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Roan Holdings Group Co., Ltd. – ‘6-K’ for 6/30/22 – ‘EX-101.SCH’

On:  Wednesday, 8/24/22, at 8:08pm ET   ·   As of:  8/25/22   ·   For:  6/30/22   ·   Accession #:  1213900-22-50871   ·   File #:  1-36664

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  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 8/25/22  Roan Holdings Group Co., Ltd.     6-K         6/30/22   86:5M                                     EdgarAgents LLC/FA

Current, Quarterly or Annual Report by a Foreign Issuer   —   Form 6-K   —   SEA’34

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 6-K         Report of Foreign Private Issuer                    HTML     32K 
 2: EX-99.1     Unaudited Condensed Consolidated Financial          HTML    644K 
                Statements for the Six Months Ended June 30, 2022                
                and 2021                                                         
 3: EX-99.2     Management's Discussion and Analysis of Financial   HTML     72K 
                Condition and Results of Operations                              
 4: EX-99.3     Press Release Dated August 24, 2022                 HTML    127K 
10: R1          Document And Entity Information                     HTML     39K 
11: R2          Condensed Consolidated Balance Sheets               HTML    175K 
12: R3          Condensed Consolidated Balance Sheets               HTML     44K 
                (Parentheticals)                                                 
13: R4          Condensed Consolidated Statements of Operations     HTML    136K 
                and Comprehensive Income (Loss) (Unaudited)                      
14: R5          Condensed Consolidated Statements of Operations     HTML     32K 
                and Comprehensive Income (Loss) (Unaudited)                      
                (Parentheticals)                                                 
15: R6          Condensed Consolidated Statements of Changes in     HTML     61K 
                Shareholders? Equity (Deficit)                                   
16: R7          Condensed Consolidated Statements of Cash Flows     HTML    120K 
                (Unaudited)                                                      
17: R8          Organization and Principal Activities               HTML     55K 
18: R9          Liquidity                                           HTML     30K 
19: R10         Summary of Significant Accounting Policies          HTML     30K 
20: R11         Restricted Cash                                     HTML     29K 
21: R12         Accounts Receivable, Net                            HTML     33K 
22: R13         Other Receivables                                   HTML     28K 
23: R14         Loans Due From Third Parties                        HTML     33K 
24: R15         Property and Equipment, Net                         HTML     31K 
25: R16         Intangible Assets, Net                              HTML     33K 
26: R17         Accrued Expenses and Other Current Liabilities      HTML     29K 
27: R18         Income Tax and Tax Payables                         HTML     47K 
28: R19         Earnings (Loss) Per Share                           HTML     32K 
29: R20         Related Party Transactions and Balances             HTML     30K 
30: R21         Redeemable Convertible Preferred Shares             HTML     39K 
31: R22         Equity                                              HTML     56K 
32: R23         Segment Reporting                                   HTML     48K 
33: R24         Commitments and Contingencies                       HTML     36K 
34: R25         Subsequent Events                                   HTML     27K 
35: R26         Accounting Policies, by Policy (Policies)           HTML     35K 
36: R27         Organization and Principal Activities (Tables)      HTML     45K 
37: R28         Restricted Cash (Tables)                            HTML     28K 
38: R29         Accounts Receivable, Net (Tables)                   HTML     34K 
39: R30         Other Receivables (Tables)                          HTML     27K 
40: R31         Loans Due From Third Parties (Tables)               HTML     32K 
41: R32         Property and Equipment, Net (Tables)                HTML     30K 
42: R33         Intangible Assets, Net (Tables)                     HTML     34K 
43: R34         Accrued Expenses and Other Current Liabilities      HTML     29K 
                (Tables)                                                         
44: R35         Income Tax and Tax Payables (Tables)                HTML     44K 
45: R36         Earnings (Loss) Per Share (Tables)                  HTML     30K 
46: R37         Equity (Tables)                                     HTML     39K 
47: R38         Segment Reporting (Tables)                          HTML     43K 
48: R39         Commitments and Contingencies (Tables)              HTML     33K 
49: R40         Organization and Principal Activities (Details)     HTML     56K 
50: R41         Organization and Principal Activities (Details) -   HTML     82K 
                Schedule of activities of the company and its                    
                subsidiaries                                                     
51: R42         Liquidity (Details)                                 HTML     48K 
52: R43         Restricted Cash (Details)                           HTML     30K 
53: R44         Restricted Cash (Details) - Schedule of company?s   HTML     28K 
                restricted cash                                                  
54: R45         Accounts Receivable, Net (Details) - Schedule of    HTML     30K 
                accounts receivable                                              
55: R46         Accounts Receivable, Net (Details) - Schedule of    HTML     30K 
                movement of allowance for doubtful accounts                      
56: R47         Other Receivables (Details) - Schedule of other     HTML     29K 
                receivables                                                      
57: R48         Loans Due From Third Parties (Details)              HTML     55K 
58: R49         Loans Due From Third Parties (Details) - Schedule   HTML     28K 
                of loans due from third parties                                  
59: R50         Loans Due From Third Parties (Details) - Schedule   HTML     27K 
                of allowance for credit losses                                   
60: R51         Property and Equipment, Net (Details)               HTML     25K 
61: R52         Property and Equipment, Net (Details) - Schedule    HTML     39K 
                of property and equipment, net                                   
62: R53         Intangible Assets, Net (Details)                    HTML     26K 
63: R54         Intangible Assets, Net (Details) - Schedule of      HTML     37K 
                intangible assets                                                
64: R55         Intangible Assets, Net (Details) - Schedule of      HTML     39K 
                amortization expenses                                            
65: R56         Accrued Expenses and Other Current Liabilities      HTML     33K 
                (Details) - Schedule accrued expenses and other                  
                current liabilities                                              
66: R57         Income Tax and Tax Payables (Details)               HTML     32K 
67: R58         Income Tax and Tax Payables (Details) - Schedule    HTML     30K 
                of income tax expense                                            
68: R59         Income Tax and Tax Payables (Details) - Schedule    HTML     38K 
                of reconciliation of the statutory tax rate to the               
                effective tax rate                                               
69: R60         Income Tax and Tax Payables (Details) - Schedule    HTML     45K 
                of deferred tax assets (liabilities), net                        
70: R61         Earnings (Loss) Per Share (Details) - Schedule of   HTML     39K 
                computation of basic and diluted loss per common                 
                share                                                            
71: R62         Related Party Transactions and Balances (Details)   HTML     69K 
72: R63         Redeemable Convertible Preferred Shares (Details)   HTML     61K 
73: R64         Equity (Details)                                    HTML     82K 
74: R65         Equity (Details) - Schedule of warrants activity    HTML     57K 
75: R66         Equity (Details) - Schedule of fair value of        HTML     36K 
                series A warrants                                                
76: R67         Segment Reporting (Details)                         HTML     26K 
77: R68         Segment Reporting (Details) - Schedule of segment   HTML     64K 
                reporting                                                        
78: R69         Commitments and Contingencies (Details)             HTML     33K 
79: R70         Commitments and Contingencies (Details) - Schedule  HTML     33K 
                of operating lease related assets and liabilities                
80: R71         Commitments and Contingencies (Details) - Schedule  HTML     34K 
                of maturities of lease liabilities                               
81: R72         Subsequent Events (Details)                         HTML     27K 
84: XML         IDEA XML File -- Filing Summary                      XML    164K 
82: XML         XBRL Instance -- ea164063-6k_roanholdings_htm        XML    981K 
83: EXCEL       IDEA Workbook of Financial Reports                  XLSX    140K 
 6: EX-101.CAL  XBRL Calculations -- rahgf-20220630_cal              XML    125K 
 7: EX-101.DEF  XBRL Definitions -- rahgf-20220630_def               XML    662K 
 8: EX-101.LAB  XBRL Labels -- rahgf-20220630_lab                    XML   1.31M 
 9: EX-101.PRE  XBRL Presentations -- rahgf-20220630_pre             XML    660K 
 5: EX-101.SCH  XBRL Schema -- rahgf-20220630                        XSD    235K 
85: JSON        XBRL Instance as JSON Data -- MetaLinks              346±   498K 
86: ZIP         XBRL Zipped Folder -- 0001213900-22-050871-xbrl      Zip    232K

‘EX-101.SCH’   —   XBRL Schema — rahgf-20220630

This Exhibit is an XBRL XML File.

                                                                                                                                                                                
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<link:definition> 012 - Disclosure - Other Receivables </link:definition>
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<link:definition> 013 - Disclosure - Loans Due From Third Parties </link:definition>
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<link:definition> 015 - Disclosure - Intangible Assets, Net </link:definition>
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<link:definition> 018 - Disclosure - Earnings (Loss) Per Share </link:definition>
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<link:definition> 019 - Disclosure - Related Party Transactions and Balances </link:definition>
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<link:definition> 037 - Disclosure - Segment Reporting (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/CommitmentsandContingenciesTables" id="rahgf_r_CommitmentsandContingenciesTables">
<link:definition> 038 - Disclosure - Commitments and Contingencies (Tables) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/OrganizationandPrincipalActivitiesDetails" id="rahgf_r_OrganizationandPrincipalActivitiesDetails">
<link:definition> 039 - Disclosure - Organization and Principal Activities (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofactivitiesofthecompanyanditssubsidiariesTable" id="rahgf_r_ScheduleofactivitiesofthecompanyanditssubsidiariesTable">
<link:definition> 040 - Disclosure - Organization and Principal Activities (Details) - Schedule of activities of the company and its subsidiaries </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/LiquidityDetails" id="rahgf_r_LiquidityDetails">
<link:definition> 041 - Disclosure - Liquidity (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/RestrictedCashDetails" id="rahgf_r_RestrictedCashDetails">
<link:definition> 042 - Disclosure - Restricted Cash (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofcompanysrestrictedcashTable" id="rahgf_r_ScheduleofcompanysrestrictedcashTable">
<link:definition> 043 - Disclosure - Restricted Cash (Details) - Schedule of company’s restricted cash </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofaccountsreceivableTable" id="rahgf_r_ScheduleofaccountsreceivableTable">
<link:definition> 044 - Disclosure - Accounts Receivable, Net (Details) - Schedule of accounts receivable </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofmovementofallowancefordoubtfulaccountsTable" id="rahgf_r_ScheduleofmovementofallowancefordoubtfulaccountsTable">
<link:definition> 045 - Disclosure - Accounts Receivable, Net (Details) - Schedule of movement of allowance for doubtful accounts </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofotherreceivablesTable" id="rahgf_r_ScheduleofotherreceivablesTable">
<link:definition> 046 - Disclosure - Other Receivables (Details) - Schedule of other receivables </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/LoansDueFromThirdPartiesDetails" id="rahgf_r_LoansDueFromThirdPartiesDetails">
<link:definition> 047 - Disclosure - Loans Due From Third Parties (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofloansduefromthirdpartiesTable" id="rahgf_r_ScheduleofloansduefromthirdpartiesTable">
<link:definition> 048 - Disclosure - Loans Due From Third Parties (Details) - Schedule of loans due from third parties </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofallowanceforcreditlossesTable" id="rahgf_r_ScheduleofallowanceforcreditlossesTable">
<link:definition> 049 - Disclosure - Loans Due From Third Parties (Details) - Schedule of allowance for credit losses </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/PropertyandEquipmentNetDetails" id="rahgf_r_PropertyandEquipmentNetDetails">
<link:definition> 050 - Disclosure - Property and Equipment, Net (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofpropertyandequipmentnetTable" id="rahgf_r_ScheduleofpropertyandequipmentnetTable">
<link:definition> 051 - Disclosure - Property and Equipment, Net (Details) - Schedule of property and equipment, net </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/IntangibleAssetsNetDetails" id="rahgf_r_IntangibleAssetsNetDetails">
<link:definition> 052 - Disclosure - Intangible Assets, Net (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofintangibleassetsTable" id="rahgf_r_ScheduleofintangibleassetsTable">
<link:definition> 053 - Disclosure - Intangible Assets, Net (Details) - Schedule of intangible assets </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofamortizationexpensesTable" id="rahgf_r_ScheduleofamortizationexpensesTable">
<link:definition> 054 - Disclosure - Intangible Assets, Net (Details) - Schedule of amortization expenses </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleaccruedexpensesandothercurrentliabilitiesTable" id="rahgf_r_ScheduleaccruedexpensesandothercurrentliabilitiesTable">
<link:definition> 055 - Disclosure - Accrued Expenses and Other Current Liabilities (Details) - Schedule accrued expenses and other current liabilities </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/IncomeTaxandTaxPayablesDetails" id="rahgf_r_IncomeTaxandTaxPayablesDetails">
<link:definition> 056 - Disclosure - Income Tax and Tax Payables (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofincometaxexpenseTable" id="rahgf_r_ScheduleofincometaxexpenseTable">
<link:definition> 057 - Disclosure - Income Tax and Tax Payables (Details) - Schedule of income tax expense </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofreconciliationofthestatutorytaxratetotheeffectivetaxrateTable" id="rahgf_r_ScheduleofreconciliationofthestatutorytaxratetotheeffectivetaxrateTable">
<link:definition> 058 - Disclosure - Income Tax and Tax Payables (Details) - Schedule of reconciliation of the statutory tax rate to the effective tax rate </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofdeferredtaxassetsliabilitiesnetTable" id="rahgf_r_ScheduleofdeferredtaxassetsliabilitiesnetTable">
<link:definition> 059 - Disclosure - Income Tax and Tax Payables (Details) - Schedule of deferred tax assets (liabilities), net </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofcomputationofbasicanddilutedlosspercommonshareTable" id="rahgf_r_ScheduleofcomputationofbasicanddilutedlosspercommonshareTable">
<link:definition> 060 - Disclosure - Earnings (Loss) Per Share (Details) - Schedule of computation of basic and diluted loss per common share </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/RelatedPartyTransactionsandBalancesDetails" id="rahgf_r_RelatedPartyTransactionsandBalancesDetails">
<link:definition> 061 - Disclosure - Related Party Transactions and Balances (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/RedeemableConvertiblePreferredSharesDetails" id="rahgf_r_RedeemableConvertiblePreferredSharesDetails">
<link:definition> 062 - Disclosure - Redeemable Convertible Preferred Shares (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/EquityDetails" id="rahgf_r_EquityDetails">
<link:definition> 063 - Disclosure - Equity (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofwarrantsactivityTable" id="rahgf_r_ScheduleofwarrantsactivityTable">
<link:definition> 064 - Disclosure - Equity (Details) - Schedule of warrants activity </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleoffairvalueofseriesAwarrantsTable" id="rahgf_r_ScheduleoffairvalueofseriesAwarrantsTable">
<link:definition> 065 - Disclosure - Equity (Details) - Schedule of fair value of series A warrants </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/SegmentReportingDetails" id="rahgf_r_SegmentReportingDetails">
<link:definition> 066 - Disclosure - Segment Reporting (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
<link:usedOn> link:calculationLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofsegmentreportingTable" id="rahgf_r_ScheduleofsegmentreportingTable">
<link:definition> 067 - Disclosure - Segment Reporting (Details) - Schedule of segment reporting </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/CommitmentsandContingenciesDetails" id="rahgf_r_CommitmentsandContingenciesDetails">
<link:definition> 068 - Disclosure - Commitments and Contingencies (Details) </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<link:roleType roleURI="http://www.chinalending.com/role/ScheduleofoperatingleaserelatedassetsandliabilitiesTable" id="rahgf_r_ScheduleofoperatingleaserelatedassetsandliabilitiesTable">
<link:definition> 069 - Disclosure - Commitments and Contingencies (Details) - Schedule of operating lease related assets and liabilities </link:definition>
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<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 070 - Disclosure - Commitments and Contingencies (Details) - Schedule of maturities of lease liabilities </link:definition>
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<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 071 - Disclosure - Subsequent Events (Details) </link:definition>
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<link:usedOn> link:definitionLink </link:usedOn>
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<link:definition> 000 - Document - Document And Entity Information </link:definition>
<link:usedOn> link:presentationLink </link:usedOn>
<link:usedOn> link:definitionLink </link:usedOn>
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<xs:import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd"/>
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<xs:element name="ScheduleOfLoansDueFromThirdPartiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ScheduleOfLoansDueFromThirdPartiesAbstract"/>
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<xs:element name="UnlabeledAbstract12" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract12"/>
<xs:element name="UnlabeledAbstract13" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract13"/>
<xs:element name="UnlabeledAbstract14" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract14"/>
<xs:element name="UnlabeledAbstract15" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract15"/>
<xs:element name="UnlabeledAbstract16" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract16"/>
<xs:element name="UnlabeledAbstract17" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract17"/>
<xs:element name="UnlabeledAbstract18" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract18"/>
<xs:element name="UnlabeledAbstract19" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract19"/>
<xs:element name="UnlabeledAbstract20" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract20"/>
<xs:element name="UnlabeledAbstract21" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract21"/>
<xs:element name="UnlabeledAbstract22" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract22"/>
<xs:element name="UnlabeledAbstract23" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract23"/>
<xs:element name="WeightedAverageNumberOfOrdinaryShareOutstandingAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_WeightedAverageNumberOfOrdinaryShareOutstandingAbstract"/>
<xs:element name="UnlabeledAbstract24" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract24"/>
<xs:element name="UnlabeledAbstract25" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_UnlabeledAbstract25"/>
<xs:element name="LoanReceivableDueFromThirdParties" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LoanReceivableDueFromThirdParties"/>
<xs:element name="OtherCurrentAsset" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OtherCurrentAsset"/>
<xs:element name="CustomerPledgedDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_CustomerPledgedDeposits"/>
<xs:element name="ReserveForFinancialGuaranteeLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ReserveForFinancialGuaranteeLosses"/>
<xs:element name="WarrantLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_WarrantLiabilities"/>
<xs:element name="PreferredStockValueOne" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_PreferredStockValueOne"/>
<xs:element name="StatutoryReserve" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_StatutoryReserve"/>
<xs:element name="PreferredSharesAuthorizedDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_PreferredSharesAuthorizedDescription"/>
<xs:element name="RevenuesFromHealthcareServicePackages" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RevenuesFromHealthcareServicePackages"/>
<xs:element name="RevenuesFromConsultingServicesNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RevenuesFromConsultingServicesNet"/>
<xs:element name="CommissionsAndFeesOnFinancialGuaranteeServices" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_CommissionsAndFeesOnFinancialGuaranteeServices"/>
<xs:element name="ProvisionsForFinancialGuaranteeServices" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ProvisionsForFinancialGuaranteeServices"/>
<xs:element name="CommissionAndFeeIncomeOnGuaranteeServicesNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_CommissionAndFeeIncomeOnGuaranteeServicesNet"/>
<xs:element name="InterestAndFeeIncomeLoansRelatedParty" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_InterestAndFeeIncomeLoansRelatedParty"/>
<xs:element name="SalariesAndEmployeeSurcharge" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_SalariesAndEmployeeSurcharge"/>
<xs:element name="ChangesInFairValueOfWarrantLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ChangesInFairValueOfWarrantLiabilities"/>
<xs:element name="StockIssuedDuringPeriodValueDividendToShareholders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_StockIssuedDuringPeriodValueDividendToShareholders"/>
<xs:element name="TransferToStatutoryReserves" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_TransferToStatutoryReserves"/>
<xs:element name="DeconsolidationOfSubsidiaries" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_DeconsolidationOfSubsidiaries"/>
<xs:element name="BadDebtProvision" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_BadDebtProvision"/>
<xs:element name="LossgainFromLeaseModification" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LossgainFromLeaseModification"/>
<xs:element name="IncreaseDecreaseInPledgedDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_IncreaseDecreaseInPledgedDeposits"/>
<xs:element name="IncreaseDecreaseinCustomerPledgedAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_IncreaseDecreaseinCustomerPledgedAssets"/>
<xs:element name="RepaymentdisbursementOfLoansToThirdParties" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RepaymentdisbursementOfLoansToThirdParties"/>
<xs:element name="PaymentOfDueFromRelatedParty" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_PaymentOfDueFromRelatedParty"/>
<xs:element name="LiquidityTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LiquidityTextBlock"/>
<xs:element name="RestrictedCashTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RestrictedCashTextBlock"/>
<xs:element name="LoanDueFromThirdPartiesTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LoanDueFromThirdPartiesTextBlock"/>
<xs:element name="ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock"/>
<xs:element name="ScheduleOfOtherReceivablesTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ScheduleOfOtherReceivablesTableTextBlock"/>
<xs:element name="ScheduleOfLoansDueFromThirdPartiesTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ScheduleOfLoansDueFromThirdPartiesTableTextBlock"/>
<xs:element name="ScheduleOfWarrantsTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ScheduleOfWarrantsTableTextBlock"/>
<xs:element name="ScheduleOfFutureMinimumRentalPaymentsForOperatingLeaseTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeaseTableTextBlock"/>
<xs:element name="OwnershipPercentageDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OwnershipPercentageDescription"/>
<xs:element name="RestrictedCashInBanksAndOtherFinancialInstitutions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RestrictedCashInBanksAndOtherFinancialInstitutions"/>
<xs:element name="RestrictedCashInOtherGuaranteedCreditors" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RestrictedCashInOtherGuaranteedCreditors"/>
<xs:element name="TotalCashCashEquivalentsAndRestrictedCash" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_TotalCashCashEquivalentsAndRestrictedCash"/>
<xs:element name="AllowanceForDoubtfulReceivablesBalanceAtBeginning" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AllowanceForDoubtfulReceivablesBalanceAtBeginning"/>
<xs:element name="AllowanceForProvisions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AllowanceForProvisions"/>
<xs:element name="AllowanceForForeignExchangegainLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AllowanceForForeignExchangegainLoss"/>
<xs:element name="AllowanceForDoubtfulReceivablesBalanceAtEnding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AllowanceForDoubtfulReceivablesBalanceAtEnding"/>
<xs:element name="LoansDueFromThirdParties" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LoansDueFromThirdParties"/>
<xs:element name="AllowanceForCreditLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AllowanceForCreditLosses"/>
<xs:element name="TotalLoanReceivableDueFromThirdPartiesTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_TotalLoanReceivableDueFromThirdPartiesTotal"/>
<xs:element name="Provisions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_Provisions"/>
<xs:element name="IntangibleAssetsNetDetailsScheduleofintangibleassetsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_IntangibleAssetsNetDetailsScheduleofintangibleassetsTable"/>
<xs:element name="IntangibleAssetsNetDetailsScheduleofintangibleassetsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_IntangibleAssetsNetDetailsScheduleofintangibleassetsLineItems"/>
<xs:element name="EffectOfValuationOfDeferredTaxAllowance" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EffectOfValuationOfDeferredTaxAllowance"/>
<xs:element name="TotalDeferredTaxAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_TotalDeferredTaxAssets"/>
<xs:element name="EarningsLossPerShareDetailsScheduleofcomputationofbasicanddilutedlosspercommonshareTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_EarningsLossPerShareDetailsScheduleofcomputationofbasicanddilutedlosspercommonshareTable"/>
<xs:element name="EarningsLossPerShareDetailsScheduleofcomputationofbasicanddilutedlosspercommonshareLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EarningsLossPerShareDetailsScheduleofcomputationofbasicanddilutedlosspercommonshareLineItems"/>
<xs:element name="EquityDetailsScheduleofwarrantsactivityTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_EquityDetailsScheduleofwarrantsactivityTable"/>
<xs:element name="EquityDetailsScheduleofwarrantsactivityLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EquityDetailsScheduleofwarrantsactivityLineItems"/>
<xs:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsWarrantsNonvestedNumber" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsWarrantsNonvestedNumber"/>
<xs:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingExpirationDates1" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingExpirationDates1"/>
<xs:element name="EquityDetailsScheduleoffairvalueofseriesAwarrantsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_EquityDetailsScheduleoffairvalueofseriesAwarrantsTable"/>
<xs:element name="EquityDetailsScheduleoffairvalueofseriesAwarrantsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EquityDetailsScheduleoffairvalueofseriesAwarrantsLineItems"/>
<xs:element name="AnnualizedVolatilityOfUnderlyingStock" type="dtr:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AnnualizedVolatilityOfUnderlyingStock"/>
<xs:element name="CommitmentsandContingenciesDetailsScheduleofoperatingleaserelatedassetsandliabilitiesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_CommitmentsandContingenciesDetailsScheduleofoperatingleaserelatedassetsandliabilitiesTable"/>
<xs:element name="CommitmentsandContingenciesDetailsScheduleofoperatingleaserelatedassetsandliabilitiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_CommitmentsandContingenciesDetailsScheduleofoperatingleaserelatedassetsandliabilitiesLineItems"/>
<xs:element name="PresentValueOfLeaseLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_PresentValueOfLeaseLiabilities"/>
<xs:element name="OrganizationandPrincipalActivitiesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_OrganizationandPrincipalActivitiesDetailsTable"/>
<xs:element name="OrganizationandPrincipalActivitiesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OrganizationandPrincipalActivitiesDetailsLineItems"/>
<xs:element name="AppromimatelyAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AppromimatelyAmount"/>
<xs:element name="RestrictedCashDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_RestrictedCashDetailsTable"/>
<xs:element name="RestrictedCashDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RestrictedCashDetailsLineItems"/>
<xs:element name="RestrictedCashExpirationPeriodDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RestrictedCashExpirationPeriodDescription"/>
<xs:element name="LoansDueFromThirdPartiesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_LoansDueFromThirdPartiesDetailsTable"/>
<xs:element name="LoansDueFromThirdPartiesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LoansDueFromThirdPartiesDetailsLineItems"/>
<xs:element name="IncomeTaxandTaxPayablesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_IncomeTaxandTaxPayablesDetailsTable"/>
<xs:element name="IncomeTaxandTaxPayablesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_IncomeTaxandTaxPayablesDetailsLineItems"/>
<xs:element name="RelatedPartyTransactionsandBalancesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_RelatedPartyTransactionsandBalancesDetailsTable"/>
<xs:element name="RelatedPartyTransactionsandBalancesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RelatedPartyTransactionsandBalancesDetailsLineItems"/>
<xs:element name="RedeemableConvertiblePreferredSharesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_RedeemableConvertiblePreferredSharesDetailsTable"/>
<xs:element name="RedeemableConvertiblePreferredSharesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_RedeemableConvertiblePreferredSharesDetailsLineItems"/>
<xs:element name="FairValueAssumptionsExercisedPrice" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FairValueAssumptionsExercisedPrice"/>
<xs:element name="OrdinarySharesPricePerShare" type="dtr:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OrdinarySharesPricePerShare"/>
<xs:element name="SharesIssuedForConversionPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_SharesIssuedForConversionPercentage"/>
<xs:element name="EquityInterest" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EquityInterest"/>
<xs:element name="LiquidationPremiumPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LiquidationPremiumPercentage"/>
<xs:element name="LiquidationPremiumValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LiquidationPremiumValue"/>
<xs:element name="EquityDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_EquityDetailsTable"/>
<xs:element name="EquityDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EquityDetailsLineItems"/>
<xs:element name="OrdinarySharesHeldInEscrowDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OrdinarySharesHeldInEscrowDescription"/>
<xs:element name="EscrowedRestrictedShares" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EscrowedRestrictedShares"/>
<xs:element name="FairValueAdjustmentOfWarrant" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FairValueAdjustmentOfWarrant"/>
<xs:element name="StatutoryReserveDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_StatutoryReserveDescription"/>
<xs:element name="StatutoryReserve1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_StatutoryReserve1"/>
<xs:element name="OperatingLeasesRentExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OperatingLeasesRentExpenses"/>
<xs:element name="SubsequentEventsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="rahgf_SubsequentEventsDetailsTable"/>
<xs:element name="SubsequentEventsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_SubsequentEventsDetailsLineItems"/>
<xs:element name="AdrieGlobalHoldingsLimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_AdrieGlobalHoldingsLimitedMember"/>
<xs:element name="BusinessConductedByAdrieAndItsSubsidiariesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_BusinessConductedByAdrieAndItsSubsidiariesMember"/>
<xs:element name="BusinessConductedByLixinCaymanAndItsSubsidiariesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_BusinessConductedByLixinCaymanAndItsSubsidiariesMember"/>
<xs:element name="ChinaRoanIndustrialFinancialHoldingsGroupCoLimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ChinaRoanIndustrialFinancialHoldingsGroupCoLimitedMember"/>
<xs:element name="ClassAConvertiblePreferredSharesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ClassAConvertiblePreferredSharesMember"/>
<xs:element name="ClassBConvertiblePreferredSharesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ClassBConvertiblePreferredSharesMember"/>
<xs:element name="EarningsPerShareMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EarningsPerShareMember"/>
<xs:element name="EliminationMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_EliminationMember"/>
<xs:element name="ExerciseOfSeriesBWarrantsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ExerciseOfSeriesBWarrantsMember"/>
<xs:element name="ExpireOfWarrantsIssuedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ExpireOfWarrantsIssuedMember"/>
<xs:element name="FINECDigitalTechnologyHangzhouLimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FINECDigitalTechnologyHangzhouLimitedMember"/>
<xs:element name="FINECInteractiveTechnologyHangzhouLimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FINECInteractiveTechnologyHangzhouLimitedMember"/>
<xs:element name="FiveThirdPartiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FiveThirdPartiesMember"/>
<xs:element name="FortisIndustrialGroupLimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FortisIndustrialGroupLimitedMember"/>
<xs:element name="FourThirdPartiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FourThirdPartiesMember"/>
<xs:element name="FuruikangMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_FuruikangMember"/>
<xs:element name="GrantsOfPlacementAgentWarrantMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_GrantsOfPlacementAgentWarrantMember"/>
<xs:element name="GrantsOfSeriesAWarrantsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_GrantsOfSeriesAWarrantsMember"/>
<xs:element name="GrantsOfSeriesBWarrantsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_GrantsOfSeriesBWarrantsMember"/>
<xs:element name="HangzhouZeshiInvestmentPartnershipLimitedPartnershipMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_HangzhouZeshiInvestmentPartnershipLimitedPartnershipMember"/>
<xs:element name="HangzhouZeshiMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_HangzhouZeshiMember"/>
<xs:element name="LixinFinancialHoldingsBVILimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LixinFinancialHoldingsBVILimitedMember"/>
<xs:element name="LixinFinancialHoldingsGroupLimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LixinFinancialHoldingsGroupLimitedMember"/>
<xs:element name="LixinFinancialHoldingsGroupLimitedOneMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LixinFinancialHoldingsGroupLimitedOneMember"/>
<xs:element name="LixinHangzhouAssetManagementCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LixinHangzhouAssetManagementCoLtdMember"/>
<xs:element name="LixinSupplyChainManagementTianjinCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_LixinSupplyChainManagementTianjinCoLtdMember"/>
<xs:element name="MsYuanShenMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_MsYuanShenMember"/>
<xs:element name="NingboZeshiInsuranceTechnologyCoMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_NingboZeshiInsuranceTechnologyCoMember"/>
<xs:element name="OneThirdPartiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OneThirdPartiesMember"/>
<xs:element name="OperatingLeaseRelatedAssetsAndLiabilitiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_OperatingLeaseRelatedAssetsAndLiabilitiesMember"/>
<xs:element name="PRCMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_PRCMember"/>
<xs:element name="PlacementAgentWarrantsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_PlacementAgentWarrantsMember"/>
<xs:element name="SeriesAWarrantsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_SeriesAWarrantsMember"/>
<xs:element name="ShuzhiyunHoldingsBeijingCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ShuzhiyunHoldingsBeijingCoLtdMember"/>
<xs:element name="StatutoryReserveMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_StatutoryReserveMember"/>
<xs:element name="ThreeThirdPartiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ThreeThirdPartiesMember"/>
<xs:element name="TotalMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_TotalMember"/>
<xs:element name="TwoThirdPartiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_TwoThirdPartiesMember"/>
<xs:element name="XinjiangFengHuiJingKaiDirectLendingLimitedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_XinjiangFengHuiJingKaiDirectLendingLimitedMember"/>
<xs:element name="YifuHealthIndustryMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_YifuHealthIndustryMember"/>
<xs:element name="YifuHealthIndustryNingboCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_YifuHealthIndustryNingboCoLtdMember"/>
<xs:element name="YijiaTravelHangzhouDigitalTechnologyCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_YijiaTravelHangzhouDigitalTechnologyCoLtdMember"/>
<xs:element name="ZeshiHangzhouHealthManagementCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ZeshiHangzhouHealthManagementCoLtdMember"/>
<xs:element name="ZhejiangJingYuXinFinancingGuaranteeCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ZhejiangJingYuXinFinancingGuaranteeCoLtdMember"/>
<xs:element name="ZhejiangLixinEnterpriseManagementGroupGoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ZhejiangLixinEnterpriseManagementGroupGoLtdMember"/>
<xs:element name="ZhongtanFutureIndustrialOperationHangzhouCoLtdMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ZhongtanFutureIndustrialOperationHangzhouCoLtdMember"/>
<xs:element name="ZhongtanFutureMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ZhongtanFutureMember"/>
<xs:element name="ZhongxinMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_ZhongxinMember"/>
<xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="rahgf_DocumentAndEntityInformationAbstract"/>
</xs:schema>

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