SEC Info - Amerco/NV - ‘10-K’ for 3/31/94

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Amerco/NV – ‘10-K’ for 3/31/94 – EX-28

As of: Wednesday, 6/29/94 · For: 3/31/94 · Accession #: 4457-94-20 · File #: 1-11255

  As Of                Filer                Filing    For·On·As Docs:Size

 6/29/94  Amerco/NV                         10-K        3/31/94    4:421K

Annual Report — Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Amerco 10-K 03/94                                     98    396K 
 2: EX-3.(II)   Amerco By-Laws 03/94                                  20     67K 
 3: EX-12       Amerco Ratios Computation Exhibit 03/94                1      6K 
 4: EX-28       Amerco Shd P 03/94                                   123±   567K

EX-28 — Amerco Shd P 03/94

EX-28 1st “Page” of 32 TOC ↑Top Previous Next ↓Bottom Just 1st
 
ANNUAL STATEMENT FOR THE YEAR 1993 OF THE REPUBLIC WESTERN INSURANCE COMPANY    
SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSES                 
Notes to Schedule P                 

(1) The Parts of Schedule P:                                                    
Part 1 - Detailed information on losses and loss expenses.          
Part 2 - History of incurred losses and allocated expenses.         
Part 3 - History of loss and allocated expense payments.            
Part 4 - History of bulk and incurred-but-not-reported reserves.    
Schedule P Interrogatories                                          

(2) Lines of business A through M and R are groupings of the lines of business  
used on Page 14, the state page.                                        

(3) Reinsurance A, B, C and D (Lines N to Q) are:                               
Reinsurance A = Nonproportional property (1988 and subsequent)      
Reinsurance B = Nonproportional liability (1988 and subsequent)     
Reinsurance C = Financial lines (1988 and subsequent)               
Reinsurance D = Old Schedule O, Line 30 (1987 and Prior)            

(4) The Instructions to Schedule P contain directions necessary for filling     
out Schedule P.                                                         

                                                        [Enlarge/Download Table]
                                        SCHEDULE P - PART 1 - S U M M A R Y                             
                                                  (000 Omitted)                                         

    (1)                  P R E M I U M S   E A R N E D                                                  
  Years in                                                                                              
  which          (2)                 (3)                  (4)                L O S S   P A Y M E N T S  
  Premiums                                                                                              
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)   
 and Losses     Assumed                                  (2 - 3)           Direct and            Ceded  
Were Incurred                                                               Assumed                     
                                                                                                        
  1. PRIOR ...       XXX                 XXX                 XXX               2,941                 291
  2. 1984  ...    76,036              13,219              62,817              82,841              21,965
  3. 1985  ...    99,720              16,414              83,306              80,960               5,925
  4. 1986  ...   102,601              19,223              83,378              63,497               7,265
  5. 1987  ...   110,895              15,511              95,384              44,756               3,217
  6. 1988  ...   125,406              23,485             101,921              52,247               4,435
  7. 1989  ...   117,830              29,247              88,583              56,007               8,544
  8. 1990  ...   127,651              30,524              97,127              50,736               5,033
  9. 1991  ...   125,398              36,563              88,835              50,460               5,769
 10. 1992  ...   139,398              39,014             100,384              94,629              32,087
 11. 1993  ...   168,716              45,122             123,594              20,499               2,403

 12. TOTAL           XXX                 XXX                 XXX             599,573              96,934

                                                        [Enlarge/Download Table]

    (1)           L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                         
  Years in                                                                                                    (12)    
   which               ALLOCATED LOSS EXPENSE PAYMENTS             (9)             (10)         (11)        Number of 
  Premiums                                                                                      Total        Claims   
 Were Earned               (7)                 (8)             Salvage and      Unallocated   Net Paid      Reported -
 and Losses             Direct and            Ceded            Subrogation     Loss Expense   (Cols. 5 - 6  Direct and
 Were Incurred           Assumed                                  Received       Payments    + 7 - 8 + 10)    Assumed 
                                                                                                                      
 1. PRIOR ...                241                   0                   0                0         2,891         XXX   
 2. 1984  ...             16,007               4,082                 344            2,261        75,062         XXX   
 3. 1985  ...             18,292               1,942                 238            2,021        93,406         XXX   
 4. 1986  ...             23,784              10,426                 120            1,972        71,562         XXX   
 5. 1987  ...             10,886                 828                 122            1,637        53,234         XXX   
 6. 1988  ...             11,189               1,306                 130            1,451        59,146         XXX   
 7. 1989  ...             14,099               2,178                 127            1,661        61,045         XXX   
 8. 1990  ...             10,088               1,879                  96            1,545        55,457         XXX   
 9. 1991  ...              8,433               1,460                 211              712        52,376         XXX   
10. 1992  ...              5,297                 808                 159            2,045        69,076         XXX   
11. 1993  ...              2,421                 315                 114            4,082        24,284         XXX   

12. TOTAL                120,737              25,224               1,661           19,387       617,539         XXX   
<FN>                                                                                                                  
NOTE:  For "prior", report amounts paid or received in current year only.                                             
Report cummulative amounts paid or received for specific years.  Report loss                                          
payments net of salvage and subrogation received.                                                                     

                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D                         ALLOCATED LOSS EXPENSES UNPAID
   which            C A S E  B A S I S                   B U L K  +  I B N R              C A S E   B A S I S    
  Premiums                                                                                                       
 Were Earned      (13)              (14)                (15)               (16)         (17)               (18)  
 and Losses    Direct and           Ceded            Direct and            Ceded     Direct and            Ceded 
Were Incurred   Assumed                               Assumed                         Assumed                    
                                                                                                                 
 1. PRIOR ...     6,571              1,160              1,364                   0         191                  53
 2. 1984  ...     8,851              1,623              1,186                   0         131                  24
 3. 1985  ...     5,704                911              2,818                 406         306                  41
 4. 1986  ...     4,628                375              4,355               1,422         395                 248
 5. 1987  ...     9,780              4,428              6,137               2,451         259                  68
 6. 1988  ...     2,873                614             10,343               3,568         157                  15
 7. 1989  ...     5,606              1,718             10,786               5,530         559                  79
 8. 1990  ...    10,216                979             18,510               6,847         718                  12
 9. 1991  ...    13,975              1,829             21,114               7,865       2,022                 406
10. 1992  ...    26,479              5,084             29,103               9,675       2,464                 473
11. 1993  ...    22,259              4,088             57,044              13,668       1,604                 439

12. TOTAL       116,942             22,809            162,760              51,432       8,806               1,858

                                                        [Enlarge/Download Table]

  Years in     ALLOCATED LOSS EXPENSES UNPAID      (21)        (22)           (23)         (24)     
   which            B U L K  +  I B N R         Salvage &   Unallocated  Total Net Loss  Number of  
  Premiums                                     Subrogation      Loss      & Exp Unpaid    Claims    
 Were Earned       (19)               (20)     Anticipated    Expenses   (Cols 13 - 14   Outstanding
 and Losses     Direct and            Ceded                    Unpaid    +15-16+17-18     Direct &  
Were Incurred    Assumed                                                   +19-20+22)     Assumed   
                                                                                                    
 1. PRIOR ...        197                   0         0              0          7,110        XXX     
 2. 1984  ...        197                   0         0              0          8,718        XXX     
 3. 1985  ...        190                   0         0              6          7,666        XXX     
 4. 1986  ...        461                   0         0             50          7,844        XXX     
 5. 1987  ...        858                   0         0            127         10,214        XXX     
 6. 1988  ...      1,173                   0         0            241         10,590        XXX     
 7. 1989  ...      1,988                   0         0            485         12,097        XXX     
 8. 1990  ...      2,685                   0         0            432         24,723        XXX     
 9. 1991  ...      2,759                   0         0            625         30,395        XXX     
10. 1992  ...      4,309                   1         0          1,053         48,175        XXX     
11. 1993  ...      5,889                   9         0          1,771         70,363        XXX     

12. TOTAL         20,706                  10         0          4,790        237,895        XXX     

                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E
   which                                                                            (Incurred/Premiums Earned)          
  Premiums             (25)              (26)               (27)            (28)               (29)                (30) 
 Were Earned                                                                                                            
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net  
Were Incurred        Assumed                                              Assumed                                       
                                                                                                                        
 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX              XXX  
 2. 1984  ...        111,474             27,694             83,780          146.6               209.5            133.4  
 3. 1985  ...        110,297              9,226            101,071          110.6                56.2            121.3  
 4. 1986  ...         99,141             19,735             79,406           96.6               102.7             95.2  
 5. 1987  ...         74,440             10,992             63,448           67.1                70.9             66.5  
 6. 1988  ...         79,674              9,938             69,736           63.5                42.3             68.4  
 7. 1989  ...         91,190             18,050             73,140           77.4                61.7             82.6  
 8. 1990  ...         94,929             14,751             80,178           74.4                48.3             82.5  
 9. 1991  ...        100,100             17,329             82,771           79.8                47.4             93.2  
10. 1992  ...        165,379             48,127            117,252          118.6               123.4            116.8  
11. 1993  ...        115,569             20,922             94,647           68.5                46.4             76.6  

12. TOTAL                XXX                XXX                XXX            XXX                 XXX              XXX  
<FN>                                                                                                                    
*Net = (25 - 26) = (11 + 23)                                                                                            

                                                        [Enlarge/Download Table]

  Years in     D I S C O U N T   F O R   T I M E      (33)       N E T   B A L A N C E   S H E E T
   which          V A L U E   O F   M O N E Y     Inter-Company       RESERVES AFTER DISCOUNT     
  Premiums          (31)                (32)        Pooling           (34)                (35)    
 Were Earned                                      Participation                                   
 and Losses         Loss                Loss       Percentage        Losses          Loss Expenses
Were Incurred                          Expense                       Unpaid              Unpaid   
                                                                                                  
 1. PRIOR ...          0                   0            XXX           6,775                 335   
 2. 1984  ...          0                   0            0.0           8,414                 304   
 3. 1985  ...          0                   0            0.0           7,205                 461   
 4. 1986  ...          0                   0            0.0           7,186                 658   
 5. 1987  ...          0                   0            0.0           9,038               1,176   
 6. 1988  ...          0                   0            0.0           9,034               1,556   
 7. 1989  ...          0                   0            0.0           9,144               2,953   
 8. 1990  ...          0                   0            0.0          20,900               3,823   
 9. 1991  ...          0                   0            0.0          25,395               5,000   
10. 1992  ...          0                   0            0.0          40,823               7,352   
11. 1993  ...          0                   0            0.0          61,547               8,816   

12. TOTAL              0                   0            XXX         205,461              32,434   

EX-28 2nd “Page” of 32 TOC 1st Previous Next ↓Bottom Just 2nd
                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 2  - S U M M A R Y                      
                                                 (000 Omitted)                                   

    (1)                       INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END        
Years in Which                                                                                   
  Losses Were      (2)     (3)               (4)               (5)               (6)          (7)
   Incurred                                                                                      
                  1984    1985              1986              1987              1988         1989
                                                                                                 
 1. Prior*...   51,322  53,364            55,096            58,552            60,811       59,779
 2. 1984  ...   51,281  63,002            66,899            71,720            73,492       73,342
 3. 1985  ...      XXX  67,015            78,835            91,735            95,368       95,369
 4. 1986  ...      XXX     XXX            63,268            78,280            83,074       82,982
 5. 1987  ...      XXX     XXX               XXX            67,409            64,089       66,070
 6. 1988  ...      XXX     XXX               XXX               XXX            73,596       73,519
 7. 1989  ...      XXX     XXX               XXX               XXX               XXX       78,694
 8. 1990  ...      XXX     XXX               XXX               XXX               XXX          XXX
 9. 1991  ...      XXX     XXX               XXX               XXX               XXX          XXX
10. 1992  ...      XXX     XXX               XXX               XXX               XXX          XXX
11. 1993  ...      XXX     XXX               XXX               XXX               XXX          XXX

                                                        [Enlarge/Download Table]

    (1)                                                                               D E V E L O P M E N T **  
Years in Which                                                                                                  
  Losses Were              (8)               (9)             (10)              (11)     (12)              (13)  
   Incurred                                                                                                     
                         1990              1991              1992              1993   One Year          Two Year
                                                                                                                
 1. Prior*...           61,280            64,971            66,003            67,043    1,040             2,072 
 2. 1984  ...           76,958            78,039            79,152            81,518    2,366             3,479 
 3. 1985  ...           99,319            99,271           100,356            99,044   (1,312)             (227)
 4. 1986  ...           82,609            81,486            78,280            77,385     (895)           (4,101)
 5. 1987  ...           62,779            62,802            61,471            61,684      213            (1,118)
 6. 1988  ...           72,097            70,524            68,056            68,044      (12)           (2,480)
 7. 1989  ...           75,262            73,621            72,346            70,995   (1,351)           (2,626)
 8. 1990  ...           86,686            86,611            86,397            78,201   (8,196)           (8,410)
 9. 1991  ...              XXX            74,850            77,855            81,434    3,579             6,584 
10. 1992  ...              XXX               XXX            94,896           114,154   19,258               XXX 
11. 1993  ...              XXX               XXX               XXX            88,794      XXX               XXX 

                                                         12. TOTALS                    14,690            (6,827)
<FN>                                                                                                            
* Reported reserves only. Subsequent development relates only to subsequent                                     
  payments and reserves.                                                                                        
**Current year less first or second prior year, showing (redundant) or adverse.                                 

                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 3 - S U M M A R Y                       
                                                 (000 Omitted)                                   

    (1)                         CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END        
Years in Which                                                                                   
  Losses Were      (2)     (3)               (4)               (5)               (6)          (7)
   Incurred                                                                                      
                  1984    1985              1986              1987              1988         1989
                                                                                                 
 1. Prior ...        0  13,854            25,829            34,296            39,814       46,423
 2. 1984  ...   15,944  26,017            39,683            50,949            59,448       63,079
 3. 1985  ...      XXX  23,421            38,201            54,391            67,473       78,236
 4. 1986  ...      XXX     XXX            18,148            35,967            46,486       56,331
 5. 1987  ...      XXX     XXX               XXX            14,485            25,631       35,947
 6. 1988  ...      XXX     XXX               XXX               XXX            15,017       32,073
 7. 1989  ...      XXX     XXX               XXX               XXX               XXX       14,343
 8. 1990  ...      XXX     XXX               XXX               XXX               XXX          XXX
 9. 1991  ...      XXX     XXX               XXX               XXX               XXX          XXX
10. 1992  ...      XXX     XXX               XXX               XXX               XXX          XXX
11. 1993  ...      XXX     XXX               XXX               XXX               XXX          XXX

                                                        [Enlarge/Download Table]

    (1)             CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END             (12)          (13)       
Years in Which                                                                          Number of     Number of    
  Losses Were              (8)               (9)               (10)              (11)    Claims       Claims Closed
   Incurred                                                                            Closed With    Without      
                          1990              1991              1992              1993   Loss Payment  Loss Payment  
                                                                                                                   
 1. Prior ...           49,974            53,154            57,042            59,933       XXX           XXX       
 2. 1984  ...           65,682            68,143            70,406            72,801       XXX           XXX       
 3. 1985  ...           82,398            87,099            89,275            91,385       XXX           XXX       
 4. 1986  ...           62,965            67,087            68,710            69,590       XXX           XXX       
 5. 1987  ...           41,607            46,434            49,688            51,597       XXX           XXX       
 6. 1988  ...           43,341            50,032            55,152            57,696       XXX           XXX       
 7. 1989  ...           34,019            45,241            54,954            59,383       XXX           XXX       
 8. 1990  ...           14,483            32,545            46,436            53,912       XXX           XXX       
 9. 1991  ...              XXX            11,581            35,191            51,664       XXX           XXX       
10. 1992  ...              XXX               XXX            22,819            67,031       XXX           XXX       
11. 1993  ...              XXX               XXX               XXX            20,202       XXX           XXX       
<FN>                                                                                                               
NOTE: Net of salvage and subrogation received                                                                      

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 4 - S U M M A R Y                       
                                                (000 Omitted)                                   

    (1)                   BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END        
Years in Which                                                                                  
  Losses Were     (2)     (3)               (4)               (5)               (6)          (7)
  Incurred                                                                                      
                 1984    1985              1986              1987              1988         1989
                                                                                                
 1. Prior ...   7,412   4,818             3,554             3,124             2,775        2,941
 2. 1984  ...   9,040   7,478             4,081             2,541             1,890        2,978
 3. 1985  ...     XXX  14,865            10,952             9,024             5,482        4,709
 4. 1986  ...     XXX     XXX            17,861            14,344            11,640       11,956
 5. 1987  ...     XXX     XXX               XXX            16,902            15,986       17,072
 6. 1988  ...     XXX     XXX               XXX               XXX            21,228       21,405
 7. 1989  ...     XXX     XXX               XXX               XXX               XXX       35,126
 8. 1990  ...     XXX     XXX               XXX               XXX               XXX          XXX
 9. 1991  ...     XXX     XXX               XXX               XXX               XXX          XXX
10. 1992  ...     XXX     XXX               XXX               XXX               XXX          XXX
11. 1993  ...     XXX     XXX               XXX               XXX               XXX          XXX

                                                                [Download Table]

    (1)         BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END   
Years in Which                                                                   
  Losses Were          (8)               (9)               (10)              (11)
   Incurred                                                                      
                      1990              1991              1992              1993 
                                                                                 
 1. Prior ...        3,219             2,273             1,487             1,561 
 2. 1984  ...        3,691             1,445             1,314             1,383 
 3. 1985  ...        6,331             5,769             3,526             2,603 
 4. 1986  ...        9,989             9,021             4,699             3,394 
 5. 1987  ...       11,313             8,311             5,881             4,543 
 6. 1988  ...       15,086            12,636             8,758             7,948 
 7. 1989  ...       23,205            13,418            10,122             7,244 
 8. 1990  ...       54,363            32,910            24,047            14,347 
 9. 1991  ...          XXX            50,165            24,929            16,008 
10. 1992  ...          XXX               XXX            44,491            23,736 
11. 1993  ...          XXX               XXX               XXX            49,255 


EX-28 3rd “Page” of 32 TOC 1st Previous Next ↓Bottom Just 3rd
                                                        [Enlarge/Download Table]
                        SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS                                                     
                                      (000 Omitted)                                                                      


    (1)                  P R E M I U M S   E A R N E D          L O S S  A N D   L O S S   E X P E N S E  P A Y M E N T S
  Years in                                                                                                               
   which          (2)                 (3)                  (4)               L O S S   P A Y M E N T S                   
  Premiums                                                                                                               
 Were Earned   Direct and            Ceded                 Net               (5)                 (6)                     
 and Losses     Assumed                                  (2 - 3)          Direct and            Ceded                    
Were Incurred                                                              Assumed                                       

                                                                                                                         
 1. PRIOR ...       XXX                 XXX                 XXX                  0                   8                   
 2. 1984  ...       102                   0                 102                 64                   0                   
 3. 1985  ...       148                   0                 148                 26                   0                   
 4. 1986  ...       106                   0                 106                 16                   0                   
 5. 1987  ...       142                  89                  53                 97                   0                   
 6. 1988  ...       278                  20                 258                125                   0                   
 7. 1989  ...       450                 119                 331                 65                  13                   
 8. 1990  ...       403                  71                 332                405                  40                   
 9. 1991  ...       379                  59                 320                186                  21                   
10. 1992  ...       778                 511                 267              9,416               2,392                   
11. 1993  ...     5,299                 560               4,739              1,180                 156                   

12. TOTALS          XXX                 XXX                 XXX             11,580               2,630                   


                                                        [Enlarge/Download Table]



    (1)                       L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                (12)   
  Years in                                                                                                                      
   which               A L L O C A T E D   L A E               (9)                (10)               (11)             Number of 
  Premiums                                                                                                              Claims  
 Were Earned             (7)                 (8)           Salvage and        Unallocated             Total           Reported -
 and Losses           Direct and            Ceded          Subrogation           Loss              Net Paid          Direct and 
Were Incurred          Assumed                               Received          Payments         (5-6+7-8+10)          Assumed   

                                                                                                                                
 1. PRIOR ...              0                   0                  0                 0                  (8)              XXX     
 2. 1984  ...              0                   0                  0                 4                  68                 0     
 3. 1985  ...              0                   0                  0                 3                  29                 0     
 4. 1986  ...              0                   0                  0                 1                  17                 0     
 5. 1987  ...              0                   0                  0                 3                 100                 0     
 6. 1988  ...              0                   0                  0                 3                 128                 0     
 7. 1989  ...              1                   0                  0                 8                  61                 0     
 8. 1990  ...              4                   2                  0                29                 396                 0     
 9. 1991  ...              6                   1                  0                 0                 170                 0     
10. 1992  ...             70                   2                  0                 0               7,092                 0     
11. 1993  ...             44                   9                  0                 0               1,059                 0     

12. TOTALS               125                  14                  0                51               9,112               XXX     

<FN>                                                                                                                            

NOTE: For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received            
      for specific years. Report loss payments net of salvage and subrogation received.                                         

                                                        [Enlarge/Download Table]

    (1)                                                                                                              
  Years in                                LOSSES  UNPAID                            ALLOCATED  LOSS  EXPENSES  UNPAID
   which            C A S E  B A S I S                    B U L K  +  I B N R               C A S E   B A S I S      
  Premiums                                                                                                           
 Were Earned      (13)              (14)                 (15)               (16)          (17)               (18)    
 and Losses    Direct and           Ceded             Direct and            Ceded      Direct and            Ceded   
Were Incurred   Assumed                                Assumed                          Assumed                      

                                                                                                                     
 1. PRIOR ...         0                 16                   0                   0            0                   0  
 2. 1984  ...         1                  0                   0                   0            0                   0  
 3. 1985  ...         0                  0                   0                   0            0                   0  
 4. 1986  ...         0                  0                   0                   0            0                   0  
 5. 1987  ...         0                  0                   0                   0            0                   0  
 6. 1988  ...         5                  0                   0                   0            0                   0  
 7. 1989  ...         7                  0                   6                   0            0                   0  
 8. 1990  ...        11                  0                   8                   0            0                   0  
 9. 1991  ...        34                  0                  26                   0            0                   0  
10. 1992  ...       491                  0                 484                   0            3                   0  
11. 1993  ...       422                 91                 687                 114            7                   0  

12. TOTALS          971                107               1,211                 114           10                   0  


                                                        [Enlarge/Download Table]

    (1)                                                                                             
  Years in     ALLOCATED  LOSS  EXPENSES  UNPAID     (21)         (22)          (23)        (24)    
   which              B U L K  +  I B N R          Salvage &   Unallocated      Total      Number of
  Premiums                                        Subrogation      Loss      Net Losses     Claims  
 Were Earned         (19)               (20)      Anticipated   Expenses    and Expense  Outstanding
 and Losses       Direct and            Ceded                    Unpaid       Unpaid     Direct and 
Were Incurred      Assumed                                                                   Assumed

                                                                                                    
 1. PRIOR ...           0                   0         0              0           (16)        XXX    
 2. 1984  ...           0                   0         0              0             1         XXX    
 3. 1985  ...           0                   0         0              0             0         XXX    
 4. 1986  ...           0                   0         0              0             0         XXX    
 5. 1987  ...           0                   0         0              0             0         XXX    
 6. 1988  ...           0                   0         0              0             5         XXX    
 7. 1989  ...           0                   0         0              0            13         XXX    
 8. 1990  ...           0                   0         0              0            19         XXX    
 9. 1991  ...           0                   0         0              0            60         XXX    
10. 1992  ...           0                   0         0              0           978         XXX    
11. 1993  ...           0                   0         0              0           911         XXX    

12. TOTALS              0                   0         0              0         1,971         XXX    


                                                        [Enlarge/Download Table]

    (1)                                                                                                                 
  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D   L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                           (Incurred/Premiums Earned)           
  Premiums               (25)              (26)               (27)           (28)               (29)                (30)
 Were Earned                                                                                                            
 and Losses           Direct and           Ceded              Net *       Direct and            Ceded               Net 
Were Incurred          Assumed                                             Assumed                                      

                                                                                                                        
 1. PRIOR ...            XXX                XXX                XXX           XXX                 XXX                 XXX
 2. 1984  ...             69                  0                 69          67.6                  .0                67.6
 3. 1985  ...             29                  0                 29          19.6                  .0                19.6
 4. 1986  ...             17                  0                 17          16.0                  .0                16.0
 5. 1987  ...            101                  0                101          71.1                  .0               190.6
 6. 1988  ...            133                  0                133          47.8                  .0                51.6
 7. 1989  ...             86                 13                 73          19.1                10.9                22.1
 8. 1990  ...            457                 42                415         113.4                59.2               125.0
 9. 1991  ...            252                 22                230          66.5                37.3                71.9
10. 1992  ...         10,463              2,394              8,069       1,344.9               468.5             3,022.1
11. 1993  ...          2,340                370              1,970          44.2                66.1                41.6

12. TOTAL                XXX                XXX                XXX           XXX                 XXX                 XXX

<FN>                                                                                                                    
*Net = (25 - 26) = (11 + 23)                                                                                            

                                                        [Enlarge/Download Table]

    (1)                                                                                              
  Years in     D I S C O U N T   F O R   T I M E      (33)        N E T   B A L A N C E   S H E E T  
   which          V A L U E   O F   M O N E Y                    R S V   A F T E R   D I S C O U N T 
  Premiums           (31)                (32)     Inter-Company         (34)                (35)     
 Were Earned                                         Pooling                                         
 and Losses          Loss                Loss     Participation        Losses           Loss Expenses
Were Incurred                           Expense     Percentage         Unpaid              Unpaid    

                                                                                                     
 1. PRIOR ...          0                   0            XXX              (16)                  0     
 2. 1984  ...          0                   0            0.0                1                   0     
 3. 1985  ...          0                   0            0.0                0                   0     
 4. 1986  ...          0                   0            0.0                0                   0     
 5. 1987  ...          0                   0            0.0                0                   0     
 6. 1988  ...          0                   0            0.0                5                   0     
 7. 1989  ...          0                   0            0.0               13                   0     
 8. 1990  ...          0                   0            0.0               19                   0     
 9. 1991  ...          0                   0            0.0               60                   0     
10. 1992  ...          0                   0            0.0              975                   3     
11. 1993  ...          0                   0            0.0              904                   7     

12. TOTAL              0                   0            XXX            1,961                  10     


EX-28 4th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 4th
                                                        [Enlarge/Download Table]
                                SCHEDULE P - PART 1B                                                                      
                         PRIVATE PASSENGER AUTO LIABILITY/MEDICAL                                                         
                                    (000 Omitted)                                                                         


    (1)                  P R E M I U M S   E A R N E D           L O S S  A N D   L O S S   E X P E N S E  P A Y M E N T S
  Years in                                                                                                                
   which          (2)                 (3)                  (4)               L O S S   P A Y M E N T S                    
  Premiums                                                                                                                
 Were Earned   Direct and            Ceded                 Net               (5)                 (6)                      
 and Losses     Assumed                                  (2 - 3)          Direct and            Ceded                     
Were Incurred                                                              Assumed                                        

                                                                                                                          
 1. PRIOR ...       XXX                 XXX                 XXX                 (1)                  0                    
 2. 1984  ...       455                   0                 455                215                   0                    
 3. 1985  ...       304                   0                 304                289                   0                    
 4. 1986  ...        46                   0                  46                 34                   0                    
 5. 1987  ...         8                   0                   8                 82                   0                    
 6. 1988  ...        79                   0                  79                 25                   0                    
 7. 1989  ...         1                   0                   1                  0                   0                    
 8. 1990  ...       247                   0                 247                502                   0                    
 9. 1991  ...       981                   0                 981                758                   0                    
10. 1992  ...       562                   0                 562                163                   0                    
11. 1993  ...     1,836                  39               1,797                394                  14                    

12. TOTAL           XXX                 XXX                 XXX              2,461                  14                    


                                                        [Enlarge/Download Table]


    (1)         L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                                     
  Years in                                                                                                                (12)  
   which                 A L L O C A T E D   L A E                (9)               (10)               (11)           Number of 
  Premiums                                                                                                               Claims 
 Were Earned             (7)                 (8)             Salvage and         Unallocated           Total          Reported -
 and Losses           Direct and            Ceded            Subrogation         Loss Expense         Net Paid        Direct and
Were Incurred          Assumed                                 Received            Payments         (5-6+7-8+10)       Assumed  

                                                                                                                                
 1. PRIOR ...              0                   0                   0                   0                  (1)             XXX   
 2. 1984  ...              0                   0                   0                  31                 246                0   
 3. 1985  ...              0                   0                   0                  80                 369                0   
 4. 1986  ...              0                   0                   0                   0                  34                0   
 5. 1987  ...              0                   0                   0                   0                  82                0   
 6. 1988  ...              0                   0                   0                   0                  25                0   
 7. 1989  ...              0                   0                   0                   0                   0                0   
 8. 1990  ...              6                   0                   0                   4                 512                0   
 9. 1991  ...             30                   0                   0                   0                 788                0   
10. 1992  ...             11                   0                   0                   0                 174                0   
11. 1993  ...             28                   2                   0                   0                 406                0   

12. TOTALS                75                   2                   0                 115               2,635              XXX   

<FN>                                                                                                                            

NOTE: For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received            
      for specific years. Report loss payments net of salvage and subrogation received.                                         

                                                        [Enlarge/Download Table]

    (1)                                                                                                              
  Years in                               LOSSES  UNPAID                             ALLOCATED  LOSS  EXPENSES  UNPAID
   which            C A S E  B A S I S                    B U L K  +  I B N R                C A S E   B A S I S     
  Premiums                                                                                                           
 Were Earned      (13)              (14)                 (15)               (16)           (17)               (18)   
 and Losses    Direct and           Ceded             Direct and            Ceded       Direct and            Ceded  
Were Incurred   Assumed                                Assumed                           Assumed                     

                                                                                                                     
 1. PRIOR ...         8                  0                   0                   0             0                   0 
 2. 1984  ...         0                  0                   1                   0             0                   0 
 3. 1985  ...         4                  0                   4                   0             0                   0 
 4. 1986  ...         0                  0                   0                   0             0                   0 
 5. 1987  ...         1                  0                  25                   0             0                   0 
 6. 1988  ...         0                  0                   0                   0             0                   0 
 7. 1989  ...         0                  0                   0                   0             0                   0 
 8. 1990  ...        57                  0                  49                   0             0                   0 
 9. 1991  ...       284                  0                 199                   0             0                   0 
10. 1992  ...        43                  0                  59                   0             0                   0 
11. 1993  ...       262                  5                 245                   8             0                   0 
12. TOTAL           659                  5                 582                   8             0                   0 

                                                        [Enlarge/Download Table]

    (1)                                                                                               
  Years in     ALLOCATED  LOSS  EXPENSES  UNPAID     (21)         (22)         (23)           (24)    
   which             B U L K  +  I B N R          Salvage &    Unallocated   Tot Net Loss   Number of 
  Premiums                                        Subrogation      Loss      & Exp Unpd      Claims   
 Were Earned       (19)               (20)        Anticipated    Expenses   (Cols. 13-14   Outstanding
 and Losses     Direct and            Ceded                       Unpaid    +15-16+17-18   Direct and 
Were Incurred    Assumed                                                     +19-20+22)     Assumed   

                                                                                                      
 1. PRIOR ...         0                   0          0              0             8               0   
 2. 1984  ...         0                   0          0              0             1               0   
 3. 1985  ...         0                   0          0              0             8               0   
 4. 1986  ...         0                   0          0              0             0               0   
 5. 1987  ...         0                   0          0              0            26               0   
 6. 1988  ...         0                   0          0              0             0               0   
 7. 1989  ...         0                   0          0              0             0               0   
 8. 1990  ...         0                   0          0              0           106               0   
 9. 1991  ...         0                   0          0              0           483               0   
10. 1992  ...         0                   0          0              0           102               0   
11. 1993  ...         0                   0          0              0           494               0   

12. TOTAL             0                   0          0              0         1,228               0   

                                                        [Enlarge/Download Table]

    (1)                                                                                                                 
  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D   L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                           (Incurred/Premiums Earned)           
  Premiums               (25)              (26)               (27)           (28)               (29)                (30)
 Were Earned                                                                                                            
 and Losses           Direct and           Ceded              Net *       Direct and            Ceded               Net 
Were Incurred          Assumed                                             Assumed                                      

                                                                                                                        
 1. PRIOR ...            XXX                XXX                XXX           XXX                 XXX                 XXX
 2. 1984  ...            247                  0                247          54.3                  .0                54.3
 3. 1985  ...            377                  0                377         124.0                  .0               124.0
 4. 1986  ...             34                  0                 34          73.9                  .0                73.9
 5. 1987  ...            108                  0                108       1,350.0                  .0             1,350.0
 6. 1988  ...             25                  0                 25          31.6                  .0                31.6
 7. 1989  ...              0                  0                  0            .0                  .0                  .0
 8. 1990  ...            618                  0                618         250.2                  .0               250.2
 9. 1991  ...          1,270                  0              1,270         129.5                  .0               129.5
10. 1992  ...            276                  0                276          49.1                  .0                49.1
11. 1993  ...            929                 28                901          50.6                71.8                50.1

12. TOTAL                XXX                XXX                XXX           XXX                 XXX                 XXX

<FN>                                                                                                                    
* Net = (25 - 26) = (11+ 23)                                                                                            

                                                        [Enlarge/Download Table]

    (1)                                                                                               
  Years in     D I S C O U N T   F O R   T I M E      (33)       N E T   B A L A N C E   S H E E T    
   which          V A L U E   O F   M O N E Y                    R S V   A F T E R   D I S C O U N T  
  Premiums            (31)               (32)     Inter-Company          (34)                (35)     
 Were Earned                                        Pooling                                           
 and Losses           Loss               Loss     Participation         Losses           Loss Expenses
Were Incurred                          Expense      Perentage           Unpaid              Unpaid    

                                                                                                      
 1. PRIOR ...          0                   0            0.0                8                   0      
 2. 1984  ...          0                   0            0.0                1                   0      
 3. 1985  ...          0                   0            0.0                8                   0      
 4. 1986  ...          0                   0            0.0                0                   0      
 5. 1987  ...          0                   0            0.0               26                   0      
 6. 1988  ...          0                   0            0.0                0                   0      
 7. 1989  ...          0                   0            0.0                0                   0      
 8. 1990  ...          0                   0            0.0              106                   0      
 9. 1991  ...          0                   0            0.0              483                   0      
10. 1992  ...          0                   0            0.0              102                   0      
11. 1993  ...          0                   0            0.0              494                   0      

12. TOTAL              0                   0            0.0            1,228                   0      


EX-28 5th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 5th
                                                        [Enlarge/Download Table]
                              SCHEDULE P - PART 1C                                           
                     COMMERICAL AUTO/TRUCK LIABILITY/MEDICAL                                 
                                 (000 Omitted)                                               



    (1)                  P R E M I U M S   E A R N E D                                       
  Years in                                                                                   
   which          (2)                 (3)                  (4)       L O S S  P A Y M E N T S
  Premiums                                                                                   
 Were Earned   Direct and            Ceded                 Net       (5)                (6)  
 and Losses     Assumed                                  (2 - 3)  Direct and           Ceded 
Were Incurred                                                      Assumed                   

                                                                                             
 1. PRIOR ...       XXX                 XXX                 XXX          0                  0
 2. 1984  ...     4,270                 854               3,416      7,697              3,826
 3. 1985  ...     2,994                 670               2,324      4,175                 22
 4. 1986  ...     2,715                 140               2,575      3,688                  0
 5. 1987  ...     6,090                   1               6,089      3,586                  0
 6. 1988  ...     6,902                  29               6,873      3,880                  4
 7. 1989  ...     4,451                 292               4,159      3,654                 38
 8. 1990  ...     3,152                 620               2,532      2,095                160
 9. 1991  ...     6,323               2,680               3,643      4,490              1,649
10. 1992  ...     8,701               5,457               3,244      2,891                763
11. 1993  ...     9,831               4,737               5,094      1,522                345

12. TOTAL           XXX                 XXX                 XXX     37,678              6,807


                                                        [Enlarge/Download Table]


              L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                                 (12)   

                       ALLOCATED LOSS EXPENSE                   (9)                (10)               (11)              Number of
                                                                                                                         Claims  
                       (7)                 (8)              Salvage and         Unallocated           Total             Reported 
                    Direct and            Ceded             Subrogation         Loss Expense         Net Paid          Direct and
                     Assumed                                  Received            Payments         (5-6+7-8+10)          Assumed 

                                                                                                                                 
 1. PRIOR ...              0                  0                    0                   0                   0                 XXX 
 2. 1984  ...            989                 19                   10                 141               4,982                 XXX 
 3. 1985  ...            780                  0                    0                  70               5,003                 XXX 
 4. 1986  ...            828                  0                    0                  72               4,588                 XXX 
 5. 1987  ...            773                  0                    4                  49               4,408                 XXX 
 6. 1988  ...            728                  1                    0                 123               4,726                 XXX 
 7. 1989  ...            766                  7                    2                  73               4,448                 XXX 
 8. 1990  ...            423                112                   11                  76               2,322                 XXX 
 9. 1991  ...            650                362                    7                   0               3,129                 XXX 
10. 1992  ...            476                178                   23                   0               2,426                 XXX 
11. 1993  ...            241                 54                    5                   0               1,364                 XXX 

12. TOTAL              6,654                733                   62                 604              37,396                 XXX 

<FN>                                                                                                                             

NOTE: For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received for specific
      years.  Report loss payments net of salvage and subrogation received.                                                      

                                                                [Download Table]


                                  L O S S E S  U N P A I D                     
                   C A S E  B A S I S                   B U L K  +  I B N R    

                 (13)              (14)                (15)               (16) 
              Direct and           Ceded            Direct and            Ceded
               Assumed                               Assumed                   

                                                                               
 1. PRIOR ...     6                  1                  0                   0  
 2. 1984  ...    41                 19                  0                   0  
 3. 1985  ...    11                  0                 10                   0  
 4. 1986  ...     3                  0                  0                   0  
 5. 1987  ...     6                  0                 20                   0  
 6. 1988  ...    10                  0                  2                   0  
 7. 1989  ...    15                  0                163                   0  
 8. 1990  ...   113                 87                328                  98  
 9. 1991  ... 1,094                628                977                 717  
10. 1992  ... 1,234                668                998                 717  
11. 1993  ... 2,530              1,836              2,754               1,855  

12. TOTAL     5,063              3,239              5,252               3,387  


                                                        [Enlarge/Download Table]


                   A L L O C A T E D   L O S S  E X P E N S E S   U N P A I D                      (22)   
                   C A S E   B A S I S                   B U L K  +  I B N R         (21)      Unallocated
                                                                                   Salvage &       Loss   
                 (17)               (18)                (19)               (20)   Subrogation    Expenses 
              Direct and            Ceded            Direct and            Ceded  Anticipated     Unpaid  
               Assumed                                Assumed                                             

                                                                                                          
 1. PRIOR ...     0                     0                0                   0          0            0    
 2. 1984  ...     0                     0                0                   0          0            0    
 3. 1985  ...     0                     0                0                   0          0            0    
 4. 1986  ...     0                     0                0                   0          0            0    
 5. 1987  ...     7                     0                0                   0          0            0    
 6. 1988  ...     0                     0                0                   0          0            0    
 7. 1989  ...     2                     1                0                   0          0            0    
 8. 1990  ...     8                     8                0                   0          0            0    
 9. 1991  ...   207                   122                0                   0          0            0    
10. 1992  ...   140                   120               30                   0          0            0    
11. 1993  ...   182                   138              275                   0          0            0    

12. TOTAL       546                   389              305                   0          0            0    


                                                        [Enlarge/Download Table]


                          (23)          (24)                                                     
                     Total Net Loss   Number of        TOTAL LOSSES AND LOSS EXPENSES INCURRED   
                       & Exp Unpd      Claims                                                    
                      (Cols. 13-14   Outstanding     (25)               (26)                (27) 
                      +15-16+17-18   Direct and                                                  
                       +19-20+22)      Assumed    Direct and            Ceded               Net *
                                                  Assumed                                        

                                                                                                 
 1. PRIOR ...               5            XXX          XXX                 XXX                 XXX
 2. 1984  ...              22            XXX        8,869               3,864               5,005
 3. 1985  ...              21            XXX        5,047                  22               5,025
 4. 1986  ...               3            XXX        4,591                   0               4,591
 5. 1987  ...              33            XXX        4,441                   0               4,441
 6. 1988  ...              12            XXX        4,744                   5               4,739
 7. 1989  ...             179            XXX        4,674                  45               4,629
 8. 1990  ...             256            XXX        3,044                 466               2,578
 9. 1991  ...             811            XXX        7,418               3,479               3,939
10. 1992  ...             897            XXX        5,769               2,446               3,323
11. 1993  ...           1,912            XXX        7,504               4,226               3,278

12. TOTAL               4,151            XXX          XXX                 XXX                 XXX

<FN>                                                                                             

 * Net = (25 - 26) = (11 + 23)                                                                   

                                                        [Enlarge/Download Table]


                     LOSS AND LOSS EXPENSE PERCENTAGE        D I S C O U N T   F O R   T I M E      (33)     
                        (Incurred/Premiums Earned)               V A L U E   O F   M O N E Y    Inter-Company
                (28)               (29)                (30)      (31)                (32)         Pooling    
                                                                                                Participation
              Direct and            Ceded               Net       Loss                Loss        Percentage 
              Assumed                                                                Expense                 

                                                                                                             
 1. PRIOR ...   XXX                 XXX                 XXX          0                   0            XXX    
 2. 1984  ... 207.7               452.5               146.5          0                   0              0    
 3. 1985  ... 168.6                 3.3               216.2          0                   0              0    
 4. 1986  ... 169.1                  .0               178.3          0                   0              0    
 5. 1987  ...  72.9                  .0                72.9          0                   0              0    
 6. 1988  ...  68.7                17.2                69.0          0                   0              0    
 7. 1989  ... 105.0                15.4               111.3          0                   0              0    
 8. 1990  ...  96.6                75.2               101.8          0                   0              0    
 9. 1991  ... 117.3               129.8               108.1          0                   0              0    
10. 1992  ...  66.3                44.8               102.4          0                   0              0    
11. 1993  ...  76.3                89.2                64.4          0                   0              0    

12. TOTAL       XXX                 XXX                 XXX          0                   0              0    


                                                                [Download Table]


                      N E T   B A L A N C E   S H E E T
                          RESERVES AFTER DISCOUNT      

                         (34)                (35)      

                        Losses               LAE       
                        Unpaid              Unpaid     

                                                       
 1. PRIOR ...               5                   0      
 2. 1984  ...              22                   0      
 3. 1985  ...              21                   0      
 4. 1986  ...               3                   0      
 5. 1987  ...              26                   7      
 6. 1988  ...              12                   0      
 7. 1989  ...             178                   1      
 8. 1990  ...             256                   0      
 9. 1991  ...             726                  85      
10. 1992  ...             847                  50      
11. 1993  ...           1,593                 319      

12. TOTAL               3,689                 462      


EX-28 6th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 6th
                                                        [Enlarge/Download Table]

                              SCHEDULE P - PART 1D - WORKERS' COMPENSATION                            
                                              (000 Omitted)                                           



    (1)                  P R E M I U M S   E A R N E D                                                
  Years in                                                                                            
   which          (2)                 (3)                  (4)                L O S S  P A Y M E N T S
  Premiums                                                                                            
 Were Earned   Direct and            Ceded                 Net                (5)                (6)  
 and Losses     Assumed                                  (2 - 3)           Direct and           Ceded 
Were Incurred                                                               Assumed                   

                                                                                                      
 1. PRIOR ...       XXX                 XXX                 XXX                 310                  0
 2. 1984  ...     6,786                 506               6,280               7,617                406
 3. 1985  ...    10,341                 444               9,897               9,537                 60
 4. 1986  ...    10,237                 803               9,434               8,393                 32
 5. 1987  ...    14,779               1,367              13,412               7,981                  0
 6. 1988  ...    14,815                 501              14,314               6,884                  0
 7. 1989  ...    11,775                  86              11,689               6,498                  0
 8. 1990  ...    12,393                 120              12,273               7,171                  0
 9. 1991  ...     8,155                  62               8,093               3,749                  0
10. 1992  ...     5,966                  12               5,954               1,583                  0
11. 1993  ...     6,919                 223               6,696                 555                  0

12. TOTAL           XXX                 XXX                 XXX              60,278                498


                                                        [Enlarge/Download Table]


            L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                                           
                                                                                                                           (12)   
                  ALLOCATED LOSS EXPENSE PAYMENTS                                                       (11)            Number of 
                       (7)                   (8)              (9)                    (10)               Total             Claims  
                                                          Salvation and          Unallocated          Net Paid          Reported -
                    Direct and              Ceded          Subrogation           Loss Expense        Cols. 5 - 6        Direct and
                     Assumed                                Received               Payments         (5-6+7-8+10)         Assumed  

                                                                                                                                  
 1. PRIOR ...              8                   0                   0                   0                 318                 XXX  
 2. 1984  ...            540                   1                   0                 267               8,017                   0  
 3. 1985  ...            703                   0                   0                 313              10,493                   0  
 4. 1986  ...            761                   0                   0                 344               9,466                   0  
 5. 1987  ...            832                   0                   0                 407               9,220                   0  
 6. 1988  ...            798                   0                   0                 330               8,012                   0  
 7. 1989  ...            730                   0                   0                 182               7,410                   0  
 8. 1990  ...            932                   0                   4                 312               8,415                   0  
 9. 1991  ...            434                   0                   0                 320               4,503                   0  
10. 1992  ...            162                   0                   0                 266               2,011                   0  
11. 1993  ...             73                   0                   0                 180                 808                   0  

12. TOTAL              5,973                   1                   4               2,921              68,673                 XXX  

<FN>                                                                                                                              

NOTE: For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received for specific 
      years.  Report loss payments net of salvage and subrogation received.                                                       

                                                                [Download Table]


                                 L O S S E S  U N P A I D                      
                   C A S E  B A S I S                   B U L K  +  I B N R    

                 (13)              (14)                (15)               (16) 
              Direct and           Ceded            Direct and            Ceded
               Assumed                               Assumed                   

                                                                               
 1. PRIOR ...      512                  0                355                  0
 2. 1984  ...      338                  0                 51                  0
 3. 1985  ...       87                  0                 64                  0
 4. 1986  ...      481                  0                419                  0
 5. 1987  ...      614                  0                534                  0
 6. 1988  ...      519                  0                456                  0
 7. 1989  ...      698                  0                615                  0
 8. 1990  ...    1,111                  0              1,047                  0
 9. 1991  ...    1,423                  0              1,910                  0
10. 1992  ...    1,030                  0              2,030                  0
11. 1993  ...    1,128                  0              3,097                  0

12. TOTAL        7,941                  0             10,578                  0


                                                        [Enlarge/Download Table]


              A L L O C A T E D   L O S S  E X P E N S E S   U N P A I D                                           
                                                                             (21)         (22)           (23)      
                 C A S E   B A S I S            B U L K  +  I B N R                    Unallocated    Total Net    
                                                                           Salvage &      Loss      Loss & Exp Unpd
                 (17)           (18)            (19)             (20)     Subrogation   Expenses     (Cols. 13 - 14
              Direct and        Ceded        Direct and          Ceded     Received      Unpaid        -15-16+17-18
              Assumed                          Assumed                                                  +19-20+22) 

                                                                                                                   
 1. PRIOR ...      45               0             14                 0          0           0             926      
 2. 1984  ...       0               0              0                 0          0           0             389      
 3. 1985  ...       0               0              0                 0          0           0             151      
 4. 1986  ...       6               0             50                 0          0           0             956      
 5. 1987  ...       9               0             56                 0          0           0           1,213      
 6. 1988  ...      24               0            215                 0          0           0           1,214      
 7. 1989  ...      61               0            198                 0          0           0           1,572      
 8. 1990  ...     140               0            147                 0          0           0           2,445      
 9. 1991  ...     143               0            217                 0          0           0           3,693      
10. 1992  ...     143               0            244                 0          0           0           3,447      
11. 1993  ...      71               0            187                 0          0           0           4,483      

12. TOTAL         642               0          1,328                 0          0           0          20,489      


                                                        [Enlarge/Download Table]


                    (24)          TOTAL LOSSES AND LOSS EXPENSES               LOSS AND LOSS EXPENSE PERCENTAGE     
                  Number of                    INCURRED                           (Incurred/Premiums Earned)        
                   Claims         (25)           (26)            (27)      (28)              (29)               (30)
                 Outstanding                                                                                        
                  Direct and   Direct and         Ceded           Net *  Direct and          Ceded               Net
                   Assumed      Assumed                                  Assumed                                    

                                                                                                                    
 1. PRIOR ...         0             XXX             XXX             XXX     XXX                XXX               XXX
 2. 1984  ...         0           8,813             407           8,406   129.9               80.4             133.9
 3. 1985  ...         0          10,704              60          10,644   103.5               13.5             107.5
 4. 1986  ...         0          10,454              32          10,422   102.1                4.0             110.5
 5. 1987  ...         0          10,433               0          10,433    70.6                 .0              77.8
 6. 1988  ...         0           9,225               0           9,225    62.3                 .0              64.4
 7. 1989  ...         0           8,980               0           8,980    76.3                 .0              76.8
 8. 1990  ...         0          10,858               0          10,858    87.6                 .0              88.5
 9. 1991  ...         0           8,197               0           8,197   100.5                 .0             101.3
10. 1992  ...         0           5,457               0           5,457    91.5                 .0              91.7
11. 1993  ...         0           5,292               0           5,292    76.5                 .0              79.0

12. TOTAL             0             XXX             XXX             XXX     XXX                XXX               XXX

<FN>                                                                                                                
* Net = (25 - 26) = (11 + 23)                                                                                       

                                                        [Enlarge/Download Table]


              D I S C O U N T   F O R   T I M E                 N E T   B A L A N C E   S H E E T

                 V A L U E   O F   M O N E Y        (33)          RESERVES AFTER DISCOUNT        
                                                Inter-Company                                    
                 (31)                (32)           Pooling         (34)           (35)          
                                                 Participation                                   
                 Loss                 Loss        Percentage       Losses      Loss Expenses     
                                    Expense                        Unpaid          Unpaid        

                                                                                                 
 1. PRIOR ...       0                   0            XXX             867             59          
 2. 1984  ...       0                   0              0             389              0          
 3. 1985  ...       0                   0              0             151              0          
 4. 1986  ...       0                   0              0             900             56          
 5. 1987  ...       0                   0              0           1,148             65          
 6. 1988  ...       0                   0              0             975            239          
 7. 1989  ...       0                   0              0           1,313            259          
 8. 1990  ...       0                   0              0           2,158            287          
 9. 1991  ...       0                   0              0           3,333            360          
10. 1992  ...       0                   0              0           3,060            387          
11. 1993  ...       0                   0              0           4,225            258          

12. TOTAL           0                   0              0          18,519          1,970          


EX-28 7th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 7th
                                                        [Enlarge/Download Table]
                                   SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL                                              
                                                     (000 Omitted)                                                               



    (1)                       P R E M I U M S   E A R N E D                                                                      
  Years in                                                                                                                       
   which               (2)                 (3)                  (4)                L O S S   P A Y M E N T S                     
  Premiums                                                                                                                       
 Were Earned        Direct and            Ceded                 Net                (5)                 (6)                       
 and Losses          Assumed                                  (2 - 3)           Direct and            Ceded                      
Were Incurred                                                                     Assumed                                        

                                                                                                                                 
 1. PRIOR ...            XXX                 XXX                 XXX                   2                  21                     
 2. 1984  ...          5,168               2,952               2,216               4,173                 947                     
 3. 1985  ...          2,153               1,612                 541                 787                   6                     
 4. 1986  ...            635                 217                 418                 225                   0                     
 5. 1987  ...            678                 238                 440                 439                   0                     
 6. 1988  ...          4,528               2,257               2,271               1,764                 550                     
 7. 1989  ...         10,727               6,268               4,459               4,710               2,531                     
 8. 1990  ...         14,140               8,130               6,010               6,467               3,253                     
 9. 1991  ...         18,040              11,904               6,136               7,026               2,857                     
10. 1992  ...         19,253              12,948               6,305              37,906              23,146                     
11. 1993  ...         30,414              15,274              15,140               3,437                 556                     

12. TOTAL                XXX                 XXX                 XXX              66,936              33,867                     

<FN>                                                                                                                             

Note: For "prior", report amounts paid ro received in current year only.  Report cumulative amounts paid or received for specific
      years.  Report loss payments net of salvage and subrogtion received.                                                       

                                                        [Enlarge/Download Table]


              L O S S   A N D   L O S S   E X P E N S E  P A Y M E N T S                                         
                                                                                                         (12)    
                  ALLOCATED LOSS EXPENSE PAYMENTS              (9)            (10)          (11)       Number of 
                       (7)                 (8)             Salvage and    Unallocated       Total       Claims   
                    Direct and                             Subrogation    Loss Expense    Net Paid     Reported -
                     Assumed              Ceded              Received       Payments    (Cols. 5 - 6  Direct and 
                                                                                        +7 - 8 + 10)   Assumed   
                                                                                                                 
 1. PRIOR ...           17                   0                  0               0             (2)         XXX    
 2. 1984  ...          798                 502                 16             120          3,642            0    
 3. 1985  ...           30                   0                  0              47            858            0    
 4. 1986  ...            3                   0                  0              11            239            0    
 5. 1987  ...            8                   0                  4              24            471            0    
 6. 1988  ...          224                 133                  0              79          1,384            0    
 7. 1989  ...        1,526                 949                  0             115          2,871            0    
 8. 1990  ...        1,318                 748                  0             160          3,944            0    
 9. 1991  ...        1,401                 692                  0               0          4,878            0    
10. 1992  ...          983                 412                  0               0         15,331            0    
11. 1993  ...          292                  21                  7               0          3,152            0    

12. TOTAL            6,600               3,457                 27             556         36,768          XXX    


                                                                [Download Table]


                                 L O S S E S  U N P A I D                      
                   C A S E  B A S I S                   B U L K  +  I B N R    

                 (13)              (14)                (15)               (16) 
              Direct and           Ceded            Direct and            Ceded
               Assumed                               Assumed                   

                                                                               
 1. PRIOR ...      53                 45                  3                  0 
 2. 1984  ...       0                  0                  0                  0 
 3. 1985  ...     100                 25                  8                  0 
 4. 1986  ...       4                  0                  0                  0 
 5. 1987  ...      14                  0                  2                  0 
 6. 1988  ...      15                  0                  2                  0 
 7. 1989  ...     110                  0                 57                  0 
 8. 1990  ...     195                  0                213                  0 
 9. 1991  ...     585                  0                192                  0 
10. 1992  ...   4,284              2,759              1,825              1,353 
11. 1993  ...   2,902                733              7,051              1,720 

12. TOTAL       8,262              3,562              9,353              3,073 


                                                        [Enlarge/Download Table]


              A L L O C A T E D   L O S S  E X P E N S E S   U N P A I D     (21)         (22)          (23)      
                  C A S E   B A S I S           B U L K  +  I B N R        Salvage &   Unallocated  Total Net Loss
                                                                          Subrogation     Loss       & Exp Unpd   
                  (17)            (18)          (19)           (20)       Anticipated   Expenses    (Cols. 13 - 14
               Direct and        Ceded       Direct and        Ceded                     Unpaid     +15-16+17-18  
                Assumed                       Assumed                                                +19-20+22)   

                                                                                                                  
 1. PRIOR ...      17               0             2               0            0            0            30       
 2. 1984  ...       0               0             0               0            0            0             0       
 3. 1985  ...       3               1             0               0            0            0            85       
 4. 1986  ...       0               0             0               0            0            0             4       
 5. 1987  ...       0               0             0               0            0            0            16       
 6. 1988  ...       1               0             0               0            0            0            18       
 7. 1989  ...       4               0             0               0            0            0           171       
 8. 1990  ...       7               0             0               0            0            0           415       
 9. 1991  ...      11               0             0               0            0            0           788       
10. 1992  ...     179             171             0               0            0            0         2,005       
11. 1993  ...     146              89             0               0            0            0         7,557       

12. TOTAL         368             261             2               0            0            0        11,089       


                                                        [Enlarge/Download Table]


                         TOTAL LOSSES AND LOSS EXPENSES INCURRED              LOSS AND LOSS EXPENSE PERCENTAGE        
                                                                                  (Incurred/Premiums Earned)          
                       (25)               (26)                (27)       (28)               (29)                (30)  

                    Direct and            Ceded               Net *   Direct and            Ceded               Net   
                     Assumed                                           Assumed                                        

                                                                                                                      
 1. PRIOR ...            XXX                 XXX                 XXX       XXX                 XXX                 XXX
 2. 1984  ...          5,091               1,449               3,642      98.5                49.1               164.4
 3. 1985  ...            976                  32                 944      45.3                 2.0               174.5
 4. 1986  ...            244                   0                 244      38.4                  .0                58.4
 5. 1987  ...            487                   0                 487      71.8                  .0               110.7
 6. 1988  ...          2,085                 683               1,402      46.0                30.3                61.7
 7. 1989  ...          6,524               3,480               3,044      60.8                55.5                68.3
 8. 1990  ...          8,360               4,000               4,360      59.1                49.2                72.5
 9. 1991  ...          9,215               3,548               5,667      51.1                29.8                92.4
10. 1992  ...         45,177              27,842              17,335     234.6               215.0               274.9
11. 1993  ...         13,829               3,119              10,710      45.5                20.4                70.7

12. TOTAL                XXX                 XXX                 XXX       XXX                 XXX                 XXX

<FN>                                                                                                                  

* Net = (25 - 26) = (11 + 23)                                                                                         

                                                        [Enlarge/Download Table]


              D I S C O U N T   F O R   T I M E      (33)       N E T   B A L A N C E   S H E E T  
                 V A L U E   O F   M O N E Y                           RESERVES AFTER DISCOUNT     
                                                 Inter-Company                                     
                   (31)               (32)          Pooling            (34)                (35)    
                                                 Participation                                     
                   Loss               Loss        Percentage          Losses          Loss Expenses
                                    Expense                          Unpaid              Unpaid    

                                                                                                   
 1. PRIOR ...        0                   0            XXX               11                  19     
 2. 1984  ...        0                   0              0                0                   0     
 3. 1985  ...        0                   0              0               83                   2     
 4. 1986  ...        0                   0              0                4                   0     
 5. 1987  ...        0                   0              0               16                   0     
 6. 1988  ...        0                   0              0               17                   1     
 7. 1989  ...        0                   0              0              167                   4     
 8. 1990  ...        0                   0              0              408                   7     
 9. 1991  ...        0                   0              0              777                  11     
10. 1992  ...        0                   0              0            1,997                   8     
11. 1993  ...        0                   0              0            7,500                  57     

12. TOTAL            0                   0            XXX           10,980                 109     


EX-28 8th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 8th
                                                        [Enlarge/Download Table]
                                     SCHEDULE P - PART 1F - SECTION 1                              
                                     MEDICAL MALPRACTICE - OCCURRENCE                              
                                              (000 Omitted)                                        


    (1)                  P R E M I U M S   E A R N E D                                             
  Years in                                                                                         
   which          (2)                 (3)                  (4)           L O S S   P A Y M E N T S 
   Premiums                                                                                        
 Were Earned   Direct and            Ceded                 Net           (5)                   (6) 
 and Losses     Assumed                               (Cols 2 - 3)     Direct and             Ceded
Were Incurred                                                           Assumed                    
                                                                                                   
 1. PRIOR ...       XXX                 XXX                 XXX              0                   0 
 2. 1984  ...        54                  54                   0              0                   0 
 3. 1985  ...         0                   0                   0              0                   0 
 4. 1986  ...         0                   0                   0              0                   0 
 5. 1987  ...         0                   0                   0              0                   0 
 6. 1988  ...         0                   0                   0              0                   0 
 7. 1989  ...         0                   0                   0              0                   0 
 8. 1990  ...         0                   0                   0              0                   0 
 9. 1991  ...         0                   0                   0              0                   0 
10. 1992  ...         0                   0                   0              0                   0 
11. 1993  ...         0                   0                   0              0                   0 

12. TOTAL           XXX                 XXX                 XXX              0                   0 

                                                        [Enlarge/Download Table]

    (1)        L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                                         
  Years in                                                                                                                  (12)   
   which                A L L O C A T E D   L A E                (9)                (10)               (11)              Number of 
  Premiums                                                                                                                 Claims  
 Were Earned            (7)                  (8)             Salvage and         Unallocated          Total              Reported -
 and Losses          Direct and             Ceded            Subrogation         Loss Expense        Net Paid            Direct and
Were Incurred         Assumed                                  Received            Payments         (Cols 5 - 6           Assumed  
                                                                                                    + 7 - 8 + 10)                  
                                                                                                                                   
 1. PRIOR ...              0                   0                   0                   0                   0                 XXX   
 2. 1984  ...              0                   0                   0                   0                   0                 XXX   
 3. 1985  ...              0                   0                   0                   0                   0                 XXX   
 4. 1986  ...              0                   0                   0                   0                   0                 XXX   
 5. 1987  ...              0                   0                   0                   0                   0                 XXX   
 6. 1988  ...              0                   0                   0                   0                   0                 XXX   
 7. 1989  ...              0                   0                   0                   0                   0                 XXX   
 8. 1990  ...              0                   0                   0                   0                   0                 XXX   
 9. 1991  ...              0                   0                   0                   0                   0                 XXX   
10. 1992  ...              0                   0                   0                   0                   0                 XXX   
11. 1993  ...              0                   0                   0                   0                   0                 XXX   

12. TOTAL                  0                   0                   0                   0                   0                 XXX   

<FN>                                                                                                                               
NOTE:  For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received for          
       specific years.  Report loss payments net of salvage and subrogation received.                                              

                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D                        ALLOCATED LOSS EXPENSES UNPAID
   which            C A S E  B A S I S                   B U L K  +  I B N R           C A S E   B A S I S      
  Premiums                                                                                                      
 Were Earned      (13)              (14)                (15)               (16)      (17)               (18)    
 and Losses    Direct and           Ceded            Direct and            Ceded  Direct and            Ceded   
Were Incurred   Assumed                               Assumed                      Assumed                      
                                                                                                                
 1. PRIOR ...        0                 0                  0                   0        0                   0    
 2. 1984  ...        0                 0                  0                   0        0                   0    
 3. 1985  ...        0                 0                  0                   0        0                   0    
 4. 1986  ...        0                 0                  0                   0        0                   0    
 5. 1987  ...        0                 0                  0                   0        0                   0    
 6. 1988  ...        0                 0                  0                   0        0                   0    
 7. 1989  ...        0                 0                  0                   0        0                   0    
 8. 1990  ...        0                 0                  0                   0        0                   0    
 9. 1991  ...        0                 0                  0                   0        0                   0    
10. 1992  ...        0                 0                  0                   0        0                   0    
11. 1993  ...        0                 0                  0                   0        0                   0    

12. TOTAL            0                 0                  0                   0        0                   0    

                                                        [Enlarge/Download Table]

  Years in     ALLOCATED LOSS EXPENSES UNPAID       (21)       (22)           (23)           (24)      
   which           B U L K  +  I B N R         Salvage &    Unallocated   Total Net Loss  Number of    
  Premiums                                     Subrogation     Loss       & Exp Unpd        Claims     
 Were Earned      (19)               (20)      Anticipated   Expenses    (Cols 13-14      Outstanding -
 and Losses    Direct and            Ceded                    Unpaid     +15-16+17-18      Direct and  
Were Incurred   Assumed                                                   +19-20+22         Assumed    
                                                                                                       
 1. PRIOR ...       0                   0            0            0            XXX             0       
 2. 1984  ...       0                   0            0            0            XXX             0       
 3. 1985  ...       0                   0            0            0            XXX             0       
 4. 1986  ...       0                   0            0            0            XXX             0       
 5. 1987  ...       0                   0            0            0            XXX             0       
 6. 1988  ...       0                   0            0            0            XXX             0       
 7. 1989  ...       0                   0            0            0            XXX             0       
 8. 1990  ...       0                   0            0            0            XXX             0       
 9. 1991  ...       0                   0            0            0            XXX             0       
10. 1992  ...       0                   0            0            0            XXX             0       
11. 1993  ...       0                   0            0            0            XXX             0       

12. TOTAL           0                   0            0            0            XXX             0       

                                                        [Enlarge/Download Table]

                    T O T A L   L O S S E S   A N D   L O S S         L O S S   A N D   L A E   P E R C E N T A G E
  Years in                 E X P E N S E S    I N C U R R E D               (Incurrec/Premiums Earned)             
   which                                                                                                           
  Premiums             (25)               (26)                (27)      (28)               (29)                (30)
 Were Earned                                                                                                       
 and Losses         Direct and            Ceded               Net *  Direct and            Ceded               Net 
Were Incurred        Assumed                                          Assumed                                      
                                                                                                                   
 1. PRIOR ...          XXX                 XXX                 XXX      XXX                 XXX                 XXX
 2. 1984  ...            0                   0                   0       .0                  .0                  .0
 3. 1985  ...            0                   0                   0       .0                  .0                  .0
 4. 1986  ...            0                   0                   0       .0                  .0                  .0
 5. 1987  ...            0                   0                   0       .0                  .0                  .0
 6. 1988  ...            0                   0                   0       .0                  .0                  .0
 7. 1989  ...            0                   0                   0       .0                  .0                  .0
 8. 1990  ...            0                   0                   0       .0                  .0                  .0
 9. 1991  ...            0                   0                   0       .0                  .0                  .0
10. 1992  ...            0                   0                   0       .0                  .0                  .0
11. 1993  ...            0                   0                   0       .0                  .0                  .0

12. TOTAL              XXX                 XXX                 XXX      XXX                 XXX                 XXX
<FN>                                                                                                               
* Net = (25 - 26) = (11 + 23)                                                                                      


                                                        [Enlarge/Download Table]

               D I S C O U N T   F O R   T I M E      (33)       N E T   B A L A N C E   S H E E T
  Years in      V A L U E    O F    M O N E Y                        RESERVES AFTER DISCOUNT      
   which                                          Inter-Company                                   
  Premiums          (31)                (32)         Pooling      (34)                (35)        
 Were Earned                                      Participation                                   
 and Losses         Loss                Loss        Percentage   Losses           Loss Expenses   
Were Incurred                          Expense                   Unpaid              Unpaid       
                                                                                                  
 1. PRIOR ...          0                   0            XXX        0                   0          
 2. 1984  ...          0                   0            XXX        0                   0          
 3. 1985  ...          0                   0            XXX        0                   0          
 4. 1986  ...          0                   0            XXX        0                   0          
 5. 1987  ...          0                   0            XXX        0                   0          
 6. 1988  ...          0                   0            XXX        0                   0          
 7. 1989  ...          0                   0            XXX        0                   0          
 8. 1990  ...          0                   0            XXX        0                   0          
 9. 1991  ...          0                   0            XXX        0                   0          
10. 1992  ...          0                   0            XXX        0                   0          
11. 1993  ...          0                   0            XXX        0                   0          

12. TOTAL              0                   0            XXX        0                   0          

EX-28 9th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 9th
                                                        [Enlarge/Download Table]

                                     SCHEDULE P - PART 1F - SECTION 2                               
                                     MEDICAL MALPRACTICE - CLAIMS MADE                              
                                              (000 Omitted)                                         

    (1)                  P R E M I U M S   E A R N E D                                              
  Years in                                                                                          
   which          (2)                 (3)                  (4)            L O S S   P A Y M E N T S 
  Premiums                                                                                          
 Were Earned   Direct and            Ceded                 Net            (5)                   (6) 
 and Losses     Assumed                               (Cols 2 - 3)      Direct and             Ceded
Were Incurred                                                            Assumed                    
                                                                                                    
 1. PRIOR ...       XXX                 XXX                 XXX               0                   0 
 2. 1984  ...         0                   0                   0               0                   0 
 3. 1985  ...         0                   0                   0               0                   0 
 4. 1986  ...         0                   0                   0               0                   0 
 5. 1987  ...         0                   0                   0               0                   0 
 6. 1988  ...         0                   0                   0               0                   0 
 7. 1989  ...         0                   0                   0               0                   0 
 8. 1990  ...         0                   0                   0               0                   0 
 9. 1991  ...         0                   0                   0               0                   0 
10. 1992  ...         0                   0                   0               0                   0 
11. 1993  ...         0                   0                   0               0                   0 

12. TOTAL           XXX                 XXX                 XXX               0                   0 

                                                        [Enlarge/Download Table]

    (1)        L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                                         
  Years in                                                                                                                  (12)   
   which                A L L O C A T E D   L A E                (9)                (10)               (11)              Number of 
  Premiums                                                                                                                 Claims  
 Were Earned            (7)                  (8)             Salvage and         Unallocated          Total              Reported -
 and Losses          Direct and             Ceded            Subrogation         Loss Expense        Net Paid            Direct and
Were Incurred         Assumed                                  Received            Payments         (Cols 5 - 6           Assumed  
                                                                                                    + 7 - 8 + 10)                  
                                                                                                                                   
 1. PRIOR ...              0                   0                   0                   0                   0                 XXX   
 2. 1984  ...              0                   0                   0                   0                   0                 XXX   
 3. 1985  ...              0                   0                   0                   0                   0                 XXX   
 4. 1986  ...              0                   0                   0                   0                   0                 XXX   
 5. 1987  ...              0                   0                   0                   0                   0                 XXX   
 6. 1988  ...              0                   0                   0                   0                   0                 XXX   
 7. 1989  ...              0                   0                   0                   0                   0                 XXX   
 8. 1990  ...              0                   0                   0                   0                   0                 XXX   
 9. 1991  ...              0                   0                   0                   0                   0                 XXX   
10. 1992  ...              0                   0                   0                   0                   0                 XXX   
11. 1993  ...              0                   0                   0                   0                   0                 XXX   

12. TOTAL                  0                   0                   0                   0                   0                 XXX   

<FN>                                                                                                                               
NOTE:  For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received for specific 
       years.  Report loss payments net of salvage and subrogation received.                                                       


                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D                        ALLOCATED LOSS EXPENSES UNPAID
   which            C A S E  B A S I S                   B U L K  +  I B N R           C A S E   B A S I S      
  Premiums                                                                                                      
 Were Earned      (13)              (14)                (15)               (16)      (17)               (18)    
 and Losses    Direct and           Ceded            Direct and            Ceded  Direct and            Ceded   
Were Incurred   Assumed                               Assumed                      Assumed                      
                                                                                                                
 1. PRIOR ...        0                 0                  0                   0        0                   0    
 2. 1984  ...        0                 0                  0                   0        0                   0    
 3. 1985  ...        0                 0                  0                   0        0                   0    
 4. 1986  ...        0                 0                  0                   0        0                   0    
 5. 1987  ...        0                 0                  0                   0        0                   0    
 6. 1988  ...        0                 0                  0                   0        0                   0    
 7. 1989  ...        0                 0                  0                   0        0                   0    
 8. 1990  ...        0                 0                  0                   0        0                   0    
 9. 1991  ...        0                 0                  0                   0        0                   0    
10. 1992  ...        0                 0                  0                   0        0                   0    
11. 1993  ...        0                 0                  0                   0        0                   0    

12. TOTAL            0                 0                  0                   0        0                   0    

                                                        [Enlarge/Download Table]

  Years in     ALLOCATED LOSS EXPENSES UNPAID       (21)       (22)           (23)            (24)     
   which           B U L K  +  I B N R         Salvage &    Unallocated   Total Net Loss   Number of   
  Premiums                                     Subrogation     Loss       & Exp Unpd         Claims    
 Were Earned      (19)               (20)      Anticipated   Expenses    (Cols 13-14      Outstanding -
 and Losses    Direct and            Ceded                    Unpaid     +15-16+17-18      Direct and  
Were Incurred   Assumed                                                   +19-20+22          Assumed   
                                                                                                       
 1. PRIOR ...       0                   0            0            0            XXX              0      
 2. 1984  ...       0                   0            0            0            XXX              0      
 3. 1985  ...       0                   0            0            0            XXX              0      
 4. 1986  ...       0                   0            0            0            XXX              0      
 5. 1987  ...       0                   0            0            0            XXX              0      
 6. 1988  ...       0                   0            0            0            XXX              0      
 7. 1989  ...       0                   0            0            0            XXX              0      
 8. 1990  ...       0                   0            0            0            XXX              0      
 9. 1991  ...       0                   0            0            0            XXX              0      
10. 1992  ...       0                   0            0            0            XXX              0      
11. 1993  ...       0                   0            0            0            XXX              0      

12. TOTAL           0                   0            0            0            XXX              0      

                                                        [Enlarge/Download Table]

                    T O T A L   L O S S E S   A N D   L O S S         L O S S   A N D   L A E   P E R C E N T A G E
  Years in                 E X P E N S E S    I N C U R R E D               (Incurrec/Premiums Earned)             
   which                                                                                                           
  Premiums             (25)               (26)                (27)      (28)               (29)                (30)
 Were Earned                                                                                                       
 and Losses         Direct and            Ceded               Net *  Direct and            Ceded               Net 
Were Incurred        Assumed                                          Assumed                                      
                                                                                                                   
 1. PRIOR ...          XXX                 XXX                 XXX      XXX                 XXX                 XXX
 2. 1984  ...            0                   0                   0       .0                  .0                  .0
 3. 1985  ...            0                   0                   0       .0                  .0                  .0
 4. 1986  ...            0                   0                   0       .0                  .0                  .0
 5. 1987  ...            0                   0                   0       .0                  .0                  .0
 6. 1988  ...            0                   0                   0       .0                  .0                  .0
 7. 1989  ...            0                   0                   0       .0                  .0                  .0
 8. 1990  ...            0                   0                   0       .0                  .0                  .0
 9. 1991  ...            0                   0                   0       .0                  .0                  .0
10. 1992  ...            0                   0                   0       .0                  .0                  .0
11. 1993  ...            0                   0                   0       .0                  .0                  .0

12. TOTAL              XXX                 XXX                 XXX      XXX                 XXX                 XXX

<FN>                                                                                                               
*Net = (25 - 26) = (11 + 23)                                                                                       

                                                        [Enlarge/Download Table]

               D I S C O U N T   F O R   T I M E      (33)       N E T   B A L A N C E   S H E E T
  Years in      V A L U E    O F    M O N E Y                        RESERVES AFTER DISCOUNT      
   which                                          Inter-Company                                   
  Premiums          (31)                (32)         Pooling      (34)                (35)        
 Were Earned                                      Participation                                   
 and Losses         Loss                Loss        Percentage   Losses           Loss Expenses   
Were Incurred                          Expense                   Unpaid              Unpaid       
                                                                                                  
 1. PRIOR ...          0                   0            XXX        0                   0          
 2. 1984  ...          0                   0            XXX        0                   0          
 3. 1985  ...          0                   0            XXX        0                   0          
 4. 1986  ...          0                   0            XXX        0                   0          
 5. 1987  ...          0                   0            XXX        0                   0          
 6. 1988  ...          0                   0            XXX        0                   0          
 7. 1989  ...          0                   0            XXX        0                   0          
 8. 1990  ...          0                   0            XXX        0                   0          
 9. 1991  ...          0                   0            XXX        0                   0          
10. 1992  ...          0                   0            XXX        0                   0          
11. 1993  ...          0                   0            XXX        0                   0          

12. TOTAL              0                   0            XXX        0                   0          

EX-28 10th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 10th
                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 1G - SPECIAL LIABILITY                       
                                        (OCEAN MARINE, AIRCRAFT (ALL PERILS),                         
                                               BOILER & MACHINERY)                                    
                                                 (000 Omitted)                                        

    (1)                  P R E M I U M S   E A R N E D                                                
  Years in                                                                                            
   which          (2)                 (3)                  (4)                L O S S  P A Y M E N T S
  Premiums                                                                                            
 Were Earned   Direct and            Ceded                 Net                (5)                (6)  
 and Losses     Assumed                                 (Cols 2-3)       Direct and             Ceded 
Were Incurred                                                               Assumed                   
                                                                                                      
 1. PRIOR ...       XXX                 XXX                 XXX                   5                  0
 2. 1984  ...       343                  23                 320                 242                  1
 3. 1985  ...       870                  45                 825                 754                 15
 4. 1986  ...     1,966                 273               1,693               1,245                227
 5. 1987  ...       941                  45                 896                 336                339
 6. 1988  ...       875                   0                 875               1,150                  0
 7. 1989  ...       529                   0                 529                 500                  0
 8. 1990  ...       288                   0                 288                 339                  0
 9. 1991  ...       185                   0                 185                   0                  0
10. 1992  ...        91                   0                  91                   0                  0
11. 1993  ...        49                   0                  49                   6                  0

12. TOTAL           XXX                 XXX                 XXX               4,577                582

                                                        [Enlarge/Download Table]

    (1)                                                                                                                           
  Years in                                                                                                                (12)    
   which              ALLOCATED LOSS EXPENSE PAYMENTS             (9)                (10)               (11)            Number of 
  Premiums                                                                                              Total            Claims   
 Were Earned             (7)                 (8)              Salvage and         Unallocated         Net Paid          Reported -
 and Losses           Direct and            Ceded             Subrogation        Loss Expense       (Cols 5 - 6         Direct and
Were Incurred          Assumed                                 Received            Payments        + 7 - 8 + 10)         Assumed  
                                                                                                                                  
 1. PRIOR ...               0                  0                   0                   0                   5                XXX   
 2. 1984  ...               2                  0                   0                  25                 268                XXX   
 3. 1985  ...               5                  2                   0                  27                 769                XXX   
 4. 1986  ...             116                 86                   0                  26               1,074                XXX   
 5. 1987  ...               0                  0                   0                  15                  12                XXX   
 6. 1988  ...               0                  0                   0                  12               1,162                XXX   
 7. 1989  ...               0                  0                   0                  46                 546                XXX   
 8. 1990  ...               0                  0                   0                  28                 367                XXX   
 9. 1991  ...               0                  0                   0                   0                   0                XXX   
10. 1992  ...               0                  0                   0                   0                   0                XXX   
11. 1993  ...               0                  0                   0                   0                   6                XXX   

12. TOTAL                 123                 88                   0                 179               4,209                XXX   

<FN>                                                                                                                              
NOTE:  For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received for specific
       years.  Report loss payments net of salvage and subrogation received.                                                      

                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D                        ALLOCATED LOSS EXPENSES UNPAID
   which            C A S E  B A S I S                   B U L K  +  I B N R            C A S E   B A S I S     
  Premiums                                                                                                      
 Were Earned      (13)              (14)                (15)               (16)       (17)               (18)   
 and Losses    Direct and           Ceded            Direct and            Ceded   Direct and            Ceded  
Were Incurred   Assumed                               Assumed                       Assumed                     
                                                                                                                
 1. PRIOR ...        32                0                  0                   0         0                  0    
 2. 1984  ...        18                0                 14                   0         0                  0    
 3. 1985  ...       209                0                 32                   2         1                  0    
 4. 1986  ...       277                0                 58                  18         0                  0    
 5. 1987  ...       286                0                 22                   4         0                  0    
 6. 1988  ...        49                0                 29                   0         0                  0    
 7. 1989  ...        36                0                 17                   0         0                  0    
 8. 1990  ...        41                0                  6                   0         0                  0    
 9. 1991  ...         0                0                  0                   0         0                  0    
10. 1992  ...         0                0                  0                   0         0                  0    
11. 1993  ...         2                0                  3                   0         0                  0    

12. TOTAL           950                0                181                  24         1                  0    

                                                        [Enlarge/Download Table]

  Years in     ALLOCATED LOSS EXPENSES UNPAID     (21)         (22)           (23)           (24)     
   which           B U L K  +  I B N R         Salvage &    Unallocated  Total Net Loss   Number of   
  Premiums                                     Subrogation     Loss        & Exp Unpd      Claims     
 Were Earned      (19)               (20)      Anticipated   Expenses    (Cols 13 - 14   Outstanding -
 and Losses    Direct and            Ceded                    Unpaid      +15-16+17-18    Direct and  
Were Incurred   Assumed                                                    +19-20+22)      Assumed    
                                                                                                      
 1. PRIOR ...        0                  0          0              0           32               0      
 2. 1984  ...        0                  0          0              0           32               0      
 3. 1985  ...        0                  0          0              0          240               0      
 4. 1986  ...        0                  0          0              0          317               0      
 5. 1987  ...        0                  0          0              0          304               0      
 6. 1988  ...        0                  0          0              0           78               0      
 7. 1989  ...        0                  0          0              0           53               0      
 8. 1990  ...        0                  0          0              0           47               0      
 9. 1991  ...        0                  0          0              0            0               0      
10. 1992  ...        0                  0          0              0            0               0      
11. 1993  ...        0                  0          0              0            5               0      

12. TOTAL            0                  0          0              0        1,108               0      

                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E
   which                                                                            (Incurred/Premiums Earned)          
  Premiums             (25)              (26)               (27)            (28)               (29)               (30)  
 Were Earned                                                                                                            
 and Losses         Direct and           Ceded              Net *        Direct and           Ceded               Net   
Were Incurred        Assumed                                              Assumed                                       
                                                                                                                        
 1. PRIOR ...            XXX                XXX                XXX            XXX               XXX                XXX  
 2. 1984  ...            301                  1                300           87.8               4.3               93.8  
 3. 1985  ...          1,029                 19              1,010          118.3              42.2              122.4  
 4. 1986  ...          1,722                332              1,390           87.6             121.6               82.1  
 5. 1987  ...            659                343                316           70.0             762.2               35.3  
 6. 1988  ...          1,240                  0              1,240          141.7                .0              141.7  
 7. 1989  ...            599                  0                599          113.2                .0              113.2  
 8. 1990  ...            412                  0                412          143.1                .0              143.1  
 9. 1991  ...              0                  0                  0             .0                .0                 .0  
10. 1992  ...              0                  0                  0             .0                .0                 .0  
11. 1993  ...             11                  0                 11           22.4                .0               22.4  

12. TOTAL                XXX                XXX                XXX            XXX               XXX                XXX  

<FN>                                                                                                                    
*Net = (25 - 26) = (11 + 23)                                                                                            

                                                        [Enlarge/Download Table]

  Years in     D I S C O U N T   F O R   T I M E      (33)        N E T   B A L A N C E   S H E E T 
   which          V A L U E   O F   M O N E Y     Inter-Company  R S V   A F T E R   D I S C O U N T
  Premiums          (31)                (32)        Pooling            (34)                (35)     
 Were Earned                                      Participation                                     
 and Losses         Loss                Loss       Percentage         Losses           Loss Expenses
Were Incurred                          Expense                        Unpaid              Unpaid    
                                                                                                    
 1. PRIOR ...          0                   0            XXX               32                   0    
 2. 1984  ...          0                   0            XXX               32                   0    
 3. 1985  ...          0                   0            XXX              239                   1    
 4. 1986  ...          0                   0            XXX              317                   0    
 5. 1987  ...          0                   0            XXX              304                   0    
 6. 1988  ...          0                   0            XXX               78                   0    
 7. 1989  ...          0                   0            XXX               53                   0    
 8. 1990  ...          0                   0            XXX               47                   0    
 9. 1991  ...          0                   0            XXX                0                   0    
10. 1992  ...          0                   0            XXX                0                   0    
11. 1993  ...          0                   0            XXX                5                   0    

12. TOTAL              0                   0            XXX            1,107                   1    

EX-28 11th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 11th
                                                        [Enlarge/Download Table]
                                  SCHEDULE P - PART 1H-SECTION 1                                                             
                                  OTHER LIABILITY-OCCURENCE                                                                  
                                         (000 Omitted)                                                                       

    (1)                  P R E M I U M S   E A R N E D            L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S
  Years in                                                                                                                   
   which          (2)                 (3)                  (4)        L O S S   P A Y M E N T S     A L L O C A T E D   L A E
  Premiums                                                                                                                   
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)                 (7)    
 and Losses     Assumed                                  (2 - 3)           Direct and            Ceded             Direct and
Were Incurred                                                               Assumed                                 Assumed  

                                                                                                                             
 1. PRIOR ...       XXX                 XXX                 XXX               2,089                 200                 191  
 2. 1984  ...    42,853               7,440              35,413              48,883              15,628              13,227  
 3. 1985  ...    49,725              11,612              38,113              49,272               5,240              16,458  
 4. 1986  ...    62,554              15,959              46,595              36,816               6,739              21,742  
 5. 1987  ...    68,505              12,738              55,767              24,628               2,875               9,005  
 6. 1988  ...    74,986              16,170              58,816              30,158               3,730               9,194  
 7. 1989  ...    61,086              15,333              45,753              27,439               2,381              10,640  
 8. 1990  ...    59,322              12,702              46,620              20,500               1,228               6,622  
 9. 1991  ...    52,124              11,655              40,469              19,823                 373               5,077  
10. 1992  ...    53,392               9,864              43,528              15,113               2,872               2,370  
11. 1993  ...    45,691               7,700              37,991               3,435                  74                 593  

12. TOTAL           XXX                 XXX                 XXX             278,155              41,340              95,119  


                                                        [Enlarge/Download Table]

                      L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                  (12)   
                                                (9)                (10)               (11)      Number of 
                                                                                                 Claims   
                          (8)               Salvage and         Unallocated           Total      Reported 
                         Ceded              Subrogation         Loss Expense         Net Paid   Direct and
                                             Received            Payments         (5-6+7-8+10)   Assumed  

                                                                                                          
 1. PRIOR ...                 0                   0                   0               2,080        XXX    
 2. 1984  ...             3,550                 133               1,081              44,013        XXX    
 3. 1985  ...             1,862                 147                 989              59,617        XXX    
 4. 1986  ...            10,302                  29                 943              42,460        XXX    
 5. 1987  ...               825                  64                 690              30,623        XXX    
 6. 1988  ...             1,173                 116                 558              35,007        XXX    
 7. 1989  ...             1,215                 112                 730              35,213        XXX    
 8. 1990  ...               978                  63                 137              25,053        XXX    
 9. 1991  ...               288                  76                 375              24,614        XXX    
10. 1992  ...                84                  63               1,167              15,694        XXX    
11. 1993  ...                24                  24               1,810               5,739        XXX    

12. TOTAL                20,301                 827               8,480             320,113        XXX    

<FN>                                                                                                      
NOTE:   For "prior", report amounts paid or received in current year only.                                
        Report cumulative amounts paid or received for specific years.                                    
        Report loss payments net of salvage and subrogation received.                                     

                                                        [Enlarge/Download Table]


                                 L O S S E S  U N P A I D                         ALLOCATED LOSS EXPENSES UNPAID
                   C A S E  B A S I S                   B U L K  +  I B N R            C A S E   B A S I S      

                 (13)              (14)                (15)               (16)       (17)               (18)    
              Direct and           Ceded            Direct and            Ceded   Direct and            Ceded   
               Assumed                               Assumed                       Assumed                      

                                                                                                                
 1. PRIOR ...    3,001                624                599                   0       111                  50  
 2. 1984  ...    4,390                419                718                   0       113                  22  
 3. 1985  ...    2,024                 10              1,651                 139       192                  40  
 4. 1986  ...    3,411                242              3,213               1,184       378                 244  
 5. 1987  ...    7,793              3,916              4,681               2,091       236                  68  
 6. 1988  ...    1,143                 34              8,285               3,039       124                  15  
 7. 1989  ...    2,626                417              7,426               4,513       489                  78  
 8. 1990  ...    6,187                 71             12,362               4,962       541                   0  
 9. 1991  ...    7,152              1,070             11,849               4,897     1,612                 277  
10. 1992  ...   13,226                805             15,789               4,309     1,567                 149  
11. 1993  ...    4,098                356             28,175               4,854       497                  89  

12. TOTAL       55,051              7,964             94,748              29,988     5,860               1,032  


                                                        [Enlarge/Download Table]


              ALLOCATED LOSS EXPENSES UNPAID                                                 
                                                  (21)       (22)        (23)         (24)   
                    B U L K  +  I B N R        Salvage &   Unalloc   Tot Net Loss  Number of 
                                              Subrogation    Loss     & Exp Unpd     Claims  
                   (19)               (20)    Anticipated  Expenses  (Cols. 13-14   Reported 
                Direct and            Ceded                 Unpaid   +15-16+17-18  Direct and
                 Assumed                                              +19-20+22)     Assumed 
                                                                                             
 1. PRIOR ...        182                 0           0         0        3,219          XXX   
 2. 1984  ...        196                 0           0         0        4,976          XXX   
 3. 1985  ...        190                 0           0         6        3,874          XXX   
 4. 1986  ...        411                 0           0        50        5,793          XXX   
 5. 1987  ...        802                 0           0       127        7,564          XXX   
 6. 1988  ...        958                 0           0       241        7,663          XXX   
 7. 1989  ...      1,790                 0           0       485        7,808          XXX   
 8. 1990  ...      2,536                 0           0       432       17,025          XXX   
 9. 1991  ...      2,540                 0           0       625       17,534          XXX   
10. 1992  ...      4,032                 0           0     1,053       30,404          XXX   
11. 1993  ...      5,380                 0           0     1,771       34,622          XXX   

12. TOTAL         19,017                 0           0     4,790      140,482          XXX   


                                                        [Enlarge/Download Table]

                T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
                                                                                    (Incurred/Premiums Earned)           
                       (25)              (26)               (27)            (28)               (29)                (30)  

                    Direct and           Ceded              Net *        Direct and            Ceded               Net   
                     Assumed                                              Assumed                                        

                                                                                                                         
 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX                 XXX
 2. 1984  ...         68,609             19,619             48,990          160.1               263.7               138.3
 3. 1985  ...         70,782              7,291             63,491          142.3                62.8               166.6
 4. 1986  ...         66,963             18,711             48,252          107.0               117.2               103.6
 5. 1987  ...         47,962              9,775             38,187           70.0                76.7                68.5
 6. 1988  ...         50,661              7,991             42,670           67.6                49.4                72.5
 7. 1989  ...         51,624              8,604             43,020           84.5                56.1                94.0
 8. 1990  ...         49,318              7,239             42,079           83.1                57.0                90.3
 9. 1991  ...         49,054              6,905             42,149           94.1                59.2               104.2
10. 1992  ...         54,317              8,219             46,098          101.7                83.3               105.9
11. 1993  ...         49,760              5,395             40,365          100.2                70.1               106.2

12. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX
<FN>                                                                                                                     
* Net = (25 - 26) = (11 + 23)                                                                                            

                                                        [Enlarge/Download Table]


              D I S C O U N T   F O R   T I M E     (33)        N E T   B A L A N C E   S H E E T
                 V A L U E   O F   M O N E Y                          RESERVES AFTER DISCOUNT    
                   (31)                (32)      Intercompany         (34)                (35)   
                                                    Pooling                                      
                   Loss                Loss      Participation       Losses         Loss Expenses
                                      Expense      Percentage        Unpaid              Unpaid  

                                                                                                 
 1. PRIOR ...         0                   0           XXX            2,976                 243   
 2. 1984  ...         0                   0           XXX            4,689                 287   
 3. 1985  ...         0                   0           XXX            3,526                 348   
 4. 1986  ...         0                   0           XXX            5,198                 595   
 5. 1987  ...         0                   0           XXX            6,467               1,097   
 6. 1988  ...         0                   0           XXX            6,355               1,308   
 7. 1989  ...         0                   0           XXX            5,122               2,686   
 8. 1990  ...         0                   0           XXX           13,516               3,509   
 9. 1991  ...         0                   0           XXX           13,034               4,500   
10. 1992  ...         0                   0           XXX           23,901               6,503   
11. 1993  ...         0                   0           XXX           27,063               7,559   

12. TOTAL             0                   0           XXX          111,847              28,635   


EX-28 12th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 12th
                                                        [Enlarge/Download Table]
                                  SCHEDULE P - PART 1H-SECTION 2                                                             
                                  OTHER LIABILITY-CLAIMS MADE                                                                
                                            (000 Omitted)                                                                    


    (1)                  P R E M I U M S   E A R N E D            L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S
  Years in                                                                                                                   
   which          (2)                 (3)                  (4)        L O S S   P A Y M E N T S     A L L O C A T E D   L A E
  Premiums                                                                                                                   
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)                 (7)    
 and Losses     Assumed                                  (2 - 3)           Direct and            Ceded             Direct and
Were Incurred                                                               Assumed                                 Assumed  

                                                                                                                             
 1. PRIOR ...       XXX                 XXX                 XXX                   0                   0                   0  
 2. 1984  ...         0                   0                   0                   0                   0                   0  
 3. 1985  ...         0                   0                   0                   0                   0                   0  
 4. 1986  ...         0                   0                   0                   0                   0                   0  
 5. 1987  ...         0                   0                   0                   0                   0                   0  
 6. 1988  ...         0                   0                   0                   0                   0                   0  
 7. 1989  ...         0                   0                   0                   0                   0                   0  
 8. 1990  ...         0                   0                   0                   0                   0                   0  
 9. 1991  ...         0                   0                   0                   0                   0                   0  
10. 1992  ...         0                   0                   0                   0                   0                   0  
11. 1993  ...         0                   0                   0                   0                   0                   0  

12. TOTAL           XXX                 XXX                 XXX                   0                   0                   0  


                                                        [Enlarge/Download Table]


                                                                                               (12)    
                                                (9)                (10)           (11)       Number of 
                                                                                              Claims   
                          (8)              Salvage and          Unallocated      Total      Outstanding
                         Ceded             Subrogation          Loss Expense    Net Paid     Direct and
                                             Received            Payments     (5-6+7-8+10)    Assumed  

                                                                                                       
 1. PRIOR ...               0                   0                   0               0           0      
 2. 1984  ...               0                   0                   0               0           0      
 3. 1985  ...               0                   0                   0               0           0      
 4. 1986  ...               0                   0                   0               0           0      
 5. 1987  ...               0                   0                   0               0           0      
 6. 1988  ...               0                   0                   0               0           0      
 7. 1989  ...               0                   0                   0               0           0      
 8. 1990  ...               0                   0                   0               0           0      
 9. 1991  ...               0                   0                   0               0           0      
10. 1992  ...               0                   0                   0               0           0      
11. 1993  ...               0                   0                   0               0           0      

12. TOTAL                   0                   0                   0               0           0      

<FN>                                                                                                   
NOTE:   For "prior", report amounts paid or received in current year only.                             
        Report cumulative amounts paid or received for specific years.                                 
        Report loss payments net of salvage and subrogation received.                                  

                                                        [Enlarge/Download Table]


                                 L O S S E S  U N P A I D                         ALLOCATED LOSS EXPENSES UNPAID
                   C A S E  B A S I S                   B U L K  +  I B N R             C A S E   B A S I S     

                 (13)              (14)                (15)               (16)        (17)               (18)   
              Direct and           Ceded            Direct and            Ceded    Direct and            Ceded  
               Assumed                               Assumed                        Assumed                     

                                                                                                                
 1. PRIOR ...      XXX                XXX                XXX                   0          0                   0 
 2. 1984  ...        0                  0                  0                   0          0                   0 
 3. 1985  ...        0                  0                  0                   0          0                   0 
 4. 1986  ...        0                  0                  0                   0          0                   0 
 5. 1987  ...        0                  0                  0                   0          0                   0 
 6. 1988  ...        0                  0                  0                   0          0                   0 
 7. 1989  ...        0                  0                  0                   0          0                   0 
 8. 1990  ...        0                  0                  0                   0          0                   0 
 9. 1991  ...        0                  0                  0                   0          0                   0 
10. 1992  ...        0                  0                  0                   0          0                   0 
11. 1993  ...        0                  0                  0                   0          0                   0 

12. TOTAL            0                  0                  0                   0          0                   0 


                                                        [Enlarge/Download Table]


              A L L O C A T E D   L O S S   E X P E N S E S   U N P A I D                                      
                                                          (21)          (22)          (23)           (24)      
                        B U L K  +  I B N R            Salvage &      Unallocated    Tot Net Loss  Number of   
                                                      Subrogation        Loss       & Exp Unpd       Claims    
                       (19)               (20)        Anticipated      Expenses    (Cols. 13-14     Outstanding
                    Direct and            Ceded                         Unpaid     +15-16+17-18     Direct and 
                     Assumed                                                        +19-20+22)      Assumed    

                                                                                                               
 1. PRIOR ...             0                   0               0            0              0              0     
 2. 1984  ...             0                   0               0            0              0              0     
 3. 1985  ...             0                   0               0            0              0              0     
 4. 1986  ...             0                   0               0            0              0              0     
 5. 1987  ...             0                   0               0            0              0              0     
 6. 1988  ...             0                   0               0            0              0              0     
 7. 1989  ...             0                   0               0            0              0              0     
 8. 1990  ...             0                   0               0            0              0              0     
 9. 1991  ...             0                   0               0            0              0              0     
10. 1992  ...             0                   0               0            0              0              0     
11. 1993  ...             0                   0               0            0              0              0     

12. TOTAL                 0                   0               0            0              0              0     


                                                        [Enlarge/Download Table]

                T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E
                                                                                    (Incurred/Premiums Earned)          
                       (25)              (26)               (27)            (28)               (29)               (30)  

                    Direct and           Ceded              Net *        Direct and           Ceded                Net  
                     Assumed                                              Assumed                                       
                                                                                                                        
 1. PRIOR ...            XXX                XXX                XXX              0                0                   0  
 2. 1984  ...              0                  0                  0              0                0                   0  
 3. 1985  ...              0                  0                  0              0                0                   0  
 4. 1986  ...              0                  0                  0              0                0                   0  
 5. 1987  ...              0                  0                  0              0                0                   0  
 6. 1988  ...              0                  0                  0              0                0                   0  
 7. 1989  ...              0                  0                  0              0                0                   0  
 8. 1990  ...              0                  0                  0              0                0                   0  
 9. 1991  ...              0                  0                  0              0                0                   0  
10. 1992  ...              0                  0                  0              0                0                   0  
11. 1993  ...              0                  0                  0              0                0                   0  

12. TOTAL                  0                  0                  0              0                0                   0  

<FN>                                                                                                                    
* Net = (25 - 26) = (11 + 23)                                                                                           


                                                        [Enlarge/Download Table]


              D I S C O U N T   F O R   T I M E       (33)      N E T   B A L A N C E   S H E E T
                 V A L U E   O F   M O N E Y     Inter-company        RESERVE AFTER DISCOUNT     
                   (31)                (32)         Pooling          (34)                (35)    
                                                 Participation                                   
                   Loss                Loss        Percentage       Losses               LAE     
                                      Expense                       Unpaid              Unpaid   

                                                                                                 
 1. PRIOR ...         0                   0               0              0                   0   
 2. 1984  ...         0                   0               0              0                   0   
 3. 1985  ...         0                   0               0              0                   0   
 4. 1986  ...         0                   0               0              0                   0   
 5. 1987  ...         0                   0               0              0                   0   
 6. 1988  ...         0                   0               0              0                   0   
 7. 1989  ...         0                   0               0              0                   0   
 8. 1990  ...         0                   0               0              0                   0   
 9. 1991  ...         0                   0               0              0                   0   
10. 1992  ...         0                   0               0              0                   0   
11. 1993  ...         0                   0               0              0                   0   

12. TOTAL             0                   0               0              0                   0   

EX-28 13th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 13th
                                                        [Enlarge/Download Table]

                                  SCHEDULE P - PART 1I -  SPECIAL PROPERTY (FIRE, ALLIED                                      
                                LINES, INLAND MARINE, EARTHQUAKE, GLASS, BURGLARY AND THEFT)                                  
                                                       (000 Omitted)                                                          


    (1)                  P R E M I U M S   E A R N E D         L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S    
  Years in                                                                                                                    
   which          (2)                 (3)                  (4)        L O S S   P A Y M E N T S      A L L O C A T E D   L A E
  Premiums                                                                                                                    
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)                 (7)     
 and Losses     Assumed                                  (2 - 3)           Direct and            Ceded             Direct and 
Were Incurred                                                               Assumed                                 Assumed   

                                                                                                                              
 1. PRIOR ...       XXX                 XXX                 XXX               3,799                  23                 206   
 2. 1992  ...    18,092                 665              17,427              11,596                 585                 656   
 3. 1993  ...    23,976               1,729              22,247               5,853                 550                 727   

 4. TOTAL           XXX                 XXX                 XXX              21,248               1,158               1,589   


                                                        [Enlarge/Download Table]

    (1)         L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                            
  Years in                                                                                      (12)   
   which        A L L O C A T E D   L A E       (9)                (10)            (11)       Number of
  Premiums                                                                                     Claims  
 Were Earned                (8)              Salv and            Unalloc          Total       Reported 
 and Losses                Ceded              Subro                LAE           Net Paid    Direct and
Were Incurred                                Received            Payments      (5-6+7-8+10)    Assumed 

                                                                                                       
 1. PRIOR ...                 0                  (4)                 12            3,994         XXX   
 2. 1992  ...                11                  62                 565           12,221         XXX   
 3. 1993  ...                29                  56               2,092            8,092         XXX   

 4. TOTAL                    40                 114               2,669           24,308         XXX   

<FN>                                                                                                   
NOTE:        For "prior" report amounts paid or received in current year only.                         
             Report cumulative amounts paid or received for specific years.                            
             Report loss payments net of salvage and subrogation.                                      

                                                        [Enlarge/Download Table]


  Years in                  L O S S E S   U N P A I D               A L L O C A T E D  L O S S   E X P E N S E S   U N P A I D
   which       C A S E   B A S I S                    B U L K  +  I B N R                     C A S E   B A S I S             
  Premiums                                                                                                                    
 Were Earned       (13)               (14)                 (15)               (16)                (17)               (18)     
 and Losses     Direct and            Ceded             Direct and            Ceded            Direct and            Ceded    
Were Incurred    Assumed                                 Assumed                                Assumed                       

                                                                                                                              
 1. PRIOR ...      5,892                  50               2,483                   0                 36                   0   
 2. 1992  ...      2,468                   2               1,261                 169                 43                  16   
 3. 1993  ...      4,664                 219               2,690                 266                312                   2   

 4. TOTAL         13,024                 271               6,434                 435                391                  18   


                                                        [Enlarge/Download Table]

 Years in                                        (21)         (22)       (23)            (24)  
   which           B U L K  +  I B N R        Salvage and  Unalloc    Tot Net Loss    Number of
  Premiums                                    Subrogation    Loss     & Exp Unpd       Claims  
 Were Earned      (19)                 (20)   Anticipated  Expenses  (Cols. 13-14   Outstanding
 and Losses    Direct and              Ceded                Unpaid   +15-16+17-18    Direct and
Were Incurred   Assumed                                              +19-20+22)        Assumed 

                                                                                               
 1. PRIOR ...         2                   0         0            0        8,363           XXX  
 2. 1992  ...         2                   0         0            0        3,587           XXX  
 3. 1993  ...        28                   0         0            0        7,207           XXX  

 4. TOTAL            32                   0         0            0       19,157           XXX  


                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred        Assumed                                              Assumed                                        

                                                                                                                         
 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX                 XXX
 2. 1992  ...         16,591                783             15,808           91.7               117.7                90.7
 3. 1993  ...         16,366              1,067             15,299           68.3                61.7                68.8

 4. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX

<FN>                                                                                                                     
* Note = (25 - 26) = (11 + 23)                                                                                           


                                                        [Enlarge/Download Table]

  Years in     D I S C O U N T   F O R   T I M E     (33)        N E T   B A L A N C E   S H E E T  
   which           V A L U E   O F   M O N E Y    Inter-company  R S V   A F T E R   D I S C O U N T
  Premiums           (31)                (32)       Pooling            (34)                (35)     
 Were Earned                                      Participation                                     
 and Losses          Loss                Loss      Percentage         Losses               LAE      
Were Incurred                           Expense                       Unpaid              Unpaid    

                                                                                                    
 1. PRIOR ...           0                   0           XXX            8,325                  38    
 2. 1992  ...           0                   0           XXX            3,558                  29    
 3. 1993  ...           0                   0           XXX            6,869                 338    

 4. TOTAL               0                   0           XXX           18,752                 405    

                                                        [Enlarge/Download Table]
                                     SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE                                               
                                                      (000 Omitted)                                                            


    (1)        P R E M I U M S  E A R N E D                          L O S S   A N D   L O S S   E X P E N S E  P A Y M E N T S
  Years in                                                                                                                     
   which              (2)                (3)                  (4)                L O S S   P A Y M E N T S                     
   Premiums                                                                                                                    
 Were Earned       Direct and           Ceded                 Net                (5)                 (6)                       
 and Losses         Assumed                                 (2 - 3)           Direct and            Ceded                      
Were Incurred                                                                  Assumed                                         

                                                                                                                               
 1. PRIOR ...           XXX                XXX                 XXX                 281                   5                     
 2. 1992  ...         3,341                405               2,936               1,291                 245                     
 3. 1993  ...         5,445                475               4,970               1,358                 191                     

 4. TOTAL               XXX                XXX                 XXX               2,930                 441                     


                                                        [Enlarge/Download Table]

  Years in                                                                                                 (12)    
   which               A L L O C A T E D   L A E            (9)                (10)           (11)       Number of 
  Premiums                                                                                                Claims   
 Were Earned           (7)                 (8)           Salvage and         Unallocated      Total      Reported  
 and Losses         Direct and            Ceded          Subrogation         Loss Expense    Net Paid    Direct and
Were Incurred        Assumed                              Received            Payments     (5-6+7-8+10)   Assumed  

                                                                                                                   
 1. PRIOR ...             10                   1               0                   0             285          XXX  
 2. 1992  ...             77                  31               9                   0           1,092          XXX  
 3. 1993  ...             72                  18              19                   0           1,221          XXX  

 4. TOTAL                159                  50              28                   0           2,598          XXX  

<FN>                                                                                                               
NOTE:          For "prior" report amounts paid or received in current year only.                                   
               Report cumulative amounts paid or received for specific years.                                      
               Report loss payments net of salvage and subrogation.                                                

                                                        [Enlarge/Download Table]


  Years in     L O S S E S   U N P A I D                 A L L O C A T E D  L O S S   E X P E N S E S   U N P A I D
   which             C A S E   B A S I S          B U L K  +  I B N R                     C A S E   B A S I S      
  Premiums                                                                                                         
 Were Earned       (13)               (14)       (15)               (16)                (17)               (18)    
 and Losses     Direct and            Ceded   Direct and            Ceded            Direct and            Ceded   
Were Incurred    Assumed                       Assumed                                Assumed                      

                                                                                                                   
 1. PRIOR ...        185                  17       393                  35                 14                   1  
 2. 1992  ...        204                  12       228                  53                 13                   8  
 3. 1993  ...        441                  64       447                 236                 44                  24  

 4. TOTAL            830                  93     1,068                 324                 71                  33  


                                                        [Enlarge/Download Table]

  Years in                                       (21)         (22)      (23)          (24)  
   which           B U L K  +  I B N R       Salvage &     Unalloc  Tot Net Loss  Number of 
  Premiums                                   Subrogation    Loss    & Exp Unpd     Claims   
 Were Earned      (19)               (20)    Anticipated  Expenses  (Cols. 13-14   Reported 
 and Losses    Direct and            Ceded                 Unpaid   +15-16+17-18  Direct and
Were Incurred   Assumed                                              +19-20+22)     Assumed 

                                                                                            
 1. PRIOR ...         0                   0       0           0         539           XXX   
 2. 1992  ...         0                   0       0           0         372           XXX   
 3. 1993  ...         0                   0       0           0         608           XXX   

 4. TOTAL             0                   0       0           0       1,519           XXX   


                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred        Assumed                                              Assumed                                        
                                                                                                                         
 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX                 XXX
 2. 1992  ...          1,813                349              1,464           54.3                86.2                49.9
 3. 1993  ...          2,362                535              1,827           43.4               112.6                36.8
 4. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX
<FN>                                                                                                                     
*Net = (25 - 26) = (11 + 23)                                                                                             


                                                        [Enlarge/Download Table]

Years in       D I S C O U N T   F O R   T I M E        (33)      N E T   B A L A N C E   S H E E T 
   which          V A L U E   O F   M O N E Y     Inter-company  R S V   A F T E R   D I S C O U N T
  Premiums          (31)                (32)         Pooling           (34)                (35)     
 Were Earned                                      Participation                                     
 and Losses         Loss                Loss       Percentage         Losses               LAE      
Were Incurred                          Expense                        Unpaid              Unpaid    
                                                                                                    
 1. PRIOR ...          0                   0              XXX            527                  13    
 2. 1992  ...          0                   0              XXX            367                   5    
 3. 1993  ...          0                   0              XXX            588                  20    
 4. TOTAL              0                   0              XXX          1,481                  38    

EX-28 14th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 14th
                                                        [Enlarge/Download Table]
                                  SCHEDULE P - PART 1K - FIDELITY, SURETY,                              
                                  FINANCIAL GUARANTY, MORTGAGE GUARANTY                                 
                                            (000 Omitted)                                               


    (1)                  P R E M I U M S   E A R N E D                    LOSS AND LOSS EXPENSE PAYMENTS
  Years in                                                                                              
   which          (2)                 (3)                  (4)                L O S S   P A Y M E N T S 
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)   
 and Losses     Assumed                                  (2 - 3)           Direct and            Ceded  
Were Incurred                                                               Assumed                     
                                                                                                        
 1. PRIOR ...       XXX                 XXX                 XXX               1,364                 2   
 2. 1992  ...     5,805                 214               5,591                  34                 0   
 3. 1993  ...     7,871               1,387               6,484                  17                 0   

 4. TOTAL           XXX                 XXX                 XXX               1,415                 2   


                                                                [Download Table]


 Years in                                       
   which               A L L O C A T E D   L A E
 Were Earned            (7)                 (8) 
 and Losses          Direct and            Ceded
Were Incurred         Assumed                   
                                                
 1. PRIOR ...             50                   1
 2. 1992  ...             24                   0
 3. 1993  ...              0                   0

 4. TOTAL                 74                   1


                                                        [Enlarge/Download Table]

                       (9)                (10)               (11)             (12)          
                     Salv and            Unalloc             Total         Number of        
                      Subro                LAE              Net Paid      Claims Reported-  
                     Received            Payments         (5-6+7-8+10)    Direct and Assumed
                                                                                            
 1. PRIOR ...              0                   0               1,411            XXX         
 2. 1992  ...              0                   0                  58            XXX         
 3. 1993  ...              0                   0                  17            XXX         

 4. TOTAL                  0                   0               1,486            XXX         

<FN>                                                                                        
NOTE:  For "prior", report amounts paid or received in current year only.                   
       Report cumulative amounts paid or received for specific years.                       
       Report loss payments net of salvage and subrogation.                                 

                                                                [Download Table]


  Years in                        L O S S E S  U N P A I D                       
   which            C A S E  B A S I S                   B U L K  +  I B N R     
  Premiums                                                                       
 Were Earned      (13)              (14)                (15)               (16)  
 and Losses    Direct and           Ceded            Direct and            Ceded 
Were Incurred   Assumed                               Assumed                    
                                                                                 
 1. PRIOR ...     1,101                139                833                 552
 2. 1992  ...       857                449                300                  56
 3. 1993  ...        32                  0                429                 108

 4. TOTAL         1,990                588              1,562                 716

                                                                [Download Table]


  Years in          A L L O C A T E D   L O S S  E X P E N S E S   U N P A I D    
   which          C A S E   B A S I S                   B U L K  +  I B N R       
  Premiums                                                                        
 Were Earned      (17)               (18)                (19)               (20)  
 and Losses    Direct and            Ceded            Direct and            Ceded 
Were Incurred   Assumed                                Assumed                    
                                                                                  
 1. PRIOR ...        44                  11                  0                   0
 2. 1992  ...         0                   0                  0                   0
 3. 1993  ...         4                   0                  0                   0

 4. TOTAL            48                  11                  0                   0

                                                                [Download Table]

                (21)       (22)          (23)           (24)        
             Salvage &    Unalloc   Tot Net Loss    Number of       
             Subrogation  Expenses  & Exp Unpd    Claims Outstanding
             Anticipated  Unpaid    (Cols. 13-14    Direct & Assumed
                                    +15-16+17-18                    
                                     +19-20+22)                     
                                                                    
1. PRIOR ...        0           0        1,276             0        
2. 1992  ...        0           0          652             0        
3. 1993  ...        0           0          357             0        

4. TOTAL            0           0        2,285             0        


                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred        Assumed                                              Assumed                                        
                                                                                                                         
 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX                 XXX
 2. 1992  ...          1,215                505                710           20.9               236.0                12.7
 3. 1993  ...            482                108                374            6.1                 7.8                 5.8

 4. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX

<FN>                                                                                                                     
 * Net = (24 - 25) = (11 + 23)                                                                                           


                                                        [Enlarge/Download Table]

             D I S C O U N T   F O R   T I M E       (33)        N E T   B A L A N C E   S H E E T 
               V A L U E   O F   M O N E Y                      R S V   A F T E R   D I S C O U N T
                   (31)                (32)     Inter-Company        (34)                (35)      
                                                   POOLING                                         
                   Loss                Loss      Participation      Losses               LAE       
                                      Expense     Percentage        Unpaid              Unpaid     
                                                                                                   
1. PRIOR ...          0                   0           XXX            1,243                  33     
2. 1992  ...          0                   0           XXX              652                   0     
3. 1993  ...          0                   0           XXX              353                   4     
4. TOTAL              0                   0           XXX            2,248                  37     
                                                                               
                                                        [Enlarge/Download Table]

                                   SCHEDULE P - PART 1L  OTHER                                                           
                               (INCLUDING CREDIT, ACCIDENT & HEALTH)                                                     
                                             (000 Omitted)                                                               


    (1)                P R E M I U M S   E A R N E D                             LOSS AND LOSS EXPENSE PAYMENTS          
  Years in                                                                                                               
   which         (2)                 (3)                  (4)               LOSS PAYMENTS                ALLOCATED LAE   
Were Earned    Direct and             Ceded                 Net          (5)            (6)            (7)            (8)
 and Losses      Assumed                                  (2 - 3)     Direct and       Ceded        Direct and      Ceded
Were Incurred                                                          Assumed                       Assumed             
                                                                                                                         
 1. PRIOR ...        XXX                 XXX                 XXX           945            523             24            8
 2. 1992  ...     12,530               6,784               5,746           669            320            180           90
 3. 1993  ...     12,502               6,677               5,825           463            232            288          144

 4. TOTAL            XXX                 XXX                 XXX         2,077          1,075            492          242


                                                        [Enlarge/Download Table]

  Years in                                                                                  
   which                                                                                    
  Premiums             (9)                 (10)               (11)               (12)       
 Were Earned        Salvage &            Unallocated         Total            Number of     
 and Losses         Subrogation          Loss Expense       Net Paid        Claims Reported-
Were Incurred        Received            Payments         (Cols 5 - 6     Direct and Assumed
                                                          + 7 - 8 + 10)                     
                                                                                            
 1. PRIOR ...             1                   0                 438              XXX        
 2. 1992  ...             1                  47                 486              XXX        
 3. 1993  ...             2                   0                 375              XXX        

 4. TOTAL                 4                  47               1,299              XXX        

<FN>                                                                                        
NOTE:  For "prior", report amounts paid or received in current year only.                   
       Report cumulative amounts paid or received for specific years.                       
       Report loss payments net of salvage and subrogation.                                 


                                                        [Enlarge/Download Table]

  Years in              L O S S E S   U N P A I D                                 ALLOCATED LOSS EXPENSES UNPAID        
   which         C A S E   B A S I S            B U L K  +  I B N R    C A S E   B A S I S           B U L K  +  I B N R
  Premiums                                                                                                              
 Were Earned      (13)             (14)           (15)         (16)       (17)         (18)            (19)        (20) 
 and Losses    Direct and          Ceded       Direct and      Ceded   Direct and      Ceded        Direct and    Ceded 
Were Incurred   Assumed                         Assumed                 Assumed                      Assumed            

                                                                                                                        
 1. PRIOR ...    10,416             5,445         9,898         5,837      124            8              1            1 
 2. 1992  ...       745               389         4,653         3,009       18            9              2            1 
 3. 1993  ...     1,426               453         7,146         3,927      189           94             19            9 

 4. TOTAL        12,587             6,287        21,697        12,773      331          111             22           11 


                                                                [Download Table]

  Years in        (21)        (22)          (23)            (24)      
   which       Salvage &    Unallocated  Total Net Loss  Number of    
  Premiums     Subrogation     Loss      and Exp Unpd      Claims     
 Were Earned   Anticipated   Expenses    (Cols 13-14     Outstanding -
 and Losses                   Unpaid     +15-16+17-18     Direct and  
Were Incurred                             +19-20-22)       Assumed    

                                                                      
 1. PRIOR ...         0             0         9,148            0      
 2. 1992  ...         0             0         2,010            0      
 3. 1993  ...         0             0         4,297            0      

 4. TOTAL             0             0        15,455            0      


                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E
   which                                                                            (Incurred/Premiums Earned)          
  Premiums             (25)              (26)               (27)            (28)               (29)               (30)  
 Were Earned                                                                                                            
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net  
Were Incurred        Assumed                                              Assumed                                       

                                                                                                                        
 1. PRIOR ...            XXX                XXX                XXX            XXX                XXX               XXX  
 2. 1992  ...          6,315              3,818              2,497           50.4               56.3              43.5  
 3. 1993  ...          9,530              4,859              4,671           76.2               72.8              80.2  

 4. TOTAL                XXX                XXX                XXX            XXX                XXX               XXX  
<FN>                                                                                                                    
* Net = (25 - 26) = (11 + 23)                                                                                           


                                                        [Enlarge/Download Table]

  Years in     D I S C O U N T   F O R   T I M E      (33)          NET BALANCE SHEET      
   which          V A L U E   O F   M O N E Y                    RESERVES AFTER DISCOUNT   
  Premiums           (31)                (32)     Inter-Company   (34)                (35) 
 Were Earned                                         POOLING                               
 and Losses          Loss                Loss     Participation  Losses               LAE  
Were Incurred                           Expense    Percentage    Unpaid              Unpaid

                                                                                           
 1. PRIOR ...           0                   0            XXX      9,032                 116
 2. 1992  ...           0                   0            XXX      2,000                  10
 3. 1993  ...           0                   0            XXX      4,192                 105

 4. TOTAL               0                   0            XXX     15,224                 231


EX-28 15th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 15th
                                                        [Enlarge/Download Table]
                                  SCHEDULE P - PART 1M - INTERNATIONAL                                                     
                                            (000 Omitted)                                                                  


    (1)                  P R E M I U M S   E A R N E D                            LOSS AND LOSS EXPENSE PAYMENTS           
  Years in                                                                                                                 
   which          (2)                 (3)                (4)                  LOSS PAYMENTS               ALLOCATED LAE    
  Premiums                                                                                                                 
 Were Earned   Direct and            Ceded               Net               (5)           (6)            (7)            (8) 
 and Losses     Assumed                             (Cols 2 - 3)        Direct and      Ceded        Direct and       Ceded
Were Incurred                                                            Assumed                      Assumed              

                                                                                                                           
 1. PRIOR ...       XXX               XXX                 XXX                161           0              2              0 
 2. 1984  ...     1,604                 0               1,604              1,423           0              0              0 
 3. 1985  ...     1,829                 0               1,829              1,737           0              1              0 
 4. 1986  ...     2,620                 0               2,620              1,691           0              0              0 
 5. 1987  ...     1,444                 0               1,444                758           0              0              0 
 6. 1988  ...       614                 0                 614                303           0              0              0 
 7. 1989  ...       244                 0                 244                 (2)          0              0              0 
 8. 1990  ...        58                 0                  58                 45           0              0              0 
 9. 1991  ...        32                 0                  32                  0           0              0              0 
10. 1992  ...       104                 0                 104                  0           0              0              0 
11. 1993  ...        19                 0                  19                  0           0              0              0 

12. TOTAL           XXX               XXX                 XXX              6,116           0              3              0 


                                                                [Download Table]

    (1)                                                                            
  Years in                                                                   (12)  
   which                 (9)                (10)               (11)                
  Premiums                                                                Number of
 Were Earned         Salvage and         Unallocated           Total        Claims 
 and Losses          Subrogation         Loss Expense         Net Paid    Direct & 
Were Incurred         Received            Payments         (Cols 5 - 6     Assumed 
                                                           + 7 - 8 + 10)           

                                                                                   
 1. PRIOR ...              0                   0                 163          XXX  
 2. 1984  ...              0                  11               1,434          XXX  
 3. 1985  ...              0                  50               1,788          XXX  
 4. 1986  ...              0                  57               1,748          XXX  
 5. 1987  ...              0                  14                 772          XXX  
 6. 1988  ...              0                   4                 307          XXX  
 7. 1989  ...              0                   0                  (2)         XXX  
 8. 1990  ...              0                   6                  51          XXX  
 9. 1991  ...              0                   0                   0          XXX  
10. 1992  ...              0                   0                   0          XXX  
11. 1993  ...              0                   0                   0          XXX  

12. TOTAL                  0                 142               6,261          XXX  

<FN>                                                                               
NOTE:  For "prior", report amounts paid or received in current year only.          
       Report cumulative amounts paid or received for specific years.              
       Report loss payments net of salvage and subrogation.                        

                                                        [Enlarge/Download Table]


  Years in                   L O S S E S   U N P A I D                             ALLOCATED LOSS EXPENSES UNPAID          
   which            C A S E   B A S I S             B U L K  +  I B N R    C A S E   B A S I S         B U L K  +  I B N R 
  Premiums                                                                                                                 
 Were Earned      (13)               (14)            (15)          (16)       (17)         (18)           (19)        (20) 
 and Losses    Direct and            Ceded        Direct and       Ceded   Direct and      Ceded       Direct and     Ceded
Were Incurred   Assumed                            Assumed                  Assumed                     Assumed            

                                                                                                                           
 1. PRIOR ...       788                   0              9              0         0             0             0           0
 2. 1984  ...        93                   0              1              0         0             0             0           0
 3. 1985  ...       132                   0            178              0         1             0             0           0
 4. 1986  ...        28                   0             27              0         0             0             0           0
 5. 1987  ...         1                   0              6              0         0             0             0           0
 6. 1988  ...         0                   0              6              0         0             0             0           0
 7. 1989  ...         1                   0              6              0         0             0             0           0
 8. 1990  ...         0                   0              0              0         0             0             0           0
 9. 1991  ...         0                   0              0              0         0             0             0           0
10. 1992  ...         0                   0              0              0         0             0             0           0
11. 1993  ...         0                   0              0              0         0             0             0           0

12. TOTAL         1,043                   0            233              0         1             0             0           0


                                                                [Download Table]

  Years in         (21)        (22)          (23)            (24)   
   which       Salvage &    Unallocated  Total Net Loss    Number of
  Premiums     Subrogation      Loss       & Exp Unpd       Claims  
Were Earned    Anticipated    Expenses   (Cols 13-14     Outstanding
 and Losses                    Unpaid    +15-16+17-18     Direct and
Were Incurred                             +19-20+22)       Assumed  

                                                                    
 1. PRIOR ...          0             0           797          XXX   
 2. 1984  ...          0             0            94          XXX   
 3. 1985  ...          0             0           311          XXX   
 4. 1986  ...          0             0            55          XXX   
 5. 1987  ...          0             0             7          XXX   
 6. 1988  ...          0             0             6          XXX   
 7. 1989  ...          0             0             7          XXX   
 8. 1990  ...          0             0             0          XXX   
 9. 1991  ...          0             0             0          XXX   
10. 1992  ...          0             0             0          XXX   
11. 1993  ...          0             0             0          XXX   

12. TOTAL              0             0         1,277          XXX   


                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D  L A E  I N C U R R E D          LOSS AND LOSS EXPENSE PERCENTAGE      
   which                                                                           (Incurred/Premiums Earned)         
  Premiums             (25)              (26)              (27)            (28)                (29)               (30)
 Were Earned                                                                                                          
 and Losses         Direct and           Ceded             Net *        Direct and            Ceded               Net 
Were Incurred        Assumed                                             Assumed                                      

                                                                                                                      
 1. PRIOR ...            XXX              XXX               XXX            XXX                 XXX                 XXX
 2. 1984  ...          1,529                0             1,529           95.3                  .0                95.3
 3. 1985  ...          2,099                0             2,099          114.8                  .0               114.8
 4. 1986  ...          1,804                0             1,804           68.9                  .0                68.9
 5. 1987  ...            779                0               779           53.9                  .0                53.9
 6. 1988  ...            314                0               314           51.1                  .0                51.1
 7. 1989  ...              6                0                 6            2.5                  .0                 2.5
 8. 1990  ...             51                0                51           87.9                  .0                87.9
 9. 1991  ...              0                0                 0             .0                  .0                  .0
10. 1992  ...              0                0                 0             .0                  .0                  .0
11. 1993  ...              0                0                 0             .0                  .0                  .0

12. TOTAL                XXX              XXX               XXX            XXX                 XXX                 XXX

<FN>                                                                                                                  
* Net = (25 - 26) = (11 + 23)                                                                                         


                                                        [Enlarge/Download Table]

  Years in     D I S C O U N T   F O R   T I M E       (33)      N E T   B A L A N C E   S H E E T 
   which         V A L U E   O F   M O N E Y                          RESERVES AFTER DISCOUNT      
  Premiums         (31)                (32)       Inter-Company       (34)                (35)     
 Were Earned                                         POOLING                                       
 and Losses        Loss                Loss       Participation      Losses           Loss Expenses
Were Incurred                         Expense      Percentage        Unpaid              Unpaid    

                                                                                                   
 1. PRIOR ...          0                   0             XXX            797                   0    
 2. 1984  ...          0                   0             XXX             94                   0    
 3. 1985  ...          0                   0             XXX            310                   1    
 4. 1986  ...          0                   0             XXX             55                   0    
 5. 1987  ...          0                   0             XXX              7                   0    
 6. 1988  ...          0                   0             XXX              6                   0    
 7. 1989  ...          0                   0             XXX              7                   0    
 8. 1990  ...          0                   0             XXX              0                   0    
 9. 1991  ...          0                   0             XXX              0                   0    
10. 1992  ...          0                   0             XXX              0                   0    
11. 1993  ...          0                   0             XXX              0                   0    

12. TOTAL              0                   0             XXX          1,276                   1    

EX-28 16th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 16th
                                                        [Enlarge/Download Table]
                                  SCHEDULE P - PART 1N - REINSURANCE A                                                     
                                             (000 Omitted)                                                                 


    (1)                 P R E M I U M S   E A R N E D           L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S
  Years in                                                                                                                 
   which          (2)              (3)             (4)                   LOSS PAYMENTS          ALLOCATED LOSS EXPENSE     
  Premiums                                                                                                                 
 Were Earned   Direct and         Ceded            Net                (5)             (6)           (7)           (8)      
 and Losses     Assumed                        (Cols 2 - 3)       Direct and         Ceded       Direct and      Ceded     
Were Incurred                                                      Assumed                        Assumed                  
                                                                                                                           
 1. 1988  ...     1,061             414             647                 256               0             5           0      
 2. 1989  ...     1,221             286             935               3,215           1,525            14           0      
 3. 1990  ...     1,429             543             886                 589               0             1           0      
 4. 1991  ...     2,131             664           1,467               1,239               0            12           0      
 5. 1992  ...     5,555           1,859           3,696               9,811           1,822            47           0      
 6. 1993  ...     6,333           3,714           2,619               1,153             105            11           6      

 7. TOTAL           XXX             XXX             XXX              16,263           3,452            90           6      


                                                                [Download Table]

    (1)                                                                             
  Years in                                                                  (12)    
   which                 (9)                (10)               (11)       Number of 
  Premiums           Salvage and         Unallocated           Total        Claims  
 and Losses          Subrogation         Loss Expense        Net Paid     Reported  
Were Incurred         Received            Payments         (Cols 5 - 6    Direct and
                                                           + 7 - 8 + 10)   Assumed  

                                                                                    
 1. 1988  ...              0                   3                 264         XXX    
 2. 1989  ...              0                  78               1,782         XXX    
 3. 1990  ...              0                  11                 601         XXX    
 4. 1991  ...              0                   0               1,251         XXX    
 5. 1992  ...              0                   0               8,036         XXX    
 6. 1993  ...              0                   0               1,059         XXX    

 7. TOTAL                  0                  92              12,993         XXX    

<FN>                                                                                
NOTE:  Report cumulative amounts paid or received for specific years.               
       Report loss payments net of salvage and subrogation received.                

                                                        [Enlarge/Download Table]

   (1)                                                                                                                  
  Years in                    L O S S E S  U N P A I D                           ALLOCATED LOSS EXPENSES UNPAID         
   which          C A S E  B A S I S             B U L K  +  I B N R    C A S E   B A S I S          B U L K  +  I B N R
  Premiums                                                                                                              
 Were Earned      (13)           (14)             (15)          (16)      (17)         (18)          (19)         (20)  
 and Losses    Direct and        Ceded         Direct and       Ceded  Direct and      Ceded      Direct and      Ceded 
Were Incurred   Assumed                         Assumed                 Assumed                    Assumed              

                                                                                                                        
 1. 1988  ...         5             0               35             0        3             0            0            0   
 2. 1989  ...       211           243               51             0        0             0            0            0   
 3. 1990  ...        72             0               82             0        0             0            0            0   
 4. 1991  ...       165             0              226             0        1             0            0            0   
 5. 1992  ...       606             0              245             4        1             0            0            0   
 6. 1993  ...       805            55              835           176        2             0            0            0   

 7. TOTAL         1,864           298            1,474           180        7             0            0            0   


                                                                [Download Table]

    (1)                                                             
  Years in       (21)          (22)          (23)            (24)   
   which       Salvage &    Unallocated  Total Net Loss    Number of
  Premiums     Subrogation     Loss       and Exp Unpd      Claims  
 Were Earned   Anticipated   Expenses    (Cols 13-14     Outstanding
 and Losses                   Unpaid     +15-16+17-18     Direct and
Were Incurred                             +19-20+22)       Assumed  

                                                                    
 1. 1988  ...        0             0            43           XXX    
 2. 1989  ...        0             0            19           XXX    
 3. 1990  ...        0             0           154           XXX    
 4. 1991  ...        0             0           392           XXX    
 5. 1992  ...        0             0           848           XXX    
 6. 1993  ...        0             0         1,411           XXX    

 7. TOTAL            0             0         2,867           XXX    


                                                        [Enlarge/Download Table]

    (1)                                                                                                                  
  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred        Assumed                                              Assumed                                        

                                                                                                                         
 1. 1988  ...            308                  0                308           29.0                  .0                47.6
 2. 1989  ...          3,570              1,768              1,802          292.4               618.2               192.7
 3. 1990  ...            756                  0                756           52.9                  .0                85.3
 4. 1991  ...          1,644                  0              1,644           77.1                  .0               112.1
 5. 1992  ...         10,710              1,826              8,884          192.8                98.2               240.4
 6. 1993  ...          2,805                342              2,463           44.3                 9.2                94.0

 7. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX

<FN>                                                                                                                     
* Net = (25 - 26) = (11 + 23)                                                                                            


                                                        [Enlarge/Download Table]


  Years in     D I S C O U N T   F O R   T I M E       (33)      N E T   B A L A N C E   S H E E T  
   which         V A L U E   O F   M O N E Y                            RESERVE AFTER DISCOUNT      
  Premiums           (31)                (32)     Inter-Company        (34)                (35)     
 Were Earned                                         POOLING                                        
 and Losses          Loss                Loss     Participation      Losses            Loss Expenses
Were Incurred                           Expense    Percentage        Unpaid                Unpaid   

                                                                                                    
 1. 1988  ...           0                   0           XXX              40                   3     
 2. 1989  ...           0                   0           XXX              19                   0     
 3. 1990  ...           0                   0           XXX             154                   0     
 4. 1991  ...           0                   0           XXX             391                   1     
 5. 1992  ...           0                   0           XXX             847                   1     
 6. 1993  ...           0                   0           XXX           1,409                   2     

 7. TOTAL               0                   0           XXX           2,860                   7     

                                                        [Enlarge/Download Table]
                                  SCHEDULE P - PART 1O - REINSURANCE B                                                     
                                             (000 Omitted)                                                                 


    (1)              P R E M I U M S   E A R N E D            L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S  
  Years in                                                                                                                 
   which          (2)           (3)             (4)                 LOSS PAYMENTS           ALLOCATED LOSS EXPENSE PAYMENTS
  Premiums                                                                                                                 
 Were Earned   Direct and      Ceded            Net              (5)              (6)            (7)             (8)       
 and Losses     Assumed                    (Cols 2 - 3)       Direct and         Ceded        Direct and        Ceded      
Were Incurred                                                  Assumed                         Assumed                     

                                                                                                                           
 1. 1988  ...     1,935           507          1,428               874                0              9             0       
 2. 1989  ...     3,429           350          3,079             2,434            1,665             64             0       
 3. 1990  ...     4,237           663          3,574             1,161                0            142             0       
 4. 1991  ...     2,989           812          2,177               530                0             14             0       
 5. 1992  ...     4,059           296          3,763             3,304              (58)             9             0       
 6. 1993  ...    10,457         2,606          7,851               863              180             19            10       

 7. TOTAL           XXX           XXX            XXX             9,166            1,787            257            10       


                                                                [Download Table]

    (1)                                                                             
  Years in                                                                  (12)    
   which                (9)                (10)               (11)        Number of 
  Premiums          Salvage and          Unallocated          Total        Claims   
 and Losses         Subrogation          Loss Expense        Net Paid      Reported 
Were Incurred        Received            Payments           (Cols 5 - 6   Direct and
                                                            + 7 - 8 + 10   Assumed  

                                                                                    
 1. 1988  ...              0                   3                 886         XXX    
 2. 1989  ...              0                   0                 833         XXX    
 3. 1990  ...              0                  18               1,321         XXX    
 4. 1991  ...              0                   0                 544         XXX    
 5. 1992  ...              0                   0               3,371         XXX    
 6. 1993  ...              0                   0                 692         XXX    

 7. TOTAL                  0                  21               7,647         XXX    

<FN>                                                                                
NOTE:   Report cumulative amounts paid or received for specific years.              
        Report loss payments net of salvage and subrogation received.               

                                                        [Enlarge/Download Table]


  Years in                 L O S S E S   U N P A I D                               ALLOCATED LOSS EXPENSES UNPAID       
   which          C A S E  B A S I S             B U L K  +  I B N R    C A S E   B A S I S         B U L K  +  I B N R 
  Premiums                                                                                                              
 Were Earned      (13)           (14)             (15)         (16)       (17)         (18)           (19)         (20) 
 and Losses    Direct and        Ceded         Direct and      Ceded   Direct and      Ceded       Direct and      Ceded
Were Incurred   Assumed                         Assumed                 Assumed                     Assumed             

                                                                                                                        
 1. 1988  ...       207               0             722             0         1           0             0             0 
 2. 1989  ...       283             104             802             0         2           0             0             0 
 3. 1990  ...       537               0           1,056             0         0           0             0             0 
 4. 1991  ...       673               0             960             0         8           0             0             0 
 5. 1992  ...       730               0             969             4         4           0             0             0 
 6. 1993  ...     1,449             275           3,153           405         3           2             0             0 

 7. TOTAL         3,879             379           7,662           409        18           2             0             0 


                                                                [Download Table]


  Years in        (21)         (22)           (23)         (24)     
   which       Salvage &    Unallocated  Total Net Loss  Number of  
  Premiums     Subrogation      Loss      and Exp Unpd    Claims    
 Were Earned   Anticipated    Expenses    (Cols 13-14    Outstanding
 and Losses                    Unpaid     +15-16+17-18   Direct and 
Were Incurred                              +19-20+22)     Assumed   

                                                                    
 1. 1988  ...         0           0            930          XXX     
 2. 1989  ...         0           0            983          XXX     
 3. 1990  ...         0           0          1,593          XXX     
 4. 1991  ...         0           0          1,641          XXX     
 5. 1992  ...         0           0          1,699          XXX     
 6. 1993  ...         0           0          3,923          XXX     

 7. TOTAL             0           0         10,769          XXX     


                                                        [Enlarge/Download Table]


  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred        Assumed                                              Assumed                                        

                                                                                                                         
 1. 1988  ...          1,816                  0              1,816           93.9                  .0               127.2
 2. 1989  ...          3,584              1,769              1,815          104.5               505.4                58.9
 3. 1990  ...          2,914                  0              2,914           68.8                  .0                81.5
 4. 1991  ...          1,920                  0              1,920           64.2                  .0                88.2
 5. 1992  ...          5,016                (54)             5,070          123.6               (18.2)              134.7
 6. 1993  ...          5,487                872              4,615           52.5                33.5                58.8

 7. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX

<FN>                                                                                                                     
* Net = (25 - 26) = (11 + 23)                                                                                            


                                                        [Enlarge/Download Table]


  Years in     D I S C O U N T   F O R   T I M E       (33)       N E T   B A L A N C E   S H E E T 
   which         V A L U E   O F   M O N E Y                             RESERVE AFTER DISCOUNT     
  Premiums              (31)               (32)    Inter-Company        (34)                (35)    
 Were Earned                                         POOLING                                        
  and Losses            Loss              Loss    Participation      Losses            Loss Expenses
Were Incurred                            Expense   Percentage        Unpaid                Unpaid   

                                                                                                    
 1. 1988  ...             0                   0         XXX             929                   1     
 2. 1989  ...             0                   0         XXX             981                   2     
 3. 1990  ...             0                   0         XXX           1,593                   0     
 4. 1991  ...             0                   0         XXX           1,633                   8     
 5. 1992  ...             0                   0         XXX           1,695                   4     
 6. 1993  ...             0                   0         XXX           3,922                   1     

 7. TOTAL                 0                   0         XXX          10,753                  16     

EX-28 17th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 17th
                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 1P - REINSURANCE C                                                  
                                                    (000 Omitted)                                                            


    (1)                  P R E M I U M S   E A R N E D             L O S S   A N D   L O S S   E X P E N S E  P A Y M E N T S
  Years in                                                                                                                   
   which          (2)                 (3)                  (4)                L O S S   P A Y M E N T S                      
  Premiums                                                                                                                   
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)                (7)     
 and Losses     Assumed                                (Cols. 2-3)         Direct and            Ceded            Direct and 
Were Incurred                                                               Assumed                                Assumed   
                                                                                                                             

 1. 1988  ...       161                   0                 161                 241                   0                  0   
 2. 1989  ...       297                   0                 297                 211                   0                  0   
 3. 1990  ...       596                   0                 596                 121                   0                  5   
 4. 1991  ...       603                   0                 603                 276                   0                  4   
 5. 1992  ...     1,060                   0               1,060                 503                   0                 47   
 6. 1993  ...     1,921                   0               1,921                 249                   0                  9   

 7. TOTAL           XXX                 XXX                 XXX               1,601                   0                 65   

                                                        [Enlarge/Download Table]


    (1)            L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                                    
  Years in                                                                                           (12)                         
   Which       A L L O C A T E D   L A E    (9)                (10)               (11)           Number of                        
  Premiums                                                                                         Claims                         
 Were Earned           (8)                Salv and          Unallocated           Total          Reported -                       
 and Losses            Ceded                Subro          Loss Expense           Net Paid       Direct and                       
Were Incurred                             Received            Payments         (5-6+7-8+10)        Assumed                        
                                                                                                                                  

 1. 1988  ...            0                   0                   0                 241                 XXX                        
 2. 1989  ...            0                   0                   0                 211                 XXX                        
 3. 1990  ...            0                   0                   0                 126                 XXX                        
 4. 1991  ...            0                   0                   0                 280                 XXX                        
 5. 1992  ...            0                   0                   0                 550                 XXX                        
 6. 1993  ...            0                   0                   0                 258                 XXX                        

 7. TOTAL                0                   0                   0               1,666                 XXX                        

<FN>                                                                                                                              
NOTE:Report cumulative amounts paid or received for specific years.  Report loss payments net of salvage and subrogation received.

                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D       A L L O C A T E D  L O S S   E X P E N S E S   U N P A I D
   which            C A S E  B A S I S                   B U L K  +  I B N R                     C A S E   B A S I S       
  Premiums                                                                                                                 
 Were Earned      (13)              (14)                (15)               (16)                (17)                (18)    
 and Losses    Direct and           Ceded            Direct and            Ceded            Direct and             Ceded   
Were Incurred   Assumed                               Assumed                                Assumed                       
                                                                                                                           

 1. 1988  ...         9                  0                 17                   0                  0                   0   
 2. 1989  ...        20                  0                 20                   0                  0                   0   
 3. 1990  ...        41                  0                  2                   0                  0                   0   
 4. 1991  ...        63                  0                 92                   0                  9                   0   
 5. 1992  ...       288                  0                262                   0                 36                   0   
 6. 1993  ...       180                  0                331                   0                  1                   0   

 7. TOTAL           601                  0                724                   0                 46                   0   

                                                        [Enlarge/Download Table]


   A L L O C A T E D   L O S S   E X P E N S E S  U N P A I D  (21)        (22)           (23)            (24)     
   which                B U L K  +  I B N R                             Unallocated   Total Net Loss   Number of   
  Premiums                                                  Salvage &      Loss       and Exp Unpd       Claims    
 Were Earned          (19)               (20)              Subrogation   and Expense  (Cols. 13-14    Outstanding -
 and Losses        Direct and            Ceded             Anticipated     Unpaid     +15-16+17-18     Direct and  
Were Incurred       Assumed                                                            +19-20+22)        Assumed   
                                                                                                                   
 1. 1988  ...              0                   0                  0          0              26              XXX    
 2. 1989  ...              0                   0                  0          0              40              XXX    
 3. 1990  ...              0                   0                  0          0              43              XXX    
 4. 1991  ...              0                   0                  0          0             164              XXX    
 5. 1992  ...              0                   0                  0          0             586              XXX    
 6. 1993  ...              0                   0                  0          0             512              XXX    

 7. TOTAL                  0                   0                  0          0           1,371              XXX    

                                                        [Enlarge/Download Table]

  Years in     T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                           (Incurred/Premiums Earned)           
  Premiums            (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                            
 and Losses        Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred       Assumed                                              Assumed                                        
                                                                                                                        

 1. 1988  ...           267                  0                267          165.8                  .0               165.8
 2. 1989  ...           251                  0                251           84.5                  .0                84.5
 3. 1990  ...           168                  0                168           28.2                  .0                28.2
 4. 1991  ...           443                  0                443           73.5                  .0                73.5
 5. 1992  ...         1,136                  0              1,136          107.2                  .0               107.2
 6. 1993  ...           770                  0                770           40.1                  .0                40.1

 7. TOTAL               XXX                XXX                XXX            XXX                 XXX                 XXX

                                                        [Enlarge/Download Table]


Years in       D I S C O U N T   F O R   T I M E       (33)        N E T   B A L A N C E   S H E E T  
   which           V A L U E   O F   M O N E Y                     R S V   A F T E R   D I S C O U N T
  Premiums             (31)                (32)    Inter-Company           (34)                (35)   
 Were Earned                                          POOLING                                         
 and Losses            Loss                Loss     Participation         Losses               LAE    
Were Incurred                             Expense    Percentage           Unpaid              Unpaid  
                                                                                                      

 1. 1988  ...             0                   0             XXX               26                   0  
 2. 1989  ...             0                   0             XXX               40                   0  
 3. 1990  ...             0                   0             XXX               43                   0  
 4. 1991  ...             0                   0             XXX              155                   9  
 5. 1992  ...             0                   0             XXX              550                  36  
 6. 1993  ...             0                   0             XXX              511                   1  

 7. TOTAL                 0                   0             XXX            1,325                  46  

                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 1Q - REINSURANCE D                                                  
                                                  (000 Omitted)                                                              


    (1)                  P R E M I U M S   E A R N E D             L O S S   A N D   L O S S   E X P E N S E  P A Y M E N T S
  Years in                                                                                                                   
   which          (2)                 (3)                  (4)               L O S S   P A Y M E N T S          ALLOCATED LAE
  Premiums                                                                                                                   
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)                (7)     
 and Losses     Assumed                                (Col. 2 - 3)        Direct and            Ceded            Direct and 
Were Incurred                                                               Assumed                                Assumed   
                                                                                                                             

 1. PRIOR ...       XXX                 XXX                 XXX                   0                   0                  0   
 2. 1984  ...     1,179                 510                 669                 440                 352                  0   
 3. 1985  ...     1,545                 996                 549                  41                  21                  0   
 4. 1986  ...       979                 286                 693                   0                   0                  0   
 5. 1987  ...         9                   0                   9                   0                   0                  0   

 6. TOTAL           XXX                 XXX                 XXX                 481                 373                  0   

                                                        [Enlarge/Download Table]


  Years in                                                                                              (12)                
   which                (8)                (9)               (10)                   (11)             Number of              
  Premiums                                                                                             Claims               
 Were Earned                              Salv and             Unalloc             Total             Reported-              
 and Losses u          Ceded                Subro                LAE              Net Paid           Direct and             
Were Incurred                              Received            Payments         (5-6+7-8+10)          Assumed               
                                                                                                                            

 1. PRIOR ...              0                   0                   0                   0                 XXX                
 2. 1984  ...              0                   0                  (4)                 84                 XXX                
 3. 1985  ...              0                   0                   1                  21                 XXX                
 4. 1986  ...              0                   0                   0                   0                 XXX                
 5. 1987  ...              0                   0                   0                   0                 XXX                

 6. TOTAL                  0                   0                  (3)                105                 XXX                

<FN>                                                                                                                        
NOTE: For "prior", report amounts paid or rec'd in currect year only.  Report cumulative amounts paid or received for years.
Report loss payments net of salvage and subrogation rec'd.                                                                  

                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D                         ALLOCATED LOSS EXPENSES UNPAID
   which            C A S E  B A S I S                   B U L K  +  I B N R             C A S E   B A S I S     
  Premiums                                                                                                       
 Were Earned      (13)              (14)                (15)               (16)        (17)               (18)   
 and Losses    Direct and           Ceded            Direct and            Ceded    Direct and            Ceded  
Were Incurred   Assumed                               Assumed                        Assumed                     
                                                                                                                 

 1. PRIOR ...        33                 18                  0                   0          0                   0 
 2. 1984  ...         0                  0                  0                   0          0                   0 
 3. 1985  ...         0                  0                  0                   0          0                   0 
 4. 1986  ...         0                  0                  0                   0          0                   0 
 5. 1987  ...         0                  0                  0                   0          0                   0 

 6. TOTAL            33                 18                  0                   0          0                   0 

                                                        [Enlarge/Download Table]

  Years in     ALLOCATED LOSS EXPENSE UNPAID    (21)         (22)        (23)           (24)    
   which            B U L K  +  I B N R       Salvage &    Unalloc   Tot Net Loss    Number of  
  Premiums                                    Subrogation  Loss      & Exp Unpd      Claims     
 Were Earned       (19)               (20)    Anticipated  Expenses  (Cols. 13-14  Outstanding -
 and Losses     Direct and            Ceded                 Unpaid   +15-16+17-18   Direct and  
Were Incurred    Assumed                                              +19-20+22)     Assumed    
                                                                                                

 1. PRIOR ...        0                   0        0            0            15           XXX    
 2. 1984  ...        0                   0        0            0             0           XXX    
 3. 1985  ...        0                   0        0            0             0           XXX    
 4. 1986  ...        0                   0        0            0             0           XXX    
 5. 1987  ...        0                   0        0            0             0           XXX    

 6. TOTAL            0                   0        0            0            15           XXX    

                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                 (30) 
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded                 Net 
Were Incurred        Assumed                                              Assumed                                        
                                                                                                                         

 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX                 XXX
 2. 1984  ...            436                352                 84           37.0                69.0                12.6
 3. 1985  ...             42                 21                 21            2.7                 2.1                 3.8
 4. 1986  ...              0                  0                  0             .0                  .0                  .0
 5. 1987  ...              0                  0                  0             .0                  .0                  .0

 6. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX

<FN>                                                                                                                     
* Net(25 - 26)=(11 + 23)                                                                                                 


                                                        [Enlarge/Download Table]

 Years in      D I S C O U N T   F O R   T I M E       (33)         N E T   B A L A N C E   S H E E T  
  which          V A L U E   O F   M O N E Y                        R S V   A F T E R   D I S C O U N T
 Premiums               (31)                (32)    Inter-Company         (34)                (35)     
Were Earned                                            POOLING                                         
and Losses              Loss                Loss     Participation       Losses               LAE      
Were Incurred                              Expense    Percentage         Unpaid              Unpaid    
                                                                                                       

1. PRIOR ...              0                   0             XXX             15                   0     
2. 1984  ...              0                   0             XXX              0                   0     
3. 1985  ...              0                   0             XXX              0                   0     
4. 1986  ...              0                   0             XXX              0                   0     
5. 1987  ...              0                   0             XXX              0                   0     

6. TOTAL                  0                   0             XXX             15                   0     

EX-28 18th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 18th
                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 1R - SECTION 1                                                      
                                       PRODUCTS LIABILITY                                                                    
                                            (000 Omitted)                                                                    


    (1)                  P R E M I U M S   E A R N E D             L O S S   A N D   L O S S   E X P E N S E  P A Y M E N T S
  Years in                                                                                                                   
   which          (2)                 (3)                  (4)                L O S S   P A Y M E N T S                      
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)                (7)     
 and Losses     Assumed                                (Col. 2 - 3)        Direct and            Ceded            Direct and 
Were Incurred                                                               Assumed                                Assumed   
                                                                                                                             

 1. PRIOR ...       XXX                 XXX                 XXX                   0                   0                  0   
 2. 1984  ...         0                   0                   0                   0                   0                  0   
 3. 1985  ...         0                   0                   0                   0                   0                  0   
 4. 1986  ...         0                   0                   0                   0                   0                  0   
 5. 1987  ...         0                   0                   0                   0                   0                  0   
 6. 1988  ...         0                   0                   0                   0                   0                  0   
 7. 1989  ...         0                   0                   0                   0                   0                  0   
 8. 1990  ...         0                   0                   0                   0                   0                  0   
 9. 1991  ...         0                   0                   0                   0                   0                  0   
10. 1992  ...       108                   0                 108                 349                   0                184   
11. 1993  ...       153                   0                 153                  12                   0                 24   

12. TOTAL           XXX                 XXX                 XXX                 361                   0                208   

                                                        [Enlarge/Download Table]
                       L O S S   A N D   L O S S   E X P E N S E   P A Y M E N T S                                      
  Years in                                                                                              (12)            
   which    A L L O C A T E D   L A E           (9)                (10)               (11)           Number of          
  Premiums                                                                                            Claims            
 Were Earned               (8)                Salv and            Unalloc             Total          Reported -         
 and Losses               Ceded             Subrogation             LAE              Net Paid       Direct and          
Were Incurred                                 Received            Payments         (5-6+7-8+10)       Assumed           
                                                                                                                        

 1. PRIOR ...              0                   0                   0                   0                 XXX            
 2. 1984  ...              0                   0                   0                   0                 XXX            
 3. 1985  ...              0                   0                   0                   0                 XXX            
 4. 1986  ...              0                   0                   0                   0                 XXX            
 5. 1987  ...              0                   0                   0                   0                 XXX            
 6. 1988  ...              0                   0                   0                   0                 XXX            
 7. 1989  ...              0                   0                   0                   0                 XXX            
 8. 1990  ...              0                   0                   0                   0                 XXX            
 9. 1991  ...              0                   0                   0                   0                 XXX            
10. 1992  ...              0                   0                   0                 533                 XXX            
11. 1993  ...              0                   0                   0                  36                 XXX            

12. TOTAL                  0                   0                   0                 569                 XXX            

<FN>                                                                                                                    
NOTE: For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received for
specific years.  Report loss payments net of salvage and subrogation received.                                          

                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D                         ALLOCATED LOSS EXPENSES UNPAID
   which            C A S E  B A S I S                   B U L K  +  I B N R            C A S E   B A S I S      
  Premiums                                                                                                       
 Were Earned      (13)              (14)                (15)               (16)       (17)               (18)    
 and Losses    Direct and           Ceded            Direct and            Ceded   Direct and            Ceded   
Were Incurred   Assumed                               Assumed                       Assumed                      
                                                                                                                 

 1. PRIOR ...         0                  0                  0                   0         0                   0  
 2. 1984  ...         0                  0                  0                   0         0                   0  
 3. 1985  ...         0                  0                  0                   0         0                   0  
 4. 1986  ...         0                  0                  0                   0         0                   0  
 5. 1987  ...         0                  0                  0                   0         0                   0  
 6. 1988  ...         0                  0                  0                   0         0                   0  
 7. 1989  ...         0                  0                  0                   0         0                   0  
 8. 1990  ...         0                  0                  0                   0         0                   0  
 9. 1991  ...         0                  0                  0                   0         0                   0  
10. 1992  ...       274                  0                  0                   0       317                   0  
11. 1993  ...     1,920                  0                  0                   0       146                   0  

12. TOTAL         2,194                  0                  0                   0       463                   0  

                                                        [Enlarge/Download Table]

  Years in     ALLOCATED LOSS EXPENSES UNPAID      (21)       (22)       (23)            (24)     
   which            B U L K  +  I B N R                      Unalloc   Tot Net Loss   Number of   
  Premiums                                       Salvage &     Loss    & Exp Unpd     Claims      
 Were Earned        (19)               (20)     Subrogation  Expenses  (Cols. 13-14  Outstanding -
 and Losses      Direct and            Ceded   Anticipation   Unpaid   +15-16+17-18   Direct and  
Were Incurred      Assumed                                              +19-20+22)     Assumed    
                                                                                                  

 1. PRIOR ...           0                   0       0           0            0             XXX    
 2. 1984  ...           0                   0       0           0            0             XXX    
 3. 1985  ...           0                   0       0           0            0             XXX    
 4. 1986  ...           0                   0       0           0            0             XXX    
 5. 1987  ...           0                   0       0           0            0             XXX    
 6. 1988  ...           0                   0       0           0            0             XXX    
 7. 1989  ...           0                   0       0           0            0             XXX    
 8. 1990  ...           0                   0       0           0            0             XXX    
 9. 1991  ...           0                   0       0           0            0             XXX    
10. 1992  ...           0                   0       0           0          591             XXX    
11. 1993  ...           0                   0       0           0        2,066             XXX    

12. TOTAL               0                   0       0           0        2,657             XXX    

                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred        Assumed                                              Assumed                                        
                                                                                                                         

 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX                 XXX
 2. 1984  ...              0                  0                  0             .0                  .0                  .0
 3. 1985  ...              0                  0                  0             .0                  .0                  .0
 4. 1986  ...              0                  0                  0             .0                  .0                  .0
 5. 1987  ...              0                  0                  0             .0                  .0                  .0
 6. 1988  ...              0                  0                  0             .0                  .0                  .0
 7. 1989  ...              0                  0                  0             .0                  .0                  .0
 8. 1990  ...              0                  0                  0             .0                  .0                  .0
 9. 1991  ...              0                  0                  0             .0                  .0                  .0
10. 1992  ...          1,125                  0              1,125        1,041.7                  .0             1,041.7
11. 1993  ...          2,102                  0              2,102        1,373.9                  .0             1,373.9

12. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX
<FN>                                                                                                                     
* Net =(25 - 26) = (11 + 23)                                                                                             


                                                        [Enlarge/Download Table]

  Years in     D I S C O U N T   F O R   T I M E      (33)        N E T   B A L A N C E   S H E E T  
   which          V A L U E   O F   M O N E Y                     R S V   A F T E R   D I S C O U N T
  Premiums             (31)                (32)    Inter-Company        (34)                (35)     
 Were Earned                                          Pooling                                        
 and Losses            Loss                Loss    Participation       Losses               LAE      
Were Incurred                             Expense    Percentage        Unpaid              Unpaid    
                                                                                                     

 1. PRIOR ...            0                   0           XXX               0                   0     
 2. 1984  ...            0                   0           XXX               0                   0     
 3. 1985  ...            0                   0           XXX               0                   0     
 4. 1986  ...            0                   0           XXX               0                   0     
 5. 1987  ...            0                   0           XXX               0                   0     
 6. 1988  ...            0                   0           XXX               0                   0     
 7. 1989  ...            0                   0           XXX               0                   0     
 8. 1990  ...            0                   0           XXX               0                   0     
 9. 1991  ...            0                   0           XXX               0                   0     
10. 1992  ...            0                   0           XXX             274                 317     
11. 1993  ...            0                   0           XXX           1,920                 146     

12. TOTAL                0                   0           XXX           2,194                 463     

EX-28 19th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 19th
                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 1R - SECTION 2                                                     
                                       PRODUCTS LIABILITY - CLAIMS MADE                                                     
                                                    (000 Omitted)                                                           


    (1)                  P R E M I U M S   E A R N E D            L O S S   A N D   L O S S   E X P E N S E  P A Y M E N T S
  Years in                                                                                                                  
   which          (2)                 (3)                  (4)                L O S S   P A Y M E N T S                     
 Were Earned   Direct and            Ceded                 Net                (5)                 (6)                (7)    
 and Losses     Assumed                                (Col. 2 -3)         Direct and            Ceded            Direct and
Were Incurred                                                               Assumed                                Assumed  
                                                                                                                            

 1. PRIOR ...       XXX                 XXX                 XXX                   0                   0                  0  
 2. 1984  ...         0                   0                   0                   0                   0                  0  
 3. 1985  ...         0                   0                   0                   0                   0                  0  
 4. 1986  ...         0                   0                   0                   0                   0                  0  
 5. 1987  ...         0                   0                   0                   0                   0                  0  
 6. 1988  ...         0                   0                   0                   0                   0                  0  
 7. 1989  ...         0                   0                   0                   0                   0                  0  
 8. 1990  ...         0                   0                   0                   0                   0                  0  
 9. 1991  ...         0                   0                   0                   0                   0                  0  
10. 1992  ...         0                   0                   0                   0                   0                  0  
11. 1993  ...         0                   0                   0                   0                   0                  0  

12. TOTAL           XXX                 XXX                 XXX                   0                   0                  0  

                                                        [Enlarge/Download Table]

  Years in                                                                                              (12)            
   which           ALLOCATED LOSS EXPENSE       (9)                (10)               (11)           Number of          
  Premiums           PAYMENTS                                                                         Claims            
 Were Earned               (8)                Salv and            Unalloc             Total          Reported -         
 and Losses               Ceded                Subro                LAE              Net Paid       Direct and          
Were Incurred                                 Received            Payments         (5-6+7-8+10)       Assumed           
                                                                                                                        

 1. PRIOR ...              0                   0                   0                   0                 XXX            
 2. 1984  ...              0                   0                   0                   0                 XXX            
 3. 1985  ...              0                   0                   0                   0                 XXX            
 4. 1986  ...              0                   0                   0                   0                 XXX            
 5. 1987  ...              0                   0                   0                   0                 XXX            
 6. 1988  ...              0                   0                   0                   0                 XXX            
 7. 1989  ...              0                   0                   0                   0                 XXX            
 8. 1990  ...              0                   0                   0                   0                 XXX            
 9. 1991  ...              0                   0                   0                   0                 XXX            
10. 1992  ...              0                   0                   0                   0                 XXX            
11. 1993  ...              0                   0                   0                   0                 XXX            

12. TOTAL                  0                   0                   0                   0                 XXX            

<FN>                                                                                                                    
NOTE: For "prior", report amounts paid or received in current year only.  Report cumulative amounts paid or received for
specific years.  Report loss payments net of salvage and subrogation received.                                          

                                                        [Enlarge/Download Table]

  Years in                        L O S S E S  U N P A I D                         ALLOCATED LOSS EXPENSES UNPAID 
   which            C A S E  B A S I S                   B U L K  +  I B N R               C A S E   B A S I S    
  Premiums                                                                                                        
 Were Earned      (13)              (14)                (15)               (16)          (17)               (18)  
 and Losses    Direct and           Ceded            Direct and            Ceded      Direct and            Ceded 
Were Incurred   Assumed                               Assumed                          Assumed                    
                                                                                                                  

 1. PRIOR ...         0                  0                  0                   0            0                   0
 2. 1984  ...         0                  0                  0                   0            0                   0
 3. 1985  ...         0                  0                  0                   0            0                   0
 4. 1986  ...         0                  0                  0                   0            0                   0
 5. 1987  ...         0                  0                  0                   0            0                   0
 6. 1988  ...         0                  0                  0                   0            0                   0
 7. 1989  ...         0                  0                  0                   0            0                   0
 8. 1990  ...         0                  0                  0                   0            0                   0
 9. 1991  ...         0                  0                  0                   0            0                   0
10. 1992  ...         0                  0                  0                   0            0                   0
11. 1993  ...         0                  0                  0                   0            0                   0

12. TOTAL             0                  0                  0                   0            0                   0

                                                        [Enlarge/Download Table]

  Years in                                       (21)       (22)       (23)              (24)    
   which          B U L K  +  I B N R                      Unalloc    Tot net Loss    Number of  
  Premiums                                     Salvage &     Loss     & Exp Unpd       Claims    
 Were Earned      (19)               (20)     Subrogation  Expenses  (Cols. 13-14   Outstanding -
 and Losses    Direct and            Ceded   Anticipated   Unpaid     +15-16+17-18    Direct and 
Were Incurred    Assumed                                               +19-20+22)      Assumed   
                                                                                                 

 1. PRIOR ...         0                   0       0           0            0               XXX   
 2. 1984  ...         0                   0       0           0            0               XXX   
 3. 1985  ...         0                   0       0           0            0               XXX   
 4. 1986  ...         0                   0       0           0            0               XXX   
 5. 1987  ...         0                   0       0           0            0               XXX   
 6. 1988  ...         0                   0       0           0            0               XXX   
 7. 1989  ...         0                   0       0           0            0               XXX   
 8. 1990  ...         0                   0       0           0            0               XXX   
 9. 1991  ...         0                   0       0           0            0               XXX   
10. 1992  ...         0                   0       0           0            0               XXX   
11. 1993  ...         0                   0       0           0            0               XXX   

12. TOTAL             0                   0       0           0            0               XXX   

                                                        [Enlarge/Download Table]

  Years in      T O T A L   L O S S E S  A N D   L A E  I N C U R R E D    L O S S   A N D   L A E   P E R C E N T A G E 
   which                                                                            (Incurred/Premiums Earned)           
  Premiums             (25)              (26)               (27)            (28)               (29)                (30)  
 Were Earned                                                                                                             
 and Losses         Direct and           Ceded              Net *        Direct and            Ceded               Net   
Were Incurred        Assumed                                              Assumed                                        
                                                                                                                         

 1. PRIOR ...            XXX                XXX                XXX            XXX                 XXX                 XXX
 2. 1984  ...              0                  0                  0             .0                  .0                  .0
 3. 1985  ...              0                  0                  0             .0                  .0                  .0
 4. 1986  ...              0                  0                  0             .0                  .0                  .0
 5. 1987  ...              0                  0                  0             .0                  .0                  .0
 6. 1988  ...              0                  0                  0             .0                  .0                  .0
 7. 1989  ...              0                  0                  0             .0                  .0                  .0
 8. 1990  ...              0                  0                  0             .0                  .0                  .0
 9. 1991  ...              0                  0                  0             .0                  .0                  .0
10. 1992  ...              0                  0                  0             .0                  .0                  .0
11. 1993  ...              0                  0                  0             .0                  .0                  .0

12. TOTAL                XXX                XXX                XXX            XXX                 XXX                 XXX

<FN>                                                                                                                     
* Net =(25 - 26) = (11 + 23)                                                                                             

                                                        [Enlarge/Download Table]

  Years in     D I S C O U N T   F O R   T I M E      (33)          N E T   B A L A N C E   S H E E T
   which          V A L U E   O F   M O N E Y                     R S V   A F T E R   D I S C O U N T
  Premiums             (31)                (32)    Inter-Company           (34)                (35)  
 Were Earned                                          Pooling                                        
 and Losses            Loss                Loss    Participation          Losses               LAE   
Were Incurred                             Expense    Percentage           Unpaid              Unpaid 
                                                                                                     

 1. PRIOR ...            0                   0           XXX                  0                   0  
 2. 1984  ...            0                   0           XXX                  0                   0  
 3. 1985  ...            0                   0           XXX                  0                   0  
 4. 1986  ...            0                   0           XXX                  0                   0  
 5. 1987  ...            0                   0           XXX                  0                   0  
 6. 1988  ...            0                   0           XXX                  0                   0  
 7. 1989  ...            0                   0           XXX                  0                   0  
 8. 1990  ...            0                   0           XXX                  0                   0  
 9. 1991  ...            0                   0           XXX                  0                   0  
10. 1992  ...            0                   0           XXX                  0                   0  
11. 1993  ...            0                   0           XXX                  0                   0  

12. TOTAL                0                   0           XXX                  0                   0  

EX-28 20th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 20th
                                                        [Enlarge/Download Table]
                       SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS                                     

    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END  (000 Omitted)      
Years in Which                                                                                          
  Losses Were      (2)               (3)               (4)               (5)               (6)      (7) 
   Incurred                                                                                             
                   1984              1985              1986              1987              1988     1989
                                                                                                        
 1. Prior*...        0                54                45                21                 5       12 
 2. 1984  ...        0                82                54                68                66       65 
 3. 1985  ...      XXX                53                52                45                38       28 
 4. 1986  ...      XXX               XXX                65                40                32       25 
 5. 1987  ...      XXX               XXX               XXX               142               127      117 
 6. 1988  ...      XXX               XXX               XXX               XXX               167      154 
 7. 1989  ...      XXX               XXX               XXX               XXX               XXX      174 
 8. 1990  ...      XXX               XXX               XXX               XXX               XXX      XXX 
 9. 1991  ...      XXX               XXX               XXX               XXX               XXX      XXX 
10. 1992  ...      XXX               XXX               XXX               XXX               XXX      XXX 
11. 1993  ...      XXX               XXX               XXX               XXX               XXX      XXX 

                                                        [Enlarge/Download Table]


    (1)          INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END  (000 Omitted)     DEVELOPMENT **     
Years in Which                                                                                                             
  Losses Were               (8)               (9)               (10)              (11)              (12)              (13) 
   Incurred                                                                                                                
                           1990              1991              1992              1993            One Year          Two Year
                                                                                                                           
 1. Prior*...               28                29                29                 5               (24)              (24)  
 2. 1984  ...               65                66                66                65                (1)               (1)  
 3. 1985  ...               26                26                26                26                 0                 0   
 4. 1986  ...               20                18                16                16                 0                (2)  
 5. 1987  ...              107               104                98                98                 0                (6)  
 6. 1988  ...              149               153               136               130                (6)              (23)  
 7. 1989  ...               50                88                76                65               (11)              (23)  
 8. 1990  ...              340               383               413               386               (27)                3   
 9. 1991  ...              XXX               110               209               230                21               120   
10. 1992  ...              XXX               XXX             5,306             8,069             2,763               XXX   
11. 1993  ...              XXX               XXX               XXX             1,970               XXX               XXX   

                                                            12. TOTALS                           2,715                44   

<FN>                                                                                                                       
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                       
**  Current year less first or second prior year, showing (redundant) or adverse.                                          

                                                        [Enlarge/Download Table]
                    SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL                      


    (1)           INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)      
Years in Which                                                                                           
  Losses Were   (2)               (3)               (4)               (5)               (6)          (7) 
   Incurred                                                                                              
                1984              1985              1986              1987              1988         1989
                                                                                                         
 1. Prior*...     0                 6                27                 7                 8           14 
 2. 1984  ...     0               228               242               270               276          289 
 3. 1985  ...   XXX               295               308               317               314          333 
 4. 1986  ...   XXX               XXX                47                48                45           45 
 5. 1987  ...   XXX               XXX               XXX                 6                 6            6 
 6. 1988  ...   XXX               XXX               XXX               XXX                63           63 
 7. 1989  ...   XXX               XXX               XXX               XXX               XXX            0 
 8. 1990  ...   XXX               XXX               XXX               XXX               XXX          XXX 
 9. 1991  ...   XXX               XXX               XXX               XXX               XXX          XXX 
10. 1992  ...   XXX               XXX               XXX               XXX               XXX          XXX 
11. 1993  ...   XXX               XXX               XXX               XXX               XXX          XXX 


                                                        [Enlarge/Download Table]


    (1)          INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)   DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...           112               122               111               102                (9)              (20)  
 2. 1984  ...           234               247               243               216               (27)              (31)  
 3. 1985  ...           313               322               301               297                (4)              (25)  
 4. 1986  ...            34                34                34                34                 0                 0   
 5. 1987  ...            47                79               104               108                 4                29   
 6. 1988  ...            25                25                25                25                 0                 0   
 7. 1989  ...             0                 0                 0                 0                 0                 0   
 8. 1990  ...           158               505               695               614               (81)              109   
 9. 1991  ...           XXX               892             1,217             1,270                53               378   
10. 1992  ...           XXX               XXX               428               276              (152)              XXX   
11. 1993  ...           XXX               XXX               XXX               901               XXX               XXX   

                                                         12. TOTALS                            (216)              440   
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       

                                                        [Enlarge/Download Table]
                       SCHEDULE P - PART 2C                                                              
                COMMERICAL AUTO/TRUCK LIABILITY/MEDICAL                                                  


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)        
Years in Which                                                                                           
  Losses Were      (2)               (3)               (4)               (5)               (6)       (7) 
   Incurred                                                                                              
                   1984              1985              1986              1987              1988      1989
                                                                                                         
 1. Prior*...    2,971             3,769             3,739             3,789             3,574     3,520 
 2. 1984  ...    3,856             4,322             4,629             4,978             5,077     5,053 
 3. 1985  ...      XXX             3,084             4,177             4,903             5,176     5,290 
 4. 1986  ...      XXX               XXX             2,559             4,181             4,552     4,898 
 5. 1987  ...      XXX               XXX               XXX             3,282             5,469     5,066 
 6. 1988  ...      XXX               XXX               XXX               XXX             3,768     5,205 
 7. 1989  ...      XXX               XXX               XXX               XXX               XXX     3,665 
 8. 1990  ...      XXX               XXX               XXX               XXX               XXX       XXX 
 9. 1991  ...      XXX               XXX               XXX               XXX               XXX       XXX 
10. 1992  ...      XXX               XXX               XXX               XXX               XXX       XXX 
11. 1993  ...      XXX               XXX               XXX               XXX               XXX       XXX 


                                                        [Enlarge/Download Table]


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)                       
Years in Which                                                                                      DEVELOPMENT **      
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
   >                                                                                                                    
 1. Prior*...         3,507             3,535             3,409             3,406                (3)             (129)  
 2. 1984  ...         5,185             5,064             4,886             4,864               (22)             (200)  
 3. 1985  ...         5,524             5,465             4,977             4,955               (22)             (510)  
 4. 1986  ...         4,908             5,196             4,520             4,519                (1)             (677)  
 5. 1987  ...         5,368             5,343             4,398             4,392                (6)             (951)  
 6. 1988  ...         5,992             6,517             4,619             4,616                (3)           (1,901)  
 7. 1989  ...         6,943             6,987             4,564             4,556                (8)           (2,431)  
 8. 1990  ...         3,300             3,697             2,513             2,502               (11)           (1,195)  
 9. 1991  ...           XXX             5,034             3,876             3,939                63            (1,095)  
10. 1992  ...           XXX               XXX             2,600             3,323               723               XXX   
11. 1993  ...           XXX               XXX               XXX             3,278               XXX               XXX   

                                                         12. TOTALS                             710            (9,089)  
<FN>                                                                                                                    
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       

                                                        [Enlarge/Download Table]
                          SCHEDULE P - PART 2D - WORKERS' COMPENSATION                                     


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)          
Years in Which                                                                                             
  Losses Were         (2)               (3)               (4)               (5)               (6)      (7) 
   Incurred                                                                                                
                      1984              1985              1986              1987              1988     1989
                                                                                                           
 1. Prior*...       5,975             5,915             6,723             7,343             7,832    7,970 
 2. 1984  ...       4,398             7,245             7,065             7,253             7,323    7,361 
 3. 1985  ...         XXX             6,922             8,866             9,720             9,711    9,760 
 4. 1986  ...         XXX               XXX             7,643            10,180            10,322   10,364 
 5. 1987  ...         XXX               XXX               XXX            11,445            12,395   12,413 
 6. 1988  ...         XXX               XXX               XXX               XXX            11,681   11,724 
 7. 1989  ...         XXX               XXX               XXX               XXX               XXX    9,946 
 8. 1990  ...         XXX               XXX               XXX               XXX               XXX      XXX 
 9. 1991  ...         XXX               XXX               XXX               XXX               XXX      XXX 
10. 1992  ...         XXX               XXX               XXX               XXX               XXX      XXX 
11. 1993  ...         XXX               XXX               XXX               XXX               XXX      XXX 


                                                        [Enlarge/Download Table]


    (1)        INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)     DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were            (8)               (9)               (10)              (11)              (12)              (13) 
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...         8,453             8,890             8,602             8,382              (220)             (508)  
 2. 1984  ...         7,902             8,481             8,333             8,139              (194)             (342)  
 3. 1985  ...        10,612            10,382            10,360            10,331               (29)              (51)  
 4. 1986  ...        10,278            10,400            10,020            10,078                58              (322)  
 5. 1987  ...        11,339            11,835            11,350            10,026            (1,324)           (1,809)  
 6. 1988  ...        11,348            10,837            10,483             8,895            (1,588)           (1,942)  
 7. 1989  ...         9,924             9,950             9,701             8,798              (903)           (1,152)  
 8. 1990  ...        10,913            10,989            10,595            10,546               (49)             (443)  
 9. 1991  ...           XXX             5,271             6,654             7,877             1,223             2,606   
10. 1992  ...           XXX               XXX             4,456             5,191               735               XXX   
11. 1993  ...           XXX               XXX               XXX             5,112               XXX               XXX   

                                                         12. TOTALS                          (2,291)           (3,963)  
<FN>                                                                                                                    
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


                                                        [Enlarge/Download Table]
                        SCHEDULE P - PART 2E - COMMERCIAL MULTIPLE PERIL                                 


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END  (000 Omitted)       
Years in Which                                                                                           
  Losses Were       (2)               (3)               (4)               (5)               (6)       (7)
   Incurred                                                                                              
                   1984              1985              1986              1987              1988      1989
                                                                                                         
 1. Prior*...     1,884             3,308             5,007             4,969             4,684     4,563
 2. 1984  ...     1,855             2,819             3,400             3,694             3,858     3,713
 3. 1985  ...       XXX               848               894               883               888       841
 4. 1986  ...       XXX               XXX               222               297               277       248
 5. 1987  ...       XXX               XXX               XXX               639               515       493
 6. 1988  ...       XXX               XXX               XXX               XXX             1,089     1,380
 7. 1989  ...       XXX               XXX               XXX               XXX               XXX     3,588
 8. 1990  ...       XXX               XXX               XXX               XXX               XXX       XXX
 9. 1991  ...       XXX               XXX               XXX               XXX               XXX       XXX
10. 1992  ...       XXX               XXX               XXX               XXX               XXX       XXX
11. 1993  ...       XXX               XXX               XXX               XXX               XXX       XXX


                                                        [Enlarge/Download Table]


    (1)        INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)      DEVELOPMENT **   
Years in Which                                                                                                         
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13) 
   Incurred                                                                                                            
                       1990              1991              1992              1993            One Year          Two Year
                                                                                                                       
 1. Prior*...         4,653             4,863             4,747             4,719               (28)             (144) 
 2. 1984  ...         3,675             3,500             3,543             3,522               (21)               22  
 3. 1985  ...           857               814               915               897               (18)               83  
 4. 1986  ...           241               230               229               233                 4                 3  
 5. 1987  ...           479               477               464               463                (1)              (14) 
 6. 1988  ...         1,497             1,575             1,583             1,323              (260)             (252) 
 7. 1989  ...         3,025             3,266             3,268             2,929              (339)             (337) 
 8. 1990  ...         4,340             4,073             4,403             4,200              (203)              127  
 9. 1991  ...           XXX             4,148             4,809             5,667               858             1,519  
10. 1992  ...           XXX               XXX             9,617            17,335             7,718               XXX  
11. 1993  ...           XXX               XXX               XXX             7,711               XXX               XXX  

                                                         12. TOTALS                           7,710             1,007  

<FN>                                                                                                                   
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                   
**  Current year less first or second prior year, showing (redundant) or adverse.                                      

EX-28 21st “Page” of 32 TOC 1st Previous Next ↓Bottom Just 21st
                                                        [Enlarge/Download Table]
                          SCHEDULE P - PART 2F   -   SECTION 1                                          
                          MEDICAL MALPRACTICE    -   OCCURRENCE                                         


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)       
Years in Which                                                                                          
  Losses Were         (2)               (3)               (4)               (5)               (6)   (7) 
   Incurred                                                                                             
                      1984              1985              1986              1987              1988  1989
                                                                                                        
 1. Prior*...          15                 0                 0                 0                 0     0 
 2. 1984  ...           0                 0                 0                 0                 0     0 
 3. 1985  ...         XXX                 0                 0                 0                 0     0 
 4. 1986  ...         XXX               XXX                 0                 0                 0     0 
 5. 1987  ...         XXX               XXX               XXX                 0                 0     0 
 6. 1988  ...         XXX               XXX               XXX               XXX                 0     0 
 7. 1989  ...         XXX               XXX               XXX               XXX               XXX     0 
 8. 1990  ...         XXX               XXX               XXX               XXX               XXX   XXX 
 9. 1991  ...         XXX               XXX               XXX               XXX               XXX   XXX 
10. 1992  ...         XXX               XXX               XXX               XXX               XXX   XXX 
11. 1993  ...         XXX               XXX               XXX               XXX               XXX   XXX 


                                                        [Enlarge/Download Table]


    (1)           INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR END (000 Omitted)   DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...            (2)               (2)               (2)                0                 2                 2   
 2. 1984  ...             0                 0                 0                 0                 0                 0   
 3. 1985  ...             0                 0                 0                 0                 0                 0   
 4. 1986  ...             0                 0                 0                 0                 0                 0   
 5. 1987  ...             0                 0                 0                 0                 0                 0   
 6. 1988  ...             0                 0                 0                 0                 0                 0   
 7. 1989  ...             0                 0                 0                 0                 0                 0   
 8. 1990  ...             0                 0                 0                 0                 0                 0   
 9. 1991  ...           XXX                 0                 0                 0                 0                 0   
10. 1992  ...           XXX               XXX                 0                 0                 0               XXX   
11. 1993  ...           XXX               XXX               XXX                 0               XXX               XXX   

                                                         12. TOTALS                               2                 2   
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       

                                                        [Enlarge/Download Table]
                          SCHEDULE P - PART 2F   -   SECTION 2                                          
                          MEDICAL MALPRACTICE    -   CLAIMS MADE                                        


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)       
Years in Which                                                                                          
  Losses Were         (2)               (3)               (4)               (5)               (6)   (7) 
   Incurred                                                                                             
                      1984              1985              1986              1987              1988  1989
                                                                                                        
 1. Prior*...           0                 0                 0                 0                 0     0 
 2. 1984  ...           0                 0                 0                 0                 0     0 
 3. 1985  ...         XXX                 0                 0                 0                 0     0 
 4. 1986  ...         XXX               XXX                 0                 0                 0     0 
 5. 1987  ...         XXX               XXX               XXX                 0                 0     0 
 6. 1988  ...         XXX               XXX               XXX               XXX                 0     0 
 7. 1989  ...         XXX               XXX               XXX               XXX               XXX     0 
 8. 1990  ...         XXX               XXX               XXX               XXX               XXX   XXX 
 9. 1991  ...         XXX               XXX               XXX               XXX               XXX   XXX 
10. 1992  ...         XXX               XXX               XXX               XXX               XXX   XXX 
11. 1993  ...         XXX               XXX               XXX               XXX               XXX   XXX 


                                                        [Enlarge/Download Table]


    (1)           INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR END (000 Omitted)   DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...             0                 0                 0                 0                 0                 0   
 2. 1984  ...             0                 0                 0                 0                 0                 0   
 3. 1985  ...             0                 0                 0                 0                 0                 0   
 4. 1986  ...             0                 0                 0                 0                 0                 0   
 5. 1987  ...             0                 0                 0                 0                 0                 0   
 6. 1988  ...             0                 0                 0                 0                 0                 0   
 7. 1989  ...             0                 0                 0                 0                 0                 0   
 8. 1990  ...             0                 0                 0                 0                 0                 0   
 9. 1991  ...           XXX                 0                 0                 0                 0                 0   
10. 1992  ...           XXX               XXX                 0                 0                 0               XXX   
11. 1993  ...           XXX               XXX               XXX                 0               XXX               XXX   

                                                         12. TOTALS                               0                 0   
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       

                                                        [Enlarge/Download Table]
                       SCHEDULE P - PART 2G - SPECIAL LIABILITY                                          
                         (OCEAN MARINE, AIRCRAFT (ALL PERILS),                                           
                                BOILER AND MACHINERY)                                                    


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)        
Years in Which                                                                                           
  Losses Were      (2)               (3)               (4)               (5)               (6)       (7) 
   Incurred                                                                                              
                   1984              1985              1986              1987              1988      1989
                                                                                                         
 1. Prior*...        0               120                86                89                81        79 
 2. 1984  ...        0               264               236               243               235       226 
 3. 1985  ...      XXX               904               485               648               640       589 
 4. 1986  ...      XXX               XXX             1,143             1,480             1,662     1,422 
 5. 1987  ...      XXX               XXX               XXX               763                37       263 
 6. 1988  ...      XXX               XXX               XXX               XXX             1,664     1,138 
 7. 1989  ...      XXX               XXX               XXX               XXX               XXX       536 
 8. 1990  ...      XXX               XXX               XXX               XXX               XXX       XXX 
 9. 1991  ...      XXX               XXX               XXX               XXX               XXX       XXX 
10. 1992  ...      XXX               XXX               XXX               XXX               XXX       XXX 
11. 1993  ...      XXX               XXX               XXX               XXX               XXX       XXX 


                                                        [Enlarge/Download Table]


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)    DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...            79               151               153               144                (9)               (7)  
 2. 1984  ...           223               291               281               275                (6)              (16)  
 3. 1985  ...           568               790               962               983                21               193   
 4. 1986  ...         1,360             1,367             1,388             1,364               (24)               (3)  
 5. 1987  ...           232               288               295               301                 6                13   
 6. 1988  ...         1,100             1,247             1,236             1,228                (8)              (19)  
 7. 1989  ...           540               489               554               553                (1)               64   
 8. 1990  ...           434               363               391               384                (7)               21   
 9. 1991  ...           XXX                 0                 0                 0                 0                 0   
10. 1992  ...           XXX               XXX                 0                 0                 0               XXX   
11. 1993  ...           XXX               XXX               XXX                11               XXX               XXX   

                                                         12. TOTALS                             (28)              246   
<FN>                                                                                                                    
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


                                                        [Enlarge/Download Table]
                       SCHEDULE P - PART 2H  -  SECTION 1                                             
                        OTHER LIABILITY  -  OCCURRENCE                                                


    (1)          INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END                  
Years in Which                                                                                        
  Losses Were      (2)               (3)               (4)               (5)             (6)      (7) 
   Incurred                                                                                           
                   1984              1985              1986              1987            1988     1989
                                                                                                      
 1. Prior*...   36,879            36,471            35,296            37,557          39,576   38,018 
 2. 1984  ...   29,665            36,597            39,501            42,849          43,884   43,671 
 3. 1985  ...      XXX            40,977            49,601            60,191          63,121   62,748 
 4. 1986  ...      XXX               XXX            37,047            46,498          50,209   49,987 
 5. 1987  ...      XXX               XXX               XXX            42,314          36,722   39,109 
 6. 1988  ...      XXX               XXX               XXX               XXX          46,543   43,969 
 7. 1989  ...      XXX               XXX               XXX               XXX             XXX   49,592 
 8. 1990  ...      XXX               XXX               XXX               XXX             XXX      XXX 
 9. 1991  ...      XXX               XXX               XXX               XXX             XXX      XXX 
10. 1992  ...      XXX               XXX               XXX               XXX             XXX      XXX 
11. 1993  ...      XXX               XXX               XXX               XXX             XXX      XXX 


                                                        [Enlarge/Download Table]

    (1)               INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END            DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...        38,693            39,557            40,869            41,590               721             2,033   
 2. 1984  ...        46,259            45,579            45,512            47,909             2,397             2,330   
 3. 1985  ...        64,806            63,889            64,465            62,496            (1,969)           (1,393)  
 4. 1986  ...        50,007            49,792            48,195            47,260              (935)           (2,532)  
 5. 1987  ...        36,386            35,823            35,980            37,370             1,390             1,547   
 6. 1988  ...        41,504            40,028            39,893            41,871             1,978             1,843   
 7. 1989  ...        42,290            39,532            40,799            41,805             1,006             2,273   
 8. 1990  ...        51,820            49,100            48,842            41,509            (7,333)           (7,591)  
 9. 1991  ...           XXX            42,374            41,927            41,148              (779)           (1,226)  
10. 1992  ...           XXX               XXX            45,804            43,879            (1,925)              XXX   
11. 1993  ...           XXX               XXX               XXX            40,784               XXX               XXX   

                                                         12. TOTALS                          (5,449)           (2,716)  
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


                                                        [Enlarge/Download Table]
                          SCHEDULE P - PART 2H   -   SECTION 2                                          
                            OTHER LIABILITY    -   CLAIMS MADE                                          

    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)       
Years in Which                                                                                          
  Losses Were         (2)               (3)               (4)               (5)               (6)   (7) 
   Incurred                                                                                             
                      1984              1985              1986              1987              1988  1989
                                                                                                        
 1. Prior*...           0                 0                 0                 0                 0     0 
 2. 1984  ...           0                 0                 0                 0                 0     0 
 3. 1985  ...         XXX                 0                 0                 0                 0     0 
 4. 1986  ...         XXX               XXX                 0                 0                 0     0 
 5. 1987  ...         XXX               XXX               XXX                 0                 0     0 
 6. 1988  ...         XXX               XXX               XXX               XXX                 0     0 
 7. 1989  ...         XXX               XXX               XXX               XXX               XXX     0 
 8. 1990  ...         XXX               XXX               XXX               XXX               XXX   XXX 
 9. 1991  ...         XXX               XXX               XXX               XXX               XXX   XXX 
10. 1992  ...         XXX               XXX               XXX               XXX               XXX   XXX 
11. 1993  ...         XXX               XXX               XXX               XXX               XXX   XXX 


                                                        [Enlarge/Download Table]

    (1)           INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR END (000 Omitted)   DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...             0                 0                 0                 0                 0                 0   
 2. 1984  ...             0                 0                 0                 0                 0                 0   
 3. 1985  ...             0                 0                 0                 0                 0                 0   
 4. 1986  ...             0                 0                 0                 0                 0                 0   
 5. 1987  ...             0                 0                 0                 0                 0                 0   
 6. 1988  ...             0                 0                 0                 0                 0                 0   
 7. 1989  ...             0                 0                 0                 0                 0                 0   
 8. 1990  ...             0                 0                 0                 0                 0                 0   
 9. 1991  ...           XXX                 0                 0                 0                 0                 0   
10. 1992  ...           XXX               XXX                 0                 0                 0               XXX   
11. 1993  ...           XXX               XXX               XXX                 0               XXX               XXX   

                                                         12. TOTALS                               0                 0   
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


EX-28 22nd “Page” of 32 TOC 1st Previous Next ↓Bottom Just 22nd
                                                        [Enlarge/Download Table]
                        SCHEDULE P - PART 2I  -  SPECIAL PROPERTY (FIRE,                                
                         ALLIED LINES, INLAND MARINE, EARTHQUAKE,                                       
                                GLASS, BURGLARY AND THEFT)                                              


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END  (000 Omitted)      
Years in Which                                                                                          
  Losses Were       (2)               (3)               (4)               (5)               (6)     (7) 
   Incurred                                                                                             
                    1984              1985              1986              1987              1988    1989
                                                                                                        
 1. Prior*...       XXX               XXX               XXX               XXX               XXX     XXX 
 2. 1992  ...       XXX               XXX               XXX               XXX               XXX     XXX 
 3. 1993  ...       XXX               XXX               XXX               XXX               XXX     XXX 


                                                        [Enlarge/Download Table]


    (1)        INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END  (000 Omitted)    DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...           XXX            12,841            15,393            18,269             2,876             5,428   
 2. 1992  ...           XXX               XXX            10,209            15,242             5,033               XXX   
 3. 1993  ...           XXX               XXX               XXX            12,207               XXX               XXX   

                                                         4. TOTALS                            7,910             5,428   
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


                                                        [Enlarge/Download Table]
                        SCHEDULE P - PART 2J  -  AUTO PHYSICAL DAMAGE                                  


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)      
Years in Which                                                                                         
  Losses Were       (2)               (3)               (4)               (5)               (6)    (7) 
   Incurred                                                                                            
                    1984              1985              1986              1987              1988   1989
                                                                                                       
 1. Prior*...       XXX               XXX               XXX               XXX               XXX    XXX 
 2. 1992  ...       XXX               XXX               XXX               XXX               XXX    XXX 
 3. 1993  ...       XXX               XXX               XXX               XXX               XXX    XXX 

                                                        [Enlarge/Download Table]


    (1)        INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)     DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...           XXX               814             1,721             1,526              (195)              712   
 2. 1992  ...           XXX               XXX               616             1,464               848               XXX   
 3. 1993  ...           XXX               XXX               XXX             1,827               XXX               XXX   

                                                          4. TOTALS                             653               712   
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       

                                                        [Enlarge/Download Table]
                        SCHEDULE P - PART 2K - FIDELITY, SURETY,                                        
                        FINANCIAL GUARANTY, MORTGAGE GUARANTY                                           


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END  (000 Omitted)      
Years in Which                                                                                          
  Losses Were       (2)               (3)               (4)               (5)               (6)     (7) 
   Incurred                                                                                             
                    1984              1985              1986              1987              1988    1989
                                                                                                        
 1. Prior*...       XXX               XXX               XXX               XXX               XXX     XXX 
 2. 1992  ...       XXX               XXX               XXX               XXX               XXX     XXX 
 3. 1993  ...       XXX               XXX               XXX               XXX               XXX     XXX 


                                                        [Enlarge/Download Table]


    (1)       INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END  (000 Omitted)     DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...           XXX             1,859             2,438             3,497             1,059             1,638   
 2. 1992  ...           XXX               XXX             1,308               710              (598)              XXX   
 3. 1993  ...           XXX               XXX               XXX               374               XXX               XXX   

                                                          4. TOTALS                            461             1,638    
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


                                                        [Enlarge/Download Table]
                         SCHEDULE P - PART 2L - OTHER                                                  
                      (INCLUDING CREDIT, ACCIDENT & HEALTH)                                            


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)      
Years in Which                                                                                         
  Losses Were        (2)               (3)               (4)               (5)               (6)   (7) 
   Incurred                                                                                            
                     1984              1985              1986              1987              1988  1989
                                                                                                       
 1. Prior*...        XXX               XXX               XXX               XXX               XXX   XXX 
 2. 1992  ...        XXX               XXX               XXX               XXX               XXX   XXX 
 3. 1993  ...        XXX               XXX               XXX               XXX               XXX   XXX 


                                                        [Enlarge/Download Table]


    (1)        INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)     DEVELOPMENT **     
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...           XXX            15,418            12,870            10,668            (2,202)           (4,750)  
 2. 1992  ...           XXX               XXX             2,550             2,450              (100)              XXX   
 3. 1993  ...           XXX               XXX               XXX             4,670               XXX               XXX   

                                                         4. TOTALS                           (2,302)           (4,750)  
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


                                                        [Enlarge/Download Table]
                       SCHEDULE P - PART 2M - INTERNATIONAL                                              


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)        
Years in Which                                                                                           
  Losses Were      (2)               (3)               (4)               (5)               (6)       (7) 
   Incurred                                                                                              
                   1984              1985              1986              1987              1988      1989
                                                                                                         
 1. Prior*...      648               815               895             1,052             1,160     1,486 
 2. 1984  ...    1,301             1,244             1,262             1,337             1,386     1,375 
 3. 1985  ...      XXX             1,460             1,438             1,495             1,524     1,572 
 4. 1986  ...      XXX               XXX             2,053             2,005             2,080     2,084 
 5. 1987  ...      XXX               XXX               XXX             1,000             1,022     1,017 
 6. 1988  ...      XXX               XXX               XXX               XXX               423       432 
 7. 1989  ...      XXX               XXX               XXX               XXX               XXX         4 
 8. 1990  ...      XXX               XXX               XXX               XXX               XXX       XXX 
 9. 1991  ...      XXX               XXX               XXX               XXX               XXX       XXX 
10. 1992  ...      XXX               XXX               XXX               XXX               XXX       XXX 
11. 1993  ...      XXX               XXX               XXX               XXX               XXX       XXX 


                                                        [Enlarge/Download Table]


    (1)         INCURRED  LOSSES  AND  ALLOCATED  EXPENSES  REPORTED  AT  YEAR  END (000 Omitted)       DEVELOPMENT **  
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                                             
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        
 1. Prior*...         1,598             2,231             2,337             2,558               221               327   
 2. 1984  ...         1,522             1,455             1,498             1,518                20                64   
 3. 1985  ...         1,645             1,859             1,784             2,049               265               190   
 4. 1986  ...         1,998             1,712             1,730             1,747                17                35   
 5. 1987  ...           937               768               766               765                (1)               (3)  
 6. 1988  ...           374               312               311               310                (1)               (2)  
 7. 1989  ...            44                 8                 6                 6                 0                (2)  
 8. 1990  ...            63                45                45                45                 0                 0   
 9. 1991  ...           XXX                 0                 0                 0                 0                 0   
10. 1992  ...           XXX               XXX                 0                 0                 0               XXX   
11. 1993  ...           XXX               XXX               XXX                 0               XXX               XXX   

                                                          12. TOTALS                            521               608   
<FN>                                                                                                                    

*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       

EX-28 23rd “Page” of 32 TOC 1st Previous Next ↓Bottom Just 23rd
                                                        [Enlarge/Download Table]

                                      SCHEDULE P - PART 2N - REINSURANCE A                                                    
                                               (000 OMITTED)                                                                  


    (1)      I N C U R R E D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S  R E P O R T E D  A T   Y E A R  E N D
Years in Which                                                                                                                
  Losses Were           (2)              (3)               (4)               (5)              (6)              (7)            
   Incurred                                                                                                                   
                       1984             1985              1986              1987             1988             1989            
                                                                                                                              

 1. 1988  ...           XXX              XXX               XXX               XXX              245              385            
 2. 1989  ...           XXX              XXX               XXX               XXX              XXX            1,050            
 3. 1990  ...           XXX              XXX               XXX               XXX              XXX              XXX            
 4. 1991  ...           XXX              XXX               XXX               XXX              XXX              XXX            
 5. 1992  ...           XXX              XXX               XXX               XXX              XXX              XXX            
 6. 1993  ...           XXX              XXX               XXX               XXX              XXX              XXX            

                                                        [Enlarge/Download Table]

    (1)                                                                                       D E V E L O P M E N T ** 
Years in Which                                                                                                         
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13) 
   Incurred                                                                                    (11-10)           (11-9)
                       1990              1991              1992              1993            One Year          Two Year
                                                                                                                       

 1. 1988  ...           322               365               344               305               (39)              (60) 
 2. 1989  ...         1,833             1,986             2,048             1,724              (324)             (262) 
 3. 1990  ...           249               765               779               745               (34)              (20) 
 4. 1991  ...           XXX               903             1,588             1,644                56               741  
 5. 1992  ...           XXX               XXX             6,981             8,884             1,903               XXX  
 6. 1993  ...           XXX               XXX               XXX             2,463               XXX               XXX  

                                                          7. TOTALS                           1,562               399  

<FN>                                                                                                                   
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                   
**  Current year less first or second prior year, showing (redundant) or adverse.                                      


                                                        [Enlarge/Download Table]
                                     SCHEDULE P - PART 2O - REINSURANCE B                                                    
                                                (000 Omitted)                                                                


   (1)      I N C U R R E D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S  R E P O R T E D  A T   Y E A R  E N D
Years in Which                                                                                                               
 Losses Were           (2)              (3)               (4)               (5)              (6)              (7)            
  Incurred                                                                                                                   
                       1984             1985              1986              1987             1988             1989           
                                                                                                                             

1. 1988  ...           XXX              XXX               XXX               XXX            1,050            1,918            
2. 1989  ...           XXX              XXX               XXX               XXX              XXX              416            
3. 1990  ...           XXX              XXX               XXX               XXX              XXX              XXX            
4. 1991  ...           XXX              XXX               XXX               XXX              XXX              XXX            
5. 1992  ...           XXX              XXX               XXX               XXX              XXX              XXX            
6. 1993  ...           XXX              XXX               XXX               XXX              XXX              XXX            


                                                        [Enlarge/Download Table]

    (1)                                                                                       D E V E L O P M E N T **  
Years in Which                                                                                                          
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                   (11-10)           (11-9)  
                        1990              1991              1992              1993            One Year          Two Year
                                                                                                                        

 1. 1988  ...          2,352             1,271             1,871             1,813               (58)              542  
 2. 1989  ...          1,086             1,594             2,014             1,815              (199)              221  
 3. 1990  ...          1,412             1,438             2,912             2,896               (16)            1,458  
 4. 1991  ...            XXX             2,601             1,727             1,920               193              (681) 
 5. 1992  ...            XXX               XXX             3,793             5,070             1,277               XXX  
 6. 1993  ...            XXX               XXX               XXX             4,615               XXX               XXX  
                                                           7. TOTALS                           1,197             1,540  
<FN>                                                                                                                    
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                    
**  Current year less first or second prior year, showing (redundant) or adverse.                                       


                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 2P - REINSURANCE C                                                    
                                               (000 Omitted)                                                                  


    (1)      I N C U R R E D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S  R E P O R T E D  A T   Y E A R  E N D
Years in Which                                                                                                                
  Losses Were           (2)              (3)               (4)               (5)              (6)              (7)            
   Incurred                                                                                                                   
                        1984             1985              1986              1987             1988             1989           
                                                                                                                              

 1. 1988  ...           XXX              XXX               XXX               XXX               31               49            
 2. 1989  ...           XXX              XXX               XXX               XXX              XXX               36            
 3. 1990  ...           XXX              XXX               XXX               XXX              XXX              XXX            
 4. 1991  ...           XXX              XXX               XXX               XXX              XXX              XXX            
 5. 1992  ...           XXX              XXX               XXX               XXX              XXX              XXX            
 6. 1993  ...           XXX              XXX               XXX               XXX              XXX              XXX            


                                                        [Enlarge/Download Table]

    (1)                                                                                      D E V E L O P M E N T **  
Years in Which                                                                                                         
  Losses Were           (8)               (9)               (10)              (11)              (12)              (13) 
   Incurred                                                                                  (11-10)           (11-9)  
                       1990              1991              1992              1993            One Year          Two Year
                                                                                                                       

 1. 1988  ...           170               322               333               267               (66)              (55) 
 2. 1989  ...           122               218               287               251               (36)               33  
 3. 1990  ...            27               114               143               168                25                54  
 4. 1991  ...           XXX                32               261               443               182               411  
 5. 1992  ...           XXX               XXX               569             1,136               567               XXX  
 6. 1993  ...           XXX               XXX               XXX               770               XXX               XXX  

                                                         7. TOTALS                              672               443  
<FN>                                                                                                                   
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                   
**  Current year less first or second prior year, showing (redundant) or adverse.                                      


                                                        [Enlarge/Download Table]

                                       SCHEDULE P - PART 2Q - REINSURANCE D                                                   
                                                (000 Omitted)                                                                 

    (1)     I N C U R R E D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S  R E P O R T E D  A T   Y E A R  E N D
Years in Which                                                                                                                
  Losses Were           (2)               (3)               (4)               (5)              (6)              (7)           
   Incurred                                                                                                                   
                        1984              1985              1986              1987             1988             1989          
                                                                                                                              

 1. Prior*...             0              (190)             (190)             (189)            (187)            (174)          
 2. 1984  ...            85                90                90                90              108               99           
 3. 1985  ...           XXX                45                58               115               74               39           
 4. 1986  ...           XXX               XXX                 0                 0                0                0           
 5. 1987  ...           XXX               XXX               XXX                 1                1                0           


                                                        [Enlarge/Download Table]

    (1)                                                                                     D E V E L O P M E N T **   
Years in Which                                                                                                         
  Losses Were          (8)               (9)               (10)              (11)              (12)              (13)  
   Incurred                                                                                  (11-10)           (11-9)  
                       1990              1991              1992              1993            One Year          Two Year
                                                                                                                       

 1. Prior*...         (173)             (172)             (172)             (172)                0                 0   
 2. 1984  ...          109                98                88                88                 0               (10)  
 3. 1985  ...           80                20                20                20                 0                 0   
 4. 1986  ...            0                 0                 0                 0                 0                 0   
 5. 1987  ...            0                 0                 0                 0                 0                 0   

                                                         6. TOTALS                               0               (10)  
<FN>                                                                                                                   
* Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                     
**  Current year less first or second prior year, showing (redundant) or adverse.                                      


                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 2R - SECTION 1                                                    
                                      PRODUCTS LIABILITY - OCCURENCE                                                       
                                                (000 Omitted)                                                              


    (1)   I N C U R R E D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S  R E P O R T E D  A T  Y E A R  E N D
Years in Which                                                                                                             
  Losses Were           (2)               (3)               (4)               (5)              (6)             (7)         
   Incurred                                                                                                                
                        1984              1985              1986              1987             1988            1989        
                                                                                                                           

 1. Prior*...             0                 0                 0                 0                0               0         
 2. 1984  ...             0                 0                 0                 0                0               0         
 3. 1985  ...           XXX                 0                 0                 0                0               0         
 4. 1986  ...           XXX               XXX                 0                 0                0               0         
 5. 1987  ...           XXX               XXX               XXX                 0                0               0         
 6. 1988  ...           XXX               XXX               XXX               XXX                0               0         
 7. 1989  ...           XXX               XXX               XXX               XXX              XXX               0         
 8. 1990  ...           XXX               XXX               XXX               XXX              XXX             XXX         
 9. 1991  ...           XXX               XXX               XXX               XXX              XXX             XXX         
10. 1992  ...           XXX               XXX               XXX               XXX              XXX             XXX         
11. 1993  ...           XXX               XXX               XXX               XXX              XXX             XXX         


                                                        [Enlarge/Download Table]

    (1)                                                                                            D E V E L O P M E N T * *
Years in Which                                                                                                              
  Losses Were           (8)               (9)               (10)               (11)             (12)               (13)     
   Incurred                                                                                                                 
                        1990              1991              1992              1993            One Year           Two Year   
                                                                                                                            

 1. Prior*...             0                 0                 0                 0                 0                 0       
 2. 1984  ...             0                 0                 0                 0                 0                 0       
 3. 1985  ...             0                 0                 0                 0                 0                 0       
 4. 1986  ...             0                 0                 0                 0                 0                 0       
 5. 1987  ...             0                 0                 0                 0                 0                 0       
 6. 1988  ...             0                 0                 0                 0                 0                 0       
 7. 1989  ...             0                 0                 0                 0                 0                 0       
 8. 1990  ...             0                 0                 0                 0                 0                 0       
 9. 1991  ...           XXX                 0                 0                 0                 0                 0       
10. 1992  ...           XXX               XXX               661             1,125               464               XXX       
11. 1993  ...           XXX               XXX               XXX             2,102               XXX               XXX       

                                                         12.TOTALS            464                 0                         

<FN>                                                                                                                        
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                        
**  Current year less first or second prior year, showing (redundant) or adverse.                                           


                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 2R - SECTION 2                                                     
                                       PRODUCTS LIABILITY - CLAIMS MADE                                                     
                                                (000 Omitted)                                                               


    (1)   I N C U R R E D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   R E P O R T E D  A T  Y E A R  E N D
Years in Which                                                                                                              
  Losses Were           (2)               (3)               (4)               (5)               (6)             (7)         
   Incurred                                                                                                                 
                        1984              1985              1986              1987              1988            1989        
                                                                                                                            

 1. Prior*...             0                 0                 0                 0                 0               0         
 2. 1984  ...             0                 0                 0                 0                 0               0         
 3. 1985  ...           XXX                 0                 0                 0                 0               0         
 4. 1986  ...           XXX               XXX                 0                 0                 0               0         
 5. 1987  ...           XXX               XXX               XXX                 0                 0               0         
 6. 1988  ...           XXX               XXX               XXX               XXX                 0               0         
 7. 1989  ...           XXX               XXX               XXX               XXX               XXX               0         
 8. 1990  ...           XXX               XXX               XXX               XXX               XXX             XXX         
 9. 1991  ...           XXX               XXX               XXX               XXX               XXX             XXX         
10. 1992  ...           XXX               XXX               XXX               XXX               XXX             XXX         
11. 1993  ...           XXX               XXX               XXX               XXX               XXX             XXX         

<FN>                                                                                                                        
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                        
**  Current year less first or second prior year, showing (redundant) or adverse.                                           

                                                        [Enlarge/Download Table]

    (1)                                                                                            D E V E L O P M E N T * *
Years in Which                                                                                                              
  Losses Were           (8)               (9)               (10)               (11)             (12)               (13)     
   Incurred                                                                                                                 
                        1990              1991              1992              1993            One Year           Two Year   
                                                                                                                            

 1. Prior*...             0                 0                 0                 0                 0                 0       
 2. 1984  ...             0                 0                 0                 0                 0                 0       
 3. 1985  ...             0                 0                 0                 0                 0                 0       
 4. 1986  ...             0                 0                 0                 0                 0                 0       
 5. 1987  ...             0                 0                 0                 0                 0                 0       
 6. 1988  ...             0                 0                 0                 0                 0                 0       
 7. 1989  ...             0                 0                 0                 0                 0                 0       
 8. 1990  ...             0                 0                 0                 0                 0                 0       
 9. 1991  ...           XXX                 0                 0                 0                 0                 0       
10. 1992  ...           XXX               XXX                 0                 0                 0               XXX       
11. 1993  ...           XXX               XXX               XXX                 0               XXX               XXX       

<FN>                                                                                                                        
*   Reported reserves only. Subsequent development relates only to subsequent payments and reserves.                        
**  Current year less first or second prior year, showing (redundant) or adverse.                                           
                                                                               12. TOTALS         0                 0       

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                                      SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS                                          
                                               (000 Omitted)                                                                

    (1)         C U M U L A T I V E  P A I D   L O S S E S   A N D   A L L O C A T E D  E X P E N S E S  A T  Y E A R  E N D
Years in Which                                                                                                              
  Losses Were           (2)              (3)               (4)               (5)              (6)             (7)           
   Incurred                                                                                                                 
                        1984             1985              1986              1987             1988            1989          
                                                                                                                            

 1. Prior ...             0               41                40                40               28              28           
 2. 1984  ...             0               86                64                63               64              64           
 3. 1985  ...           XXX                1                20                21               24              26           
 4. 1986  ...           XXX              XXX                34                 9               13              16           
 5. 1987  ...           XXX              XXX               XXX                73               87              94           
 6. 1988  ...           XXX              XXX               XXX               XXX               66             107           
 7. 1989  ...           XXX              XXX               XXX               XXX              XXX              75           
 8. 1990  ...           XXX              XXX               XXX               XXX              XXX             XXX           
 9. 1991  ...           XXX              XXX               XXX               XXX              XXX             XXX           
10. 1992  ...           XXX              XXX               XXX               XXX              XXX             XXX           
11. 1993  ...           XXX              XXX               XXX               XXX              XXX             XXX           


                                                        [Enlarge/Download Table]

     (1)                                                           (12)        (13)    
Years in Which                                                    Number of   Number of
  Losses Were            (8)               (9)    (10)    (11)    Claims      Claims   
   Incurred                                                     Closed With  Closed W/O
                        1990              1991   1992    1993    Loss Pmt    Loss Pmt  
                                                                                       

 1. Prior ...             28                28     28      20       XXX         XXX    
 2. 1984  ...             64                64     64      64       XXX         XXX    
 3. 1985  ...             25                26     26      26       XXX         XXX    
 4. 1986  ...             15                16     16      16       XXX         XXX    
 5. 1987  ...             94                98     97      97       XXX         XXX    
 6. 1988  ...            119               122    125     125       XXX         XXX    
 7. 1989  ...              0                35     49      53       XXX         XXX    
 8. 1990  ...            233               312    361     367       XXX         XXX    
 9. 1991  ...            XXX                41    111     170       XXX         XXX    
10. 1992  ...            XXX               XXX  3,348   7,092       XXX         XXX    
11. 1993  ...            XXX               XXX    XXX   1,059       XXX         XXX    
<FN>                                                                                   
NOTE:  Net of salvage and subrogation received                                         

                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 3B                                                               
                                 Private Passenger Auto Liability/Medical                                                 
                                                (000 Omitted)                                                             

    (1)      C U M U L A T I V E   P A I D   L O S S E S   A N D   A L L O C A T E D  E X P E N S E S  A T  Y E A R  E N D
Years in Which                                                                                                            
 Losses Were            (2)               (3)               (4)               (5)              (6)             (7)        
   Incurred                                                                                                               
                        1984              1985              1986              1987             1988            1989       
                                                                                                                          

 1. Prior ...             0                 5                 5                 6                6              28        
 2. 1984  ...             0               185               177               205              210             212        
 3. 1985  ...           XXX               253               249               261              264             264        
 4. 1986  ...           XXX               XXX                33                34               34              34        
 5. 1987  ...           XXX               XXX               XXX                 2                2               2        
 6. 1988  ...           XXX               XXX               XXX               XXX               25              25        
 7. 1989  ...           XXX               XXX               XXX               XXX              XXX               0        
 8. 1990  ...           XXX               XXX               XXX               XXX              XXX             XXX        
 9. 1991  ...           XXX               XXX               XXX               XXX              XXX             XXX        
10. 1992  ...           XXX               XXX               XXX               XXX              XXX             XXX        
11. 1993  ...           XXX               XXX               XXX               XXX              XXX             XXX        


                                                        [Enlarge/Download Table]

    (1)                                                           (12)         (13)    
Years in Which                                                 Number of    Number of  
  Losses Were           (8)               (9)    (10)    (11)    Claims       Claims   
   Incurred                                                    Closed With   Closed W/O
                      1990              1991   1992    1993      Loss Pmt     Loss Pmt 
                                                                                       

 1. Prior ...          53                82     95      94         XXX          XXX    
 2. 1984  ...         212               215    215     215         XXX          XXX    
 3. 1985  ...         278               280    289     289         XXX          XXX    
 4. 1986  ...          34                34     34      34         XXX          XXX    
 5. 1987  ...           2                39     65      82         XXX          XXX    
 6. 1988  ...          25                25     25      25         XXX          XXX    
 7. 1989  ...           0                 0      0       0         XXX          XXX    
 8. 1990  ...          28               309    486     508         XXX          XXX    
 9. 1991  ...         XXX               326    675     788         XXX          XXX    
10. 1992  ...         XXX               XXX     55     174         XXX          XXX    
11. 1993  ...         XXX               XXX    XXX     407         XXX          XXX    

<FN>                                                                                   
NOTE: Net of salvage and subrogation received.                                         


                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 3C                                                               
                              COMMERICAL AUTO/TRUCK LIABILITY/MEDICAL                                                     
                                                (000 Omitted)                                                             

    (1)      C U M U L A T I V E   P A I D   L O S S E S   A N D   A L L O C A T E D  E X P E N S E S  A T  Y E A R  E N D
Years in Which                                                                                                            
  Losses Were           (2)               (3)               (4)               (5)              (6)             (7)        
   Incurred                                                                                                               
                       1984              1985              1986              1987             1988            1989        
                                                                                                                          

 1. Prior ...             0               919             1,870             2,600            2,961           3,224        
 2. 1984  ...           664             1,840             2,765             3,729            4,255           4,543        
 3. 1985  ...           XXX             1,073             1,943             2,990            3,776           4,407        
 4. 1986  ...           XXX               XXX               369             1,465            2,588           3,468        
 5. 1987  ...           XXX               XXX               XXX               324            1,518           2,720        
 6. 1988  ...           XXX               XXX               XXX               XXX              612           2,193        
 7. 1989  ...           XXX               XXX               XXX               XXX              XXX             652        
 8. 1990  ...           XXX               XXX               XXX               XXX              XXX             XXX        
 9. 1991  ...           XXX               XXX               XXX               XXX              XXX             XXX        
10. 1992  ...           XXX               XXX               XXX               XXX              XXX             XXX        
11. 1993  ...           XXX               XXX               XXX               XXX              XXX             XXX        


                                                        [Enlarge/Download Table]

    (1)                                                           (12)        (13)    
Years in Which                                                  Number of   Number of 
  Losses Were           (8)               (9)    (10)    (11)     Claims      Claims  
   Incurred                                                    Closed With  Closed W/O
                       1990              1991   1992    1993     Loss Pmt    Loss Pmt 
                                                                                      

 1. Prior ...         3,321             3,391  3,401   3,401        XXX         XXX   
 2. 1984  ...         4,701             4,838  4,842   4,841        XXX         XXX   
 3. 1985  ...         4,753             4,922  4,933   4,933        XXX         XXX   
 4. 1986  ...         4,113             4,504  4,514   4,516        XXX         XXX   
 5. 1987  ...         3,772             4,314  4,351   4,359        XXX         XXX   
 6. 1988  ...         3,638             4,574  4,593   4,603        XXX         XXX   
 7. 1989  ...         2,613             4,326  4,358   4,375        XXX         XXX   
 8. 1990  ...           629             2,129  2,219   2,246        XXX         XXX   
 9. 1991  ...           XXX             1,007  2,658   3,129        XXX         XXX   
10. 1992  ...           XXX               XXX  1,156   2,426        XXX         XXX   
11. 1993  ...           XXX               XXX    XXX   1,365        XXX         XXX   

<FN>                                                                                  
NOTE: Net of salvage and subrogation received                                         


                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 3D - WORKERS' COMPENSATION                                     
                                                (000 Omitted)                                                           


    (1) C U M U L A T I V E   P A I D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
Years in Which                                                                                                          
  Losses Were           (2)               (3)               (4)               (5)               (6)              (7)    
   Incurred                                                                                                             
                        1984              1985              1986              1987              1988             1989   
                                                                                                                        

 1. Prior ...             0             2,750             4,382             5,169             5,622            6,083    
 2. 1984  ...         1,413             4,297             5,482             6,187             6,852            7,051    
 3. 1985  ...           XXX             2,134             4,797             6,459             7,620            8,527    
 4. 1986  ...           XXX               XXX             2,034             4,821             6,695            7,608    
 5. 1987  ...           XXX               XXX               XXX             2,189             5,075            6,672    
 6. 1988  ...           XXX               XXX               XXX               XXX             2,140            4,469    
 7. 1989  ...           XXX               XXX               XXX               XXX               XXX            1,464    
 8. 1990  ...           XXX               XXX               XXX               XXX               XXX              XXX    
 9. 1991  ...           XXX               XXX               XXX               XXX               XXX              XXX    
10. 1992  ...           XXX               XXX               XXX               XXX               XXX              XXX    
11. 1993  ...           XXX               XXX               XXX               XXX               XXX              XXX    

                                                        [Enlarge/Download Table]

    (1)                                                           (12)        (13)    
Years in Which                                                  Number of   Number of 
  Losses Were          (8)               (9)     (10)    (11)    Claims      Claims   
   Incurred                                                    Closed With  Closed W/O
                      1990              1991    1992    1993    Loss Pmt    Loss Pmt  
                                                                                      

 1. Prior ...         6,453             6,992   7,138   7,456       XXX         XXX   
 2. 1984  ...         6,926             7,689   7,718   7,750       XXX         XXX   
 3. 1985  ...         9,231            10,141  10,172  10,180       XXX         XXX   
 4. 1986  ...         8,314             8,722   8,998   9,122       XXX         XXX   
 5. 1987  ...         7,510             8,275   8,555   8,813       XXX         XXX   
 6. 1988  ...         5,953             6,769   7,361   7,682       XXX         XXX   
 7. 1989  ...         3,911             5,748   6,599   7,228       XXX         XXX   
 8. 1990  ...         1,721             4,649   6,934   8,103       XXX         XXX   
 9. 1991  ...           XXX               628   2,966   4,183       XXX         XXX   
10. 1992  ...           XXX               XXX     744   1,745       XXX         XXX   
11. 1993  ...           XXX               XXX     XXX     629       XXX         XXX   

<FN>                                                                                  
NOTE: Net of salvage and subrogation received                                         

                                                        [Enlarge/Download Table]

                                      SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL                                   
                                               (000 Omitted)                                                             

    (1)    C U M U L A T I V E  P A I D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S  A T  Y E A R   E N D
Years in Which                                                                                                           
  Losses Were           (2)              (3)               (4)               (5)               (6)             (7)       
   Incurred                                                                                                              
                        1984             1985              1986              1987              1988            1989      
                                                                                                                         

 1. Prior ...             0              969             2,140             3,272             3,844           4,571       
 2. 1984  ...         1,011            1,651             2,153             2,688             3,060           3,432       
 3. 1985  ...           XXX              349               561               665               752             784       
 4. 1986  ...           XXX              XXX               149               215               228             220       
 5. 1987  ...           XXX              XXX               XXX               284               395             413       
 6. 1988  ...           XXX              XXX               XXX               XXX               494             869       
 7. 1989  ...           XXX              XXX               XXX               XXX               XXX             880       
 8. 1990  ...           XXX              XXX               XXX               XXX               XXX             XXX       
 9. 1991  ...           XXX              XXX               XXX               XXX               XXX             XXX       
10. 1992  ...           XXX              XXX               XXX               XXX               XXX             XXX       
11. 1993  ...           XXX              XXX               XXX               XXX               XXX             XXX       


                                                        [Enlarge/Download Table]

    (1)                                                             (12)        (13)    
Years in Which                                                    Number of   Number of 
  Losses Were            (8)               (9)    (10)     (11)    Claims      Claims   
   Incurred                                                      Closed With  Closed W/O
                        1990              1991   1992     1993    Loss Pmt    Loss Pmt  
                                                                                        

 1. Prior ...          4,588             4,666  4,691    4,689       XXX         XXX    
 2. 1984  ...          3,496             3,496  3,496    3,522       XXX         XXX    
 3. 1985  ...            807               807    808      811       XXX         XXX    
 4. 1986  ...            222               227    227      228       XXX         XXX    
 5. 1987  ...            426               443    445      447       XXX         XXX    
 6. 1988  ...          1,045             1,200  1,260    1,305       XXX         XXX    
 7. 1989  ...          1,581             2,338  2,582    2,756       XXX         XXX    
 8. 1990  ...          1,351             2,732  3,211    3,784       XXX         XXX    
 9. 1991  ...            XXX               720  2,755    4,879       XXX         XXX    
10. 1992  ...            XXX               XXX  3,018   15,331       XXX         XXX    
11. 1993  ...            XXX               XXX    XXX    3,154       XXX         XXX    

<FN>                                                                                    
NOTE: Net of salvage and subrogation received                                           

EX-28 25th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 25th
                                                        [Enlarge/Download Table]

                                      SCHEDULE P - PART 3F - SECTION 1                                                  
                                      MEDICAL MALPRACTICE - OCCURRENCE                                                  
                                               (000 Omitted)                                                            

    (1)  C U M U L A T I V E  P A I D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
Years in Which                                                                                                          
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)     
   Incurred                                                                                                             
                        1984             1985              1986              1987              1988             1989    
                                                                                                                        

 1. Prior ...             0                0                 0                 0                 0                0     
 2. 1984  ...             0                0                 0                 0                 0                0     
 3. 1985  ...           XXX                0                 0                 0                 0                0     
 4. 1986  ...           XXX              XXX                 0                 0                 0                0     
 5. 1987  ...           XXX              XXX               XXX                 0                 0                0     
 6. 1988  ...           XXX              XXX               XXX               XXX                 0                0     
 7. 1989  ...           XXX              XXX               XXX               XXX               XXX                0     
 8. 1990  ...           XXX              XXX               XXX               XXX               XXX              XXX     
 9. 1991  ...           XXX              XXX               XXX               XXX               XXX              XXX     
10. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX     
11. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX     


                                                        [Enlarge/Download Table]

    (1)                                                         (12)         (13)     
Years in Which                                                 Number of    Number of 
  Losses Were            (8)               (9)   (10)   (11)   Claims       Claims    
   Incurred                                                   Closed With   Closed W/O
                        1990              1991  1992   1993   Loss Pmt     Loss Pmt   
                                                                                      

 1. Prior ...            (2)               (2)   (2)    (2)     XXX          XXX      
 2. 1984  ...             0                 0     0      0      XXX          XXX      
 3. 1985  ...             0                 0     0      0      XXX          XXX      
 4. 1986  ...             0                 0     0      0      XXX          XXX      
 5. 1987  ...             0                 0     0      0      XXX          XXX      
 6. 1988  ...             0                 0     0      0      XXX          XXX      
 7. 1989  ...             0                 0     0      0      XXX          XXX      
 8. 1990  ...             0                 0     0      0      XXX          XXX      
 9. 1991  ...           XXX                 0     0      0      XXX          XXX      
10. 1992  ...           XXX               XXX     0      0      XXX          XXX      
11. 1993  ...           XXX               XXX   XXX      0      XXX          XXX      

<FN>                                                                                  
NOTE: Net of salvage and subrogation received                                         

                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 3F - SECTION 2                                                  
                                       MEDICAL MALPRACTICE - CLAIMS MADE                                                 
                                                (000 Omitted)                                                            

    (1)  C U M U L A T I V E   P A I D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
Years in Which                                                                                                           
  Losses Were           (2)               (3)               (4)               (5)               (6)              (7)     
   Incurred                                                                                                              
                        1984              1985              1986              1987              1988             1989    
                                                                                                                         

 1. Prior ...             0                 0                 0                 0                 0                0     
 2. 1984  ...             0                 0                 0                 0                 0                0     
 3. 1985  ...           XXX                 0                 0                 0                 0                0     
 4. 1986  ...           XXX               XXX                 0                 0                 0                0     
 5. 1987  ...           XXX               XXX               XXX                 0                 0                0     
 6. 1988  ...           XXX               XXX               XXX               XXX                 0                0     
 7. 1989  ...           XXX               XXX               XXX               XXX               XXX                0     
 8. 1990  ...           XXX               XXX               XXX               XXX               XXX              XXX     
 9. 1991  ...           XXX               XXX               XXX               XXX               XXX              XXX     
10. 1992  ...           XXX               XXX               XXX               XXX               XXX              XXX     
11. 1993  ...           XXX               XXX               XXX               XXX               XXX              XXX     

<FN>                                                                                                                     
Note:  Net of salvage and subrogation received.                                                                          


                                                                [Download Table]

    (1)                                     (12)         (13)     
Years in Which                             Number of    Number of 
  Losses Were    (8)   (9)   (10)   (11)   Claims       Claims    
   Incurred                               Closed With   Closed W/O
                1990  1991  1992   1993   Loss Pmt     Loss Pmt   
                                                                  

 1. Prior ...     0     0     0      0      XXX          XXX      
 2. 1984  ...     0     0     0      0      XXX          XXX      
 3. 1985  ...     0     0     0      0      XXX          XXX      
 4. 1986  ...     0     0     0      0      XXX          XXX      
 5. 1987  ...     0     0     0      0      XXX          XXX      
 6. 1988  ...     0     0     0      0      XXX          XXX      
 7. 1989  ...     0     0     0      0      XXX          XXX      
 8. 1990  ...     0     0     0      0      XXX          XXX      
 9. 1991  ...   XXX     0     0      0      XXX          XXX      
10. 1992  ...   XXX   XXX     0      0      XXX          XXX      
11. 1993  ...   XXX   XXX   XXX      0      XXX          XXX      


                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3G - SPECIAL LIABILITY                                                
                                      (OCEAN MARINE, AIRCRAFT(ALL PERILS), BOILER & MACHINE)                                  
                                               (000 Omitted)                                                                  

    (1)         C U M U L A T I V E  P A I D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S  A T   Y E A R  E N D
Years in Which                                                                                                                
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)           
   Incurred                                                                                                                   
                        1984             1985              1986              1987              1988             1989          
                                                                                                                              

 1. Prior ...             0               11                41                54                58               67           
 2. 1984  ...             0               51               122               148               170              185           
 3. 1985  ...           XXX              371               277               379               448              479           
 4. 1986  ...           XXX              XXX               473               738             1,009            1,105           
 5. 1987  ...           XXX              XXX               XXX               317                25               80           
 6. 1988  ...           XXX              XXX               XXX               XXX               826              851           
 7. 1989  ...           XXX              XXX               XXX               XXX               XXX              359           
 8. 1990  ...           XXX              XXX               XXX               XXX               XXX              XXX           
 9. 1991  ...           XXX              XXX               XXX               XXX               XXX              XXX           
10. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX           
11. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX           


                                                        [Enlarge/Download Table]

    (1)                                                           (12)        (13)     
Years in Which                                                   Number of   Number of 
  Losses Were           (8)               (9)     (10)    (11)   Claims      Claims    
   Incurred                                                     Closed With  Closed W/O
                        1990              1991    1992    1993   Loss Pmt    Loss Pmt  
                                                                                       

 1. Prior ...            69                89     107     112      XXX         XXX     
 2. 1984  ...           189               204     214     243      XXX         XXX     
 3. 1985  ...           483               517     705     742      XXX         XXX     
 4. 1986  ...         1,145             1,184     996   1,048      XXX         XXX     
 5. 1987  ...           103               166     200      (3)     XXX         XXX     
 6. 1988  ...           942             1,065   1,120   1,150      XXX         XXX     
 7. 1989  ...           382               421     489     500      XXX         XXX     
 8. 1990  ...           225               279     320     339      XXX         XXX     
 9. 1991  ...           XXX                 0       0       0      XXX         XXX     
10. 1992  ...           XXX               XXX       0       0      XXX         XXX     
11. 1993  ...           XXX               XXX     XXX       6      XXX         XXX     

<FN>                                                                                   
Note:  Net of salvage and subrogation received.                                        

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3H - SECTION 1                                                  
                                        OTHER LIABILITY - OCCURENCE                                                     
                                              (000 Omitted)                                                             

    (1)    C U M U L A T I V E  P A I D   L O S S E S   A N D   A L L O C A T E D  E X P E N S E S  A T  Y E A R   E N D
Years in Which                                                                                                          
  Losses Were           (2)              (3)               (4)               (5)              (6)             (7)       
   Incurred                                                                                                             
                        1984             1985              1986              1987             1988            1989      
                                                                                                                        

 1. Prior ...             0            8,029            15,648            20,806           24,553          29,000       
 2. 1984  ...         6,287            9,689            19,610            27,854           34,269          36,419       
 3. 1985  ...           XXX           12,354            20,942            32,567           42,419          50,715       
 4. 1986  ...           XXX              XXX             8,326            18,883           24,296          31,478       
 5. 1987  ...           XXX              XXX               XXX             7,320           12,720          19,339       
 6. 1988  ...           XXX              XXX               XXX               XXX            7,286          18,062       
 7. 1989  ...           XXX              XXX               XXX               XXX              XXX           6,642       
 8. 1990  ...           XXX              XXX               XXX               XXX              XXX             XXX       
 9. 1991  ...           XXX              XXX               XXX               XXX              XXX             XXX       
10. 1992  ...           XXX              XXX               XXX               XXX              XXX             XXX       
11. 1993  ...           XXX              XXX               XXX               XXX              XXX             XXX       


                                                        [Enlarge/Download Table]

    (1)                                                            (12)        (13)    
Years in Which                                                                         
  Losses Were          (8)               (9)      (10)    (11)    Claims      Claims   
   Incurred                                                     Closed With  Closed W/O
                      1990              1991     1992    1993    Loss Pmt    Loss Pmt  
                                                                                       

 1. Prior ...        31,798            33,493   36,292  38,371       XXX         XXX   
 2. 1984  ...        38,543            39,475   41,031  42,932       XXX         XXX   
 3. 1985  ...        53,433            55,876   57,328  58,628       XXX         XXX   
 4. 1986  ...        56,310            39,470   40,883  41,517       XXX         XXX   
 5. 1987  ...        22,640            25,659   28,359  29,933       XXX         XXX   
 6. 1988  ...        25,061            28,607   32,632  34,449       XXX         XXX   
 7. 1989  ...        19,634            24,553   31,350  34,483       XXX         XXX   
 8. 1990  ...         3,677            11,508   20,296  24,916       XXX         XXX   
 9. 1991  ...           XXX             4,095   16,022  24,239       XXX         XXX   
10. 1992  ...           XXX               XXX    4,812  14,527       XXX         XXX   
11. 1993  ...           XXX               XXX      XXX   3,930       XXX         XXX   

<FN>                                                                                   
Note:  Net of salvage and subrogation received.                                        


                                                        [Enlarge/Download Table]

                                      SCHEDULE P - PART 3H - SECTION 2                                                  
                                      OTHER LIABILITY - CLAIMS MADE                                                     
                                               (000 Omitted)                                                            

    (1)    C U M U L A T I V E  P A I D   L O S S E S   A N D   A L L O C A T E D  E X P E N S E S  A T  Y E A R   E N D
Years in Which                                                                                                          
  Losses Were           (2)              (3)               (4)               (5)              (6)             (7)       
   Incurred                                                                                                             
                        1984             1985              1986              1987             1988            1989      
                                                                                                                        

 1. Prior ...             0                0                 0                 0                0               0       
 2. 1984  ...             0                0                 0                 0                0               0       
 3. 1985  ...           XXX                0                 0                 0                0               0       
 4. 1986  ...           XXX              XXX                 0                 0                0               0       
 5. 1987  ...           XXX              XXX               XXX                 0                0               0       
 6. 1988  ...           XXX              XXX               XXX               XXX                0               0       
 7. 1989  ...           XXX              XXX               XXX               XXX              XXX               0       
 8. 1990  ...           XXX              XXX               XXX               XXX              XXX             XXX       
 9. 1991  ...           XXX              XXX               XXX               XXX              XXX             XXX       
10. 1992  ...           XXX              XXX               XXX               XXX              XXX             XXX       
11. 1993  ...           XXX              XXX               XXX               XXX              XXX             XXX       


                                                        [Enlarge/Download Table]

    (1)                                                         (12)        (13)     
Years in Which                                                                       
  Losses Were          (8)               (9)     (10)   (11)    Claims      Claims   
   Incurred                                                   Closed With  Closed W/O
                      1990              1991    1992   1993    Loss Pmt    Loss Pmt  
                                                                                     

 1. Prior ...             0                 0       0      0       XXX         XXX   
 2. 1984  ...             0                 0       0      0       XXX         XXX   
 3. 1985  ...             0                 0       0      0       XXX         XXX   
 4. 1986  ...             0                 0       0      0       XXX         XXX   
 5. 1987  ...             0                 0       0      0       XXX         XXX   
 6. 1988  ...             0                 0       0      0       XXX         XXX   
 7. 1989  ...             0                 0       0      0       XXX         XXX   
 8. 1990  ...             0                 0       0      0       XXX         XXX   
 9. 1991  ...           XXX                 0       0      0       XXX         XXX   
10. 1992  ...           XXX               XXX       0      0       XXX         XXX   
11. 1993  ...           XXX               XXX     XXX      0       XXX         XXX   

<FN>                                                                                 
Note:  Net of salvage and subrogation received.                                      


EX-28 26th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 26th
                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3I - SPECIAL PROPERTY (FIRE,                                  
                                        ALLIED LINES, INLAND MARINE, EARTHQUAKE,                                      
                                               GLASS, BURGLARY AND THEFT)                                             
                                                     (000 Omitted)                                                    

       C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D

    (1)                                                                                                               
Years in Which                                                                                                        
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)   
   Incurred                                                                                                           
                        1984             1985              1986              1987              1988             1989  
                                                                                                                      

 1. Prior ...           XXX              XXX               XXX               XXX               XXX              XXX   
 2. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX   
 3. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX   


                                                        [Enlarge/Download Table]

       C U M L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T   Y E A R   E N D   

    (1)                                                                                           (12)              (13)
Years in Which                                                                              Number of         Number of 
  Losses Were          (8)               (9)              (10)              (11)             Claims            Claims   
   Incurred                                                                                Closed With        Closed W/O
                       1990              1991             1992              1993            Loss Pmt          Loss Pmt  
                                                                                                                        

 1. Prior ...           XXX               000            5,924             9,906               XXX               XXX    
 2. 1992  ...           XXX               XXX            3,960            11,656               XXX               XXX    
 3. 1993  ...           XXX               XXX              XXX             6,001               XXX               XXX    

<FN>                                                                                                                    
NOTE:  Net of salvage and subrogation received                                                                          

                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE                                      
                                                (000 Omitted)                                                           


        C U M U L A T I V E   P A I D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                                 
Years in Which                                                                                                          
  Losses Were           (2)               (3)               (4)               (5)               (6)              (7)    
   Incurred                                                                                                             
                        1984              1985              1986              1987              1988             1989   
                                                                                                                        

 1. Prior ...           XXX               XXX               XXX               XXX               XXX              XXX    
 2. 1992  ...           XXX               XXX               XXX               XXX               XXX              XXX    
 3. 1993  ...           XXX               XXX               XXX               XXX               XXX              XXX    


                                                        [Enlarge/Download Table]

        C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D

    (1)                                                                                           (12)           (13)  
Years in Which                                                                              Number of         Number of
  Losses Were           (8)               (9)              (10)              (11)            Claims             Claims 
   Incurred                                                                                Closed With       Closed W/O
                       1990              1991             1992              1993            Loss Pmt          Loss Pmt 
                                                                                                                       

 1. Prior ...           XXX                 0              701               986               XXX              XXX    
 2. 1992  ...           XXX               XXX              476             1,092               XXX              XXX    
 3. 1993  ...           XXX               XXX              XXX             1,221               XXX              XXX    

<FN>                                                                                                                   
NOTE: Net of salvage and subrogation received                                                                          

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3K - FIDELITY, SURETY,                                        
                                      FINANCIAL GUARANTY, MORTGAGE GUARANTY                                           
                                               (000 Omitted)                                                          

       C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D

    (1)                                                                                                               
Years in Which           (2)              (3)               (4)               (5)               (6)             (7)   
 Losses Were                                                                                                          
  Incurred              1984             1985              1986              1987              1988             1989  
                                                                                                                      

 1. Prior ...           XXX              XXX               XXX               XXX               XXX              XXX   
 2. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX   
 3. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX   


                                                        [Enlarge/Download Table]

       C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T   Y E A R   E N D 

                                                                                               (12)               (13)  
     (1)                                                                                    Number of          Number of
Years in Which          (8)               (9)             (10)              (11)             Claims             Claims  
 Losses Were                                                                               Closed With       Closed W/O 
  Incurred              1990              1991             1992              1993            Loss Pmt          Loss Pmt 
                                                                                                                        

 1. Prior ...            XXX                 0              808             2,220               XXX               XXX   
 2. 1992  ...            XXX               XXX                0                58               XXX               XXX   
 3. 1993  ...            XXX               XXX              XXX                17               XXX               XXX   

<FN>                                                                                                                    
NOTE: Net of salvage and subrogation received                                                                           

                                                        [Enlarge/Download Table]
                                       SCHEDULE P - PART 3L - OTHER                                                    
                                   (INCLUDING CREDIT, ACCIDENT & HEALTH)                                               
                                               (000 Omitted)                                                           

       C U M U L A T I V E   P A I D   L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                                
Years in Which          (2)               (3)               (4)               (5)               (6)              (7)   
  Losses Were                                                                                                          
   Incurred             1984              1985              1986              1987              1988             1989  
                                                                                                                       

 1. Prior ...           XXX               XXX               XXX               XXX               XXX              XXX   
 2. 1992  ...           XXX               XXX               XXX               XXX               XXX              XXX   
 3. 1993  ...           XXX               XXX               XXX               XXX               XXX              XXX   


                                                        [Enlarge/Download Table]

      C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T   Y E A R   E N D 
                                                                                               (12)              (13)  
    (1)                                                                                     Number of        Number of 
Years in Which          (8)               (9)              (10)              (11)            Claims            Claims  
  Losses Were                                                                                 Closed With    Closed W/O
   Incurred             1990              1991             1992              1993            Loss Pmt         Loss Pmt 
                                                                                                                       

 1. Prior ...           XXX                 0            1,083             1,520               XXX               XXX   
 2. 1992  ...           XXX               XXX              256               439               XXX               XXX   
 3. 1993  ...           XXX               XXX              XXX               375               XXX               XXX   

<FN>                                                                                                                   
NOTE: Net of salvage and subrogation received                                                                          

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3M - INTERNATIONAL                                           
                                               (000 Omitted)                                                         

      C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                              
Years in Which                                                                                                       
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)  
   Incurred                                                                                                          
                        1984             1985              1986              1987              1988             1989 
                                                                                                                     

 1. Prior ...             0              256               405               531               679            1,042  
 2. 1984  ...           772              784               913             1,021             1,136            1,248  
 3. 1985  ...           XXX              728               890             1,049             1,214            1,362  
 4. 1986  ...           XXX              XXX               970             1,240             1,535            1,569  
 5. 1987  ...           XXX              XXX               XXX               553               714              715  
 6. 1988  ...           XXX              XXX               XXX               XXX               286              286  
 7. 1989  ...           XXX              XXX               XXX               XXX               XXX                0  
 8. 1990  ...           XXX              XXX               XXX               XXX               XXX              XXX  
 9. 1991  ...           XXX              XXX               XXX               XXX               XXX              XXX  
10. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX  
11. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX  


                                                        [Enlarge/Download Table]

      C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T   Y E A R   E N D   
    (1)                                                                                            (12)              (13)
Years in Which                                                                               Number of         Number of 
  Losses Were            (8)               (9)              (10)              (11)            Claims            Claims   
   Incurred                                                                                 Closed With        Closed W/O
                        1990              1991             1992              1993            Loss Pmt          Loss Pmt  
                                                                                                                         

 1. Prior ...          1,139             1,449            1,598             1,761               XXX               XXX    
 2. 1984  ...          1,305             1,347            1,404             1,423               XXX               XXX    
 3. 1985  ...          1,415             1,487            1,492             1,738               XXX               XXX    
 4. 1986  ...          1,640             1,656            1,682             1,691               XXX               XXX    
 5. 1987  ...            755               758              758               758               XXX               XXX    
 6. 1988  ...            302               303              303               303               XXX               XXX    
 7. 1989  ...            (6)               (2)              (2)               (2)               XXX               XXX    
 8. 1990  ...             45                45               45                45               XXX               XXX    
 9. 1991  ...            XXX                 0                0                 0               XXX               XXX    
10. 1992  ...            XXX               XXX                0                 0               XXX               XXX    
11. 1993  ...            XXX               XXX              XXX                 0               XXX               XXX    

<FN>                                                                                                                     
NOTE: Net of salvage and subrogation received                                                                            


EX-28 27th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 27th
                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3N - REINSURANCE A                                          
                                                (000 Omitted)                                                       

      C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R  E N D
Years in Which                                                                                                      
  Losses Were           (2)              (3)               (4)               (5)               (6)             (7)  
   Incurred                                                                                                         
                        1984             1985              1986              1987              1988            1989 
                                                                                                                    

 1. 1988  ...           XXX              XXX               XXX               XXX                16              80  
 2. 1989  ...           XXX              XXX               XXX               XXX               XXX             491  
 3. 1990  ...           XXX              XXX               XXX               XXX               XXX             XXX  
 4. 1991  ...           XXX              XXX               XXX               XXX               XXX             XXX  
 5. 1992  ...           XXX              XXX               XXX               XXX               XXX             XXX  
 6. 1993  ...           XXX              XXX               XXX               XXX               XXX             XXX  


                                                        [Enlarge/Download Table]

      C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T   Y E A R   E N D   
      (1)                                                                                         (12)               (13)
Years in Which                                                                               Number of         Number of 
  Losses Were            (8)               (9)              (10)              (11)            Claims            Claims   
   Incurred                                                                                 Closed With        Closed W/O
                        1990              1991             1992              1993            Loss Pmt          Loss Pmt  
                                                                                                                         

 1. 1988  ...           151               249              258               261               XXX               XXX     
 2. 1989  ...         1,262             1,625            1,879             1,704               XXX               XXX     
 3. 1990  ...            84               396              547               590               XXX               XXX     
 4. 1991  ...           XXX               347              969             1,251               XXX               XXX     
 5. 1992  ...           XXX               XXX            3,498             8,036               XXX               XXX     
 6. 1993  ...           XXX               XXX              XXX             1,052               XXX               XXX     

<FN>                                                                                                                     
NOTE: Net of salvage and subrogation received                                                                            

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3O - REINSURANCE B                                           
                                                (000 Omitted)                                                        

      C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                              
Years in Which                                                                                                       
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)  
   Incurred            1984             1985              1986              1987              1988             1989  
                                                                                                                     

 1. 1988  ...           XXX              XXX               XXX               XXX                 4               76  
 2. 1989  ...           XXX              XXX               XXX               XXX               XXX               66  
 3. 1990  ...           XXX              XXX               XXX               XXX               XXX              XXX  
 4. 1991  ...           XXX              XXX               XXX               XXX               XXX              XXX  
 5. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX  
 6. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX  

                                                        [Enlarge/Download Table]

      C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T   Y E A R   E N D  
                                                                                               (12)              (13)   
Years in Which                                                                              Number of         Number of 
  Losses Were           (8)               (9)              (10)              (11)            Claims            Claims   
   Incurred                                                                                Closed With        Closed W/O
                        1990              1991             1992              1993            Loss Pmt          Loss Pmt 
                                                                                                                        

 1. 1988  ...           277               574              690               883               XXX               XXX    
 2. 1989  ...          (341)             (129)             525               833               XXX               XXX    
 3. 1990  ...           144               421              977             1,303               XXX               XXX    
 4. 1991  ...           XXX                98              281               544               XXX               XXX    
 5. 1992  ...           XXX               XXX            1,468             3,371               XXX               XXX    
 6. 1993  ...           XXX               XXX              XXX               692               XXX               XXX    

<FN>                                                                                                                    
NOTE: Net of salvage and subrogation received                                                                           

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3P - REINSURANCE C                                            
                                                (000 Omitted)                                                         

       C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                               
Years in Which                                                                                                        
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)   
   Incurred                                                                                                           
                        1984             1985              1986              1987              1988             1989  
                                                                                                                      

 1. 1988  ...           XXX              XXX               XXX               XXX                 0                0   
 2. 1989  ...           XXX              XXX               XXX               XXX               XXX                0   
 3. 1990  ...           XXX              XXX               XXX               XXX               XXX              XXX   
 4. 1991  ...           XXX              XXX               XXX               XXX               XXX              XXX   
 5. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX   
 6. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX   


                                                        [Enlarge/Download Table]

       C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T   Y E A R   E N D 
    (1)                                                                                          (12)              (13) 
Years in Which                                                                              Number of         Number of 
  Losses Were           (8)               (9)              (10)              (11)            Claims            Claims   
   Incurred                                                                                Closed With        Closed W/O
                       1990              1991             1992              1993            Loss Pmt          Loss Pmt  
                                                                                                                        

 1. 1988  ...            79               157              234               241               XXX               XXX    
 2. 1989  ...             0                91              226               211               XXX               XXX    
 3. 1990  ...             0                63               83               126               XXX               XXX    
 4. 1991  ...           XXX                 0               95               280               XXX               XXX    
 5. 1992  ...           XXX               XXX                0               550               XXX               XXX    
 6. 1993  ...           XXX               XXX              XXX               258               XXX               XXX    

<FN>                                                                                                                    
NOTE: Net of salvage and subrogation received                                                                           
                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3Q -  REINSURANCE D                                           
                                                (000 Omitted)                                                         

       C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                               
Years in Which                                                                                                        
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)   
   Incurred                                                                                                           
                        1984             1985              1986              1987              1988             1989  
                                                                                                                      

 1. Prior ...             0             (191)             (191)             (190)             (190)            (189)  
 2. 1984  ...             0               87                87                87                89               89   
 3. 1985  ...           XXX                0                18                18                21               21   
 4. 1986  ...           XXX              XXX                 0                 0                 0                0   
 5. 1987  ...           XXX              XXX               XXX                 0                 0                0   


                                                        [Enlarge/Download Table]

        C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                       (12)             (13)    
Years in Which                                                                              Number of        Number of 
  Losses Were           (8)               (9)              (10)              (11)            Claims           Claims   
   Incurred                                                                                Closed With       Closed W/O
                       1990              1991             1992              1993            Loss Pmt         Loss Pmt  
                                                                                                                       

 1. Prior ...          (187)             (187)            (187)             (187)              XXX              XXX    
 2. 1984  ...            88                88               88                88               XXX              XXX    
 3. 1985  ...            20                20               20                20               XXX              XXX    
 4. 1986  ...             0                 0                0                 0               XXX              XXX    
 5. 1987  ...             0                 0                0                 0               XXX              XXX    

<FN>                                                                                                                   
NOTE: Net of salvage and subrogation received                                                                          

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3R - SECTION 1                                                
                                      PRODUCTS LIABILITY - OCCURRENCE                                                 
                                              (000 Omitted)                                                           

       C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                               
Years in Which                                                                                                        
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)   
   Incurred                                                                                                           
                        1984             1985              1986              1987              1988             1989  
                                                                                                                      

 1. Prior ...             0                0                 0                 0                 0                0   
 2. 1984  ...             0                0                 0                 0                 0                0   
 3. 1985  ...           XXX                0                 0                 0                 0                0   
 4. 1986  ...           XXX              XXX                 0                 0                 0                0   
 5. 1987  ...           XXX              XXX               XXX                 0                 0                0   
 6. 1988  ...           XXX              XXX               XXX               XXX                 0                0   
 7. 1989  ...           XXX              XXX               XXX               XXX               XXX                0   
 8. 1990  ...           XXX              XXX               XXX               XXX               XXX              XXX   
 9. 1991  ...           XXX              XXX               XXX               XXX               XXX              XXX   
10. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX   
11. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX   


                                                        [Enlarge/Download Table]

        C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                                
Years in Which                                                                               Number of        Number of
  Losses Were           (8)               (9)              (10)              (11)            Claims           Claims   
   Incurred                                                                                Closed With       Closed W/O
                       1990              1991             1992              1993            Loss Pmt         Loss Pmt  
                                                                                                                       

 1. Prior ...             0                 0                0                 0               XXX              XXX    
 2. 1984  ...             0                 0                0                 0               XXX              XXX    
 3. 1985  ...             0                 0                0                 0               XXX              XXX    
 4. 1986  ...             0                 0                0                 0               XXX              XXX    
 5. 1987  ...             0                 0                0                 0               XXX              XXX    
 6. 1988  ...             0                 0                0                 0               XXX              XXX    
 7. 1989  ...             0                 0                0                 0               XXX              XXX    
 8. 1990  ...             0                 0                0                 0               XXX              XXX    
 9. 1991  ...           XXX                 0                0                 0               XXX              XXX    
10. 1992  ...           XXX               XXX               28               533               XXX              XXX    
11. 1993  ...           XXX               XXX              XXX                36               XXX              XXX    

<FN>                                                                                                                   
NOTE: Net of salvage and subrogation received                                                                          

                                                        [Enlarge/Download Table]
                                      SCHEDULE P - PART 3R - SECTION 2                                                
                                      PRODUCTS LIABILITY - CLAIMS MADE                                                
                                      (000 Omitted)                                                                   


       C U M U L A T I V E   P A I D  L O S S E S   A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                               
Years in Which                                                                                                        
  Losses Were           (2)              (3)               (4)               (5)               (6)              (7)   
   Incurred                                                                                                           
                        1984             1985              1986              1987              1988             1989  
                                                                                                                      

 1. Prior ...             0                0                 0                 0                 0                0   
 2. 1984  ...             0                0                 0                 0                 0                0   
 3. 1985  ...           XXX                0                 0                 0                 0                0   
 4. 1986  ...           XXX              XXX                 0                 0                 0                0   
 5. 1987  ...           XXX              XXX               XXX                 0                 0                0   
 6. 1988  ...           XXX              XXX               XXX               XXX                 0                0   
 7. 1989  ...           XXX              XXX               XXX               XXX               XXX                0   
 8. 1990  ...           XXX              XXX               XXX               XXX               XXX              XXX   
 9. 1991  ...           XXX              XXX               XXX               XXX               XXX              XXX   
10. 1992  ...           XXX              XXX               XXX               XXX               XXX              XXX   
11. 1993  ...           XXX              XXX               XXX               XXX               XXX              XXX   

                                                        [Enlarge/Download Table]

        C U M U L A T I V E   P A I D   L O S S E S  A N D   A L L O C A T E D   E X P E N S E S   A T  Y E A R   E N D
    (1)                                                                                                                
Years in Which                                                                               Number of        Number of
  Losses Were           (8)               (9)              (10)              (11)            Claims           Claims   
   Incurred                                                                                Closed With       Closed W/O
                       1990              1991             1992              1993            Loss Pmt         Loss Pmt  
                                                                                                                       

 1. Prior ...             0                 0                0                 0               XXX              XXX    
 2. 1984  ...             0                 0                0                 0               XXX              XXX    
 3. 1985  ...             0                 0                0                 0               XXX              XXX    
 4. 1986  ...             0                 0                0                 0               XXX              XXX    
 5. 1987  ...             0                 0                0                 0               XXX              XXX    
 6. 1988  ...             0                 0                0                 0               XXX              XXX    
 7. 1989  ...             0                 0                0                 0               XXX              XXX    
 8. 1990  ...             0                 0                0                 0               XXX              XXX    
 9. 1991  ...           XXX                 0                0                 0               XXX              XXX    
10. 1992  ...           XXX               XXX                0                 0               XXX              XXX    
11. 1993  ...           XXX               XXX              XXX                 0               XXX              XXX    

<FN>                                                                                                                   
NOTE: Net of salvage and subrogation received                                                                          


EX-28 28th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 28th
                                                        [Enlarge/Download Table]
                                SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS              
                                          (000 Omitted)                                   

    (1)         BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END            

Years in Which                                                                            
  Losses Were    (2)               (3)               (4)               (5)      (6)   (7) 
   Incurred                                                                               
                 1984              1985              1986              1987     1988  1989
                                                                                          

 1. Prior ...      0                 7                 3                 0        0     0 
 2. 1984  ...      0                 1               (10)                4        1     0 
 3. 1985  ...    XXX                35                26                17        8     2 
 4. 1986  ...    XXX               XXX                26                24       15     7 
 5. 1987  ...    XXX               XXX               XXX                45       32    19 
 6. 1988  ...    XXX               XXX               XXX               XXX       47    38 
 7. 1989  ...    XXX               XXX               XXX               XXX      XXX    54 
 8. 1990  ...    XXX               XXX               XXX               XXX      XXX   XXX 
 9. 1991  ...    XXX               XXX               XXX               XXX      XXX   XXX 
10. 1992  ...    XXX               XXX               XXX               XXX      XXX   XXX 
11. 1993  ...    XXX               XXX               XXX               XXX      XXX   XXX 


                                                                [Download Table]

                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END
    (1)                                                                       
Years in Which                                                                
  Losses Were       (8)               (9)               (10)              (11)
   Incurred                                                                   
                    1990              1991              1992              1993
                                                                              

 1. Prior ...         0                 0                 0                 0 
 2. 1984  ...         0                 0                 0                 0 
 3. 1985  ...         0                 0                 0                 0 
 4. 1986  ...         3                 0                 0                 0 
 5. 1987  ...         9                 5                 0                 0 
 6. 1988  ...        24                22                 6                 0 
 7. 1989  ...        45                37                18                 6 
 8. 1990  ...        63                48                33                 8 
 9. 1991  ...       XXX                42                60                26 
10. 1992  ...       XXX               XXX               338               484 
11. 1993  ...       XXX               XXX               XXX               573 

                                                        [Enlarge/Download Table]
                                   SCHEDULE P - PART 4B                                   
                                   PRIVATE PASSENGER AUTO LIABILITY/MEDICAL               
                                           (000 Omitted)                                  


                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END            
    (1)                                                                                   
Years in Which                                                                            
  Losses Were       (2)               (3)               (4)               (5)   (6)   (7) 
  Incurred                                                                                
                    1984              1985              1986              1987  1988  1989
                                                                                          

 1. Prior ...         0                 0                21                 0     0    (4)
 2. 1984  ...         0                19                24                19    19    17 
 3. 1985  ...       XXX                31                33                28    26    23 
 4. 1986  ...       XXX               XXX                10                 9     8     8 
 5. 1987  ...       XXX               XXX               XXX                 4     4     4 
 6. 1988  ...       XXX               XXX               XXX               XXX    41    41 
 7. 1989  ...       XXX               XXX               XXX               XXX   XXX     0 
 8. 1990  ...       XXX               XXX               XXX               XXX   XXX   XXX 
 9. 1991  ...       XXX               XXX               XXX               XXX   XXX   XXX 
10. 1992  ...       XXX               XXX               XXX               XXX   XXX   XXX 
11. 1993  ...       XXX               XXX               XXX               XXX   XXX   XXX 


                                                                [Download Table]

                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END 
    (1)                                                                        
Years in Which                                                                 
  Losses Were        (8)               (9)               (10)              (11)
   Incurred                                                                    
                    1990              1991              1992              1993 
                                                                               

 1. Prior ...        12                 8                 3                 0  
 2. 1984  ...         4                 3                 2                 1  
 3. 1985  ...        13                10                 7                 4  
 4. 1986  ...         0                 0                 0                 0  
 5. 1987  ...        45                39                31                25  
 6. 1988  ...         0                 0                 0                 0  
 7. 1989  ...         0                 0                 0                 0  
 8. 1990  ...        84                90               153                49  
 9. 1991  ...       XXX               400               173               199  
10. 1992  ...       XXX               XXX               346                59  
11. 1993  ...       XXX               XXX               XXX               237  


                                                        [Enlarge/Download Table]
                                   SCHEDULE P - PART 4C                                   
                                   COMMERICAL AUTO/TRUCK LIABILITY/MEDICAL                
                                             (000 Omitted)                                


                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END            
    (1)                                                                                   
Years in Which                                                                            
  Losses Were       (2)               (3)               (4)               (5)   (6)   (7) 
   Incurred                                                                               
                    1984              1985              1986              1987  1988  1989
                                                                                          

 1. Prior ...       304                33                32                14     0   104 
 2. 1984  ...       620                65                22                12     9   141 
 3. 1985  ...       XXX               119                63                76    44   239 
 4. 1986  ...       XXX               XXX               118               103    42   463 
 5. 1987  ...       XXX               XXX               XXX               413   556   787 
 6. 1988  ...       XXX               XXX               XXX               XXX   275   845 
 7. 1989  ...       XXX               XXX               XXX               XXX   XXX   440 
 8. 1990  ...       XXX               XXX               XXX               XXX   XXX   XXX 
 9. 1991  ...       XXX               XXX               XXX               XXX   XXX   XXX 
10. 1992  ...       XXX               XXX               XXX               XXX   XXX   XXX 
11. 1993  ...       XXX               XXX               XXX               XXX   XXX   XXX 


                                                                [Download Table]

                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END
    (1)                                                                       
Years in Which                                                                
  Losses Were       (8)               (9)               (10)              (11)
   Incurred                                                                   
                   1990              1991              1992              1993 
                                                                              

 1. Prior ...        86                33                 1                 0 
 2. 1984  ...       170                40                 3                 0 
 3. 1985  ...        79               337                19                10 
 4. 1986  ...       227               401                 2                 0 
 5. 1987  ...       429               498                27                20 
 6. 1988  ...       400             1,043                 8                 2 
 7. 1989  ...       975               478               172               163 
 8. 1990  ...     1,594               825               247               230 
 9. 1991  ...       XXX             3,318               427               260 
10. 1992  ...       XXX               XXX               979               311 
11. 1993  ...       XXX               XXX               XXX             1,174 


                                                        [Enlarge/Download Table]
                                   SCHEDULE P - PART 4D - WORKERS' COMPENSATION                
                                             (000 Omitted)                                     


                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END                 
    (1)                                                                                        
Years in Which                                                                                 
  Losses Were       (2)               (3)               (4)               (5)      (6)     (7) 
   Incurred                                                                                    
                    1984              1985              1986              1987     1988    1989
                                                                                               

 1. Prior ...     1,899               578               224               128      322     310 
 2. 1984  ...     1,727             1,383               175               107      140     128 
 3. 1985  ...       XXX             3,104             1,569               710      673     401 
 4. 1986  ...       XXX               XXX             3,448             2,610    2,092   1,544 
 5. 1987  ...       XXX               XXX               XXX             6,250    4,991   3,824 
 6. 1988  ...       XXX               XXX               XXX               XXX    7,089   4,702 
 7. 1989  ...       XXX               XXX               XXX               XXX      XXX   6,123 
 8. 1990  ...       XXX               XXX               XXX               XXX      XXX     XXX 
 9. 1991  ...       XXX               XXX               XXX               XXX      XXX     XXX 
10. 1992  ...       XXX               XXX               XXX               XXX      XXX     XXX 
11. 1993  ...       XXX               XXX               XXX               XXX      XXX     XXX 


                                                                [Download Table]

                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END
    (1)                                                                       
Years in Which                                                                
  Losses Were       (8)               (9)               (10)              (11)
   Incurred                                                                   
                   1990              1991              1992              1993 
                                                                              

 1. Prior ...       356               499               508               369 
 2. 1984  ...       587               127               137                51 
 3. 1985  ...       867               134                99                64 
 4. 1986  ...     1,126             1,050               494               469 
 5. 1987  ...     2,371             2,559             2,108               590 
 6. 1988  ...     3,940             3,411             2,630               671 
 7. 1989  ...     3,872             2,333             1,908               813 
 8. 1990  ...     6,616             4,249             1,542             1,194 
 9. 1991  ...       XXX             3,349             2,255             2,127 
10. 1992  ...       XXX               XXX             2,298             2,274 
11. 1993  ...       XXX               XXX               XXX             3,284 


                                                        [Enlarge/Download Table]
                                   SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL              
                                              (000 Omitted)                                      


                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END                   
    (1)                                                                                          
Years in Which                                                                                   
  Losses Were       (2)               (3)               (4)               (5)        (6)     (7) 
   Incurred                                                                                      
                    1984              1985              1986              1987       1988    1989
                                                                                                 

 1. Prior ...       219               496               407               305        204      16 
 2. 1984  ...       149               220               155               170        153      79 
 3. 1985  ...       XXX                99                76                57         40      22 
 4. 1986  ...       XXX               XXX                48                52         29      16 
 5. 1987  ...       XXX               XXX               XXX               103         74      48 
 6. 1988  ...       XXX               XXX               XXX               XXX        221     317 
 7. 1989  ...       XXX               XXX               XXX               XXX        XXX   1,226 
 8. 1990  ...       XXX               XXX               XXX               XXX        XXX     XXX 
 9. 1991  ...       XXX               XXX               XXX               XXX        XXX     XXX 
10. 1992  ...       XXX               XXX               XXX               XXX        XXX     XXX 
11. 1993  ...       XXX               XXX               XXX               XXX        XXX     XXX 


                                                                [Download Table]

                BULK AND IBNR RESERVES ON LOSSES AND ALLOCATED LAE AT YEAR END
    (1)                                                                       
Years in Which                                                                
  Losses Were       (8)               (9)               (10)              (11)
   Incurred                                                                   
                    1990              1991              1992              1993
                                                                              

 1. Prior ...        43               109                23                 4 
 2. 1984  ...        75                 0                 0                 0 
 3. 1985  ...        21                 1                 1                 8 
 4. 1986  ...         8                 1                 0                 0 
 5. 1987  ...        26                19                 3                 2 
 6. 1988  ...       213               267               286                 2 
 7. 1989  ...       737               463               457                57 
 8. 1990  ...     1,753               557               548               213 
 9. 1991  ...       XXX             2,294               453               192 
10. 1992  ...       XXX               XXX               950               472 
11. 1993  ...       XXX               XXX               XXX             2,331 


EX-28 29th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 29th
                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4F - SECTION 1                                               
                               MEDICAL MALPRACTICE - OCCURENCE                                                
                                        (000 Omitted)                                                         


    (1)          BULK  AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END    
Years in Which                                                                                                
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred     1984              1985              1986              1987              1988              1989

                                                                                                              
 1. Prior ...     15                 0                 0                 0                 0                 0
 2. 1984  ...      0                 0                 0                 0                 0                 0
 3. 1985  ...    XXX                 0                 0                 0                 0                 0
 4. 1986  ...    XXX               XXX                 0                 0                 0                 0
 5. 1987  ...    XXX               XXX               XXX                 0                 0                 0
 6. 1988  ...    XXX               XXX               XXX               XXX                 0                 0
 7. 1989  ...    XXX               XXX               XXX               XXX               XXX                 0
 8. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 9. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
10. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
11. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993

                                      
 1. Prior ...      0     0     0     0
 2. 1984  ...      0     0     0     0
 3. 1985  ...      0     0     0     0
 4. 1986  ...      0     0     0     0
 5. 1987  ...      0     0     0     0
 6. 1988  ...      0     0     0     0
 7. 1989  ...      0     0     0     0
 8. 1990  ...      0     0     0     0
 9. 1991  ...    XXX     0     0     0
10. 1992  ...    XXX   XXX     0     0
11. 1993  ...    XXX   XXX   XXX     0


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4F - SECTION 2                                               
                               MEDICAL MALPRACTICE - CLAIMS MADE                                              
                                         (000 Omitted)                                                        



   (1)           BULK  AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END    
Years in Which                                                                                                
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989

                                                                                                              
 1. Prior ...      0                 0                 0                 0                 0                 0
 2. 1984  ...      0                 0                 0                 0                 0                 0
 3. 1985  ...    XXX                 0                 0                 0                 0                 0
 4. 1986  ...    XXX               XXX                 0                 0                 0                 0
 5. 1987  ...    XXX               XXX               XXX                 0                 0                 0
 6. 1988  ...    XXX               XXX               XXX               XXX                 0                 0
 7. 1989  ...    XXX               XXX               XXX               XXX               XXX                 0
 8. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 9. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
10. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
11. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. Prior ...      0     0     0     0
 2. 1984  ...      0     0     0     0
 3. 1985  ...      0     0     0     0
 4. 1986  ...      0     0     0     0
 5. 1987  ...      0     0     0     0
 6. 1988  ...      0     0     0     0
 7. 1989  ...      0     0     0     0
 8. 1990  ...      0     0     0     0
 9. 1991  ...    XXX     0     0     0
10. 1992  ...    XXX   XXX     0     0
11. 1993  ...    XXX   XXX   XXX     0


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4G - SPECIAL LIABILITY                                       
                         (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER & MACHINE)                              
                                          (000 Omitted)                                                       


    (1)          BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
Years in Which                                                                                                
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...      0                17                10                 7                 1                 2
 2. 1984  ...      0                54                47                36                24                10
 3. 1985  ...    XXX               190                80               126               104                41
 4. 1986  ...    XXX               XXX               435               393               309               148
 5. 1987  ...    XXX               XXX               XXX               271               193                85
 6. 1988  ...    XXX               XXX               XXX               XXX               181               119
 7. 1989  ...    XXX               XXX               XXX               XXX               XXX               106
 8. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 9. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
10. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
11. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. Prior ...      1    10     1     0
 2. 1984  ...     11    49    32    14
 3. 1985  ...     43    63    40    30
 4. 1986  ...    111   108    63    40
 5. 1987  ...     67    37    23    18
 6. 1988  ...     68    55    36    29
 7. 1989  ...     55    14    21    17
 8. 1990  ...     70    15    11     6
 9. 1991  ...    XXX     0     0     0
10. 1992  ...    XXX   XXX     0     0
11. 1993  ...    XXX   XXX   XXX     3


                                                        [Enlarge/Download Table]
                                SCHEDULE P - PART 4H - SECTION 1                                               
                                  OTHER LIABILITY - OCCURRENCE                                                 
                                          (000 Omitted)                                                        


    (1)                                                                                                        
Years in Which    BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
Losses Were     (2)               (3)               (4)               (5)               (6)               (7)  
   Incurred                                                                                                    
                1984              1985              1986              1987              1988              1989 
                                                                                                               
 1. Prior ...   4,040            29,851             2,279             2,130             1,756             1,973
 2. 1984  ...   4,544             4,640             2,830             1,543               991             2,135
 3. 1985  ...     XXX             8,173             6,805             6,371             3,417             3,052
 4. 1986  ...     XXX               XXX             9,586             7,993             6,919             7,977
 5. 1987  ...     XXX               XXX               XXX             7,314             8,545            11,292
 6. 1988  ...     XXX               XXX               XXX               XXX            10,341            12,453
 7. 1989  ...     XXX               XXX               XXX               XXX               XXX            22,179
 8. 1990  ...     XXX               XXX               XXX               XXX               XXX               XXX
 9. 1991  ...     XXX               XXX               XXX               XXX               XXX               XXX
10. 1992  ...     XXX               XXX               XXX               XXX               XXX               XXX
11. 1993  ...     XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                                       
Years in Which                                
  Losses Were      (8)     (9)    (10)    (11)
   Incurred                                   
                  1990    1991    1992    1993
                                              
 1. Prior ...    2,352     908     504     781
 2. 1984  ...    2,317   1,454     544     914
 3. 1985  ...    4,159   4,823   2,330   1,702
 4. 1986  ...    6,958   6,412   3,659   2,440
 5. 1987  ...    7,529   4,381   3,132   3,392
 6. 1988  ...    8,271   6,142   4,355   6,204
 7. 1989  ...   13,058   6,307   5,124   4,703
 8. 1990  ...   39,531  22,641  17,654   9,936
 9. 1991  ...      XXX  31,603  16,607   9,492
10. 1992  ...      XXX     XXX  31,443  15,512
11. 1993  ...      XXX     XXX     XXX  32,702


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4H - SECTION 2                                               
                                OTHER LIABILITY - CLAIMS MADE                                                 
                                         (000 Omitted)                                                        


    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...      0                 0                 0                 0                 0                 0
 2. 1984  ...      0                 0                 0                 0                 0                 0
 3. 1985  ...    XXX                 0                 0                 0                 0                 0
 4. 1986  ...    XXX               XXX                 0                 0                 0                 0
 5. 1987  ...    XXX               XXX               XXX                 0                 0                 0
 6. 1988  ...    XXX               XXX               XXX               XXX                 0                 0
 7. 1989  ...    XXX               XXX               XXX               XXX               XXX                 0
 8. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 9. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
10. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
11. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. Prior ...      0     0     0     0
 2. 1984  ...      0     0     0     0
 3. 1985  ...      0     0     0     0
 4. 1986  ...      0     0     0     0
 5. 1987  ...      0     0     0     0
 6. 1988  ...      0     0     0     0
 7. 1989  ...      0     0     0     0
 8. 1990  ...      0     0     0     0
 9. 1991  ...    XXX     0     0     0
10. 1992  ...    XXX   XXX     0     0
11. 1993  ...    XXX   XXX   XXX     0


EX-28 30th “Page” of 32 TOC 1st Previous Next ↓Bottom Just 30th
                                                        [Enlarge/Download Table]
                               SCHEDULE P - Part 4I - SPECIAL PROPERTY (FIRE,                                 
                                 ALLIED LINES, INLAND MARINE, EARTHQUAKE,                                     
                                        GLASS, BURGLARY AND THEFT)                                            
                                               (000 Omitted)                                                  


    (1)          BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
Years in Which                                                                                                
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...    XXX               XXX               XXX               XXX               XXX               XXX
 2. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
 3. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                                  
Years in Which                           
  Losses Were    (8)    (9)   (10)   (11)
   Incurred                              
                1990   1991   1992   1993
                                         
 1. Prior ...    XXX  4,306  1,987      0
 2. 1992  ...    XXX    XXX  2,534  1,094
 3. 1993  ...    XXX    XXX    XXX  1,452


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE                                    
                                           (000 Omitted)                                                      


    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...    XXX               XXX               XXX               XXX               XXX               XXX
 2. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
 3. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. Prior ...    XXX   510   664     0
 2. 1992  ...    XXX   XXX    33   175
 3. 1993  ...    XXX   XXX   XXX   211


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4K - FIDELITY, SURETY,                                       
                                 FINANCIAL GUARANTY, MORTGAGE GUARANTY                                        
                                          (000 Omitted)                                                       

    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...    XXX               XXX               XXX               XXX               XXX               XXX
 2. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
 3. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                                 
Years in Which                          
  Losses Were    (8)    (9)   (10)  (11)
   Incurred                             
                1990   1991   1992  1993
                                        
 1. Prior ...    XXX  1,149    645     0
 2. 1992  ...    XXX    XXX  1,249   244
 3. 1993  ...    XXX    XXX    XXX   321


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4L - OTHER                                                   
                           (INCLUDING CREDIT, ACCIDENT & HEALTH)                                              
                                        (000 Omitted)                                                         


    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...    XXX               XXX               XXX               XXX               XXX               XXX
 2. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
 3. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                                   
Years in Which                            
  Losses Were    (8)     (9)   (10)   (11)
   Incurred                               
                1990    1991   1992   1993
                                          
 1. Prior ...    XXX  10,679  7,063  4,061
 2. 1992  ...    XXX     XXX  1,780  1,645
 3. 1993  ...    XXX     XXX    XXX  3,229


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4M - INTERNATIONAL                                            
                                         (000 Omitted)                                                         


    (1)                                                                                                        
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END      
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7) 
   Incurred                                                                                                    
                1984              1985              1986              1987              1988              1989 
                                                                                                               
 1. Prior ...    230               137                64                34                23                (1)
 2. 1984  ...    235               165               115                67                29               (28)
 3. 1985  ...    XXX               356               215               169                82                52 
 4. 1986  ...    XXX               XXX               494               382               247               212 
 5. 1987  ...    XXX               XXX               XXX               214               143               139 
 6. 1988  ...    XXX               XXX               XXX               XXX                70                78 
 7. 1989  ...    XXX               XXX               XXX               XXX               XXX                 4 
 8. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX 
 9. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX 
10. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX 
11. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX 


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. Prior ...      9    41     1     9
 2. 1984  ...     15     8     4     1
 3. 1985  ...     47   240   151   178
 4. 1986  ...    160     8     6    27
 5. 1987  ...     75     9     8     6
 6. 1988  ...     35     9     8     6
 7. 1989  ...     26     9     8     6
 8. 1990  ...      7     0     0     0
 9. 1991  ...    XXX     0     0     0
10. 1992  ...    XXX   XXX     0     0
11. 1993  ...    XXX   XXX   XXX     0


EX-28 31st “Page” of 32 TOC 1st Previous Next ↓Bottom Just 31st
                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4N - REINSURANCE A                                           
                                            (000 Omitted)                                                     


    (1)          BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
Years in Which                                                                                                
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. 1988  ...    XXX               XXX               XXX               XXX               183               141
 2. 1989  ...    XXX               XXX               XXX               XXX               XXX               163
 3. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 4. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
 5. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
 6. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. 1988  ...     85    60    43    35
 2. 1989  ...    150    90    63    51
 3. 1990  ...    140   179   112    82
 4. 1991  ...    XXX   331   328   226
 5. 1992  ...    XXX   XXX   490   241
 6. 1993  ...    XXX   XXX   XXX   660


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4P - REINSURANCE B                                           
                                          (000 Omitted)                                                       


    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. 1988  ...    XXX               XXX               XXX               XXX               937             1,542
 2. 1989  ...    XXX               XXX               XXX               XXX               XXX             1,004
 3. 1990  ...    XXX               XXX               XXX               XXX               XXX               X  
 4. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
 5. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
 6. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                                   
Years in Which                            
  Losses Were     (8)    (9)   (10)   (11)
   Incurred                               
                 1990   1991   1992   1993
                                          
 1. 1988  ...   1,454    482  1,020    722
 2. 1989  ...   1,477  1,340  1,092    802
 3. 1990  ...   1,084    556  1,397  1,056
 4. 1991  ...     XXX  2,437  1,020    960
 5. 1992  ...     XXX    XXX  1,356    965
 6. 1993  ...     XXX    XXX    XXX  2,747


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4P - REINSURANCE C                                           
                                         (000 Omitted)                                                        


    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. 1988  ...    XXX               XXX               XXX               XXX                31                49
 2. 1989  ...    XXX               XXX               XXX               XXX               XXX                36
 3. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 4. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
 5. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
 6. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. 1988  ...     35    25    21    17
 2. 1989  ...     68    43    25    20
 3. 1990  ...     27    38    11     2
 4. 1991  ...    XXX    32   106    92
 5. 1992  ...    XXX   XXX   569   262
 6. 1993  ...    XXX   XXX   XXX   331


                                                        [Enlarge/Download Table]

                               SCHEDULE P - PART 4Q - REINSURANCE D                                           
                                          (000 Omitted)                                                       


    (1)          BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
Years in Which                                                                                                
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...      0                 0                 0                 0                 0                 0
 2. 1984  ...      1                 0                 0                 0                 0                 0
 3. 1985  ...    XXX                 0                 0                 0                 0                 0
 4. 1986  ...    XXX               XXX                 0                 0                 0                 0
 5. 1987  ...    XXX               XXX               XXX                 1                 1                 0


                                                                [Download Table]

    (1)                                
Years in Which                         
  Losses Were    (8)   (9)  (10)  (11) 
   Incurred                            
                1990  1991  1992   1993
                                       
 1. Prior ...      0     0     0      0
 2. 1984  ...      0     0     0      0
 3. 1985  ...      0     0     0      0
 4. 1986  ...      0     0     0      0
 5. 1987  ...      0     0     0      0


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4R - SECTION 1                                               
                               PRODUCTS LIABILITY  - OCCURRENCE                                               
                                         (000 Omitted)                                                        


    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...      0                 0                 0                 0                 0                 0
 2. 1984  ...      0                 0                 0                 0                 0                 0
 3. 1985  ...    XXX                 0                 0                 0                 0                 0
 4. 1986  ...    XXX               XXX                 0                 0                 0                 0
 5. 1987  ...    XXX               XXX               XXX                 0                 0                 0
 6. 1988  ...    XXX               XXX               XXX               XXX                 0                 0
 7. 1989  ...    XXX               XXX               XXX               XXX               XXX                 0
 8. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 9. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
10. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
11. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. Prior ...      0     0     0     0
 2. 1984  ...      0     0     0     0
 3. 1985  ...      0     0     0     0
 4. 1986  ...      0     0     0     0
 5. 1987  ...      0     0     0     0
 6. 1988  ...      0     0     0     0
 7. 1989  ...      0     0     0     0
 8. 1990  ...      0     0     0     0
 9. 1991  ...    XXX     0     0     0
10. 1992  ...    XXX   XXX   127     0
11. 1993  ...    XXX   XXX   XXX     0


                                                        [Enlarge/Download Table]
                               SCHEDULE P - PART 4R - SECTION 2                                               
                               PRODUCTS LIABILITY - CLAIMS MADE                                               
                                         (000 Omitted)                                                        


    (1)                                                                                                       
Years in Which   BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED EXPENSES AT YEAR END     
  Losses Were    (2)               (3)               (4)               (5)               (6)               (7)
   Incurred                                                                                                   
                1984              1985              1986              1987              1988              1989
                                                                                                              
 1. Prior ...      0                 0                 0                 0                 0                 0
 2. 1984  ...      0                 0                 0                 0                 0                 0
 3. 1985  ...    XXX                 0                 0                 0                 0                 0
 4. 1986  ...    XXX               XXX                 0                 0                 0                 0
 5. 1987  ...    XXX               XXX               XXX                 0                 0                 0
 6. 1988  ...    XXX               XXX               XXX               XXX                 0                 0
 7. 1989  ...    XXX               XXX               XXX               XXX               XXX                 0
 8. 1990  ...    XXX               XXX               XXX               XXX               XXX               XXX
 9. 1991  ...    XXX               XXX               XXX               XXX               XXX               XXX
10. 1992  ...    XXX               XXX               XXX               XXX               XXX               XXX
11. 1993  ...    XXX               XXX               XXX               XXX               XXX               XXX


                                                                [Download Table]

    (1)                               
Years in Which                        
  Losses Were    (8)   (9)  (10)  (11)
   Incurred                           
                1990  1991  1992  1993
                                      
 1. Prior ...      0     0     0     0
 2. 1984  ...      0     0     0     0
 3. 1985  ...      0     0     0     0
 4. 1986  ...      0     0     0     0
 5. 1987  ...      0     0     0     0
 6. 1988  ...      0     0     0     0
 7. 1989  ...      0     0     0     0
 8. 1990  ...      0     0     0     0
 9. 1991  ...    XXX     0     0     0
10. 1992  ...    XXX   XXX     0     0
11. 1993  ...    XXX   XXX   XXX     0


EX-28 Last “Page” of 32 TOC 1st Previous Next ↓Bottom Just 32nd
                                                    SCHEDULE P INTERROGATORIES

1. Computation of excess statutory reserves over statement reserves. See      
Instructions for explanation and formulas.                              

(a) Auto Liability (private passenger and commercial)                   

1993 $                0 (        0.0 %)                     

1992 $                0 (        0.0 %)                     

1991 $                0 (        0.0 %)                     

Total $               0                                     

(b) Other Liability and Products Liability                              

1993 $                0 (        0.0 %)                     

1992 $                0 (        0.0 %)                     

1991 $                0 (        0.0 %)                     

Total $               0                                     

(c) Medical Malpractice                                                 

1993 $                0 (        0.0 %)                     

1992 $                0 (        0.0 %)                     

1991 $                0 (        0.0 %)                     

Total $               0                                     

(d) Workers' Compensation                                               

1993 $                0 (        0.0 %)                     

1992 $                0 (        0.0 %)                     

1991 $                0 (        0.0 %)                     

Total $               0                                     

(e) Credit                                                              

Total $               0                                     

(f) All Lines Total (Report here and Page 3)                            

Total $               0                                     

                                                        [Enlarge/Download Table]
2. What is the extended loss and expense reserve - direct and assumed-for the following classes? An example of an extended loss    
    and expense reserve is the actuarial reserve for the free-tail coverage arising upon death, disability or retirement in most   
    medical malpractice policies.  Such a liability is to be reported here even if it was not reported elsewhere in Schedule P,    
    but otherwise reported as a liability item on page 3.  Show the full reserve amount, not just the change during the current    
    year.                                                                                                                          



    Years in which premiums were                          1                                2                              3        
    earned and losses were incurred              Medical Malpractice               Other Liability               Products Liability

                                                                                                                                   
            (a)   1987                           $                0                $             0               $                0
            (b)   1988                           $                0                $             0               $                0
            (c)   1989                           $                0                $             0               $                0
            (d)   1990                           $                0                $             0               $                0
            (e)   1991                           $                0                $             0               $                0
            (f)   1992                           $                0                $             0               $                0
            (g)   1993                           $                0                $             0               $                0

            (h)   TOTALS                         $                0                $             0               $                0

3. The term "Loss expense" includes all payments for legal expenses, including
attorney's and witness fees and court costs, salaries and expenses of   
investigators, adjustors and field men, rents, stationery, telegraph and
   telephone charges, postage, salaries and expenses of office employees, home
office expenses and all other payments under or on account of such      
injuries, whether the payments are allocated to specific claims or are  
unallocated.                                                            
Are they so reported in this statement?    Answer:       Yes (X) No ( ) 

4. The unallocated loss expense payments paid during the most recent calendar 
year should be distributed to the various years in which losses were    
incurred as follows: (1) 45% to the most recent year, (2) 5% to the next
most recent year, and (3) the balance to all years, including the most  
recent, in proportion to the amount of loss payments paid for each year 
during the most recent calendar year. If the distribution in (1) or (2) 
produces an accumulated distribution to such year in excess of 10%      
 of the premiums earned for such year, disregarding all distributions made
under (3), such accumulated distribution should be limited to 10% of    
premiums earned and the balance distributed in accordance with (3).     
Are they so reported in this statement ?   Answer:       Yes (X) No ( ) 

5. Do any lines in Schedule P include reserves which are reported gross of any
  discount to present value of future payments, but are reported net of such
discounts on Page 10?                       Answer:       Yes ( ) No (X)

   If yes, proper reporting must be made in the Notes to Financial Statements,
 as specified in the Instructions. Also, the discounts must be reported in
Schedule P - Part 1, Columns 31 and 32.                                 

  Schedule P must be completed gross of non-tabular discounting. Work papers
relating to discount calculations must be available for examination upon
request.                                                                

 Discounting is allowed only if expressly permitted by the state insurance
department to which this Annual Statement is being filed.               

6. What were the net premiums in force at the end of the year for: (in        
thousands of dollars)                                                   

(a) Fidelity                                   $          31
(b) Surety                                     $       5,228

7. Claim count information is reported (check one):                           
 (a) per claim                                           (   )
 (b) per claimant                                        (   )

If not the same in all years, explain in Question 8.                    

8. The information provided in Schedule P will be used by many persons to     
estimate the adequacy of the current loss and expenses reserves, among  
other things. Are there any especially significant events, coverage,    
retention or accounting changes which have occurred which must be       
considered when making such analyses (An extended statement may be      
attached)?                                                              
None

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Filing Submission 0000004457-94-000020 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

Amerco/NV – ‘10-K’ for 3/31/94 – EX-28

As of: Wednesday, 6/29/94 · For: 3/31/94 · Accession #: 4457-94-20 · File #: 1-11255

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EX-28 — Amerco Shd P 03/94

Annual Report — Form 10-K
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