SEC Info - Conns Inc. - ‘10-Q’ for 7/31/22

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Conns Inc. – ‘10-Q’ for 7/31/22 – ‘EX-101.CAL’

On: Tuesday, 8/30/22, at 11:59am ET · For: 7/31/22 · Accession #: 1223389-22-39 · File #: 1-34956

  As Of               Filer                 Filing    For·On·As Docs:Size

 8/30/22  Conns Inc.                        10-Q        7/31/22   56:8M

Quarterly Report — Form 10-Q

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML   2.03M 
 2: EX-31.1     Certification -- §302 - SOA'02                      HTML     21K 
 3: EX-31.2     Certification -- §302 - SOA'02                      HTML     21K 
 4: EX-32.1     Certification -- §906 - SOA'02                      HTML     19K 
10: R1          Cover                                               HTML     70K 
11: R2          Condensed Consolidated Balance Sheets               HTML    136K 
12: R3          Condensed Consolidated Balance Sheets               HTML     48K 
                (Parenthetical)                                                  
13: R4          Consolidated Statements of Operations               HTML    104K 
14: R5          CONSOLIDATED STATEMENT OF SHAREHOLDERS EQUITY       HTML     79K 
                Statement                                                        
15: R6          Consolidated Statements of Cash Flows               HTML    131K 
16: R7          Summary of Significant Accounting Policies          HTML     77K 
17: R8          Customer Accounts Receivable                        HTML    102K 
18: R9          Charges and Credits                                 HTML     30K 
19: R10         Finance Charges and Other Revenue                   HTML     31K 
20: R11         Debt and Financing Lease Obligations                HTML     75K 
21: R12         Contingencies                                       HTML     25K 
22: R13         Variable Interest Entity                            HTML     49K 
23: R14         Segment Information                                 HTML    159K 
24: R15         Stockholders? Equity                                HTML     23K 
25: R16         Summary of Significant Accounting Policies          HTML    102K 
                (Policies)                                                       
26: R17         Summary of Significant Accounting Policies          HTML     42K 
                (Tables)                                                         
27: R18         Customer Accounts Receivable (Tables)               HTML    109K 
28: R19         Charges and Credits (Tables)                        HTML     27K 
29: R20         Finance Charges and Other Revenue (Tables)          HTML     29K 
30: R21         Debt and Financing Lease Obligations (Tables)       HTML     66K 
31: R22         Variable Interest Entities (Tables)                 HTML     51K 
32: R23         Segment Information (Tables)                        HTML    153K 
33: R24         Summary of Significant Accounting Policies -        HTML    113K 
                Narrative (Details)                                              
34: R25         Summary of Significant Accounting Policies -        HTML     74K 
                Stock-based Compensation (Details)                               
35: R26         Summary of Significant Accounting Policies -        HTML     30K 
                Earnings per Share (Details)                                     
36: R27         Customer Accounts Receivable (Details)              HTML     76K 
37: R28         Customer Accounts Receivable - Schedule of          HTML     34K 
                Allowance for Credit Losses (Details)                            
38: R29         Customer Accounts Receivable Delinquency Bucket     HTML     52K 
                (Details)                                                        
39: R30         Charges and Credits (Details)                       HTML     20K 
40: R31         Finance Charges and Other Revenue (Details)         HTML     30K 
41: R32         Debt and Financing Lease Obligations - Schedule of  HTML     65K 
                Debt and Capital Lease Obligations (Details)                     
42: R33         Debt and Financing Lease Obligations - Senior       HTML     28K 
                Notes (Details)                                                  
43: R34         Debt and Financing Lease Obligations - Asset        HTML     57K 
                Backed Notes (Details)                                           
44: R35         Debt and Financing Lease Obligations - Revolving    HTML     59K 
                Credit Facility (Details)                                        
45: R36         Debt and Financing Lease Obligations - Debt         HTML     37K 
                Covenants (Details)                                              
46: R37         Contingencies (Details)                             HTML     22K 
47: R38         Variable Interest Entities - Additional             HTML     20K 
                Information (Details)                                            
48: R39         Variable Interest Entities (Details)                HTML    111K 
49: R40         Segment Information (Details)                       HTML    142K 
50: R41         Stockholders? Equity (Details)                      HTML     25K 
51: R9999       Uncategorized Items - conn-20220731.htm             HTML     19K 
54: XML         IDEA XML File -- Filing Summary                      XML     96K 
52: XML         XBRL Instance -- conn-20220731_htm                   XML   2.17M 
53: EXCEL       IDEA Workbook of Financial Reports                  XLSX    127K 
 6: EX-101.CAL  XBRL Calculations -- conn-20220731_cal               XML    157K 
 7: EX-101.DEF  XBRL Definitions -- conn-20220731_def                XML    539K 
 8: EX-101.LAB  XBRL Labels -- conn-20220731_lab                     XML   1.33M 
 9: EX-101.PRE  XBRL Presentations -- conn-20220731_pre              XML    822K 
 5: EX-101.SCH  XBRL Schema -- conn-20220731                         XSD    125K 
55: JSON        XBRL Instance as JSON Data -- MetaLinks              354±   520K 
56: ZIP         XBRL Zipped Folder -- 0001223389-22-000039-xbrl      Zip    385K

‘EX-101.CAL’ — XBRL Calculations — conn-20220731_cal

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<link:roleRef roleURI="http://www.conns.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="conn-20220731.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETS"/>

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<link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_38251a36-e6fa-4c08-8423-10832c4b39f2" xlink:to="loc_us-gaap_CommonStockValue_c456a0e7-a700-42a6-b1cc-d26bf58a1ffe" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_36e38569-435d-4c83-a4a3-4446aacc36d2" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AdditionalPaidInCapital"/>

<link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_38251a36-e6fa-4c08-8423-10832c4b39f2" xlink:to="loc_us-gaap_AdditionalPaidInCapital_36e38569-435d-4c83-a4a3-4446aacc36d2" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_ac0cdf54-4e82-43c9-a3fa-cba72ead0250" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>

<link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_38251a36-e6fa-4c08-8423-10832c4b39f2" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_ac0cdf54-4e82-43c9-a3fa-cba72ead0250" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValue_4de196ab-ab96-4f1f-b91d-a53e6d344047" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_TreasuryStockValue"/>

<link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_38251a36-e6fa-4c08-8423-10832c4b39f2" xlink:to="loc_us-gaap_TreasuryStockValue_4de196ab-ab96-4f1f-b91d-a53e6d344047" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_13ee972c-7295-4862-bf9a-9fffc4c668b2" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AssetsCurrent"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_94792d04-52ee-402d-99e9-618220d853c4" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>

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<link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_16365012-baad-47dc-a374-8ab157fbd94c" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_a207bbfa-d5aa-4d9b-afdd-73f7fc11b6d0" xlink:type="arc"/>

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<link:roleRef roleURI="http://www.conns.com/role/CustomerAccountsReceivableDetails" xlink:type="simple" xlink:href="conn-20220731.xsd#CustomerAccountsReceivableDetails"/>

<link:calculationLink xlink:role="http://www.conns.com/role/CustomerAccountsReceivableDetails" xlink:type="extended">

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNet_2df490b5-5e3c-44b8-bf10-cf87ca4a4e93" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNet"/>

<link:loc xlink:type="locator" xlink:label="loc_conn_AccountsReceivableCarryingValue_a67d88e8-c240-4c4e-b5aa-2eebc113d2a9" xlink:href="conn-20220731.xsd#conn_AccountsReceivableCarryingValue"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNet_2df490b5-5e3c-44b8-bf10-cf87ca4a4e93" xlink:to="loc_conn_AccountsReceivableCarryingValue_a67d88e8-c240-4c4e-b5aa-2eebc113d2a9" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_conn_AllowanceforDoubtfulAccountsReceivableNotIncludingInterest_006d4ebd-8c4a-46dd-b31d-2423cb91922d" xlink:href="conn-20220731.xsd#conn_AllowanceforDoubtfulAccountsReceivableNotIncludingInterest"/>

<link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNet_2df490b5-5e3c-44b8-bf10-cf87ca4a4e93" xlink:to="loc_conn_AllowanceforDoubtfulAccountsReceivableNotIncludingInterest_006d4ebd-8c4a-46dd-b31d-2423cb91922d" xlink:type="arc"/>

</link:calculationLink>

<link:roleRef roleURI="http://www.conns.com/role/CustomerAccountsReceivableScheduleofAllowanceforCreditLossesDetails" xlink:type="simple" xlink:href="conn-20220731.xsd#CustomerAccountsReceivableScheduleofAllowanceforCreditLossesDetails"/>

<link:calculationLink xlink:role="http://www.conns.com/role/CustomerAccountsReceivableScheduleofAllowanceforCreditLossesDetails" xlink:type="extended">

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetNoncurrent_f60eb722-ef7b-4ed8-ba65-494b63565f5b" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNetNoncurrent"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableGrossNoncurrent_5ef3243d-cdf5-40e2-ab5c-3b6ea9af6295" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableGrossNoncurrent"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetNoncurrent_f60eb722-ef7b-4ed8-ba65-494b63565f5b" xlink:to="loc_us-gaap_AccountsReceivableGrossNoncurrent_5ef3243d-cdf5-40e2-ab5c-3b6ea9af6295" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableNoncurrent_cc9e01e8-7145-448a-9129-b1827c578d32" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableNoncurrent"/>

<link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetNoncurrent_f60eb722-ef7b-4ed8-ba65-494b63565f5b" xlink:to="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableNoncurrent_cc9e01e8-7145-448a-9129-b1827c578d32" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_f1c1cade-5f08-41d9-b097-e4ff81494935" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNetCurrent"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableGrossCurrent_8d44ae7d-9aad-46cf-99ad-ff949328c504" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableGrossCurrent"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_f1c1cade-5f08-41d9-b097-e4ff81494935" xlink:to="loc_us-gaap_AccountsReceivableGrossCurrent_8d44ae7d-9aad-46cf-99ad-ff949328c504" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_19ba05e5-048e-42f1-90e4-0372981a90b4" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent"/>

<link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_f1c1cade-5f08-41d9-b097-e4ff81494935" xlink:to="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_19ba05e5-048e-42f1-90e4-0372981a90b4" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNet_af874ce2-38fd-467c-a1e3-53b944014853" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNet"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_cd61878b-1454-4e3a-a5cf-ffb973736323" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNetCurrent"/>

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<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetNoncurrent_a740a2c1-a810-454c-912d-11aa2c8aec12" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNetNoncurrent"/>

<link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNet_af874ce2-38fd-467c-a1e3-53b944014853" xlink:to="loc_us-gaap_AccountsReceivableNetNoncurrent_a740a2c1-a810-454c-912d-11aa2c8aec12" xlink:type="arc"/>

</link:calculationLink>

<link:roleRef roleURI="http://www.conns.com/role/ChargesandCreditsDetails" xlink:type="simple" xlink:href="conn-20220731.xsd#ChargesandCreditsDetails"/>

<link:calculationLink xlink:role="http://www.conns.com/role/ChargesandCreditsDetails" xlink:type="extended">

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonrecurringIncomeExpense_4a69c104-b5f5-4d6c-937a-fc8b5985d745" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherNonrecurringIncomeExpense"/>

<link:loc xlink:type="locator" xlink:label="loc_conn_LeaseModification_259438a1-15a7-43af-bdce-8936f29f4e60" xlink:href="conn-20220731.xsd#conn_LeaseModification"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherNonrecurringIncomeExpense_4a69c104-b5f5-4d6c-937a-fc8b5985d745" xlink:to="loc_conn_LeaseModification_259438a1-15a7-43af-bdce-8936f29f4e60" xlink:type="arc"/>

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<link:roleRef roleURI="http://www.conns.com/role/FinanceChargesandOtherRevenueDetails" xlink:type="simple" xlink:href="conn-20220731.xsd#FinanceChargesandOtherRevenueDetails"/>

<link:calculationLink xlink:role="http://www.conns.com/role/FinanceChargesandOtherRevenueDetails" xlink:type="extended">

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncome_adc469d1-600d-4aa2-8861-e1b4c8b18b0f" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherIncome"/>

<link:loc xlink:type="locator" xlink:label="loc_conn_InterestIncomeAndFees_9ef71194-bdc1-4985-894c-f7656232f5fe" xlink:href="conn-20220731.xsd#conn_InterestIncomeAndFees"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherIncome_adc469d1-600d-4aa2-8861-e1b4c8b18b0f" xlink:to="loc_conn_InterestIncomeAndFees_9ef71194-bdc1-4985-894c-f7656232f5fe" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_4286d148-b515-4982-922d-1f57ab12fcf9" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InsuranceCommissionsAndFees"/>

<link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherIncome_adc469d1-600d-4aa2-8861-e1b4c8b18b0f" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_4286d148-b515-4982-922d-1f57ab12fcf9" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_conn_OtherFCORevenue_83fe3242-3f8b-4ed2-af8e-890512e5ce3b" xlink:href="conn-20220731.xsd#conn_OtherFCORevenue"/>

<link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherIncome_adc469d1-600d-4aa2-8861-e1b4c8b18b0f" xlink:to="loc_conn_OtherFCORevenue_83fe3242-3f8b-4ed2-af8e-890512e5ce3b" xlink:type="arc"/>

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<link:roleRef roleURI="http://www.conns.com/role/VariableInterestEntitiesDetails" xlink:type="simple" xlink:href="conn-20220731.xsd#VariableInterestEntitiesDetails"/>

<link:calculationLink xlink:role="http://www.conns.com/role/VariableInterestEntitiesDetails" xlink:type="extended">

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_3094f906-b1ba-40f4-af02-503f641b3a5d" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Liabilities"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_54d59ec4-f1d2-4f8f-8922-1fedc4edb7ea" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_3094f906-b1ba-40f4-af02-503f641b3a5d" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_54d59ec4-f1d2-4f8f-8922-1fedc4edb7ea" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome_63beac77-33aa-473d-a025-37c5d9ddb25e" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome"/>

<link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_3094f906-b1ba-40f4-af02-503f641b3a5d" xlink:to="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome_63beac77-33aa-473d-a025-37c5d9ddb25e" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_50f246da-d7a1-4512-a559-4f6a6d27d1ff" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LongTermDebt"/>

<link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_3094f906-b1ba-40f4-af02-503f641b3a5d" xlink:to="loc_us-gaap_LongTermDebt_50f246da-d7a1-4512-a559-4f6a6d27d1ff" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_cd5824c8-c6c5-4dc7-830c-70ef23c4024f" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DueToRelatedPartiesCurrentAndNoncurrent"/>

<link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_3094f906-b1ba-40f4-af02-503f641b3a5d" xlink:to="loc_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_cd5824c8-c6c5-4dc7-830c-70ef23c4024f" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_5ce361bb-f4a9-409f-b8cb-f2e5ce084dfb" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Assets"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNet_60193f68-fcdd-481e-b164-0a4e9a7ea416" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNet"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_5ce361bb-f4a9-409f-b8cb-f2e5ce084dfb" xlink:to="loc_us-gaap_AccountsReceivableNet_60193f68-fcdd-481e-b164-0a4e9a7ea416" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_DueFromRelatedParties_399e8cd9-40e8-4ec4-85a4-fff52857c3b5" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DueFromRelatedParties"/>

<link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_5ce361bb-f4a9-409f-b8cb-f2e5ce084dfb" xlink:to="loc_us-gaap_DueFromRelatedParties_399e8cd9-40e8-4ec4-85a4-fff52857c3b5" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_939ef1f1-4f7f-4767-81a2-acc0217504e0" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>

<link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_5ce361bb-f4a9-409f-b8cb-f2e5ce084dfb" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_939ef1f1-4f7f-4767-81a2-acc0217504e0" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNet_d2d475c6-6e98-4d24-b284-7cc669e20c2f" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccountsReceivableNet"/>

<link:loc xlink:type="locator" xlink:label="loc_conn_AccountsReceivableCustomer_8db7a5d9-b89c-4f58-a739-ccb03d05a2a1" xlink:href="conn-20220731.xsd#conn_AccountsReceivableCustomer"/>

<link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNet_d2d475c6-6e98-4d24-b284-7cc669e20c2f" xlink:to="loc_conn_AccountsReceivableCustomer_8db7a5d9-b89c-4f58-a739-ccb03d05a2a1" xlink:type="arc"/>

<link:loc xlink:type="locator" xlink:label="loc_conn_AccountsReceivableRestructuredAccounts_cebc0d53-9953-4696-a484-c0c6c81be026" xlink:href="conn-20220731.xsd#conn_AccountsReceivableRestructuredAccounts"/>

<link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNet_d2d475c6-6e98-4d24-b284-7cc669e20c2f" xlink:to="loc_conn_AccountsReceivableRestructuredAccounts_cebc0d53-9953-4696-a484-c0c6c81be026" xlink:type="arc"/>

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<link:loc xlink:type="locator" xlink:label="loc_conn_AllowancesForPromotionalCreditPrograms_fb3ba0b0-832b-41d3-a0a8-7b46d3fea37e" xlink:href="conn-20220731.xsd#conn_AllowancesForPromotionalCreditPrograms"/>

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7 Previous Filings that this Filing References

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 8/09/22  Conns Inc.                        8-K:1,2,9   7/21/22   16:3.5M                                   Toppan Merrill/FA
12/08/20  Conns Inc.                        10-Q       10/31/20   55:9.1M
 6/02/14  Conns Inc.                        10-Q        4/30/14   48:5.2M
 3/27/14  Conns Inc.                        10-K        1/31/14   78:14M
 6/05/12  Conns Inc.                        10-Q        4/30/12   34:4.1M                                   Donnelley … Solutions/FA
 6/07/04  Conns Inc.                        10-Q        4/30/04   11:274K                                   Business Wire/FA
 9/23/03  Conns Inc.                        S-1                   23:5M                                     Donnelley … Solutions/FA

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Filing Submission 0001223389-22-000039 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

Conns Inc. – ‘10-Q’ for 7/31/22 – ‘EX-101.CAL’

On: Tuesday, 8/30/22, at 11:59am ET · For: 7/31/22 · Accession #: 1223389-22-39 · File #: 1-34956

Quarterly Report — Form 10-QFiling Table of Contents

‘EX-101.CAL’ — XBRL Calculations — conn-20220731_cal

This Exhibit is an XBRL XML File.

7 Previous Filings that this Filing References

Quarterly Report — Form 10-Q

Filing Table of Contents