SEC Info - Equitable Financial Life Insurance Co. - ‘POS AM’ on 9/15/22

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Equitable Financial Life Insurance Co. – ‘POS AM’ on 9/15/22 – ‘EX-99.(5)’

On: Thursday, 9/15/22, at 9:10am ET · Accession #: 1193125-22-245267 · File #: 333-258708

Previous ‘POS AM’: ‘POS AM’ on 9/15/22 · Next: ‘POS AM’ on 12/13/22 · Latest: ‘POS AM’ on 10/30/23 · 19 References:

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 9/15/22  Equitable Financial Life Ins Co.  POS AM                 3:389K                                   Donnelley … Solutions/FA

Post-Effective Amendment of a Registration Statement

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: POS AM      Scs Income POS AM                                   HTML    306K 
 3: EX-99.(24)  Powers of Attorney                                  HTML     44K 
 2: EX-99.(5)   Opinion of Shane Daly, Vice President and           HTML      7K 
                Associate General Counsel

‘EX-99.(5)’ — Opinion of Shane Daly, Vice President and Associate General Counsel

This Exhibit is an HTML Document rendered as filed. [ Alternative Formats ]

Opinion of Shane Daly, Vice President and Associate General Counsel


		SHANE DALY
		Vice President
		and Associate General Counsel
		(212) 314-3912
		(212) 314-3959

[EQUITABLE FINANCIAL]		LAW DEPARTMENT

		September 15, 2022

Equitable Financial Life Insurance Company

1290 Avenue of the Americas

New York, NY 10104

Dear Sirs:

This opinion is furnished in connection with the filing by Equitable Financial Life Insurance Company (“Equitable Financial”) of a Form S-3 Registration Statement of Equitable Financial for the purpose of registering Interests in the Structured Investment Option^® (“Interests”) under the Securities Act of 1933.

I have examined such corporate records of Equitable Financial and provisions of the New York insurance law as are relevant to authorization and issuance of the Interests and such other documents and laws as I consider appropriate. On the basis of such examination, it is my opinion that:

1.	Equitable Financial is a corporation duly organized and validly existing under the laws of the State of New York.

2.	The Interests are duly authorized and when issued in accordance with applicable regulatory approvals will represent legally issued, fully paid, non-assessable and binding obligations of Equitable Financial.

I hereby consent to the use of this opinion as an exhibit to the Registration Statement.

Very truly yours,

/s/ Shane Daly

Shane Daly

Dates Referenced Herein and Documents Incorporated by Reference

This ‘POS AM’ Filing	Date	Other Filings

Filed on:	9/15/22	POS AM
		List all Filings

19 Previous Filings that this Filing References

  As Of               Filer                 Filing    For·On·As Docs:Size             Issuer                      Filing Agent

 4/20/22  Equitable Financial Life Ins Co.  S-3/A                  7:1.7M                                   Donnelley … Solutions/FA
11/10/21  Equitable Financial Life Ins Co.  S-3/A                 20:13M                                    Donnelley … Solutions/FA
 6/10/21  Equitable Financial Life Ins Co.  S-3/A                 35:33M                                    Donnelley … Solutions/FA
 4/20/21  Separate Account A                485BPOS     5/01/21   10:3.9M                                   Donnelley … Solutions/FA
 4/16/19  Equitable Financial Life Ins Co.  S-3/A                  6:3M                                     Donnelley … Solutions/FA
 4/17/18  Separate Account A                485BPOS     5/01/18    7:4.6M                                   Donnelley … Solutions/FA
 4/18/17  Separate Account A                485BPOS     5/01/17   12:5M                                     Donnelley … Solutions/FA
 4/19/16  Separate Account A                485BPOS     4/29/16    7:4.4M                                   Donnelley … Solutions/FA
 9/09/15  Separate Account No. 70           485BPOS     9/09/15    5:550K                                   Donnelley … Solutions/FA
10/16/14  Separate Account No. 70           485APOS¶              10:1.4M                                   Donnelley … Solutions/FA
 4/24/12  Separate Account No. 49           485BPOS     4/30/12   12:8M                                     Donnelley … Solutions/FA
 8/05/11  Separate Account No. 49           485BPOS     8/05/11   28:8.6M                                   Separate Account A
 4/20/09  Separate Account A                485BPOS     5/01/09    8:16M
 8/11/05  Separate Account No. 49           N-4                    5:391K                                   Separate Account FP
 4/20/05  Separate Account No. 49           485BPOS     5/02/05   13:12M                                    Separate Account FP
 4/19/04  Separate Account A                485BPOS     4/19/04   15:2.9M                                   Separate Account FP
 4/25/01  Separate Account No. 45           485BPOS     4/25/01   13:1.1M                                   Separate Account FP
 7/10/98  Separate Account A                485BPOS     7/10/98   26:3.6M
 5/01/98  Separate Account No. 45           485BPOS     5/01/98    5:2.4M                                   Separate Account FP

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Filing Submission 0001193125-22-245267 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)