019, AND 2018
4.
STATUTORY STATEMENTS OF CAPITAL AND SURPLUS – YEARS ENDED DECEMBER 31, 2020, 2019, AND 2018
5.
STATUTORY STATEMENTS OF CASH FLOWS – YEARS ENDED DECEMBER 31, 2020, 2019, AND 2018
6.
NOTES TO THE STATUTORY FINANCIAL STATEMENTS AND SCHEDULES – DECEMBER 31, 2020, 2019, AND 2018
THE FOLLOWING FINANCIAL STATEMENTS OF THE VARIABLE ACCOUNT ARE INCLUDED IN PART B OF THIS REGISTRATION STATEMENT.
1.
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM, PRICEWATERHOUSECOOPERS, LLP
2.
STATEMENTS OF ASSETS AND LIABILITIES – DECEMBER 31, 2020
3.
STATEMENTS OF OPERATIONS – FOR THE YEAR OR PERIODS ENDED DECEMBER 31, 2020
4.
STATEMENTS OF CHANGES IN NET ASSETS – FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2020 AND 2019
5.
NOTES TO THE FINANCIAL STATEMENTS AND THE FINANCIAL HIGHLIGHTS FOR EACH OF THE YEARS OR PERIODS IN THE FIVE-YEAR PERIOD THEN ENDED – DECEMBER 31, 2020
B.
EXHIBITS
1.
RESOLUTION OF BOARD OF DIRECTORS OF THE COMPANY AUTHORIZING THE ESTABLISHMENT OF THE SEPARATE ACCOUNT, DATED FEBRUARY 26, 1988 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B1 FROM REGISTRANT’S N-4 FILING (FILE NOS. 333-19699 AND 811-05716) ELECTRONICALLY FILED ON JANUARY 13, 1997.
2.
NOT APPLICABLE
3.
A.
PRINCIPAL UNDERWRITER AGREEMENT BY AND BETWEEN PREFERRED LIFE INSURANCE COMPANY OF NEW YORK ON BEHALF OF PREFERRED LIFE VARIABLE ACCOUNT C AND NALAC FINANCIAL PLANS, INC. INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B3.A. FROM REGISTRANT’S PRE-EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-19699 AND 811-05716) ELECTRONICALLY FILED ON MAY 12, 1997.
PREFERRED LIFE INSURANCE COMPANY OF NEW YORK IS THE PREDECESSOR TO ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK. PREFERRED LIFE VARIABLE ACCOUNT C IS THE PREDECESSOR TO ALLIANZ LIFE OF NY VARIABLE ACCOUNT C. NALAC FINANCIAL PLANS, INC., IS THE PREDECESSOR TO USALLIANZ INVESTOR SERVICES, LLC, WHICH IS THE PREDECESSOR TO ALLIANZ LIFE FINANCIAL SERVICES, LLC.
 
B.
BROKER-DEALER AGREEMENT (AMENDED AND RESTATED) BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK AND ALLIANZ LIFE FINANCIAL SERVICES, LLC, DATED JUNE 1, 2010 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B3.B. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 21 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON OCTOBER 21, 2010.
 
C.
THE CURRENT SPECIMEN OF THE SELLING AGREEMENT BETWEEN ALLIANZ LIFE FINANCIAL SERVICES, LLC, THE PRINCIPAL UNDERWRITER FOR THE CONTRACTS, AND RETAIL BROKERS WHICH OFFER AND SELL THE CONTRACTS TO THE PUBLIC IS INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B3.B. FROM THE INITIAL REGISTRATION STATEMENT TO ALLIANZ LIFE VARIABLE ACCOUNT B’S FORM N-4 (FILE NOS.333-134267 AND 811-05618) ELECTRONICALLY FILED ON MAY 19, 2006.
THE UNDERWRITER HAS EXECUTED VERSIONS OF THE AGREEMENT WITH APPROXIMATELY 2,100 RETAIL BROKERS.
4.
A.
INDIVIDUAL VARIABLE ANNUITY "BASE" CONTRACT-L40529-NY01 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.A. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 17, 2007.
 
B.
INDIVIDUAL VARIABLE ANNUITY "BONUS" CONTRACT-L40530-NY01 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.B. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 17, 2007.
 
C.
SCHEDULE PAGES (1 THRU 33) INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.C. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 17, 2007.
 
D.
SCHEDULE PAGES S40747 TO S40796-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.D. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 6 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 7, 2008.
 
E.
SCHEDULE PAGES-S40778-02-NY TO S40805-DP-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.E. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 16 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2010.


 
F.
SCHEDULE PAGE-S20325 MAV DB INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.F. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 20 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 26, 2010.
 
G.
SCHEDULE PAGES INVESTMENT PLUS- S40828-NY, S40829-NY, S40830 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.G. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 23 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON DECEMBER 22, 2010.
 
H.
ASSET ALLOCATION RIDER-S40741-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.D. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 17, 2007.
 
I.
ASSET ALLOCATION RIDER-S40741-02-NY AND S40766-02-NYINCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.G. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 16 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2010.
 
J.
ASSET ALLOCATION RIDER- S40766-03-NY AND INVESTMENT OPTIONS-S40789-03-NY FOR INVESTMENT PROTECTOR INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.H. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 10 TO FORM N-4 (FILE NOS. 333-171428 AND 811-05716) ELECTRONICALLY FILED ON JUNE 7, 2012.
 
K.
LIFETIME PLUS BENEFIT RIDER-S40742-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.E. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 17, 2007.
 
L.
LIFETIME PLUS BENEFIT RIDER (REVISED)-S40742-NY02 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.G. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 6 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 7, 2008.
 
M.
LIFETIME PLUS 8 BENEFIT RIDER-S40795-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.H. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 6 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 7, 2008.
 
N.
TARGET DATE RETIREMENT BENEFIT RIDER-S40762-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.I. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 6 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 7, 2008.
 
O.
TARGET DATE ASSET ALLOCATION RIDER-S40766-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.J. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 6 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 7, 2008.
 
P.
INCOME PROTECTOR (08.09) RIDER-S40799-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.M. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 16 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2010.
 
Q.
INVESTMENT PROTECTOR (08.09) RIDER-S40801-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.N. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 16 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2010.
 
R.
INVESTMENT PLUS RIDER S40827-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.Q. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 23 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON DECEMBER 22, 2010.
 
S
QUARTERLY VALUE DEATH BENEFIT RIDER-S40743-01-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.G. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 17, 2007.
 
T.
QUARTERLY VALUE DEATH BENEFIT RIDER-S40743-02-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.P. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 16 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2010.
 
U.
MAXIMUM ANNIVERSARY DEATH BENEFIT RIDER-S20326-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.R. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 20 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 26, 2010.
 
V.
INHERITED IRA/ROTH IRA ENDORSEMENT - S40714-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.J. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 23 TO FORM N-4 (FILE NOS.333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 27, 2005.
 
W.
ROTH IRA ENDORSEMENT - P20041 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.K. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-124767 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 20, 2006.
 
X.
IRA ENDORSEMENT - P30012-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.I. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-124767 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 20, 2006.
 
Y.
UNISEX ENDORSEMENT(S20146) INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.L. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-124767 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 20, 2006.


 
Z.
403(B) ENDORSEMENT - P30014 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B4.J. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-124767 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 20, 2006.
 
AA.
WAIVER OF WITHDRAWAL CHARGE RIDER-S40749-NY, INCORPORATED BY REFERENCE AS EXHIBIT EX‑99.B4.E. FROM REGISTRANT'S INITIAL FILING ON FORM N-4 (FILE NOS. 333-213128 AND 811-05716), ELECTRONICALLY FILED ON AUGUST 15, 2016.
5.
A.
APPLICATION FOR IND. VAR. ANNUITY CONTRACT-F40461-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.5. FROM REGISTRANT’S PRE EFFECTIVE AMENDMENT NO. 1 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 17, 2007.
 
B.
APPLICATION FOR IND. VAR. ANNUITY CONTRACT-F70033 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B5.B. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 6 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 7, 2008.
 
C.
APPLICATION FOR IND. VAR. ANNUITY CONTRACT-F70034-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B5.C. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 16 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2010.
 
D.
APPLICATION FOR IND. VAR. ANNUITY CONTRACT-F70034-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B5.D. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 20 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 26, 2010.
 
E.
APPLICATION FOR IND. VAR. ANNUITY CONTRACT-F60000-NY INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B5.E. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 23 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON DECEMBER 22, 2010.
6.
(I).
THE RESTATED ARTICLES OF INCORPORATION OF THE COMPANY (AS AMENDED AUGUST 1, 2006) INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B6.I. FROM ALLIANZ LIFE VARIABLE ACCOUNT B’S FORM N-4 PRE-EFFECTIVE AMENDMENT NO. 1 TO REGISTRANT'S FORM N-4 (FILE NOS. 333-166408 AND 811-05618) ELECTRONICALLY FILED ON SEPTEMBER 24, 2010.
 
(II).
THE RESTATED BYLAWS OF THE COMPANY (AS AMENDED AUGUST 1, 2006) INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B6.II. FROM ALLIANZ LIFE VARIABLE ACCOUNT B’S FORM N-4 PRE-EFFECTIVE AMENDMENT NO. 1 TO REGISTRANT'S FORM N-4 (FILE NOS. 333-166408 AND 811-05618) ELECTRONICALLY FILED ON SEPTEMBER 24, 2010.
7.
NOT APPLICABLE
8.
A.
22C-2 AGREEMENTS INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.A. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 28 TO FORM N-4 (FILE NOS. 333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 24, 2008.
 
B.
22C-2 AGREEMENT-BLACKROCK DISTRIBUTORS, INC. DATED 5/1/2008 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.B. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 9 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 3, 2009.
 
C.
PARTICIPATION AGREEMENT BETWEEN BLACKROCK SERIES FUND, INC., BLACKROCK DISTRIBUTORS, INC., ALLIANZ LIFE INSURANCE CO. OF NEW YORK, AND ALLIANZ LIFE FINANCIAL SERVICES, LLC, DATED 5/1/2008 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.C. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 9 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 3, 2009.
 
D.
PARTICIPATION AGREEMENT BETWEEN DAVIS VARIABLE ACCOUNT FUND, INC., DAVIS DISTRIBUTORS, LLC AND PREFERRED LIFE INSURANCE COMPANY OF NEW YORK, DATED 11/1/1999 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.E. FROM REGISTRANT’S POST-EFFECTIVE AMENDMENT NO. 8 TO FORM N-4 (FILE NOS.333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 28, 2000.
 
E.
-
AMENDMENT TO PARTICIPATION AGREEMENT BETWEEN DAVIS VARIABLE ACCOUNT FUND, INC., DAVIS DISTRIBUTORS, LLC AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED 5/1/2008 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.F. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 9 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 3, 2009.
 
F.
-
AMENDMENT TO PARTICIPATION AGREEMENT PURSUANT TO THE REQUIREMENTS OF RULE 498 FOR SUMMARY PROSPECTUS BETWEEN DAVIS VARIABLE ACCOUNT FUND, INC., DAVIS DISTRIBUTORS, LLC AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED 9/1/2015 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.F. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
 
G.
PARTICIPATION AGREEMENT & AMENDMENT BETWEEN FIDELITY DISTRIBUTORS CORPORATION AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED 09/29/10 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.Q. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 23 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON DECEMBER 22, 2010.


 
H.
-
AMENDMENT  TO PARTICIPATION AGREEMENT PURSUANT TO THE REQUIREMENTS OF RULE 498 FOR SUMMARY PROSPECTUS BETWEEN FIDELITY DISTRIBUTORS CORPORATION AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED 9-1-2015, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.H. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
 
I.
PARTICIPATION AGREEMENT BETWEEN FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST, FRANKLIN/TEMPLETON DISTRIBUTORS, INC., ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK AND USALLIANZ INVESTOR SERVICES, LLC (THE PREDECESSOR TO ALLIANZ LIFE FINANCIAL SERVICES, LLC.), AND DATED 10/1/2003 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.N. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 23 TO FORM N-4 (FILE NOS.333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 27, 2005.
 
J.
-
AMENDMENT TO PARTICIPATION AGREEMENT BETWEEN FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST, FRANKLIN/TEMPLETON DISTRIBUTORS, INC., ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK AND USALLIANZ INVESTOR SERVICES, LLC (THE PREDECESSOR TO ALLIANZ LIFE FINANCIAL SERVICES, LLC.), DATED 5/1/2008 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.J. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 9 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 3, 2009.
 
K.
-
AMENDMENT  TO PARTICIPATION AGREEMENT BETWEEN FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST, FRANKLIN/TEMPLETON DISTRIBUTORS, INC., ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK AND ALLIANZ LIFE FINANCIAL SERVICES, LLC., DATED JANUARY 16, 2014, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.L. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 10 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON APRIL 28, 2014.
 
L.
-
AMENDMENT  TO PARTICIPATION AGREEMENT PURSUANT TO THE REQUIREMENTS OF RULE 498 FOR SUMMARY PROSPECTUS BETWEEN FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST, FRANKLIN/TEMPLETON DISTRIBUTORS, INC., ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK AND ALLIANZ LIFE FINANCIAL SERVICES, LLC., DATED 9-1-2015, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.L. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
 
M.
PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, JPMORGAN INSURANCE TRUST, JPMORGAN INVESTMENT ADVISERS INC., JPMORGAN INVESTMENT MANAGEMENT INC., AND JPMORGAN FUNDS MANAGEMENT INC., DATED APRIL 24, 2009 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.T. FROM PRE-EFFECTIVE AMENDMENT NO. 1 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-180722 AND 811-05716) ELECTRONICALLY FILED ON JULY 27, 2012.
 
N.
-
AMENDMENT TO PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, JPMORGAN INSURANCE TRUST, JPMORGAN INVESTMENT ADVISERS INC., JPMORGAN INVESTMENT MANAGEMENT INC., AND JPMORGAN FUNDS MANAGEMENT INC., DATED JULY 1, 2012 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.Y. FROM POST-EFFECTIVE AMENDMENT NO. 4 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-167334 AND 811-05716) ELECTRONICALLY FILED ON APRIL 24, 2013.
 
O.
-
AMENDMENT  TO PARTICIPATION AGREEMENT PURSUANT TO THE REQUIREMENTS OF RULE 498 FOR SUMMARY PROSPECTUS BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, JPMORGAN INSURANCE TRUST, JPMORGAN INVESTMENT MANAGEMENT INC., AND JPMORGAN FUNDS MANAGEMENT INC., DATED 9-1-2015, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.O. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
 
P.
PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II AND MFS FUND DISTRIBUTORS, INC., DATED AUGUST 1, 2012 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.AE. FROM POST-EFFECTIVE AMENDMENT NO. 4 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-167334 AND 811-05716) ELECTRONICALLY FILED ON APRIL 24, 2013.
 
Q.
-
FUND/SERV AND NETWORKING SUPPLEMENT TO PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II AND MFS FUND DISTRIBUTORS, INC., DATED AUGUST 1, 2012 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.AF. FROM POST-EFFECTIVE AMENDMENT NO. 4 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-167334 AND 811-05716) ELECTRONICALLY FILED ON APRIL 24, 2013.
 
R.
-
AMENDMENT  TO PARTICIPATION AGREEMENT PURSUANT TO THE REQUIREMENTS OF RULE 498 FOR SUMMARY PROSPECTUS BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II AND MFS FUND DISTRIBUTORS, INC., DATED DATED 9-1-2015, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.R. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
 
S.
PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, PREMIER MULTI-SERIES VIT AND ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC, DATED MAY 1, 2014, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.S. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.


 
T.
PARTICIPATION AGREEMENT BETWEEN PREFERRED LIFE INSURANCE COMPANY OF NEW YORK, PIMCO VARIABLE INSURANCE TRUST, AND PIMCO FUNDS DISTRIBUTORS LLC, DATED 12/1/1999 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.I. FROM REGISTRANT’S POST-EFFECTIVE AMENDMENT NO. 8 TO FORM N-4 (FILE NOS.333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 28, 2000.
 
U.
-
AMENDMENTS TO PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK (FORMERLY PREFERRED LIFE INSURANCE COMPANY OF NEW YORK), PIMCO VARIABLE INSURANCE TRUST, AND ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC (FORMERLY PIMCO FUNDS DISTRIBUTORS LLC), DATED 4/1/00, 5/1/02, 5/1/03, 4/30/04, 4/29/05 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.W. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 26 TO FORM N-4 (FILE NOS. 333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2007.
 
V.
-
AMENDMENT DATED MAY 1, 2011 TO THE PARTICIPATION AGREEMENT DATED DECEMBER 1, 1999, BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, PIMCO VARIABLE INSURANCE TRUST, AND PIMCO INVESTMENTS LLC, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.P. FROM POST-EFFECTIVE AMENDMENT NO. 2 TO REGISTRANT'S FORM N-4 (FILE NOS. 333-171428 AND 811-05716), ELECTRONICALLY FILED ON OCTOBER 18, 2011.
 
W.
-
AMENDMENT DATED APRIL 30, 2012 TO PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF OF NEW YORK, PIMCO VARIABLE INSURANCE TRUST AND PIMCO INVESTMENTS LLC (FORMERLY ALLIANZ GLOBAL INVESTORS DISTRIBUTIORS LLC) DATED DECEMBER 1, 1999 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.Q. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 8 TO FORM N-4 (FILE NOS. 333-171428 AND 811-05716) ELECTRONICALLY FILED ON APRIL 6, 2012.
 
X.
-
AMENDMENT DATED SEPTEMBER 17, 2012 TO PARTICIPATION AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, PIMCO VARIABLE INSURANCE TRUST AND PIMCO INVESTMENTS LLC (FORMERLY ALLIANZ GLOBAL INVESTORS DISTRIBUTIORS LLC) DATED DECEMBER 1, 1999 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.W. FROM POST-EFFECTIVE AMENDMENT NO. 34 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON FEBRUARY 4, 2013.
 
Y.
-
AMENDMENT  TO PARTICIPATION AGREEMENT PURSUANT TO THE REQUIREMENTS OF RULE 498 FOR SUMMARY PROSPECTUS BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, PIMCO EQUITY SERIES VIT, PIMCO INVESTMENTS LLC (FORMERLY ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC, DATED OCTOBER 15, 2015, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.Y. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
 
Z.
ADMINSTRATIVE SERVICES AGREEMENT BETWEEN BLACKROCK ADVISORS, LLC AND ALLIANZ LIFE, DATED 5/1/2008 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.D. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 9 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 3, 2009.
 
AA.
ADMINISTRATIVE SERVICES AGREEMENT BETWEEN FRANKLIN TEMPLETON SERVICES LLC AND PREFERRED LIFE INSURANCE COMPANY OF NEW YORK, DATED 10/1/2003 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.AC. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 23 TO FORM N-4 (FILE NOS.333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 27, 2005.
 
AB.
-
AMENDMENT TO ADMINISTRATIVE SERVICES AGREEMENT BETWEEN FRANKLIN TEMPLETON SERVICES, LLC AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED 8/8/2008 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.H. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 9 TO FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON APRIL 3, 2009.
 
AC.
-
AMENDMENT TO ADMINISTRATIVE SERVICES AGREEMENT BETWEEN FRANKLIN TEMPLETON SERVICES, LLC AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED JULY 16, 2012 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.H. FROM REGISTRANT'S POST EFFECTIVE AMENDMENT NO. 3 TO FORM N-4 (FILE NOS. 333-167334 AND 811-05716) ELECTRONICALLY FILED ON AUGUST 21, 2012.
 
AD.
SERVICE AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, JPMORGAN INVESTMENT ADVISERS INC., AND JPMORGAN INVESTMENT MANAGEMENT INC., DATED APRIL 24, 2009 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.U. FROM PRE-EFFECTIVE AMENDMENT NO. 1 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-180722 AND 811-05716) ELECTRONICALLY FILED ON JULY 27, 2012.
 
AE.
ADMINISTRATIVE SERVICES AGREEMENT BETWEEN PIMCO VARIABLE INSURANCE TRUST AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK DATED JUNE 17, 2010 AND AMENDMENT DATED APRIL 1, 2012 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.V. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 10 TO FORM N-4 (FILE NOS. 333-171428 AND 811-05716) ELECTRONICALLY FILED ON JUNE 7, 2012.
 
AF.
-
AMENDED AND RESTATED SERVICES AGREEMENT BETWEEN PACIFIC INVESTMENT MANAGEMENT COMPANY LLC AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED 01/01/2007 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.U. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 26 TO FORM N-4 (FILE NOS. 333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2007.


 
AG.
DISTRIBUTION SERVICE AGREEMENT BETWEEN ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK AND ALLIANZ GLOBAL INVESTORS DISTRIBUTORS, LLC DATED 01/01/2007 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.X. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 26 TO FORM N-4 (FILE NOS. 333-19699 AND 811-05716) ELECTRONICALLY FILED ON APRIL 23, 2007.
 
AH.
INVESTOR SERVICES AGREEMENT BETWEEN PACIFIC INVESTMENT MANAGEMENT COMPANY (PIMCO) AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED JUNE 23, 2010 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.T. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 8 TO FORM N-4 (FILE NOS. 333-171428 AND 811-05716) ELECTRONICALLY FILED ON APRIL 6, 2012.
 
AI.
-
AMENDMENT DATED 4-30-2012 TO INVESTOR SERVICES AGREEMENT BETWEEN PACIFIC INVESTMENT MANAGEMENT COMPANY (PIMCO) AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED JUNE 23, 2010 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.U. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 8 TO FORM N-4 (FILE NOS. 333-171428 AND 811-05716) ELECTRONICALLY FILED ON APRIL 6, 2012.
 
AJ.
-
AMENDMENT  DATED SEPTEMBER 17, 2012 TO INVESTOR SERVICES AGREEMENT BETWEEN PACIFIC INVESTMENT MANAGEMENT COMPANY (PIMCO) AND ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK, DATED JUNE 23, 2010 INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.X. FROM POST-EFFECTIVE AMENDMENT NO. 34 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-143195 AND 811-05716) ELECTRONICALLY FILED ON FEBRUARY 4, 2013.
 
AK.
AMENDMENT DATED MARCH 5, 2015 TO SHAREHOLDER SERVICES AGREEMENT BETWEEN ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC AND ALLIANZ LIFE FINANCIAL SERVICES, LLC,  INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.AB. FROM POST-EFFECTIVE AMENDMENT NO. 13 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-182987 AND 811-05618), ELECTRONICALLY FILED ON APRIL 13, 2015.
 
AL.
REVISED SCHEDULE A DATED APRIL 15, 2015 TO THE AMENDMENT DATED MARCH 5, 2015 TO SHAREHOLDER SERVICES AGREEMENT BETWEEN ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC AND ALLIANZ LIFE FINANCIAL SERVICES, LLC, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.AL. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
 
AM.
MARKETING SUPPORT AGREEMENT BETWEEN ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC AND ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA, DATED APRIL 15, 2015, INCORPORATED BY REFERENCE AS EXHIBIT EX-99.B8.AM. FROM REGISTRANT’S POST EFFECTIVE AMENDMENT NO. 13 TO FORM N-4 (FILE NOS. 333-182990 AND 811-05716) ELECTRONICALLY FILED ON NOVEMBER 9, 2015.
9.*
10.*
11.
NOT APPLICABLE
12.
NOT APPLICABLE
13.*
A.
   
*
   
   


ITEM 25. DIRECTORS AND OFFICERS OF ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK

UNLESS NOTED OTHERWISE, ALL OFFICERS AND DIRECTORS HAVE THE FOLLOWING PRINCIPAL BUSINESS ADDRESS:
5701 GOLDEN HILLS DRIVE
THE FOLLOWING ARE THE OFFICERS AND DIRECTORS OF THE COMPANY:
 
NAME AND PRINCIPAL BUSINESS ADDRESS
POSITIONS AND OFFICES WITH DEPOSITOR
CHAIRMAN OF THE BOARD AND CHIEF EXECUTIVE OFFICER
WILLIAM E. GAUMOND
DIRECTOR, CHIEF FINANCIAL OFFICER AND TREASURER
MARTHA CLARK GOSS
122 TIMBER RIDGE ROAD
DIRECTOR
GARY A. SMITH
IVY PLANNING GROUP, LLC
6701 DEMOCRACY BLVD, SUITE 300
BETHESDA, MD 20817
DIRECTOR
ERIC J. THOMES
DIRECTOR AND PRESIDENT
STEVEN J. THIEL
DIRECTOR, VICE PRESIDENT, APPOINTED ACTUARY
NEIL H. MCKAY
CHIEF ACTUARY
GRETCHEN CEPEK
CHIEF LEGAL OFFICER AND SECRETARY
CATHERINE A. MAHONE
CHIEF ADMINISTRATIVE OFFICER
STEPHEN W KOSLOW
VICE PRESIDENT, CHIEF ETHICS AND COMPLIANCE OFFICER AND CONSUMER AFFAIRS OFFICER
TODD M. HEDTKE
CHIEF INVESTMENT OFFICER
BRENT M. HIPSHER
VICE PRESIDENT, CONTROLLER, AND ASSISTANT TREASURER
RONALD M. CLARK
14401 NORTH GIANT SAGUARO PLACE
DIRECTOR
LORRAINE LODS
71 SHEPHERD STREET
DIRECTOR
KEVIN E. WALKER
14092 N. BRIGHT ANGEL TRAIL
DIRECTOR
ITEM 26. PERSONS CONTROLLED BY OR UNDER COMMON CONTROL WITH THE DEPOSITOR OR REGISTRANT
THE INSURANCE COMPANY ORGANIZATIONAL CHART IS INCORPORATED BY REFERENCE FROM POST-EFFECTIVE AMENDMENT NO. 22 TO REGISTRANT’S FORM N-4 (FILE NOS. 333-185866 AND 811-05618), ELECTRONICALLY FILED ON APRIL 19, 2021.ITEM 27. NUMBER OF CONTRACT OWNERS
As of February 26, 2021, there were 8,843 qualified and 3,848 non-qualified Allianz Vision NY Contract Owners with Contracts in the Separate Account.
ITEM 28. INDEMNIFICATION
Indemnification provision, as required by the ’33 Act, Rule 484
The Bylaws of the Insurance Company, as restated March 9, 2011, provide:
ARTICLE X – INDEMNIFICATION OF OFFICERS, DIRECTORS AND EMPLOYEES
To the fullest extent allowed under New York law, the Company shall indemnify officers, directors and employees of the Company. No director shall be personally liable to the Company or any of its shareholders for damages for any breach of duty as a director; provided, however, that the foregoing provision shall not eliminate or limit (i) the liability of a director if a judgment or other final adjudication adverse to him or her establishes that his or her acts or omissions were in bad faith or involved intentional misconduct or were acts or omissions (a) which he or she knew or reasonably should have known violated the New York Insurance Law or (b) which violated a specific standard of care imposed on directors directly, and not by reference, by a provision of the New York Insurance Law (or any regulations promulgated thereunder) or (c) which constituted

a knowing violation of any other law, or establishes that he or she personally gained in fact a financial profit or other advantage to which he or she was not legally entitled; or (ii) the liability of a director for any act or omission prior to adoption of these Restated Bylaws by the shareholders of the Company.
Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Insurance Company pursuant to the foregoing provisions, or otherwise, the Insurance Company has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and, is therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Insurance Company of expenses incurred or paid by a director, officer or controlling person of the Insurance Company in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Insurance Company will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.
ITEM 29. PRINCIPAL UNDERWRITERS
A.
ALLIANZ LIFE FINANCIAL SERVICES, LLC (PREVIOUSLY USALLIANZ INVESTOR SERVICES, LLC) IS THE PRINCIPAL UNDERWRITER FOR THE CONTRACTS. IT ALSO IS THE PRINCIPAL UNDERWRITER FOR:
ALLIANZ LIFE VARIABLE ACCOUNT A
ALLIANZ LIFE VARIABLE ACCOUNT B
ALLIANZ FUNDS
B.
THE FOLLOWING ARE THE OFFICERS (MANAGERS) AND DIRECTORS (BOARD OF GOVERNORS) OF ALLIANZ LIFE FINANCIAL SERVICES, LLC. ALL OFFICERS AND DIRECTORS HAVE THE FOLLOWING PRINCIPAL BUSINESS ADDRESS:
5701 GOLDEN HILLS DRIVE
 
NAME
POSITIONS AND OFFICES WITH UNDERWRITER
MICHAEL J. BRANDRIET
GOVERNOR AND PRESIDENT
ERIC J. THOMES
GOVERNOR, CHIEF EXECUTIVE OFFICER, AND CHIEF MANAGER
CATHERINE A. MAHONE
GOVERNOR
WILLIAM E. GAUMOND
GOVERNOR
BRENT M. HIPSHER
CHIEF FINANCIAL OFFICER AND TREASURER
MATTHEW C. DIAN
VICE PRESIDENT, CHIEF COMPLIANCE OFFICER
HEATHER L. KELLY
EXECUTIVE VICE PRESIDENT, HEAD OF ADVISORY & STRATEGIC ACCOUNTS
KRISTINE M. LORD-KRAHN
CHIEF LEGAL OFFICER AND SECRETARY
TRACY M. HADDY
ASSISTANT SECRETARY
   
C.
FOR THE PERIOD 1-1-2020 TO 12-31-2020
NAME OF PRINCIPAL UNDERWRITER
NET UNDERWRITING DISCOUNTS AND COMMISSIONS
COMPENSATION ON REDEMPTION
BROKERAGE COMMISSIONS
COMPENSATION
ALLIANZ LIFE FINANCIAL SERVICES, LLC
$31,063,685.59
$0
$0
$0
THE $31,063,685.59 THAT ALLIANZ LIFE FINANCIAL SERVICES, LLC RECEIVED FROM ALLIANZ LIFE OF NEW YORK AS COMMISSIONS ON THE SALE OF CONTRACTS ISSUED UNDER ALLIANZ LIFE OF NY VARIABLE ACCOUNT C WAS SUBSEQUENTLY PAID ENTIRELY TO THE THIRD PARTY BROKER/DEALERS THAT PERFORM THE RETAIL DISTRIBUTION OF THE CONTRACTS AND, THEREFORE, NO COMMISSION OR COMPENSATION WAS RETAINED BY ALLIANZ LIFE FINANCIAL SERVICES, LLC.
ITEM 30. LOCATION OF ACCOUNTS AND RECORDS
Allianz Life Insurance Company of North America, at 5701 Golden Hills Drive, Minneapolis, Minnesota 55416, maintains physical possession of the accounts, books or documents of the Variable Account required to be maintained by Section 31(a) of the Investment Company Act of 1940, as amended, and the rules promulgated thereunder.
ITEM 31. MANAGEMENT SERVICES
Not Applicable

ITEM 32. UNDERTAKINGS
a.
Registrant hereby undertakes to file a post-effective amendment to this registration statement as frequently as is necessary to ensure that the audited financial statements in the registration statement are never more than sixteen (16) months old for so long as payment under the variable annuity contracts may be accepted.
b.
Registrant hereby undertakes to include either (1) as part of any application to purchase a contract offered by the prospectus, a space that an applicant can check to request a Statement of Additional Information, or (2) a postcard or similar written communication affixed to or included in the prospectus that the applicant can remove to send for a Statement of Additional Information.
c.
Registrant hereby undertakes to deliver any Statement of Additional Information and any financial statements required to be made available under this Form promptly upon written or oral request.
REPRESENTATIONS
Allianz Life Insurance Company of New York ("Company") hereby represents that the fees and charges deducted under the Contract, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred and the risks assumed by the Company.
The Company hereby represents that it is relying upon a No-Action Letter issued to the American Council of Life Insurance, dated November 28, 1988 (Commission ref. IP-6-88), and that the following provisions have been complied with:
1.
Include appropriate disclosure regarding the redemption restrictions imposed by Section 403(b)(11) in each registration statement, including the prospectus, used in connection with the offer of the contract;
2.
Include appropriate disclosure regarding the redemption restrictions imposed by Section 403(b)(11) in any sales literature used in connection with the offer of the contract;
3.
Instruct sales representatives who solicit participants to purchase the contract specifically to bring the redemption restrictions imposed by Section 403(b)(11) to the attention of the potential participants;
4.
Obtain from each plan participant who purchases a Section 403(b) annuity contract, prior to or at the time of such purchase, a signed statement acknowledging the participant's understanding of (1) the restrictions on redemption imposed by Section 403(b)(11), and (2) other investment alternatives available under the employer's Section 403(b) arrangement to which the participant may elect to transfer his contract value.

SIGNATURES
As required by the Securities Act of 1933 and the Investment Company Act of 1940, as amended, Allianz Life Insurance Company of New York on behalf of the Registrant certifies that it meets the requirements of the Securities Act Rule 485(b) for effectiveness of this Registration Statement and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereto duly authorized in the City of Minneapolis and State of Minnesota, on this 26th day of April, 2021.
ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
(Registrant)

By: ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK
(Depositor)

By: /s/ STEWART D. GREGG
Stewart D. Gregg
Senior Securities Counsel

By: WALTER R. WHITE(1)
Walter R. White
Chief Executive Officer

Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on the 26th day of April, 2021.
SIGNATURE
TITLE
CHAIRMAN OF THE BOARD AND CHIEF EXECUTIVE OFFICER
WILLIAM E. GAUMOND(1)
DIRECTOR, CHIEF FINANCIAL OFFICER AND TREASURER
(PRINCIPAL ACCOUNTING OFFICER)
STEVEN J. THIEL(1)
DIRECTOR, VICE PRESIDENT AND APPOINTED ACTUARY
ERIC THOMES(1)
DIRECTOR
GARY A. SMITH(1)
DIRECTOR
MARTHA CLARK GOSS(1)
DIRECTOR
RONALD M. CLARK(1)
DIRECTOR
LORRAINE LODS(1)
DIRECTOR
KEVIN E. WALKER(1)
DIRECTOR
(1)
By Power of Attorney filed herewith.


By: /s/ STEWART D. GREGG
Stewart D. Gregg
Senior Securities Counsel

EXHIBITS TO POST-EFFECTIVE AMENDMENT NO. 55
TO FORM N-4
(FILE NOS. 333-143195 AND 811-05716)
ALLIANZ LIFE OF NY VARIABLE ACCOUNT C
ALLIANZ LIFE INSURANCE COMPANY OF NEW YORK
EX-99.B9.
OPINION AND CONSENT OF COUNSEL
EX-99.B10.
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRMS
EX-99.B13.A
POWER OF ATTORNEY




Dates Referenced Herein   and   Documents Incorporated by Reference

This ‘485BPOS’ Filing    Date    Other Filings
12/1/29
6/18/21
Effective on:4/30/21485BPOS,  497
Filed on:4/26/21485BPOS
4/19/21485BPOS
3/29/21
2/28/21
2/26/21
12/31/2024F-2NT,  N-CEN
12/4/20
9/8/20
9/7/20
8/21/20
4/24/20
4/7/20
4/6/20
1/1/20
12/31/1924F-2NT,  N-CEN
12/1/19
11/18/19
10/1/19
9/4/19
9/3/19
7/2/19
7/1/19
6/3/19
6/1/19
5/24/19497
5/7/19
5/6/19
4/29/19485BPOS,  497,  497J
12/31/1824F-2NT,  N-CEN
11/6/18
11/5/18
8/7/18
8/6/18
3/6/18
3/5/18
12/31/1724F-2NT,  NSAR-U
12/6/17
12/5/17
12/4/17
10/16/17
10/13/17
5/1/17485BPOS,  EFFECT
3/7/17
3/6/17
1/3/17
1/2/17
12/31/1624F-2NT,  NSAR-U
12/6/16
12/5/16
12/1/16
10/17/16497
10/16/16
10/14/16
9/6/16497
9/5/16
8/15/16N-4
7/5/16
7/4/16
5/3/16
5/2/16
11/9/15
10/15/15
4/27/15485BPOS,  497
4/24/15
4/15/15
4/13/15485BPOS
3/5/15485BXT
5/1/14
4/28/14485BPOS,  AW
1/16/14
6/26/13
4/29/13485BPOS
4/26/13497J
4/24/13485BPOS
2/4/13485APOS
10/15/12
10/12/12
9/17/12485BPOS
8/21/12485BPOS
8/1/12N-4
7/27/12N-4/A
7/23/12497
7/20/12
7/16/12
7/1/12
6/7/12485APOS
4/30/12485BPOS
4/27/12
4/6/12485BPOS
4/1/12
1/23/12
1/20/12
10/18/11485APOS
5/2/11497
4/29/11CORRESP
3/9/11
12/22/10485BPOS
10/21/10485APOS
9/24/10
9/20/10485BPOS
8/26/10485BPOS
6/23/10
6/17/10
6/1/10497
5/3/10EFFECT
4/30/10EFFECT
4/23/10485APOS
3/7/10
12/1/09
9/1/09
7/22/09497,  EFFECT
6/1/09
4/24/09485BXT,  AW
4/3/09485BPOS
4/1/09
3/31/0924F-2NT
1/26/09
1/23/09497
8/7/08485BPOS,  497
5/1/08485BPOS
4/24/08485BPOS
10/1/07
8/31/07EFFECT
8/17/07N-4/A
4/23/07485BPOS
11/20/06N-4/A
8/1/06
5/19/06
4/27/05485BPOS,  497J
1/1/03
9/11/01
4/28/00485BPOS
12/1/99
5/12/97N-4 EL/A
1/13/97N-4 EL
 List all Filings 


27 Previous Filings that this Filing References

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 8/15/16  Allianz Life of NY Var Account C  N-4¶                   4:2.9M
11/10/15  Allianz Life of NY Var Account C  485BPOS    11/10/15   13:618K
 4/13/15  Allianz Life Variable Account B   485BPOS4/27/15    7:9.1M
 4/28/14  Allianz Life of NY Var Account C  485BPOS4/28/14    7:10M
 4/24/13  Allianz Life of NY Var Account C  485BPOS     4/29/13   22:3.2M
 2/04/13  Allianz Life of NY Var Account C  485APOS¶               4:3.1M
11/19/12  Allianz Life of NY Var Account C  N-4/A¶                15:3.2M
 8/21/12  Allianz Life of NY Var Account C  485BPOS     9/17/12    4:1.5M
 7/27/12  Allianz Life of NY Var Account C  N-4/A¶                24:3.8M
 6/07/12  Allianz Life of NY Var Account C  485APOS¶               7:2.9M
 4/06/12  Allianz Life of NY Var Account C  485BPOS4/30/12    9:8.9M
10/18/11  Allianz Life of NY Var Account C  485APOS¶               3:1.9M
12/22/10  Allianz Life of NY Var Account C  485BPOS12/22/10    9:15M
 9/24/10  Allianz Life Variable Account B   N-4/A¶                13:10M
 8/26/10  Allianz Life of NY Var Account C  485BPOS9/20/10    8:13M
 4/23/10  Allianz Life of NY Var Account C  485APOS¶              11:13M
 4/03/09  Allianz Life of NY Var Account C  485BPOS4/27/09   11:1.6M
 8/07/08  Allianz Life of NY Var Account C  485BPOS8/07/08   10:1.1M
 4/24/08  Allianz Life of NY Var Account C  485BPOS     5/01/08   11:1.2M
 8/17/07  Allianz Life of NY Var Account C  N-4/A¶                11:1.4M
 4/23/07  Allianz Life of NY Var Account C  485BPOS     5/01/07   38:1.2M
11/20/06  Allianz Life of NY Var Account C  N-4/A                 18:886K
 5/19/06  Allianz Life Variable Account B   N-4         5/18/06    5:1.1M
 4/27/05  Allianz Life of NY Var Account C  485BPOS     4/29/05    9:1M
 4/28/00  Allianz Life of NY Var Account C  485BPOS     4/28/00   12:1M
 5/12/97  Allianz Life of NY Var Account C  N-4 EL/A               5:295K                                   Blazzard & Hasena… PC/FA
 1/13/97  Allianz Life of NY Var Account C  N-4 EL                 9:275K                                   Blazzard & Hasena… PC/FA
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